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Speaker 1: Coach, the energy out there felt different. What changed for

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Speaker 1: the team today?

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Speaker 2: It was a new game day scratches from the California

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Speaker 2: Lottery player is everything.

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Speaker 3: Those games sent the team's energy through the roof.

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Speaker 1: Are you saying it was the off field play that

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Speaker 1: made the difference on the field.

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Speaker 4: Hey, little play makes your day, and today it made

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Speaker 4: the game.

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Speaker 1: That's all for now, Coach, one more question play than

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Speaker 1: New Los Angeles Chargers, San Francisco forty nine Ers and

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Speaker 1: Los Angeles Rams. Scratchers from the California Lottery. A little

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Speaker 1: play can make your day. Peace made responsibily. Must be

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Speaker 1: eighteen years or older to purchase late or claim.

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Speaker 4: Well, jump right into it.

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Speaker 5: So you guys are college professors, right, and you know,

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Speaker 5: college is something that is very It's a hot topic

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Speaker 5: and it's something that triggers a lot of emotions in people,

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Speaker 5: especially nowadays. It's like anytime we put a post on

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Speaker 5: Instagram about college, we get a thousand comments and people saying,

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Speaker 5: I guess a scam, don't wast your money, and other

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Speaker 5: people saying all kinds of stuff. Right, So I'm just

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Speaker 5: going to jump right, I'll just jump right into it.

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Speaker 5: Is college still necessary to be successful or was it

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Speaker 5: really ever necessary? But in today's society, is college still necessary?

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Speaker 4: Still needed?

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Speaker 6: I mean I think that college, I mean it's not needed,

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Speaker 6: it's I mean, it's something that you can do, It's

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Speaker 6: something that's possible.

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Speaker 7: I think should be an option, right.

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Speaker 6: I don't think it should be forced upon that people

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Speaker 6: have to go to college. I know, I will say

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Speaker 6: there's other ways of being successful and going to certain

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Speaker 6: fields that college is not needed as much as it

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Speaker 6: was five years ago. But some things you do need,

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Speaker 6: like if you want to be a lawyer or a doctor,

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Speaker 6: or you're in a stem fields like college can be

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Speaker 6: very productive. But then there's some other majors where honestly

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Speaker 6: you can you can learn on YouTube, or you can

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Speaker 6: learn about reading books, or you can learn.

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Speaker 7: About just doing so.

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Speaker 6: I don't think it has to be a necessary thing

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Speaker 6: to go to college, but I do think it should

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Speaker 6: still be an option.

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Speaker 4: Yeah.

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Speaker 8: I think also one of the biggest things about college

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Speaker 8: are the networks and the relationships that are made. So

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Speaker 8: it's very far and few in between that you get

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Speaker 8: to sit in a room with doctor, a future lawyer,

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Speaker 8: a future dentist, a future teacher and have conversations that

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Speaker 8: are not about your fields of study, and because we

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Speaker 8: all know that once we get into our you know,

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Speaker 8: our real.

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Speaker 3: Lives after college, it starts.

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Speaker 8: To become a little bit closer in the bubble where

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Speaker 8: you're just dealing with people who are who have similar interests.

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Speaker 8: So college for that particular space, there's not many other

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Speaker 8: places that create that type of environment. And academically there

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Speaker 8: are some fields that do still need it. But you know,

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Speaker 8: I think that these institutions, a lot of them are

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Speaker 8: just not created for the benefit of the students. I mean,

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Speaker 8: there are a number of colleges and universities that are

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Speaker 8: doing that work, but I think there are a lot

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Speaker 8: that are scamming people, and I think there are a

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Speaker 8: lot that are not doing the work.

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Speaker 9: It used to be looked at as a badge into middle.

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Speaker 2: Class life, but you had to have that piece of

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Speaker 2: paper if you wanted to get a good job, get

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Speaker 2: a house. Like that's going away with Like what then

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Speaker 2: he was just saying, it's like some things we're just

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Speaker 2: going to learn on the fly.

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Speaker 9: Like we say this all the time.

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Speaker 2: We have no training in broadcasting, but we're doing a

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Speaker 2: podcasts right Like we're learning these things as we go

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Speaker 2: on I think, like, yes, there.

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Speaker 10: Are options that you can do outside of going to.

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Speaker 2: School, but if they're on careers like lawyers and doctors,

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Speaker 2: like you said, then it's mandatory. Man, I'm a college guy, right,

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Speaker 2: Like we had to do it in education, but like

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Speaker 2: I said before, like I feel like we could. I

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Speaker 2: could have done it out of high school had given

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Speaker 2: the proper training rather than seven years of dedication to

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Speaker 2: that career.

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Speaker 9: You know what I mean, right.

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Speaker 5: I think what college does is we live in a

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Speaker 5: society where image is very important, right, So what college

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Speaker 5: does is that it gives you a badge to say, Okay,

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Speaker 5: I have a certain level of success already built in

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Speaker 5: because I've completed my degree. So now I can at

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Speaker 5: least speak to you on an intelligent level when I

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Speaker 5: can be taken seriously, which not is not always the case, right,

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Speaker 5: because there's plenty of people that graduated from what Kanye

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Speaker 5: speakle what Kanye said, people graduate from college who be

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Speaker 5: still stupid.

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Speaker 4: That's all the time, every year.

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Speaker 5: And then you got some people who never went to

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Speaker 5: college who are brilliant or never finished college that are brilliant.

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Speaker 5: So my personal opinion, you know, and it is that

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Speaker 5: I think that college is beneficial. It can be beneficial

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Speaker 5: from the social standpoint, specifically from a social standpoint and

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Speaker 5: growing as an adult, right because especially if you go

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Speaker 5: away to college, that's probably your first opportunity living on

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Speaker 5: your own, and you mature, you develop a certain relationships,

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Speaker 5: you meet people. That part you really can't get just

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Speaker 5: going out of high school. In the real world, you can,

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Speaker 5: but it's a lot more difficult. You're not in an

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Speaker 5: incubator where you're just around a thousand people and you

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Speaker 5: can just develop those type of relationships. It's not easy

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Speaker 5: to do that and just real world life. But I

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Speaker 5: feel that a lot of times people are misguided right

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Speaker 5: when they go to college. So this is my next question.

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Speaker 5: As far as you know, one of the biggest things

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Speaker 5: for college for me is majors. Right, So you guys

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Speaker 5: are on the inside, and I see I saw that

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Speaker 5: even when I was in school. Anybody that doesn't know

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Speaker 5: I have a communications degree, I don't have a business degree.

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Speaker 5: So but when I went to school, they told me like, look,

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Speaker 5: just get a degree.

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Speaker 4: It doesn't matter.

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Speaker 5: If you're not trying to be a doctor or a

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Speaker 5: rocket scientist, it doesn't matter. And it honestly didn't because

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Speaker 5: when I graduated, I'm a financial Advisorble when I graduated,

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Speaker 5: in order to do what I had to do, I

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Speaker 5: had to pass like three different tests, so I had

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Speaker 5: to study for like nine months. So it doesn't matter

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Speaker 5: if I would have got a business degree or not,

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Speaker 5: I still would have had to study. So it's kind

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Speaker 5: of like I went to college. After I went to

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Speaker 5: college anyway, and now I have my licenses so I

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Speaker 5: can do whatever I want to do. So but I

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Speaker 5: could have had an art degree. I could have had

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Speaker 5: any kind of degree, right, So how important is it

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Speaker 5: to pick the right major and how do you determine

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Speaker 5: what is the right major?

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Speaker 6: So this is for parents and people got in students

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Speaker 6: for college. So before I was a professor, I shtued

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Speaker 6: to work in a mission. So the most important part

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Speaker 6: when talking to parents or talking to students is when

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Speaker 6: you're choosing a school, especially when it comes to majors.

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Speaker 6: Your major should be a top five major within that school.

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Speaker 6: What I mean by that is top five with enrollment

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Speaker 6: and also they have placement for companies that deal exactly

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Speaker 6: what your major. And if you're not I those like

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Speaker 6: top five areas for your major, what can happen honestly

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Speaker 6: is you can be two years in at the school

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Speaker 6: and if it's not enough students enrolled in that program,

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Speaker 6: your program get dropped and now you're still at that college.

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Speaker 6: So it's very important as we guide our students telling

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Speaker 6: me to go to college, Yeah, that's great, but please

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Speaker 6: make sure whatever field you're trying to go into is

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Speaker 6: one a popular major within the school. Two has the

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Speaker 6: partnerships outside of the school with the different companies. And then, last,

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Speaker 6: but not least, is the mentality of knowing where the

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Speaker 6: United States or where your country, where you're living at,

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Speaker 6: is going to be the next five years as far

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Speaker 6: as the job market and careers and what's going to

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Speaker 6: be in demand. Not i A would say this my

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Speaker 6: mentality of not five minutes from now, start taking five

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Speaker 6: years from now right. So when you're making that decision,

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Speaker 6: what does a communications degree look like five years from

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Speaker 6: now right? What does that feel looks like, look like?

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Speaker 6: Is even going to be around photography? Is that's something

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Speaker 6: that you really have to go to school for when

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Speaker 6: you can potentially learn that, you know? So that's that's

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Speaker 6: kind of the key when picking your majors is making

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Speaker 6: sure that the school provides the resources but can also

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Speaker 6: place you at the job.

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Speaker 7: But it also is a demand. Butin the next few years, I.

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Speaker 9: Couldn't agree more.

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Speaker 2: Man Like a lot of times, especially in our community,

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Speaker 2: when our kids think about college, the first thing they

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Speaker 2: think about is the athletics, right, Like I want to

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Speaker 2: go to do or I want to go in North Carolina.

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Speaker 2: I want to go to Yukon, right, And when you

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Speaker 2: get there, if you're not there on athletics, it's like, well,

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Speaker 2: I want to study communications. Well that's not one of

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Speaker 2: those majors that is one of the best things at

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Speaker 2: that school, So like you should be looking past just

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Speaker 2: like yo, I'm alumni and I go to that school

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Speaker 2: for the sports, right if it means it doesn't mean

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Speaker 2: as much when you come out of Yukon with the

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Speaker 2: communication gree.

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Speaker 4: I have a communication degree. You know what I'm saying.

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Speaker 3: But I want to go back to what you said.

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Speaker 10: I don't go back to what you said because you

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Speaker 10: said that.

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Speaker 2: It doesn't matter, and in my head, I'm like, yeah,

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Speaker 2: it doesn't matter if you're on an athletic scholarship. If

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Speaker 2: it matters to a guy like me who was like,

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Speaker 2: I'm studying physical therapy and I don't want to be

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Speaker 2: a physical therapist, right, and I've paid thirty thousand dollars

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Speaker 2: for four years. It's like this matters a lot, right,

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Speaker 2: Like now what do I do? Do I have to

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Speaker 2: continue going when I don't want to do this? Or

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Speaker 2: do I have to figure out what can I do?

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Speaker 2: Like that, I kind of fell into that thing. It

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Speaker 2: was like the school I was at it was greatus

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Speaker 2: physical therapy. I couldn't pass the science classes. I'm like, yo,

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Speaker 2: I'm not going to be a physical therapist. I got

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Speaker 2: to figure out what I can get and gratefully, I

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Speaker 2: was able to go to school with a health.

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Speaker 10: Science degree and I was like, all right, well what

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Speaker 10: does that even mean?

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Speaker 7: You know what I'm saying.

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Speaker 9: So I have to start figuring out, like and what's

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Speaker 9: gonna happen.

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Speaker 6: We talk about this all the time, and Jeff in

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Speaker 6: particular use this analogy of you know, and everything else

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Speaker 6: you buy something, you challenge to make sure that the

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Speaker 6: service that they're providing is correct, right, And I feel

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Speaker 6: like people are not challenging some of these schools when

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Speaker 6: they're paying all this money. You know you're paying and

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Speaker 6: maybe because you're not physically using cash and handing over

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Speaker 6: fifty thousand dollars.

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Speaker 7: You're not seeing the money, so you maybe don't.

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Speaker 6: Care as much as if you're going to a restaurant,

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Speaker 6: like you know, Jeff always says about you know, if

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Speaker 6: you order steak and they bring out chicken nuggets, are

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Speaker 6: you gonna eat chicken nuggets?

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Speaker 7: Or you're going to say, I ordered steak.

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Speaker 6: And many times students are paying all this money for

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Speaker 6: a school and then not providing the services that they're promised,

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Speaker 6: and they're not challenging the school right or asking questions before.

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Speaker 6: And I don't know, maybe it's because again you're not

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Speaker 6: physically handing that money over and you think, I go,

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Speaker 6: I'll just get a job and I paid off later.

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Speaker 6: But I think it should really treat it like everything

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Speaker 6: else you purchase them.

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Speaker 2: That's a problem especially in our community, man, like we

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Speaker 2: don't know how to advocate for the things we want.

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Speaker 2: Like I've seen it over and over with parents not

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Speaker 2: being able to advocate for the kids. But then the

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Speaker 2: kids grow up and they don't how to advocate. So

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Speaker 2: if they all being mistreated at school and the things

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Speaker 2: that not being avided, it's.

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Speaker 5: Like who do I how do you challenge the system?

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Speaker 5: Because I mean, that's like going up against that.

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Speaker 4: System. How do you challenge?

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Speaker 7: So I don't want to even say like challenge the system.

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Speaker 7: It's simple things.

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Speaker 6: So, if there's like a college fair at your school,

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Speaker 6: like every school, typically at high school, they bring in

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Speaker 6: college representatives, you know, instead of asking questions, like students

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Speaker 6: get these questions from guidance counselors and some people. I

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Speaker 6: don't know where they get these questions from, like what's

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Speaker 6: the percentage of student success at your school? Like that's

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Speaker 6: not the question should be asking you. She'd be asking

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Speaker 6: you know, look, I want to be an engineer. How

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Speaker 6: can you how can this school help me become an engineer?

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Speaker 6: How can this school help me become a bio mechanical engineer?

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Speaker 7: Like whatever?

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Speaker 6: How does how? What are the tools at your school

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Speaker 6: to get me there? But also is this major a

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Speaker 6: popular major at your school?

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Speaker 7: Can I talk to.

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Speaker 6: Somebody at the the institution, the career center and find

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Speaker 6: out how many people you placed at a job in

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Speaker 6: the last three to four years at some point? You know,

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Speaker 6: like those type of questions need to be asked, and

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Speaker 6: unfortunately we don't. We don't provide those resources, them tools enough,

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Speaker 6: And that's why we create the platform that we create.

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Speaker 6: That's part of the things that we deal with to

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Speaker 6: let students know, like you do have a voice number

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Speaker 6: one and number two to ask those type of questions

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Speaker 6: before spending all of this money.

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Speaker 4: Jef, I wanted to ask you a question. We spoke

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Speaker 4: of CAM about the hitting curriculum.

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Speaker 8: Yeah, so the idea, so it kind of goes into

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Speaker 8: the aspect that the students don't know who to ask,

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Speaker 8: so that there is that problem. I don't know where

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Speaker 8: to go, and the institutions are not doing the job properly.

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Speaker 8: A lot of institutions are not doing the job properly

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Speaker 8: and creating a space for students to understand things like

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Speaker 8: acronyms that students don't know. So I don't know what

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Speaker 8: FASSO might stand for, and that's talking about financial aid.

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Speaker 8: If you don't know what that means, then you're out

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Speaker 8: of luck. If you don't know what the bursar office means,

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Speaker 8: and these are the things that are just directly dealing

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Speaker 8: with your money sounds so you.

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Speaker 3: Don't know what these things are.

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Speaker 8: So I think it's just essential for and this is

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Speaker 8: where I think the big problem is is that there

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Speaker 8: are institutions that are about creating careers.

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Speaker 3: For people who want to be educators.

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Speaker 8: So they want to go up the ladder and become

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Speaker 8: vice presidents and become deans and become provosts and presidents

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Speaker 8: of institutions without caring about the students. So then they

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Speaker 8: create these platforms and they create these spaces where the

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Speaker 8: students cannot succeed.

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Speaker 3: So I'm not going to sugarcoat it.

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Speaker 8: There are academic institutions that are out there primarily just

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Speaker 8: to build careers and primarily just to make money. The

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Speaker 8: proper institutions that are doing the work are the ones

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Speaker 8: that say we are going to make sure that you

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Speaker 8: know who to speak to. And with the hidden curriculums,

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Speaker 8: that just means that there are things that are being

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Speaker 8: hidden in regular nomenclature. So it's saying we know what

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Speaker 8: it is, but a seventeen year old does not know

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Speaker 8: what that is, and we expect them to know what

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Speaker 8: it is then succeed in that space and then excel

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Speaker 8: beyond that, and then by the time they hit to

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Speaker 8: year two or three, we see the retention level drops

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Speaker 8: because the student doesn't know what the term retention even means.

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Speaker 8: So we're saying we want to keep you here, but

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Speaker 8: are we even doing the work that needs to be done.

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Speaker 8: So ultimately, at the end of the day, that's where

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Speaker 8: we have to start to do more work, is saying

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Speaker 8: what are the students getting and who do they need

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Speaker 8: to speak to? So to really touch on the comments

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Speaker 8: that we were just saying. One of the things that

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Speaker 8: I can tell all people who are sending any of

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Speaker 8: their students to college or are going back to school themselves,

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Speaker 8: is that you have to really find particular individuals on

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Speaker 8: your campus. I can't stress the I can't stress it

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Speaker 8: enough that you have to get involved. So I means

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Speaker 8: you have to find somebody who's already doing the work

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Speaker 8: and make sure you align yourself with that. Find the

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Speaker 8: Jeff or the Lenny on your campus and sit in

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Speaker 8: their office introduce yourselves. Because what ends up happening is

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Speaker 8: I'm the one that's going to put you in touch

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Speaker 8: with this person, that person, this individual to help you

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Speaker 8: succeed because doing it by yourself is literally impossible.

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Speaker 5: Now we was talking off camera too, and it's difficult

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Speaker 5: because I think my experience is a little JD because

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Speaker 5: I was I played basketball, so when I went to school,

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Speaker 5: I was on athletic scholarship, so anybody's not familiar athletes,

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Speaker 5: it's different, especially at a Division one school. So when

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Speaker 5: I got to campus, you know, we had our own

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Speaker 5: study hall just for the athletes. We had our own

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Speaker 5: advisor just for the athletes. Our books was free, and

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Speaker 5: you know, they would stay on us like make sure,

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Speaker 5: like what are you're doing? Like you just going to class?

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Speaker 4: You know what I mean. It's like, so it's easier

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Speaker 4: because it's more structured.

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Speaker 5: But for somebody that's just going to college on their own,

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Speaker 5: and especially if you're if you know, your parents didn't

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Speaker 5: go to college, but you don't your first generation, it's

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Speaker 5: a lot that goes into college that's different from high school.

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Speaker 5: Like I remember the vali valedictorian of my school a

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Speaker 5: couple of years ago that my high school that I

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Speaker 5: went to. He's a lot younger than me, obviously, and

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Speaker 5: I spoke to him. He's in Harvard, and I was

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Speaker 5: asking him, like, how you doing at Harvard, And he's like,

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Speaker 5: you know, I wasn't prepared. This is the valedictorian of

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Speaker 5: the school. He's a smart kid, obviously, but he's like

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Speaker 5: high school was just so easy for me, and I'm

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Speaker 5: in Harvard and it's just way different. And he was like,

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Speaker 5: you know, I never realized how much I wasn't prepared

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Speaker 5: until I was in that position. And I think that

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Speaker 5: that happens all the time. And like you say, a

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Speaker 5: lot of times unfortunately, especially you know, you might have

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Speaker 5: family issues, whatever, the kids just drop out because you know,

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Speaker 5: you fall behind a couple of semesters and let alone,

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Speaker 5: not even talking about financial issues, just social issues and

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Speaker 5: just dealing with school and structuring your time. It's like,

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Speaker 5: how can somebody fully equip themselves for making that jump

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Speaker 5: from high school to college?

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Speaker 8: First you sign up with Trill or not Trill, but uh,

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Speaker 8: you know, to fully equip yourself, it takes a lot.

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Speaker 8: And this is where we have to really invest. We

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Speaker 8: were just talking about that off camera too, about how

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Speaker 8: much money you place on a college.

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Speaker 3: Degree, whether you're going there for free or you're paying

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Speaker 3: full tuition.

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Speaker 8: There's no I mean, outside of a house, there's no

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Speaker 8: larger investment that you're really making probably throughout your life.

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Speaker 8: And in the same way that you invest in the house,

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Speaker 8: you're searching for multiple houses. But then even before that,

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Speaker 8: you want to know how is the house, How you

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Speaker 8: know how is it built?

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Speaker 3: What was? What do I have to do to fix

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Speaker 3: this space?

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Speaker 8: What do I have to do to make sure that

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Speaker 8: my family, if I want to start a family, goes

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Speaker 8: in here. It can't just be let me just show up,

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Speaker 8: pull up and figure out.

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Speaker 3: The rest investment?

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Speaker 10: Right?

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Speaker 8: And so what what the what people have to do

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Speaker 8: is is really start to invest in the child and

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Speaker 8: the student's education before they even get in there and

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Speaker 8: find the programs. Because colleges and universities some of them

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Speaker 8: will do it, but a lot of them will not,

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Speaker 8: and say, listen, we're going to give you a two

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Speaker 8: day orientation session to figure out how to succeed in college.

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Speaker 8: And you know you and they're trying to holler at

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Speaker 8: other people you and they're trying to have fun, you know,

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Speaker 8: because they're also doing that too.

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Speaker 3: There's a DJ at that thing directors there.

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Speaker 8: You're sitting here thinking like, man, I don't even know

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Speaker 8: what registraw is. And I remember, like as a college student,

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Speaker 8: I was like, is it register And they're like, no,

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Speaker 8: it's registrar.

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Speaker 3: And I'm like, why what does that even mean?

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Speaker 9: For class?

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Speaker 3: Correct when you're registering for class?

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Speaker 8: So there are these simple little things that that students

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Speaker 8: aren't prepared for and so for me, I just think

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Speaker 8: that you have to invest in the same way that

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Speaker 8: you would invest in a house, the same way that

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Speaker 8: you wouldn't buy a car without making every possible detail

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Speaker 8: for it.

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Speaker 3: You have to do the same thing.

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Speaker 6: And I think the key is invest past financials because

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Speaker 6: a lot of people always talk about college and investing,

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Speaker 6: and it's only the financial piece when we're saying about

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Speaker 6: the investment, saying due to research as well and understand

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Speaker 6: where college is going, what colleges are doing at different degrees,

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Speaker 6: because it can be really beneficial for you.

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Speaker 5: And it's also a very important I think what Jeff

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Speaker 5: said as far as to find people on campus that

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Speaker 5: know the deal and because that helped me out a lot,

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Speaker 5: as far as like when I first got there, I

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Speaker 5: had somebody chott my mansion real he's from Lebron.

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457
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Speaker 5: And he was a junior when I was a freshman.

458
00:18:54,640 --> 00:18:56,840
Speaker 5: He was on the team and he was seasoned. He

459
00:18:56,880 --> 00:18:58,679
Speaker 5: was there for two years. So he kind of explained

460
00:18:58,720 --> 00:19:01,399
Speaker 5: to me, like take this class, don't do this and

461
00:19:01,680 --> 00:19:04,080
Speaker 5: have this many credits, and like this professor is cool,

462
00:19:04,320 --> 00:19:07,400
Speaker 5: and he kind of walked me through it, and from

463
00:19:07,440 --> 00:19:10,280
Speaker 5: there I was able to have a smooth transition. But

464
00:19:10,400 --> 00:19:12,640
Speaker 5: I think it's important to have that mentor. I don't

465
00:19:12,680 --> 00:19:13,760
Speaker 5: know if schools have.

466
00:19:13,760 --> 00:19:16,680
Speaker 6: Program they do, and then the other thing before you

467
00:19:16,680 --> 00:19:18,680
Speaker 6: even talk about what you want. The mentors just don't

468
00:19:18,680 --> 00:19:21,040
Speaker 6: get too caught up on titles as well. Right, looking

469
00:19:21,040 --> 00:19:23,199
Speaker 6: for somebody with a leadership title to be a mentor.

470
00:19:23,320 --> 00:19:26,080
Speaker 6: There's just people on campus that literally run a campus

471
00:19:26,080 --> 00:19:27,280
Speaker 6: but don't have any fancy title.

472
00:19:27,720 --> 00:19:30,280
Speaker 9: A person that works in a book store right right, everybody.

473
00:19:30,000 --> 00:19:31,679
Speaker 8: And they've been there for twenty years, so they know

474
00:19:31,760 --> 00:19:34,560
Speaker 8: exactly what books to get, they know exactly where to go.

475
00:19:34,720 --> 00:19:37,879
Speaker 8: There's the person who's cleaning up the student union building.

476
00:19:37,920 --> 00:19:39,560
Speaker 8: They or know, hey, listen, you know you need to

477
00:19:39,600 --> 00:19:41,159
Speaker 8: join this club, or hey, you know you need to

478
00:19:41,200 --> 00:19:44,240
Speaker 8: talk to Jeff because Jeff knows who everybody is. And

479
00:19:44,320 --> 00:19:46,000
Speaker 8: so that's where, you know, we always talk about the

480
00:19:46,000 --> 00:19:49,560
Speaker 8: difference of what a mentor means. So we tell people,

481
00:19:49,680 --> 00:19:51,760
Speaker 8: number one, you need a digital mentor, and the digital

482
00:19:51,760 --> 00:19:54,320
Speaker 8: mentor is somebody that is online, that has an online

483
00:19:54,359 --> 00:19:57,760
Speaker 8: presence at that institution or otherwise that you know you

484
00:19:57,800 --> 00:19:58,200
Speaker 8: can just.

485
00:19:58,200 --> 00:19:59,160
Speaker 3: Watch what they're doing.

486
00:19:59,200 --> 00:20:01,600
Speaker 8: And that might just mean I'm watching somebody's Instagram feed

487
00:20:01,640 --> 00:20:03,640
Speaker 8: or Twitter feed and saying, all right, you know what

488
00:20:03,680 --> 00:20:05,800
Speaker 8: I need to just know because this person is providing

489
00:20:05,800 --> 00:20:08,600
Speaker 8: a wealth of information. There's a generational mentor, So that

490
00:20:08,600 --> 00:20:10,560
Speaker 8: means you also need to know somebody who is from

491
00:20:10,600 --> 00:20:13,600
Speaker 8: a different generation than you are, younger and older, who

492
00:20:13,680 --> 00:20:16,560
Speaker 8: have different mindsets and different viewpoints that you can say,

493
00:20:16,600 --> 00:20:18,800
Speaker 8: all right, this is the generational mentor that's older than

494
00:20:18,840 --> 00:20:20,800
Speaker 8: I am, that's going to be providing me the traditional

495
00:20:20,800 --> 00:20:21,720
Speaker 8: sense of leadership.

496
00:20:21,800 --> 00:20:23,520
Speaker 3: But then here's this person that's also maybe a little

497
00:20:23,560 --> 00:20:24,320
Speaker 3: bit younger than I am.

498
00:20:24,320 --> 00:20:26,400
Speaker 8: That I can give them information and then they give

499
00:20:26,480 --> 00:20:27,920
Speaker 8: me back some information.

500
00:20:28,200 --> 00:20:30,520
Speaker 6: And then like your boy that you said at your school,

501
00:20:30,520 --> 00:20:32,879
Speaker 6: be what we call peer mentor, right right, somebody that's

502
00:20:33,200 --> 00:20:35,440
Speaker 6: in that same age range, same age bracket doing this

503
00:20:35,560 --> 00:20:37,520
Speaker 6: you know the same things that you're doing, and that's

504
00:20:37,520 --> 00:20:39,639
Speaker 6: a fellow peer of yours that can really help you

505
00:20:39,640 --> 00:20:40,280
Speaker 6: out important.

506
00:20:40,400 --> 00:20:42,000
Speaker 4: Yeah for sure. All right. So now we're going to

507
00:20:42,040 --> 00:20:42,720
Speaker 4: go into the next seven.

508
00:20:42,760 --> 00:20:44,359
Speaker 5: We're going to talk about the financials and we're also

509
00:20:44,359 --> 00:20:45,960
Speaker 5: going to talk about chill natural.

510
00:20:45,760 --> 00:20:50,160
Speaker 4: So yeah, yes, I love that environment. All right.

511
00:20:50,200 --> 00:20:52,520
Speaker 5: So now we're going to talk about the number one

512
00:20:52,560 --> 00:20:55,200
Speaker 5: thing when it comes to school is how to pay

513
00:20:55,240 --> 00:20:55,439
Speaker 5: for it?

514
00:20:55,520 --> 00:20:57,120
Speaker 4: Right, money, money, As.

515
00:20:57,040 --> 00:20:59,959
Speaker 2: We said, man, it's the biggest financial decision that they

516
00:21:00,080 --> 00:21:02,919
Speaker 2: gonna make, and they have, especially high school sudents, they

517
00:21:02,920 --> 00:21:05,240
Speaker 2: got about three years and that's you're making that.

518
00:21:05,160 --> 00:21:06,000
Speaker 9: Decision at a team.

519
00:21:06,080 --> 00:21:08,160
Speaker 10: Like a lot of people won't get approved to get

520
00:21:08,160 --> 00:21:09,040
Speaker 10: a loan for a house.

521
00:21:09,080 --> 00:21:09,840
Speaker 9: They probably won't.

522
00:21:09,840 --> 00:21:11,399
Speaker 2: They may not get approved to get a loan for

523
00:21:11,440 --> 00:21:13,240
Speaker 2: a car, but they will get approved.

524
00:21:13,920 --> 00:21:16,160
Speaker 5: Student loan is real and something like I said once again,

525
00:21:17,280 --> 00:21:18,960
Speaker 5: I was fortunate not to have to a loan because

526
00:21:18,960 --> 00:21:20,640
Speaker 5: I had a scholarship. But I have brothers and sister

527
00:21:20,720 --> 00:21:22,480
Speaker 5: and they both have to I think they both still

528
00:21:22,480 --> 00:21:27,240
Speaker 5: paying on this. They're both older than me. But student

529
00:21:27,240 --> 00:21:29,600
Speaker 5: loans is real. Financial aid is definitely real. All that

530
00:21:29,720 --> 00:21:30,040
Speaker 5: is real.

531
00:21:30,160 --> 00:21:32,119
Speaker 2: So and you can't escape it. No, no, no filing

532
00:21:32,119 --> 00:21:33,240
Speaker 2: for bangrucy on doingent loan.

533
00:21:33,480 --> 00:21:44,040
Speaker 5: Oh they're gonna want their money, thank you, so so.

534
00:21:44,080 --> 00:21:47,120
Speaker 5: But like, what's what's What's some hacks that parents because

535
00:21:47,119 --> 00:21:49,240
Speaker 5: a lot of parents listen to our podcasts and you know,

536
00:21:49,359 --> 00:21:51,320
Speaker 5: might have children in college or children getting ready to

537
00:21:51,359 --> 00:21:54,160
Speaker 5: go to college. What some hacks that and even children

538
00:21:54,520 --> 00:21:58,920
Speaker 5: or young adults can use to minimize the cost of college.

539
00:21:59,600 --> 00:22:02,040
Speaker 6: One of the big hacks for high school students is

540
00:22:02,080 --> 00:22:05,719
Speaker 6: taking college courses while you're in high school. Now, some

541
00:22:05,800 --> 00:22:09,000
Speaker 6: high schools and some districts provide that, and they're called

542
00:22:09,000 --> 00:22:13,240
Speaker 6: like articulation agreements, another fancy words, another fancy hire edward,

543
00:22:13,760 --> 00:22:17,440
Speaker 6: but they're call articulation or dual agreements or partnerships where

544
00:22:17,480 --> 00:22:19,800
Speaker 6: a lot of community colleges now and some four year

545
00:22:19,840 --> 00:22:23,119
Speaker 6: schools are trying to build upon their enrollment. So what

546
00:22:23,119 --> 00:22:25,280
Speaker 6: they're doing is they're allowing high school students to start

547
00:22:25,280 --> 00:22:28,320
Speaker 6: taking classes at a lower rate or for free. So

548
00:22:28,359 --> 00:22:31,159
Speaker 6: that's something where you look at in your area, your region,

549
00:22:31,200 --> 00:22:34,679
Speaker 6: your district, especially within the community colleges, your kids can

550
00:22:34,840 --> 00:22:37,639
Speaker 6: take some of those level one hundred courses at a

551
00:22:37,640 --> 00:22:38,160
Speaker 6: lower rate.

552
00:22:38,320 --> 00:22:40,040
Speaker 4: Do you how do you get going on campus?

553
00:22:40,480 --> 00:22:41,800
Speaker 7: You can go on campus, so you can call.

554
00:22:42,080 --> 00:22:45,080
Speaker 6: What you can do is you can call most colleges

555
00:22:45,119 --> 00:22:47,720
Speaker 6: have what they call like a pre college program, pre

556
00:22:47,840 --> 00:22:51,199
Speaker 6: summer program, summer academies, and look look inside of some

557
00:22:51,240 --> 00:22:53,520
Speaker 6: of those programs, those summer camps and maybe don't send

558
00:22:53,520 --> 00:22:55,840
Speaker 6: your kids to maybe a sports camp in the town.

559
00:22:55,920 --> 00:22:58,919
Speaker 6: You send them to a business academy camp at like

560
00:22:58,960 --> 00:23:02,000
Speaker 6: let's say, at Pace University, and then they can potentially

561
00:23:02,040 --> 00:23:05,359
Speaker 6: get credits for class while they're at that camp. So

562
00:23:05,480 --> 00:23:07,439
Speaker 6: that's that's the way to kind of look at it.

563
00:23:07,520 --> 00:23:10,840
Speaker 6: I would look at your local community colleges first, give

564
00:23:10,880 --> 00:23:12,840
Speaker 6: them a call. A lot of them do allow high

565
00:23:12,840 --> 00:23:15,960
Speaker 6: school students to take classes on Saturdays and at night,

566
00:23:16,640 --> 00:23:18,440
Speaker 6: so that's something that you can you can definitely look

567
00:23:18,440 --> 00:23:20,440
Speaker 6: out for, and you can go in as what they

568
00:23:20,440 --> 00:23:23,439
Speaker 6: call another fancy college for like a non matriculated student.

569
00:23:23,800 --> 00:23:25,399
Speaker 9: That's yeah, that's a good word, I know.

570
00:23:26,000 --> 00:23:28,479
Speaker 8: I think another thing too is to just be honest

571
00:23:28,480 --> 00:23:31,480
Speaker 8: about going to community colleges. So community colleges are way

572
00:23:31,560 --> 00:23:34,680
Speaker 8: less expensive than they are than for your institutions are.

573
00:23:35,160 --> 00:23:38,080
Speaker 8: And so if your student is not fully prepared because

574
00:23:38,119 --> 00:23:38,720
Speaker 8: they just don't know.

575
00:23:38,800 --> 00:23:40,520
Speaker 3: I mean, at eighteen, you just may not know.

576
00:23:40,560 --> 00:23:41,879
Speaker 8: And at eighteen, I thought I was going to be

577
00:23:41,880 --> 00:23:44,840
Speaker 8: a high school basketball coach, teaching English classes that in

578
00:23:44,920 --> 00:23:46,679
Speaker 8: my old high school, and that's what I thought I

579
00:23:46,720 --> 00:23:49,040
Speaker 8: was going to do. And I went into college thinking

580
00:23:49,080 --> 00:23:50,960
Speaker 8: that that was the plan. And I realized that I

581
00:23:51,000 --> 00:23:53,440
Speaker 8: didn't want to do that at all about two years

582
00:23:53,440 --> 00:23:56,119
Speaker 8: into the game, and so I had I don't know

583
00:23:56,160 --> 00:23:59,200
Speaker 8: if community college was particularly for me, but I'm paying

584
00:23:59,200 --> 00:24:00,840
Speaker 8: I paid for those two and I paid a lot

585
00:24:00,840 --> 00:24:02,160
Speaker 8: of money for those two years.

586
00:24:02,240 --> 00:24:04,000
Speaker 3: And for some people who are just.

587
00:24:04,000 --> 00:24:06,159
Speaker 8: Not quite sure if they want to go to college

588
00:24:06,240 --> 00:24:08,600
Speaker 8: or if this institution is go to a two year

589
00:24:08,960 --> 00:24:10,879
Speaker 8: and bang out two years of college that are going

590
00:24:10,960 --> 00:24:13,280
Speaker 8: to be a lot less expensive, and then succeed at

591
00:24:13,280 --> 00:24:15,119
Speaker 8: those two years and then you can get into whatever

592
00:24:15,160 --> 00:24:15,800
Speaker 8: school you want.

593
00:24:15,840 --> 00:24:17,160
Speaker 3: I mean, Harvard is giving.

594
00:24:16,920 --> 00:24:20,479
Speaker 8: Away full scholarships to students who excel at a community college,

595
00:24:20,520 --> 00:24:23,800
Speaker 8: as are so many other excellent institutions, So you know,

596
00:24:23,840 --> 00:24:26,919
Speaker 8: I think that's one that's another way to minimize some

597
00:24:27,040 --> 00:24:30,040
Speaker 8: of the costs. And another thing I wanted to add

598
00:24:30,080 --> 00:24:35,880
Speaker 8: is alumni offices are a secret hidden money giving a space.

599
00:24:36,960 --> 00:24:41,600
Speaker 8: It's called advancement at most universities. But your alumni offices

600
00:24:41,840 --> 00:24:45,919
Speaker 8: are always collecting money from donors who are saying, we

601
00:24:46,000 --> 00:24:49,800
Speaker 8: want to give money to a black male student from

602
00:24:50,080 --> 00:24:55,920
Speaker 8: upstate New York who enjoys watching soccer, and they literally

603
00:24:55,920 --> 00:24:57,560
Speaker 8: will say that's the only way we're going to give

604
00:24:57,600 --> 00:24:59,840
Speaker 8: five thousand dollars to this program, or we're going to

605
00:24:59,840 --> 00:25:02,520
Speaker 8: get five thousand dollars to a student who's involved in

606
00:25:02,560 --> 00:25:05,000
Speaker 8: the Haitian Students club, and that's the only way we're

607
00:25:05,000 --> 00:25:07,720
Speaker 8: gonna give five thousand dollars. I donate to my school

608
00:25:08,000 --> 00:25:11,160
Speaker 8: and I give money only to the Black student Union

609
00:25:11,240 --> 00:25:14,199
Speaker 8: that helps shape my career. So we have money that

610
00:25:14,240 --> 00:25:16,240
Speaker 8: we give to. You have to be involved in that club.

611
00:25:16,400 --> 00:25:19,560
Speaker 8: But students don't know because they don't always announce those scholarships.

612
00:25:19,560 --> 00:25:22,919
Speaker 8: They're just there on the website that nobody knows.

613
00:25:23,080 --> 00:25:24,160
Speaker 3: So I tell.

614
00:25:24,000 --> 00:25:26,280
Speaker 8: Students once a month go into that office and say

615
00:25:26,480 --> 00:25:28,040
Speaker 8: are you offering any scholarships?

616
00:25:28,320 --> 00:25:29,840
Speaker 3: And they will be there.

617
00:25:29,920 --> 00:25:32,600
Speaker 6: And then for those people, I mean, we both did it.

618
00:25:32,600 --> 00:25:34,920
Speaker 6: We both donated and created our own scholarships. I created

619
00:25:34,920 --> 00:25:36,520
Speaker 6: one out of community college, create one out of his

620
00:25:36,560 --> 00:25:38,639
Speaker 6: high school. And for those people that are watching that

621
00:25:38,760 --> 00:25:41,200
Speaker 6: don't know how to give back money, you can call

622
00:25:41,240 --> 00:25:45,960
Speaker 6: the foundations and advancement and alumni officers at these colleges

623
00:25:46,000 --> 00:25:48,040
Speaker 6: and do a two hundred and fifty dollars scholarship or

624
00:25:48,040 --> 00:25:51,480
Speaker 6: a five hundred dollars scholarship to help students as well. Another

625
00:25:51,520 --> 00:25:54,200
Speaker 6: misconception is that you have to finish a community college

626
00:25:54,240 --> 00:25:57,679
Speaker 6: in order to transfer. That's not true. Every school is different.

627
00:25:57,880 --> 00:26:00,119
Speaker 6: So for example, in New Jersey where I live, two

628
00:26:00,160 --> 00:26:01,239
Speaker 6: things that I want to kind of put out there.

629
00:26:01,240 --> 00:26:01,680
Speaker 9: There's two things.

630
00:26:01,720 --> 00:26:02,280
Speaker 7: In New Jersey.

631
00:26:03,080 --> 00:26:04,960
Speaker 6: Let's say you have twelve credits in the two point

632
00:26:05,000 --> 00:26:07,720
Speaker 6: zero you can transfer into most four year state schools

633
00:26:08,400 --> 00:26:10,320
Speaker 6: in New Jersey. It's give me two point five into

634
00:26:10,359 --> 00:26:12,880
Speaker 6: most state schools in New Jersey. New Jersey also has

635
00:26:12,920 --> 00:26:15,840
Speaker 6: another program, and most states do have programs like this

636
00:26:15,920 --> 00:26:18,800
Speaker 6: called NJ Stars where a student maybe didn't do particularly

637
00:26:18,840 --> 00:26:21,080
Speaker 6: well in their SATs, but they're in the top twenty

638
00:26:21,119 --> 00:26:23,159
Speaker 6: percent of the top ten percent of their class. And

639
00:26:23,200 --> 00:26:24,639
Speaker 6: if you're in the top ten percent of your class,

640
00:26:24,640 --> 00:26:27,159
Speaker 6: you go to college for free community college. Then when

641
00:26:27,200 --> 00:26:29,240
Speaker 6: you go to community college, if you get your associate's

642
00:26:29,320 --> 00:26:31,719
Speaker 6: degree and you have a three point two GPA, you

643
00:26:31,720 --> 00:26:34,560
Speaker 6: can get another scholarship to go finish your bachelor's degree

644
00:26:34,560 --> 00:26:36,240
Speaker 6: at a four year college and that'll be it in

645
00:26:36,359 --> 00:26:39,080
Speaker 6: Jstars two. So in Jstars one, it's community college. You

646
00:26:39,080 --> 00:26:41,600
Speaker 6: can transfer out and then you go into in Jstars too.

647
00:26:41,840 --> 00:26:43,320
Speaker 6: So these are type of programs that they have in

648
00:26:43,320 --> 00:26:44,840
Speaker 6: a lot of I just know that particular because I'm

649
00:26:44,840 --> 00:26:46,960
Speaker 6: from New Jersey, But they have these type of programs

650
00:26:46,960 --> 00:26:49,720
Speaker 6: within the states. So don't get too caught up saying, well,

651
00:26:49,720 --> 00:26:51,200
Speaker 6: I'm top twenty percent of class. I want to go

652
00:26:51,240 --> 00:26:52,240
Speaker 6: to this big school.

653
00:26:52,440 --> 00:26:53,040
Speaker 7: Yeah, you might be.

654
00:26:53,080 --> 00:26:55,399
Speaker 6: Your top twenty percent might be different from another high school,

655
00:26:55,520 --> 00:26:57,080
Speaker 6: so you might not get as much money as.

656
00:26:57,000 --> 00:26:57,880
Speaker 7: Far as scholarships.

657
00:26:57,960 --> 00:26:59,760
Speaker 6: So take advantage of the scholarships that you do have,

658
00:27:00,040 --> 00:27:02,119
Speaker 6: be at that community college, and then go on and

659
00:27:02,160 --> 00:27:04,040
Speaker 6: then potentially transferring get scholarships as well.

660
00:27:04,040 --> 00:27:05,240
Speaker 7: So it's just transfer scholarships.

661
00:27:05,520 --> 00:27:08,040
Speaker 2: As you're talking, I'm listening because we do this this

662
00:27:08,119 --> 00:27:10,320
Speaker 2: project with the kids who are going into college, like

663
00:27:10,359 --> 00:27:12,320
Speaker 2: even say an associate's degree, they like have no idea.

664
00:27:12,359 --> 00:27:14,120
Speaker 9: So that's traditionally fifty six.

665
00:27:13,920 --> 00:27:16,520
Speaker 2: Credits, right, and then obviously a bachelor is when you

666
00:27:16,560 --> 00:27:19,439
Speaker 2: finish traditionally one hundred and twenty credits of school. That

667
00:27:19,520 --> 00:27:23,080
Speaker 2: might take for four or five years hopefully because it's

668
00:27:23,080 --> 00:27:24,400
Speaker 2: going to cost you ever and you don't.

669
00:27:24,240 --> 00:27:26,560
Speaker 6: But and on top of that, you know, after a

670
00:27:26,560 --> 00:27:28,800
Speaker 6: certain amount of credits, after I think one hundred and sixty,

671
00:27:28,800 --> 00:27:30,680
Speaker 6: I want to say, you run out of financial aid.

672
00:27:31,480 --> 00:27:33,800
Speaker 6: So you can continue to go to school. They'll let

673
00:27:33,840 --> 00:27:35,800
Speaker 6: you go to school, they don't care, but your financial aid.

674
00:27:35,800 --> 00:27:37,480
Speaker 6: Can you can exhaust your financial aid?

675
00:27:37,640 --> 00:27:39,679
Speaker 2: That's important And I was going to say, like in

676
00:27:39,680 --> 00:27:41,359
Speaker 2: addition to that, like a lot there's a misconception with

677
00:27:41,400 --> 00:27:43,960
Speaker 2: community college. Like you said, like after those two years

678
00:27:44,040 --> 00:27:45,760
Speaker 2: you transfer to a four year school. Like when you

679
00:27:45,880 --> 00:27:48,639
Speaker 2: graduate and you go into your career, nobody's looking at like, yo,

680
00:27:48,680 --> 00:27:51,120
Speaker 2: what junior you transfer from community college?

681
00:27:51,240 --> 00:27:53,080
Speaker 10: And then New York State has now.

682
00:27:52,960 --> 00:27:54,959
Speaker 9: Like in the past two years they started the Excelsia program.

683
00:27:55,000 --> 00:27:57,280
Speaker 2: So state school is also a good thing, right, it's

684
00:27:57,320 --> 00:28:00,119
Speaker 2: a least it's less than if you went to a

685
00:28:00,160 --> 00:28:00,720
Speaker 2: private school.

686
00:28:00,760 --> 00:28:00,879
Speaker 9: Right.

687
00:28:00,920 --> 00:28:02,159
Speaker 2: So if you go to state school and you live

688
00:28:02,160 --> 00:28:04,320
Speaker 2: in New York and you know your parents make under

689
00:28:04,320 --> 00:28:06,800
Speaker 2: a certain amount of money, you can have I think

690
00:28:06,880 --> 00:28:10,000
Speaker 2: room and board for free and to which well, so

691
00:28:10,359 --> 00:28:12,679
Speaker 2: that's another option. If community college is like it's not

692
00:28:12,720 --> 00:28:15,440
Speaker 2: something you want to do, go to your local state

693
00:28:15,440 --> 00:28:16,760
Speaker 2: school if you live in New York, and then I

694
00:28:16,760 --> 00:28:19,359
Speaker 2: think the only recommend requirement is that you have to

695
00:28:20,240 --> 00:28:23,720
Speaker 2: work in the state four years after you however.

696
00:28:23,560 --> 00:28:25,320
Speaker 7: Long, Yeah, a lot of schools are doing.

697
00:28:25,440 --> 00:28:28,159
Speaker 6: You know, if your parents make seventy thousand hours, your

698
00:28:28,160 --> 00:28:30,119
Speaker 6: household income is seventy thousand dollars, you go to school

699
00:28:30,119 --> 00:28:32,480
Speaker 6: for free. That's something that's happened in New Jersey where

700
00:28:32,520 --> 00:28:34,760
Speaker 6: all the community colleges will be free start in September.

701
00:28:35,600 --> 00:28:37,320
Speaker 6: These are again, these are the type of programs that

702
00:28:37,359 --> 00:28:39,280
Speaker 6: you should know. But most importantly, you just brought up

703
00:28:39,280 --> 00:28:43,280
Speaker 6: a really good point. Public understand what a public college

704
00:28:43,320 --> 00:28:46,000
Speaker 6: is and a private college. Right, nine times out of ten,

705
00:28:46,040 --> 00:28:48,400
Speaker 6: a private college costs more than a public college. And

706
00:28:48,440 --> 00:28:49,800
Speaker 6: it doesn't mean that, And it goes back what I

707
00:28:49,840 --> 00:28:51,400
Speaker 6: said early. It doesn't mean that they're a better school.

708
00:28:51,520 --> 00:28:54,160
Speaker 6: It's literally because they're privately funded, so it's a little

709
00:28:54,200 --> 00:28:56,040
Speaker 6: it's a little bit different when it comes to how

710
00:28:56,080 --> 00:28:58,080
Speaker 6: much they charge for tuition. So it's very important to

711
00:28:58,080 --> 00:29:00,440
Speaker 6: know what a public college is and a private private

712
00:29:00,440 --> 00:29:01,120
Speaker 6: and know the difference.

713
00:29:01,360 --> 00:29:03,440
Speaker 5: That'sant Yeah, because I actually did a podcast before and

714
00:29:03,520 --> 00:29:05,400
Speaker 5: somebody asked me that question, and I was saying that

715
00:29:06,320 --> 00:29:09,880
Speaker 5: nobody cares, like especially if you plan on getting a

716
00:29:09,920 --> 00:29:11,959
Speaker 5: degree outside of the other first degree. So like if

717
00:29:12,000 --> 00:29:14,640
Speaker 5: you know you're going to get a four year degree

718
00:29:14,640 --> 00:29:16,200
Speaker 5: and you go into a two year school, or if

719
00:29:16,240 --> 00:29:18,440
Speaker 5: you know you're going to get a master's degree, right,

720
00:29:18,640 --> 00:29:20,480
Speaker 5: they only care about the last degree that you have

721
00:29:21,200 --> 00:29:23,440
Speaker 5: and that school that you went to. So like Barack

722
00:29:23,440 --> 00:29:26,160
Speaker 5: Obama is a perfect example. He went to his first

723
00:29:26,160 --> 00:29:28,120
Speaker 5: school that he went to for two years is like

724
00:29:28,240 --> 00:29:31,520
Speaker 5: some no name school in California. Then he went to

725
00:29:31,880 --> 00:29:34,480
Speaker 5: Columbia and then he went to Harvard after that. Right,

726
00:29:34,960 --> 00:29:37,000
Speaker 5: when you hear the stories, it's only that he went

727
00:29:37,040 --> 00:29:39,400
Speaker 5: to Harvard Law and he graduated from Columbia, they never

728
00:29:39,440 --> 00:29:40,800
Speaker 5: say the first school that he went to.

729
00:29:41,360 --> 00:29:42,080
Speaker 4: It doesn't matter.

730
00:29:42,720 --> 00:29:44,920
Speaker 5: But you save a lot of money, you prepare yourself,

731
00:29:44,960 --> 00:29:47,600
Speaker 5: and you grow so a lot of times I'm not

732
00:29:47,680 --> 00:29:49,160
Speaker 5: the best person to give this speech because I went

733
00:29:49,160 --> 00:29:52,840
Speaker 5: to the University of Hawaii, But you might have to

734
00:29:52,920 --> 00:29:56,480
Speaker 5: humble yourself and stay home right and learn, learn the ropes,

735
00:29:56,560 --> 00:29:58,400
Speaker 5: and you know, stay at home for a couple of

736
00:29:58,440 --> 00:30:01,120
Speaker 5: years and then go out on your own. Or you know,

737
00:30:01,160 --> 00:30:03,480
Speaker 5: you might just sacrifice for four years, stay at home,

738
00:30:03,600 --> 00:30:06,360
Speaker 5: save money, go to your local school in your area,

739
00:30:06,480 --> 00:30:10,000
Speaker 5: your state school. It'll you might not get the same

740
00:30:10,640 --> 00:30:13,880
Speaker 5: joy as you know, going out on your own and

741
00:30:13,960 --> 00:30:18,120
Speaker 5: you know, going to a crazy destination. But the grand

742
00:30:18,160 --> 00:30:21,040
Speaker 5: scheme of things, it might make a lot of sense

743
00:30:21,080 --> 00:30:21,480
Speaker 5: long term.

744
00:30:21,600 --> 00:30:22,680
Speaker 9: That's my story in itself.

745
00:30:22,720 --> 00:30:25,040
Speaker 2: Right, I stayed home, I went to school locally, right,

746
00:30:25,080 --> 00:30:26,640
Speaker 2: But what I did during that time was I was

747
00:30:26,680 --> 00:30:29,120
Speaker 2: able to get experience, whereas somebody who comes out of

748
00:30:29,120 --> 00:30:31,160
Speaker 2: school and is looking for experience, I.

749
00:30:31,080 --> 00:30:32,239
Speaker 9: Already have four years on you.

750
00:30:32,320 --> 00:30:34,280
Speaker 2: So sometimes when you go to a career or job,

751
00:30:34,280 --> 00:30:36,200
Speaker 2: it's like, yeah, you have this, but do you have

752
00:30:36,240 --> 00:30:38,040
Speaker 2: the experience? Like I'm doing that as I'm going to

753
00:30:38,040 --> 00:30:40,400
Speaker 2: school and obviously I don't have to pay for room

754
00:30:40,400 --> 00:30:41,239
Speaker 2: and board or anything like that.

755
00:30:41,280 --> 00:30:42,640
Speaker 9: So it helped in that way.

756
00:30:42,840 --> 00:30:45,640
Speaker 6: Yeah, and also look at another complotment by experience. Also

757
00:30:45,680 --> 00:30:48,400
Speaker 6: look at the career centers within the college. I know,

758
00:30:48,480 --> 00:30:51,920
Speaker 6: in my junior year, my job, my internship was also

759
00:30:52,000 --> 00:30:54,000
Speaker 6: kind of as credits, so it could be considered like

760
00:30:54,000 --> 00:30:57,000
Speaker 6: a co op program. So your class can actually eliminate

761
00:30:57,120 --> 00:30:59,160
Speaker 6: I mean, your job can actually eliminate you taking a

762
00:30:59,160 --> 00:31:01,400
Speaker 6: certain class because the work that you're doing, the experience

763
00:31:01,440 --> 00:31:04,440
Speaker 6: that you're doing is learning learn learning experience. And then

764
00:31:04,440 --> 00:31:06,920
Speaker 6: they'll give you a professor to kind of you know,

765
00:31:07,040 --> 00:31:08,960
Speaker 6: follow you along and then you write a paper about

766
00:31:08,960 --> 00:31:11,040
Speaker 6: it in the semester. And not only did you get

767
00:31:11,040 --> 00:31:13,440
Speaker 6: paid to work, but you also got credits which saved

768
00:31:13,440 --> 00:31:14,200
Speaker 6: you money as well.

769
00:31:14,720 --> 00:31:17,520
Speaker 4: So Jeff, you have an interesting story about j Cole.

770
00:31:17,920 --> 00:31:20,080
Speaker 8: Yeah, so you know this is the thing about college.

771
00:31:20,120 --> 00:31:22,240
Speaker 8: So this kind of goes into this conversation about how

772
00:31:22,240 --> 00:31:24,400
Speaker 8: to find money and how to be more successful in it.

773
00:31:24,480 --> 00:31:26,680
Speaker 8: So I went to Saint John's University and I went

774
00:31:26,720 --> 00:31:29,200
Speaker 8: to school with J. Cole, And you know, I was

775
00:31:29,280 --> 00:31:31,800
Speaker 8: president of our Black student union which was called Harayah,

776
00:31:31,920 --> 00:31:35,160
Speaker 8: and at that time we were the largest organization. They

777
00:31:35,200 --> 00:31:38,120
Speaker 8: had a massive budget, over one hundred thousand dollars. And

778
00:31:38,160 --> 00:31:40,920
Speaker 8: what we were able to do was I became president

779
00:31:40,960 --> 00:31:42,760
Speaker 8: of that. And becoming president of that, they gave me

780
00:31:42,800 --> 00:31:45,080
Speaker 8: a five thousand dollars stipend. So right there, I got

781
00:31:45,080 --> 00:31:47,360
Speaker 8: an extra five K that I didn't have for doing

782
00:31:47,360 --> 00:31:50,000
Speaker 8: some student work on top of the stipend. With that budget,

783
00:31:50,040 --> 00:31:52,080
Speaker 8: I was able to also bring in a bunch of

784
00:31:52,080 --> 00:31:55,320
Speaker 8: different speakers. I mean Cornell, Wes, Maya, Angelou, all these

785
00:31:55,320 --> 00:31:56,920
Speaker 8: people that I wanted to meet, We had the money

786
00:31:57,000 --> 00:32:00,760
Speaker 8: to bring them in. Now that J colepiece is is

787
00:32:00,880 --> 00:32:03,680
Speaker 8: leveraging the networking opportunity. So if you're going to go

788
00:32:03,760 --> 00:32:05,479
Speaker 8: to a college, I don't care what school it is,

789
00:32:05,720 --> 00:32:07,280
Speaker 8: I want you to go in there and make sure

790
00:32:07,320 --> 00:32:09,840
Speaker 8: you meet as many different people as you possibly can.

791
00:32:09,920 --> 00:32:12,320
Speaker 8: Get yourself into every room and so when I think

792
00:32:12,320 --> 00:32:15,040
Speaker 8: about Cole, one of the things that I remember Jermaine

793
00:32:15,080 --> 00:32:18,000
Speaker 8: was just wrapping in the random open mic or wrapping

794
00:32:18,080 --> 00:32:20,239
Speaker 8: in the residence hall in the dorms, and then that

795
00:32:20,320 --> 00:32:23,560
Speaker 8: flipped into him getting involved. He eventually became president of

796
00:32:23,600 --> 00:32:26,560
Speaker 8: our Black student union. And then when that happened, he

797
00:32:26,600 --> 00:32:29,480
Speaker 8: always had a crowd. There was always five hundred people

798
00:32:29,480 --> 00:32:31,760
Speaker 8: that were guaranteed that we're going to buy the mixtape,

799
00:32:31,760 --> 00:32:33,080
Speaker 8: that we're going to come out to the show, that

800
00:32:33,080 --> 00:32:35,000
Speaker 8: we're going to support him at the open mic, that

801
00:32:35,040 --> 00:32:37,000
Speaker 8: we're going to go out to this And me, I

802
00:32:37,000 --> 00:32:39,040
Speaker 8: see it all the time as we do speaking gigs

803
00:32:39,040 --> 00:32:41,840
Speaker 8: that I still perform poetry. Half of my audience are

804
00:32:41,880 --> 00:32:44,240
Speaker 8: people from Saint John's for my undergraduate career.

805
00:32:44,440 --> 00:32:45,600
Speaker 3: So I tell.

806
00:32:45,440 --> 00:32:48,920
Speaker 8: People make sure that once you get in, get yourself involved,

807
00:32:48,920 --> 00:32:51,880
Speaker 8: get yourself entrenched in the university, because that's how you

808
00:32:51,920 --> 00:32:53,360
Speaker 8: get them to start paying you back.

809
00:32:53,520 --> 00:32:55,360
Speaker 3: And that's the thing. School's really expensive.

810
00:32:55,360 --> 00:32:57,040
Speaker 8: But I'm going to find out how do I become

811
00:32:57,120 --> 00:32:59,720
Speaker 8: a resident assistant. And a resident assistant is when you're

812
00:32:59,720 --> 00:33:02,160
Speaker 8: in charge of a residence floor and you're in charge

813
00:33:02,160 --> 00:33:04,040
Speaker 8: of a dorm floor, they pay for your housing. But

814
00:33:04,120 --> 00:33:05,960
Speaker 8: I did not pay for housing for three years of

815
00:33:06,000 --> 00:33:08,480
Speaker 8: my college career. And when you get into those spaces,

816
00:33:08,480 --> 00:33:10,440
Speaker 8: I was an orientation leader, which were the people who

817
00:33:10,440 --> 00:33:12,840
Speaker 8: introduced the people when they came to college.

818
00:33:12,840 --> 00:33:15,320
Speaker 3: I got paid for that. So that's where you find

819
00:33:15,320 --> 00:33:15,720
Speaker 3: the money.

820
00:33:15,760 --> 00:33:18,520
Speaker 8: You leveraged the money by the network, by the capital

821
00:33:18,560 --> 00:33:20,640
Speaker 8: of the individuals, as well as the capital that the

822
00:33:21,000 --> 00:33:21,800
Speaker 8: school hasn't.

823
00:33:21,880 --> 00:33:24,400
Speaker 5: He said something interesting, You said that Jacole, being the

824
00:33:24,440 --> 00:33:26,160
Speaker 5: president of the Black Student Union, he was in a

825
00:33:26,240 --> 00:33:28,560
Speaker 5: unique position because he booked concerts.

826
00:33:28,680 --> 00:33:29,920
Speaker 4: So then that opened up for them.

827
00:33:30,120 --> 00:33:33,080
Speaker 8: Yeah, it was fascinating. I mean I remember, you know

828
00:33:33,120 --> 00:33:34,680
Speaker 8: when I was wrapping back in the day, that was

829
00:33:34,720 --> 00:33:36,960
Speaker 8: the same thing. I'm like, I put on my little resume. Yeah,

830
00:33:37,000 --> 00:33:39,000
Speaker 8: I opened up for Kanye, I opened up for quality,

831
00:33:39,080 --> 00:33:41,400
Speaker 8: I opened up for comment And he did the same

832
00:33:41,440 --> 00:33:44,280
Speaker 8: thing every time we had a major artist. He was

833
00:33:44,320 --> 00:33:46,760
Speaker 8: one of the performers that opened up for it. And

834
00:33:46,760 --> 00:33:50,160
Speaker 8: then that just again creates more leverage, creates more opportunities.

835
00:33:50,160 --> 00:33:52,120
Speaker 8: You get practice. And he didn't pay a dime. He

836
00:33:52,120 --> 00:33:55,000
Speaker 8: didn't pay anything. You use the studio that's on campus,

837
00:33:55,360 --> 00:33:58,440
Speaker 8: use every possible resource that they have because they're they're

838
00:33:58,480 --> 00:33:59,520
Speaker 8: they're taking the money.

839
00:33:59,360 --> 00:34:00,360
Speaker 9: From you in tuition.

840
00:34:00,480 --> 00:34:02,640
Speaker 8: They're never gonna They're never gonna say, hey, you know what,

841
00:34:02,680 --> 00:34:05,240
Speaker 8: it's okay, you don't have to pay today. So I'm

842
00:34:05,280 --> 00:34:07,840
Speaker 8: gonna say, listen, I want They're never gonna say that, right,

843
00:34:07,880 --> 00:34:11,080
Speaker 8: So I want the studio, I want the gym, I

844
00:34:11,120 --> 00:34:14,040
Speaker 8: want I'm taking everything that this school could possibly give me.

845
00:34:14,400 --> 00:34:15,960
Speaker 4: And he was like a straight a student something like that.

846
00:34:16,280 --> 00:34:18,360
Speaker 8: Yeah, I mean he was a good student from what

847
00:34:18,400 --> 00:34:20,520
Speaker 8: I heard. I mean, I wasn't in the classes with him, right,

848
00:34:20,600 --> 00:34:21,680
Speaker 8: but he was.

849
00:34:21,760 --> 00:34:21,960
Speaker 4: I mean.

850
00:34:21,960 --> 00:34:24,440
Speaker 8: And that's the thing is that I can't stress. And

851
00:34:24,480 --> 00:34:26,440
Speaker 8: I'll say this over and over again. You have to

852
00:34:26,719 --> 00:34:29,879
Speaker 8: succeed in that space. So do everything you possibly can

853
00:34:30,320 --> 00:34:32,560
Speaker 8: to to leverage every opportunity.

854
00:34:32,560 --> 00:34:33,080
Speaker 3: Did they have.

855
00:34:35,040 --> 00:34:37,920
Speaker 10: My graduates from my school being false?

856
00:34:38,239 --> 00:34:38,439
Speaker 4: Bad?

857
00:34:38,600 --> 00:34:43,040
Speaker 3: Drop drop Mike, drop bag drop.

858
00:34:53,480 --> 00:34:53,640
Speaker 8: Hi.

859
00:34:53,840 --> 00:34:56,520
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860
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