WEBVTT - Do Less, Be More

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<v Speaker 1>Hey, ba fan, Mandy here or Mandra you can call

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<v Speaker 1>me Mandra and that's fine. I have a simple request

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<v Speaker 2>Hey, hey, new Time's a seller. Hey we're back. We're black,

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<v Speaker 2>New Times that seller, we're brown and Yan.

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<v Speaker 1>Hey hey anything new Tiffy Bucanista, best selling author. I'm Alicia.

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<v Speaker 2>You know I'm not gonna lie. So I when I

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<v Speaker 2>got the call, I was like, is this real life?

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<v Speaker 1>What happens when you become a bestseller? What is the call?

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<v Speaker 1>That's what I want to know.

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<v Speaker 3>So what happens is, first of all, shout out to

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<v Speaker 3>love you for ruining the surprise this chick, I'm like,

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<v Speaker 3>how do you know what?

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<v Speaker 2>From my agent? So I was reading. I told my agent.

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<v Speaker 2>I gave her a specific instructions.

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<v Speaker 3>I said call me on this number because I wanted

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<v Speaker 3>to take myself to get my natural reaction to see

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<v Speaker 3>because I wasn't you know, you never know.

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<v Speaker 2>Yeah, here goes Lovey, she what's at me? So that

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<v Speaker 2>pops up right for you to call? So it ruined

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<v Speaker 2>my natural reactions. It just said congratulations, did you do that? Seller?

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<v Speaker 2>I said, started Lovey, But I was excited.

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<v Speaker 3>But no, honestly it's because well one you know, Lovey said,

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<v Speaker 3>you know she had said you made the list. I

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<v Speaker 3>saw her say congratulations, so I knew that's what it was.

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<v Speaker 3>But then hnther called me, it was like, yes, you

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<v Speaker 3>made the list for that. The hardest list to make

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<v Speaker 3>on the New York Times Bestsellers List is the how

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<v Speaker 3>to list because it includes so many things that sometimes

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<v Speaker 3>they have hardcover soft cover.

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<v Speaker 2>It includes both hardcover and soft cover, and it includes.

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<v Speaker 3>How to meaning how to cook, how to build a fire,

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<v Speaker 3>like all those things go on that list, so you're

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<v Speaker 3>really competing with so many different genres, whereas other lists

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<v Speaker 3>don't have that issue. And it's one of the shorter lists.

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<v Speaker 3>So I came in number four, which is like insane.

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<v Speaker 3>And then after speaking with Heather, I'm Jackson, and my

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<v Speaker 3>agent Marnie and my executive editor at Penguin called me.

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<v Speaker 3>She's like, they didn't tell you made two lists. I

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<v Speaker 3>was like, wait what. I also made number ten on

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<v Speaker 3>the Business list. So now the Business list comes out

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<v Speaker 3>once a month and how two list comes out once

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<v Speaker 3>a week, so I mean both.

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<v Speaker 2>And it's just like I.

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<v Speaker 3>Mean, when you start to really do the math of

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<v Speaker 3>how few books make the New York Times Bestsellers List,

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<v Speaker 3>you just realize that, like the possibility is way more

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<v Speaker 3>that it's not. Literally, only half a percentage ever make

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<v Speaker 3>the list. Over one hundred thousand books come out each year,

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<v Speaker 3>in less than five hundred get on the New York

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<v Speaker 3>Times bestseller list, and so I don't know, it just

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<v Speaker 3>feels very like I don't know if it ought to,

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<v Speaker 3>but it feels very validating because you know, I came

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<v Speaker 3>in here as a preschool teacher, and I'm sure that

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<v Speaker 3>some people are like, well, what do you know. I'm like, well,

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<v Speaker 3>I mean, according to the New York Times, I know, no,

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<v Speaker 3>it just feels really good. But you know what actually

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<v Speaker 3>feels even better? Well, I don't know if it's better,

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<v Speaker 3>just different, like the feedback from people. Because one thing

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<v Speaker 3>I'll tell you about black women. Let me tell you

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<v Speaker 3>about black women, they do not suffer foolishness, meaning like

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<v Speaker 3>if the book wasn't good, they would it would be

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<v Speaker 3>like they would give the nice church cut, okay, baby okay,

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<v Speaker 3>like if your baby's not cute, and they're like, oh,

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<v Speaker 3>look at that baby looking like he looking, you know,

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<v Speaker 3>and so to get the feedback like the overwhelming thank

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<v Speaker 3>you so much, this is such an easy read. Somebody

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<v Speaker 3>finally explained it to me easily. It's just and then

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<v Speaker 3>to make the Wall Street journalists, not just the Wall

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<v Speaker 3>Street journal I made number one on their I think

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<v Speaker 3>it's their business list, and then number four on another

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<v Speaker 3>Wall Street journalist the USA Today list thirty one, but

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<v Speaker 3>it's thirty one out of all books being sold, which

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<v Speaker 3>is crazy. Amazon's seventeen out of all books being sold.

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<v Speaker 3>Apple four, the indie booksel so meaning like book that

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<v Speaker 3>like ourselves sold out of, like you know, like your

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<v Speaker 3>local bookstore made that list, like every list that is

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<v Speaker 3>there to be made, I feel like we made it.

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<v Speaker 3>We made over ten different lists. I just have to say,

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<v Speaker 3>my team is what I said was and this is

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<v Speaker 3>what Tracy, my public is in. As she said, you know,

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<v Speaker 3>if we really look at the work that we put in,

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<v Speaker 3>we are deserving of this. But so it's so infrequent

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<v Speaker 3>that black women get what they're deserving of that were

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<v Speaker 3>just so shocked because we put in ten and got

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<v Speaker 3>out ten. Normally, you know, as a black woman, you know, man,

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<v Speaker 3>you put in ten, you get out seven. You're like, ah,

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<v Speaker 3>you know, that's just how it goes. You make less,

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<v Speaker 3>you know, you know, you're not promoted as quickly. It's

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<v Speaker 3>just becomes part of life that you put in ten,

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<v Speaker 3>you get out seven if you're lucky. So to put

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<v Speaker 3>in ten and get out ten, it's like you feel

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<v Speaker 3>like you hit the lottery, and it's like it feels

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<v Speaker 3>like a little bit of justice was done because the

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<v Speaker 3>team put in ten. Like this is not like luck

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<v Speaker 3>or happenstance. No, the level of work that they put

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<v Speaker 3>in this is exactly what which should have come out

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<v Speaker 3>but so often does not. So I'm just really overwhelmed,

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<v Speaker 3>like with like it doesn't feel real. Like I had

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<v Speaker 3>to literally take a walk.

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<v Speaker 2>It was just too much.

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<v Speaker 3>Like afterwards, I was like I told Superman, He's like,

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<v Speaker 3>are you okay? I just need to take a walk

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<v Speaker 3>just to decompress because it just felt like so many

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<v Speaker 3>of my writer friends are like, girl, I've been I've

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<v Speaker 3>been writing for twenty years, and you know it's my

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<v Speaker 3>dream to make the list and for my first like

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<v Speaker 3>traditionally published book, not to.

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<v Speaker 2>Just make the list, but to just do so like

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<v Speaker 2>with a splash is just girl, I'm.

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<v Speaker 1>So oh my god, I feel like, well, let me

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<v Speaker 1>tell you how I feel about it. I love tell

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<v Speaker 1>me that's you know, you know, I feel like I've

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<v Speaker 1>had a like a I don't know, a backseat. I've

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<v Speaker 1>been in the car behind the car that the budget

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<v Speaker 1>needs to like train has been pulling for so much

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<v Speaker 1>for so long, and for me it just feels like

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<v Speaker 1>of course, I mean, it just feels I've seen the work.

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<v Speaker 1>It's not a surprise to me at all. And it's

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<v Speaker 1>certainly it doesn't feel to me like it was always

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<v Speaker 1>going to happen, or it it it was a foregone

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<v Speaker 1>conclusion that was going to happen, Like you put in

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<v Speaker 1>the work, and I know your team did too. I mean,

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<v Speaker 1>y'all were talking about promoting this book. You built a

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<v Speaker 1>whole damn website for the book. You know, you don't

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<v Speaker 1>do anything halfway. You never have and everything that you

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<v Speaker 1>and I'm so glad that you waited to do a

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<v Speaker 1>traditionally published book until this moment because you focused first

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<v Speaker 1>on giving people value and building your audience and building

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<v Speaker 1>trust with them, and you did that. It's like you

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<v Speaker 1>focus on what mattered first, you know what I mean,

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<v Speaker 1>like building the trust, creating value, educating people. Truly, you

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<v Speaker 1>know what you got into this whole what can we

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<v Speaker 1>call it a business or this whole field to do

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<v Speaker 1>and when you were ready, you know, you put out

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<v Speaker 1>this book and you were ready for the moment. But

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<v Speaker 1>you you've definitely reap what you sewed all all these years.

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<v Speaker 1>You know, you planted all those little baby acorn seeds

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<v Speaker 1>and now it's like a tree or whatever. And on

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<v Speaker 1>that tree is not just this is like the first

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<v Speaker 1>you know, it's just a seedling. I feel like, you know,

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<v Speaker 1>the tree just going to keep on growing from the

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<v Speaker 1>past decade of work that you put in and the

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<v Speaker 1>work of your team as well. And I hope y'all

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<v Speaker 1>are celebrating. I don't know what the party plans are, but.

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<v Speaker 3>Girl, I've been like, uh, okay, who wants a week

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<v Speaker 3>can the week off? So one of the things I

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<v Speaker 3>learned is from now like one of our kind of

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<v Speaker 3>like SOP standard operating procedures for those of y'all not

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<v Speaker 3>in business then that we're going to integrate is that

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<v Speaker 3>after a big launch, part of the launch is the

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<v Speaker 3>week or two or two weeks after that we take

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<v Speaker 3>off because it's so much you know what I mean,

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<v Speaker 3>and like we're still doing things. So even though it's

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<v Speaker 3>not as crazy, we haven't gotten a time to decompress.

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<v Speaker 2>A word I've learned from that, like, we're not doing

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<v Speaker 2>this next time.

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<v Speaker 3>The next time it's gonna be like, yay week off,

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<v Speaker 3>two weeks off, just to give people a chance to

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<v Speaker 3>like recoup and regroup.

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<v Speaker 2>Yeah, I know.

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<v Speaker 3>The team has been like literally when the numbers were

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<v Speaker 3>coming out, and can I guess I'll give you guys,

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<v Speaker 3>because what it takes to be on the best seller's list,

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<v Speaker 3>so this is I mean New York Times doesn't give

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<v Speaker 3>you much, and so this is what people have hypothesized,

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<v Speaker 3>and it's fairly true. But then at the end of

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<v Speaker 3>the day, they just decide. So typically you're looking at

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<v Speaker 3>around ten thousand books. You know, if you sell around

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<v Speaker 3>ten thousand books, you know you're on their radar. But

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<v Speaker 3>people have made the list selling four thousand books, you know,

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<v Speaker 3>if it's like something they really enjoy, you know, but

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<v Speaker 3>you just know that at ten thousand you're fairly safe

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<v Speaker 3>to at least be considered.

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<v Speaker 2>So that's one.

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<v Speaker 3>Although they're like, there's a smoothie Lady JJ Smith. I

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<v Speaker 3>think she's got a smoothie book. She sold over a million,

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<v Speaker 3>so I can only imagine what she sold, but she

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<v Speaker 3>never she did hurt. That book did not make the list,

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<v Speaker 3>so it's not just book sales, but it's just to

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<v Speaker 3>be just to be looked at. Ten thousand books within

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<v Speaker 3>the first week, and so within the first week includes

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<v Speaker 3>pre orders. So any book bought, you know, before your

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<v Speaker 3>book launch and during the first week of book sales

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<v Speaker 3>will be considered week one sales. That's why it is,

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<v Speaker 3>I don't want to say easier, but it is you

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<v Speaker 3>have a better chance of making it the first week

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<v Speaker 3>because you can accumulate, you know, like some people will

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<v Speaker 3>start doing pre sales a year before. I started doing

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<v Speaker 3>pre sales two months before, so that's one. And so

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<v Speaker 3>we sold like well over twenty thousand books between twenty

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<v Speaker 3>to twenty five thousands. Some numbers are because we also

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<v Speaker 3>did book order, so depending on when the order went through,

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<v Speaker 3>it could be up to twenty six thousand book a

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<v Speaker 3>good amount of books. And I didn't know if that

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<v Speaker 3>was a lot or little. I'd asked my Heather, you

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<v Speaker 3>know what is good, what is great? What is unicorn?

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<v Speaker 3>And if you know me, unicorn means excellent. And so

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<v Speaker 3>she had told me that good was five, great was

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<v Speaker 3>ten thousand, and unicorn was twenty thousand. I said, okay,

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<v Speaker 3>bet so my mind Mandy I said, were going for Unicorn.

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<v Speaker 3>So then I was talking to Brian, who is our

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<v Speaker 3>assistant marketing director from Penguin. So we had weekly meetings

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<v Speaker 3>for the for the gig Gos Money crew, like we

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<v Speaker 3>would meet every Monday at one thirty, and so I

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<v Speaker 3>told Brian.

0:11:05.640 --> 0:11:07.120
<v Speaker 2>I was like, oo oho, we did it. We did it.

0:11:07.120 --> 0:11:08.640
<v Speaker 2>We made Unicorn. And she's like, what do you mean?

0:11:08.720 --> 0:11:11.160
<v Speaker 2>I said, well, I asked Heather, when we first started,

0:11:11.200 --> 0:11:14.840
<v Speaker 2>what's good five thousand, what's Grete ten, what's Unicorn twenty thousand?

0:11:14.840 --> 0:11:15.360
<v Speaker 2>We did it.

0:11:15.440 --> 0:11:18.920
<v Speaker 3>She was like, girl, Heather tricked you. I was like, wait,

0:11:19.000 --> 0:11:22.200
<v Speaker 3>what do you mean. She's like, girl, Unicorn is ten thousand.

0:11:22.440 --> 0:11:26.320
<v Speaker 3>I was like, wait what she said, yes, girl, She's like,

0:11:26.320 --> 0:11:29.560
<v Speaker 3>people don't sell ten thousand first week. I said, I

0:11:29.600 --> 0:11:31.480
<v Speaker 3>called Heather right away. Heather started laughing. She said, but

0:11:31.520 --> 0:11:33.200
<v Speaker 3>you did it right. She's like, I picked up your

0:11:33.200 --> 0:11:37.320
<v Speaker 3>personality fairly quickly, tippy. She was like, she said, I

0:11:37.360 --> 0:11:39.079
<v Speaker 3>realized if I pushed you that she would do it,

0:11:39.520 --> 0:11:41.280
<v Speaker 3>and so I'm grateful for that. So that was one

0:11:41.360 --> 0:11:45.520
<v Speaker 3>sell your ten thousand two Amazon not Amazon. New York

0:11:45.559 --> 0:11:47.920
<v Speaker 3>Times likes to see that you have sold books from

0:11:48.000 --> 0:11:50.720
<v Speaker 3>multiple retailers because they want to. They don't if you

0:11:50.840 --> 0:11:54.440
<v Speaker 3>sold one hundred thousand books but just on Amazon. They're like, no, no, no, no.

0:11:54.600 --> 0:11:56.080
<v Speaker 3>They like to see that, you know, like you have

0:11:56.160 --> 0:11:58.600
<v Speaker 3>some Amazon, some Barns and Noble, some Target, so like

0:11:58.600 --> 0:12:00.800
<v Speaker 3>a mix. So we made it our big business to

0:12:01.000 --> 0:12:03.120
<v Speaker 3>like market to say, like we had this one marketing

0:12:03.559 --> 0:12:05.520
<v Speaker 3>like drop a We're like, use.

0:12:05.400 --> 0:12:06.960
<v Speaker 2>Your old you know, do you still have that old

0:12:06.960 --> 0:12:07.560
<v Speaker 2>Target card?

0:12:07.559 --> 0:12:07.839
<v Speaker 1>Girl?

0:12:07.960 --> 0:12:08.800
<v Speaker 2>Use it to get go with money.

0:12:08.840 --> 0:12:10.679
<v Speaker 3>You ain't gonna use it anyway, So we sold out

0:12:10.679 --> 0:12:14.200
<v Speaker 3>a Target after after dropping those social media posts, Target

0:12:14.200 --> 0:12:14.840
<v Speaker 3>had to re up.

0:12:15.520 --> 0:12:16.079
<v Speaker 2>So that's one.

0:12:16.240 --> 0:12:19.360
<v Speaker 3>That's two three. They also like to see that you

0:12:19.520 --> 0:12:22.559
<v Speaker 3>have some indie book sales, meaning like so one of

0:12:22.600 --> 0:12:24.679
<v Speaker 3>the things I did was I really partnered with some

0:12:25.000 --> 0:12:28.280
<v Speaker 3>black owned book bookstores and also some small bookstores where

0:12:28.600 --> 0:12:32.840
<v Speaker 3>I signed copies there and I gave them Budgetista bracelets

0:12:32.840 --> 0:12:36.840
<v Speaker 3>to encourage people to support smaller book bookstores. And so

0:12:36.880 --> 0:12:38.400
<v Speaker 3>they like to see that. So I was like, Okay,

0:12:38.480 --> 0:12:41.600
<v Speaker 3>let me make sure that we encourage dream catchers that like, yes,

0:12:41.679 --> 0:12:44.599
<v Speaker 3>although the smaller bookstore they might not be able to

0:12:44.640 --> 0:12:46.840
<v Speaker 3>give you the huge discount the Amazon gives you, but

0:12:47.400 --> 0:12:49.079
<v Speaker 3>the books there are signed, and I gave them my

0:12:49.120 --> 0:12:51.280
<v Speaker 3>budget needs to bracelets, so you'll get that bracelet there

0:12:52.720 --> 0:12:53.040
<v Speaker 3>and there.

0:12:53.160 --> 0:12:54.920
<v Speaker 2>Cool, and that was like a fun way.

0:12:54.960 --> 0:12:57.079
<v Speaker 3>Plus it was just really great to be able to support,

0:12:57.320 --> 0:13:00.400
<v Speaker 3>you know, these more indie, smaller bookstores, cause that's how

0:13:00.440 --> 0:13:03.840
<v Speaker 3>they survive. A Fourth thing that they look at is

0:13:03.840 --> 0:13:06.840
<v Speaker 3>they like to see that there is like national media attention,

0:13:07.600 --> 0:13:07.760
<v Speaker 3>you know.

0:13:07.800 --> 0:13:09.040
<v Speaker 2>So I was fortunate, you.

0:13:09.000 --> 0:13:15.160
<v Speaker 3>Know, exactly exactly start to good morn in America twice

0:13:15.320 --> 0:13:17.400
<v Speaker 3>when the book job, and then today so the next

0:13:17.440 --> 0:13:19.440
<v Speaker 3>day and then just today I tape the real that's

0:13:19.480 --> 0:13:20.719
<v Speaker 3>about the book as well, so they like.

0:13:20.679 --> 0:13:21.040
<v Speaker 2>To see that.

0:13:21.080 --> 0:13:23.480
<v Speaker 3>And then fifth, they like, this is kind of new,

0:13:23.800 --> 0:13:26.280
<v Speaker 3>like some social media buzz. So what they're looking for,

0:13:26.320 --> 0:13:28.440
<v Speaker 3>what it seems like is there's some cultural relevance, like

0:13:28.480 --> 0:13:31.400
<v Speaker 3>do people actually care, you know, like is this a

0:13:31.440 --> 0:13:34.200
<v Speaker 3>book that people are wanting and needing? And so that's

0:13:34.240 --> 0:13:36.600
<v Speaker 3>that was just like so that's what that's what people

0:13:36.720 --> 0:13:39.720
<v Speaker 3>kind of know. But other than that, you know, and

0:13:39.760 --> 0:13:41.640
<v Speaker 3>that might even not be fully true. But this is

0:13:41.679 --> 0:13:43.920
<v Speaker 3>like kind of like if you were to do your Googles,

0:13:44.000 --> 0:13:46.280
<v Speaker 3>ask your publisher, they would.

0:13:46.000 --> 0:13:47.760
<v Speaker 2>Say, like if you do those things.

0:13:48.120 --> 0:13:49.920
<v Speaker 3>That's all you can do, you know, Like that's you

0:13:49.920 --> 0:13:51.640
<v Speaker 3>could just we just did all of those things and

0:13:51.720 --> 0:13:53.360
<v Speaker 3>just said at the end of the day, though they

0:13:53.360 --> 0:13:55.360
<v Speaker 3>can just say not you but her, or not not

0:13:55.400 --> 0:13:57.880
<v Speaker 3>her but you, And just because someone is above me

0:13:57.880 --> 0:13:59.640
<v Speaker 3>on the list doesn't mean they sold more than me.

0:14:00.160 --> 0:14:03.120
<v Speaker 3>Like you can literally look up what people sold through

0:14:03.120 --> 0:14:04.880
<v Speaker 3>this thing called book scan, like I can't. I mean,

0:14:04.920 --> 0:14:06.320
<v Speaker 3>if you want to pay for a book scan, you can,

0:14:06.800 --> 0:14:09.240
<v Speaker 3>but then you might see that like, oh, I actually

0:14:09.320 --> 0:14:12.319
<v Speaker 3>sold more than the person who's number one, you know

0:14:12.320 --> 0:14:12.720
<v Speaker 3>what I mean.

0:14:12.760 --> 0:14:14.160
<v Speaker 2>Like, so there's no rhyme or reason.

0:14:14.240 --> 0:14:16.079
<v Speaker 1>So that's why I think they should like not call

0:14:16.160 --> 0:14:18.319
<v Speaker 1>it the best sellers list. I don't know, it seems

0:14:18.400 --> 0:14:23.640
<v Speaker 1>a little yes, I don't think advertising, so.

0:14:23.640 --> 0:14:24.400
<v Speaker 2>It feels strange.

0:14:24.440 --> 0:14:26.920
<v Speaker 3>So I will say this that, like from what I understand,

0:14:27.320 --> 0:14:31.040
<v Speaker 3>the USA Today, I don't know how Wall Street Journal

0:14:31.280 --> 0:14:34.320
<v Speaker 3>calculates BO USA Today is truly like, girl, how many

0:14:34.320 --> 0:14:34.840
<v Speaker 3>did you sell?

0:14:35.800 --> 0:14:37.800
<v Speaker 2>Like that? That list? For sure? So the New York

0:14:37.800 --> 0:14:38.640
<v Speaker 2>Times bestsellers lists.

0:14:38.680 --> 0:14:43.280
<v Speaker 3>Yeah, it's that's why people are like it is there's

0:14:43.320 --> 0:14:45.720
<v Speaker 3>no they don't they don't give you the algorithm. But

0:14:45.800 --> 0:14:47.600
<v Speaker 3>this is what kind of what people have deduce. That's

0:14:47.600 --> 0:14:49.480
<v Speaker 3>why I was like, people are, you're definitely gonna make it.

0:14:49.480 --> 0:14:51.080
<v Speaker 3>I'm like, it doesn't work like that. I could have

0:14:51.080 --> 0:14:53.760
<v Speaker 3>sold one hundred thousand books and maybe not made it,

0:14:53.800 --> 0:14:55.840
<v Speaker 3>you know, So that's why it just makes it like

0:14:56.080 --> 0:14:58.640
<v Speaker 3>because it's just a nod. The reason why for me

0:14:58.720 --> 0:15:01.520
<v Speaker 3>the New York Times Bestsellers List important is because I

0:15:01.520 --> 0:15:05.720
<v Speaker 3>don't have to explain what that means in this space

0:15:05.760 --> 0:15:07.840
<v Speaker 3>where I'm already devalued because one I'm a woman and

0:15:07.840 --> 0:15:08.680
<v Speaker 3>two I'm a black woman.

0:15:09.240 --> 0:15:11.480
<v Speaker 2>It's like, okay, it gives me that stamp.

0:15:11.520 --> 0:15:13.320
<v Speaker 3>I remember what happened with that you know that conference

0:15:13.320 --> 0:15:16.120
<v Speaker 3>that we don't know, we no longer name yep, and

0:15:16.160 --> 0:15:20.000
<v Speaker 3>how you know the founder of that conference, Voldemort said,

0:15:20.040 --> 0:15:21.960
<v Speaker 3>you know, like I wasn't worth more than twenty five

0:15:22.040 --> 0:15:25.720
<v Speaker 3>hundred dollars and how that whole like anybody who wasn't

0:15:25.760 --> 0:15:29.280
<v Speaker 3>brown or other in that community where it's like who she?

0:15:29.280 --> 0:15:32.000
<v Speaker 2>She doesn't deserve? How dear she ask? Like that was

0:15:32.000 --> 0:15:32.600
<v Speaker 2>the sentiment.

0:15:32.960 --> 0:15:36.520
<v Speaker 3>And now I'm like, so with this, it's like, don't

0:15:36.640 --> 0:15:39.360
<v Speaker 3>don't fix your lips to say that like even though

0:15:39.400 --> 0:15:43.320
<v Speaker 3>I wasn't deserving of that then especially now this translate

0:15:43.440 --> 0:15:44.360
<v Speaker 3>now you know who I am?

0:15:44.800 --> 0:15:45.320
<v Speaker 2>Yeah, you know.

0:15:45.760 --> 0:15:48.240
<v Speaker 3>And so it's just a shame that you have to

0:15:48.280 --> 0:15:51.280
<v Speaker 3>like have these like stamps of approval to be taken seriously.

0:15:51.320 --> 0:15:53.280
<v Speaker 3>And it's quite honestly one of the reasons why I

0:15:53.320 --> 0:15:56.720
<v Speaker 3>just speak directly to like, you know, our RBA's you know,

0:15:56.840 --> 0:15:59.440
<v Speaker 3>because it's hard out there, no streets.

0:16:00.200 --> 0:16:02.560
<v Speaker 2>But yeah, so it's just like like I said, it

0:16:03.040 --> 0:16:03.880
<v Speaker 2>feels good.

0:16:04.040 --> 0:16:06.120
<v Speaker 3>And although I am tired of people saying what's next,

0:16:06.160 --> 0:16:07.520
<v Speaker 3>I'm like, Sis, rest is next.

0:16:07.560 --> 0:16:09.240
<v Speaker 2>I'm taking six weeks off, leave me alone.

0:16:09.600 --> 0:16:11.080
<v Speaker 1>What I want to know? Where's the party?

0:16:11.520 --> 0:16:11.720
<v Speaker 2>How?

0:16:11.800 --> 0:16:14.040
<v Speaker 1>Well? Yeah, what what does your rest look like? We

0:16:14.080 --> 0:16:16.520
<v Speaker 1>talked with like last week with Earn Your Leisure guys, which,

0:16:16.560 --> 0:16:21.520
<v Speaker 1>by the way, epic show. Go listen, ey l. First

0:16:21.520 --> 0:16:24.640
<v Speaker 1>of all, all my guy friends and Enrique's my husband's

0:16:25.000 --> 0:16:26.920
<v Speaker 1>family and friends, like I have so much clout now

0:16:27.120 --> 0:16:29.480
<v Speaker 1>they actually pay attention. They're like, so you had Earn

0:16:29.520 --> 0:16:33.080
<v Speaker 1>your Leisure. Okay, so your podcast is like a thing,

0:16:33.880 --> 0:16:37.280
<v Speaker 1>but yeah we got we got yes, anyway, go check

0:16:37.320 --> 0:16:38.840
<v Speaker 1>it out. But on that show, we talked about what's

0:16:38.920 --> 0:16:41.720
<v Speaker 1>leisure and so what does rest look like for you?

0:16:41.800 --> 0:16:46.360
<v Speaker 1>What's restaurative you rest restorative to you? And how are

0:16:46.400 --> 0:16:49.520
<v Speaker 1>you going to recharge? Because you have given so so

0:16:49.680 --> 0:16:52.960
<v Speaker 1>much in a year, believe, in a year like this,

0:16:53.480 --> 0:16:56.080
<v Speaker 1>you get like, wait, we didn't even put in that context.

0:16:56.320 --> 0:16:59.560
<v Speaker 1>You had a bestseller in a pandemonium.

0:16:59.200 --> 0:17:00.840
<v Speaker 2>Like TIV you knew that.

0:17:01.920 --> 0:17:04.720
<v Speaker 1>I know you did that in a year when no

0:17:04.720 --> 0:17:06.640
<v Speaker 1>one would have blamed you for putting your head under

0:17:06.680 --> 0:17:10.200
<v Speaker 1>the pillow and just saying I cannot you Wow, I'm

0:17:10.200 --> 0:17:12.639
<v Speaker 1>getting tearyoyte. Anyway, I'll answer my question.

0:17:13.680 --> 0:17:16.480
<v Speaker 3>Honestly, I would really love to go out so one

0:17:16.720 --> 0:17:19.200
<v Speaker 3>I'm actually going to pick back up with IVF because

0:17:19.240 --> 0:17:20.520
<v Speaker 3>I put it to the side. I was like I

0:17:20.560 --> 0:17:22.159
<v Speaker 3>cannot do this and I have to say it's just

0:17:22.160 --> 0:17:25.560
<v Speaker 3>not possible. I didn't want, you know, I didn't want

0:17:25.600 --> 0:17:28.679
<v Speaker 3>to be like all hormonal and like I was already

0:17:28.720 --> 0:17:30.280
<v Speaker 3>like you know, there's already a level of stress with

0:17:30.359 --> 0:17:31.840
<v Speaker 3>like doing like the launch and stuff.

0:17:31.840 --> 0:17:33.679
<v Speaker 2>So I'll pick it back up with IVF.

0:17:33.720 --> 0:17:35.639
<v Speaker 3>I would really like it depends on like where I

0:17:35.640 --> 0:17:38.920
<v Speaker 3>am with my cycle that I want to go away somewhere.

0:17:38.920 --> 0:17:41.080
<v Speaker 3>So it's either I'm going to go away somewhere driveable

0:17:41.320 --> 0:17:43.320
<v Speaker 3>or depending on where I am with my cycle. If

0:17:43.359 --> 0:17:45.680
<v Speaker 3>I'm able to like go fly somewhere, then I will.

0:17:46.040 --> 0:17:47.399
<v Speaker 3>I would love to do like I want to do

0:17:47.400 --> 0:17:49.679
<v Speaker 3>a solo trip. I haven't decided where, but then I

0:17:49.680 --> 0:17:54.440
<v Speaker 3>also want to do like a trip with hupstar with Superman,

0:17:54.840 --> 0:17:56.800
<v Speaker 3>and then even like a like a weekend thing, like

0:17:56.920 --> 0:17:59.719
<v Speaker 3>if it's like a like for example, my friend Rihanna

0:17:59.760 --> 0:18:01.439
<v Speaker 3>and I we went to Rhode Island. Remember that time

0:18:01.480 --> 0:18:03.879
<v Speaker 3>we went to Rhode Island into all the beautiful mansions,

0:18:03.880 --> 0:18:06.440
<v Speaker 3>like even something like that, like a girl something like that.

0:18:06.520 --> 0:18:08.840
<v Speaker 3>So I want to do like three different things, one

0:18:08.840 --> 0:18:10.760
<v Speaker 3>for myself, one for me and hubby, and like something

0:18:10.800 --> 0:18:12.560
<v Speaker 3>even like a weekend thing for me and my girls.

0:18:12.640 --> 0:18:15.440
<v Speaker 3>So just to that's like in part because I needed

0:18:15.480 --> 0:18:16.840
<v Speaker 3>to like see other places.

0:18:16.840 --> 0:18:17.560
<v Speaker 2>I need to get out.

0:18:17.600 --> 0:18:19.200
<v Speaker 3>I would love to see some blue water if I'm

0:18:19.200 --> 0:18:21.560
<v Speaker 3>able and I'm allowed based upon where I am in

0:18:21.560 --> 0:18:24.359
<v Speaker 3>my cycle, and if not, even if not, I'm still

0:18:24.359 --> 0:18:27.199
<v Speaker 3>going to like go somewhere and like I don't care

0:18:27.200 --> 0:18:29.399
<v Speaker 3>if it's an Airbnb and I'm like and it's like

0:18:29.440 --> 0:18:31.399
<v Speaker 3>twenty minutes away, I'm like, everybody leave me alone.

0:18:31.400 --> 0:18:33.120
<v Speaker 2>I'm just gonna eat food. And land his bed.

0:18:34.560 --> 0:18:36.240
<v Speaker 1>I need like one of those silent retreats.

0:18:36.560 --> 0:18:39.399
<v Speaker 2>Yes, oh, just like a wusaw. And also too, I

0:18:39.440 --> 0:18:44.359
<v Speaker 2>want to reset like I feel like we did it.

0:18:44.480 --> 0:18:47.360
<v Speaker 3>Joe like, Okay, Tiffany, you have been working really hard

0:18:47.400 --> 0:18:49.960
<v Speaker 3>for ten years. And I mean, I will say this

0:18:50.040 --> 0:18:51.760
<v Speaker 3>that I used to travel a lot. It was really

0:18:51.800 --> 0:18:54.359
<v Speaker 3>the last two and a half three years because of IVF,

0:18:54.359 --> 0:18:55.439
<v Speaker 3>I just have not been able to.

0:18:55.560 --> 0:18:57.680
<v Speaker 2>But I want.

0:18:57.760 --> 0:19:00.840
<v Speaker 3>I was just talking to my sah oh Karen about

0:19:01.119 --> 0:19:03.080
<v Speaker 3>I'm like, girl, I don't want to do more than

0:19:03.080 --> 0:19:06.720
<v Speaker 3>two meetings a week, one big meeting for the Literature Academy,

0:19:06.760 --> 0:19:08.480
<v Speaker 3>one big meeting for the Budgetista.

0:19:08.560 --> 0:19:08.960
<v Speaker 2>That's it.

0:19:09.280 --> 0:19:11.840
<v Speaker 3>The rest y'all got. She's like, we got it. So

0:19:12.000 --> 0:19:14.880
<v Speaker 3>I'm really paring down of what I look like hands

0:19:14.880 --> 0:19:17.480
<v Speaker 3>on because honestly is my team has proven to be amazing.

0:19:18.080 --> 0:19:22.160
<v Speaker 3>So and I told Tracy of tra CYLJPR on Insta.

0:19:22.640 --> 0:19:25.160
<v Speaker 3>I was like, sis, honestly because she was like today,

0:19:25.160 --> 0:19:28.119
<v Speaker 3>She's like, so what about? I was like nope that

0:19:28.400 --> 0:19:31.520
<v Speaker 3>I told her. I'm gonna give her like three spots

0:19:31.560 --> 0:19:33.840
<v Speaker 3>maybe a week to be like, figure out which press

0:19:33.880 --> 0:19:36.080
<v Speaker 3>you think is most important, but don't pitch me for anything,

0:19:36.119 --> 0:19:39.040
<v Speaker 3>only things that come in you decide, but slate it

0:19:39.080 --> 0:19:42.280
<v Speaker 3>for only three spots because I want to I want

0:19:42.320 --> 0:19:47.639
<v Speaker 3>to navigate differently, like I already take before the launch.

0:19:47.640 --> 0:19:50.480
<v Speaker 3>I was already taking Wednesdays and Fridays off. Well, Wednesdays

0:19:50.480 --> 0:19:52.199
<v Speaker 3>I was taking off of meetings and phone calls, and

0:19:52.200 --> 0:19:54.359
<v Speaker 3>then Fridays I was just taking off. So I'm gonna

0:19:54.440 --> 0:19:56.640
<v Speaker 3>we're going back to that by the end of this month.

0:19:56.640 --> 0:19:58.840
<v Speaker 3>I'll be back to my Wednesdays with no meetings, no

0:19:58.840 --> 0:20:01.200
<v Speaker 3>phone calls, and Friday's off off because I really don't

0:20:01.200 --> 0:20:03.040
<v Speaker 3>work on the weekends unless it was like this launch.

0:20:03.680 --> 0:20:07.199
<v Speaker 2>So yeah, I want to go back to I don't know.

0:20:07.359 --> 0:20:12.240
<v Speaker 3>Like like I was talking to doctor Green and my

0:20:12.240 --> 0:20:14.520
<v Speaker 3>my coach, last therapist. She said, don't come me a therapist.

0:20:14.560 --> 0:20:17.159
<v Speaker 3>She's not a therapist, but she is a therapist. She

0:20:17.400 --> 0:20:19.440
<v Speaker 3>was like, I want you to reset for the woman

0:20:19.440 --> 0:20:21.879
<v Speaker 3>that you are now because you still operate mentally.

0:20:21.920 --> 0:20:22.520
<v Speaker 2>And it's true.

0:20:22.800 --> 0:20:24.080
<v Speaker 3>I still think of myself like, you know, I used

0:20:24.080 --> 0:20:25.919
<v Speaker 3>to be a preschool teacher. It's like, yeah, girl, that

0:20:26.080 --> 0:20:28.760
<v Speaker 3>was like ten years ago. You're Tiffany the budget Nesta

0:20:28.840 --> 0:20:32.960
<v Speaker 3>now business owner, wife, stepmother, daughter, aren't like, I want

0:20:33.000 --> 0:20:35.280
<v Speaker 3>you to be this Tiffany now and stand in that moment.

0:20:35.320 --> 0:20:37.200
<v Speaker 2>So I want to reset, to get to who.

0:20:37.040 --> 0:20:39.320
<v Speaker 3>I am now, but I want to I want to

0:20:40.119 --> 0:20:42.760
<v Speaker 3>do less but be more, you know, hmm.

0:20:42.920 --> 0:20:44.800
<v Speaker 2>So I'm looking forward to that.

0:20:44.800 --> 0:20:48.560
<v Speaker 1>That sounds wonderful. Well, you deserve it, and I'm so

0:20:48.560 --> 0:20:52.040
<v Speaker 1>so happy for you, and you did it. I mean,

0:20:52.080 --> 0:20:53.520
<v Speaker 1>I feel like you did it for all of us

0:20:53.560 --> 0:20:56.280
<v Speaker 1>in a way. And I also I got that I

0:20:56.280 --> 0:20:58.680
<v Speaker 1>had that phrase in my head from that the IG

0:20:58.840 --> 0:21:01.159
<v Speaker 1>account unique Jones is that who owns it?

0:21:01.320 --> 0:21:01.480
<v Speaker 2>Yes?

0:21:01.680 --> 0:21:05.080
<v Speaker 1>Because of them? We can't can't because of you, Tiffany.

0:21:05.280 --> 0:21:08.720
<v Speaker 1>I just feel like there is so much you gave publishers,

0:21:09.240 --> 0:21:11.560
<v Speaker 1>I mean and truly because in twenty twenty one, even now,

0:21:11.600 --> 0:21:13.680
<v Speaker 1>it is very very hard as a woman of color

0:21:14.040 --> 0:21:17.359
<v Speaker 1>to be taken seriously in the traditional publishing industry. And

0:21:17.400 --> 0:21:20.960
<v Speaker 1>it's almost like your success because of you, so many

0:21:21.000 --> 0:21:23.719
<v Speaker 1>other women may get an opportunity that they may not

0:21:23.760 --> 0:21:27.080
<v Speaker 1>have gotten before. And it feels like, in twenty twenty one,

0:21:27.440 --> 0:21:29.560
<v Speaker 1>how can there still be trailblazers? You know, we should

0:21:29.600 --> 0:21:31.879
<v Speaker 1>have all this figured out, but it's there. You are

0:21:31.920 --> 0:21:35.320
<v Speaker 1>a trailblazer and so on behalf of just any woman

0:21:35.359 --> 0:21:37.600
<v Speaker 1>who ever wants to be a published author and have

0:21:37.680 --> 0:21:41.800
<v Speaker 1>someone take a chance on her. Thank you and you

0:21:41.840 --> 0:21:43.520
<v Speaker 1>did it. I'm so yeah.

0:21:43.600 --> 0:21:44.800
<v Speaker 2>I always feel like we did it.

0:21:45.119 --> 0:21:46.560
<v Speaker 3>One of the things I'm like most proud of off

0:21:46.680 --> 0:21:49.639
<v Speaker 3>is that I can tell Penguin, like those women on

0:21:49.720 --> 0:21:52.760
<v Speaker 3>the Penguin team like they're going to see black women differently,

0:21:52.800 --> 0:21:55.320
<v Speaker 3>because you know, my whole team is like sisters and

0:21:55.480 --> 0:21:57.760
<v Speaker 3>just like and when they would join the call and

0:21:57.920 --> 0:22:00.880
<v Speaker 3>like literally they were like, you guys are well oiled.

0:22:00.880 --> 0:22:02.680
<v Speaker 3>And she because it was like ten of us and

0:22:03.040 --> 0:22:05.120
<v Speaker 3>they said normally when they see someone with a big team,

0:22:05.119 --> 0:22:06.680
<v Speaker 3>they rolled her. I was like, oh boy, it's about

0:22:06.720 --> 0:22:10.480
<v Speaker 3>to be roadblock city. But she was like we literally

0:22:10.520 --> 0:22:12.960
<v Speaker 3>used to talk around the office about what a joy

0:22:13.040 --> 0:22:14.520
<v Speaker 3>it was to work with you guys, that we're just

0:22:14.560 --> 0:22:16.359
<v Speaker 3>here to support you. You tell us what you're doing,

0:22:16.359 --> 0:22:18.719
<v Speaker 3>and we're like, okay, sure, here you go. And so

0:22:19.000 --> 0:22:22.560
<v Speaker 3>I love that, you know, because I think it's important,

0:22:23.440 --> 0:22:25.600
<v Speaker 3>like to break down those stereotypes. I'm like, you know,

0:22:25.680 --> 0:22:27.280
<v Speaker 3>so if there's that system in the office that you

0:22:27.320 --> 0:22:29.320
<v Speaker 3>think has an attitude, she doesn't have an attitude.

0:22:29.480 --> 0:22:30.840
<v Speaker 2>She's doing her work. She's a bad ass.

0:22:30.840 --> 0:22:32.800
<v Speaker 3>Give her a chance, you know, And so I just

0:22:32.800 --> 0:22:34.640
<v Speaker 3>thought that that was really dope too, that they got

0:22:34.640 --> 0:22:37.960
<v Speaker 3>to see, like, look look at the power of these

0:22:38.040 --> 0:22:41.400
<v Speaker 3>amazing black and brown women and what they've been able

0:22:41.440 --> 0:22:43.119
<v Speaker 3>to do. I mean, honestly, Pengin was like, you know,

0:22:43.119 --> 0:22:46.920
<v Speaker 3>we could do a case study. I'm like, Sis, we're tired, tired, Yeah,

0:22:46.960 --> 0:22:47.920
<v Speaker 3>go study your own case.

0:22:48.320 --> 0:22:52.240
<v Speaker 2>We're tired. But yeah, so no, but thank you squad.

0:22:52.800 --> 0:22:54.520
<v Speaker 2>I no, why are you the youth squad?

0:22:54.640 --> 0:22:59.440
<v Speaker 3>They're like, Okay, I'm like, I'm like, I promise you guys,

0:22:59.520 --> 0:23:00.440
<v Speaker 3>We're gonna rotated.

0:23:00.480 --> 0:23:02.720
<v Speaker 2>I'm like, who needs a week, who's first, who's most

0:23:02.720 --> 0:23:03.240
<v Speaker 2>burnt out?

0:23:04.000 --> 0:23:06.680
<v Speaker 3>But yeah, honestly, I don't even like that, like that's

0:23:06.680 --> 0:23:08.480
<v Speaker 3>something like as a leader that I was like, okay,

0:23:08.520 --> 0:23:11.320
<v Speaker 3>that is a that's something that I'm going to do better,

0:23:11.760 --> 0:23:13.320
<v Speaker 3>you know, because I was just like I don't like

0:23:13.359 --> 0:23:15.080
<v Speaker 3>the fact that afterwards, I just felt like we were

0:23:15.080 --> 0:23:17.240
<v Speaker 3>also drained. I'm like, I'm going to do a better

0:23:17.320 --> 0:23:18.840
<v Speaker 3>job of like what does it look like we're doing

0:23:18.880 --> 0:23:21.199
<v Speaker 3>a sop for this to learn? What things do we

0:23:21.280 --> 0:23:23.200
<v Speaker 3>not have to do? That actually didn't move the needle

0:23:23.480 --> 0:23:25.199
<v Speaker 3>and what things did really move the needle? So that

0:23:25.240 --> 0:23:28.800
<v Speaker 3>way next time we can work less but work more meaningfully.

0:23:28.880 --> 0:23:31.760
<v Speaker 1>You know, of course, well you had never done it before,

0:23:31.880 --> 0:23:34.359
<v Speaker 1>so that as long as in the time to reflect

0:23:34.440 --> 0:23:36.960
<v Speaker 1>and to pick apart, when you guys are in a

0:23:37.000 --> 0:23:39.639
<v Speaker 1>better place, when you can look back on it with

0:23:39.680 --> 0:23:42.959
<v Speaker 1>clear heads and clear minds and clear eyes and all that,

0:23:42.960 --> 0:23:45.520
<v Speaker 1>that's the exciting part I feel like, is how did

0:23:45.520 --> 0:23:49.320
<v Speaker 1>this thing happen? But yeah, congratulations, I guess that's that's

0:23:49.359 --> 0:23:52.720
<v Speaker 1>our whole buzzworthy. Who cares? What else is going on? Congrattive?

0:23:52.800 --> 0:23:56.480
<v Speaker 1>Get good with money dot com? That's what's next. Go

0:23:56.560 --> 0:23:59.520
<v Speaker 1>buy a book, buy a book for a brand. All right,

0:23:59.520 --> 0:24:01.399
<v Speaker 1>when you take a quick break and be back with

0:24:01.480 --> 0:24:39.520
<v Speaker 1>you questions. Okba fan, we are back in answering your questions. Reminder,

0:24:39.640 --> 0:24:42.240
<v Speaker 1>you can now leave us a voicemail or text your question.

0:24:42.600 --> 0:24:45.080
<v Speaker 1>Just hit us up at eight four four eight five

0:24:45.200 --> 0:24:48.720
<v Speaker 1>eight eight zero eight zero eight for four eight five

0:24:48.840 --> 0:24:52.040
<v Speaker 1>eight eight zero eight zero. Try to keep it brief though.

0:24:52.160 --> 0:24:53.960
<v Speaker 1>I know lots of you guys have been trying to

0:24:54.000 --> 0:24:57.040
<v Speaker 1>send us questions and getting caught off by our voicemail,

0:24:57.160 --> 0:25:00.080
<v Speaker 1>So try to keep it under at least a minute,

0:25:00.480 --> 0:25:02.480
<v Speaker 1>and if you get cut off or you have a

0:25:02.520 --> 0:25:04.919
<v Speaker 1>more in depth question, you can still reach us the

0:25:04.960 --> 0:25:08.280
<v Speaker 1>old fashioned ways on Insta, hit us up via DM

0:25:08.720 --> 0:25:13.440
<v Speaker 1>or by email. Brand Ambition podcast at gmail dot com.

0:25:13.480 --> 0:25:16.240
<v Speaker 1>All right, let's get into it. So we have a

0:25:16.280 --> 0:25:19.360
<v Speaker 1>couple of very good questions from IG today. This one

0:25:19.359 --> 0:25:22.560
<v Speaker 1>comes from listener Alia. Alia says, I'm a new listener

0:25:22.560 --> 0:25:25.440
<v Speaker 1>to the podcast, and I'm learning a lot. I got

0:25:25.440 --> 0:25:28.600
<v Speaker 1>myself into about ten thousand dollars of credit card debt

0:25:28.680 --> 0:25:31.359
<v Speaker 1>after moving to a new state and getting married. I

0:25:31.440 --> 0:25:34.080
<v Speaker 1>make forty eight thousand dollars a year, and due to

0:25:34.200 --> 0:25:37.080
<v Speaker 1>accidentally contributing a lot to my four oh one K

0:25:37.240 --> 0:25:39.840
<v Speaker 1>for the first three years in the business, I actually

0:25:39.880 --> 0:25:42.399
<v Speaker 1>have about seventeen thousand dollars in my four to one

0:25:42.480 --> 0:25:46.119
<v Speaker 1>K retirement account. Here's the thing, Digging myself out of

0:25:46.119 --> 0:25:48.399
<v Speaker 1>this debt is like shooting a water gun at a

0:25:48.440 --> 0:25:51.400
<v Speaker 1>forest fire. I'm budgeting the best I can, but I'm

0:25:51.440 --> 0:25:54.159
<v Speaker 1>pretty much supporting myself and my husband while he's in

0:25:54.200 --> 0:25:57.840
<v Speaker 1>medical school. I really want to withdraw ten thousand dollars

0:25:57.880 --> 0:25:59.919
<v Speaker 1>from my four to one K to wipe out the

0:26:00.080 --> 0:26:03.320
<v Speaker 1>debt and start fresh next year when my husband graduates,

0:26:03.359 --> 0:26:05.880
<v Speaker 1>will have two incomes and want to start our family.

0:26:06.160 --> 0:26:08.240
<v Speaker 1>And in three to four years he'll be making about

0:26:08.280 --> 0:26:11.520
<v Speaker 1>six figures on his own. So I trust I'll be

0:26:11.560 --> 0:26:14.040
<v Speaker 1>financially set in a few years. And I really want

0:26:14.080 --> 0:26:16.280
<v Speaker 1>to get rid of this debt. Now, what do you

0:26:16.320 --> 0:26:22.879
<v Speaker 1>guys think? So ten thousand dollars is weighing on her,

0:26:23.440 --> 0:26:27.879
<v Speaker 1>which you know, credit card debt. Ten thousand dollars today

0:26:28.400 --> 0:26:31.640
<v Speaker 1>can be a lot more dollars a year from now,

0:26:31.680 --> 0:26:35.920
<v Speaker 1>even with the high interest rates. So but I love

0:26:35.960 --> 0:26:39.439
<v Speaker 1>how she said, though accidentally identally contributed a lot to

0:26:39.520 --> 0:26:40.280
<v Speaker 1>my former day.

0:26:41.680 --> 0:26:44.040
<v Speaker 3>She's like, you know, just so we can sway your

0:26:44.080 --> 0:26:46.440
<v Speaker 3>thinks because my knees. Your reaction is like says, leave

0:26:46.440 --> 0:26:49.240
<v Speaker 3>it alone. But I can understand because here's my concern too,

0:26:49.280 --> 0:26:52.080
<v Speaker 3>because yes, although your husband when he graduates, will be

0:26:52.080 --> 0:26:54.439
<v Speaker 3>making more money, you will also have more debts, a

0:26:54.480 --> 0:26:56.439
<v Speaker 3>lot more debt. Because my assumption is, you know, he

0:26:56.520 --> 0:26:59.080
<v Speaker 3>got loans to go to medical school, and if he didn't,

0:26:59.080 --> 0:26:59.680
<v Speaker 3>that's awesome.

0:27:00.160 --> 0:27:00.400
<v Speaker 1>Yep.

0:27:03.359 --> 0:27:05.480
<v Speaker 3>Because here's the thing, it's not just the ten thousand.

0:27:05.560 --> 0:27:07.640
<v Speaker 3>Because people like to look at the money they put

0:27:07.720 --> 0:27:10.560
<v Speaker 3>up for retirement as like this flat money.

0:27:10.680 --> 0:27:13.000
<v Speaker 2>It's not. It's the compounding interest.

0:27:13.080 --> 0:27:15.560
<v Speaker 3>So you have to think that your ten thousand that

0:27:15.600 --> 0:27:19.120
<v Speaker 3>you have in there earned interest, and then the next

0:27:19.200 --> 0:27:22.359
<v Speaker 3>year the interest and the ten thousand earns interest, and

0:27:22.440 --> 0:27:24.480
<v Speaker 3>the next year the interest and the interest and the

0:27:24.520 --> 0:27:26.840
<v Speaker 3>ten interest, and the next year and the interest, and

0:27:26.920 --> 0:27:29.160
<v Speaker 3>so you miss out Once you take that money out,

0:27:29.840 --> 0:27:31.840
<v Speaker 3>you miss out on that interest, on the interest, on

0:27:31.840 --> 0:27:33.680
<v Speaker 3>the interest. Even if you put it back, you can

0:27:33.760 --> 0:27:36.679
<v Speaker 3>never get back the money you would have earned on

0:27:36.760 --> 0:27:39.480
<v Speaker 3>past interest. It's gone forever and ever and ever. That's

0:27:39.520 --> 0:27:44.000
<v Speaker 3>why people tell you leave your your retirement money alone.

0:27:44.359 --> 0:27:49.600
<v Speaker 3>And here's the thing too. I hate to make plans.

0:27:49.640 --> 0:27:51.280
<v Speaker 3>I guess me, and you know you know how we are,

0:27:51.320 --> 0:27:53.040
<v Speaker 3>me and Mandy right that we are like worry words.

0:27:53.480 --> 0:27:55.439
<v Speaker 3>I don't want to make plans on well, in the future,

0:27:55.440 --> 0:27:59.400
<v Speaker 3>it'll be great, uh pandemic corona corona coro, as Nigerians

0:27:59.400 --> 0:28:02.240
<v Speaker 3>will say, like so many people had plans about, oh

0:28:02.240 --> 0:28:05.000
<v Speaker 3>this is what I'm gonna do and then and took everything.

0:28:05.440 --> 0:28:09.760
<v Speaker 3>So I don't want you to make plans on for sure,

0:28:09.760 --> 0:28:12.000
<v Speaker 3>for sure, my husband is going to although it's highly

0:28:12.040 --> 0:28:16.720
<v Speaker 3>highly likely but as unlikely as as I was gonna say,

0:28:16.720 --> 0:28:23.080
<v Speaker 3>panteing as as unlikely as quarantine was. Here we are, so, ugh,

0:28:24.480 --> 0:28:27.159
<v Speaker 3>I is there.

0:28:27.040 --> 0:28:27.840
<v Speaker 2>A way maybe?

0:28:27.920 --> 0:28:30.000
<v Speaker 3>I mean, I don't know what her credit score looks like,

0:28:30.160 --> 0:28:33.320
<v Speaker 3>maybe rolling it over to a what are those things?

0:28:33.320 --> 0:28:36.600
<v Speaker 3>A balanced transfer card? Yeah, you know, we're let's talk

0:28:36.600 --> 0:28:39.640
<v Speaker 3>about alternatives. Yeah, yes, alternatives. So this is a very

0:28:39.920 --> 0:28:42.360
<v Speaker 3>common thing. You know, I have some debt, but I

0:28:42.400 --> 0:28:43.240
<v Speaker 3>have this nest egg.

0:28:43.440 --> 0:28:43.640
<v Speaker 2>You know.

0:28:44.000 --> 0:28:46.280
<v Speaker 1>Oh oops, I have seventeen thousand dollars. I can just

0:28:46.320 --> 0:28:49.200
<v Speaker 1>pull out of that. But let's actually talk about like

0:28:49.400 --> 0:28:52.440
<v Speaker 1>the list of options. So one, yes, your four one

0:28:52.520 --> 0:28:55.600
<v Speaker 1>K is an option, good or bad. That's left to

0:28:56.160 --> 0:28:58.680
<v Speaker 1>others to decide, but it's an option. And then yeah,

0:28:58.720 --> 0:29:02.000
<v Speaker 1>balance transfer card, so talk about that, Tiffany, So a.

0:29:01.960 --> 0:29:02.840
<v Speaker 2>Balance transfer card.

0:29:02.880 --> 0:29:06.000
<v Speaker 3>This is what I did, honestly when I lost everything.

0:29:06.480 --> 0:29:08.080
<v Speaker 3>So if you don't know, since you're a new listener,

0:29:08.160 --> 0:29:11.200
<v Speaker 3>like in two thousand and eight nine ten, big great

0:29:11.240 --> 0:29:13.760
<v Speaker 3>recession came, I lost everything. It was like three hundred

0:29:13.760 --> 0:29:16.360
<v Speaker 3>thousand dollars in debt. Thirty five thousand of that was

0:29:16.440 --> 0:29:19.320
<v Speaker 3>credit card debt. Although I was living off unemployment and

0:29:19.360 --> 0:29:22.000
<v Speaker 3>on my sister's couch. So one of the ways I

0:29:22.040 --> 0:29:24.400
<v Speaker 3>was able to tackle that thirty five thousand dollars in

0:29:24.480 --> 0:29:28.160
<v Speaker 3>debt was I because my credit card was decent. I

0:29:28.240 --> 0:29:31.840
<v Speaker 3>opened up a balanced transfer card, a couple of them, honestly,

0:29:31.880 --> 0:29:34.520
<v Speaker 3>where I took the balance on one card, the card

0:29:34.560 --> 0:29:38.160
<v Speaker 3>that had interest, and rolled it over to a balanced

0:29:38.160 --> 0:29:40.360
<v Speaker 3>transfer card. Because my credit card was decent, I was

0:29:40.400 --> 0:29:42.080
<v Speaker 3>able to get a balance treansfer card. It was like

0:29:42.280 --> 0:29:45.160
<v Speaker 3>eighteen months interest free, so I had eighteen months to

0:29:45.320 --> 0:29:49.160
<v Speaker 3>pay down this card with like so all my money

0:29:49.160 --> 0:29:52.560
<v Speaker 3>would go directly to the principle, directly to the ten thousand,

0:29:52.560 --> 0:29:54.520
<v Speaker 3>not ten thousand plus interests. So that helped me pay

0:29:54.560 --> 0:29:57.080
<v Speaker 3>down that thirty five thousand. It took me like two

0:29:57.160 --> 0:29:58.800
<v Speaker 3>and a half three years in order to do so.

0:29:59.120 --> 0:30:02.320
<v Speaker 3>Now it was a strugg but you know it did.

0:30:02.360 --> 0:30:04.840
<v Speaker 3>And now here's the thing. The reason why you know,

0:30:05.240 --> 0:30:06.000
<v Speaker 3>what's her name again?

0:30:06.600 --> 0:30:07.000
<v Speaker 1>Alia?

0:30:07.440 --> 0:30:09.680
<v Speaker 2>Alia? Pretty name. So the reason why I'm like eugh

0:30:09.680 --> 0:30:11.600
<v Speaker 2>girl is because I'm not here to judge you. Consists.

0:30:11.640 --> 0:30:13.920
<v Speaker 3>I took all the money out of my retirement account

0:30:14.200 --> 0:30:16.760
<v Speaker 3>to try to pay off bills and I didn't get back.

0:30:16.800 --> 0:30:19.600
<v Speaker 3>So I was thirty twenty nine thirty when I did that.

0:30:19.640 --> 0:30:22.680
<v Speaker 3>I didn't get back to putting a side for retirement

0:30:23.160 --> 0:30:26.680
<v Speaker 3>until like four years ago. That sometimes life throws you

0:30:26.720 --> 0:30:28.960
<v Speaker 3>off track and you might think I'll definitely get back,

0:30:29.120 --> 0:30:30.840
<v Speaker 3>and so I'm like behind the eight ball. So now

0:30:30.880 --> 0:30:33.160
<v Speaker 3>I'm trying to catch up. So I'm not saying I

0:30:33.160 --> 0:30:34.720
<v Speaker 3>from a place to judgement. I'm saying from a place

0:30:34.760 --> 0:30:37.840
<v Speaker 3>so I'm here now. I'm forty one years old. I've

0:30:37.840 --> 0:30:40.680
<v Speaker 3>only been saving for retirement for like four years because

0:30:40.720 --> 0:30:43.360
<v Speaker 3>of a choice that I made over ten years ago.

0:30:43.640 --> 0:30:45.760
<v Speaker 3>So I just it just makes me a little bit nervous.

0:30:45.760 --> 0:30:47.480
<v Speaker 3>But there's you know, you have to do what's best

0:30:47.480 --> 0:30:50.360
<v Speaker 3>for you. But I would consider alternatives before touching my

0:30:50.400 --> 0:30:51.160
<v Speaker 3>retirement money.

0:30:51.800 --> 0:30:54.880
<v Speaker 1>Yeah, absolutely, So a balance transfer credit card is definitely

0:30:54.880 --> 0:30:57.719
<v Speaker 1>a good option if you have good credit, so like

0:30:57.800 --> 0:31:01.240
<v Speaker 1>six eighty and above, and you can honestly google to

0:31:01.240 --> 0:31:05.760
<v Speaker 1>see if there's any good balance transfer options available to you. Also,

0:31:05.960 --> 0:31:09.200
<v Speaker 1>you know, applying for a small loan like a personal

0:31:09.200 --> 0:31:12.200
<v Speaker 1>loan through a credit union or an online bank at

0:31:12.200 --> 0:31:15.320
<v Speaker 1>a fixed interest rate. So that gets at the really

0:31:15.720 --> 0:31:17.840
<v Speaker 1>the terrible thing about credit card debt is it has

0:31:18.320 --> 0:31:20.479
<v Speaker 1>not only really high interest rates, but it also has

0:31:20.560 --> 0:31:23.840
<v Speaker 1>revolving interest rates or variable interest rates rather, which means

0:31:23.840 --> 0:31:26.280
<v Speaker 1>that they can change whenever they want to change the rates,

0:31:26.320 --> 0:31:28.560
<v Speaker 1>they can go up, and they usually do go up.

0:31:28.720 --> 0:31:31.600
<v Speaker 1>It's never really in your favor. So with a personal loan,

0:31:31.720 --> 0:31:33.040
<v Speaker 1>you know you could take it a loan, you know

0:31:33.080 --> 0:31:35.000
<v Speaker 1>exactly what your rate's going to be, and it's fixed,

0:31:35.040 --> 0:31:36.680
<v Speaker 1>it's not going to go up, and you know you

0:31:36.760 --> 0:31:39.320
<v Speaker 1>get your You can choose how long you have to

0:31:39.360 --> 0:31:41.120
<v Speaker 1>pay off the loan. It can be a couple of years,

0:31:41.160 --> 0:31:44.720
<v Speaker 1>a few years, and you know what exactly you're getting. Yes,

0:31:44.840 --> 0:31:47.000
<v Speaker 1>you're paying interest, but at least it is a known

0:31:47.240 --> 0:31:49.760
<v Speaker 1>entity in a quantity. To your point about to what

0:31:49.800 --> 0:31:52.920
<v Speaker 1>she says about shooting a water gun at a forest fire,

0:31:53.440 --> 0:31:56.200
<v Speaker 1>I mean, ten thousand dollars is a lot, okay, and

0:31:56.200 --> 0:31:58.960
<v Speaker 1>it's credit card debt, so it is, Yes, that is

0:31:59.000 --> 0:32:00.640
<v Speaker 1>a lot of credit card debt, but is it a

0:32:00.680 --> 0:32:01.320
<v Speaker 1>forest fire?

0:32:01.440 --> 0:32:01.520
<v Speaker 2>Like?

0:32:01.560 --> 0:32:05.280
<v Speaker 1>I don't know if I would be. It doesn't. It's doable.

0:32:05.480 --> 0:32:10.160
<v Speaker 1>You seem very financially conscious. I mean, you married a

0:32:10.160 --> 0:32:12.160
<v Speaker 1>boo who's going to be a doctor, so that was great,

0:32:12.480 --> 0:32:14.640
<v Speaker 1>and you seem like you've got a great career going on.

0:32:14.760 --> 0:32:17.280
<v Speaker 1>So I feel like you can tackle this, you really

0:32:17.320 --> 0:32:20.200
<v Speaker 1>can without necessarily needing to dip into your four to

0:32:20.200 --> 0:32:21.880
<v Speaker 1>one K. And we should also talk about, you know

0:32:22.000 --> 0:32:25.080
<v Speaker 1>what Tiffany said about missing out on the compounding interest.

0:32:25.400 --> 0:32:28.120
<v Speaker 1>You also may face tax penalties when you withdraw from

0:32:28.120 --> 0:32:30.320
<v Speaker 1>your four to one K if you're under a certain

0:32:30.360 --> 0:32:32.480
<v Speaker 1>age limit. I think it's like fifty nine and a half,

0:32:32.840 --> 0:32:36.120
<v Speaker 1>So there could be an additional loss there, not just

0:32:36.200 --> 0:32:39.360
<v Speaker 1>from you know, stock market gains that you're missing out

0:32:39.360 --> 0:32:42.320
<v Speaker 1>on by taking that ten k out, but also just

0:32:42.440 --> 0:32:45.920
<v Speaker 1>tax penalties for early withdrawals. And it differs a little

0:32:45.920 --> 0:32:47.840
<v Speaker 1>bit depending on how you take the money out. So

0:32:48.320 --> 0:32:50.160
<v Speaker 1>we can post a link to an article about the

0:32:50.200 --> 0:32:52.880
<v Speaker 1>difference between a four h one k loan, which is

0:32:52.920 --> 0:32:56.080
<v Speaker 1>when you borrow from yourself and then you pay yourself back.

0:32:56.400 --> 0:32:59.400
<v Speaker 1>I've actually done that before and I'm a fan. The

0:32:59.520 --> 0:33:02.600
<v Speaker 1>risk there is if you were to leave your job,

0:33:02.840 --> 0:33:05.880
<v Speaker 1>you would immediately owe that money back. So there's risks

0:33:05.880 --> 0:33:08.680
<v Speaker 1>and there's pros to to all these different things. But

0:33:08.800 --> 0:33:12.200
<v Speaker 1>ten ten k, I feel like that's a small enough

0:33:12.240 --> 0:33:15.479
<v Speaker 1>amount to wear a couple of balance trendsfer credit cards

0:33:15.560 --> 0:33:17.920
<v Speaker 1>or personal loan. You know, you can tackle that, and

0:33:17.960 --> 0:33:20.760
<v Speaker 1>you can still be letting that seventeen K little nest

0:33:20.760 --> 0:33:24.400
<v Speaker 1>egg that you've grown accidentally, which is great. You know,

0:33:24.440 --> 0:33:27.440
<v Speaker 1>I wish be more people accidentally say for retirement, Yeah,

0:33:27.480 --> 0:33:34.080
<v Speaker 1>you've just let that continue to grow. And honestly, trying

0:33:34.080 --> 0:33:35.880
<v Speaker 1>to predict the future in terms of where you think

0:33:35.920 --> 0:33:38.440
<v Speaker 1>you're going to be financially, I don't know, man. I

0:33:38.600 --> 0:33:41.120
<v Speaker 1>just say I think your sense of urgency to get

0:33:41.200 --> 0:33:43.840
<v Speaker 1>rid of it now while you have where, while you're

0:33:43.880 --> 0:33:46.120
<v Speaker 1>able to work and you've got an income, and you've

0:33:46.120 --> 0:33:48.960
<v Speaker 1>got options, I would say, you know, do it now,

0:33:49.160 --> 0:33:51.760
<v Speaker 1>but maybe not with the same like with me, but

0:33:51.800 --> 0:33:54.440
<v Speaker 1>maybe not going to that like nuclear option of taking

0:33:54.480 --> 0:33:57.880
<v Speaker 1>money out of your form on and K first. Yeah,

0:33:58.160 --> 0:34:00.720
<v Speaker 1>and tips right that your husband's going to ask some

0:34:00.760 --> 0:34:05.160
<v Speaker 1>student loan, so y, yeah, he'll have enough going on

0:34:05.240 --> 0:34:08.040
<v Speaker 1>even if he does earn six figures. All right, Well,

0:34:08.040 --> 0:34:10.319
<v Speaker 1>I'm going to post a link definitely in the show

0:34:10.360 --> 0:34:12.839
<v Speaker 1>notes about the difference between four to one K loan

0:34:12.920 --> 0:34:15.480
<v Speaker 1>and withdrawal, because I think they get very often confused.

0:34:15.960 --> 0:34:18.719
<v Speaker 1>And some of the other options, you know, other than

0:34:18.800 --> 0:34:20.520
<v Speaker 1>going into your four one K, like we talked about

0:34:20.560 --> 0:34:25.719
<v Speaker 1>balance transfer cards, personal loans, you have other ways to

0:34:25.760 --> 0:34:29.160
<v Speaker 1>pay on the debt. But thanks for your question.

0:34:29.400 --> 0:34:32.200
<v Speaker 2>Yeah, question, all right.

0:34:32.640 --> 0:34:35.279
<v Speaker 1>Second question, This one's going to be near and dear

0:34:35.280 --> 0:34:38.360
<v Speaker 1>to Tiffany's heart, probably as it comes from a teacher.

0:34:39.000 --> 0:34:42.000
<v Speaker 1>All right, So this listener wants to remain anonymous because

0:34:42.000 --> 0:34:44.320
<v Speaker 1>she works at a school, so let's call her Jane.

0:34:44.800 --> 0:34:47.760
<v Speaker 1>Jane says, help, I work at a growing charter school

0:34:47.880 --> 0:34:51.040
<v Speaker 1>as a leader. I'm afraid of backlash if I leave

0:34:51.080 --> 0:34:53.840
<v Speaker 1>the charter school because it is no longer conducive for

0:34:53.960 --> 0:34:57.280
<v Speaker 1>my life as a parent. However, the culture is sometimes

0:34:57.360 --> 0:35:00.480
<v Speaker 1>unfortunately like they will try to negotiate to keep you.

0:35:01.040 --> 0:35:04.000
<v Speaker 1>I'm struggling with the stress. I have great potential to

0:35:04.040 --> 0:35:06.440
<v Speaker 1>grow my career, but is it worth all that? Do

0:35:06.520 --> 0:35:08.560
<v Speaker 1>I have to feel the need to climb the ladder

0:35:08.560 --> 0:35:10.799
<v Speaker 1>when I know it's going to impact my ability to

0:35:10.840 --> 0:35:14.160
<v Speaker 1>be mentally and physically present for my growing family? Should

0:35:14.160 --> 0:35:16.960
<v Speaker 1>I stay or leave? I have a job offer making

0:35:17.000 --> 0:35:23.040
<v Speaker 1>the same salary for another school. What do y'all think, Jane?

0:35:23.360 --> 0:35:28.400
<v Speaker 3>Run No so as somebody who you know was a teacher,

0:35:28.680 --> 0:35:31.680
<v Speaker 3>but I am also very familiar with the charter school.

0:35:32.120 --> 0:35:36.480
<v Speaker 2>H How do you so hustle?

0:35:37.360 --> 0:35:41.120
<v Speaker 3>It's really intense Mandy, like, think about school, but then

0:35:41.120 --> 0:35:43.640
<v Speaker 3>add corporate America. Like all of my friends who work

0:35:43.680 --> 0:35:45.920
<v Speaker 3>for charter schools, it's a lot like I've had a

0:35:46.000 --> 0:35:49.120
<v Speaker 3>number of friends who leave. You know, it's you know,

0:35:49.200 --> 0:35:51.040
<v Speaker 3>if you're a brand new teacher and you've never worked

0:35:51.040 --> 0:35:53.920
<v Speaker 3>in a teaching environment before, and you don't know that

0:35:53.960 --> 0:35:56.120
<v Speaker 3>there's like other ways than it could be all right.

0:35:56.160 --> 0:35:58.239
<v Speaker 3>But I remember, even when I was just gonna, I

0:35:58.320 --> 0:36:01.120
<v Speaker 3>was gonna do an after school program at a charter's, Mandy.

0:36:01.320 --> 0:36:06.759
<v Speaker 2>I was like, is this jail? They were so strict

0:36:07.440 --> 0:36:08.879
<v Speaker 2>the way they talk to the kid.

0:36:08.960 --> 0:36:10.680
<v Speaker 3>I mean, not all try to schools, obviously, because I've

0:36:10.680 --> 0:36:13.960
<v Speaker 3>definitely seen some amazing ones, But so I can imagine

0:36:14.160 --> 0:36:17.000
<v Speaker 3>the environment that she's talking about. It's very it feels

0:36:17.280 --> 0:36:20.200
<v Speaker 3>very corporate what I imagine, I guess corporate America, meaning

0:36:20.280 --> 0:36:22.160
<v Speaker 3>like but not in the good way.

0:36:22.239 --> 0:36:24.680
<v Speaker 2>You know, like, these are your expectations. We need to

0:36:24.719 --> 0:36:25.120
<v Speaker 2>stay late.

0:36:25.120 --> 0:36:28.800
<v Speaker 3>We need you to sell Jane sis Sis as someone

0:36:28.840 --> 0:36:31.920
<v Speaker 3>who is team doing too much. Don't come up to

0:36:32.000 --> 0:36:33.640
<v Speaker 3>this side. It's not cute over here. I'm trying to

0:36:33.640 --> 0:36:37.239
<v Speaker 3>go over to you know, doing less. So I would

0:36:37.280 --> 0:36:40.000
<v Speaker 3>suggest to you, especially it's not like you're saying, should

0:36:40.000 --> 0:36:41.480
<v Speaker 3>I quit? And I don't know how I'm going to

0:36:41.520 --> 0:36:43.759
<v Speaker 3>feed my family? You literally are going to replace your

0:36:43.800 --> 0:36:49.240
<v Speaker 3>income with comparable income and a better emotional and mental

0:36:49.280 --> 0:36:52.600
<v Speaker 3>space for yourself. No, always choose yourself and your family first,

0:36:53.000 --> 0:36:54.759
<v Speaker 3>and you know you have something that you're going to

0:36:54.800 --> 0:36:57.320
<v Speaker 3>be able to still maintain what you bring into the household.

0:36:58.280 --> 0:37:02.080
<v Speaker 3>Don't like running up a corporate or whatever ladder at school.

0:37:02.120 --> 0:37:04.640
<v Speaker 3>I get all that, but is that where you even

0:37:04.640 --> 0:37:05.080
<v Speaker 3>want to go?

0:37:05.640 --> 0:37:06.279
<v Speaker 2>You know what I mean?

0:37:06.440 --> 0:37:09.839
<v Speaker 3>Like, it doesn't make sense to be the best at

0:37:09.840 --> 0:37:12.960
<v Speaker 3>the worst thing like that. There's nothing worse than being

0:37:12.960 --> 0:37:15.040
<v Speaker 3>successful at the thing you hate. You're like, oh, great,

0:37:15.160 --> 0:37:18.760
<v Speaker 3>have more, this is great? Yeah, yeah, so that's.

0:37:18.440 --> 0:37:22.640
<v Speaker 1>She doesn't hate the sorry interrupt God, doesn't sound like

0:37:22.680 --> 0:37:25.520
<v Speaker 1>she hates necessarily what she's doing, but where she's doing

0:37:25.560 --> 0:37:29.400
<v Speaker 1>it exactly? And get I get the question here. It

0:37:29.400 --> 0:37:32.480
<v Speaker 1>seems like they'll try to negotiate to keep you. So

0:37:32.760 --> 0:37:35.480
<v Speaker 1>when she goes to them with this, you know the

0:37:35.480 --> 0:37:38.320
<v Speaker 1>fact that she has a job offer at another school,

0:37:38.400 --> 0:37:40.160
<v Speaker 1>they may just try and throw money at her to

0:37:40.239 --> 0:37:43.480
<v Speaker 1>keep her around. It just depends on what you value more,

0:37:43.640 --> 0:37:45.520
<v Speaker 1>do you and and think about how much more they're

0:37:45.560 --> 0:37:47.680
<v Speaker 1>going to be giving you, and just spread that out,

0:37:47.880 --> 0:37:50.360
<v Speaker 1>spread that out over however many paychecks a year that

0:37:50.360 --> 0:37:54.319
<v Speaker 1>you get. Sometimes on paper a raise can sound a

0:37:54.320 --> 0:37:56.920
<v Speaker 1>little bit better than it is, you know, after taxes

0:37:56.960 --> 0:37:59.040
<v Speaker 1>and after you spread it out over the year, just

0:37:59.120 --> 0:38:03.960
<v Speaker 1>really think about it, and and you just check in

0:38:04.000 --> 0:38:06.000
<v Speaker 1>with what you value, you know. I think that's when

0:38:06.000 --> 0:38:08.680
<v Speaker 1>people get clear about what they value. Do you value

0:38:08.719 --> 0:38:11.279
<v Speaker 1>your mental health and your ability to be present for

0:38:11.360 --> 0:38:14.880
<v Speaker 1>your family over dollar signs and what people think about you.

0:38:15.480 --> 0:38:16.880
<v Speaker 1>I kind of get the sense that you know the

0:38:16.880 --> 0:38:19.799
<v Speaker 1>answer to your question just based on what you're asking us.

0:38:19.880 --> 0:38:24.920
<v Speaker 1>And as a mom, I would say anything that threatens

0:38:25.000 --> 0:38:30.240
<v Speaker 1>your mental health threatens your child's mental health as well,

0:38:30.719 --> 0:38:34.560
<v Speaker 1>because they're not getting the mom or the parent that

0:38:34.640 --> 0:38:39.279
<v Speaker 1>they deserve, Like you can't be one hundred percent emotionally

0:38:39.400 --> 0:38:43.320
<v Speaker 1>and mentally present for them. And I'm not about that life.

0:38:44.360 --> 0:38:47.719
<v Speaker 1>Everything I do that makes myself better, I'm doing it

0:38:47.760 --> 0:38:50.640
<v Speaker 1>so I can be a better person to be around

0:38:50.640 --> 0:38:53.680
<v Speaker 1>for my child and for my family. And that just

0:38:53.760 --> 0:38:55.600
<v Speaker 1>when I got clear about that being a value, it

0:38:55.640 --> 0:38:59.600
<v Speaker 1>made all my career and financial and any choice really

0:38:59.800 --> 0:39:02.680
<v Speaker 1>just so much easier so it's not. It seems like

0:39:02.719 --> 0:39:04.440
<v Speaker 1>you do know your values, and it's almost like you

0:39:04.480 --> 0:39:06.520
<v Speaker 1>want us to say it's okay to value that stuff.

0:39:06.640 --> 0:39:10.360
<v Speaker 1>It's okay, it is, yes, fuck the latter, because you know,

0:39:12.160 --> 0:39:12.680
<v Speaker 1>we live.

0:39:12.520 --> 0:39:15.680
<v Speaker 3>In this society, you know, Mandy. Everything is go go, go, hustle, hustle, hustle,

0:39:16.960 --> 0:39:18.799
<v Speaker 3>you know, and I fall victim to that sometimes. But

0:39:18.840 --> 0:39:21.320
<v Speaker 3>it's like, at the end of the day, it's only

0:39:22.360 --> 0:39:25.520
<v Speaker 3>cute for a two second post on Instagram and then

0:39:25.560 --> 0:39:27.960
<v Speaker 3>you have to actually live the real life, you know,

0:39:28.360 --> 0:39:30.080
<v Speaker 3>like so I promise.

0:39:31.400 --> 0:39:33.000
<v Speaker 1>Got promoted team no.

0:39:33.040 --> 0:39:36.160
<v Speaker 2>Sleep dying over here, like no Sleep.

0:39:36.280 --> 0:39:38.440
<v Speaker 3>So yeah, it sounds like you know, like like Manna said,

0:39:38.440 --> 0:39:40.319
<v Speaker 3>it sounds like you know, you know what you're wanting

0:39:40.400 --> 0:39:41.920
<v Speaker 3>to do, and you're just wanting to be like, is

0:39:41.960 --> 0:39:44.439
<v Speaker 3>it okay what you think is like, am I wrong

0:39:44.480 --> 0:39:47.359
<v Speaker 3>for not being quote unquote ambitious. No, it's not lack

0:39:47.400 --> 0:39:50.279
<v Speaker 3>of ambition. You are allowed to say, you know, this

0:39:50.400 --> 0:39:52.120
<v Speaker 3>is not the environment I want to work in. Although

0:39:52.160 --> 0:39:54.000
<v Speaker 3>I do love teaching, I want to work in a

0:39:54.000 --> 0:39:56.880
<v Speaker 3>different environment. That's why, honestly, I left the school system

0:39:57.120 --> 0:39:59.839
<v Speaker 3>because I love teaching and it was making me hate

0:39:59.840 --> 0:40:02.680
<v Speaker 3>to because I just didn't feel like it was conducive

0:40:02.719 --> 0:40:04.160
<v Speaker 3>to the way that I wanted to show up for

0:40:04.200 --> 0:40:07.719
<v Speaker 3>the people that I was serving. And at first I

0:40:07.760 --> 0:40:09.200
<v Speaker 3>was like, I'm never going back to teaching again.

0:40:09.239 --> 0:40:09.719
<v Speaker 2>I hate it.

0:40:10.000 --> 0:40:11.919
<v Speaker 3>And then I was like, oh wait, I actually really

0:40:11.960 --> 0:40:14.320
<v Speaker 3>loved teaching. I just didn't love within the confines of

0:40:14.320 --> 0:40:16.480
<v Speaker 3>where I was working. So you are allowed to You

0:40:16.520 --> 0:40:18.359
<v Speaker 3>are allowed to take your dream. It's like take your

0:40:18.360 --> 0:40:20.360
<v Speaker 3>ball and go home. You're allowed to take your dream

0:40:20.400 --> 0:40:22.040
<v Speaker 3>and go someplace else where you feel at home.

0:40:23.160 --> 0:40:27.600
<v Speaker 1>A man's sister friend ash check fuck away.

0:40:27.640 --> 0:40:29.000
<v Speaker 2>I like that Amen's sister friend.

0:40:29.080 --> 0:40:32.120
<v Speaker 1>I'm putting it on a T shirt. All right, Well,

0:40:32.160 --> 0:40:34.480
<v Speaker 1>thank y'all again for your questions. Again, you can hit

0:40:34.560 --> 0:40:37.600
<v Speaker 1>us up on Insta, on email, or you can text

0:40:37.800 --> 0:40:41.640
<v Speaker 1>or leave us a voicemail a brief ish voicemail, and

0:40:41.680 --> 0:40:45.040
<v Speaker 1>we'll put the number for our voicemail in the show notes.

0:40:45.080 --> 0:40:47.840
<v Speaker 1>So check it out and can't wait to hear from y'all.

0:41:20.320 --> 0:41:27.080
<v Speaker 2>And now it's time to boost a break A boost

0:41:27.080 --> 0:41:30.160
<v Speaker 2>a break. Is you gonna boost? Is he gonna break?

0:41:31.040 --> 0:41:32.920
<v Speaker 2>What you're gonna do, What you're gonna do, what you're

0:41:32.960 --> 0:41:33.279
<v Speaker 2>gonna do?

0:41:33.400 --> 0:41:36.120
<v Speaker 1>Mandy, Oh well, let me get to my notes, because

0:41:36.160 --> 0:41:38.520
<v Speaker 1>I wrap to write stuff down these days, because that's

0:41:38.600 --> 0:41:41.719
<v Speaker 1>what the world has come to. Oh my goodness. Well,

0:41:41.719 --> 0:41:45.799
<v Speaker 1>I'm gonna do a boost for myself because we well

0:41:45.880 --> 0:41:48.040
<v Speaker 1>a boost and a break. I will boost the fact

0:41:48.080 --> 0:41:52.600
<v Speaker 1>that we made a parenting decision today Rio in daycare.

0:41:52.800 --> 0:41:57.480
<v Speaker 1>Oh my god, we made two big parenting decisions. I

0:41:57.520 --> 0:42:00.200
<v Speaker 1>have to say my dog, Molly. Y'all have an heard

0:42:00.239 --> 0:42:02.759
<v Speaker 1>about Molly, Poor Molly. No one even asks about her.

0:42:03.680 --> 0:42:05.359
<v Speaker 2>About Rio.

0:42:05.600 --> 0:42:08.400
<v Speaker 1>I mean, Molly, we still about Rio like my phone.

0:42:08.600 --> 0:42:10.840
<v Speaker 1>The phone. Like the phone is not even a competition

0:42:10.840 --> 0:42:12.799
<v Speaker 1>the number of photos of the baby versus the dog.

0:42:12.880 --> 0:42:16.120
<v Speaker 1>But anyway, Molly is in a six week intensive dog

0:42:16.160 --> 0:42:19.560
<v Speaker 1>training program. Yeah, so we made that big decision. We

0:42:19.640 --> 0:42:22.360
<v Speaker 1>decided to give her. We just she's a rescue and

0:42:22.400 --> 0:42:24.880
<v Speaker 1>anyone who's you know, has adopted a rescue. It was

0:42:24.920 --> 0:42:27.200
<v Speaker 1>my first time adopting my having a dog on my

0:42:27.239 --> 0:42:30.120
<v Speaker 1>own as an adult period, let alone a rescue animal.

0:42:30.400 --> 0:42:34.120
<v Speaker 1>I underestimated how much time and how much skill you

0:42:34.160 --> 0:42:37.480
<v Speaker 1>need to have to be a dog owner. It's not easy.

0:42:37.520 --> 0:42:39.839
<v Speaker 1>You can't just get them and give them treats and

0:42:39.960 --> 0:42:43.200
<v Speaker 1>they're perfect. So anyway, she's in training, and we're yeah,

0:42:43.200 --> 0:42:46.200
<v Speaker 1>so Rio, we decided this summer is it, We're going

0:42:46.280 --> 0:42:48.560
<v Speaker 1>to put him in daycare. A lot of people are

0:42:48.560 --> 0:42:52.960
<v Speaker 1>getting vaccinated here in New York, and it seems safe kids.

0:42:52.480 --> 0:42:54.360
<v Speaker 1>I have friends, you have kids, and they've been in

0:42:54.440 --> 0:42:57.080
<v Speaker 1>daycare for months, if not the past year, and they've

0:42:57.080 --> 0:43:00.160
<v Speaker 1>been okay. And honestly, my house and.

0:43:00.200 --> 0:43:03.680
<v Speaker 4>Not take it, y'all, Like this little tornado what I

0:43:03.800 --> 0:43:06.759
<v Speaker 4>tell you. I'm like, he just needs he just needs

0:43:06.800 --> 0:43:09.600
<v Speaker 4>an open field, maybe like you know, with like a

0:43:09.640 --> 0:43:11.960
<v Speaker 4>mile long treadmill and just let him run, you know.

0:43:12.160 --> 0:43:14.839
<v Speaker 1>So I am very very excited. I was like, can

0:43:14.840 --> 0:43:18.400
<v Speaker 1>you imagine how much cleaner the house would be if he, like,

0:43:18.480 --> 0:43:21.279
<v Speaker 1>for eight hours a day just was fucking up someone

0:43:21.280 --> 0:43:25.080
<v Speaker 1>else's roun Like, I'm so excited, But beyond that, I'm

0:43:25.080 --> 0:43:28.480
<v Speaker 1>just excited for him to interact with other children. We've

0:43:28.520 --> 0:43:32.319
<v Speaker 1>had a couple of like test playdates with cousins of

0:43:32.400 --> 0:43:36.360
<v Speaker 1>trusted family, and he's so cute and bossy, and he

0:43:36.520 --> 0:43:39.640
<v Speaker 1>like takes all the big kids toys and he he

0:43:39.640 --> 0:43:43.439
<v Speaker 1>he clearly is loving like playing and interacting. So I'm

0:43:43.440 --> 0:43:47.480
<v Speaker 1>doing that and there's there goes my my two thousand

0:43:47.560 --> 0:43:50.759
<v Speaker 1>dollars a month for daycare, which sucked. So today we

0:43:51.120 --> 0:43:54.080
<v Speaker 1>went and put down that deposit. But it felt it

0:43:54.120 --> 0:43:56.319
<v Speaker 1>felt like a real parenting decision that I made, So

0:43:56.960 --> 0:43:59.359
<v Speaker 1>you know, that's good. Yay, and thank you to all

0:43:59.400 --> 0:44:02.160
<v Speaker 1>of our child care providers and across the country for

0:44:02.719 --> 0:44:05.919
<v Speaker 1>keeping our baby safe. And what I wanted to also

0:44:05.920 --> 0:44:07.920
<v Speaker 1>boost was a cute little story that I read about

0:44:07.920 --> 0:44:10.440
<v Speaker 1>a young girl I think she was seven. Did you

0:44:10.440 --> 0:44:12.560
<v Speaker 1>see that she wrote a letter to Old Navy as

0:44:12.600 --> 0:44:15.120
<v Speaker 1>part of like a class project. No, she wrote a

0:44:15.200 --> 0:44:17.640
<v Speaker 1>letter to Old Navy asking them, can you please put

0:44:17.680 --> 0:44:21.359
<v Speaker 1>real pockets on the girl pants? Because I don't think

0:44:21.400 --> 0:44:23.799
<v Speaker 1>all their pants have no pockets, but some of the

0:44:23.840 --> 0:44:27.480
<v Speaker 1>girl like leggings or jeggings that she had been that

0:44:27.520 --> 0:44:31.040
<v Speaker 1>she had didn't have real pockets. And Old Navy's product

0:44:31.040 --> 0:44:34.000
<v Speaker 1>team sent her a letter back, excuse me, and with

0:44:34.040 --> 0:44:36.920
<v Speaker 1>a lot of with the with some actual genes with

0:44:36.960 --> 0:44:40.160
<v Speaker 1>real pockets too, and it was really cute. So shout

0:44:40.200 --> 0:44:43.520
<v Speaker 1>out to Karen is that her name or Cameron Gardner

0:44:44.280 --> 0:44:46.760
<v Speaker 1>for writing the essay. It reminded me of Megan Markle

0:44:46.840 --> 0:44:49.239
<v Speaker 1>and how she like one of the first one of

0:44:49.440 --> 0:44:51.080
<v Speaker 1>my favorite stories about her is how she wrote a

0:44:51.160 --> 0:44:52.840
<v Speaker 1>letter to like a dish soap company.

0:44:52.920 --> 0:44:55.080
<v Speaker 2>Yeah, I remember that because I only.

0:44:54.880 --> 0:44:58.600
<v Speaker 1>Had women or something doing dishes. Yeah, so a little

0:44:58.640 --> 0:44:59.800
<v Speaker 1>Megan Markle on the making.

0:45:00.320 --> 0:45:01.239
<v Speaker 2>Yes, I love that.

0:45:02.320 --> 0:45:07.400
<v Speaker 3>Well, I'm going to all break. So we lost DMX,

0:45:09.680 --> 0:45:11.000
<v Speaker 3>I know, so.

0:45:11.320 --> 0:45:12.439
<v Speaker 1>Does it remain take it heard?

0:45:14.160 --> 0:45:16.400
<v Speaker 3>No, But it's just so crazy because you don't I

0:45:16.440 --> 0:45:18.759
<v Speaker 3>didn't realize just how much of a role you know,

0:45:18.880 --> 0:45:21.000
<v Speaker 3>like when DMX came out, he was a force, you know,

0:45:21.960 --> 0:45:26.640
<v Speaker 3>like a force, and he changed the landscape of music

0:45:26.800 --> 0:45:29.640
<v Speaker 3>and my high school and college years is just was

0:45:29.680 --> 0:45:32.879
<v Speaker 3>like DMX just you just hear how other people talked

0:45:32.880 --> 0:45:38.080
<v Speaker 3>about him, just like how you know, although obviously he

0:45:38.160 --> 0:45:41.600
<v Speaker 3>had his own demons, just the lover of spirituality that

0:45:41.640 --> 0:45:43.640
<v Speaker 3>he possessed and how it felt to be around him.

0:45:44.280 --> 0:45:46.880
<v Speaker 3>He was imperfect in all ways and he you know,

0:45:47.040 --> 0:45:49.480
<v Speaker 3>was clear about that, but he was clear that he

0:45:49.520 --> 0:45:52.160
<v Speaker 3>was fighting to be better that you know, he suffered

0:45:52.239 --> 0:45:56.280
<v Speaker 3>an immense abuse as a child and so as a result,

0:45:56.400 --> 0:45:58.719
<v Speaker 3>it was reflected in some of his life choices. But

0:45:59.480 --> 0:46:02.640
<v Speaker 3>you know, it's sad to hear, you know, someone passing

0:46:03.640 --> 0:46:04.640
<v Speaker 3>that's left an imprint.

0:46:04.800 --> 0:46:06.239
<v Speaker 2>And so yeah, I just wanted.

0:46:06.000 --> 0:46:09.680
<v Speaker 3>To like say like, yeah, it was just like, oh, man,

0:46:09.719 --> 0:46:12.080
<v Speaker 3>I was listening to his music, I'm like, wow, this

0:46:12.160 --> 0:46:14.600
<v Speaker 3>is a man tormented but as also at the same

0:46:14.640 --> 0:46:18.520
<v Speaker 3>time joyful and so many young brothers that I said.

0:46:18.520 --> 0:46:20.960
<v Speaker 3>It was like, Yo, he's the first time I thought like, wow,

0:46:21.200 --> 0:46:23.200
<v Speaker 3>I can like believe in God and it's not some

0:46:23.320 --> 0:46:26.120
<v Speaker 3>corny stuff, you know what I mean, Like because DMX

0:46:26.200 --> 0:46:29.040
<v Speaker 3>was very open with his like beliefs, and he was

0:46:29.080 --> 0:46:31.920
<v Speaker 3>like a real dude, you know, quote unquote, like you know,

0:46:32.000 --> 0:46:33.560
<v Speaker 3>no one would ever say DMX is soft.

0:46:33.600 --> 0:46:34.399
<v Speaker 2>He wasn't putting on.

0:46:34.480 --> 0:46:37.520
<v Speaker 3>That was just him from Yonkers, like that's that was

0:46:37.800 --> 0:46:40.839
<v Speaker 3>how he behaved cameras on or off. And yet you

0:46:40.880 --> 0:46:44.000
<v Speaker 3>saw him dancing to Michael Jackson and jam and you

0:46:44.040 --> 0:46:46.400
<v Speaker 3>saw him holding his daughter's hand when you know, they

0:46:46.440 --> 0:46:48.240
<v Speaker 3>went on a roller coaster and she was so scared.

0:46:48.280 --> 0:46:51.480
<v Speaker 2>I mean, he just was so right. That was cute.

0:46:51.680 --> 0:46:53.399
<v Speaker 1>I felt a little embarrassed, Like that was the first

0:46:53.440 --> 0:46:55.239
<v Speaker 1>thing I thought. I was remember that clip.

0:46:55.120 --> 0:46:57.200
<v Speaker 2>You know, he's like I got you here, that is here.

0:46:57.320 --> 0:46:59.440
<v Speaker 3>But he sound like his normal DMX voice olf and

0:46:59.440 --> 0:47:02.959
<v Speaker 3>you were like, oh, he always talks like that, So yeah,

0:47:03.280 --> 0:47:05.320
<v Speaker 3>just like you know, there just seems to be a

0:47:05.360 --> 0:47:06.880
<v Speaker 3>lot of loss and then another loss too. I know

0:47:06.960 --> 0:47:08.920
<v Speaker 3>it's kind of a downer, but I don't know if

0:47:08.960 --> 0:47:10.759
<v Speaker 3>I remember if you asked me before, but I've been

0:47:10.840 --> 0:47:16.600
<v Speaker 3>using this skincare company called the butter Bar Skincare.

0:47:16.880 --> 0:47:19.160
<v Speaker 1>Oh yeah, you talked about them because they were featured

0:47:19.800 --> 0:47:23.000
<v Speaker 1>on Target or something like that, like a black business

0:47:23.000 --> 0:47:25.120
<v Speaker 1>brand of Target. Did I make that up anyway? Yes,

0:47:25.160 --> 0:47:25.680
<v Speaker 1>you've mentioned.

0:47:26.440 --> 0:47:28.720
<v Speaker 3>But I love the butter Bar, like I got really

0:47:29.160 --> 0:47:31.920
<v Speaker 3>sensitive skin, and when I tell you, everything breaks me out,

0:47:32.000 --> 0:47:33.840
<v Speaker 3>like I can just think about it and it breaks

0:47:33.840 --> 0:47:36.719
<v Speaker 3>me out. And so the young woman who started the

0:47:36.719 --> 0:47:41.840
<v Speaker 3>butter Bar, her name was Kimberly. She passed away, Kimberly

0:47:42.360 --> 0:47:45.440
<v Speaker 3>Chloe Wilson. I'm not sure from what it seemed like

0:47:45.440 --> 0:47:48.759
<v Speaker 3>she was battling some illnesses, but she leaves behind four

0:47:48.800 --> 0:47:51.920
<v Speaker 3>small children and a husband. And I'm not gonna lie.

0:47:51.960 --> 0:47:53.840
<v Speaker 3>It hit me kind of hard because I thought to myself,

0:47:54.440 --> 0:47:57.080
<v Speaker 3>this is a woman, you know, she created this amazing

0:47:57.120 --> 0:47:59.239
<v Speaker 3>business that was really blowing up. When I tell you

0:47:59.560 --> 0:48:04.000
<v Speaker 3>her her stuff, She's got this melanin drops transformed my

0:48:04.040 --> 0:48:06.000
<v Speaker 3>skin Like people were like, what are you using like

0:48:06.000 --> 0:48:09.320
<v Speaker 3>my Leela, who does my makeup. It's always like whatever

0:48:09.360 --> 0:48:11.200
<v Speaker 3>you're using, continue because you know, no one sees your

0:48:11.200 --> 0:48:14.799
<v Speaker 3>skin like your makeup artists, you know. And so yeah,

0:48:14.840 --> 0:48:16.880
<v Speaker 3>so apparently she's been struggling. I'm not sure what the

0:48:16.880 --> 0:48:18.759
<v Speaker 3>illnesses were, but she'd been struggling with them for some

0:48:18.880 --> 0:48:22.480
<v Speaker 3>time and she recently had like back to back strokes

0:48:22.520 --> 0:48:24.960
<v Speaker 3>as a result. And she was a young woman and

0:48:25.000 --> 0:48:27.920
<v Speaker 3>she didn't she didn't make it. And so it was

0:48:27.960 --> 0:48:29.960
<v Speaker 3>just a reminder of like, you know, as a fellow

0:48:30.040 --> 0:48:32.680
<v Speaker 3>business owner, you know, and not to say she did this.

0:48:32.680 --> 0:48:34.719
<v Speaker 3>It seemed like she lived like a more balanced life

0:48:34.719 --> 0:48:37.240
<v Speaker 3>than I do. But it's just a reminder of like, yeah,

0:48:37.280 --> 0:48:40.920
<v Speaker 3>what it's all said and done, Like what's really really important?

0:48:41.040 --> 0:48:44.080
<v Speaker 3>You know? Yeah, That's why I was just like Tiffany,

0:48:44.840 --> 0:48:46.879
<v Speaker 3>you've got this. You know, you have this big check

0:48:46.880 --> 0:48:49.240
<v Speaker 3>mark that you checked off. Like your dreams and goals

0:48:49.560 --> 0:48:51.680
<v Speaker 3>it's okay, Like they're not going anywhere. Sis, Like you

0:48:51.680 --> 0:48:55.600
<v Speaker 3>could pick that up later, Like I need you to relax, rejuvenate,

0:48:56.040 --> 0:48:59.080
<v Speaker 3>like reconnect. These dreams will be here and you don't

0:48:59.160 --> 0:49:01.200
<v Speaker 3>you don't have to pursue them with every bit that

0:49:01.239 --> 0:49:03.280
<v Speaker 3>you have in you can save bits for other things.

0:49:03.520 --> 0:49:05.160
<v Speaker 3>So it's just a re reminder of that, you know

0:49:05.200 --> 0:49:06.280
<v Speaker 3>that life is shortened.

0:49:06.400 --> 0:49:07.799
<v Speaker 2>We just we really don't.

0:49:07.680 --> 0:49:11.560
<v Speaker 3>Know when or how or why, and but you want

0:49:11.920 --> 0:49:14.560
<v Speaker 3>that when it is your turn, you can really look

0:49:14.600 --> 0:49:17.480
<v Speaker 3>and say, you know, well done in all aspects of

0:49:17.520 --> 0:49:17.919
<v Speaker 3>your life.

0:49:17.960 --> 0:49:21.240
<v Speaker 1>So well that business continue, I believe.

0:49:21.360 --> 0:49:24.400
<v Speaker 3>So, So if you're wanting it's my butter bar skin,

0:49:24.640 --> 0:49:27.879
<v Speaker 3>that's at that's their ig. It looks like it will

0:49:27.960 --> 0:49:31.560
<v Speaker 3>because I know and she obviously had a team, so

0:49:31.600 --> 0:49:33.960
<v Speaker 3>it looks like it will. They've been posting like videos

0:49:33.960 --> 0:49:36.680
<v Speaker 3>and things of her and you know, like, honestly, this

0:49:36.719 --> 0:49:37.520
<v Speaker 3>stuff is just amazing.

0:49:37.560 --> 0:49:38.719
<v Speaker 2>It's not cheap. I'm not gonna lie.

0:49:39.000 --> 0:49:40.720
<v Speaker 3>The first time I brought it, I was like, okay,

0:49:40.719 --> 0:49:44.600
<v Speaker 3>it's this, but I mean transform my skin, you know,

0:49:44.840 --> 0:49:46.560
<v Speaker 3>within a few weeks. Like I said, for someone who

0:49:46.560 --> 0:49:49.000
<v Speaker 3>has highly sensitive skin, I can't even use certain chapsticks

0:49:49.000 --> 0:49:51.680
<v Speaker 3>as my lips blow up. So yeah, for it to

0:49:51.680 --> 0:49:54.160
<v Speaker 3>be all natural, I keep it's all natural. Like literally,

0:49:54.160 --> 0:49:56.399
<v Speaker 3>you keep her stuff in the refrigerator when you're ready

0:49:56.480 --> 0:49:56.920
<v Speaker 3>to use it.

0:49:58.000 --> 0:49:59.160
<v Speaker 2>So yeah, that was it.

0:50:00.160 --> 0:50:04.359
<v Speaker 1>Well, rest in peace. What's her name? Kimberly Kimberly Chloe

0:50:04.640 --> 0:50:06.800
<v Speaker 1>rest in peace, and my heart goes out to her family.

0:50:06.880 --> 0:50:09.359
<v Speaker 1>And I am going to go get some butter bar

0:50:09.520 --> 0:50:13.839
<v Speaker 1>right now, right now, I'm skincare obsessed. These days, I've

0:50:13.880 --> 0:50:16.480
<v Speaker 1>been looking on my name face way too long on

0:50:16.600 --> 0:50:19.120
<v Speaker 1>zoom day after day. That's not a downer, I mean

0:50:19.160 --> 0:50:24.279
<v Speaker 1>it's nice. I mean we have to pay respects, all right,

0:50:25.760 --> 0:50:26.360
<v Speaker 1>all right.

0:50:30.400 --> 0:50:34.360
<v Speaker 2>DMX, Yes, hopefully you guys have it amazing week. We

0:50:34.440 --> 0:50:36.319
<v Speaker 2>will see you next week. Do we have a guest

0:50:36.320 --> 0:50:36.840
<v Speaker 2>next week?

0:50:37.520 --> 0:50:40.799
<v Speaker 1>We do not have a guest next week, but stay

0:50:40.840 --> 0:50:44.000
<v Speaker 1>tuned because we have some really exciting guest co hosts

0:50:44.000 --> 0:50:47.279
<v Speaker 1>coming up. When Tiffany's you know, off on her rejuvenation

0:50:47.520 --> 0:50:52.120
<v Speaker 1>vacations plural, we are still going to be going strong,

0:50:52.280 --> 0:50:55.600
<v Speaker 1>So we're getting our ducks in a row. And also

0:50:55.760 --> 0:50:59.560
<v Speaker 1>just quick shout out to the Nineteenth. They're hosting us

0:50:59.640 --> 0:51:01.960
<v Speaker 1>at their virtual sum at April twenty nine, so we'll

0:51:01.960 --> 0:51:04.040
<v Speaker 1>post a link to where you guys can register. It's

0:51:04.040 --> 0:51:07.120
<v Speaker 1>a free virtual summit all about how you can bounce

0:51:07.160 --> 0:51:09.719
<v Speaker 1>back from the COVID nineteen pandemic and the impact to

0:51:10.320 --> 0:51:11.200
<v Speaker 1>your finances.

0:51:11.840 --> 0:51:16.240
<v Speaker 2>Yeah, I can't wait. I can't wait another minute all Right, bestseller,

0:51:17.520 --> 0:51:19.360
<v Speaker 2>al Rightmandra until next week

0:51:19.840 --> 0:51:29.440
<v Speaker 1>Until next week,