WEBVTT - Don't Get $cammed! 0:00:05.000 --> 0:00:07.400 I'm Honey German. My parents are Dominican. I was born 0:00:07.400 --> 0:00:09.800 and raised in New York City. I love sneakers and 0:00:09.840 --> 0:00:14.840 I'm a body positive advicate. I'm Carolina Bermudez, but I 0:00:14.880 --> 0:00:18.560 was born and raised in Ohio. I'm a wife, a mama, 0:00:18.600 --> 0:00:25.760 and a worker being. This is life Inish Carolina. Honey, 0:00:25.960 --> 0:00:30.200 I want to shut down my Instagram so bad. You 0:00:30.200 --> 0:00:33.199 don't even understand, Honey. Why just you have a great Instagram. 0:00:33.240 --> 0:00:35.320 Why are you gonna shut it down? That took work. 0:00:35.440 --> 0:00:37.559 It's just the people on Instagram, Carolina, and just it's 0:00:37.600 --> 0:00:40.400 just I don't know, it's just the scamming. But wait 0:00:40.400 --> 0:00:42.440 a minute. Can we go back? Can we go back 0:00:42.479 --> 0:00:43.960 really quick? And I'm sorry, I don't want to cut 0:00:43.960 --> 0:00:46.640 you off no good, but I want I want to 0:00:46.680 --> 0:00:51.159 take people back to a time where Honey German worked 0:00:51.200 --> 0:00:55.560 her ass off to get a social media following of 0:00:55.600 --> 0:00:57.880 like how many hundreds of thousands of followers did you 0:00:57.920 --> 0:01:02.200 have before the first one? Yeah? Two? Hunt? That was nuts? 0:01:02.400 --> 0:01:05.919 So why are you reminding me of this? Oh? No, baby, 0:01:06.000 --> 0:01:07.600 I know, I'm so sorry. I know so the way 0:01:07.880 --> 0:01:09.960 I know it hurts me too, because that really did 0:01:10.080 --> 0:01:13.600 so honey, used to have a different Instagram, right, and 0:01:13.600 --> 0:01:16.560 then it got shut down, so you've built up this 0:01:16.680 --> 0:01:18.800 new one, this one. You know what's crazy. I used 0:01:18.840 --> 0:01:21.440 to have a general Instagram where I would post celebrity news. 0:01:21.440 --> 0:01:23.959 Celebrity news was always my thing. It's how I got 0:01:24.000 --> 0:01:25.280 my foot in the door. You know, I've been doing 0:01:25.280 --> 0:01:28.240 it for like ten fifteen years now. I scaled back 0:01:28.280 --> 0:01:30.960 because everybody is a celebrity news reporter. But yeah, and 0:01:31.000 --> 0:01:32.440 my Instagram, you know, it was like two hundred and 0:01:32.440 --> 0:01:36.560 fifty thousand. It was used on you know, old radio shows, personalities. 0:01:36.600 --> 0:01:38.759 Everyone used my Instagram to prep even for their shows. 0:01:39.240 --> 0:01:41.320 And then I shared a clip of like Cardi b 0:01:41.520 --> 0:01:44.160 on like Jay Leno or something, and it blocked the 0:01:44.280 --> 0:01:46.760 Disney and they hit me with a copyright infringement. It 0:01:46.840 --> 0:01:49.240 was like I even thought about getting a job at 0:01:49.240 --> 0:01:50.880 Instagram just so I could get my page back. That's 0:01:50.880 --> 0:01:54.120 how bad I wanted my page back. This was a 0:01:54.120 --> 0:01:56.120 few a few years ago, and that's when they were 0:01:56.160 --> 0:01:59.160 hitting people, pinning people all the time about copyright infringement 0:01:59.200 --> 0:02:02.400 and stole a content, which is what Instagram is right now. 0:02:02.560 --> 0:02:04.920 Everywhere I look, I'm like, this page is full of 0:02:05.000 --> 0:02:08.720 stolen content, but they are living, They're thriving. Everything. Everything 0:02:08.760 --> 0:02:12.239 that we post on our radio station, websites and Instagram, 0:02:12.280 --> 0:02:14.239 people steal it and I see it everywhere and I'm like, yeah, 0:02:14.280 --> 0:02:16.560 but I had to get my Instagram deleted. And the 0:02:16.800 --> 0:02:18.760 Instagram I have now that that was supposed to be 0:02:18.800 --> 0:02:22.240 my personal Instagram where friends and families can see my life, right, 0:02:22.360 --> 0:02:24.320 and that's the one that I By the way, I 0:02:24.360 --> 0:02:26.400 had access to both of them from the beginning. I 0:02:26.440 --> 0:02:28.880 will just say there are very few of us that did. 0:02:29.240 --> 0:02:31.400 But the funny thing to me right now is that 0:02:31.440 --> 0:02:35.880 you're saying, so Instagram shut you down, but now you're 0:02:35.919 --> 0:02:39.000 ready to shut Instagram down because you were just so 0:02:39.040 --> 0:02:42.280 sick and tired of seeing the scammers. What do you 0:02:42.360 --> 0:02:45.560 mean by that, though, Carolyn, It's like it's like a 0:02:45.639 --> 0:02:47.880 scam life, right, Like it's just like I see people 0:02:47.919 --> 0:02:50.680 all the time, you know, just perpetrating, you know, a 0:02:50.760 --> 0:02:52.840 life that is just not really what they're living. Like 0:02:52.919 --> 0:02:55.440 I know people in real life, and I'm like, you 0:02:55.520 --> 0:02:58.800 are such a scam bro. Like I just can't like 0:02:58.960 --> 0:03:00.800 from the way people look. I see a picture, I'm like, 0:03:01.000 --> 0:03:03.840 this is not how you look like you are scamming 0:03:04.160 --> 0:03:07.320 on Instagram on your looks, the lifestyle. I'm like, that 0:03:07.520 --> 0:03:11.079 is not your car, like I know your car. The homes, 0:03:11.520 --> 0:03:13.480 that is not your home, I know your home. It's 0:03:13.520 --> 0:03:16.040 just like the scamming and you know, the perpetrating of 0:03:16.080 --> 0:03:19.359 this lifestyle that is not real that I can't take, Carolina. 0:03:19.639 --> 0:03:21.680 It's weird, Like I shouldn't let it bother me, right, 0:03:21.880 --> 0:03:25.200 but it does. It just it kills me. I'm like, Okay, 0:03:25.400 --> 0:03:28.320 you're posting all this, but I know you're struggling in 0:03:28.360 --> 0:03:30.160 real life, and you know that's a meme. You know. 0:03:30.200 --> 0:03:32.519 It's like people forget we know them in real life, 0:03:32.520 --> 0:03:34.520 like you guys are posting all this. It even when 0:03:34.520 --> 0:03:36.960 it comes to relationships, Carolina, people like, I'm so in 0:03:37.040 --> 0:03:41.120 love this this first house together, showing the keys. But 0:03:41.200 --> 0:03:45.560 I'm like, y'all just had a whole cheating fallout. Why. 0:03:45.600 --> 0:03:49.480 That's what I call scamming on Instagram. It's not even stealing, 0:03:49.520 --> 0:03:52.160 because that's a whole another type of scamming. You know 0:03:52.320 --> 0:03:56.080 Anadelvi and the tender Swindler that's also on Instagram too. 0:03:56.160 --> 0:03:58.360 We can get into that lay of camming. Do you 0:03:58.400 --> 0:04:01.560 know anybody on Carolyne Carolyne on Instagram that is perpetrating 0:04:01.680 --> 0:04:04.920 or scamming us with a lifestyle or even a look 0:04:05.000 --> 0:04:07.920 that you know, it's not really too many people, honey. 0:04:07.960 --> 0:04:12.280 And on my end, it is more of the family 0:04:12.400 --> 0:04:15.560 thing that you mentioned, because I know plenty of people 0:04:15.680 --> 0:04:18.280 that are posting these photos and that's part of the 0:04:18.320 --> 0:04:21.479 reason why I'm very cautious to put things up like 0:04:22.200 --> 0:04:25.240 here's the love of my life, he's my everything, and 0:04:25.320 --> 0:04:28.280 posting a picture of my husband because like, meanwhile, I 0:04:28.320 --> 0:04:30.800 just m ft him for not taking out the garbage 0:04:30.839 --> 0:04:33.640 five minutes ago. So I'm going to be authentic and 0:04:33.680 --> 0:04:36.880 I'm gonna let you guys know whenever he's not doing 0:04:36.960 --> 0:04:41.200 great things, I feel like there's just no validity or 0:04:41.240 --> 0:04:45.200 even a way to check people on social media. So, 0:04:45.440 --> 0:04:49.360 for example, I know a lot of young people coming 0:04:49.440 --> 0:04:52.560 up in this industry, okay, and I watched them on 0:04:52.640 --> 0:04:56.719 social and they are flexing so hard, and I think 0:04:56.720 --> 0:05:00.280 to myself, and I'm saying this humbly, I know you're 0:05:00.320 --> 0:05:03.400 not even making anywhere near like what I'm making and 0:05:03.480 --> 0:05:05.520 I'm not even and I'm thinking, like you are being 0:05:05.600 --> 0:05:08.240 so foolish, like why are you making these decisions? But 0:05:08.240 --> 0:05:10.120 then again, I think to myself, they got to live 0:05:10.160 --> 0:05:12.360 their own life. They're gonna do what they want to do. 0:05:12.440 --> 0:05:16.279 But I feel like it's an insecurity. Whenever you're flexing 0:05:16.360 --> 0:05:19.680 like that, it's it's pressure. It's a lot, a lot 0:05:19.680 --> 0:05:22.599 of pressure, Carolina. That's true. I know people, you know, 0:05:22.839 --> 0:05:25.880 mostly guys borrowing cars, you know, because they want to 0:05:25.960 --> 0:05:28.680 keep up with the other cars that guys are posting. 0:05:28.800 --> 0:05:31.320 I've been on boat rides where I see people change 0:05:31.400 --> 0:05:35.160 their clothes, Carolina, so that they can save pictures for 0:05:35.240 --> 0:05:39.920 a different occasion and continue to post about the same day, 0:05:39.960 --> 0:05:43.039 but create this narrative there. I'm always on a boat 0:05:43.120 --> 0:05:45.320 because you know what, I took a picture without my shirt, 0:05:45.400 --> 0:05:47.400 I took a picture with a different swim trunks and 0:05:47.440 --> 0:05:50.240 just hoarding it to scam and you know, to perpetrate 0:05:50.279 --> 0:05:53.840 this lifestyle that's not real and that that can't be 0:05:54.000 --> 0:05:56.720 that can't be healthy mentally for you to even have 0:05:56.760 --> 0:05:58.960 to live this way. Can I tell you that right now, 0:05:59.040 --> 0:06:01.680 that statement that you just said, where people will change 0:06:01.680 --> 0:06:05.480 their clothes, that idea has never even entered into my 0:06:05.560 --> 0:06:08.320 mind that people would even do that. That's how far 0:06:08.400 --> 0:06:12.080 away I am from even trying to be something that 0:06:12.120 --> 0:06:14.440 I'm not. You know, one thing that I do say 0:06:14.560 --> 0:06:18.760 is I've given throughout my career, my life, and I 0:06:18.839 --> 0:06:21.760 say it this way because it's very true. Warts and all. 0:06:22.160 --> 0:06:24.400 There's been good times, there's been bad times. There's been 0:06:24.400 --> 0:06:27.040 times where you know, I've been happy, I've been sad. 0:06:27.160 --> 0:06:29.880 My weight has fluctuated, it hasn't there there are so 0:06:29.920 --> 0:06:32.479 many things about life that you know, there's those roller 0:06:32.480 --> 0:06:34.960 coaster moments, the ups and downs. But I think that's 0:06:35.000 --> 0:06:38.080 the reason why I have such a great relationship with 0:06:38.120 --> 0:06:40.599 the people who follow me on social media, because they 0:06:40.640 --> 0:06:43.839 know what's really real. They know that I'm not going 0:06:43.880 --> 0:06:46.680 to be making a gourmet meal for my kids every night. 0:06:46.760 --> 0:06:48.880 I'm going to float them some taco bell because mom 0:06:49.000 --> 0:06:52.640 is tired. Okay, but what other mom isn't doing that? 0:06:53.000 --> 0:06:54.800 And I feel like a lot of the people that 0:06:54.839 --> 0:07:00.000 are on social are trying to portray this different lifestyle 0:07:00.000 --> 0:07:02.520 file for themselves, but then they're the ones that have 0:07:02.600 --> 0:07:05.280 to live with the reality. And that's where I kind 0:07:05.320 --> 0:07:07.000 of just let it go, Like I don't even dive 0:07:07.040 --> 0:07:08.840 too far into it because I got my own problems 0:07:08.839 --> 0:07:12.320 and issues to think about. But where it really rubs 0:07:12.360 --> 0:07:15.480 me the wrong way is when they scam other people. 0:07:15.960 --> 0:07:19.280 That's what bothers me. It's almost like cat fishing, but 0:07:19.400 --> 0:07:23.440 like not on a relationship level, on just an everything level, 0:07:23.800 --> 0:07:26.640 and that's happening on the daily. It's like you have 0:07:26.720 --> 0:07:29.280 to even look for red flags on social media. You 0:07:29.320 --> 0:07:33.320 can get scammed by female you can get scammed, you know, 0:07:33.400 --> 0:07:36.600 by mail. It could be any type of offer. People 0:07:36.600 --> 0:07:39.160 are just out here just trying to grab money from 0:07:39.160 --> 0:07:41.840 wherever they can. I also think that there's something to 0:07:41.880 --> 0:07:45.160 be said about people trying to scam professionally. There are 0:07:45.280 --> 0:07:50.720 so many people that portray themselves as a professional of 0:07:51.560 --> 0:07:55.600 certain industries. Um For example, I know that there's somebody 0:07:55.640 --> 0:07:58.640 that is in finance that has built a really, really 0:07:58.760 --> 0:08:02.600 great social media following. And I'm not going to name names, 0:08:02.640 --> 0:08:06.560 but there has been some backstories about this person not 0:08:06.720 --> 0:08:09.520 really working at the places where they said they got 0:08:09.520 --> 0:08:13.120 their finance background from. So that's where I feel like 0:08:13.640 --> 0:08:17.160 it's the wild West out there. Anybody can be anything. 0:08:17.280 --> 0:08:19.400 It's almost like fake it till you make it, and 0:08:19.640 --> 0:08:22.480 nobody's gonna research or nobody's gonna question you, because it's 0:08:22.520 --> 0:08:24.800 just there and people take it at face value. Like 0:08:24.880 --> 0:08:28.760 let's say getting verified on Instagram. That's a huge scam. 0:08:28.800 --> 0:08:32.760 People pay all types of money to get the blue badge. 0:08:32.880 --> 0:08:35.800 I thought you couldn't do that. No, because people scam. 0:08:35.960 --> 0:08:38.160 They tell you that they're going to get you verified, 0:08:38.679 --> 0:08:41.360 you pay them, and then they just steal your money. 0:08:41.960 --> 0:08:44.920 I think it's like, I know somebody who was like 0:08:45.120 --> 0:08:49.679 desperately wanted to get his wife verified. Why, I don't 0:08:49.720 --> 0:08:52.000 know he and the wife is not even like a 0:08:52.080 --> 0:08:54.760 public figure or anything. They just wanted the blue check, right. 0:08:54.880 --> 0:08:57.439 So he goes on. He finds somebody the persons in 0:08:57.480 --> 0:09:00.280 Dominican Republic. Oh send me six hundred, Oh send me 0:09:00.360 --> 0:09:03.040 this or send me that long story short. Eighteen hundred 0:09:03.040 --> 0:09:05.719 dollars later, the guy blocks them everywhere and they got 0:09:05.720 --> 0:09:10.199 scammed at eighteen hundred dollars just trying to get verified. Again. 0:09:10.240 --> 0:09:12.080 It brings me back to wanting to be lit on 0:09:12.120 --> 0:09:14.040 a Graham. But I bet you that person took that 0:09:14.080 --> 0:09:16.080 eighteen hundred bucks and got a nose job or got 0:09:16.120 --> 0:09:21.120 themselves a Brazilian butt lift, because that's what's happening. Hell 0:09:21.240 --> 0:09:23.320 yeah it was. There was in the They definitely got 0:09:23.320 --> 0:09:26.120 some light. But that person definitely got some fake apps. 0:09:26.280 --> 0:09:27.640 It was a guy they were dealing with, so he 0:09:27.679 --> 0:09:29.720 definitely got some fake apps and go on out something. 0:09:29.840 --> 0:09:32.080 I think it's more of something where you have to 0:09:32.160 --> 0:09:34.880 just be cautious of everyone, and I hate to be 0:09:34.960 --> 0:09:37.840 that way. I really am a very trusting person, and 0:09:38.040 --> 0:09:41.199 I like to think that there isn't people out there 0:09:41.240 --> 0:09:43.320 or there aren't people out there that are scamming, but 0:09:43.400 --> 0:09:46.760 they're alive and well in there everywhere. I mean, look, Carolina, 0:09:46.920 --> 0:09:50.800 you even mentioned romance scams? Are you the tender swindler? 0:09:50.920 --> 0:09:52.240 I have a lot of I have a lot of 0:09:52.280 --> 0:09:56.319 male friends right yo. These girls I'll be asking for money, 0:09:56.559 --> 0:09:59.000 rent money. You know, one of my friends showed me something. 0:09:59.080 --> 0:10:02.320 This girl said, send me one dollars to get my 0:10:02.360 --> 0:10:06.000 hair done. Cash happen to me like men have to 0:10:06.040 --> 0:10:08.320 be where And she was gorgeous. I don't know if 0:10:08.320 --> 0:10:10.800 these were her pictures, but these romance scams are at 0:10:10.840 --> 0:10:13.760 the top, top top of the list people are asking, 0:10:13.840 --> 0:10:16.000 and people in America, I'm not even talking about people 0:10:16.000 --> 0:10:20.760 in other countries. These beautiful female influencers, they will use 0:10:20.840 --> 0:10:24.120 their looks to try to scam you out of money. 0:10:24.160 --> 0:10:28.080 But guys, please, unless you meet her in person, and 0:10:28.160 --> 0:10:30.840 unless you get to smash, you shouldn't be giving no 0:10:30.920 --> 0:10:37.440 female money out here. I think I wouldn't even I 0:10:37.480 --> 0:10:39.920 don't know how to finesse like that. Even when I 0:10:39.960 --> 0:10:43.840 was single, I wouldn't nowhere to begin to ask somebody 0:10:43.880 --> 0:10:46.360 to send me some money. I feel like my pride 0:10:46.480 --> 0:10:49.880 is too. They don't have no problems, they have zero 0:10:50.040 --> 0:10:53.120 issues asking for some lute, and that to me is 0:10:53.320 --> 0:10:56.880 so concerning. Well, because I'm bringing up kids in this 0:10:57.400 --> 0:11:00.160 this life now, you know, I'm this is these are 0:11:00.200 --> 0:11:02.080 the things that I'm going to have to really warn 0:11:02.240 --> 0:11:04.719 my kids about as they get older and when they 0:11:04.720 --> 0:11:06.840 get social media problem. I just hope all other ship 0:11:06.880 --> 0:11:09.959 dies down. Honestly by the time they're like sixteen, seventeen, eighteen. 0:11:10.280 --> 0:11:12.960 I feel like just the metaverse is this is just 0:11:13.040 --> 0:11:16.000 the beginning, I know. And that's the problem is that 0:11:16.480 --> 0:11:18.720 people will always find a way. Even if you go 0:11:18.800 --> 0:11:22.319 back to the Bible. There were swindlers back in the Bible, 0:11:22.480 --> 0:11:25.600 and they're swindlers today. And that's why you touched on 0:11:25.640 --> 0:11:29.160 it before the Tinder Swindler when people saw this on Netflix, 0:11:29.160 --> 0:11:30.720 and if you didn't check it out, it's about a 0:11:30.720 --> 0:11:34.920 guy who completely scammed a number of women into believing 0:11:35.000 --> 0:11:38.480 that he was like some air to this fortune and 0:11:38.920 --> 0:11:41.480 but he was needing money all the time, and that's 0:11:41.520 --> 0:11:43.240 that would have been the first red flag for me. 0:11:43.679 --> 0:11:47.480 But there are people who actually believe. And he was 0:11:47.520 --> 0:11:50.560 another one, honey, like what you're talking about these private 0:11:50.640 --> 0:11:53.320 jets and things. They weren't even his, but he was 0:11:53.400 --> 0:11:57.319 playing it off like they were because maybe having this 0:11:57.440 --> 0:11:59.679 lifestyle on Instagram where you don't even think this person 0:11:59.720 --> 0:12:02.480 needs a penny, So then you're like, oh, well, you're 0:12:02.480 --> 0:12:04.920 always on boat, you always had these great cars. Yeah, sure, 0:12:05.080 --> 0:12:07.240 oh well let me hold three dollars or whatever, And 0:12:07.280 --> 0:12:09.640 people said it. That's not the only one, though. There 0:12:09.720 --> 0:12:12.080 was recently another woman in the news that everybody's been 0:12:12.080 --> 0:12:16.120 talking about this, Anna Delvi, who managed to that one 0:12:16.360 --> 0:12:21.320 break into high society in New York City, which is 0:12:21.800 --> 0:12:25.320 truthfully one of the hardest places to break. I will 0:12:25.360 --> 0:12:30.480 tell you, we have a dear friend who's I don't 0:12:30.520 --> 0:12:32.560 I don't want to give too much detail, but I 0:12:32.640 --> 0:12:37.200 know somebody whose husband is high, high, high up. Okay, 0:12:37.240 --> 0:12:41.000 they run in a different type of circle. Wonderful people, 0:12:41.840 --> 0:12:46.920 humble people, very honest and genuine, but when I tell 0:12:46.960 --> 0:12:50.200 you I've gone to events with them before, and people 0:12:50.280 --> 0:12:53.440 look at you like cross eyed when you show up 0:12:53.480 --> 0:12:57.000 because you are not wearing You're wearing off the rack. 0:12:57.120 --> 0:13:00.600 You're not wearing oh couture. That's the all that these 0:13:00.640 --> 0:13:03.199 people like this Anna Adelphia is what I'm talking about. 0:13:03.080 --> 0:13:06.679 The level. I'm proud of her, Carolina, what she did. 0:13:06.840 --> 0:13:09.000 Stop it right now. Listen. She did it to the 0:13:09.000 --> 0:13:11.840 big banks. She didn't do it to the regular working person, 0:13:12.640 --> 0:13:15.440 and she didn't do it all the way well the bank, 0:13:15.520 --> 0:13:18.319 I guess the hotel's kind of sort of. But I'm 0:13:18.360 --> 0:13:20.720 proud of her what she managed to pull on the 0:13:20.760 --> 0:13:24.480 elite in New York City, this secret society, The way 0:13:24.520 --> 0:13:27.840 she managed to infiltrate, Like the girl has got some 0:13:27.920 --> 0:13:29.839 brains up there. If she would have used it in 0:13:29.920 --> 0:13:33.040 a different way, there wasn't a criminal fashion. She could 0:13:33.120 --> 0:13:37.199 go far as hell in life. Think about it. Totally genius. 0:13:37.360 --> 0:13:40.880 But I'm showing up in wearing Zara to these events 0:13:40.960 --> 0:13:45.719 and these ladies are wearing Chanel Runway craziness, and they 0:13:45.760 --> 0:13:47.680 look at you like a certain type of way, like 0:13:47.720 --> 0:13:50.720 you're the help, like girl, who is this? Can you 0:13:50.760 --> 0:13:54.400 get me a drink? But yes, yeah, exactly. But I 0:13:54.800 --> 0:13:58.640 think that she was a different type of I don't know. 0:13:58.760 --> 0:14:01.560 There has to be so thing mentally that you can 0:14:01.559 --> 0:14:04.199 pull this off, because there's no way that I could 0:14:04.240 --> 0:14:06.120 lie to people like that. I think I would get 0:14:06.120 --> 0:14:08.600 caught in the line. How do you keep her story straight? Now? 0:14:08.600 --> 0:14:11.160 Then people got different, so they think differently. Their mind 0:14:11.280 --> 0:14:14.880 is a little bit twisted and totally different. You know 0:14:14.920 --> 0:14:17.360 what's another scam, Carlina, is happening a lot now. The 0:14:17.360 --> 0:14:20.680 crypto scam, people telling you to invest like in bitcoins 0:14:20.760 --> 0:14:23.360 and like crypto currencies and just stealing your money. I 0:14:23.400 --> 0:14:25.560 read this story about this girl. She invested all this 0:14:25.680 --> 0:14:29.240 money into like a new cryptocurrency. It was totally fake. 0:14:29.320 --> 0:14:32.920 She even like wiped out like her parents retirement accounts 0:14:33.000 --> 0:14:37.280 or whatever. They're the fraudsters are everywhere. They're doing everything, 0:14:37.400 --> 0:14:41.080 romance scams, bitcoin, credit card fraud. Don't get me started 0:14:41.080 --> 0:14:43.440 out of the credit card fraud, Carol Realina. These people 0:14:43.440 --> 0:14:47.320 out here stealing your whole identity. It's bad. I don't 0:14:47.320 --> 0:14:50.200 ever want to be a victim of that. The bitcoin stuff, 0:14:50.360 --> 0:14:54.280 you could totally get me if I'm too being chip. 0:14:54.360 --> 0:14:57.600 My mom says, no, I do not let my money go. 0:14:57.920 --> 0:15:00.120 I really don't, and so that's the reason why I 0:15:00.160 --> 0:15:03.960 won't let anybody get me if it's not a established 0:15:04.040 --> 0:15:06.560 I have one credit card I use I and I 0:15:06.640 --> 0:15:09.160 pay it off every single month. I do not mess 0:15:09.200 --> 0:15:11.840 around with my finances. I work too hard for my money. 0:15:11.880 --> 0:15:15.680 I'm afraid to lose it. Like for example, bitcoin, cryptocurrency, 0:15:15.800 --> 0:15:18.160 all of that stuff, it sounds like a different language 0:15:18.160 --> 0:15:21.640 to me. I fully don't understand it. I should educate 0:15:21.720 --> 0:15:24.440 myself on it, because I don't like to be uneducated 0:15:24.560 --> 0:15:27.920 or ignorant about things. But I won't go investing my 0:15:28.000 --> 0:15:30.680 money in something that I'm not fully aware of. You know. 0:15:30.720 --> 0:15:33.720 It's those fake promises, like people get so gas, like 0:15:34.160 --> 0:15:36.560 I'm gonna be rich, I'm gonna get in early. You know, 0:15:36.680 --> 0:15:38.680 the same thing that happened with bitcoin is gonna happen 0:15:38.680 --> 0:15:41.160 with this new cryptocur I feel like people get get 0:15:41.200 --> 0:15:45.440 super hyped and like gas, and then they get robbed. 0:15:45.600 --> 0:15:48.520 You know. Another way that people are getting robbed Carolina 0:15:48.760 --> 0:15:53.160 buying followers, buying followers and likes. People go to these 0:15:53.160 --> 0:15:57.400 websites right to buy the gate likes for their Instagram again, 0:15:57.560 --> 0:15:59.760 trying to look a certain way on Instagram, and you 0:15:59.760 --> 0:16:02.720 know what happening. All your financial data is being is 0:16:02.760 --> 0:16:05.640 being so stolen, like you enter your credit card to 0:16:05.640 --> 0:16:09.640 pay twenty dollars. Let's say, followers, guess where your credit 0:16:09.680 --> 0:16:13.040 card information was stolen? And here you're gonna It's just 0:16:13.240 --> 0:16:16.400 a lot, a lot of things happening. It's weird. Also, 0:16:16.480 --> 0:16:19.120 like you gotta keep those eyes open, eyes open. And 0:16:19.160 --> 0:16:23.000 you know another scam like fake job offers. You know, 0:16:23.080 --> 0:16:26.440 they offer you jobs, right, and then they start getting 0:16:26.440 --> 0:16:29.680 all this data from you, talking about they're gonna hire you, 0:16:30.280 --> 0:16:32.280 and then you give them like your driver's license, you 0:16:32.280 --> 0:16:34.280 give them your home address. You know, do you do 0:16:34.400 --> 0:16:37.720 like a whole fake hiring process and these fake jobs 0:16:37.840 --> 0:16:41.520 still your entire identity. I heard about this. There was 0:16:41.560 --> 0:16:44.320 a young lady and there was an article I think 0:16:44.360 --> 0:16:46.240 I read it just like a couple of weeks ago, 0:16:46.360 --> 0:16:49.160 where she went to one of these job sites and 0:16:49.320 --> 0:16:52.600 she entered all of her personal information and then they 0:16:52.680 --> 0:16:54.600 told her that they were going to call her in 0:16:54.680 --> 0:16:57.240 for a meeting, but they needed all of her information 0:16:57.280 --> 0:16:59.640 to process her before so she wouldn't be waiting. And 0:16:59.680 --> 0:17:02.640 that's a exactly what they did. Now when it comes 0:17:02.640 --> 0:17:06.920 to stolen identity. My identity has been stolen many times. 0:17:07.280 --> 0:17:11.640 Apparently my social Security number was in the circuit and 0:17:12.119 --> 0:17:15.360 my identity was stolen even back in two thousand three, 0:17:15.400 --> 0:17:19.120 a long long time ago. So that's something that is 0:17:19.400 --> 0:17:22.040 so hard to recover from. I have to have a 0:17:22.080 --> 0:17:24.359 pin number for the I R S to do my 0:17:24.480 --> 0:17:27.320 taxes because people were taking out I mean, it is 0:17:27.520 --> 0:17:32.040 a actual nightmare. One thing that did come to mind, though, Honey, 0:17:32.040 --> 0:17:35.919 when you're bringing all of this up, is research. I 0:17:35.960 --> 0:17:38.560 feel like people are too lazy. They don't they want 0:17:38.600 --> 0:17:43.560 to believe that that easy you know, cryptocurrency is gonna 0:17:43.600 --> 0:17:45.840 put them on the road to success or they're going 0:17:45.880 --> 0:17:47.520 to be living the high life. If they just give 0:17:47.520 --> 0:17:50.960 fifty thou dollars or whatever, ten thou ten thousand dollars 0:17:51.000 --> 0:17:52.960 a lot of money to me. If they just give 0:17:53.480 --> 0:17:55.639 a thousand dollars, there's a lot of money to me. 0:17:55.760 --> 0:17:57.560 Even if you do that, and then you bring your 0:17:57.600 --> 0:18:00.400 family into this and blow like the whole family babies, 0:18:00.480 --> 0:18:03.240 you know, just with the hopes of getting rich. I 0:18:03.240 --> 0:18:08.600 guess cyber criminals they're trained. These people are out here, 0:18:08.640 --> 0:18:12.240 they are scamming, they are you know, what's crazy down 0:18:12.320 --> 0:18:17.760 in Miami. They have television ads for scams. They tell 0:18:17.800 --> 0:18:20.480 you like, oh, have you been a victim of a scam? 0:18:20.520 --> 0:18:22.240 Did you receive an email like this? This is how 0:18:22.280 --> 0:18:25.119 bad it is getting that they are now putting television 0:18:25.160 --> 0:18:28.560 ads alerting people about scams that are happening. One that 0:18:28.640 --> 0:18:32.360 I'm very concerned about that has just recently been on 0:18:32.400 --> 0:18:35.119 the news. A lot people are hearing about it, and 0:18:35.320 --> 0:18:39.240 f T s n f t s are really taking over. 0:18:39.760 --> 0:18:42.280 Everybody's talking about, Oh, you've gotta have an n f T. 0:18:42.920 --> 0:18:46.920 Justin Bieber bought like a monkey eating a banana n 0:18:46.960 --> 0:18:50.120 f T and spent like millions of dollars on that. 0:18:50.640 --> 0:18:55.480 And I just can't picture myself investing in something that 0:18:55.640 --> 0:18:59.600 isn't tangible. But then again, I have a lot of 0:18:59.600 --> 0:19:03.040 people are saying, well, that's the wave, that's the future, 0:19:03.160 --> 0:19:04.960 So you're not going to get in on the wave. 0:19:05.400 --> 0:19:07.440 I'm just more afraid of putting my money in an 0:19:07.440 --> 0:19:10.359 investment that I won't see a return on, and that 0:19:10.359 --> 0:19:12.159 that's the scary thing for me. Yeah, you know, it's 0:19:12.160 --> 0:19:13.800 crazy with n f T s. I feel like it's 0:19:13.880 --> 0:19:17.560 everything is dying down. I remember um last year for 0:19:17.600 --> 0:19:20.840 our Bossle down in Miami. They had a lot of 0:19:20.880 --> 0:19:23.520 like events, and it's crazy, Carolina. You couldn't even R 0:19:23.600 --> 0:19:25.760 s v P to these events if you didn't have 0:19:25.800 --> 0:19:28.199 a crypto wallet, like they wanted to make sure you 0:19:28.240 --> 0:19:30.199 were not going to their event, if you were not 0:19:30.280 --> 0:19:32.600 even ready to purchase, because you know, you can't really 0:19:32.920 --> 0:19:34.600 you can purchase n f T s with a credit card, 0:19:34.640 --> 0:19:36.879 but they want you to have a crypto wallet. But 0:19:37.160 --> 0:19:38.879 n f T s, I feel like it's not for 0:19:38.920 --> 0:19:41.359 the average person. I'll tell you that much. Buying one 0:19:41.400 --> 0:19:44.320 of those eight n f T s for dollars that's 0:19:44.320 --> 0:19:46.240 for like rappers, a little baby and them. Let them 0:19:46.240 --> 0:19:48.399 have that. I'm not invest in my money that I 0:19:48.440 --> 0:19:50.040 have some weird n f T s. Let's say like 0:19:50.240 --> 0:19:52.000 the Breakfast Club they did an n f T drop. 0:19:52.080 --> 0:19:53.439 I bought all of those n f t s, but 0:19:53.440 --> 0:19:56.199 they were like nine dollars. Okay, So then what in 0:19:56.200 --> 0:19:58.000 the future could you do with those? Like do you 0:19:58.040 --> 0:20:00.240 have the right to post those on social media? Deal? 0:20:00.359 --> 0:20:03.400 Like do you own those or do other people own them? 0:20:03.440 --> 0:20:05.399 That's my confusion. It's like I don't want something that 0:20:05.440 --> 0:20:08.919 everybody else has, they're yours. There no They're like, well 0:20:08.960 --> 0:20:10.840 you could. Anybody gets screen shot and then and now 0:20:10.880 --> 0:20:13.160 they have it in their phone. But to be able 0:20:13.200 --> 0:20:15.879 to like sell it, you're the only one that owns 0:20:15.920 --> 0:20:18.560 that particular n f T. Now the odds that of 0:20:18.720 --> 0:20:21.120 n f T that you purchase ends up costing millions 0:20:21.119 --> 0:20:24.200 of dollars. That's where that's where the problem lies. You're 0:20:24.200 --> 0:20:25.920 the only one that could sell it. You own it, 0:20:26.480 --> 0:20:28.359 and that's pretty much it. Like your own n f 0:20:28.400 --> 0:20:30.879