WEBVTT - Study Hall: The Inner Workings of a NFL Contract 0:00:00.160 --> 0:00:03.560 With Robinhood, not only can you trade individual stocks and ETFs, 0:00:03.720 --> 0:00:07.560 you can also seamlessly buy and sell crypto at low costs, 0:00:07.800 --> 0:00:11.520 trade all in one place. Get started now on robin Hood. 0:00:11.520 --> 0:00:14.040 Trading crypto involve significant risk. Crypto trading is offered through 0:00:14.040 --> 0:00:15.760 an account with the Robin h Hound Crypto LLC. Robin 0:00:15.800 --> 0:00:18.360 Hunt Crypto is licensed to engagement virtual currency business activity 0:00:18.360 --> 0:00:20.320 by the New York State Department of Financial Services, Crypto 0:00:20.320 --> 0:00:22.960 Health thro Robert Hunt Cryptos not FDFC insurer or SIPC protect. 0:00:23.200 --> 0:00:26.000 Investing involves risk, including loss of principle. Securities. Trading is 0:00:26.000 --> 0:00:28.720 offered through an account with Robinhood Financial LLC member SIPC, 0:00:28.960 --> 0:00:30.000 a registered broker dealer. 0:00:30.200 --> 0:00:33.720 You have a very interesting story and we was reading it, 0:00:34.280 --> 0:00:35.880 you know, the last couple of days. So you said 0:00:35.880 --> 0:00:37.839 your first contract, correct me if I'm wrong, you made 0:00:38.080 --> 0:00:39.680 your contract with one point two million. 0:00:40.280 --> 0:00:40.480 Yeah. 0:00:40.640 --> 0:00:44.960 Well say now you had like thirty five forty thousand, yeah, 0:00:45.360 --> 0:00:47.239 So yeah, can we just kind of break that down 0:00:47.280 --> 0:00:50.560 because to me, it's interesting as far as like NFL players, 0:00:50.600 --> 0:00:52.280 because you have an off season, so a lot of 0:00:52.320 --> 0:00:54.280 people don't aren't familiar, like do you get paid on 0:00:54.320 --> 0:00:56.640 the off season or how frequent do you get paid, 0:00:57.000 --> 0:00:58.800 And then there's a thing called the jock tax where 0:00:58.800 --> 0:01:01.000 you go to different states and get taxed differently. 0:01:02.920 --> 0:01:04.720 It's not all guaranteed. So yeah, can you kind of 0:01:04.800 --> 0:01:05.440 just break that down? 0:01:05.560 --> 0:01:09.600 Yeah, man, it's layers to that, layers. So yeah, So 0:01:10.240 --> 0:01:14.880 the way I think of the NFL is nothing is 0:01:15.000 --> 0:01:20.080 guaranteed unless you have certain stipulations within your contract and 0:01:20.160 --> 0:01:22.200 all that type of stuff. Right, So if you're one 0:01:22.240 --> 0:01:24.679 of those players, which is you know, more players are 0:01:24.800 --> 0:01:27.560 seeing that, that's a great thing and a blessing to have. 0:01:28.240 --> 0:01:31.400 But when you see these big contracts, you know, Russell 0:01:31.400 --> 0:01:34.080 Wilson one hundred and forty million, I can't remember how 0:01:34.160 --> 0:01:38.200 much guaranteed, maybe sixty five, yeah, something sixty quarunteed, right, 0:01:39.000 --> 0:01:42.400 that's what he can bank on. Right, you see the 0:01:42.440 --> 0:01:45.880 big number. But but if Russell Wilson gets hurt in 0:01:46.000 --> 0:01:49.360 year four, year five, whatever, right, he's not seeing the 0:01:49.440 --> 0:01:55.720 rest of that money potentially. So that's different from basketball. 0:01:56.000 --> 0:02:01.760 That's different from baseball and others sports. So as I 0:02:02.120 --> 0:02:06.920 entered the league in twenty thirteen, I was undrafted out 0:02:06.960 --> 0:02:12.280 of University of Pennsylvania. I remember the Baltimore. Ravens called 0:02:12.320 --> 0:02:15.679 me my hometown team. I'm like, man, Actually, to be 0:02:15.760 --> 0:02:18.000 quite honest with you, I was pissed off, right, Not 0:02:18.200 --> 0:02:20.440 because I was pissed off that I didn't get drafted. 0:02:20.560 --> 0:02:22.639 That was really what it was, right, and it just 0:02:22.720 --> 0:02:24.840 had a big chip on my shoulder. So for me, 0:02:24.960 --> 0:02:27.720 I've been fortunate to just have this lens on life 0:02:27.800 --> 0:02:30.680 and perspective where I'm not really a fan of too 0:02:30.800 --> 0:02:36.000 much or anyone. So I remember, as a rookie enter 0:02:36.040 --> 0:02:40.480 in the locker room, and this is my hometown team. 0:02:40.520 --> 0:02:42.800 These are the guys I looked up to growing up, 0:02:43.080 --> 0:02:46.000 and I remember this is fresh off of Super Bowl, 0:02:46.160 --> 0:02:48.359 fresh off of Super Bowl. I remember, actually, you know 0:02:48.440 --> 0:02:52.959 what a perfect story that might describe me. As my 0:02:53.160 --> 0:02:56.360 agent at the time, he took us out right before 0:02:56.400 --> 0:03:00.840 the draft, took us out in New York to some 0:03:01.080 --> 0:03:04.560 club up there to just celebrate that night before the 0:03:04.680 --> 0:03:06.120 draft of like all the work you put it in 0:03:06.200 --> 0:03:09.120 and all that type of stuff. And I remember, you know, 0:03:09.320 --> 0:03:11.760 like I said, I grew up in Baltimore, that purple 0:03:11.800 --> 0:03:15.040 and black, you know. I remember being in the house 0:03:15.120 --> 0:03:17.880 and seeing them, you know, win the Super Bowl and 0:03:18.000 --> 0:03:20.200 bragging all my roommates and all that type of stuff. 0:03:20.240 --> 0:03:25.400 Wearing that with pride and in the club. That for 0:03:25.560 --> 0:03:28.720 me was like my introduction to the NFL, even though 0:03:28.760 --> 0:03:31.760 I wasn't even in it at the time. But you 0:03:31.960 --> 0:03:34.960 had all of these different That was when the draft 0:03:35.040 --> 0:03:36.400 was still in New York, so you had all these 0:03:36.440 --> 0:03:40.160 different rappers and in different sections. My agent had gotten 0:03:40.240 --> 0:03:43.840 us a section. I wasn't spending anywhere. My agent got 0:03:43.960 --> 0:03:46.400 us a section. And the other guys there when you 0:03:46.480 --> 0:03:49.480 had Adrian Peterson with a section, Ludacris across the way 0:03:50.720 --> 0:03:53.640 g Z and there was ray Rice, and I remember 0:03:53.760 --> 0:03:58.720 Ray Rice walked up and I remember speaking to him 0:03:59.360 --> 0:04:02.560 and I'm like, yo, I just want to say, you know, 0:04:02.840 --> 0:04:04.960 you really put on for the city. That was amazing 0:04:05.040 --> 0:04:08.400 what y'all did. Man, Like, I appreciate you, respect you. 0:04:09.160 --> 0:04:11.160 But a couple of days like I'm gonna be in 0:04:11.160 --> 0:04:12.000 the NFL too. 0:04:12.280 --> 0:04:12.360 So. 0:04:14.320 --> 0:04:16.320 I ain't none of that fans stuff in the war right, 0:04:16.480 --> 0:04:21.040 like we competition, right, But before that, I want to 0:04:21.080 --> 0:04:23.080 tell you how much I respect you. So anyway, I 0:04:23.160 --> 0:04:25.680 say all that to say a few days later, I 0:04:25.760 --> 0:04:28.200 get get the call go to the Ravens. Had that 0:04:28.360 --> 0:04:31.000 chip on my shoulder. But the weird thing about the 0:04:31.120 --> 0:04:33.440 NFL is, like I said, I keep it. I've been 0:04:33.760 --> 0:04:35.719 blessed to be able to keep things in a perspective 0:04:36.200 --> 0:04:39.520 and understand that, Okay, I just got this call that says, hey, 0:04:39.600 --> 0:04:44.280 you're get a chance to sign up and you're a 0:04:44.320 --> 0:04:47.400 Baltimore Raven. Now no, I'm not right, Like, there's still 0:04:47.440 --> 0:04:50.400 another step to actually make the fifty three or make 0:04:50.520 --> 0:04:52.040 practice squad whatever. 0:04:52.160 --> 0:04:52.280 Right. 0:04:52.640 --> 0:04:54.120 Sadly, there's a lot of guys who are like, oh, 0:04:54.160 --> 0:04:57.240 I'm in it. No, right, Like next week you might 0:04:57.279 --> 0:04:59.320 be cut or after this rookie mini camp you might 0:04:59.360 --> 0:04:59.640 be cut. 0:04:59.760 --> 0:04:59.880 Right. 0:05:00.080 --> 0:05:02.760 So at that time, again, like I said, I signed 0:05:02.800 --> 0:05:07.279 a three year, one point two million dollar deal. However 0:05:08.080 --> 0:05:13.000 I got cut going into the actual season, made it 0:05:13.080 --> 0:05:15.160 all through preseason and all that stuff, got cut going 0:05:15.200 --> 0:05:17.680 into the actual season, and that jumped my money down 0:05:17.720 --> 0:05:20.640 to a practice squad guy. After four weeks, I got 0:05:20.680 --> 0:05:24.320 cut from Baltimore, so I really got four weeks of pay. 0:05:24.880 --> 0:05:27.840 And then again, I mean there were guys who got 0:05:27.920 --> 0:05:30.880 cut in the middle of training camp. There's guys who 0:05:30.880 --> 0:05:32.080 got cut after three days. 0:05:32.200 --> 0:05:34.960 So that there's a process after you get drafted, right, 0:05:35.120 --> 0:05:36.440 because that's even a little confusing. 0:05:36.520 --> 0:05:36.640 Right. 0:05:36.680 --> 0:05:39.240 There's OTA's that you have to make the team, yep. 0:05:39.400 --> 0:05:41.840 Then there is training camp that you have to make 0:05:41.880 --> 0:05:45.160 the team. Then you got four preseason game yeah, and 0:05:45.240 --> 0:05:46.200 so trying to make the team. 0:05:46.320 --> 0:05:48.040 Right. So the way I would think of it is 0:05:51.240 --> 0:05:54.040 you're never really on the team. You know, depending on 0:05:54.120 --> 0:05:55.760 who you are, you're never really on the team. Like 0:05:56.160 --> 0:05:59.320 I even joke with my students this semester and even 0:05:59.440 --> 0:06:01.040 right right now, like I could get this phone, go 0:06:01.160 --> 0:06:03.720 start ringing, Nigga, call be like listen code, like you 0:06:03.800 --> 0:06:05.840 bring your iPad up here, like we were going in 0:06:05.880 --> 0:06:08.280 a different route, right, And that's just the nature of 0:06:08.400 --> 0:06:11.400 the beast. So, like you said, every single day, I 0:06:11.480 --> 0:06:13.800 mean they always say that every day is an interview, 0:06:13.839 --> 0:06:20.479 but like literally, like I think people don't understand that. Again, 0:06:20.520 --> 0:06:23.120 depending on who you are, right, your first round, second round, 0:06:23.160 --> 0:06:26.120 you probably are guaranteed that first year, right, But that 0:06:26.160 --> 0:06:28.479 doesn't mean you're guaranteed three years from now, four years 0:06:28.520 --> 0:06:32.720 from now, right, And that's you. You just hope and 0:06:32.839 --> 0:06:37.720 pray that young guys come in and understand that. And me, 0:06:38.000 --> 0:06:42.360 fortunately I understood it. It was what motivated me to 0:06:42.760 --> 0:06:46.360 want to be great and make the team and still 0:06:46.400 --> 0:06:50.040 be here seven years later. Right, But for a lot 0:06:50.120 --> 0:06:52.839 of guys, like I remember rookie years, some guys would 0:06:52.880 --> 0:06:55.880 go to this mall across the street from my hotel, 0:06:55.920 --> 0:06:58.640 and I remember getting on Snapchat. Snap was like a 0:06:58.720 --> 0:07:04.000 big at the time, and getting on there and they 0:07:04.320 --> 0:07:07.719 literally walking in there selfie videos stunting like we're about 0:07:07.720 --> 0:07:09.960 to census sag And I'm like, bro, y'all all making 0:07:10.040 --> 0:07:11.680 the same thing I'm making right now, which is like 0:07:12.480 --> 0:07:14.119 like maybe one hundred and fifty bucks. 0:07:14.440 --> 0:07:17.400 All right, so you had a one point two million 0:07:17.440 --> 0:07:20.720 dollar contract, Yeah, but then you four weeks in you 0:07:20.880 --> 0:07:23.120 got demoted to practice team. 0:07:23.000 --> 0:07:27.000 Right now, so so you get drafted or undrafted in 0:07:27.120 --> 0:07:31.640 the spring. So like our rookies just showed up this weekend. 0:07:32.560 --> 0:07:37.360 So where we may whatever we are right now, we train, train, training, 0:07:37.440 --> 0:07:39.600 You can be there's guys being cut, there's guys being 0:07:39.640 --> 0:07:42.560 signed that entire time, like that roster is fluctuating. And 0:07:42.680 --> 0:07:44.600 then by the time you get the training camp, you 0:07:44.680 --> 0:07:48.160 start training camp in late July with ninety guys on 0:07:48.240 --> 0:07:53.360 the roster, that roster fluctuates a bit. And then by 0:07:53.640 --> 0:07:57.840 the end of August, beginning of September, that roster cuts 0:07:57.880 --> 0:07:59.920 down the fifty three, and then on top of that 0:08:00.040 --> 0:08:02.400 fifty three you have ten practice squad guys. I made 0:08:02.440 --> 0:08:06.640 it from that May all the way through to August. 0:08:06.720 --> 0:08:09.160 I got cut, became one of those practice squad guys 0:08:09.200 --> 0:08:11.400 where your salary goes from a minimum of like four 0:08:11.560 --> 0:08:17.480 hundred thirty thousand to one hundred thousand. And then four 0:08:17.560 --> 0:08:20.480 weeks later, four weeks into the season, that's when I 0:08:20.560 --> 0:08:23.640 got released from the team. And that's in Baltimore. 0:08:23.760 --> 0:08:25.760 That's in Baltimore. So none of that one point two 0:08:25.760 --> 0:08:27.440 million was guaranteed, none of. 0:08:27.480 --> 0:08:30.280 It, not even nonhing I wish it looks good on paper. 0:08:30.320 --> 0:08:32.440 Though it looks good, it sounds good. So there's also 0:08:32.800 --> 0:08:36.559 that that's the problem that that that you see that 0:08:36.679 --> 0:08:41.679 headline and then the vultures come get it right, family, everybody. 0:08:41.320 --> 0:08:43.480 Because now it's like on paper, it look oh he's 0:08:43.480 --> 0:08:44.000 a millionaire. 0:08:44.120 --> 0:08:47.800 Yeah, but that's interesting. I think people don't fully understand that, 0:08:47.960 --> 0:08:49.679 Like I can't drive that home. All right, you got 0:08:49.720 --> 0:08:51.920 a one point two million dollar contract, none of it 0:08:52.040 --> 0:08:52.640 was guaranteed. 0:08:53.080 --> 0:08:54.199 You probably netted how. 0:08:54.200 --> 0:08:57.640 Much you net probably probably like thirty maybe that's how 0:08:57.720 --> 0:09:00.400 much you made from the Baltimore Ravens, probably like thirty 0:09:00.960 --> 0:09:03.400 because in the spring I made money in the spring, 0:09:03.480 --> 0:09:05.839 So like right now, you might be making what maybe 0:09:06.480 --> 0:09:09.400 a couple hundred a week because they take your hotel 0:09:09.520 --> 0:09:13.400 and stuff that the team doesn't cover it. They cover it, 0:09:13.520 --> 0:09:16.000 but it's coming out of your damn type of thing. 0:09:16.240 --> 0:09:19.439 The cover it, but you just don't know, you know, 0:09:21.000 --> 0:09:24.880 you don't really have a Yeah, so you're making maybe 0:09:25.080 --> 0:09:27.320 a few hundred a week, and they cover your meals 0:09:27.360 --> 0:09:28.679 and all that stuff on the weekend, so you don't 0:09:28.679 --> 0:09:32.560 really have too many expenses. But then as you get 0:09:32.600 --> 0:09:35.600 to preseason, now you're making I want to say, seven 0:09:35.720 --> 0:09:42.200 hundred a week before taxes, so you know, and that's 0:09:42.320 --> 0:09:46.439 what maybe five to six weeks, so you really like 0:09:46.679 --> 0:09:49.400 four you know, who knows that is four hundred a 0:09:49.440 --> 0:09:56.199 week after all dollars done. Dollars, yeah, dollars yeah. And 0:09:56.320 --> 0:09:59.439 then once the season hits. As a practice squad guy, 0:10:00.000 --> 0:10:04.240 I was making I was seeing about four k after taxes. 0:10:04.280 --> 0:10:07.160 I think my check was like seven thousand and seventy 0:10:07.600 --> 0:10:11.360 five hundred per week before, so about four thousand after 0:10:12.120 --> 0:10:15.319 And Lisa did that for four weeks, so that's about 0:10:15.360 --> 0:10:18.079 sixteen right there. So I probably made a little less 0:10:18.080 --> 0:10:21.640 than thirty from the Baltimore Ravens. And then two weeks 0:10:21.720 --> 0:10:24.079 later I got cut week four. Two weeks later, I 0:10:24.120 --> 0:10:26.959 got picked up by the Tennessee Titans practice squad with 0:10:27.080 --> 0:10:29.679 them for a bunch of weeks. I got cut by them. 0:10:30.360 --> 0:10:32.839 A lot of people don't notice too. It's like in 0:10:32.960 --> 0:10:38.760 my family, they understand, and it's so funny that so 0:10:39.080 --> 0:10:41.680 at Tuesday at four pm Eastern is when your money 0:10:41.760 --> 0:10:44.400 is guaranteed for the week. So for me and the 0:10:44.440 --> 0:10:48.120 way that my career has been, and I'm not superstitious, 0:10:48.200 --> 0:10:51.920 but I just I have certain things. I have my routine. 0:10:53.160 --> 0:10:58.400 My family knew. Don't call me Tuesday after four pm Eastern, right, 0:10:58.760 --> 0:11:01.760 So and where's that come from? Like I've been cut 0:11:02.080 --> 0:11:04.360 at three point fifty six pm Eastern, wild right. 0:11:04.520 --> 0:11:06.440 So you don't get paid, don't get paid? 0:11:06.679 --> 0:11:09.240 Wow? 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We just 0:14:11.559 --> 0:14:14.160 need to make some other roster changes. Blah bla blah blah. 0:14:14.200 --> 0:14:16.800 So you know, take the time off, you know, go work, 0:14:17.040 --> 0:14:19.120 stay stay in shape, but we'll bring you back this week. 0:14:19.200 --> 0:14:24.800 Then still waiting on that. But then Tennessee one time, 0:14:25.560 --> 0:14:30.120 these dudes, man, I it's funny. I went and did 0:14:30.240 --> 0:14:34.040 like a whole charity out event for him. I went, 0:14:34.080 --> 0:14:36.880 we went to a high school and uh, you know, 0:14:37.280 --> 0:14:40.120 Tennessee Titans jerseys and all that type of stuff. And 0:14:41.600 --> 0:14:43.560 on the way not on the way back. Later on 0:14:44.160 --> 0:14:48.000 that evening, I had some rehabs set up a massage 0:14:48.000 --> 0:14:51.600 appointment and it's three fifty six. I get the call. 0:14:51.720 --> 0:14:54.400 I'm like this random Tennessee number, pick up the phone 0:14:54.480 --> 0:14:55.960 and man, we need you to bring in your op. 0:14:56.520 --> 0:14:58.760 Oh man, y'all knew. 0:14:58.600 --> 0:15:01.280 This before you send me on the event, the whole 0:15:01.360 --> 0:15:03.520 they sent you on the whole charity of thing and 0:15:03.640 --> 0:15:06.240 all that, and then they waited four minutes before the 0:15:06.280 --> 0:15:07.040 deadline of country. 0:15:07.080 --> 0:15:08.480 So you don't get paid for the week four minutes. 0:15:08.520 --> 0:15:09.320 What about the massage? 0:15:09.360 --> 0:15:12.800 You have to cancel it or to be quite honest 0:15:12.840 --> 0:15:14.800 with you, I told myself, I was like, I probably 0:15:14.840 --> 0:15:17.520 should cancer because I don't know when that next check 0:15:17.560 --> 0:15:19.360 you comes right right, you know what, hey man, you 0:15:19.480 --> 0:15:22.600 gotta I probably need it right now. You know, I 0:15:22.680 --> 0:15:25.520 probably need to just relax. So uh so yeah, so 0:15:25.720 --> 0:15:30.280 my family literally they would know, don't call me on Tuesday, 0:15:30.320 --> 0:15:33.360 so literally at four to one, so years later, four 0:15:33.600 --> 0:15:37.760 one pm, whenever I was good, I'd send them a 0:15:37.800 --> 0:15:42.640 bunch of gifts, a bunch of money we count making 0:15:42.720 --> 0:15:44.680 it Raine and all that type of stuff. And then 0:15:44.920 --> 0:15:49.520 after you get to year five, uh, once that ball 0:15:49.640 --> 0:15:51.480 is kicked off in your first in the fel game, 0:15:51.880 --> 0:15:55.000 then you're guaranteed your salary for the whole year. So 0:15:55.160 --> 0:15:58.640 like last year that for veterans. You're a veteran, so 0:15:59.080 --> 0:16:02.720 last year was my first, you're having that. So after 0:16:02.800 --> 0:16:06.360 that first game, I just sent them like sixty you know, 0:16:06.520 --> 0:16:09.560 sixteen different ones. But it's it's a lot of that 0:16:09.720 --> 0:16:12.480 goes into it. Basically, you know what you're getting at 0:16:12.600 --> 0:16:14.280 is there's a lot that goes into it that people 0:16:14.320 --> 0:16:17.080 don't think about. They don't understand. Yes, you see that 0:16:17.160 --> 0:16:20.720 big contract, you see that big number, and that is great, right, 0:16:21.080 --> 0:16:23.760 but what are you really getting from that one? You 0:16:23.840 --> 0:16:26.440 got a fifty fifty percent of it gone off? 0:16:26.720 --> 0:16:29.520 The talk about that because a lot people don't fully 0:16:29.600 --> 0:16:32.200 understand how taxes work, right, and they're like, well you should, 0:16:32.200 --> 0:16:35.320 you should set up corporation. Like their employees, they get 0:16:35.400 --> 0:16:37.120 paid just like how you get paid, right, so they 0:16:37.120 --> 0:16:39.600 don't have opportunity to defer the income. 0:16:40.040 --> 0:16:42.400 It's it's not an option, right, your boss ain't going 0:16:42.480 --> 0:16:43.440 for that exactly. 0:16:43.760 --> 0:16:46.520 So I because social media, a lot of times people 0:16:46.560 --> 0:16:49.200 write that like well they if they were smart, Like, no, 0:16:49.320 --> 0:16:51.320 it doesn't work like that, just like if you were smart, 0:16:51.360 --> 0:16:52.920 you were doing that right. No, you don't have that 0:16:53.000 --> 0:16:56.160 option so automatically, because you know how you tax automatically 0:16:57.040 --> 0:17:00.520 goes to tax gone off the red. Depending on what 0:17:00.560 --> 0:17:03.040 state tu're in, it's even higher, right then the state 0:17:03.120 --> 0:17:05.080 tax they take that out of your paycheck every time 0:17:05.080 --> 0:17:06.720 you get paid in that in that particular. 0:17:07.320 --> 0:17:11.240 Yep, yep, they'll do that. Uh like if you so, 0:17:11.400 --> 0:17:13.520 if you're playing in California, so you look at the schedule, 0:17:13.560 --> 0:17:16.679 you're like, dang, I got three games in California right 0:17:16.880 --> 0:17:21.359 West coast trip that you know you get taxed at 0:17:21.359 --> 0:17:23.119 that California rates thirteen percent. 0:17:23.440 --> 0:17:26.240 And it's crazy because Rod Smith shout out to Rod Smith. 0:17:26.280 --> 0:17:28.119 He's he's been a loyal follow up from the beginning, 0:17:28.480 --> 0:17:30.200 and anybody has no Rod Smith. 0:17:30.240 --> 0:17:31.000 He's a Hall of. 0:17:31.000 --> 0:17:34.080 Famer frint uh not yet, but a legend, a legend. 0:17:33.960 --> 0:17:37.640 And deva Denver Dever Broncos wide receiver, Denver legend. 0:17:37.720 --> 0:17:40.560 So I put a post up a while ago and 0:17:40.640 --> 0:17:42.520 me and him he was common and he was like, yeah, 0:17:42.560 --> 0:17:45.480 when people don't realize it's that a right, California has 0:17:45.480 --> 0:17:47.560 the highest state tax in the country, right, like thirteen percent. 0:17:47.640 --> 0:17:49.320 Like you said, let's say you played it in for 0:17:49.440 --> 0:17:52.679 Miami Dolphins Florida, right, which Florida has no state income tax. Right, 0:17:53.000 --> 0:17:57.040 So what happens is that you might practice in Florida 0:17:57.240 --> 0:18:00.639 from Monday to let's say Thursday, right fly when you 0:18:00.720 --> 0:18:03.800 fly out for a Sunday game Saturday Saturday, So you 0:18:03.920 --> 0:18:06.679 practice from Monday to Saturday in Florida. 0:18:07.560 --> 0:18:08.679 You are in Florida. 0:18:08.680 --> 0:18:13.400 You're in California for Saturday and Sunday, maybe like Monday 0:18:13.600 --> 0:18:17.280 morning early. So you only spent two days in California, 0:18:17.359 --> 0:18:19.600 but the whole week is taxed in California because that's 0:18:19.600 --> 0:18:20.280 where you played the game. 0:18:20.320 --> 0:18:20.439 Man. 0:18:20.880 --> 0:18:23.320 So even though you prepared, like only spend forty eight 0:18:23.400 --> 0:18:26.840 hours in that particular state, and you practiced in the 0:18:26.920 --> 0:18:29.560 state that you actually live in, but it doesn't matter. 0:18:29.680 --> 0:18:31.280 You played that game in that space. So for the 0:18:31.359 --> 0:18:34.359 whole week, the whole week's paycheck is taxed in California. 0:18:34.440 --> 0:18:39.480 Yeah, you guys played Jersey state tax or is it Jersey? Right, 0:18:39.640 --> 0:18:40.520 that's what it got played. 0:18:40.560 --> 0:18:43.320 Yeah, okay, but I wouldn't be surprised. New York trying 0:18:43.359 --> 0:18:44.840 to take a little bit of that too. I'm thinking 0:18:45.000 --> 0:18:51.440 like New York, but I wouldn't be surprised. Trust me, 0:18:51.520 --> 0:18:54.640 I'd have seen a lot I've seen, like you said. 0:18:54.760 --> 0:18:58.080 Every So when we play a team in Texas, it's like, okay, cool, right, 0:18:58.520 --> 0:19:02.280 London games London and or national taxes they cost a 0:19:02.320 --> 0:19:06.840 bit too, right. Florida teams you know, you see Miami 0:19:06.960 --> 0:19:10.040 or Tampa ballion schedule, you likes Tennessee, you know cool. 0:19:11.960 --> 0:19:15.119 Another thing, you know, a few years ago, there was 0:19:15.160 --> 0:19:17.640 a guy in the locker room when I was in Detroit. Detroit, 0:19:17.720 --> 0:19:19.960 they have the city tax and the state tax, so 0:19:20.000 --> 0:19:21.760 they'll tax you in Michigan and then they'll tax you 0:19:21.800 --> 0:19:27.720 in Detroit. Now when we so, one guy got very 0:19:27.880 --> 0:19:31.560 very smart financial advisor account and got very very smart 0:19:31.640 --> 0:19:34.080 with it. Because again, like you said, if you guys 0:19:34.080 --> 0:19:36.080 are want to play the game with me, of like, okay, hey, 0:19:36.160 --> 0:19:40.439 I'm only here for twenty four hours. You know, sometimes 0:19:40.480 --> 0:19:42.600 we fly in at five pm, we out the next 0:19:42.720 --> 0:19:45.320 day at five pm. After the game kickoffs at one. 0:19:47.000 --> 0:19:48.359 You know, I'm only here for twenty four hours. You're 0:19:48.359 --> 0:19:49.400 gonna tax me for the whole week. 0:19:49.680 --> 0:19:50.119 I remember. 0:19:50.680 --> 0:19:55.400 His issue was Detroit was taking tax every single week 0:19:55.560 --> 0:19:59.440 as if we trained there, played there, and all that stuff, 0:19:59.520 --> 0:20:00.879 like we were there for the whole week. So when 0:20:00.880 --> 0:20:04.200 you when you play with the Lions, the our facilities 0:20:04.280 --> 0:20:09.760 in Allen Park, the stadium is in Detroit, Michigan. It's 0:20:09.800 --> 0:20:12.320 like a twenty minute ride. But Detroit was trying to 0:20:12.359 --> 0:20:15.280 take taxes as if you were there every single play. 0:20:15.440 --> 0:20:18.920 So they'll actually literally break down the days and be like, well, 0:20:19.000 --> 0:20:21.200 you know, you were here one hundred and such and 0:20:21.280 --> 0:20:24.280 such days. So he was like, you know, okay, I'm 0:20:24.400 --> 0:20:28.399 actually only there out of the what eight home games. 0:20:28.960 --> 0:20:31.560 I'm there Saturday night when we stay at the team hotel, 0:20:31.640 --> 0:20:35.040 and I'm there Sunday when we played. So them one 0:20:35.080 --> 0:20:37.520 hundred and eighty days. Now you got sixteen of them, right, 0:20:37.680 --> 0:20:40.119 And so he ended up going back and getting some 0:20:40.200 --> 0:20:41.399 money from Detroit on that. 0:20:42.640 --> 0:20:44.399 So the interesting thing is like the way your mind's 0:20:44.440 --> 0:20:46.399 working right now. You're like, if I play in Texas, right, 0:20:46.400 --> 0:20:48.280