Speaker 1: Michaelphone check one two one two, And we're back and
Speaker 1: we're black and we're brown ambitions.
Speaker 2: In our in our in our new stude, ye hijack
Speaker 2: Tiffany's stude.
Speaker 1: So also we're in the office. Then the new budget.
Speaker 2: Nees to office and it's gorgeous.
Speaker 1: Even though it needs to be vacuum. I'm like all
Speaker 1: this dust. Anyway, we're back, and what do you want
Speaker 1: to talk about today?
Speaker 2: What I wanted to start off this week's podcast with
Speaker 2: did you do you watch Blackish?
Speaker 1: I watched the clip where they talked about the election.
Speaker 2: The one with Anthony Anderson doing his like monologue.
Speaker 1: No, no, I watched the clip where the where they're like,
Speaker 1: I guess he's at work and they're sitting around a
Speaker 1: table and like there's like they're like, I guess what
Speaker 1: is her name? Is that? Wand of psychs?
Speaker 2: No, Yeah, That's what I'm talking about. When he's talking
Speaker 2: about when there he's like the really like semi racist,
Speaker 2: like passive aggressive boss is like why don't you care
Speaker 2: about the election or why don't you care about what's happening?
Speaker 2: When Anthony starts his character, he's like, you know, what
Speaker 2: did you say to me? And then he gets really
Speaker 2: serious and he talks about like.
Speaker 1: Right, yeah, no, I didn't see that part. I just
Speaker 1: saw the part where they were like, you're the token
Speaker 1: white girl. What you know, why did your people in
Speaker 1: that vote failary?
Speaker 2: Oh? Really?
Speaker 1: Yes?
Speaker 2: Well I want you. The whole episode is like, I mean,
Speaker 2: Blackish is an amazing show in general, but they've been
Speaker 2: I feel like they really take their job seriously to
Speaker 2: like be a touchtone for like what it's like to
Speaker 2: be in a black family today. And it's been two months.
Speaker 2: And at first when I heard there did a Trump episode,
Speaker 2: I was like, I'm just I'm just I'm trying to
Speaker 2: like get over it. And now you're gonna go drag
Speaker 2: this up. And it's always awkward when shows like have realistic,
Speaker 2: like real people in them are real, like they acknowledge
Speaker 2: that it's twenty sixteen or seventeen and like this is
Speaker 2: what's happening. But they did such a good job. And
Speaker 2: the clip that everyone is talking about is this clip
Speaker 2: we want to play right now for you everyone. Listen.
Speaker 3: I love this country, even though with times it doesn't
Speaker 3: love me back for.
Speaker 4: My whole life, my parents, my grandparents, me, for most
Speaker 4: black people, this system has never worked for us seventy feet,
Speaker 4: but we still played ball, tried to do our best
Speaker 4: to live by the rules, even though we knew.
Speaker 3: They would never work out in our favor.
Speaker 4: Strange rooms had to live in neighborhoods if you wouldn't
Speaker 4: drive through, send.
Speaker 3: Our kids to schools with books so beat up you
Speaker 3: couldn't read them, work jobs that you wouldn't even consider
Speaker 3: in your nightmare, and blood out in the rooms. Black
Speaker 3: people wake up every day believing that our lives are
Speaker 3: going to change, even though everything around us says it's
Speaker 3: not truth be told. You ask most black.
Speaker 4: People when they tell you that, no matter who won
Speaker 4: this election, they didn't expect the hood.
Speaker 3: To get better, change fluent, but they.
Speaker 4: Still voted because that's what you're supposed to do. You
Speaker 4: think I'm not sad that Hillary didn't win, that I'm
Speaker 4: not terrified about what Trump's about to do.
Speaker 3: I'm used to things not going my way. I'm sorry
Speaker 3: that you're not, and it's blowing your mind.
Speaker 4: So excuse me if I get a little offended because
Speaker 4: I didn't see all of this outrage when everything was
Speaker 4: happening to all of my people, since we were stuffed
Speaker 4: on votes and chains.
Speaker 3: I love this country as much, if not more than
Speaker 3: you do. And don't you ever forget that.
Speaker 2: And give him all the golden gloy.
Speaker 1: What oh?
Speaker 2: I felt that even more, just listened to it again
Speaker 2: than I don't.
Speaker 1: And then to have Nina Simone in the back.
Speaker 2: You know, when Strange Fruit comes on.
Speaker 1: You already know it's like it's a thug festug thug
Speaker 1: t your fast.
Speaker 2: I love Blackish. I feel like it's one of the
Speaker 2: most important shows on television.
Speaker 1: And I'm so glad that that Tracy Elis Ross, you know,
Speaker 1: isn't she love he she got?
Speaker 3: She won?
Speaker 1: Yeah, golden look at me. I'm like the golden glow.
Speaker 1: But I knew it was one of those awards that
Speaker 1: people always want to get.
Speaker 2: Yeah, she won. It was a good night for for
Speaker 2: black TV. Atlanta. Donald Glover, I can't say I watched
Speaker 2: a couple episodes. I did, but I lost track. But
Speaker 2: and they won in that fabulous brown suit. And then
Speaker 2: Moonlight Moonlight, Yeah, Best Picture Drama. Although you know, I
Speaker 2: saw Lala Land and my one of my girlfriends was
Speaker 2: texting me and she was like, mane moon, I can't
Speaker 2: believe so and so won because Moonlight was kind of
Speaker 2: up for the same awards as Lala Land. Best Actor,
Speaker 2: but I think Best Supporting Actress, Best Director, Yeah yeah,
Speaker 2: and then it lost because La La Land won everything
Speaker 2: until the Best Picture Drama. And she was like, this
Speaker 2: can't be because I've seen Lala Land. She's like, this
Speaker 2: can't be better than Moonlight. And I was like, you
Speaker 2: can't compare a musical about, you know, a young woman
Speaker 2: who goes to la and tries to be an actress
Speaker 2: to what Moonlight is. You just like, can't I feel
Speaker 2: like you? And I don't feel like it should be
Speaker 2: like that for them, you know the movies, Like everything
Speaker 2: doesn't have to be the same. I don't know, it's
Speaker 2: in a whole different category. I think they're both amazing films.
Speaker 1: But I know what you mean. You're right, because you're like,
Speaker 1: it's not really, Yeah, it's it's a totally different It
Speaker 1: pulls totally different energy and emotion out of you. The
Speaker 1: two different ones.
Speaker 2: I loved. I love that sound.
Speaker 1: I'm not gonna lie I didn't watch Land.
Speaker 2: It's you know, it's not for everybody. It's it's a
Speaker 2: muse it's basically a musical, but on like, you know,
Speaker 2: it's like Mulin Rouge or any of those like musical
Speaker 2: like movies. But I thought it was incredible.
Speaker 1: I love them. Have you seen Hidden Figures? Yes, I
Speaker 1: didn't see it, didn't see it before the podcast. Yeah,
Speaker 1: I saw it.
Speaker 2: It was it was really good. Okay, that's when I
Speaker 2: said I loved Jersey City because the whole crowd was
Speaker 2: like really into it. Oh that's why you're clapping and snapping.
Speaker 1: Yes, I'm gonna have to take Supergirl. I really want
Speaker 1: to see it.
Speaker 2: But I didn't know that it was number one. I
Speaker 2: saw this last weekend like it tied. First headline I
Speaker 2: read was just gonna tie with Rogue one, the new
Speaker 2: Star Wars movie. But then I read that it beat
Speaker 2: Star Wars.
Speaker 1: Also me so enter.
Speaker 2: I saw Taraji tweeting and like instagramming, They're so excited.
Speaker 1: You know, it's so great about it because I'm not
Speaker 1: gonna lie. When I first heard that they were doing
Speaker 1: this movie called Hidden Figures about you know, black women entrepreneurs,
Speaker 1: not entrepreneurs, engineers and mathematicians that helped to launch you know,
Speaker 1: a man into space, I thought, no one's gonna watch it, honestly,
Speaker 1: not I knew I would watch it, but I thought
Speaker 1: to myself, the larger world, at larger they're not gonna
Speaker 1: care about the story. So I'm just so happy that
Speaker 1: I was proven completely wrong and that it's a story
Speaker 1: that has transcended and people are watching it and not
Speaker 1: just watching it, but making it number one. So I'm
Speaker 1: super excited about that.
Speaker 2: And it was the same year that you know, not
Speaker 2: Turner's movie, the the one Nate Parker, Nate Parker's movie
Speaker 2: came out about not turning the Revolution, and like it was,
Speaker 2: I mean, it was kind of a flop, right, all
Speaker 2: the bad press about his history with that, you know,
Speaker 2: those rape allegations, and then that was kind of like
Speaker 2: a real loss because that was that was the after
Speaker 2: Oscar so White last year, when that movie was bought
Speaker 2: at the film festivals by a big studio network, it
Speaker 2: was like the biggest thing. It was like, oh my god,
Speaker 2: next year we're saying, this is the first movie it
Speaker 2: was a bought for like a record amount of money
Speaker 2: by a production studio. And then so when it kind
Speaker 2: of like it fizzled based on all those bad that
Speaker 2: bad press, it was a big loss. So I feel
Speaker 2: like Hidden Figures probably benefited from a couple of things.
Speaker 2: One it's about women, and two it's kind of a
Speaker 2: feel good movie. It is I mean you it was weird.
Speaker 2: I left the theater kind of like really depressed and
Speaker 2: sad because you do realize these women literally like the
Speaker 2: Taraji who plays Catherine I forget her last name Johnson, sorry,
Speaker 2: Catherine Johnson in the movie, who's really the instrumental like brilliant,
Speaker 2: like genius mathematician who at the last minute comes running
Speaker 2: with the answer to a problem they need to get
Speaker 2: Ah John Glenn yes back down to her safely and
Speaker 2: she during the movie has to run half a mile to.
Speaker 1: Use the bathroom. Her mind, it's crazy.
Speaker 2: And then at one point her boss is like, where
Speaker 2: have you been? You're not here, You're never here. Where
Speaker 2: do you go? For forty minutes and then she's and
Speaker 2: then she breaks down and it has like this really
Speaker 2: emotional scene where she says, I have to go to
Speaker 2: the bathroom and then you know, just and you see
Speaker 2: like the oppression of the women, and it's you see,
Speaker 2: the women at NASA were all sort of being they
Speaker 2: were all sort of hit in. The white women and
Speaker 2: the black women who were computers were all down in
Speaker 2: the basement working separately, but you sort of see like
Speaker 2: the chain of command. Like so Kirsten Dunce plays like
Speaker 2: the leader of the White computers, and she you know,
Speaker 2: keeps Octavia Spencer's character down, you know, beneath her, even
Speaker 2: though she's also kind of beneath her. And it's just
Speaker 2: all the dynamics and it's super depressing, but it's also
Speaker 2: kind of feel good at the end because you know,
Speaker 2: you know, they win, but then you have to leave
Speaker 2: the theater knowing that they didn't really win because it's
Speaker 2: been sixty years.
Speaker 1: And now they're just now getting recognition for that, these women.
Speaker 2: And but Catherine Johnson was still alive. I think she's
Speaker 2: like in her late nineties. Wow, and she got to
Speaker 2: see it.
Speaker 1: Who child see?
Speaker 2: Honestly, I show the pictures of them at the end,
Speaker 2: and that's one. Yeah, this is tears story.
Speaker 1: Honestly, lately, I'm not gonna lie. Since the new year
Speaker 1: has started, I have purposefully curated my what I ingest
Speaker 1: online because it's too much. Honestly, I'm not gonna lie. Like,
Speaker 1: you know, you start reading like and this cabinet appointee
Speaker 1: and then I'm like, you know what, I can't like
Speaker 1: I literally cannot take it. So it was that roller
Speaker 1: coaster ride of the of the elections was almost too much.
Speaker 1: And then to read like and I'm obviously I'm gonna
Speaker 1: go back to because I have to know what's happening,
Speaker 1: but I'm like I need a minute to like fortify
Speaker 1: myself with good things before I kind of like allow
Speaker 1: these like it's scary. And sometimes I just look and
Speaker 1: I'm like, what now, I can't. I can't, I can't,
Speaker 1: So I'm like, I don't want to see this Facebook.
Speaker 1: I don't want to see this Facebook.
Speaker 2: Have you been did you watch I've been like hang
Speaker 2: and I've been hanging on like a life raft everything
Speaker 2: of Michelle and Brock that I every bit of Asasha
Speaker 2: Malia like I watched the Farewell Address and like me too,
Speaker 2: all of it, and it.
Speaker 1: Was just I was actually in DC for the Farewell Address.
Speaker 2: You were there?
Speaker 1: No, not there, I mean I was just in Washington,
Speaker 1: d C. I was there because I was taping like
Speaker 1: Good Morning Washington like with some credit tips or whatever.
Speaker 1: And then a friend of ours works at BT Networks,
Speaker 1: so she was like, oh, you want to come to
Speaker 1: watch like the Mary Jane being Mary Jane. You know
Speaker 1: their new premiere, right.
Speaker 2: It came on right after I saw Gabriel Union music.
Speaker 1: I was like, all right, Gabriel, yes and so, but
Speaker 1: right before they were watching The State, you know, like
Speaker 1: the last date of the Union, and so I were
Speaker 1: watching that. It was just great to watch it like
Speaker 1: in DC, knowing like not too far away it was happening.
Speaker 2: Yes, I just drink. I'm drinking every last drop. And
Speaker 2: especially the part where he talks to Michelle. You know,
Speaker 2: I lived for that. And then you saw Malia getting emotional.
Speaker 1: Did you see how like when when Uncle Joe got
Speaker 1: his award that was.
Speaker 2: So Actually I cried during that, not during the pharewell.
Speaker 1: If anybody gets a chance to like lovey j Right,
Speaker 1: she had the perfect description of like how Uncle Joe
Speaker 1: was acting. She's like, look at Uncle Joe. He acting
Speaker 1: He's acting like he just got nominated to the deacon board.
Speaker 1: It was like, God, I'm not worthy and turned around
Speaker 1: was like like the past was like we just want
Speaker 1: to acknowledge uncle Joe is our new deacon and it
Speaker 1: was just so true, like the look in his eyes.
Speaker 1: Everybody just loves Joe Biden.
Speaker 2: He lost it. Yeah, and you talk about a man
Speaker 2: who's been through like I think he deserves it, just
Speaker 2: based on the personal Tom like for him to still
Speaker 2: be standing and to be able to say, you know,
Speaker 2: I'm still optimistic about our country when all that's happened
Speaker 2: to him. I mean, I feel like life just keeps
Speaker 2: knocking him down and it makes it and he's just
Speaker 2: like such a strong guy. And their friendship is so
Speaker 2: genuine at this point, like they don't even care, they
Speaker 2: give zero fs about him. They just like just full
Speaker 2: on loving each other. I feel like they know that
Speaker 2: we need, Yeah, we need to see some positivity and
Speaker 2: I just I need them to have their own radio.
Speaker 1: Show or something.
Speaker 2: I just want to hear Uncle Joe and we.
Speaker 1: Chat or whatever.
Speaker 2: That weekly lunch they have that was like a highlight
Speaker 2: of my week. I know. We have like a tight Yeah,
Speaker 2: we're a tight schedule because we're taping a literature.
Speaker 1: So yeah, so like a little bit later, we'll be
Speaker 1: taping live. Every week we do a Live Richer Challenge
Speaker 1: chat the budget, he said Mandy representing Magnified Money, who's
Speaker 1: the sponsor of the Live Richer Challenge credit edition, And
Speaker 1: so we're during that doing that tonight and so yeah.
Speaker 1: So it's because of that we have a little tighter schedule.
Speaker 1: If you're not doing the Live Ritual Challenge sponsored by
Speaker 1: the awesome Magnified Money, what you're waiting on? You could
Speaker 1: join us at l r C for the Live Richer
Speaker 1: Challenge l r C Credit dot Com and get your
Speaker 1: whole credit life together. Magnify Money has provided us with
Speaker 1: so many amazing tools to use to get your credit
Speaker 1: just really on point. You know, it's so crazy. My
Speaker 1: sister Tracy, the one who like buys all my clothes,
Speaker 1: she hit me the other day and she is She said,
Speaker 1: I asked, you know, what are you doing today? It
Speaker 1: was like, you know, the weekend, and she was like,
Speaker 1: honestly catching up on the Live with your Challenge. I'm like,
Speaker 1: you're doing it because you know, like they never they
Speaker 1: don't tell me, And she was like I am. She's like,
Speaker 1: I'm two days behind, so I'm catching up since it's Sunday.
Speaker 1: And I thought, that's so awesome, you know.
Speaker 2: And she You're like, you're a litmus test for all
Speaker 2: the advice that you give.
Speaker 1: No, that's Lisa, Oh, Lisa, Lisa. And then Lisa like,
Speaker 1: so I posted on Facebook, like you know Tracy's doing
Speaker 1: Lisa's like not to be outdone. I'm doing it as
Speaker 1: well with my coworkers.
Speaker 2: So it's just buddy shit. Even if you have good credation,
Speaker 2: still do it. I think a lot of there's a
Speaker 2: lot of I think, interesting extras, and people may have
Speaker 2: good credit but may not even know how or why exactly.
Speaker 1: Her credit was a seven ninety and she's like, it
Speaker 1: fail to like a seven p fifty, which is still excellent,
Speaker 1: and she's like, I just want to raise it back
Speaker 1: up again. So it's it's for anyone. What I love
Speaker 1: is that what I'm hearing from people. The feedback is
Speaker 1: that I didn't even know how credit, Like how does
Speaker 1: credit come to be? And why? And I'm learning that
Speaker 1: and then I'm learning how to purposefully grow it, and
Speaker 1: then the last week of the challenge you learned how
Speaker 1: to maintain it. So it's just so great because honestly,
Speaker 1: it's free, The resources are dope and free. You can
Speaker 1: do the challenge all year round, so you can always
Speaker 1: restart it over and over again. There really is no
Speaker 1: excuse not to at least be working on your credit
Speaker 1: if you if you want better credit.
Speaker 2: It's the credit class everybody should have had in high school.
Speaker 2: And it's never too smart to learn. So and I
Speaker 2: just want to say real quick to all the dream
Speaker 2: catchers who are like tweeting Magnify money. We get all
Speaker 2: your all your Facebook messages and your emails. You've gotten
Speaker 2: all of them. I think we responded to all of them.
Speaker 2: There were like dozens. Thank you so much, You're so
Speaker 2: sweet and on behalf of Magnify. Just keep going. Thank
Speaker 2: you for the love. Yes, don't forget to like us
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Speaker 5: Yes, Magnify Underscore Money, any wins, any any.
Speaker 2: Are reading Let's do Breaks?
Speaker 1: Yes, Yes, Brown boots and Brown.
Speaker 2: Break, Brown Boost and Brown Break.
Speaker 1: I want to take well, I guess it's kind of
Speaker 1: a break. It's just that. So me and Superman are
Speaker 1: house shopping.
Speaker 2: Right shopping?
Speaker 1: Yes?
Speaker 2: Well or whatever? Yeah, investment property shopping.
Speaker 1: So you know, when you start shopping, you have your mind,
Speaker 1: I want for a family, Da da da, And then
Speaker 1: you're like, I'll take the three, and then you're like
Speaker 1: I'll take the two. And now we're like I'll just
Speaker 1: take a house.
Speaker 2: Okay, okay, update update, we've downgraded all right.
Speaker 1: So I mean, honestly, we're still at least looking for
Speaker 1: a multi family house. But honestly, like you, you start
Speaker 1: to realize that as you go through the process, there's
Speaker 1: so many things that you did not realize, you know,
Speaker 1: because I thought we were good. I'm like, We've got
Speaker 1: plenty of money saved, Superman's credit is great, you know,
Speaker 1: like check check check, But there's so many things, for example,
Speaker 1: like tell us, tell us. I know the number one
Speaker 1: thing that I did not realize is that my realtor
Speaker 1: was telling me what websites not to use, and so
Speaker 1: like when you're when your house, so you normally so
Speaker 1: your realtor is going to look for homes for you,
Speaker 1: right right. But I mean I'm proactive, so I want
Speaker 1: to look too, you know. So I gave her like
Speaker 1: my and stuff like this is what I like, check
Speaker 1: check check, check check, but I like to look and
Speaker 1: be proactive. So she was like, don't use sorry true trulio, Trilio, Trulia, Zillowillo,
Speaker 1: all those other sides. She's like, honestly, there some of
Speaker 1: them are weeks behind and they have not been updated.
Speaker 1: So she's like, I don't want you to get your
Speaker 1: hope up hopes up and see something. And then you
Speaker 1: know she's like, honestly, the best site that's closest to
Speaker 1: what she actually sees is realtor dot com, she said,
Speaker 1: because they update every thirty every fifteen to thirty minutes.
Speaker 1: So she was like, you're only behind about thirty minutes.
Speaker 1: So you know, she was like, I'm not saying that something.
Speaker 2: Won't be sold, but in New York, though, thirty minutes can.
Speaker 1: Be exactly, but better than two weeks on one of
Speaker 1: these other sides. Yeah, you know, So she was like,
Speaker 1: that's the closest site that you're going to find to
Speaker 1: what she has as far as open to the public.
Speaker 2: Because realtors, Hey, you have the MLM networks, right, yep,
Speaker 2: that's what's what does that stand for. I'm not even
Speaker 2: gonna lie MLN or something like that.
Speaker 1: Ye MLS or something like that, mls MS multi list
Speaker 1: something service. Yes, And so what they do is Realtor
Speaker 1: dot Com every thirty minutes, pull from the MLS, gotcha.
Speaker 1: And so you're seeing like thirty minutes, fifteen to thirty
Speaker 1: minutes behind what they see, and so our look and
Speaker 1: sure enough, because before I was pulling things from Zillow
Speaker 1: and Trulio on all those other websites and I would
Speaker 1: send it to her and literally ninety five percent of
Speaker 1: the time sold, sold, sold, And I get so disappointed.
Speaker 1: And I've been pulling from realtor dot com as you suggested,
Speaker 1: and ninety percent of the time available available available, So
Speaker 1: I was like, wow, okay, so it is really up
Speaker 1: to date. So one, this is what I suggest, So
Speaker 1: going to realter dot com and figuring out first what
Speaker 1: is it that you really want? So we will, like,
Speaker 1: I know, we have our list of like what we
Speaker 1: want to buy, where we want to buy, that kind
Speaker 1: of thing. And then what we've done is that we'll
Speaker 1: do a drive by first, because there's nothing worse than
Speaker 1: your realtor saying, okay, you know the house that you
Speaker 1: sent me the link for, you know, we can go
Speaker 1: see it on Tuesday and you pull up and you're like,
Speaker 1: I hate this neighborhood. So we have been spending our
Speaker 1: weekends doing drive bys, you know. So well, we'll do
Speaker 1: our research like on a Saturday morning, of places, we'll
Speaker 1: look at the pictures, pick maybe like ten. I think
Speaker 1: we saw like twenty today, which was a lot, and
Speaker 1: then we'll just literally drive by, driving and so like
Speaker 1: the good thing is that we're really concentrated on one
Speaker 1: particular neighborhood, so even though you might see twenty, they're
Speaker 1: all within like one block of each other, so it's
Speaker 1: not as bad. And then well, I'll take notes to
Speaker 1: the paper like like this hated this. So of the
Speaker 1: like twenty that we saw today, there were six that
Speaker 1: we liked and three that we really want to see,
Speaker 1: you know, so of that, like you know, we'll probably
Speaker 1: go see about three of them this week. So now
Speaker 1: we're ready. So that's what we do every week. We'll
Speaker 1: go to Rota dot com, make a list, do a
Speaker 1: drive by, see them the next week. And so it's
Speaker 1: just been like a little bit tedious. But yeah, I
Speaker 1: always use Zillow.
Speaker 2: I mean, well because I'm just dreaming right now. So
Speaker 2: for me, like Zillo and Trulia I think are good
Speaker 2: if you just want to get a sense of what
Speaker 2: the prices you're like out there, But yeah, like definitely
Speaker 2: not if you're like act.
Speaker 1: Actually yeah, because you'll be very very very because you'll
Speaker 1: get like exciting, like, oh my goodness is.
Speaker 2: So we found our apartment on Zillo actually really, but
Speaker 2: I think we got lucky. I mean I think we
Speaker 2: looked the day that it was listed OK, but it
Speaker 2: was like brand new building. It wasn't like one house.
Speaker 2: And it's a lot easier to have apartments available in
Speaker 2: one house.
Speaker 1: The houses go quick out they do, especially multiple because honestly,
Speaker 1: because I'm looking, you know, I live in Newark and
Speaker 1: people you know, just not too long ago, no one
Speaker 1: wants to live in Newark. But there's this trend because
Speaker 1: things are happening in Newark and it's like, you know,
Speaker 1: Prudential is buying a property, Rutgers is buying their property.
Speaker 1: Whole Foods is moving to Newark, not not the headquarters,
Speaker 1: but there there's a Whole Foods being built in Newark.
Speaker 1: So that to result, all of these investors are swarming
Speaker 1: in so here you are just trying to buy a
Speaker 1: piece of property, investors are buying them all cash, all cash,
Speaker 1: all cash.
Speaker 2: My friend, my girlfriend in Brooklyn just yesterday was so well.
Speaker 2: I saw her Friday, had like a little slumber party.
Speaker 2: She was so sad and because she's been there, been
Speaker 2: her and her fiance, they've been trying to find a
Speaker 2: place in Bushwaar and she was like, and I hadn't
Speaker 2: talked to her in a while about it, and she's
Speaker 2: the latest I've heard is that she's reading you know,
Speaker 2: buy in Atlanta, because it's just competing. You know, they
Speaker 2: would see something they like, Yeah, they'd email the realtor
Speaker 2: and immediately like, oh it was sold you know all
Speaker 2: cash investors, Yes, or to compete with that, Yes, it is.
Speaker 2: I don't know what are we hearing.
Speaker 1: I don't know what.
Speaker 2: We're in a very spooky giant.
Speaker 1: If you hear something in the blackwell, sorry, I don't know's.
Speaker 2: I don't aways hear crickets. I don't know this. Mike
Speaker 2: is very sensitive.
Speaker 1: It could be doing work. They're still like doing work unfortunately.
Speaker 1: So that's my brown break kind of. I'm like, oh,
Speaker 1: I mean I'm well, I just like a boom, Yeah,
Speaker 1: and I will, but you know, it's just good to
Speaker 1: be so because you're you're like, oh, or you'll see
Speaker 1: a house that it's so gorgeous on the outside and
Speaker 1: then we'll go in and be like is this the
Speaker 1: nightmare before Christmas? Like what is happening in here?
Speaker 2: But I totally relate. I mean, well, in May, I
Speaker 2: was announcing that we're moving within ri Kue's parents and
Speaker 2: we were going to save up for a house and
Speaker 2: what are where are we now renting slow in our role?
Speaker 2: Although full disclosure, that was my plan all along. But
Speaker 2: you gotta do it, like, yeah, ya, we'll get a house.
Speaker 2: You know, we'll see what happens to wink wink, right,
Speaker 2: what about you? You'll find it all in good time.
Speaker 1: Yeah, and I believe so. And I'm like, the thing
Speaker 1: is I always someone at homeless. We're not. We have
Speaker 1: a place. It's just that well, you know, and I
Speaker 1: like doing it in the winter because you have a
Speaker 1: little at least a little less competition.
Speaker 2: On one level, I feel like you guys are exactly
Speaker 2: the kind of people who need to find a house
Speaker 2: in Newark.
Speaker 1: You know.
Speaker 2: They don't want to push people like you out of here.
Speaker 2: That I mean, you're bringing money into the economy, you're smart,
Speaker 2: you're talented.
Speaker 1: For the city, you know, so it's just a good people.
Speaker 2: Like, let's not push everyone out. I feel like that
Speaker 2: happened in Jersey City, where I am a little bit,
Speaker 2: a lot of bit anyway, Yeah, all right, my boost
Speaker 2: this week, So I'm going to give a boost on
Speaker 2: two of my favorite tools that I've been using so
Speaker 2: back in the New year is here, but not for me.
Speaker 2: It's my resolution is to get my money right, but
Speaker 2: not because of the new year, because my wedding is
Speaker 2: coming up obviously. So I want to give a shout
Speaker 2: out to one app called Level Money, which I've talked
Speaker 2: about a little bit before, but I don't know if
Speaker 2: I give you all the details. And Level money was
Speaker 2: recently purchased by Capital one okay or Capital one three sixty,
Speaker 2: so they have some new bells and whistles. But this
Speaker 2: is the app that I always tell people to go
Speaker 2: to if they're like, I don't know, I can't, like
Speaker 2: I don't know how much money. I just want to
Speaker 2: know how much money I have right now to spend
Speaker 2: for the week or for the month or whatever. They
Speaker 2: just can't. They don't have the patience for the budgetiestas
Speaker 2: super easy budget neist to tool. They're like me. They
Speaker 2: have like eighty h you with budgeting, okay. So I
Speaker 2: love level because you link your accounts obviously, but then
Speaker 2: you can easily go through your expenses and then check
Speaker 2: the ones that are recurring okay, And it knows all
Speaker 2: of your recurring monthly bills, and it knows how much
Speaker 2: money you have coming in, and it's tracking your expenses
Speaker 2: during the week. And every day it tells you this
Speaker 2: is how much you have to spend, and if you
Speaker 2: go over then it just goes into the next day
Speaker 2: spend or you can see here how much you have
Speaker 2: to spend for the whole week. And it's really nice
Speaker 2: because free, it's free, totally free. Level Money is the app.
Speaker 2: It's an orange icon. I'm gonna look at the iTunes store.
Speaker 2: It's my fave. But uh, say, just doing today and
Speaker 2: Level Money. Oh so we just moved into a new
Speaker 2: apartment and I could easily add my rent and then
Speaker 2: adjusted everything really quick. It's my favorite. I don't know,
Speaker 2: and for me, it's way more than Mint because Mint
Speaker 2: doesn't like give me and at least I haven't used
Speaker 2: the app in a while, but I don't get like,
Speaker 2: here's what you can spend two days, okay, And the
Speaker 2: problem with Mint is that I feel like Mint is
Speaker 2: like more for tracking where you're over spending the different
Speaker 2: categories because it's and but then you have to go
Speaker 2: and like tag all the ones that are uncategorized, and
Speaker 2: it's like such a pain in the butt.
Speaker 1: Okay, Level I like that. Okay, Level Money. I'm gonna
Speaker 1: look into.
Speaker 2: Level Money and then my second one. So we just
Speaker 2: moved and and this all kind of goes into like,
Speaker 2: right now, my expenses are kind of out of control
Speaker 2: because I'm buying like bridesmaids gifts and I'm buying you know,
Speaker 2: like tickets for things here and there and making you know,
Speaker 2: putting down deposits, so that like a lot of money
Speaker 2: is flying out and I just need to make sure
Speaker 2: I'm not spending more than I'm bringing in for the
Speaker 2: month at a time. So we moved into a new apartment. Uh,
Speaker 2: we have a beautiful kitchen. But like, one thing I've
Speaker 2: gotten really real with with me and my fiance how
Speaker 2: we work, is you want to you want to be like, oh,
Speaker 2: I'm going to save money on groceries. So I'm gonna
Speaker 2: make a list, go to the grocery store. We're gonna
Speaker 2: plan our meals. We're gonna chop all the vegues on
Speaker 2: Sunday and then put it all in zip blog bags
Speaker 2: and be ready to go for work. And that like
Speaker 2: never happens for us ever. I'm always too tired to
Speaker 2: go to the grocery store after work. And you get
Speaker 2: that text at like three point thirty and he's like, Yo,
Speaker 2: what's for dinner, and I'm like, I don't know. You
Speaker 2: tell me, I have a job done, what do you
Speaker 2: think we should have for dinner? And you just get
Speaker 2: in this like endless cycle and then you end up
Speaker 2: on seamless and spending like fifty dollars on bad Thai food.
Speaker 2: So I just got over it. And this this month
Speaker 2: we signed up for Hello Fresh. Okay, I've heard of them,
Speaker 2: which is one you know you've heard of these these
Speaker 2: grocery or meal delivery services. We plated Blue Apron Hello Fresh.
Speaker 2: There's a couple other I can't even remember, but I
Speaker 2: decided to use HelloFresh because I love that you can
Speaker 2: you can get four meals for two people for eighty
Speaker 2: four dollars a week, So you do the math. That's like,
Speaker 2: you do the math because I can't right now. Twenty
Speaker 2: two dollars per meal, okay, twenty dollars twenty one dollars
Speaker 2: per meal for that was like ten dollars per person
Speaker 2: for like really good gourmet dinners. And I love because
Speaker 2: you can you can select like a fit option. And
Speaker 2: I we were on Plated before and it was all
Speaker 2: really good food, but it was very like unhealthy, you
Speaker 2: like pizza pizza, you know, sandwiches all that, you know,
Speaker 2: not really healthy stuff. So I like Hello Fresh because
Speaker 2: you can choose the fit meal plans. It's for getting,
Speaker 2: you know, nice for the wedding, okay, and it's eighty
Speaker 2: four bucks. And literally that box comes on Monday, and
Speaker 2: it's like Christmas, like, oh, we're gonna have cherry glaze
Speaker 2: park Chops for dinner and we're gonna have like what
Speaker 2: do we make this week? That was so good? Sausage
Speaker 2: bolonnais and like all this stuff, you know, like that
Speaker 2: I would never make myself. I don't think I'll try.
Speaker 1: What can you do?
Speaker 2: Yeah? You do?
Speaker 1: You pay for the month or by week by week.
Speaker 2: Every week they get to do a new box and
Speaker 2: you get charged that week and you have so every
Speaker 2: like Monday, we'll get a charge for eighty four dollars,
Speaker 2: so you can cancel. If you're going on a vacation,
Speaker 2: you can can't like you can even go into the
Speaker 2: future and you know you're gonna be gone for two weeks.
Speaker 2: You don't want to forget or.
Speaker 1: Can you do?
Speaker 3: Like it?
Speaker 1: Just like you know what, this week, I'm gonna try
Speaker 1: something special?
Speaker 2: You can so they have every week you can choose
Speaker 2: your menu. So they have like seven to eight options,
Speaker 2: maybe six to eight options. I feel like they have eight,
Speaker 2: and then I pick four out of the eight. And so,
Speaker 2: for example, Enrique doesn't like fish, so I always skip
Speaker 2: the fish option. I usually skip the vegetarian options. I
Speaker 2: feel like I don't get my money's worth.
Speaker 1: Yeah no, But what I mean is that, like, could
Speaker 1: I just order for like one week? Would you have
Speaker 1: to like send? Yeah you could.
Speaker 2: I mean it's gonna have your credit card, so yeah,
Speaker 2: I mean, if you they and they always have these promotions,
Speaker 2: I'll post a link and you can get like a
Speaker 2: free box or whatever. I'll give you a free box
Speaker 2: because once you join, you can give all your friends
Speaker 2: free you know, weeks or whatever. Okay, that's how I
Speaker 2: got in on it.
Speaker 1: I definitely want to truck because I honestly have to
Speaker 1: say I like cooking. I love cooking. It's just that
Speaker 1: sometimes I'm like, oh, but I hate food chopping. When
Speaker 1: I say I hate food chopping, like literally out like
Speaker 1: I'm like Superman. So every time it's time to go
Speaker 1: food shopping, I'm always like, wait, so what what can
Speaker 1: I do? I could do the laundry. I could like
Speaker 1: I can mow the lawn, I can I can paint
Speaker 1: the house. Yeah, I hate because I take forever because
Speaker 1: I'm looking at every deal, every sale, literally I food chop.
Speaker 1: It takes me at minimum two hours. And then on
Speaker 1: top of that that's just a shopping experience. Then you
Speaker 1: gotta put it in your car, and then you have
Speaker 1: to take it from your car. And Superman is usually
Speaker 1: really good at like taking it from the car and
Speaker 1: putting in the house, but it has to be put
Speaker 1: put away after that, and you're like, all, my good,
Speaker 1: this is like a half a day ordeal. That's what
Speaker 1: I feel like in my hours.
Speaker 2: And this happens to me. This happened to me the
Speaker 2: week before we signed up. I was like, I'm done.
Speaker 2: We went to key Food for mustard. We spent eighty
Speaker 2: dollars mustard. I don't know what we spent it on,
Speaker 2: but lots of things that we just all of a
Speaker 2: sudden needed.
Speaker 1: I'm gonna look into that, honest.
Speaker 2: I think it helps with well, it helps with I
Speaker 2: think it is the list that I need. It's like,
Speaker 2: you only get what you need. You're not wasting food
Speaker 2: like I'm constantly wasting crap. You're not wasting food. You're
Speaker 2: getting a really delicious meal, and he cooks. It's like
Speaker 2: all he needs to cook. I feel like all men want.
Speaker 2: It's like, give me the directions, give me the ingredients.
Speaker 2: Here's everything I need.
Speaker 1: Can you up it? Like because we have I'm thinking,
Speaker 1: like I wonder if the two people be But Supergirl's
Speaker 1: not always with us, so I wonder if two would
Speaker 1: be enough, meaning like you know, he surprisingly even though
Speaker 1: Superman is really tall, he's not a big portions guy.
Speaker 1: I wonder if like two could really be like two
Speaker 1: and a half because she's like that.
Speaker 2: Sometimes usually with the meals that come with pasta or rice,
Speaker 2: there's usually plenty for two. When it was like when
Speaker 2: it's like we made chicken, what do we make?
Speaker 3: Oh?
Speaker 2: We mean these like amazing turkey like Thanksgiving burgers. It
Speaker 2: was so good, but that was just there was two
Speaker 2: buns just like turkey, you know, ground meat for like two.
Speaker 1: Okay, but it depends.
Speaker 2: Sometimes we have left risk for lunch the next day,
Speaker 2: which is like even better value.
Speaker 1: And you said in how many meals is it?
Speaker 2: You can neither do two? I think you can do
Speaker 2: one person, you.
Speaker 1: Know, meaning like for four days? You said, how many days.
Speaker 2: Four days, so we get eight meals, but four days
Speaker 2: for the food and that's just our dinner and then
Speaker 2: Friday we eat out anyway. So it's yeah, and I
Speaker 2: feel like we're saving tons of money.
Speaker 1: Yeah, I'm not gonna want it.
Speaker 2: Feels like you're you know, every time my.
Speaker 1: Food chop at minimum two hundred dollars, sometimes upwards of
Speaker 1: three something. So who, I'm like, who lives here that
Speaker 1: we're eating? And I might food chop maybe two two
Speaker 1: to three times a month. That's crazy. So we're spending
Speaker 1: at at minimum, honestly a month on food at minimum
Speaker 1: four hundred dollars.
Speaker 2: And that's even low. Like we spent way more than that.
Speaker 1: And that's how I said on minimum. I really venture
Speaker 1: to say we probably spent like five to six hundred
Speaker 1: dollars a month for three people, really three and a half. Yeah,
Speaker 1: you know, that's crazy.
Speaker 2: To try something new sometimes and it's like go buy
Speaker 2: I don't know, uh.
Speaker 1: A bock choy, you're like, and then you buy a
Speaker 1: whole thing a bock choy.
Speaker 2: You like spices, spices, you're like seven dollars a pop,
Speaker 2: like some turmeric and you're gonna need quarter Hello, fresh
Speaker 2: gives you exactly a quarter cheese. I'm gonna try it's
Speaker 2: it's fan tabulous.
Speaker 1: You know, even if I just do it, like, you know,
Speaker 1: twice a month. I think I'm gonna try. Give it
Speaker 1: a try. Okay, I'll hook you up.
Speaker 2: You know.
Speaker 1: See already I've got my new my new Chase Sapphire
Speaker 1: Reserve card, thanks today. I ain't that it's metal. Now.
Speaker 1: We are not big, We're not big pushes of go
Speaker 1: get credit. This is but this is a perfect fit
Speaker 1: for someone like me who spends the money anyway, especially
Speaker 1: on business, and I travel a lot, and so this
Speaker 1: is like literally the perfect fit card. So yeah, but
Speaker 1: don't go running out and getting stuff. I know, like
Speaker 1: the I've heard that the whole one hundred thousand dollars
Speaker 1: point thing is over. But if you actually go into
Speaker 1: a Chase bank, I've heard that they're honoring it for
Speaker 1: like the next for another month. Ooh okay, yeah, so
Speaker 1: for cause I saw it, like I was reading stuff
Speaker 1: online more about it.
Speaker 2: Yeah, And if you guys want to know how I
Speaker 2: know I started last year. Last week I told the
Speaker 2: story of how I booked our honeymoon to Italy and
Speaker 2: Spain for two hundred books and everyone wants to know
Speaker 2: why our how So I wrote that, you know, my
Speaker 2: entire explanation, a really good, like in depth guide to
Speaker 2: how I use my points.
Speaker 1: I want to send it with the dream cashers. I
Speaker 1: want to post it in the group excellent.
Speaker 2: I've published on Yahoo Finance, so I'll share the link
Speaker 2: on the on Brown Ambition podcast dot com. We'll put
Speaker 2: on the Facebook page.
Speaker 1: But no, but it even just post it yourself because
Speaker 1: they would like travel is one of the number one
Speaker 1: things they would love that, so please share that. They're
Speaker 1: going to be like Mandy is this many.
Speaker 2: And it's it's written by a Nube before Nubes is
Speaker 2: how I feel because like all those miles like.
Speaker 1: The points guy, I'm like, I'm sure what you're saying true,
Speaker 1: but I don't know what you're talking.
Speaker 2: I'm like, here's the screenshot, here's where you go. You know.
Speaker 1: No, I'm gonna I want to read it.
Speaker 2: I'm excited, exciting stuff.
Speaker 1: So now it's time for question. So this week question
Speaker 1: it's from I'm as me get to Jamie.
Speaker 2: Jamie.
Speaker 1: Yeah, recently I got a new job in media New York.
Speaker 3: Woo woop.
Speaker 1: I've added the woop woop. After freelancing to pay the
Speaker 1: bills and relying on my mom to help, I'm so
Speaker 1: blessed to finally have a job at a company that
Speaker 1: I'm really excited to work for. The only end quote problem,
Speaker 1: I'm making a lot of money. That's not what they said.
Speaker 2: There's a crap ton of money.
Speaker 1: Yes, I have no idea where to begin, but I
Speaker 1: know that with a package that almost pulls me into
Speaker 1: six figures. Okay, so this person is making almost six figures.
Speaker 1: I need to be investing or doing something. How important
Speaker 1: important is it for me to work with an accountant?
Speaker 1: And how do I go about finding a good one?
Speaker 1: I have a small fear of getting an accountant that
Speaker 1: will see that I'm young and take advantage of me
Speaker 1: and my money. So Jamie, I'm so glad that she
Speaker 1: wanted to be financially responsible.
Speaker 2: Good problem to have.
Speaker 1: Yes, So one, I think that maybe you are misinterpreting
Speaker 1: what type of person you need and accountant is going
Speaker 1: to help you with your taxes and lower your tax burden.
Speaker 1: It sounds like to me you need more of a
Speaker 1: financial planner and a financial advisor.
Speaker 2: Maybe. Yes, Here's what I'll say about New York City,
Speaker 2: six figures ain't what it is in Atlanta, Georgia. So
Speaker 2: and I know a lot of people who make six
Speaker 2: figures and are not living any better than my little
Speaker 2: brother who's entry level sales in Georgia right now. So
Speaker 2: I feel like, one, you need to stop thinking about
Speaker 2: the six figures. First of all, you haven't earned it yet.
Speaker 2: It's a new job. You're not six figures yet. You
Speaker 2: know you're just earning your first good paycheck. Do have
Speaker 2: you been saving over this times? You have a saved
Speaker 2: You haven't said if you have a savings account yet
Speaker 2: or money set aside? There? Have you started investing in
Speaker 2: your company? Four one k if they offer one, I
Speaker 2: feel like you know you say you feel like you
Speaker 2: need to start investing, And I think people's mind automatically
Speaker 2: takes them to like Wall Street. Each trade, I need
Speaker 2: to be like trading, swapping stocks and buying Tesla stock
Speaker 2: and stuff like that. People forget that a four to
Speaker 2: one K isn't an investment. Yes, and at the very least,
Speaker 2: you should be mat you should. You should whatever your
Speaker 2: company matches you, you should be putting. So if they say, hey, Jamie,
Speaker 2: if you put five percent, we'll put five percent put
Speaker 2: up to at the very least what they're going to
Speaker 2: put up to, you know, or else you're really just
Speaker 2: leaving money on the table. Say it again. I started
Speaker 2: saving my four one K like four How old is
Speaker 2: that I'm getting on twenty I was twenty four, so that's
Speaker 2: been a little over five years now and I have
Speaker 2: just in that four to one K over forty thousand
Speaker 2: dollars just in five years. And that's just saving like
Speaker 2: my little ten percent and getting like a match here
Speaker 2: or there, and I watch it grow all the time.
Speaker 2: You know, I haven't even touched mine from Yahoo when
Speaker 2: I left in May, and it's getting like two thousand
Speaker 2: dollars this year, which is nuts, just you know, me
Speaker 2: sitting on my button doing nothing. So start investing in
Speaker 2: your four to one K. If you need help, you
Speaker 2: should be able to contact your four one K provider,
Speaker 2: if it's like a Vanguard or Schwab or td amor
Speaker 2: Trade or whatever. If you've ticked all those boxes right,
Speaker 2: I think that finding a financial planner could be super
Speaker 2: helpful if you want to know, you know, what next level,
Speaker 2: how to reach some like fun goals, starting a travel funds,
Speaker 2: And for that I'd say I have a financial planner.
Speaker 2: I found mine through one of these like planning networks.
Speaker 2: There's xy Planning, there's Garrett Planning Network. But even before
Speaker 2: I did that, I signed up for learn Vest and
Speaker 2: learned Vest started in two thousand and nine, and I
Speaker 2: think it's a pretty it's pretty solid, actually magnified money.
Speaker 2: We just had my reporter Brittany Laia just did learn
Speaker 2: Vest for three months, had a financial planner through them,
Speaker 2: and did an amazing review of learned Vest. So I'll
Speaker 2: post that for it and that to you, and it
Speaker 2: has a complete review. And the reason I like learn
Speaker 2: Vest is one, it's low cost, it's accessible financial planning advice.
Speaker 2: It's two hundred and ninety nine dollars up front, which
Speaker 2: I can say with experience having my financial planner is
Speaker 2: pretty standard. And then every month going forward you pay
Speaker 2: nineteen dollars a month, which is pretty good, not bad.
Speaker 2: And then you can access to them twenty four to seven.
Speaker 2: You have two planning sessions and they deliver you a
Speaker 2: whole financial plan that tells you how much you should
Speaker 2: be saving, how much you'll need for retirement.
Speaker 1: Do they tell you where to put your retirement fund
Speaker 1: in money or do you.
Speaker 2: Just I don't know if they've started doing like financially,
Speaker 2: but I don't know if they've started doing investment advice
Speaker 2: outside of four one.
Speaker 1: K okay, because I'll say they can say that. Sometimes
Speaker 1: you get confused about like what Like myself, I call
Speaker 1: myself a financial educator, meaning I don't sell financial services,
Speaker 1: you know, I'm just like, hey, this is what credit is,
Speaker 1: this is what dead is. Here's some tools that you
Speaker 1: can use to do that. Right. Then you have a
Speaker 1: financial planner, which looks at your life and totality and says,
Speaker 1: here's what you can do to reach those goals that
Speaker 1: you want to reach, but not just investing wise, but
Speaker 1: just savings and spending and that kind of stuff. And
Speaker 1: then you have a financial advisor. So legally to be
Speaker 1: called a financial advisor, you have to have certain certifications
Speaker 1: that allow you to make to make suggestions as it
Speaker 1: relates to investing in insurance. So you just want to
Speaker 1: know the wording is really important for what you're looking for.
Speaker 1: What me and Mandy are saying our planner and advisor
Speaker 1: or probably what you're looking for. Not to say you
Speaker 1: shouldn't have an accountant, but your accountant's job is to
Speaker 1: protect you as it relates to your taxes, you know,
Speaker 1: so just be mindful of like you know what it
Speaker 1: is that you're looking for, Jamie. But so hopefully we answered.
Speaker 2: Your question and just real quick since you brought it up.
Speaker 2: And that's a good point too, whether they do give
Speaker 2: investment advice or not. So my planner does. She's a
Speaker 2: certified financial advisor investment advisor and she's registered and you
Speaker 2: can check all that out. I'll even put some tips
Speaker 2: on how to how to do a background check on
Speaker 2: your financial advisor to make sure they're actually listed with
Speaker 2: the what is it the r R I a certified
Speaker 2: Registered Investment Advisor Okay, And there's something called broker broker
Speaker 2: Check through FINRA, which is the Financial something something industry
Speaker 2: regulator and authority. Sorry I don't know owe my accrodence,
Speaker 2: but it's broker check and you can plug in the
Speaker 2: name of your advisor and see if they pop up
Speaker 2: and it'll show. Like I mean, I don't think it's
Speaker 2: like the end all be all of you know, background checks,
Speaker 2: but it's a good at least you can tell hey,
Speaker 2: their license and they've actually been working for a while.
Speaker 1: So are we ready to wrap up with some wins.
Speaker 1: I have a quick win. Okay, I want to give
Speaker 1: this win to my friend Lucinda Cross. There's this new
Speaker 1: show on Centric, which is owned by VT. Centric is
Speaker 1: a is a network specifically for women of color. It's
Speaker 1: called Queen Boss and so Queen Boss is like Shark
Speaker 1: Tank for women of color. It's super awesome. You have
Speaker 1: this panel of dope women that have their own very
Speaker 1: successful businesses and then you have these these women that
Speaker 1: kind of come and pitch to them that also have businesses,
Speaker 1: but they have businesses that they're looking for advice and
Speaker 1: funding for. The funding is twenty five thousand dollars that
Speaker 1: they win at the end.
Speaker 2: If you should win, set price, yes and so.
Speaker 1: But it's been great because the women get the pitch
Speaker 1: and you get to learn about these awesome new businesses
Speaker 1: run by women of color. So my friend Lucinda Cross
Speaker 1: is on there. Her product was a vision board box
Speaker 1: and like you would take all these things out and
Speaker 1: create your own vision board. And so she was up
Speaker 1: against two other women and she moved forward to the
Speaker 1: semi final round as of last night. So it's really dope.
Speaker 1: It's just really honestly, all the women were amazing. So
Speaker 1: it's just it was positive programming. It wasn't negative. It
Speaker 1: wasn't It was just these are some women of color,
Speaker 1: they have businesses. They're picking the other women who are
Speaker 1: more successful than them, who are giving them great solid
Speaker 1: advice and who's back in centric ob So congratulations Lucinda.
Speaker 2: What's the vision board called? What's it called?
Speaker 1: It's called Activates Activate your vision? I think, I think
Speaker 1: so if you just look up Lucinda Cross, you can't
Speaker 1: miss it.
Speaker 2: Awesome. I win this week. Oh, I have a couple,
Speaker 2: but they're gonna be quick, I promise, Okay, one I
Speaker 2: don't know. I know the dream catchers are waiting. It's
Speaker 2: my fault. So I want to give a shout out
Speaker 2: to four year old Dahlia Aurana. She's a four year
Speaker 2: old who's read over a thousand and is like the
Speaker 2: baby boss of the Library of Congress. She's become an
Speaker 2: honorary librarian, got to go to the Capitol. Please just
Speaker 2: go google her. Dalia Aurana. She's like adorable. She's in
Speaker 2: like a little pink skirt suit like Hillary, and you
Speaker 2: just see her strutting. I can't believe she's four years old.
Speaker 2: She lives she's four going on like forty four, but
Speaker 2: go ahead, girl. And she's from Gainesville, Georgia, so yeah, Georgia.
Speaker 2: Who says we're not smart SAT scores nationally do But anyway,
Speaker 2: and another win real quick. So they released an honorary
Speaker 2: version of the the US. The US Men released a
Speaker 2: co commemorative one hundred dollars gold coin that features an
Speaker 2: image of a buck. Yes, I saw that as Lady Libery,
Speaker 2: which is pretty dope. And she's got braids and looks
Speaker 2: really cool. And they're apparently going to do versions depicting
Speaker 2: Asian Americans, Hispanic Americans, as Indian Americans. I want to
Speaker 2: collect them one as well, which is really cool. The
Speaker 2: coin's coming out April sixth, Financial Literacy only one of
Speaker 2: a wedding keft and my wins.
Speaker 1: Yes, I think we had. I feel like we had
Speaker 1: a good week.
Speaker 2: I had a great week. This was a quick show.
Speaker 2: You're welcome. You're probably like yay, not another an hour.
Speaker 1: And a half whatever, somebody's still doing bitious Like wait,
Speaker 1: I still have the pot left. I need you guys
Speaker 1: are still talk all right? We bid you ed zoo
Speaker 1: and if you are dreamcashure, we bid.
Speaker 2: You Hello and remember if you have questions concerns, please
Speaker 2: go to broad Ambition podcast dot com and while you're
Speaker 2: at it, just rooke what we need to. Please, please
Speaker 2: please ask you to leave us a review on iTunes.
Speaker 2: I recently noticed that we're falling in the ratings, not
Speaker 2: because we are getting any less downloads. In fact, January's
Speaker 2: been a record month for us and downloads, thank you
Speaker 2: so so much, But it's because we're not getting as
Speaker 2: many reviews as the other shows. So please, reviews actually matter.
Speaker 2: I've done this research iTunes favor shows I had more reviews.
Speaker 2: So you send us all the emails, all the tweets,
Speaker 2: all the Facebook messages, but please take time go to
Speaker 2: iTunes and leave us a review. However many stars you'd like,
Speaker 2: just leave one. Yes, we really really appreciate.
Speaker 1: We gonna do it. We're gonna do some sort of
Speaker 1: an incentive for you guys, like some sort of like contests.
Speaker 2: Yeah, that would be cool. We'll do another one.
Speaker 1: Yes, we did well, so you forgot to do it
Speaker 1: this week? Did alright?
Speaker 2: Alright, bye bye bye, alright