Speaker 1: Episode one seven, The Future of Frugal Welcome to the
Speaker 1: Frugal Friends podcast, where you'll learn to save money, embrace simplicity, rights,
Speaker 1: and liver with your life. Here your host Jen and Jill. Mmmmmm,
Speaker 1: welcome to the Frugal Friends podcast. My name is Jen,
Speaker 1: my name is Jill, and today we are super excited
Speaker 1: to share with you a few of the interviews, parts
Speaker 1: of the interviews that we are presenting at the Future
Speaker 1: of Frugal Summit that may help you figure out or
Speaker 1: explore why we are hosting the summit in the first
Speaker 1: place and if you could benefit from attending. Mm hmm, Yeah,
Speaker 1: kind of like a sneak peek, a little behind the scenes,
Speaker 1: a little inside and new some of our favorites. Although
Speaker 1: we have so many speakers, so this is literally just
Speaker 1: a little treat. Yeah, literally twenty speakers, and these are
Speaker 1: just snippets parts of three of our favorite interviews. So
Speaker 1: before we get into them, let's thank our sponsors, of course,
Speaker 1: the Future of Frugal Summit. So over four days we're
Speaker 1: bringing together, like we just said, twenty expert speakers for
Speaker 1: this free virtual event to help make changes that promote
Speaker 1: choosing frugality. Enthusiastically, not just as a means to an end.
Speaker 1: Frugality is a choice, and when it becomes a habit,
Speaker 1: you can save money without thinking. But to make it
Speaker 1: a habit, we wanted to be enjoyable, you know us,
Speaker 1: We like fun things. So get your free ticket and
Speaker 1: virtual goodie bag at Frugal Living Summit dot com. Again,
Speaker 1: it's Frugal Living Summit dot com. It's free, it's online,
Speaker 1: and we'll see you in the private Facebook group. Absolutely.
Speaker 1: This episode is also brought to you by event planning.
Speaker 1: Event Planning is definitely harder than you might think, especially
Speaker 1: if you've never done it before. That's why I didn't
Speaker 1: actually have a sponsor written down for this episode, because
Speaker 1: I've been so busy sending emails and uploading videos and
Speaker 1: writing outlines and sending more emails and creating the goodie
Speaker 1: bag and uploading all these amazing, amazing products into the
Speaker 1: all access pass that I actually just didn't have time
Speaker 1: to write a sponsor for this episode. And so like,
Speaker 1: I'm coming real off the cuff. So if you respect
Speaker 1: event planners in any fashion or form, in person or virtual,
Speaker 1: then do me a real solid and go to for
Speaker 1: Goal Living Summit dot com and sign up for a
Speaker 1: free ticket to the future frugal I'm sweating. That was
Speaker 1: so good. Sweating not out of nervousness, just out of
Speaker 1: shock and awe produced a visceral effect in me. And wow, Jen,
Speaker 1: I mean you have been crushing it with this summit
Speaker 1: and crushing it with that sponsor. Yeah, crushing it is
Speaker 1: definitely how it feels. I don't know if I am
Speaker 1: on top of the crush or I am beneath it tbd.
Speaker 1: But so if you'd like to see all that goes
Speaker 1: into it, definitely head to Frugal Living Summit dot com.
Speaker 1: Get your free ticket and you will not be sorry.
Speaker 1: And if you are sorry, send me an email. My
Speaker 1: assistant will get it and she might delete it. I'm
Speaker 1: sorry that will not happen. We don't have the space
Speaker 1: for I mean anyways, So the future of frugal Like
Speaker 1: we've said before, the registration is open, and so what
Speaker 1: we wanted to do is create another place where you
Speaker 1: frugal friends listeners could come and hear from more trusted
Speaker 1: experts because we talk about a very niche section in
Speaker 1: personal finance, but we also realized frugality we our whole
Speaker 1: people and our finances. We should focus on all parts
Speaker 1: of our finances, not just saving money. That's a part
Speaker 1: where frugal people can get caught up on is we
Speaker 1: just think about the saving and we don't think about
Speaker 1: the earning or the investing or the consequences some of
Speaker 1: our purchases might have. So we believe not only are
Speaker 1: we whole people, but we have a whole planet, ecosystem
Speaker 1: economy to not worry about. But like that we impact.
Speaker 1: So this summit is really in fired by that idea.
Speaker 1: And how do we change from frugality being how do
Speaker 1: I use the most coupons and get the best rebate
Speaker 1: apps too? How do I become a conscious consumer who's
Speaker 1: proud of the way I spend money, I make money
Speaker 1: and I invest money? Well said John, I should just
Speaker 1: add a logistical disclaimer that these interview clips are coming
Speaker 1: from Zoom Recording. So if the audio sounds a bit
Speaker 1: different than what than the high high quality you're accustomed
Speaker 1: to hearing out of the Frugal Friends podcast, that's why.
Speaker 1: So you'll still be able to hear it. It'll be
Speaker 1: good content, just the audio might sound a little different
Speaker 1: than you're used to other than the weeks I forget
Speaker 1: to turn on my mic and I record via the computer.
Speaker 1: Sweet sweet audio quality other than those weeks. So the
Speaker 1: first interview portion we want to play for you is
Speaker 1: from Christine Platt, and she's also known as the Afro Minimalist,
Speaker 1: and she wrote a book that is out now called
Speaker 1: The Afro Minimalists Guide to Living with Less, and she
Speaker 1: gave one of the most beautiful definitions of minimalism I've
Speaker 1: ever heard. What did you think about this one, chill Christine,
Speaker 1: she was, well, this is why we're highlighting it. She
Speaker 1: was one of my personal favorite interviews, and I think
Speaker 1: collectively are one of our favorite interviews. And I think
Speaker 1: she just really gave such a different perspective specifically on
Speaker 1: minimalism that was super refreshing. Yeah, that we don't have
Speaker 1: to abide by the I don't want to say like
Speaker 1: male centric, but like very it can almost seem masculin
Speaker 1: sometimes of the single chair and the single table and
Speaker 1: the white walls, but like, you can make it your own.
Speaker 1: So enjoy this clip of Christine kind of redefining what
Speaker 1: it looks like to be a minimalist. I'm so inspired
Speaker 1: by the way that you're describing already that you made
Speaker 1: it your own and and this combination, even just in
Speaker 1: your introduction, like these are the things that are purposeful
Speaker 1: and that make me me. And also I'm a minimalist,
Speaker 1: and the blending of that and the meaning behind it
Speaker 1: not just I don't like stuff. I'm not sentimental. Therefore, okay,
Speaker 1: call me a minimalist, but no, I've given my life
Speaker 1: to this topic and different subjects and have found what
Speaker 1: works for me. Can you speak more to this aspect
Speaker 1: of how you came to make it your own? Yes,
Speaker 1: I'm so do you said that, because this is what
Speaker 1: I tell folks all the time who are trying to
Speaker 1: live with less or be minimalist or whatever name they
Speaker 1: want to frull go whatever they want to call themselves.
Speaker 1: You know, you really have to do it your own way.
Speaker 1: And I I learned that the hard way. I tried
Speaker 1: to really marra a lot of the images that I
Speaker 1: saw on Pinterest and on Instagram, and like my house
Speaker 1: was just like everything was white, everything was baren and
Speaker 1: I was like, this is so miserable. I hate it here, right,
Speaker 1: And so I ended up like really just having to
Speaker 1: make it my own. And I tell people all the
Speaker 1: time that is the only way that I was able
Speaker 1: to make living with less work for me. And sort
Speaker 1: of the tagline that I came up with surrounding that is,
Speaker 1: I tell people all the time, remember authenticity over aesthetics, right,
Speaker 1: so caught up in the aesthetics of minimalism, how many
Speaker 1: things we should have, how our place should look, what colors, right,
Speaker 1: and it's like, ah, authenticity is where the real you
Speaker 1: is when it comes to living with less, and once
Speaker 1: you focus on authenticity over aesthetics, like, it's just a
Speaker 1: beautiful practice. I love that. That's so beautiful authenticity. Yeah.
Speaker 1: I mean we feel it like with frugality and minimalism
Speaker 1: because they don't always align. Like I describe myself as
Speaker 1: like a minimalist with a packet drawer, so like we
Speaker 1: have like stuff from the thrift store and stuff and
Speaker 1: it doesn't all match, but it's like all affordable and
Speaker 1: then there's not much of it. So it's like this
Speaker 1: is great like feeling. It's so feels unique and like
Speaker 1: that feels good. Yeah, And I mean that's your own
Speaker 1: authentic style, right, and it and it works, and so
Speaker 1: you know, I really try and get people to understand that,
Speaker 1: you know, minimalism living with less all of these things.
Speaker 1: They it's really a journey of self discovery, right, and
Speaker 1: you're going to discover so many things about yourself. For me,
Speaker 1: it was yes, of of course I knew that, you know,
Speaker 1: I love the history and beauty of the African diaspora,
Speaker 1: right like this, These were my majors in college, But like,
Speaker 1: I didn't realize how important it was to me and
Speaker 1: how much it influenced my home and my space until
Speaker 1: I went on this journey of self discovery of like
Speaker 1: getting rid of all of the things that don't work
Speaker 1: for me, right and so um so yeah, I mean,
Speaker 1: I feel like it's a lifestyle that is available to everyone. Again,
Speaker 1: if they focus on authenticity over aesthetics. You focus on aesthetics,
Speaker 1: you're gonna lose out every time because all of our
Speaker 1: lives are different, right, and so like to expect that
Speaker 1: everyone's home is going to fit this sort of Pinterest
Speaker 1: board is just not realistic. You know, seriously, I've got
Speaker 1: to write this down. It's such a beautiful quote. I
Speaker 1: think we talked about freedom a lot. How there's there's
Speaker 1: freedom in frugality and animalism and simple living. Make it
Speaker 1: work for you, and that is still true, but I
Speaker 1: think what you're saying blends well with that. It's two
Speaker 1: coinciding ideas of how we get at that freedom that
Speaker 1: exists for us in all of these spaces. It doesn't
Speaker 1: have to look just one way. We have to make
Speaker 1: it personal. We've got to make it work for us.
Speaker 1: And absolutely what a beautiful kind of banner over our
Speaker 1: homes and the freedom that we can have it in
Speaker 1: our homes and in our lives and wherever we kind
Speaker 1: of interact and engage this this concept of authenticity. Thanks
Speaker 1: for sharing that with us, And I feel like it's applicable,
Speaker 1: like you said, to every area of your life, right like,
Speaker 1: leading with authenticity, leading with intention, right Like, those are
Speaker 1: the things that are going to bring you joy. And
Speaker 1: it just becomes I feel like, once you go through
Speaker 1: that journey of self discovery and you start to feel
Speaker 1: those feelings, like you want to keep feeling it, So
Speaker 1: it's not it doesn't become like people are like to
Speaker 1: get harder. I'm like, no, I guess so much easier,
Speaker 1: Like it gets so so much easier because now you know, right,
Speaker 1: and you want to hold onto those to those feelings
Speaker 1: and you know again, I mean I also think that
Speaker 1: it it really helps me remain intentional with my minimalist
Speaker 1: practice and what I allow into my life, because if
Speaker 1: i'm you know, if I'm leading with authenticity, I'm gonna
Speaker 1: you know, like I really don't like that. Thank you
Speaker 1: for offering me that gift, but that doesn't you know,
Speaker 1: it doesn't serve me. I'm not going to use it
Speaker 1: right like you just it just becomes just sort of
Speaker 1: like this essence of who you are and in the
Speaker 1: decisions that you make. So absolutely yeah, and I love
Speaker 1: that the journey taught you about yourself. It's not like
Speaker 1: just making minimalism about who you are, but actually finding
Speaker 1: who you are and like finding the real you. I
Speaker 1: tell people that all the time. I'm like, so, I
Speaker 1: know you think you're going into this that like you're
Speaker 1: either trying to you know, declutter your closet, your girl,
Speaker 1: you know, get your home in order. But I'm like,
Speaker 1: it literally transforms every area of your life. There's no
Speaker 1: way that you can be intentional with your wardrobe or
Speaker 1: intentional with what you have in your living room and
Speaker 1: be like Okay, that's it. You know, It's like end
Speaker 1: up being intentional with every area of your life. And
Speaker 1: I feel like that's where that process of self discovery is, right, Like,
Speaker 1: you know, maybe it does start in your closet and
Speaker 1: you you know, you're like, what do I really wear?
Speaker 1: What silhouettes do I really gravitate towards? Why do I
Speaker 1: have so many of these? Right? Like, you start this
Speaker 1: process of self discovery and then like it just it
Speaker 1: literally like takes over your life. There's no way, I
Speaker 1: promise you, there's no way you can just be intentional
Speaker 1: with your wardrobe. Absolutely. I still love that one so much.
Speaker 1: And we didn't even hear the whole clip. There's so
Speaker 1: much rich goodness and all of what Christine talks about.
Speaker 1: In our interviews, they are a bit more short form,
Speaker 1: so each of the interviews are a digestible thirty minutes,
Speaker 1: which is great. Actually most of them are thirty minutes
Speaker 1: because most of them are most of them are, let's
Speaker 1: be honest, but still, I mean, if you have a
Speaker 1: lunch break, still long enough for you to go heat
Speaker 1: up your lunch, come back listen and then get back
Speaker 1: to work, like totally fine, or listening in the morning
Speaker 1: while you're getting ready for work. But I love Christine's take,
Speaker 1: like incorporating the African diasporas, something that she is super
Speaker 1: passionate about. Like I've I've seen some of the children's
Speaker 1: books that she's written, and she's a beautiful writer, and
Speaker 1: like she writes from the heart, and so I don't
Speaker 1: know why we think sometimes we have to separate our
Speaker 1: heart from our stuff. Maybe because we, I mean, we're
Speaker 1: coming out of this this phase where we're trying to
Speaker 1: keep up with the jone is and then you're like, no,
Speaker 1: stuff isn't important, So we're going into this other realm
Speaker 1: where you shouldn't care about your stuff. But like there
Speaker 1: has to be some kind of happy medium where you
Speaker 1: can love your home and you can love your stuff,
Speaker 1: you can just have less of it and find your
Speaker 1: identity elsewhere. Yeah, I think she uses the term authenticity
Speaker 1: over aesthetic. It's not just about how does this look
Speaker 1: to everybody else? Is it authentic to me? The life
Speaker 1: I live, the style I prefer, all of these things,
Speaker 1: And she really drives that home and it's so much freedom,
Speaker 1: which we always love. A message that incorporates freedom and
Speaker 1: just a refreshing take on this concept of minimalism. So
Speaker 1: I think hers is definitely want to attend. Yeah, just
Speaker 1: all the talk about authenticity is just yes, it's so real.
Speaker 1: I think the future of frugal is more authenticity, less
Speaker 1: recreating what others have done, less recreating what may have
Speaker 1: worked for somebody else, and really doing the hard work
Speaker 1: of digging into what's going to work for me. And
Speaker 1: like when you do the hard work up front, then
Speaker 1: you can benefit later on. You have to do less
Speaker 1: work later on. And I think in Lisa's celebides uh
Speaker 1: talk on the same day her interview, we talked about
Speaker 1: this as well, and hers is all about decluttering, so
Speaker 1: that one is also great. So and Christine also talks
Speaker 1: about the psychology of ownership later in the interview. We
Speaker 1: didn't even like include that, So yeah, definitely one to include.
Speaker 1: So onto our our next one. What do we have next?
Speaker 1: Jill Laura Old Danny. This is a fun one because
Speaker 1: not only is Laura a fellow St. Petian. I don't
Speaker 1: even know if that's a term, but I think they
Speaker 1: say that. I think that is something. She also was
Speaker 1: again St. Pete, Florida, which is where ND and I live,
Speaker 1: So that was fun for me, especially being a new
Speaker 1: SAT patient and who I even said to you before
Speaker 1: we started recording. Jen this one. I keep using this
Speaker 1: term refreshing, but there's no better word for me right
Speaker 1: now and today you literally say that in the clip
Speaker 1: we're about to play, that is a cool drink of water.
Speaker 1: So it was then and it is now. We hope
Speaker 1: it is to you all. I don't even I don't
Speaker 1: want to steal much of Laura's thunder that you're about
Speaker 1: to hear. Just know that it is, for me, at least,
Speaker 1: a relatively new concept that I have been pondering since
Speaker 1: this interview of looking at wealth with a completely different lens,
Speaker 1: not necessarily altogether detached from our typical understanding of wealth,
Speaker 1: just enlarging our understanding of well, making it more accessible
Speaker 1: and giving us more ways to attain that in our lives,
Speaker 1: and as it relates to frugality. So there's so much
Speaker 1: I want to say, but I feel like Laura says
Speaker 1: it best, and I'd love for her to just have
Speaker 1: a floor on it. Yeah. Well, I mean I'm not
Speaker 1: gonna say anything else. Enjoy Laura. Ol Danny. So you
Speaker 1: talk about different forms of capital, can you tell us
Speaker 1: about that? What does that mean? What are you seeing? Sure?
Speaker 1: And to back it up a little bit and explain
Speaker 1: that I was introduced to this concept of multiple forms
Speaker 1: of capital through perma culture and perma culture I describe
Speaker 1: it as a design science that looks to nature and
Speaker 1: it's closed loop, abundance based no waste model, you know
Speaker 1: system as the model. And so through my diving into
Speaker 1: permacual Sure and its teachings, I was exposed to what
Speaker 1: in the perma culture space is referred to as the
Speaker 1: eight forms of capital. And so that's just the way
Speaker 1: it's discussed in perma culture. But this concept exists beyond that.
Speaker 1: In fact, there is a community capital's framework that has
Speaker 1: been put together. So communities, you know, when they're there,
Speaker 1: they don't have a lot of financial resources, often rural communities,
Speaker 1: they will look to these non monetary forms of capital
Speaker 1: to recognize the wealth and resources that already exist in
Speaker 1: their midst They're just not in the form of dollar signs.
Speaker 1: And so I'll talk through each of the eight forms
Speaker 1: of capital very briefly, just to give people an overview
Speaker 1: of what they are. And the first one is the
Speaker 1: one we all know and deal with most, and that's
Speaker 1: financial capital. Our money are you know, national currencies, stocks,
Speaker 1: and bonds, that's all in the financial currency space. Then
Speaker 1: we have material capital. So these are the more tangible
Speaker 1: things like the laptops were using too in our microphones
Speaker 1: that we're using to communicate with each other, our homes,
Speaker 1: are cars, any of the hammers or shovels that we're using,
Speaker 1: the rocks, these physical tools, these are material capital. Then
Speaker 1: we have um intellectual capital. So that's the knowledge. That's
Speaker 1: the books behind me that I read to gain. Um.
Speaker 1: You know, the books are material, but the information, the
Speaker 1: knowledge I gained from them is intellectual capital. So if
Speaker 1: I read about how to fix a bicycle, for example,
Speaker 1: if I want to change my own tire or something
Speaker 1: like that, repair something on my bike, I read about it.
Speaker 1: Then I go out to my bike and actually physically
Speaker 1: do the work to replace the tire or repair it.
Speaker 1: That's experiential capital. I'm out there doing it. I'm gaining
Speaker 1: that experience. So experiential capital are those skills. And it's
Speaker 1: not just the physical skills though it's your podcasting skills.
Speaker 1: It's all the skills we learn when we learned how
Speaker 1: some to do something new. This talent stack of skills
Speaker 1: that we have. So that's experiential capital, spiritual capital. So
Speaker 1: you know, it could be your religious faith if you're religious.
Speaker 1: It could be your yoga practice if you practice yoga.
Speaker 1: It's just how you connect with the universe is your
Speaker 1: spiritual capital. Then we have living capital. So that's the water,
Speaker 1: the trees, the gardens, the fruit trees in our yards,
Speaker 1: the parks near us that we go out to when
Speaker 1: we go to national parks and we're out there taking
Speaker 1: in all of that beautiful nature. That's living capital. We
Speaker 1: also have cultural capital. Cultural capital is our shared capital
Speaker 1: of songs, movies, a common hiss three. Food is a
Speaker 1: great example, ethnic foods, the foods that we share as
Speaker 1: different cultures. And then social capital, and so social capital
Speaker 1: is you know, we're building a little bit of social
Speaker 1: capital right now just having this conversation and building the
Speaker 1: connections with the people at the summit, who are you know,
Speaker 1: engage you know, watching us have this conversation. It's when
Speaker 1: you get a job because you have a connection to someone.
Speaker 1: It's when a hurricane comes through St. Petersburg and you
Speaker 1: don't have your own generator but you've lost power, but
Speaker 1: your neighbor next door has a generator and lets you
Speaker 1: plug in your refrigerator or a fan or something. So
Speaker 1: that's social capital. And so those are the eight forms
Speaker 1: of capital, these non monetary forms of capital. And if
Speaker 1: we if we think about it, the financial capital, which
Speaker 1: we all focus on, we focus on it because it's
Speaker 1: a means of exchange and it's our access point to
Speaker 1: the other forms of capital. It's not that we want
Speaker 1: dollar bills because we like to stack them up and like,
Speaker 1: you know, make a statue out of them because they're
Speaker 1: so beautiful, or there's some other intrinsic yes, and even
Speaker 1: though you're so your yes, colorful currencies are certainly more
Speaker 1: engaging visually, but even then, primarily we want we want
Speaker 1: them because we're going to exchange them, and there are
Speaker 1: gateway and access point to these other forms of capital.
Speaker 1: And so in terms of your frugal friends audience, you know,
Speaker 1: I really think if we we get so focused and
Speaker 1: drawn into getting that financial capital in our lives, and
Speaker 1: what are we going to do? How are we going
Speaker 1: to trade our time or set up our passive income
Speaker 1: streams to get it? But we can also focus more
Speaker 1: on how do we just go directly get these other
Speaker 1: forms of capital, these non monetary forms of capital, without
Speaker 1: needing to trade our life energy for money. And again
Speaker 1: you know, as I mentioned before, and how do we
Speaker 1: move more into that producer versus consumer role and have
Speaker 1: that more fulfilling opportunity to solve our own problems. Money
Speaker 1: just robs us of the opportunity to use our creativity
Speaker 1: so often because we're so busy, so trapped in the system,
Speaker 1: that we can't think about how to get these other
Speaker 1: forms of capital without money. And for example, I needed
Speaker 1: a new shower curtain rod and I really did not
Speaker 1: like the idea of going out to a store. And
Speaker 1: and certainly saving money is a good thing, and that
Speaker 1: was part of it, But just one more shower curtain
Speaker 1: in the world. Does someone really, you know, need to
Speaker 1: buy another shower curtain and use those resources? There was
Speaker 1: so much an energy that went into producing it. Where
Speaker 1: is it going to go? You know, when I'm done
Speaker 1: with it, it's you know, it's just gonna end up
Speaker 1: in a landfill or here in our county and an
Speaker 1: incinerator polluting the air. So I could, you know, I
Speaker 1: was trying to find one at a thrift store, a
Speaker 1: garage sale, and I just wasn't finding one. And finally
Speaker 1: I looked outside my window and I saw that I
Speaker 1: have this beautiful slender bamboo growing in my yard, and
Speaker 1: I thought, hot, damn that with my shower occurred and
Speaker 1: rod and it was beautiful piece of nature that I've
Speaker 1: brought into my bathroom that already happens to be green
Speaker 1: and brown colored anyways. And I just love the feel
Speaker 1: of this natural product, you know, that was completely free,
Speaker 1: that's completely renewable. Bamboo grows, you know, like anything. So
Speaker 1: just because I did not go out and spend the money,
Speaker 1: I gave myself to have the opportunity to have that
Speaker 1: ah ha moment and get such a better product for
Speaker 1: myself in the end. I love that concept because we've
Speaker 1: always said that frugality, I mean, most of it is
Speaker 1: just getting creative. It's not being inconvenienced. It's not at
Speaker 1: the expense of others living like it's not negative. It's
Speaker 1: just forces you to get creative. And so the fact
Speaker 1: that you're like reiterating like money robs us of our
Speaker 1: natural ability to be creative. And it's such a wild
Speaker 1: like thought to meditate on the social worker inside of
Speaker 1: me is like leaping at everything yet describing I honestly,
Speaker 1: I've not heard of, you know, the eight forms of
Speaker 1: capital before you and yet it's it's not unfamiliar concepts either,
Speaker 1: And I think it just put it puts vocab to
Speaker 1: what I think a lot of us do experience. I mean,
Speaker 1: when there was a time when my husband and I
Speaker 1: made very little money, I mean by American standards, we
Speaker 1: were below the poverty line, and yet I felt wealthy.
Speaker 1: I didn't think like, oh, where where's my next meal
Speaker 1: coming from? I mean, thank goodness, I was very blessed
Speaker 1: in that situation. And and I would say, like, we
Speaker 1: have family and friends who are supporting us, like I
Speaker 1: still do have a form of transportation. And I think
Speaker 1: you're putting words to why I felt that way. And
Speaker 1: I think even beyond that, not not just looking back,
Speaker 1: but also looking forward for what are our standards for
Speaker 1: whether or not where we are wealthy or happy or content.
Speaker 1: There's so much more to look at, and I think
Speaker 1: you've just broadened the horizon on that. And so thank
Speaker 1: you for that terminology and vocabulary that we can be
Speaker 1: focusing on. And as Jen said, meditating on, I'm excited
Speaker 1: about it. Who there, there it is, there's your cool
Speaker 1: drink of water. It's it's hard to find, I especially
Speaker 1: especially in the hot, hot hate of a Florida summer.
Speaker 1: I again, there's more to be said on this one,
Speaker 1: and Laura's interview goes on for longer than the clip
Speaker 1: that we just shared with you. Again, it's just a
Speaker 1: little tasty treat. Come join us at the summit. But
Speaker 1: my goodness, those eight forms of capital that she talks
Speaker 1: about and describes are so amazing, and each one you
Speaker 1: could dig into for hours and hopefully one of them
Speaker 1: at least as we walk away, even from this episode,
Speaker 1: we can consider for our lives now, which one do
Speaker 1: I want to be focusing on right now? How can
Speaker 1: I do that? How can I form these other types
Speaker 1: of wealth and capital in my life? Absolutely, this idea
Speaker 1: of the eight forms of capital, it just feels like
Speaker 1: it's holistic capital. And we always focus on financial but
Speaker 1: not everybody is in a place where or a season
Speaker 1: in their life where they have great amounts of the
Speaker 1: financial capital. But that doesn't mean you don't have to
Speaker 1: work on that, but it also means that maybe you
Speaker 1: have the space to get creative with other forms of capital.
Speaker 1: And I really feel like there are so much more
Speaker 1: fulfilling than the financial capital aspect. I mean the fact,
Speaker 1: like when she was like, we use financial capital in
Speaker 1: order to buy all the other types of capital, And
Speaker 1: I'm like, why don't we just go straight to the
Speaker 1: other forms? That blew my mind Actually, while we were
Speaker 1: talking to her, so I am, so these interviews aren't
Speaker 1: just for our listeners. They are absolutely We've never made
Speaker 1: that a secret that we have people on the show
Speaker 1: that we like. Um, And it's for our benefit, and
Speaker 1: then we try to ask questions will benefit our listeners.
Speaker 1: But we tend to put ourselves first anyways. Um. But
Speaker 1: so Laura, I mean, she's a rich and resilient living.
Speaker 1: She she coaches people how to build wealth through the
Speaker 1: eight forms of capital, and she goes into more of
Speaker 1: the logistics on how we can invest more consciously. And
Speaker 1: I mean when I first met Laura was unsure of
Speaker 1: her methods. But I think there's can be this beautiful
Speaker 1: balance of take what works for you and leave what
Speaker 1: maybe is uncomfortable, and stretch yourself a little, get a
Speaker 1: little creative. But you don't have to jump off a ledge.
Speaker 1: But if these are things you care about, you can
Speaker 1: and should have the freedom to stretch yourself get creative
Speaker 1: in the capacity that works for you. Yeah, I think
Speaker 1: that that's one of the things we do see and
Speaker 1: you all who join us will see with the summit.
Speaker 1: Even it's not it's not everybody out there who's talking
Speaker 1: about frugality and personal finance. But it's a nice collection.
Speaker 1: But each one has differing perspectives, not that anyone is
Speaker 1: in direct conflict with another, but there are different ways
Speaker 1: to approach this. There are different flavors, different identities found
Speaker 1: within the frugal Journey, and I think it it gives
Speaker 1: this menu to be able to pick and choose from,
Speaker 1: to find what flavor works for you, what makes the
Speaker 1: most sense for you. And so yeah, like you're saying,
Speaker 1: journey doesn't have to be I have to co sign
Speaker 1: to every single thing that's presented to me. I can see, oh,
Speaker 1: what do I feel aligned with, what resonates with me
Speaker 1: and create my own frugality that works for me and
Speaker 1: be a part of a larger community. That's the goal,
Speaker 1: That is the major goal. So our last snippet that
Speaker 1: we will play for you is of our good friend
Speaker 1: Chris Browning, who has been on the show before, but
Speaker 1: not with me, with you and Allison, Sorry Jim, Yeah,
Speaker 1: but I finally got to interview him. Been a long
Speaker 1: time dream, and he talks about protecting wealth when you're
Speaker 1: just starting to build it. Like, we know our audience
Speaker 1: is predominantly in those beginning stages, paying off debt, saving
Speaker 1: an emergency fund, and getting started with investing. So we
Speaker 1: know that's where you guys are, and that is who
Speaker 1: we are really speaking to. So if that's you know
Speaker 1: that we made this entire event for you, it's not
Speaker 1: you still think you can get stuff out of it,
Speaker 1: but we made it for people who are earlier on
Speaker 1: the journey. And we find that a lot of people
Speaker 1: neglect setting up the basics of wealth protection in because
Speaker 1: they have this mindset of I don't have money, I
Speaker 1: don't have to protect anything. And so we just go
Speaker 1: into a really great reframe in this interview that I
Speaker 1: love and will continue to use. Yeah, I just will second.
Speaker 1: I admire Chris so much. I did enjoy interviewing him
Speaker 1: alongside Allison, and we've been on his podcast as well.
Speaker 1: But I think Chris can speak expertly on so many
Speaker 1: topics that, Yeah, this is just one of a plethora
Speaker 1: of things that you could seek out Chris's insight and
Speaker 1: perspective on, and so this is different there's a different
Speaker 1: topic than what we talked about with him on previously
Speaker 1: in the podcast, and so I found it so helpful
Speaker 1: to hear from Chris, particularly on what you're describing gen
Speaker 1: of what does this mean, especially for us in our
Speaker 1: beginning stage, is how can we start thinking about this
Speaker 1: proactively rather than reactively, And Chris gives us a great
Speaker 1: framework for that. So I'm excited for you to hear
Speaker 1: this snippet and hopefully hear the whole thing at the summit.
Speaker 1: Regardless of our income levels, we interact with finances. We
Speaker 1: need to make decisions around money and hopefully wise ones
Speaker 1: that will set us up for the future that we
Speaker 1: want to see for ourselves. And certainly wealth is a
Speaker 1: part of that conversation. And it even feels it feels
Speaker 1: like a funny word to even say, especially like the
Speaker 1: future of Frugal or the Frugal Friends talking about wealth.
Speaker 1: But I think it needs to blend. We need to
Speaker 1: be able to pair this and know that this is
Speaker 1: a part of the equation. It can be attained um
Speaker 1: or aimed at at least. So all that to say,
Speaker 1: I think a lot of people don't consider protecting their
Speaker 1: wealth like that feels like some thing for the like
Speaker 1: one to five percent of the population, because we often
Speaker 1: don't feel like we have it a lot of times.
Speaker 1: That's the entry into frugality is well, I'm frugal because
Speaker 1: I don't have any money. I think the future of
Speaker 1: frugal we're hoping we we shift those scales a little bit.
Speaker 1: It's not just about how much you do or don't have,
Speaker 1: but lifestyle choices you want to make anyhow, that's the
Speaker 1: whole tangent. But what do you see, Chris, of the
Speaker 1: benefit of considering protecting wealth early on, even if I
Speaker 1: don't feel like I have it, why might this be
Speaker 1: beneficial to just start to think, start to put on
Speaker 1: my radar. You know, I think with a lot of
Speaker 1: areas of our lives, not just even in the finance
Speaker 1: and the wealth building side of our lives, there's rules
Speaker 1: for a lot of stuff that are already in place,
Speaker 1: typically their laws that are you know, governed by your
Speaker 1: your state or or the federal government. And just because
Speaker 1: you decide that you're not going to worry about it,
Speaker 1: be like, oh, you know, I just doesn't concern me
Speaker 1: and it's is of life I'm in now. Doesn't mean
Speaker 1: that if something were to happen, you wouldn't have to
Speaker 1: buy by whatever rules are already sitting out there for you. So,
Speaker 1: when it comes to protecting your wealth or just protecting
Speaker 1: the things you own or your wishes for your future
Speaker 1: and your life, if you don't have control over it
Speaker 1: at the time, there are laws in place for who
Speaker 1: gets to decide these decisions for you. And if you
Speaker 1: don't take the time to be a little proactive and
Speaker 1: maybe look into ways that you can make the decisions
Speaker 1: for your the things you do have or for your family,
Speaker 1: someone else will making for you. And so I think
Speaker 1: that's why it's so important to think about these things now,
Speaker 1: make plans, to think about how you want your future
Speaker 1: to look, how you want things you've you've worked hard
Speaker 1: to accumulate, even if you don't think there are a
Speaker 1: lots you've accumulated something, and it's important to be the
Speaker 1: one to be able to make those decisions for yourself
Speaker 1: about I think even considering the word wealth, it starts
Speaker 1: to put you in a different trajectory of oh, it
Speaker 1: like life might be able to look different, and what
Speaker 1: are the things I need to be considering. You're bringing
Speaker 1: up a really in a sting component of that. What
Speaker 1: are the laws and rules and regulations around where I
Speaker 1: currently am that would allow me to build a more
Speaker 1: sustainable lifestyle and maybe haven't been of money in savings
Speaker 1: and aim at Yeah, just more wealth to do with
Speaker 1: what you want to do with that. And we can
Speaker 1: have bad associations with that word, but we can choose
Speaker 1: there's there is greater freedom when we have that. Yeah,
Speaker 1: And I think maybe even need to use a different word,
Speaker 1: Like I think wealth sometimes pushes a lot of us off,
Speaker 1: pushes away because like I'm not wealthy. I'm not a millionaire.
Speaker 1: I don't have twelve houses and a boat and all
Speaker 1: these things. And so maybe we just need to use
Speaker 1: a different world where instead of saying protecting your wealth,
Speaker 1: maybe just say protecting the things that you work hard for.
Speaker 1: What are the things in your life that you have
Speaker 1: spent time working hard for, one of the things that
Speaker 1: you put your time and effort and use of your
Speaker 1: life into that you would like to protect and make
Speaker 1: sure go to your family or the family that you
Speaker 1: wanted to go to, or who do you want to
Speaker 1: look after your your kids or your even your pets,
Speaker 1: Like these are things that like they may not be
Speaker 1: wealth in the general sense of you know what we
Speaker 1: think of you know, Jeff Bezos out there, you know,
Speaker 1: owning everything, or Bill Gates or you know all these
Speaker 1: Elon Musk all these people who we who we think
Speaker 1: of as wealthy. Yes, they have different things they have
Speaker 1: to worry about them that we do, like hopefully world hunger,
Speaker 1: hopefully that yeah, exactly, Hopefully they're other things other than
Speaker 1: all the money they have that they're worried about. But
Speaker 1: there's still things that important us as regular everyday people
Speaker 1: that we should you know, think of as things we
Speaker 1: want to protect and things we care about, and these
Speaker 1: people we care about our lives. So it's like maybe
Speaker 1: that's always the hurdle went to get over. It's like
Speaker 1: when we stay protecting wealth is not protecting millions of dollars,
Speaker 1: it's just protecting your own personal your personal wealth, and
Speaker 1: that the things that you've accumulated, things you've worked hard for,
Speaker 1: that you want to uh make sure you go where
Speaker 1: you want. Yeah, and I think it's kind to the
Speaker 1: people around you, right, Like we might hope that certain
Speaker 1: people get certain things. But back to your point, if
Speaker 1: we don't specify that, you know, if we're thinking like
Speaker 1: end of life stuff, which might not even need to
Speaker 1: go that far with it, but that's something we need
Speaker 1: to think about. If we don't specify that, someone else
Speaker 1: will consider that for us. And that's not always the
Speaker 1: most kind or loving thing to those who we've invested
Speaker 1: in most we value most. I mean I will often
Speaker 1: not often, it's probably too revealing, but I have throughout
Speaker 1: the years made jokes like here I go on road trip.
Speaker 1: If anything happens to me, like you get my clothes,
Speaker 1: you can have my CD player, And it's like funny
Speaker 1: because yeah, that's all I actually have to give, and
Speaker 1: there wasn't anything like notarized saying that it would go
Speaker 1: to them and no one I would actually want it.
Speaker 1: But that as we start to like invest in people
Speaker 1: and and collect some of these things that we can
Speaker 1: pass on, yeah, making sure that we have a good
Speaker 1: plan in place for that. Yeah, I love that reframe
Speaker 1: is tecting the things that you've worked hard for, like
Speaker 1: paying off debt, controlling your spending, earning more. Those are
Speaker 1: difficult things when you do them right, and so you
Speaker 1: want to protect the fruit of that labor, whatever it is,
Speaker 1: even if you are just starting out and there's just
Speaker 1: a little bit, because the earlier you think about it,
Speaker 1: the easier it is. When you get to be Jeff Bezos,
Speaker 1: which hopefully you will, I don't know, then it's very
Speaker 1: complex and much harder. But when you put some things
Speaker 1: in place, now it's so easy. Yeah, that was great.
Speaker 1: I love reframing it as protect the things you work
Speaker 1: hard for, like because that's really what we're trying to
Speaker 1: do and not even like thinking of it morbidly like
Speaker 1: after we pass. But like if you travel and or
Speaker 1: want to travel eventually, or you live across the country
Speaker 1: from maybe where your parents are and you're unmarried, like
Speaker 1: having kind of like some kind of legal forms, some
Speaker 1: kind of protection is really good in case you get
Speaker 1: in an accent you need to you know, you want
Speaker 1: somebody to be able to access your medical records or
Speaker 1: your financials, you know, while you may be incapacitated for
Speaker 1: a little while. Like it just protects you walk your
Speaker 1: living life and doing whatever you want. It's just wisdom.
Speaker 1: It's like backing up your files onto a hard drive.
Speaker 1: You definitely want to do it, Yeah, you don't want
Speaker 1: you don't want to do it, and you put it
Speaker 1: off for so long until you lose everything and you're
Speaker 1: so pissed that you didn't do it. But if you
Speaker 1: just if you take the hour and do it, then
Speaker 1: you never have to think about it again, so until
Speaker 1: the next time you gotta read back everything up. Yeah. Yeah,
Speaker 1: but you know that's very It's not even every year,
Speaker 1: it's just like occasionally. Uh So Yeah, we definitely we
Speaker 1: love this and this talk in particular, it was sponsored
Speaker 1: by our lovely sponsored Trust and Will, who is actually
Speaker 1: doing a Q and A with us about this stuff
Speaker 1: on our closing happy hours. So we're super excited to
Speaker 1: have them. Anytime we get experts on to kind of
Speaker 1: dive deeper into topics with us especially, and we rarely
Speaker 1: get to do live Q and a s so this
Speaker 1: is a rare treat for us. And something is kind
Speaker 1: of an experiment that we may do in the future,
Speaker 1: but we're experimenting with it now. So definitely, if you
Speaker 1: are planning to attend our happy hours anyway on the
Speaker 1: very last night, um trust him Will will be there,
Speaker 1: but Chris and the three of us talk about more
Speaker 1: to injible things we can do later in the interview
Speaker 1: to protect those things. Definitely, if you are debt free
Speaker 1: or on the way to being debt free and looking
Speaker 1: forward to what's on the other side. This is going
Speaker 1: to be one that you want to hear in its entirety. Yes,
Speaker 1: so excited, and you're making it sounds so fun to
Speaker 1: be ours. I mean, it's not frugal friends. If it's
Speaker 1: not fun, you know, I mean, you can really tell
Speaker 1: if if you're being scammed or not. If it's fun,
Speaker 1: it's frugal friends, it's not, it's probably not us. So
Speaker 1: in case you're you get a scam email from us,
Speaker 1: it's fun and it's friendship. Otherwise it's not us. We're
Speaker 1: never going to ask you for your credit card information
Speaker 1: or to wire information. But there is another question we
Speaker 1: might ask you, and that we did ask every single
Speaker 1: speaker the bill Love though week. That's right, it's time
Speaker 1: for the best minute of your entire week. Maybe a
Speaker 1: baby was born and his name is William. Maybe you've
Speaker 1: paid off your mortgage, Maybe your car died and you're
Speaker 1: happy to not have to pay that bill anymore. That's bills,
Speaker 1: Buffalo Bills, Bill Clinton. This is the bill of the week.
Speaker 1: So we are going to share with you my pick
Speaker 1: for my favorite bill of the week from the summit,
Speaker 1: and I don't know if it was the best, but
Speaker 1: it is definitely the one that stands out in my
Speaker 1: mind the most, probably just because it's the one I
Speaker 1: listened to most recently. But this is from Elizabeth Willard Thames,
Speaker 1: better known as Mrs Frugal Woods, and she shares with
Speaker 1: us her bill of the week. Oh, I'm gonna do
Speaker 1: this to you again. It's going to be a duck
Speaker 1: bill again because I'm sorry, listen, this is like the
Speaker 1: most pressing thing in my life. I have the same
Speaker 1: bill every time somebody asked, yeah, I do what's your bill? Bill?
Speaker 1: Don't which I said several times during this time from
Speaker 1: Curtis from Weight Weight, don't tell me. Yeah, it's like
Speaker 1: a big bill times nobody knows. Every time I say it,
Speaker 1: nobody knows. And I was like, he's a narrator from Anchorman, Hello,
Speaker 1: and we're all the way don't tell me. But not
Speaker 1: as many people know it still Curtis listen Free Entertainment
Speaker 1: NPR podcast, Hello, Like, why are you paying for it?
Speaker 1: I did pay money once to go sit in a
Speaker 1: live taping. Oh I would pay for that for sure.
Speaker 1: You did do that, No doubt that would be so fun.
Speaker 1: It was tell us about the duck bill though, Oh yeah,
Speaker 1: the duck bill. We've got ducks living at our pond again.
Speaker 1: They came back. I think it's amazing pair. So they
Speaker 1: like see where they quarantining too, I guess so well,
Speaker 1: I mean they leave for the winter. But yeah, so
Speaker 1: we've got two geese and two mallards just like swimming
Speaker 1: around the pond. So I'm I'm very optimistic that they'll
Speaker 1: stay and maybe they'll have col babies. Oh my gosh,
Speaker 1: baby ducks. Baby, play some music down there for them,
Speaker 1: you know, encourage the mating. I don't want to send
Speaker 1: some Like if you pet tomatoes, why not play music
Speaker 1: for ducks. Ducks will be like, oh, we are leaving.
Speaker 1: This is not appropriate for ducks. Your next book is
Speaker 1: definitely about homesteading. I pet my tomatoes while I'm playing
Speaker 1: my sexy ducks petting tomatoes thing. That is a legit thing. Okay,
Speaker 1: I'm not any garden books, I believe. I mean, I
Speaker 1: have seen it. You are not the only person I've
Speaker 1: heard that from. I know that that is a thing.
Speaker 1: Oh man, Jenn, I see why this was your favorite.
Speaker 1: I mean, sexy duck music. It's just an unusual bill
Speaker 1: of the week, and I think we just gravitate towards
Speaker 1: those with the unusual stuff. Yeah, I mean Juckies. That's
Speaker 1: in our theme song, and well it will never get
Speaker 1: over it. You can never not impress me with a
Speaker 1: duck bill. If you want to impress Jen with your
Speaker 1: bill of the week again, whether it's duck bills or
Speaker 1: anything else. But I guess bonus points of the duck bill.
Speaker 1: Visit Frugal Friends podcast dot com slash bill, leave us
Speaker 1: your bill. We're excited to hear it. Yes, and now
Speaker 1: it's time for the learning role. That's one sound you
Speaker 1: won't hear at the summit from what I know. Whether
Speaker 1: you love it or you hate it, there's a reason
Speaker 1: to go to the summit. I mean, if you love it,
Speaker 1: we can make it happen. If you don't, then it
Speaker 1: doesn't have to happen. Yeah. So for today's Lightning Around,
Speaker 1: we wanted to talk about what we want people to
Speaker 1: take away from the future of frugal summits. What's your
Speaker 1: part behind it? Mm hmmm, well less serious hype? Can
Speaker 1: people take hype away? I just want to get hyped hyurn,
Speaker 1: sense of hypeness, turn up and get with us, because
Speaker 1: I just feel like, even online, there's just gonna be
Speaker 1: so much energy, so many ideas, so many friends, so
Speaker 1: much frugality, and also so on the more serious side community,
Speaker 1: I want people to be able to walk away with
Speaker 1: new friends, form deeper bonds with the old friends. I've
Speaker 1: got so many lofty goals and I really really hope
Speaker 1: and I believe that this will happen, that people are
Speaker 1: introduced to new concepts that maybe they've not engaged with.
Speaker 1: Even Like if people are solely frugal friends podcast listeners
Speaker 1: and we are the only personal finance podcast that people
Speaker 1: listen to, that's great. But I think introducing to some
Speaker 1: new ideas that bring about freedom and new perspectives, it's
Speaker 1: not just our voices, but the voices of others within
Speaker 1: this community, And yeah, fine, permission to create a future
Speaker 1: of frugality that works for us. I think that is
Speaker 1: probably the ultimate goal. New ideas, new perspectives being taken
Speaker 1: away and then built upon. Awesome. Yeah all those things
Speaker 1: for me too? Yeah, Jen, what are your thoughts? So
Speaker 1: first and foremost for me, alway is is for better
Speaker 1: for worse is actionable strategies. So when I go to
Speaker 1: something like this. I have been to a lot of
Speaker 1: online summits and and most of them are for business owners,
Speaker 1: which business owners on the internet are kind of more
Speaker 1: or less just selling to people, and so the summits
Speaker 1: I've been to in the past, it's really just like
Speaker 1: thirty minute pitch fests. So that is what I didn't want.
Speaker 1: So you'll find that all but two of the the
Speaker 1: sessions are interviews, and so we're kind of in control
Speaker 1: of the narrative and so we kind of control it
Speaker 1: to where we know you guys are and what you
Speaker 1: will want to hear so that you get the most
Speaker 1: benefit from it, and the information is can be most
Speaker 1: actionable to you. So I really want everyone to leave
Speaker 1: not even listening to all twenty sessions. I don't know
Speaker 1: if that's possible. There's a lot, but we wanted there
Speaker 1: to be something for everyone depending on where you are
Speaker 1: in the journey and what you're prioritizing, and then the
Speaker 1: ones you do listen to, taking away maybe not even
Speaker 1: an actionable strategy from every single one, but there should
Speaker 1: be some things that stick out to you from several
Speaker 1: that you can take with you and implement quickly. So
Speaker 1: that's kind of my first hope is that, but then
Speaker 1: also just a love and a passion for frugality like
Speaker 1: we have, like when we sit here across the computer
Speaker 1: screen from each other, we obviously have a lot of fun,
Speaker 1: but we're also like very passionate about what this lifestyle
Speaker 1: can do for people, and we know it's not the solution.
Speaker 1: There are so many things people talk about in personal
Speaker 1: finance as being the quote unquote solution, but they are
Speaker 1: really tools. I mean, we believe frugality borders on if
Speaker 1: any if there was a solution for anything, frugality would
Speaker 1: come close to it in my opinion, And obviously not
Speaker 1: everybody feels that way, but I am just so passionate
Speaker 1: that that is the truth, and that if people could
Speaker 1: love frugality as much as we do, that we could
Speaker 1: see less overwhelmed, less stress less clutter less global and
Speaker 1: environmental impact from over consumption and over production, that we
Speaker 1: could care more about the people around us because we're
Speaker 1: being intentional about people in general. So there's just so
Speaker 1: many little things that can trickle over from this core lifestyle.
Speaker 1: And it won't all come out from four days, we
Speaker 1: know that, but it can start here. And if it
Speaker 1: starts here. Then I feel like we've done it. I
Speaker 1: feel like we've done it, like what we can set
Speaker 1: out to do. It's so beautiful. I like that question.
Speaker 1: I'm glad that we explored that because your face people
Speaker 1: can't see it on the podcast, is like literally lighting up.
Speaker 1: And if you want to see John's face actually light up,
Speaker 1: definitely go to the Summit because all of these interviews
Speaker 1: just brought it out in all of us. If you
Speaker 1: want to know what it's like to be Jill watching
Speaker 1: me talk with my hands and get really into things,
Speaker 1: watch watch at least one of the videos, because I
Speaker 1: do I definitely don't talk with my hands and conversations,
Speaker 1: but when I'm podcasting or doing interviews, like my hands
Speaker 1: are like at least one of them. They're going everywhere
Speaker 1: up in there. And if you want to see my
Speaker 1: token lioness and cub photo that I always have in
Speaker 1: the background of my staple for me. For me, it's
Speaker 1: a staple of the Summit, the Lioness. It's grounding strong femininity.
Speaker 1: That's it. Oh well, folks, thanks so much for listening
Speaker 1: to this podcast episode. Thanks so much for registering at
Speaker 1: Vigoal Living Summit dot com for the Summit to join
Speaker 1: us even more because we just wanted to spend more
Speaker 1: time with you. So please come spend more time with us,
Speaker 1: and thank you for your kind Reviews on iTunes and
Speaker 1: Stitcher like this one from Mick Chicks Go titled Love
Speaker 1: Jen and Jill happens to be five stars and says, Wow,
Speaker 1: this podcast accomplishes the impossible, talking about finances and making
Speaker 1: me feel motivated. I always love Jen and Jill's content
Speaker 1: and their friendship is so lovely to listen to as well.
Speaker 1: Already can't wait for the next episode. Oh, I might cry.
Speaker 1: I love it. We love your friendship is lovely to
Speaker 1: listen to. I mean, it's lovely to interact with. I
Speaker 1: was glad. It's it's a privilege to be friends. Usually
Speaker 1: that translates to annoying it. I'll take lovely. We also
Speaker 1: want to thank our friends who share these episodes on
Speaker 1: social media. So when you share the latest episode and
Speaker 1: tag us on Facebook or Instagram or even tag like,
Speaker 1: tag us and share the summit. If you've already registered
Speaker 1: and you want to share the summit, we're gonna be posting.
Speaker 1: We're gonna be posting graphics in there for you to
Speaker 1: share on social media, so if you do when you
Speaker 1: tag us, that counts too, and we are giving away
Speaker 1: a copy of the either Frugal Friends Workbook or all
Speaker 1: access pass to the Summit for every five tags and
Speaker 1: reviews we get this month, just the month of July,
Speaker 1: So get in on that because there's a lot of
Speaker 1: opportunity to get some cool stuff. So keep leaving us
Speaker 1: reviews on iTunes or Stitcher and sending the screenshot Frugal
Speaker 1: Friends Podcasts at gmail dot com. Don't forget to attack
Speaker 1: us on social Sheriff Summit all the things. We'll see
Speaker 1: you next week. Hi. Frugal Friends is produced by Eric Sirianni.
Speaker 1: It's gonna be good, Jen, It's gonna be real good.
Speaker 1: I am already hyped, So I've already met your expectations.
Speaker 1: As long as you and I are hyped, that goal
Speaker 1: has been met. Yeah. Um, And if you're listening to
Speaker 1: this on the day it releases, which this is probably
Speaker 1: the latest we've ever done an episode. We typically do
Speaker 1: not do these episodes the week they come out. Spoiler alert.
Speaker 1: We are doing this one though. We're gonna be on
Speaker 1: a boat. Yeah, yes, together, We're gonna be on a boat.
Speaker 1: Celebrating our neighbors, our neighbor's birthday. That is social capital
Speaker 1: mean any capital right there. That's that. That is that
Speaker 1: celebrating on a boat together because he has a boat membership,
Speaker 1: making the effort to know your neighbors, yep, and living
Speaker 1: in an environmentally cool place where you can be on
Speaker 1: a boat on the water. Right. They're also getting a
Speaker 1: swim spot which I've also been invited to. It's a
Speaker 1: hot tub on steroids, so that too. But yeah, social capital,
Speaker 1: y'all head to the future Frugal Summit and listen more
Speaker 1: and you know we'll talk about building it. Frugal Living
Speaker 1: Summit dot com