1 00:00:00,120 --> 00:00:02,600 Speaker 1: If you've ever wondered why you're still not rich even 2 00:00:02,640 --> 00:00:05,080 Speaker 1: though you work hard, you save money, you do everything 3 00:00:05,120 --> 00:00:05,600 Speaker 1: you're told. 4 00:00:05,480 --> 00:00:08,000 Speaker 2: To do, this video will show you exactly why. 5 00:00:08,039 --> 00:00:09,640 Speaker 1: And even better, it's going to show you how to 6 00:00:09,640 --> 00:00:11,719 Speaker 1: fix this without having to work harder, without having to 7 00:00:11,760 --> 00:00:15,280 Speaker 1: work longer, because wealth doesn't just happen, it's engineered, and 8 00:00:15,320 --> 00:00:18,560 Speaker 1: the people who understand how to engineer it ever played 9 00:00:18,560 --> 00:00:20,759 Speaker 1: by the rules that you were taught real quick. My 10 00:00:20,840 --> 00:00:23,040 Speaker 1: name is Mark Moss. I've built and sold multiple companies. 11 00:00:23,040 --> 00:00:25,480 Speaker 1: I'm a partner to leading bitcoin venture fund. I've coached 12 00:00:25,480 --> 00:00:29,200 Speaker 1: over sixty five hundred people on these exact wealth building strategies. 13 00:00:29,560 --> 00:00:32,880 Speaker 2: So let's go. Okay, So from the time. 14 00:00:32,640 --> 00:00:35,000 Speaker 1: You were a kid, right, they gave you this script, 15 00:00:35,200 --> 00:00:37,479 Speaker 1: you know, the one go to school, get good grades, 16 00:00:37,560 --> 00:00:40,440 Speaker 1: go to college, get a job, buy a house, save money, 17 00:00:40,560 --> 00:00:41,440 Speaker 1: retire someday. 18 00:00:41,760 --> 00:00:44,839 Speaker 2: Right, that was the plan, That was the American dream. 19 00:00:44,960 --> 00:00:47,120 Speaker 2: And that script it used to work. 20 00:00:47,400 --> 00:00:49,520 Speaker 1: Now, that used to work when we had sound money, 21 00:00:49,600 --> 00:00:53,000 Speaker 1: when we had low inflation. But that world, it no 22 00:00:53,080 --> 00:00:56,720 Speaker 1: longer exists today. That script's not freedom anymore. Now. 23 00:00:56,800 --> 00:00:58,240 Speaker 2: That script is a trap. 24 00:00:58,480 --> 00:01:02,200 Speaker 1: Right. It doesn't create wealth, creates dependency on a system. 25 00:01:02,240 --> 00:01:06,120 Speaker 1: It creates workers, it creates tax beyers, creates debtors, but 26 00:01:06,200 --> 00:01:09,240 Speaker 1: not owners. Right now, the system wasn't designed to make 27 00:01:09,280 --> 00:01:12,960 Speaker 1: you wealthy. It was designed to make you predictable. It 28 00:01:13,000 --> 00:01:16,080 Speaker 1: was a system built to produce employees who show up. 29 00:01:16,400 --> 00:01:18,480 Speaker 1: They show up on time, they pay their taxes, they 30 00:01:18,800 --> 00:01:20,240 Speaker 1: spend their paychecks right. 31 00:01:20,240 --> 00:01:21,160 Speaker 2: They're consumers. 32 00:01:21,400 --> 00:01:24,039 Speaker 1: They never question the rules, and most people they never 33 00:01:24,120 --> 00:01:26,399 Speaker 1: realize they're following this script. 34 00:01:26,720 --> 00:01:28,480 Speaker 2: So here's what you have to understand. 35 00:01:28,760 --> 00:01:32,480 Speaker 1: You're either building this system or the system is building you. 36 00:01:32,480 --> 00:01:35,440 Speaker 1: You either design your own life and your wealth engine, 37 00:01:35,640 --> 00:01:38,720 Speaker 1: or you get designed by somebody else's. That's why my 38 00:01:38,880 --> 00:01:42,240 Speaker 1: mantra is built or be built. You see, most people 39 00:01:42,280 --> 00:01:45,600 Speaker 1: are being built. They have no plan, they have no strategy, 40 00:01:45,959 --> 00:01:48,800 Speaker 1: they have no control. Now, I've coached thousands of people 41 00:01:49,720 --> 00:01:52,480 Speaker 1: and they're all exhausted. They're all working harder than ever. 42 00:01:52,800 --> 00:01:56,120 Speaker 1: They're doing everything right. But the problem is they're getting nowhere. 43 00:01:56,400 --> 00:01:59,639 Speaker 1: And the answer why is pretty obvious because they don't 44 00:01:59,680 --> 00:02:03,560 Speaker 1: know they're even playing a game. But the billionaires, they 45 00:02:03,560 --> 00:02:06,640 Speaker 1: know exactly what game they're playing. They know the rules, 46 00:02:06,760 --> 00:02:09,520 Speaker 1: they know the players, they know the objective. They have 47 00:02:09,560 --> 00:02:12,280 Speaker 1: the strategy, and more importantly, they have the cheat code. 48 00:02:12,960 --> 00:02:14,920 Speaker 1: How do you expect to win a game when you 49 00:02:14,960 --> 00:02:18,480 Speaker 1: don't even know you're playing it? The answer is you can't, right, 50 00:02:18,600 --> 00:02:20,280 Speaker 1: So I'm gonna show you the game. I'm gonna show 51 00:02:20,280 --> 00:02:22,240 Speaker 1: you the rules how the system is engineered to keep 52 00:02:22,240 --> 00:02:24,960 Speaker 1: you poor, so you can flip the script and you. 53 00:02:24,919 --> 00:02:25,400 Speaker 2: Can win it. 54 00:02:25,840 --> 00:02:29,040 Speaker 1: All right, So, if the system is engineered to keep 55 00:02:29,040 --> 00:02:32,280 Speaker 1: you poor, then wealth has to be engineered. It has 56 00:02:32,320 --> 00:02:36,120 Speaker 1: to be engineered specifically to set you free. But first 57 00:02:36,320 --> 00:02:39,480 Speaker 1: you need to understand exactly how the trap actually works, 58 00:02:39,600 --> 00:02:42,119 Speaker 1: because once you see it, then you can avoid it, 59 00:02:42,280 --> 00:02:45,400 Speaker 1: and more importantly, you can flip it. Right, The system 60 00:02:45,480 --> 00:02:49,119 Speaker 1: keeps you poor through four specific traps. The crazy part 61 00:02:49,240 --> 00:02:52,680 Speaker 1: is that most people fall into all four without even 62 00:02:52,720 --> 00:02:55,800 Speaker 1: realizing it. Let's break them down. Trap number one is 63 00:02:55,919 --> 00:02:58,600 Speaker 1: something called the debt trap. Now, the system teaches you 64 00:02:59,040 --> 00:03:03,680 Speaker 1: to use the wrong way or not use it at all. Right, Now, 65 00:03:03,680 --> 00:03:05,800 Speaker 1: it does this on purpose. They teach you to borrow 66 00:03:05,840 --> 00:03:08,800 Speaker 1: money for things that lose value, borrow money for cars, 67 00:03:08,880 --> 00:03:13,120 Speaker 1: for weddings, for degrees, consumption lifestyle. Right, you finance the 68 00:03:13,160 --> 00:03:15,360 Speaker 1: life that you can't afford. You end up with you 69 00:03:15,440 --> 00:03:18,360 Speaker 1: end up working for decades to pay off things that 70 00:03:18,400 --> 00:03:20,919 Speaker 1: are already gone. But if we're going to use debt, 71 00:03:20,960 --> 00:03:24,440 Speaker 1: we want to use debt for things that last, that 72 00:03:24,680 --> 00:03:27,400 Speaker 1: turn into something productive. Let me give you an example. 73 00:03:27,840 --> 00:03:30,399 Speaker 1: Earlier this year, I bought my daughter a brand new car. 74 00:03:30,440 --> 00:03:32,800 Speaker 1: It was a Ford Bronco. It's like fifty thousand dollars. 75 00:03:33,200 --> 00:03:35,520 Speaker 1: So I went to the Ford dealer and I was 76 00:03:35,560 --> 00:03:37,640 Speaker 1: prepared just to pay cash for the car. But then 77 00:03:37,680 --> 00:03:39,640 Speaker 1: the dealer says, hey, Mark, do you want to look 78 00:03:39,680 --> 00:03:40,800 Speaker 1: at some finance options? 79 00:03:41,960 --> 00:03:42,200 Speaker 2: Sure? 80 00:03:42,240 --> 00:03:43,840 Speaker 1: What are the finance options? He says, well, we can 81 00:03:43,880 --> 00:03:46,000 Speaker 1: give you four point nine to nine percent financing for 82 00:03:46,040 --> 00:03:49,560 Speaker 1: six years. Now, most people would say, Mark, if you've 83 00:03:49,560 --> 00:03:53,400 Speaker 1: already got the cash, why would you take on the debt. Well, 84 00:03:53,560 --> 00:03:57,160 Speaker 1: the answer is very clear, because my money can make 85 00:03:57,720 --> 00:03:59,880 Speaker 1: fifty percent a year if I put it into bitcoin. 86 00:04:00,400 --> 00:04:03,120 Speaker 1: So I'll gladly pay the dealer four point ninety nine 87 00:04:03,200 --> 00:04:06,120 Speaker 1: percent and keep my money and put my money into 88 00:04:06,160 --> 00:04:09,040 Speaker 1: bitcoin making fifty percent, and I make a forty five 89 00:04:09,080 --> 00:04:12,640 Speaker 1: percent difference. But the question that poor people would ask 90 00:04:12,760 --> 00:04:15,320 Speaker 1: is Mark, but what if I can't afford the payments 91 00:04:15,720 --> 00:04:18,560 Speaker 1: and that? But the thing is I have the money, right, 92 00:04:18,800 --> 00:04:21,359 Speaker 1: you see, the poor mentality is that people borrow for 93 00:04:21,440 --> 00:04:22,640 Speaker 1: things they can't afford. 94 00:04:23,200 --> 00:04:24,400 Speaker 2: Middle class people borrow to. 95 00:04:24,440 --> 00:04:27,160 Speaker 1: Upgrade their lifestyle, right, they buy the Cadillac, the BMW, 96 00:04:27,200 --> 00:04:30,240 Speaker 1: the six bedroom house, the boat, whatever. But wealthy people, 97 00:04:30,400 --> 00:04:34,559 Speaker 1: wealthy mindset. They borrow because it's cheaper to use someone 98 00:04:34,600 --> 00:04:36,960 Speaker 1: else's money than it is to use their own. 99 00:04:37,640 --> 00:04:38,440 Speaker 2: That's the difference. 100 00:04:38,760 --> 00:04:41,640 Speaker 1: The system teaches you debt is bad, But the thing is, 101 00:04:41,720 --> 00:04:46,080 Speaker 1: if it's used correctly, debt is the wealth building tool. 102 00:04:46,400 --> 00:04:49,480 Speaker 1: Now the wealthy know this, you don't. That's by design, 103 00:04:49,560 --> 00:04:51,839 Speaker 1: all right. Now, Trap number two is the inflation trap. 104 00:04:52,200 --> 00:04:54,800 Speaker 1: They tell you to save your money, right, and on 105 00:04:54,839 --> 00:04:57,560 Speaker 1: the surface, of course, that sounds like good advice, right, 106 00:04:57,640 --> 00:05:00,279 Speaker 1: except there's one problem. The money that you s save 107 00:05:00,400 --> 00:05:03,520 Speaker 1: loses value every year because inflation is not a bug, 108 00:05:04,040 --> 00:05:07,159 Speaker 1: it's a feature. It's engineered into the system to move 109 00:05:07,200 --> 00:05:10,479 Speaker 1: wealth upward. Now Wall Street tells you to save maybe 110 00:05:10,480 --> 00:05:13,920 Speaker 1: in index funds, you know, mutual funds. Just put your 111 00:05:13,920 --> 00:05:15,920 Speaker 1: money in the S and P five hundred and wait 112 00:05:15,960 --> 00:05:18,000 Speaker 1: for thirty years. But here's what they don't tell you. 113 00:05:18,400 --> 00:05:20,880 Speaker 1: Since the year two thousand, the S and P five 114 00:05:20,960 --> 00:05:24,040 Speaker 1: hundred hasn't made a new all time high when you 115 00:05:24,080 --> 00:05:26,359 Speaker 1: adjust it for the money supply, when you adjust it 116 00:05:26,400 --> 00:05:28,400 Speaker 1: for the amount of money that's been created. As a 117 00:05:28,440 --> 00:05:32,640 Speaker 1: matter of fact, it's actually down about twenty percent. So yeah, 118 00:05:32,680 --> 00:05:34,839 Speaker 1: like your account, you look at it and you feel rich. 119 00:05:34,880 --> 00:05:36,920 Speaker 1: It looks rich, just says, you know, two hundred grand 120 00:05:37,000 --> 00:05:39,960 Speaker 1: or whatever, but you don't feel any wealthier. That's because 121 00:05:39,960 --> 00:05:43,240 Speaker 1: inflation stole your gains while Wall Street collected their fees. 122 00:05:43,400 --> 00:05:46,159 Speaker 1: You see, you're getting richer in numbers, but you're getting 123 00:05:46,200 --> 00:05:49,440 Speaker 1: poorer and purchasing power. If you're saving dollars, you're saving 124 00:05:49,480 --> 00:05:52,960 Speaker 1: ice cubes like in Asana crap. Number three is the 125 00:05:53,080 --> 00:05:56,000 Speaker 1: tax trap. So when you trade time for money like 126 00:05:56,240 --> 00:06:00,680 Speaker 1: W two income salary wages, you're taxed first spend on 127 00:06:00,680 --> 00:06:03,760 Speaker 1: your income level. Sometimes up to fifty percent goes to 128 00:06:03,800 --> 00:06:06,400 Speaker 1: the government before you even see it. But when your 129 00:06:06,400 --> 00:06:10,200 Speaker 1: money makes money like passive income or capital gains or 130 00:06:10,240 --> 00:06:14,919 Speaker 1: business income, you're taxed last, or maybe not taxed at all. 131 00:06:15,080 --> 00:06:18,640 Speaker 1: You see, the tax code's not broken, it's working exactly 132 00:06:18,680 --> 00:06:23,240 Speaker 1: as designed. It favors builders and investors, not consumers and 133 00:06:23,279 --> 00:06:27,800 Speaker 1: employees because the government needs people to build businesses, create 134 00:06:27,880 --> 00:06:30,480 Speaker 1: jobs provide housing. So if all you do is work 135 00:06:30,520 --> 00:06:33,120 Speaker 1: you're nine to five is spend your paycheck on Netflix, 136 00:06:33,560 --> 00:06:36,080 Speaker 1: you're a consumer and consumers. 137 00:06:35,520 --> 00:06:36,799 Speaker 2: Pay the most. Trap. 138 00:06:36,880 --> 00:06:40,240 Speaker 1: Number four is the income trap. And the truth here 139 00:06:40,360 --> 00:06:44,040 Speaker 1: is that salaries cap your upside. You see, whenever you're 140 00:06:44,040 --> 00:06:47,520 Speaker 1: trading time for money, that's going to equal linear growth. 141 00:06:47,640 --> 00:06:49,960 Speaker 1: That means you have to work more hours to make 142 00:06:50,040 --> 00:06:52,760 Speaker 1: more money. But if you're always limited by the hours 143 00:06:52,760 --> 00:06:55,520 Speaker 1: in a day, then how can you really grow? You see, 144 00:06:55,560 --> 00:06:59,280 Speaker 1: the wealthy they don't chase money, They chase time freedom 145 00:06:59,279 --> 00:07:03,159 Speaker 1: because once you have the time freedom, making money becomes easier. 146 00:07:03,520 --> 00:07:06,320 Speaker 1: But most people are stuck trading time for money, and 147 00:07:06,400 --> 00:07:08,360 Speaker 1: time is the one resource you can never get back. 148 00:07:08,839 --> 00:07:11,240 Speaker 1: You can always make more money, you can never make 149 00:07:11,280 --> 00:07:14,840 Speaker 1: more time. That's why employees are capped at linear growth. 150 00:07:14,920 --> 00:07:18,200 Speaker 1: But owners they build systems that run without them, that 151 00:07:18,400 --> 00:07:22,240 Speaker 1: exponentially grow. So the wealthy are then not trading time 152 00:07:22,240 --> 00:07:26,440 Speaker 1: for money. They're building these engines that run on their own. Now, 153 00:07:26,480 --> 00:07:28,360 Speaker 1: the reason you have to work so hard is because 154 00:07:29,240 --> 00:07:32,600 Speaker 1: your money doesn't. So you see the pattern here. Every 155 00:07:32,680 --> 00:07:34,920 Speaker 1: trap that we went through is designed to keep you 156 00:07:34,960 --> 00:07:39,320 Speaker 1: in motion, but going nowhere, working hard but getting nowhere, 157 00:07:39,760 --> 00:07:44,720 Speaker 1: earning more, feeling richer, but not actually being richer. It's 158 00:07:44,720 --> 00:07:46,880 Speaker 1: like being on a treadmill. Now most people spend their 159 00:07:47,000 --> 00:07:49,720 Speaker 1: entire lives on it without ever realizing that they could 160 00:07:49,760 --> 00:07:52,560 Speaker 1: just step off. Because if the system's engineered to keep 161 00:07:52,560 --> 00:07:54,640 Speaker 1: you poor, then wealth has to be engineered to set 162 00:07:54,680 --> 00:07:58,080 Speaker 1: you free. And that starts with understanding these five rules 163 00:07:58,080 --> 00:08:01,760 Speaker 1: that the wealthy know. Almost nobody does, so let's break 164 00:08:01,800 --> 00:08:05,520 Speaker 1: them down, all right. Rule number one, never borrow for 165 00:08:05,680 --> 00:08:10,239 Speaker 1: anything that won't make you richer. Right, so, basically, don't 166 00:08:10,280 --> 00:08:13,720 Speaker 1: finance status. Finance growth. You see, most people use debt 167 00:08:13,760 --> 00:08:18,280 Speaker 1: to buy things that go down in value, furniture, vacations, weddings, 168 00:08:18,600 --> 00:08:21,600 Speaker 1: lifestyle upgrades. But the wealthy use debt to buy things 169 00:08:21,600 --> 00:08:25,960 Speaker 1: that go up in value, real estate, business equipment, productive assets. 170 00:08:26,320 --> 00:08:29,040 Speaker 1: Bitcoin my favorite. But here's the golden rule that I 171 00:08:29,120 --> 00:08:33,360 Speaker 1: live by. Always use debt, Always get a loan when 172 00:08:34,120 --> 00:08:37,240 Speaker 1: that borrowed money is cheaper than what your own money 173 00:08:37,600 --> 00:08:40,880 Speaker 1: can earn elsewhere. You see, that's arbitrage. That's how the 174 00:08:40,920 --> 00:08:43,600 Speaker 1: wealthy use debt as a tool and not a trap. 175 00:08:43,920 --> 00:08:45,599 Speaker 1: Like the story I told you earlier about buying my 176 00:08:45,679 --> 00:08:48,600 Speaker 1: daughter's Bronco. Right, I had to cash, but I could 177 00:08:48,600 --> 00:08:51,559 Speaker 1: borrow the money from four to four point ninety nine percent, 178 00:08:51,960 --> 00:08:53,920 Speaker 1: and then I could use my money to go make 179 00:08:54,000 --> 00:08:57,000 Speaker 1: fifty percent, which allowed me to make forty five percent 180 00:08:57,200 --> 00:08:57,839 Speaker 1: net gain. 181 00:08:58,120 --> 00:08:59,920 Speaker 2: Right. So that's what we call smart debt. 182 00:09:00,280 --> 00:09:02,280 Speaker 1: But if I didn't have the cash, if I was 183 00:09:02,320 --> 00:09:04,760 Speaker 1: borrowing because I couldn't afford it, then that would be 184 00:09:04,880 --> 00:09:05,440 Speaker 1: dumb debt. 185 00:09:05,559 --> 00:09:08,480 Speaker 2: Right, that's the trap. So here's the rule. Borrow for 186 00:09:08,559 --> 00:09:11,640 Speaker 2: things that make you richer, like real estate. Right. 187 00:09:11,640 --> 00:09:16,240 Speaker 1: Real estate generates cash flow, equipment that increases revenue, assets 188 00:09:16,520 --> 00:09:20,080 Speaker 1: that appreciate. But don't borrow for status. Right, never borrow 189 00:09:20,160 --> 00:09:24,480 Speaker 1: for consumption. Rule number two. Save at least forty percent 190 00:09:24,559 --> 00:09:28,319 Speaker 1: of what you make, but save in real assets. Not 191 00:09:28,440 --> 00:09:30,000 Speaker 1: the way that they taught you. What do I mean 192 00:09:30,040 --> 00:09:32,760 Speaker 1: by that? You see, most people again, they're saving in dollars, right, 193 00:09:33,000 --> 00:09:35,760 Speaker 1: we just talked about that. That's like saving ice cubes 194 00:09:35,800 --> 00:09:38,040 Speaker 1: and asana, as I said, Right. But the wealthy they 195 00:09:38,120 --> 00:09:41,240 Speaker 1: save in real assets. So they're saving in real estate, 196 00:09:41,480 --> 00:09:45,400 Speaker 1: in bitcoin, in gold, in businesses. Now, most people consider 197 00:09:45,440 --> 00:09:48,240 Speaker 1: that investing. And I'm just using a different word here. 198 00:09:48,280 --> 00:09:50,760 Speaker 1: I'm thinking about I'm earning my money in my business. 199 00:09:50,760 --> 00:09:52,760 Speaker 1: We're going to come to another rule, and then I'm 200 00:09:52,880 --> 00:09:56,640 Speaker 1: saving it in these other assets real estate, bitcoin, gold, businesses. 201 00:09:56,840 --> 00:09:58,840 Speaker 1: These are things that hold their value. These are things 202 00:09:58,880 --> 00:10:02,360 Speaker 1: that appreciate over time. Now I know what you're thinking. 203 00:10:02,520 --> 00:10:04,439 Speaker 1: Let's go back to the beginning mark. Because you said 204 00:10:04,559 --> 00:10:08,199 Speaker 1: to save forty percent, I can't even save ten percent. 205 00:10:08,760 --> 00:10:10,000 Speaker 2: Well, here's how you do it. 206 00:10:10,360 --> 00:10:14,280 Speaker 1: You plug the financial leaks, you optimize your income, you 207 00:10:14,320 --> 00:10:17,720 Speaker 1: stop paying more in taxes than you have to, and 208 00:10:17,760 --> 00:10:20,960 Speaker 1: you shift from a spending mindset to an investing mindset. 209 00:10:21,120 --> 00:10:23,400 Speaker 1: Most people think they're money's only job is to sit 210 00:10:23,520 --> 00:10:26,480 Speaker 1: in this bank account, like for like this, just in case. 211 00:10:26,800 --> 00:10:28,559 Speaker 1: But like I said earlier, the reason you have to 212 00:10:28,600 --> 00:10:30,960 Speaker 1: work so hard is because your money isn't. See I 213 00:10:30,960 --> 00:10:33,800 Speaker 1: want my money doing two jobs, or three jobs, or 214 00:10:33,840 --> 00:10:37,480 Speaker 1: five jobs. Every dollars should be working multiple shifts, compounding, 215 00:10:37,520 --> 00:10:41,679 Speaker 1: generating cash flow, creating tax write offs, appreciating value. That's 216 00:10:41,720 --> 00:10:44,520 Speaker 1: what I call the velocity of wealth. Your money should 217 00:10:44,520 --> 00:10:47,840 Speaker 1: be in motion, not sitting idle right, not losing value 218 00:10:47,840 --> 00:10:52,119 Speaker 1: to inflation. So you need to save aggressively, but saving assets, 219 00:10:52,480 --> 00:10:56,760 Speaker 1: not dollars. Now, Rule number three is important to achieve 220 00:10:56,840 --> 00:11:00,600 Speaker 1: number two, and that is get onto the revenue side 221 00:11:00,800 --> 00:11:03,839 Speaker 1: of a growing business. You see, you're never going to 222 00:11:03,880 --> 00:11:06,160 Speaker 1: get rich with that cap salary. As I said, if 223 00:11:06,200 --> 00:11:08,880 Speaker 1: you're trading time for money, that's linear growth. See, the 224 00:11:08,920 --> 00:11:11,880 Speaker 1: wealthy are not getting paid on time, they get paid 225 00:11:11,880 --> 00:11:15,240 Speaker 1: on growth. So if you're trading hours for dollars, you're 226 00:11:15,240 --> 00:11:18,079 Speaker 1: playing a losing game. Right, there's only so many hours 227 00:11:18,120 --> 00:11:21,120 Speaker 1: in a day. Your upside is capped. So what the 228 00:11:21,200 --> 00:11:24,800 Speaker 1: rich do is they focus on equity or leverage or ownership, 229 00:11:25,320 --> 00:11:29,280 Speaker 1: all of those to get infinite upside, while employees focus 230 00:11:29,320 --> 00:11:32,600 Speaker 1: on hours with a capped upside. Now, this doesn't mean 231 00:11:32,640 --> 00:11:34,480 Speaker 1: that you have to go start a business or own 232 00:11:34,480 --> 00:11:37,120 Speaker 1: a business, right. You can do this even with a job. 233 00:11:37,320 --> 00:11:39,120 Speaker 1: But here's what you have to do. Go and get 234 00:11:39,160 --> 00:11:41,600 Speaker 1: a job on the revenue side of a small to 235 00:11:41,679 --> 00:11:45,440 Speaker 1: medium sized business, maybe specifically in a growing part of 236 00:11:45,440 --> 00:11:48,320 Speaker 1: the economy, maybe in a major city, and then make 237 00:11:48,360 --> 00:11:51,600 Speaker 1: sure your income isn't capped. Now, typically as means you 238 00:11:51,640 --> 00:11:55,280 Speaker 1: need to look for positions in sales and marketing or 239 00:11:55,280 --> 00:11:58,160 Speaker 1: in maybe product development something like that, right where your 240 00:11:58,160 --> 00:12:01,439 Speaker 1: pay is then linked to the growth of business through commissions. 241 00:12:01,800 --> 00:12:05,720 Speaker 1: Profit sharing, royalties equity. Now, in order to do this, 242 00:12:05,840 --> 00:12:08,880 Speaker 1: you're going to have to trade a lower salary but 243 00:12:09,000 --> 00:12:12,800 Speaker 1: for higher performance pay because, say like a sixty thousand 244 00:12:12,840 --> 00:12:16,520 Speaker 1: dollars salary with twenty percent commission, it's probably worth way 245 00:12:16,559 --> 00:12:19,880 Speaker 1: more than an eighty thousand dollars salary with no upside. 246 00:12:20,120 --> 00:12:24,400 Speaker 1: See one. Capture the other scales with your results. Here's 247 00:12:24,400 --> 00:12:26,640 Speaker 1: the roadmap I learned, and this is the one that 248 00:12:26,679 --> 00:12:28,960 Speaker 1: I followed when I was building out and building my 249 00:12:29,000 --> 00:12:32,199 Speaker 1: own wealth. Your twenties they're for learning, right. This is 250 00:12:32,240 --> 00:12:35,400 Speaker 1: when I worked for other people. Your thirties This is 251 00:12:35,400 --> 00:12:37,360 Speaker 1: for earning. This is when I started to build and 252 00:12:37,400 --> 00:12:40,920 Speaker 1: started to scale my businesses. Your forties that's for owning. 253 00:12:41,120 --> 00:12:43,760 Speaker 1: This is when I started expanding my business portfolio. This 254 00:12:43,760 --> 00:12:46,200 Speaker 1: is when I started opening up my investment funds. This 255 00:12:46,240 --> 00:12:49,439 Speaker 1: is when I started expanding into other assets. You see, 256 00:12:49,559 --> 00:12:51,959 Speaker 1: most people try to start a business way too early. 257 00:12:52,080 --> 00:12:54,760 Speaker 1: In my opinion, They do this before they have the knowledge. 258 00:12:54,800 --> 00:12:56,880 Speaker 1: They don't have the network, they don't have the capital 259 00:12:56,920 --> 00:13:00,160 Speaker 1: to succeed. Now, I'm not talking about side hustles. I 260 00:13:00,200 --> 00:13:03,840 Speaker 1: mean primary means of financial support. Now, if you execute 261 00:13:04,000 --> 00:13:07,000 Speaker 1: your career correctly, you won't have to work anymore by 262 00:13:07,000 --> 00:13:09,840 Speaker 1: the time you're thirty five, and I say have to 263 00:13:09,880 --> 00:13:13,120 Speaker 1: work now, you'll probably be able to live any way 264 00:13:13,160 --> 00:13:15,800 Speaker 1: you want by the time you're forty five. But each 265 00:13:15,840 --> 00:13:18,600 Speaker 1: of these steps is important. You have to learn, earn 266 00:13:19,200 --> 00:13:21,880 Speaker 1: and then own right now. A lot of people they 267 00:13:21,880 --> 00:13:24,600 Speaker 1: have a hard time walking away from the earn part. 268 00:13:24,679 --> 00:13:27,760 Speaker 1: Right they get comfortable, they get that nice salary, they 269 00:13:27,800 --> 00:13:30,280 Speaker 1: get the title. But you're never going to be completely 270 00:13:30,280 --> 00:13:34,400 Speaker 1: independent until you own your own means of income your business, 271 00:13:34,679 --> 00:13:38,000 Speaker 1: because ownership is where the real wealth is built, not 272 00:13:38,120 --> 00:13:41,960 Speaker 1: in hours, not in salary. Ownership, and once you own it, 273 00:13:42,360 --> 00:13:45,000 Speaker 1: then you can start to implement other systems, like what 274 00:13:45,080 --> 00:13:48,640 Speaker 1: I call the fast method. Focus for the F is 275 00:13:48,720 --> 00:13:52,760 Speaker 1: basically eliminating everything that doesn't move the needle. You see, 276 00:13:52,760 --> 00:13:55,640 Speaker 1: most people are busy but not productive, so we want 277 00:13:55,640 --> 00:13:57,640 Speaker 1: to focus on the twenty percent that drives eighty percent 278 00:13:57,640 --> 00:14:01,040 Speaker 1: of the results. The A and FAST stands for automation. 279 00:14:01,200 --> 00:14:03,640 Speaker 1: We can build systems that run without you, use AI, 280 00:14:03,840 --> 00:14:08,880 Speaker 1: use software, use tools. The goal is to basically try 281 00:14:08,880 --> 00:14:11,600 Speaker 1: to remove yourself from the day to day operations. The 282 00:14:11,800 --> 00:14:14,600 Speaker 1: s is shift move from being in the business to 283 00:14:14,679 --> 00:14:19,480 Speaker 1: being on the business right, working on strategy, not the tasks, 284 00:14:19,760 --> 00:14:22,240 Speaker 1: be the architect, not the worker. And then finally the 285 00:14:22,280 --> 00:14:25,760 Speaker 1: t in fast is time. Then we can reclaim our 286 00:14:25,800 --> 00:14:29,040 Speaker 1: most valuable asset, time, time freedom. That's the goal, that's 287 00:14:29,040 --> 00:14:31,720 Speaker 1: the ultimate goal for everybody, because once you have time freedom, 288 00:14:31,880 --> 00:14:32,960 Speaker 1: wealth becomes inevitable. 289 00:14:33,160 --> 00:14:33,480 Speaker 2: All right. 290 00:14:33,480 --> 00:14:36,440 Speaker 1: Now, rule number four is so important. Should probably a 291 00:14:36,480 --> 00:14:38,600 Speaker 1: rule number one, but we're gonna put it here. Number four, 292 00:14:38,880 --> 00:14:42,840 Speaker 1: and that is to accumulate real money. I'm not talking 293 00:14:42,840 --> 00:14:46,240 Speaker 1: about dollars dollars of paper. Paper is the money of slaves. 294 00:14:46,640 --> 00:14:48,960 Speaker 1: Gold is the money of the free. Bitcoin is the 295 00:14:48,960 --> 00:14:52,520 Speaker 1: money of the future. So when you look throughout human history, 296 00:14:52,680 --> 00:14:56,560 Speaker 1: gold's been money because it's scarce, right, it's durable, it 297 00:14:56,600 --> 00:14:59,680 Speaker 1: can't be inflated away by central banks. But bitcoin, bitcoin 298 00:14:59,680 --> 00:15:02,160 Speaker 1: takes everything gold does, and then it makes it even better. 299 00:15:02,480 --> 00:15:05,080 Speaker 1: You can't carry a million dollars in gold across a border, 300 00:15:05,360 --> 00:15:08,000 Speaker 1: but you can carry a billion dollars in bitcoin in 301 00:15:08,040 --> 00:15:11,960 Speaker 1: your head with twelve words. Now, bitcoin isn't just an investment. 302 00:15:12,040 --> 00:15:15,240 Speaker 1: It's the ultimate opt out. It's money that can't be 303 00:15:15,240 --> 00:15:17,720 Speaker 1: inflated away, it can't be confiscated, it can't be controlled 304 00:15:18,200 --> 00:15:21,600 Speaker 1: it takes the foundation of their system money. 305 00:15:21,640 --> 00:15:22,760 Speaker 2: But it gives it back to us. 306 00:15:23,000 --> 00:15:25,880 Speaker 1: But we don't need permission, we don't need any central control, 307 00:15:26,240 --> 00:15:27,840 Speaker 1: and no inflation can take it. 308 00:15:28,080 --> 00:15:28,800 Speaker 2: So here's what I do. 309 00:15:29,640 --> 00:15:31,800 Speaker 1: I stack a little bit of gold, I stack even 310 00:15:31,800 --> 00:15:34,800 Speaker 1: more bitcoin, and I don't think of them as investments, 311 00:15:34,800 --> 00:15:36,680 Speaker 1: as I said earlier, I think of them as my 312 00:15:36,840 --> 00:15:37,680 Speaker 1: savings account. 313 00:15:37,840 --> 00:15:38,600 Speaker 2: Right. This gives me. 314 00:15:39,320 --> 00:15:42,600 Speaker 1: It gives me a more passive mindset, a more long 315 00:15:42,720 --> 00:15:47,200 Speaker 1: term mindset. And finally rule number five, borrow in bad 316 00:15:47,280 --> 00:15:50,040 Speaker 1: money and invest in good assets. 317 00:15:50,280 --> 00:15:50,520 Speaker 2: Right. 318 00:15:50,560 --> 00:15:53,080 Speaker 1: This is what we call a speculative attack. It's what 319 00:15:53,200 --> 00:15:54,640 Speaker 1: separates what the wealthy do. 320 00:15:54,960 --> 00:15:56,680 Speaker 2: From everybody else. Here's how it works. 321 00:15:57,200 --> 00:16:01,000 Speaker 1: Inflation punishes savers, but it rewards borrowers. If you borrow 322 00:16:01,040 --> 00:16:04,160 Speaker 1: at say four percent, put your money compounds at twelve 323 00:16:04,240 --> 00:16:08,760 Speaker 1: or twenty or fifty percent getting paid to borrow. Let 324 00:16:08,760 --> 00:16:10,400 Speaker 1: me give you a historical example of this. In the 325 00:16:10,440 --> 00:16:14,120 Speaker 1: nineteen twenties, back in Germany during the Weimar Republic, there 326 00:16:14,200 --> 00:16:17,560 Speaker 1: was massive inflation. It was like the textbook example of hyperinflation, right, 327 00:16:17,640 --> 00:16:20,480 Speaker 1: and there was this guy named Hugo Steines. Now, at 328 00:16:20,480 --> 00:16:24,440 Speaker 1: that time, hyperinflation was destroying the German Mark their currency 329 00:16:24,440 --> 00:16:27,120 Speaker 1: at the time. So what he do well, He borrowed 330 00:16:27,160 --> 00:16:29,600 Speaker 1: as much of the failing German mark as he could 331 00:16:29,600 --> 00:16:32,840 Speaker 1: get his hands on, and then he used those loans 332 00:16:33,040 --> 00:16:35,560 Speaker 1: to buy factories, to buy gold, to buy commodities, to 333 00:16:35,560 --> 00:16:38,760 Speaker 1: buy businesses, assets that were going up in value. He 334 00:16:38,800 --> 00:16:40,680 Speaker 1: became one of the richest men in the world at 335 00:16:40,680 --> 00:16:43,360 Speaker 1: the time. Fast forward today, we can see Michael Sailor's 336 00:16:43,400 --> 00:16:46,720 Speaker 1: basically doing the same thing with micro Strategy or now Strategy. Right, 337 00:16:46,720 --> 00:16:50,080 Speaker 1: he's borrowing dollars at five to ten percent, and then 338 00:16:50,080 --> 00:16:52,800 Speaker 1: he's buying bitcoin that's appreciating at fifty percent per year. 339 00:16:53,320 --> 00:16:56,680 Speaker 1: Since twenty twenty, he's turned his company Strategy into one 340 00:16:56,680 --> 00:17:00,560 Speaker 1: of the most profitable companies, one of the best performing 341 00:17:00,600 --> 00:17:02,920 Speaker 1: stocks in the world. You'll probably become one of the 342 00:17:03,000 --> 00:17:05,639 Speaker 1: richest men in the world doing this. Now you might 343 00:17:05,680 --> 00:17:09,440 Speaker 1: be thinking, Mark, I'm not a billionaire. I can't do that. Yes, 344 00:17:09,480 --> 00:17:13,160 Speaker 1: you can. Here's out, buy a rental property, maybe get 345 00:17:13,160 --> 00:17:15,320 Speaker 1: a thirty year mortgage on it, say at six or 346 00:17:15,359 --> 00:17:20,440 Speaker 1: seven percent, use the tax appreciation right off your income, 347 00:17:21,119 --> 00:17:22,840 Speaker 1: so you can keep more of your money that you 348 00:17:22,840 --> 00:17:24,680 Speaker 1: would have given to the government, and then you can 349 00:17:24,800 --> 00:17:26,240 Speaker 1: use that money to buy bitcoin. 350 00:17:26,760 --> 00:17:26,879 Speaker 2: Right. 351 00:17:27,320 --> 00:17:29,400 Speaker 1: Then you can let the tenant pay off the property, 352 00:17:30,000 --> 00:17:32,560 Speaker 1: use the cash flow that you're getting to dollar cost 353 00:17:32,600 --> 00:17:37,240 Speaker 1: average into more bitcoin. Then you can refinance, pull equity 354 00:17:37,240 --> 00:17:40,440 Speaker 1: out tax free, and you can do it again. That's 355 00:17:40,440 --> 00:17:42,600 Speaker 1: how I used real estate to buy ten times more 356 00:17:42,600 --> 00:17:46,040 Speaker 1: bitcoin than most crypto investors ever. Will you're borrowing in 357 00:17:46,080 --> 00:17:48,960 Speaker 1: dollars that are losing value, and you're buying assets that 358 00:17:49,040 --> 00:17:50,000 Speaker 1: are gaining value. 359 00:17:50,200 --> 00:17:53,040 Speaker 2: You borrow a week, you buy strong. That's the whole game. 360 00:17:53,600 --> 00:17:56,160 Speaker 1: So there you have it. Five rules. Rule number one, 361 00:17:56,280 --> 00:17:58,119 Speaker 1: never borrow anything that won't. 362 00:17:57,840 --> 00:17:58,440 Speaker 2: Make you richer. 363 00:17:58,520 --> 00:18:01,560 Speaker 1: Rule number two save it lead fifty percent, but save 364 00:18:01,640 --> 00:18:04,200 Speaker 1: in real assets. Rule number three, get on the revenue 365 00:18:04,280 --> 00:18:04,800 Speaker 1: side of. 366 00:18:04,760 --> 00:18:05,879 Speaker 2: A growing business. 367 00:18:06,080 --> 00:18:10,640 Speaker 1: Rule number four accumulate real money golden bitcoin. Rule number 368 00:18:10,640 --> 00:18:15,520 Speaker 1: five borrowing the bad money invest into good assets. Now, 369 00:18:15,560 --> 00:18:18,080 Speaker 1: once you understand these rules, maybe I should say once 370 00:18:18,119 --> 00:18:20,879 Speaker 1: you actually implement these five rules, you stop being a 371 00:18:20,920 --> 00:18:22,919 Speaker 1: pun of the game. You start becoming the player. But 372 00:18:23,000 --> 00:18:25,440 Speaker 1: knowing the rules isn't enough. You have to apply them. 373 00:18:25,720 --> 00:18:27,720 Speaker 1: And so now that you know the rules, now you 374 00:18:27,760 --> 00:18:29,679 Speaker 1: know how the system keeps you poor. And now you 375 00:18:29,720 --> 00:18:32,640 Speaker 1: know what the wealth you do differently. Right, you understand 376 00:18:32,640 --> 00:18:35,439 Speaker 1: that this isn't just about money, It's about the game 377 00:18:35,640 --> 00:18:37,760 Speaker 1: of money. You see, as I said earlier, most people 378 00:18:37,760 --> 00:18:39,400 Speaker 1: are playing a game they don't even understand. 379 00:18:39,480 --> 00:18:39,600 Speaker 2: Right. 380 00:18:39,640 --> 00:18:42,160 Speaker 1: They follow the rules, they work harder, they pay their taxes, 381 00:18:42,640 --> 00:18:44,879 Speaker 1: and they wonder why they can't get ahead. But the 382 00:18:44,920 --> 00:18:47,119 Speaker 1: game was never meant for you to win the game. 383 00:18:47,560 --> 00:18:50,280 Speaker 1: The only way to win is to change the game entirely. Now, 384 00:18:50,280 --> 00:18:54,000 Speaker 1: that's what I call building your wealth operating system. You 385 00:18:54,040 --> 00:18:57,080 Speaker 1: see in life sort of like your phone, your iPhone, Right, 386 00:18:57,119 --> 00:18:59,720 Speaker 1: your phone has this operating system that's built into it 387 00:19:00,000 --> 00:19:02,840 Speaker 1: and that manages all the apps and keeps everything running smoothly. 388 00:19:03,200 --> 00:19:06,320 Speaker 1: But most people they're running their life with no operating system. 389 00:19:06,440 --> 00:19:08,800 Speaker 1: There's no plan, there's no system, there's no strategy. They're 390 00:19:08,840 --> 00:19:12,160 Speaker 1: just reacting to whatever comes their way. The wealth operating 391 00:19:12,160 --> 00:19:14,800 Speaker 1: system is your personal engine that flips the rules into 392 00:19:14,840 --> 00:19:17,760 Speaker 1: your favor, and it has three core engines that work together. 393 00:19:18,040 --> 00:19:20,439 Speaker 1: Engine number one is the time engine, right. This is 394 00:19:20,440 --> 00:19:23,400 Speaker 1: where you reclaim your time using the fast method, right, 395 00:19:23,400 --> 00:19:25,760 Speaker 1: because if you don't control your time, you don't control 396 00:19:25,800 --> 00:19:26,240 Speaker 1: your life. 397 00:19:26,320 --> 00:19:28,400 Speaker 2: Engine number two is then the income engine. 398 00:19:28,440 --> 00:19:30,960 Speaker 1: This is where you optimize how money flows in, how 399 00:19:30,960 --> 00:19:34,800 Speaker 1: you eliminate financial leaks, how you restructure debt, how you 400 00:19:34,880 --> 00:19:38,480 Speaker 1: engineer tax efficiency, how you make every dollar coming in 401 00:19:38,720 --> 00:19:40,640 Speaker 1: work as hard as possible. And then engine number three 402 00:19:40,680 --> 00:19:42,600 Speaker 1: is then the wealth engine. And this is where you 403 00:19:42,720 --> 00:19:46,760 Speaker 1: multiply wealth using the velocity strategy, making every dollarde two jobs, 404 00:19:46,800 --> 00:19:49,920 Speaker 1: three jobs, five jobs. And when you have all three 405 00:19:49,920 --> 00:19:52,560 Speaker 1: of these engines, when they're all running in sync, that's 406 00:19:52,600 --> 00:19:54,400 Speaker 1: when wealth becomes inevitable. 407 00:19:54,720 --> 00:19:54,920 Speaker 2: Now. 408 00:19:54,960 --> 00:19:56,880 Speaker 1: I learned all this the hard way, right in two 409 00:19:56,880 --> 00:19:58,320 Speaker 1: thousand and eight, when I was twenty eight years old, 410 00:19:58,320 --> 00:20:01,159 Speaker 1: I had already built and sold multi stable companies. I 411 00:20:01,240 --> 00:20:04,200 Speaker 1: thought I was set multimillion dollar real estate portfolio. 412 00:20:04,280 --> 00:20:04,800 Speaker 2: I was rich. 413 00:20:05,040 --> 00:20:07,760 Speaker 1: Then the market collapsed and overnight I went from feeling 414 00:20:07,880 --> 00:20:10,840 Speaker 1: rich to being in the hole, being broke. Right. I 415 00:20:10,840 --> 00:20:12,919 Speaker 1: had no cash flow, I was overleveraged, I had no 416 00:20:12,960 --> 00:20:16,440 Speaker 1: exit plan. I basically burned my entire financial house down. 417 00:20:16,960 --> 00:20:19,960 Speaker 1: It sucked, but that taught me the most valuable lesson 418 00:20:20,119 --> 00:20:23,600 Speaker 1: of my entire career is that I need a system. 419 00:20:23,760 --> 00:20:26,720 Speaker 1: I need diversification, I need cash flow, I need an 420 00:20:26,800 --> 00:20:29,760 Speaker 1: exit plan. That's why I built the wealth operating system. 421 00:20:29,880 --> 00:20:31,760 Speaker 1: You don't have to learn the hard way like I did. 422 00:20:31,920 --> 00:20:33,879 Speaker 1: So here's where you're at right now. You can keep 423 00:20:33,880 --> 00:20:35,879 Speaker 1: playing the game they designed for you. You can keep 424 00:20:35,920 --> 00:20:38,360 Speaker 1: trading time for money. You can keep watching your savings 425 00:20:38,400 --> 00:20:41,320 Speaker 1: lose value, keep wondering why you can't get ahead. Or 426 00:20:41,359 --> 00:20:43,280 Speaker 1: you can change the game. You can build your own 427 00:20:43,280 --> 00:20:47,200 Speaker 1: wealth operating system. You can engineer your way out. The 428 00:20:47,280 --> 00:20:49,440 Speaker 1: choice is yours, build to rebuilt. And if you're serious 429 00:20:49,440 --> 00:20:52,480 Speaker 1: about becoming financially independent and engineering wealth, I want to 430 00:20:52,520 --> 00:20:55,240 Speaker 1: invite you to something that I'm doing. I'm hosting a 431 00:20:55,400 --> 00:21:00,000 Speaker 1: virtual three day live event called the Wealth Operating System Acceleerate. 432 00:21:00,520 --> 00:21:03,240 Speaker 1: I'm going to walk you through this entire framework step 433 00:21:03,280 --> 00:21:06,480 Speaker 1: by step, not just theory, not just concepts. This is 434 00:21:06,480 --> 00:21:10,120 Speaker 1: a workshop. We're gonna build your wealth operating system together. 435 00:21:10,320 --> 00:21:11,760 Speaker 1: So here's what we're going to cover. On day one, 436 00:21:12,000 --> 00:21:14,040 Speaker 1: we're gonna go through the time engine, how to reclaim 437 00:21:14,040 --> 00:21:17,080 Speaker 1: ten to twenty hours per week using the fast method. 438 00:21:17,359 --> 00:21:19,600 Speaker 1: Day two, we're gonna talk about the income engine, how 439 00:21:19,600 --> 00:21:22,080 Speaker 1: to plug financial leaks, how to optimize your dollars, how 440 00:21:22,080 --> 00:21:23,639 Speaker 1: to keep more money instead of given it to the 441 00:21:23,680 --> 00:21:25,960 Speaker 1: tax man. And on day three we're going to look 442 00:21:25,960 --> 00:21:28,160 Speaker 1: at building the wealth engine. We're going to put all 443 00:21:28,160 --> 00:21:32,200 Speaker 1: this together, how to layer assets for maximum velocity, real estate, bitcoin, 444 00:21:32,280 --> 00:21:35,000 Speaker 1: cash flow strategies, all of that. I'm gonna break down 445 00:21:35,160 --> 00:21:38,240 Speaker 1: exactly how all of this works in a workshop style 446 00:21:38,280 --> 00:21:40,960 Speaker 1: so you can build this out. It's live, right, I'll 447 00:21:40,960 --> 00:21:43,719 Speaker 1: be there personally. You can ask questions, you can get clarity. 448 00:21:43,720 --> 00:21:45,679 Speaker 1: I'm going to walk you through the exact tools, the 449 00:21:45,720 --> 00:21:49,120 Speaker 1: frameworks we use in my high level coaching programs. This 450 00:21:49,160 --> 00:21:52,280 Speaker 1: isn't some you know, guru bs. This is the real playbook, 451 00:21:52,320 --> 00:21:54,960 Speaker 1: the same strategies I use. So click on the link 452 00:21:55,000 --> 00:21:57,320 Speaker 1: down below, scan a QR code here on the screen. 453 00:21:57,520 --> 00:22:00,320 Speaker 1: So go grab the three day Wealth Accelerator. It's going 454 00:22:00,400 --> 00:22:02,080 Speaker 1: to be the first week of the year, and these 455 00:22:02,119 --> 00:22:05,560 Speaker 1: three days are going to change how you think about money, time, 456 00:22:05,640 --> 00:22:08,240 Speaker 1: and freedom forever. So I'll see you over there. Let's 457 00:22:08,240 --> 00:22:09,639 Speaker 1: go build your wealth operating system.