Speaker 1: Are you caught up on your history of what happened
Speaker 1: in the fifteen hundreds with the separation of church and
Speaker 1: state and the battle went down. Well, you might know
Speaker 1: about the story when the ninety five thesis was put
Speaker 1: under the church store, but do you understand how was
Speaker 1: technology that forced that change? And more importantly, how does
Speaker 1: understanding that story reflect and tell us, maybe highlight and
Speaker 1: show us exactly what is happening today when it comes
Speaker 1: to the terms of not just our information today, but
Speaker 1: as well as our finances and our money. We're going
Speaker 1: to break down what happened in the past fifteen hundred
Speaker 1: so we can understand the rhymes of history and how
Speaker 1: it's repeating, how we can see the same things playing out,
Speaker 1: how that leads into what's happening in the world today,
Speaker 1: and more importantly, what we can do to counteract these
Speaker 1: changes so we can still win even as things are devolving.
Speaker 1: And then eventually where this all leads. It's going to
Speaker 1: be an amazing conversation, one that I've talked about before
Speaker 1: in different bits and pieces, but I haven't put it
Speaker 1: all together. So let's just jump into it. If you're
Speaker 1: just tuning in, you're listening to the Markomall Show. I
Speaker 1: like to talk about the way the world is changing
Speaker 1: as we look at through the lens of politics, finance,
Speaker 1: and technology. So today we're going to be talking about
Speaker 1: finance and technology, not really so much politics, mostly finance
Speaker 1: and technology, and we're going.
Speaker 2: To be used history as our guide.
Speaker 1: I love history because you know, there's the saying those
Speaker 1: who don't understand history are bound to repeat it. And
Speaker 1: I know that a lot of times we hear these
Speaker 1: cliches so often that we start to overlook them, but
Speaker 1: it's true. So for example, if I had touched a
Speaker 1: hot stove and burned my hand, that was in the past,
Speaker 1: that was history. Well I would know that if I
Speaker 1: touched that hot stove again, the same outcome is most
Speaker 1: likely to happen.
Speaker 2: I'll probably burn my hand again.
Speaker 1: And so when we look through history, it's not that
Speaker 1: the exact same things happen. That's why it doesn't repeat.
Speaker 1: It rhymes, it's the rhyme. And the reason why is
Speaker 1: when you understand the mechanics of how that worked, what
Speaker 1: are the cause and effects that transpired, So it's not
Speaker 1: going to happen the exact same way. So, for example,
Speaker 1: I touched the hot stove before and I burned my hand.
Speaker 1: Next time I bumped into the hot stove with my
Speaker 1: arm and I burned my arm. Right, the cause and
Speaker 1: effect you touch something hot, you get a burn is real.
Speaker 1: Whether I burn my hand or my arm changes. That
Speaker 1: makes sense.
Speaker 2: And so when we look at history, we.
Speaker 1: Want to understand the cause and effect so we can
Speaker 1: understand what happens. And let's dig into that. So let's
Speaker 1: go back in time. Now, I say I've broken this
Speaker 1: dow many times that on a two hundred and fifty
Speaker 1: year time frame, we have a pendulum. The world swings
Speaker 1: back and forth on a tune and fete your time frame. Now,
Speaker 1: there's lots of cycles. There's lots of cycles. Let's just
Speaker 1: jump to the eighty four year cycle. It's been popularized
Speaker 1: by the book The Fourth Turning. This talks about eighty
Speaker 1: year cycles. Really it breaks down to about an eighty
Speaker 1: four year cycle. It's not exact, and they're like seasons
Speaker 1: and about every eighty four years. We sort of have
Speaker 1: this Fourth Turning generational theory. But we also have what's
Speaker 1: called like a populist uprising or a regime change about
Speaker 1: every eighty years eighty four years. So eighty years ago
Speaker 1: was the Indworld Two. We saw you know, Hitler, Mussolini,
Speaker 1: you know FDR's New Deal.
Speaker 2: In the United States.
Speaker 1: About eighty four years before that we had Karl Milk
Speaker 1: Marx wrote the Communist Manifesto led to the largest revolution
Speaker 1: that we saw in European history. About eighty four years
Speaker 1: before that was the American and the French Revolution. Now,
Speaker 1: if you know much about cycles or charts, the third
Speaker 1: time is the big strong one. So three times eighty
Speaker 1: four equals two hundred and fifty fifty two to be exact,
Speaker 1: and that puts us two and fife year cycle, which
Speaker 1: basically is like a pendulum swinging back and forth to
Speaker 1: centralization and decentralization. So right now you could argue we
Speaker 1: are at peak centralization. Two and fifty years ago, you
Speaker 1: could argue we were at peak decentralization. We set up
Speaker 1: a decentralized government the United States, a republic. Now two
Speaker 1: and fife years before that brings us back to fifteen
Speaker 1: hundred when we were at peak centralization. You're tracking with
Speaker 1: me here, Now, what was going on in the fifteen
Speaker 1: hundred is that led to peak central Well, it was
Speaker 1: technology that really got us there, But we're not going
Speaker 1: to go further back than that. But at that time,
Speaker 1: the church and the state ruled everything right, So the
Speaker 1: Catholic Church and the government were working together to enforce
Speaker 1: their will. Now, just like any government organization, just like
Speaker 1: any central planned government, they have to control the flow
Speaker 1: of information. They have to control the narrative. They have
Speaker 1: to tell you the story they want you to believe
Speaker 1: so that they can maintain power. They can maintain that
Speaker 1: power and control over you.
Speaker 2: If you start to see a.
Speaker 1: Different viewpoint, then they'll lose their power, which is why
Speaker 1: you see like in China, for example, they've had the
Speaker 1: Great Firewall where they haven't allowed Western Internet to get
Speaker 1: into their country. So you know, they don't have Google
Speaker 1: or Amazon or Facebook. They have their own versions of
Speaker 1: those things that they can control because they don't want
Speaker 1: their people in China to be influenced by Western ideology. Now,
Speaker 1: I don't think that's a good thing. I think we
Speaker 1: should all be free to have information and we can
Speaker 1: make up our own minds. Unfortunately, what I'm seeing today
Speaker 1: is in Europe and the United States they're going down
Speaker 1: the same path. Europe is fast tracking having their own
Speaker 1: Great Firewall up.
Speaker 2: If you will. At the rate.
Speaker 1: Europe is on right now, their internet could probably even
Speaker 1: be dare I say, more restrictive than what China's is.
Speaker 1: It's insane to think like that. I'm not going to
Speaker 1: go down that rabbit hole. But basically, controlling the flow
Speaker 1: of information more importantly, like I said, controlling the narrative
Speaker 1: is always the key. Now, going back to this point,
Speaker 1: the church and the state had that power, that control.
Speaker 2: They had the.
Speaker 1: Narrative and they told the people what to believe. When
Speaker 1: it came to religion, the people didn't have access to
Speaker 1: the Bible, they couldn't hear directly, so you could only
Speaker 1: come to the church to believe what they told you.
Speaker 2: And the only way to get to God was through
Speaker 2: the church.
Speaker 1: Very central. It was a central point. But technology changed that.
Speaker 1: About seventy years previous, we had the invention of a
Speaker 1: new technology and it had been around longer, but a
Speaker 1: sort of fit mass production of the printing press, and
Speaker 1: the printing press then allowed the first thing that was
Speaker 1: printed were Bibles. If people started getting the Bibles, they
Speaker 1: started reading the information and they said, wait a minute,
Speaker 1: this isn't what we've been told our whole life, this
Speaker 1: isn't true that we don't have to go through the
Speaker 1: church to get to God. We can have our own
Speaker 1: direct path. Now, anybody that read that, anybody that talked
Speaker 1: about it, spread that information, was labeled a heretic. It
Speaker 1: was called heresy, and they were put to death. I
Speaker 1: don't know the stats. I'm guessing one hundreds of thousands,
Speaker 1: potentially maybe millions of people were probably killed over this.
Speaker 2: But it didn't matter.
Speaker 1: Once that information got out, then it spread.
Speaker 2: It spread like a virus. The information got.
Speaker 1: Out because humans want truth, we want information, and so
Speaker 1: it spread and no matter what they could do, they
Speaker 1: couldn't stop it. And eventually the monopoly that the church
Speaker 1: and state held over knowledge came part. All right, now,
Speaker 1: what does that story have anything to do with today?
Speaker 2: Well, there's a.
Speaker 1: Lot of parallels today, but specifically I want to talk
Speaker 1: about it in regards to the financial system. I like
Speaker 1: to say on my main YouTube, Pianel Mark Moss, if
Speaker 1: you're not checking out Mark Moss, you should check me
Speaker 1: out over there. I use a lot of charts and
Speaker 1: graphs and things like I can't do on the radio
Speaker 1: and podcast.
Speaker 2: It's a lot more visual.
Speaker 1: But I start out my show by saying trying to
Speaker 1: change the way you think about money because almost everything
Speaker 1: you've learned is wrong. Because what we've learned is wrong.
Speaker 1: The central power that controls the world today has intentionally
Speaker 1: withheld information from us in regards to finance and money
Speaker 1: as well as they've misled us. Now, about one hundred
Speaker 1: years ago, Henry Ford, the father of the automobile and
Speaker 1: mass production, said that if the American people knew how
Speaker 1: the banking system worked, there'd be a revolution before the morning.
Speaker 1: I've used that quote before, you've probably heard it, but
Speaker 1: let's just break that down.
Speaker 2: What does that mean.
Speaker 1: So if they knew how the banking system worked, really,
Speaker 1: how the money system worked, is what he's saying. And
Speaker 1: more importantly, the banks creating money, issuing money, controlling the
Speaker 1: price of money.
Speaker 2: That's what he's talking about. And then he goes on to.
Speaker 1: Say that there would be a revolution before the morning.
Speaker 1: There wouldn't be a revolution next week, wouldn't be a
Speaker 1: revolution coming, not next year, not next week, not vote
Speaker 1: them out in four years from now. No before the morning.
Speaker 1: They wouldn't even go to bed, they'd go do it
Speaker 1: right now. That's how upset people would be. I remember
Speaker 1: years ago when my daughter was much younger. How old
Speaker 1: was she maybe eight or nine years old, and we
Speaker 1: were driving down the freeway and I was kind of
Speaker 1: explaining to her how the banking system worked and how
Speaker 1: you know, basically the Fed Federal Reserve of just print money,
Speaker 1: which then devalue steals the value from our money that
Speaker 1: we still have in our bank account. And I kind
Speaker 1: of broke this down to her in a very simple
Speaker 1: way that she could understand, and she kind of looked
Speaker 1: at me puzzled, and she said, why do.
Speaker 2: People put up with this? Why do they allow it?
Speaker 1: And that was the mind of like an eight nine
Speaker 1: year old however Shield was at that time, but it's
Speaker 1: exactly what Henry Ford was saying. Now, how are they
Speaker 1: able to do this? And how does this relate back
Speaker 1: to the story. Well, today's finance is very similar. Like
Speaker 1: I said, they don't teach us these things, they don't
Speaker 1: allow us access to this information. So I want to
Speaker 1: break down what financial literacy looks like country by country.
Speaker 1: I want to look at some of the stats that
Speaker 1: we can see inside the United States, and it.
Speaker 2: Is very very scary, talk about.
Speaker 1: Ways that we can sort of counteract this ways that
Speaker 1: it's being counteracted. Now, just like the technology of the
Speaker 1: printing press broke that monopoly, and how technology today is
Speaker 1: breaking that monopoly, how you and I have a chance
Speaker 1: to front run that both on our education side and
Speaker 1: our money side, and a whole lot more. So I'm
Speaker 1: gonna take a very quick break. You don't want to
Speaker 1: miss it. Don't go away.
Speaker 2: I'll be right back. All right, welcome back.
Speaker 1: If you just tune in, you're listening to the Mark
Speaker 1: Mass Show. We're talking about how history from five hundred
Speaker 1: years ago is rhyming today and how the church and
Speaker 1: the state tried to control just like any central power
Speaker 1: central government does, had to control the flow of information,
Speaker 1: had to control the narrative in order to control or
Speaker 1: keep their place of power and control. And it was
Speaker 1: technology that broke the gap. Now, like I said, today,
Speaker 1: we're seeing the same thing. Back then, it was the
Speaker 1: church and state that wanted its members to remain actually illiterate.
Speaker 1: They didn't want them to learn how to read, and
Speaker 1: they wanted them to stay a literally so the state
Speaker 1: could protect its monopoly on information. Right, they had to
Speaker 1: protect their monopoly on knowledge via the scriptorium. So the
Speaker 1: scriptorium was how they would transfer that knowledge from generation
Speaker 1: to generation. But again it was technology, the printing press
Speaker 1: that broke that and the church's monopoly and it was broken.
Speaker 1: And today we're seeing the same thing where the central
Speaker 1: planners the government want its people, its members to remain
Speaker 1: illiterate as well. They want to protect their monopoly on
Speaker 1: money printing and on financial policy, so it doesn't happen.
Speaker 1: If they're able to break that, then we could break
Speaker 1: the multi century monopoly on money. All right, So let's
Speaker 1: just break down some of this a little bit here
Speaker 1: for you. So what are we talking about here exactly? Well,
Speaker 1: as I said, it's always technology to change things. But
Speaker 1: let's just start with what are we seeing in terms
Speaker 1: of education around finance. So what we might call financial
Speaker 1: literacy is the knowledge and understanding of key financial skills.
Speaker 1: So some of these skills that you should probably have
Speaker 1: is like budgeting and saving, investing, retirement planning, things like that,
Speaker 1: the ability to put them to use, you know, in
Speaker 1: your life, in your fares and things like that. But
Speaker 1: let's break that down a little bit. So budgeting great. Sure,
Speaker 1: we should live on less than we we should, we
Speaker 1: should consume less than we produce, we should live on
Speaker 1: less than we created or produced. Right, So if I
Speaker 1: make a thousand dollars, I should live on less than
Speaker 1: a thousand dollars so I can save.
Speaker 2: Okay, Look, that's budgeting. One on one. That's saving. I
Speaker 2: get it.
Speaker 1: Like I told you that you understand the importance of it. Cool,
Speaker 1: we should understand investing. Okay, So I need a way
Speaker 1: to put that difference, that that money that I've saved,
Speaker 1: and I need a way for me to put it
Speaker 1: somewhere so it grows, so it's more in the future.
Speaker 1: Retirement planning, So investing retirement planning is sort of the
Speaker 1: same thing. First of all, let me let me break
Speaker 1: this down into another comparison. So there's no shortage of
Speaker 1: diet plans out there right just here we are. We
Speaker 1: just entered the second month.
Speaker 2: Of the year.
Speaker 1: At the first of the year, everybody starts certain New
Speaker 1: Year's resolutions. Everybody wants to get in shape. And probably
Speaker 1: a lot of people listening to this, and certainly a
Speaker 1: lot of people around the world think about getting in shape.
Speaker 1: And so what diet should I start? Should I do
Speaker 1: a katogenic diet? Should I do the Atkins diet? Should
Speaker 1: I just count my calories and try and eat less
Speaker 1: or whatever. Right, And there's like I said, there's no
Speaker 1: shortage of diets. There's always a new diet fad that
Speaker 1: comes out. You have weight Watchers and Jenny Craig and
Speaker 1: all these different things that can help you with a diet. Right,
Speaker 1: sort of like all these different things you can do
Speaker 1: for investing and budgeting and saving and retirement planning.
Speaker 2: But here's the thing.
Speaker 1: If all you did was eat real food, real food,
Speaker 1: being food that was either was living or is living,
Speaker 1: so animals and plants, right, If all you did was
Speaker 1: eat real food stuff that was living or is living,
Speaker 1: stuff that's not processed, you can't overeat. So if all
Speaker 1: you ate was organic, chemical free, hormone free, let's say,
Speaker 1: steak cows and chickens, and then you ate some vegetables,
Speaker 1: you ate broccoli and green beans, you wouldn't over eat.
Speaker 1: If you stayed away from processed foods, if you stayed
Speaker 1: away from the sugary foods, you stayed away from high
Speaker 1: carb foods, if you stayed away from stuff that comes
Speaker 1: in a box, if you stayed away from stuff that
Speaker 1: has a label on it. I remember a long time
Speaker 1: we listened to an interview and they were talking with
Speaker 1: a dietician, and they said, when I'm looking at a label,
Speaker 1: what am I looking at? Like? What should I be
Speaker 1: avoiding and looking for? And they said, if it has
Speaker 1: a label, don't eat it. So if you think about it,
Speaker 1: like steak and chicken doesn't have a label on it,
Speaker 1: it's just steak or chicken, right, Broccoli doesn't have a
Speaker 1: label on It's just broccoli, all right. So if you're
Speaker 1: stuck with that, you wouldn't have to you wouldn't You
Speaker 1: would over eat, and then you wouldn't need all the diets.
Speaker 1: So what am I saying here? All of these diets,
Speaker 1: all these new fads and diets that pop all the time,
Speaker 1: are designed to help you man edge the fiat food
Speaker 1: system we have. It's all designed to help you manage
Speaker 1: eating fake food. If you ate real food, you wouldn't
Speaker 1: need that. Okay, Now what am I talking about here?
Speaker 1: How does this relate to money? Well, as you're probably
Speaker 1: aware by now, the government's roll the Federal Reserve and
Speaker 1: central banks around the world. Their goal or stated goal,
Speaker 1: they tell you all the time. Right now, they're trying
Speaker 1: to get inflation back down to what two percent? So
Speaker 1: their goal is to steal through inflation two percent of
Speaker 1: your wealth per year, ten percent every five years.
Speaker 2: That's their goal.
Speaker 1: Now it's been running way too hot, and that's of course,
Speaker 1: that's their fake goal. They said it was at nine
Speaker 1: percent at one point. It was probably closer to twenty five.
Speaker 1: It's now supposedly down to in the threes, but it's
Speaker 1: probably closer to ten, right, But that's their goal two percent.
Speaker 1: So think about this. You're not able to just go
Speaker 1: be the best heart surgeon or brain surgeon, or rocket
Speaker 1: scientist or contractor coach, whatever you are. You're not able
Speaker 1: to do that and then go save your money because
Speaker 1: they're causing inflation through printing money. They're stealing the value
Speaker 1: of your wealth because of that, Because your money is
Speaker 1: buying you less goods and services in the future instead
Speaker 1: of more, you're now forced to become an investor. Just
Speaker 1: like if you eat fake processed food, you're forced to
Speaker 1: now come up with start counting calories and do some
Speaker 1: diet fads. If you're in an inflationary monetary system, you're
Speaker 1: forced to go be an investor. If I had a
Speaker 1: sound money system, if I had a way to store
Speaker 1: my wealth in a way that couldn't be debased, that
Speaker 1: the value couldn't be stolen from me in a way
Speaker 1: that my money bought me more goods and service in
Speaker 1: the future instead of less. I wouldn't have to learn
Speaker 1: about investing and retirement planning. Now what does that mean. Well,
Speaker 1: that means that now instead of being a half whatever
Speaker 1: rocket scientist and a half or a half a radio
Speaker 1: host at this point, and then half investor, because if
Speaker 1: I'm focused on both, I'm not going to be very
Speaker 1: good at either, right, So instead of having to focus
Speaker 1: on both, I could just be the best whatever professional
Speaker 1: I am, and I could really start to work on
Speaker 1: that and excel at my craft, which is a net
Speaker 1: gain for the economy and for the world overall, because
Speaker 1: I wouldn't have to worry about investing. Now, some of
Speaker 1: you might be going, well, that's why I don't worry
Speaker 1: about investing. I just give my money to somebody else
Speaker 1: to invest for me.
Speaker 2: Sure, So then.
Speaker 1: We've built this entire Wall Street complex to help you
Speaker 1: invest your money, sort of like we built this entire
Speaker 1: diet food and diet complex.
Speaker 2: To help you eat fake processed food.
Speaker 1: But we wouldn't need that if we ate real food,
Speaker 1: and we wouldn't need the investment community or economy, if
Speaker 1: we just had sound money, all right, So that's the
Speaker 1: first thing, if we understood how the banking system works.
Speaker 1: So what we're being told is that, sure, in high school,
Speaker 1: we're going to teach you financial literacy, we're going to
Speaker 1: teach you about budgeting, saving, investing in retirement planning. But
Speaker 1: of course they don't all right now, what we can
Speaker 1: see just based off of that, so that was a
Speaker 1: little bit of a tangent to sort of break that down.
Speaker 1: When we look at what they teach for financial literacy
Speaker 1: around the world, we can see that Denmark, Norway, and Sweden,
Speaker 1: supposedly per the Information, are the best of the best
Speaker 1: of the best. The United States, unfortunately, I think, is
Speaker 1: ranked twenty four out of thirty six, which is pretty interesting.
Speaker 2: Now, why is that and does that really tell us
Speaker 2: what we want to see?
Speaker 1: As a matter of fact, in the United States, there
Speaker 1: are people who are actually against giving financial education out
Speaker 1: they think that it actually could do more harm than good.
Speaker 1: I want to tell you what they're talking about. We're
Speaker 1: going to break that down a minute, and then I
Speaker 1: want to break to some mind breaking, mind blowing stats
Speaker 1: of what the education system is happening, and then we'll
Speaker 1: talk about how technology changes this and fixes this. If
Speaker 1: you're just tuning in listening to the Mark Maas Show
Speaker 1: talking about how history's rhyming and we're seeing it play
Speaker 1: out right now, I gotta take a very quick break.
Speaker 1: We're going to be right back. Go way, I'll be
Speaker 1: right back, all.
Speaker 2: Right, Welcome back.
Speaker 1: If you just tune in, you're listening to the Markmas Show,
Speaker 1: we're talking about how history is rhyming. We're always seeing
Speaker 1: at rhyming. I talk about cycles a lot, and we're
Speaker 1: talking about how five hundred years ago, with the separation
Speaker 1: of the church and state, when the printing press brought
Speaker 1: bibles out, how that is rhyming today. And we're talking
Speaker 1: about it from a financial lens all right now. Before
Speaker 1: the break, I was making the case that financial literacy
Speaker 1: and the way that we look at it through education
Speaker 1: is false in the first place, just as false it
Speaker 1: as do have a diet training. If you just ate
Speaker 1: real food, you wouldn't have to worry about it, And
Speaker 1: same with our financial education of learning how to invest
Speaker 1: is like I wouldn't need to do that if my
Speaker 1: money just held its value. But let's table that for
Speaker 1: a minute, and let's go back to how well are
Speaker 1: we even doing in financial education. I remember a couple
Speaker 1: of years ago, I was working with my church and
Speaker 1: I was helping in the high school ministry, and I
Speaker 1: remember we went on a trip, a road trip up north,
Speaker 1: and I was driving a van with a bunch of kids,
Speaker 1: and I had another adult with me in the van,
Speaker 1: and she was a school teacher. And you know, of
Speaker 1: course I'm going to engage and we're going to talk
Speaker 1: about school, We're going to talk about education and all
Speaker 1: these things. Of course I'm going to have that conversation.
Speaker 1: And we're talking, talking, talking, and she made a statement
Speaker 1: which a lot of people do. We just make these
Speaker 1: statements because it's things that we've hurt our whole lives,
Speaker 1: but we've never really taken the time to stop and
Speaker 1: think about what we're even saying. And she said, but
Speaker 1: everybody needs an education, don't we. I think at the
Speaker 1: time we were talking about college specifically. I'm not a
Speaker 1: fan of college education. And she just made the statement,
Speaker 1: but Mark, everybody needs education. And I said, I agree,
Speaker 1: everybody needs education. I said to the teacher.
Speaker 2: What do they need to be educated in? She couldn't answer.
Speaker 2: The question.
Speaker 1: She had never taken the time to even think through
Speaker 1: what does a good adult, a well functioning, successful adult
Speaker 1: look like? And what are the things we would teach
Speaker 1: them in order for them to become that person. She
Speaker 1: had never even thought about that. She couldn't answer the
Speaker 1: question without blinking. I said, well, I can tell you
Speaker 1: what I think they should learn. See, I'm a big
Speaker 1: proponent of education. I'm not a big proponent of what
Speaker 1: the school system.
Speaker 2: Teaches you as education.
Speaker 1: So I said, sure, here's what they should learn. They
Speaker 1: should learn that we get paid for the value we provide.
Speaker 1: We should learn how to create value by offering goods
Speaker 1: and services to the market.
Speaker 2: Once.
Speaker 1: We should learn that free markets work by everybody win
Speaker 1: win relationships. We should learn communication skills. We should learn
Speaker 1: how to get along better. We should learn how to
Speaker 1: win friends and influence people. The book that change My
Speaker 1: life shout out. You should read that book how to
Speaker 1: win friends and influence people. We should learn how to
Speaker 1: influence people through our communication skills. We should learn sales
Speaker 1: and marketing skills.
Speaker 2: Right.
Speaker 1: We should learn time management skills. We should learn how
Speaker 1: to manage your time cut out distractions. We should learn obviously,
Speaker 1: all types about health, not how to manage a fake diet,
Speaker 1: a process food diet. We should learn about real health
Speaker 1: just you know what food we should eat, but gut
Speaker 1: health and how the body works, and how you know
Speaker 1: physical fitness and all those types of things. Anyway, I'm
Speaker 1: not gonna go on, but I could list a whole
Speaker 1: bunch of things that we should learn. But let's go
Speaker 1: back to this. So schools should be teaching this, but
Speaker 1: are they. So let's take a look some of these
Speaker 1: stats that blew my mind when I looked at this.
Speaker 1: Now I'm going to single out, as I already said,
Speaker 1: the United States is way down in the bottom I think,
Speaker 1: bottom third or bottom twenty five percent of the world
Speaker 1: on financial literacy. But let's look at a couple instances
Speaker 1: in the United States for example.
Speaker 2: Now, well, go.
Speaker 1: Back to the argument. So I didn't I can finish that.
Speaker 1: So there's some people in the education system in the
Speaker 1: US that thinks that we should not be teaching financial
Speaker 1: education materials. And the reason why they say that is
Speaker 1: because they believe that it would make students overconfident in
Speaker 1: their financial decisions and that would result in consumers making
Speaker 1: foolish mistakes.
Speaker 2: Think about that, that is real.
Speaker 1: Think about how in saying that argument is nope, nope, nope, nope, nope,
Speaker 1: don't We don't want to teach them anything because then
Speaker 1: they could be too over confident and they could make mistakes.
Speaker 2: Think about that for a second.
Speaker 1: I mean, like, so we shouldn't teach high school students
Speaker 1: anything about health because if we teach them about health,
Speaker 1: they're gonna be over confident and they're not gonna care
Speaker 1: about their health.
Speaker 2: Like what I mean.
Speaker 1: We shouldn't teach people how to swim because if we
Speaker 1: teach people how to swim, they can be over confident
Speaker 1: and get in the water and drowned. So we should
Speaker 1: not teach them how to swim. I mean, it's just insane.
Speaker 1: This is the mental gymnastics that these teachers have. But
Speaker 1: let's let's take into some facts here in the city
Speaker 1: of Baltimore in Maryland. Really it's the state and I'm
Speaker 1: going to single out Baltimore. It's it's the big city there,
Speaker 1: and it's horrible. Twenty three Baltimore schools have zero students
Speaker 1: that are proficient in math. That's per the state test results.
Speaker 1: Zero as in not one single one, not even one
Speaker 1: out of twenty three schools, not one single student is
Speaker 1: proficient in math. Now we're not even talking about the
Speaker 1: financial subjects, Like if you can't even do math, if
Speaker 1: you can't even be proficient in math, how are you
Speaker 1: ever going to figure out compound interest for retirement planning?
Speaker 2: Right?
Speaker 1: So they're talking about retirement planning, so investing things like that,
Speaker 1: How are you ever going to figure out how to
Speaker 1: invest if you can't even read a balance sheet because
Speaker 1: you're not even proficient in math. One of the big
Speaker 1: misconceptions about investing, and hopefully none of you are dealing
Speaker 1: with this, but investing is not gambling. When you're investing,
Speaker 1: you're buying a business. You're buying a company, So you
Speaker 1: should be able to look at that business and see
Speaker 1: if it's a good business or not. I should be
Speaker 1: able to look at their revenues and their profits and
Speaker 1: their balance sheets and projections.
Speaker 2: And things like that.
Speaker 1: But if you don't understand basic math, you're not proficient math,
Speaker 1: how can you ever do that? So anyway, we're a
Speaker 1: long way from teaching people about money. We haven't even
Speaker 1: got the proficient in math. Now, seven percent of students oh,
Speaker 1: there was just out of all the school rules in Baltimore,
Speaker 1: only seven percent of the students were proficient. So there's
Speaker 1: twenty three that had not even one student proficient. But
Speaker 1: out of all of the schools, only seven percent of
Speaker 1: the students were proficient in math. In Chicago, another big city,
Speaker 1: fifty five schools reported no proficiency in math either. Fifty
Speaker 1: five not one single student.
Speaker 2: And it's worse.
Speaker 1: Not just they were not proficient in math, they were
Speaker 1: not proficient.
Speaker 2: In reading either.
Speaker 1: Fifty five schools not one single student.
Speaker 2: Proficient in math or reading.
Speaker 1: So how the heck are you going to learn how
Speaker 1: to balance a budget or invest into a company or
Speaker 1: plan for your retirement if you can't do math or read. Now,
Speaker 1: sure before you did no maths, so you couldn't do
Speaker 1: the math on the company's balance sheet, But now you
Speaker 1: can't even read the balance sheet.
Speaker 2: That's a big problem. Now that's Chicago and.
Speaker 1: Marks this cherry picking data. So you know, I'm sure
Speaker 1: there's other places in Illinois that are good. Okay, So statewide,
Speaker 1: there were fifty three schools that reported no students who
Speaker 1: were proficient in math.
Speaker 2: There were another.
Speaker 1: Thirty schools reported zero students who were able to read
Speaker 1: at grade level. I mean, is that insane or what.
Speaker 1: So it's not that we're just not giving them financial literacy.
Speaker 1: We're not teaching them about money at all. But here's
Speaker 1: where we pivot on this. I know this sounds bad,
Speaker 1: but remember the state wants citizens to remain illiterate. So
Speaker 1: five hundred years ago, the church and state wanted you
Speaker 1: to remain at literate so you couldn't read the Bible
Speaker 1: for yourself.
Speaker 2: Just let us tell you what it says.
Speaker 1: Today, the states want citizens to remain financially illiterate for
Speaker 1: the same reason, the same principal reason. They want you
Speaker 1: to remain illiterate so you can stay a servant, a
Speaker 1: surf of the state. More importantly, they can protect their
Speaker 1: monopoly on money through the central bank. Right for the church,
Speaker 1: it was to protect its monopoly on knowledge. Today for
Speaker 1: the state it's to control its monopoly on money and
Speaker 1: money printing. They can't have you becoming successful and not
Speaker 1: being dependent on the state. Nor can they have you
Speaker 1: understanding how money works so you don't continue to buy
Speaker 1: into the system.
Speaker 2: You see, we can just opt out. I have.
Speaker 1: I just pulled my money out of the bank. I
Speaker 1: don't use their money.
Speaker 2: You know other.
Speaker 1: Countries where you see money failing all the time, in Argentina,
Speaker 1: for example, or Venezuela or Lebanon. They don't use that
Speaker 1: nation's money. They use the dollar instead. And we don't
Speaker 1: have to use our state's money if we were smart
Speaker 1: enough to know that, And that's what they don't want
Speaker 1: to happen. However, again, we have the Internet. This is
Speaker 1: again technology changes everything. So just like seventy years before,
Speaker 1: the printing press brought information to the forefront, today, well
Speaker 1: about thirty years ago we had sort of the explosion
Speaker 1: of the Internet.
Speaker 2: And now that's changing people's minds.
Speaker 1: We'll talk about that in a minute. Obviously you're listening
Speaker 1: to me, probably over the internet. We're going to talk
Speaker 1: about exactly how that's changing things and how we can
Speaker 1: use this technology not just to get ahead, not just
Speaker 1: to protect ourselves, our families, our loved ones, and maybe
Speaker 1: change the world, but how this relates to our money,
Speaker 1: and then where this and how this plays out, how
Speaker 1: would you get.
Speaker 2: Positioned for all this.
Speaker 1: We'll be back with more on that in a minute.
Speaker 1: I gotta take a very quick break. If you just
Speaker 1: tune in your listening to the Mark mass Show. We'll
Speaker 1: be right back.
Speaker 2: Don't go away, all right, welcome back.
Speaker 1: If you're just tune in, you're listening to the Mark
Speaker 1: Maas Show. We're talking about how five hundred years ago,
Speaker 1: the history from five hundred years ago is literally repeating
Speaker 1: again right now. We talked about how the church and
Speaker 1: the state controlled well, any government for that matter, any
Speaker 1: central power is going to try to control their power
Speaker 1: through control in the narrative. They have to tell the story.
Speaker 1: They can't have people thinking different things. Now, this is sinister,
Speaker 1: let's say that.
Speaker 2: Right.
Speaker 1: So when it's somebody trying to hold you down by
Speaker 1: lying to you, gaslighting and you withholding information from you
Speaker 1: for bad purposes, that that's that's bad. I'm not for that, right,
Speaker 1: that's sinister. However, I think it is important that there's information.
Speaker 1: It's a very very touch subject. I think, like when
Speaker 1: you think about the United States, for example, like we
Speaker 1: used to have a shared set of values, and as
Speaker 1: those values have broken apart, it's much harder for this
Speaker 1: central government to stay together. It's a little bit of
Speaker 1: a tangent here. But one thing that I've often thought
Speaker 1: about is that you know, when I grew up as
Speaker 1: a kid, and probably a lot of you listening. We
Speaker 1: all listen to the same music. We listen you know,
Speaker 1: we watched the same movies. We wore the same clothes, right,
Speaker 1: because there wasn't that much selection, right, we had the
Speaker 1: nightly news, three channels on TV. I remember, you know,
Speaker 1: like I said, the same movies. We all did the
Speaker 1: same things. And so because we all watched and read
Speaker 1: the same things, wore the same things, we did the
Speaker 1: same things more or less, we all basically had these
Speaker 1: shared circumstances and experiences that sort of made us all similar.
Speaker 1: You could almost be friends with anybody. Oh did you
Speaker 1: see that movie?
Speaker 2: Do you listen to music?
Speaker 1: And so we're all being shaped by the same culture.
Speaker 1: What the Internet did. Back to technology changing things, the
Speaker 1: Internet has allowed all of those things to splinter into
Speaker 1: a million pieces. No longer do we all listen to
Speaker 1: the same music anymore. As a matter of fact, you know,
Speaker 1: I used to buy well, I used to buy cassette
Speaker 1: tapes and then CDs. I'm old, not vinyl, I'm not
Speaker 1: that old. But I did buy cassette tapes. I bought
Speaker 1: a lot of CDs. But now we don't listen to it.
Speaker 1: Now we just have streaming and now like some DJ
Speaker 1: in the cloud just spins up music for me, I'm
Speaker 1: not even sure what I'm listening to right, So it's
Speaker 1: like we're listening to all different types of music, all
Speaker 1: these different types of genres. We're all on the Internet
Speaker 1: onto different message boards and forums, We're reading different substacks, blogs, articles,
Speaker 1: things like that. You're here listening to me talking about
Speaker 1: some subject and somebody else is listening to someone el
Speaker 1: talk about some other subjects. And so now our interests
Speaker 1: have become very diversified. Everything has been splintered into a
Speaker 1: million pieces, and we see this affecting society in a
Speaker 1: lot of ways. So for example, you know, we used
Speaker 1: to have megabands, rock bands that would sell out entire stadiums.
Speaker 2: I guess Taylor Swift is still.
Speaker 1: Doing that, but that's kind of it, right, Like we
Speaker 1: don't have this megaband anymore, you know. I know, I'm
Speaker 1: coming from the action sports industry, like in the surf industry,
Speaker 1: and we used to have these megasurf brands, Quicksilver, Billabong,
Speaker 1: it might have heard of.
Speaker 2: Some of these.
Speaker 1: And these companies were megabig and they had mega money
Speaker 1: and they were able.
Speaker 2: To pay the athletes at big salary.
Speaker 1: But now that industry has gotten broken up because now
Speaker 1: through the Internet, now companies can spin up, they can
Speaker 1: do print on demand and they can just launch a
Speaker 1: brand sellut over the internet. And now that's eaten into
Speaker 1: these big companies monopolies, and now the surf industry is
Speaker 1: filled with hundreds of small brands. Which is cool, it
Speaker 1: gives more opportunity. But the problem is now this wealth
Speaker 1: isn't being concentrated, and no longer are these these big
Speaker 1: contracts for these big surfers. So this is the way
Speaker 1: the world changes, all right, this is the way the
Speaker 1: world changes. So it is important to have a shared narrative,
Speaker 1: not when it's being used for sinister reasons against us.
Speaker 1: But going back to this for example, So now, just
Speaker 1: like the printing press had come out seventy years before,
Speaker 1: the church and the state really got threatened by the
Speaker 1: printing of the Bible, today we have the Internet and
Speaker 1: that allows us to go into these little niches of
Speaker 1: the market. And a lot of us have learned that
Speaker 1: it's the FED that creates the problems. Ron Paul led
Speaker 1: the charge within the Fed. That's kind of what woke
Speaker 1: me up and all of a sudden, eyes are on
Speaker 1: the Fed, now, the Federal Reserve, and what's his Fed policy?
Speaker 1: I mean, now we're all watching Jerome Powell come out
Speaker 1: and tell us what our fate is. Are they going
Speaker 1: to make money cheaper? Are they going to make money
Speaker 1: more expensive? And what will that do for my retirement account?
Speaker 1: And well, I'm be able to buy a house next year.
Speaker 1: And we can see now that our hands are in
Speaker 1: our lives are in the hands of these central bankers,
Speaker 1: these central planners.
Speaker 2: We can see that now.
Speaker 1: And at the same time, you can listen to people
Speaker 1: like me who give you alternative information and advice, and
Speaker 1: it's starting to break that monopoly again. Henry Ford said,
Speaker 1: if if the people knew how the money system worked
Speaker 1: well today they do today. There's hundreds, I mean there's thousands,
Speaker 1: I don't know, millions of videos that explained to you
Speaker 1: how banking works, and how printing money eats away at
Speaker 1: your inflation, debasing the currency eats way of inflation. We
Speaker 1: can see the societal impacts of this now after fifty years.
Speaker 2: We have the data, we have the charts.
Speaker 1: There's the website I like to go to all the time,
Speaker 1: WTF happened nineteen seventy one, like what happened in nineteen
Speaker 1: seventy one when we got off the gold standard, we
Speaker 1: started debasing the c and printing lots of money. We
Speaker 1: can see through a series of charts now that it's
Speaker 1: not just destroyed our purchasing power, earning power, or quality
Speaker 1: of life, but it's led to the obesity rate, it's
Speaker 1: led to the divorce rate, it's led to the unwed
Speaker 1: mother rate. It's had all types of social implications, and
Speaker 1: we would have never seen that if it wasn't for
Speaker 1: the Internet. But we also have something else and that
Speaker 1: I would throw out is bitcoin, and so bitcoin is
Speaker 1: also breaking that monopoly.
Speaker 2: Right.
Speaker 1: So it's one thing to know about it. It's one
Speaker 1: thing to see it. It's one thing to understand it.
Speaker 1: But what can you do about it right now? In
Speaker 1: a previous segment I talked about, and I've talked about extensively,
Speaker 1: the three attack vectors are control the food, control the people,
Speaker 1: control the energy, control the colon, and control the money,
Speaker 1: control the world. Hend Kissinger told us that, and so
Speaker 1: we can see that those are the three attack vectors.
Speaker 1: They're attacking our food system, our energy system, and now
Speaker 1: the money. Now, if we learned I talked about diet earlier,
Speaker 1: if all a was real food, I wouldn't have to
Speaker 1: worry about all the diet stuff I told you. But
Speaker 1: what if they take away our real food? Then I
Speaker 1: don't have an option Today we do, But what if
Speaker 1: we don't. But what about the money? Well, in Lebanon
Speaker 1: or Turkey or Venezuela, they could choose to not use
Speaker 1: that local currency and they could use the dollars instead.
Speaker 1: But what about if you are to using the dollar?
Speaker 1: Then what you see? People want to look at the
Speaker 1: rate of change and how all of these currencies have
Speaker 1: lost value to the dollar.
Speaker 2: Oh, look at the Dollar's still so strong.
Speaker 1: You look at the Dixie Index, right, But if you
Speaker 1: look at the dollar compared to the S and P
Speaker 1: five hundred, or to gold, or to oil, or to bitcoin,
Speaker 1: or to real estate, you can see it's a whole
Speaker 1: different story. The dollar is crashing just as hard as
Speaker 1: those other currencies are. It's just not crashing against other currencies.
Speaker 1: It's crashing against real things. We see. Bitcoin gives us
Speaker 1: this safety net. It gives us A better term would
Speaker 1: be like a lifeboat. Right, We're on a sinking ship.
Speaker 1: The dollar is sinking slower than the other currencies, and
Speaker 1: so you could jump from one boat to the next
Speaker 1: sinking boat if it's still going to be up for
Speaker 1: a while, but eventually that boat is going down as well.
Speaker 1: So rather than jumping from one sinking boat to the
Speaker 1: next sinking boat to the next inking boat, what you'd
Speaker 1: want to do is get to a boat that gets
Speaker 1: you away from all of that, and it's not sinking now.
Speaker 1: It might be a small boat, and a small lifeboat
Speaker 1: might take a long time before it gets picked up
Speaker 1: by another boat or before it hits landfall or whatever
Speaker 1: that may be, but at least it's not sinking. At
Speaker 1: least it gives you a fiation that you could build
Speaker 1: your life on as opposed to just another sinking ship.
Speaker 2: And that's sort of an analogy for where the dollar is. Right.
Speaker 2: The dollar is.
Speaker 1: Sinking slower than the other boats, slower than the currencies
Speaker 1: around it. But we have a safety boat, we have
Speaker 1: a lifeboat that we can jump into. More importantly, it's
Speaker 1: allowing us to see the world differently. Right now, we
Speaker 1: can start to see that we don't have to use
Speaker 1: government money. We do have other options that we didn't
Speaker 1: have before. And just by changing our viewpoint, we can
Speaker 1: understand that now at this point, the central planners, the
Speaker 1: federal reserves still have enormous power. And like I said earlier,
Speaker 1: we're all looking towards Jerome Power, head of the FROIUR Reserve,
Speaker 1: to see what he's going to do to affect our lives.
Speaker 1: Something I've been talking about a lot is for the
Speaker 1: last couple of years, they've been in what's called quantitative tightening,
Speaker 1: where they're tightening or they're making money more expensive, they're
Speaker 1: tightened the monetary system. When they tight the monetary system,
Speaker 1: it contracts, it tight it's tightened. And now we've all
Speaker 1: been talking about the pivot, the eventual FED pivot that's coming.
Speaker 1: I believe it's coming much sooner than most people think.
Speaker 1: And what is that going to do to markets? If
Speaker 1: you'd like to know what the fed U turn is
Speaker 1: going to do and how you can seize the upside
Speaker 1: of this FEDS you turn this year and then you
Speaker 1: can sidestep all the market volatility that's going to happen.
Speaker 1: Join me live next week. Go dot one, Markmoss dot com,
Speaker 1: slash U turn, Go dot one, Markmoss dot com slash
Speaker 1: u Turn.
Speaker 2: I got about like thirty five charts.
Speaker 1: I'm going to show you all the data. I'll show
Speaker 1: you what I'm doing, the assets I like, the markets
Speaker 1: I'm moving into, and how we can you can you
Speaker 1: and I can seize this upside, make make lemonade out
Speaker 1: of the limits, sidestep the market volatility again. Join me live,
Speaker 1: Go dot one, Markmoss dot com, slash U Turn. If
Speaker 1: you just tune in, you're listening to the market Mos show.
Speaker 1: We've been talking about how history is rhyming right now
Speaker 1: and how we can look at the parallels of how
Speaker 1: the printing presses, the technology of the printing press is
Speaker 1: broke the monopoly over information from the church and state
Speaker 1: in the fifteen hundreds, and how today the Internet and
Speaker 1: bitcoin is breaking the monopoly over information of the central
Speaker 1: planners we have today.
Speaker 2: That's what I got. Hopefully enjoyed that.
Speaker 1: Hit me up on social media, let me know you're
Speaker 1: listening to what you like, and that's what I got.
Speaker 2: Thanks for listening.