Speaker 1: I've done all the entrepreneurship things. What I don't understand
Speaker 1: the dynamics of being entrepreneur. Because you have a business
Speaker 1: doesn't mean your boss, doesn't mean that you're going to
Speaker 1: get money. So I had to unlearn again being entrepreneur
Speaker 1: is service. What is the product of service that you
Speaker 1: have that people need?
Speaker 2: You're listening to Money Moves powered by Greenwood, a finance
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Speaker 2: the world's leading celebrities, entrepreneurs and experts, and tech, business
Speaker 2: and more. I'm your host, angel investor, technology enthusiast, and
Speaker 2: media personality Tanya Sam. Each week, we talk with guests
Speaker 2: who are making significant strides in their fields and learn
Speaker 2: how they are making their money move. If you're someone
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Speaker 2: to the kingdom of financial stability, wealth and abundance you
Speaker 2: so rightly deserve. Before we start the episode, I'd like
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Speaker 3: On today's episode, I am so pleased to introduce to you,
Speaker 3: branding expert, author and CEO self care advocate of the
Speaker 3: Women Who Boss Network, Natalie Nichole Smith.
Speaker 4: Hi Natalie, how are you? Thank you so much for
Speaker 4: having me excited to be here.
Speaker 5: I'm so excited to have you on the podcast today
Speaker 5: because I love women who embodied bossness, business entrepreneurship, and
Speaker 5: you are truly that.
Speaker 4: So welcome. I appreciate your time today. Thank you, I
Speaker 4: really appreciate it. So I want to start at the.
Speaker 5: Beginning because on Money Moves, what we love to talk
Speaker 5: about is how people are making their money moves right.
Speaker 5: But I want to go back to the early days
Speaker 5: of Natalie and you know how you were raised to
Speaker 5: think about money.
Speaker 4: What were the mindsets that you were either taught or
Speaker 4: not taught from your parents, and how has it evolved
Speaker 4: over time. So, you know, that's one of my favorite
Speaker 4: questions because I feel.
Speaker 1: Like, because of social media, people see the success laid
Speaker 1: out on the story behind the glory. So when I
Speaker 1: first got into business, it was really as a young girl.
Speaker 1: I was selling candy, I was selling different products in
Speaker 1: school because I wanted money. I needed money. Yes, I
Speaker 1: grew up in a single family household. My mom amazing mom,
Speaker 1: but it was hard. You know, it was a hard
Speaker 1: situation growing up and at that time in my life,
Speaker 1: growing up in a single family household with my mom,
Speaker 1: in the house of my grandmother, not having my own
Speaker 1: bad to sleep in. I didn't realize how hard it
Speaker 1: was to attract money and save money and have a
Speaker 1: great relationship with money.
Speaker 4: So my relationship is money. It's a relationship.
Speaker 1: So the hustle wanted the freedom and wanted to be
Speaker 1: able to buy the things, but understanding how to save
Speaker 1: money and to use the money in the right way.
Speaker 1: I understand that this is God's money. Every dollar is
Speaker 1: not yours. That's where I had to like unlearn and.
Speaker 4: Learn it's leveraging.
Speaker 5: Like, that's so interesting to hear you say that it's
Speaker 5: leveraging this relationship with money. You can have a little bit,
Speaker 5: but how you can use that to have more, provide
Speaker 5: for your family all these things. And I love asking
Speaker 5: this question because I think it's it's like also being
Speaker 5: able to take a step back and understand the relationship
Speaker 5: that we have with money from the early days and
Speaker 5: how we carry that forward, right, and how.
Speaker 4: We have to let go so much of that in
Speaker 4: order to heal properly. You have to go to the
Speaker 4: root of it.
Speaker 1: You to understand that, Okay, I am not my past.
Speaker 1: I'm going to heal from the trauma maybe off not
Speaker 1: having money because I grew up in a Trinetti and
Speaker 1: guy needs household immigrants, that that we are being app
Speaker 1: the city this year, like that whole ord deal that
Speaker 1: was my life and money was not.
Speaker 4: We didn't have a lot of it, right, So as
Speaker 4: I grew as a woman, went to have a university,
Speaker 4: there's still was a lot like alat there.
Speaker 1: You know, going to Howard University, everybody, a lot of
Speaker 1: people there either has scholarships or their family had money.
Speaker 4: I still there.
Speaker 5: So yeah, that's so interesting because I think that that
Speaker 5: dichotomy of having this diverse fact going to Howard University,
Speaker 5: which is a historically black college, but then seeing like
Speaker 5: there's a legacy, the people are like a third and
Speaker 5: fourth generations and you know coming in and there's a
Speaker 5: struggle there. And I think you said the word trauma too.
Speaker 5: Being able to own that some of those memories aren't good.
Speaker 5: You have to heal from it, just like a relationship.
Speaker 4: Just like if you go through any type.
Speaker 1: Of Chidren moment in your life and whate for God
Speaker 1: to for you to really receive the plans that God
Speaker 1: has for your life, you have to forgive your past
Speaker 1: and you have to be in your present and you
Speaker 1: have to really build that relationship with God so you
Speaker 1: can understand how to handle the money that He gives you.
Speaker 1: So an interesting fun fact about my story is that
Speaker 1: I grind.
Speaker 4: I'm a grinder.
Speaker 1: I was a hard worker for a long time, and
Speaker 1: I never essentially I wanted to be a millionaire.
Speaker 4: I just wanted to be free, that's all.
Speaker 1: It wasn't like, oh, I need this amount of money
Speaker 1: to be free. It was say, I want to feel good.
Speaker 1: I want to pay my bills on time. I don't
Speaker 1: want to date men for money. I want to feel
Speaker 1: good about what I have. So I did everything to
Speaker 1: do that. From bottle service, you know, when I was
Speaker 1: in college, opening up my first.
Speaker 4: To a whim when I was twenty two years old.
Speaker 1: I've done all the entrepreneurship things, but I didn't understand
Speaker 1: the dynamics of being entrepreneur. Because you have a business
Speaker 1: doesn't mean you're a boss doesn't mean that you're going
Speaker 1: to get money. So I had to learn again being
Speaker 1: entrepreneur is service. What is the product of service that
Speaker 1: you have that people need? So as I grew my
Speaker 1: career in the entrepreneurship world around the seventh year, I
Speaker 1: would say the seventh year of entrepreneurship, that was my
Speaker 1: year of favor. That was the year that I didn't
Speaker 1: just earn one million dollars that first year.
Speaker 4: I'm four.
Speaker 5: You know that first year so much here because number one,
Speaker 5: you already spoke to unpacking this idea, like on the internet,
Speaker 5: on social media, it looks like this was just overnight.
Speaker 4: Well I just grew up, my bossed up, and here
Speaker 4: you are.
Speaker 5: It's like seven years of hard work, a lifetime of
Speaker 5: like struggle, you know, from childhood to this, and then
Speaker 5: you hit your harvest here.
Speaker 1: It was a harvest here, and it wasn't I would
Speaker 1: say it was a swellless victory. It wasn't like the
Speaker 1: whole like let me go around the world and just
Speaker 1: it was you did the work and see time of harvest.
Speaker 1: It was you're faithful and the little things God will
Speaker 1: bless you in plenty. He will give you abundance.
Speaker 4: So that was me.
Speaker 1: I believe God say job well done. The pandemic hit.
Speaker 1: I was inside my six entry square foot apartment. I
Speaker 1: remember it like it was yesterday. Literally the department was
Speaker 1: like this. I was in an apartment and you know,
Speaker 1: a clock girl Internet. But the reality I was still
Speaker 1: working really hard.
Speaker 4: I figure things out. Oh yeah, we got locked in,
Speaker 4: and all I.
Speaker 1: Knew when we got lockdown is do the work, had faith,
Speaker 1: be consistent, don't leave valves.
Speaker 4: We want to live. And that's my doubting and.
Speaker 5: I still can't believe we went through that. You know,
Speaker 5: COVID was just so crazy. But the stories that are
Speaker 5: coming in, and it's funny. We talked to a lot
Speaker 5: of onto her consistency because it's due to the work consistently.
Speaker 4: That's it, because say, foot our works is dead.
Speaker 1: So if you can pray, you get on your knees
Speaker 1: every day, but if you're not doing the work, the
Speaker 1: assignment is not going to add up.
Speaker 5: You get what I'm saying, And I want people to
Speaker 5: like hear what she is saying because oftentimes we think, okay,
Speaker 5: you're right, faith that that works is dead.
Speaker 4: But what successful people do is do the work.
Speaker 1: Consistently, you have that routine and to be consistent and
Speaker 1: you have to do what they don't do.
Speaker 4: So like and again my still trauma.
Speaker 1: And you know what I love about what you're doing
Speaker 1: in the platform with the conversation is because even when
Speaker 1: you get the money, what's next?
Speaker 4: What's next?
Speaker 5: Because you can make all the money, you know, you
Speaker 5: can make all the money, you can spend all the money,
Speaker 5: you can lose all the money.
Speaker 4: And I think especially why what.
Speaker 5: Excites me about money news and having these conversations amongst women,
Speaker 5: amongst black and brow faces is sometimes and for a
Speaker 5: lot of us, people will share this all the time.
Speaker 5: Our parents did the best they could with that, but
Speaker 5: we didn't sit around and have these conversations.
Speaker 4: Okay, okay, so now you've got a little bit of money,
Speaker 4: you got one million, two? How do I do? What
Speaker 4: do I do to double that?
Speaker 5: To magnify that, multiply it, save it, put it away
Speaker 5: for future generations, right, Because these are conversations that will
Speaker 5: really change the impact that we have on building generations, right,
Speaker 5: And they're super important and it's healthy.
Speaker 4: It's the same way how we want to go to
Speaker 4: the gym. You either know how to treat money. Yeah,
Speaker 4: this money loves.
Speaker 1: What I love about is that we all want to
Speaker 1: make some money, right, but how do we sustain it?
Speaker 1: How do we how do we keep it going? How
Speaker 1: do we create legacy? And That's where I'm at in
Speaker 1: my life now. It's like, Okay, I did that.
Speaker 4: I have a Lamborghini, I have the range over, but
Speaker 4: come on, Lambo. But I thank you.
Speaker 1: But you know, what I learned in that process, and
Speaker 1: I think I had to go through, is that you
Speaker 1: can have all these things in life and not be happy,
Speaker 1: not have peas. So six months after making the most
Speaker 1: money in my life, I got robbed at gunpoint. Yeah,
Speaker 1: six months later, and I'm not going to have my gosh,
Speaker 1: it's traumatic, traumatic, dramatic, but.
Speaker 4: I think it was.
Speaker 1: It saved my life because I was so like, you know,
Speaker 1: it's financial trauma.
Speaker 4: I never made this have money in my life. I
Speaker 4: didn't know how to move. I'm thinking on Natalie the
Speaker 4: girl next door. Still I'm not thinking on Natalie the
Speaker 4: girl like Instagram that.
Speaker 1: You know, I'm not thinking like that. So that day
Speaker 1: changed my life. I didn't just get robbed at gunpoint.
Speaker 1: Let's move past some material things I got robbed in
Speaker 1: my confidence, my fearlessness, just me as a woman, you know.
Speaker 1: So I had to literally relearn money. Relearned Natalie empower
Speaker 1: my mind, because when you get stripped from just your
Speaker 1: dignity and your your core values your life.
Speaker 4: It strips you to the bone. It shopped me to
Speaker 4: the bone.
Speaker 5: Okay, so I want to I can't get off this
Speaker 5: subject because it is so I just my heart goes
Speaker 5: out to you because that is a really traumatic experience.
Speaker 5: You realize, how did you teach yourself to relearn that
Speaker 5: and regain a sense of safety.
Speaker 1: So what happened was I started associating money with evil.
Speaker 4: You know what they say, you know, money is a rital,
Speaker 4: all evil.
Speaker 1: I was an advocate for that, right, I'm like the
Speaker 1: girls say, yeah, you're right, it's bad. And what happened
Speaker 1: was my faith diminished and my fear it increased. So
Speaker 1: everything I learned about God and everything I learned about
Speaker 1: life and I was a positive person, I no longer
Speaker 1: knew myself and with millions of dollars in the bank,
Speaker 1: did not understand life. I understand just forgiveness. Like literally,
Speaker 1: it was like a baby again. And it was interesting
Speaker 1: that I believe allowed me to be relatable, allowed me
Speaker 1: to get grounded again. It allowed me to understand that
Speaker 1: money is a resource and it's a tool, and it's
Speaker 1: a part of your freedom path, but it's not the
Speaker 1: be all.
Speaker 4: So I had to I.
Speaker 1: Went from a space where I grind, I grind. Everything
Speaker 1: was transactional. So now I really cherish positive relationships. I
Speaker 1: cherish healthy relationships. I understand that money is the tool,
Speaker 1: but it'sn't control us. So it was a bunch of
Speaker 1: my mental health was in shambles. Imagine not wanting to
Speaker 1: live because you got robbed. It's like Natalie. Most people
Speaker 1: were like, well, you just got robbed.
Speaker 4: It's a big deal. Now I'm scared of my own shadow.
Speaker 4: Now I'm scared the driver. Now i'm driving, I'm thinking
Speaker 4: someone's following me.
Speaker 1: Like it was very chaotic in my mind. And the
Speaker 1: battlefield is in your minds and when you but when you,
Speaker 1: I'm telling you, when I gave it to gud and
Speaker 1: I say, hey, guy, you gave me the ability to
Speaker 1: attract money. My mom is on payroll, my gas on payroll.
Speaker 1: You did not bring me this far to just fail.
Speaker 1: And I had to get it together. I had to
Speaker 1: get it together. And it took getting back into church,
Speaker 1: getting into my word, really forgiving my past and just
Speaker 1: what I didn't know, and then learning how to move differently.
Speaker 4: In the additions to that, understanding that I'm displaced.
Speaker 1: This this place that we live are is our wealthy place.
Speaker 1: You know, it's our wealthy place and you have this.
Speaker 4: One beautiful life to live. That's it.
Speaker 1: You get what I'm saying, And like, what am I
Speaker 1: going to do live in the past and trauma or
Speaker 1: am I going to live understanding? What's my next move?
Speaker 1: What's my next money move? How am I going to
Speaker 1: track this well and be peaceful?
Speaker 5: Oh?
Speaker 4: Godwie, this is so beautiful and I think that your
Speaker 4: words will really inspire so many people because this happened.
Speaker 2: So yes, I thank you for being forgetting to share,
Speaker 2: Thanks for listening to today's episode. If we helped you
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Speaker 2: money movers, If this were easy, everyone would do it,
Speaker 2: So take the lessons you've learned from this episode and
Speaker 2: apply it to your life. Money Moves is an iHeart
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Speaker 2: Until next time,