1 00:00:00,520 --> 00:00:03,440 Speaker 1: Did you know Zeke's Pizza Delivers. Get a local handcraft 2 00:00:03,480 --> 00:00:07,000 Speaker 1: and pizza delivered tonight and leave tasteless national chain pizza behind. 3 00:00:07,160 --> 00:00:10,000 Speaker 1: Download the app or visit Zeke's Pizza dot com. It's 4 00:00:10,000 --> 00:00:14,800 Speaker 1: another Jubis on the twenties to me. I'm moving ninety 5 00:00:14,800 --> 00:00:18,799 Speaker 1: two point five. Thank you for calling me Credit Union. 6 00:00:18,800 --> 00:00:21,640 Speaker 1: This is dedre Hi there. I was looking to speak 7 00:00:21,640 --> 00:00:24,520 Speaker 1: to somebody about a small business loan. Oh, I can 8 00:00:24,560 --> 00:00:26,720 Speaker 1: do that. I'm a financial service consulting here. So you 9 00:00:26,840 --> 00:00:29,800 Speaker 1: got the right person, I asked him, speaking with Yes, 10 00:00:29,960 --> 00:00:33,080 Speaker 1: my name is Casey, ryback, Casey and what was the 11 00:00:33,159 --> 00:00:40,080 Speaker 1: last name? Again? Right back? Rybeck? As in cuckoo? Kind 12 00:00:40,120 --> 00:00:42,839 Speaker 1: of sterritic? Are you doing today? I'm good? How are 13 00:00:42,840 --> 00:00:45,519 Speaker 1: you good? Thank you? So you said you were interested 14 00:00:45,560 --> 00:00:49,280 Speaker 1: in getting a loan. How much was the amount your requesting? 15 00:00:49,520 --> 00:00:53,240 Speaker 1: Fifteen thousand dollars? And what was the purpose of the 16 00:00:53,320 --> 00:00:58,080 Speaker 1: loan um to spend some money and then pay it back? Okay, 17 00:00:58,080 --> 00:00:59,840 Speaker 1: But I need you too, which you need to loan for. 18 00:01:00,400 --> 00:01:02,280 Speaker 1: I know you need the money, but what it's a 19 00:01:02,360 --> 00:01:08,560 Speaker 1: loan for. It's to use Okay. I understand that you 20 00:01:08,600 --> 00:01:10,000 Speaker 1: need to use the money, but if you don't have 21 00:01:10,040 --> 00:01:12,680 Speaker 1: a significant purpose for the loans. I won't be able 22 00:01:12,760 --> 00:01:15,319 Speaker 1: to start the application. And what do they know? What 23 00:01:15,360 --> 00:01:18,080 Speaker 1: do you mean? So people come into our office and 24 00:01:18,120 --> 00:01:22,760 Speaker 1: they ask for loans for businesses? Yes, that's it. What it? 25 00:01:23,920 --> 00:01:26,200 Speaker 1: I need you to explain what it is. You said, 26 00:01:26,280 --> 00:01:31,040 Speaker 1: the business loans. So yeah, that's it a business okay, 27 00:01:31,280 --> 00:01:33,920 Speaker 1: but what kind of business? Well, I want to use 28 00:01:33,959 --> 00:01:38,319 Speaker 1: that fifteen thousand dollars for my business to purchase some 29 00:01:38,440 --> 00:01:43,440 Speaker 1: shoes for it. Okay, So you want fifteen thousand dollars 30 00:01:43,560 --> 00:01:47,640 Speaker 1: as a business loans for shoes. Yes, yeah, that's that's 31 00:01:47,640 --> 00:01:50,200 Speaker 1: what I want. Okay. Well, obviously the bank is not 32 00:01:50,240 --> 00:01:52,280 Speaker 1: going to lend you fifteen thousand dollars for you to 33 00:01:52,320 --> 00:01:55,320 Speaker 1: go out and buy a pair of shoes. It's no, no, no, no, 34 00:01:55,320 --> 00:01:57,240 Speaker 1: no no no. I think that's where you're confused. It's 35 00:01:57,240 --> 00:01:59,680 Speaker 1: not a pair of shoes. It's multiple para of issues 36 00:02:00,160 --> 00:02:03,520 Speaker 1: for the business thing you were talking about. Okay, So 37 00:02:03,560 --> 00:02:05,200 Speaker 1: it's not a business loan. If you're going to buy 38 00:02:05,240 --> 00:02:07,480 Speaker 1: these shoes and with them you're buying them for personal 39 00:02:07,560 --> 00:02:10,480 Speaker 1: you do, you're not buying them to build your business. 40 00:02:10,560 --> 00:02:13,040 Speaker 1: It could be a business. It could do you write 41 00:02:13,040 --> 00:02:14,960 Speaker 1: this off on your taxes? Do you clean this income 42 00:02:15,000 --> 00:02:19,519 Speaker 1: on taxes? That is a really good idea. Thank you 43 00:02:19,600 --> 00:02:21,920 Speaker 1: for the advice. Okay, that's not advice. I'm not a 44 00:02:21,960 --> 00:02:24,800 Speaker 1: tax prepayer. That is not advice. I'm simply asking you 45 00:02:24,840 --> 00:02:27,960 Speaker 1: a question to see if you understand the ramifications of 46 00:02:28,120 --> 00:02:31,080 Speaker 1: requesting money of this side and claiming it's a business 47 00:02:31,080 --> 00:02:35,080 Speaker 1: when it's not a big business. At this point, I 48 00:02:35,120 --> 00:02:37,040 Speaker 1: don't think you understand what you want. Go ahead and 49 00:02:37,080 --> 00:02:39,119 Speaker 1: call it back when you know. I'm going to disconnect 50 00:02:39,160 --> 00:02:43,440 Speaker 1: this call goodbye, have a great day. Thank you for 51 00:02:43,480 --> 00:02:47,360 Speaker 1: calling Credit Union. This is dra Yeah. Is this do 52 00:02:47,400 --> 00:02:51,520 Speaker 1: you draw? Yes? This is her? Hi? Can I help you? 53 00:02:51,960 --> 00:02:56,880 Speaker 1: Do you draw? This is Ken Sandbursts business tycoon? How 54 00:02:56,880 --> 00:03:00,160 Speaker 1: can I help you? Well, I want to invest in 55 00:03:00,200 --> 00:03:04,440 Speaker 1: a company for that has shoes and I'm willing to 56 00:03:04,520 --> 00:03:09,399 Speaker 1: pay thirty thousand dollars if they get a fifteen thousand 57 00:03:09,440 --> 00:03:14,160 Speaker 1: dollars loan. Okay, that's I want to go on record 58 00:03:14,200 --> 00:03:17,639 Speaker 1: as saying that, mister sendence, did you just call me back? 59 00:03:17,680 --> 00:03:23,120 Speaker 1: Kids a busy man, and no, I have not called 60 00:03:23,160 --> 00:03:27,240 Speaker 1: anybody about this yet, but this is an exciting opportunity, 61 00:03:27,680 --> 00:03:31,600 Speaker 1: so please take that into consideration. Casey, I know this 62 00:03:31,680 --> 00:03:34,760 Speaker 1: is you. You called me about shoes. Did somebody just 63 00:03:34,880 --> 00:03:39,440 Speaker 1: call you about shoes? Because I'm interested in investing in that? You? 64 00:03:40,240 --> 00:03:43,560 Speaker 1: It was you? Okay, let's stop the games. It's obviously you. 65 00:03:43,720 --> 00:03:46,560 Speaker 1: Kasey called me back about this same loan for fifteen 66 00:03:46,560 --> 00:03:52,280 Speaker 1: thousand dollars for shoes. I don't know a man named 67 00:03:52,360 --> 00:03:55,600 Speaker 1: Casey right back who would watch shoes. But if you 68 00:03:55,640 --> 00:03:58,800 Speaker 1: were to hear from that man, I think you should 69 00:03:58,800 --> 00:04:01,840 Speaker 1: give him a lot what however, he asks for. I 70 00:04:02,000 --> 00:04:05,760 Speaker 1: know this is you. Stop it. How'd you? Okay, yes, 71 00:04:05,800 --> 00:04:09,240 Speaker 1: this is Casey. How could you tell you obviously called back, 72 00:04:09,320 --> 00:04:12,680 Speaker 1: trying to use some stupid voice it's you. Well, that 73 00:04:12,760 --> 00:04:16,279 Speaker 1: was actually my business partner, Casey. Listen, I know you 74 00:04:16,279 --> 00:04:18,599 Speaker 1: want fifteen thousand dollars. This is not the way to 75 00:04:18,680 --> 00:04:20,479 Speaker 1: do it. Well, they said this is the line for 76 00:04:20,560 --> 00:04:22,760 Speaker 1: getting a loan where else? Yeah, this is a mine 77 00:04:22,800 --> 00:04:25,200 Speaker 1: for getting a serious loan, not one for someone to 78 00:04:25,200 --> 00:04:27,479 Speaker 1: buy shoes. Well, you can say all you want, but 79 00:04:27,560 --> 00:04:30,440 Speaker 1: I'm the one that's got the big investor who's ready 80 00:04:30,480 --> 00:04:33,200 Speaker 1: to invest. You know what. You stop closing me saying 81 00:04:33,200 --> 00:04:35,440 Speaker 1: you haven't invested you want to buy shoes. That's the 82 00:04:35,520 --> 00:04:39,360 Speaker 1: dumbest thing I've ever had anyone called for. Oh I'm 83 00:04:39,360 --> 00:04:41,919 Speaker 1: sorry to that your feelings. We would never give you 84 00:04:42,160 --> 00:04:45,560 Speaker 1: for everybody else a loan for fifteen thousand dollars to 85 00:04:45,560 --> 00:04:47,560 Speaker 1: buy themselves shoes. Okay, Well, can I do a prank 86 00:04:47,600 --> 00:04:50,360 Speaker 1: call on you? Then? No, you've done Kasey. You can't 87 00:04:50,400 --> 00:04:52,480 Speaker 1: do anything else here. Well, no, this is a prank 88 00:04:52,480 --> 00:04:54,919 Speaker 1: phone call. This is actually Jewel from Brook and Jewil 89 00:04:54,960 --> 00:04:57,880 Speaker 1: in the morning doing a phone tap on you. Would 90 00:04:57,920 --> 00:05:00,160 Speaker 1: you say? I said, this is a prank phone all 91 00:05:00,160 --> 00:05:07,839 Speaker 1: your brother Marcus set you up. No. Wait, oh my god, 92 00:05:08,000 --> 00:05:09,839 Speaker 1: I knew this was a crazy call. I mean I 93 00:05:09,920 --> 00:05:13,000 Speaker 1: keep si. He said that you get a lot of 94 00:05:13,000 --> 00:05:16,120 Speaker 1: weirdos calling up and asking to borrow money for strange things. 95 00:05:16,120 --> 00:05:17,760 Speaker 1: So I wanted to see if I could get it. 96 00:05:17,800 --> 00:05:19,320 Speaker 1: I wanted to see if I could upset you. You 97 00:05:19,440 --> 00:05:22,800 Speaker 1: got me good? Oh my god, what do you think 98 00:05:22,800 --> 00:05:24,640 Speaker 1: can I get that fifteen thousand dollars? Now? I really 99 00:05:24,680 --> 00:05:27,280 Speaker 1: need some new shoes. What can you anything you want? 100 00:05:27,320 --> 00:05:32,800 Speaker 1: Because always never called me again? It deal week up 101 00:05:32,839 --> 00:05:36,080 Speaker 1: every morning with jublephone tap weekday mornings on the twenties 102 00:05:37,880 --> 00:05:38,360 Speaker 1: point five,