1 00:00:00,120 --> 00:00:03,440 Speaker 1: Hey, y'all, I'm super excited today on the next on 2 00:00:03,480 --> 00:00:05,680 Speaker 1: this episode of eating wamp and I'm gonna redo that. 3 00:00:07,320 --> 00:00:10,200 Speaker 1: Welcome to another episode of Eating While Broke. Today we 4 00:00:10,320 --> 00:00:16,239 Speaker 1: have the super super super financially little Angel Rich with us. 5 00:00:17,120 --> 00:00:19,079 Speaker 1: She's about to show us what she used to eat 6 00:00:19,160 --> 00:00:23,560 Speaker 1: when she was broke. Hey, everybody, I'm Angel Rich, also 7 00:00:23,640 --> 00:00:26,520 Speaker 1: known as the next Steve Jobs. I'm super excited to 8 00:00:26,600 --> 00:00:29,680 Speaker 1: be here on Eating while Broke. Can't wait to share 9 00:00:29,720 --> 00:00:33,680 Speaker 1: all my broke stories and my broke food. But hey, 10 00:00:33,800 --> 00:00:36,440 Speaker 1: you know, it's started from the bottom and now we're here. 11 00:00:36,600 --> 00:00:39,000 Speaker 1: So we're here on Eating while Broke and looking forward 12 00:00:39,040 --> 00:00:43,200 Speaker 1: to it. Well, what do you have us eating today? Today? 13 00:00:43,280 --> 00:00:47,639 Speaker 1: We are eating googlesh. Now, for those that don't know, 14 00:00:47,960 --> 00:00:51,120 Speaker 1: this meal actually kind of came out of slavery in 15 00:00:51,159 --> 00:00:54,040 Speaker 1: the South. This is a meal that people eat to 16 00:00:54,080 --> 00:00:57,800 Speaker 1: this day, especially if you are in the South, or 17 00:00:57,840 --> 00:01:00,279 Speaker 1: if you are in a little bit more of an 18 00:01:00,280 --> 00:01:04,880 Speaker 1: impoverished area, or if you just are hungry and so. 19 00:01:05,400 --> 00:01:08,000 Speaker 1: Growing up, I actually did not know that this was 20 00:01:08,000 --> 00:01:11,559 Speaker 1: a struggle meal. It was my favorite meal as a child. 21 00:01:12,560 --> 00:01:16,960 Speaker 1: I didn't know how much my family was necessarily struggling 22 00:01:17,000 --> 00:01:20,880 Speaker 1: for different meals, you know, eating mac and cheese and 23 00:01:21,000 --> 00:01:24,480 Speaker 1: hat dogs and porking beans and oodles and noodles and 24 00:01:24,520 --> 00:01:26,320 Speaker 1: all those very different things. I just thought it was 25 00:01:26,360 --> 00:01:29,240 Speaker 1: food and I didn't think anything of it. And when 26 00:01:29,240 --> 00:01:31,959 Speaker 1: my grandmother used to make this meal, it used to 27 00:01:32,000 --> 00:01:35,160 Speaker 1: feel like so special. I mean, look how many ingredients 28 00:01:35,160 --> 00:01:37,399 Speaker 1: are in it. It just it feels like you're about 29 00:01:37,440 --> 00:01:40,120 Speaker 1: to have a feast. And it's very colorful. It was 30 00:01:40,240 --> 00:01:44,040 Speaker 1: very colorful, and it actually tastes really good as well. Um, 31 00:01:44,080 --> 00:01:46,640 Speaker 1: and I'm looking forward to eating it. I haven't had 32 00:01:46,680 --> 00:01:49,280 Speaker 1: it in a very long time. Uh, And it's an 33 00:01:49,320 --> 00:01:51,320 Speaker 1: honor to make it with you. Yes, So what are 34 00:01:51,360 --> 00:01:54,279 Speaker 1: the ingredients you have? Yes? So first we just started 35 00:01:54,320 --> 00:01:58,880 Speaker 1: with some elbow macaroni. Then we have ground beef, some 36 00:01:59,000 --> 00:02:04,160 Speaker 1: shredded cheese, stew, tomatoes, and plenty of catch up okay, perfect, 37 00:02:04,200 --> 00:02:06,680 Speaker 1: And then of course we're gonna season to taste salt 38 00:02:06,680 --> 00:02:09,720 Speaker 1: and pepper, season all and hats of okay, okay awesome. 39 00:02:09,760 --> 00:02:14,320 Speaker 1: So while you start cooking, I maybe thrown some questions 40 00:02:14,400 --> 00:02:19,040 Speaker 1: at you. So where are you originally from? I am 41 00:02:19,120 --> 00:02:23,120 Speaker 1: from d C. I'm from Capitol Hill and my great 42 00:02:23,120 --> 00:02:29,040 Speaker 1: grandparents are actually founding residents of Capitol Hill and that 43 00:02:29,080 --> 00:02:31,959 Speaker 1: was pretty cool. Um. But by the time it got 44 00:02:32,000 --> 00:02:35,840 Speaker 1: to the nineties, the neighborhood was it didn't have the 45 00:02:35,919 --> 00:02:39,720 Speaker 1: same makeup as it had before, and the croc epidemic 46 00:02:39,880 --> 00:02:43,400 Speaker 1: had sort of happened, and they started UH letting various 47 00:02:43,440 --> 00:02:46,720 Speaker 1: different people win with housing vouchers and different things like that. 48 00:02:47,080 --> 00:02:50,320 Speaker 1: So while I was going to school, me and my 49 00:02:50,400 --> 00:02:54,600 Speaker 1: sister were the only two people in the entire school 50 00:02:54,760 --> 00:02:58,200 Speaker 1: that had to pay for our lunch. Everybody else in 51 00:02:58,200 --> 00:03:01,600 Speaker 1: the school was on welfare, and my mother, even though 52 00:03:01,600 --> 00:03:04,280 Speaker 1: we had a lot of financial hurdles, she just always 53 00:03:04,280 --> 00:03:07,880 Speaker 1: refused to get on welfare, so we still had to 54 00:03:07,880 --> 00:03:11,480 Speaker 1: pay for our lunch. So everybody always assumed that we 55 00:03:11,480 --> 00:03:14,440 Speaker 1: were these rich kids just because we could pay for 56 00:03:14,480 --> 00:03:18,119 Speaker 1: our lunch, you know, um, not realizing that there would 57 00:03:18,120 --> 00:03:21,000 Speaker 1: actually be times that we didn't have electricity, or we 58 00:03:21,040 --> 00:03:23,400 Speaker 1: didn't have gays, or we didn't have water. We had 59 00:03:23,600 --> 00:03:27,120 Speaker 1: normal struggles just like everyone else. But being in that 60 00:03:27,240 --> 00:03:34,280 Speaker 1: position of of sort of seeing the UH dichonomy and 61 00:03:34,280 --> 00:03:37,680 Speaker 1: and and sort of mixed world at the same time 62 00:03:38,200 --> 00:03:40,640 Speaker 1: of my neighborhood and my friends, it gave me a 63 00:03:40,680 --> 00:03:42,960 Speaker 1: different perspective on life, and that's why I became so 64 00:03:43,000 --> 00:03:47,120 Speaker 1: passionate about financial literacy. Wow, so when did you decide 65 00:03:47,160 --> 00:03:52,040 Speaker 1: to write history of the black dollar? So I decided 66 00:03:52,080 --> 00:03:53,680 Speaker 1: to write history of the Black dollar when I was 67 00:03:53,720 --> 00:03:57,240 Speaker 1: going through my own personal struggle. So I had became 68 00:03:57,480 --> 00:04:01,520 Speaker 1: a global market research analysts, and while I was there 69 00:04:01,600 --> 00:04:05,240 Speaker 1: and working at Prudential, I became the author of the 70 00:04:05,280 --> 00:04:08,760 Speaker 1: first African American financial experience study, the reason It's Blacks 71 00:04:08,760 --> 00:04:12,120 Speaker 1: and life insurance commercials. But I also had a vision 72 00:04:12,440 --> 00:04:15,640 Speaker 1: for the reason for what the reason that there's currently 73 00:04:15,760 --> 00:04:19,320 Speaker 1: blacks and life insurance commercials and financial services commercials. I 74 00:04:19,360 --> 00:04:22,080 Speaker 1: was able to prove that black's own life insurance at 75 00:04:22,080 --> 00:04:25,719 Speaker 1: an equal or higher value than other races, and nobody 76 00:04:25,720 --> 00:04:31,560 Speaker 1: had ever researched that before. Whoa yeah literally, yeah, So 77 00:04:31,640 --> 00:04:35,680 Speaker 1: that was crazy. And I, you know, had all of 78 00:04:35,680 --> 00:04:39,159 Speaker 1: that success and I decided to start my company. But 79 00:04:39,520 --> 00:04:42,480 Speaker 1: I was struggling to raise money because, as I'm sure 80 00:04:42,600 --> 00:04:45,760 Speaker 1: you probably know, it's very hard for black women to 81 00:04:45,839 --> 00:04:50,599 Speaker 1: raise money, and we only receive zero point zero two 82 00:04:50,680 --> 00:04:54,280 Speaker 1: percent of funding. And with that, I was going through 83 00:04:54,320 --> 00:04:56,720 Speaker 1: a really hard time and it got so bad that 84 00:04:56,760 --> 00:05:00,360 Speaker 1: I didn't have any electricity, and I was walking down 85 00:05:00,360 --> 00:05:01,840 Speaker 1: the street picking up change off the ground to be 86 00:05:01,880 --> 00:05:05,960 Speaker 1: able to feed myself. This is while you were trying 87 00:05:06,000 --> 00:05:10,159 Speaker 1: to get your company off this that's only a couple 88 00:05:10,160 --> 00:05:14,440 Speaker 1: of years ago. I've never shared this before. Wow, I'm 89 00:05:14,440 --> 00:05:16,720 Speaker 1: glad you're sharing it here because I'm excited to share. 90 00:05:17,120 --> 00:05:20,640 Speaker 1: So how far from that point did the article come 91 00:05:20,640 --> 00:05:23,080 Speaker 1: out afore saying that you were the next Steve Jobs? 92 00:05:23,080 --> 00:05:25,240 Speaker 1: Because I remember seeing that and I was like, it's 93 00:05:25,240 --> 00:05:29,960 Speaker 1: a black girl. Literally like a month later. So fast 94 00:05:30,000 --> 00:05:34,599 Speaker 1: forward to I'm going through this hard period. I'm in 95 00:05:34,640 --> 00:05:38,520 Speaker 1: this competition. I'm thinking I'm gonna win, and I'm lined 96 00:05:38,600 --> 00:05:42,440 Speaker 1: up for a million dollars and I lose. And well, 97 00:05:42,480 --> 00:05:44,039 Speaker 1: I didn't lose. I came in ninth. I came in 98 00:05:44,120 --> 00:05:46,000 Speaker 1: ninth in the world. I mean, some people would consider 99 00:05:46,040 --> 00:05:48,640 Speaker 1: that a big deal, but that didn't have the million 100 00:05:48,680 --> 00:05:50,640 Speaker 1: dollars attached to it, so it might as well have 101 00:05:50,720 --> 00:05:52,279 Speaker 1: been a loss. It might as well have been a 102 00:05:52,320 --> 00:05:54,840 Speaker 1: hundred place to me. So I go through that whole 103 00:05:54,880 --> 00:06:00,880 Speaker 1: period and then January of seventeen, um, I don't have 104 00:06:00,920 --> 00:06:03,720 Speaker 1: any electricity, and I get to the point where I 105 00:06:03,760 --> 00:06:06,680 Speaker 1: just started reading all of these black history books over 106 00:06:06,760 --> 00:06:10,520 Speaker 1: and over again, just by candlelight because that's my only 107 00:06:10,520 --> 00:06:14,600 Speaker 1: source of entertainment. And I realized that there is living 108 00:06:14,640 --> 00:06:17,040 Speaker 1: by yourself at this point, are you know? I was. 109 00:06:17,160 --> 00:06:21,200 Speaker 1: I was actually with my um X at the time, 110 00:06:21,640 --> 00:06:23,440 Speaker 1: and I actually was going through a bit of a 111 00:06:23,480 --> 00:06:27,200 Speaker 1: domestic violence situation as well, and it was just a 112 00:06:27,320 --> 00:06:30,760 Speaker 1: completely just bad time. But I didn't have a job, 113 00:06:30,880 --> 00:06:33,400 Speaker 1: I didn't have funding for the company. I had no 114 00:06:33,480 --> 00:06:37,960 Speaker 1: way out. So my mentor adopted Maya ROCKI more uh Comings, 115 00:06:37,960 --> 00:06:42,640 Speaker 1: who's the wife of a congressman, a logic comings. She 116 00:06:42,800 --> 00:06:47,000 Speaker 1: was having a program for her organization, Center for Global 117 00:06:47,040 --> 00:06:50,279 Speaker 1: Policy Solutions, and she allowed me to be able to 118 00:06:50,400 --> 00:06:53,960 Speaker 1: launch the book there about a few weeks. Right before that, 119 00:06:54,040 --> 00:06:57,000 Speaker 1: Google also hosted a competition in New York for the 120 00:06:57,040 --> 00:07:00,320 Speaker 1: top thirty black women in the country and I happen 121 00:07:00,360 --> 00:07:03,720 Speaker 1: to win. And so the lady that was one of 122 00:07:03,760 --> 00:07:08,320 Speaker 1: the judges was also a writer for Forbes, and she 123 00:07:08,440 --> 00:07:10,920 Speaker 1: came over and she interviewed me and she heard my 124 00:07:11,000 --> 00:07:12,880 Speaker 1: story and she was like, oh my gosh, like you're 125 00:07:12,960 --> 00:07:15,120 Speaker 1: vastling on the writing. I'm gonna do a story on you. 126 00:07:15,480 --> 00:07:18,559 Speaker 1: And I didn't think anything of it. So fast forward. 127 00:07:18,760 --> 00:07:23,480 Speaker 1: I have no electricity, I am washing my clothes in 128 00:07:23,520 --> 00:07:28,080 Speaker 1: the bathtub. I am just you know, living the brokens 129 00:07:28,080 --> 00:07:30,800 Speaker 1: of brokens of lives. You know. I got rats in 130 00:07:30,880 --> 00:07:33,720 Speaker 1: my apartment and we're having to burn them in the backyard. 131 00:07:34,200 --> 00:07:38,080 Speaker 1: There's murderers happening in my front yard. And it's just 132 00:07:38,480 --> 00:07:42,600 Speaker 1: a whole insane situation going on. And it got to 133 00:07:42,600 --> 00:07:45,000 Speaker 1: the point that I'm walking down the street and I 134 00:07:45,080 --> 00:07:49,800 Speaker 1: literally go up to a like a crackhead, and I 135 00:07:49,880 --> 00:07:53,160 Speaker 1: asked him for some money, and he reaches in his 136 00:07:53,240 --> 00:07:57,440 Speaker 1: pocket and gives me a handful of pennies. And then 137 00:07:57,480 --> 00:07:59,800 Speaker 1: he said, if I see you later, I'll give you 138 00:07:59,840 --> 00:08:02,760 Speaker 1: a dollar. And I say, thank you, sir, I'll be 139 00:08:02,800 --> 00:08:06,400 Speaker 1: looking for you at that dollar. And used to borrow 140 00:08:06,920 --> 00:08:09,000 Speaker 1: from the convenience store lady, and we're so proud to 141 00:08:09,000 --> 00:08:11,440 Speaker 1: pay your back hurd a little twenty cents. So this 142 00:08:11,480 --> 00:08:14,160 Speaker 1: is what I'm in the midst of. Ok before the 143 00:08:14,240 --> 00:08:18,960 Speaker 1: article comes out, Right before the article comes out, it's okay. 144 00:08:19,080 --> 00:08:23,160 Speaker 1: So I decided to get out of the domestic violence situation. 145 00:08:24,120 --> 00:08:26,880 Speaker 1: And it was right when the article comes out or 146 00:08:26,880 --> 00:08:29,240 Speaker 1: after you read it, and then you're like, I'm worth more. 147 00:08:29,480 --> 00:08:36,440 Speaker 1: The day before, Wow, the day before I moved back 148 00:08:36,440 --> 00:08:40,760 Speaker 1: to my mother's house, which I hadn't done. And I 149 00:08:40,840 --> 00:08:44,000 Speaker 1: wake up the next day and it's all types of 150 00:08:44,000 --> 00:08:47,719 Speaker 1: people just screaming all over my Facebook page, and I'm like, 151 00:08:48,080 --> 00:08:51,360 Speaker 1: what the heck is going on? And then I look 152 00:08:51,640 --> 00:08:54,600 Speaker 1: and I'm like, Fords and Forest named me the next 153 00:08:54,600 --> 00:08:57,720 Speaker 1: two jobs, and I was like, I just I just 154 00:08:57,760 --> 00:09:05,520 Speaker 1: went through the house screaming. I Oh my god. It 155 00:09:05,720 --> 00:09:11,120 Speaker 1: was just crazy. It was absolutely everybody was super happy. 156 00:09:11,640 --> 00:09:15,240 Speaker 1: Everybody like just couldn't believe it was super happy, just 157 00:09:15,440 --> 00:09:19,800 Speaker 1: over the moon and static and it was a very 158 00:09:19,840 --> 00:09:25,120 Speaker 1: special moment. And so from there, I still a lot 159 00:09:25,160 --> 00:09:27,079 Speaker 1: of people don't realize I didn't even have the product 160 00:09:27,120 --> 00:09:30,160 Speaker 1: out when Ford say, mean the next step jobs that 161 00:09:30,280 --> 00:09:34,400 Speaker 1: happened may third seen. From there, I was able to 162 00:09:34,520 --> 00:09:38,280 Speaker 1: leverage the publicity that I got from being named the 163 00:09:38,400 --> 00:09:42,480 Speaker 1: Next Step Jobs to then be able to um get 164 00:09:42,520 --> 00:09:47,320 Speaker 1: funding for my company. I raised my first two hundred thousand, 165 00:09:47,760 --> 00:09:50,320 Speaker 1: and then I put that into actually being able to 166 00:09:50,360 --> 00:09:53,160 Speaker 1: build the app. We did two hundred thousand downloads in 167 00:09:53,200 --> 00:09:56,480 Speaker 1: ten days. Because I also couldn't afford the ads like 168 00:09:56,559 --> 00:10:00,360 Speaker 1: that so I reverse engineered um, Google Play and a 169 00:10:00,400 --> 00:10:03,480 Speaker 1: few of the not Google Play, Google Ads, um, no 170 00:10:03,559 --> 00:10:07,360 Speaker 1: Google Play. Anyway, I reverse engineered a few of the 171 00:10:08,160 --> 00:10:15,040 Speaker 1: different advertising platforms, and I created my own algorithm for advertising. 172 00:10:15,400 --> 00:10:17,960 Speaker 1: You you personally did this or you hired someone to 173 00:10:17,960 --> 00:10:20,960 Speaker 1: do that. No, I personally did this. I'm a statistician 174 00:10:20,960 --> 00:10:24,439 Speaker 1: by trade. So I personally sat down and I specialized 175 00:10:24,440 --> 00:10:27,760 Speaker 1: in advertising. Okay, and so I personally sat down and 176 00:10:27,800 --> 00:10:33,040 Speaker 1: reverse engineer um, Google AdWords, YouTube and Facebook and a 177 00:10:33,040 --> 00:10:36,679 Speaker 1: few other things, and I came up with my own algorithm. Um. 178 00:10:36,880 --> 00:10:39,640 Speaker 1: They were telling me that it was gonna cost three 179 00:10:39,679 --> 00:10:43,840 Speaker 1: dollars a download. There were all types of experts telling 180 00:10:43,840 --> 00:10:45,480 Speaker 1: me I would never get it one in three dollars, 181 00:10:45,640 --> 00:10:49,800 Speaker 1: and I got it to per download. That's why they 182 00:10:49,840 --> 00:10:53,280 Speaker 1: call you the next Steve Jobs. You thank you. So 183 00:10:53,440 --> 00:10:55,959 Speaker 1: then we did two hundred thousand downloads in ten days. 184 00:10:56,000 --> 00:10:58,840 Speaker 1: Apparently it was historic. We got a call from Google 185 00:10:58,880 --> 00:11:02,079 Speaker 1: telling us they've never seen anything like it. We became 186 00:11:02,120 --> 00:11:04,920 Speaker 1: the number one education I fin fourteen countries, top five 187 00:11:05,000 --> 00:11:08,000 Speaker 1: and forty countries, and we just completely blew up. And 188 00:11:08,040 --> 00:11:13,319 Speaker 1: then from there everything just went amazingly well. And we 189 00:11:13,400 --> 00:11:15,760 Speaker 1: finally we were able to get on Breakfast Club the 190 00:11:15,800 --> 00:11:18,640 Speaker 1: next year, and we achieved a lot of money from that, 191 00:11:18,960 --> 00:11:22,440 Speaker 1: and it was just success, success, success, and then I 192 00:11:22,480 --> 00:11:27,520 Speaker 1: broke my back. Well, I have a question before just 193 00:11:27,640 --> 00:11:32,920 Speaker 1: rewinding back, how do you in those environments, coming from struggle, 194 00:11:33,360 --> 00:11:37,840 Speaker 1: not having money, domestic domestic violence situation, how do you 195 00:11:37,880 --> 00:11:41,560 Speaker 1: go from that and somehow seeing past the storm too? 196 00:11:42,040 --> 00:11:44,319 Speaker 1: I'm gonna still keep focused on the bigger dream and 197 00:11:44,360 --> 00:11:49,920 Speaker 1: not just settle for, you know, something easier and smaller, 198 00:11:50,280 --> 00:11:55,439 Speaker 1: because my God promised me. Okay, it's as simple as that. 199 00:11:57,000 --> 00:12:00,560 Speaker 1: I grew up as a deaconess. You know. I believe 200 00:12:00,760 --> 00:12:03,080 Speaker 1: it takes the faith of a mustan seed to be 201 00:12:03,080 --> 00:12:06,880 Speaker 1: able to move mountains. And my great grandmother had already 202 00:12:06,880 --> 00:12:09,800 Speaker 1: told me that it was written, and I actually received 203 00:12:09,800 --> 00:12:11,640 Speaker 1: a vision from God when I was six years old. 204 00:12:12,320 --> 00:12:16,160 Speaker 1: So everything I do has never been about me. Um, 205 00:12:16,200 --> 00:12:18,240 Speaker 1: I never really even I asked God for anything. I 206 00:12:18,320 --> 00:12:20,000 Speaker 1: asked him to guide me and see would have me 207 00:12:20,040 --> 00:12:24,080 Speaker 1: to go. So even if I wanted really bad, I said, God, 208 00:12:24,080 --> 00:12:25,600 Speaker 1: if it's not for me, don't give it to me. 209 00:12:26,360 --> 00:12:29,840 Speaker 1: So I believe in me doing that and keeping true 210 00:12:29,960 --> 00:12:34,720 Speaker 1: to his vision and his word and not ever making 211 00:12:34,760 --> 00:12:38,440 Speaker 1: it about me. Um, it has been able to got me. 212 00:12:39,280 --> 00:12:42,560 Speaker 1: I will say there has been periods. There's been two 213 00:12:42,600 --> 00:12:47,000 Speaker 1: periods where I kind of was like, Okay, what is this. 214 00:12:47,640 --> 00:12:50,640 Speaker 1: The first one was when I didn't have electricity in 215 00:12:50,760 --> 00:12:55,000 Speaker 1: January and I actually went and got a job at 216 00:12:55,040 --> 00:12:59,400 Speaker 1: Olive Garden for two weeks for two weeks, and I 217 00:12:59,520 --> 00:13:01,480 Speaker 1: kept telling Nerve, but I was like, this is just temporary, 218 00:13:01,559 --> 00:13:05,360 Speaker 1: this is just temporary. But I was starving, literally starving. 219 00:13:05,520 --> 00:13:07,800 Speaker 1: I had no food, eating out of food pantries, and 220 00:13:07,800 --> 00:13:10,040 Speaker 1: then the food pantry food is expired, which is a 221 00:13:10,040 --> 00:13:14,720 Speaker 1: whole another problem I'll work on one day, so for real, 222 00:13:14,800 --> 00:13:19,360 Speaker 1: like they're serving expired foodstes right now, Like it's crazy. 223 00:13:19,440 --> 00:13:21,160 Speaker 1: And if it wasn't, and you know, God work in 224 00:13:21,160 --> 00:13:23,800 Speaker 1: mysterious ways, because if it was not for me going 225 00:13:23,840 --> 00:13:27,080 Speaker 1: through that period, I wouldn't have a deeper understanding of 226 00:13:27,160 --> 00:13:29,880 Speaker 1: the people that I'm trying to help, you know. So 227 00:13:29,920 --> 00:13:33,760 Speaker 1: it was all for the benefit of people at the 228 00:13:33,880 --> 00:13:38,640 Speaker 1: end of the day. Um. But basically I went through 229 00:13:38,640 --> 00:13:41,800 Speaker 1: that period of having that job of being a bartender 230 00:13:41,960 --> 00:13:46,280 Speaker 1: at Olive Garden and the there was a competition once 231 00:13:46,280 --> 00:13:49,000 Speaker 1: again to get into this accelerator and I end up 232 00:13:49,000 --> 00:13:51,800 Speaker 1: winning and I want I was like, told you, I'm out. 233 00:13:51,920 --> 00:13:53,959 Speaker 1: It's been real, no need to see the check. I 234 00:13:54,160 --> 00:14:02,320 Speaker 1: keep your touch. Also, that years actually just reminded me 235 00:14:02,320 --> 00:14:08,040 Speaker 1: of something. M hmmm, um, what do you call it? 236 00:14:08,320 --> 00:14:13,520 Speaker 1: New Year's Eve? When that period happened, I sat down 237 00:14:14,320 --> 00:14:20,720 Speaker 1: and I applied to every single possible competition and accelerator 238 00:14:21,320 --> 00:14:24,560 Speaker 1: that existed in the world, and it ended up being 239 00:14:24,560 --> 00:14:27,000 Speaker 1: about seventy of them. And I did not go to 240 00:14:27,000 --> 00:14:30,000 Speaker 1: sleep until I applied to every single one of them, 241 00:14:30,080 --> 00:14:33,640 Speaker 1: and I ended up getting into about three of them. 242 00:14:33,680 --> 00:14:36,240 Speaker 1: And that's how I then got accepted into that competition. 243 00:14:36,440 --> 00:14:40,520 Speaker 1: I had already applied for um New Year's Eve, and 244 00:14:40,560 --> 00:14:42,520 Speaker 1: then I had to go through the steps once I 245 00:14:42,560 --> 00:14:45,520 Speaker 1: got down UM to the final ten, so I got 246 00:14:45,560 --> 00:14:48,080 Speaker 1: that twenty five thousand. From there, I was able to 247 00:14:48,080 --> 00:14:51,240 Speaker 1: get another seventy thousand from another from because remember I 248 00:14:51,280 --> 00:14:53,720 Speaker 1: got three of them, so I accepted to another one 249 00:14:53,760 --> 00:14:56,000 Speaker 1: was seventy thousand, So at one time I got a 250 00:14:56,040 --> 00:15:00,400 Speaker 1: hundred thousand and UM and I was able to lever step. 251 00:15:01,320 --> 00:15:05,920 Speaker 1: So all of that really worked out in my favor. 252 00:15:06,720 --> 00:15:10,760 Speaker 1: And then fast forwarding to January twenty nineteen. I have 253 00:15:10,920 --> 00:15:13,640 Speaker 1: like all this money lined up and you know, everything's 254 00:15:13,680 --> 00:15:16,520 Speaker 1: going extremely well, and I go out to celebrate. Um, 255 00:15:16,560 --> 00:15:18,440 Speaker 1: A T and T had just made me a celebrity 256 00:15:18,480 --> 00:15:21,640 Speaker 1: ambassador and they gave me like this this goal. I mean, 257 00:15:21,680 --> 00:15:24,960 Speaker 1: I go, um glass clack and it had like Queen 258 00:15:25,040 --> 00:15:28,120 Speaker 1: Latifa and Tony Blair and Anderson Cooper were and like 259 00:15:28,160 --> 00:15:30,240 Speaker 1: all of our signatures inscribed on it. It was a 260 00:15:30,280 --> 00:15:34,360 Speaker 1: really big deal. And they put me on the board 261 00:15:34,360 --> 00:15:37,200 Speaker 1: of like Dreaming Black with A T and T. So 262 00:15:37,320 --> 00:15:39,520 Speaker 1: my team was like, come on, let's go celebrate. You 263 00:15:39,560 --> 00:15:41,680 Speaker 1: know this that in the third and I went out 264 00:15:41,720 --> 00:15:45,520 Speaker 1: to celebrate, slipped on something on the floor and broke 265 00:15:45,600 --> 00:15:48,840 Speaker 1: my back and for real, broker, I think I've seen 266 00:15:48,880 --> 00:15:51,720 Speaker 1: this on Facebook because I'm up broke my back, I 267 00:15:51,760 --> 00:15:53,920 Speaker 1: think I remember seeing that. Yeah, like that for real 268 00:15:53,960 --> 00:15:57,800 Speaker 1: happened in real life. And so uh look at you, 269 00:15:57,800 --> 00:16:01,480 Speaker 1: you're walking good. Yeah. I was Pair Lives for seven weeks. 270 00:16:02,120 --> 00:16:05,000 Speaker 1: I was on bier rest for three months. Um. I 271 00:16:05,040 --> 00:16:08,200 Speaker 1: had to learn to rewalk again. UM. I still go 272 00:16:08,240 --> 00:16:13,440 Speaker 1: to physical therapy once a week right now, and it's 273 00:16:13,480 --> 00:16:19,680 Speaker 1: been a very humbling experience. UM. From there, I came 274 00:16:19,680 --> 00:16:23,400 Speaker 1: out to l A and I ended up getting two 275 00:16:23,480 --> 00:16:26,600 Speaker 1: opposition offers for my company for like thirty five million. 276 00:16:27,560 --> 00:16:32,680 Speaker 1: And then I decided, so I'm like, that's a big deal. 277 00:16:32,680 --> 00:16:35,680 Speaker 1: I don't even have vocals. Gone. Yeah, the people yesterday 278 00:16:35,680 --> 00:16:37,800 Speaker 1: seemed to think that was a big deal. That is 279 00:16:37,840 --> 00:16:41,200 Speaker 1: a big deal, and I hate to highlight them, but 280 00:16:41,400 --> 00:16:44,400 Speaker 1: especially the fact that you're a black female woman, that's 281 00:16:44,440 --> 00:16:49,280 Speaker 1: a huge, huge, Yeah, that's what they said too. I 282 00:16:49,320 --> 00:16:53,960 Speaker 1: didn't really see it as a big deal, so I 283 00:16:54,000 --> 00:16:57,240 Speaker 1: felt like it was chomp change take it. You turned 284 00:16:57,240 --> 00:17:00,600 Speaker 1: it down. I turned it down. I've made billions for 285 00:17:00,640 --> 00:17:06,160 Speaker 1: other companies, billions time and time and time again, so 286 00:17:06,240 --> 00:17:09,000 Speaker 1: too for me to accept thirty five million to me 287 00:17:09,240 --> 00:17:13,879 Speaker 1: for me personally is in salting and so um. I 288 00:17:13,960 --> 00:17:18,960 Speaker 1: decided to turn it down. And I went to see 289 00:17:19,000 --> 00:17:23,159 Speaker 1: one of my mentors who's the founder of cis one 290 00:17:23,200 --> 00:17:26,040 Speaker 1: of the founders of Cisco Gas, and his company is 291 00:17:26,080 --> 00:17:28,960 Speaker 1: worth like sixty billion dollars and it takes like two 292 00:17:29,040 --> 00:17:31,600 Speaker 1: hours just to drive on his property to get to 293 00:17:31,680 --> 00:17:37,399 Speaker 1: his house, and so that's real money money. That's why 294 00:17:37,440 --> 00:17:41,560 Speaker 1: I gotta set the stage. That's that's real money, Okay, 295 00:17:41,800 --> 00:17:45,360 Speaker 1: And the hour. The first hour is like kind of 296 00:17:45,400 --> 00:17:48,119 Speaker 1: like flatish land and it has like a lake and 297 00:17:48,240 --> 00:17:50,560 Speaker 1: like all of this, and you stop and you see 298 00:17:50,600 --> 00:17:53,960 Speaker 1: the lake. And then the next hour is pure uphill 299 00:17:54,080 --> 00:17:57,360 Speaker 1: to the top of the mountain. Okay, So I get 300 00:17:57,359 --> 00:18:00,280 Speaker 1: to the top of the mountain and I say, how 301 00:18:00,440 --> 00:18:02,560 Speaker 1: it's a pleasure to meet you. How much of this 302 00:18:02,640 --> 00:18:07,719 Speaker 1: do you own? Question? And he says as far as 303 00:18:07,760 --> 00:18:11,040 Speaker 1: you can see? And I said, okay, that's what I thought. 304 00:18:11,400 --> 00:18:15,400 Speaker 1: Let's let's go. And during that meeting, I asked him 305 00:18:15,440 --> 00:18:17,959 Speaker 1: if he felt as though I should take thirty five million, 306 00:18:18,600 --> 00:18:21,600 Speaker 1: and he basically he also felt like it was chump change. 307 00:18:21,680 --> 00:18:24,240 Speaker 1: He said, I don't even start conversations unless it's thirty 308 00:18:24,280 --> 00:18:28,359 Speaker 1: million a aboff. And he was like, Angel, it takes 309 00:18:28,359 --> 00:18:30,760 Speaker 1: the same of my time to make a million dollars 310 00:18:31,240 --> 00:18:33,560 Speaker 1: as a due, to make a hundred million as a due, 311 00:18:33,600 --> 00:18:35,600 Speaker 1: to make a billion. And you've probably seen me post 312 00:18:35,640 --> 00:18:39,440 Speaker 1: that on Facebook. And that changed. That moment changed my life. 313 00:18:40,240 --> 00:18:42,439 Speaker 1: And when I came down off of them out in 314 00:18:42,880 --> 00:18:47,160 Speaker 1: I asked myself how kind of make a billion dollars? 315 00:18:48,080 --> 00:18:52,679 Speaker 1: And I recently came up with a term um the 316 00:18:52,840 --> 00:18:57,840 Speaker 1: night of my engagement party, and that is circumstantial visions. 317 00:18:59,000 --> 00:19:03,280 Speaker 1: I had to remove circumstantial visions from my life. I 318 00:19:03,320 --> 00:19:06,479 Speaker 1: had to remove me thinking that I was a black person, 319 00:19:06,960 --> 00:19:08,919 Speaker 1: or that I was a female, or that I was 320 00:19:08,960 --> 00:19:11,879 Speaker 1: from the hood, or that I wore a braid, or 321 00:19:11,920 --> 00:19:14,600 Speaker 1: that I didn't go to an ivy Lee school or 322 00:19:14,640 --> 00:19:20,840 Speaker 1: all of these various different circumstantial things that occurred that 323 00:19:21,040 --> 00:19:24,280 Speaker 1: for the most part, we have been told you can't 324 00:19:24,280 --> 00:19:28,280 Speaker 1: do this. You can't partner with a credit bureau, you 325 00:19:28,320 --> 00:19:32,119 Speaker 1: can't create a credit card, you can't you can't do 326 00:19:32,200 --> 00:19:36,119 Speaker 1: these things. You can't disrupt the financial services industry. You 327 00:19:36,200 --> 00:19:39,760 Speaker 1: can't become one of the first people to intern um 328 00:19:39,760 --> 00:19:42,359 Speaker 1: from America and China. All of these things I told 329 00:19:42,400 --> 00:19:45,680 Speaker 1: that you can't do. And once I removed that from 330 00:19:45,680 --> 00:19:48,640 Speaker 1: my mind, and I said, Okay, if I was an 331 00:19:48,640 --> 00:19:52,399 Speaker 1: old white man with lots of money and the Vanderbilt 332 00:19:52,400 --> 00:19:56,840 Speaker 1: s where my parents, what would I go do? And 333 00:19:56,920 --> 00:19:59,080 Speaker 1: with that, I said, I would go partner with the 334 00:19:59,119 --> 00:20:02,360 Speaker 1: top credit bureau. So that's what I did. After that, 335 00:20:02,400 --> 00:20:04,480 Speaker 1: what would I do? I'll go partner with the top 336 00:20:04,480 --> 00:20:07,960 Speaker 1: credit card company. So that's what I did. Okay, now 337 00:20:08,080 --> 00:20:10,600 Speaker 1: I'm going to go partner with all the other fintech companies. 338 00:20:10,640 --> 00:20:13,280 Speaker 1: So that's what I did. Yeah, So if people get 339 00:20:13,400 --> 00:20:18,199 Speaker 1: nothing out of me being here today, it's definitely to 340 00:20:19,000 --> 00:20:24,919 Speaker 1: dream prediculously and follow your visions. Do not be limited 341 00:20:25,240 --> 00:20:27,679 Speaker 1: by what people tell you. People tell me all the 342 00:20:27,680 --> 00:20:33,760 Speaker 1: time that they think I'm crazy for turning down Smart Smart. 343 00:20:36,880 --> 00:20:38,680 Speaker 1: So people tell me all the time they think I'm 344 00:20:38,680 --> 00:20:43,000 Speaker 1: crazy for turning down the thirty five million. But you 345 00:20:43,119 --> 00:20:45,640 Speaker 1: have to know what's best for you and what's best 346 00:20:45,640 --> 00:20:50,080 Speaker 1: for your life. And I live by vision other people 347 00:20:50,320 --> 00:20:52,240 Speaker 1: try to put on you, but what you really have 348 00:20:52,400 --> 00:20:55,359 Speaker 1: for yourself. So I want people to understand that, and 349 00:20:55,440 --> 00:20:58,600 Speaker 1: don't worry about people underestimating you. You know, I call 350 00:20:58,720 --> 00:21:02,800 Speaker 1: that the power were underestimation and be a trojan horse. 351 00:21:03,200 --> 00:21:05,760 Speaker 1: When they decided to take down Troy and enter with 352 00:21:05,800 --> 00:21:09,520 Speaker 1: the trojan horse, they didn't announced themselves. They presented it 353 00:21:09,560 --> 00:21:12,720 Speaker 1: as a gift. They pretended as though they had left, 354 00:21:13,200 --> 00:21:16,600 Speaker 1: and as though they were giving a gift to Troy, 355 00:21:16,720 --> 00:21:21,639 Speaker 1: and they underestimated their opponent. They assumed that they in 356 00:21:21,720 --> 00:21:25,360 Speaker 1: fact had left, and they welcomed the trojan horse right 357 00:21:25,400 --> 00:21:31,200 Speaker 1: on his side, with the enemies inside of the horse. 358 00:21:32,119 --> 00:21:35,520 Speaker 1: And so they waited until they were asleep. They didn't 359 00:21:35,560 --> 00:21:39,000 Speaker 1: jump out, and it'say ah, got your second. They waited 360 00:21:39,080 --> 00:21:43,600 Speaker 1: until they were asleep, and then they proceeded to burn 361 00:21:43,640 --> 00:21:47,560 Speaker 1: it down. And by the time the Trojans woke up, 362 00:21:48,359 --> 00:21:51,919 Speaker 1: their castle was already burning down. And that's how you 363 00:21:52,000 --> 00:21:55,399 Speaker 1: have to be in life. You can't let the left 364 00:21:55,400 --> 00:21:58,680 Speaker 1: hand know what the right hand is doing. If you 365 00:21:58,760 --> 00:22:00,720 Speaker 1: put too much of your car is on the table, 366 00:22:01,000 --> 00:22:03,400 Speaker 1: then what type of poker face do you have at all? 367 00:22:03,720 --> 00:22:05,800 Speaker 1: And you're just making it easy for the enemy to 368 00:22:05,840 --> 00:22:09,919 Speaker 1: be able to attack you. So people I find, especially 369 00:22:10,080 --> 00:22:12,479 Speaker 1: you know these days in the millennial age, are so 370 00:22:12,600 --> 00:22:15,160 Speaker 1: busy back brigging and boasting about what they got going 371 00:22:15,240 --> 00:22:18,600 Speaker 1: on in their life and instead of kind of keeping 372 00:22:18,640 --> 00:22:21,080 Speaker 1: their cards a little bit closer to their chest and 373 00:22:21,160 --> 00:22:25,840 Speaker 1: not worrying about the impression that other people are having 374 00:22:25,880 --> 00:22:38,200 Speaker 1: on them. Why why financial literacy, Well, my whole family 375 00:22:38,280 --> 00:22:42,120 Speaker 1: is sold life insurance and so being in the community 376 00:22:42,160 --> 00:22:44,399 Speaker 1: I grew up in, as well as going around and 377 00:22:44,440 --> 00:22:47,399 Speaker 1: hearing people's different stories and my mother having to spend 378 00:22:47,400 --> 00:22:50,440 Speaker 1: her saturdays. I cannot believe I'm making googleash right now. 379 00:22:50,840 --> 00:22:54,760 Speaker 1: Shout out to my grandmother shout out to my grandmother 380 00:22:54,920 --> 00:22:57,480 Speaker 1: and my entire Moses family. I am sitting here and 381 00:22:57,520 --> 00:23:01,840 Speaker 1: making googlash. Wow, this is crazy financial literacy because my 382 00:23:01,880 --> 00:23:03,919 Speaker 1: whole family sells life insurance. And growing up in the 383 00:23:03,920 --> 00:23:06,760 Speaker 1: neighborhood that I did, and traveling around the country and 384 00:23:06,800 --> 00:23:10,359 Speaker 1: hearing some people's stories, it always boggled my mind. It 385 00:23:10,440 --> 00:23:13,119 Speaker 1: always boggled my mind while people didn't know how to 386 00:23:13,280 --> 00:23:17,119 Speaker 1: manage their money. And it occurred to me that people 387 00:23:17,240 --> 00:23:19,920 Speaker 1: literally did not know how to manage their money. I 388 00:23:19,960 --> 00:23:22,119 Speaker 1: didn't know that you had to pay your bills on 389 00:23:22,200 --> 00:23:26,320 Speaker 1: time before. I literally didn't know that. I didn't for real, 390 00:23:26,640 --> 00:23:29,080 Speaker 1: I thought as long as you got your bills paid 391 00:23:29,400 --> 00:23:33,280 Speaker 1: during the thirty day period that they counted. I didn't 392 00:23:33,280 --> 00:23:35,520 Speaker 1: know that you actually needed to pay it on time 393 00:23:35,560 --> 00:23:39,520 Speaker 1: on the first um as well as something I've now learned, 394 00:23:39,520 --> 00:23:41,240 Speaker 1: it's even better if you pay it on the twenty 395 00:23:41,280 --> 00:23:45,720 Speaker 1: second because that really helps even more. And so these 396 00:23:45,720 --> 00:23:49,040 Speaker 1: are just things that I didn't learn growing up. So 397 00:23:49,160 --> 00:23:51,600 Speaker 1: with credit Rich, you know, we round up us their 398 00:23:51,640 --> 00:23:54,680 Speaker 1: spare change to pay their bills intelligently and help them 399 00:23:54,720 --> 00:23:58,879 Speaker 1: optimize their credit score. And by simply helping them to 400 00:23:59,560 --> 00:24:03,439 Speaker 1: pay their bills on time that in itself helps to 401 00:24:03,680 --> 00:24:08,880 Speaker 1: raise their credit score and providing them with the financial 402 00:24:08,960 --> 00:24:13,480 Speaker 1: literacy tools to then help them become even wealthier from it, 403 00:24:13,480 --> 00:24:15,600 Speaker 1: which is why we name it credit rich because I 404 00:24:15,640 --> 00:24:17,920 Speaker 1: hate seeing people that just sit around with a seven 405 00:24:18,000 --> 00:24:21,320 Speaker 1: hundred credit score and do absolutely nothing with it. You 406 00:24:21,320 --> 00:24:24,800 Speaker 1: should be leveraging that to acquire higher and higher wealth. 407 00:24:25,040 --> 00:24:29,320 Speaker 1: And so what would be an example. Real estate will 408 00:24:29,359 --> 00:24:33,359 Speaker 1: be an example. Um taking a heatlock um, which is 409 00:24:33,359 --> 00:24:36,800 Speaker 1: a home equity loan. You could then take a heatlock out, 410 00:24:37,320 --> 00:24:40,920 Speaker 1: but maybe invest that into private equity. You could take money, 411 00:24:40,960 --> 00:24:44,560 Speaker 1: all of your full monk and invest that into private equity. 412 00:24:44,800 --> 00:24:46,919 Speaker 1: You could be sharing the wealth of your friends and family. 413 00:24:47,160 --> 00:24:49,040 Speaker 1: Let's say you have a seven hundred or eight hundred 414 00:24:49,040 --> 00:24:51,960 Speaker 1: credit score. You could add your friends and family to 415 00:24:52,640 --> 00:24:56,040 Speaker 1: your credit so that they then are able to receive 416 00:24:56,440 --> 00:24:59,360 Speaker 1: some of that authorization and be able to increase their 417 00:24:59,400 --> 00:25:01,600 Speaker 1: credit score in that way, but they don't have to 418 00:25:01,680 --> 00:25:05,679 Speaker 1: actually get a card from you. So there's just a 419 00:25:05,720 --> 00:25:08,000 Speaker 1: bunch of ways to be able to increase the wealth. 420 00:25:08,440 --> 00:25:11,560 Speaker 1: And what's better than one person with an eight hundred 421 00:25:11,600 --> 00:25:17,360 Speaker 1: card of score two? So yeah, So especially if if 422 00:25:17,440 --> 00:25:19,879 Speaker 1: you're not giving them a card. You're just it's it's 423 00:25:19,880 --> 00:25:22,680 Speaker 1: almost like you're giving them the power to be powerful 424 00:25:22,800 --> 00:25:24,520 Speaker 1: on their own, and what they do with it is 425 00:25:24,560 --> 00:25:29,200 Speaker 1: on them exactly. And I think that it's really empowering, 426 00:25:30,000 --> 00:25:33,880 Speaker 1: UH to be able to teach people to fish for themselves. 427 00:25:34,359 --> 00:25:37,560 Speaker 1: And even disabled people, you know, they might not be 428 00:25:37,600 --> 00:25:39,480 Speaker 1: able to work, they might not be able to walk, 429 00:25:39,560 --> 00:25:42,440 Speaker 1: but they still get that disabled paycheck and they need 430 00:25:42,480 --> 00:25:44,399 Speaker 1: to be able to manage it and know what to 431 00:25:44,440 --> 00:25:46,480 Speaker 1: do with it and make more money from it and 432 00:25:46,520 --> 00:25:49,280 Speaker 1: give money to their kids. And so history is black dollar. 433 00:25:49,720 --> 00:25:52,600 Speaker 1: It occurred to me when I was rereading book or T. 434 00:25:52,800 --> 00:25:57,240 Speaker 1: Washington's UH from Slavery that he also wrote a book 435 00:25:57,240 --> 00:26:00,919 Speaker 1: called Negroes and Business in nineteen o seven, and it 436 00:26:01,280 --> 00:26:05,560 Speaker 1: I realized that the economic history of our community was 437 00:26:05,600 --> 00:26:09,880 Speaker 1: just conveniently neglected from my black history pages. UM. At 438 00:26:09,920 --> 00:26:14,719 Speaker 1: the same time, we were having sort of the earlier 439 00:26:14,800 --> 00:26:19,680 Speaker 1: insurrections with people kind of fighting back against Jewish people 440 00:26:20,119 --> 00:26:23,960 Speaker 1: when forty five at first got into office, and I 441 00:26:24,040 --> 00:26:29,840 Speaker 1: said to myself, why do people understand and sympathize with 442 00:26:29,880 --> 00:26:33,480 Speaker 1: the Jewish community but not the Black community. And it 443 00:26:33,520 --> 00:26:37,840 Speaker 1: occurred to me because they read the Diary of Van Frank. 444 00:26:39,880 --> 00:26:44,320 Speaker 1: The Diary of Van Frank is mandated across America. Yeah, now, 445 00:26:44,359 --> 00:26:48,040 Speaker 1: tell me a book about a child slave or gym 446 00:26:48,080 --> 00:26:52,000 Speaker 1: crawl era, or even just a black kid. Let's mandated 447 00:26:52,080 --> 00:26:58,880 Speaker 1: across America. Oh there isn't one. Oh okay. Maybe that's 448 00:26:58,880 --> 00:27:03,120 Speaker 1: why they don't understand to struggle. Maybe that's why they 449 00:27:03,119 --> 00:27:07,280 Speaker 1: can empathize with something that happened four years in another 450 00:27:07,480 --> 00:27:11,440 Speaker 1: country as opposed to something that happened for four hundred 451 00:27:11,520 --> 00:27:16,520 Speaker 1: years in our country, because they literally don't know. I 452 00:27:16,600 --> 00:27:21,400 Speaker 1: was just in Tulsa for the anniversary of the Black 453 00:27:21,400 --> 00:27:24,960 Speaker 1: Wall Street Burning, and people that grew up there are 454 00:27:25,080 --> 00:27:30,160 Speaker 1: unfamiliar with what happened with Tulsa. They have magically been 455 00:27:30,200 --> 00:27:36,000 Speaker 1: able to take our history from the American history pages. 456 00:27:36,920 --> 00:27:40,280 Speaker 1: And so it's my goal to have this book not 457 00:27:40,440 --> 00:27:44,879 Speaker 1: only mandated as a Black history book, but as an 458 00:27:44,880 --> 00:27:47,800 Speaker 1: American history book. And we're proud to be partnered with 459 00:27:47,840 --> 00:27:51,600 Speaker 1: Forbes of Culture as well as Greenwood Bank and Marcia 460 00:27:51,680 --> 00:27:54,800 Speaker 1: dison Um in an effort to be able to get 461 00:27:54,800 --> 00:27:57,919 Speaker 1: this done. And we have a I don't know if 462 00:27:57,920 --> 00:27:59,600 Speaker 1: I can even talk about this, but I think I 463 00:27:59,600 --> 00:28:01,439 Speaker 1: can just mention it. Yeah, I mentioned it. Girl. We 464 00:28:01,560 --> 00:28:04,400 Speaker 1: have a docuseries that's coming out on it as well. 465 00:28:04,760 --> 00:28:08,520 Speaker 1: Where can people catch it? I can't say that. I 466 00:28:08,560 --> 00:28:11,760 Speaker 1: can't say nothing that that's the teaser. Yeah. I remember 467 00:28:11,840 --> 00:28:14,159 Speaker 1: when you published the History of the Black Dollar. I 468 00:28:14,200 --> 00:28:16,560 Speaker 1: was on Facebook when you had walked into your bank 469 00:28:16,720 --> 00:28:19,480 Speaker 1: and you had posted that you know, there was I 470 00:28:19,600 --> 00:28:21,840 Speaker 1: for got thirty forty grand in your bank account and 471 00:28:21,880 --> 00:28:26,200 Speaker 1: you thought it was some kind of bank mistake. What 472 00:28:26,320 --> 00:28:28,600 Speaker 1: did that feel like when you found out no, that 473 00:28:28,720 --> 00:28:32,119 Speaker 1: was actually your book selling and that was Amazon depositing 474 00:28:32,119 --> 00:28:35,800 Speaker 1: money in your account. That was absolutely insane. You know. 475 00:28:36,000 --> 00:28:39,080 Speaker 1: That's the shout out to Charlemagne um power of the 476 00:28:39,120 --> 00:28:42,480 Speaker 1: Breakfast Club, and that came as a result of me 477 00:28:42,640 --> 00:28:46,040 Speaker 1: going on Breakfast Club. I didn't think nothing of it, 478 00:28:46,320 --> 00:28:48,440 Speaker 1: you know. I was just excited to be on there 479 00:28:48,560 --> 00:28:52,240 Speaker 1: with Charlemagne because I think he's so real and um. 480 00:28:52,320 --> 00:28:54,240 Speaker 1: And then I, like you said, I went to the 481 00:28:54,280 --> 00:28:57,280 Speaker 1: bank and there was an extra thirty dollars in it. 482 00:28:57,520 --> 00:29:00,280 Speaker 1: And what was your financial situation then going into the 483 00:29:00,320 --> 00:29:02,560 Speaker 1: bank where you were you just closing a lot of 484 00:29:02,600 --> 00:29:05,200 Speaker 1: deals at the time or was that like old snap? 485 00:29:05,680 --> 00:29:10,000 Speaker 1: I think I maybe had Let's see, this is eighteen, 486 00:29:11,520 --> 00:29:14,560 Speaker 1: so I maybe had maybe like twenty thousand in the 487 00:29:14,600 --> 00:29:17,800 Speaker 1: bank at that time. Maybe not maybe not even that. 488 00:29:18,000 --> 00:29:21,080 Speaker 1: I'm not even certain. It wasn't it wasn't a lot. 489 00:29:21,680 --> 00:29:23,920 Speaker 1: It wasn't a lot. It was somewhere between ten and 490 00:29:24,000 --> 00:29:28,320 Speaker 1: twenty thousand, I think in that period, um, because I 491 00:29:28,360 --> 00:29:30,080 Speaker 1: had started making a little bit of money off of 492 00:29:30,120 --> 00:29:33,640 Speaker 1: speaking engagements and stuff like that. UM, So it was 493 00:29:33,680 --> 00:29:39,000 Speaker 1: somewhere around there. So it was definitely noticeable that it 494 00:29:39,080 --> 00:29:43,920 Speaker 1: was just like, you know, additional thirty dollars in there, 495 00:29:44,360 --> 00:29:48,600 Speaker 1: and I it was so crazy that I thought it 496 00:29:48,640 --> 00:29:51,040 Speaker 1: was an error. So I went to the bank teller 497 00:29:51,200 --> 00:29:53,640 Speaker 1: to tell her, and she was like, oh no, this 498 00:29:53,760 --> 00:29:55,960 Speaker 1: was deposited, and I was like, from a whole girl. 499 00:29:58,400 --> 00:30:04,040 Speaker 1: She was like Amazon. I was like you, I like 500 00:30:04,440 --> 00:30:07,600 Speaker 1: all that came from my books, say from books. So 501 00:30:08,440 --> 00:30:11,240 Speaker 1: it was like and I was like, I'm gonna I'm 502 00:30:11,280 --> 00:30:14,280 Speaker 1: gonna rock this to the wheels fall off, and I have, 503 00:30:14,680 --> 00:30:18,560 Speaker 1: and now this has turned into such a larger brand 504 00:30:18,560 --> 00:30:20,840 Speaker 1: than I ever expected. We just partnered with a company 505 00:30:20,840 --> 00:30:24,920 Speaker 1: called Answer Source. They're a major education technology company, and 506 00:30:25,040 --> 00:30:28,320 Speaker 1: we partnered with them to turn the curriculum into what 507 00:30:28,360 --> 00:30:32,440 Speaker 1: they're calling Gym's granular education modules. So there are these 508 00:30:32,440 --> 00:30:36,160 Speaker 1: ten minute interactive sessions that walk you through the book 509 00:30:36,200 --> 00:30:40,280 Speaker 1: and help you relive the experience of the history. Yes, 510 00:30:41,280 --> 00:30:43,440 Speaker 1: and that is available, or history of the Black Dollar 511 00:30:43,520 --> 00:30:46,000 Speaker 1: dot Com, History of the Black you heard that. I'm 512 00:30:46,040 --> 00:30:50,480 Speaker 1: definitely a one I experience. So we're offering wholesale rates 513 00:30:50,520 --> 00:30:54,400 Speaker 1: for schools and corporations and this is the future. This 514 00:30:54,480 --> 00:30:57,760 Speaker 1: is our goal. This is like, this is my personal 515 00:30:57,840 --> 00:31:01,720 Speaker 1: goal to make sure that its curriculum and these courses 516 00:31:02,080 --> 00:31:05,360 Speaker 1: get into the schools across the country. While I love 517 00:31:05,400 --> 00:31:09,160 Speaker 1: that you're you're using your power, your platform, your drive, 518 00:31:09,720 --> 00:31:14,840 Speaker 1: your education, and your your whole upbringing to better our community, 519 00:31:14,840 --> 00:31:18,160 Speaker 1: not just the black community, but financial literacy as a whole. 520 00:31:18,320 --> 00:31:22,320 Speaker 1: Just the overall community of America benefits from this absolutely. 521 00:31:22,400 --> 00:31:25,280 Speaker 1: And like I said on Breakfast Club, it's financial agriculture, 522 00:31:25,840 --> 00:31:28,880 Speaker 1: it's not. It's definitely on focus on the Black community, 523 00:31:29,120 --> 00:31:31,640 Speaker 1: but we have to be able to come together and 524 00:31:31,720 --> 00:31:34,840 Speaker 1: just like when you are dealing with normal agriculture, you 525 00:31:34,880 --> 00:31:38,640 Speaker 1: can't keep plotting the same crop over and over or 526 00:31:38,720 --> 00:31:41,480 Speaker 1: that crop will die up. You have to be able 527 00:31:41,520 --> 00:31:44,360 Speaker 1: to mix it so that you have the balance of 528 00:31:44,400 --> 00:31:46,680 Speaker 1: the nutrients in order to be able to have the 529 00:31:46,680 --> 00:31:49,320 Speaker 1: best fruits of your labor. So the same can be 530 00:31:49,400 --> 00:31:52,760 Speaker 1: told from an economic perspective and all of us coming together, 531 00:31:52,840 --> 00:31:56,840 Speaker 1: and the more they understand our economic history, the more 532 00:31:56,920 --> 00:32:01,480 Speaker 1: that they will understand our economic future. So now let's 533 00:32:01,520 --> 00:32:05,160 Speaker 1: try some googlass. Let's die. Let me know you want 534 00:32:05,200 --> 00:32:07,320 Speaker 1: some more catch up or hot sauce. I'm gonna rate 535 00:32:07,360 --> 00:32:16,280 Speaker 1: her goolash. Here we go. That is fantastic. That is fantastic. 536 00:32:17,600 --> 00:32:20,080 Speaker 1: Thank you for another episode of Eating Wall Broke. Thank 537 00:32:20,120 --> 00:32:22,520 Speaker 1: you really appreciate you coming out. I love being here 538 00:32:22,720 --> 00:32:24,800 Speaker 1: and you made enough for the whole girl song everyone 539 00:32:24,800 --> 00:32:27,880 Speaker 1: everybody can eat and I know you're going to the 540 00:32:27,920 --> 00:32:31,000 Speaker 1: moon girl, So congratulations. Thank you so much for taking 541 00:32:31,000 --> 00:32:36,560 Speaker 1: your time. Coming up. For more Eating Wall Broke from 542 00:32:36,560 --> 00:32:39,000 Speaker 1: I Heeart Radio and The Black Effect, visit the I 543 00:32:39,120 --> 00:32:42,200 Speaker 1: Heart Radio app, Apple podcast, or wherever you listen to 544 00:32:42,240 --> 00:32:43,240 Speaker 1: your favorite shows.