1
00:00:00,400 --> 00:00:04,280
Speaker 1: You just realized your business needed to hire someone yesterday.

2
00:00:04,800 --> 00:00:09,520
Speaker 1: How can you find amazing candidates fast? Easy? Just use Indeed.

3
00:00:09,960 --> 00:00:12,680
Speaker 1: Stop struggling to get your job posts seen on other

4
00:00:12,760 --> 00:00:16,439
Speaker 1: job sites. With Indeed sponsored jobs, your post jumps to

5
00:00:16,480 --> 00:00:19,000
Speaker 1: the top of the page for your relevant candidates, so

6
00:00:19,120 --> 00:00:22,119
Speaker 1: you can reach the people you want faster. According to

7
00:00:22,160 --> 00:00:26,120
Speaker 1: Indeed data, sponsored jobs posted directly on Indeed have forty

8
00:00:26,120 --> 00:00:30,040
Speaker 1: five percent more applications than non sponsored jobs. Don't wait

9
00:00:30,080 --> 00:00:33,519
Speaker 1: any longer, speed up your hiring right now with Indeed,

10
00:00:33,960 --> 00:00:36,200
Speaker 1: and listeners of this show will get a seventy five

11
00:00:36,280 --> 00:00:39,440
Speaker 1: dollars sponsored job credit to get your jobs more visibility

12
00:00:39,600 --> 00:00:45,320
Speaker 1: at indeed dot com slash pod Katz thirteen. Just go

13
00:00:45,360 --> 00:00:50,120
Speaker 1: to Indeed dot com slash pod katz thirteen right now

14
00:00:50,479 --> 00:00:53,040
Speaker 1: and support our show by saying you heard about Indeed

15
00:00:53,080 --> 00:00:57,400
Speaker 1: on this podcast. Terms and conditions apply. Hiring Indeed is

16
00:00:57,440 --> 00:00:58,080
Speaker 1: all you need.

17
00:01:05,800 --> 00:01:06,679
Speaker 2: Earners, Listen up.

18
00:01:06,920 --> 00:01:09,240
Speaker 3: When people all around the world first started going out

19
00:01:09,240 --> 00:01:12,560
Speaker 3: protesting this summer, you'd hear it over and over. This

20
00:01:12,720 --> 00:01:15,920
Speaker 3: time is different, But how and who are the people

21
00:01:15,959 --> 00:01:18,640
Speaker 3: trying to make it different? And give us new podcast

22
00:01:18,800 --> 00:01:22,680
Speaker 3: resistance posts, SAYI T John Thomas Jr. Brings us stories

23
00:01:22,680 --> 00:01:24,800
Speaker 3: from the front lines of the movement for Black lives,

24
00:01:25,040 --> 00:01:27,720
Speaker 3: told by the generation fighting for the change. It's a

25
00:01:27,720 --> 00:01:30,280
Speaker 3: show about people refusing to accept things as they are

26
00:01:30,600 --> 00:01:33,480
Speaker 3: and how we can make sure this time really is different.

27
00:01:33,840 --> 00:01:41,839
Speaker 3: Resistance is out now. Follow and listen for free on Spotify.

28
00:01:43,200 --> 00:01:46,920
Speaker 4: My graduates from my school being forced back.

29
00:01:46,880 --> 00:02:06,480
Speaker 5: Drop Mike, drop bad. What's good? What's good? Good people? Yeah, man,

30
00:02:06,520 --> 00:02:11,800
Speaker 5: we don't stop working, man, We never stopped working. Holidays, Christmas,

31
00:02:11,840 --> 00:02:16,240
Speaker 5: New Year's, Thanksgiving? We yah, man, We opened up twenty

32
00:02:16,240 --> 00:02:18,160
Speaker 5: four hours like a boat dagger.

33
00:02:19,400 --> 00:02:21,760
Speaker 2: Hey, hey, hey, lady.

34
00:02:22,280 --> 00:02:23,000
Speaker 5: What's going on.

35
00:02:23,880 --> 00:02:24,800
Speaker 2: You gotta mute yourself.

36
00:02:24,800 --> 00:02:26,200
Speaker 5: I'm yourself. I'm mute yourself.

37
00:02:26,960 --> 00:02:27,680
Speaker 2: Yeah, yeah, yeah.

38
00:02:28,120 --> 00:02:29,360
Speaker 6: Hey, can you guys hear me?

39
00:02:30,600 --> 00:02:38,880
Speaker 5: Nah? No, you wanna mute yourself? Yeah? They said they canna.

40
00:02:39,040 --> 00:02:44,400
Speaker 5: We can't hit. Let me say something, say something else.

41
00:02:44,840 --> 00:02:45,720
Speaker 6: You guys can hear me.

42
00:02:47,919 --> 00:02:49,040
Speaker 4: You're gonna do it us again?

43
00:02:49,560 --> 00:02:51,200
Speaker 2: Not again. They owe us, They owe us for the

44
00:02:51,280 --> 00:02:51,680
Speaker 2: last time.

45
00:02:51,720 --> 00:02:56,160
Speaker 5: What's going on, lady, what's up? Not much? Not much.

46
00:02:56,160 --> 00:02:59,280
Speaker 5: If anybody's not familiar, this is this is a bonus. Like,

47
00:02:59,480 --> 00:03:01,680
Speaker 5: since this thing given, we're gonna just It's like a

48
00:03:01,720 --> 00:03:04,280
Speaker 5: meal like you just can't have one, you know what

49
00:03:04,320 --> 00:03:07,840
Speaker 5: I'm saying. Dessert, you gotta have everything. So we got

50
00:03:07,880 --> 00:03:10,400
Speaker 5: a lot of surprises today. This is like our This

51
00:03:10,520 --> 00:03:15,520
Speaker 5: is like our surprise for Thanksgiving. So Miss Business is

52
00:03:15,560 --> 00:03:19,800
Speaker 5: the first guest that ever appeared on ever Ever. It's monumental.

53
00:03:19,840 --> 00:03:21,960
Speaker 5: A lot of people might not know that, but first

54
00:03:21,960 --> 00:03:24,399
Speaker 5: guest ever for Legion episode number seven.

55
00:03:24,280 --> 00:03:28,680
Speaker 2: Number eight. Yes, we got to put number eight on

56
00:03:28,760 --> 00:03:29,200
Speaker 2: your shirt.

57
00:03:29,440 --> 00:03:29,959
Speaker 5: Number eight.

58
00:03:30,560 --> 00:03:32,040
Speaker 6: I need a number eight on my shirt.

59
00:03:32,880 --> 00:03:35,640
Speaker 7: I told you guys, gonna be my uniform, so make

60
00:03:35,640 --> 00:03:38,120
Speaker 7: sure that you stand for eight on the back of it.

61
00:03:40,440 --> 00:03:46,680
Speaker 5: So Miss Business is our CPA for multiple businesses that

62
00:03:46,720 --> 00:03:48,760
Speaker 5: we that we now have e y L e y

63
00:03:48,800 --> 00:03:52,120
Speaker 5: L University, our trucking business, a bunch of different stuff

64
00:03:52,600 --> 00:03:55,120
Speaker 5: and we wanted to bring her on for a few reasons.

65
00:03:55,120 --> 00:03:56,800
Speaker 5: We felt it was timely at the end of the year.

66
00:03:56,840 --> 00:03:58,440
Speaker 5: So first off, backup and say what this is so

67
00:03:59,360 --> 00:04:01,680
Speaker 5: e y O. You know, Versity is our educational platform

68
00:04:01,720 --> 00:04:04,760
Speaker 5: and once a week, every single Wednesday, we do a

69
00:04:04,760 --> 00:04:08,160
Speaker 5: class and then the last Wednesday of the month we

70
00:04:08,240 --> 00:04:10,440
Speaker 5: open it up to the public. It's called opening Romance.

71
00:04:10,480 --> 00:04:12,640
Speaker 5: So the whole so you know, everybody can see for

72
00:04:12,680 --> 00:04:15,360
Speaker 5: them spells and yeah, it's like, you know, we don't

73
00:04:15,400 --> 00:04:18,360
Speaker 5: hide our work. We show it. So every week it's

74
00:04:18,400 --> 00:04:21,800
Speaker 5: a different topic. So this week we're gonna talk about

75
00:04:21,800 --> 00:04:23,279
Speaker 5: a few different things. But I thought it was timely

76
00:04:23,360 --> 00:04:26,320
Speaker 5: because you know, I made that post on social media

77
00:04:27,200 --> 00:04:30,520
Speaker 5: with the cars with the range Rovers and meet Troy

78
00:04:30,560 --> 00:04:33,680
Speaker 5: and Matt we got range Rovers, and I just I

79
00:04:33,800 --> 00:04:35,400
Speaker 5: kind of put like a little thing and that you know,

80
00:04:35,720 --> 00:04:39,279
Speaker 5: we're done responsibly and we got a business deduction and

81
00:04:39,320 --> 00:04:41,120
Speaker 5: we save money on taxes and all that, and it

82
00:04:41,240 --> 00:04:43,000
Speaker 5: just went crazy, a lot of people asking questions how

83
00:04:43,000 --> 00:04:45,440
Speaker 5: you do that? Da da da da. And then I'm figuring,

84
00:04:45,560 --> 00:04:47,520
Speaker 5: you know, since it's the end of the year, it

85
00:04:47,640 --> 00:04:50,360
Speaker 5: might be some some tax questions and things of that nature.

86
00:04:50,400 --> 00:04:54,360
Speaker 5: So we actually just had our call with you as

87
00:04:54,400 --> 00:04:57,000
Speaker 5: far as you know, earning your leisure, our tax strategy,

88
00:04:57,040 --> 00:04:59,640
Speaker 5: and what deductions we plan on taking before the end

89
00:04:59,640 --> 00:05:01,960
Speaker 5: of the year, things of that nature. So I'm like,

90
00:05:02,000 --> 00:05:04,039
Speaker 5: all right, so why should we be the only ones

91
00:05:04,080 --> 00:05:06,240
Speaker 5: privy to this excellent information?

92
00:05:06,320 --> 00:05:09,800
Speaker 2: Why can't service, yeah for sure about the service.

93
00:05:09,480 --> 00:05:11,520
Speaker 5: Why can't why can't the whole world be privy to

94
00:05:11,560 --> 00:05:15,120
Speaker 5: this whole to this information and one thing about you know,

95
00:05:15,200 --> 00:05:21,720
Speaker 5: our alumni, they never tell us, no they So that's

96
00:05:21,720 --> 00:05:24,840
Speaker 5: what we're gonna do. We're gonna drop some gems and

97
00:05:24,920 --> 00:05:28,000
Speaker 5: then we're gonna talk about investing afterwards with another one

98
00:05:28,040 --> 00:05:31,080
Speaker 5: of our guests. But first and foremost, Miss Business, thank

99
00:05:31,120 --> 00:05:33,000
Speaker 5: you for joining us. Appreciate it.

100
00:05:33,240 --> 00:05:33,919
Speaker 4: Of course.

101
00:05:34,240 --> 00:05:38,240
Speaker 7: Of course, where else would I rather be day before Thanksgiving?

102
00:05:38,600 --> 00:05:39,360
Speaker 6: But with you guys.

103
00:05:45,200 --> 00:05:48,400
Speaker 5: Somebody said, somebody said, I got a hughe he from

104
00:05:48,440 --> 00:05:50,640
Speaker 5: the business. Sure, now that's that's Sat.

105
00:05:50,920 --> 00:05:53,640
Speaker 3: That's that's that good Sat.

106
00:05:54,760 --> 00:05:57,080
Speaker 2: I told you good, good merch merch.

107
00:05:57,120 --> 00:05:58,599
Speaker 5: I need to come up to the one on the camera,

108
00:05:58,680 --> 00:06:00,880
Speaker 5: that's good merch man. We don't, we haven't. You know

109
00:06:00,920 --> 00:06:03,280
Speaker 5: what I'm saying. You see, Troy got the tie die

110
00:06:03,320 --> 00:06:08,360
Speaker 5: shirt I got. I got the satin sweatsuit like an

111
00:06:08,400 --> 00:06:11,000
Speaker 5: old nineteen eighties mobster.

112
00:06:11,440 --> 00:06:12,560
Speaker 2: That's a fact. That's all.

113
00:06:13,960 --> 00:06:16,840
Speaker 5: Some mobster. All I need is my glasses. Man didn't

114
00:06:16,839 --> 00:06:18,200
Speaker 5: bring them today, No, I didn't bring them today. I

115
00:06:18,200 --> 00:06:23,480
Speaker 5: didn't bring them today. Seeing us, he cheating us, I

116
00:06:23,560 --> 00:06:24,800
Speaker 5: had to take a break. I had to take a

117
00:06:24,839 --> 00:06:25,520
Speaker 5: break for a minute.

118
00:06:25,560 --> 00:06:26,560
Speaker 2: You see some people doing it.

119
00:06:27,080 --> 00:06:31,920
Speaker 5: Uh, you know, how that goes man, talk to him, spicy,

120
00:06:32,040 --> 00:06:36,400
Speaker 5: follow the leader. But let's let's let's get into a missbusiness.

121
00:06:36,400 --> 00:06:39,440
Speaker 5: So we the first thing I want told you about

122
00:06:39,440 --> 00:06:41,600
Speaker 5: few different things as far as tax plan is concerned,

123
00:06:41,600 --> 00:06:44,440
Speaker 5: but the first thing that we did well, not the

124
00:06:44,440 --> 00:06:46,200
Speaker 5: first thing that we did, but the thing that I

125
00:06:46,240 --> 00:06:49,479
Speaker 5: want to talk about first is the cars, because you know,

126
00:06:49,680 --> 00:06:52,400
Speaker 5: it's one of these things that gets people's attention and

127
00:06:52,480 --> 00:06:54,880
Speaker 5: everybody has an opinion on it, and it's like but

128
00:06:55,600 --> 00:06:57,240
Speaker 5: you know, like I said, everything that we do we

129
00:06:57,480 --> 00:06:59,800
Speaker 5: do responsibly, and everything that we do we share with

130
00:06:59,680 --> 00:07:02,400
Speaker 5: the public. So you know, when we when we was

131
00:07:02,440 --> 00:07:04,600
Speaker 5: purchasing our cars and shout out to you because you

132
00:07:04,600 --> 00:07:06,600
Speaker 5: were the first person that really because I had never

133
00:07:06,640 --> 00:07:08,400
Speaker 5: put a car on a business name before. I always

134
00:07:08,480 --> 00:07:10,480
Speaker 5: used to just you know, buy my car at least

135
00:07:10,520 --> 00:07:12,360
Speaker 5: my cars and put it on my own personal.

136
00:07:12,080 --> 00:07:14,840
Speaker 2: Name, and I never even had the opportunity.

137
00:07:14,920 --> 00:07:16,280
Speaker 5: You can I say, well, I can say what kind

138
00:07:16,280 --> 00:07:18,720
Speaker 5: of car you got? You got the G Wagon, you

139
00:07:18,760 --> 00:07:24,360
Speaker 5: gotg Yeah, business got the g Wagon, big boy, big body,

140
00:07:24,720 --> 00:07:30,240
Speaker 5: the g amg G sixty three, sixty three, he's sixty three.

141
00:07:30,280 --> 00:07:31,280
Speaker 5: That's what you have been saying.

142
00:07:31,320 --> 00:07:35,000
Speaker 3: I mean, if you like, let's see, if you ain't

143
00:07:35,040 --> 00:07:37,080
Speaker 3: rolling like that, man, you might need to find a

144
00:07:37,120 --> 00:07:37,480
Speaker 3: new one.

145
00:07:37,560 --> 00:07:42,880
Speaker 5: G sixty three, that's what you mean. That's a fact, man, Spicy.

146
00:07:43,080 --> 00:07:45,920
Speaker 5: So when when I was talking to her and she

147
00:07:45,960 --> 00:07:47,400
Speaker 5: gave me some games, She's like, yeah, you know, I

148
00:07:47,400 --> 00:07:50,800
Speaker 5: put it under my business account and she kind of

149
00:07:50,840 --> 00:07:52,880
Speaker 5: like gave me the knowledge on it. So I'm like,

150
00:07:53,360 --> 00:07:54,840
Speaker 5: all right, well, I'm gonna get a car, so I

151
00:07:54,960 --> 00:07:56,840
Speaker 5: might as well do the same thing. And it was

152
00:07:56,880 --> 00:07:59,240
Speaker 5: a lot easier, and I thought it was going to

153
00:07:59,280 --> 00:08:02,200
Speaker 5: be like it literally took me five minutes. And the

154
00:08:02,240 --> 00:08:05,920
Speaker 5: dope part for me is that my base, my bank

155
00:08:05,960 --> 00:08:08,360
Speaker 5: that I'm getting the financing through is Chase, and I

156
00:08:08,480 --> 00:08:11,000
Speaker 5: bank with Chase. So on the app it has like

157
00:08:11,040 --> 00:08:13,760
Speaker 5: my car payment thing right there, and it's like all

158
00:08:13,800 --> 00:08:16,400
Speaker 5: I gotta do is just open my Chase app and

159
00:08:16,440 --> 00:08:19,080
Speaker 5: it's just automatic for the for the car payment, straight

160
00:08:19,120 --> 00:08:21,400
Speaker 5: from the straight from the stay from the business account.

161
00:08:21,720 --> 00:08:24,440
Speaker 5: So let's talk about it. Let's talk about it. So

162
00:08:24,480 --> 00:08:27,360
Speaker 5: there's two ways that you can that you can accomplish

163
00:08:27,360 --> 00:08:29,880
Speaker 5: this right. Well, first let's talk about the six thousand

164
00:08:29,960 --> 00:08:32,280
Speaker 5: pound ul because a lot of people was asking about

165
00:08:32,280 --> 00:08:34,640
Speaker 5: the six thousand pound rul. They thought that that's what

166
00:08:34,720 --> 00:08:37,679
Speaker 5: it was. Because if you're not familiar, well, I'll let you, I'll,

167
00:08:37,760 --> 00:08:40,800
Speaker 5: i'll They say, I talk too much. You're explaining the

168
00:08:40,800 --> 00:08:41,680
Speaker 5: six thousands so.

169
00:08:41,640 --> 00:08:44,439
Speaker 6: Smart, that's so smart. You can't help it.

170
00:08:44,960 --> 00:08:48,920
Speaker 7: You can't hope it all right, So let's talk about vehicles, right,

171
00:08:49,000 --> 00:08:52,680
Speaker 7: So you have you have your standard vehicles. Right, Most

172
00:08:52,800 --> 00:08:57,040
Speaker 7: vehicles like even rain drovers, g wagons, they fall a

173
00:08:57,080 --> 00:08:59,839
Speaker 7: little under six thousand pounds, but for the most part,

174
00:09:00,160 --> 00:09:04,760
Speaker 7: all vehicles fall under about six thousand pounds. And if

175
00:09:04,800 --> 00:09:07,240
Speaker 7: you do, and we'll talk, and I also want to

176
00:09:07,280 --> 00:09:10,520
Speaker 7: talk about the different ways you can go about purchasing

177
00:09:10,520 --> 00:09:13,360
Speaker 7: your vehicle. Right, So you have your finance in, then

178
00:09:13,400 --> 00:09:15,040
Speaker 7: you have your lease in, or you can pick the

179
00:09:15,120 --> 00:09:15,920
Speaker 7: mileage method.

180
00:09:16,240 --> 00:09:18,920
Speaker 6: Right. Most people are very familiar with the mileage method.

181
00:09:19,640 --> 00:09:23,160
Speaker 7: However, when you finance your car, it when you could

182
00:09:23,200 --> 00:09:26,480
Speaker 7: pretty much purchase your vehicle. It sits as an asset

183
00:09:26,480 --> 00:09:28,480
Speaker 7: in your business. Right, So when it sits as an

184
00:09:28,520 --> 00:09:32,120
Speaker 7: asset in your business, anytime you have any type of assets,

185
00:09:32,559 --> 00:09:36,360
Speaker 7: you get to depreciate them. So when you are depreciating

186
00:09:36,880 --> 00:09:41,040
Speaker 7: your vehicles, there's certain timeframes in terms of years that

187
00:09:41,120 --> 00:09:44,040
Speaker 7: you get to depreciate it over So for anyone that

188
00:09:44,160 --> 00:09:47,920
Speaker 7: isn't familiar when you depreciate any sort of asset, what

189
00:09:47,960 --> 00:09:53,200
Speaker 7: you're doing is you are you're pretty much allocating the

190
00:09:53,320 --> 00:09:57,440
Speaker 7: cost of whatever asset you acquired, and you are writing

191
00:09:57,480 --> 00:10:01,280
Speaker 7: it off over time. Right. So with the vehicle, typically

192
00:10:02,200 --> 00:10:07,800
Speaker 7: standard depreciation years for a vehicle is seven years. However,

193
00:10:08,480 --> 00:10:12,840
Speaker 7: there's this thing called bonus appreciation that Trump put that

194
00:10:12,880 --> 00:10:18,439
Speaker 7: Trump pretty much wrote into his tax code, where for vehicles.

195
00:10:17,960 --> 00:10:21,720
Speaker 6: That are less than six thousand pounds.

196
00:10:21,480 --> 00:10:24,400
Speaker 7: You the first year you get to the duck eighteen

197
00:10:24,480 --> 00:10:25,479
Speaker 7: thousand dollars.

198
00:10:25,559 --> 00:10:27,160
Speaker 6: Right, the second year.

199
00:10:27,040 --> 00:10:31,240
Speaker 7: You get to depreciate sixteen thousand, and then the year

200
00:10:31,320 --> 00:10:34,240
Speaker 7: after that you get to the duck ninety six hundred.

201
00:10:34,640 --> 00:10:37,920
Speaker 7: Right in year three, then every year after that you

202
00:10:37,960 --> 00:10:40,960
Speaker 7: get to the duck five thousand, seven hundred and sixty dollars.

203
00:10:41,000 --> 00:10:43,240
Speaker 7: For each year intil the value of your asset has

204
00:10:43,280 --> 00:10:47,640
Speaker 7: been pretty much fully depreciated, right, meaning that you've captured

205
00:10:47,640 --> 00:10:50,880
Speaker 7: the full cost of your vehicle. Now, if your vehicle

206
00:10:51,080 --> 00:10:53,679
Speaker 7: is more than six thousand pounds, you get to the

207
00:10:53,760 --> 00:10:56,640
Speaker 7: duck one hundred percent of the vehicle, right, And why

208
00:10:56,720 --> 00:11:00,400
Speaker 7: that is so important is because sometimes.

209
00:11:00,280 --> 00:11:02,520
Speaker 6: People need those deductions. Right.

210
00:11:03,200 --> 00:11:06,600
Speaker 7: You may say, listen, I purchased this vehicle. It's over

211
00:11:06,679 --> 00:11:09,760
Speaker 7: six thousand pounds. I need those write offs, right. So

212
00:11:09,840 --> 00:11:12,800
Speaker 7: instead of writing it off over years, you get to

213
00:11:12,840 --> 00:11:14,839
Speaker 7: write it off one hundred percent.

214
00:11:14,520 --> 00:11:15,200
Speaker 4: In that year.

215
00:11:15,520 --> 00:11:18,240
Speaker 6: The good thing about bonus appreciation you can choose to

216
00:11:18,280 --> 00:11:19,440
Speaker 6: take it. You can choose not to.

217
00:11:19,520 --> 00:11:22,120
Speaker 7: So let's just say, hypothetically, if you were saying, you

218
00:11:22,160 --> 00:11:26,680
Speaker 7: know what my vehicle I want to you know, I

219
00:11:26,679 --> 00:11:30,120
Speaker 7: don't want to take advantage of bonus appreciation, right, you

220
00:11:30,200 --> 00:11:33,839
Speaker 7: will just write it off over years, over let's say

221
00:11:33,840 --> 00:11:37,000
Speaker 7: those seven years. And why that's important is because in

222
00:11:37,040 --> 00:11:40,400
Speaker 7: like tax planning sessions, we get to make those decisions.

223
00:11:40,480 --> 00:11:40,680
Speaker 6: Right.

224
00:11:40,720 --> 00:11:44,360
Speaker 7: So Rashaw talked about tax planning where I sit down

225
00:11:44,360 --> 00:11:46,600
Speaker 7: with my clients and I kind of find out everything

226
00:11:46,640 --> 00:11:49,000
Speaker 7: that's going on, and then we get to make the

227
00:11:49,080 --> 00:11:53,240
Speaker 7: decision on saying, okay, if you finance, okay, should we

228
00:11:53,280 --> 00:11:56,680
Speaker 7: take advantage of bonus appreciation? Is your vehicle over six

229
00:11:56,760 --> 00:11:59,839
Speaker 7: thousand pounds is it not? And how we can treat

230
00:11:59,840 --> 00:12:04,200
Speaker 7: it right. Another option is leasing your vehicle. So when

231
00:12:04,280 --> 00:12:07,480
Speaker 7: you lease your vehicle, you get to write one of

232
00:12:07,520 --> 00:12:10,720
Speaker 7: the least payment off. Right, it's like any other expense

233
00:12:10,760 --> 00:12:13,800
Speaker 7: that you are incurring on a vehicle. Keep in mind,

234
00:12:13,800 --> 00:12:16,200
Speaker 7: on the fine, if you're financing as well as leasing,

235
00:12:16,240 --> 00:12:20,120
Speaker 7: you are also able to take deductions such as gas,

236
00:12:22,120 --> 00:12:30,959
Speaker 7: insurance payments, registration, any sort of car washes, tires. Right,

237
00:12:31,000 --> 00:12:33,480
Speaker 7: you get to write those things off. And I wanted

238
00:12:33,520 --> 00:12:37,120
Speaker 7: to mention those things because then you have the mileage

239
00:12:37,160 --> 00:12:40,040
Speaker 7: method that people are very familiar with. So with the

240
00:12:40,160 --> 00:12:43,240
Speaker 7: mileage method, you pretty much it's kind of like a

241
00:12:43,320 --> 00:12:47,960
Speaker 7: quick calculation for I'm sorry, I keep seeing people ask

242
00:12:48,000 --> 00:12:50,960
Speaker 7: about pounds, so I can't necessarily tell you how many

243
00:12:51,000 --> 00:12:54,320
Speaker 7: pounds your vehicles are, but I'm sure if you google it,

244
00:12:54,640 --> 00:12:57,079
Speaker 7: you will find out how much of your cole waves.

245
00:12:58,040 --> 00:13:02,720
Speaker 7: So now, in regards to the mileage method, that's pretty

246
00:13:02,760 --> 00:13:05,120
Speaker 7: much the IRS quick way of saying, you know what,

247
00:13:05,679 --> 00:13:07,640
Speaker 7: if you don't want to keep track, and you don't

248
00:13:07,679 --> 00:13:09,400
Speaker 7: want to write off your payments, or even if you

249
00:13:09,559 --> 00:13:12,520
Speaker 7: drive a lot and it may be to your best interest,

250
00:13:13,000 --> 00:13:17,720
Speaker 7: instead of writing off the least payments or depreciating your vehicle,

251
00:13:18,080 --> 00:13:20,360
Speaker 7: will just do the mileage method. So what that means

252
00:13:20,400 --> 00:13:24,560
Speaker 7: is you just track your mouths from all of your

253
00:13:24,600 --> 00:13:28,360
Speaker 7: business activities throughout the year and then you will multiply.

254
00:13:28,520 --> 00:13:31,200
Speaker 6: However, mini moles that is for twenty nineteen was fifty

255
00:13:31,240 --> 00:13:33,000
Speaker 6: eight cents per mile.

256
00:13:33,559 --> 00:13:36,960
Speaker 7: Now, the thing that people always make the mistake of

257
00:13:37,040 --> 00:13:39,000
Speaker 7: when it comes to the mileage method is that they

258
00:13:39,000 --> 00:13:41,880
Speaker 7: feel they can take the mileage method and then also

259
00:13:42,040 --> 00:13:45,760
Speaker 7: deduct gas and insurance and all of those things on

260
00:13:45,840 --> 00:13:49,000
Speaker 7: top of it. But you can't the idea behind the

261
00:13:49,080 --> 00:13:52,720
Speaker 7: mileage method. It's kind of like a quick calculation for

262
00:13:52,800 --> 00:13:55,000
Speaker 7: you to say, you know what, I'm just going to

263
00:13:55,120 --> 00:14:00,120
Speaker 7: write off my vehicle this way. Something to note is

264
00:14:00,160 --> 00:14:03,040
Speaker 7: that you have to either take advantage of the mileage

265
00:14:03,080 --> 00:14:05,880
Speaker 7: method or the actual method, right. So the actual method

266
00:14:06,200 --> 00:14:09,360
Speaker 7: is writing off your actual expenses such as you know,

267
00:14:09,400 --> 00:14:12,199
Speaker 7: like your leash, your insurance, your gas, all of those things,

268
00:14:12,320 --> 00:14:14,360
Speaker 7: or you use the mileage method, right, which is a

269
00:14:14,440 --> 00:14:15,239
Speaker 7: quick calculation.

270
00:14:16,720 --> 00:14:19,920
Speaker 6: So I don't think I have any more to.

271
00:14:19,960 --> 00:14:23,600
Speaker 3: Really, no real quick because as I'm listening to you say,

272
00:14:23,880 --> 00:14:27,240
Speaker 3: and from a CPA standpoint, is it best that like

273
00:14:27,440 --> 00:14:29,640
Speaker 3: if I have a credit card, I allocate that credit

274
00:14:29,640 --> 00:14:32,440
Speaker 3: card specifically to all those things, right, So that makes

275
00:14:32,480 --> 00:14:34,920
Speaker 3: it easier to to to make for bookkeeping.

276
00:14:35,640 --> 00:14:37,040
Speaker 2: A good idea because when.

277
00:14:36,960 --> 00:14:39,480
Speaker 7: We're doing your bookkeeping, well, we'll be able to allocate

278
00:14:39,520 --> 00:14:43,240
Speaker 7: that what you guys should have. And and I don't know,

279
00:14:43,280 --> 00:14:44,480
Speaker 7: I'm gonna put this out there. I don't know if

280
00:14:44,520 --> 00:14:46,720
Speaker 7: you guys have it. But everyone who has a business,

281
00:14:46,720 --> 00:14:49,160
Speaker 7: and you guys have business credit, everyone should have a

282
00:14:49,160 --> 00:14:52,520
Speaker 7: gas card, right, So if you guys don't have gas cards,

283
00:14:52,560 --> 00:14:53,720
Speaker 7: you should get gas cards.

284
00:14:54,560 --> 00:14:58,200
Speaker 5: A card for gasoline, yes.

285
00:14:58,040 --> 00:15:00,320
Speaker 7: But it's strictly under your business name, so they go

286
00:15:00,520 --> 00:15:04,080
Speaker 7: they base it off of your business credit and that's

287
00:15:04,080 --> 00:15:08,920
Speaker 7: how you qualify for the the the gas cards. So

288
00:15:09,000 --> 00:15:13,280
Speaker 7: like I have VP, Shell has gas cards. There's a

289
00:15:13,280 --> 00:15:17,960
Speaker 7: few different there's a few different gas companies that issue

290
00:15:18,680 --> 00:15:21,600
Speaker 7: gas cards. But that is a really good way because

291
00:15:22,080 --> 00:15:25,840
Speaker 7: you know that that card is specifically for gas. There's

292
00:15:25,920 --> 00:15:30,720
Speaker 7: usually like you'll get a like reduced rates, and then

293
00:15:30,760 --> 00:15:32,920
Speaker 7: it's a really good way to just kind of keep

294
00:15:32,960 --> 00:15:34,880
Speaker 7: track of it and build your business credit at the

295
00:15:34,920 --> 00:15:35,400
Speaker 7: same time.

296
00:15:36,800 --> 00:15:38,280
Speaker 6: So that is that's really good.

297
00:15:38,960 --> 00:15:41,480
Speaker 5: I didn't even know about the gas card. I learned something.

298
00:15:41,560 --> 00:15:42,320
Speaker 5: I just learned something.

299
00:15:42,360 --> 00:15:44,640
Speaker 2: Just now got to call my CPA to on Friday.

300
00:15:44,760 --> 00:15:48,920
Speaker 5: You learn you learned something every day. You learned something

301
00:15:48,960 --> 00:15:51,080
Speaker 5: every day, So so you shouldn't be getting gas because

302
00:15:51,080 --> 00:15:52,880
Speaker 5: like right now I'm getting gas, it's on my regular

303
00:15:52,880 --> 00:15:54,400
Speaker 5: credit card. I shouldn't be doing that.

304
00:15:55,160 --> 00:15:58,000
Speaker 7: Everything should be under your business name. And that's something

305
00:15:58,520 --> 00:16:01,000
Speaker 7: very important. So when you say under or under your

306
00:16:01,000 --> 00:16:03,400
Speaker 7: credit card, is it your personal credit card or business

307
00:16:03,480 --> 00:16:04,040
Speaker 7: credit card?

308
00:16:04,880 --> 00:16:06,760
Speaker 5: The gas is my personal credit card.

309
00:16:06,840 --> 00:16:09,000
Speaker 6: Personal, So yeah, you need a business credit card.

310
00:16:09,240 --> 00:16:12,040
Speaker 7: So it should either be under your business gas card

311
00:16:12,160 --> 00:16:14,520
Speaker 7: or your business credit card. And I'm glad that you

312
00:16:14,640 --> 00:16:17,040
Speaker 7: said that because that is the number one struggle that

313
00:16:17,120 --> 00:16:21,360
Speaker 7: I have with business owners is that we co mingle

314
00:16:21,520 --> 00:16:26,040
Speaker 7: our funds. Right, we take our personal funds, our personal

315
00:16:26,080 --> 00:16:27,200
Speaker 7: credit and we pay.

316
00:16:27,000 --> 00:16:28,800
Speaker 6: For things on the business side.

317
00:16:28,960 --> 00:16:32,320
Speaker 7: And we have to start looking and treating our businesses

318
00:16:32,560 --> 00:16:35,480
Speaker 7: like separate people, right, Like you would never come and

319
00:16:35,520 --> 00:16:38,800
Speaker 7: pay my bills, I would never come and pay your bills, right,

320
00:16:38,840 --> 00:16:40,360
Speaker 7: And you just have to kind of look at your

321
00:16:40,520 --> 00:16:43,320
Speaker 7: entity like that as well, Right, Like your entity has

322
00:16:43,680 --> 00:16:47,840
Speaker 7: their own has its own legal name, it has its

323
00:16:47,840 --> 00:16:51,440
Speaker 7: own EI in number that acts as a Social Security number. Right,

324
00:16:51,520 --> 00:16:55,240
Speaker 7: So you definitely should not be paying for your gas

325
00:16:55,360 --> 00:16:57,480
Speaker 7: now that you have the car under your business you

326
00:16:57,520 --> 00:17:00,640
Speaker 7: should not be paying for your gas under your personal car.

327
00:17:02,560 --> 00:17:03,960
Speaker 6: Okay, so I'm happy that.

328
00:17:04,160 --> 00:17:04,800
Speaker 4: You said that.

329
00:17:05,160 --> 00:17:07,920
Speaker 5: Noted, noted, I appreciate that. So I should be paying

330
00:17:07,960 --> 00:17:09,639
Speaker 5: for it for either a business credit card or a

331
00:17:09,680 --> 00:17:13,919
Speaker 5: business debit card. Yes, what about any other expenses that

332
00:17:14,040 --> 00:17:16,280
Speaker 5: might come with the car? Everything should be paid, thing

333
00:17:16,320 --> 00:17:16,679
Speaker 5: should be.

334
00:17:16,720 --> 00:17:17,520
Speaker 6: Under your business.

335
00:17:17,800 --> 00:17:20,800
Speaker 7: That car now belongs to your business. So look at

336
00:17:20,880 --> 00:17:23,480
Speaker 7: it as though like my car, right, Like if I

337
00:17:23,600 --> 00:17:25,919
Speaker 7: needed tires, you wouldn't come and be like, you know what,

338
00:17:25,960 --> 00:17:27,960
Speaker 7: I'm going to pay for that. That's kind of like

339
00:17:28,040 --> 00:17:30,359
Speaker 7: what you're doing. I mean, unless you just want to

340
00:17:30,400 --> 00:17:37,320
Speaker 7: give me like be nice and generous. But but you know, ideally,

341
00:17:37,359 --> 00:17:39,399
Speaker 7: that's how I like to explain it to people. You know,

342
00:17:39,480 --> 00:17:43,159
Speaker 7: you just have to separate everything out that.

343
00:17:42,640 --> 00:17:45,600
Speaker 6: That car is not your car. That car is the

344
00:17:45,720 --> 00:17:46,520
Speaker 6: business car.

345
00:17:46,920 --> 00:17:48,720
Speaker 7: So you want to take care of all of the

346
00:17:48,880 --> 00:17:56,040
Speaker 7: expenses underneath the business maintenance, you know, car registration, inspection,

347
00:17:56,560 --> 00:18:00,200
Speaker 7: everything relating to the car should be under the buses

348
00:18:00,359 --> 00:18:02,400
Speaker 7: name got.

349
00:18:02,200 --> 00:18:05,359
Speaker 5: It, got it, got it, and yeah, so the six

350
00:18:05,400 --> 00:18:11,159
Speaker 5: thousand rule. The range rovers range from forty four nine

351
00:18:11,200 --> 00:18:14,560
Speaker 5: hundred pounds to five thousand, seven hundred and forty five pounds.

352
00:18:14,560 --> 00:18:17,560
Speaker 5: So the range Rover is just underneath six thousand pounds.

353
00:18:18,160 --> 00:18:21,520
Speaker 5: So that's why we did the what we do, we're

354
00:18:21,560 --> 00:18:23,280
Speaker 5: doing this, we're doing standard or actual.

355
00:18:24,080 --> 00:18:27,120
Speaker 7: You're doing actual, right, you guys are going to do actual,

356
00:18:27,359 --> 00:18:29,360
Speaker 7: and you're going to write off your payment.

357
00:18:29,800 --> 00:18:31,959
Speaker 5: Right, So that's why we did actual. But what we

358
00:18:32,080 --> 00:18:34,359
Speaker 5: what we are using the six thousand pound rule for

359
00:18:35,200 --> 00:18:38,919
Speaker 5: is our truck, big truck, the big truck, not the

360
00:18:39,040 --> 00:18:41,280
Speaker 5: range room, not that truck, the real truck.

361
00:18:41,320 --> 00:18:41,960
Speaker 6: The truck is.

362
00:18:43,800 --> 00:18:46,680
Speaker 5: Eighteen wheeler. So yeah, you want to talk about that.

363
00:18:47,560 --> 00:18:53,040
Speaker 7: Yes, So that is definitely a really good perk for

364
00:18:53,440 --> 00:18:56,760
Speaker 7: my people that get into trucking where you are able

365
00:18:56,800 --> 00:19:00,119
Speaker 7: to write off one hundred of the view for costs.

366
00:19:00,880 --> 00:19:04,920
Speaker 6: So again, you may need starting up that business.

367
00:19:04,960 --> 00:19:07,040
Speaker 7: You may need to write that, you know, write that

368
00:19:07,119 --> 00:19:10,480
Speaker 7: vehicle off one hundred percent in that year. But again,

369
00:19:10,560 --> 00:19:13,000
Speaker 7: let's say if we sat down and we were like,

370
00:19:13,080 --> 00:19:15,959
Speaker 7: you know what, if we kind of take the entire

371
00:19:16,160 --> 00:19:18,800
Speaker 7: cost of the vehicle, that may put us in a negative.

372
00:19:19,119 --> 00:19:21,200
Speaker 7: Depending on what you're trying to do. You may try

373
00:19:21,200 --> 00:19:22,920
Speaker 7: to qualify for a home. You may be trying to

374
00:19:22,960 --> 00:19:25,400
Speaker 7: go for a loan, right, you may not want your

375
00:19:26,119 --> 00:19:29,080
Speaker 7: even though when they do loans they add back depreciation.

376
00:19:29,720 --> 00:19:32,960
Speaker 7: But you may not want to exhaust all of that,

377
00:19:34,440 --> 00:19:36,919
Speaker 7: all of that expense into for twenty twenty.

378
00:19:37,240 --> 00:19:39,240
Speaker 6: You may want to kind of keep it on the

379
00:19:39,240 --> 00:19:39,920
Speaker 6: book so that.

380
00:19:39,840 --> 00:19:43,280
Speaker 7: You can exhaust it over time, right, And that is

381
00:19:43,359 --> 00:19:46,320
Speaker 7: what's extremely important, and that's why it's important to have

382
00:19:46,400 --> 00:19:47,560
Speaker 7: these conversations.

383
00:19:47,640 --> 00:19:47,880
Speaker 4: Right.

384
00:19:48,160 --> 00:19:50,080
Speaker 7: So, there's a couple things that I pointed out so

385
00:19:50,160 --> 00:19:52,160
Speaker 7: far that you need to have the conversation. You need

386
00:19:52,200 --> 00:19:54,160
Speaker 7: to understand if you're going to do the actual method

387
00:19:54,240 --> 00:19:56,919
Speaker 7: or the knowledge method. You also need to understand if

388
00:19:56,960 --> 00:20:00,199
Speaker 7: you're going to take advantage of bonus and depreciation or

389
00:20:00,200 --> 00:20:04,280
Speaker 7: you're not right. And so those conversations have to be had,

390
00:20:04,560 --> 00:20:07,040
Speaker 7: and they have to be had ideally before the year

391
00:20:07,160 --> 00:20:07,639
Speaker 7: is over.

392
00:20:07,800 --> 00:20:07,960
Speaker 6: Ray.

393
00:20:08,000 --> 00:20:11,680
Speaker 7: I have so many clients that I engage and they're like, yeah,

394
00:20:11,800 --> 00:20:15,000
Speaker 7: only time I talk to my accountant is January through April.

395
00:20:15,320 --> 00:20:18,760
Speaker 7: But now that you guys have businesses, you have trucking companies,

396
00:20:19,359 --> 00:20:22,920
Speaker 7: you real estate, whatever it is, you can't wait until

397
00:20:23,000 --> 00:20:25,960
Speaker 7: the end of I mean, the next year to talk

398
00:20:26,000 --> 00:20:26,840
Speaker 7: about taxes.

399
00:20:29,119 --> 00:20:33,959
Speaker 5: It's a fact. It's extremely important, and I feel like

400
00:20:34,040 --> 00:20:36,920
Speaker 5: there's so much stuff that people don't know, like you

401
00:20:36,920 --> 00:20:39,359
Speaker 5: know what I'm saying. It's like even I didn't know

402
00:20:39,400 --> 00:20:44,000
Speaker 5: about that the gas card, and I'm a financial advisor,

403
00:20:44,119 --> 00:20:47,600
Speaker 5: so there's so much information out there, and it's like

404
00:20:47,600 --> 00:20:50,280
Speaker 5: if you're not properly educated, you can make mistakes. And

405
00:20:50,320 --> 00:20:53,479
Speaker 5: like I said, this is it's a lot easier than

406
00:20:53,520 --> 00:20:54,640
Speaker 5: I thought it was going to be. All you need

407
00:20:54,680 --> 00:20:57,000
Speaker 5: is the EI in number. You need a business name,

408
00:20:57,080 --> 00:20:58,640
Speaker 5: so when you when you when you get the car,

409
00:20:59,119 --> 00:21:00,760
Speaker 5: you get them, you give them that information.

410
00:21:00,800 --> 00:21:03,400
Speaker 2: I don't think you need the articles of operation.

411
00:21:03,200 --> 00:21:06,000
Speaker 5: The articles of operation, your address that you incorporated business with.

412
00:21:06,119 --> 00:21:09,080
Speaker 5: And then if the business is like under ten years,

413
00:21:09,080 --> 00:21:10,760
Speaker 5: I don't think you could get it just solely on

414
00:21:10,840 --> 00:21:16,080
Speaker 5: your business. So you have to be a personal guaranteur, guarantee, whatever.

415
00:21:16,119 --> 00:21:17,520
Speaker 2: But even that is good to know.

416
00:21:17,640 --> 00:21:19,080
Speaker 3: So like it's good to know that to have good

417
00:21:19,119 --> 00:21:21,320
Speaker 3: credit too, right, because if your credit is not great,

418
00:21:21,480 --> 00:21:23,480
Speaker 3: then you can't be the personal yeah.

419
00:21:23,240 --> 00:21:23,879
Speaker 2: For your own call.

420
00:21:24,200 --> 00:21:26,960
Speaker 5: So so they run like your personal credit, but it's

421
00:21:27,040 --> 00:21:30,439
Speaker 5: under your business name, right, So the business, the businesses,

422
00:21:30,640 --> 00:21:32,560
Speaker 5: the cars under the business names, but they run your

423
00:21:32,560 --> 00:21:36,520
Speaker 5: personal credits at And it's a vibe.

424
00:21:38,720 --> 00:21:40,680
Speaker 4: Like knowing that.

425
00:21:40,240 --> 00:21:43,920
Speaker 6: That car like knowing that my car belongs to my business.

426
00:21:44,320 --> 00:21:46,080
Speaker 6: It just I don't know, it feels better.

427
00:21:46,440 --> 00:21:48,560
Speaker 7: But just to kind of piggyback for what you guys

428
00:21:48,600 --> 00:21:51,840
Speaker 7: were saying, it's really important. One, Yes, your credit needs

429
00:21:51,880 --> 00:21:54,880
Speaker 7: to be in shape, right, you have to have your

430
00:21:54,880 --> 00:21:58,359
Speaker 7: credit together, But to just kind of go through the

431
00:21:58,400 --> 00:22:01,160
Speaker 7: ways that you can qualify for a car loan, one

432
00:22:01,720 --> 00:22:05,640
Speaker 7: is completely outright purchasing it through your business name. However,

433
00:22:05,840 --> 00:22:07,840
Speaker 7: you're not going to be able to outright purchase it

434
00:22:07,920 --> 00:22:10,440
Speaker 7: under your business name if one, you don't have established

435
00:22:10,440 --> 00:22:14,600
Speaker 7: credit or you've never had any big loans, right. So

436
00:22:15,720 --> 00:22:20,000
Speaker 7: for me, that was the scenario where I had some

437
00:22:20,400 --> 00:22:23,680
Speaker 7: business credit. I had the taxes, right, so they should

438
00:22:23,680 --> 00:22:26,160
Speaker 7: be asking for taxes. They ask for your bank statement,

439
00:22:26,600 --> 00:22:29,720
Speaker 7: right because ideally, just how you need to qualify for

440
00:22:29,760 --> 00:22:31,520
Speaker 7: the loan, they want to see what's going on on

441
00:22:31,560 --> 00:22:34,240
Speaker 7: your business in so you have to show them bank statements.

442
00:22:34,280 --> 00:22:38,760
Speaker 7: You have to show them tax returns. But that may

443
00:22:38,800 --> 00:22:41,240
Speaker 7: not be enough even if you have the income side,

444
00:22:41,240 --> 00:22:44,399
Speaker 7: because what they may want to say is, Okay, we

445
00:22:44,480 --> 00:22:46,879
Speaker 7: can't really trust you to give you this big loan

446
00:22:47,000 --> 00:22:50,560
Speaker 7: because you've never had a loan exclusively in your business name.

447
00:22:50,880 --> 00:22:54,040
Speaker 7: So that's when you, as the individual, have to come

448
00:22:54,040 --> 00:22:56,800
Speaker 7: in and that's the business right, and that can be

449
00:22:56,840 --> 00:22:58,760
Speaker 7: done in two ways. You can either come in as

450
00:22:58,800 --> 00:23:01,159
Speaker 7: a co signer, which you got as we're just talking about,

451
00:23:01,400 --> 00:23:04,280
Speaker 7: for a co applicant, right, and so those are two

452
00:23:04,920 --> 00:23:06,840
Speaker 7: different things, Like I have to I went in as

453
00:23:06,840 --> 00:23:09,119
Speaker 7: a co applicant. I'm not sure if you guys went

454
00:23:09,160 --> 00:23:12,040
Speaker 7: in as co signers a co applicants, because it's kind

455
00:23:12,040 --> 00:23:14,760
Speaker 7: of like the difference is that a co signer, like

456
00:23:14,800 --> 00:23:19,639
Speaker 7: it doesn't show up on your personal credit, right, but

457
00:23:19,720 --> 00:23:22,320
Speaker 7: the co applicant it does show up, right, it shows

458
00:23:22,400 --> 00:23:25,119
Speaker 7: up on my personal credit because it's almost like we

459
00:23:25,200 --> 00:23:28,120
Speaker 7: went me and my business, we went into the loan together.

460
00:23:28,640 --> 00:23:30,840
Speaker 7: So that's why it's showing up on my business side

461
00:23:30,880 --> 00:23:34,520
Speaker 7: as well as my personal side. So I just wanted

462
00:23:34,560 --> 00:23:37,240
Speaker 7: to point that out that there are you know, that's

463
00:23:37,280 --> 00:23:42,080
Speaker 7: also another way as well that you know you will qualify,

464
00:23:42,440 --> 00:23:44,920
Speaker 7: but again that's kind of more of a lending thing.

465
00:23:45,000 --> 00:23:47,800
Speaker 7: From an accounting side, you definitely got to make sure

466
00:23:47,880 --> 00:23:52,119
Speaker 7: that you know your taxes are completed. You have to

467
00:23:52,119 --> 00:23:56,320
Speaker 7: make sure that it is a situation where you know

468
00:23:56,400 --> 00:23:59,520
Speaker 7: they some lenders may request the profit and laws statement,

469
00:23:59,600 --> 00:24:01,840
Speaker 7: i e. You'll need to make sure that your bookkeeping

470
00:24:01,920 --> 00:24:04,600
Speaker 7: is in place, which a lot of business owners that's

471
00:24:04,600 --> 00:24:06,760
Speaker 7: like the first thing that they ne blect is there

472
00:24:07,880 --> 00:24:08,760
Speaker 7: is their bookkeeping.

473
00:24:08,880 --> 00:24:13,640
Speaker 6: So just being financially set so that you can.

474
00:24:13,520 --> 00:24:17,520
Speaker 7: Position yourself to not only save on taxes, but like

475
00:24:17,680 --> 00:24:19,760
Speaker 7: really build your business credit.

476
00:24:21,560 --> 00:24:23,399
Speaker 5: All right, we got we got a few questions for you,

477
00:24:23,400 --> 00:24:26,200
Speaker 5: miss business. But before we go to the questions, everybody

478
00:24:26,280 --> 00:24:28,119
Speaker 5: on YouTube, if you could be so kind to like

479
00:24:28,600 --> 00:24:31,800
Speaker 5: hit the like button, greatly appreciate it. And for people

480
00:24:31,880 --> 00:24:33,639
Speaker 5: that might just be tuning into YouTube that might not

481
00:24:33,720 --> 00:24:37,760
Speaker 5: know what's going on here. So, as I said, Eyo University,

482
00:24:37,760 --> 00:24:41,560
Speaker 5: there's our educational platform. So we have seventy archives classes

483
00:24:41,920 --> 00:24:44,199
Speaker 5: and then we have weekly classes every single week on

484
00:24:44,280 --> 00:24:46,560
Speaker 5: different topics from different presenters, everything from how to start

485
00:24:46,560 --> 00:24:51,320
Speaker 5: a marijuana business, to car insurance, to real estate to taxes,

486
00:24:51,480 --> 00:24:54,560
Speaker 5: the taxes everything. And then we have monthly financial planning

487
00:24:54,560 --> 00:24:56,880
Speaker 5: calls with me. We have bi weekly real estate calls

488
00:24:56,920 --> 00:24:59,080
Speaker 5: with MG the Mortgage Guide. We have book Club ran

489
00:24:59,119 --> 00:25:03,320
Speaker 5: by You, Movie Love, ran Value, private Facebook group. So

490
00:25:03,320 --> 00:25:06,400
Speaker 5: it's the whole community. It's not an Investment Club. There's

491
00:25:06,400 --> 00:25:09,200
Speaker 5: not an investment tips, it's the actual university where you learn.

492
00:25:09,200 --> 00:25:11,760
Speaker 5: And we're going to actually open our trade department God

493
00:25:11,760 --> 00:25:14,800
Speaker 5: Willing in twenty twenty one with the HVAC and like

494
00:25:14,840 --> 00:25:16,679
Speaker 5: plumbing and stuff like that to try to tea.

495
00:25:16,560 --> 00:25:18,080
Speaker 2: People at skills. Skills.

496
00:25:18,080 --> 00:25:20,800
Speaker 5: Skills is very important. Skills is very important. So once

497
00:25:20,840 --> 00:25:22,640
Speaker 5: a month we do it what we call open enrollment

498
00:25:22,720 --> 00:25:25,000
Speaker 5: to just like open it up to the public and

499
00:25:25,000 --> 00:25:26,960
Speaker 5: then just you know, show it and you can, you know,

500
00:25:27,200 --> 00:25:29,800
Speaker 5: see for yourself. So right now for Black Friday to

501
00:25:29,840 --> 00:25:31,600
Speaker 5: the end of Black Fighter, we're running a fifty percent

502
00:25:31,680 --> 00:25:35,960
Speaker 5: off sale on an annual membership, which is three hundred

503
00:25:36,000 --> 00:25:38,680
Speaker 5: and thirty three dollars like that, Yeah, for the year,

504
00:25:38,720 --> 00:25:40,000
Speaker 5: three hundred and thirty dollars for years.

505
00:25:40,000 --> 00:25:41,600
Speaker 3: It's like, I know, there's a bunch of people that's

506
00:25:41,640 --> 00:25:44,800
Speaker 3: like waiting for olock Pso this is lessing in P five.

507
00:25:44,840 --> 00:25:45,960
Speaker 5: No, that's it's close to this.

508
00:25:46,119 --> 00:25:46,560
Speaker 2: Less than that.

509
00:25:46,600 --> 00:25:48,440
Speaker 5: I'm gonna put the link inhead. The link is also

510
00:25:48,520 --> 00:25:51,000
Speaker 5: in the description, so if you want to if you

511
00:25:51,040 --> 00:25:53,280
Speaker 5: want to do it, the code, the code is e

512
00:25:53,520 --> 00:25:56,800
Speaker 5: y L fifty and you go to Eyo University dot

513
00:25:56,840 --> 00:25:59,600
Speaker 5: com and you get fifty percent off a couple hundred

514
00:25:59,640 --> 00:26:02,239
Speaker 5: dollars lets less than a night out in Atlanta. That's

515
00:26:02,240 --> 00:26:04,440
Speaker 5: the only place. Atlanta is the only place that's open.

516
00:26:04,520 --> 00:26:05,880
Speaker 5: So that's the only thing I could really say.

517
00:26:06,080 --> 00:26:07,119
Speaker 2: That's a big.

518
00:26:07,440 --> 00:26:09,840
Speaker 5: Ain't no other place open. But yeah, part of uy

519
00:26:10,000 --> 00:26:12,840
Speaker 5: University is that we get question and answers. So Market

520
00:26:12,880 --> 00:26:15,520
Speaker 5: Mondays is kind of like a case studying that you

521
00:26:15,560 --> 00:26:17,240
Speaker 5: get to. But this is what we do every single

522
00:26:17,320 --> 00:26:19,480
Speaker 5: week where we bring an expert in the field and

523
00:26:19,480 --> 00:26:21,879
Speaker 5: then people get to ask them questions. So let's go

524
00:26:21,920 --> 00:26:22,399
Speaker 5: to a question.

525
00:26:23,000 --> 00:26:24,960
Speaker 3: All right, Aaron, we're coming to you. I mute yourself.

526
00:26:24,960 --> 00:26:26,200
Speaker 3: You've been unmuted. What's going on?

527
00:26:29,359 --> 00:26:33,119
Speaker 8: What's going off? I'm in my car right now. One second?

528
00:26:34,760 --> 00:26:36,159
Speaker 8: All right, yo, what's going on?

529
00:26:36,359 --> 00:26:36,879
Speaker 2: Glad to be on.

530
00:26:36,920 --> 00:26:39,600
Speaker 8: I appreciate it. Uh, you know, I love out here

531
00:26:39,600 --> 00:26:45,560
Speaker 8: from Cali, straight out all the way from California. Market Monday. Yeah,

532
00:26:45,800 --> 00:26:48,119
Speaker 8: I've been rocking with Johnson earlier this year, and I

533
00:26:48,160 --> 00:26:51,320
Speaker 8: can attest you just listening more so and not necessarily

534
00:26:51,320 --> 00:26:53,440
Speaker 8: taking action on a lot of the gyms that you guys,

535
00:26:53,600 --> 00:26:56,440
Speaker 8: you know, gave out. I missed on a lot. But anyway,

536
00:26:57,200 --> 00:27:01,159
Speaker 8: one of my questions was, I'm currently I just created

537
00:27:01,200 --> 00:27:05,280
Speaker 8: an LLC, recently got that established. I'm opening up a

538
00:27:05,320 --> 00:27:08,480
Speaker 8: business bank account next week play at the end of

539
00:27:08,520 --> 00:27:10,000
Speaker 8: the week. One of my questions is, you know for

540
00:27:10,080 --> 00:27:12,000
Speaker 8: business credit. That's kind of why I've been holding off

541
00:27:12,000 --> 00:27:17,280
Speaker 8: on it. I'm currently leveraging personnel debt. I have that

542
00:27:17,400 --> 00:27:19,120
Speaker 8: I have the capital to pay to pay it down

543
00:27:19,119 --> 00:27:21,439
Speaker 8: if I need to. But but like I said, I'm

544
00:27:21,520 --> 00:27:24,919
Speaker 8: leveraging it for you know, for my future. Would you

545
00:27:25,200 --> 00:27:27,760
Speaker 8: miss business would you recommend or Rashaw, would you recommend

546
00:27:28,359 --> 00:27:31,719
Speaker 8: lowering my personal debt prior to applying for the business

547
00:27:31,720 --> 00:27:35,040
Speaker 8: credit and then just releverage my personal there after I

548
00:27:35,200 --> 00:27:37,159
Speaker 8: established the vision the business credit.

549
00:27:39,600 --> 00:27:43,199
Speaker 7: So what I will say is when you first start

550
00:27:44,440 --> 00:27:49,119
Speaker 7: establishing your business credit, your personal credit doesn't play a part,

551
00:27:49,720 --> 00:27:53,600
Speaker 7: meaning that your first step should be getting your done's number,

552
00:27:54,680 --> 00:27:59,360
Speaker 7: creating trade lines with certain with certain companies such as

553
00:27:59,440 --> 00:28:04,119
Speaker 7: Staple are filled, trying to get a gas card, looking

554
00:28:04,160 --> 00:28:07,240
Speaker 7: for other companies to report to duns in Bradstreet.

555
00:28:07,280 --> 00:28:08,240
Speaker 6: And that's another thing.

556
00:28:08,320 --> 00:28:12,280
Speaker 7: You want to make sure that whomver you are working

557
00:28:12,359 --> 00:28:16,360
Speaker 7: with will not working but whomever you decide to get

558
00:28:16,400 --> 00:28:19,679
Speaker 7: a tradeline or a credit card with you want to

559
00:28:19,720 --> 00:28:23,000
Speaker 7: ask them the question do you report to duns and Bradstreet.

560
00:28:24,359 --> 00:28:26,680
Speaker 6: I like, for instance, I use quill dot com.

561
00:28:26,720 --> 00:28:30,520
Speaker 7: I have an office, so I use quill dot com

562
00:28:30,560 --> 00:28:33,120
Speaker 7: to order like a lot of my office supplies, to.

563
00:28:33,200 --> 00:28:36,280
Speaker 6: Order a lot of I even order like some home supplies.

564
00:28:36,359 --> 00:28:38,560
Speaker 7: It costs a little bit more, but it's all in

565
00:28:38,640 --> 00:28:42,440
Speaker 7: the name of me building my business credit. So I

566
00:28:42,440 --> 00:28:48,040
Speaker 7: don't necessarily feel that you have to reduce your personal credit,

567
00:28:48,160 --> 00:28:51,680
Speaker 7: I mean your personal debt before going to start establishing

568
00:28:51,720 --> 00:28:52,640
Speaker 7: your business credit.

569
00:28:52,920 --> 00:28:55,400
Speaker 6: But what I will say is that you know, if

570
00:28:55,440 --> 00:28:56,400
Speaker 6: and you know you.

571
00:28:56,480 --> 00:28:59,520
Speaker 7: Down the road you want to go, and you know,

572
00:28:59,560 --> 00:29:01,880
Speaker 7: purchase a vehicle in your name, you have to keep

573
00:29:01,920 --> 00:29:04,719
Speaker 7: in mind that that personal debt may be affecting your

574
00:29:04,760 --> 00:29:05,800
Speaker 7: personal credit score.

575
00:29:06,120 --> 00:29:07,680
Speaker 6: And because you don't have any.

576
00:29:07,560 --> 00:29:10,840
Speaker 7: Big you've never had any big debt underneath your business name,

577
00:29:11,280 --> 00:29:13,560
Speaker 7: it may be a situation where that will cause you

578
00:29:13,840 --> 00:29:17,000
Speaker 7: to not qualify for the loan because your dt I

579
00:29:18,280 --> 00:29:20,800
Speaker 7: or your credit score maybe lower and your dt I

580
00:29:20,880 --> 00:29:21,560
Speaker 7: may be higher.

581
00:29:22,000 --> 00:29:24,520
Speaker 6: Right, So those are just things to consider.

582
00:29:25,840 --> 00:29:28,880
Speaker 8: Oh, absolutely everything you talked about I've already you know,

583
00:29:28,960 --> 00:29:31,400
Speaker 8: like I said, crossing my eyes. I mean, I'm sorry,

584
00:29:31,440 --> 00:29:34,320
Speaker 8: crossing my t do my eyes, you know, like I've

585
00:29:34,360 --> 00:29:36,040
Speaker 8: learned a lot from you, guys. I am a member

586
00:29:36,080 --> 00:29:39,240
Speaker 8: of e y L University. I did purchase your tax

587
00:29:39,600 --> 00:29:41,280
Speaker 8: uh tax three hundred tax sheet.

588
00:29:41,960 --> 00:29:43,880
Speaker 6: Oh yes, I have a book, guys.

589
00:29:44,200 --> 00:29:46,040
Speaker 4: Yeah, we're your cross tax deduction.

590
00:29:46,840 --> 00:29:47,880
Speaker 8: Yeah that book.

591
00:29:50,360 --> 00:29:55,480
Speaker 5: No I even know you had a book at a book.

592
00:29:57,240 --> 00:29:59,560
Speaker 8: The website. You visit the website. You got to scroll

593
00:29:59,640 --> 00:30:00,880
Speaker 8: down to bottom a little bit.

594
00:30:01,280 --> 00:30:04,880
Speaker 5: Right there, Aaron, Aaron, appreciate.

595
00:30:04,480 --> 00:30:12,240
Speaker 8: You right there. Definitely good. I am you know what

596
00:30:12,240 --> 00:30:12,440
Speaker 8: I mean.

597
00:30:13,640 --> 00:30:15,040
Speaker 2: Appreciate you, Appreciate you.

598
00:30:15,080 --> 00:30:15,640
Speaker 5: Appreciate you.

599
00:30:15,680 --> 00:30:15,920
Speaker 6: Brother.

600
00:30:16,120 --> 00:30:18,240
Speaker 2: We got we got some more. We got more surprises coming.

601
00:30:18,320 --> 00:30:20,720
Speaker 5: So we always got to respect. We gotta respect the godline.

602
00:30:21,760 --> 00:30:23,200
Speaker 2: We have this, this is a guideline.

603
00:30:23,240 --> 00:30:23,880
Speaker 5: So we have to.

604
00:30:26,040 --> 00:30:26,840
Speaker 2: Shout out, shout to.

605
00:30:29,280 --> 00:30:35,120
Speaker 5: Thank you. Don't do that.

606
00:30:35,200 --> 00:30:36,640
Speaker 2: Don't do that, Aaron. We don't want to you know

607
00:30:36,640 --> 00:30:39,040
Speaker 2: what I mean. Please please, please, please, in case, just

608
00:30:39,080 --> 00:30:41,000
Speaker 2: in case, we love you. We love you.

609
00:30:41,080 --> 00:30:43,840
Speaker 3: Shout out to all the earnest respectfully.

610
00:30:44,880 --> 00:30:46,479
Speaker 2: You want to take one more, Let's take one more.

611
00:30:46,560 --> 00:30:47,200
Speaker 2: Let's say one more.

612
00:30:47,320 --> 00:30:50,000
Speaker 7: Somebody said in the commonness, business is also hoarded all

613
00:30:50,000 --> 00:30:50,640
Speaker 7: her videos.

614
00:30:50,680 --> 00:30:51,440
Speaker 6: What videos?

615
00:30:51,520 --> 00:30:54,760
Speaker 2: What you guys are talking about? Boss?

616
00:30:54,800 --> 00:30:55,240
Speaker 5: What's going on?

617
00:30:55,280 --> 00:31:01,239
Speaker 2: You've been unmuted on yourself. Oh you know the rules too.

618
00:31:01,280 --> 00:31:04,120
Speaker 2: That's my guys going off.

619
00:31:10,520 --> 00:31:14,280
Speaker 4: A couple of weeks ago.

620
00:31:14,520 --> 00:31:16,320
Speaker 5: Can can't hear you?

621
00:31:16,360 --> 00:31:16,479
Speaker 9: Bro?

622
00:31:16,560 --> 00:31:18,720
Speaker 2: You got you got you gotta put the newspaper down

623
00:31:18,760 --> 00:31:19,320
Speaker 2: for a second.

624
00:31:20,440 --> 00:31:21,160
Speaker 6: I'm taking notes.

625
00:31:21,600 --> 00:31:21,840
Speaker 4: You guys.

626
00:31:21,880 --> 00:31:24,360
Speaker 5: Talk you guys, hear me? Yeah, I got you. Now

627
00:31:24,600 --> 00:31:30,120
Speaker 5: he's moving, he's moving boxes, Christmas Black Friday, moving the turkey.

628
00:31:30,560 --> 00:31:32,640
Speaker 5: Got that PS five, Got the PS five.

629
00:31:34,680 --> 00:31:36,720
Speaker 10: I'd rather put put the money in and the sony

630
00:31:36,720 --> 00:31:38,000
Speaker 10: stock and get into PS five.

631
00:31:38,120 --> 00:31:40,320
Speaker 5: So talk.

632
00:31:40,360 --> 00:31:40,680
Speaker 2: I love it.

633
00:31:40,800 --> 00:31:42,080
Speaker 5: Respect that, I respect that.

634
00:31:42,240 --> 00:31:42,480
Speaker 4: Well.

635
00:31:42,640 --> 00:31:45,360
Speaker 10: My question is I'm a little confused about the six

636
00:31:45,440 --> 00:31:49,000
Speaker 10: thousand pounds, Like I'm interested in getting the car under

637
00:31:49,040 --> 00:31:52,320
Speaker 10: the ll c UH, particularly something like a rap for

638
00:31:52,640 --> 00:31:55,480
Speaker 10: something sues like. Can I explain more about that?

639
00:31:56,480 --> 00:31:58,400
Speaker 6: So rap board definitely.

640
00:31:58,480 --> 00:32:02,280
Speaker 7: So rain drovers in g wagons are pretty heavy and

641
00:32:02,560 --> 00:32:05,280
Speaker 7: way bigger than WRAP four, So I can imagine that

642
00:32:05,400 --> 00:32:09,640
Speaker 7: a rap four is not anywhere near six thousand pounds.

643
00:32:10,080 --> 00:32:14,320
Speaker 7: So in your case, if you decided to outright by

644
00:32:14,360 --> 00:32:17,360
Speaker 7: the vehicle or finance the vehicle, pretty much that will

645
00:32:17,360 --> 00:32:20,400
Speaker 7: sit as an asset of your business. So what will

646
00:32:20,440 --> 00:32:22,840
Speaker 7: happen is the first year you'll be able to duck

647
00:32:22,920 --> 00:32:26,400
Speaker 7: eighteen thousand dollars, and then the second year you can

648
00:32:26,400 --> 00:32:29,320
Speaker 7: deduct sixteen thousand. The year after that you can deduct

649
00:32:29,400 --> 00:32:31,920
Speaker 7: nine thousand, six hundred, and then it goes on and

650
00:32:31,960 --> 00:32:35,600
Speaker 7: on right until you fully exhaust on the value of

651
00:32:35,720 --> 00:32:40,080
Speaker 7: your of your of the wrap four. So the six

652
00:32:40,120 --> 00:32:44,480
Speaker 7: thousand pounds is it's for larger vehicles, right, very heavy

653
00:32:44,560 --> 00:32:48,240
Speaker 7: vehicles over six thousand. As Rashad said, range rovers kind

654
00:32:48,280 --> 00:32:50,840
Speaker 7: of come in right under right, same thing with my

655
00:32:50,920 --> 00:32:54,440
Speaker 7: g wagon. It comes right under that six thousand pounds,

656
00:32:54,440 --> 00:32:57,240
Speaker 7: which means that we don't qualify to deduct one hundred

657
00:32:57,240 --> 00:32:58,280
Speaker 7: percent of the vehicle.

658
00:32:58,960 --> 00:32:59,760
Speaker 4: We have to go.

659
00:33:00,080 --> 00:33:04,680
Speaker 7: I be the appreciation kind of like tears that I

660
00:33:04,800 --> 00:33:05,560
Speaker 7: just mentioned.

661
00:33:05,320 --> 00:33:09,960
Speaker 6: To you just now, Okay, I gotcha.

662
00:33:08,640 --> 00:33:11,120
Speaker 5: Appreciate you, Thank you, happy, thanks for giving everybody.

663
00:33:11,200 --> 00:33:13,720
Speaker 3: But hey, boss, I want to just give you a

664
00:33:13,800 --> 00:33:15,920
Speaker 3: huge shout out man, and a big things to you.

665
00:33:15,920 --> 00:33:17,720
Speaker 2: You are one of those those top earners that we

666
00:33:17,720 --> 00:33:18,440
Speaker 2: always talk about.

667
00:33:18,440 --> 00:33:18,600
Speaker 5: Man.

668
00:33:18,600 --> 00:33:20,760
Speaker 3: Every time we put something out, you always repost it,

669
00:33:20,800 --> 00:33:22,719
Speaker 3: and so we make sure that we repost you, so

670
00:33:22,760 --> 00:33:24,840
Speaker 3: we are thankful for you and your your family. Man

671
00:33:24,920 --> 00:33:26,240
Speaker 3: be safe out there, brother.

672
00:33:26,200 --> 00:33:29,000
Speaker 10: All right, thank you. That was thank you for coming

673
00:33:29,000 --> 00:33:31,840
Speaker 10: after the Dykeman this weekend. I wish I was back

674
00:33:31,880 --> 00:33:34,560
Speaker 10: home to meet you guys in person, but I keep up.

675
00:33:34,480 --> 00:33:38,160
Speaker 5: The great shout shout out to the good folks who

676
00:33:38,200 --> 00:33:40,480
Speaker 5: was actually up to God to give away a TV

677
00:33:40,680 --> 00:33:43,280
Speaker 5: and then they got the Disneyland trip and they got

678
00:33:43,280 --> 00:33:46,840
Speaker 5: the what else did they get? I pad iPad? So

679
00:33:46,880 --> 00:33:48,520
Speaker 5: we gave the winners. We gave the winners today. So

680
00:33:48,560 --> 00:33:51,400
Speaker 5: shout out to all the good folks. A dykeman, appreciate y'all.

681
00:33:51,800 --> 00:33:55,000
Speaker 5: Uh miss business. I got a question about this p

682
00:33:55,120 --> 00:34:02,880
Speaker 5: PP situation. Yeah, that's a pandemic within itself in Atlanta.

683
00:34:02,920 --> 00:34:10,200
Speaker 5: They're coming in Atlanta, they running around. So this PPP

684
00:34:10,360 --> 00:34:14,319
Speaker 5: situation was good to a lot of us. So what's

685
00:34:14,400 --> 00:34:16,080
Speaker 5: what's the deal with this repayment situation?

686
00:34:16,840 --> 00:34:18,239
Speaker 6: Okay, So now.

687
00:34:18,400 --> 00:34:21,319
Speaker 7: In regards to PPP, it now has come the time

688
00:34:21,360 --> 00:34:24,879
Speaker 7: everyone has gotten their money. Well, we're waiting to kind

689
00:34:24,880 --> 00:34:27,040
Speaker 7: of see if there will be a second PPP that

690
00:34:27,160 --> 00:34:31,399
Speaker 7: will come out in the Democratic bill. Before Trump came

691
00:34:31,400 --> 00:34:33,360
Speaker 7: out and was like I'm not talking about any of

692
00:34:33,400 --> 00:34:37,600
Speaker 7: this until the election is over. There was talk about

693
00:34:37,640 --> 00:34:42,560
Speaker 7: whomever received the PPP to receive a second PPP, so

694
00:34:42,760 --> 00:34:44,799
Speaker 7: we'll have to kind of stay tuned and see what

695
00:34:44,840 --> 00:34:48,640
Speaker 7: they decide to do. Congress is going on recess, so honestly,

696
00:34:48,680 --> 00:34:51,840
Speaker 7: you probably won't hear anything about a second PPP or

697
00:34:52,360 --> 00:34:56,640
Speaker 7: a stimulus check until the new year. Now, in regards

698
00:34:56,719 --> 00:35:01,960
Speaker 7: to PPPs that anyone have received, now, well not right now,

699
00:35:02,040 --> 00:35:03,880
Speaker 7: but no, right now.

700
00:35:03,880 --> 00:35:08,520
Speaker 6: We're starting to apply for forgiveness. Right, So, you either

701
00:35:08,640 --> 00:35:09,680
Speaker 6: had an.

702
00:35:09,440 --> 00:35:12,640
Speaker 7: Eight week period or twenty four week period to pretty

703
00:35:12,680 --> 00:35:18,799
Speaker 7: much pretty much exhaust all of your PPP funds, right.

704
00:35:19,200 --> 00:35:20,640
Speaker 6: They went back and forth.

705
00:35:21,040 --> 00:35:23,520
Speaker 7: First, it started out with seventy five percent had to

706
00:35:23,560 --> 00:35:26,799
Speaker 7: be allocated to payroll costs. Then they reduced it down

707
00:35:26,840 --> 00:35:29,399
Speaker 7: to sixty percent, and then said the rest can be

708
00:35:30,160 --> 00:35:36,560
Speaker 7: made up in either mortgage interest payments, rent utilities. But

709
00:35:36,960 --> 00:35:40,640
Speaker 7: for those of you that received a PPP that's less

710
00:35:40,680 --> 00:35:44,520
Speaker 7: than fifty thousand, it pretty much is going to automatically

711
00:35:44,520 --> 00:35:46,880
Speaker 7: be forgiven. So there's two things that you have to

712
00:35:46,920 --> 00:35:51,520
Speaker 7: be mindful of. One when your accountant is doing your taxes.

713
00:35:52,000 --> 00:35:53,120
Speaker 4: The other good thing about.

714
00:35:53,000 --> 00:35:55,880
Speaker 7: PPP is they said if it was less than fifty thousand,

715
00:35:56,600 --> 00:35:57,120
Speaker 7: keep it.

716
00:35:57,360 --> 00:36:00,560
Speaker 6: You don't have to report it as income. It pretty

717
00:36:00,640 --> 00:36:01,560
Speaker 6: much washes right.

718
00:36:01,600 --> 00:36:05,600
Speaker 7: However, your taxes have to be correctly done, right because

719
00:36:05,640 --> 00:36:06,160
Speaker 7: you don't want to.

720
00:36:06,120 --> 00:36:07,240
Speaker 6: Include this income.

721
00:36:07,320 --> 00:36:09,640
Speaker 7: You have to make sure that your expenses are correctly

722
00:36:09,719 --> 00:36:14,440
Speaker 7: offsetting that correctly offset in that income, so that at

723
00:36:14,480 --> 00:36:17,840
Speaker 7: the end of the year it is you're not pretty

724
00:36:17,880 --> 00:36:19,920
Speaker 7: much paying taxes on that money. Right, So that was

725
00:36:19,960 --> 00:36:23,319
Speaker 7: another beautiful thing. Another thing is you still do have

726
00:36:23,440 --> 00:36:28,240
Speaker 7: to apply for forgiveness. So that is something that my company,

727
00:36:28,239 --> 00:36:30,600
Speaker 7: Brooks Alliance. That's what we're in the process of doing,

728
00:36:31,040 --> 00:36:33,520
Speaker 7: kind of getting all of our clients that we know

729
00:36:33,840 --> 00:36:37,399
Speaker 7: got PPP and we are going to start submitting those

730
00:36:37,440 --> 00:36:41,680
Speaker 7: applications to make sure one that don't have to pay

731
00:36:41,680 --> 00:36:45,320
Speaker 7: it back. But then two that you know when tax

732
00:36:45,360 --> 00:36:47,319
Speaker 7: time comes, you're not being taxed.

733
00:36:47,080 --> 00:36:47,399
Speaker 6: On that.

734
00:36:49,680 --> 00:36:54,399
Speaker 5: There big Eyo University is nothing like it. It's nothing

735
00:36:54,480 --> 00:36:56,560
Speaker 5: like you on the market. And then Professor Brookes, I

736
00:36:56,560 --> 00:36:59,279
Speaker 5: believe that you're going to be a tenured professor for us,

737
00:36:59,360 --> 00:37:02,680
Speaker 5: right of course. So what we're going to through with

738
00:37:02,719 --> 00:37:04,680
Speaker 5: ey University in twenty twenty one, we're making a lot

739
00:37:04,680 --> 00:37:08,319
Speaker 5: of improvements. We're going to have how many eight right now?

740
00:37:08,360 --> 00:37:10,800
Speaker 5: We're going to have eight what we call tenured professors

741
00:37:10,800 --> 00:37:13,360
Speaker 5: where once a quarter they're going to teach a class.

742
00:37:13,560 --> 00:37:15,879
Speaker 5: So Miss Business is one of the professors that's going

743
00:37:15,880 --> 00:37:19,200
Speaker 5: to teach a class once a quarter. So's it's not

744
00:37:19,239 --> 00:37:20,000
Speaker 5: like just the one off.

745
00:37:20,040 --> 00:37:21,520
Speaker 2: You already got some names. We got some names.

746
00:37:21,520 --> 00:37:24,520
Speaker 5: Oh, we got some big names. It's a real university. No,

747
00:37:24,520 --> 00:37:25,960
Speaker 5: it's a real school now, big town, it's a real

748
00:37:26,000 --> 00:37:27,440
Speaker 5: school town. We had orientation.

749
00:37:27,520 --> 00:37:30,239
Speaker 2: Really is the Jenet Janet? That orientation was crazy. She

750
00:37:30,239 --> 00:37:30,759
Speaker 2: ain't here right now.

751
00:37:30,760 --> 00:37:32,440
Speaker 5: Shout out to Jennet. Miss Business is the best in

752
00:37:32,480 --> 00:37:35,960
Speaker 5: the game. Man, what's your what's your book? What's your book? Information?

753
00:37:36,040 --> 00:37:37,160
Speaker 5: I didn't even know you had a book.

754
00:37:37,680 --> 00:37:41,239
Speaker 7: So my book is three hundred plus tax deductions.

755
00:37:41,520 --> 00:37:43,080
Speaker 6: So I pretty much set that.

756
00:37:43,400 --> 00:37:47,239
Speaker 7: I actually released it last year and it's pretty It

757
00:37:47,280 --> 00:37:49,920
Speaker 7: pretty much just lists out all of these tax deductions.

758
00:37:49,920 --> 00:37:52,560
Speaker 7: Because the number one question I always get from people

759
00:37:53,200 --> 00:37:55,960
Speaker 7: is what can I write off? What can I write off?

760
00:37:56,320 --> 00:37:58,760
Speaker 6: Right? So what I did.

761
00:37:58,800 --> 00:38:04,240
Speaker 7: Was I sat down and I compiled over three hundred deductions.

762
00:38:04,600 --> 00:38:06,839
Speaker 7: I've seen some people in the comment asking where can

763
00:38:06,880 --> 00:38:10,360
Speaker 7: they get the book. My website is missed, so ms

764
00:38:10,360 --> 00:38:14,400
Speaker 7: business one zero one dot com and the book should

765
00:38:14,440 --> 00:38:16,680
Speaker 7: be right there on the homepage. You should see like

766
00:38:16,760 --> 00:38:20,399
Speaker 7: a new books link. But it's it's it's it's good,

767
00:38:20,440 --> 00:38:22,560
Speaker 7: because that's the number one question I always get, like

768
00:38:22,600 --> 00:38:23,080
Speaker 7: what can.

769
00:38:22,960 --> 00:38:23,520
Speaker 6: I write off?

770
00:38:23,840 --> 00:38:26,799
Speaker 7: And like you can write off everything with the right

771
00:38:26,960 --> 00:38:28,480
Speaker 7: with the right process in place.

772
00:38:28,680 --> 00:38:31,319
Speaker 5: Ray, So you're gonna you're going to see a lot.

773
00:38:31,360 --> 00:38:35,000
Speaker 5: You're going to see a lot of miss business and alsia. Rightfully,

774
00:38:35,320 --> 00:38:39,279
Speaker 5: twenty one big things, big things, big things are going.

775
00:38:39,400 --> 00:38:39,920
Speaker 6: It's coming.

776
00:38:40,760 --> 00:38:42,799
Speaker 2: Oh that was as paths. Wow, you're.

777
00:38:45,080 --> 00:38:48,600
Speaker 5: One. Go on, you're done. No, you're done.

778
00:38:48,680 --> 00:38:51,319
Speaker 2: No, my parents would be seeing on the floor right now.

779
00:38:52,160 --> 00:38:55,680
Speaker 5: Shout out to the Jamaican masses out there. Man, they

780
00:38:55,719 --> 00:38:59,359
Speaker 5: adopted me. Man, you know I'm halfway into culture. I

781
00:38:59,400 --> 00:39:00,759
Speaker 5: just ate something making food today.

782
00:39:00,960 --> 00:39:04,520
Speaker 2: Don't we go start two nineteens in white planes? BX,

783
00:39:04,520 --> 00:39:04,839
Speaker 2: what up?

784
00:39:05,080 --> 00:39:07,480
Speaker 5: Bronx? Man, dangerous grounds out there.

785
00:39:07,400 --> 00:39:09,080
Speaker 3: That it got spicy in there for a second. To

786
00:39:09,120 --> 00:39:10,239
Speaker 3: get out of there, I said, Yo, let me get

787
00:39:10,239 --> 00:39:11,000
Speaker 3: my drug sluts to go.

788
00:39:11,480 --> 00:39:12,080
Speaker 2: I'll be back.

789
00:39:14,520 --> 00:39:16,960
Speaker 5: It's a little dangerous out there. Shout out to the

790
00:39:17,000 --> 00:39:19,680
Speaker 5: bronx man. That's our birthplace, both.

791
00:39:19,440 --> 00:39:21,799
Speaker 2: Of Yeah, yeah man, shout out the sound of you.

792
00:39:21,960 --> 00:39:23,319
Speaker 2: He was going up in gun Hill.

793
00:39:23,440 --> 00:39:25,200
Speaker 5: Yeah, Gun Hill. Shout out to gun Hill Man. That's

794
00:39:25,200 --> 00:39:28,040
Speaker 5: where it all started for me, Miss Business. It's been

795
00:39:28,080 --> 00:39:31,160
Speaker 5: a pleasure. Thank you for coming in the last minute

796
00:39:31,280 --> 00:39:33,759
Speaker 5: being a pitch hitter for us. We greatly appreciate it.

797
00:39:34,040 --> 00:39:37,520
Speaker 5: How can the people contact you? What's your what's your

798
00:39:37,960 --> 00:39:39,440
Speaker 5: social media handles and all that.

799
00:39:39,840 --> 00:39:44,000
Speaker 7: So my social media handle across all platforms Instagram, Facebook

800
00:39:44,120 --> 00:39:48,240
Speaker 7: is Miss Business one on one, So you guys can

801
00:39:48,520 --> 00:39:53,080
Speaker 7: email me on my on my pages, my consultations. So

802
00:39:53,120 --> 00:39:55,160
Speaker 7: if you guys, I've seen a couple of people asking

803
00:39:55,400 --> 00:39:58,719
Speaker 7: if I'm accepting new clients. I am accepting new clients.

804
00:39:58,960 --> 00:40:01,319
Speaker 7: So make sure you guys schedule your consultation. Make sure

805
00:40:01,360 --> 00:40:03,680
Speaker 7: you guys get my book because I know that you

806
00:40:03,719 --> 00:40:05,200
Speaker 7: all want to know about all the things that you

807
00:40:05,239 --> 00:40:08,920
Speaker 7: can write off. So that is in there. Yeah, you

808
00:40:09,080 --> 00:40:12,000
Speaker 7: need to slide in my DM. I just hire somebody

809
00:40:12,000 --> 00:40:16,239
Speaker 7: to help me into my DM. I like that, Like

810
00:40:16,920 --> 00:40:17,960
Speaker 7: that's like, don't DM me.

811
00:40:18,040 --> 00:40:18,880
Speaker 6: I'm like, no, DM me.

812
00:40:19,040 --> 00:40:21,719
Speaker 7: So you know, however, you guys need to get in contact.

813
00:40:21,400 --> 00:40:26,080
Speaker 2: With me, I got an automated message, but I got

814
00:40:26,080 --> 00:40:27,000
Speaker 2: an automated message.

815
00:40:27,040 --> 00:40:31,680
Speaker 5: That's Miss Business. Thank you. Like I said, I clearly appreciate.

816
00:40:31,719 --> 00:40:33,160
Speaker 5: That was a lot of that was a lot of gems.

817
00:40:33,200 --> 00:40:34,600
Speaker 5: And this is, like I said, this is not a

818
00:40:34,719 --> 00:40:37,520
Speaker 5: usual Eyo University class. This is an all star. This

819
00:40:37,600 --> 00:40:39,480
Speaker 5: is an all star pre we had to we had

820
00:40:39,520 --> 00:40:41,799
Speaker 5: to push some things together at the last minute. So

821
00:40:43,480 --> 00:40:45,279
Speaker 5: we're going to bring one person on for a couple

822
00:40:45,280 --> 00:40:47,720
Speaker 5: of minutes. So Miss Business, thank.

823
00:40:47,600 --> 00:40:51,000
Speaker 6: You, no problem, Thank you so much for having me.

824
00:40:51,920 --> 00:40:54,080
Speaker 2: Oh, I always love, always love, thank you.

825
00:40:54,120 --> 00:40:55,279
Speaker 6: I want to continue to.

826
00:40:55,239 --> 00:41:01,799
Speaker 3: Watch to see what we got here. I'm gonna just

827
00:41:01,800 --> 00:41:06,600
Speaker 3: put you right here to an attendee and he's still

828
00:41:06,640 --> 00:41:07,040
Speaker 3: in there.

829
00:41:07,440 --> 00:41:10,520
Speaker 5: Yeah, let's get let's get my boy on real quick.

830
00:41:11,080 --> 00:41:14,799
Speaker 5: We always try to over deliver at Ernalisha, we try

831
00:41:14,840 --> 00:41:18,400
Speaker 5: to over deliver. We we want to give you more

832
00:41:18,440 --> 00:41:19,480
Speaker 5: than what we promised you.

833
00:41:21,560 --> 00:41:22,160
Speaker 2: Let's see.

834
00:41:23,080 --> 00:41:32,600
Speaker 11: Yeah there he goes, oh there, yeah, he just gotta

835
00:41:32,600 --> 00:41:33,279
Speaker 11: turn this camera on.

836
00:41:34,000 --> 00:41:35,359
Speaker 5: Turn your camera and your mic on. Bro.

837
00:41:37,360 --> 00:41:38,560
Speaker 2: They might be familiar with this guy.

838
00:41:38,680 --> 00:41:41,640
Speaker 4: Hey, what's up man, what's going on?

839
00:41:41,960 --> 00:41:42,160
Speaker 6: Ah?

840
00:41:42,320 --> 00:41:42,719
Speaker 2: My god?

841
00:41:42,760 --> 00:41:47,799
Speaker 5: What's good? Market Monday legend himself Quentin Martin. What's up, brother, I.

842
00:41:47,760 --> 00:41:49,600
Speaker 4: Can't call it. I'm getting ready to get these plates

843
00:41:49,600 --> 00:41:50,120
Speaker 4: on tomorrow.

844
00:41:51,840 --> 00:41:52,680
Speaker 2: Committee of course.

845
00:41:53,040 --> 00:41:55,920
Speaker 4: Yeah, anybody that tries the area, if you got placed,

846
00:41:55,920 --> 00:41:56,880
Speaker 4: I got a little foil.

847
00:41:57,040 --> 00:42:00,799
Speaker 12: I do drive by visits as a fact. I'll come through.

848
00:42:00,840 --> 00:42:02,640
Speaker 12: I got to bring my own hands. Don't worry about

849
00:42:02,719 --> 00:42:04,880
Speaker 12: nothing else. I got you.

850
00:42:04,960 --> 00:42:07,560
Speaker 3: You know you came doing We did your episode on

851
00:42:07,600 --> 00:42:10,000
Speaker 3: East the last year. You left with a pan, Yes, sir, Yeah,

852
00:42:11,320 --> 00:42:11,799
Speaker 3: we had we.

853
00:42:11,760 --> 00:42:12,959
Speaker 4: Had the same fact.

854
00:42:14,800 --> 00:42:18,000
Speaker 12: Yeah, I do that. Don't worry about you know, I

855
00:42:18,040 --> 00:42:21,160
Speaker 12: got utensils all that. Don't worry about. That's a fact.

856
00:42:21,400 --> 00:42:23,680
Speaker 5: So you know we it's crazy because U University today.

857
00:42:23,680 --> 00:42:27,400
Speaker 5: We promised Wall Street trapper, but he had some last

858
00:42:27,440 --> 00:42:29,880
Speaker 5: minute issues. So he's here now. But it took him

859
00:42:29,880 --> 00:42:31,720
Speaker 5: a while. So we had to put some things together.

860
00:42:32,239 --> 00:42:35,680
Speaker 5: But it's a good thing that were highly connected and

861
00:42:35,719 --> 00:42:38,160
Speaker 5: we put this together on the fly in the you

862
00:42:38,200 --> 00:42:43,520
Speaker 5: don't know who I know. So so we just had

863
00:42:43,560 --> 00:42:52,640
Speaker 5: miss business. All right, guys. So a lot of people

864
00:42:52,719 --> 00:42:54,640
Speaker 5: asks us how do they make a podcast? So I'm

865
00:42:54,680 --> 00:42:59,000
Speaker 5: letting on a secret on the easiest, most productive way

866
00:42:59,160 --> 00:43:01,880
Speaker 5: to start and get it up and running, and that

867
00:43:02,120 --> 00:43:05,480
Speaker 5: is The app called Anchor is free. They have all

868
00:43:05,560 --> 00:43:07,960
Speaker 5: kinds of cool creation tools that allow you to record

869
00:43:07,960 --> 00:43:10,440
Speaker 5: and edit your podcast right from your phone or computer.

870
00:43:10,840 --> 00:43:13,200
Speaker 5: They will distribute your podcast for you to all of

871
00:43:13,200 --> 00:43:16,319
Speaker 5: the major outlets including Spotify, Apple, Google, and many more,

872
00:43:16,960 --> 00:43:19,319
Speaker 5: and you can make money from your podcast with no

873
00:43:19,480 --> 00:43:22,719
Speaker 5: minimum listenership. It's everything you need to make a podcast

874
00:43:22,760 --> 00:43:26,480
Speaker 5: in one simple, easy place. So if you're interested in

875
00:43:26,520 --> 00:43:30,520
Speaker 5: starting a podcast, go download the free Anchor app or

876
00:43:30,640 --> 00:43:34,560
Speaker 5: go to anchor dot fm to get started. Let's do it.

877
00:43:38,120 --> 00:43:39,680
Speaker 5: And now we're about to HAVEQ. Like I said, if

878
00:43:39,680 --> 00:43:42,040
Speaker 5: you watch Market Monday's generally no Q. And if you

879
00:43:42,080 --> 00:43:44,680
Speaker 5: watch earnier Leidia episode fifteen, the first person ever to

880
00:43:44,719 --> 00:43:47,640
Speaker 5: talk about stocks was Q. So you just got a

881
00:43:47,640 --> 00:43:51,200
Speaker 5: couple of investment questions for you, brother. You want to

882
00:43:51,200 --> 00:43:52,640
Speaker 5: start it off the IPO situation.

883
00:43:52,719 --> 00:43:54,440
Speaker 2: Yeah, Well, first I want to give an announcement, man,

884
00:43:54,440 --> 00:43:54,799
Speaker 2: because we.

885
00:43:54,800 --> 00:43:56,560
Speaker 5: Oh yeahah, let's talk about that. Let's talk about that,

886
00:43:56,600 --> 00:43:58,920
Speaker 5: Let's talk about that. So as we said, Eyo University,

887
00:43:59,239 --> 00:44:00,920
Speaker 5: I wanted to change is that we're making for this

888
00:44:01,000 --> 00:44:04,719
Speaker 5: coming years that we have a professor series and where

889
00:44:04,719 --> 00:44:07,439
Speaker 5: they teach four times a year. Miss Businesses is part

890
00:44:07,440 --> 00:44:10,480
Speaker 5: of the Professor series, and you know we had to

891
00:44:10,520 --> 00:44:13,400
Speaker 5: add investment part of it. Of course we got market Mondays,

892
00:44:13,400 --> 00:44:14,920
Speaker 5: but we had to add an investment part of it

893
00:44:14,960 --> 00:44:16,960
Speaker 5: where it's like people can ask questions and stuff like that.

894
00:44:17,040 --> 00:44:21,000
Speaker 5: So what better person than the homie then the home team,

895
00:44:21,280 --> 00:44:25,240
Speaker 5: hometown hero. So Quainton, you will be part of the

896
00:44:25,280 --> 00:44:27,319
Speaker 5: EYL Professors for twenty twenty one.

897
00:44:27,320 --> 00:44:30,239
Speaker 4: I'm here, sir, Yes, sir, looking forward to it. Man,

898
00:44:30,600 --> 00:44:32,040
Speaker 4: it's honoring a pleasure.

899
00:44:33,880 --> 00:44:36,239
Speaker 5: Gets better and better, man, gets better and better.

900
00:44:36,280 --> 00:44:37,759
Speaker 2: I told you we got some things, man, I told

901
00:44:37,800 --> 00:44:39,319
Speaker 2: you we're coming with some names. Man.

902
00:44:39,560 --> 00:44:41,600
Speaker 3: But one of the things, and a lot of people

903
00:44:41,640 --> 00:44:43,919
Speaker 3: ask us about it, is the IPO game.

904
00:44:43,960 --> 00:44:45,960
Speaker 2: And we know there's some big hitters coming.

905
00:44:46,040 --> 00:44:48,520
Speaker 3: We know Door dashes on this way, we know Rodblus

906
00:44:48,600 --> 00:44:50,759
Speaker 3: is on this way, we know Airbnb's on his way.

907
00:44:50,920 --> 00:44:52,640
Speaker 3: And one of that I'm looking at to a firm,

908
00:44:53,960 --> 00:44:56,440
Speaker 3: what do we make of it when we're talking about IPOs?

909
00:44:56,440 --> 00:44:58,080
Speaker 2: How do we invest? When is it a good time

910
00:44:58,120 --> 00:45:01,080
Speaker 2: to invest? What do we make of the ip Yeah?

911
00:45:01,120 --> 00:45:02,719
Speaker 12: I like to play it a lot safer than most

912
00:45:02,719 --> 00:45:06,320
Speaker 12: people because you have the secondary market, right, So the

913
00:45:06,360 --> 00:45:08,920
Speaker 12: primary market. When it goes through the underwriting and the

914
00:45:08,960 --> 00:45:11,320
Speaker 12: companies that they're hands on the shares, there's a whole

915
00:45:11,320 --> 00:45:13,040
Speaker 12: bunch of jockeying and a lot of stuff that the

916
00:45:13,160 --> 00:45:16,319
Speaker 12: average retail investor doesn't know. Right, So you see these

917
00:45:16,560 --> 00:45:19,040
Speaker 12: A good example would be Snowflake, Right, you see Snowflake

918
00:45:19,520 --> 00:45:22,160
Speaker 12: one hundred and twenty dollars. Ipo comes to the market

919
00:45:22,239 --> 00:45:25,719
Speaker 12: at two forty, runs to three, and the retreats back

920
00:45:25,760 --> 00:45:29,640
Speaker 12: down to two twenty three, And so I like to

921
00:45:29,640 --> 00:45:31,560
Speaker 12: at least wait a little bit for the company to

922
00:45:31,640 --> 00:45:33,840
Speaker 12: prove they're profitable. So give it a couple of quarters,

923
00:45:33,840 --> 00:45:36,160
Speaker 12: even if I'm missing out on certain growth, Because as

924
00:45:36,160 --> 00:45:38,719
Speaker 12: a retail investor, your risk is a lot higher than

925
00:45:38,760 --> 00:45:41,560
Speaker 12: the institution or somebody has money. So I always lend

926
00:45:41,600 --> 00:45:44,719
Speaker 12: on opportunity costs. This doesn't mean like you shouldn't buy it,

927
00:45:44,800 --> 00:45:46,920
Speaker 12: But what it means is like I use example all

928
00:45:46,960 --> 00:45:48,920
Speaker 12: the time. If you go to a vending machine and

929
00:45:49,000 --> 00:45:51,520
Speaker 12: something costs a dollar and you're hungry, you're like, it's

930
00:45:51,600 --> 00:45:54,319
Speaker 12: only a dollar. If I don't like it whenever, I'll

931
00:45:54,320 --> 00:45:56,760
Speaker 12: throw it out right. But if that same item costs

932
00:45:56,800 --> 00:46:00,759
Speaker 12: ten dollars, You're like, I don't know off on buy

933
00:46:00,800 --> 00:46:02,759
Speaker 12: that because that's ten that never really had that you

934
00:46:02,800 --> 00:46:05,760
Speaker 12: start kind of having different feelings about making that purchase.

935
00:46:06,520 --> 00:46:06,640
Speaker 6: Now.

936
00:46:06,640 --> 00:46:08,960
Speaker 12: I think where it gets shaky with IPOs is just

937
00:46:09,040 --> 00:46:11,600
Speaker 12: that Now, if you have a million dollar portfolio and

938
00:46:11,640 --> 00:46:13,399
Speaker 12: you can sit on shares and you have a lot

939
00:46:13,440 --> 00:46:17,720
Speaker 12: of time, that's different. But if you're taking a decent

940
00:46:17,800 --> 00:46:21,440
Speaker 12: portion of your capital and throwing it into an IPO,

941
00:46:22,080 --> 00:46:24,440
Speaker 12: then you're in for a roller coast surrounding because you

942
00:46:24,520 --> 00:46:28,120
Speaker 12: have no control at that juncture. Institutions have control, and

943
00:46:28,160 --> 00:46:31,799
Speaker 12: so the underwriters right, they have a certain time perio

944
00:46:31,840 --> 00:46:34,000
Speaker 12: where they can sell, and the people involved in the company.

945
00:46:34,320 --> 00:46:37,319
Speaker 12: So there's an emotional way when you first get in right,

946
00:46:37,360 --> 00:46:40,120
Speaker 12: because what if it goes the other way? There's no

947
00:46:40,239 --> 00:46:42,400
Speaker 12: secedary market to hold it up right, So there's no

948
00:46:42,560 --> 00:46:44,560
Speaker 12: like options and prefers and a whole bunch of other

949
00:46:44,600 --> 00:46:47,360
Speaker 12: stuff that set up trap doors for value. So like

950
00:46:47,360 --> 00:46:49,760
Speaker 12: when you see like Apple and certain companies, there's almost

951
00:46:49,840 --> 00:46:52,040
Speaker 12: like trap doors where like, okay, if Apple reverse back

952
00:46:52,040 --> 00:46:54,480
Speaker 12: to like one ten, there are people with like options

953
00:46:54,480 --> 00:46:56,279
Speaker 12: and prefers and a whole bunch of other things, and

954
00:46:56,360 --> 00:46:59,359
Speaker 12: companies and limit orders that keep that stock propped up

955
00:46:59,400 --> 00:47:01,680
Speaker 12: and it's not going to retreat too far back. When

956
00:47:01,680 --> 00:47:04,719
Speaker 12: that IPO comes out, it's gonna come up right. And

957
00:47:04,760 --> 00:47:08,320
Speaker 12: then what's holding it up right? Usually information or ideas.

958
00:47:08,320 --> 00:47:10,040
Speaker 12: But once you let somebody in your house, I call

959
00:47:10,080 --> 00:47:17,919
Speaker 12: IPOs MTV cribs. You used to judge artists, though, because

960
00:47:17,920 --> 00:47:19,759
Speaker 12: there'll be artists. If you thought I had mad money

961
00:47:19,800 --> 00:47:27,239
Speaker 12: the way he was talking greasy on BT, that's your

962
00:47:27,280 --> 00:47:29,680
Speaker 12: that's where you live at. And so you open the

963
00:47:29,719 --> 00:47:32,759
Speaker 12: door to your house and you let everybody in, they're

964
00:47:32,800 --> 00:47:35,600
Speaker 12: gonna find there's dust in the bathroom, there's a piece

965
00:47:35,600 --> 00:47:37,960
Speaker 12: of lint on the floor. So I like to give

966
00:47:38,000 --> 00:47:40,879
Speaker 12: I POS a little bit of time, a quarter or two,

967
00:47:41,239 --> 00:47:43,919
Speaker 12: even a little longer before I'm fully investor. I want

968
00:47:43,920 --> 00:47:45,960
Speaker 12: to take a lot of my capital and jump in there,

969
00:47:46,120 --> 00:47:48,960
Speaker 12: just because you have no control, and I don't. I

970
00:47:48,960 --> 00:47:51,440
Speaker 12: don't like as an investor, right there's ownership and there's control.

971
00:47:51,800 --> 00:47:53,440
Speaker 12: I don't want to own something that I have no

972
00:47:53,520 --> 00:47:56,520
Speaker 12: control over to a certain extent, certain extent, So for me,

973
00:47:56,600 --> 00:47:59,000
Speaker 12: I play it kind of off unless I have capital

974
00:47:59,040 --> 00:48:00,600
Speaker 12: that I don't care about. Now, if you have five

975
00:48:00,680 --> 00:48:02,479
Speaker 12: or ten reaction, you don't care about are you gonna

976
00:48:02,520 --> 00:48:03,040
Speaker 12: let it ride?

977
00:48:03,680 --> 00:48:04,160
Speaker 4: Let it ride.

978
00:48:04,160 --> 00:48:05,799
Speaker 12: But this is not an investment that you're gonna have

979
00:48:05,800 --> 00:48:08,359
Speaker 12: any controller when it comes out. So the airbnbs are

980
00:48:08,400 --> 00:48:11,759
Speaker 12: coming right the door dashes. All it takes is one

981
00:48:11,760 --> 00:48:13,319
Speaker 12: bad quarter for that thing to go out of the way.

982
00:48:13,760 --> 00:48:15,080
Speaker 5: And then let me ask you a question, because I

983
00:48:15,160 --> 00:48:18,040
Speaker 5: find you say that. So the four major I pos

984
00:48:18,080 --> 00:48:20,799
Speaker 5: that's coming out before the end of the year, door

985
00:48:20,960 --> 00:48:23,520
Speaker 5: dash roadblocks. For people that don't know what Robucks is,

986
00:48:23,560 --> 00:48:24,719
Speaker 5: that's a huge game.

987
00:48:24,800 --> 00:48:26,279
Speaker 3: If you're a parent, you better know what that is.

988
00:48:26,280 --> 00:48:28,040
Speaker 3: But you're getting charged to ninety nine a month, if

989
00:48:28,080 --> 00:48:29,280
Speaker 3: not ninety nine a month.

990
00:48:29,160 --> 00:48:32,160
Speaker 5: Wish an airbnb. Airbnb is interesting because a lot of

991
00:48:32,160 --> 00:48:35,160
Speaker 5: people wrote them off, but they rallied back extremely strong

992
00:48:35,239 --> 00:48:37,840
Speaker 5: during COVID. What I know, you're not a fan of

993
00:48:37,880 --> 00:48:39,759
Speaker 5: investing in IPOs as soon as they come out, But

994
00:48:39,960 --> 00:48:42,800
Speaker 5: if you had to just say, okay, one is probably

995
00:48:42,800 --> 00:48:44,799
Speaker 5: the leader in that race, like what's your what's your

996
00:48:44,800 --> 00:48:45,919
Speaker 5: favorite out of those four?

997
00:48:46,840 --> 00:48:50,880
Speaker 12: I think Airbnb and probably rollers are somewhere one a

998
00:48:51,000 --> 00:48:54,520
Speaker 12: one B. Airbnb is kind of revolutionizing in the space

999
00:48:55,080 --> 00:48:57,680
Speaker 12: that we look at as far as travel and part

1000
00:48:57,719 --> 00:49:00,920
Speaker 12: of leisure and then robots like again with kids and

1001
00:49:00,960 --> 00:49:03,719
Speaker 12: games and whatnot. Right, Like, I see a common out

1002
00:49:03,760 --> 00:49:05,359
Speaker 12: door dash. Door dash is cool, but there's a lot

1003
00:49:05,360 --> 00:49:10,120
Speaker 12: of competition nest space, so I want to look where

1004
00:49:10,160 --> 00:49:12,760
Speaker 12: like I don't want the Rocky theory, but with with

1005
00:49:12,760 --> 00:49:16,200
Speaker 12: with with Airbnb, you get the kind of rocky theory

1006
00:49:16,239 --> 00:49:18,200
Speaker 12: with all the big hotels, right, the big hotels on

1007
00:49:18,239 --> 00:49:20,359
Speaker 12: the rope right now, Like it's like when Rocky Ford

1008
00:49:20,400 --> 00:49:22,600
Speaker 12: Drago and you finally got them. This is their their

1009
00:49:22,640 --> 00:49:24,920
Speaker 12: big hotels and all this leads all this money they're

1010
00:49:24,920 --> 00:49:27,880
Speaker 12: missing out. They're on the ropes. So the right timing

1011
00:49:28,040 --> 00:49:32,719
Speaker 12: mixed with the right amount of spend could actually help them, right,

1012
00:49:32,840 --> 00:49:36,360
Speaker 12: And so you look at like the Mariotta Hiltons of

1013
00:49:36,400 --> 00:49:38,399
Speaker 12: the world, and you look at like what we're doing

1014
00:49:38,400 --> 00:49:41,680
Speaker 12: now as far as if the timing is right, it's

1015
00:49:41,719 --> 00:49:45,640
Speaker 12: gonna look like they're a lot better than maybe what

1016
00:49:45,760 --> 00:49:46,120
Speaker 12: they are.

1017
00:49:46,280 --> 00:49:46,440
Speaker 3: Right.

1018
00:49:46,480 --> 00:49:48,680
Speaker 12: So, if the time is right, if we're able to

1019
00:49:48,680 --> 00:49:51,040
Speaker 12: get you get the IPO around like that summertime where

1020
00:49:51,080 --> 00:49:52,240
Speaker 12: like everybody's going to vacation.

1021
00:49:52,320 --> 00:49:52,799
Speaker 5: We've gotten the.

1022
00:49:52,840 --> 00:49:55,640
Speaker 4: Vaccine, still less check hits that momentum to.

1023
00:49:55,680 --> 00:49:58,799
Speaker 12: Carry them right, like that's that's the moments that could

1024
00:49:58,800 --> 00:49:59,239
Speaker 12: carry them.

1025
00:49:59,280 --> 00:50:00,360
Speaker 4: So I like their story.

1026
00:50:01,520 --> 00:50:02,960
Speaker 12: I think like door Das should get a lot of

1027
00:50:02,960 --> 00:50:05,480
Speaker 12: competition in that space with a lot of other companies,

1028
00:50:05,520 --> 00:50:07,840
Speaker 12: and there are more people coming, right, you know what.

1029
00:50:08,719 --> 00:50:11,520
Speaker 3: The thing about Rodblucks is interesting. If somebody's asking, like,

1030
00:50:11,560 --> 00:50:14,359
Speaker 3: what's Roadblucks. It's a computer gaming for kids. They have

1031
00:50:14,400 --> 00:50:16,680
Speaker 3: the same kind of strategy that YouTube has their young

1032
00:50:16,719 --> 00:50:19,759
Speaker 3: Their audience will always get younger, right, So like when

1033
00:50:19,800 --> 00:50:21,799
Speaker 3: people like yo, YouTube will say right, yeah, because the

1034
00:50:21,840 --> 00:50:25,520
Speaker 3: audience always gets younger. The only thing that concerns me

1035
00:50:25,600 --> 00:50:29,720
Speaker 3: about Rodblucks in this instance is that it's rise.

1036
00:50:30,280 --> 00:50:33,279
Speaker 2: Right. This year is helped by people being home.

1037
00:50:33,440 --> 00:50:36,120
Speaker 3: Right, kids are home, so they're playing more, and I

1038
00:50:36,160 --> 00:50:38,400
Speaker 3: wonder if that will happen in the next year or

1039
00:50:38,400 --> 00:50:40,640
Speaker 3: two right when kids are not home there.

1040
00:50:40,400 --> 00:50:42,359
Speaker 12: But if you look at like kids and it's not

1041
00:50:42,440 --> 00:50:45,200
Speaker 12: our childhood, your mom will say go outside at eight

1042
00:50:45,200 --> 00:50:46,560
Speaker 12: in the morning, I don't want to see you until

1043
00:50:46,640 --> 00:50:51,760
Speaker 12: night time. Right, it's being side regardless. Kids don't be outside.

1044
00:50:51,880 --> 00:50:54,600
Speaker 12: Like I live in downtown, I will never see kids outside. Like,

1045
00:50:54,719 --> 00:50:58,600
Speaker 12: that's not the same way your kids don't be outside

1046
00:50:58,640 --> 00:51:00,239
Speaker 12: that you know, I mean, there's a whole bunch other

1047
00:51:00,239 --> 00:51:02,799
Speaker 12: stuff that goes on, so that that's what doesn't worry

1048
00:51:02,800 --> 00:51:05,520
Speaker 12: about that, because the trend of kids being inside the

1049
00:51:05,560 --> 00:51:08,560
Speaker 12: house doesn't change. Whether it's COVID or not. You're inside

1050
00:51:08,560 --> 00:51:10,719
Speaker 12: a little bit more. But for the most card kids

1051
00:51:10,760 --> 00:51:12,839
Speaker 12: are running right to the game as soon as you can,

1052
00:51:13,040 --> 00:51:14,720
Speaker 12: kidd iPad or iPhone.

1053
00:51:14,719 --> 00:51:16,080
Speaker 4: The kid is locked in. That's it.

1054
00:51:16,239 --> 00:51:18,160
Speaker 12: You're at dinner, your child's wild, and here's the phone.

1055
00:51:18,239 --> 00:51:20,440
Speaker 12: He's locked in the YouTube. I know three year olds

1056
00:51:20,480 --> 00:51:21,680
Speaker 12: and know how to work a phone like a grown

1057
00:51:21,760 --> 00:51:25,360
Speaker 12: like an adult, and so that doesn't necessarily worry me

1058
00:51:25,440 --> 00:51:25,839
Speaker 12: too much.

1059
00:51:28,080 --> 00:51:31,719
Speaker 5: What all right, any any any other questions for our

1060
00:51:31,840 --> 00:51:33,440
Speaker 5: steam professor?

1061
00:51:33,560 --> 00:51:35,680
Speaker 2: Well, we got some hands, we got some hands. I've

1062
00:51:35,680 --> 00:51:37,800
Speaker 2: never seen this name. All right, let's take this name. Cisco.

1063
00:51:37,880 --> 00:51:44,719
Speaker 2: We come, uh Nadia, we're coming to you. Mute yourself.

1064
00:51:44,719 --> 00:51:45,360
Speaker 2: You've been unmuted.

1065
00:51:51,120 --> 00:51:53,799
Speaker 3: No not, oh YouTubers, this is what we call a

1066
00:51:53,800 --> 00:51:57,719
Speaker 3: fridge break. Fridg breaks are not allowed here at Lisia University.

1067
00:51:57,960 --> 00:52:00,520
Speaker 3: So we gotta come back to see my guy. I

1068
00:52:00,560 --> 00:52:04,040
Speaker 3: haven't heard from them, man, Arthur, what's going on? Broute yourself?

1069
00:52:04,040 --> 00:52:04,760
Speaker 3: You've been unmuted?

1070
00:52:04,800 --> 00:52:11,120
Speaker 2: What's up, bro? Author you did?

1071
00:52:11,440 --> 00:52:11,920
Speaker 5: Yep, he did?

1072
00:52:12,080 --> 00:52:12,359
Speaker 2: He did?

1073
00:52:16,960 --> 00:52:18,080
Speaker 4: Can you can you hear?

1074
00:52:18,640 --> 00:52:18,759
Speaker 5: Oh?

1075
00:52:18,840 --> 00:52:19,640
Speaker 2: Now we can hear you? Bro?

1076
00:52:20,000 --> 00:52:20,399
Speaker 5: What's good?

1077
00:52:21,160 --> 00:52:21,319
Speaker 4: Yo?

1078
00:52:21,480 --> 00:52:21,680
Speaker 6: Yeah?

1079
00:52:21,719 --> 00:52:22,239
Speaker 2: It was good?

1080
00:52:22,320 --> 00:52:23,920
Speaker 4: Fellas's good man.

1081
00:52:24,400 --> 00:52:26,520
Speaker 5: My guy top earn if what's going on? Brother?

1082
00:52:27,400 --> 00:52:28,080
Speaker 2: Calling? Now?

1083
00:52:28,120 --> 00:52:30,319
Speaker 13: I'm on the road, so so I might I might

1084
00:52:30,360 --> 00:52:31,879
Speaker 13: break up a little bit. I just had a quick

1085
00:52:31,920 --> 00:52:34,560
Speaker 13: question for you. I know he said he's not he's

1086
00:52:34,600 --> 00:52:36,239
Speaker 13: not a big fan of investing in the I p

1087
00:52:36,360 --> 00:52:38,440
Speaker 13: O s right now, but I just want to get.

1088
00:52:38,280 --> 00:52:40,240
Speaker 4: His thoughts on the rise of the direct listing.

1089
00:52:40,280 --> 00:52:44,480
Speaker 13: On his thoughts on the rise of company needs using

1090
00:52:44,520 --> 00:52:47,640
Speaker 13: the direct listing as their route to go public versus

1091
00:52:47,719 --> 00:52:48,160
Speaker 13: using the.

1092
00:52:48,320 --> 00:52:48,759
Speaker 6: I p O.

1093
00:52:50,040 --> 00:52:52,520
Speaker 12: I'm I'm a big hater of that, I think, and

1094
00:52:52,960 --> 00:52:55,680
Speaker 12: me and Ian hold the same sentiment. I think the

1095
00:52:55,680 --> 00:52:57,560
Speaker 12: I p O routes are best route to go for

1096
00:52:57,640 --> 00:53:00,560
Speaker 12: companies because it gives you an idea and it gives

1097
00:53:00,560 --> 00:53:02,960
Speaker 12: them an idea of what they're up against. The direct

1098
00:53:03,000 --> 00:53:04,640
Speaker 12: listing is kind of like getting in a club through

1099
00:53:04,640 --> 00:53:07,279
Speaker 12: the back door. So it's like, all right, you know

1100
00:53:07,280 --> 00:53:09,000
Speaker 12: what I mean, I got on some boots. I can't

1101
00:53:09,000 --> 00:53:10,560
Speaker 12: get in the front. I'm gonna go around the side.

1102
00:53:10,600 --> 00:53:12,080
Speaker 12: And get on the side door. I don't like that

1103
00:53:12,239 --> 00:53:14,600
Speaker 12: sets up a bad president for the company, and it

1104
00:53:14,640 --> 00:53:17,279
Speaker 12: doesn't give the market much information on them. So the

1105
00:53:17,280 --> 00:53:19,959
Speaker 12: institutions that you want to be involved in the name

1106
00:53:20,440 --> 00:53:22,239
Speaker 12: aren't necessarily going to be involved in the name. And

1107
00:53:22,280 --> 00:53:26,239
Speaker 12: so you know, to kind of dump the institutions to

1108
00:53:26,239 --> 00:53:28,799
Speaker 12: go right to the retail. You're you're putting yourself at

1109
00:53:28,800 --> 00:53:31,799
Speaker 12: a major race, and so like you need the institutional

1110
00:53:31,840 --> 00:53:34,040
Speaker 12: money to prop you up, you need the institutional funds

1111
00:53:34,040 --> 00:53:36,560
Speaker 12: to keep you to keep you afloat. You cannot like

1112
00:53:36,680 --> 00:53:38,880
Speaker 12: depending on retail money. I'm not a big fan of it.

1113
00:53:38,920 --> 00:53:42,719
Speaker 12: I know it's worked for some firms, but long term,

1114
00:53:42,840 --> 00:53:44,760
Speaker 12: you know, like when you start seeing them trade differently

1115
00:53:44,800 --> 00:53:47,279
Speaker 12: and when we get into a normal market flow, I

1116
00:53:47,320 --> 00:53:49,240
Speaker 12: don't know how much growth is going to be there.

1117
00:53:49,440 --> 00:53:52,000
Speaker 12: When you don't you don't go to the institutional route IPOs,

1118
00:53:52,200 --> 00:53:54,080
Speaker 12: I think you kind of have to go the traditional route.

1119
00:53:54,239 --> 00:53:56,160
Speaker 12: And that's why you see a lot of other companies.

1120
00:53:56,360 --> 00:53:59,200
Speaker 12: They're waiting longer so they have better balance sheets. Like

1121
00:53:59,280 --> 00:54:02,120
Speaker 12: Snowflake is the thing where like, all right, we're gonna

1122
00:54:02,120 --> 00:54:04,040
Speaker 12: be a senior in college. Like back in the day,

1123
00:54:04,239 --> 00:54:06,440
Speaker 12: you would go to the league after you went to

1124
00:54:06,440 --> 00:54:09,120
Speaker 12: college four years. Now you're going to the league outside

1125
00:54:09,120 --> 00:54:11,360
Speaker 12: of high school, right, And then the market has been reversed.

1126
00:54:11,400 --> 00:54:12,960
Speaker 12: We had a lot of companies coming to the high

1127
00:54:12,960 --> 00:54:15,840
Speaker 12: school doing the Kobe Bryant, Kevin Garnett, and they weren't ready.

1128
00:54:16,080 --> 00:54:18,080
Speaker 12: And now a lot more companies got hit and they've

1129
00:54:18,120 --> 00:54:21,680
Speaker 12: been basically getting their bounties better to come out I PO.

1130
00:54:22,280 --> 00:54:24,840
Speaker 12: And that's why you're seeing these kind of mature companies

1131
00:54:24,840 --> 00:54:27,480
Speaker 12: come to the market and they're trading better. So it

1132
00:54:27,560 --> 00:54:30,719
Speaker 12: raises my antenna when you don't go the regular route, Like,

1133
00:54:30,760 --> 00:54:31,920
Speaker 12: what's wrong with you?

1134
00:54:31,760 --> 00:54:32,560
Speaker 4: You know what I'm saying?

1135
00:54:34,200 --> 00:54:37,719
Speaker 5: Yeah, you appreciate appreciate that question, Arthur Man.

1136
00:54:37,800 --> 00:54:39,560
Speaker 3: Every time you come on, they give you a new name,

1137
00:54:39,680 --> 00:54:42,520
Speaker 3: but they're not saying that you're the Vale Victorian author.

1138
00:54:42,680 --> 00:54:44,640
Speaker 5: Arthur. How's your what's what's your what's your take on

1139
00:54:44,640 --> 00:54:45,520
Speaker 5: Eyo University?

1140
00:54:46,360 --> 00:54:46,520
Speaker 4: Oh?

1141
00:54:46,520 --> 00:54:49,279
Speaker 13: Come on, you already know, fellas, Eyo University is the

1142
00:54:49,280 --> 00:54:52,000
Speaker 13: best thing popping out there educationally as far as I'm

1143
00:54:52,040 --> 00:54:55,880
Speaker 13: concerned terms, and not just not just the wealth play,

1144
00:54:55,960 --> 00:54:59,799
Speaker 13: but the community building, all of that, all of that

1145
00:54:59,800 --> 00:55:02,680
Speaker 13: that's incorporated with it. I think is very very key man.

1146
00:55:02,800 --> 00:55:05,720
Speaker 13: So you guys know I'm a big advocate. I always

1147
00:55:05,760 --> 00:55:07,920
Speaker 13: press for not only for the adults, but for their

1148
00:55:07,960 --> 00:55:10,200
Speaker 13: adults to make sure that they get their kids involved.

1149
00:55:10,560 --> 00:55:12,640
Speaker 13: And then everything that you guys got attached to it,

1150
00:55:12,680 --> 00:55:17,160
Speaker 13: whether it's MG's are on bias, course Wall Street trappers, things,

1151
00:55:17,200 --> 00:55:20,080
Speaker 13: you know what I mean. Obviously y'all miss Business one

1152
00:55:20,120 --> 00:55:22,520
Speaker 13: on one with her book on there. You guys always

1153
00:55:22,520 --> 00:55:25,239
Speaker 13: got good product associated with what you guys bring on.

1154
00:55:25,360 --> 00:55:28,719
Speaker 13: So not only EYLU, but everything that they vouch for

1155
00:55:29,360 --> 00:55:32,160
Speaker 13: is a one. So I give everybody the thumbs up

1156
00:55:32,200 --> 00:55:35,120
Speaker 13: and and and please go out and support appreciate.

1157
00:55:35,400 --> 00:55:36,759
Speaker 5: Let me ask you a question because you used to

1158
00:55:36,760 --> 00:55:38,600
Speaker 5: be a market maker. You're a very smart guy. You've

1159
00:55:38,600 --> 00:55:41,000
Speaker 5: been in finance. Like what do you think the street

1160
00:55:41,080 --> 00:55:42,520
Speaker 5: value for EYO University is?

1161
00:55:42,560 --> 00:55:42,600
Speaker 8: Like?

1162
00:55:42,600 --> 00:55:45,440
Speaker 5: What is what's the truth? What's the true price tag

1163
00:55:45,560 --> 00:55:48,080
Speaker 5: on all the IVY League educated I know Ivy League

1164
00:55:48,120 --> 00:55:49,680
Speaker 5: all the stuff that we offer. What do you think

1165
00:55:49,680 --> 00:55:52,200
Speaker 5: the true value is compared to like Ivy League colleges

1166
00:55:52,239 --> 00:55:52,600
Speaker 5: and stuff.

1167
00:55:53,719 --> 00:55:56,640
Speaker 13: I mean, listen, I'll say I'll say like this, most

1168
00:55:56,680 --> 00:56:01,839
Speaker 13: of those colleges, what you're essentially buying is reputation not necessarily,

1169
00:56:02,000 --> 00:56:04,319
Speaker 13: there's not so much the information that you're gonna get.

1170
00:56:04,440 --> 00:56:08,799
Speaker 13: What makes Harvard so official is the alumni that have graduated.

1171
00:56:08,880 --> 00:56:11,080
Speaker 13: And now if you graduate from there, you just have

1172
00:56:11,160 --> 00:56:14,560
Speaker 13: a reputation attached to your name. It doesn't necessarily mean

1173
00:56:14,600 --> 00:56:17,080
Speaker 13: that you're the smarter guy, you know what I mean?

1174
00:56:17,120 --> 00:56:20,040
Speaker 13: I think with eylu what you're gonna definitely get And

1175
00:56:20,080 --> 00:56:22,560
Speaker 13: I think this is why I say it's not just

1176
00:56:22,680 --> 00:56:25,560
Speaker 13: about college. This is this is something that high school,

1177
00:56:25,600 --> 00:56:27,719
Speaker 13: middle school kids should have as well, because this is

1178
00:56:27,880 --> 00:56:32,200
Speaker 13: real world applicable knowledge. It doesn't matter what your career is.

1179
00:56:32,520 --> 00:56:34,360
Speaker 13: It doesn't matter whether you're gonna get a job, or

1180
00:56:34,360 --> 00:56:36,640
Speaker 13: whether you're going to be an entrepreneur or whether you're

1181
00:56:36,680 --> 00:56:39,520
Speaker 13: a professional athlete. The things that you're gonna learn here

1182
00:56:39,239 --> 00:56:43,160
Speaker 13: are real well applicable from day one, whether it's just

1183
00:56:43,480 --> 00:56:46,600
Speaker 13: learning how to save, whether it's developing the mentality that

1184
00:56:46,680 --> 00:56:48,960
Speaker 13: you need to run a business, or the mentality that

1185
00:56:49,320 --> 00:56:51,840
Speaker 13: you need to be a trader, or the mentality that

1186
00:56:51,920 --> 00:56:54,360
Speaker 13: you need simply to pay your bills on time. Like

1187
00:56:54,440 --> 00:56:56,200
Speaker 13: these are all of the things that you learn that

1188
00:56:56,280 --> 00:56:58,920
Speaker 13: are day one applicable. There are a lot of people

1189
00:56:58,960 --> 00:57:02,360
Speaker 13: who are graduated from Harvard who have graduated you know

1190
00:57:02,400 --> 00:57:03,960
Speaker 13: what I mean, not just to say the Ivys, but

1191
00:57:04,040 --> 00:57:06,760
Speaker 13: graduating from state schools. Because them shits ain't cheap either,

1192
00:57:07,280 --> 00:57:09,880
Speaker 13: you know what I mean. And they don't have no,

1193
00:57:09,880 --> 00:57:12,439
Speaker 13: no real right now, they struggling. They can't get a job,

1194
00:57:12,640 --> 00:57:14,200
Speaker 13: you know what I mean, because they don't have a

1195
00:57:14,239 --> 00:57:16,040
Speaker 13: real world applicable.

1196
00:57:18,040 --> 00:57:18,520
Speaker 2: What's the word.

1197
00:57:18,560 --> 00:57:20,919
Speaker 4: I'm looking for? Head skill, you know what I mean.

1198
00:57:21,000 --> 00:57:24,960
Speaker 13: And so eylu Is like the Generational Wealth Trade School,

1199
00:57:25,600 --> 00:57:27,120
Speaker 13: you know what I mean, Like you're gonna come out

1200
00:57:27,160 --> 00:57:28,760
Speaker 13: of there, Like if you're an electrician, you know you're

1201
00:57:28,800 --> 00:57:30,920
Speaker 13: gonna get the work. You come out of eyl you

1202
00:57:30,920 --> 00:57:32,720
Speaker 13: you ready to get the work and apply it not

1203
00:57:32,760 --> 00:57:35,360
Speaker 13: only for yourself but hopefully for your family and in

1204
00:57:35,400 --> 00:57:37,760
Speaker 13: your community as well. So I would say, I would

1205
00:57:37,800 --> 00:57:40,960
Speaker 13: say value wise like uh, you know, like eylu Is

1206
00:57:41,040 --> 00:57:43,120
Speaker 13: like the core Vette of the supercars, you know what

1207
00:57:43,120 --> 00:57:45,560
Speaker 13: I mean. Like you could go like you got you

1208
00:57:45,640 --> 00:57:47,640
Speaker 13: got Ferraris and all of that, but you can go

1209
00:57:47,720 --> 00:57:49,600
Speaker 13: with right now you can basically get you a nice

1210
00:57:49,680 --> 00:57:52,960
Speaker 13: VAT for eighty grand, two hundred miles an hour and

1211
00:57:53,000 --> 00:57:54,360
Speaker 13: blow most people out the water.

1212
00:57:54,400 --> 00:57:58,040
Speaker 5: I'm going with y talk to on today, talk to yet.

1213
00:57:59,280 --> 00:58:01,880
Speaker 5: I like that. Talk to him as always a pleasure,

1214
00:58:01,960 --> 00:58:06,160
Speaker 5: my brother. I appreciate you, Quentin, Quentin, it's been a

1215
00:58:06,160 --> 00:58:08,720
Speaker 5: pleasure man. Sorry that we couldn't do longer. But he

1216
00:58:08,800 --> 00:58:11,680
Speaker 5: will be back. He will be back obviously on market Monday,

1217
00:58:11,720 --> 00:58:15,840
Speaker 5: but also four times if you five times five, five

1218
00:58:15,840 --> 00:58:18,720
Speaker 5: times a year, five times a year, he will be

1219
00:58:18,800 --> 00:58:22,320
Speaker 5: a teaching a class for Eyo University. And that Black

1220
00:58:22,320 --> 00:58:25,040
Speaker 5: Friday sale is running up. It's a Lowess's Gifts right now,

1221
00:58:25,040 --> 00:58:25,600
Speaker 5: fifty percent off.

1222
00:58:25,760 --> 00:58:26,240
Speaker 2: That's why I told you.

1223
00:58:26,320 --> 00:58:28,080
Speaker 5: Just like a stock pricet, this is the correction, fifty

1224
00:58:28,080 --> 00:58:31,320
Speaker 5: percent off right now. And after Black Friday that sale

1225
00:58:31,360 --> 00:58:33,040
Speaker 5: goes away. Then also the price goes up to the

1226
00:58:33,080 --> 00:58:34,600
Speaker 5: reason why the price goes up is that we just

1227
00:58:34,640 --> 00:58:38,040
Speaker 5: added we got a full time employee. Now not so

1228
00:58:38,120 --> 00:58:39,960
Speaker 5: much of that. We're just trying to be greedy, like

1229
00:58:40,000 --> 00:58:42,480
Speaker 5: we're adding value to it. We gotta you know, we got.

1230
00:58:42,680 --> 00:58:44,120
Speaker 2: I just had a dope calle too. We're gonna go

1231
00:58:44,600 --> 00:58:45,760
Speaker 2: We're gonna add something that's so.

1232
00:58:46,160 --> 00:58:47,880
Speaker 5: We got a lot. So the link is up there

1233
00:58:47,880 --> 00:58:50,560
Speaker 5: if you're interested, code Eyo fifty and we're gonna give

1234
00:58:50,600 --> 00:58:55,040
Speaker 5: out these cash apps. Let's Quinn, thank you, brother, appreciate it. So,

1235
00:58:55,080 --> 00:58:57,960
Speaker 5: you know, one thing about the pandemic is that it's

1236
00:58:58,000 --> 00:58:59,560
Speaker 5: been tough on a lot of people. Hey, Quinn, how

1237
00:58:59,600 --> 00:59:01,080
Speaker 5: can they do they want? Do you want them to

1238
00:59:01,080 --> 00:59:01,440
Speaker 5: follow you?

1239
00:59:01,880 --> 00:59:02,080
Speaker 4: Yeah?

1240
00:59:02,240 --> 00:59:05,080
Speaker 5: Okay? What's what's your Instagram?

1241
00:59:05,760 --> 00:59:08,000
Speaker 12: Mister wall Street? I forget how I spell it? I've

1242
00:59:08,080 --> 00:59:12,760
Speaker 12: made it so long ago. Are your privacy?

1243
00:59:11,840 --> 00:59:11,880
Speaker 4: No?

1244
00:59:12,200 --> 00:59:13,560
Speaker 2: Not that way?

1245
00:59:13,760 --> 00:59:19,360
Speaker 12: Cast It was like building up too much, So I apologize. Yeah, mister,

1246
00:59:19,440 --> 00:59:19,840
Speaker 12: I think.

1247
00:59:19,760 --> 00:59:22,320
Speaker 5: I think it's mister like m I S T E.

1248
00:59:22,320 --> 00:59:27,440
Speaker 12: R R Underscore wall Street. Those spaces mister wall Street

1249
00:59:28,760 --> 00:59:30,960
Speaker 12: might played in the chat. Uh and you know what

1250
00:59:31,000 --> 00:59:33,080
Speaker 12: I mean, follow me, I said, I'm always hearing me.

1251
00:59:33,120 --> 00:59:34,800
Speaker 12: I'm here for the culture. We got questions I can

1252
00:59:34,800 --> 00:59:37,400
Speaker 12: help out. I'm always here to answer questions and just

1253
00:59:37,440 --> 00:59:39,440
Speaker 12: kind of be a staple and answer the conversation.

1254
00:59:40,040 --> 00:59:41,840
Speaker 2: Oh shout out his business. You just put you your

1255
00:59:41,880 --> 00:59:42,760
Speaker 2: journey there, all right.

1256
00:59:44,200 --> 00:59:49,400
Speaker 5: Mister mister Underscore wall St not Street stall s T.

1257
00:59:50,880 --> 00:59:53,720
Speaker 4: Appreciate you, brother, Love and a blessed Holliday everybody.

1258
00:59:53,800 --> 00:59:55,480
Speaker 2: Man, absolutely, my brother.

1259
00:59:55,640 --> 00:59:56,960
Speaker 5: Yeah, you know, it's been it's been a it's been

1260
00:59:57,000 --> 01:00:00,480
Speaker 5: a tough year. For people were just a and Dykeman.

1261
01:00:00,560 --> 01:00:04,960
Speaker 5: We gave ten thousand dollars TV trip to Disneyland, all

1262
01:00:05,000 --> 01:00:08,000
Speaker 5: of that four hundred turkeys. But you know, we got

1263
01:00:08,080 --> 01:00:10,480
Speaker 5: we got a community worldwide, so we figured, you know,

1264
01:00:11,280 --> 01:00:12,880
Speaker 5: last minute thing. I hit Troy, I'm like, how you

1265
01:00:12,880 --> 01:00:15,800
Speaker 5: feel about this? He's like, yeah, why not. We're gonna

1266
01:00:15,840 --> 01:00:17,640
Speaker 5: do two thousand dollars. We're gonna do the first thousand

1267
01:00:17,680 --> 01:00:19,320
Speaker 5: now and then we'll do the first thousand at the end.

1268
01:00:19,840 --> 01:00:24,840
Speaker 5: Put it. We're gonna through five hundred to zoom, five

1269
01:00:24,960 --> 01:00:28,520
Speaker 5: hundred to our YouTube. We're just gonna pick random people,

1270
01:00:28,600 --> 01:00:31,439
Speaker 5: so please do not get upset if you don't get picked.

1271
01:00:32,080 --> 01:00:33,560
Speaker 5: And then we're going to tell you when it's over,

1272
01:00:33,680 --> 01:00:35,800
Speaker 5: so you can stop putting your cash aff in. I'm

1273
01:00:35,880 --> 01:00:38,360
Speaker 5: just gonna take a few screenshots.

1274
01:00:38,520 --> 01:00:40,240
Speaker 2: Yeah, I got, I got, I know what to put

1275
01:00:40,240 --> 01:00:40,680
Speaker 2: on the job.

1276
01:00:41,120 --> 01:00:42,240
Speaker 5: Can we get the zoom?

1277
01:00:42,440 --> 01:00:42,640
Speaker 6: Yeah?

1278
01:00:44,720 --> 01:00:47,400
Speaker 5: You know, hopefully this could this could you know, lighten

1279
01:00:47,480 --> 01:00:51,600
Speaker 5: the burden a little bit over the holiday season. We

1280
01:00:51,720 --> 01:00:54,200
Speaker 5: know it's a lot of people that you know, might

1281
01:00:54,280 --> 01:00:56,960
Speaker 5: be struggling. It's hard times out there for all of

1282
01:00:57,080 --> 01:01:00,440
Speaker 5: us right now, whether it's financially or whether it's just adically,

1283
01:01:00,560 --> 01:01:03,360
Speaker 5: whether it's just mentally trying to cope. So anything that

1284
01:01:03,440 --> 01:01:05,480
Speaker 5: we can do to try to lighten the burden a

1285
01:01:05,520 --> 01:01:08,120
Speaker 5: little bit. You know, it's love and love man, your leash.

1286
01:01:08,160 --> 01:01:12,280
Speaker 5: It's nothing like you're often often duplicated. That's a fact.

1287
01:01:13,240 --> 01:01:16,000
Speaker 5: We talk about that later on Big Trap.

1288
01:01:17,040 --> 01:01:20,600
Speaker 2: So so separately. You know, he is he there, Yeah,

1289
01:01:20,600 --> 01:01:21,240
Speaker 2: he's he's a.

1290
01:01:21,880 --> 01:01:23,840
Speaker 5: I need bro. You gotta cut your mic on your

1291
01:01:24,240 --> 01:01:25,040
Speaker 5: in your camera.

1292
01:01:24,840 --> 01:01:31,560
Speaker 2: On a big track, going live on the Trap, live

1293
01:01:31,640 --> 01:01:32,120
Speaker 2: from the track.

1294
01:01:32,200 --> 01:01:32,960
Speaker 5: Man, it's cool with you.

1295
01:01:33,800 --> 01:01:34,000
Speaker 2: Man.

1296
01:01:34,160 --> 01:01:38,200
Speaker 4: Listen, man, long day man. Listen. Man.

1297
01:01:38,280 --> 01:01:42,560
Speaker 14: I it's been a lot man, catching planes, almost missing planes,

1298
01:01:42,560 --> 01:01:44,160
Speaker 14: having to put my foot in the door to make

1299
01:01:44,200 --> 01:01:46,760
Speaker 14: sure I get on the plane, all kind of stuff.

1300
01:01:46,880 --> 01:01:48,720
Speaker 2: Man. Yeah, but it is what it is.

1301
01:01:48,840 --> 01:01:49,600
Speaker 4: It's all love.

1302
01:01:49,720 --> 01:01:51,520
Speaker 2: You feel me. I heard you.

1303
01:01:51,640 --> 01:01:53,280
Speaker 3: I heard they they putting you in the running for

1304
01:01:53,320 --> 01:01:55,400
Speaker 3: an oscar. Man, That's what I'm hearing out here.

1305
01:01:55,840 --> 01:01:59,800
Speaker 4: Listen, Man, I felt like Denzel on training.

1306
01:02:01,160 --> 01:02:03,240
Speaker 5: That's a fact. Man. It is all right, guys, you

1307
01:02:03,280 --> 01:02:05,480
Speaker 5: can officially stop with the cash apps.

1308
01:02:05,520 --> 01:02:06,200
Speaker 2: Yeah we got five.

1309
01:02:06,240 --> 01:02:09,200
Speaker 5: We have five. We're gonna do it again at the end,

1310
01:02:09,640 --> 01:02:10,160
Speaker 5: so you can.

1311
01:02:10,120 --> 01:02:12,560
Speaker 2: Officially look at that. It slowed down.

1312
01:02:12,880 --> 01:02:16,480
Speaker 5: You can officially, you can officially stop your cash apps.

1313
01:02:16,560 --> 01:02:19,520
Speaker 5: We have five and then we go and do another five.

1314
01:02:19,600 --> 01:02:21,760
Speaker 5: At the end, Catherine, I see you. I see what

1315
01:02:21,800 --> 01:02:25,360
Speaker 5: you're saying. You gotta go to the seven. This episode

1316
01:02:25,440 --> 01:02:27,360
Speaker 5: is brought to you by P and C Bank. A

1317
01:02:27,400 --> 01:02:30,320
Speaker 5: lot of people think podcasts about work are boring, and

1318
01:02:30,560 --> 01:02:34,560
Speaker 5: sure they definitely can be, but understanding a professionals routine

1319
01:02:34,680 --> 01:02:37,400
Speaker 5: shows us how they achieve their success little by little,

1320
01:02:37,840 --> 01:02:38,800
Speaker 5: day after day.

1321
01:02:39,840 --> 01:02:41,479
Speaker 2: It's like banking with P and C Bank.

1322
01:02:41,960 --> 01:02:44,760
Speaker 3: It might seem boring to save, plan and make calculated

1323
01:02:44,800 --> 01:02:47,880
Speaker 3: decisions with your bank, but keeping your money boring is

1324
01:02:47,920 --> 01:02:51,200
Speaker 3: what helps you live or more happily fulfilled life. P

1325
01:02:51,360 --> 01:02:56,160
Speaker 3: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly

1326
01:02:56,240 --> 01:02:58,840
Speaker 3: Boring since eighteen sixty five is a service mark of

1327
01:02:58,920 --> 01:03:02,120
Speaker 3: the PNC Financial Service Group, Inc. P and C Bank

1328
01:03:02,560 --> 01:03:05,240
Speaker 3: National Association Member FDIC.

1329
01:03:07,880 --> 01:03:08,520
Speaker 2: ERNERDS. What's Up?

1330
01:03:08,640 --> 01:03:11,040
Speaker 3: You ever walk into a small business and everything just

1331
01:03:11,280 --> 01:03:14,400
Speaker 3: works like the checkout is fast, the seats or digital

1332
01:03:14,960 --> 01:03:17,919
Speaker 3: tipping is a breeze, and you're out the door before

1333
01:03:17,960 --> 01:03:22,080
Speaker 3: the line even builds. Odds are they're using square? We

1334
01:03:22,280 --> 01:03:24,760
Speaker 3: love supporting businesses that run on Square because it just

1335
01:03:24,840 --> 01:03:28,080
Speaker 3: feels seamless. Whether it's a local coffee shop, a vendor

1336
01:03:28,120 --> 01:03:30,360
Speaker 3: at a pop up market, or even one of our

1337
01:03:30,440 --> 01:03:34,040
Speaker 3: merch partners, Square makes it easy for them to take payments,

1338
01:03:34,320 --> 01:03:38,000
Speaker 3: manage inventory, and run their business with confidence, all from

1339
01:03:38,160 --> 01:03:41,520
Speaker 3: one simple system. If you're a business owner or even

1340
01:03:41,640 --> 01:03:45,120
Speaker 3: just thinking about launching something soon, Square is hands down

1341
01:03:45,200 --> 01:03:48,120
Speaker 3: one of the best tools out there to help you start, run,

1342
01:03:48,440 --> 01:03:51,760
Speaker 3: and grow. It's not just about payments, it's about giving

1343
01:03:51,800 --> 01:03:54,440
Speaker 3: you time back so you can focus on what matters

1344
01:03:54,520 --> 01:03:57,720
Speaker 3: most Ready. To see how Square can transform your business,

1345
01:03:58,040 --> 01:04:02,640
Speaker 3: visit Square dot com backslash go backslash eyl to learn

1346
01:04:02,720 --> 01:04:07,880
Speaker 3: more that Square dot com backslash, go backslash eyl. Don't wait,

1347
01:04:08,200 --> 01:04:11,000
Speaker 3: don't hesitate. Let's Square handle the back end so you

1348
01:04:11,040 --> 01:04:12,680
Speaker 3: can keep pushing your vision forward.

1349
01:04:15,360 --> 01:04:19,200
Speaker 1: You just realized your business needed to hire someone yesterday.

1350
01:04:19,760 --> 01:04:23,920
Speaker 1: How can you find amazing candidates fast? Easy? Just use

1351
01:04:24,040 --> 01:04:27,240
Speaker 1: Indeed stop struggling to get your job post seen on

1352
01:04:27,400 --> 01:04:31,280
Speaker 1: other job sites. With Indeed sponsored jobs, your post jumps

1353
01:04:31,320 --> 01:04:33,520
Speaker 1: to the top of the page for your relevant candidates,

1354
01:04:33,880 --> 01:04:36,920
Speaker 1: so you can reach the people you want faster. According

1355
01:04:36,960 --> 01:04:40,520
Speaker 1: to Indeed data, sponsored jobs posted directly on Indeed have

1356
01:04:40,760 --> 01:04:44,760
Speaker 1: forty five percent more applications than non sponsored jobs. Don't

1357
01:04:44,800 --> 01:04:48,440
Speaker 1: wait any longer, speed up your hiring right now with Indeed,

1358
01:04:48,880 --> 01:04:51,120
Speaker 1: and listeners of this show will get a seventy five

1359
01:04:51,200 --> 01:04:54,320
Speaker 1: dollars sponsored job credit to get your jobs more visibility

1360
01:04:54,560 --> 01:05:00,320
Speaker 1: at indeed dot com slash pod KATZ thirteen. Let's go

1361
01:05:00,320 --> 01:05:03,120
Speaker 1: to indeed dot com slash p O d k a

1362
01:05:03,280 --> 01:05:06,640
Speaker 1: t Z thirteen right now and support our show by

1363
01:05:06,720 --> 01:05:09,640
Speaker 1: saying you heard about Indeed on this podcast. Terms and

1364
01:05:09,680 --> 01:05:12,920
Speaker 1: conditions apply. Hiring Indeed is all you need.

1365
01:05:13,480 --> 01:05:17,320
Speaker 5: Hey, yeah, so Wall Street trapped? How do you like

1366
01:05:17,400 --> 01:05:20,160
Speaker 5: the pinch hitting that we put together the last the

1367
01:05:20,280 --> 01:05:23,640
Speaker 5: ninth inning we put together ninth show, the last minute? Huh?

1368
01:05:23,680 --> 01:05:24,600
Speaker 5: We didn't We didn't panic.

1369
01:05:24,960 --> 01:05:25,480
Speaker 4: You don't know who?

1370
01:05:25,560 --> 01:05:30,360
Speaker 5: I know? Fat's a fact, that's a fat man. Let's

1371
01:05:31,800 --> 01:05:35,000
Speaker 5: trap Trapp. Trapp called me. Everybody knows I have high

1372
01:05:35,080 --> 01:05:38,400
Speaker 5: levels of anxiety. And he called me like, yo, I'm

1373
01:05:38,480 --> 01:05:40,439
Speaker 5: landing in half an hour and be late.

1374
01:05:41,320 --> 01:05:41,600
Speaker 4: I don't know.

1375
01:05:41,680 --> 01:05:42,680
Speaker 2: You should have just text me, bro.

1376
01:05:44,480 --> 01:05:45,640
Speaker 5: I'm like, what you know?

1377
01:05:47,840 --> 01:05:49,800
Speaker 14: I know he's the one thats gonna be tripping. Yeah,

1378
01:05:49,960 --> 01:05:51,920
Speaker 14: he didn't gonna go through all kind of emotions.

1379
01:05:51,960 --> 01:05:54,120
Speaker 2: Oh my god, he's like, yo, we got I was

1380
01:05:54,160 --> 01:05:55,680
Speaker 2: sitting with him like, oh my gosh. I'm like, nah,

1381
01:05:55,720 --> 01:05:56,680
Speaker 2: we good, We're good.

1382
01:05:57,320 --> 01:05:57,800
Speaker 9: Oh man.

1383
01:05:57,960 --> 01:05:59,600
Speaker 5: I had my sister trying to get my son a

1384
01:05:59,680 --> 01:06:02,760
Speaker 5: PSI right now, and I had I had her waiting

1385
01:06:03,000 --> 01:06:05,680
Speaker 5: on the computer at nine o'clock and it sold out

1386
01:06:05,720 --> 01:06:06,440
Speaker 5: in ten seconds.

1387
01:06:06,640 --> 01:06:08,280
Speaker 2: Oh yeah, we know that the you can't you can't

1388
01:06:08,280 --> 01:06:08,760
Speaker 2: compute a b.

1389
01:06:08,840 --> 01:06:10,720
Speaker 5: If anybody got PS five, hit me up.

1390
01:06:11,200 --> 01:06:12,880
Speaker 2: What can you do? Retail? Retail?

1391
01:06:13,080 --> 01:06:17,600
Speaker 5: Retail, retail, Please do not take advantage of me. I've

1392
01:06:17,680 --> 01:06:21,360
Speaker 5: fed the culture for a long time. Sclaimer, don't abuse me.

1393
01:06:21,880 --> 01:06:25,520
Speaker 5: That's to do disclaimer for a long time. And then

1394
01:06:25,640 --> 01:06:27,880
Speaker 5: I need a this is this is a public service announcement.

1395
01:06:28,080 --> 01:06:30,880
Speaker 5: I need a PS five for my son's birthday. If

1396
01:06:30,920 --> 01:06:32,680
Speaker 5: anybody wants to be a good semary, I'm gonna pay

1397
01:06:32,680 --> 01:06:34,160
Speaker 5: for it. I just want to pay retail price.

1398
01:06:34,320 --> 01:06:36,080
Speaker 4: You needs to the city, and I don't put my

1399
01:06:36,200 --> 01:06:37,160
Speaker 4: trap word down there.

1400
01:06:37,720 --> 01:06:40,400
Speaker 5: Come on, come on, gosh, look out look out for me,

1401
01:06:40,480 --> 01:06:42,080
Speaker 5: Come through for me. Please look out for me.

1402
01:06:42,160 --> 01:06:44,920
Speaker 4: Man, say this right quick before we go.

1403
01:06:46,480 --> 01:06:48,640
Speaker 14: Bro, we gotta let another two hundred people get the

1404
01:06:48,960 --> 01:06:51,600
Speaker 14: seventy percent off, bro Number two.

1405
01:06:52,320 --> 01:06:54,200
Speaker 4: Yeah, because because.

1406
01:06:53,920 --> 01:06:55,840
Speaker 14: I was on a flight, I wasn't able to like

1407
01:06:55,960 --> 01:06:58,840
Speaker 14: get people, and they like I couldn't get it, and

1408
01:06:58,920 --> 01:07:04,000
Speaker 14: I'm like, all, so we gotta let another two hundred

1409
01:07:04,000 --> 01:07:06,880
Speaker 14: people get the seventeen percent off. It's my fault, you

1410
01:07:06,960 --> 01:07:09,240
Speaker 14: know what I'm saying. I wasn't able to, you know,

1411
01:07:09,360 --> 01:07:12,840
Speaker 14: handle my business on my end, so we gotta let

1412
01:07:12,840 --> 01:07:14,920
Speaker 14: another two hundred people get seven percent off.

1413
01:07:16,920 --> 01:07:20,800
Speaker 5: Whatever whatever, trap whatever the boss says, Hey, Mike him right,

1414
01:07:21,000 --> 01:07:21,840
Speaker 5: get the fly already.

1415
01:07:25,200 --> 01:07:27,680
Speaker 14: I just gotta use you know, it's fast fail, man,

1416
01:07:27,800 --> 01:07:30,120
Speaker 14: you know what I'm saying. I know it was something

1417
01:07:30,120 --> 01:07:32,240
Speaker 14: I know that was gonna be it, man. And then

1418
01:07:33,160 --> 01:07:35,080
Speaker 14: a couple of people who I know, like some of

1419
01:07:35,160 --> 01:07:38,080
Speaker 14: my trapers got it. But I've been moving around so

1420
01:07:38,320 --> 01:07:41,040
Speaker 14: much today and when my one of my HU tenants

1421
01:07:41,120 --> 01:07:44,040
Speaker 14: was like, broh this thing I fought in two modules.

1422
01:07:44,400 --> 01:07:46,320
Speaker 4: Nah, this is crazy. He was going through it. He

1423
01:07:46,440 --> 01:07:48,600
Speaker 4: was like, nah, this he literally and you know I

1424
01:07:48,720 --> 01:07:50,160
Speaker 4: told you all that. I was like, bro, this this

1425
01:07:50,400 --> 01:07:51,560
Speaker 4: probably was like some of the.

1426
01:07:51,640 --> 01:07:53,280
Speaker 14: Best work because you know, we went into it with

1427
01:07:53,400 --> 01:07:56,280
Speaker 14: different a different type of motivation, a different type of intention.

1428
01:07:56,800 --> 01:07:57,400
Speaker 4: You know what I'm saying.

1429
01:07:57,400 --> 01:08:00,600
Speaker 14: We were into it like yo, like this would like bro,

1430
01:08:00,760 --> 01:08:03,160
Speaker 14: the coach needs something different, you know what I'm saying,

1431
01:08:03,240 --> 01:08:05,040
Speaker 14: The coaching and we the ones gott to give it.

1432
01:08:05,160 --> 01:08:05,400
Speaker 1: And so.

1433
01:08:06,960 --> 01:08:09,400
Speaker 14: Just doing that, man, I felt like so many people

1434
01:08:09,560 --> 01:08:11,440
Speaker 14: was like trapped. Man, it was up with the two hundred,

1435
01:08:11,480 --> 01:08:12,960
Speaker 14: and I know we hit the two hundred. I feel

1436
01:08:12,960 --> 01:08:14,760
Speaker 14: like it wasn't felt because I let y'all people get

1437
01:08:14,760 --> 01:08:16,000
Speaker 14: it and my people wasn't able to get it.

1438
01:08:16,720 --> 01:08:18,679
Speaker 2: I told you, I tell you what come of these earners.

1439
01:08:18,760 --> 01:08:22,639
Speaker 14: Man, They ain't playing with crazy that I wasn't able

1440
01:08:22,760 --> 01:08:24,840
Speaker 14: to get them because you know, I like to do

1441
01:08:24,960 --> 01:08:27,040
Speaker 14: hand in hand, So I like to send people to

1442
01:08:27,120 --> 01:08:28,960
Speaker 14: my DM so I can like give it to you know,

1443
01:08:29,040 --> 01:08:29,400
Speaker 14: I'm old.

1444
01:08:29,439 --> 01:08:31,599
Speaker 4: I'm like, I'm like that man. You know what I'm saying.

1445
01:08:31,920 --> 01:08:33,800
Speaker 4: I'm like that I need hand in hand.

1446
01:08:33,840 --> 01:08:34,559
Speaker 1: I need I.

1447
01:08:36,520 --> 01:08:40,160
Speaker 14: Need that me my feeling again, So it's my fault, man.

1448
01:08:40,280 --> 01:08:42,479
Speaker 14: So we got to give another another two hundred people

1449
01:08:42,600 --> 01:08:43,240
Speaker 14: access to that.

1450
01:08:43,320 --> 01:08:46,920
Speaker 5: Bro all right, So there girls opened up another two hundred.

1451
01:08:47,680 --> 01:08:49,800
Speaker 5: I was actually about to announce that it was sold out.

1452
01:08:50,640 --> 01:08:57,560
Speaker 5: He's about to do you learn something everything, change the

1453
01:08:57,640 --> 01:09:00,320
Speaker 5: script changes every second. I was about to say fifty

1454
01:09:00,320 --> 01:09:03,680
Speaker 5: percent because of seventy five percent was going, but I

1455
01:09:03,680 --> 01:09:06,679
Speaker 5: guess it's not going. So another two hundred first comfort,

1456
01:09:07,200 --> 01:09:08,400
Speaker 5: change the.

1457
01:09:08,360 --> 01:09:13,799
Speaker 4: Script, change the flyp you know what I mean.

1458
01:09:14,400 --> 01:09:17,240
Speaker 5: To Night's full of to Night's full of surprises. You

1459
01:09:17,360 --> 01:09:20,280
Speaker 5: never know, you never know what's gonna happen. All right, Well,

1460
01:09:20,800 --> 01:09:25,080
Speaker 5: another two hundred people for the Blue Magic the Family Pack,

1461
01:09:25,640 --> 01:09:30,439
Speaker 5: And that's Traps Production featuring us. And it's really like

1462
01:09:30,520 --> 01:09:33,200
Speaker 5: a guide to generational wealth, how to make it a million.

1463
01:09:33,240 --> 01:09:35,280
Speaker 5: And I always tell people it's not a stock it's

1464
01:09:35,320 --> 01:09:38,160
Speaker 5: not a stock course. It's not it's to sit down,

1465
01:09:38,280 --> 01:09:40,760
Speaker 5: hold your hand, walk you through it. Like this is

1466
01:09:40,800 --> 01:09:43,200
Speaker 5: a revocable trust. This is how you open it. This

1467
01:09:43,479 --> 01:09:45,560
Speaker 5: is precious metals. This is how you look at this.

1468
01:09:45,720 --> 01:09:49,040
Speaker 5: This is how you evaluate mutual funds, how you evaluate

1469
01:09:50,360 --> 01:09:52,799
Speaker 5: index funds, This is how you evaluate a life insurance.

1470
01:09:52,840 --> 01:09:54,759
Speaker 5: Like it was cool for me because as an advisor,

1471
01:09:54,920 --> 01:09:56,720
Speaker 5: I have access to stuff that other people don't have

1472
01:09:56,760 --> 01:09:59,360
Speaker 5: access to. So it's like the first time I actually

1473
01:09:59,400 --> 01:10:01,800
Speaker 5: got to sit down and like show people like this

1474
01:10:01,880 --> 01:10:04,240
Speaker 5: is an illustration. This is how you properly do it.

1475
01:10:04,320 --> 01:10:06,120
Speaker 5: You put more money in here, you do this, you

1476
01:10:06,240 --> 01:10:09,120
Speaker 5: move this around, and it's like a manual. It's more

1477
01:10:09,120 --> 01:10:11,400
Speaker 5: of a manual than anything. And it was just we

1478
01:10:11,520 --> 01:10:14,080
Speaker 5: did the podcast. The podcast is legendary, but I realized

1479
01:10:14,120 --> 01:10:16,360
Speaker 5: with these things, there's only so much information you can

1480
01:10:16,400 --> 01:10:18,800
Speaker 5: put in the podcast. It's like it's impossible. We have

1481
01:10:18,840 --> 01:10:20,519
Speaker 5: to do like ten podcasts and like sit down and

1482
01:10:20,760 --> 01:10:23,880
Speaker 5: have a share screen. So that's what Blue Magic is.

1483
01:10:24,000 --> 01:10:28,479
Speaker 5: The wealth the wealth pack, family pack and yeah out

1484
01:10:28,520 --> 01:10:30,880
Speaker 5: and now what they got to do? Email, text you

1485
01:10:31,080 --> 01:10:31,840
Speaker 5: or I mean, what's.

1486
01:10:31,720 --> 01:10:33,240
Speaker 2: The word tonight? What they putting? What they're putting in

1487
01:10:33,280 --> 01:10:34,479
Speaker 2: your DM tonight? What's the word.

1488
01:10:36,200 --> 01:10:39,240
Speaker 4: Plugging?

1489
01:10:39,439 --> 01:10:44,439
Speaker 5: Plugged? Clug Trap. It's also on our website and in

1490
01:10:44,520 --> 01:10:46,840
Speaker 5: the bio of this video. But Trap, let me ask

1491
01:10:46,840 --> 01:10:48,080
Speaker 5: you a question that I didn't get to ask you

1492
01:10:48,160 --> 01:10:51,120
Speaker 5: on a podcast. Talk about take it down a business? Right?

1493
01:10:52,240 --> 01:10:53,760
Speaker 5: I know you just dropped the e book and you

1494
01:10:53,880 --> 01:10:56,840
Speaker 5: talked about that as far as like your strategy of

1495
01:10:56,920 --> 01:10:59,479
Speaker 5: breaking down businesses, and I got said I had that

1496
01:10:59,600 --> 01:11:01,280
Speaker 5: listed on a podcast, but I didn't get a chance

1497
01:11:01,320 --> 01:11:04,000
Speaker 5: to actually on the podcast. So can you talk about

1498
01:11:04,040 --> 01:11:05,719
Speaker 5: that as far as like breaking down a business.

1499
01:11:06,640 --> 01:11:09,880
Speaker 14: So it's a few like so every investor is gonna

1500
01:11:09,960 --> 01:11:13,160
Speaker 14: every investor gonna have like certain things they look for

1501
01:11:13,320 --> 01:11:15,479
Speaker 14: when they breaking down. A business man shouts of my

1502
01:11:15,600 --> 01:11:21,120
Speaker 14: great aunt with these the floor rings. Bro, that's how

1503
01:11:21,200 --> 01:11:22,800
Speaker 14: quickly I didn't even go to the hotel or nothing.

1504
01:11:23,560 --> 01:11:23,880
Speaker 5: Just can't.

1505
01:11:23,880 --> 01:11:25,360
Speaker 4: I'm looking like a pink flowers is.

1506
01:11:25,520 --> 01:11:29,080
Speaker 5: Going looks like a very southern house household.

1507
01:11:29,680 --> 01:11:35,240
Speaker 4: You don't get this in the mother son, you feel me.

1508
01:11:35,880 --> 01:11:38,479
Speaker 3: At all, or you can't you can't bump that, you

1509
01:11:38,600 --> 01:11:39,200
Speaker 3: can't bump that.

1510
01:11:39,320 --> 01:11:41,439
Speaker 5: Show you need or you needed the plastic on the

1511
01:11:41,520 --> 01:11:43,479
Speaker 5: couch new and so.

1512
01:11:43,520 --> 01:11:44,719
Speaker 4: We took the plastic up.

1513
01:11:46,120 --> 01:11:46,599
Speaker 2: Big time.

1514
01:11:46,720 --> 01:11:47,200
Speaker 5: I feel that.

1515
01:11:47,760 --> 01:11:47,880
Speaker 3: Uh.

1516
01:11:48,040 --> 01:11:52,519
Speaker 4: But basically so everybody has everybody has.

1517
01:11:53,920 --> 01:11:58,040
Speaker 14: Different different things that they look for when they investing

1518
01:11:58,320 --> 01:12:00,560
Speaker 14: looking for a business of breaking down the business. So

1519
01:12:00,680 --> 01:12:03,400
Speaker 14: for me, I go I go through multiple angles. Like

1520
01:12:03,479 --> 01:12:05,720
Speaker 14: we talked about molts on the podcast. So one of

1521
01:12:05,800 --> 01:12:09,439
Speaker 14: the things for me is that's especially that's first and foremost.

1522
01:12:09,479 --> 01:12:12,800
Speaker 14: I gotta see that. But inside of the ebook, I

1523
01:12:12,920 --> 01:12:16,280
Speaker 14: broke down how to trap during the drought. And the

1524
01:12:16,360 --> 01:12:19,360
Speaker 14: reason why I did that was because during these times,

1525
01:12:19,400 --> 01:12:21,679
Speaker 14: you see a lot of businesses really go out of business.

1526
01:12:21,960 --> 01:12:24,760
Speaker 14: You see a lot of business suspending they dividends. You

1527
01:12:24,840 --> 01:12:28,040
Speaker 14: see a lot of businesses cutting they dividends. You see

1528
01:12:28,080 --> 01:12:30,000
Speaker 14: a lot of things happening right here, right. And so

1529
01:12:30,160 --> 01:12:31,960
Speaker 14: one of the things I was like, okay, like how

1530
01:12:32,040 --> 01:12:34,600
Speaker 14: do I give people some things to look for, like

1531
01:12:34,840 --> 01:12:36,840
Speaker 14: exactly to know if just a good business of this

1532
01:12:36,960 --> 01:12:39,400
Speaker 14: a business they should be in. And so one of

1533
01:12:39,439 --> 01:12:44,560
Speaker 14: the things was operational costs or operational cash flow. But

1534
01:12:44,800 --> 01:12:51,120
Speaker 14: also there's this acronym called i CR right, and the

1535
01:12:51,479 --> 01:12:54,000
Speaker 14: just how can a business? It was how can a

1536
01:12:54,080 --> 01:12:57,599
Speaker 14: business payoff? It's make payments on its debt?

1537
01:12:58,680 --> 01:12:58,840
Speaker 5: Right?

1538
01:12:59,120 --> 01:13:01,880
Speaker 14: How can business is make payments on this debt? So

1539
01:13:02,080 --> 01:13:04,600
Speaker 14: most in the financial a lot of business is going

1540
01:13:04,680 --> 01:13:06,840
Speaker 14: to have debt. Now we know that I love businesses

1541
01:13:06,920 --> 01:13:09,720
Speaker 14: that have no debt. That's like my goal to like,

1542
01:13:09,760 --> 01:13:11,880
Speaker 14: if you don't got to no debt, It's something I'm

1543
01:13:11,920 --> 01:13:14,880
Speaker 14: really going in for, right, because a business that doesn't

1544
01:13:14,960 --> 01:13:17,519
Speaker 14: have debt is a business that can't go bankrupt, you

1545
01:13:17,560 --> 01:13:20,160
Speaker 14: feel what I'm saying. And so that's a safety measure.

1546
01:13:20,240 --> 01:13:23,040
Speaker 14: But we all know that businesses us that has leveraged

1547
01:13:23,040 --> 01:13:24,960
Speaker 14: a lot of times. So one of the things we

1548
01:13:25,040 --> 01:13:26,920
Speaker 14: want to do is make sure that the business can

1549
01:13:27,320 --> 01:13:29,760
Speaker 14: pay its debt payments. Right, even if it can't pay

1550
01:13:29,800 --> 01:13:31,639
Speaker 14: the debt down, it can pay the debt payments.

1551
01:13:31,960 --> 01:13:32,880
Speaker 2: And so how do we do that.

1552
01:13:33,000 --> 01:13:37,320
Speaker 14: We look at what's called interest payment ratio interest coverage

1553
01:13:37,439 --> 01:13:40,080
Speaker 14: ratio I see R like And what we do is

1554
01:13:40,160 --> 01:13:43,240
Speaker 14: we look at the company's operational cash flow, right, and

1555
01:13:43,360 --> 01:13:46,320
Speaker 14: if the operational cash flow can pay at least the

1556
01:13:46,479 --> 01:13:48,839
Speaker 14: payments the debt payments, then it's.

1557
01:13:48,680 --> 01:13:49,720
Speaker 4: A go ahead for us.

1558
01:13:50,080 --> 01:13:52,400
Speaker 14: So for me, I'm looking at how much debt the

1559
01:13:52,479 --> 01:13:55,599
Speaker 14: business has and if the debt, if the debt.

1560
01:13:55,560 --> 01:13:58,240
Speaker 4: Is paid covered by the operational cash flow.

1561
01:13:58,560 --> 01:14:00,880
Speaker 14: You know what I'm saying. The debt is about those payments.

1562
01:14:00,920 --> 01:14:03,559
Speaker 14: So the money that's coming in, right, the money that's

1563
01:14:03,600 --> 01:14:05,840
Speaker 14: coming in, can they take a portion of that money

1564
01:14:05,880 --> 01:14:08,320
Speaker 14: and pay the debt and still be functional. If they

1565
01:14:08,360 --> 01:14:11,160
Speaker 14: can still do that, then I'm good. So that that's

1566
01:14:11,200 --> 01:14:13,080
Speaker 14: one of the important things for me. When I'm looking

1567
01:14:13,120 --> 01:14:15,599
Speaker 14: at a business that does have debt, can they make

1568
01:14:15,680 --> 01:14:17,960
Speaker 14: those payments? And then the next thing I need to

1569
01:14:18,040 --> 01:14:20,560
Speaker 14: know is how long is it going to take for

1570
01:14:20,680 --> 01:14:21,160
Speaker 14: them to.

1571
01:14:21,240 --> 01:14:22,040
Speaker 4: Pay that debt off.

1572
01:14:22,400 --> 01:14:25,800
Speaker 14: That's another important thing for me is because I need

1573
01:14:25,880 --> 01:14:27,519
Speaker 14: to see if you can pay that debt off.

1574
01:14:27,439 --> 01:14:30,720
Speaker 4: Within three years five years max. With three years is

1575
01:14:30,760 --> 01:14:31,560
Speaker 4: a good time for me.

1576
01:14:31,760 --> 01:14:31,880
Speaker 2: Right.

1577
01:14:32,240 --> 01:14:34,639
Speaker 14: That mean management doing a great job at using debt

1578
01:14:34,680 --> 01:14:37,559
Speaker 14: to leverage the debt, but also not taking too much

1579
01:14:37,640 --> 01:14:39,720
Speaker 14: of the debt into play, you know what I'm saying,

1580
01:14:39,840 --> 01:14:42,640
Speaker 14: not over leveraging themselves, right, because we're gonna use that

1581
01:14:42,800 --> 01:14:43,439
Speaker 14: to leverage.

1582
01:14:43,760 --> 01:14:45,200
Speaker 4: And then now we can use.

1583
01:14:45,200 --> 01:14:49,160
Speaker 14: Debt as return on invested return on equity, which means

1584
01:14:49,240 --> 01:14:53,360
Speaker 14: management now is using shareholder equity to build the business

1585
01:14:53,400 --> 01:14:55,560
Speaker 14: but also give us great returns on our money. So

1586
01:14:55,640 --> 01:14:58,400
Speaker 14: those are two great metrics metrics that I go in

1587
01:14:58,600 --> 01:15:01,200
Speaker 14: on when I'm looking at a busines because that shows

1588
01:15:01,280 --> 01:15:04,760
Speaker 14: me one management can you know it's all It's like,

1589
01:15:04,880 --> 01:15:06,479
Speaker 14: even we use that, you know, we get us a

1590
01:15:06,560 --> 01:15:08,720
Speaker 14: real estate. Sometimes they'll say it's good to use other

1591
01:15:08,720 --> 01:15:10,640
Speaker 14: people money, So I don't have a problem with that,

1592
01:15:10,880 --> 01:15:13,360
Speaker 14: but not even can you make those payments? And if

1593
01:15:13,400 --> 01:15:15,000
Speaker 14: you're going to use that or if you're going to

1594
01:15:15,120 --> 01:15:17,920
Speaker 14: use my capital to make other investments, can you give

1595
01:15:17,960 --> 01:15:19,360
Speaker 14: me a good return on my investment?

1596
01:15:20,120 --> 01:15:20,240
Speaker 2: Yo.

1597
01:15:20,600 --> 01:15:22,519
Speaker 3: Trap One of the things that that you love to

1598
01:15:23,200 --> 01:15:26,840
Speaker 3: do when investment is a dividend play. And while you

1599
01:15:27,000 --> 01:15:29,120
Speaker 3: was taping it, I was like, Yo, he just spent

1600
01:15:29,160 --> 01:15:30,800
Speaker 3: a whole bar in my head.

1601
01:15:30,800 --> 01:15:31,960
Speaker 2: I don't want to say it out loud. I don't

1602
01:15:31,960 --> 01:15:32,559
Speaker 2: want to mess you up.

1603
01:15:32,560 --> 01:15:35,960
Speaker 3: And I'm like, yo, you talked about drip, and like

1604
01:15:36,040 --> 01:15:38,360
Speaker 3: in our culture, we know drip is getting fly, but

1605
01:15:38,400 --> 01:15:40,519
Speaker 3: when it comes to dividends, it's a whole different play.

1606
01:15:40,560 --> 01:15:42,320
Speaker 3: And I'm wondering, like, I think if we get this

1607
01:15:42,439 --> 01:15:44,000
Speaker 3: out there, it's going to change the game. Right, If

1608
01:15:44,040 --> 01:15:45,560
Speaker 3: we're talking about drip, can you explain what that is?

1609
01:15:45,880 --> 01:15:48,720
Speaker 5: To say that drip is that Eyo University drip. We

1610
01:15:48,800 --> 01:15:56,400
Speaker 5: got that too, sweatsuit trip, your dig trap tire.

1611
01:15:56,600 --> 01:15:59,960
Speaker 3: Is required drip trip, that family packed the real drip,

1612
01:16:00,040 --> 01:16:00,920
Speaker 3: the only drip I know.

1613
01:16:01,520 --> 01:16:06,040
Speaker 14: It's the only drip. So this is called dividend Reinvestment plan.

1614
01:16:06,160 --> 01:16:09,040
Speaker 14: And every Friday and travels Anonymous we do this. We

1615
01:16:09,240 --> 01:16:12,439
Speaker 14: do is we take one company and it's called drip

1616
01:16:12,560 --> 01:16:16,800
Speaker 14: literally d r ip. And what we do is we

1617
01:16:16,920 --> 01:16:19,600
Speaker 14: break down a company that has been dripping for a

1618
01:16:19,680 --> 01:16:21,840
Speaker 14: long time. You know what I'm saying, The company that

1619
01:16:23,560 --> 01:16:26,320
Speaker 14: that's been dripping and that doesn't mind that we don't

1620
01:16:26,360 --> 01:16:28,920
Speaker 14: mind letting drip for us over the long term.

1621
01:16:29,400 --> 01:16:29,559
Speaker 2: Right.

1622
01:16:29,720 --> 01:16:32,960
Speaker 14: So what we wanna do is drip is dividend reinvestment plan.

1623
01:16:33,040 --> 01:16:35,800
Speaker 14: And the dull part about that is this, right, So

1624
01:16:35,920 --> 01:16:37,879
Speaker 14: a lot of times people like y'all won't get the dividends,

1625
01:16:37,920 --> 01:16:39,720
Speaker 14: I won't get the dividends, right, So you get the

1626
01:16:39,760 --> 01:16:43,040
Speaker 14: dividends unless you be real, you're going to need, you know,

1627
01:16:43,320 --> 01:16:46,519
Speaker 14: a nice amount of dividends to really take. Like Warren Buffett,

1628
01:16:46,560 --> 01:16:49,240
Speaker 14: I think last last quarter he got I think sixty

1629
01:16:49,280 --> 01:16:50,760
Speaker 14: eight million dollars in dividends.

1630
01:16:50,920 --> 01:16:52,479
Speaker 4: You know what I'm saying, like, don't let that go.

1631
01:16:52,680 --> 01:16:55,800
Speaker 14: Yeah, right, So one of the things we can do

1632
01:16:55,880 --> 01:16:58,479
Speaker 14: with dividend reinvestment is we can use the money from

1633
01:16:58,520 --> 01:17:01,599
Speaker 14: the business, right, the dividends from the business to buy

1634
01:17:01,760 --> 01:17:04,640
Speaker 14: us most shares of the business. You feel something to

1635
01:17:04,680 --> 01:17:06,360
Speaker 14: say that? Again, we can use the money from the

1636
01:17:06,439 --> 01:17:09,599
Speaker 14: business from dividends to buy us most shares of the business.

1637
01:17:09,960 --> 01:17:10,720
Speaker 4: So how do we do that?

1638
01:17:10,840 --> 01:17:13,560
Speaker 14: Okay, So we figure out how much dividend is that

1639
01:17:13,680 --> 01:17:16,280
Speaker 14: this company is paying every month every if they're paying

1640
01:17:16,320 --> 01:17:18,760
Speaker 14: every month of every quarter, we find out how many

1641
01:17:18,840 --> 01:17:21,160
Speaker 14: dividends what they're paying us. So they're paying us fifty

1642
01:17:21,200 --> 01:17:23,479
Speaker 14: cent a quarter, then that means they're paying us two

1643
01:17:23,560 --> 01:17:24,160
Speaker 14: dollars a year.

1644
01:17:24,680 --> 01:17:26,240
Speaker 4: Right, so they're paying us two dollars a year.

1645
01:17:26,240 --> 01:17:28,799
Speaker 14: Then we ask ourselves how many shares of the business

1646
01:17:28,920 --> 01:17:31,080
Speaker 14: do we need for the business to buy us one

1647
01:17:31,160 --> 01:17:33,439
Speaker 14: share of itself? And then we break that down, how

1648
01:17:33,520 --> 01:17:35,280
Speaker 14: many shares of the business do I need for the

1649
01:17:35,360 --> 01:17:38,080
Speaker 14: business to buy me two shares of itself? And that's

1650
01:17:38,160 --> 01:17:41,280
Speaker 14: one of the things. That's one of the things I

1651
01:17:41,560 --> 01:17:43,479
Speaker 14: enjoyed doing. Like when I look for a business, the

1652
01:17:43,520 --> 01:17:45,240
Speaker 14: first thing I'm gonna ask myself, once I did on

1653
01:17:45,320 --> 01:17:47,840
Speaker 14: my homework, if they do pay a dividend, how many

1654
01:17:47,880 --> 01:17:49,360
Speaker 14: shares of the business do I need for it to

1655
01:17:49,400 --> 01:17:52,200
Speaker 14: start buying me two, three, four shares of itself? Because

1656
01:17:52,240 --> 01:17:53,760
Speaker 14: now I don't got to use that I don't got

1657
01:17:53,840 --> 01:17:56,240
Speaker 14: to keep on adding to that position. I could just

1658
01:17:56,360 --> 01:17:58,720
Speaker 14: let that business just keep dripping for me over time,

1659
01:17:59,120 --> 01:18:01,000
Speaker 14: and then once you get get older, and once you

1660
01:18:01,120 --> 01:18:03,800
Speaker 14: get remember well it is a long term game. Right,

1661
01:18:03,920 --> 01:18:06,240
Speaker 14: So now I ask myself, Okay, well I'm twenty thirty

1662
01:18:06,280 --> 01:18:07,880
Speaker 14: forty is old. I may don't need that money. I

1663
01:18:07,920 --> 01:18:10,559
Speaker 14: can just plug it in when you get fifty and sixty.

1664
01:18:10,560 --> 01:18:12,040
Speaker 4: You may say, you know what, I want this to

1665
01:18:12,080 --> 01:18:13,880
Speaker 4: be another streaming income for me. Boom.

1666
01:18:13,960 --> 01:18:15,360
Speaker 14: Now you don't got to let it drip, no move.

1667
01:18:15,680 --> 01:18:18,880
Speaker 14: Now you can actually use that money to be a

1668
01:18:19,080 --> 01:18:21,680
Speaker 14: source of income. So you use the company as itself. Right,

1669
01:18:21,880 --> 01:18:23,680
Speaker 14: You let the company pimp the company. You let the

1670
01:18:23,720 --> 01:18:26,240
Speaker 14: company buy more shares of itself for you, and then

1671
01:18:26,280 --> 01:18:28,200
Speaker 14: when you finish with the buy more shares of itself

1672
01:18:28,240 --> 01:18:28,400
Speaker 14: for you.

1673
01:18:28,800 --> 01:18:30,720
Speaker 4: You let the company just drip out cash flow to

1674
01:18:30,800 --> 01:18:32,599
Speaker 4: you and now becomes cans flow.

1675
01:18:33,720 --> 01:18:38,240
Speaker 5: Real drip best best in the business man trapper trapper

1676
01:18:38,360 --> 01:18:43,320
Speaker 5: talking that talk, man trapper talking at talk. Can we

1677
01:18:43,360 --> 01:18:43,960
Speaker 5: get some questions?

1678
01:18:44,080 --> 01:18:46,360
Speaker 2: Yeah, let's go to Michael. Michael, we're coming to you.

1679
01:18:46,400 --> 01:18:47,559
Speaker 2: I'm mute yourself, you've been unmuted.

1680
01:18:51,760 --> 01:18:52,280
Speaker 4: What's going on?

1681
01:18:52,479 --> 01:18:54,120
Speaker 2: Fellas? Everything great?

1682
01:18:54,160 --> 01:18:54,920
Speaker 5: How you? How you?

1683
01:18:55,400 --> 01:18:56,400
Speaker 4: I'm cool and cooling?

1684
01:18:56,720 --> 01:18:58,479
Speaker 15: Hey, listen, I wanted to ask, as far as you're

1685
01:18:58,520 --> 01:19:00,360
Speaker 15: broken with your cant with it, be better than to

1686
01:19:00,439 --> 01:19:05,920
Speaker 15: be put under the LLC. As far as you know,

1687
01:19:06,000 --> 01:19:07,719
Speaker 15: when y'all talk about keeping things out of your.

1688
01:19:07,680 --> 01:19:11,679
Speaker 5: Name trap, you want to talk about that, well.

1689
01:19:12,520 --> 01:19:13,920
Speaker 4: I never did it. In the LLC.

1690
01:19:14,200 --> 01:19:16,280
Speaker 14: Is always my name you know what I'm saying. But

1691
01:19:17,320 --> 01:19:19,479
Speaker 14: what I am about to do is I'm about to

1692
01:19:19,560 --> 01:19:21,680
Speaker 14: put all of my stuff again. So I had to

1693
01:19:21,760 --> 01:19:23,920
Speaker 14: trust and stuff set up. So I'm about to try

1694
01:19:23,960 --> 01:19:26,920
Speaker 14: to navigate all that under there. But you know what

1695
01:19:27,000 --> 01:19:28,479
Speaker 14: I mean, I guess it's up to you whish. I'll

1696
01:19:28,479 --> 01:19:30,479
Speaker 14: probably tell you that because your financial advisor, you know

1697
01:19:30,520 --> 01:19:31,800
Speaker 14: what I'm saying, he can take you to glory.

1698
01:19:31,840 --> 01:19:33,400
Speaker 4: I could get take you to the trap house. Man.

1699
01:19:37,280 --> 01:19:40,960
Speaker 4: A lot of that, a lot of I'll never sho

1700
01:19:41,160 --> 01:19:41,599
Speaker 4: cover out.

1701
01:19:41,960 --> 01:19:44,760
Speaker 5: Yeah, I don't think necessarily that the LLC really makes

1702
01:19:44,800 --> 01:19:46,439
Speaker 5: that much of a difference as far as because the

1703
01:19:46,560 --> 01:19:49,400
Speaker 5: LLC is passful. You got to go through your personal

1704
01:19:49,439 --> 01:19:51,719
Speaker 5: taxes anyway, unless you're going to put in the trust.

1705
01:19:52,200 --> 01:19:54,000
Speaker 5: And that's something that we talked about on the on

1706
01:19:54,120 --> 01:19:58,040
Speaker 5: the on the wealth pack as well family pack as

1707
01:19:58,080 --> 01:20:01,479
Speaker 5: well as trust. So sometimes depending on like if you

1708
01:20:01,600 --> 01:20:03,960
Speaker 5: have a state tax issues, like we talked about that

1709
01:20:04,000 --> 01:20:06,439
Speaker 5: with the air Vocable Life Insurance Trust and then we

1710
01:20:06,520 --> 01:20:09,680
Speaker 5: talked about the Dynasty Trust also where you know that's

1711
01:20:09,720 --> 01:20:13,800
Speaker 5: how you Yeah, that was that was crazy chat. Put

1712
01:20:13,840 --> 01:20:16,640
Speaker 5: me onto that and you can take the assets out

1713
01:20:16,680 --> 01:20:18,960
Speaker 5: of your your state and you know a lot of

1714
01:20:19,000 --> 01:20:21,439
Speaker 5: times people do that because like very wealthy people, when

1715
01:20:21,439 --> 01:20:24,160
Speaker 5: you have too much money, then you have state tax

1716
01:20:24,240 --> 01:20:27,080
Speaker 5: issues and things of that nature. And you know, people

1717
01:20:27,080 --> 01:20:29,320
Speaker 5: don't even realize that there's actually in the state tax

1718
01:20:30,240 --> 01:20:32,639
Speaker 5: because like we used to just like capital gains tax

1719
01:20:32,720 --> 01:20:34,559
Speaker 5: and personal income tax, but it is in the state tax.

1720
01:20:35,000 --> 01:20:37,880
Speaker 5: So like very wealthy people, you have to pay in

1721
01:20:37,880 --> 01:20:39,960
Speaker 5: the state tax like when you got and this is why,

1722
01:20:40,040 --> 01:20:42,360
Speaker 5: like if they don't plan properly, like you see like

1723
01:20:42,360 --> 01:20:44,080
Speaker 5: a lot of musicians and stuff like that, where like

1724
01:20:44,160 --> 01:20:45,519
Speaker 5: there's state they have a state sales.

1725
01:20:45,600 --> 01:20:48,880
Speaker 2: Yeah we saw, we saw. Uh friends didn't have read

1726
01:20:48,920 --> 01:20:50,160
Speaker 2: the Franklin a bunch of people.

1727
01:20:50,400 --> 01:20:54,960
Speaker 5: Yeah, yeah, they're state go ahead, Jimi Hendrix. There's a

1728
01:20:55,000 --> 01:20:57,559
Speaker 5: long list of entertainers that didn't have wills and didn't

1729
01:20:57,600 --> 01:21:00,600
Speaker 5: have life insurance, didn't have trust set up up, and

1730
01:21:01,720 --> 01:21:03,920
Speaker 5: now they have to have a state tax sales. Elvis Presley,

1731
01:21:04,280 --> 01:21:07,080
Speaker 5: so they sell like their memorabilia, their their guitars really

1732
01:21:07,160 --> 01:21:10,600
Speaker 5: cheap because they owe the government of state tax. So

1733
01:21:11,960 --> 01:21:14,320
Speaker 5: planning is to take the money out of your personal

1734
01:21:15,360 --> 01:21:18,120
Speaker 5: and put it in the trust. And the trust is

1735
01:21:18,160 --> 01:21:21,840
Speaker 5: like an outside entity. It's like its own separate person trust,

1736
01:21:22,040 --> 01:21:26,519
Speaker 5: so big trust. So when you die, the trust can

1737
01:21:26,600 --> 01:21:28,880
Speaker 5: pay the beneficiaries your air, like so the money can

1738
01:21:28,880 --> 01:21:30,960
Speaker 5: come or you can actually receive money from the trust,

1739
01:21:31,280 --> 01:21:34,080
Speaker 5: but it's taken out of your own personal So at

1740
01:21:34,120 --> 01:21:35,960
Speaker 5: a certain point you want to take as much money

1741
01:21:36,000 --> 01:21:38,360
Speaker 5: out as your own out of your own personal as possible.

1742
01:21:38,640 --> 01:21:40,840
Speaker 5: So this is why people do, like we've talked about

1743
01:21:40,840 --> 01:21:43,360
Speaker 5: it yesterday on trapping to this a little bit charitable

1744
01:21:43,400 --> 01:21:46,400
Speaker 5: Remainder trust where it's like you can put money in

1745
01:21:46,600 --> 01:21:48,639
Speaker 5: and you lower your taxable income and the money goes

1746
01:21:48,680 --> 01:21:51,320
Speaker 5: to charity. So I mean, there's so many different levels

1747
01:21:51,360 --> 01:21:54,000
Speaker 5: to it. That's why I said, like this is it's

1748
01:21:54,280 --> 01:21:56,719
Speaker 5: like we can give stocks all day. We give stocks

1749
01:21:56,760 --> 01:21:59,560
Speaker 5: every Monday on market Mondays we give stocks trapping to

1750
01:21:59,680 --> 01:22:02,839
Speaker 5: like none saying it's like that's that's literally the easiest

1751
01:22:02,840 --> 01:22:04,680
Speaker 5: thing to do. And we already said how you can

1752
01:22:04,720 --> 01:22:07,120
Speaker 5: get stocks, like you could just go to ETF look

1753
01:22:07,160 --> 01:22:09,240
Speaker 5: at the top performing stocks in the ETF and that's

1754
01:22:09,240 --> 01:22:11,920
Speaker 5: a good start list right there. Like to give stocks,

1755
01:22:11,920 --> 01:22:13,920
Speaker 5: it's not really too You're not an oracle if you

1756
01:22:13,960 --> 01:22:16,240
Speaker 5: can just give somebody stocks, It's not easy. That's easy

1757
01:22:16,320 --> 01:22:18,800
Speaker 5: to do. How you breaking it down? Like, are you

1758
01:22:18,960 --> 01:22:21,720
Speaker 5: showing them like how to actually protect the wealth. Are

1759
01:22:21,760 --> 01:22:24,799
Speaker 5: you showing them agriculture plays? Are you showing them family

1760
01:22:24,880 --> 01:22:26,960
Speaker 5: plays are agriculture? Like you know what I'm saying, like

1761
01:22:27,040 --> 01:22:31,200
Speaker 5: this is now I'm just I'm just being honest. I'm

1762
01:22:31,200 --> 01:22:34,080
Speaker 5: really being honest. It's real talk. It's real talk. So

1763
01:22:34,720 --> 01:22:36,200
Speaker 5: you know, that's That's one of the things that we

1764
01:22:36,320 --> 01:22:39,320
Speaker 5: did with the with the family pat is just broke

1765
01:22:39,360 --> 01:22:41,720
Speaker 5: all of that stuff down because it's it's levels to it.

1766
01:22:41,800 --> 01:22:43,080
Speaker 5: And if you were on the first level and you

1767
01:22:43,080 --> 01:22:44,560
Speaker 5: don't want to do it, that's cool. You can just

1768
01:22:44,880 --> 01:22:47,040
Speaker 5: tap into YouTube, tap into the podcast, and then just

1769
01:22:47,080 --> 01:22:49,880
Speaker 5: watch Instagram. But it's just you know, sometimes in life

1770
01:22:49,920 --> 01:22:51,240
Speaker 5: you just want to high a level. It's like if

1771
01:22:51,280 --> 01:22:52,760
Speaker 5: you go to college, you know what I mean, like

1772
01:22:52,840 --> 01:22:53,840
Speaker 5: you want it. You might just want to go to

1773
01:22:53,880 --> 01:22:57,120
Speaker 5: college for a higher level education. And that's pretty much

1774
01:22:57,120 --> 01:22:57,439
Speaker 5: what it is.

1775
01:22:57,520 --> 01:22:57,560
Speaker 6: Like.

1776
01:22:57,680 --> 01:23:02,360
Speaker 5: Institutions is this, this been institutions around for years. It's

1777
01:23:02,400 --> 01:23:06,160
Speaker 5: nothing new. Harvard, the white he's ever discredited Harvard. I've

1778
01:23:06,200 --> 01:23:09,679
Speaker 5: never seen anybody discredit Yale. You can't. You can't discredit

1779
01:23:09,720 --> 01:23:14,000
Speaker 5: the black entrepreneur on Instagram. Don't discredit Wall Street trapper

1780
01:23:14,320 --> 01:23:16,320
Speaker 5: because he has a court for a couple hundred dollars.

1781
01:23:16,880 --> 01:23:18,840
Speaker 5: If you if you discredit Wall Street trapper because he

1782
01:23:18,880 --> 01:23:20,600
Speaker 5: got a course for a couple hundred dollars, you got

1783
01:23:20,760 --> 01:23:23,280
Speaker 5: you gotta tell every parent in America not to send

1784
01:23:23,320 --> 01:23:26,000
Speaker 5: their kids to college. That's a very error. That's a

1785
01:23:26,120 --> 01:23:29,160
Speaker 5: very irresponsible thing to do. That's a very irresponsible thing

1786
01:23:29,200 --> 01:23:30,960
Speaker 5: to do. Whether you whether you think college is right

1787
01:23:31,040 --> 01:23:33,639
Speaker 5: or wrong. If you tell every single parent in America

1788
01:23:33,720 --> 01:23:35,120
Speaker 5: not to send your kids to college, that's a very

1789
01:23:35,160 --> 01:23:37,920
Speaker 5: irresponsible thing to do. So you you you fine with

1790
01:23:38,040 --> 01:23:41,479
Speaker 5: Harvard charging fifty thousand dollars a year, but you you

1791
01:23:41,640 --> 01:23:44,599
Speaker 5: have a problem with the black entrepreneur who did ten

1792
01:23:44,720 --> 01:23:47,200
Speaker 5: years in jail, who worked his way up from the

1793
01:23:47,280 --> 01:23:51,880
Speaker 5: from the crane, to charge five hundred dollars because they

1794
01:23:52,000 --> 01:23:54,240
Speaker 5: never a lot of them never did that. A lot

1795
01:23:54,280 --> 01:23:57,200
Speaker 5: of them never never did that. Their their life is different.

1796
01:23:57,520 --> 01:23:59,400
Speaker 5: He lost ten years, he could charge whatever he want,

1797
01:23:59,880 --> 01:24:02,080
Speaker 5: nobody making people pay for it. So if you gotta,

1798
01:24:02,120 --> 01:24:05,280
Speaker 5: if you got a problem with the black entrepreneur, say

1799
01:24:05,360 --> 01:24:08,519
Speaker 5: the same thing about Harvard, the same thing about Stanford,

1800
01:24:09,040 --> 01:24:10,280
Speaker 5: the same thing about nyu.

1801
01:24:12,080 --> 01:24:13,559
Speaker 2: This is a message from earlier a Lisia.

1802
01:24:13,640 --> 01:24:15,559
Speaker 4: But you know what else was shot too?

1803
01:24:16,120 --> 01:24:18,760
Speaker 12: Oh I can't even though you were still there, brot

1804
01:24:19,920 --> 01:24:22,920
Speaker 12: you bro, ninety eight percent of the people who get

1805
01:24:22,960 --> 01:24:23,719
Speaker 12: stuff for free.

1806
01:24:23,640 --> 01:24:24,760
Speaker 4: Don't even do nothing with it.

1807
01:24:25,720 --> 01:24:26,719
Speaker 2: Facts, big fact.

1808
01:24:27,800 --> 01:24:30,160
Speaker 15: Those people who gotta come out of pocket or work

1809
01:24:30,240 --> 01:24:32,360
Speaker 15: to really get whatever it is, they the ones.

1810
01:24:32,240 --> 01:24:33,040
Speaker 4: That do something with it.

1811
01:24:34,240 --> 01:24:34,559
Speaker 5: Facts.

1812
01:24:36,600 --> 01:24:37,439
Speaker 2: We appreciate you, bro.

1813
01:24:37,920 --> 01:24:38,760
Speaker 5: All right, thanks a lot.

1814
01:24:40,000 --> 01:24:41,879
Speaker 2: Yeah, And I think that's one of the beauty, beautiful

1815
01:24:41,920 --> 01:24:42,680
Speaker 2: things about what we're doing.

1816
01:24:42,760 --> 01:24:46,120
Speaker 3: Man, like watching this and recording this and just listening

1817
01:24:46,200 --> 01:24:48,400
Speaker 3: to the amount of information. Man, it was like, yo, damn,

1818
01:24:48,640 --> 01:24:50,240
Speaker 3: I need to apply some of these things. And I

1819
01:24:50,320 --> 01:24:52,400
Speaker 3: think what people really enjoy is watching us do these

1820
01:24:52,439 --> 01:24:54,519
Speaker 3: things in real time. So like when we setting up

1821
01:24:54,520 --> 01:24:56,639
Speaker 3: a sodio account, we really setting up a sodio account

1822
01:24:56,960 --> 01:24:59,840
Speaker 3: right when we open it up. We're using mutual funds

1823
01:24:59,840 --> 01:25:02,080
Speaker 3: of like we're really doing these things, and like we're

1824
01:25:02,120 --> 01:25:04,519
Speaker 3: telling people because like we're learning it, and you know

1825
01:25:04,600 --> 01:25:05,040
Speaker 3: how we do this.

1826
01:25:05,120 --> 01:25:07,200
Speaker 2: Once we learn something, we teach it. That's our obligation.

1827
01:25:08,240 --> 01:25:11,120
Speaker 5: What what what what jay Z say said? Joe nice

1828
01:25:11,200 --> 01:25:14,479
Speaker 5: worth billions? You still brought those kicks. Spotify's not chilling.

1829
01:25:14,520 --> 01:25:17,080
Speaker 5: You ain't safe. The only one they hating on look

1830
01:25:17,160 --> 01:25:19,880
Speaker 5: the same as you. Juicy got something splaining the dude.

1831
01:25:19,920 --> 01:25:22,080
Speaker 2: The only ones they hating on is the same ones

1832
01:25:22,120 --> 01:25:22,840
Speaker 2: that looked like you.

1833
01:25:23,360 --> 01:25:25,799
Speaker 5: They hated on it looked the same as you. Nipsey

1834
01:25:25,840 --> 01:25:28,160
Speaker 5: Hustle sold this mixtape for one hundred, four hundred dollars.

1835
01:25:28,520 --> 01:25:32,479
Speaker 5: Talk to him in peace. A lot of these people

1836
01:25:32,520 --> 01:25:34,240
Speaker 5: in a lot of these people never they never, they

1837
01:25:34,320 --> 01:25:35,800
Speaker 5: never did that. They never, they never had to go

1838
01:25:35,880 --> 01:25:39,040
Speaker 5: through the struggle. Wall Street. Trapper was on five hundred

1839
01:25:39,080 --> 01:25:42,519
Speaker 5: feet in the air, big trapping. You're kidding me, You're

1840
01:25:42,560 --> 01:25:45,479
Speaker 5: gonna You're gonna try to criticize somebody for selling something

1841
01:25:45,520 --> 01:25:48,280
Speaker 5: that he had to literally stay in and sit down

1842
01:25:48,320 --> 01:25:49,960
Speaker 5: for fourteen hours to build that education.

1843
01:25:50,160 --> 01:25:52,000
Speaker 3: Fall asleep with the books on his chest, Wake up

1844
01:25:52,040 --> 01:25:53,920
Speaker 3: with the books on his chest. I'm gonna talk to

1845
01:25:54,000 --> 01:25:56,280
Speaker 3: him trap. Y'all got life, man, I'm gonna talk to

1846
01:25:56,360 --> 01:25:57,760
Speaker 3: him for you. They got life mixed up.

1847
01:25:57,840 --> 01:26:00,880
Speaker 2: Woke up with the book on his chest to sleep. Now.

1848
01:26:00,960 --> 01:26:02,599
Speaker 2: We gotta stay with this book now.

1849
01:26:02,720 --> 01:26:07,599
Speaker 5: But Sherry, sorry for my red, sorry for my read

1850
01:26:07,880 --> 01:26:10,120
Speaker 5: I appreciate a lot of it's a lot of it's

1851
01:26:10,160 --> 01:26:12,640
Speaker 5: a lot of hatred going on that I'm seeing. And

1852
01:26:13,720 --> 01:26:16,679
Speaker 5: you know, Troy, he's more, he's more, he's more level headed.

1853
01:26:23,320 --> 01:26:27,840
Speaker 2: We want Jesus pick him up.

1854
01:26:29,000 --> 01:26:31,160
Speaker 14: You know, I appreciate that, man, You know what I'm saying,

1855
01:26:31,240 --> 01:26:34,080
Speaker 14: because a lot of people don't understand it. You know

1856
01:26:34,080 --> 01:26:35,960
Speaker 14: what I'm saying, Like we went, we went. We went

1857
01:26:36,040 --> 01:26:37,800
Speaker 14: through a lot to put this up. You know what

1858
01:26:37,840 --> 01:26:39,760
Speaker 14: I'm saying. I bet on myself every time.

1859
01:26:39,880 --> 01:26:40,400
Speaker 4: You know what I'm saying.

1860
01:26:40,400 --> 01:26:42,760
Speaker 14: I could easily give up. But when I saw this

1861
01:26:43,000 --> 01:26:45,680
Speaker 14: change my life, I was just like, yo, like what

1862
01:26:45,760 --> 01:26:47,720
Speaker 14: I can You know I can get his message to

1863
01:26:47,840 --> 01:26:50,280
Speaker 14: so many people. You know what I'm saying, not gonna lie.

1864
01:26:50,760 --> 01:26:52,479
Speaker 14: I really went In the beginning, I just wanted to

1865
01:26:52,520 --> 01:26:54,280
Speaker 14: talk to hustlers. I just want to talk some dudes

1866
01:26:54,320 --> 01:26:56,479
Speaker 14: from the street. This ain't this ain't nothing against nobody,

1867
01:26:56,520 --> 01:26:59,479
Speaker 14: because I just understood. I understood they was gonna they

1868
01:26:59,600 --> 01:27:03,719
Speaker 14: was gonnappreciate, not even gonna lie, there's nothing against nobody.

1869
01:27:04,000 --> 01:27:05,960
Speaker 14: But I wanted us to tell dudes from the street

1870
01:27:06,080 --> 01:27:07,720
Speaker 14: how to do what I was doing because I knew

1871
01:27:07,760 --> 01:27:10,160
Speaker 14: they was gonna appreciate it. I knew they was looking

1872
01:27:10,200 --> 01:27:11,600
Speaker 14: for a way out. I knew they was looking for

1873
01:27:11,720 --> 01:27:14,680
Speaker 14: ways to put money in better situations. I knew we

1874
01:27:14,880 --> 01:27:17,040
Speaker 14: wasn't really on nothing but just getting it out the

1875
01:27:17,120 --> 01:27:19,640
Speaker 14: mud every day all day. So I was like, Yo,

1876
01:27:19,960 --> 01:27:22,280
Speaker 14: it's a whole nother set of gangsters out here playing

1877
01:27:22,320 --> 01:27:24,439
Speaker 14: this game, but nobody don't want to talk to us.

1878
01:27:24,720 --> 01:27:25,800
Speaker 2: So let me be the voice.

1879
01:27:25,880 --> 01:27:26,519
Speaker 4: You know what I'm saying.

1880
01:27:26,600 --> 01:27:28,559
Speaker 14: Let me show dudes who come from where I come from.

1881
01:27:28,920 --> 01:27:30,760
Speaker 14: Let me show them like, Yo, this is we can

1882
01:27:30,840 --> 01:27:33,320
Speaker 14: do with this bread family, Like we can really build well.

1883
01:27:33,360 --> 01:27:35,400
Speaker 14: Because I remember I say it in the first episode.

1884
01:27:35,479 --> 01:27:37,680
Speaker 14: I said, and nobody don't touch no more money than

1885
01:27:37,720 --> 01:27:39,120
Speaker 14: a dude in the street when it comes to in

1886
01:27:39,200 --> 01:27:40,400
Speaker 14: and out, in and out, in and out.

1887
01:27:40,439 --> 01:27:42,040
Speaker 4: You know what I'm saying, Like that, we're doing money

1888
01:27:42,040 --> 01:27:44,240
Speaker 4: every day, we ain't doing nothing with it. So that

1889
01:27:44,400 --> 01:27:44,960
Speaker 4: was my goal.

1890
01:27:45,280 --> 01:27:47,920
Speaker 14: I'm not gonna lie like cause most of the people

1891
01:27:47,960 --> 01:27:50,479
Speaker 14: who who always have something to say about what was

1892
01:27:50,600 --> 01:27:53,639
Speaker 14: going on, I'm not gonna lie as people who never

1893
01:27:53,760 --> 01:27:55,560
Speaker 14: been through the trenches, you know what I'm saying. I

1894
01:27:55,600 --> 01:27:57,160
Speaker 14: had a dude tell me the other day that Jewish

1895
01:27:57,160 --> 01:27:59,120
Speaker 14: people give all these people to knowledge why you And

1896
01:27:59,160 --> 01:28:01,160
Speaker 14: I was like, all right, yo, and thank you for

1897
01:28:01,320 --> 01:28:03,320
Speaker 14: a shot because he always tell me, Man, sometimes you

1898
01:28:03,439 --> 01:28:05,280
Speaker 14: just can't say nothing TRP. You just gotta let it go,

1899
01:28:05,680 --> 01:28:07,160
Speaker 14: you know what I'm saying. Because I really wanted to

1900
01:28:07,160 --> 01:28:09,560
Speaker 14: get into comments and like tussle with people. You know

1901
01:28:09,600 --> 01:28:12,560
Speaker 14: what I'm saying, very shot be like, Nah, that ain't it,

1902
01:28:13,000 --> 01:28:14,479
Speaker 14: you know what I'm saying. So I really wanted to

1903
01:28:14,600 --> 01:28:15,559
Speaker 14: just do it for the travers.

1904
01:28:15,640 --> 01:28:17,640
Speaker 4: Man, I'm not gonna lie. I stick to who I am.

1905
01:28:17,960 --> 01:28:19,599
Speaker 14: I stick to and a lot of people do feel

1906
01:28:19,640 --> 01:28:22,040
Speaker 14: like I saw people say that before, Like the dude

1907
01:28:22,080 --> 01:28:23,200
Speaker 14: did ten years in prison.

1908
01:28:23,439 --> 01:28:24,280
Speaker 4: Let me tell you something.

1909
01:28:24,360 --> 01:28:27,160
Speaker 14: You don't discredit the dude because he went to prison. Family,

1910
01:28:27,439 --> 01:28:28,519
Speaker 14: you know what I'm saying. I know some of the

1911
01:28:28,600 --> 01:28:31,000
Speaker 14: smartest people in the world in prison. But we all,

1912
01:28:31,120 --> 01:28:34,040
Speaker 14: you know, we all got circumstances. Sometimes you be willing

1913
01:28:34,080 --> 01:28:35,840
Speaker 14: to risk your life for your family, You be willing

1914
01:28:36,160 --> 01:28:37,720
Speaker 14: with your life to do certain things when you don't

1915
01:28:37,800 --> 01:28:38,800
Speaker 14: know no better, you know.

1916
01:28:38,800 --> 01:28:39,200
Speaker 4: What I'm saying.

1917
01:28:39,240 --> 01:28:41,280
Speaker 14: It's easy for somebody to say, well, you can just

1918
01:28:41,360 --> 01:28:43,040
Speaker 14: go get a job, or tell somebody who's been an

1919
01:28:43,160 --> 01:28:45,920
Speaker 14: entrepreneur all their life to go get a job, right,

1920
01:28:46,080 --> 01:28:47,400
Speaker 14: and see how they look at you, see how they

1921
01:28:47,479 --> 01:28:49,000
Speaker 14: willing to sacrifice everything they have.

1922
01:28:49,520 --> 01:28:49,640
Speaker 4: Right.

1923
01:28:49,720 --> 01:28:51,320
Speaker 14: So for me, when I had my daughter, it was like,

1924
01:28:51,360 --> 01:28:53,559
Speaker 14: all right, I gotta change the game, Like I can't

1925
01:28:53,600 --> 01:28:55,880
Speaker 14: be in the street no more. I gotta do something different.

1926
01:28:56,120 --> 01:28:58,120
Speaker 14: But the hustling that nature was still in me. I

1927
01:28:58,200 --> 01:28:59,960
Speaker 14: still want to give my message to the people who

1928
01:29:00,160 --> 01:29:03,120
Speaker 14: I knew nobody wanted to talk to. And just as

1929
01:29:03,240 --> 01:29:06,160
Speaker 14: time passed, I was able to, you know, bring more people,

1930
01:29:06,240 --> 01:29:09,040
Speaker 14: and people from all different sectors you know, work in class, whatever.

1931
01:29:09,320 --> 01:29:11,920
Speaker 14: And I appreciate all that love field, But initially, I'm

1932
01:29:11,960 --> 01:29:14,160
Speaker 14: just gonna be real, it was all about the streets

1933
01:29:14,200 --> 01:29:15,920
Speaker 14: for me. It was all about the hustle for me,

1934
01:29:15,960 --> 01:29:17,760
Speaker 14: because no, we ain't know nothing. We ain't not about

1935
01:29:17,800 --> 01:29:20,200
Speaker 14: no checkbook. We ain't no about no stock account, We

1936
01:29:20,640 --> 01:29:23,040
Speaker 14: ain't nobody got no money to bank. Everything in the mattress,

1937
01:29:23,320 --> 01:29:24,680
Speaker 14: you know what I'm saying, Everything under the matter and

1938
01:29:24,680 --> 01:29:26,439
Speaker 14: a brown in the Nike box. The Joe and box

1939
01:29:26,479 --> 01:29:28,800
Speaker 14: become become the safe. You know what I'm saying, That

1940
01:29:28,920 --> 01:29:31,320
Speaker 14: the rebox soldiers in the walls become the safe. Depositive

1941
01:29:31,360 --> 01:29:32,479
Speaker 14: box you know what I'm saying.

1942
01:29:32,600 --> 01:29:35,080
Speaker 4: So that's what it was for me. You know what

1943
01:29:35,080 --> 01:29:35,759
Speaker 4: I'm saying, That's.

1944
01:29:35,680 --> 01:29:38,240
Speaker 14: Always gonna be you know the underline of the catalyst

1945
01:29:38,320 --> 01:29:40,479
Speaker 14: to why I do what I do? Anybody else that

1946
01:29:40,560 --> 01:29:42,720
Speaker 14: come along the journey. Man, I appreciate y'all, you know

1947
01:29:42,760 --> 01:29:44,960
Speaker 14: what I'm saying, But we can't never leave a dude

1948
01:29:45,040 --> 01:29:46,880
Speaker 14: like so this dude said then in the comments one

1949
01:29:46,960 --> 01:29:48,120
Speaker 14: time he said, why.

1950
01:29:48,080 --> 01:29:49,640
Speaker 4: Would I try to help someone? Why? Why would I

1951
01:29:49,680 --> 01:29:51,519
Speaker 4: try to help somebody who don't want to do better?

1952
01:29:51,720 --> 01:29:52,240
Speaker 4: You know what I'm saying.

1953
01:29:52,240 --> 01:29:53,680
Speaker 14: He was talking about dudes from the street, and I

1954
01:29:53,800 --> 01:29:56,200
Speaker 14: was like, that's exactly why, because you have the knowledge.

1955
01:29:56,680 --> 01:29:58,560
Speaker 4: What if somebody would have gave up on me? You

1956
01:29:58,600 --> 01:29:59,080
Speaker 4: know what I'm saying.

1957
01:29:59,080 --> 01:30:00,439
Speaker 14: With a a shot in troub was like, and I'm

1958
01:30:00,439 --> 01:30:02,519
Speaker 14: gonna be real cheo and then I'm gonna just go

1959
01:30:02,720 --> 01:30:04,439
Speaker 14: Like my brother from Hood of States, when I first

1960
01:30:04,479 --> 01:30:06,599
Speaker 14: got leaked out with him, right when we started running,

1961
01:30:06,640 --> 01:30:08,360
Speaker 14: we started getting cool. The first time I met him,

1962
01:30:08,560 --> 01:30:10,559
Speaker 14: somebody his camp said, Man, that dude in a prison

1963
01:30:10,640 --> 01:30:12,040
Speaker 14: for a Tim Murry, bro, why are you bringing that

1964
01:30:12,120 --> 01:30:16,120
Speaker 14: dude over it? Real talk? And now he become like

1965
01:30:16,160 --> 01:30:18,040
Speaker 14: a big brother. And that same person who told him

1966
01:30:18,080 --> 01:30:20,719
Speaker 14: that he's no longer around, you know what I'm saying.

1967
01:30:20,840 --> 01:30:22,960
Speaker 14: So you know what I'm saying, like you know we

1968
01:30:23,080 --> 01:30:24,920
Speaker 14: got that bad man and just want to just be

1969
01:30:25,040 --> 01:30:27,240
Speaker 14: on each other so hard, you know what I'm saying,

1970
01:30:27,360 --> 01:30:29,080
Speaker 14: like and not were looking at the person and not

1971
01:30:29,200 --> 01:30:30,160
Speaker 14: looking at the message.

1972
01:30:30,240 --> 01:30:30,400
Speaker 6: Man.

1973
01:30:30,640 --> 01:30:32,719
Speaker 14: And that's why I love about y'all. Man, y'all embraced

1974
01:30:32,800 --> 01:30:35,479
Speaker 14: me like a brother. No, no, nothing anywhere I go

1975
01:30:35,640 --> 01:30:38,479
Speaker 14: is it ain't higgle. It's like it's my brother Wall

1976
01:30:38,520 --> 01:30:39,320
Speaker 14: Street trapper man.

1977
01:30:39,439 --> 01:30:40,960
Speaker 2: So I just want to No, no, that's not how

1978
01:30:41,000 --> 01:30:43,000
Speaker 2: we do it. That's not how we do it. Hey,

1979
01:30:43,080 --> 01:30:45,400
Speaker 2: yoall this wan't see each other right here.

1980
01:30:47,439 --> 01:30:49,000
Speaker 5: That's a fact. Man. But let's go, let's go to

1981
01:30:49,040 --> 01:30:51,400
Speaker 5: a few more questions. But just how we rock? Man?

1982
01:30:51,439 --> 01:30:53,000
Speaker 5: You know, sorry to get off on a little tangent.

1983
01:30:53,040 --> 01:30:55,280
Speaker 3: But now they call on you silk silk suit shoddy

1984
01:30:55,360 --> 01:30:57,600
Speaker 3: right now. You know they say it with yo, they

1985
01:30:57,680 --> 01:30:59,600
Speaker 3: saying with silk suit shoty. Come boy, it's gonna be

1986
01:30:59,600 --> 01:30:59,920
Speaker 3: a problem.

1987
01:31:00,640 --> 01:31:01,200
Speaker 2: You understand.

1988
01:31:03,200 --> 01:31:05,240
Speaker 5: It's never no beef. But like I said, you know

1989
01:31:05,840 --> 01:31:09,919
Speaker 5: what they say, your beef is my anybody anybody, anybody

1990
01:31:10,000 --> 01:31:13,519
Speaker 5: that speaks bad about Wall Street Trapper speaks bad about Lisha.

1991
01:31:14,320 --> 01:31:15,920
Speaker 3: And that's how we rocking the trap. I told him

1992
01:31:15,920 --> 01:31:17,240
Speaker 3: they got beef day on their own. I didn't even

1993
01:31:17,320 --> 01:31:20,040
Speaker 3: know day on their own. Bro, we were on a mission.

1994
01:31:20,200 --> 01:31:23,200
Speaker 5: It was just taking in a man, a new hundred

1995
01:31:23,200 --> 01:31:23,599
Speaker 5: dollars man.

1996
01:31:23,640 --> 01:31:25,479
Speaker 2: Oh, Sherry, I thank you for being so pacid. You're

1997
01:31:25,479 --> 01:31:25,840
Speaker 2: still there.

1998
01:31:26,800 --> 01:31:28,960
Speaker 5: Of course, I ain't going nowhere.

1999
01:31:29,439 --> 01:31:32,559
Speaker 2: We appreciate knowing, good.

2000
01:31:32,479 --> 01:31:38,479
Speaker 16: Evening, distinguished deans and professors of ey L University. I'm

2001
01:31:38,520 --> 01:31:42,840
Speaker 16: super grateful for the episode y'all dropped on Monday, Trap.

2002
01:31:42,920 --> 01:31:43,720
Speaker 2: I really needed that.

2003
01:31:44,320 --> 01:31:49,000
Speaker 16: Those gems you were dropping regarding dolar cost averaging versus

2004
01:31:49,320 --> 01:31:51,640
Speaker 16: buying on the dips, I was really confused about how

2005
01:31:51,680 --> 01:31:54,360
Speaker 16: to move forward. They both seem appealing, but I totally

2006
01:31:54,400 --> 01:31:57,040
Speaker 16: am on board and get the dollar cost averaging for

2007
01:31:57,120 --> 01:31:58,840
Speaker 16: the ETS and then buying on the dips for the

2008
01:31:58,920 --> 01:31:59,680
Speaker 16: individual's tax.

2009
01:31:59,760 --> 01:32:00,840
Speaker 4: So I really appreciate that.

2010
01:32:02,280 --> 01:32:06,720
Speaker 16: But my question is, so currently, before I found y'all,

2011
01:32:07,080 --> 01:32:08,680
Speaker 16: you know, when you know better, you do better. So

2012
01:32:08,800 --> 01:32:12,759
Speaker 16: before I found y'all, I had a bunch of individual stocks.

2013
01:32:12,800 --> 01:32:17,200
Speaker 16: So I've been listening to you know, Ian Trappa, eyl Mark,

2014
01:32:17,320 --> 01:32:19,519
Speaker 16: you know. So in general, I'm on board with the

2015
01:32:19,920 --> 01:32:23,120
Speaker 16: buy one of you know, buy two ETFs and then

2016
01:32:23,600 --> 01:32:26,479
Speaker 16: you know, buy something, buy a few individual stocks, but

2017
01:32:26,640 --> 01:32:28,840
Speaker 16: keep it limited and you know, don't build your own

2018
01:32:29,120 --> 01:32:34,120
Speaker 16: mutual fund of individual stocks. So my the situation I'm

2019
01:32:34,160 --> 01:32:36,120
Speaker 16: in right now is I've already bought a bunch of

2020
01:32:36,200 --> 01:32:40,160
Speaker 16: individual stocks and I actually like them. I actually don't.

2021
01:32:41,200 --> 01:32:43,360
Speaker 16: I'm confused on whether to sell them and whittle it

2022
01:32:43,479 --> 01:32:46,960
Speaker 16: down and you know, build up the shares that I have,

2023
01:32:47,080 --> 01:32:48,840
Speaker 16: because I only have a few shares of them. But

2024
01:32:48,920 --> 01:32:53,839
Speaker 16: I have stuff like Apple, Home, Deepot Baba, Boeing, three M, Disney,

2025
01:32:55,040 --> 01:32:57,080
Speaker 16: Coca Cola, and I bought them, you know, some of

2026
01:32:57,160 --> 01:33:00,120
Speaker 16: them I had before Corona, you know, and some of

2027
01:33:00,160 --> 01:33:03,000
Speaker 16: them I bought in March April. So you know, they

2028
01:33:03,040 --> 01:33:06,920
Speaker 16: all up like thirty forty, fifty, sixty seventy percent right now.

2029
01:33:07,160 --> 01:33:08,320
Speaker 4: So I'm just.

2030
01:33:10,640 --> 01:33:15,000
Speaker 16: Right right and that's why. And I just bought Trappers.

2031
01:33:16,120 --> 01:33:17,760
Speaker 5: What do you So you're trying to see if you

2032
01:33:17,800 --> 01:33:19,599
Speaker 5: could if you should skip down on your position.

2033
01:33:20,560 --> 01:33:23,720
Speaker 16: Yeah, I'm wondering if I should should sell off some

2034
01:33:24,120 --> 01:33:26,519
Speaker 16: and build up the shares and the ones that I

2035
01:33:26,680 --> 01:33:28,760
Speaker 16: keep or do I keep all of them and try

2036
01:33:28,840 --> 01:33:30,760
Speaker 16: to build up the shares and all of them, you know,

2037
01:33:30,800 --> 01:33:34,040
Speaker 16: because my funds are not I don't have unlimited funds.

2038
01:33:34,120 --> 01:33:35,280
Speaker 16: So I'm trying to figure out, like.

2039
01:33:35,320 --> 01:33:37,280
Speaker 4: Where do I go from here that existence.

2040
01:33:37,280 --> 01:33:39,280
Speaker 14: We ain't even gonna say we not We're gonna speak

2041
01:33:39,360 --> 01:33:41,679
Speaker 14: unlimited abunners unto your life, right quick, queen?

2042
01:33:42,600 --> 01:33:44,120
Speaker 4: Yes, I'm sorry, that was my band.

2043
01:33:45,320 --> 01:33:45,920
Speaker 2: So what I think?

2044
01:33:46,000 --> 01:33:48,479
Speaker 4: So give me answer this question for me. How many

2045
01:33:48,600 --> 01:33:52,640
Speaker 4: stocks individual stocks do you have right now? Can you

2046
01:33:53,120 --> 01:33:55,120
Speaker 4: top ten? Twelve, fifteen?

2047
01:33:55,360 --> 01:33:56,000
Speaker 16: At least ten?

2048
01:33:56,680 --> 01:33:57,080
Speaker 4: That's good?

2049
01:33:57,360 --> 01:33:59,679
Speaker 2: So, yeah, that's good.

2050
01:33:59,760 --> 01:34:03,000
Speaker 4: You know, like an index fund. You talking about forty

2051
01:34:03,120 --> 01:34:05,519
Speaker 4: fifty stocks in that thing. You know what I'm saying?

2052
01:34:05,560 --> 01:34:07,400
Speaker 4: You okay with that, queen? And then you got some

2053
01:34:07,479 --> 01:34:07,960
Speaker 4: good stocks.

2054
01:34:08,000 --> 01:34:10,519
Speaker 14: You have great value stocks right there, right, so they

2055
01:34:10,640 --> 01:34:12,240
Speaker 14: gonna they're gonna perform well for you all the time,

2056
01:34:12,280 --> 01:34:13,840
Speaker 14: so you don't have to sell at all.

2057
01:34:14,520 --> 01:34:17,840
Speaker 4: What I would tell you to do is so and

2058
01:34:17,920 --> 01:34:20,600
Speaker 4: you do have some a couple of ETFs.

2059
01:34:20,160 --> 01:34:24,639
Speaker 16: Right well, So in my my brokerage account, I only

2060
01:34:24,720 --> 01:34:26,120
Speaker 16: have one it's a healthcare.

2061
01:34:26,320 --> 01:34:28,880
Speaker 4: But in my retirement I have you know, I have

2062
01:34:28,960 --> 01:34:31,120
Speaker 4: a bunch. Okay, so let's break that down. So we

2063
01:34:31,200 --> 01:34:31,920
Speaker 4: got two accounts.

2064
01:34:31,960 --> 01:34:34,360
Speaker 14: We got a retirement account and then you have your

2065
01:34:34,360 --> 01:34:38,320
Speaker 14: brokerage account, right, yes, so your retirement account it should

2066
01:34:38,360 --> 01:34:41,640
Speaker 14: be more long term, right yes, all right, and then

2067
01:34:41,640 --> 01:34:43,120
Speaker 14: you're broke. So that's what you can do now, So

2068
01:34:43,200 --> 01:34:45,920
Speaker 14: let's do this. In your retirement account, that's where all

2069
01:34:45,960 --> 01:34:47,920
Speaker 14: the stocks at. Oh, that's where your ETFs at.

2070
01:34:49,040 --> 01:34:50,760
Speaker 16: Yeah, that's where all the ets. Well, that's where all

2071
01:34:50,800 --> 01:34:53,839
Speaker 16: the mutual fund slash ETFs. I only have the individual

2072
01:34:53,880 --> 01:34:56,240
Speaker 16: stocks in my brokerage, all right, cool.

2073
01:34:56,080 --> 01:34:57,599
Speaker 14: So what you can do is you can pull your

2074
01:34:57,800 --> 01:35:00,920
Speaker 14: brokerage account for you can make sure you drip all

2075
01:35:00,960 --> 01:35:03,400
Speaker 14: those right, so, because what that's gonna do is that's

2076
01:35:03,439 --> 01:35:06,880
Speaker 14: gonna amplify your returns. And then you can just yeah,

2077
01:35:06,920 --> 01:35:09,799
Speaker 14: you could just reinvest all your diffidends and your brokerage account.

2078
01:35:09,840 --> 01:35:11,080
Speaker 14: That's gonna amplify your returns.

2079
01:35:11,160 --> 01:35:11,240
Speaker 6: Right.

2080
01:35:11,280 --> 01:35:12,840
Speaker 4: That's really why you up the way you up to.

2081
01:35:13,240 --> 01:35:13,840
Speaker 4: You know what I'm saying.

2082
01:35:13,840 --> 01:35:16,479
Speaker 14: People always forget about that when you reinvest the dividends,

2083
01:35:16,560 --> 01:35:19,280
Speaker 14: it helps increase your percentage of going up. It helped

2084
01:35:19,840 --> 01:35:23,560
Speaker 14: increase your returns, right, So take that and then in

2085
01:35:23,720 --> 01:35:28,720
Speaker 14: your retirement account, you know, just let them be long term,

2086
01:35:28,840 --> 01:35:30,040
Speaker 14: let them be with it be. But if you got

2087
01:35:30,080 --> 01:35:32,320
Speaker 14: ten stocks in at ten to twelve stocks, you good,

2088
01:35:32,360 --> 01:35:34,120
Speaker 14: and I will say, don't go over like twenty.

2089
01:35:34,600 --> 01:35:35,840
Speaker 4: You know what I'm saying. You don't want to go

2090
01:35:36,000 --> 01:35:36,439
Speaker 4: that heavy.

2091
01:35:36,479 --> 01:35:38,920
Speaker 14: Then you're starting to look like an ETU at this point,

2092
01:35:39,200 --> 01:35:39,760
Speaker 14: you know what I'm saying.

2093
01:35:39,800 --> 01:35:41,120
Speaker 4: But if you won't do that, then just open you

2094
01:35:41,240 --> 01:35:41,960
Speaker 4: up another account.

2095
01:35:41,960 --> 01:35:43,560
Speaker 14: So one of the things I often tell people to

2096
01:35:43,680 --> 01:35:46,599
Speaker 14: do this, it's okay to have multiple accounts for different things.

2097
01:35:47,720 --> 01:35:49,479
Speaker 14: I have an account I'm about to put money in.

2098
01:35:49,560 --> 01:35:51,760
Speaker 14: It's gonna be straight forward dividends. I'm about to add

2099
01:35:51,800 --> 01:35:54,040
Speaker 14: that to my group. It's gonna be just a dividend account.

2100
01:35:54,200 --> 01:35:56,880
Speaker 14: It's all as fun. And then I have another what

2101
01:35:57,040 --> 01:35:58,240
Speaker 14: I'm more aggressive and shot.

2102
01:35:58,120 --> 01:36:05,320
Speaker 4: Are you will kill it good for careful and then

2103
01:36:05,600 --> 01:36:08,479
Speaker 4: have another account. And I actually have one three accounts.

2104
01:36:08,479 --> 01:36:11,600
Speaker 14: So one of my accounts is my wraw Ira account, right,

2105
01:36:11,640 --> 01:36:14,080
Speaker 14: and it's just straight it's I can't get it time

2106
01:36:14,200 --> 01:36:16,639
Speaker 14: sixty five. So actually in that account, I actually take

2107
01:36:16,640 --> 01:36:19,280
Speaker 14: a little more risk than I would any other time.

2108
01:36:20,400 --> 01:36:22,840
Speaker 14: But because I know I have nothing but time, right,

2109
01:36:22,920 --> 01:36:25,040
Speaker 14: but it's not much. It's only five percent. It's mostly

2110
01:36:25,120 --> 01:36:28,040
Speaker 14: just long term, good place. But I have a in

2111
01:36:28,160 --> 01:36:31,280
Speaker 14: my regular account, I really take way more risks than

2112
01:36:31,400 --> 01:36:35,519
Speaker 14: normal because I'm playing it for that right, and then

2113
01:36:35,520 --> 01:36:37,840
Speaker 14: I'm gonna just have a dividend account. So it's okay

2114
01:36:37,920 --> 01:36:40,000
Speaker 14: to have those, but just have an idea of what

2115
01:36:40,160 --> 01:36:42,080
Speaker 14: you want them to do. That's one of the things

2116
01:36:42,120 --> 01:36:44,439
Speaker 14: we want. We won't be real intentional with what we're doing.

2117
01:36:44,840 --> 01:36:44,920
Speaker 4: Right.

2118
01:36:45,000 --> 01:36:48,000
Speaker 14: The more intentional you are, the clearer your vision becomes

2119
01:36:48,040 --> 01:36:49,400
Speaker 14: as an investor makes sense.

2120
01:36:50,439 --> 01:36:51,720
Speaker 4: Yes, thank you so much.

2121
01:36:52,400 --> 01:36:52,640
Speaker 5: Thank you.

2122
01:36:52,840 --> 01:36:54,559
Speaker 2: Hold on to those ye wait where are you from?

2123
01:36:54,600 --> 01:36:55,080
Speaker 2: Where are you from?

2124
01:36:55,920 --> 01:36:56,439
Speaker 4: New Orleans?

2125
01:36:56,520 --> 01:37:00,679
Speaker 2: You notice I just want I just want to travel.

2126
01:37:00,840 --> 01:37:01,599
Speaker 2: I just want to travel.

2127
01:37:02,520 --> 01:37:04,000
Speaker 16: Me and tramp I got a lot in common from

2128
01:37:04,040 --> 01:37:05,320
Speaker 16: New Orleans living in Atlanta.

2129
01:37:05,800 --> 01:37:07,880
Speaker 2: You feel me, you feel me.

2130
01:37:09,720 --> 01:37:12,160
Speaker 16: Up with the mask on.

2131
01:37:14,000 --> 01:37:17,120
Speaker 4: We just know each other, Yo, we just knew it one.

2132
01:37:17,960 --> 01:37:20,960
Speaker 2: I know where she's from. Thank you.

2133
01:37:21,840 --> 01:37:24,400
Speaker 4: That's e y L. When if you ever see me, man,

2134
01:37:24,439 --> 01:37:26,240
Speaker 4: we can link this. We had to sit down. This

2135
01:37:26,360 --> 01:37:26,680
Speaker 4: all love.

2136
01:37:27,760 --> 01:37:30,160
Speaker 5: Let's get a few more questions before shout out to

2137
01:37:30,320 --> 01:37:31,360
Speaker 5: end on the check in.

2138
01:37:31,680 --> 01:37:34,880
Speaker 2: YO, Saint Patrick has checked in he said, he said,

2139
01:37:35,000 --> 01:37:36,040
Speaker 2: just keep it. You good says.

2140
01:37:37,400 --> 01:37:39,920
Speaker 3: Let's go to Jeremy, Jeremy Pool, we come to you.

2141
01:37:39,960 --> 01:37:41,160
Speaker 3: I mute yourself. You've been unmuted.

2142
01:37:43,200 --> 01:37:44,439
Speaker 17: How y'all doing, how y'all doing?

2143
01:37:45,160 --> 01:37:45,559
Speaker 2: What's good?

2144
01:37:45,640 --> 01:37:46,000
Speaker 5: My gun?

2145
01:37:46,800 --> 01:37:48,960
Speaker 17: I'm good, brother, I'm good man. I missed out of

2146
01:37:49,040 --> 01:37:50,280
Speaker 17: the book club I just started.

2147
01:37:50,439 --> 01:37:52,160
Speaker 2: I'm looking like yo, I ain't seen you on Sunday.

2148
01:37:52,200 --> 01:37:55,680
Speaker 17: It's all love, bro, Yeah, yeah, yeah, anyone that missed that,

2149
01:37:55,800 --> 01:37:58,600
Speaker 17: they gotta do. That's the community of love and empowerment

2150
01:37:58,720 --> 01:37:59,479
Speaker 17: for sure right there.

2151
01:38:00,000 --> 01:38:01,720
Speaker 2: And you definitely add to a man, So shout out

2152
01:38:01,760 --> 01:38:01,880
Speaker 2: to you.

2153
01:38:02,439 --> 01:38:05,000
Speaker 17: Yeah, I appreciate that, hey, trap man, Like I just

2154
01:38:05,439 --> 01:38:07,720
Speaker 17: honestly like what you're doing, what you continue to do,

2155
01:38:07,840 --> 01:38:09,280
Speaker 17: its like it's inspirational.

2156
01:38:09,479 --> 01:38:11,400
Speaker 4: So like that's just what I got to start, because

2157
01:38:11,439 --> 01:38:12,680
Speaker 4: your story is my story, man.

2158
01:38:13,280 --> 01:38:17,320
Speaker 17: So my real question really is, like what was the

2159
01:38:17,400 --> 01:38:22,679
Speaker 17: hardest tapping into like a new mindset because retaining wealth

2160
01:38:23,400 --> 01:38:25,800
Speaker 17: is way different than the street life of surviving and

2161
01:38:25,880 --> 01:38:28,479
Speaker 17: trying to trying to thrive and hold it. So like

2162
01:38:29,200 --> 01:38:31,840
Speaker 17: that that's the key because now, like I've been out

2163
01:38:31,880 --> 01:38:35,680
Speaker 17: for the last five and just yeah, I appreciate that

2164
01:38:36,000 --> 01:38:37,640
Speaker 17: I've been out for the last five and it's been

2165
01:38:37,720 --> 01:38:41,840
Speaker 17: like nine to five check the check.

2166
01:38:42,200 --> 01:38:43,000
Speaker 2: And I've learned.

2167
01:38:43,360 --> 01:38:45,240
Speaker 17: I've learned to be cool with that right now. I've

2168
01:38:45,280 --> 01:38:48,040
Speaker 17: learned not to chase. I learned to stick to the script,

2169
01:38:48,120 --> 01:38:52,160
Speaker 17: play by the rules, and live a life of purpose now.

2170
01:38:52,520 --> 01:38:54,920
Speaker 17: But really, what's the mindset that you went from the

2171
01:38:55,040 --> 01:38:57,800
Speaker 17: survival to thriving to hold on to the wealth?

2172
01:38:58,640 --> 01:39:01,760
Speaker 4: So good Man's that's that's that's that's literally that was

2173
01:39:01,840 --> 01:39:04,920
Speaker 4: it for me. So one of how how I was

2174
01:39:04,960 --> 01:39:05,559
Speaker 4: it able to make.

2175
01:39:05,479 --> 01:39:07,240
Speaker 14: The switch, I'm not gonna lie. I had to just

2176
01:39:07,320 --> 01:39:10,280
Speaker 14: tell myself like and this ain't it. And I'm gonna

2177
01:39:10,280 --> 01:39:10,800
Speaker 14: tell you something.

2178
01:39:12,280 --> 01:39:13,400
Speaker 4: I don't want you to just.

2179
01:39:15,760 --> 01:39:17,479
Speaker 14: Settle for where you're at if you know that ain't

2180
01:39:17,479 --> 01:39:21,320
Speaker 14: what you want. Like because hustler, the hustler like you,

2181
01:39:21,439 --> 01:39:25,439
Speaker 14: A hustler like you, You cool with betting on yourself? Right,

2182
01:39:25,560 --> 01:39:27,760
Speaker 14: You cool with betting on yourself. All we got to

2183
01:39:27,800 --> 01:39:29,800
Speaker 14: do now is find something something else you to bet

2184
01:39:29,880 --> 01:39:32,920
Speaker 14: on yourself with. You feel me like, don't know that

2185
01:39:33,080 --> 01:39:35,439
Speaker 14: hustler spirit, broh, Like a lot of people don't have that.

2186
01:39:35,560 --> 01:39:37,320
Speaker 14: I'm gonna just be real with you. People ask me

2187
01:39:37,400 --> 01:39:39,280
Speaker 14: all the time. Like even my sisters, she'd be like, bro,

2188
01:39:39,400 --> 01:39:42,000
Speaker 14: you don't stop. I'm like, I'm a hustler man, like

2189
01:39:42,080 --> 01:39:43,960
Speaker 14: I know how to get it. Like that's what keep

2190
01:39:44,000 --> 01:39:46,280
Speaker 14: me going, that's what's gonna separate me. That's what's gonna

2191
01:39:46,280 --> 01:39:48,439
Speaker 14: separate you from a lot of people. Man, you got that,

2192
01:39:48,560 --> 01:39:50,240
Speaker 14: but you got to find something else you're willing to

2193
01:39:50,400 --> 01:39:52,479
Speaker 14: and then you saying like you're willing to build a wealth.

2194
01:39:52,800 --> 01:39:55,280
Speaker 14: It's somebody out here need to hear you. You feel

2195
01:39:55,280 --> 01:39:57,320
Speaker 14: what I'm saying, just like people hear me all the time,

2196
01:39:57,800 --> 01:39:59,559
Speaker 14: Like it's somebody out here need to hear you. It's

2197
01:39:59,640 --> 01:40:02,559
Speaker 14: something you real good at. The hustle was just one product.

2198
01:40:02,600 --> 01:40:05,080
Speaker 14: You need to find another product. But the mindset for

2199
01:40:05,240 --> 01:40:07,640
Speaker 14: me was it was simple. It was like, Okay, I

2200
01:40:07,760 --> 01:40:09,560
Speaker 14: need to do something bigger than me. And what helped me,

2201
01:40:09,600 --> 01:40:11,760
Speaker 14: I'm not gonna lie it was my daughter, Like that

2202
01:40:11,960 --> 01:40:12,120
Speaker 14: was it.

2203
01:40:12,240 --> 01:40:13,320
Speaker 4: That was the humble for me.

2204
01:40:13,560 --> 01:40:17,200
Speaker 14: That was the like, oh okay, that's how we do it.

2205
01:40:17,360 --> 01:40:19,280
Speaker 14: And then it started saying I got to do something

2206
01:40:19,320 --> 01:40:21,360
Speaker 14: that's bigger than myself. You know what I'm saying, Like

2207
01:40:21,439 --> 01:40:23,240
Speaker 14: if I know I'm hustling, I'm grinding. I know, I'm

2208
01:40:23,280 --> 01:40:24,880
Speaker 14: I was withing the risk of my life every day

2209
01:40:24,960 --> 01:40:26,960
Speaker 14: all that it's because I ain't had no kid. Like

2210
01:40:27,040 --> 01:40:29,200
Speaker 14: once I had my kid, it was like, Okay, somebody

2211
01:40:29,280 --> 01:40:31,400
Speaker 14: really need me here. You know what I'm saying, I'm

2212
01:40:31,439 --> 01:40:33,960
Speaker 14: just being real, Like I felt like, okay, somebody like

2213
01:40:34,040 --> 01:40:36,280
Speaker 14: I didn't want her to run across to me. You

2214
01:40:36,360 --> 01:40:38,800
Speaker 14: know what I'm saying, like real talk, no, no, no

2215
01:40:39,160 --> 01:40:41,120
Speaker 14: sugarcoat it. I didn't want her to run across from

2216
01:40:41,160 --> 01:40:45,040
Speaker 14: me at twenty five six seller, I didn't want her

2217
01:40:45,080 --> 01:40:45,840
Speaker 14: to run across from me.

2218
01:40:46,080 --> 01:40:49,880
Speaker 4: I didn't want this world to dictate to her how

2219
01:40:49,960 --> 01:40:52,120
Speaker 4: she's supposed to live her life like, and I knew

2220
01:40:52,200 --> 01:40:53,920
Speaker 4: I had to be here for that right.

2221
01:40:54,040 --> 01:40:57,160
Speaker 14: So now it was becoming okay, how do I transform

2222
01:40:57,240 --> 01:40:59,519
Speaker 14: the mindset and always look at her? I literally just said,

2223
01:40:59,560 --> 01:41:02,080
Speaker 14: my daughter, mama a picture of a video of my

2224
01:41:02,160 --> 01:41:04,280
Speaker 14: daughter when she was three. I often look at those

2225
01:41:04,360 --> 01:41:06,639
Speaker 14: because they keep me humbling, you know what I'm saying.

2226
01:41:06,720 --> 01:41:09,320
Speaker 14: So find a purpose that's bigger than you. Understand that

2227
01:41:09,400 --> 01:41:11,160
Speaker 14: the wealth is going to change your minds. It's gonna

2228
01:41:11,240 --> 01:41:11,760
Speaker 14: change your life.

2229
01:41:11,800 --> 01:41:12,519
Speaker 5: I promise you this.

2230
01:41:12,640 --> 01:41:17,280
Speaker 14: Man Like, once you start attaining well, it changes your mindset.

2231
01:41:17,560 --> 01:41:19,479
Speaker 14: You already a hustling. You saw you a hustle from

2232
01:41:19,520 --> 01:41:21,800
Speaker 14: old like me, right, so you know a lot of

2233
01:41:21,800 --> 01:41:23,640
Speaker 14: the stuff that going to dig you not with. So

2234
01:41:23,720 --> 01:41:25,800
Speaker 14: you got a different type of principles, you know what

2235
01:41:25,800 --> 01:41:27,960
Speaker 14: I'm saying. You got a different type of vision that

2236
01:41:28,080 --> 01:41:30,880
Speaker 14: a lot of people don't have. Don't don't don't let

2237
01:41:30,960 --> 01:41:32,800
Speaker 14: that lead dorm it. I promise you can't.

2238
01:41:32,840 --> 01:41:33,920
Speaker 4: Don't let that lead doing it.

2239
01:41:34,360 --> 01:41:37,800
Speaker 17: That's that's yeah, I'm I'm tapped in already, man. Like

2240
01:41:37,880 --> 01:41:40,240
Speaker 17: my house ship is just helping people that's been in

2241
01:41:40,320 --> 01:41:42,840
Speaker 17: our situation. I work with addicts like I found, I

2242
01:41:42,960 --> 01:41:45,880
Speaker 17: found my purpose, like definitely, and I've been building on that.

2243
01:41:46,080 --> 01:41:50,639
Speaker 17: It's just again like it's sometimes worrying about that survival piece,

2244
01:41:50,800 --> 01:41:52,400
Speaker 17: you know, because I got two little ones too.

2245
01:41:52,520 --> 01:41:55,559
Speaker 4: Man, it's it so I get it.

2246
01:41:55,640 --> 01:41:58,360
Speaker 17: Man like that that's love for real, that's real love,

2247
01:41:58,560 --> 01:42:00,760
Speaker 17: Like I get it. Just be patient, staying out lanes,

2248
01:42:01,240 --> 01:42:02,400
Speaker 17: stick to the script.

2249
01:42:02,320 --> 01:42:05,320
Speaker 4: Because what happens is we get you know, and I'm

2250
01:42:05,320 --> 01:42:07,799
Speaker 4: gonna be rid even if being in the streets.

2251
01:42:07,840 --> 01:42:10,920
Speaker 14: We have a level of patience, right, you know what

2252
01:42:11,040 --> 01:42:13,400
Speaker 14: the next thing like for me when I was doing

2253
01:42:13,640 --> 01:42:15,960
Speaker 14: when I was doing one thing, like my goal was

2254
01:42:16,000 --> 01:42:17,719
Speaker 14: to get to the next level, like and I'm gonna

2255
01:42:17,720 --> 01:42:19,439
Speaker 14: just say like when I was getting a quarter, it

2256
01:42:19,560 --> 01:42:21,720
Speaker 14: was like, all right, I gotta get an own, and

2257
01:42:21,800 --> 01:42:23,120
Speaker 14: I'll have to go back and forth to I have

2258
01:42:23,280 --> 01:42:25,040
Speaker 14: enough to get an own, and I got ann. The

2259
01:42:25,080 --> 01:42:27,080
Speaker 14: next thing to get a tune a quarter like all right,

2260
01:42:27,160 --> 01:42:28,720
Speaker 14: cool col cool. The next thing to get a full

2261
01:42:28,720 --> 01:42:30,519
Speaker 14: and a half like cool cool. The next thing is

2262
01:42:30,520 --> 01:42:32,439
Speaker 14: to get a nine piece like cool cool. The next

2263
01:42:32,479 --> 01:42:33,840
Speaker 14: thing is to get a break, but I never got to.

2264
01:42:34,360 --> 01:42:36,800
Speaker 14: But so you have a level of patience, the hustle

2265
01:42:36,880 --> 01:42:38,280
Speaker 14: of the goal is in front of you. What your

2266
01:42:38,320 --> 01:42:41,640
Speaker 14: next level is. Start asking yourself what's the next level? Right,

2267
01:42:41,720 --> 01:42:43,719
Speaker 14: what's the next level you're trying to go to? Don't

2268
01:42:43,760 --> 01:42:46,160
Speaker 14: see the whole thing. Sometimes even in red Dollar, your

2269
01:42:46,160 --> 01:42:49,080
Speaker 14: bookie say, sometimes you got big, bigger picture thingers you

2270
01:42:49,160 --> 01:42:51,280
Speaker 14: see people who see it from level to level. It's

2271
01:42:51,320 --> 01:42:53,519
Speaker 14: okay to see it from level the level, right, because

2272
01:42:53,560 --> 01:42:55,200
Speaker 14: your next level that's gonna motivate you.

2273
01:42:55,600 --> 01:42:55,720
Speaker 2: Right.

2274
01:42:55,760 --> 01:42:57,640
Speaker 14: Sometimes people quit the race because they can't see the

2275
01:42:57,680 --> 01:42:59,800
Speaker 14: finish line. But in the relay race, right, That's why

2276
01:42:59,800 --> 01:43:01,960
Speaker 14: I said it's a marathon, not a sprint and a

2277
01:43:02,040 --> 01:43:03,560
Speaker 14: relay race. All you're looking for is to go to

2278
01:43:03,600 --> 01:43:04,479
Speaker 14: the next person and get a.

2279
01:43:04,479 --> 01:43:05,000
Speaker 4: Bad tone to.

2280
01:43:05,360 --> 01:43:07,200
Speaker 14: Your kids are the person you're giving a bad tone to.

2281
01:43:07,560 --> 01:43:09,240
Speaker 14: So now let's just get you to the next level

2282
01:43:09,320 --> 01:43:11,560
Speaker 14: every time, right, And that's gonna keep that's what. And

2283
01:43:11,600 --> 01:43:13,960
Speaker 14: I'm just giving you a keep me at that place

2284
01:43:14,000 --> 01:43:16,080
Speaker 14: and then start putting yourself around people who can feed you.

2285
01:43:16,160 --> 01:43:17,680
Speaker 4: That's why I love a shot and Choice so much.

2286
01:43:17,840 --> 01:43:20,519
Speaker 14: They feed Troy call me at eleven o'clock the day

2287
01:43:20,520 --> 01:43:23,240
Speaker 14: I was in my house building the desk, and he

2288
01:43:23,360 --> 01:43:24,920
Speaker 14: was like, you look like me, and we immediately start

2289
01:43:24,960 --> 01:43:27,240
Speaker 14: having a conversation about desting and things like that.

2290
01:43:27,360 --> 01:43:28,920
Speaker 4: So that's the next important.

2291
01:43:28,479 --> 01:43:29,360
Speaker 2: Thing you need to be.

2292
01:43:29,560 --> 01:43:31,200
Speaker 4: So you're a good seed with you right now.

2293
01:43:31,280 --> 01:43:32,800
Speaker 14: I'm not gonna say you are in bad saw you,

2294
01:43:33,040 --> 01:43:35,120
Speaker 14: but to saw you in it's not nurturing you right now.

2295
01:43:35,280 --> 01:43:36,400
Speaker 14: So you got to get in something. You got to

2296
01:43:36,400 --> 01:43:38,639
Speaker 14: get around people who willing to nurture you and help

2297
01:43:38,720 --> 01:43:39,720
Speaker 14: you build on where you're at.

2298
01:43:40,680 --> 01:43:43,080
Speaker 2: He came to the right place. He came to the

2299
01:43:43,160 --> 01:43:43,639
Speaker 2: right place.

2300
01:43:44,760 --> 01:43:47,800
Speaker 3: That's that's how God man like I said, Jeremy. I

2301
01:43:47,920 --> 01:43:50,000
Speaker 3: knew you wasn't there because I missed your presence. Man,

2302
01:43:50,240 --> 01:43:52,360
Speaker 3: and happy things giving to you and your family.

2303
01:43:52,400 --> 01:43:52,479
Speaker 6: Bro.

2304
01:43:52,720 --> 01:43:54,280
Speaker 5: Bless you, God, bless you jam.

2305
01:43:54,479 --> 01:43:56,560
Speaker 4: Any time man you want to shoot, man shooting at you,

2306
01:43:56,640 --> 01:43:58,479
Speaker 4: and I don't mind having that necess.

2307
01:44:00,320 --> 01:44:02,840
Speaker 2: Just Sandra, we're coming to you. I haven't seen that

2308
01:44:02,920 --> 01:44:04,400
Speaker 2: name before. Hopefully I got it right.

2309
01:44:04,800 --> 01:44:07,880
Speaker 5: Appreciate the super chair love Brother, Appreciate Susie. Appreciate the

2310
01:44:07,920 --> 01:44:10,719
Speaker 5: super chair love. TC Appreciate the super chair love Sandra.

2311
01:44:11,200 --> 01:44:11,800
Speaker 2: Oh wait she did?

2312
01:44:11,880 --> 01:44:12,280
Speaker 5: Yeah you did?

2313
01:44:12,400 --> 01:44:13,080
Speaker 2: All right? What's up?

2314
01:44:13,760 --> 01:44:13,840
Speaker 4: Hi?

2315
01:44:13,960 --> 01:44:14,400
Speaker 6: How are you?

2316
01:44:15,320 --> 01:44:16,040
Speaker 2: Did I get it right?

2317
01:44:16,840 --> 01:44:17,559
Speaker 5: Yes? You did?

2318
01:44:18,120 --> 01:44:19,000
Speaker 6: Yes, thank you.

2319
01:44:23,240 --> 01:44:24,240
Speaker 5: I am so excited.

2320
01:44:24,560 --> 01:44:25,519
Speaker 4: I'm a new earner.

2321
01:44:25,600 --> 01:44:27,439
Speaker 9: I've probably been with you guys for about a month,

2322
01:44:28,080 --> 01:44:32,439
Speaker 9: and I'm just soaking everything and it's just it's a

2323
01:44:32,479 --> 01:44:34,520
Speaker 9: little bit overwhelming, but I'm excited.

2324
01:44:35,560 --> 01:44:37,720
Speaker 6: I have a question about.

2325
01:44:39,080 --> 01:44:43,400
Speaker 9: I kind of started dabbling in stocks in August and

2326
01:44:43,520 --> 01:44:47,719
Speaker 9: I have, unfortunately quite a few. I have like twenty

2327
01:44:47,920 --> 01:44:50,679
Speaker 9: four stocks, and I know I need to pare them down.

2328
01:44:52,040 --> 01:44:57,280
Speaker 9: I'm up about four K since August, and so I'm

2329
01:44:57,360 --> 01:45:02,400
Speaker 9: trying to I have a small all I ray, but

2330
01:45:02,520 --> 01:45:08,479
Speaker 9: I was trying to figure out how to take the capital, Like,

2331
01:45:08,600 --> 01:45:12,240
Speaker 9: what's the best move to take like capital gains and

2332
01:45:12,400 --> 01:45:17,480
Speaker 9: have it reinvest If I'm invested in stocks that aren't dividends,

2333
01:45:19,040 --> 01:45:19,920
Speaker 9: do you know what I'm saying?

2334
01:45:22,800 --> 01:45:23,000
Speaker 4: Say it?

2335
01:45:24,479 --> 01:45:26,800
Speaker 6: So? So I have I have stocks that have.

2336
01:45:28,479 --> 01:45:31,360
Speaker 9: That I've gotten some some gains on, right, but they're

2337
01:45:31,400 --> 01:45:35,439
Speaker 9: not necessarily dividends stocks like I don't either. They don't

2338
01:45:35,479 --> 01:45:41,280
Speaker 9: have like quarterly dividends or whatever. So how do I without,

2339
01:45:42,680 --> 01:45:45,479
Speaker 9: you know, like use the money that I have in

2340
01:45:45,760 --> 01:45:49,280
Speaker 9: there to buy more stocks?

2341
01:45:50,120 --> 01:45:52,080
Speaker 5: She wants to sell her profit? She wants to sell

2342
01:45:52,080 --> 01:45:55,960
Speaker 5: her stock profit to buy more stocks, right, yes, yes.

2343
01:45:55,880 --> 01:45:58,840
Speaker 4: How do I don't like that?

2344
01:45:59,040 --> 01:46:01,360
Speaker 14: Even if you don't pay dividends, you still play capital

2345
01:46:01,400 --> 01:46:03,760
Speaker 14: games once you see a profit, right, So if you,

2346
01:46:04,280 --> 01:46:06,840
Speaker 14: I will say this though, like make sure you hold

2347
01:46:06,920 --> 01:46:09,479
Speaker 14: it for a year and a day first, please do

2348
01:46:10,479 --> 01:46:12,840
Speaker 14: let's call it. Yeah, let's hold it for a year

2349
01:46:12,880 --> 01:46:15,920
Speaker 14: and a day first. So we put those games down.

2350
01:46:16,479 --> 01:46:19,280
Speaker 14: But I will say, if twenty four stocks, that mean

2351
01:46:19,320 --> 01:46:21,920
Speaker 14: you you probably have some stocks in the same sector

2352
01:46:21,960 --> 01:46:24,760
Speaker 14: you're doubling up. So let's go with the best pick

2353
01:46:24,840 --> 01:46:27,400
Speaker 14: in each sector, your best feeling each second. Let's kind

2354
01:46:27,439 --> 01:46:30,639
Speaker 14: of get that down to at least between eight and twelve. Okay,

2355
01:46:31,320 --> 01:46:33,800
Speaker 14: you don't need twenty four doubling up. I know you're

2356
01:46:33,840 --> 01:46:34,360
Speaker 14: doubling up.

2357
01:46:34,640 --> 01:46:37,599
Speaker 4: So let's cop eight and twelve. Let's get it between

2358
01:46:37,640 --> 01:46:39,439
Speaker 4: eight and twelve. So let's get your best twelve.

2359
01:46:40,120 --> 01:46:44,240
Speaker 14: Okay, get your best twelve O eight to twelve depending

2360
01:46:44,280 --> 01:46:46,479
Speaker 14: on what sector you in, and then let's focus on that.

2361
01:46:46,640 --> 01:46:48,720
Speaker 14: So now what you sell off, and that's why I'm

2362
01:46:48,720 --> 01:46:50,599
Speaker 14: telling you narrow it down at eight to twelve, because

2363
01:46:50,640 --> 01:46:54,360
Speaker 14: what happens is this, you now the twelve, the twelve

2364
01:46:54,439 --> 01:46:57,240
Speaker 14: that you will sell, you take offits and put them

2365
01:46:57,280 --> 01:46:59,559
Speaker 14: in your best eight to twelve. You know what I'm saying,

2366
01:46:59,640 --> 01:47:02,679
Speaker 14: and you'll maximize that, right And if it's a diffendend stock,

2367
01:47:02,760 --> 01:47:05,000
Speaker 14: then you now just put a little put a little

2368
01:47:05,080 --> 01:47:06,840
Speaker 14: extra boots to it, because now that's going to bring

2369
01:47:06,880 --> 01:47:07,880
Speaker 14: your games up a little more.

2370
01:47:08,640 --> 01:47:10,640
Speaker 2: To Sandra, that you're not alone in that.

2371
01:47:10,800 --> 01:47:12,960
Speaker 3: Like when when I was investing, I was looking at

2372
01:47:13,000 --> 01:47:16,160
Speaker 3: my portfolio and I was like, Yo, I had Qualcomm,

2373
01:47:16,840 --> 01:47:17,760
Speaker 3: I had TSM.

2374
01:47:18,680 --> 01:47:20,519
Speaker 2: I was just like I had them all.

2375
01:47:21,080 --> 01:47:23,559
Speaker 3: Like I was just like yo at video AMD, I'm like, yo,

2376
01:47:23,720 --> 01:47:25,680
Speaker 3: I got five semiconductors.

2377
01:47:26,280 --> 01:47:27,720
Speaker 2: It was like, Yo, you know what I'm saying. It

2378
01:47:27,840 --> 01:47:29,360
Speaker 2: was like when you start looking at it, like, yo,

2379
01:47:29,400 --> 01:47:32,000
Speaker 2: what secting? I really do? Like take the two best?

2380
01:47:32,200 --> 01:47:32,880
Speaker 2: Take the two best.

2381
01:47:34,200 --> 01:47:35,479
Speaker 14: And when you have a lot of times when people

2382
01:47:35,520 --> 01:47:38,280
Speaker 14: have that minute stocks they doubling up in certain doubling

2383
01:47:38,360 --> 01:47:40,880
Speaker 14: trippling up in certain sectors, you don't have to do that,

2384
01:47:41,040 --> 01:47:42,519
Speaker 14: right And if you won't double and triple up in

2385
01:47:42,560 --> 01:47:44,639
Speaker 14: a sector like that, and just get the ETF.

2386
01:47:44,920 --> 01:47:47,439
Speaker 4: And if you want maximum games, pick one stock. You

2387
01:47:47,479 --> 01:47:48,040
Speaker 4: know what I'm saying.

2388
01:47:48,080 --> 01:47:50,840
Speaker 14: So you and a semiconductive stock, pick one, and you

2389
01:47:50,920 --> 01:47:52,760
Speaker 14: really just say, I love this secret, then just get

2390
01:47:52,800 --> 01:47:53,680
Speaker 14: the ETF as well.

2391
01:47:54,120 --> 01:47:55,960
Speaker 4: You know what I'm saying. Now you can mitigate the

2392
01:47:56,040 --> 01:47:58,920
Speaker 4: risk with the et UP and still get it extra shot.

2393
01:47:59,000 --> 01:48:01,280
Speaker 14: He loves smmhor. I got to hear them see a movie.

2394
01:48:04,600 --> 01:48:06,880
Speaker 14: So definitely we want to cut that twenty four down

2395
01:48:07,000 --> 01:48:09,400
Speaker 14: to at least eight to twelve, you know what I'm saying,

2396
01:48:09,920 --> 01:48:12,599
Speaker 14: and then pick your best twelve Awesome.

2397
01:48:12,920 --> 01:48:15,000
Speaker 4: Yeah, I think you know.

2398
01:48:15,080 --> 01:48:17,560
Speaker 9: What I was doing was just buying things that like

2399
01:48:17,920 --> 01:48:20,640
Speaker 9: I'm a consumer of and thinking, well, if I'm going

2400
01:48:20,680 --> 01:48:22,960
Speaker 9: to keep them in business, and the stocks doing like

2401
01:48:23,040 --> 01:48:26,519
Speaker 9: halfway decent. Then you know, that was kind of my strategy,

2402
01:48:26,560 --> 01:48:29,200
Speaker 9: which obviously I know that that's not a good strategy.

2403
01:48:29,240 --> 01:48:32,000
Speaker 9: And now that I've been you know, introduced to you guys,

2404
01:48:32,120 --> 01:48:33,920
Speaker 9: so I'm I'm going to work on that.

2405
01:48:34,080 --> 01:48:37,600
Speaker 6: Thank you so much. I appreciate your time and you awesome.

2406
01:48:37,600 --> 01:48:38,160
Speaker 4: Be cool with that.

2407
01:48:38,400 --> 01:48:40,560
Speaker 14: Like, what I do love about it is what I

2408
01:48:40,600 --> 01:48:43,599
Speaker 14: love about everybody in here, whether there earners or trappers.

2409
01:48:45,000 --> 01:48:48,080
Speaker 14: The idea that you actually invest in anyway is what's

2410
01:48:48,120 --> 01:48:50,320
Speaker 14: important to us. We can get you in the right

2411
01:48:50,360 --> 01:48:52,360
Speaker 14: place over the long term. The fact that you in

2412
01:48:52,479 --> 01:48:55,200
Speaker 14: the market. Remember my saying time in the market is

2413
01:48:55,240 --> 01:48:58,000
Speaker 14: better than timing the market, right, So the fact that

2414
01:48:58,120 --> 01:49:00,519
Speaker 14: you're in the market is amazing. We can work on

2415
01:49:00,680 --> 01:49:02,720
Speaker 14: technique and the loans like a box. As long as

2416
01:49:02,760 --> 01:49:04,200
Speaker 14: he got the halt to fight, we can give him

2417
01:49:04,240 --> 01:49:06,200
Speaker 14: the skills. Later on he she got the hal to fight,

2418
01:49:06,439 --> 01:49:08,679
Speaker 14: we can work on your jab and left hook along

2419
01:49:08,760 --> 01:49:09,000
Speaker 14: the way.

2420
01:49:10,840 --> 01:49:14,400
Speaker 5: I appreciate that. Great question. Yeah, we're gonna close it

2421
01:49:14,439 --> 01:49:16,160
Speaker 5: out before we finish, So we're gonna give away the

2422
01:49:16,240 --> 01:49:18,320
Speaker 5: last thousand. We gave away the first thousand, get with

2423
01:49:18,360 --> 01:49:21,600
Speaker 5: the last thousand before we do that trap. Tell us

2424
01:49:21,640 --> 01:49:24,839
Speaker 5: about the blue Magic, the Family Pack situation.

2425
01:49:25,439 --> 01:49:33,080
Speaker 4: Money. Yeah, I need to give you a thousand to them, Bro, you.

2426
01:49:33,080 --> 01:49:36,120
Speaker 5: Want to give away a thousand dollars? Yeah all right,

2427
01:49:36,160 --> 01:49:37,800
Speaker 5: so at the end, at the end, please do not

2428
01:49:37,880 --> 01:49:42,080
Speaker 5: don't wait wait no, yeah yeah yeah yeah.

2429
01:49:42,280 --> 01:49:45,559
Speaker 4: Something better. I got something better, Bro, I got something better.

2430
01:49:46,200 --> 01:49:50,479
Speaker 4: I got I'm gonna buy.

2431
01:49:50,840 --> 01:49:54,600
Speaker 14: I'm I'm gonna give one person an early leasion scholarship.

2432
01:49:54,640 --> 01:49:58,479
Speaker 5: Man's men, I appreciate that better than money.

2433
01:49:58,520 --> 01:50:02,240
Speaker 4: Man, that's better than I'm a big time I'm trying

2434
01:50:02,240 --> 01:50:03,040
Speaker 4: to feed your family.

2435
01:50:03,120 --> 01:50:05,320
Speaker 5: Man, how are you gonna how are you gonna pick

2436
01:50:05,360 --> 01:50:05,679
Speaker 5: the person?

2437
01:50:06,080 --> 01:50:06,240
Speaker 2: Y'all?

2438
01:50:06,240 --> 01:50:07,640
Speaker 4: I'm gonna do it. I'm gonna let y'all do it.

2439
01:50:07,760 --> 01:50:11,200
Speaker 2: Man, I got my people on it right now.

2440
01:50:11,400 --> 01:50:14,000
Speaker 4: I'm gonna let your pot.

2441
01:50:14,120 --> 01:50:15,960
Speaker 5: We're gonna have Janet in the YouTube. She's gonna pick

2442
01:50:15,960 --> 01:50:17,400
Speaker 5: somebody in YouTube, and they're.

2443
01:50:17,200 --> 01:50:20,400
Speaker 14: Gonna I'll buy somebody that way. We just because that's

2444
01:50:20,439 --> 01:50:22,400
Speaker 14: what the Family Pack is all about. That's what the

2445
01:50:22,439 --> 01:50:24,400
Speaker 14: weld pack is all about. If I give you money

2446
01:50:24,720 --> 01:50:26,160
Speaker 14: and you don't know what to do it, you're gonna

2447
01:50:26,160 --> 01:50:28,880
Speaker 14: blow the money. You know what I'm saying. We give

2448
01:50:28,920 --> 01:50:30,760
Speaker 14: you kids a million dollars and your kids don't know

2449
01:50:30,840 --> 01:50:33,200
Speaker 14: what to do with it, and they're gonna waste a

2450
01:50:33,280 --> 01:50:36,240
Speaker 14: million dollars, right, But if you teach them how to fish,

2451
01:50:37,200 --> 01:50:39,120
Speaker 14: and if you teach them how to feed theirselves, and

2452
01:50:39,160 --> 01:50:42,040
Speaker 14: you teach them how to feed the next generation, now

2453
01:50:42,120 --> 01:50:42,519
Speaker 14: we can.

2454
01:50:42,439 --> 01:50:44,519
Speaker 4: Turn our last names into an asset. And that's what

2455
01:50:44,640 --> 01:50:46,760
Speaker 4: that's all about for us. You know what I'm saying.

2456
01:50:46,840 --> 01:50:48,679
Speaker 14: That's what the family pack, that's what the well packed,

2457
01:50:48,720 --> 01:50:52,000
Speaker 14: that's what the plug generation is. Generational wealth it's all about.

2458
01:50:52,080 --> 01:50:55,439
Speaker 14: It's a blueprint, it's a manual. It's a guy right

2459
01:50:55,560 --> 01:50:59,400
Speaker 14: on how to actually like teach our families how to

2460
01:50:59,439 --> 01:51:01,640
Speaker 14: build wealth, but not just how to build it, but

2461
01:51:01,760 --> 01:51:03,800
Speaker 14: how to sustain it, how to secure it.

2462
01:51:04,280 --> 01:51:05,120
Speaker 4: You feel what I'm saying.

2463
01:51:05,479 --> 01:51:07,880
Speaker 14: So one of the things is like, that's why we

2464
01:51:08,040 --> 01:51:11,280
Speaker 14: go over the different types of trust. It's not about

2465
01:51:11,320 --> 01:51:13,840
Speaker 14: getting the money, it's about learning how to protect the money.

2466
01:51:14,600 --> 01:51:16,960
Speaker 14: It's like I read the Franklin man Clean and sold.

2467
01:51:17,920 --> 01:51:20,679
Speaker 14: Her empires were eighty five million dollars. When she died,

2468
01:51:20,760 --> 01:51:22,360
Speaker 14: it was instantly cut in half.

2469
01:51:22,360 --> 01:51:24,720
Speaker 4: It was far to two million. You know what I'm saying.

2470
01:51:24,760 --> 01:51:26,800
Speaker 4: We don't want to do that. You know what I'm saying.

2471
01:51:26,840 --> 01:51:28,400
Speaker 4: We don't want work hard, We don't want get it

2472
01:51:28,439 --> 01:51:28,920
Speaker 4: out the mud.

2473
01:51:29,000 --> 01:51:31,000
Speaker 14: They get the money, leave it to our kids, and

2474
01:51:31,120 --> 01:51:33,000
Speaker 14: then they done got caught up in probate.

2475
01:51:33,640 --> 01:51:34,280
Speaker 4: You know what I'm saying.

2476
01:51:34,360 --> 01:51:37,680
Speaker 14: Our stay caught up in probate. The courts got our

2477
01:51:37,760 --> 01:51:39,400
Speaker 14: money tied up, right.

2478
01:51:39,479 --> 01:51:41,640
Speaker 4: So that's what it's about. It's about showing us how

2479
01:51:41,720 --> 01:51:42,520
Speaker 4: to invest.

2480
01:51:42,240 --> 01:51:45,200
Speaker 14: In these growth stocks, how to set these custodio counts up,

2481
01:51:45,439 --> 01:51:48,599
Speaker 14: learning the difference between the two types of custodio counts,

2482
01:51:48,840 --> 01:51:51,360
Speaker 14: learning how to use the five twenty nine plan. Like,

2483
01:51:51,920 --> 01:51:54,200
Speaker 14: that's the important. That's what we're doing, yo. Like, and

2484
01:51:54,320 --> 01:51:57,040
Speaker 14: it's like we said before, man like for a year

2485
01:51:57,160 --> 01:51:58,559
Speaker 14: some change, we've been just giving stocks.

2486
01:51:59,240 --> 01:52:01,360
Speaker 4: Like that's cool. We've been giving stocks for a year

2487
01:52:01,360 --> 01:52:02,960
Speaker 4: and some change. All right, cool.

2488
01:52:03,760 --> 01:52:07,400
Speaker 14: Now, let's teach you how to really feeld wealth. Like

2489
01:52:07,520 --> 01:52:11,120
Speaker 14: let's show you why, you know, Jeff Beezel's made three

2490
01:52:11,200 --> 01:52:13,759
Speaker 14: billion dollars in a day. Let's show you why Elon

2491
01:52:13,920 --> 01:52:17,439
Speaker 14: Musk increases value by one hundred million just year to

2492
01:52:17,560 --> 01:52:20,080
Speaker 14: date from January one till now, and he's not going

2493
01:52:20,160 --> 01:52:22,280
Speaker 14: to lose that. It's the reason why they can give

2494
01:52:22,400 --> 01:52:25,360
Speaker 14: up what's called that pledge to give all their rol back.

2495
01:52:25,560 --> 01:52:28,120
Speaker 14: It's the reason why they do all this, you know

2496
01:52:28,160 --> 01:52:29,920
Speaker 14: what I'm saying. It's a reason why they do this.

2497
01:52:30,320 --> 01:52:32,960
Speaker 14: And so now we got to stop being consumers, right,

2498
01:52:33,080 --> 01:52:35,320
Speaker 14: we got to start being earn us. You know what

2499
01:52:35,400 --> 01:52:35,840
Speaker 14: I'm saying.

2500
01:52:36,960 --> 01:52:39,439
Speaker 2: We got to stall pun intended all pun.

2501
01:52:39,840 --> 01:52:40,519
Speaker 5: You know what I'm saying.

2502
01:52:41,160 --> 01:52:42,080
Speaker 4: That's what we hit from.

2503
01:52:42,160 --> 01:52:42,360
Speaker 2: Man.

2504
01:52:42,640 --> 01:52:45,160
Speaker 14: That's what the well pack is all about. It's about

2505
01:52:45,360 --> 01:52:48,240
Speaker 14: educating the culture in a way that's different than anybody

2506
01:52:48,280 --> 01:52:51,240
Speaker 14: this This is not I promise y'all, Yo, there's nothing

2507
01:52:51,439 --> 01:52:51,640
Speaker 14: like this.

2508
01:52:52,560 --> 01:52:55,000
Speaker 4: There's nothing literally.

2509
01:52:55,400 --> 01:52:57,360
Speaker 14: Like if you look on my post today, somebody said,

2510
01:52:57,400 --> 01:52:59,599
Speaker 14: brod think this is your best word ever. I went

2511
01:52:59,680 --> 01:53:03,439
Speaker 14: into that knowing my intention was different. Like I said,

2512
01:53:03,439 --> 01:53:05,320
Speaker 14: we've been giving away stocks for a year and a half. Now,

2513
01:53:05,600 --> 01:53:07,080
Speaker 14: if you just took some of the free game that

2514
01:53:07,200 --> 01:53:10,280
Speaker 14: myself and in Rashah, you just took some of the

2515
01:53:10,320 --> 01:53:15,120
Speaker 14: stocks we gave y'all within the last year or six months, then.

2516
01:53:16,840 --> 01:53:19,880
Speaker 4: You up fifty sixty, seventy percent. Easy.

2517
01:53:20,960 --> 01:53:23,519
Speaker 14: But when people got to ask things like when do

2518
01:53:23,680 --> 01:53:27,519
Speaker 14: I sell? How do I find a stock? And I mean,

2519
01:53:27,560 --> 01:53:28,960
Speaker 14: we got to go back in the lab and we

2520
01:53:29,040 --> 01:53:31,840
Speaker 14: got to touch the people on a whole different level. Right,

2521
01:53:31,840 --> 01:53:33,840
Speaker 14: if people don't know about insurance, we got to go

2522
01:53:33,960 --> 01:53:36,360
Speaker 14: talk about it on a whole different level. Right if

2523
01:53:36,400 --> 01:53:38,880
Speaker 14: people don't know, like what like that's one of the

2524
01:53:38,960 --> 01:53:40,800
Speaker 14: things we got set up in there. I literally took

2525
01:53:41,320 --> 01:53:43,439
Speaker 14: and I'm gonna just say this because I know Rashata,

2526
01:53:43,840 --> 01:53:47,680
Speaker 14: I took a whole two families, and I took their

2527
01:53:47,760 --> 01:53:50,599
Speaker 14: whole trust set up, put it on the screen, show

2528
01:53:51,080 --> 01:53:53,000
Speaker 14: and walk through a bit like Troy.

2529
01:53:53,240 --> 01:53:57,160
Speaker 4: It took me an hour just going troub like track.

2530
01:53:58,960 --> 01:54:00,360
Speaker 4: I'm like, give me some wal let's go.

2531
01:54:00,640 --> 01:54:03,800
Speaker 14: You know what I'm saying, so we can see understand

2532
01:54:04,479 --> 01:54:07,880
Speaker 14: how this happens, right, and what we need to do

2533
01:54:08,400 --> 01:54:11,360
Speaker 14: Wealthy people live. Put the blueprint out there for us.

2534
01:54:11,720 --> 01:54:14,480
Speaker 14: The problem is we're so caught up with being entertained,

2535
01:54:14,880 --> 01:54:17,479
Speaker 14: we don't we forget to get educated. So now we

2536
01:54:17,600 --> 01:54:20,720
Speaker 14: give you all forty two plus modules five hours worth

2537
01:54:20,760 --> 01:54:22,800
Speaker 14: of just trying to get educated. You want to do

2538
01:54:22,880 --> 01:54:25,439
Speaker 14: something with your family, turn the TV off, put your

2539
01:54:25,479 --> 01:54:30,200
Speaker 14: computer on, and tap into that weld pack Man bro forty.

2540
01:54:29,960 --> 01:54:32,160
Speaker 5: Two and it's a guarantee, how to tell, how to

2541
01:54:32,200 --> 01:54:34,600
Speaker 5: make it get a millionaire? Two. Don't forget that.

2542
01:54:34,720 --> 01:54:37,600
Speaker 2: I even the hearing you say it is like, Yo,

2543
01:54:37,920 --> 01:54:39,600
Speaker 2: it was forty two midules. That's so crazy.

2544
01:54:39,640 --> 01:54:41,840
Speaker 5: Where can they get I'm gonna put the link in

2545
01:54:42,200 --> 01:54:45,920
Speaker 5: on him Pennant. It's called Trapping. I n with EYL.

2546
01:54:46,040 --> 01:54:49,000
Speaker 5: It's on our website also, and I'm a Pennant in YouTube.

2547
01:54:49,880 --> 01:54:52,920
Speaker 5: So seventy trap was doing seventy five percent off of

2548
01:54:52,920 --> 01:54:55,520
Speaker 5: the first two hundred people, which that actually expired, but

2549
01:54:56,160 --> 01:54:59,200
Speaker 5: he he reuppted that for the next two hundred people,

2550
01:54:59,280 --> 01:55:01,480
Speaker 5: So seventy five percent off for the next two hundred people,

2551
01:55:01,920 --> 01:55:03,840
Speaker 5: and then after that runs out, I think it's gonna

2552
01:55:03,840 --> 01:55:05,480
Speaker 5: be fifty percent off. It's still gonna be a discount.

2553
01:55:05,880 --> 01:55:08,720
Speaker 5: But the Black Friday seventy five percent is just like

2554
01:55:08,760 --> 01:55:10,600
Speaker 5: a first come, first serve. What do they gotta do

2555
01:55:10,680 --> 01:55:12,480
Speaker 5: to get? They got dmu plug.

2556
01:55:13,200 --> 01:55:16,080
Speaker 14: So if y'all just you know, because I like, you know,

2557
01:55:16,280 --> 01:55:19,400
Speaker 14: the trapper and me will always be alive, right, it

2558
01:55:19,480 --> 01:55:20,320
Speaker 14: ain't going nowhere.

2559
01:55:20,440 --> 01:55:23,880
Speaker 4: I still like to serve hand in hand. I still

2560
01:55:24,040 --> 01:55:26,280
Speaker 4: like to put it in the bag, put it on

2561
01:55:26,360 --> 01:55:29,000
Speaker 4: the scale, and give it to you on.

2562
01:55:29,080 --> 01:55:32,800
Speaker 2: Four Corners on the bag man, you already know.

2563
01:55:33,360 --> 01:55:35,320
Speaker 4: So if you if you just won't, you know, you

2564
01:55:35,400 --> 01:55:38,080
Speaker 4: won't get it from the plug himself. D and me

2565
01:55:38,240 --> 01:55:40,600
Speaker 4: on Instagram the word plug.

2566
01:55:41,480 --> 01:55:45,880
Speaker 14: And I was up last night till a minute, like shipping,

2567
01:55:46,400 --> 01:55:49,920
Speaker 14: like getting the trappers in, and then today I just

2568
01:55:50,520 --> 01:55:51,839
Speaker 14: you know, with me running around.

2569
01:55:52,880 --> 01:55:54,280
Speaker 4: You know, some people fell shot.

2570
01:55:54,400 --> 01:55:56,720
Speaker 14: So me, being a man of my word, I felt

2571
01:55:56,760 --> 01:55:58,560
Speaker 14: like we had to give another at least give another

2572
01:55:58,640 --> 01:56:01,320
Speaker 14: two hundred people a shot because of my flow, you

2573
01:56:01,400 --> 01:56:02,720
Speaker 14: know what I'm saying, because of my error.

2574
01:56:02,760 --> 01:56:05,040
Speaker 4: So I'm always about manning up. So DM me the

2575
01:56:05,080 --> 01:56:07,920
Speaker 4: word plug. I got my phone right here by me,

2576
01:56:08,680 --> 01:56:11,120
Speaker 4: right and so we're gonna trap man for sure.

2577
01:56:12,680 --> 01:56:17,120
Speaker 3: Real quick chat chat with Charlie on YouTube. Email Janet

2578
01:56:17,160 --> 01:56:19,840
Speaker 3: at Earn Lisia. Chat with Charlie you got You're gonna

2579
01:56:19,840 --> 01:56:23,320
Speaker 3: be a new earner and be part of EYL University.

2580
01:56:23,400 --> 01:56:26,600
Speaker 3: Chat with Charlie from YouTube and that email Janet at

2581
01:56:26,680 --> 01:56:27,320
Speaker 3: Earn your Lisia.

2582
01:56:27,720 --> 01:56:28,520
Speaker 2: I'll get you right in.

2583
01:56:28,640 --> 01:56:31,480
Speaker 5: All right, the moment you've all been waiting for, it's

2584
01:56:31,480 --> 01:56:34,280
Speaker 5: about to get extremely ignorant in here before we do

2585
01:56:34,440 --> 01:56:39,960
Speaker 5: that yet EYO University Code e YO fifty trapping with

2586
01:56:40,080 --> 01:56:43,400
Speaker 5: E y L. That's an I N go to the

2587
01:56:43,440 --> 01:56:47,320
Speaker 5: website or or DM trap the word plug. Now the

2588
01:56:47,440 --> 01:56:49,680
Speaker 5: last thousand dollars will be thrown up in the air,

2589
01:56:50,920 --> 01:56:55,880
Speaker 5: little UZI vert style. Drop your cash apps.

2590
01:56:58,920 --> 01:56:59,520
Speaker 2: Good luck with that.

2591
01:56:59,680 --> 01:57:00,000
Speaker 5: Let's do it.

2592
01:57:02,760 --> 01:57:04,240
Speaker 2: You know, be safe out there tomorrow.

2593
01:57:04,480 --> 01:57:06,760
Speaker 5: Be safe out there, and make sure you wear your mask.

2594
01:57:07,160 --> 01:57:10,200
Speaker 2: Yeah, COVID is still real out here, man. Make sure

2595
01:57:10,360 --> 01:57:12,840
Speaker 2: that you are bid by the guidelines. Wear mask.

2596
01:57:13,480 --> 01:57:15,560
Speaker 3: But you know, if you're spending time with your family,

2597
01:57:15,680 --> 01:57:18,760
Speaker 3: make sure that everybody's safe, and make sure that you

2598
01:57:19,880 --> 01:57:24,000
Speaker 3: count your blessings and be really aware of what you're

2599
01:57:24,040 --> 01:57:24,880
Speaker 3: thankful for in this year.

2600
01:57:25,040 --> 01:57:26,840
Speaker 5: How were we gonna get the people from? I got it?

2601
01:57:26,920 --> 01:57:28,280
Speaker 2: I got you know, I got already got it.

2602
01:57:28,320 --> 01:57:29,120
Speaker 5: We good, you got ten?

2603
01:57:29,480 --> 01:57:31,080
Speaker 2: Yeah, I got you give me five and that's about

2604
01:57:31,080 --> 01:57:32,600
Speaker 2: to give me another file. So I got their cash.

2605
01:57:33,920 --> 01:57:34,160
Speaker 6: Yeah.

2606
01:57:34,240 --> 01:57:37,800
Speaker 5: We about to be about to spread some love the

2607
01:57:37,880 --> 01:57:38,840
Speaker 5: old fashioned way.

2608
01:57:39,200 --> 01:57:39,400
Speaker 6: Yeah.

2609
01:57:40,360 --> 01:57:45,680
Speaker 5: Nothing says you love me like money education. Actually, you go.

2610
01:57:45,960 --> 01:57:46,920
Speaker 2: Shoddy on right now.

2611
01:57:46,960 --> 01:57:48,800
Speaker 4: I think it's the bro.

2612
01:57:49,320 --> 01:57:51,240
Speaker 2: Since he put the silk suit on. Bro, he's been

2613
01:57:51,320 --> 01:57:53,240
Speaker 2: on like a range man.

2614
01:57:56,600 --> 01:57:57,680
Speaker 5: That's real talk, man.

2615
01:57:58,080 --> 01:57:59,400
Speaker 2: He said, I need a silk soup.

2616
01:58:01,520 --> 01:58:03,080
Speaker 4: It shody right here, man, I like it.

2617
01:58:05,920 --> 01:58:06,640
Speaker 2: Real spicy.

2618
01:58:08,160 --> 01:58:08,360
Speaker 1: Man.

2619
01:58:09,600 --> 01:58:12,560
Speaker 5: Oh man, all right, we got we got it, we

2620
01:58:12,640 --> 01:58:13,360
Speaker 5: got man.

2621
01:58:13,560 --> 01:58:15,360
Speaker 2: You got your ten, I got I.

2622
01:58:15,360 --> 01:58:17,440
Speaker 5: Got ten and you too. We got ten in and

2623
01:58:17,720 --> 01:58:20,440
Speaker 5: eyo university zoom. We're going to send one hundred dollar.

2624
01:58:20,440 --> 01:58:22,680
Speaker 5: We're sending that out right now too. So yeah, I

2625
01:58:22,680 --> 01:58:24,800
Speaker 5: ain't thinking we capping. You could repost it in your

2626
01:58:24,800 --> 01:58:27,840
Speaker 5: stories if you want, but once again, man, we thank

2627
01:58:27,880 --> 01:58:30,920
Speaker 5: you guys for rocking with us. Enjoyed a holiday with

2628
01:58:31,080 --> 01:58:33,760
Speaker 5: your family, whether you celebrate you know, Thanksgiving or not,

2629
01:58:34,200 --> 01:58:36,240
Speaker 5: it's a day to just, you know, take some time

2630
01:58:36,280 --> 01:58:38,560
Speaker 5: out and just be thankful for whatever you have. You

2631
01:58:38,640 --> 01:58:41,000
Speaker 5: have a blessing, and there's always somebody less fortunate than you,

2632
01:58:41,880 --> 01:58:43,920
Speaker 5: so just keep that in mind. And then it's like

2633
01:58:44,040 --> 01:58:46,920
Speaker 5: I said, don't forget too. If you are fortunate enough

2634
01:58:46,960 --> 01:58:50,200
Speaker 5: to pass a blessing on, help somebody else out, because

2635
01:58:51,000 --> 01:58:54,760
Speaker 5: there's a lot of people that's struggling right now, like

2636
01:58:54,840 --> 01:58:59,080
Speaker 5: I said, financially, mentally, emotionally, it's been a difficult year

2637
01:58:59,200 --> 01:59:01,920
Speaker 5: for a lot of people. And you never know what

2638
01:59:02,040 --> 01:59:04,760
Speaker 5: somebody is going through. You never know what your family

2639
01:59:04,840 --> 01:59:06,480
Speaker 5: members going through. You never know what your friends, You

2640
01:59:06,560 --> 01:59:09,120
Speaker 5: never know what your neighbor's going through. So sometimes you

2641
01:59:09,200 --> 01:59:12,640
Speaker 5: know just hello, how you doing, how's everything going? You

2642
01:59:12,720 --> 01:59:14,560
Speaker 5: never know how that can change a person's whole day

2643
01:59:15,040 --> 01:59:18,880
Speaker 5: and might might actually save their life. So make sure

2644
01:59:18,920 --> 01:59:22,640
Speaker 5: you check out episode one ten out right now. Make

2645
01:59:22,680 --> 01:59:25,160
Speaker 5: sure you check out market Mondays out right now. Make

2646
01:59:25,160 --> 01:59:26,960
Speaker 5: sure you check out Trapping Tuesdays. We was on that

2647
01:59:27,560 --> 01:59:30,400
Speaker 5: yesterday out right now, and then Friday, of course that

2648
01:59:30,560 --> 01:59:34,200
Speaker 5: was dope, and then Friday we got study Hall. So

2649
01:59:34,400 --> 01:59:36,760
Speaker 5: check that out on the podcast outlets. And once again,

2650
01:59:36,840 --> 01:59:39,800
Speaker 5: thank you for making us. What comes after quadruple?

2651
01:59:41,280 --> 01:59:42,400
Speaker 4: Uh is it?

2652
01:59:42,720 --> 01:59:43,440
Speaker 2: What's what's five?

2653
01:59:43,840 --> 01:59:45,360
Speaker 5: I don't know, sin quick blue?

2654
01:59:46,280 --> 01:59:48,440
Speaker 4: What what now?

2655
01:59:48,480 --> 01:59:49,960
Speaker 2: We five times platinum in the streets?

2656
01:59:50,000 --> 01:59:56,080
Speaker 5: Whatever comes after quadruple? That's what we are, man times platinum.

2657
01:59:56,240 --> 01:59:58,640
Speaker 2: Listen, I need somebody recording this. They're gonna put this on.

2658
01:59:59,480 --> 02:00:02,880
Speaker 3: I need Yeah, we can Yeah, I was thinking quin

2659
02:00:03,800 --> 02:00:07,000
Speaker 3: quintuplet out in the street, five million downloads.

2660
02:00:06,520 --> 02:00:07,680
Speaker 5: Quintumplet Platinum.

2661
02:00:09,560 --> 02:00:11,920
Speaker 14: Need this shot of the ship every time, like real.

2662
02:00:13,680 --> 02:00:16,760
Speaker 14: I don't want the old dude back at all. I

2663
02:00:16,840 --> 02:00:20,520
Speaker 14: gotta give you the last supply of the black silk jumpers.

2664
02:00:20,600 --> 02:00:20,880
Speaker 2: That's what.

2665
02:00:23,240 --> 02:00:25,920
Speaker 3: Shot shot he came out tonight. That they be saying

2666
02:00:25,920 --> 02:00:28,040
Speaker 3: with shot alive, but shot he came out to night.

2667
02:00:29,360 --> 02:00:33,480
Speaker 2: Oh bro yo, Shot, go get something real quick? What

2668
02:00:33,880 --> 02:00:36,440
Speaker 2: go get it? Get it? Hold the po trap stay

2669
02:00:36,520 --> 02:00:38,160
Speaker 2: right there, I'm going up real quick. IA bring some there,

2670
02:00:38,280 --> 02:00:40,840
Speaker 2: all right, Yeah, I tell you, yeah.

2671
02:00:41,400 --> 02:00:45,080
Speaker 5: Let's pay homage. Let's pay homage to two of the

2672
02:00:45,160 --> 02:00:48,360
Speaker 5: greatest rappers to ever come out of Atlanta. Come on,

2673
02:00:48,560 --> 02:00:51,480
Speaker 5: you see it, Let's pay They say that we they

2674
02:00:51,520 --> 02:00:53,280
Speaker 5: say we show New York too much love your East

2675
02:00:53,320 --> 02:00:56,160
Speaker 5: Coast bias, But you see what's behind me. We got

2676
02:00:56,240 --> 02:00:59,880
Speaker 5: none other than the legendary trap music. Change the game.

2677
02:01:00,040 --> 02:01:02,720
Speaker 5: Trap Music, one of my favorite albums of all time,

2678
02:01:02,840 --> 02:01:04,680
Speaker 5: is the first time I listened to an album from

2679
02:01:04,720 --> 02:01:08,000
Speaker 5: the South and really paid attention. And t I was

2680
02:01:08,040 --> 02:01:11,600
Speaker 5: the first person to say trap music. And he literally

2681
02:01:11,640 --> 02:01:14,120
Speaker 5: he invented trap music. T I invented trap music. I'm

2682
02:01:14,120 --> 02:01:17,240
Speaker 5: gonna say I'm gonna say that of course, of course,

2683
02:01:17,320 --> 02:01:22,760
Speaker 5: Jeezy Big j Zy, Big Trap, Big Snow, Big Snow Motivation,

2684
02:01:22,960 --> 02:01:25,800
Speaker 5: Thug Motivation one O one changed the game a whole lot,

2685
02:01:26,320 --> 02:01:28,360
Speaker 5: and that was It's dope to see both of their

2686
02:01:28,440 --> 02:01:33,080
Speaker 5: progressions in life from where they started. Uh uh uh

2687
02:01:33,200 --> 02:01:43,760
Speaker 5: huh yeah, uh uh uh huh uh huh uh euy

2688
02:01:43,840 --> 02:01:47,920
Speaker 5: l University letter letter jack varsity jacket. We got earned

2689
02:01:47,960 --> 02:01:57,560
Speaker 5: alsia right here, trap, that's a fact. We got we

2690
02:01:57,680 --> 02:02:00,480
Speaker 5: got one for MG the Mortgage Guy, the edition, and

2691
02:02:00,560 --> 02:02:02,320
Speaker 5: we got one for Ian also, we got one for

2692
02:02:02,400 --> 02:02:05,520
Speaker 5: Ian MG the Mortgage Guy, and we're gonna we're gonna

2693
02:02:05,560 --> 02:02:07,560
Speaker 5: get a couple of others. But that was the first.

2694
02:02:07,760 --> 02:02:08,280
Speaker 5: That's the start.

2695
02:02:09,080 --> 02:02:11,560
Speaker 4: No, no, nah, you can't do that.

2696
02:02:11,800 --> 02:02:12,440
Speaker 5: You can't do that.

2697
02:02:13,360 --> 02:02:16,560
Speaker 4: Yeah, we contract get it for the episode, but you

2698
02:02:16,640 --> 02:02:17,680
Speaker 4: got to lave it's all good.

2699
02:02:17,800 --> 02:02:19,320
Speaker 5: Hall of Fame Edition Edition, bro.

2700
02:02:19,560 --> 02:02:19,760
Speaker 13: Yeah.

2701
02:02:19,840 --> 02:02:21,680
Speaker 5: Yeah, we were waiting on i's and were waiting on

2702
02:02:21,800 --> 02:02:25,440
Speaker 5: all MG's and I just got my my.

2703
02:02:25,520 --> 02:02:27,840
Speaker 2: Wife wearing mine right now. You're probably gonna see on

2704
02:02:27,880 --> 02:02:29,040
Speaker 2: I g to that she win it right now.

2705
02:02:29,320 --> 02:02:31,800
Speaker 5: That's the start in five. That's the start in five.

2706
02:02:31,840 --> 02:02:33,240
Speaker 5: And then we're gonna were gonna we're gonna give a

2707
02:02:33,240 --> 02:02:37,240
Speaker 5: couple other bar of our favorite people some some jackets.

2708
02:02:37,280 --> 02:02:39,440
Speaker 5: Those jackets are actually on sale right now on earn

2709
02:02:39,480 --> 02:02:43,560
Speaker 5: a leisure dot com. That's that's uh swag swag, so

2710
02:02:43,760 --> 02:02:44,760
Speaker 5: separately I.

2711
02:02:45,960 --> 02:02:48,520
Speaker 4: I just want to tell you man, I appreciate you all. Man.

2712
02:02:48,640 --> 02:02:50,200
Speaker 4: That's that's love.

2713
02:02:50,440 --> 02:02:50,640
Speaker 6: Man.

2714
02:02:51,880 --> 02:02:55,360
Speaker 5: And we got one from Miss Business. Also. We gotta

2715
02:02:55,360 --> 02:02:57,480
Speaker 5: put a number eight on us, like you're just front

2716
02:02:57,520 --> 02:03:06,920
Speaker 5: of me up break man. It's gonna be like the

2717
02:03:06,960 --> 02:03:08,880
Speaker 5: Beyonce It's gonna be like the Beyonce pack. If you're

2718
02:03:08,880 --> 02:03:11,120
Speaker 5: just gonna start sending them in the mail, We're gonna

2719
02:03:11,120 --> 02:03:13,919
Speaker 5: start sending them in the mail to the various alumni.

2720
02:03:14,360 --> 02:03:16,480
Speaker 5: You gotta be an alumni to get that though, is

2721
02:03:16,480 --> 02:03:18,120
Speaker 5: the only way with that. You can get it from

2722
02:03:18,160 --> 02:03:23,680
Speaker 5: the from the website, but from the from that standpoint. Yeah,

2723
02:03:23,760 --> 02:03:27,240
Speaker 5: but that's that's like the Hall of Fame jacket. Yeah,

2724
02:03:27,240 --> 02:03:29,240
Speaker 5: that's that's that's the that's the yellow jack, that's the

2725
02:03:29,240 --> 02:03:31,680
Speaker 5: green jacket. If you got the masters, that's what that

2726
02:03:31,880 --> 02:03:36,960
Speaker 5: is right there. It's like chaining day. Yeah, two episode

2727
02:03:37,000 --> 02:03:37,800
Speaker 5: Hall of Fame edition.

2728
02:03:38,240 --> 02:03:40,760
Speaker 4: Yeah, man, man, back and back, man.

2729
02:03:40,840 --> 02:03:44,480
Speaker 14: I appreciate y'all, man, you know, I just appreciate y'all.

2730
02:03:44,760 --> 02:03:47,600
Speaker 14: Just you know us building like the way we're building

2731
02:03:48,520 --> 02:03:49,320
Speaker 14: the mission.

2732
02:03:49,080 --> 02:03:49,480
Speaker 6: That we on.

2733
02:03:50,280 --> 02:03:52,880
Speaker 14: Uh man, the coach and the people you know shot them,

2734
02:03:52,960 --> 02:03:56,560
Speaker 14: like to say, the coach man, the people the people. Man,

2735
02:03:57,040 --> 02:03:58,560
Speaker 14: they don't know what they don't know what we got

2736
02:03:58,640 --> 02:04:01,840
Speaker 14: going man from Man, we were gonna we gotta shift

2737
02:04:01,920 --> 02:04:04,280
Speaker 14: going on as like nothing else. Man, I'm telling y'all,

2738
02:04:04,840 --> 02:04:07,760
Speaker 14: I'm glad to be a part of it. Man, I'm glad, y'all.

2739
02:04:07,840 --> 02:04:10,360
Speaker 14: You know I can be my unique self all the time.

2740
02:04:11,160 --> 02:04:13,240
Speaker 14: You know what I'm saying. So thank y'all. Man, I

2741
02:04:13,280 --> 02:04:17,040
Speaker 14: appreciate for everything y'all do. I appreciate the brotherhood more

2742
02:04:17,120 --> 02:04:20,080
Speaker 14: than anything else. Man, I appreciate the brotherhood. I come

2743
02:04:20,080 --> 02:04:22,960
Speaker 14: to New York, I feel like I feel like see

2744
02:04:23,040 --> 02:04:24,840
Speaker 14: y'all sleep on because I know New York music.

2745
02:04:24,960 --> 02:04:25,200
Speaker 5: That's what.

2746
02:04:27,120 --> 02:04:29,640
Speaker 14: I told y'all know about Norri and so y'all started

2747
02:04:29,640 --> 02:04:33,080
Speaker 14: had a different kind of respect from me after that report.

2748
02:04:33,320 --> 02:04:35,120
Speaker 14: Y'all had a different type of respect for me after

2749
02:04:35,200 --> 02:04:37,000
Speaker 14: that bruh. So I just want to say, Man, I

2750
02:04:37,080 --> 02:04:38,560
Speaker 14: appreciate that man for sure.

2751
02:04:38,680 --> 02:04:42,960
Speaker 5: Man, Nah, Man, appreciate you. Brother. We're gonna wrap this up.

2752
02:04:43,000 --> 02:04:48,840
Speaker 5: But if anybody has a PS five, yeah, please please

2753
02:04:48,920 --> 02:04:51,000
Speaker 5: d m me. I'm trying to buy a PS five

2754
02:04:51,040 --> 02:04:54,200
Speaker 5: for my son. What you watching, he knows I'm trying

2755
02:04:54,200 --> 02:04:58,920
Speaker 5: to buy from all right, reach reatail, retail, retail, retail price, yes,

2756
02:04:59,360 --> 02:05:02,400
Speaker 5: yes to Yeah, the one that costs five hundred dollars.

2757
02:05:02,240 --> 02:05:03,960
Speaker 2: That's the one that doesn't take a disk. You gotta

2758
02:05:04,000 --> 02:05:06,200
Speaker 2: download it. Yes, that's the one.

2759
02:05:06,240 --> 02:05:08,320
Speaker 5: He needs to be responsible, ladies and gentlemen.

2760
02:05:08,080 --> 02:05:10,000
Speaker 2: And d M. And if you find an Xbox out there,

2761
02:05:10,120 --> 02:05:13,520
Speaker 2: d DM that tool so I can give one good look.

2762
02:05:13,560 --> 02:05:14,200
Speaker 2: Appreciate DM.

2763
02:05:14,280 --> 02:05:18,520
Speaker 5: Shotty, I gotta set you gotta be balanced. Family pack

2764
02:05:19,280 --> 02:05:23,120
Speaker 5: PS five Yeah, both both, but if you got to

2765
02:05:23,200 --> 02:05:25,560
Speaker 5: choose one, family pack is more important.

2766
02:05:26,760 --> 02:05:29,720
Speaker 2: I got my We live in it. Fact, we live

2767
02:05:29,760 --> 02:05:30,440
Speaker 2: in the family pack.

2768
02:05:30,720 --> 02:05:33,200
Speaker 3: He yo, trap my brother. I mann hit you tomorrow,

2769
02:05:33,280 --> 02:05:35,640
Speaker 3: SA happy Thanksgiving, but always love my guy. Take care

2770
02:05:35,640 --> 02:05:37,800
Speaker 3: of the family over there in New Orleans.

2771
02:05:38,440 --> 02:05:39,280
Speaker 4: And that's what I'm here for.

2772
02:05:39,440 --> 02:05:39,520
Speaker 9: Man.

2773
02:05:39,560 --> 02:05:42,440
Speaker 4: I appreciate y'all. Man, definitely joy the vibe. You got

2774
02:05:42,560 --> 02:05:45,160
Speaker 4: a link man. Listen, man, everybody in this should get

2775
02:05:45,200 --> 02:05:45,920
Speaker 4: the family pack.

2776
02:05:46,040 --> 02:05:46,200
Speaker 2: Man.

2777
02:05:47,040 --> 02:05:48,400
Speaker 4: It's a game change for sure.

2778
02:05:50,240 --> 02:05:52,280
Speaker 2: All right, YouTube, we are out. We love you.

2779
02:05:53,320 --> 02:05:57,280
Speaker 3: H e y l Earnest, we love you. Thank you, Janet,

2780
02:05:57,320 --> 02:06:00,360
Speaker 3: appreciate you on the on the picking of the people

2781
02:06:00,760 --> 02:06:02,879
Speaker 3: and all that you do. Shout out to Mike shouts

2782
02:06:02,880 --> 02:06:05,600
Speaker 3: a small shout to Bam, shout to the whole EYL team.

2783
02:06:05,520 --> 02:06:07,960
Speaker 5: EYL University man the best in the business.

2784
02:06:08,120 --> 02:06:10,280
Speaker 2: Yeah you heard. That's a big fact. Everybody.

2785
02:06:10,320 --> 02:06:13,000
Speaker 3: You have a great night and have a healthy, healthy,

2786
02:06:13,160 --> 02:06:15,520
Speaker 3: healthy Thanksgiving, and enjoy yourselves and your family.

2787
02:06:15,720 --> 02:06:17,080
Speaker 2: Love is love. We're going pe.

2788
02:06:19,440 --> 02:06:22,960
Speaker 4: My graduates from my school being forced back.

2789
02:06:23,120 --> 02:06:40,160
Speaker 1: Drop Drop, Mike drop, You just realized your business needed

2790
02:06:40,200 --> 02:06:45,320
Speaker 1: to hire someone yesterday. How can you find amazing candidates fast?

2791
02:06:45,880 --> 02:06:46,200
Speaker 2: Easy?

2792
02:06:46,760 --> 02:06:50,080
Speaker 1: Just use Indeed. Stop struggling to get your job posts

2793
02:06:50,120 --> 02:06:53,800
Speaker 1: seen on other job sites. With Indeed sponsored jobs, your

2794
02:06:53,880 --> 02:06:55,840
Speaker 1: post jumps to the top of the page for your

2795
02:06:55,880 --> 02:06:59,160
Speaker 1: relevant candidates so you can reach the people you want faster.

2796
02:07:00,040 --> 02:07:03,480
Speaker 1: Ording to Indeed data, sponsored jobs posted directly on Indeed

2797
02:07:03,720 --> 02:07:07,400
Speaker 1: have forty five percent more applications than non sponsored jobs.

2798
02:07:07,800 --> 02:07:10,880
Speaker 1: Don't wait any longer, speed up your hiring right now

2799
02:07:11,080 --> 02:07:13,720
Speaker 1: with Indeed, and listeners of this show will get a

2800
02:07:13,760 --> 02:07:16,720
Speaker 1: seventy five dollars sponsored job credit to get your jobs

2801
02:07:16,800 --> 02:07:22,600
Speaker 1: more visibility at indeed dot com slash pod Katz thirteen.

2802
02:07:23,240 --> 02:07:27,480
Speaker 1: Just go to Indeed dot com slash pod Katz thirteen

2803
02:07:27,800 --> 02:07:30,520
Speaker 1: right now and support our show by saying you heard

2804
02:07:30,560 --> 02:07:34,360
Speaker 1: about indeed on this podcast, terms and conditions apply. Hiring

2805
02:07:34,840 --> 02:07:36,160
Speaker 1: Indeed is all you need