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Speaker 1: Hey, hey, hey, we're brown, we're black.

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Speaker 2: Wait, that's like anyway, we're broad ambition, Hey, Mandy.

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Speaker 3: I mean we are equal opportunity to all shades of melanin. Yeah,

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Speaker 3: it's a safe space for your skin tone.

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Speaker 1: Yes.

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Speaker 2: So I had to firew somebody this week.

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Speaker 3: And ooh juicy do toe And I love that, I know,

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Speaker 3: because that's so hard for you.

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Speaker 1: I know, Oh my gosh. And I was really proud

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Speaker 1: of myself because it was a really good lesson. It

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Speaker 1: wasn't one of my you know, like it was somebody

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Speaker 1: brand news. She literally only worked a day.

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Speaker 2: Isn't that I've never had to do that before.

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Speaker 3: Well did she do to get fired?

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Speaker 1: And one day I am, well, so I've been looking

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Speaker 1: for and I hope she doesn't listen, and she does listen.

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Speaker 3: Hey, gar.

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Speaker 1: So I've been looking for an executive admin for a

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Speaker 1: long time. I've got two women on the team that

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Speaker 1: kind of like tag team and help, but they have

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Speaker 1: other positions on the team. So it's like the three

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Speaker 1: of us being my executive admin who we named Michelle

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Speaker 1: and so. But I mean, and they do a great job,

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Speaker 1: but you know, like I said, they have other positions

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Speaker 1: on the team. So I really need someone dedicated to me.

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Speaker 1: So we thought we found someone. She's super nice, she

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Speaker 1: was an admin before, and I just thought that it

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Speaker 1: was going to be a fit. But I learned a

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Speaker 1: lesson in that I really have to kind of try

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Speaker 1: people on for size. So I gave her one assignment,

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Speaker 1: which was to do a PowerPoint presentation. I gave it

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Speaker 1: to her a nine o'clock in the morning. Like the

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Speaker 1: email system was down, so there was no emails that

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Speaker 1: had to be done. So literally that was it one

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Speaker 1: assignment and then by the end of the day it

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Speaker 1: wasn't done.

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Speaker 2: But that's not why. It was like, this is not

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Speaker 2: going to be a No.

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Speaker 1: It wasn't done, And so I gave her a temple

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Speaker 1: and said, here's something that I've made, but it's not good,

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Speaker 1: but here are all the slides that I need. So

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Speaker 1: I'm just showing you kind of like what I made,

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Speaker 1: which is similar to kind of what I want, but

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Speaker 1: something good. Oh, I do Parapoint all day every day.

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Speaker 1: I eat Parapoint for breakfast, no problem. So by five

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Speaker 1: I get a message, Hey, I just shared the Parapoint

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Speaker 1: you know, the draft with someone on the team before

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Speaker 1: I send it to you. And I was like, you

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Speaker 1: know what, it's five girl, Just go ahead and send

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Speaker 1: it on over. I'm sure it's fine. Just so a

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Speaker 1: few tweaks here and there because it was due the

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Speaker 1: next day for me, I had to submit it. When

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Speaker 1: I tell you made it, I had to open it

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Speaker 1: three times. It was my exact parapoint, Oh, the exact like.

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Speaker 2: When I tell you the exact It was the same slides.

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Speaker 1: Just hey, here's the new title and here's some new

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Speaker 1: like the new bullets that I gave you, like copy

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Speaker 1: and paste, like a ten minute copy and paste job.

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Speaker 2: And I honestly even.

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Speaker 1: That, I was like, that's fine, And I was like,

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Speaker 1: you know what, maybe you know I wasn't clear. I

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Speaker 1: actually don't like my parapoint because I'm not Goo at PowerPoint.

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Speaker 1: I just think it looks so rudimentary, like what I've made.

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Speaker 1: So maybe you thought that's what I wanted. That's not

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Speaker 1: what I wanted that I know you do a better job.

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Speaker 1: Can you just send me like how you would do it?

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Speaker 2: And she's said, oh, okay, well, here's the thing. This

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Speaker 2: is like verbatim.

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Speaker 1: Due to the current time constraints, I don't want to

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Speaker 1: promise that I'm going to be able to get it

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Speaker 1: done in time.

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Speaker 2: I'm like, time constraints? What what do you?

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Speaker 1: I was like, well what, and then gave me a

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Speaker 1: list of things that she had to do instead, not

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Speaker 1: not list of things for me, but like list of

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Speaker 1: things in her life that were going to take precedence

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Speaker 1: that day, which.

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Speaker 2: Is normally fine.

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Speaker 1: But this is a project I gave at nine am,

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Speaker 1: and I don't know that there's an easier, easier assignment

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Speaker 1: than a power point you know.

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Speaker 3: Yeah, I'm shocked.

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Speaker 1: I honestly was like, what I got to due to

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Speaker 1: the current time constraints, I don't think I'm going to

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Speaker 1: almost like, well, I'm busy girl, That's what I read like.

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Speaker 2: And I was like what, And then I said, you

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Speaker 2: know what to d be fair? Because today it was

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Speaker 2: her first day.

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Speaker 1: I'm sure the other team members gave her a ton

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Speaker 1: of things to do because they had been itching for

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Speaker 1: me to get admin.

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Speaker 2: So I'm calling with other team members like hey.

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Speaker 1: I even asked her, you know, did my COEO give

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Speaker 1: you assignments to other people? Everyone, including her, said no,

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Speaker 1: there were no other assignments assigned, And so I'm like,

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Speaker 1: so this is from nine to five, this is the

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Speaker 1: one thing that you did.

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Speaker 2: I just I didn't.

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Speaker 1: I didn't know what to say, and you know how

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Speaker 1: you know, and you're like, I was like, well, maybe

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Speaker 1: I'll give it another day, but you know, and I said, Tiffany,

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Speaker 1: this is this is not a fit. And old Tiffany

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Speaker 1: would keep on someone that's not a fit for a

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Speaker 1: year and be miserable because I would feel overwhelmed because

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Speaker 1: I'd be doing double work. But new Tiffany said, you've

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Speaker 1: been asking to grow. This is your opportunity to do

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Speaker 1: what you already know you need to do. This is

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Speaker 1: not going to be a fit that It's not about

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Speaker 1: the assignment not being done. It's the unwillingness to take

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Speaker 1: take ownership of the misstep and then fix it. And

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Speaker 1: so you know, we let her go. She of course

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Speaker 1: she was upset. We did it in writing, but I

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Speaker 1: also had a call and the thing that kind of

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Speaker 1: was off putting. She sent me a letter saying I

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Speaker 1: feel like she said something like, I think it's unfair

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Speaker 1: that the new girl got this assignment with these time constraints.

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Speaker 2: The new girl, this is not high school. We were

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Speaker 2: picking on you and hazing you, like and I just

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Speaker 2: like I thought it.

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Speaker 3: Kind of high school because you gave her a PowerPoint,

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Speaker 3: you gave her eight hours to do it, so like.

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Speaker 2: Yeah, I didn't know.

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Speaker 1: I felt so bad, honestly I did. And I still

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Speaker 1: feel really bad because she was a really nice woman.

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Speaker 1: But like and that, you know, I was like, well,

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Speaker 1: is there a reason why she's like, well, I had

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Speaker 1: a couple of calls with people on the team and

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Speaker 1: there was just a lot going on. And I said, honestly,

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Speaker 1: that was that was the lightest it's ever going to

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Speaker 1: be as an adamin. Like two phone calls and a

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Speaker 1: power point, it's never gonna get lighter.

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Speaker 3: Yeah, you know you can handle it.

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Speaker 1: Yeah, And like I said, I felt so bad because

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Speaker 1: I you know, it was you know, she just felt

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Speaker 1: like I didn't give.

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Speaker 2: Her enough of a chance. And I said, no, I

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Speaker 2: gave you a chance.

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Speaker 1: You're asking for another chance, and I I just don't

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Speaker 1: think that I can do that.

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Speaker 2: So yeah, but it was really hard.

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Speaker 1: I mean, I'm still kind of reeling from it because

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Speaker 1: I've never let go of somebody that quickly, and it

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Speaker 1: just felt, really it didn't feel good. It felt really

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Speaker 1: bad because I just felt like that I wish I

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Speaker 1: would have vetted so I wouldn't have disappointed, you know,

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Speaker 1: someone that I know she really wanted the job. But yeah,

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Speaker 1: so that was hard, but it was It was a

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Speaker 1: good lesson.

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Speaker 3: Being nice is one of it is. It is a

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Speaker 3: very important quality you have to want to work with people.

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Speaker 3: But I have also learned that hard working butt head

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Speaker 3: is also super valuable every once in a while, or

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Speaker 3: just a hard working person who you know, forget if

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Speaker 3: they forget, if you want to grab drinks with them

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Speaker 3: after work, like do they get their work done and

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Speaker 3: they can rely on them like that is also really valuable.

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Speaker 3: Now like firing someone in twenty four hours, that's pretty savage,

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Speaker 3: but I know, but I have heard multiple times like

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Speaker 3: you need to. You make a mistake, you acknowledge it

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Speaker 3: quickly and you get out like don't And this is

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Speaker 3: I mean, she caught you. This is a new year,

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Speaker 3: new you. You're heading into forty, like you said, wanting

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Speaker 3: to be more assertive and stick up for yourself. And

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Speaker 3: you know, too bad, she caught you in this moment

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Speaker 3: in your life and you don't suffer ridiculousness anymore. And

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Speaker 3: I'm really proud of you.

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Speaker 2: Oh my goodness, I was like yo, even now my

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Speaker 2: stomach is like a lot.

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Speaker 1: Yeah, yeah, No, it was hard, like I said it was,

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Speaker 1: it was hard, and cause like, yes, I've been in

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Speaker 1: situations where I've known that someone had to go from

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Speaker 1: the very beginning and I've kept them for two years

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Speaker 1: because I just felt so bad and I just said, yeah,

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Speaker 1: I didn't want to do that anymore.

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Speaker 2: But tell yeah, I was like, whoof? So I mean,

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Speaker 2: but I learned.

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Speaker 1: Good lessons about and even honestly, I I'm you know,

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Speaker 1: cause I know you are looking for writers. I don't know,

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Speaker 1: how do you how do you bet? Knowing I thought

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Speaker 1: I bet it till well, I don't know, like I

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Speaker 1: need some trips and like ticks and you know, like

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Speaker 1: about how do you really because people could say whatever,

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Speaker 1: but when it's time to do the work, how do

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Speaker 1: you know someone's really going to do the work and

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Speaker 1: work autonomously? You know?

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Speaker 3: Well, we're big on guests. We're big on uh interview process,

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Speaker 3: rigorous interview process, and then at least a test where

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Speaker 3: you have to do the thing that we're hiring you

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Speaker 3: to do, whether you're a writer or an editor. There's

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Speaker 3: like a very and I try to make the tests

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Speaker 3: really tough because it weeds out people who are just

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Speaker 3: casually applying, and it shows me that if you're motivated

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Speaker 3: enough to do this, you know, on your weekend time

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Speaker 3: or after work or whatever, you probably want this job.

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Speaker 3: And then once I get the test back, because we're

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Speaker 3: in content business, I don't I used to personally hire

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Speaker 3: every single writer. Now I have editors who hire their

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Speaker 3: own writers, But I tell them, you need to do

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Speaker 3: a really tough edit on that person, like unnecessarily tough almost.

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Speaker 3: I mean, point out things that are that are that

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Speaker 3: are you know that you could be better, that they

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Speaker 3: could be better at doing, but really be tough on

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Speaker 3: them because they need to know what a tough edit

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Speaker 3: feels like. And you need to suss out how can

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Speaker 3: they take it because the biggest thing for me that

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Speaker 3: turns me off from writers is when they can't take feedback.

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Speaker 3: And the best writers often are the worst people to

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Speaker 3: work with because they get very precious about their words,

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Speaker 3: and editors too. There's a lot of egos. So that's

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Speaker 3: my way of like suessing out someone's ego. I'm looking

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Speaker 3: for like ego and can they take feedback? Can they

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Speaker 3: take criticism because they're going to get it all day

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Speaker 3: air day on this team and they can't be super

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Speaker 3: precious about it. And I feel like for you, like

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Speaker 3: you should develop like what is like what is the

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Speaker 3: test for an executive admin? And can you put And

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Speaker 3: I always put a time limit on it, you know,

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Speaker 3: however many hours I think is reasonable to see if

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Speaker 3: they can do it on time. And I think that's

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Speaker 3: important too. So if you came up with like the

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Speaker 3: executive admin stress test, you got to do a PowerPoint,

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Speaker 3: You need to draft two emails you would draft to

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Speaker 3: a client who said this to me, like create like

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Speaker 3: a scenario for them. I did that when I was

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Speaker 3: hiring my number two. That was a really tough hire.

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Speaker 3: So finding someone who wants to have a senior role

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Speaker 3: but not be the senior role, and basically someone who

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Speaker 3: can answer to it because what I do all day

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Speaker 3: is problem solve. People bring their problems to me. I

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Speaker 3: help them figure out how to fix them. That's like

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Speaker 3: my main job. Now, what I did is I came

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Speaker 3: up with the seven most common conflicts that I've popped

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Speaker 3: up in the last I don't know six months that

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Speaker 3: I could think of the really difficult questions I was asked,

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Speaker 3: the really sticky conflicts I got into and I and

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Speaker 3: I literally wrote, here's a scenario, what would your approach be,

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Speaker 3: and had them write a response like tell me how

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Speaker 3: they would have approached situation, And that helped me weed

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Speaker 3: out a lot of people.

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Speaker 1: No, I like that because I said that, I said,

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Speaker 1: you know that what I should have done is that

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Speaker 1: I should have done like a paid kind of like

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Speaker 1: two or three day work along so I can actually

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Speaker 1: see you in action, you know. Yeah, because I you know,

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Speaker 1: because because that was like it's hard to kind of tell,

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Speaker 1: because you know, everyone's amazing when you interview them, but

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Speaker 1: like to actually see you when they're like, Okay, the

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Speaker 1: emails are coming in.

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Speaker 2: And could you confirm my makeup on Tuesday? And could

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Speaker 2: you make sure.

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Speaker 1: You know no. But yeah, I mean it was a

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Speaker 1: good lesson, and I'm happy for the lesson.

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Speaker 2: I'm not happy that you know that I disappointed someone.

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Speaker 3: Yeah, I mean I think you learn from it, and

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Speaker 3: I think you're right a paid like it's almost like

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Speaker 3: having them freelance for a little while, which I think

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Speaker 3: makes so much sense. We do. And by the way,

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Speaker 3: people are listening and they're like, damn, this sounds like

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Speaker 3: a lot of work, you know, for a job interview.

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Speaker 3: This is like, it's a lot. It's putting a lot

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Speaker 3: of work on people. We do pay for our edit

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Speaker 3: and writing tests, so we pay for your time and

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Speaker 3: value it. But it's it's cheap to pay a few

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Speaker 3: hundred bucks up front and then y not hire someone

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Speaker 3: who will be a complete disaster later. You know, we

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Speaker 3: can eat that cost live. And it's like, my was

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Speaker 3: it Maya Angelou who said when someone shows you who

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Speaker 3: they are, believe in the first time.

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Speaker 1: Ah, yes, yes, I know, I know, yeah I was.

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Speaker 1: I wish you could see my face. I'm like, oh my,

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Speaker 1: I'm like reliving in the horror.

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Speaker 3: I feel that, I feel it. I feel it. Well,

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Speaker 3: that happened.

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Speaker 2: What's up with you?

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Speaker 3: Growth is uncomfortable, isn't it?

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Speaker 2: It is?

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Speaker 1: But you know it's also good because I know we

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Speaker 1: have so many, so many listeners that I kind of

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Speaker 1: hit us up about, like what can you do to like,

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Speaker 1: you know, get a raise, or to negotiate or to

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Speaker 1: you know, to find a new job. And so hopefully

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Speaker 1: that is that's helpful that you know, folks are looking

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Speaker 1: for people who can do the work with for the

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Speaker 1: most part, minimal interference, that you're not going to need

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Speaker 1: a lot of hand holding. And also too, I think

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Speaker 1: that most people who are hiring or looking for someone

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Speaker 1: are okay with mistakes being made, but they're not okay

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Speaker 1: with excuses.

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Speaker 3: Yeah, I mean, And I also think you have to

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Speaker 3: identify the roles on your team where you are will

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Speaker 3: you do you will tolerate a learning curve, and you

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Speaker 3: will tolerate mistakes, and there's some roles where you are

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Speaker 3: very like you're like way less tolerant. And then yeah,

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Speaker 3: it's kind of like it's like when you identify what's

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Speaker 3: entry level, what's mid level, and how much handholding do

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Speaker 3: I expect this person to need.

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Speaker 1: Because like customer support, Like let's just say this was

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Speaker 1: a customer support role.

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Speaker 2: Say it wouldn't been a big deal.

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Speaker 1: It would have been like especially if this person was

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Speaker 1: like a millennial, it'd be like, hey, because we we

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Speaker 1: we hire young people a lot, and sometimes they come

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Speaker 1: in and they do a little misstep, and but we're

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Speaker 1: here to coach and guide you and customer support, there's

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Speaker 1: a lot of.

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Speaker 2: Room for growth.

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Speaker 1: Or if you're on the you're on the social media team,

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Speaker 1: where it's like well that's you know, that tone is

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Speaker 1: probably not the kind of post that we want.

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Speaker 2: But these are places where there's space.

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Speaker 1: But but you know, like I cannot coach the CFO

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Speaker 1: like this. You have to know, like DIRS is going

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Speaker 1: to need this paperwork.

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Speaker 2: You know what I mean? Like there's certain certain roles

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Speaker 2: on a team where.

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Speaker 1: You know, and my executive admin honestly is is I

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Speaker 1: mean arguably one of the most important roles on the

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Speaker 1: entire team, because it is it's what keeps me to

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Speaker 1: be able to like navigate all that we have to do.

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Speaker 1: And so there there isn't much room for for not

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Speaker 1: much room for error, but there's not much room for coaching.

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Speaker 1: You have to come with a lot of the skill

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Speaker 1: set already there and and then we show you kind

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Speaker 1: of like what our specialty skills are that are necessary,

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Speaker 1: but you have to come with a lot of.

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Speaker 2: That stuff for yourself.

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Speaker 1: Like I said, if this was customer support, she would

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Speaker 1: still be here, but not in this role. I was like, Yi,

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Speaker 1: I don't, cause quite honestly, it's stressful. I hired an

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Speaker 1: admin a few years ago and it didn't work out.

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Speaker 1: And the level of stress, when I tell you it

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Speaker 1: was like going to a therapist as like it was,

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Speaker 1: so I felt like I was having a nervous breakdown,

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Speaker 1: and I realized part of it was I was not

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Speaker 1: receiving the proper support and I.

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Speaker 2: Was so overwhelmed.

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Speaker 1: I remember even my business part of Jabrill he said

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Speaker 1: at the time, He's like, Tiffany, I'm worried about you,

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Speaker 1: because he was in like Thailand or whatever.

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Speaker 2: He's like, I messaged you at four am. You respond.

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Speaker 1: I messaged you at one pm, you respond. I messaged

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Speaker 1: you at midnight because your bill's always all around the world.

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Speaker 2: You respond.

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Speaker 1: He said, I don't know that I've ever messaged you

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Speaker 1: in the last six months that you have not responded

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Speaker 1: within ten minutes.

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Speaker 2: That worries me. When are you sleeping?

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Speaker 1: And I couldn't because I was doing my job in

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Speaker 1: her job, and I just was like, there's flashbacks of that,

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Speaker 1: and I said, I can't go back there. Honestly, I'm

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Speaker 1: try out of a baby, and I'm supposed to be

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Speaker 1: wusa and zen and not stressed. And that's what I

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Speaker 1: was thinking to myself, that like that me getting the

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Speaker 1: right proper assistance is critical, not just professionally but personally too.

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Speaker 2: So so yeah, so when.

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Speaker 1: I think about it that way, I'm like you, No,

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Speaker 1: I know I made the right I already knew I

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Speaker 1: made the right choice.

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Speaker 2: But it's like I can feel less guilty about it.

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Speaker 3: I believe this person exists in the world. They do think,

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Speaker 3: so you're gonna find it.

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Speaker 1: So sidebar if you if you're like, hm, hm to

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Speaker 1: I know somebody? You know somebody you don't have to

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Speaker 1: I mean, ideally Jersey, it would be awesome. But honestly,

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Speaker 1: if digitallys it's is awesome too. If you know somebody

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Speaker 1: who would be amazing as an executive admin, not someone

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Speaker 1: who was like in transition, I'll be your admin for

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Speaker 1: six months, well like move on to something else. No,

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Speaker 1: someone who really wants to be an executive admin, like

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Speaker 1: that's where they want to be. You know we we

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Speaker 1: have Honestly, it's an awesome team.

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Speaker 3: Do you have a job listing?

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Speaker 1: We did so I can, I can. I you know,

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Speaker 1: I can see if I can get it to you.

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Speaker 1: I'll get it from Karen, my COO, and we can

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Speaker 1: post it.

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Speaker 2: But yeah, I mean, if you know someone, Honestly, at

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Speaker 2: this point, we could use a little a little boost.

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Speaker 3: It sounds like a great a great job for like

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Speaker 3: a really high type a go get her college grad.

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Speaker 1: Yes, honestly, and it would be honestly, and we I

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Speaker 1: mean we were I give raises all the time, like

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Speaker 1: the team knows. As the company grows, we we we

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Speaker 1: give raises like it's not like, oh, we an annual raise. No,

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Speaker 1: they can come quarterly, if not faster than that, depending

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Speaker 1: on how fast we grow. We go on an annual

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Speaker 1: trip every year that we that my business partner I

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Speaker 1: we paid for completely. We actually leave in like a week.

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Speaker 1: We're taking the whole team to Arizona and we're going

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Speaker 1: ATV and we got a bunch of airbnbs. I mean

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Speaker 1: like it's it's just an awesome environment of mostly women

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Speaker 1: who are dope. And yeah, I just it's a great

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Speaker 1: place to work. Like I've really, I've really, honestly, I've

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Speaker 1: built the place where I would want to work. And

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Speaker 1: so we're just looking for someone who is super type

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Speaker 1: A because I'm not. I need someone who is super organized,

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Speaker 1: who is gonna be like, Tiffany, don't forget this, Tiffany,

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Speaker 1: I've already made that reservation.

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Speaker 2: Tiffany, don't forget you have Superman's birthday tonight.

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Speaker 1: You know, like someone who's gonna be really on me,

401
00:17:09,960 --> 00:17:13,160
Speaker 1: you know, but also easy to work with. And yeah,

402
00:17:13,320 --> 00:17:14,639
Speaker 1: and if you want to learn, if you're like I've

403
00:17:14,640 --> 00:17:16,119
Speaker 1: always wonder to have a business or see what that

404
00:17:16,160 --> 00:17:18,960
Speaker 1: looks like. I mean, this is you get. You get

405
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Speaker 1: first hand seats on what it looks like. We're we

406
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Speaker 1: are a seventh figure of year business and by none,

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Speaker 1: but I think by November we are on the cusp of

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Speaker 1: our first seven figure month, let alone years. So we

409
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Speaker 1: are growing rapidly and you can be a part of

410
00:17:32,920 --> 00:17:35,760
Speaker 1: that growth or somebody you know, so hit a system

411
00:17:35,800 --> 00:17:37,360
Speaker 1: up if you can go to the budget lista dot

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Speaker 1: com and just click contact me if you're interested, because

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Speaker 1: we definitely.

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Speaker 2: Need someone.

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Speaker 3: Help Tiffany out.

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Speaker 2: I don't want to let go somebody at twenty four

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Speaker 2: hours ever.

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Speaker 3: Again, shall we take some questions?

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Speaker 2: Yes, let's do it, all right?

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Speaker 3: I feel for this first listener, she wants to remain anonymous,

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Speaker 3: and you'll find out why. She has a question about

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Speaker 3: her friends and traveling. I wonder if we know where

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Speaker 3: this is going? Eh? All right, so she says, here's

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Speaker 3: my question. We'll call her Sarah. I love to travel

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Speaker 3: with my friends, but they often tend to plan trips

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Speaker 3: that go far outside my budget. My budget for trips

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Speaker 3: each year's three thousand dollars, which, along with miles, is

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Speaker 3: enough for two big trips a year and two to

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Speaker 3: four small domestic trips. Right now, my friends are planning

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Speaker 3: a trip that's totally nearly six thousand dollars, and they

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Speaker 3: aren't interested in any of my travel on a budget hacks.

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Speaker 3: They want to spend money on things that I just

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Speaker 3: don't value, like a luxury hotel. This has happened before

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Speaker 3: when I've tried to plan trips with them. I love

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Speaker 3: them and I want to travel with them. How can

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Speaker 3: I make that happen? What can I do to get

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Speaker 3: them to try my idea of budget travel? Thank you?

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Speaker 3: I really feel this is a really common I feel

439
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Speaker 3: like everyone in their life has has had the friends

440
00:19:22,320 --> 00:19:25,399
Speaker 3: who want to go, you know, go big for a

441
00:19:25,400 --> 00:19:29,440
Speaker 3: certain trip. You know, it's anyone who's ever been a bridesmaid,

442
00:19:29,520 --> 00:19:32,360
Speaker 3: you know, the bachelorette party comes along, and it's always

443
00:19:32,440 --> 00:19:35,080
Speaker 3: freaking awkward because ever, you know, some people want to

444
00:19:35,080 --> 00:19:37,080
Speaker 3: go to Vegas and some people are like not financially

445
00:19:37,119 --> 00:19:40,520
Speaker 3: set to go to Vegas, and yeah, it's really difficult.

446
00:19:40,560 --> 00:19:44,119
Speaker 3: So first and foremost you are not alone miss Sarah.

447
00:19:44,160 --> 00:19:46,200
Speaker 2: Well, here's the thing. All my friends know I'm cheap,

448
00:19:46,240 --> 00:19:47,720
Speaker 2: so they're like, girl, I.

449
00:19:47,680 --> 00:19:49,040
Speaker 3: Mean, it's kind of like in your name.

450
00:19:51,000 --> 00:19:53,840
Speaker 1: No, well, I mean it definitely has because I would say,

451
00:19:53,840 --> 00:19:55,719
Speaker 1: like my best friend Dream is definitely more so the

452
00:19:55,720 --> 00:20:00,200
Speaker 1: fancy traveler than I am. So the truth is, you know,

453
00:20:00,359 --> 00:20:02,680
Speaker 1: I really don't go on that many trips together. I mean,

454
00:20:02,680 --> 00:20:05,240
Speaker 1: now I'm a little I'm a little bit more flexible.

455
00:20:05,320 --> 00:20:08,399
Speaker 1: But for a while we did it. It didn't mean

456
00:20:08,400 --> 00:20:10,160
Speaker 1: weren't friends. It didn't mean we didn't hang out.

457
00:20:10,200 --> 00:20:11,800
Speaker 2: We did. It doesn't didn't mean we didn't talk on

458
00:20:11,800 --> 00:20:12,160
Speaker 2: the phone.

459
00:20:12,240 --> 00:20:15,080
Speaker 1: It just meant when I traveled, I used, actually used

460
00:20:15,080 --> 00:20:17,520
Speaker 1: to travel every year with a friend friend of mine

461
00:20:17,600 --> 00:20:22,360
Speaker 1: named Madeline and Madeleine had a similar traveling profile. Like

462
00:20:22,400 --> 00:20:25,080
Speaker 1: Madeline was super low key, you know.

463
00:20:25,119 --> 00:20:26,520
Speaker 2: She was. It was all about the budget.

464
00:20:26,640 --> 00:20:28,560
Speaker 1: And so I remember three or four years in a row,

465
00:20:28,600 --> 00:20:30,840
Speaker 1: me and Madeline went on a trip every year, and honestly,

466
00:20:30,920 --> 00:20:32,600
Speaker 1: Drena didn't feel any kind of way about it because

467
00:20:32,640 --> 00:20:34,680
Speaker 1: she knew she didn't want to travel in that way.

468
00:20:35,080 --> 00:20:38,280
Speaker 1: And then every once in a while the way something

469
00:20:38,320 --> 00:20:40,200
Speaker 1: would come up with the way I wanted to travel

470
00:20:40,240 --> 00:20:42,199
Speaker 1: was similar in the way that Drina wanted to travel

471
00:20:42,240 --> 00:20:45,280
Speaker 1: and we would do that. So it's okay not to

472
00:20:46,040 --> 00:20:49,359
Speaker 1: travel with your friends. It doesn't make them less of

473
00:20:49,400 --> 00:20:52,160
Speaker 1: your friends, like it was crazy because Madeleine actually lives

474
00:20:52,200 --> 00:20:54,080
Speaker 1: in Newark, where I live, and when I tell you,

475
00:20:54,119 --> 00:20:56,320
Speaker 1: I never see Madeline in Newark, but then once a

476
00:20:56,400 --> 00:20:57,520
Speaker 1: year we'd be like going to Paris.

477
00:20:57,560 --> 00:21:01,240
Speaker 2: This here, let's do it like you was my travel buddy.

478
00:21:01,600 --> 00:21:03,399
Speaker 1: And so I'm also part of this travel group on

479
00:21:04,400 --> 00:21:07,640
Speaker 1: a brown Girls kind of travel group on a Facebook

480
00:21:07,680 --> 00:21:11,399
Speaker 1: called No Madness No Madness, and it's great because you

481
00:21:11,480 --> 00:21:14,640
Speaker 1: can find other travel folks who want to travel like you.

482
00:21:14,680 --> 00:21:17,960
Speaker 1: And I've met so many amazing No Madness tribe members.

483
00:21:18,359 --> 00:21:21,640
Speaker 1: So that would be my suggestion that you don't. If

484
00:21:21,640 --> 00:21:23,399
Speaker 1: they want to travel, lucks, there's nothing wrong with that.

485
00:21:23,480 --> 00:21:26,040
Speaker 1: Let them travel LUs And if you don't, there's nothing

486
00:21:26,040 --> 00:21:28,720
Speaker 1: wrong with that. Find someone who fits your travel profile

487
00:21:28,800 --> 00:21:32,160
Speaker 1: and travel with them and then be friends with your friends.

488
00:21:32,160 --> 00:21:34,000
Speaker 1: But at home and in person.

489
00:21:34,440 --> 00:21:37,400
Speaker 3: No, I couldn't agree more. I mean, you you're letting them,

490
00:21:37,560 --> 00:21:40,120
Speaker 3: You're letting their habits make you feel bad for your

491
00:21:40,320 --> 00:21:42,440
Speaker 3: like I want you to stay on track. The fact

492
00:21:42,480 --> 00:21:44,760
Speaker 3: that you have a travel budget for the year and

493
00:21:44,800 --> 00:21:46,720
Speaker 3: you have it broken down by two big trips and

494
00:21:46,720 --> 00:21:48,760
Speaker 3: two domestic trips. First of all, doing that for three

495
00:21:48,760 --> 00:21:52,919
Speaker 3: thousand dollars, that's amazing. You should be really proud, and

496
00:21:52,960 --> 00:21:55,000
Speaker 3: they should be coming to you for travel tips. Why

497
00:21:55,040 --> 00:21:56,560
Speaker 3: wouldn't you want to save even if you have the

498
00:21:56,600 --> 00:21:59,560
Speaker 3: money to go LUs? But you know, if you want

499
00:21:59,600 --> 00:22:01,720
Speaker 3: to keep the with them, I think you're better off

500
00:22:01,840 --> 00:22:04,399
Speaker 3: just bowing out of these group trips if they're not

501
00:22:04,440 --> 00:22:07,080
Speaker 3: going to work to, you know, fit your budget. And

502
00:22:08,000 --> 00:22:09,359
Speaker 3: I know I kind of get what you're saying, but

503
00:22:09,400 --> 00:22:10,920
Speaker 3: I also feel like they're kind of not being good

504
00:22:10,920 --> 00:22:13,080
Speaker 3: friends if they're not going to try and you know,

505
00:22:13,480 --> 00:22:16,760
Speaker 3: try and compromise a little bit so that you feel comfortable.

506
00:22:16,760 --> 00:22:18,520
Speaker 3: Why wouldn't you want your friend to feel comfortable on

507
00:22:18,560 --> 00:22:22,640
Speaker 3: a trip? So I agree with Tiffany on that front.

508
00:22:23,040 --> 00:22:25,639
Speaker 3: I recently I wonder if you, I wonder how you

509
00:22:25,640 --> 00:22:27,560
Speaker 3: guys will feel about this, especially U tiff So I

510
00:22:27,640 --> 00:22:31,240
Speaker 3: recently I've been on this whole like pre baby bucket

511
00:22:31,240 --> 00:22:33,159
Speaker 3: list thing where I want to do see all the

512
00:22:33,160 --> 00:22:35,480
Speaker 3: Broadway shows and do my baby moon and all that

513
00:22:35,520 --> 00:22:38,480
Speaker 3: kind of stuff, And I invited two really good girlfriends

514
00:22:38,480 --> 00:22:42,760
Speaker 3: to see Mulan Rouge on Broadway, which I'm really excited about,

515
00:22:42,920 --> 00:22:45,760
Speaker 3: and they told me, here's our budget, and it turned

516
00:22:45,800 --> 00:22:50,200
Speaker 3: out tickets were above that price point. I personally kicked

517
00:22:50,240 --> 00:22:52,120
Speaker 3: in more money so that we can get better seats

518
00:22:52,160 --> 00:22:54,040
Speaker 3: because I am a Broadway snob and I only like

519
00:22:54,040 --> 00:22:56,280
Speaker 3: to sit where I like to sit, and where I

520
00:22:56,359 --> 00:22:58,480
Speaker 3: like to sit was just not in that price range.

521
00:22:58,480 --> 00:23:00,800
Speaker 3: But rather than make them feel bad, like I had

522
00:23:00,840 --> 00:23:03,919
Speaker 3: points on my card and I knew, I felt comfortable

523
00:23:04,080 --> 00:23:05,760
Speaker 3: just kicking in more money so we can all have

524
00:23:05,800 --> 00:23:08,919
Speaker 3: a better experience. And I just did that so that

525
00:23:09,000 --> 00:23:11,080
Speaker 3: I can be happy they don't feel bad about it.

526
00:23:11,320 --> 00:23:14,439
Speaker 3: I use my points. I don't care. And that's how

527
00:23:14,800 --> 00:23:16,760
Speaker 3: when I've been on the other side doesn't happen all

528
00:23:16,800 --> 00:23:18,400
Speaker 3: the time where I'm the kind of the one who

529
00:23:18,400 --> 00:23:21,160
Speaker 3: wants to spend more. I'm like, okay, fine, I'll kick

530
00:23:21,200 --> 00:23:23,280
Speaker 3: in more because I want you guys to come along

531
00:23:23,320 --> 00:23:26,560
Speaker 3: with me, and you know you're the people I want

532
00:23:26,560 --> 00:23:30,040
Speaker 3: to see this show with. Yeah, have you done that before?

533
00:23:30,080 --> 00:23:31,520
Speaker 3: Do you think that that was the right thing to do?

534
00:23:32,400 --> 00:23:32,480
Speaker 2: No?

535
00:23:32,600 --> 00:23:35,240
Speaker 1: Yeah, well I've actually had friends do that for me.

536
00:23:35,440 --> 00:23:37,560
Speaker 1: When I'm like, like, I have my other fancy friend.

537
00:23:37,600 --> 00:23:40,760
Speaker 1: His name is and that's how he is. And so

538
00:23:40,880 --> 00:23:42,640
Speaker 1: we would I would say, at least once a month

539
00:23:42,640 --> 00:23:45,280
Speaker 1: we would go out to dinner, and so Cabral would

540
00:23:45,320 --> 00:23:47,640
Speaker 1: be like, oh, let's go here, and I'm like, Cabra

541
00:23:48,160 --> 00:23:48,760
Speaker 1: the prize.

542
00:23:48,840 --> 00:23:51,280
Speaker 2: He's like, I got it, and I'd be like wait.

543
00:23:51,400 --> 00:23:53,160
Speaker 1: But so what it did, though, was that it showed

544
00:23:53,160 --> 00:23:56,080
Speaker 1: me that there were some things we're spending a little

545
00:23:56,080 --> 00:23:56,720
Speaker 1: extra money on.

546
00:23:56,760 --> 00:23:57,480
Speaker 2: I'm not gonna lie.

547
00:23:57,600 --> 00:24:01,119
Speaker 1: So Cabral has taught me that I'm still the budget nista,

548
00:24:01,240 --> 00:24:04,280
Speaker 1: but I'm the budgetnista that will sometimes splurge on luxurious

549
00:24:04,280 --> 00:24:08,280
Speaker 1: things for the experience of it. So there's value in both, so,

550
00:24:08,800 --> 00:24:12,040
Speaker 1: you know, and as a result, I have been splurged

551
00:24:12,080 --> 00:24:14,200
Speaker 1: on other people because of that lesson.

552
00:24:14,200 --> 00:24:16,760
Speaker 2: I learned from Cabral that sometimes it's okay to, like,

553
00:24:17,040 --> 00:24:17,840
Speaker 2: you know, pay.

554
00:24:17,720 --> 00:24:21,040
Speaker 1: A little extra because Cabral is always, always, always willing

555
00:24:21,040 --> 00:24:23,159
Speaker 1: to pay a little extra for the experience.

556
00:24:23,240 --> 00:24:27,000
Speaker 3: And honestly, and it's about the experience. And it's also

557
00:24:27,160 --> 00:24:29,959
Speaker 3: like when you're the friend who maybe who wants to

558
00:24:30,000 --> 00:24:32,320
Speaker 3: invest more in an experience and you're like, you want

559
00:24:32,359 --> 00:24:34,520
Speaker 3: to share the experience with someone. It's not fun to

560
00:24:34,560 --> 00:24:36,119
Speaker 3: be the one who wants to spend money on a

561
00:24:36,160 --> 00:24:38,000
Speaker 3: luxury trip and then you go by yourself, like you

562
00:24:38,040 --> 00:24:42,159
Speaker 3: want to bring people along with you. So I think, anyway,

563
00:24:42,280 --> 00:24:45,560
Speaker 3: that's not really where this listener, Sarah is at on

564
00:24:45,600 --> 00:24:49,679
Speaker 3: the side of the equation. But honestly, if you have

565
00:24:50,320 --> 00:24:53,480
Speaker 3: told them respectfully and upfront about your financial issues and

566
00:24:53,520 --> 00:24:55,760
Speaker 3: they're not willing to bend, you're either going to have

567
00:24:55,800 --> 00:24:59,399
Speaker 3: to sacrifice your own finances and your travel plan for

568
00:24:59,440 --> 00:25:02,840
Speaker 3: the year to to, you know, to match what they

569
00:25:02,840 --> 00:25:04,639
Speaker 3: want to do, or you're going to have to just

570
00:25:04,680 --> 00:25:07,439
Speaker 3: bow it out, bow out of this trip, and you

571
00:25:07,520 --> 00:25:09,719
Speaker 3: have to ask yourself what's more important to you, you know,

572
00:25:10,040 --> 00:25:12,119
Speaker 3: keeping your own financial plan on track. I hope, so

573
00:25:13,800 --> 00:25:16,479
Speaker 3: we're going on this luxury trip, or maybe you decide

574
00:25:16,520 --> 00:25:19,400
Speaker 3: this trip sounds so phenomenal, you're going to take the plunge,

575
00:25:19,560 --> 00:25:21,720
Speaker 3: go on the expensive trip, and then maybe scale back

576
00:25:21,760 --> 00:25:23,880
Speaker 3: your travel plans for the next couple of years as

577
00:25:23,920 --> 00:25:26,680
Speaker 3: a result. If that doesn't sound like a fair trade off,

578
00:25:26,720 --> 00:25:28,000
Speaker 3: then I think you know what you got to do.

579
00:25:28,720 --> 00:25:31,920
Speaker 3: It's just not always the most fun decision to make,

580
00:25:32,920 --> 00:25:33,160
Speaker 3: do you.

581
00:25:33,080 --> 00:25:34,480
Speaker 2: Want to take one more questions? Do you think we

582
00:25:34,520 --> 00:25:35,160
Speaker 2: have some time?

583
00:25:35,800 --> 00:25:38,880
Speaker 3: Definitely? Let's take a question. Let's see does she want

584
00:25:38,880 --> 00:25:42,280
Speaker 3: to be anonymous? Now? Listener, this is on from Instagram.

585
00:25:42,400 --> 00:25:44,439
Speaker 3: Oh I didn't even mention to you guys. If you forgot,

586
00:25:44,440 --> 00:25:47,679
Speaker 3: we're on Instagram. At Brandonbis podcast. You can send us

587
00:25:47,720 --> 00:25:49,760
Speaker 3: a DM there to ask your question, or hit us

588
00:25:49,800 --> 00:25:53,639
Speaker 3: up via email by going to brandnambisionpodcast dot com and

589
00:25:53,640 --> 00:25:57,520
Speaker 3: clicking ask us anything. So this question is from listener

590
00:25:57,720 --> 00:26:03,040
Speaker 3: Vanessa being mistreated by her account. She says, I have

591
00:26:03,080 --> 00:26:06,000
Speaker 3: two bank accounts. One has a direct deposit and the

592
00:26:06,040 --> 00:26:08,880
Speaker 3: other account I use for online bill payment. This bank

593
00:26:08,960 --> 00:26:11,760
Speaker 3: charges a ten dollars monthly maintenance fee, and the bank

594
00:26:11,800 --> 00:26:13,399
Speaker 3: says I can avoid the fee if I make a

595
00:26:13,440 --> 00:26:17,360
Speaker 3: minimum of ten transactions per month. The ten transactions can

596
00:26:17,400 --> 00:26:20,359
Speaker 3: be point of sale or online bill pay. What's the

597
00:26:20,400 --> 00:26:23,040
Speaker 3: best way to make What's the best way for me

598
00:26:23,080 --> 00:26:26,399
Speaker 3: to make twenty qualifying transactions that won't cause me to overspend?

599
00:26:26,480 --> 00:26:28,640
Speaker 3: Because she has two accounts and she has to make

600
00:26:29,119 --> 00:26:31,520
Speaker 3: ten transactions on each of them to avoid this ten

601
00:26:31,560 --> 00:26:35,399
Speaker 3: dollars per month fee, she continues, I tend to use

602
00:26:35,440 --> 00:26:37,199
Speaker 3: cash for a lot of my purchases so that I

603
00:26:37,240 --> 00:26:40,240
Speaker 3: don't get carried away with swiping my card and overspend.

604
00:26:40,680 --> 00:26:44,040
Speaker 3: I need your help, Vanessa. Oooh girl.

605
00:26:44,320 --> 00:26:47,480
Speaker 2: So she's got two different banks or two different bank account.

606
00:26:47,080 --> 00:26:50,360
Speaker 3: The same bank, two different accounts with which both will

607
00:26:50,400 --> 00:26:52,720
Speaker 3: charge her ten dollars a month if she's not swiping

608
00:26:52,760 --> 00:26:54,200
Speaker 3: her card basically.

609
00:26:53,800 --> 00:26:55,119
Speaker 2: Ten twenty dollars.

610
00:26:55,320 --> 00:26:59,200
Speaker 3: Yes, we just tell her to get out of that bank, right,

611
00:26:59,240 --> 00:27:01,920
Speaker 3: just leave your hat. There's better banks, Vanessa.

612
00:27:03,080 --> 00:27:07,800
Speaker 1: Move from the gets out upgrade. Yes, no, yeah, honestly, yeah,

613
00:27:07,840 --> 00:27:10,840
Speaker 1: that bank is wild, like which I mean, are they really?

614
00:27:10,880 --> 00:27:13,240
Speaker 1: Because most of these banks are like the worst to

615
00:27:13,320 --> 00:27:16,639
Speaker 1: be all the way candid. But I think a quick

616
00:27:16,680 --> 00:27:20,680
Speaker 1: Google search can show can find because usually sometimes a

617
00:27:20,720 --> 00:27:22,440
Speaker 1: bank will just say if you have a deposit right,

618
00:27:22,600 --> 00:27:23,480
Speaker 1: like I know, sometimes you.

619
00:27:23,480 --> 00:27:27,840
Speaker 2: Can avoid that get if you get your your paycheck

620
00:27:27,880 --> 00:27:29,360
Speaker 2: direct deposit into that account.

621
00:27:30,240 --> 00:27:32,359
Speaker 3: Probably some of them have like you have to be

622
00:27:32,359 --> 00:27:34,879
Speaker 3: a minimum amount, you know, if you have direct deposit

623
00:27:35,000 --> 00:27:36,800
Speaker 3: up to a certain amount. She have to look at

624
00:27:36,800 --> 00:27:39,160
Speaker 3: her bank's fine print, because she does say she's using

625
00:27:39,200 --> 00:27:41,800
Speaker 3: one of them to deposit her paycheck through and the

626
00:27:41,840 --> 00:27:46,080
Speaker 3: other one for online bill pay. But she uses cash

627
00:27:46,119 --> 00:27:48,280
Speaker 3: so much because she wants to avoid overspending. So you

628
00:27:48,320 --> 00:27:50,879
Speaker 3: need to find an account that fits your profile. You

629
00:27:50,920 --> 00:27:53,240
Speaker 3: need to find a bank that doesn't charge a monthly

630
00:27:53,280 --> 00:27:56,080
Speaker 3: maintenance fees for keeping a low balance, that won't charge

631
00:27:56,080 --> 00:27:58,400
Speaker 3: you ATM fees when you withdraw money, because it seems

632
00:27:58,440 --> 00:28:00,680
Speaker 3: like you use cash a lot, and there's a lot

633
00:28:00,720 --> 00:28:03,239
Speaker 3: of options out there. I mean I use Ally and

634
00:28:03,560 --> 00:28:05,320
Speaker 3: the other day I just love going to a badiga

635
00:28:05,359 --> 00:28:07,560
Speaker 3: ATM now because I'm like, yes, I will, you know,

636
00:28:07,600 --> 00:28:09,760
Speaker 3: pay that three dollar fee because Ally is going to

637
00:28:09,760 --> 00:28:10,520
Speaker 3: pick that up for me.

638
00:28:11,400 --> 00:28:13,080
Speaker 2: I was just gonna say, I'm literally doing it.

639
00:28:13,119 --> 00:28:15,720
Speaker 1: I did a Google search best free checking accounts and

640
00:28:15,800 --> 00:28:21,000
Speaker 1: Allies definitely one of them. There's my Radius chime simple

641
00:28:21,600 --> 00:28:22,840
Speaker 1: these are still checking accounts.

642
00:28:23,119 --> 00:28:25,879
Speaker 3: Yeah. Those are a couple of new ones Via or

643
00:28:25,920 --> 00:28:28,000
Speaker 3: is it vo I think it's v O v I

644
00:28:28,160 --> 00:28:30,399
Speaker 3: a v io. They are a new bank, a newer

645
00:28:30,440 --> 00:28:34,520
Speaker 3: bank that's like really kicking the competitions, but with no

646
00:28:34,640 --> 00:28:39,120
Speaker 3: fees and high high rates on savings. I'm going to say,

647
00:28:39,120 --> 00:28:40,680
Speaker 3: you know again, I will post a link to a

648
00:28:40,680 --> 00:28:44,200
Speaker 3: couple of places you can look for alternative bank accounts.

649
00:28:44,200 --> 00:28:46,800
Speaker 3: Even I bet your local credit Union has a better

650
00:28:47,120 --> 00:28:51,120
Speaker 3: deal than the bank that you're with. Now there's better options,

651
00:28:51,120 --> 00:28:53,440
Speaker 3: I would say, get out of there now, versus trying

652
00:28:53,440 --> 00:28:55,600
Speaker 3: to figure out how to like change your spending habits

653
00:28:55,640 --> 00:28:57,600
Speaker 3: to fit their needs so they don't charge you money.

654
00:28:58,360 --> 00:29:01,760
Speaker 3: Mm hmmm, because it is just encouraging you to spend one.

655
00:29:02,040 --> 00:29:03,560
Speaker 2: I mean that's the whole point. They want you to

656
00:29:03,600 --> 00:29:04,920
Speaker 2: do that. You're like, we're not trying to do that.

657
00:29:05,440 --> 00:29:09,600
Speaker 3: Nope, all right, thank you for your question. Again. We're

658
00:29:09,640 --> 00:29:12,320
Speaker 3: on Instagram at Brandonbission podcast or hit us up at

659
00:29:12,320 --> 00:29:14,680
Speaker 3: brandnibisionpodcast dot com. Ask us anything.

660
00:29:16,480 --> 00:29:21,520
Speaker 1: Yes, Now it's time to boost a break for all

661
00:29:21,600 --> 00:29:22,280
Speaker 1: our family.

662
00:29:22,960 --> 00:29:27,160
Speaker 2: Will you boost? Will you break? What will you do? Man?

663
00:29:30,080 --> 00:29:31,240
Speaker 2: I feel like that was a good one.

664
00:29:31,400 --> 00:29:34,080
Speaker 3: That was It was on tune I think and everything.

665
00:29:34,200 --> 00:29:36,320
Speaker 3: It was good.

666
00:29:36,520 --> 00:29:40,200
Speaker 2: I'm yes, I'm.

667
00:29:40,040 --> 00:29:42,280
Speaker 3: Gonna do boost. I might do to a quick too

668
00:29:42,320 --> 00:29:44,720
Speaker 3: for quick too. For so one, I want to shout

669
00:29:44,760 --> 00:29:47,200
Speaker 3: out to my workplace bestie. Who do you have a

670
00:29:47,200 --> 00:29:50,000
Speaker 3: workplace bestie? You probably dream is your bestie and you

671
00:29:50,040 --> 00:29:54,160
Speaker 3: work together. Maybe it's not a traditional workplace bestie, but

672
00:29:54,320 --> 00:29:57,320
Speaker 3: I recently came across this h the study by Gallup.

673
00:29:57,360 --> 00:30:00,720
Speaker 3: Maybe it was a survey, but their research show people

674
00:30:00,720 --> 00:30:03,280
Speaker 3: who have workplace best heeds. So having a best friend

675
00:30:03,280 --> 00:30:06,840
Speaker 3: at work actually helps you do better over your whole

676
00:30:06,960 --> 00:30:10,360
Speaker 3: your whole career. It's about having support, someone to bounce

677
00:30:10,400 --> 00:30:13,440
Speaker 3: ideas off of, and feeling like you're more secure in

678
00:30:13,480 --> 00:30:20,560
Speaker 3: a professional setting. I wholeheartedly agree agree, Like I my

679
00:30:20,560 --> 00:30:23,440
Speaker 3: best my workplace, one of my first one of my

680
00:30:23,480 --> 00:30:25,400
Speaker 3: best friends I met at my first job in New

681
00:30:25,480 --> 00:30:27,760
Speaker 3: York City and she has been like she was my

682
00:30:27,840 --> 00:30:32,000
Speaker 3: lifeline for that job for so long. So just shout outs.

683
00:30:32,000 --> 00:30:33,480
Speaker 3: If you have a workplace best you give them a

684
00:30:33,760 --> 00:30:35,760
Speaker 3: shoot him a text, tell them how much you appreciate them,

685
00:30:36,320 --> 00:30:40,840
Speaker 3: how much you love them, et cetera. And my second

686
00:30:41,040 --> 00:30:44,840
Speaker 3: boost is gonna be I listened. So last week Tiffany

687
00:30:44,840 --> 00:30:46,640
Speaker 3: asked me, you know, when someone asked you that question,

688
00:30:46,720 --> 00:30:48,320
Speaker 3: they follow up with you on something that you know

689
00:30:48,360 --> 00:30:50,160
Speaker 3: you should do, but you get a little defensive about

690
00:30:50,160 --> 00:30:52,320
Speaker 3: it and you because you know you haven't done it yet.

691
00:30:53,040 --> 00:30:55,680
Speaker 3: And last week you asked me if I contacted my

692
00:30:55,720 --> 00:30:59,040
Speaker 3: financial planner to tell her about you know, what's happening

693
00:30:59,080 --> 00:31:02,160
Speaker 3: in my life. And you know, I'm only thirty weeks

694
00:31:02,200 --> 00:31:04,560
Speaker 3: into this pregnancy, and my financial planner has no idea.

695
00:31:05,200 --> 00:31:07,840
Speaker 3: So I emailed Helen last week and let her know

696
00:31:07,880 --> 00:31:10,840
Speaker 3: what was happening, and we have a call scheduled for

697
00:31:11,120 --> 00:31:15,160
Speaker 3: next week to talk to me. I don't know why

698
00:31:15,160 --> 00:31:17,840
Speaker 3: I was putting it off. I think I've just felt like, well,

699
00:31:17,880 --> 00:31:20,600
Speaker 3: the money part, I got that down, like like as

700
00:31:20,600 --> 00:31:22,120
Speaker 3: far as like a five two nine plan, I know

701
00:31:22,200 --> 00:31:24,280
Speaker 3: what that stuff is. I'll figure it out. But the

702
00:31:24,320 --> 00:31:26,080
Speaker 3: more I got to thinking about it then where I'm like,

703
00:31:26,120 --> 00:31:28,480
Speaker 3: maybe we should get our life insurance looked at. We

704
00:31:28,560 --> 00:31:32,120
Speaker 3: need to. It'll just feel good to get the financial

705
00:31:32,120 --> 00:31:35,240
Speaker 3: stamp of approval from Helen, you know, going into it.

706
00:31:35,280 --> 00:31:38,239
Speaker 1: So there's like, like you said, sometimes like lately, I've

707
00:31:38,240 --> 00:31:41,000
Speaker 1: been leaning into something that I call financial wholeness, which

708
00:31:41,120 --> 00:31:43,760
Speaker 1: is like it's not just I've got money in the bank,

709
00:31:43,800 --> 00:31:45,680
Speaker 1: you know. It's like you said, like I found, like

710
00:31:45,720 --> 00:31:50,120
Speaker 1: through my own financial planner, like I'm severely underinsured. I'm

711
00:31:50,160 --> 00:31:53,080
Speaker 1: like I need a succession plan that something happened to me,

712
00:31:53,520 --> 00:31:54,960
Speaker 1: what happens to the businesses.

713
00:31:55,080 --> 00:31:57,000
Speaker 2: So it's like I feel like, yes.

714
00:31:56,840 --> 00:31:59,880
Speaker 1: I know I've got money saved, but that's not enough

715
00:32:00,320 --> 00:32:03,520
Speaker 1: for me to have like a holistic view of like

716
00:32:03,560 --> 00:32:05,160
Speaker 1: what I need to do with my money, like I

717
00:32:05,200 --> 00:32:07,640
Speaker 1: want you know, So that's what I like about, you know,

718
00:32:07,760 --> 00:32:10,560
Speaker 1: having someone else, an expert, kind of come in and

719
00:32:10,600 --> 00:32:13,360
Speaker 1: help me look at all aspects of my finances.

720
00:32:13,360 --> 00:32:14,440
Speaker 2: So yeah, I'm proud of you.

721
00:32:15,000 --> 00:32:16,719
Speaker 3: Yeah, I'm going to get that life insurance right, going

722
00:32:16,720 --> 00:32:20,480
Speaker 3: to get my will set and just thinking about the will,

723
00:32:20,520 --> 00:32:22,560
Speaker 3: I was like, wait, who is gonna who would get

724
00:32:22,600 --> 00:32:25,400
Speaker 3: the child? And then of course I'm hormonal, so I

725
00:32:25,440 --> 00:32:28,360
Speaker 3: start crying thinking about us dying. It's really sad.

726
00:32:29,440 --> 00:32:30,280
Speaker 2: Well, yes that is.

727
00:32:30,640 --> 00:32:33,720
Speaker 3: Any other pregnant women listen, because I've confirmed us with

728
00:32:33,720 --> 00:32:36,320
Speaker 3: two friends of mine. They confirm it's. You have really

729
00:32:36,400 --> 00:32:38,600
Speaker 3: dark and twisty thoughts when you're in your third trimester,

730
00:32:39,080 --> 00:32:42,880
Speaker 3: Like I imagine our deaths in several different ways, like all

731
00:32:42,920 --> 00:32:47,120
Speaker 3: the time. It's it's very sad. The hormones, man, the horrmone.

732
00:32:47,280 --> 00:32:49,160
Speaker 2: Yeah, hormones are something else. I tell you.

733
00:32:49,240 --> 00:32:51,000
Speaker 3: They're the devil is what they are. Okay, you go

734
00:32:51,560 --> 00:32:52,160
Speaker 3: booster to break.

735
00:32:52,800 --> 00:32:55,320
Speaker 1: I'm going to boost, but first I'm going to send

736
00:32:55,320 --> 00:32:58,960
Speaker 1: a little shout out to Dream, my bestie. Well she's

737
00:32:59,000 --> 00:33:01,000
Speaker 1: actually in Mexico right now, getting married. I couldn't go

738
00:33:01,120 --> 00:33:06,120
Speaker 1: because Zica is real and my IVF doctor was like, Sis,

739
00:33:06,160 --> 00:33:08,880
Speaker 1: so we've come this far, we're about to do another

740
00:33:08,920 --> 00:33:11,920
Speaker 1: cycle and I need you not to get Zica. So

741
00:33:12,040 --> 00:33:16,320
Speaker 1: it was sad, but you know, I just I couldn't

742
00:33:16,360 --> 00:33:18,600
Speaker 1: take the risk. So it's like I'm looking at all

743
00:33:18,640 --> 00:33:19,640
Speaker 1: the pictures and stuff, but I want to.

744
00:33:19,600 --> 00:33:20,760
Speaker 2: Shout her out and say her and her.

745
00:33:21,200 --> 00:33:24,640
Speaker 1: She's been with her her boo KB since they were

746
00:33:24,720 --> 00:33:28,000
Speaker 1: like fourteen fifteen, and they're such a cute couple. They've

747
00:33:28,000 --> 00:33:30,720
Speaker 1: got adult baby who's not a baby, he's four. But yeah,

748
00:33:30,720 --> 00:33:33,440
Speaker 1: so they're awesome and just happy wedding. It looks amazing.

749
00:33:33,880 --> 00:33:37,600
Speaker 1: My sisters are there, and then I want to just

750
00:33:37,640 --> 00:33:41,600
Speaker 1: get a boost to Today is my business partner, Jabrill's birthday.

751
00:33:42,400 --> 00:33:44,880
Speaker 1: And there are some people in your life that are pivotal,

752
00:33:45,840 --> 00:33:47,840
Speaker 1: like they came into your life and your life is

753
00:33:47,880 --> 00:33:50,080
Speaker 1: not the same, whether in a terrible way or an

754
00:33:50,080 --> 00:33:50,760
Speaker 1: amazing way.

755
00:33:50,960 --> 00:33:51,960
Speaker 2: And honestly, I have to.

756
00:33:51,960 --> 00:33:56,920
Speaker 1: Say that Jabril is a pivotal He when I look

757
00:33:57,000 --> 00:34:00,120
Speaker 1: back as to when my life took a turn, he

758
00:34:00,200 --> 00:34:02,880
Speaker 1: is one of the people. It's like Jirell, my husband,

759
00:34:03,280 --> 00:34:06,440
Speaker 1: you know, like my you know, I don't know, like

760
00:34:06,520 --> 00:34:07,440
Speaker 1: my college best.

761
00:34:07,280 --> 00:34:08,080
Speaker 2: Friend, you know what I mean.

762
00:34:08,400 --> 00:34:11,640
Speaker 1: But Jabrill, my business partner, is definitely one of those people.

763
00:34:12,000 --> 00:34:15,000
Speaker 1: Not that I wouldn't have been successful on my own,

764
00:34:15,160 --> 00:34:16,320
Speaker 1: but the truth of that there.

765
00:34:16,200 --> 00:34:19,480
Speaker 2: Is I didn't think I didn't think I deserved to

766
00:34:19,520 --> 00:34:20,319
Speaker 2: be or that.

767
00:34:20,760 --> 00:34:25,160
Speaker 1: I don't know, man just have this weird sense of overconfidence.

768
00:34:26,360 --> 00:34:29,920
Speaker 2: Well they're just like, well, but it is amandy.

769
00:34:29,560 --> 00:34:32,879
Speaker 1: When I tell you, like Jabri ive, when I first

770
00:34:32,880 --> 00:34:34,520
Speaker 1: met to Grill, I mean I was barely scraping by

771
00:34:34,560 --> 00:34:35,799
Speaker 1: and he was like, yeah, we're gonna make a few

772
00:34:35,800 --> 00:34:39,000
Speaker 1: million dollars. And I was like, okay, crazy person, I

773
00:34:39,040 --> 00:34:41,879
Speaker 1: don't know what are you talking about. And now that's

774
00:34:41,880 --> 00:34:44,759
Speaker 1: what the company does. And I remember him saying, yeah,

775
00:34:44,760 --> 00:34:46,359
Speaker 1: wait till we get to a million dollars a month,

776
00:34:46,360 --> 00:34:49,800
Speaker 1: and I'm like, that doesn't these crazy words, and like November,

777
00:34:49,840 --> 00:34:51,680
Speaker 1: we are on track to make that in November.

778
00:34:52,239 --> 00:34:52,879
Speaker 2: And it's just.

779
00:34:54,400 --> 00:34:58,160
Speaker 1: It's both definitely annoying that he's right, but also it's

780
00:34:58,239 --> 00:35:01,200
Speaker 1: really he has really taught me to look beyond myself

781
00:35:01,400 --> 00:35:04,680
Speaker 1: and my own perceived limitations, and so that's what I

782
00:35:04,719 --> 00:35:07,360
Speaker 1: really like. Men in general just tend to think like

783
00:35:07,360 --> 00:35:09,719
Speaker 1: that it seems like and so Jabrill always has like

784
00:35:09,880 --> 00:35:12,279
Speaker 1: and so the other day because he's already glossed over

785
00:35:12,360 --> 00:35:14,040
Speaker 1: a million dollars a month and he's like, yeah, I

786
00:35:14,040 --> 00:35:15,799
Speaker 1: can't wait till we get to our million dollar day.

787
00:35:16,239 --> 00:35:19,960
Speaker 2: And I'm like, what sor what are you talking about?

788
00:35:20,520 --> 00:35:23,960
Speaker 1: But now I'm deep enough in it that I know

789
00:35:24,120 --> 00:35:26,400
Speaker 1: that that is more than just a possibility, we can

790
00:35:26,520 --> 00:35:29,680
Speaker 1: do it. And so I'm just really grateful, not because

791
00:35:29,680 --> 00:35:33,400
Speaker 1: of the money, but because Jabrill has helped me to

792
00:35:33,560 --> 00:35:38,719
Speaker 1: unlock like the superpower in me that says that it's possible,

793
00:35:39,040 --> 00:35:41,400
Speaker 1: it's more than possible, it's probable, and I put in

794
00:35:41,440 --> 00:35:44,359
Speaker 1: the work and it's you know, we're capable of doing

795
00:35:44,360 --> 00:35:46,279
Speaker 1: these things. And so I'm just grateful for him coming

796
00:35:46,320 --> 00:35:48,560
Speaker 1: into my life because, like I said, I feel like,

797
00:35:48,600 --> 00:35:52,000
Speaker 1: if not, I would be Tiffany that still works equally

798
00:35:52,000 --> 00:35:55,640
Speaker 1: as hard but doesn't get as far ahead because I

799
00:35:55,760 --> 00:35:58,240
Speaker 1: just couldn't see it not for me anyway.

800
00:35:57,880 --> 00:36:00,840
Speaker 2: You know. So happy birthday, Jabrill. You're the dopest.

801
00:36:01,680 --> 00:36:03,520
Speaker 1: If you want to, you know, feel bad about your life,

802
00:36:03,600 --> 00:36:06,279
Speaker 1: go ahead and follow him on Instagram. He's Jabril eight.

803
00:36:06,560 --> 00:36:08,600
Speaker 1: It's a eighty eight I think Jibril eight he traveled.

804
00:36:08,640 --> 00:36:11,439
Speaker 1: He doesn't even live anywhere. Jabril like lives the world.

805
00:36:11,800 --> 00:36:13,480
Speaker 1: He's really one of those people you know, like the

806
00:36:13,480 --> 00:36:15,960
Speaker 1: fake people you see online and you're like, yeah, right,

807
00:36:16,000 --> 00:36:17,879
Speaker 1: you travel to all these different countries and don't really

808
00:36:17,920 --> 00:36:21,000
Speaker 1: live anywhere, and like have this amazing life.

809
00:36:21,120 --> 00:36:24,239
Speaker 2: Now that's Debrell in real life. It's so Jabril eight

810
00:36:24,560 --> 00:36:27,040
Speaker 2: like that. Literally, I could be talking to Jabrill. He's like,

811
00:36:27,080 --> 00:36:29,440
Speaker 2: I've in China and then the next week we have

812
00:36:29,480 --> 00:36:31,560
Speaker 2: our team meeting. I'm like, is that a giraffe?

813
00:36:31,600 --> 00:36:35,880
Speaker 1: Yeah, I've been Zimbabwe And you're like, what, Like, we

814
00:36:36,080 --> 00:36:38,160
Speaker 1: all aspire to be Jabrill when we grow up, and

815
00:36:38,200 --> 00:36:40,320
Speaker 1: he's so easy going and chill, but he's a beast

816
00:36:40,360 --> 00:36:42,879
Speaker 1: in business. So happy birthday to you, my brother from

817
00:36:42,880 --> 00:36:45,000
Speaker 1: another mother. I am grateful for you and I love

818
00:36:45,040 --> 00:36:46,080
Speaker 1: you like direct deposit.

819
00:36:46,840 --> 00:36:49,319
Speaker 3: No I should we all. I wish we all had

820
00:36:49,320 --> 00:36:51,080
Speaker 3: a Jabrill in our lives. And it may not be

821
00:36:51,239 --> 00:36:54,200
Speaker 3: a guy, but I'm telling you, my little brother, I

822
00:36:54,200 --> 00:36:56,960
Speaker 3: hope he doesn't listen to this podcast. He is so

823
00:36:57,040 --> 00:36:59,839
Speaker 3: obnoxious sometimes because all you know, for example, I got

824
00:36:59,880 --> 00:37:01,640
Speaker 3: I got a job offer and he was and I

825
00:37:01,680 --> 00:37:03,279
Speaker 3: told him what it was, and I thought I was,

826
00:37:03,320 --> 00:37:05,320
Speaker 3: you know, being the big sister, like very impressive. He's like,

827
00:37:05,360 --> 00:37:07,400
Speaker 3: you're gonna ask for equity or no? And I was

828
00:37:07,440 --> 00:37:11,360
Speaker 3: like I was not. I was not gonna ask for equity.

829
00:37:11,719 --> 00:37:14,880
Speaker 2: But now you know, it's crazy.

830
00:37:14,920 --> 00:37:16,719
Speaker 1: I remember the first time he did that. We work

831
00:37:16,800 --> 00:37:18,920
Speaker 1: with the company. He was like, so we really like equity.

832
00:37:18,960 --> 00:37:22,719
Speaker 1: And I'm looking at him like bruh, like your wile

833
00:37:22,800 --> 00:37:23,799
Speaker 1: and and they were like you know what.

834
00:37:24,000 --> 00:37:27,080
Speaker 2: Okay, And he looked at me like Tiffany, now I

835
00:37:27,160 --> 00:37:30,360
Speaker 2: deserve it. And I just, ah, can you imagine to

836
00:37:30,400 --> 00:37:32,279
Speaker 2: be a mad I just.

837
00:37:32,320 --> 00:37:34,840
Speaker 3: I hate it. But you need you need people with

838
00:37:35,040 --> 00:37:36,360
Speaker 3: forget if it's a man or you need a man

839
00:37:36,480 --> 00:37:38,160
Speaker 3: or a woman. Need some balls in your life to

840
00:37:38,239 --> 00:37:40,160
Speaker 3: like push you in business for real. You need a

841
00:37:40,200 --> 00:37:42,279
Speaker 3: hype man, you need a hype woman whoever it is,

842
00:37:42,320 --> 00:37:43,200
Speaker 3: to think bigger than you.

843
00:37:43,320 --> 00:37:44,280
Speaker 2: I exactly.

844
00:37:44,280 --> 00:37:46,440
Speaker 1: And there are definitely are women out there who definitely

845
00:37:46,440 --> 00:37:48,160
Speaker 1: carry that with them, but I just for me, it

846
00:37:48,320 --> 00:37:51,080
Speaker 1: just was difficult to see past that. So yeah, like

847
00:37:51,160 --> 00:37:53,919
Speaker 1: I you know, if you're a woman who rocks out

848
00:37:53,960 --> 00:37:56,520
Speaker 1: like that, I'm like, oh my god, Like what you

849
00:37:56,560 --> 00:37:57,120
Speaker 1: know how.

850
00:37:57,000 --> 00:37:58,320
Speaker 2: Did you get untrained?

851
00:37:58,320 --> 00:37:59,680
Speaker 1: Because I feel like girls are taught to be a

852
00:37:59,719 --> 00:38:03,279
Speaker 1: poe and quiet and small and not to go for

853
00:38:03,400 --> 00:38:06,040
Speaker 1: it because that's that's unlady like and not feminine, you know.

854
00:38:07,280 --> 00:38:10,439
Speaker 3: And it's to get equal pay, like we can't even

855
00:38:10,680 --> 00:38:12,759
Speaker 3: we can't even dream of getting like the dollar to

856
00:38:12,840 --> 00:38:15,080
Speaker 3: the dollar for the you know, for what a man earns.

857
00:38:15,080 --> 00:38:17,440
Speaker 3: And now it's like so thinking beyond that. You're right,

858
00:38:17,480 --> 00:38:19,879
Speaker 3: We're just we have to we need people who think

859
00:38:19,880 --> 00:38:24,320
Speaker 3: differently to rewire the way that we perceive ourselves. Beautiful,

860
00:38:25,239 --> 00:38:26,239
Speaker 3: happy birthday, brill.

861
00:38:27,000 --> 00:38:30,480
Speaker 1: Yeah, well that's our sizzo.

862
00:38:30,600 --> 00:38:31,600
Speaker 2: And honestly, I'm not playing.

863
00:38:31,640 --> 00:38:34,080
Speaker 1: If you think you could be an awesome executive admin

864
00:38:34,160 --> 00:38:37,720
Speaker 1: full time, or if you know somebody who'd be awesome.

865
00:38:37,840 --> 00:38:40,880
Speaker 1: The budget lista dot com, click the contact me button

866
00:38:41,520 --> 00:38:43,759
Speaker 1: and I'll send you, like you know, what we're like,

867
00:38:43,800 --> 00:38:45,080
Speaker 1: the list of kind of things that we have a

868
00:38:45,080 --> 00:38:47,160
Speaker 1: listing somewhere, and I'll send you what we're looking for.

869
00:38:48,920 --> 00:38:51,319
Speaker 1: And yeah, you guys are awesome, as per usual. It's

870
00:38:51,360 --> 00:38:55,279
Speaker 1: been awesome chatting with you, Mandra as per usual. I

871
00:38:55,320 --> 00:38:55,680
Speaker 1: don't know.

872
00:38:55,760 --> 00:38:57,759
Speaker 2: I love this show. It just gets better and better.

873
00:38:57,880 --> 00:38:59,840
Speaker 1: I love when y'all stopping on the street and you

874
00:39:00,040 --> 00:39:01,240
Speaker 1: not even like budgeties anymore.

875
00:39:01,280 --> 00:39:02,120
Speaker 2: They're like bredhibition.

876
00:39:02,440 --> 00:39:06,400
Speaker 3: I'm like, whoa, you know, I get recognized too sometimes,

877
00:39:06,440 --> 00:39:08,799
Speaker 3: but please try? Could you please not catch me at

878
00:39:08,840 --> 00:39:10,640
Speaker 3: like six o'clock when I'm sweaty trying to catch the

879
00:39:10,680 --> 00:39:16,359
Speaker 3: train though, that's when it always happens. I'm like, yeah, yes,

880
00:39:16,400 --> 00:39:16,840
Speaker 3: it is me.

881
00:39:18,440 --> 00:39:19,920
Speaker 2: And then they forced a hug on me. They're like,

882
00:39:20,040 --> 00:39:20,920
Speaker 2: heard you hate hugs.

883
00:39:20,920 --> 00:39:24,720
Speaker 3: Here you go, girl, Okay, I feel bad for encouraging

884
00:39:24,760 --> 00:39:25,360
Speaker 3: that behavior.

885
00:39:25,440 --> 00:39:26,560
Speaker 2: No, no, honestly, I don't mind.

886
00:39:26,560 --> 00:39:28,920
Speaker 1: It has made me like a more of a huggy person.

887
00:39:28,920 --> 00:39:30,799
Speaker 1: And they're like and one for Nandy. I'm like, she's

888
00:39:30,840 --> 00:39:31,360
Speaker 1: not getting this.