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Speaker 1: An illegal alien from Guatemala charged with raping a child

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Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

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Speaker 1: accused of murdering a Texas man of Venezuelan charged with

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Speaker 1: filming and selling child pornography in Michigan. These are just

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Speaker 1: some of the heinous migrant criminals caught because of President

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Speaker 1: Donald J.

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Speaker 2: Trump's leadership.

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Speaker 1: I'm Christy nom the United States Secretary of Homeland Security.

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Speaker 1: Under President Trump, attempted illegal border crossings are at the

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Speaker 1: lowest levels ever recorded, and over one hundred thousand illegal

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Speaker 1: aliens have been arrested. If you are here illegally, your

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Speaker 1: next you will be fined nearly one thousand dollars a day, imprisoned,

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Speaker 1: and deported.

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Speaker 2: You will never return.

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Speaker 1: But if you register using our CBP home app and

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Speaker 1: leave now, you could be allowed to return legally.

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Speaker 2: Do what's right. Leave now.

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Speaker 1: Under President Trump, America's laws, border and families will be protected.

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Speaker 3: Sponsored by the United States Department of Homeland Security.

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Speaker 4: Brandon is educated as well, so he is a professor

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Speaker 4: at the University of Pennsylvania's Business School, which is Warton

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Speaker 4: and as I said before, that's one of the best

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Speaker 4: business schools in the country. So aside from being football player,

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Speaker 4: aside from being a real estate investor, aside from working

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Speaker 4: on We even talked about him working on Wall Street.

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Speaker 4: He also it's too much to talk about, but he's

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Speaker 4: also a educator. So financial literacy is something that we're

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Speaker 4: very passionate about. Can you talk about your class, because

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Speaker 4: your class is interesting it correct me if I'm wrong,

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Speaker 4: but it's called Inequity and Empowerment in Urban Financial Literacy.

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Speaker 4: That's the name of it. So that's an interesting title,

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Speaker 4: and I kind of assume I know what that means.

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Speaker 4: But can you talk about the class? We started start

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Speaker 4: off the conversation with the class about that.

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Speaker 5: Yeah, so.

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Speaker 6: Technically it's not in Warton, it's in the urban school,

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Speaker 6: Urban Studies School, just to put that out there so

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Speaker 6: they don't come down. And but it's when I thought

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Speaker 6: of the class I thought about. I was actually on

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Speaker 6: the ride through Detroit looking at real estate opportunities with

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Speaker 6: a couple of players, and one of the players mentioned

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Speaker 6: in the vackseat about, hey man, I just wish when

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Speaker 6: I was in college we had a class on that,

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Speaker 6: you know, talked about taxes and budgeting and houses and

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Speaker 6: buy your house and all that type of stuff. I'm like,

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Speaker 6: I mean, that's not just something that athletes need, that's

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Speaker 6: something that we all need, right, Like, how do you

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Speaker 6: just and you had the conversation. I was like, how

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Speaker 6: do you just pick athletes who you think are going

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Speaker 6: to the league or not? You know, like everybody should

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Speaker 6: have that. So from there my wheel started running. And again,

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Speaker 6: like as I said, I'm impulsive. When I get passionate

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Speaker 6: about something, that's like how do you make it happen?

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Speaker 6: So it's been a few years of trying to get

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Speaker 6: the school to buy in, and I was fortunate to

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Speaker 6: come across my co professor, doctor Brian Peterson last year

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Speaker 6: at our Just College five year reunion. I told him

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Speaker 6: about the idea and then he took it and ran

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Speaker 6: with it and dealt with the the school pitch. You know,

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Speaker 6: you know me, I'm just a creative So you know

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Speaker 6: I come to you with the idea like, yes, ya,

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Speaker 6: I'm willing to put the work in behind it, But

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Speaker 6: I didn't know you need to. You know, you need

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Speaker 6: a syllabus, you need a course outline and all that stuff.

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Speaker 6: So anyway, for me, the class premise is like let's

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Speaker 6: talk about all the different things that you deal with

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Speaker 6: in life that we just let's just talk about them, right.

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Speaker 6: For some reason, We've gone through these schools and gone

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Speaker 6: through all these I've gone through sixteen years of school myself,

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Speaker 6: and no one ever taught me how to buy my

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Speaker 6: first house, right, No one ever taught me about the

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Speaker 6: cost of renting or how to invest.

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Speaker 5: Right.

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Speaker 6: We have these classes that talk about finance and statistics

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Speaker 6: and all that stuff. Yeah, but like what's the real

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Speaker 6: life application, you know? And I remember as an intern

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Speaker 6: on Wall Street, I was like, you know, we had

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Speaker 6: these classes, and I think, you know, I had these

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Speaker 6: econ classes and finance classes, and I'm like, Okay, I

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Speaker 6: should be pretty well prepared as compared to a student

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Speaker 6: who hasn't had this stuff. But then when I went

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Speaker 6: into it, I'm like, yeah, we didn't talk about any of.

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Speaker 7: The Funny thing about that is like I feel the

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Speaker 7: same way about education. Like we went to school, right,

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Speaker 7: and we learned we had to take all these tests

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Speaker 7: and pass them to be certified. And I went to

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Speaker 7: grad school forward and I got put in New York

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Speaker 7: City and all the things that they talk out the window,

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Speaker 7: you're gonna learn right now, right, Today's Yeah, you know,

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Speaker 7: And one of the lessons I try to tell up

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Speaker 7: and coming teachers is like, listen, you're gonna be tested

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Speaker 7: every day. You got to really put the mindset there today.

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Speaker 7: I'm gonna win this battle because I know I'm fighting

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Speaker 7: for them, you know what I mean. So, like that's crazy,

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Speaker 7: Like you're doing that in finance too. It's the same thing. Like, wait,

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Speaker 7: I went to the school for all this and I

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Speaker 7: know nothing.

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Speaker 5: I literally have to start over, right, and so.

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Speaker 6: You know, taking that is like literally the premise of

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Speaker 6: the class. I nicknamed it life one on one, and so.

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Speaker 8: We talk about credit.

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Speaker 6: I always felt like too, like I sat in these

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Speaker 6: classrooms and you know, as a kid who a kid

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Speaker 6: from Baltimore learning and all that type of stuff. I've

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Speaker 6: been fortunate enough my parents valued education, so I've really

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Speaker 6: valued it myself. And still, even though I feel like

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Speaker 6: I'm a bright individual, I was sitting in some of

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Speaker 6: these classes and I would have to like the teachers

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Speaker 6: would just talk over my head however long the lecture was,

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Speaker 6: and I was like, you know, people would throw around

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Speaker 6: terms good debt versus bad debt and all that stuff,

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Speaker 6: and you feel afraid to ask a question like you know,

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Speaker 6: I don't want to see much stupid.

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Speaker 7: Feel like everybody else must.

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Speaker 6: Know, right, you know, like he's talking like they like

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Speaker 6: maybe I didn't get this in my high school or something, right,

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Speaker 6: and then you know, so I'd end up youtubing it

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Speaker 6: or figuring out on my own or just through life

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Speaker 6: and experience. And I'm like, it shouldn't be like that, right,

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Speaker 6: Like you're paying all this money.

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Speaker 5: To go to school.

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Speaker 8: We should talk about this. You should feel comfortable asking

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Speaker 8: this question.

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Speaker 5: So that's the class we started.

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Speaker 6: We cover everything from like I said, invest in budgeting, taxes,

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Speaker 6: your gross pay versus your net.

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Speaker 5: How to buy a house.

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Speaker 6: Our very last class, we had a it's called we

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Speaker 6: called it Financing your Dream Company, an entrepreneurship panel. We

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Speaker 6: end up having a huge My goal, as I told

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Speaker 6: the students, my goal is to make this financial information, uh,

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Speaker 6: financial literacy, all that type of stuff.

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Speaker 8: Has to make this information accessible to all for free.

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Speaker 6: And so this class was really a pilot and just

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Speaker 6: a launching point to build and to figure out what

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Speaker 6: works and all of that type of stuff. But what

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Speaker 6: we did our second to last class, we had a

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Speaker 6: bunch of high school students from Philly come in and

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Speaker 6: then my students taught those students these different We had

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Speaker 6: five different topics, but taught them this stuff.

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Speaker 5: And one the reason for that was me.

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Speaker 6: One, I don't it's not that I don't care about grades,

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Speaker 6: but care about grades is. But two, it's more of

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Speaker 6: like I feel like, if you can teach someone how

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Speaker 6: to teach or no, so not how to teach. I

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Speaker 6: wanted to teach them how to teach this information to

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Speaker 6: other people that they learned. Yeah, so like I want

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Speaker 6: you to be able to share this information with your cousin,

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Speaker 6: your family, your mother, your sister, your brother, and spread

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Speaker 6: this information a similar way that I'm doing it to

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Speaker 6: my family. Give your family access to change their own lives,

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Speaker 6: right as opposed to sadly, what we do in society

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Speaker 6: is we get information and now it's my information. I'm

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Speaker 6: gonna get a leg up on you where it's like

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Speaker 6: you're not my competition.

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Speaker 5: Right.

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Speaker 8: So we had our students teach it.

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Speaker 6: To high school students because of the mone I figured

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Speaker 6: if you can break it down on a high school level,

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Speaker 6: then you probably have a pretty good understanding of it.

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Speaker 8: But two, it also just is giving.

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Speaker 6: Us that ripple effect as a classroom and when I

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Speaker 6: tell you you've got these one of the biggest things.

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Speaker 5: That schools are.

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Speaker 6: People push back on as, oh man, you don't you

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Speaker 6: know people already know this information you know, and you're like, no,

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Speaker 6: we don't.

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Speaker 5: When did I learn it? When did you teach it

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Speaker 5: to me? Right? Like, if nobody ever taught me. I

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Speaker 5: told this to the students as well, nobody.

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Speaker 3: Ever took me.

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Speaker 1: An illegal alien from Guatemala charged with raping a child

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Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

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Speaker 1: accused of murdering a Texas man of Venezuelan charged with

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Speaker 1: filming and selling child pornography in Michigan.

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Speaker 2: These are just.

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Speaker 1: Some of the heinous migrant criminals caught because of President

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Speaker 1: Donald J.

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Speaker 2: Trump's leadership. I'm Christy Noman, the.

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Speaker 1: United States Secretary of Homeland Security. Under President Trump, attempted

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Speaker 1: illegal border crossings are at the lowest levels ever recorded,

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Speaker 1: and over one hundred thousand illegal aliens have been arrested.

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Speaker 1: If you are here illegally, your next you will be

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Speaker 1: fine nearly one thousand dollars a day, imprisoned and.

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Speaker 2: Deported, you will never return.

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Speaker 1: But if you register using our CBP home app and

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Speaker 1: leave now, you could be allowed to return legally.

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Speaker 2: Do what's right, leave now.

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Speaker 1: Under President Trump, America's laws, order and families will be protected.

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Speaker 3: Sponsored by the United States Department of Homeland Security.

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Speaker 6: If I asked you what two plus two is, you're like, man,

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Speaker 6: that's a stupid question, right, you've learned that.

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Speaker 8: If I asked you, like, okay, well, how do you

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Speaker 8: buy your first house?

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Speaker 5: Right?

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Speaker 3: Like, what do you need?

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Speaker 7: Uh?

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Speaker 8: Well, you probably need it. If I ask you what's

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Speaker 8: the four to one k?

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Speaker 9: Right?

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Speaker 5: Well, you know some people people might be like, well

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Speaker 5: you should know that. How who taught me?

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Speaker 4: And that's what that's something that because you know, I

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Speaker 4: post videos sometimes and me teaching and some it's always

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Speaker 4: a couple of comments like, well, financial literacy shouldn't be

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Speaker 4: taught in school, We shouldn't rely on schools. People should

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Speaker 4: be teaching at home. True of course, but if your

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Speaker 4: parents aren't prepared to teach you, and what about those kids?

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Speaker 4: And that's the vast majority of kids, right, So it's

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Speaker 4: like they say, okay, well, yeah, of course everything should

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Speaker 4: be taught at home. But if that's the case, what's

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Speaker 4: the point that even going to school? Yeah, so to

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Speaker 4: teach our kids everything at home.

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Speaker 7: Working in the education system, right, this is like my

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Speaker 7: seventeenth year in education. But that was part of the

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Speaker 7: reason when I was like I saw Shoty, I'm like, look,

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Speaker 7: I need your help, Like you're a financial advisor, I

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Speaker 7: need your help, Like I know that these kids aren't learning.

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Speaker 7: And I felt like I was doing a disservice. So

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Speaker 7: I'm like, all right, well I have six weeks to

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Speaker 7: help these kids, right, And I was like, listen, I

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Speaker 7: need your help. Come in and just teach these kids

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Speaker 7: these lessons and it was like when we started seeing

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Speaker 7: the return on it every year, it was like, oh,

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Speaker 7: this is amazing.

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Speaker 3: Right.

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Speaker 7: So like being in the system and no one is

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Speaker 7: a disservice, like we got to give back. So like

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Speaker 7: you going back to Philly to take kids, Like that's dope, right,

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Speaker 7: and you're doing it at the college level, right, And

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Speaker 7: our program is you know, from high school kids getting

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Speaker 7: getting ready for college, but also this year we'll launching

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Speaker 7: one for elementary school kids, right because the earlier they

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Speaker 7: get the knowledge, now their parents can learn and these

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Speaker 7: kids are learning, so they prepared. By the time we

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Speaker 7: get to high school, they're going to be advanced, right, right,

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Speaker 7: So we're just trying to start earlier and earlier, right,

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Speaker 7: and we need more people doing that, right. So that's

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Speaker 7: what drew us, Like drew me for sure, Like five

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Speaker 7: thirty in the morning, I'm reading, I'm like, oh, I

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Speaker 7: got to meet this guy because he's on the same path.

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Speaker 4: And then also at that my Lexcelna question leads right

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Speaker 4: into as far as getting back right, we spoke about

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Speaker 4: that off camera a little bit. Can you talk about

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Speaker 4: that as far as like the importance of that and

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Speaker 4: why because a lot of times people don't like you said.

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Speaker 4: I think I read a book one time that we

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Speaker 4: operate from an attitude of scarcity instead of abundance, meaning

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Speaker 4: that it's like, Okay, if me and you from the

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Speaker 4: same neighborhood you make it to the league, I'm gonna

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Speaker 4: be depressed because I'm like, the percentage of somebody making

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Speaker 4: it is like one out of one hundred. Now you

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Speaker 4: made it, So now my percentage is like, I'm done.

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Speaker 4: I can't make it statistically, It's like it's not of

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Speaker 4: saying like, yo, I'm gonna use you as an example

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Speaker 4: that I can make it. So we look at that

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Speaker 4: and it carries over them a lot of things like Okay,

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Speaker 4: I got a million dollars. I can't teach somebody else

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Speaker 4: how to make a million dollars because I've already beat

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Speaker 4: the odds. So I can't diminish my eyes by trying

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Speaker 4: to spread the wealth.

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Speaker 5: You know what I mean.

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Speaker 6: It's said, So yeah, my wife and I always start

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Speaker 6: this foundation called Beyond the Basics.

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Speaker 5: Think it is right here. We throw football cams.

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Speaker 6: We take kids on shopping spreeze for Christmas, feed single

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Speaker 6: parents Thanksgiving, and I think that you know, that's just

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Speaker 6: our heart and what we feel called to do. And

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Speaker 6: that's actually like the best part of everything that I do.

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Speaker 6: I feel like when it.

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Speaker 8: Talks when you talk about giving back.

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Speaker 6: I shared this with the students as well. I share

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Speaker 6: this with people. I think that there's a lot of

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Speaker 6: people in this world. This is the way I think

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Speaker 6: of my life and whether I'm right wrong, and whatever

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Speaker 6: I'm doing, I'm sharing it and I'm letting you know that. Hey, Like,

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Speaker 6: I don't have all the answers, Like I told them

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Speaker 6: my students at the first day, I don't have all

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Speaker 6: the answers, right, Like, there's there's experts for all of

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Speaker 6: this information.

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Speaker 8: That's the reason why you hire an accountant.

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Speaker 6: That's the reason why you hire an investment advisor, a

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Speaker 6: financial advisor. That's the reason why you hire a credit

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Speaker 6: repair specialist to handle these different tranches of your life,

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Speaker 6: the reason why you hire a realtor. Like, I don't

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Speaker 6: have all this information, but I will get the people

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Speaker 6: in front of you. I have a little bit about

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Speaker 6: all this stuff, and anything I don't know, we'll learn

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Speaker 6: on the fly, right, That's cool with me. I'll take

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Speaker 6: that humble approach to teaching and of being a vessel.

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Speaker 5: But what I always.

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Speaker 6: Tell people is there's people who write these tell All books.

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Speaker 6: You know, they're fifty some years old. Right, this is

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Speaker 6: how I mask my wealth and all that type of stuff.

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Speaker 5: Right.

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Speaker 6: And there's one there's a bunch of young kids who

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Speaker 6: is reading that, well, I just read such and such book,

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Speaker 6: and you know, now I'm gonna try to do it

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Speaker 6: like this and this and this, right, which is great,

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Speaker 6: you know, you're sharing that wealth of knowledge. I always

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Speaker 6: think that those the person who wrote the book, the

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Speaker 6: author's peers at that age group were probably looking at

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Speaker 6: this dude, like a dude or woman, like why the

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Speaker 6: did you just share this stuff while you were doing it?

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Speaker 8: Right?

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Speaker 6: Like why don't you tell me while you were taking

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Speaker 6: these risks? So that now we can all be writing

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Speaker 6: on tell All books, we can all be on these shots,

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Speaker 6: we can all be on this stuff, right. And that's

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Speaker 6: what I'm like, all right, like, let's just let's just

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Speaker 6: share as.

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Speaker 5: We go, right.

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Speaker 6: And for me, it's about taking a humble approach, or

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Speaker 6: making the information humble in the sense of like it's

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Speaker 6: not overwhelming.

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Speaker 5: It's not like there's.

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Speaker 6: Certain things that are complex, you know, more complex than others.

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Speaker 6: But all of this stuff is once you take some

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Speaker 6: time and dive into it, you're just like, what this is?

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Speaker 6: You know, this can be easy, And I think that's

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Speaker 6: sadly a lot of people trying to teach or a

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Speaker 6: lot of people trying to and you know, we're not

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Speaker 6: even talking about specifically giving back, but I look at

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Speaker 6: the professor stuff as one of my versions.

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Speaker 5: Of giving back.

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Speaker 6: Absolutely education and a lot of people trying to teach

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Speaker 6: or or give information they want you to think that

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Speaker 6: what they do is rockets.

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Speaker 7: You know, how we can tell is giving back because

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Speaker 7: you're doing it right. Those kids are being inspired and

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Speaker 7: you don't never know the impact, right, but they are

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Speaker 7: a bunch of athletes who are looking at you like wow,

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Speaker 7: like I could do that. I wish I could do

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Speaker 7: that right, And they're reaching out. Like when we posted you,

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Speaker 7: like a bunch of athletes were like, hey.

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Speaker 4: Well we have a lot of to the NFL. For

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Speaker 4: some reason, I don't know, but like half of the

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Speaker 4: NFL follows us, right, So we're getting more basketball players

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Speaker 4: out to Al Harrington shout out to a couple of

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Speaker 4: other league guys in the league. But I'm proud of

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Speaker 4: the NFL guys because they really taking financial literacy serious and.

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Speaker 7: They I don't think it's a coincidence, definitely.

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Speaker 4: And what you said was key as far as to

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Speaker 4: make the information understandable to the people. And I think

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Speaker 4: that's one of the driving forces behind our podcast is

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Speaker 4: that our people don't really want to read barons and

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Speaker 4: even I don't really want to read Baron.

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Speaker 5: I'm fall asleep when I'm.

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Speaker 4: Reading there, Like you know what I mean.

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Speaker 7: It's like.

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Speaker 4: But the information that we deliver, they know that it's

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Speaker 4: like a conversation they can have in a barbershop, but

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Speaker 4: these conversations aren't being had at the barbershop. So now

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Speaker 4: they can tune in once a week and they can

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Speaker 4: check it out and they And the good thing about

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Speaker 4: our platform is that everybody that we are bringing in

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Speaker 4: are from different walks of life, different areas, but the

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Speaker 4: one common denominator is that they all are willing to

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Speaker 4: share time and give out free game. And that's what

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Speaker 4: you just did, and it's commendable.

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Speaker 1: An illegal alien from Guatemala charged with raping a child

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Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

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Speaker 1: accused of murdering a Texas man of Venezuelan charged with

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Speaker 1: filming and selling child pornography in Michigan.

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Speaker 2: These are just.

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Speaker 1: Some of the heinous migrant criminals caught because of President

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Speaker 1: Donald J.

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Speaker 2: Trump's leadership. I'm Christy Noman, the.

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Speaker 1: United States Secretary of Homeland Security. Under President Trump, attempted

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Speaker 1: illegal border crossings are at the lowest levels ever recorded,

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Speaker 1: and over one hundred thousand illegal aliens have been arrested.

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Speaker 1: If you are here illegally, your next you will be

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Speaker 1: fine nearly one thousand dollars a day.

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Speaker 2: Imprisoned and deported will never return.

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Speaker 1: But if you register using our CBP home app and

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Speaker 1: leave now, you could be allowed to return legally.

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Speaker 2: Do what's right. Leave now.

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Speaker 1: Under President Trump, America's laws, border and families will be protected.

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Speaker 3: Sponsored by the United States Department of Homeland Security.