Speaker 1: Episode too six listener special, Your Burning Questions. Welcome to
Speaker 1: the Frugal Friends podcast, where you'll learn to save money,
Speaker 1: embrace simplicity, rights, and liver with your life. Here your
Speaker 1: host Jen and Jill. Welcome to the Frugal Friends podcast.
Speaker 1: My name is Jen, my name is Jill, and today
Speaker 1: we are sharing your answers to your burning questions. Hot questions, yes,
Speaker 1: some of them hotter than others, some of them burning,
Speaker 1: some smoldering. Yes. But first, this episode is brought to
Speaker 1: you by the one Week Spending Makeover So Soon, So close.
Speaker 1: If you have not signed up yet, what are you
Speaker 1: waiting for? January second through six? So the first week
Speaker 1: of the year, Monday to Friday, we are hosting a
Speaker 1: free one week challenge where I will be hosting daily
Speaker 1: live lessons. Jill and I will be live with you
Speaker 1: on the Wednesday night of that week for an extended lesson.
Speaker 1: You're going to get these in an exclusive pop up
Speaker 1: Facebook community. You're also going to get them in your
Speaker 1: inbox if you're not on Facebook. So this is just
Speaker 1: the place to be the first week of January if
Speaker 1: you want to get your spending transformed, made over, in control,
Speaker 1: whatever you define that ask. So the goal of this
Speaker 1: challenge is we're gonna be going through the week in
Speaker 1: five days or less. You're going to have a clear
Speaker 1: picture of your past spending, a foundation for values based spending,
Speaker 1: and a plan to improve and implement your spending through
Speaker 1: in a way that makes sense for you, that makes
Speaker 1: you happy, not guilty. It's going to be fantastic. There's
Speaker 1: gonna be prizes, free pdf downloads, so much more. So
Speaker 1: please join us. Frugal Friends podcast dot com slash makeover. Mmm,
Speaker 1: I love it. This sounds so fun. It's making me excited.
Speaker 1: It's one of the things I enjoy doing in the
Speaker 1: new year, is well, reflecting back on a lot of things,
Speaker 1: but making a plan. Lots of people love it, but
Speaker 1: it's something I look forward to doing. It's kind of
Speaker 1: one of those activities that I get a drink that
Speaker 1: I enjoy and I really carve out time to take
Speaker 1: a look at it, plan ahead, write things down. For
Speaker 1: anyone who loves stickers and highlighters, this is your time.
Speaker 1: If you just like having a good, clear plan that's simple,
Speaker 1: this is also for you. So yeah, I can't wait.
Speaker 1: It's our gift to you as our last episode before Christmas.
Speaker 1: This is our gift to you and another gift that
Speaker 1: we have for you. So we do a listener special
Speaker 1: episode every year for the past four years. I think
Speaker 1: and are my gift to you is for you to
Speaker 1: go back and listened to at least the beginning of
Speaker 1: episode one forty, which is our listener special from it
Speaker 1: is hands down the episode I am most proud of
Speaker 1: in our entire two hundred sixty nine. We haven't even
Speaker 1: finished this episode yet, but I already know I'm not
Speaker 1: going to be as proud of it as I am
Speaker 1: episode one. These are big statements, and I think you
Speaker 1: even went so far before we were according to say
Speaker 1: it's the thing you're most proud of in your entire career,
Speaker 1: not just this, like I think you feel like I
Speaker 1: think it is the best thing I've done in my
Speaker 1: entire career. And I need everyone to just take a minute,
Speaker 1: go back, go back to episode one forty. Our list
Speaker 1: are special on Christmas Day of so it's Christmas and
Speaker 1: it's also and so you know it's weird. Yeah, it's
Speaker 1: very weird, but we just real listened to it ourselves
Speaker 1: and we were dying of laughter. That's essentially what it
Speaker 1: is dying and you definitely have to be like a
Speaker 1: slight nerd to understand it. Well, Jill is not a nerd,
Speaker 1: and she still appreciated maybe because she participated in it,
Speaker 1: but it is. I appreciated it now, I didn't totally
Speaker 1: know what it was. So if you fall in that
Speaker 1: camp and even after listening, you don't totally get it,
Speaker 1: send us a message. Well, but if you're a slight
Speaker 1: I'm just gonna even if you are a slight star
Speaker 1: Wars nerd, then you definitely have to go back and listen,
Speaker 1: just even slight, Please do it, just for for me.
Speaker 1: Jen almost made that introduction the introduction of this episode.
Speaker 1: Thankfully it doesn't work. The audio was good, was too
Speaker 1: specific for um, but the compromises highlighting it he so
Speaker 1: that you go back and listen, so that we didn't
Speaker 1: have to replay it direct. I've never pushed I've never
Speaker 1: pushed you to go back and listen to an episode
Speaker 1: as strongly as I've pushed you today, Episode one listener
Speaker 1: special from Christmas Day. Okay, move, I guess we'll move on.
Speaker 1: So we have six questions that we're going to answer,
Speaker 1: and so three for Gen, three for Jill. And uh,
Speaker 1: and we're just going to go at it. You ready, Yeah,
Speaker 1: let's do it, Okay, fire away, all right, Um, we
Speaker 1: will get the most specific one and the most I'm
Speaker 1: I'm sorry one out of the way first. All right,
Speaker 1: So this question and I did not have Goldie put
Speaker 1: names in this outline, and so I'm sorry. This question
Speaker 1: comes from one of our listeners who has a name uh.
Speaker 1: And they say, I am maintaining a universal life formally
Speaker 1: term policy on my ex husband and the value is
Speaker 1: two hundred thousand, costing one thirty two per month. He's
Speaker 1: seventy and average health. Is this wise? I don't think
Speaker 1: I would just save the money if we're not going
Speaker 1: to this policy, thinks? All right. So I know you
Speaker 1: asked about insurance, but the answer that you need is
Speaker 1: not about insurance. This is a type of question that
Speaker 1: can only be answered by a fiduciary financial advisor who
Speaker 1: is intimately familiar with your financial situation. Insurance is very nuanced.
Speaker 1: It is especially Universal life policies are quite complex, and
Speaker 1: they're one of the most complex. I've written about insurance
Speaker 1: many times, and still whenever I research universal life policies,
Speaker 1: I leave with more questions than answers, and so this
Speaker 1: is not something somebody on a podcast really should be
Speaker 1: able to answer for you, like I should not be able.
Speaker 1: I will not and be able to answer this for you.
Speaker 1: And if somebody says they can, you should question that advice.
Speaker 1: So let's given a little like brief like overview of
Speaker 1: when you need to consult of financial advisor a professional,
Speaker 1: because we say over and over again, you don't need
Speaker 1: a financial planner or a financial advisor to invest for
Speaker 1: a retirement. You don't need to trust your money to
Speaker 1: someone else and pay them a fee to do something
Speaker 1: you can do on your own. You absolutely do not.
Speaker 1: Technology has made it so easy and so affordable for
Speaker 1: you to invest very broadly and very well on your
Speaker 1: own and save a lot of money doing it. But
Speaker 1: there are times when you need a financial planner and
Speaker 1: specifically a fiducia, and I'll get I'll talk about that
Speaker 1: after I give these situations. So the main situations where
Speaker 1: you definitely bare minimum need a financial planner. It can
Speaker 1: be beyond this, but the bare minimums are when you
Speaker 1: are nearing retirement because you need somebody to give you
Speaker 1: advice on where you're at withdraw strategies, tax liability stuff
Speaker 1: like that. So when you're nearing retirement or about to
Speaker 1: withdraw if you inherit or receive a large sum of money,
Speaker 1: so maybe you inherit from a relative or you receive it,
Speaker 1: maybe you've sold the business something like that. That is
Speaker 1: when you should find um consult a financial advisor. If
Speaker 1: you get married later in life and both of you
Speaker 1: are bringing assets to the table, so like homes, investments, businesses,
Speaker 1: stuff like that, then it's definitely they can advise you
Speaker 1: in a pre up which is very advisable, which is
Speaker 1: very good idea. So that's a good time during a divorce,
Speaker 1: which the askar said this was for an ex husband,
Speaker 1: so during a divorce would have been during the divorce
Speaker 1: would have been a great time to seek this help
Speaker 1: and get that answer. It's never too late, obviously, but
Speaker 1: this would definitely be something um when you're no longer
Speaker 1: reliant Later, when you're no longer reliant on that person's
Speaker 1: income or maybe you are maybe receiving alimony, there are
Speaker 1: things to figure out there, so during a divorce and
Speaker 1: then last when you lose a spouse, figuring out all
Speaker 1: the financial things for your spouse while you're also going
Speaker 1: through grief, there's too much to think about. Bringing in
Speaker 1: a neutral third party will be your saving grace in
Speaker 1: that time. So basically retirement, getting a large sum of money,
Speaker 1: getting married with assets, divorcing with assets, or or losing
Speaker 1: a spouse, and those are kind of the bare minimums.
Speaker 1: Those are bare minimums. There are the list can go on.
Speaker 1: You can use a financial advisor at any time, but
Speaker 1: these are the bare minimums to seek one out. That's
Speaker 1: a really helpful distinction because I think I often hear
Speaker 1: you don't need a financial advisor to invest, and I've
Speaker 1: taken that advice and kind of put it across the
Speaker 1: board like you can figure anything out, and and we could,
Speaker 1: but there are specific times when it is advisable to
Speaker 1: seek someone who's an expert in that area. And these
Speaker 1: are them, So just a helpful guide for me at
Speaker 1: least hopefully for the listeners as well. Yeah, yeah, And
Speaker 1: so the type of financial advisor is also really important
Speaker 1: because a lot of people can call themselves financial planners
Speaker 1: or financial advisors, and what a lot of them can
Speaker 1: be our salespeople of certain financial products. And you find
Speaker 1: that a lot in an insurance sector, they're selling insurance
Speaker 1: as an investment when they make a commission on it.
Speaker 1: And that's how a lot of people like, I'm not
Speaker 1: I'm not going to say that's how you got into
Speaker 1: but that's not a lot of people get into universal
Speaker 1: life policies. Uh. So you want to be sure that
Speaker 1: if you get into whatever type of insurance you get into,
Speaker 1: is the right insurance for you, whether it's universal, whole
Speaker 1: term whatever. And the way you do that is that
Speaker 1: you make sure that your financial planner is a fiduciary,
Speaker 1: has a fiduciary responsibility to you. And basically that's a
Speaker 1: legal obligation where they accept they get paid from you,
Speaker 1: not from any financial services, so their recommendations to you
Speaker 1: have no standing on their payment. So if they recommend
Speaker 1: one thing over the other, you are sure it's not
Speaker 1: because they're getting a kick back from that service. And
Speaker 1: that's the only way you can do it is that
Speaker 1: they have to be have a legal obligation not to
Speaker 1: say like, oh, yeah, we we were like fiduciaries. No. No.
Speaker 1: If you if you want to be sure you're getting
Speaker 1: someone with a legal obligation to never take kickbacks from
Speaker 1: a financial service, go with a certified financial planner a CFP.
Speaker 1: And you'll see that designation after their name. They're very
Speaker 1: proud of it. They won't hide it from you. You'll
Speaker 1: just see c f P and you'll know that they
Speaker 1: have that responsibility. But the caveat is that that costs money.
Speaker 1: You will pay. And that's another thing. If you're getting
Speaker 1: advice from someone and you didn't pay for it, consider
Speaker 1: how they're getting paid. Who is paying Who is footing
Speaker 1: the bill for your time? And it's probably the kickback
Speaker 1: they're getting for whatever they're recommending to you. So is
Speaker 1: no such thing is free. They want to get paid,
Speaker 1: and you want to pay them for their advice. But
Speaker 1: you don't need to pay them every month. You don't
Speaker 1: need to keep them on retainer. You just want to
Speaker 1: pay them when you're in these big life changes and
Speaker 1: really need them. That's when it's really worth paying for
Speaker 1: this advice. Love it? Yeah, Okay, next burning question, this
Speaker 1: person says, I'm having a hard time discovering a decent
Speaker 1: side hustle that's worth it and not a huge pain
Speaker 1: any advice. Okay, I'm going to take this one side
Speaker 1: hustle queen. Wow, that title. I've done a lot cancer
Speaker 1: I've made a lot of money, on all of those
Speaker 1: things that I did, but I did learn along the way.
Speaker 1: So first of all, I want to zero in on
Speaker 1: the what something that's worth it and not a huge pain.
Speaker 1: And first and foremost, really identify capacities for anybody, like
Speaker 1: where are you at right now and how big of
Speaker 1: a desire do you have and or need for a
Speaker 1: side hustle, Like that's pretty indicative to me. If it's
Speaker 1: just like I need some extra cash, but I don't
Speaker 1: have any extra time. I don't want it to be
Speaker 1: a pain. I don't know what's worth it, that might
Speaker 1: be an indicator that you don't have maybe the capacity
Speaker 1: or extra time to be able to give to any
Speaker 1: type of side hustle. And so that might be a
Speaker 1: situation where you'd want to consider, is there a possibility
Speaker 1: of making more just within your current job. Is it
Speaker 1: better to consider asking for a raise, negotiating your salary,
Speaker 1: negotiating maybe more flexibility. Do you just need more vacation
Speaker 1: time or you just tired? Do you need to take
Speaker 1: some time off? And then circle back to this idea
Speaker 1: if that's If that's not the case, that's not your situation.
Speaker 1: It turns out I do have capacity for this I
Speaker 1: just really do want it to be worth my while.
Speaker 1: Then from there I would consider what's in your hand,
Speaker 1: what excites you. These are some questions that you could
Speaker 1: be asking yourself of what do I already have at
Speaker 1: my disposal. I think it's definitely not going to be
Speaker 1: worth our time and energy if we have to reinvent
Speaker 1: the wheel or invest a ton of time and energy
Speaker 1: or money into some version of a startup. So considering
Speaker 1: what do I already have on hand that could bring
Speaker 1: in more money. This might mean something completely separate from
Speaker 1: maybe your traditional nine to five, maybe it's adjacent to that.
Speaker 1: I know for me, I've shared a lot that it's
Speaker 1: important for me to find something that feels separate from
Speaker 1: the work that I do. I didn't want my side
Speaker 1: hustles to be the same type of thing because that
Speaker 1: felt very draining it or exhausting, whereas for others it's
Speaker 1: I feel like I have so much more to give
Speaker 1: and so much knowledge that I see this a lot,
Speaker 1: just for example, with teachers, like I do my nine
Speaker 1: to five teachers or seven to three. You guys get
Speaker 1: up super early mad respect, but then then let me
Speaker 1: create things to teach other teachers on how to do
Speaker 1: lesson plans or this and that, and that could be
Speaker 1: the side hustle. So determine what's going to be best
Speaker 1: for you. Does it need to be different, can it
Speaker 1: be the same? And and another good question to ask
Speaker 1: that could point you in the right direction is what's
Speaker 1: life giving, what excites me, what sounds fun? Could there
Speaker 1: be anything around that that could bring in money. So,
Speaker 1: for instance, for Eric and I, hosting is exciting. Hosting
Speaker 1: people is fun for me. And so we are turning
Speaker 1: a portion of our house into an airbnb. That's going
Speaker 1: to be a bit of a side hustle, a bit
Speaker 1: of some extra income that I hope it doesn't take
Speaker 1: a ton of extra time and energy for me. It
Speaker 1: will be the turning over of the room and answering
Speaker 1: questions here and there, but certainly will not be a
Speaker 1: full time job. And that's exciting for me. That's something
Speaker 1: of what do I have in my hand? What do
Speaker 1: I have at my disposal? I have a spare room.
Speaker 1: Other side hustles for Eric and I have been deejaying.
Speaker 1: That was because we already had music equipment and it
Speaker 1: was something that my husband and I could do together
Speaker 1: on the weekends. It didn't pull us apart to be
Speaker 1: going and doing those things for others. It's animals and
Speaker 1: pets and taking care of other people's pets and taking
Speaker 1: them for a walk, or babysitting, dog sitting the pets
Speaker 1: baby by quote unquote babysitting dog sitting, or maybe it's babysitting,
Speaker 1: maybe you love babies, or maybe it's house sitting. There's
Speaker 1: tons of different things that we can do. But those
Speaker 1: are the questions I would ask, What do I have
Speaker 1: at my disposal? What kind of time do I have?
Speaker 1: What kind of money do I want to make? What
Speaker 1: excites me? What do I have capacity for? There will
Speaker 1: be greater longevity for us and the things that feel
Speaker 1: life giving versus the things that feel draining. Yes, amen.
Speaker 1: And the only thing I would add to that is
Speaker 1: follow the money. So what are the things that you
Speaker 1: would pay for? What are the things you have paid for?
Speaker 1: And don't do things that just because you love them,
Speaker 1: you would never pay for yourself or other people you
Speaker 1: know would not pay for them. You know, the juice
Speaker 1: just isn't worth the squeeze. Like I remember, I loved
Speaker 1: and still do love thrift going to the thrift store,
Speaker 1: and I've had many times where I'm like, I should
Speaker 1: flip these clothes that I see. But I know for me,
Speaker 1: the juice isn't going to be worth a squeeze because
Speaker 1: I gotta be hunting most weekends, if not more than
Speaker 1: that each week. I've got to be posting the things online.
Speaker 1: I gotta be packaging and shipping and just measure the
Speaker 1: juice and the squeeze, the juice and the squeeze. All right,
Speaker 1: So we have another side hustle question. How do you
Speaker 1: get these freelance jobs, like freelance writing. I feel like
Speaker 1: I'd be great at proof reading, but nine thousand people
Speaker 1: are also doing very specific number out right. Uh. I
Speaker 1: actually love this one because I had a conversation with
Speaker 1: a friend who is a ghostwriter and she is actually
Speaker 1: getting out of ghostwriting to do proofreading because there is
Speaker 1: so much work in the industry. Yeah, so it's funny
Speaker 1: that you would say that, and I think it's because
Speaker 1: there is a lot of people going for low level jobs.
Speaker 1: Where is my friend who the ghostwriter she's looking for
Speaker 1: like traditionally published and self published like books, So people
Speaker 1: that have money. Again, it's following the money where do
Speaker 1: people have in like the budget to pay writers, to
Speaker 1: pay proof readers, and I think so many people are
Speaker 1: going two bloggers and low income just because they see
Speaker 1: so many of them, and those people don't have the
Speaker 1: budget for proof reading and editing and write ding or
Speaker 1: you know, virtual assisting. Virtual assistant is probably the easiest
Speaker 1: thing to get into every that's the first higher every
Speaker 1: online business makes. So these jobs are out there, They
Speaker 1: are absolutely out there. You just kind of have to,
Speaker 1: you know, keep your eyes on where the money is
Speaker 1: coming from and start start at the bottom. So I
Speaker 1: I look at freelancing kind of like an on ramp
Speaker 1: to the highway. You have to start going slow, and
Speaker 1: you start at these like sites that everyone tells you
Speaker 1: not to go on, like the up Work and stuff
Speaker 1: like that, where the jobs are easy to find so
Speaker 1: that you can get a portfolio. And you start with
Speaker 1: with seeking out other writers in groups on Facebook and
Speaker 1: off Facebook, and sometimes you have to pay for a
Speaker 1: membership to a community that has other writers and proof
Speaker 1: readers so that you can start to build a community.
Speaker 1: So you do this and it's a low build and
Speaker 1: then eventually you get on the highway and you've built
Speaker 1: a portfolio that you can show to people that have
Speaker 1: higher budgets to pay writers and proof that actually have
Speaker 1: need for proof readers or needs for editors or uh
Speaker 1: some kind of executive assistance we have are like Goldieur
Speaker 1: podcast manager is strictly on our podcast. So there's even
Speaker 1: like niches where you can take it niched down to
Speaker 1: what you want to be doing. So but you have
Speaker 1: to put in. You have to go where the jobs
Speaker 1: are plenty but not well paying at first to do
Speaker 1: some of this portfolio building and then just you talk
Speaker 1: to people, maybe moderators in different groups are really good
Speaker 1: people to form connections with. I attend finn Con, which
Speaker 1: is a financial media conference every year, and that is
Speaker 1: where I've gotten the most work from the most connections.
Speaker 1: So going in person two conferences stuff like that. That's
Speaker 1: where the people with budgets go to find writers. Is
Speaker 1: conferences and different paid communities where people teach this stuff.
Speaker 1: I think the lower paying ones will go to the
Speaker 1: you know, the communities because they know the writers and
Speaker 1: proof readers are just starting out. But conferences are where
Speaker 1: the people with larger budgets go. And when you go
Speaker 1: into these places already knowing some people, they can connect
Speaker 1: you to other good people. So it really is, is
Speaker 1: building that speed to get onto the highway, um, making
Speaker 1: the connections, building the portfolio, and you just got to
Speaker 1: start small, but really hustle with these jobs are out
Speaker 1: there and you don't know what you you don't know
Speaker 1: what you don't know until you talk to people who
Speaker 1: know what you don't know. And that's why community, I
Speaker 1: think is so big um with freelancing, especially finding a
Speaker 1: community that's collaborative over competitive, Like find those people because
Speaker 1: everyone's going to have like proof readers. My friend has
Speaker 1: stuff that she loves to read and stuff that she
Speaker 1: doesn't love to read. If she don't want to read it,
Speaker 1: she's going to hand it off to somebody else who
Speaker 1: who might like it more. So. Yeah, it's so it's
Speaker 1: finding that collaborative community to uh, to build on. It's
Speaker 1: reminding me of our interview that we just did recently
Speaker 1: with Mandy about negotiating just going to conferences. I mean
Speaker 1: that's not just good for freelancers. That's good for anybody
Speaker 1: looking to expand their skill set, break into a new field,
Speaker 1: or expand their their abilities, their network, their connections within
Speaker 1: the field that you're already in. I mean that once
Speaker 1: that tip stood out to me as a big one
Speaker 1: for the ability to kind of negotiate find better break
Speaker 1: into Maybe certain nick is that that you're hoping to
Speaker 1: break into. So yeah, if you've not listened to that episode,
Speaker 1: go back to to sixty three as well if you're
Speaker 1: thinking about how can I make more? Yeah, and the
Speaker 1: episode to fifty seven the freelance writing with Miranda mar Quit.
Speaker 1: She gives a lot of tips on writing, but they
Speaker 1: can also be used with editing and proof reading. Where
Speaker 1: there is a freelance writing position, there's an editing position,
Speaker 1: and then I'm yeah, I'm just hearing from my friend
Speaker 1: that there's a lot of necessity for proof readers in
Speaker 1: the book industry. So definitely something you have to work
Speaker 1: up to. You're not gonna You're gonna have to put
Speaker 1: in your time probably editing, writing stuff like that before
Speaker 1: you can get to the proof reading. But it's out there.
Speaker 1: There may be nine thousand people doing it, but not
Speaker 1: all nine thousand are willing to put in the work
Speaker 1: to get the good stuff on rampant. Yeah, Okay, this
Speaker 1: next question I'm answering, but the question could be for
Speaker 1: you to Jack, how are renovations going and how is
Speaker 1: your budget looking this is a hot seat question, feeling
Speaker 1: spending might renovate H Well, my answer is renovations are
Speaker 1: still going and I am still budgeting. So Eric and
Speaker 1: I bought this house and moved in August of it
Speaker 1: is is it almost years yet? It's almost almost and
Speaker 1: we're still just chugging along. I'm not certain that we're
Speaker 1: ever ever truly going to be done with renovations. I
Speaker 1: think there's always going to be something we're working on.
Speaker 1: But the big things when we're going to give ourselves
Speaker 1: a rest is once the airbnb is done, in the
Speaker 1: kitchen is done, there's still so much more to do,
Speaker 1: but we're gonna We're gonna press the pause button hard
Speaker 1: and here we go. I'm sure we're gonna have to
Speaker 1: follow up at some point, but I am hopeful that
Speaker 1: both of those things will be done. Do I go
Speaker 1: risky with my estimate or conservative with my estimate? I'm
Speaker 1: going to hope both those things are done by May. Yeah,
Speaker 1: I feel say May. I'm hopeful that the airbnb will
Speaker 1: be done by February. You can't see me, but I'm
Speaker 1: crossing my fingers. Uh, and then I'll give it till May.
Speaker 1: For the kitchen and budgeting wise, we're looking good. Of course,
Speaker 1: it's shifted. It has shifted and changed all over the maps.
Speaker 1: Some things have cost more, some things have cost less.
Speaker 1: We've advocated in different places that I didn't originally anticipate.
Speaker 1: So who knows if the budget looks anywhere close to
Speaker 1: what it did when we started out in probably not,
Speaker 1: but but we have been able to cash flow it,
Speaker 1: and I think that's the biggest thing. There was a
Speaker 1: moment when we were looking at potentially needing to take
Speaker 1: out like a no interest loan on cabinet Tree for
Speaker 1: the kitchen, but I think we found a solution where
Speaker 1: that won't be the case. So that's exciting. Yeah, you've
Speaker 1: been going back and forth with cabinets quite intensely. Yeah,
Speaker 1: it's it's difficult. I mean, prices on everything have gone
Speaker 1: up massively, and the style that I am wanting for
Speaker 1: our kitchen is just not only a little bit difficult
Speaker 1: to find right now, but really difficult to find in
Speaker 1: our price range. And so yeah, we've been pushing on
Speaker 1: all of the doors between friends and friends of friends
Speaker 1: and this website and this in person Countetry place and
Speaker 1: Lows and Home Depot, and it just has We've been
Speaker 1: all over the place, and I am exhausted. I'm worn down.
Speaker 1: Maybe the kitchen will look nothing like I ever imagined
Speaker 1: it would look, but I think we found a solution
Speaker 1: and hopefully it'll happen by May. Yeah I am. I
Speaker 1: am in a similar spot, which parts simihere taking tired,
Speaker 1: more expensive tired. Yeah. So actually, like I knew. I
Speaker 1: knew going in that nothing is as it seems in
Speaker 1: budget in renovations. So I was like, I'm not going
Speaker 1: to make a budget. I am going to just every
Speaker 1: I'm going to plan with intention every cost, like, I'm
Speaker 1: going to do what I can to keep every cost low.
Speaker 1: I know this part, this portion of a rental that
Speaker 1: we're currently working on, but then we have our entire
Speaker 1: house and that's probably where I'll stick closer to the budget.
Speaker 1: It's easier to work on a place that you know
Speaker 1: you won't be using most of the time. Um. But yeah,
Speaker 1: so we haven't. We never created a budget. We've just
Speaker 1: been very conscious of what we're spending and the quality
Speaker 1: of it. We go for not the cheapest, but the second. Yeah,
Speaker 1: that's that's pretty much our rule. Don't go for the
Speaker 1: cheapest unless you get free flooring from the dump and
Speaker 1: from from contractors trying to throw it away at the
Speaker 1: dump and you save it from the dump and put
Speaker 1: it in your that that happened. It was like the
Speaker 1: perfect amount of flooring when I say we had one
Speaker 1: plank left, one full plank left, and some like remnant room.
Speaker 1: But it worked. You guys made it work. I I
Speaker 1: do like to keep track just to know, and I
Speaker 1: feel like it helps to inform me for any potential
Speaker 1: future projects and to be able to look back and
Speaker 1: have a clear number of what did that cost us
Speaker 1: to do? So I do you know me and muss breadsheets.
Speaker 1: I do have a spreadsheet for this. It's not super complicated,
Speaker 1: but like with a column of what are the things
Speaker 1: that I think we're going to have to buy, how
Speaker 1: much do anticipate that's going to cost, and then how
Speaker 1: much did I actually spend on it? And as with anything,
Speaker 1: we keep running into oh yeah, like we didn't factor
Speaker 1: in the cost of a sill, we didn't factor in
Speaker 1: the hardware for X, y Z, and and so my
Speaker 1: miscellaneous line item is massive, always always of miscellaneous, just
Speaker 1: factor that in. But so that's been kind of fun
Speaker 1: for me to keep track along the way and then
Speaker 1: kind of does give me a guideline of I don't
Speaker 1: want to exceed this amount on a vanity, I don't
Speaker 1: want to exceed this amount on this appliance. That kind
Speaker 1: of a thing. So yeah, and then I'll be able
Speaker 1: to know at the very end how much did the
Speaker 1: airbnb truly cost me. I'm just saving receipts and then
Speaker 1: I'll tally it all up at the end because I'll
Speaker 1: look so like, yeah, we've been looking for we're doing
Speaker 1: mid term rental, and I've been looking at furniture, and
Speaker 1: some of it has been easy to procure at a
Speaker 1: reasonable price. Um, and some of it I have gotten
Speaker 1: new because it's been harder to procure. So that has
Speaker 1: been just a sacrifice I've had to make. Travis has
Speaker 1: decided he hates putting his clothes away, so he's going
Speaker 1: to give his dresser to the rental and you know,
Speaker 1: I'm like, well, saves me a hundred bucks or possibly more. So.
Speaker 1: Dressers are very hard to procure. That's the tough thing
Speaker 1: about this day and age too. Not only has new
Speaker 1: stuff gone up in price, but you stuff have to
Speaker 1: where sometimes by the time you coordinate and drive thirty
Speaker 1: to forty minutes to get an item. It's well, it's gone.
Speaker 1: But also you might not actually be saving that much.
Speaker 1: People want so much money for even their use stuff.
Speaker 1: So that's been a bit. I'm all about saving something
Speaker 1: from a landfill, but at the expense of a lot
Speaker 1: of headache and time. No, so that and and we
Speaker 1: started pretty early. Actually, I shared my like crazy story
Speaker 1: of getting the coffee table on Facebook marketplace and it
Speaker 1: was being sold from my old house. W Yeah, so
Speaker 1: sometimes it works out and sometimes it doesn't. But we'll
Speaker 1: see at the end what it cost us, what the
Speaker 1: whole thing costs. Because revealing oh yeah we have fluly
Speaker 1: will we absolutely will do that episode next year is
Speaker 1: the culmination of our renovations and coul we would do
Speaker 1: differently and what we would do the same. Okay, Okay,
Speaker 1: it's fun, Okay, I'll prepare in my mind. This next
Speaker 1: question is for sure for you. Oh good, Jen, are
Speaker 1: you a Disney adult? And what has it cost you
Speaker 1: your soul? It does cost her soul, has not cost
Speaker 1: me my soul. She is wearing a Princess ten k
Speaker 1: athletic shirt right now this very second. Okay, yeah, I
Speaker 1: am wearing a run Disney shirt from right now anyways,
Speaker 1: and that cost me ten dollars. I so I am
Speaker 1: low key, and I think it's because A and I
Speaker 1: went to college in Orlando, had friends that worked at
Speaker 1: the theme parks. I worked at a bar in a
Speaker 1: good neighbor hotel, so we got free tickets to the
Speaker 1: parks as a good neighbor hotel. So I've been around
Speaker 1: Disney my whole life, really close in college, but I
Speaker 1: was never a Disney person. I always enjoyed it, always
Speaker 1: down to go, but I was never a Disney person.
Speaker 1: And now what are you? I would I'm a low
Speaker 1: key Disney adult. And it's because A becoming a mom
Speaker 1: and having a child who like loves Mickey Mouse and
Speaker 1: all of the Mickey Mouse Clubhouse characters and just thinking
Speaker 1: it's so cute. So that was probably the catalyst. And
Speaker 1: I started running Disney races in twenty fourteen. Yeah, so
Speaker 1: when I started running Disney races, and there's just like
Speaker 1: no comparison between a Disney half marathon and a half
Speaker 1: marathon anywhere else. I mean, they're fun. The second, I mean,
Speaker 1: the only one that could compare was in St. Augustine.
Speaker 1: There's a fifteen k called the Gate River Run. That
Speaker 1: is a fun nine miles, very fun, and that's the
Speaker 1: only one that could compare to how fun the Disney
Speaker 1: races are and so combined with like running and Disney
Speaker 1: and now thirty three years old, and I bought mini
Speaker 1: Mouse ears for the first time. I owned two pairs.
Speaker 1: I put one of those pairs on because I figured,
Speaker 1: if I'm going to wear these, I'm not going to
Speaker 1: be alone. I'm gonna make somebody else with me wear them.
Speaker 1: And that's why I got to Yeah, because I'm not
Speaker 1: going to do it alone. Yeah, from my perspective, your
Speaker 1: your low key Disney adult, it feels it is reasonable. Yeah,
Speaker 1: I'm not. I'm not somebody signing up for every rerun
Speaker 1: Disney race. I know that's a very common thing to
Speaker 1: have a perfect season where you're spending probably a bit
Speaker 1: two fifty to three hundred or more just on races
Speaker 1: plus hotels for everach time each time for races. I
Speaker 1: am not an annual pass holder, but we do. When
Speaker 1: they had um Florida Resident specials every January, we always
Speaker 1: would get those, not not this year, because they only
Speaker 1: were allowed to use on week week days, so we
Speaker 1: would we would spend money on those, and I have
Speaker 1: a Disney Plus subscription. Yeah, so that is what costs me.
Speaker 1: It costs you the run that you choose to do
Speaker 1: about once a year, do you every other year? Um?
Speaker 1: Probably every other year now that I have a kid,
Speaker 1: I I do want to do one. And Dine is
Speaker 1: kind of like my comeback after I give birth because
Speaker 1: it's like a good amount of time. I think between
Speaker 1: so you give birth in March and November is when
Speaker 1: the race is. So I feel like that's a good
Speaker 1: amount of time. And that's a five No, that's a
Speaker 1: ten k, that'll be half marathon. Jill ran with me
Speaker 1: a few times, and um, I didn't enjoy it. I
Speaker 1: did do the running club with you, uh, and that
Speaker 1: was mostly because when we came back to the location
Speaker 1: of the running club where they sell running shoes, they
Speaker 1: had a keg yes that you could get free beer from,
Speaker 1: so I did that. But the thing about long runs
Speaker 1: is that you have to be okay with your toes
Speaker 1: getting shredded and like maybe your toenails falling off and
Speaker 1: marathon no, none of that with a half marathon that's
Speaker 1: like full marathon stuff. I just like I want to
Speaker 1: keep my feet and I don't want to pee myself
Speaker 1: and that's just don't don't ever get pregnant, Yeah, because
Speaker 1: you do that not on a run, and do that
Speaker 1: on a daily basis, on daily bas and you know,
Speaker 1: you are a Disney person living an hour and a
Speaker 1: half from Disney, so like some of these things don't
Speaker 1: cost do airfare or lodging, so it can really make
Speaker 1: sense and be super cost effective as day trips or
Speaker 1: little little weekend activities. And there are a lot of
Speaker 1: ways to do Disney that don't involve like expensive parties
Speaker 1: and like stuff. So yeah, there are a lot of options.
Speaker 1: If you want a Disney episode on how to save
Speaker 1: money on Disney, just at me on Instagram. Probably would
Speaker 1: want that. A modern frugality will even bring on. We
Speaker 1: would bring on an expert for that, because I got
Speaker 1: a few YouTubers in mind I would bring on. So yeah,
Speaker 1: let me know if you want that, and then then
Speaker 1: we'll do it in the new year. Okay, alright, final question,
Speaker 1: I'll take this one because it's directed to me. How
Speaker 1: many Jill, how many weekends were you at home versus
Speaker 1: traveling this year? Someone paid attention to my us from
Speaker 1: the previous year. I did better. I did better this year. Huh.
Speaker 1: So this isn't exactly answering the specifics of this question,
Speaker 1: but after tallying things up, so this year, rather than
Speaker 1: just looking at weekends, I looked at how many days
Speaker 1: out of the year where we home by ourselves versus
Speaker 1: traveling or hosting. So one D eight days of this
Speaker 1: year we were traveling or hosting someone versus once one
Speaker 1: d sixty seven days we were home. So that means
Speaker 1: fifty percent of the year we were traveling or hosting,
Speaker 1: which came out to seventeen weekends home with no guests,
Speaker 1: which was far better. I think what was it the
Speaker 1: year before or the year before that it was five
Speaker 1: weekends and with no guests, So seventeen that we did
Speaker 1: better just a little over half the year we were
Speaker 1: traveling or hosting. I feel good about that when I
Speaker 1: say we're going to do better and when people are
Speaker 1: like yeah, yeah, yeah, well see. And part of it
Speaker 1: is I don't think we we still haven't seen you
Speaker 1: or others in this area as much as we would
Speaker 1: have liked. That now has to do with renovations, because
Speaker 1: those seventeen weekends were hitting renovations harder, but it does
Speaker 1: make me believe that when the renovations are done, I
Speaker 1: will get percentages better every year. Yes, of giving my time,
Speaker 1: money and attention to where I actually wanted to go. Wow, Yeah,
Speaker 1: that's great. You know what else is great? The bill
Speaker 1: of the we That's right, it's time for the best
Speaker 1: minute of your entire week. Maybe a baby was born
Speaker 1: and his name is William. Maybe you've paid off your mortgage,
Speaker 1: maybe your car died and you're happy to not have
Speaker 1: to pay that bill anymore. That's bills, Buffalo bills, Bill Clinton,
Speaker 1: this is the bill of the week. All right, So
Speaker 1: for this listener special, instead of playing a special listener Bill,
Speaker 1: We're going to share our bills because we so very
Speaker 1: rarely get to do that, and yet we all know
Speaker 1: Jen's bill. I have to okay, uh and yeah, go
Speaker 1: for it. Okay, I'll start. Well, first, my bill of
Speaker 1: life is Bill Curtis, the voice of Anchorman, the announcer
Speaker 1: on Wait Wait Don't Tell Me, and before that, critically
Speaker 1: acclaimed actual news anchor. He like actually did stuff before
Speaker 1: I'm coming around, very cool, listened to some caught up
Speaker 1: on some Wait Wait Don't Tell Me? Over the weekend.
Speaker 1: He always has the best Bill puns, Like every episode
Speaker 1: he's got one. Yeah, like on Halloween is happy Bill Oween.
Speaker 1: That's not a good one. I'm sorry, but that's just
Speaker 1: one of the ones I was catching up on this weekend.
Speaker 1: They're much better than that anyways, And I have appreciated
Speaker 1: everyone who We have a listener who lives near Bill Curtis.
Speaker 1: We have of a listener who sent us a Valentine
Speaker 1: that said, Bill, you be my Valentine with Bill Kurt's
Speaker 1: face on. Like we I get these emails and they
Speaker 1: light up my life. They just they light me up
Speaker 1: anytime somebody sends me something Bill Curtis related. And so
Speaker 1: if you have done it in the past, know that
Speaker 1: you have been a small part of joy in my life.
Speaker 1: You can request a Disney episode and send a Bill
Speaker 1: pun to Jen and she will related. Yes. Um So
Speaker 1: my actual bill that I will share that is new
Speaker 1: is the bill I'm about to pay someone to tile
Speaker 1: my bathrooms. I don't know how the quality is going
Speaker 1: to be, and it's just hard to get people to
Speaker 1: to pay. It's hard to find people to pay to
Speaker 1: do work for so normally I'm all about getting more
Speaker 1: stable estimates. Taking the second to cheapest, and I did
Speaker 1: not have not had that option. I'm really like three
Speaker 1: of the three. I've probably called six or seven places,
Speaker 1: gotten three to come over to my house and have
Speaker 1: gotten one estimate from that. That sounds about right. Yeah,
Speaker 1: And finding reliable contractors can be very difficult, stressful, and
Speaker 1: then when you have a timeline of a baby coming,
Speaker 1: it is kind of like, okay, well then just whoever
Speaker 1: is reliable, I'll take whoever's Yeah, whoever will come with tile, yeah,
Speaker 1: is hired. Yes, so that is a bill. I am
Speaker 1: about to be happy to pay to take my money.
Speaker 1: I'm excited to see that happen for you. Yeah, the tide,
Speaker 1: it's going to be very similar to the tile that's
Speaker 1: in your room right now. You can see it. The
Speaker 1: fiber through inspiration from it. I think that's what we're
Speaker 1: going to use, the bay of my existence. But it's
Speaker 1: the reason we got this house. I'm sure of it.
Speaker 1: Everyone else looked at this folk fake stone and said,
Speaker 1: no way, that's too much work, and we said, okay,
Speaker 1: we'll do it because it's not a lot of money.
Speaker 1: That's so true, all right, my bill. I don't know
Speaker 1: if I've said this before. I probably have. It's a
Speaker 1: nugget hidden somewhere. But I realized I am a Bill
Speaker 1: and some regards bound. So a nickname of mine growing
Speaker 1: up was Willie. Why. I think it was this whole
Speaker 1: kind of combination that my grandmother primarily called me. I
Speaker 1: call her Gimba, so we just love to make up names.
Speaker 1: She the whole thing was. I was called silly Jilly
Speaker 1: Willie from Philly sometimes. Then it was Jilly Willie, and
Speaker 1: then that just turned into Willie. My grandmother called me
Speaker 1: Willie for my whole life, and you know, will Willie.
Speaker 1: This Bill short for Bill, No William bill short for
Speaker 1: William whatever. They're all interchangeable. So here I am me
Speaker 1: and my Willie. Oh god um. But also another bill
Speaker 1: which coincides with just a fun fact because it's a
Speaker 1: listener special and we're shooting the breeze over here. I
Speaker 1: am about to pay a bill tomorrow that will be
Speaker 1: the first time ever that I have paid a bill
Speaker 1: like this, And it is getting a haircut out of salon.
Speaker 1: Oh my gosh. Yes, never have I ever paid to
Speaker 1: get my hair cut at a salon. This is Jill speaking.
Speaker 1: I'm thirty three years old. Never have I ever paid
Speaker 1: to get my hair cut in salon, and never have
Speaker 1: I ever let somebody that doesn't have have degree certificate
Speaker 1: in cosmetology touch my hair. Yeah, well see, and those
Speaker 1: are some of my caveats. Is I have paid people
Speaker 1: who have a degree in cosmetology to cut my hair
Speaker 1: in a license and all that. It's just like been
Speaker 1: in their home or at my home. I've never done
Speaker 1: it at a salon. It's always like a friend who
Speaker 1: will do it. And back when throwing them bucks was
Speaker 1: a reasonable amount, I would do that. And now it's
Speaker 1: not a reasonable amount. I will probably pay over sixty dollars.
Speaker 1: But you know what, I haven't cut my hair in
Speaker 1: over a year, and I don't know anybody who's going
Speaker 1: to come to my home and cut my hair, So
Speaker 1: I'm gonna go pay. Yeah, you've got mermaid hair. What
Speaker 1: are you gonna What are you gonna call my hair
Speaker 1: when it doesn't look like a mermaid anymore? I don't know,
Speaker 1: so great free time she sees me, Well, it just
Speaker 1: calls it mermaid hair. Well, because you know how like
Speaker 1: an old pictures of mermaids, they didn't wear tops, they
Speaker 1: just covered, they covered their bosoms. It is enough for
Speaker 1: that I do that sometimes when I don't have a
Speaker 1: top not not a recommendation or a suggestion. I'm just
Speaker 1: saying that's when I think of when I see really
Speaker 1: long hair. Yeah, well, there you got. We've both had
Speaker 1: two bills that we've been piling up there. If you
Speaker 1: listening have a bill that you want to submit, if
Speaker 1: you realize you are a bill, or you've got a
Speaker 1: bill you are excited to pay, you're trying to pay
Speaker 1: someone to tile your bathroom, or you've never paid this
Speaker 1: type of bill before, it's Bill Curtis time. Can we
Speaker 1: just get a bunch of people to call in Bill
Speaker 1: Curtis and maybe he'll hear it and he will call
Speaker 1: in himself. Yeah. Please, Well, so visit Frugal Friends podcast
Speaker 1: dot com, slash bill, keep it vague for us, leave
Speaker 1: us your bill, and now it's time for round. So
Speaker 1: here is our question from Goldie. She asks, what's a
Speaker 1: question or request you wish you added that didn't you?
Speaker 1: It's a question you wish your listeners had asked of you?
Speaker 1: And Jill has inserted or requests No, no, no, no,
Speaker 1: that wasn't that was in there? That was in there
Speaker 1: or a request and it got me think it's just
Speaker 1: in bold. Yeah, well that that was all there, believe
Speaker 1: it or not. Okay, Well, I guess maybe Goldie wanted
Speaker 1: this too. I'll go first a question or a request.
Speaker 1: I wish that our listeners had requested a pregnant dance
Speaker 1: video from Jen because mostly because I love that. I
Speaker 1: love watching pregnant women. Girl, you missed it at the
Speaker 1: wedding this weekend, dang you. I maybe Travis had got
Speaker 1: some video, but I don't think so. That was n
Speaker 1: s f W. That's okay. There's still more time. You
Speaker 1: are a little over halfway through your pregnancy and like
Speaker 1: the bigger you become, the veteran's gonna get. And I
Speaker 1: think you did potentially promise me this, but I know
Speaker 1: that you would you would more strongly deliver if our
Speaker 1: listeners had requested it. So there is still time to
Speaker 1: request a pregnant dance video. I feel like I've got
Speaker 1: like a list of two or three songs that I
Speaker 1: would want it to be too. But I'll let the
Speaker 1: listeners also request that if you call in your bill
Speaker 1: and you also want to request a song, it's always
Speaker 1: like a for me, the standard needs to be like
Speaker 1: a hip hop kind of like break it down, stank
Speaker 1: face pregnant. I was at a friend's house who was
Speaker 1: at our party in April to celebrate our deal with
Speaker 1: my heart and our however many downloads. She was like,
Speaker 1: when Verey, I hear big energy, I think of you. Yeah, yeah,
Speaker 1: that's amazing. You should all right, what's your question or request?
Speaker 1: Wish listeners have asked the question I wish I had, Guys, Jen,
Speaker 1: why do you love Public's tear messious so much? Just
Speaker 1: so you can explain more. I had planned to look
Speaker 1: up like publics Tiarra Missiu, let's we can do it
Speaker 1: in real time. Look, it's the first thing that comes up.
Speaker 1: I wonder if there are any like blog posts about
Speaker 1: how beautiful it is. There's definitely a YouTube review de
Speaker 1: Pinterest says tier Missieu. All of gardens is good, but
Speaker 1: I like Public is the best, and that says nothing
Speaker 1: wow for it. But it is so creamy and it
Speaker 1: is more moist than a traditional tear messiou and I know,
Speaker 1: I'm sorry I use that word, but it is that's
Speaker 1: the best word to describe it. And it's a good thing.
Speaker 1: It's a good kind. Yes, it's more like a tear
Speaker 1: Moissiu custard with some coffee and cake in it versus
Speaker 1: a cake with some mars Capone on it. Thanks so
Speaker 1: much for listening, guys. So as you can see, if
Speaker 1: we do if we do a listener special, you're going
Speaker 1: to get Jen talking about Disney, Bill Curtis and tiramissiou
Speaker 1: like this is her core valuesal Meddal and the things
Speaker 1: that are anchoring her and talking able to not talk
Speaker 1: about me dancing while pregnant. You notice until now I
Speaker 1: haven't said a thing about gum. You haven't. Apparently I'm
Speaker 1: not as dedicated to my things as you are to yours,
Speaker 1: I guess. Ah. Well, thanks for being here, Thanks for
Speaker 1: have you made it this far. Wow, you deserve some
Speaker 1: tarram Sioux. And as you did a prize, well, well
Speaker 1: we're going to give this prize to one of our
Speaker 1: listeners who also shared a review. We still love getting
Speaker 1: those five star reviews. This comes from tiggoty Fluff. That's fun,
Speaker 1: five stars delightful. I find this podcast to be so
Speaker 1: fun and approachable. I liked it initially, but it grew
Speaker 1: on me fast and now I look forward to every
Speaker 1: new episode and have gone back and listen to past
Speaker 1: episodes as well. Wow, Tiggoty Fluff, Jill and Jen are informative, fun, practical,
Speaker 1: and smart. They project a warmth that makes you feel
Speaker 1: like you're sitting down and chatting over coffee. The fun,
Speaker 1: fun structure changes it up so it isn't just one
Speaker 1: big long interview, which I love. Keep it up, ladies.
Speaker 1: Thank you tiggoty Fluff, Ticketty Fluff. That's the kind of
Speaker 1: encouragement we like. Yeah, thank you so much. That's so kind,
Speaker 1: and thank you all for listening. And for all of
Speaker 1: you who have left reviews in the past, if you
Speaker 1: want to keep leaving reviews for us that are nice
Speaker 1: and encouraging. You love that they help potential listeners and
Speaker 1: know if this is the show for them or not,
Speaker 1: because we aren't for everybody, and we always get a
Speaker 1: lot of searchers in January, so if you haven't left
Speaker 1: a review yet, this is the perfect time to let
Speaker 1: your fellow and future Frugal friends know what they're in for. Yes,
Speaker 1: so thank you for your reviews. We love reading them
Speaker 1: and we will see you next time. Frugal Friends is
Speaker 1: produced by Eric sirianni Okay Jen for my very first
Speaker 1: paid salon haircut? What should I do? Should I chop
Speaker 1: it all off? Should I shave it? Take an inch?
Speaker 1: I had a dream last night. I'm just remembering this
Speaker 1: that when I went into the salon what they did
Speaker 1: or or the night before or something. No, no, no no, yeah.
Speaker 1: Before I went to the salon, I had like switched
Speaker 1: hair with someone, and the hair that I've then now
Speaker 1: had after the switch was very coarse, super choppy, and
Speaker 1: super short and and super grown in roots, like almost
Speaker 1: like halfway down the crown of my head was like
Speaker 1: super bleached blonde, and the other half was super super dark,
Speaker 1: again very coarse. Usually the opposite ACKed up like super
Speaker 1: choppy all over and very short. And I was pre
Speaker 1: devastated because I knew I was about to pay a
Speaker 1: lot of money to go to a salon and I
Speaker 1: wasn't giving them much to work with, like it was
Speaker 1: all right, be very short, like what what's more? What
Speaker 1: could they do with this? And I knew that it
Speaker 1: needed to now be dyed because it was and I've
Speaker 1: never ever done that before, like I've not died, like
Speaker 1: at one time I did my own box dying in
Speaker 1: college or something, and I knew that what I got
Speaker 1: that woman probably wouldn't have time to dye my hair.
Speaker 1: It was like this very like realistic, unrealistic nightmare about
Speaker 1: apparently I'm super worried about paying to get my hair
Speaker 1: cut in a salon. Well, just don't switch hair with anybody.
Speaker 1: That would be um. And then like the switching of
Speaker 1: the hair made my face really greasy, so I started
Speaker 1: like breaking out everywhere. Oh my gosh, the procedure they
Speaker 1: used to switch to gas or like, because it wasn't
Speaker 1: my hair, my body wasn't used to it, so it
Speaker 1: was like clogging my pores. It was a weird dream.
Speaker 1: It's a really weird dream. I'm so sorry. So I
Speaker 1: won't switch hair. I'm getting my haircut tomorrow. Lesson learned,
Speaker 1: won't switch hair with anybody. I'll give the mermaid hair
Speaker 1: to work with. And I tell my girl Mariah, take
Speaker 1: an inch off or actually bare minimum, because with curly hair,
Speaker 1: an inch goes a mile inches a mile. Yeah, so
Speaker 1: I say take as little off as you can, and
Speaker 1: she gets it. Because she has very curly hair. I
Speaker 1: think I need like six inches gone. I think you
Speaker 1: could do with six inches. Yeah, I think that'd be fine,
Speaker 1: and it would still be considered a long haircut. It wouldn't.
Speaker 1: This is exciting, it's very excited. I'm going to look
Speaker 1: like a new person. Hopefully I won't recognize you. I'll
Speaker 1: find a new co host. My voice will be the
Speaker 1: same unless it's not, unless I switch voices with people.
Speaker 1: My same hair but a new voice. Ah, that'll be
Speaker 1: my new nightmare tonight. Go listen episode one forty