1 00:00:06,080 --> 00:00:09,760 Speaker 1: It's time for the b a q a A b 2 00:00:09,840 --> 00:00:12,760 Speaker 1: a q a with Tiffin ed b a q eight 3 00:00:12,880 --> 00:00:15,880 Speaker 1: no mandate, but the b a q a would Lacey, 4 00:00:16,360 --> 00:00:18,520 Speaker 1: you know crazy? When man is not in the studio, 5 00:00:18,880 --> 00:00:22,960 Speaker 1: we may have people who's named rhyme either way A 6 00:00:24,239 --> 00:00:28,840 Speaker 1: nowcome back and black to brown ambition question and answer 7 00:00:28,920 --> 00:00:32,720 Speaker 1: indus dud, I have an amazing brown black woman named 8 00:00:32,800 --> 00:00:36,680 Speaker 1: Lacy Robinson. Lacy is the president and CEO of unbound Ed, 9 00:00:37,120 --> 00:00:41,200 Speaker 1: an education organization that offers standards, align resources, and immersive 10 00:00:41,440 --> 00:00:46,360 Speaker 1: professional learning for teachers and leaders seeking equity. She has 11 00:00:46,440 --> 00:00:50,800 Speaker 1: over twenty years experience in education and focuses on helping 12 00:00:50,960 --> 00:00:56,240 Speaker 1: educators in school systems disrupt systemic racism and its legacy. 13 00:00:56,360 --> 00:00:59,960 Speaker 1: Lazy also is the new author of the amazing book 14 00:01:00,480 --> 00:01:05,600 Speaker 1: Justice Seekers, Pursuing Equity in the Details of Teaching and Learning. 15 00:01:05,800 --> 00:01:08,360 Speaker 1: Welcome to the Stew, Well, back to the stew Lacy, 16 00:01:08,440 --> 00:01:09,360 Speaker 1: how were. 17 00:01:09,840 --> 00:01:11,960 Speaker 2: I'm so good? You don't know how excited I am 18 00:01:12,000 --> 00:01:13,640 Speaker 2: to hear that song. I was like, I can't wait 19 00:01:13,680 --> 00:01:14,319 Speaker 2: to hear this song. 20 00:01:16,440 --> 00:01:18,759 Speaker 1: Oh my goodness. So we have Lacy and the stew. 21 00:01:18,959 --> 00:01:24,480 Speaker 1: She's written this amazing book about justice seeking. She is 22 00:01:24,520 --> 00:01:26,319 Speaker 1: a woman after my own heart, because she, like me, 23 00:01:26,640 --> 00:01:30,520 Speaker 1: started off in the early education classroom and she's written 24 00:01:30,520 --> 00:01:33,320 Speaker 1: this book to help. She said, what did you say, Lacey? 25 00:01:33,319 --> 00:01:35,840 Speaker 1: You told me that kind of like offline, this is 26 00:01:35,880 --> 00:01:37,440 Speaker 1: what a love letter to educators. 27 00:01:37,640 --> 00:01:40,040 Speaker 2: Yes, it's my love letter to the edgy sphere. 28 00:01:40,440 --> 00:01:45,280 Speaker 3: It is if it tells our triumphs, our woes, my 29 00:01:45,400 --> 00:01:50,560 Speaker 3: hopes and dreams, and ultimately it's a love letter for us, 30 00:01:50,600 --> 00:01:52,040 Speaker 3: from educator to educators. 31 00:01:52,120 --> 00:01:54,440 Speaker 2: So yeah, yeah, that's awesome. 32 00:01:54,640 --> 00:01:56,640 Speaker 1: So if you're an educator, if you know an educator, 33 00:01:56,680 --> 00:01:58,520 Speaker 1: because it gets I feel like every year it gets 34 00:01:58,560 --> 00:02:01,040 Speaker 1: harder and harder to do the good work. I think 35 00:02:01,040 --> 00:02:03,880 Speaker 1: it's gonna be just a perfect book to read and 36 00:02:03,920 --> 00:02:07,639 Speaker 1: to connect with from a fellow at ju Kate turn So, lady, 37 00:02:07,720 --> 00:02:11,079 Speaker 1: you're in the stew today for ba QA, and instead 38 00:02:11,080 --> 00:02:13,960 Speaker 1: of taking questions externally, I'm gonna take your questions even 39 00:02:14,000 --> 00:02:17,280 Speaker 1: though Jacky Loki over here, let's over here slant okay, 40 00:02:17,320 --> 00:02:19,000 Speaker 1: And first of all, I'm bounded where she is the 41 00:02:19,040 --> 00:02:21,720 Speaker 1: president and CEO, Miss president and CEO. It's like a 42 00:02:21,800 --> 00:02:23,960 Speaker 1: forty million dollar organization. 43 00:02:24,200 --> 00:02:24,519 Speaker 2: Okay. 44 00:02:24,720 --> 00:02:27,239 Speaker 1: So she wants to Colombia. You said something like in 45 00:02:27,320 --> 00:02:29,519 Speaker 1: the episode prior, like I didn't go to Harvard or 46 00:02:29,560 --> 00:02:31,320 Speaker 1: Yale as if Columbia's not Ivy League, don't do that. 47 00:02:32,720 --> 00:02:35,919 Speaker 1: We are not down playing black and brown excellent, not 48 00:02:36,120 --> 00:02:39,079 Speaker 1: on my watch. Okay, don't make it on my right. 49 00:02:40,400 --> 00:02:44,000 Speaker 1: She's doing this book that Justice Seekers, that that debut 50 00:02:44,080 --> 00:02:46,720 Speaker 1: at number one in its category and Amazon. Okay, like 51 00:02:46,800 --> 00:02:49,799 Speaker 1: we're not doing that. It's just excellental, like just flowing 52 00:02:49,880 --> 00:02:53,720 Speaker 1: through her, her her brain and body. Okay, so you're 53 00:02:53,720 --> 00:02:55,720 Speaker 1: gonna ask me some questions, So well one first, is 54 00:02:55,760 --> 00:02:58,000 Speaker 1: it gonna be a business question? Careate, well, career child? 55 00:02:58,000 --> 00:03:01,720 Speaker 1: You good business? Financial question? What's the first question you 56 00:03:01,800 --> 00:03:02,320 Speaker 1: want to ask you? 57 00:03:02,600 --> 00:03:04,160 Speaker 2: Okay, so it's a financial question. 58 00:03:04,280 --> 00:03:07,799 Speaker 3: So I'm going to suppose and I'm gonna do this 59 00:03:07,919 --> 00:03:08,960 Speaker 3: on behalf of the eduspere. 60 00:03:08,960 --> 00:03:10,600 Speaker 1: Okay, gooday, Okay. 61 00:03:10,840 --> 00:03:16,320 Speaker 3: So I am I'm about to graduated. I'm an undergrad. 62 00:03:17,360 --> 00:03:20,600 Speaker 3: I'm going to receive my degree in elementary education. 63 00:03:20,800 --> 00:03:21,080 Speaker 1: Okay. 64 00:03:21,440 --> 00:03:24,600 Speaker 3: Every time I tell someone that I'm going to become 65 00:03:24,639 --> 00:03:28,200 Speaker 3: a teacher, I get that conservative look like, oh girl, 66 00:03:28,240 --> 00:03:30,480 Speaker 3: you're just gonna be broke for the rest of your life, 67 00:03:31,080 --> 00:03:31,360 Speaker 3: Like what. 68 00:03:31,600 --> 00:03:35,280 Speaker 2: A teacher you could? You know, go work for Google 69 00:03:35,560 --> 00:03:36,080 Speaker 2: or whatever. 70 00:03:36,960 --> 00:03:41,520 Speaker 3: What advice would you give a soon to be graduate 71 00:03:42,080 --> 00:03:50,040 Speaker 3: teacher around how to start off in this career and 72 00:03:50,240 --> 00:03:53,920 Speaker 3: not play into that role of the broke, busted, broke 73 00:03:54,000 --> 00:03:56,080 Speaker 3: down educator that ain't never gonna make enough money. 74 00:03:56,080 --> 00:03:57,400 Speaker 2: What's your advice you would give? 75 00:03:58,040 --> 00:04:01,480 Speaker 1: Well, first, I would say one, there are sites like 76 00:04:01,800 --> 00:04:03,400 Speaker 1: I think, I wonder if this decide is still up, 77 00:04:03,440 --> 00:04:06,840 Speaker 1: like Smarty Pig, I believe where you can see, well, one, 78 00:04:06,840 --> 00:04:08,800 Speaker 1: you should get clear on what you're gonna make, because 79 00:04:08,880 --> 00:04:12,160 Speaker 1: like literally before you get your first paycheck, you know 80 00:04:12,880 --> 00:04:15,160 Speaker 1: you should. You should know what you're going to make, 81 00:04:15,240 --> 00:04:17,240 Speaker 1: and then you're gonna plug that into like a website. 82 00:04:17,240 --> 00:04:19,680 Speaker 1: I believe it's called Smarty Pig. Or there's other ones 83 00:04:19,720 --> 00:04:22,480 Speaker 1: where you can calculate based upon your state, what your 84 00:04:22,600 --> 00:04:25,680 Speaker 1: take home will actually be okay, because you know, let's 85 00:04:25,680 --> 00:04:27,560 Speaker 1: just say you're making forty thousand. Now you know it's 86 00:04:27,600 --> 00:04:29,640 Speaker 1: not forty thousands if by twelve child, because you know, 87 00:04:29,640 --> 00:04:32,360 Speaker 1: if I could and everybody got to get their touch, 88 00:04:32,400 --> 00:04:37,600 Speaker 1: everybody a little taste, right, So you want to know 89 00:04:37,800 --> 00:04:40,440 Speaker 1: exactly what you're going to make. And this goes for anybody, 90 00:04:40,480 --> 00:04:42,440 Speaker 1: no matter what your job is your first job, what 91 00:04:42,560 --> 00:04:44,960 Speaker 1: you're going to make, so you can get clear and 92 00:04:45,040 --> 00:04:47,880 Speaker 1: start to create a budget before you even start working. 93 00:04:48,760 --> 00:04:51,680 Speaker 1: So let's just say you find out, I don't know, 94 00:04:51,800 --> 00:04:53,480 Speaker 1: like every two weeks you're going to be making fifteen 95 00:04:53,600 --> 00:04:56,600 Speaker 1: hundred dollars. Then you can start asking yourself. I would like, 96 00:04:56,720 --> 00:04:58,839 Speaker 1: I want you to start to budget in on are 97 00:04:58,880 --> 00:05:00,440 Speaker 1: the more expensive this is? But what I did, this 98 00:05:00,560 --> 00:05:03,479 Speaker 1: is literally me. I was graduating. I decided I wanted 99 00:05:03,480 --> 00:05:06,279 Speaker 1: to be a teacher early childhood education. My parents basically 100 00:05:06,279 --> 00:05:07,839 Speaker 1: acted like I said I wanted to be a drug dealer. 101 00:05:10,680 --> 00:05:12,920 Speaker 1: So I remember, I was like, okay, I knew I 102 00:05:13,040 --> 00:05:14,800 Speaker 1: was graduating, I had got I had a job lined up. 103 00:05:14,800 --> 00:05:16,840 Speaker 1: I was making thirty nine thousand, that's what they offered. 104 00:05:17,000 --> 00:05:19,040 Speaker 1: And my sister at that time told me, go on 105 00:05:19,120 --> 00:05:20,600 Speaker 1: this site so you can see what you're going to make. 106 00:05:20,680 --> 00:05:22,039 Speaker 1: I had never heard of that. I was like, okay, 107 00:05:22,440 --> 00:05:23,760 Speaker 1: And then when I saw I was maybe like, I 108 00:05:23,760 --> 00:05:26,159 Speaker 1: don't know, I can't remember, maybe in that twelve hundred 109 00:05:26,279 --> 00:05:28,920 Speaker 1: every two weeks range. Vaguely, I vaguely remember something in 110 00:05:28,960 --> 00:05:31,880 Speaker 1: that range. And then I had to look at I 111 00:05:31,960 --> 00:05:34,160 Speaker 1: asked myself, like the most expensive thing that I have 112 00:05:34,279 --> 00:05:36,200 Speaker 1: to pay for is likely going to be housing. And 113 00:05:36,279 --> 00:05:38,240 Speaker 1: if I'm being honest, I know everyone does not have 114 00:05:38,320 --> 00:05:40,960 Speaker 1: this capability. But I stayed home for one year after 115 00:05:41,080 --> 00:05:44,800 Speaker 1: graduating to get myself together. So if you have the opportunity, 116 00:05:44,839 --> 00:05:46,640 Speaker 1: because I know it's not available to everyone, if you 117 00:05:46,720 --> 00:05:51,640 Speaker 1: have the opportunity to, you know, stay home or at 118 00:05:51,640 --> 00:05:53,720 Speaker 1: a place that's low cost right after graduating for a 119 00:05:53,760 --> 00:05:55,960 Speaker 1: little while, six months to a year to get yourself together, 120 00:05:56,240 --> 00:05:59,400 Speaker 1: take that opportunity. That's one. If you don't have that opportunity, 121 00:05:59,440 --> 00:06:02,240 Speaker 1: that's okay. Because the second thing I did was I 122 00:06:02,440 --> 00:06:04,800 Speaker 1: moved in with my sister and I decided, let's put 123 00:06:04,800 --> 00:06:09,040 Speaker 1: our money together. And so I found me a roommate. 124 00:06:09,080 --> 00:06:10,760 Speaker 1: It doesn't have to be your sister, could be your cousin, 125 00:06:10,800 --> 00:06:14,040 Speaker 1: that could be your friend, whoever, but a roommate that 126 00:06:14,080 --> 00:06:17,120 Speaker 1: you think is reasonably responsible. And we started to like 127 00:06:17,480 --> 00:06:20,200 Speaker 1: apartment looked like collectively, and we found a place. At 128 00:06:20,240 --> 00:06:21,840 Speaker 1: the time, it was eleven hundred dollars, which you know 129 00:06:22,440 --> 00:06:26,640 Speaker 1: that was many moons a chat, because yes, right, but 130 00:06:27,040 --> 00:06:30,200 Speaker 1: here's the thing, even then, eleven hundred was low, but 131 00:06:30,880 --> 00:06:32,840 Speaker 1: we were able to get it because we thought outside 132 00:06:32,880 --> 00:06:35,080 Speaker 1: the box. I didn't just look at regular apartments. This 133 00:06:35,440 --> 00:06:38,000 Speaker 1: was a house being rented out by a woman who 134 00:06:38,240 --> 00:06:41,040 Speaker 1: actually had a daycare center next door. So she was 135 00:06:41,120 --> 00:06:44,200 Speaker 1: more concerned with with who's living all here than making 136 00:06:44,240 --> 00:06:46,800 Speaker 1: a ton of money. So I remember like her wanted 137 00:06:46,839 --> 00:06:48,440 Speaker 1: to meet me and my sister. She was like, Okay, 138 00:06:48,920 --> 00:06:51,240 Speaker 1: I'll keep it at eleven hundred because you guys, see 139 00:06:51,279 --> 00:06:52,680 Speaker 1: my good girls who gonna live here and not be 140 00:06:52,760 --> 00:06:55,080 Speaker 1: tearing up and drinking and partying because that was important 141 00:06:55,080 --> 00:06:58,120 Speaker 1: for her business, you know, so you wanted to look out. 142 00:06:58,200 --> 00:07:00,560 Speaker 1: I was looking outside the box for or so look 143 00:07:00,600 --> 00:07:03,000 Speaker 1: outside the box for housing, and that it doesn't always 144 00:07:03,040 --> 00:07:04,480 Speaker 1: have to be this traditional in the house or what 145 00:07:04,680 --> 00:07:07,239 Speaker 1: you know in an apartment. If you can get yourself 146 00:07:07,279 --> 00:07:10,520 Speaker 1: a roommate two or three, it's not forever. So that way, 147 00:07:10,520 --> 00:07:12,760 Speaker 1: you could keep your car slow. And one of the 148 00:07:12,840 --> 00:07:14,320 Speaker 1: things I did while I was able to move home 149 00:07:14,480 --> 00:07:17,720 Speaker 1: is I saved and bought my first car. Used girl, 150 00:07:17,800 --> 00:07:20,080 Speaker 1: I have not had a new car like when I 151 00:07:20,240 --> 00:07:22,480 Speaker 1: was in college. My father, because I had four sisters, 152 00:07:22,960 --> 00:07:26,160 Speaker 1: for three of us, he leased a car for us 153 00:07:26,800 --> 00:07:28,400 Speaker 1: that we all had to share. So that just meant 154 00:07:28,520 --> 00:07:30,280 Speaker 1: like I was a like, you know, like on on 155 00:07:30,360 --> 00:07:32,200 Speaker 1: Saturday morning where the mom's be taking all the kids, 156 00:07:32,200 --> 00:07:33,640 Speaker 1: that was me. He was like, you want to use 157 00:07:33,640 --> 00:07:35,520 Speaker 1: that car that you better take this one for her 158 00:07:35,560 --> 00:07:38,280 Speaker 1: hair appointment. This one the soccer SoC I said, Tom 159 00:07:38,320 --> 00:07:40,880 Speaker 1: A sucker, Mom. I ain't got no kids, but I 160 00:07:40,960 --> 00:07:43,840 Speaker 1: want to got caught out since it was the least 161 00:07:43,920 --> 00:07:45,920 Speaker 1: it was. It was like the year like models. So 162 00:07:46,000 --> 00:07:47,840 Speaker 1: that was the first and last time I ever had 163 00:07:47,880 --> 00:07:49,600 Speaker 1: a new car. I have you I'm forty three years 164 00:07:49,600 --> 00:07:51,760 Speaker 1: old and I have yet to see the inside of 165 00:07:51,840 --> 00:07:54,520 Speaker 1: a brand new car. My first car I saved up. 166 00:07:54,600 --> 00:07:56,240 Speaker 1: I think it was like twenty five hundred dollars or 167 00:07:56,280 --> 00:07:59,120 Speaker 1: three thousand dollars, and I purchased it, you know, like 168 00:07:59,240 --> 00:08:02,040 Speaker 1: from the auction myself, you know, got it. Like I 169 00:08:02,160 --> 00:08:05,400 Speaker 1: had a good mechanic in mine in my neighborhood who 170 00:08:05,560 --> 00:08:07,320 Speaker 1: you know, like helped me to figure out what car 171 00:08:07,440 --> 00:08:08,920 Speaker 1: was not going to be like you know, all busted. 172 00:08:09,000 --> 00:08:12,520 Speaker 1: I kept that car. It was a ninety nine Nissan Ultima, 173 00:08:12,800 --> 00:08:15,000 Speaker 1: and I kept that car until it was two hundred 174 00:08:15,000 --> 00:08:18,720 Speaker 1: and sixteen thousand miles on it. So I'm just saying, 175 00:08:18,720 --> 00:08:20,200 Speaker 1: you have to do all that but it was very 176 00:08:20,280 --> 00:08:23,680 Speaker 1: helpful to not have a car note, you know, and 177 00:08:23,760 --> 00:08:26,760 Speaker 1: it kept my insurance low. So the key is right 178 00:08:26,920 --> 00:08:30,240 Speaker 1: after when, especially when you're starting off in this life professionally, 179 00:08:30,640 --> 00:08:33,839 Speaker 1: is to keep your monthly expenses low. How can I 180 00:08:33,920 --> 00:08:36,040 Speaker 1: keep my housing expensive low? Can I stay home? Can 181 00:08:36,080 --> 00:08:38,000 Speaker 1: I get a roommate? How can I keep my car 182 00:08:38,160 --> 00:08:41,040 Speaker 1: or travel traveling expenses low? Can I you know, can 183 00:08:41,120 --> 00:08:43,400 Speaker 1: I save up? I would not be getting anybody's new car, 184 00:08:43,520 --> 00:08:45,840 Speaker 1: even my car now when I purchased it was two 185 00:08:45,960 --> 00:08:49,920 Speaker 1: years old, because cars depreciate meaningly, lose their value right after, 186 00:08:50,480 --> 00:08:53,480 Speaker 1: you know. Like so in every aspect of my life, 187 00:08:53,520 --> 00:08:55,760 Speaker 1: I was like do we really need at the time, 188 00:08:55,840 --> 00:08:57,880 Speaker 1: cable was like big, do we really need cable? Or 189 00:08:57,960 --> 00:09:00,719 Speaker 1: just internet? So we just had internet, you know. I 190 00:09:00,880 --> 00:09:03,480 Speaker 1: made sure, like when we purchase furniture other than although 191 00:09:03,480 --> 00:09:06,440 Speaker 1: I don't buy like I call it sawt furniture, meaning 192 00:09:06,520 --> 00:09:08,360 Speaker 1: like because people be having big books, child, we're not 193 00:09:08,400 --> 00:09:11,559 Speaker 1: doing all that, but you know, I'm talking about like 194 00:09:11,679 --> 00:09:13,400 Speaker 1: wood furnaces that you could wripe down. I would go 195 00:09:13,480 --> 00:09:18,640 Speaker 1: to rich neighborhoods because typically once like once every few 196 00:09:18,720 --> 00:09:22,719 Speaker 1: months or so, neighborhoods have typically like a bulk trash day, right, yeah. 197 00:09:22,760 --> 00:09:24,920 Speaker 1: And so what I found out is the week before 198 00:09:25,000 --> 00:09:28,960 Speaker 1: bulk trash day, oftentimes people have garage sales because they 199 00:09:29,120 --> 00:09:31,079 Speaker 1: much rather you know, like get rid of stuff. So 200 00:09:31,120 --> 00:09:32,840 Speaker 1: I would go to the wealthiest neighborhood I can find 201 00:09:32,840 --> 00:09:35,000 Speaker 1: in my area and go to their little garage sALS girl, 202 00:09:35,040 --> 00:09:37,600 Speaker 1: and give me some good furniture for you know, one 203 00:09:37,679 --> 00:09:39,920 Speaker 1: hundred dollars two hundred, you know, like. And so that's 204 00:09:39,960 --> 00:09:42,679 Speaker 1: the thing is that I mean it might feel like 205 00:09:42,720 --> 00:09:44,920 Speaker 1: when that sounds like broke living, it wasn't because I 206 00:09:45,120 --> 00:09:48,079 Speaker 1: was able to keep my living expenses far below what 207 00:09:48,160 --> 00:09:50,199 Speaker 1: I made, and it allowed me to not have to 208 00:09:50,240 --> 00:09:52,800 Speaker 1: work in the summer because you know, like as a teacher, 209 00:09:52,840 --> 00:09:54,520 Speaker 1: So I didn't have to work in the summer to 210 00:09:54,760 --> 00:09:58,480 Speaker 1: enjoy my summer. And then I saved up enough because 211 00:09:58,640 --> 00:10:00,120 Speaker 1: I started to work on the side. I started the 212 00:10:00,160 --> 00:10:02,640 Speaker 1: tutor and babysitting things on the side because I knew 213 00:10:02,679 --> 00:10:05,280 Speaker 1: I wanted to purchase a home. And so after two 214 00:10:05,360 --> 00:10:09,480 Speaker 1: and almost three years of saving, I had like twenty 215 00:10:09,600 --> 00:10:11,319 Speaker 1: ors so thousand dollars saved, and I put a down 216 00:10:11,360 --> 00:10:16,800 Speaker 1: payment on a condo and then my sister paid me rent. Okay, 217 00:10:16,960 --> 00:10:18,880 Speaker 1: that's what we do. You don't give a no discount, 218 00:10:19,240 --> 00:10:22,920 Speaker 1: no no, but do you see, Like the key is 219 00:10:23,520 --> 00:10:26,080 Speaker 1: as soon as you start making money before it even hits, 220 00:10:26,480 --> 00:10:30,440 Speaker 1: figure out your financial plan and create that budget ahead 221 00:10:30,440 --> 00:10:33,959 Speaker 1: of time, and then live well below your means and 222 00:10:34,400 --> 00:10:38,000 Speaker 1: do not forget. Especially as an educator, you likely have 223 00:10:38,200 --> 00:10:40,040 Speaker 1: access to a four or three B or four to 224 00:10:40,040 --> 00:10:43,200 Speaker 1: one K. I was just about as job. Don't wait. 225 00:10:43,520 --> 00:10:47,360 Speaker 1: I know too many educators who thirty years later are like, wait, 226 00:10:47,679 --> 00:10:51,000 Speaker 1: automatically you might have a pension, which is rare these days. 227 00:10:51,200 --> 00:10:53,599 Speaker 1: You might, but the likelihood is you don't. You have 228 00:10:53,760 --> 00:10:58,320 Speaker 1: to actively put money into like whatever that retirement account 229 00:10:58,440 --> 00:11:01,840 Speaker 1: is that's being offered through your school, and it's important 230 00:11:01,880 --> 00:11:04,160 Speaker 1: that you don't just put the money in. You want 231 00:11:04,200 --> 00:11:07,520 Speaker 1: to make sure that it's being invested, because people will 232 00:11:07,559 --> 00:11:09,959 Speaker 1: put the money into the account and not realize that 233 00:11:10,080 --> 00:11:11,719 Speaker 1: they will just put it into a savings account for 234 00:11:11,760 --> 00:11:14,800 Speaker 1: you unless you actively say it needs to be invested, 235 00:11:14,800 --> 00:11:16,480 Speaker 1: and you might be like we had on investing. You 236 00:11:16,480 --> 00:11:18,240 Speaker 1: don't need to know. This is what you're gonna want. 237 00:11:18,679 --> 00:11:20,880 Speaker 1: You're gonna put your money in like you're gonna say, okay, 238 00:11:20,960 --> 00:11:24,200 Speaker 1: take your one hundred dollars whatever. Every pay period, it's 239 00:11:24,240 --> 00:11:26,040 Speaker 1: going to go into your account like at your four 240 00:11:26,120 --> 00:11:27,600 Speaker 1: or three B or four to one K or whatever 241 00:11:27,679 --> 00:11:30,520 Speaker 1: your school is offering or you're wherever you're working is offering, 242 00:11:30,840 --> 00:11:32,439 Speaker 1: and then you're going to look for something called a 243 00:11:32,679 --> 00:11:36,760 Speaker 1: target date fund. A target date fund is an easy 244 00:11:36,800 --> 00:11:38,800 Speaker 1: way to invest without having to know how to do anything. 245 00:11:39,120 --> 00:11:41,079 Speaker 1: A target date fund is just for this. It says, 246 00:11:41,640 --> 00:11:43,880 Speaker 1: when what year do you think you're going to retire? 247 00:11:44,080 --> 00:11:45,839 Speaker 1: So if you're twenty five, you might set it for 248 00:11:45,880 --> 00:11:47,840 Speaker 1: thirty five years from now when I'm sixty five, whatever 249 00:11:48,280 --> 00:11:51,000 Speaker 1: whatever time that is, and you're gonna find a target 250 00:11:51,080 --> 00:11:55,120 Speaker 1: date fund that say's close to that year, So it'll 251 00:11:55,120 --> 00:11:59,040 Speaker 1: be like TDF twenty fifty TDF, you know, so you'll 252 00:11:59,080 --> 00:12:00,760 Speaker 1: find a target date fund closer to the year of 253 00:12:00,840 --> 00:12:03,240 Speaker 1: retirement that you're thinking because it's usually target day funds 254 00:12:03,280 --> 00:12:05,679 Speaker 1: are usually every five years. They'll give you right and 255 00:12:05,800 --> 00:12:07,880 Speaker 1: then you're going to put your money into that target 256 00:12:07,960 --> 00:12:09,840 Speaker 1: date fund. So, like I said, you want to make 257 00:12:09,880 --> 00:12:11,560 Speaker 1: sure that you're not just saying, hey, take the one 258 00:12:11,600 --> 00:12:14,640 Speaker 1: hundred dollars out, put it into the TVF twenty fifty 259 00:12:14,679 --> 00:12:17,199 Speaker 1: target date Fund. And what makes it so special is 260 00:12:17,280 --> 00:12:20,360 Speaker 1: that the target date Fund is going to rebalance itself 261 00:12:21,080 --> 00:12:23,920 Speaker 1: every year based upon how close you are to retirement. 262 00:12:24,280 --> 00:12:27,640 Speaker 1: Because the closer you are to retirement, the list less 263 00:12:27,760 --> 00:12:31,000 Speaker 1: risky your investment should be. If you twenty ninety percent 264 00:12:31,040 --> 00:12:34,920 Speaker 1: of your investments might be stocks, if you're sixty ninety 265 00:12:34,960 --> 00:12:37,199 Speaker 1: percent might be in bonds or cash. You see what 266 00:12:37,240 --> 00:12:38,959 Speaker 1: I mean. But you don't have to worry about all that. 267 00:12:39,200 --> 00:12:42,360 Speaker 1: But the Target day fund will rebalance on your behalf 268 00:12:43,040 --> 00:12:45,040 Speaker 1: and so like, if you do that, you are better 269 00:12:45,120 --> 00:12:48,679 Speaker 1: than eighty well not better, but financially more secure than 270 00:12:48,720 --> 00:12:51,600 Speaker 1: more than eighty percent of people. Like, So get your 271 00:12:51,640 --> 00:12:54,320 Speaker 1: budget on before you get your money, and make sure 272 00:12:54,520 --> 00:12:56,880 Speaker 1: from day one that you are putting money in your 273 00:12:56,920 --> 00:12:58,800 Speaker 1: retirement account and use the target date funds. You don't 274 00:12:58,800 --> 00:12:59,400 Speaker 1: have to worry about it. 275 00:13:00,280 --> 00:13:04,720 Speaker 3: I mean, come on now to y'all takeing notes because okay, 276 00:13:04,760 --> 00:13:06,000 Speaker 3: so wait I have a second question. 277 00:13:06,120 --> 00:13:07,680 Speaker 1: Okay, oh wait, wait wait, we're gonna go for break. 278 00:13:07,679 --> 00:13:10,320 Speaker 1: We're gonna we gonna pay some mail shot. Okay, all right, y'all, 279 00:13:10,840 --> 00:13:13,160 Speaker 1: if you have questions, you know, for BF one, I 280 00:13:13,200 --> 00:13:17,080 Speaker 1: always forget my legal disslaimer child. So I'm not your mama, 281 00:13:17,120 --> 00:13:19,079 Speaker 1: I'm not your doctor, I'm not your attorney, child. I 282 00:13:19,160 --> 00:13:21,839 Speaker 1: am just one of your favorite financial Internet cousins. So 283 00:13:21,880 --> 00:13:23,319 Speaker 1: you're gonna take what I say with a grain of 284 00:13:23,400 --> 00:13:26,280 Speaker 1: salt the smallest possible and you're gonna see your grandma 285 00:13:26,360 --> 00:13:29,040 Speaker 1: that not me. Okay, So you know you want to 286 00:13:29,320 --> 00:13:31,480 Speaker 1: lean into the people that you pay for professional advice. 287 00:13:32,320 --> 00:13:34,640 Speaker 1: Certainly you can share what I've said, but you want 288 00:13:34,679 --> 00:13:36,439 Speaker 1: to choose for yourself and leading to the people that 289 00:13:36,480 --> 00:13:38,520 Speaker 1: you pay for professional advice from. But we're gonna be 290 00:13:38,600 --> 00:13:40,520 Speaker 1: right back and black with b a q A. And 291 00:13:40,559 --> 00:13:42,240 Speaker 1: if you have a question that you want to answer, 292 00:13:42,559 --> 00:13:45,760 Speaker 1: you can go to brindabision podcast dot com, click and answer, 293 00:13:46,200 --> 00:13:48,720 Speaker 1: click like contact us there. You can email us at 294 00:13:48,760 --> 00:13:51,920 Speaker 1: Brindabision Podcasts at gmail dot com. You can slide into 295 00:13:51,960 --> 00:13:54,959 Speaker 1: the dms on ig at brandabision podcast dot com. We 296 00:13:55,080 --> 00:13:57,960 Speaker 1: welcome me and Mandy, welcome all of the question ons 297 00:13:58,000 --> 00:14:01,160 Speaker 1: on business, career, personal finds. All right, we'll be back 298 00:14:01,200 --> 00:14:06,640 Speaker 1: in black in a minute. And we're back and black 299 00:14:06,720 --> 00:14:10,839 Speaker 1: and brand We're in the stud with Lacy Robinson. Lacy 300 00:14:11,000 --> 00:14:14,199 Speaker 1: is the new author of the book Justice Seekers, Pursuing 301 00:14:14,240 --> 00:14:19,320 Speaker 1: Equity and the Details of Teaching and Learning. Lazy pop 302 00:14:19,400 --> 00:14:23,920 Speaker 1: quiz about your book. Okay, so if I am, what 303 00:14:24,280 --> 00:14:26,920 Speaker 1: is what's the difference that, like, maybe a seasoned teacher 304 00:14:27,120 --> 00:14:30,000 Speaker 1: versus a brand new teacher? Like, what are those two 305 00:14:30,280 --> 00:14:32,600 Speaker 1: two educators going to get from your book? If I'm 306 00:14:32,640 --> 00:14:34,160 Speaker 1: seasoned and you know I've been at a ten to 307 00:14:34,240 --> 00:14:37,120 Speaker 1: thirteen years child, I'm tired versus like, I'm so excited, 308 00:14:37,200 --> 00:14:38,920 Speaker 1: you know I'm brand new. What what are those two 309 00:14:39,040 --> 00:14:39,920 Speaker 1: educators going to get? 310 00:14:40,160 --> 00:14:44,520 Speaker 3: So a season teacher is going to get confirmation or affirmed, 311 00:14:45,000 --> 00:14:47,720 Speaker 3: I would say, because I would think. 312 00:14:48,240 --> 00:14:50,640 Speaker 2: What I hear in the edgisphere is that a lot 313 00:14:50,680 --> 00:14:52,680 Speaker 2: of the things I experience. 314 00:14:52,520 --> 00:14:56,560 Speaker 3: Other educators experience, they're going to get an opportunity to 315 00:14:56,680 --> 00:15:00,480 Speaker 3: stop and ask themselves some self reflection about their own 316 00:15:00,600 --> 00:15:04,680 Speaker 3: teaching and what they have stood on, or even that 317 00:15:04,840 --> 00:15:07,280 Speaker 3: little instinct that happens as a teacher when you're like 318 00:15:07,760 --> 00:15:08,800 Speaker 3: something's not quite right. 319 00:15:08,920 --> 00:15:11,520 Speaker 2: Even they're asking me to do this, I think my 320 00:15:11,600 --> 00:15:12,840 Speaker 2: student students need this. 321 00:15:13,760 --> 00:15:17,800 Speaker 3: They're certainly going to get the GLEAN framework great level, engaging, affirming, meaningful, 322 00:15:17,840 --> 00:15:22,280 Speaker 3: which we ask all educators to think about as they're constructing, deconstructing, 323 00:15:22,360 --> 00:15:26,600 Speaker 3: reconstructing their lessons as a new teacher, they're going to 324 00:15:26,760 --> 00:15:31,160 Speaker 3: get I would say, some of my experiences that I 325 00:15:31,280 --> 00:15:33,440 Speaker 3: had as a new teacher, some of my experiences I had. 326 00:15:33,400 --> 00:15:34,000 Speaker 2: As a student. 327 00:15:34,440 --> 00:15:37,880 Speaker 3: They're going to get some of the formidable research that 328 00:15:38,040 --> 00:15:41,840 Speaker 3: we have stood on at unbounded around pursuing the justice 329 00:15:41,920 --> 00:15:44,720 Speaker 3: in the details of teaching and learning. And what I 330 00:15:44,960 --> 00:15:48,120 Speaker 3: really hope that all teachers get from this book is 331 00:15:48,160 --> 00:15:51,040 Speaker 3: that we are a collective community, honey, and when we 332 00:15:51,160 --> 00:15:54,400 Speaker 3: put our minds together, we can do anything. 333 00:15:55,600 --> 00:16:00,440 Speaker 1: I love that. Yes I shall. I said, you said, 334 00:16:00,480 --> 00:16:02,360 Speaker 1: you got a question for little on me groul Do 335 00:16:03,040 --> 00:16:03,440 Speaker 1: I do? 336 00:16:03,960 --> 00:16:06,080 Speaker 2: I do? So here's my second part of my question. Right, 337 00:16:06,120 --> 00:16:09,160 Speaker 2: So I started with the new teacher, right. So. 338 00:16:09,440 --> 00:16:11,920 Speaker 3: I was talking to a mente of mind the other day. 339 00:16:12,040 --> 00:16:16,960 Speaker 3: She's really excited. She is about to get her administrative license. 340 00:16:17,800 --> 00:16:21,200 Speaker 3: She's working on her doctorate right now. She's almost done, 341 00:16:21,760 --> 00:16:24,800 Speaker 3: and she will soon be applying. 342 00:16:24,520 --> 00:16:25,840 Speaker 2: For AP positions. 343 00:16:26,000 --> 00:16:29,280 Speaker 3: Now, these ap positions and the systems that she's going 344 00:16:29,400 --> 00:16:34,040 Speaker 3: to honey, are starting at six figures, okay, and this is. 345 00:16:34,080 --> 00:16:38,440 Speaker 2: Her first time really moving into that kind of pay scale. 346 00:16:39,080 --> 00:16:39,880 Speaker 2: And so what. 347 00:16:40,040 --> 00:16:44,120 Speaker 3: Advice would you give her going from she's a mom, 348 00:16:44,280 --> 00:16:47,560 Speaker 3: she has two kids, she has you know, her regular bills, 349 00:16:47,600 --> 00:16:52,120 Speaker 3: but seeing in her future a salary jump. And she 350 00:16:52,200 --> 00:16:54,160 Speaker 3: said to me, I just want to live below my means. 351 00:16:54,200 --> 00:16:56,560 Speaker 3: And I said, that's what everybody says, mabe. 352 00:16:59,280 --> 00:17:02,240 Speaker 2: So what advice would you advice would you give her? 353 00:17:02,560 --> 00:17:04,560 Speaker 2: As she's looking at that that horizon. 354 00:17:05,080 --> 00:17:07,040 Speaker 1: Yes, it's cute over here. We'll just say that first 355 00:17:07,040 --> 00:17:13,040 Speaker 1: and foremost, right, right, So one, and then I'll start 356 00:17:13,040 --> 00:17:14,879 Speaker 1: off with similar advice that I give to a new teacher, 357 00:17:15,000 --> 00:17:17,679 Speaker 1: and that for everyone. Whenever money's coming there, you won 358 00:17:17,760 --> 00:17:21,560 Speaker 1: the lottery, you're about to get arraised. Before the money 359 00:17:21,720 --> 00:17:24,920 Speaker 1: hits there is what I call before money Tiffany and 360 00:17:24,960 --> 00:17:28,919 Speaker 1: after money tiffany. Right, because after money Tiffy is like, oh, 361 00:17:29,000 --> 00:17:29,640 Speaker 1: who said dad? 362 00:17:29,720 --> 00:17:29,760 Speaker 2: What? 363 00:17:31,359 --> 00:17:33,479 Speaker 1: No, she'd a lot Come on, let me be let 364 00:17:33,560 --> 00:17:36,520 Speaker 1: me win twenty million dollars the lottery. You know, if 365 00:17:36,560 --> 00:17:38,680 Speaker 1: you don't have a plan in place, the money will 366 00:17:38,720 --> 00:17:40,440 Speaker 1: do what they want to do. I want you to 367 00:17:40,480 --> 00:17:42,879 Speaker 1: think my money like a two year old, right, you 368 00:17:42,960 --> 00:17:45,439 Speaker 1: know you're like, oh, you know tomorrow. The two year 369 00:17:45,440 --> 00:17:47,040 Speaker 1: old is like, girl, I don't know what she talking about. 370 00:17:47,080 --> 00:17:50,880 Speaker 1: We're gonna do what I say, and that's what your money. 371 00:17:50,920 --> 00:17:54,200 Speaker 1: It's broaden, like unless you have a plan in place 372 00:17:54,760 --> 00:17:56,600 Speaker 1: to like get your two year old to be realize, Okay, 373 00:17:56,840 --> 00:17:58,520 Speaker 1: we wake up, we brush our teeth, we do. That's 374 00:17:58,520 --> 00:18:00,600 Speaker 1: why we have all these dagon song tea in preschool 375 00:18:00,680 --> 00:18:02,200 Speaker 1: because you got to get the kids on board, like 376 00:18:02,320 --> 00:18:05,560 Speaker 1: clean up clean, you know, So you have to make 377 00:18:05,600 --> 00:18:08,840 Speaker 1: the plan ahead of time. So same thing, you know, 378 00:18:09,080 --> 00:18:13,400 Speaker 1: like mentee, who's gonna be making six figures one? Let's 379 00:18:13,400 --> 00:18:16,040 Speaker 1: see how much that really shakes out to be? You know, fine, 380 00:18:16,080 --> 00:18:17,600 Speaker 1: Like I said, I don't know if a smarty pig, 381 00:18:17,640 --> 00:18:19,520 Speaker 1: but there is. I will have to find the link 382 00:18:19,560 --> 00:18:21,920 Speaker 1: and give it to your money or our producer the 383 00:18:22,040 --> 00:18:24,439 Speaker 1: link for a site where you can just you can 384 00:18:24,520 --> 00:18:28,840 Speaker 1: just google too, like how much is one hundred thousand 385 00:18:28,880 --> 00:18:31,440 Speaker 1: dollars in my state? Like breaking down like what my paycheck? 386 00:18:31,560 --> 00:18:33,680 Speaker 1: Oh you know what it's called paycheck city. That's what 387 00:18:33,720 --> 00:18:36,399 Speaker 1: it's called paycheck paycheck curtain. Okay, so you will go 388 00:18:36,640 --> 00:18:39,359 Speaker 1: and you put in your two hundred hundred whatever it is, 389 00:18:39,840 --> 00:18:41,800 Speaker 1: put in your state, because it's actually going to withdraw 390 00:18:41,880 --> 00:18:44,240 Speaker 1: the state taxes, and you will see this is what 391 00:18:44,359 --> 00:18:46,800 Speaker 1: your paycheck will actually be, what every or and then 392 00:18:46,800 --> 00:18:48,560 Speaker 1: you put in how often you get paid every two weeks, 393 00:18:48,640 --> 00:18:51,320 Speaker 1: bi weekly, whatever, so you want to know what that is, 394 00:18:51,680 --> 00:18:54,639 Speaker 1: And then look at your current bills now and then 395 00:18:54,760 --> 00:18:57,719 Speaker 1: ask yourself, off the top, how much of this am 396 00:18:57,760 --> 00:18:59,159 Speaker 1: I going to make into it? Like what I call 397 00:18:59,240 --> 00:19:02,720 Speaker 1: a savings bill, you know, so let's just say I'm 398 00:19:02,760 --> 00:19:04,280 Speaker 1: just making up a number. You're gonna be making it 399 00:19:04,400 --> 00:19:08,080 Speaker 1: extra thousand dollars a month, right, So you might say 400 00:19:08,080 --> 00:19:10,399 Speaker 1: to yourself, I would really love I'm already saving two 401 00:19:10,480 --> 00:19:13,040 Speaker 1: hundred bucks a month. I would really love to get myself, 402 00:19:13,720 --> 00:19:16,359 Speaker 1: you know, up to like maybe add another five hundred 403 00:19:16,400 --> 00:19:19,199 Speaker 1: onto it. That's a new bill. So that way, when 404 00:19:19,240 --> 00:19:21,280 Speaker 1: it comes in, I would want to know what is 405 00:19:21,320 --> 00:19:24,520 Speaker 1: my first paycheck coming because I'm automating having that five 406 00:19:24,640 --> 00:19:28,840 Speaker 1: hundred join that two hundred into that savings account. Even better, 407 00:19:29,040 --> 00:19:31,080 Speaker 1: you can literally do a split it before you get it. 408 00:19:31,160 --> 00:19:32,720 Speaker 1: You can go down to HR and say, before you 409 00:19:32,800 --> 00:19:34,159 Speaker 1: give me my money, here's how I want you to 410 00:19:34,200 --> 00:19:37,680 Speaker 1: split my money. Four bank accounts. Checking account number one 411 00:19:38,320 --> 00:19:41,320 Speaker 1: for my This is a like a spending account. This 412 00:19:41,359 --> 00:19:42,879 Speaker 1: is kind of like where your money lands that you 413 00:19:43,040 --> 00:19:44,879 Speaker 1: use for your debit card. You know, you go food chopping, 414 00:19:44,880 --> 00:19:46,840 Speaker 1: you get your hand on nails on the kids. Okay. 415 00:19:47,320 --> 00:19:50,080 Speaker 1: Checking account number two your bill's account. Add up your bills, 416 00:19:50,119 --> 00:19:51,800 Speaker 1: and you should know every two weeks how much money 417 00:19:51,840 --> 00:19:53,639 Speaker 1: needs to be in that bill's account, and you can 418 00:19:53,720 --> 00:19:55,320 Speaker 1: let them know, this is how much for my paycheck 419 00:19:55,359 --> 00:19:58,679 Speaker 1: to put in that bill's account. Savings account number one, 420 00:19:59,040 --> 00:20:02,760 Speaker 1: this is emergency unexpected savings, so you know, you might 421 00:20:02,800 --> 00:20:05,280 Speaker 1: tell yourself, you know, one hundred and fifty, two hundred 422 00:20:05,280 --> 00:20:07,600 Speaker 1: and three hundred, whatever that is, that's gonna go there. 423 00:20:07,680 --> 00:20:10,280 Speaker 1: And then savings account number two and the fourth account 424 00:20:10,640 --> 00:20:12,879 Speaker 1: is going to be long term savings. This is when 425 00:20:12,920 --> 00:20:15,760 Speaker 1: you're saving for something big, either saving to invest savings 426 00:20:15,800 --> 00:20:16,320 Speaker 1: and purchase a. 427 00:20:16,359 --> 00:20:17,280 Speaker 2: Home, a car. 428 00:20:17,760 --> 00:20:20,400 Speaker 1: And you can literally have hr split your money before 429 00:20:20,440 --> 00:20:22,719 Speaker 1: you get your money. So if you're afraid, they're like, oh, 430 00:20:22,760 --> 00:20:24,560 Speaker 1: I don't have to discipline, You ain't got that. Discipline says, 431 00:20:24,600 --> 00:20:27,120 Speaker 1: you just gotta have four accounts and before that money 432 00:20:27,160 --> 00:20:28,920 Speaker 1: gets here, you have the plan of how much it 433 00:20:29,000 --> 00:20:30,680 Speaker 1: needs to go on each account, and you know that 434 00:20:30,760 --> 00:20:32,520 Speaker 1: is already because you're gonna go to pay check City, 435 00:20:32,720 --> 00:20:34,240 Speaker 1: and paycheck City is gonna break out for you how 436 00:20:34,320 --> 00:20:36,800 Speaker 1: much you're gonna get. And if you do that, then 437 00:20:36,880 --> 00:20:38,840 Speaker 1: you can literally live under your means without having to 438 00:20:38,880 --> 00:20:40,920 Speaker 1: think about it because and you give yourself a little 439 00:20:41,000 --> 00:20:43,960 Speaker 1: raised in every category. So you might say to yourself, Okay, 440 00:20:44,160 --> 00:20:47,119 Speaker 1: i'm making an extra thousand, I'm going to absorb a 441 00:20:47,240 --> 00:20:51,200 Speaker 1: three hundred to increase my lifestyle, and the seven hundred 442 00:20:51,600 --> 00:20:54,280 Speaker 1: I'm gonna so some of that because you'll say, like, okay, 443 00:20:54,440 --> 00:20:56,560 Speaker 1: in my checking account that's attached to my debit card, 444 00:20:57,280 --> 00:20:59,520 Speaker 1: you know, an extra three hundred k land there, and 445 00:20:59,520 --> 00:21:01,240 Speaker 1: I could do whatever I want with it. Or maybe 446 00:21:01,280 --> 00:21:03,640 Speaker 1: you're going to purchase something and you're like, okay, I'm 447 00:21:03,720 --> 00:21:05,879 Speaker 1: financing it temporarily and it's gonna be an extra hundred 448 00:21:05,880 --> 00:21:08,679 Speaker 1: bucks a month. But you can tell yourself, allow yourself 449 00:21:08,680 --> 00:21:11,240 Speaker 1: to absorb some of that new income and the rest 450 00:21:11,280 --> 00:21:13,040 Speaker 1: you're going to have chopped up. If you do a 451 00:21:13,080 --> 00:21:15,320 Speaker 1: split it before you get it, you will not miss it. 452 00:21:15,400 --> 00:21:18,160 Speaker 1: I promise you. It will just land and you will 453 00:21:18,160 --> 00:21:20,159 Speaker 1: swipe your card and knowing you're not you're not swiping 454 00:21:20,200 --> 00:21:21,639 Speaker 1: bill money because you don't have a debit card for 455 00:21:21,680 --> 00:21:24,400 Speaker 1: your bills account. You're not swiping emergency savings, and you're 456 00:21:24,440 --> 00:21:27,960 Speaker 1: not swiping your long term savings. Your two checking should 457 00:21:27,960 --> 00:21:30,040 Speaker 1: be at your regular bank wherever you bank now, and 458 00:21:30,119 --> 00:21:33,280 Speaker 1: your two savings should be at an online only bank 459 00:21:33,960 --> 00:21:37,639 Speaker 1: because it has a high yield savings accounts there. Or 460 00:21:37,640 --> 00:21:39,600 Speaker 1: instead of getting paid zero zero zero zero zero zero 461 00:21:39,680 --> 00:21:42,480 Speaker 1: point one percent, you might get four almost five percent 462 00:21:42,560 --> 00:21:44,240 Speaker 1: on the money that you have saved there. If you 463 00:21:44,320 --> 00:21:45,920 Speaker 1: do that, sick, you're going to be good at a 464 00:21:46,000 --> 00:21:49,600 Speaker 1: good you gotta be great. But yeah, that's great. Honestly, 465 00:21:49,680 --> 00:21:51,600 Speaker 1: if you do that, every single time you get a bump, 466 00:21:51,880 --> 00:21:54,119 Speaker 1: you get a raise, you get a's pre planned for 467 00:21:54,200 --> 00:21:56,160 Speaker 1: the money. You will see that you will make whatever 468 00:21:56,200 --> 00:21:58,440 Speaker 1: your financial goals are. You'll be closer and closer. And 469 00:21:58,560 --> 00:22:00,840 Speaker 1: because you have two little kids, and you know, the 470 00:22:00,960 --> 00:22:03,159 Speaker 1: last thing I will say is at that, you know, 471 00:22:03,560 --> 00:22:06,200 Speaker 1: making you know six figures of multiple six figures. You know, 472 00:22:06,320 --> 00:22:10,160 Speaker 1: it's not a bad idea to consider infusing a certified 473 00:22:10,240 --> 00:22:13,600 Speaker 1: financial planner into the mix. You know, it's not so 474 00:22:13,760 --> 00:22:16,840 Speaker 1: like for me because I'm like growing wealth, Like I 475 00:22:17,040 --> 00:22:18,600 Speaker 1: meet with my actually I have my meeting with her 476 00:22:18,880 --> 00:22:21,880 Speaker 1: Angelie and my financial planner next week, but you don't 477 00:22:21,920 --> 00:22:24,560 Speaker 1: have to meet with them regularly. You can literally get 478 00:22:24,600 --> 00:22:27,880 Speaker 1: a certified financial planner that you just like they help 479 00:22:27,960 --> 00:22:29,640 Speaker 1: you create a plan and it's a one off it's 480 00:22:29,640 --> 00:22:31,600 Speaker 1: like twelve hundred dollars yea create a plan. You could 481 00:22:31,640 --> 00:22:34,080 Speaker 1: just do that, or you can have someone that you 482 00:22:34,119 --> 00:22:36,320 Speaker 1: speak to regularly, maybe you hire them for the year, 483 00:22:36,400 --> 00:22:40,119 Speaker 1: annually or just kind of project base. You just say, hey, 484 00:22:40,520 --> 00:22:42,399 Speaker 1: you know, sometimes there anywhere from like one hundred and 485 00:22:42,480 --> 00:22:44,640 Speaker 1: fifty bucks an hour to three hundred dollars an hour 486 00:22:44,920 --> 00:22:47,720 Speaker 1: to just basically talk through a financial thing that you're 487 00:22:47,760 --> 00:22:49,959 Speaker 1: working through. So the key is you want to pay 488 00:22:50,000 --> 00:22:52,960 Speaker 1: out of pocket, never of percentage of what you have invested, 489 00:22:53,400 --> 00:22:55,360 Speaker 1: because that's going to be very expensive down the line. 490 00:22:55,600 --> 00:22:58,400 Speaker 1: But like, especially if you have children, a financial planner 491 00:22:58,400 --> 00:23:00,640 Speaker 1: will help you create plans for them, you know, if 492 00:23:00,640 --> 00:23:02,480 Speaker 1: you want them to go to school or whatever. They'll 493 00:23:02,480 --> 00:23:04,480 Speaker 1: help you with estate planning. But it has to be 494 00:23:04,560 --> 00:23:08,120 Speaker 1: a certified financial planner. That's the gold star, the gold 495 00:23:08,200 --> 00:23:13,280 Speaker 1: standard in the financial space. A c FP player hated degree. 496 00:23:13,440 --> 00:23:16,720 Speaker 1: So you know, yeah, if you do that, you'll be good. 497 00:23:17,720 --> 00:23:20,240 Speaker 2: Yeah, And I will say I mean times may have changed. 498 00:23:20,320 --> 00:23:22,680 Speaker 3: But for educators, I know in a lot of public 499 00:23:22,760 --> 00:23:26,800 Speaker 3: school systems, those folks are available. Like a lot of 500 00:23:26,880 --> 00:23:32,119 Speaker 3: people miss the opportunity or don't recognize that they have 501 00:23:32,440 --> 00:23:36,400 Speaker 3: a financial planner that's attached to their retirement or attached 502 00:23:36,400 --> 00:23:38,040 Speaker 3: to Okay, I got a final question. 503 00:23:38,080 --> 00:23:41,800 Speaker 2: I promise this is your business person for you, it's 504 00:23:41,800 --> 00:23:42,360 Speaker 2: my business question. 505 00:23:42,400 --> 00:23:46,200 Speaker 1: Okay, go ahead. We got allowed it, not allowing it. 506 00:23:47,359 --> 00:23:50,360 Speaker 3: So this is me and on behalf of I want 507 00:23:50,400 --> 00:23:55,399 Speaker 3: to say other women of color who have found themselves 508 00:23:55,680 --> 00:24:00,159 Speaker 3: in similar positions as me. Okay, right, So we have have, 509 00:24:01,040 --> 00:24:03,520 Speaker 3: through I say, the grace of God and our own 510 00:24:03,560 --> 00:24:06,879 Speaker 3: gifts and talents, found ourselves in these positions as leaders, 511 00:24:07,000 --> 00:24:12,600 Speaker 3: CEOs and presidents. And let's be real, we have basically 512 00:24:13,200 --> 00:24:17,840 Speaker 3: used our intellectual property to make our way through right, 513 00:24:18,520 --> 00:24:26,119 Speaker 3: to be able to support push up, pull forward the 514 00:24:26,480 --> 00:24:29,040 Speaker 3: either the groups of people that we've led, or. 515 00:24:29,080 --> 00:24:31,800 Speaker 2: The organizations or the institutions that we leave. 516 00:24:32,880 --> 00:24:36,119 Speaker 3: What would be your advice to us in terms of 517 00:24:36,800 --> 00:24:40,240 Speaker 3: our intellectual property and ensuring that we're not. 518 00:24:40,480 --> 00:24:43,120 Speaker 2: Just giving away our gifts and talents, but that those 519 00:24:43,200 --> 00:24:44,280 Speaker 2: gifts and talents are. 520 00:24:44,320 --> 00:24:48,960 Speaker 3: Actually pulling back into our own financial security, our own 521 00:24:49,080 --> 00:24:50,000 Speaker 3: financial legacy. 522 00:24:50,359 --> 00:24:52,040 Speaker 2: What advice would you give? 523 00:24:53,200 --> 00:24:56,760 Speaker 1: So it depends on where you work, right because you know, 524 00:24:56,920 --> 00:24:59,600 Speaker 1: sometimes you know, I mean the people are you know, 525 00:24:59,800 --> 00:25:02,440 Speaker 1: the point of these organizations is, you know, they want 526 00:25:02,760 --> 00:25:05,560 Speaker 1: your gifts and talents. So you want to first make 527 00:25:05,600 --> 00:25:09,040 Speaker 1: sure what is the policy here about how I can 528 00:25:09,200 --> 00:25:13,040 Speaker 1: utilize my gifts and talents in a way that does 529 00:25:13,160 --> 00:25:16,080 Speaker 1: not conflict with what I'm doing here, you know. And 530 00:25:16,200 --> 00:25:18,360 Speaker 1: one of the best ways to do that typically is consulting. 531 00:25:18,480 --> 00:25:20,200 Speaker 1: This is what I have seen from some of my 532 00:25:20,240 --> 00:25:22,680 Speaker 1: friends who are like foot in the CEO to space, 533 00:25:22,760 --> 00:25:27,680 Speaker 1: but also oftentimes they can't speak for money because of 534 00:25:27,720 --> 00:25:30,280 Speaker 1: the position that they hold, which is okay, you know, 535 00:25:30,400 --> 00:25:32,600 Speaker 1: but they are allowed to consult. Well, obviously you have 536 00:25:32,720 --> 00:25:35,040 Speaker 1: to make sure that that is allowed within your the 537 00:25:35,119 --> 00:25:36,679 Speaker 1: space where you work. Like I had a friend who 538 00:25:37,200 --> 00:25:42,800 Speaker 1: who teaches people how to get like procurement like you know, 539 00:25:42,880 --> 00:25:46,359 Speaker 1: and so, but she worked for the city, like you know, 540 00:25:46,600 --> 00:25:49,639 Speaker 1: like looking at people's rfs and deciding. So it was 541 00:25:49,680 --> 00:25:51,600 Speaker 1: you know, she but she had to ask like, hey, 542 00:25:51,800 --> 00:25:54,040 Speaker 1: I teach people how to secure procurement. But then she's 543 00:25:54,040 --> 00:25:56,600 Speaker 1: on the other side looking at people who want, you know, 544 00:25:56,720 --> 00:25:59,160 Speaker 1: to secure procurement with the city, so she certainly had 545 00:25:59,200 --> 00:26:03,360 Speaker 1: to ask. She actually and subsequently switching to another job 546 00:26:03,440 --> 00:26:05,680 Speaker 1: that paid really well but allowed her to also have 547 00:26:05,840 --> 00:26:10,520 Speaker 1: this business that she's starting. So consider consulting. Consider you know, 548 00:26:10,640 --> 00:26:13,840 Speaker 1: I'm creating an LLC in a business, So not just 549 00:26:13,920 --> 00:26:17,080 Speaker 1: consulting as like, hey, I'm Tiffany consulting. No, there's so many, 550 00:26:17,960 --> 00:26:21,280 Speaker 1: so many tax benefits to a business because the government 551 00:26:21,520 --> 00:26:25,600 Speaker 1: knows that like the back of this economy is built 552 00:26:25,760 --> 00:26:30,640 Speaker 1: on the small businesses, and so as a result, there 553 00:26:30,680 --> 00:26:33,040 Speaker 1: are so many tax benefits that are not available to 554 00:26:33,080 --> 00:26:35,560 Speaker 1: the individual. So I would start, you know, like a 555 00:26:36,359 --> 00:26:39,960 Speaker 1: lazy Robinson LLC and you know, and so allow the 556 00:26:40,000 --> 00:26:42,040 Speaker 1: people to pay me through that, and then that way 557 00:26:42,080 --> 00:26:44,399 Speaker 1: I can write off, like, girl, this hair, don't do yourself? 558 00:26:44,720 --> 00:26:46,960 Speaker 1: Would I pay for this hand because guess what, I'm 559 00:26:47,000 --> 00:26:49,399 Speaker 1: taping something next week, and so would I pay the 560 00:26:49,600 --> 00:26:51,560 Speaker 1: one hundred two hundred dollars to get my hair retighten? 561 00:26:52,359 --> 00:26:55,120 Speaker 1: Best believe budget needs to pay for that. Okay, there's 562 00:26:55,119 --> 00:26:56,879 Speaker 1: certain clothes that I literally set aside that a just 563 00:26:56,960 --> 00:26:59,040 Speaker 1: budget needs to close. Like I'm I'm pretty much a 564 00:26:59,080 --> 00:27:01,919 Speaker 1: tomboy outside like the stage and so I'm like budget 565 00:27:01,920 --> 00:27:04,920 Speaker 1: needs to have a set aside money for that and 566 00:27:05,080 --> 00:27:07,080 Speaker 1: even better, like I was doing rent the runway, which 567 00:27:07,080 --> 00:27:09,320 Speaker 1: is even better because it really proves I'm literally just 568 00:27:09,400 --> 00:27:12,240 Speaker 1: renting these clothes for the time being for this particular business. 569 00:27:12,240 --> 00:27:13,439 Speaker 1: So you want to be able to write things off 570 00:27:13,480 --> 00:27:17,239 Speaker 1: by having and securing like having a business also too. 571 00:27:17,320 --> 00:27:19,560 Speaker 1: The beautiful part of is is that this is what 572 00:27:19,600 --> 00:27:22,359 Speaker 1: I learned from my friend who has a procurement business, 573 00:27:22,800 --> 00:27:25,440 Speaker 1: is that then you can qualify for a small black 574 00:27:25,520 --> 00:27:28,800 Speaker 1: woman owned business and allows you, you know, to potentially 575 00:27:28,840 --> 00:27:31,679 Speaker 1: get even more contract work. And then I would also 576 00:27:32,400 --> 00:27:34,480 Speaker 1: you know, like one of my one of my really 577 00:27:34,520 --> 00:27:36,520 Speaker 1: great friends, Tony, she's also my attorney. Shout out to 578 00:27:36,600 --> 00:27:38,679 Speaker 1: Tony Moore, the best attorney in the world. A sister, 579 00:27:38,760 --> 00:27:41,600 Speaker 1: because you know, we love a smart sister. Tony used 580 00:27:41,640 --> 00:27:43,240 Speaker 1: to remind me, I remember one time I was working 581 00:27:43,359 --> 00:27:45,040 Speaker 1: with I'll just keep it like, I was working with 582 00:27:45,080 --> 00:27:48,679 Speaker 1: people who I didn't trust, and I was they did 583 00:27:48,760 --> 00:27:50,720 Speaker 1: something that was kind of underhanded and I was like, ooh, 584 00:27:51,119 --> 00:27:53,080 Speaker 1: and Tony found it in one of our contracts. I said, ooh, 585 00:27:53,080 --> 00:27:56,159 Speaker 1: grum about to tail her off and told her to 586 00:27:57,880 --> 00:28:00,760 Speaker 1: She said Tiffany, everyone doesn't need to know how smart 587 00:28:00,800 --> 00:28:03,560 Speaker 1: you are. And I was like, come here, come out. 588 00:28:03,960 --> 00:28:05,919 Speaker 1: Everyone doesn't need to know how smart you are. There 589 00:28:05,960 --> 00:28:08,919 Speaker 1: are instances where it is best for people to underestimate 590 00:28:08,960 --> 00:28:10,480 Speaker 1: you so they can show their hand and you can 591 00:28:10,560 --> 00:28:14,280 Speaker 1: move accordingly. And I was like, what so I can't 592 00:28:14,280 --> 00:28:16,639 Speaker 1: tell her off? She's said now because she was like, 593 00:28:16,760 --> 00:28:19,479 Speaker 1: look how she's exposing all of these things and as 594 00:28:19,560 --> 00:28:21,600 Speaker 1: a result, we're putting it in a contract. And look 595 00:28:21,640 --> 00:28:25,119 Speaker 1: how you've locked in a contract that is overly unfavorable 596 00:28:25,400 --> 00:28:27,600 Speaker 1: and you're because she does not know how smart you are. 597 00:28:27,920 --> 00:28:30,200 Speaker 1: So she's just telling me on And I was like, oh, girl, 598 00:28:30,280 --> 00:28:32,600 Speaker 1: I guess you know. But she was right, you know, 599 00:28:34,400 --> 00:28:36,240 Speaker 1: you know, she was like calling a girlfriend and fuss 600 00:28:36,320 --> 00:28:37,879 Speaker 1: fuss with a girlfriend, you know, be like girl, you 601 00:28:38,000 --> 00:28:39,840 Speaker 1: know you know, She's like, that's what you call them for. 602 00:28:40,040 --> 00:28:42,360 Speaker 1: But now let them expose their hand and think that 603 00:28:42,440 --> 00:28:44,239 Speaker 1: you don't know, you know, mean, while I'm over here, 604 00:28:44,240 --> 00:28:45,880 Speaker 1: it's like, she said, what notpen in a contract? What 605 00:28:45,960 --> 00:28:48,200 Speaker 1: else does she say? So I say that to say 606 00:28:49,000 --> 00:28:51,760 Speaker 1: that where you work, if you know that this is 607 00:28:51,840 --> 00:28:54,520 Speaker 1: not your forever, forever, forever spot, you don't have to 608 00:28:54,560 --> 00:28:58,280 Speaker 1: bring all of your brilliance here. Everyone you can set 609 00:28:58,280 --> 00:29:00,640 Speaker 1: aside like and this is for me to the side 610 00:29:00,680 --> 00:29:02,880 Speaker 1: and work on projects that you plan to launch when 611 00:29:02,920 --> 00:29:06,280 Speaker 1: you're not there. You know, come on, you know that's 612 00:29:06,320 --> 00:29:06,960 Speaker 1: what I would be doing. 613 00:29:07,040 --> 00:29:07,160 Speaker 2: Now. 614 00:29:07,240 --> 00:29:09,520 Speaker 1: The beautiful thing is certainly you could test out some 615 00:29:09,640 --> 00:29:12,160 Speaker 1: hypotheses where you are, which is great because Chad, while 616 00:29:12,200 --> 00:29:15,560 Speaker 1: we're here, we're gonna learn. But it doesn't mean that 617 00:29:15,640 --> 00:29:18,960 Speaker 1: I have to roll out the full idea here necessarily 618 00:29:19,560 --> 00:29:23,200 Speaker 1: because I'm saving that from me and my LLC, you know, 619 00:29:23,560 --> 00:29:25,520 Speaker 1: So like just keeping that in mind that like you know, 620 00:29:25,720 --> 00:29:27,480 Speaker 1: like you know, I can build this. You know, this 621 00:29:27,560 --> 00:29:29,000 Speaker 1: is a good tester and I'm building it and I'm 622 00:29:29,280 --> 00:29:31,160 Speaker 1: you know, this doesn't take away from the company. But 623 00:29:31,240 --> 00:29:32,600 Speaker 1: you don't have you don't you don't owe it to 624 00:29:32,720 --> 00:29:36,080 Speaker 1: anyone to give your you know, your life's blood in 625 00:29:36,280 --> 00:29:39,240 Speaker 1: every drop of brilliance now where they say that at no, 626 00:29:39,320 --> 00:29:42,520 Speaker 1: you don't have to do all that, you know. So yeah, 627 00:29:42,600 --> 00:29:44,720 Speaker 1: so that's what I would say is that, like get 628 00:29:44,760 --> 00:29:48,040 Speaker 1: your a LLC consider some consulting work also too. You know, 629 00:29:48,120 --> 00:29:50,800 Speaker 1: you've got a really great network and so you know, 630 00:29:51,000 --> 00:29:53,360 Speaker 1: asking people in your space I'm very candid how you 631 00:29:53,440 --> 00:29:56,000 Speaker 1: make money? Literally, I was asking, you know, I was 632 00:29:56,080 --> 00:29:58,320 Speaker 1: just asking in front of my yesterday. I was like, well, girl, 633 00:29:58,360 --> 00:29:59,880 Speaker 1: how are you making money like that? She was like, oh, 634 00:30:00,120 --> 00:30:02,640 Speaker 1: I'm doing this, and I'm like, oh, that's funny. I 635 00:30:02,760 --> 00:30:04,840 Speaker 1: was just like, Okay, good to know because when you 636 00:30:04,960 --> 00:30:07,120 Speaker 1: do that, because you want your friends in the space 637 00:30:07,360 --> 00:30:08,920 Speaker 1: when they figure out a new way to make money 638 00:30:08,960 --> 00:30:10,680 Speaker 1: to tap you on the shoulder and you're like, child, look, 639 00:30:10,760 --> 00:30:12,320 Speaker 1: I just learned how to make money in this way. 640 00:30:12,720 --> 00:30:15,000 Speaker 1: Here's the thing you want to try. And like I said, again, 641 00:30:15,320 --> 00:30:17,440 Speaker 1: save some of that brilliance for you. Test that your 642 00:30:17,520 --> 00:30:20,240 Speaker 1: hypotheses in the space that you're in now. But save 643 00:30:20,360 --> 00:30:22,360 Speaker 1: some brilliance for you if you have it in your 644 00:30:22,400 --> 00:30:23,840 Speaker 1: mind that one day you're going to step out and 645 00:30:23,960 --> 00:30:26,360 Speaker 1: just be you yourself. This is for anyone you know listening. 646 00:30:26,640 --> 00:30:28,120 Speaker 1: You know you don't owe to anyone to give all 647 00:30:28,120 --> 00:30:29,880 Speaker 1: your things. Everyone doesn't need to know how smart you are. 648 00:30:29,960 --> 00:30:31,920 Speaker 1: You know you can say some things for yourself. There's 649 00:30:31,960 --> 00:30:34,680 Speaker 1: nothing morally wrong with that. And so yeah, and then 650 00:30:35,000 --> 00:30:37,160 Speaker 1: you know, the beautiful thing that, like my friend Cabra 651 00:30:37,320 --> 00:30:40,760 Speaker 1: always reminds me, is that you are like you know, 652 00:30:40,920 --> 00:30:45,000 Speaker 1: the sauce sold separately, you know, like it's you. You're like, 653 00:30:45,120 --> 00:30:47,120 Speaker 1: you know sometimes you think you said, oh, you know, 654 00:30:47,320 --> 00:30:49,040 Speaker 1: someone's going to be able to do the things. No, 655 00:30:49,240 --> 00:30:51,959 Speaker 1: because the sauce is sold separately, you know, like everybody 656 00:30:52,000 --> 00:30:54,280 Speaker 1: can baked chicken, but is it flavored sins? 657 00:30:54,480 --> 00:30:55,120 Speaker 3: Like what is this? 658 00:30:55,960 --> 00:30:57,640 Speaker 1: Like you know what I mean? You are the sauce 659 00:30:57,720 --> 00:30:59,560 Speaker 1: and it is sold separately, and where you are is 660 00:30:59,600 --> 00:31:02,320 Speaker 1: where it goes. You know, you never have to wonder 661 00:31:02,360 --> 00:31:04,920 Speaker 1: because people can only ever do if they're copying you 662 00:31:05,040 --> 00:31:09,680 Speaker 1: what you've already done. They're late, yes, they're yes. You 663 00:31:09,800 --> 00:31:11,680 Speaker 1: take that brilliance with you, and then as long as 664 00:31:11,720 --> 00:31:13,720 Speaker 1: you carry that with you and you have a good network, 665 00:31:13,800 --> 00:31:17,480 Speaker 1: Like network, especially networking with other amazing black women is 666 00:31:17,520 --> 00:31:18,560 Speaker 1: so critically important. 667 00:31:18,800 --> 00:31:18,960 Speaker 2: You know. 668 00:31:19,160 --> 00:31:20,640 Speaker 1: Like when we tatted on the phone, I just learned 669 00:31:20,680 --> 00:31:22,760 Speaker 1: so much and I was like, oh, my mind just 670 00:31:22,840 --> 00:31:26,840 Speaker 1: like exploded about what what's possible in this space, you know, 671 00:31:27,440 --> 00:31:29,440 Speaker 1: and so like that's important too, to have a network 672 00:31:29,480 --> 00:31:31,480 Speaker 1: of people that you could just pour into and be 673 00:31:31,600 --> 00:31:32,840 Speaker 1: poured into by you know. 674 00:31:33,120 --> 00:31:35,480 Speaker 2: So yeah, I will tell you the best the best 675 00:31:35,520 --> 00:31:37,240 Speaker 2: advice you gave me just lifted my soul. 676 00:31:37,800 --> 00:31:41,360 Speaker 3: You said, Lucy, you ain't never gonna be broke because 677 00:31:41,400 --> 00:31:43,080 Speaker 3: the brilliance that got you where you are. 678 00:31:43,160 --> 00:31:45,480 Speaker 2: Now it's the same brilliance you want. And I said, 679 00:31:45,880 --> 00:31:50,360 Speaker 2: you know what, and that post traumatic brokes in said 680 00:31:51,920 --> 00:31:55,360 Speaker 2: broke a chain, Honey. I was much around the house. 681 00:31:55,440 --> 00:31:57,200 Speaker 2: I was like, the change have been broken. 682 00:32:00,760 --> 00:32:03,000 Speaker 1: You are brilliant. It's like, girl, I'm sorry, does that 683 00:32:03,040 --> 00:32:03,680 Speaker 1: brain not work? 684 00:32:03,920 --> 00:32:04,160 Speaker 2: Girl? 685 00:32:04,280 --> 00:32:07,320 Speaker 1: Please? It's like you're here people like if you threw 686 00:32:07,360 --> 00:32:08,760 Speaker 1: me into the wild, that is I would come that. 687 00:32:08,920 --> 00:32:11,200 Speaker 1: We're in a lion skin and it's like that's your 688 00:32:12,000 --> 00:32:13,920 Speaker 1: like you are the sauce. Like as long as you 689 00:32:14,040 --> 00:32:16,320 Speaker 1: know that, you carry that with you. Please like you 690 00:32:16,440 --> 00:32:18,160 Speaker 1: are And I know that about myself. It took me 691 00:32:18,200 --> 00:32:19,760 Speaker 1: a while to learn that, but I was a tivvy. 692 00:32:19,760 --> 00:32:22,000 Speaker 1: You will never be broke. There is always a phone 693 00:32:22,040 --> 00:32:24,920 Speaker 1: call I can make. There is always someone who I 694 00:32:25,000 --> 00:32:28,080 Speaker 1: can help who is willing to pay for that help always, 695 00:32:28,440 --> 00:32:30,160 Speaker 1: And so I might not make as much as i'd like, 696 00:32:30,280 --> 00:32:31,480 Speaker 1: but I'm not going to be broke. 697 00:32:32,160 --> 00:32:32,320 Speaker 3: You know. 698 00:32:33,240 --> 00:32:34,960 Speaker 1: You know, when you make it a business of helping 699 00:32:35,000 --> 00:32:37,040 Speaker 1: other people, people will pour back into you when you're 700 00:32:37,040 --> 00:32:39,520 Speaker 1: in need. So you you're you will be fine. It's 701 00:32:39,640 --> 00:32:42,280 Speaker 1: just like knowing that and then navigating from that space 702 00:32:42,400 --> 00:32:44,880 Speaker 1: that's critical. You don't want to navigate from a space 703 00:32:44,960 --> 00:32:47,120 Speaker 1: of like I feel this deficit. You want to navigate 704 00:32:47,160 --> 00:32:50,000 Speaker 1: from the space of like, No, I will always be fine, 705 00:32:50,080 --> 00:32:52,000 Speaker 1: like I the safety nets are in place. I don't 706 00:32:52,000 --> 00:32:53,760 Speaker 1: actually have to play safe. I can go leap and 707 00:32:53,840 --> 00:32:56,280 Speaker 1: jump like safety nets are in place. 708 00:32:57,160 --> 00:33:04,680 Speaker 2: You know, women the Boston listening, it is because you 709 00:33:04,880 --> 00:33:08,120 Speaker 2: have just dropped some knowledge and they need to understand it. 710 00:33:08,160 --> 00:33:10,480 Speaker 3: And we as black women, we as women of color, 711 00:33:10,560 --> 00:33:13,600 Speaker 3: have to consistently tell each other that you are brilliant. Yes, 712 00:33:13,840 --> 00:33:16,760 Speaker 3: what got you here is not just gonna keep you here, 713 00:33:16,880 --> 00:33:19,200 Speaker 3: It's gonna stratusy, It's gonna push you to the next 714 00:33:19,280 --> 00:33:19,960 Speaker 3: stratus there. 715 00:33:20,320 --> 00:33:22,680 Speaker 2: And I love that about you. You reminded me about 716 00:33:22,720 --> 00:33:23,720 Speaker 2: that about myself. 717 00:33:24,400 --> 00:33:26,400 Speaker 3: And I love that you just said that spoke that 718 00:33:26,520 --> 00:33:29,920 Speaker 3: to all of the brilliant women out there that are 719 00:33:30,120 --> 00:33:33,720 Speaker 3: on that trajectory of president CEO leadership, that. 720 00:33:33,760 --> 00:33:36,400 Speaker 2: Their brilliance is within them. They have everything that they need. 721 00:33:36,760 --> 00:33:40,760 Speaker 1: To succeed everything. And this is a little bland. They 722 00:33:40,800 --> 00:33:44,960 Speaker 1: had a black promo. If I know you already know 723 00:33:45,120 --> 00:33:47,600 Speaker 1: that I do have a number of mentees. I think 724 00:33:47,680 --> 00:33:49,840 Speaker 1: right now we're up to thirty seven hundred mentees in 725 00:33:49,880 --> 00:33:54,000 Speaker 1: our Patreon my mentor I now Patriot's currently twenty bucks 726 00:33:54,040 --> 00:33:56,800 Speaker 1: a month. Girl, and that's nothing. Oh it's a lie. 727 00:33:56,960 --> 00:33:59,960 Speaker 1: We get a women have lazy comespeed because a girl 728 00:34:00,080 --> 00:34:02,600 Speaker 1: would love you. So I like to have guest speakers sometimes, 729 00:34:02,640 --> 00:34:05,560 Speaker 1: so once a month you get a live lesson and 730 00:34:05,640 --> 00:34:08,000 Speaker 1: sometimes it's me, sometimes it's a guest speaker, like the 731 00:34:08,400 --> 00:34:10,800 Speaker 1: we have a guest speaker coming. Doctor Ortiz, who I mentioned, 732 00:34:10,880 --> 00:34:13,680 Speaker 1: is the Vice superintendent of the City of Newark. She's 733 00:34:13,719 --> 00:34:16,799 Speaker 1: coming to talk about curriculums. Like, you know, you all 734 00:34:16,840 --> 00:34:18,800 Speaker 1: want to make these courses and you want to sell curriculums. 735 00:34:18,800 --> 00:34:20,360 Speaker 1: She's like, here's what they ought to look like. So 736 00:34:20,440 --> 00:34:23,399 Speaker 1: she's teaching that class, which I'm excited about. There's also 737 00:34:23,480 --> 00:34:26,719 Speaker 1: a weekly like kind of like chats business chats with 738 00:34:26,800 --> 00:34:29,160 Speaker 1: the other mentees that you get to do digitally. There's 739 00:34:29,239 --> 00:34:31,759 Speaker 1: a monthly networking session that is so much fun that 740 00:34:31,880 --> 00:34:34,040 Speaker 1: they do. And also I like to come meet the 741 00:34:34,120 --> 00:34:36,480 Speaker 1: mentees in person. So when I have a speaking engagement 742 00:34:36,520 --> 00:34:38,839 Speaker 1: in the city, I'm making my business to go out 743 00:34:38,840 --> 00:34:41,759 Speaker 1: to dinner with about twenty to twenty five and we 744 00:34:41,840 --> 00:34:42,399 Speaker 1: have all the time. 745 00:34:42,800 --> 00:34:43,160 Speaker 3: M hm. 746 00:34:44,360 --> 00:34:46,040 Speaker 1: That's what you want to know. DC that time that 747 00:34:46,080 --> 00:34:48,200 Speaker 1: I did the wealth walk, right, you want to rest? 748 00:34:48,719 --> 00:34:49,719 Speaker 2: Yes? So we did. 749 00:34:49,920 --> 00:34:51,840 Speaker 1: We did. We did a mentee meetup and it was 750 00:34:52,000 --> 00:34:56,120 Speaker 1: so good, just like it's so amazing, just twenty five 751 00:34:56,160 --> 00:34:59,600 Speaker 1: black brown women talking about their businesses, you know, sharing 752 00:34:59,640 --> 00:35:02,200 Speaker 1: what they need. And there were so many educators in 753 00:35:02,320 --> 00:35:05,360 Speaker 1: that space, so many and to see them intermingle, like 754 00:35:05,400 --> 00:35:07,120 Speaker 1: gird your work where you do what I do, that 755 00:35:07,160 --> 00:35:09,960 Speaker 1: I can help you with this. It was amazing. So 756 00:35:10,560 --> 00:35:12,160 Speaker 1: if you want to be a mentee, head on over 757 00:35:12,239 --> 00:35:15,040 Speaker 1: to my mentor Tiffany dot com. Join us over there. 758 00:35:15,040 --> 00:35:17,680 Speaker 1: It's good over there or whatever. But I'd be remiss 759 00:35:17,840 --> 00:35:22,480 Speaker 1: to saying other educators. If you're an educator, or you 760 00:35:22,600 --> 00:35:24,800 Speaker 1: know an educator, or your friends with an educator, you 761 00:35:24,880 --> 00:35:27,520 Speaker 1: mad to educator, you gave birth to an educator child, 762 00:35:28,040 --> 00:35:31,160 Speaker 1: go ahead on over and get you justice seekers. Lacey 763 00:35:31,440 --> 00:35:34,560 Speaker 1: Robertson's new book, Pursuing Equity in the Details of Teaching 764 00:35:34,640 --> 00:35:40,000 Speaker 1: and Learning because children truly are our future and without education, 765 00:35:40,200 --> 00:35:41,919 Speaker 1: that is glean. What does glean stand for? Again? 766 00:35:42,040 --> 00:35:47,680 Speaker 3: Lacey Glean is a grade level engaging, affirming, meaningful instruction. 767 00:35:48,120 --> 00:35:51,320 Speaker 1: I love that and so without that, you know, like 768 00:35:51,440 --> 00:35:54,120 Speaker 1: what are we actually doing? You know? I used to 769 00:35:54,160 --> 00:35:56,200 Speaker 1: always tell my parents when I talk, like this is 770 00:35:56,239 --> 00:35:58,440 Speaker 1: the baby that's gonna knock you over the head when 771 00:35:58,440 --> 00:36:00,160 Speaker 1: you eight years old and steal your purse, or the 772 00:36:00,239 --> 00:36:02,280 Speaker 1: one that's going to like do your open heart surgery. 773 00:36:02,600 --> 00:36:04,600 Speaker 1: You know, we going to the hospital. So it really 774 00:36:04,719 --> 00:36:07,440 Speaker 1: it's you and how you treat this child that's going 775 00:36:07,480 --> 00:36:08,840 Speaker 1: to depend on how you gonna meet them later on 776 00:36:08,880 --> 00:36:10,160 Speaker 1: their life, because you're going to meet them later on 777 00:36:10,239 --> 00:36:10,560 Speaker 1: their life. 778 00:36:11,040 --> 00:36:12,799 Speaker 2: Yes you are, Yes you are. 779 00:36:13,360 --> 00:36:15,040 Speaker 1: And so Lacy, where can they get your book? Just 780 00:36:15,120 --> 00:36:17,400 Speaker 1: the Seekers, So Justice. 781 00:36:17,200 --> 00:36:20,200 Speaker 3: Secrets available at any You can go to Amazon, you 782 00:36:20,239 --> 00:36:22,239 Speaker 3: can go to Barns and Nobles Target. 783 00:36:22,320 --> 00:36:24,000 Speaker 2: I was in Books a Million this morning. 784 00:36:24,360 --> 00:36:26,880 Speaker 3: I saw it there. So you can go online. You 785 00:36:26,960 --> 00:36:30,600 Speaker 3: can go to Unbounded dot org to our website, my 786 00:36:30,640 --> 00:36:33,920 Speaker 3: company's website, and it has the QR code where you 787 00:36:34,000 --> 00:36:35,800 Speaker 3: can order the book straight from the publisher. 788 00:36:36,920 --> 00:36:40,120 Speaker 1: Yeah, and they follow you if they want to connect 789 00:36:40,160 --> 00:36:42,799 Speaker 1: and follow you, because he's awesome about they homme jown 790 00:36:42,920 --> 00:36:47,240 Speaker 1: you know what I'm saying that's close. 791 00:36:49,600 --> 00:36:52,279 Speaker 3: So you can follow me on Instagram at unbounded dot 792 00:36:52,440 --> 00:36:56,320 Speaker 3: org or at ms ms Lacy Robinson, same thing Facebook, 793 00:36:56,440 --> 00:36:58,680 Speaker 3: unbound a dot org or miss Lady Robinson. 794 00:36:58,840 --> 00:37:01,600 Speaker 2: You can find me on LinkedIn and also on Twitter. 795 00:37:01,840 --> 00:37:05,440 Speaker 2: My Twitter handle is miss Lacey Robinson or unbounded dot org. 796 00:37:05,640 --> 00:37:08,120 Speaker 1: So so I just want to say thank you so 797 00:37:08,200 --> 00:37:10,640 Speaker 1: much Lazy for comming. You are really like your book, 798 00:37:10,760 --> 00:37:12,719 Speaker 1: which is youall know, just a ray of subject. First 799 00:37:12,719 --> 00:37:15,320 Speaker 1: of all, these glasses are giving life on if you 800 00:37:15,440 --> 00:37:18,160 Speaker 1: watched our on YouTube like we told you too, you 801 00:37:18,200 --> 00:37:21,719 Speaker 1: could see her beautiful, amazing glasses. No, but just thank 802 00:37:21,760 --> 00:37:23,360 Speaker 1: you for coming. Thank you for the work that you 803 00:37:23,520 --> 00:37:26,320 Speaker 1: do because you know, at this space is not easy 804 00:37:26,520 --> 00:37:29,239 Speaker 1: and you know, so many of us, like I mentioned before, 805 00:37:29,320 --> 00:37:31,759 Speaker 1: top down because it just got to be too much. 806 00:37:32,120 --> 00:37:34,239 Speaker 1: But we need, you know, we need us still here 807 00:37:34,320 --> 00:37:36,560 Speaker 1: and to know that not only are you here, you 808 00:37:36,719 --> 00:37:40,320 Speaker 1: are in you know, like you are on top, you know, 809 00:37:40,800 --> 00:37:43,440 Speaker 1: like you are leading an organization that is leading other 810 00:37:43,800 --> 00:37:45,719 Speaker 1: you know, educators. So we're just really grateful for you. 811 00:37:45,880 --> 00:37:48,799 Speaker 2: Thank you, thank you so much, Thank you so much 812 00:37:48,800 --> 00:37:50,280 Speaker 2: for the opportunity. 813 00:37:50,360 --> 00:37:52,560 Speaker 1: And we'll be back in black and BN A and 814 00:37:52,640 --> 00:37:55,200 Speaker 1: Q and A next week, y'all so send us to 815 00:37:55,239 --> 00:37:58,080 Speaker 1: your favorite educator yet, no, they need to hear it. Okay, 816 00:38:00,040 --> 00:38:01,239 Speaker 1: I'll see you next week by yea