1 00:00:16,680 --> 00:00:20,320 Speaker 1: Michaelphone check one two one two, And we're back and 2 00:00:20,400 --> 00:00:23,279 Speaker 1: we're black and we're brown ambitions. 3 00:00:24,600 --> 00:00:27,600 Speaker 2: In our in our in our new stude, ye hijack 4 00:00:27,600 --> 00:00:28,440 Speaker 2: Tiffany's stude. 5 00:00:28,520 --> 00:00:31,600 Speaker 1: So also we're in the office. Then the new budget. 6 00:00:31,240 --> 00:00:34,960 Speaker 2: Nees to office and it's gorgeous. 7 00:00:34,600 --> 00:00:36,199 Speaker 1: Even though it needs to be vacuum. I'm like all 8 00:00:36,240 --> 00:00:40,919 Speaker 1: this dust. Anyway, we're back, and what do you want 9 00:00:40,920 --> 00:00:42,040 Speaker 1: to talk about today? 10 00:00:43,240 --> 00:00:45,519 Speaker 2: What I wanted to start off this week's podcast with 11 00:00:45,680 --> 00:00:47,000 Speaker 2: did you do you watch Blackish? 12 00:00:47,800 --> 00:00:50,400 Speaker 1: I watched the clip where they talked about the election. 13 00:00:50,440 --> 00:00:52,880 Speaker 2: The one with Anthony Anderson doing his like monologue. 14 00:00:53,280 --> 00:00:55,760 Speaker 1: No, no, I watched the clip where the where they're like, 15 00:00:55,800 --> 00:00:57,840 Speaker 1: I guess he's at work and they're sitting around a 16 00:00:57,880 --> 00:01:01,320 Speaker 1: table and like there's like they're like, I guess what 17 00:01:01,400 --> 00:01:03,120 Speaker 1: is her name? Is that? Wand of psychs? 18 00:01:03,160 --> 00:01:05,039 Speaker 2: No, Yeah, That's what I'm talking about. When he's talking 19 00:01:05,040 --> 00:01:08,720 Speaker 2: about when there he's like the really like semi racist, 20 00:01:08,880 --> 00:01:11,200 Speaker 2: like passive aggressive boss is like why don't you care 21 00:01:11,240 --> 00:01:13,360 Speaker 2: about the election or why don't you care about what's happening? 22 00:01:13,640 --> 00:01:17,360 Speaker 2: When Anthony starts his character, he's like, you know, what 23 00:01:17,440 --> 00:01:19,000 Speaker 2: did you say to me? And then he gets really 24 00:01:19,000 --> 00:01:20,280 Speaker 2: serious and he talks about like. 25 00:01:20,920 --> 00:01:22,760 Speaker 1: Right, yeah, no, I didn't see that part. I just 26 00:01:22,760 --> 00:01:24,640 Speaker 1: saw the part where they were like, you're the token 27 00:01:24,680 --> 00:01:27,319 Speaker 1: white girl. What you know, why did your people in 28 00:01:27,360 --> 00:01:28,760 Speaker 1: that vote failary? 29 00:01:29,560 --> 00:01:30,039 Speaker 2: Oh? Really? 30 00:01:30,200 --> 00:01:30,560 Speaker 1: Yes? 31 00:01:30,840 --> 00:01:33,039 Speaker 2: Well I want you. The whole episode is like, I mean, 32 00:01:33,080 --> 00:01:35,280 Speaker 2: Blackish is an amazing show in general, but they've been 33 00:01:35,560 --> 00:01:37,600 Speaker 2: I feel like they really take their job seriously to 34 00:01:37,680 --> 00:01:39,920 Speaker 2: like be a touchtone for like what it's like to 35 00:01:39,920 --> 00:01:43,080 Speaker 2: be in a black family today. And it's been two months. 36 00:01:43,080 --> 00:01:45,120 Speaker 2: And at first when I heard there did a Trump episode, 37 00:01:45,160 --> 00:01:47,960 Speaker 2: I was like, I'm just I'm just I'm trying to 38 00:01:48,000 --> 00:01:49,880 Speaker 2: like get over it. And now you're gonna go drag 39 00:01:49,920 --> 00:01:53,720 Speaker 2: this up. And it's always awkward when shows like have realistic, 40 00:01:53,800 --> 00:01:56,440 Speaker 2: like real people in them are real, like they acknowledge 41 00:01:56,520 --> 00:01:59,000 Speaker 2: that it's twenty sixteen or seventeen and like this is 42 00:01:59,000 --> 00:02:01,440 Speaker 2: what's happening. But they did such a good job. And 43 00:02:01,480 --> 00:02:04,560 Speaker 2: the clip that everyone is talking about is this clip 44 00:02:04,800 --> 00:02:07,360 Speaker 2: we want to play right now for you everyone. Listen. 45 00:02:08,639 --> 00:02:11,440 Speaker 3: I love this country, even though with times it doesn't 46 00:02:11,480 --> 00:02:12,920 Speaker 3: love me back for. 47 00:02:13,040 --> 00:02:19,320 Speaker 4: My whole life, my parents, my grandparents, me, for most 48 00:02:19,600 --> 00:02:24,480 Speaker 4: black people, this system has never worked for us seventy feet, 49 00:02:24,760 --> 00:02:27,200 Speaker 4: but we still played ball, tried to do our best 50 00:02:27,240 --> 00:02:29,919 Speaker 4: to live by the rules, even though we knew. 51 00:02:29,720 --> 00:02:31,400 Speaker 3: They would never work out in our favor. 52 00:02:32,000 --> 00:02:35,800 Speaker 4: Strange rooms had to live in neighborhoods if you wouldn't 53 00:02:35,880 --> 00:02:37,200 Speaker 4: drive through, send. 54 00:02:36,919 --> 00:02:39,640 Speaker 3: Our kids to schools with books so beat up you 55 00:02:39,680 --> 00:02:43,639 Speaker 3: couldn't read them, work jobs that you wouldn't even consider 56 00:02:43,880 --> 00:02:47,040 Speaker 3: in your nightmare, and blood out in the rooms. Black 57 00:02:47,120 --> 00:02:50,880 Speaker 3: people wake up every day believing that our lives are 58 00:02:50,880 --> 00:02:54,600 Speaker 3: going to change, even though everything around us says it's 59 00:02:54,760 --> 00:02:59,919 Speaker 3: not truth be told. You ask most black. 60 00:02:59,760 --> 00:03:01,959 Speaker 4: People when they tell you that, no matter who won 61 00:03:02,000 --> 00:03:04,160 Speaker 4: this election, they didn't expect the hood. 62 00:03:03,919 --> 00:03:07,160 Speaker 3: To get better, change fluent, but they. 63 00:03:07,080 --> 00:03:11,079 Speaker 4: Still voted because that's what you're supposed to do. You 64 00:03:11,160 --> 00:03:14,080 Speaker 4: think I'm not sad that Hillary didn't win, that I'm 65 00:03:14,160 --> 00:03:16,400 Speaker 4: not terrified about what Trump's about to do. 66 00:03:18,440 --> 00:03:21,919 Speaker 3: I'm used to things not going my way. I'm sorry 67 00:03:21,919 --> 00:03:23,720 Speaker 3: that you're not, and it's blowing your mind. 68 00:03:23,919 --> 00:03:26,880 Speaker 4: So excuse me if I get a little offended because 69 00:03:26,880 --> 00:03:29,840 Speaker 4: I didn't see all of this outrage when everything was 70 00:03:29,840 --> 00:03:32,480 Speaker 4: happening to all of my people, since we were stuffed 71 00:03:32,520 --> 00:03:34,040 Speaker 4: on votes and chains. 72 00:03:36,320 --> 00:03:40,440 Speaker 3: I love this country as much, if not more than 73 00:03:40,520 --> 00:03:42,520 Speaker 3: you do. And don't you ever forget that. 74 00:03:48,120 --> 00:03:50,720 Speaker 2: And give him all the golden gloy. 75 00:03:52,280 --> 00:03:54,960 Speaker 1: What oh? 76 00:03:55,000 --> 00:03:56,720 Speaker 2: I felt that even more, just listened to it again 77 00:03:56,760 --> 00:03:57,200 Speaker 2: than I don't. 78 00:03:58,360 --> 00:03:59,920 Speaker 1: And then to have Nina Simone in the back. 79 00:04:00,320 --> 00:04:01,800 Speaker 2: You know, when Strange Fruit comes on. 80 00:04:01,920 --> 00:04:04,839 Speaker 1: You already know it's like it's a thug festug thug 81 00:04:04,880 --> 00:04:05,520 Speaker 1: t your fast. 82 00:04:06,160 --> 00:04:07,720 Speaker 2: I love Blackish. I feel like it's one of the 83 00:04:07,760 --> 00:04:09,880 Speaker 2: most important shows on television. 84 00:04:10,320 --> 00:04:13,320 Speaker 1: And I'm so glad that that Tracy Elis Ross, you know, 85 00:04:13,440 --> 00:04:14,960 Speaker 1: isn't she love he she got? 86 00:04:15,840 --> 00:04:16,200 Speaker 3: She won? 87 00:04:16,400 --> 00:04:19,200 Speaker 1: Yeah, golden look at me. I'm like the golden glow. 88 00:04:21,240 --> 00:04:22,919 Speaker 1: But I knew it was one of those awards that 89 00:04:22,920 --> 00:04:24,000 Speaker 1: people always want to get. 90 00:04:24,560 --> 00:04:26,680 Speaker 2: Yeah, she won. It was a good night for for 91 00:04:26,760 --> 00:04:31,520 Speaker 2: black TV. Atlanta. Donald Glover, I can't say I watched 92 00:04:31,520 --> 00:04:33,640 Speaker 2: a couple episodes. I did, but I lost track. But 93 00:04:34,080 --> 00:04:36,479 Speaker 2: and they won in that fabulous brown suit. And then 94 00:04:37,080 --> 00:04:42,120 Speaker 2: Moonlight Moonlight, Yeah, Best Picture Drama. Although you know, I 95 00:04:42,120 --> 00:04:44,120 Speaker 2: saw Lala Land and my one of my girlfriends was 96 00:04:44,160 --> 00:04:46,120 Speaker 2: texting me and she was like, mane moon, I can't 97 00:04:46,120 --> 00:04:48,080 Speaker 2: believe so and so won because Moonlight was kind of 98 00:04:48,160 --> 00:04:50,159 Speaker 2: up for the same awards as Lala Land. Best Actor, 99 00:04:50,240 --> 00:04:52,800 Speaker 2: but I think Best Supporting Actress, Best Director, Yeah yeah, 100 00:04:53,040 --> 00:04:55,120 Speaker 2: and then it lost because La La Land won everything 101 00:04:55,240 --> 00:04:58,320 Speaker 2: until the Best Picture Drama. And she was like, this 102 00:04:58,400 --> 00:04:59,920 Speaker 2: can't be because I've seen Lala Land. She's like, this 103 00:05:00,120 --> 00:05:02,159 Speaker 2: can't be better than Moonlight. And I was like, you 104 00:05:02,279 --> 00:05:07,200 Speaker 2: can't compare a musical about, you know, a young woman 105 00:05:07,200 --> 00:05:08,760 Speaker 2: who goes to la and tries to be an actress 106 00:05:08,760 --> 00:05:10,600 Speaker 2: to what Moonlight is. You just like, can't I feel 107 00:05:10,640 --> 00:05:12,960 Speaker 2: like you? And I don't feel like it should be 108 00:05:13,120 --> 00:05:15,560 Speaker 2: like that for them, you know the movies, Like everything 109 00:05:15,600 --> 00:05:17,120 Speaker 2: doesn't have to be the same. I don't know, it's 110 00:05:17,160 --> 00:05:19,720 Speaker 2: in a whole different category. I think they're both amazing films. 111 00:05:19,760 --> 00:05:21,200 Speaker 1: But I know what you mean. You're right, because you're like, 112 00:05:21,279 --> 00:05:25,560 Speaker 1: it's not really, Yeah, it's it's a totally different It 113 00:05:25,600 --> 00:05:28,760 Speaker 1: pulls totally different energy and emotion out of you. The 114 00:05:28,800 --> 00:05:29,559 Speaker 1: two different ones. 115 00:05:30,120 --> 00:05:31,120 Speaker 2: I loved. I love that sound. 116 00:05:31,200 --> 00:05:32,720 Speaker 1: I'm not gonna lie I didn't watch Land. 117 00:05:32,920 --> 00:05:34,880 Speaker 2: It's you know, it's not for everybody. It's it's a 118 00:05:34,960 --> 00:05:37,400 Speaker 2: muse it's basically a musical, but on like, you know, 119 00:05:37,440 --> 00:05:40,040 Speaker 2: it's like Mulin Rouge or any of those like musical 120 00:05:40,200 --> 00:05:42,720 Speaker 2: like movies. But I thought it was incredible. 121 00:05:42,800 --> 00:05:47,440 Speaker 1: I love them. Have you seen Hidden Figures? Yes, I 122 00:05:48,360 --> 00:05:50,440 Speaker 1: didn't see it, didn't see it before the podcast. Yeah, 123 00:05:50,480 --> 00:05:50,839 Speaker 1: I saw it. 124 00:05:50,760 --> 00:05:52,599 Speaker 2: It was it was really good. Okay, that's when I 125 00:05:52,600 --> 00:05:55,080 Speaker 2: said I loved Jersey City because the whole crowd was 126 00:05:55,080 --> 00:05:57,679 Speaker 2: like really into it. Oh that's why you're clapping and snapping. 127 00:05:57,880 --> 00:05:59,840 Speaker 1: Yes, I'm gonna have to take Supergirl. I really want 128 00:05:59,880 --> 00:06:00,520 Speaker 1: to see it. 129 00:06:00,600 --> 00:06:02,919 Speaker 2: But I didn't know that it was number one. I 130 00:06:02,960 --> 00:06:07,080 Speaker 2: saw this last weekend like it tied. First headline I 131 00:06:07,080 --> 00:06:08,840 Speaker 2: read was just gonna tie with Rogue one, the new 132 00:06:08,880 --> 00:06:10,720 Speaker 2: Star Wars movie. But then I read that it beat 133 00:06:10,960 --> 00:06:11,440 Speaker 2: Star Wars. 134 00:06:11,480 --> 00:06:13,240 Speaker 1: Also me so enter. 135 00:06:13,320 --> 00:06:16,000 Speaker 2: I saw Taraji tweeting and like instagramming, They're so excited. 136 00:06:16,279 --> 00:06:17,560 Speaker 1: You know, it's so great about it because I'm not 137 00:06:17,600 --> 00:06:19,960 Speaker 1: gonna lie. When I first heard that they were doing 138 00:06:20,000 --> 00:06:25,120 Speaker 1: this movie called Hidden Figures about you know, black women entrepreneurs, 139 00:06:25,120 --> 00:06:29,480 Speaker 1: not entrepreneurs, engineers and mathematicians that helped to launch you know, 140 00:06:30,640 --> 00:06:34,200 Speaker 1: a man into space, I thought, no one's gonna watch it, honestly, 141 00:06:34,279 --> 00:06:36,000 Speaker 1: not I knew I would watch it, but I thought 142 00:06:36,040 --> 00:06:38,840 Speaker 1: to myself, the larger world, at larger they're not gonna 143 00:06:38,839 --> 00:06:41,039 Speaker 1: care about the story. So I'm just so happy that 144 00:06:41,080 --> 00:06:44,560 Speaker 1: I was proven completely wrong and that it's a story 145 00:06:44,600 --> 00:06:47,520 Speaker 1: that has transcended and people are watching it and not 146 00:06:47,560 --> 00:06:49,160 Speaker 1: just watching it, but making it number one. So I'm 147 00:06:49,200 --> 00:06:50,240 Speaker 1: super excited about that. 148 00:06:50,440 --> 00:06:52,000 Speaker 2: And it was the same year that you know, not 149 00:06:52,120 --> 00:06:56,720 Speaker 2: Turner's movie, the the one Nate Parker, Nate Parker's movie 150 00:06:56,720 --> 00:06:59,919 Speaker 2: came out about not turning the Revolution, and like it was, 151 00:07:00,360 --> 00:07:02,760 Speaker 2: I mean, it was kind of a flop, right, all 152 00:07:02,880 --> 00:07:06,160 Speaker 2: the bad press about his history with that, you know, 153 00:07:06,200 --> 00:07:08,120 Speaker 2: those rape allegations, and then that was kind of like 154 00:07:08,120 --> 00:07:10,440 Speaker 2: a real loss because that was that was the after 155 00:07:10,880 --> 00:07:14,000 Speaker 2: Oscar so White last year, when that movie was bought 156 00:07:14,080 --> 00:07:16,560 Speaker 2: at the film festivals by a big studio network, it 157 00:07:16,600 --> 00:07:18,160 Speaker 2: was like the biggest thing. It was like, oh my god, 158 00:07:18,240 --> 00:07:20,280 Speaker 2: next year we're saying, this is the first movie it 159 00:07:20,320 --> 00:07:22,320 Speaker 2: was a bought for like a record amount of money 160 00:07:22,320 --> 00:07:25,720 Speaker 2: by a production studio. And then so when it kind 161 00:07:25,720 --> 00:07:28,400 Speaker 2: of like it fizzled based on all those bad that 162 00:07:28,520 --> 00:07:30,880 Speaker 2: bad press, it was a big loss. So I feel 163 00:07:30,880 --> 00:07:33,680 Speaker 2: like Hidden Figures probably benefited from a couple of things. 164 00:07:33,720 --> 00:07:35,920 Speaker 2: One it's about women, and two it's kind of a 165 00:07:35,920 --> 00:07:39,239 Speaker 2: feel good movie. It is I mean you it was weird. 166 00:07:39,240 --> 00:07:41,520 Speaker 2: I left the theater kind of like really depressed and 167 00:07:41,600 --> 00:07:45,480 Speaker 2: sad because you do realize these women literally like the 168 00:07:45,560 --> 00:07:49,960 Speaker 2: Taraji who plays Catherine I forget her last name Johnson, sorry, 169 00:07:50,080 --> 00:07:53,440 Speaker 2: Catherine Johnson in the movie, who's really the instrumental like brilliant, 170 00:07:53,480 --> 00:07:56,679 Speaker 2: like genius mathematician who at the last minute comes running 171 00:07:56,680 --> 00:07:58,280 Speaker 2: with the answer to a problem they need to get 172 00:08:00,440 --> 00:08:04,000 Speaker 2: Ah John Glenn yes back down to her safely and 173 00:08:04,120 --> 00:08:07,760 Speaker 2: she during the movie has to run half a mile to. 174 00:08:07,760 --> 00:08:10,040 Speaker 1: Use the bathroom. Her mind, it's crazy. 175 00:08:10,080 --> 00:08:11,480 Speaker 2: And then at one point her boss is like, where 176 00:08:11,480 --> 00:08:13,280 Speaker 2: have you been? You're not here, You're never here. Where 177 00:08:13,320 --> 00:08:15,400 Speaker 2: do you go? For forty minutes and then she's and 178 00:08:15,440 --> 00:08:17,320 Speaker 2: then she breaks down and it has like this really 179 00:08:17,320 --> 00:08:19,480 Speaker 2: emotional scene where she says, I have to go to 180 00:08:19,520 --> 00:08:22,560 Speaker 2: the bathroom and then you know, just and you see 181 00:08:23,000 --> 00:08:25,800 Speaker 2: like the oppression of the women, and it's you see, 182 00:08:26,080 --> 00:08:28,760 Speaker 2: the women at NASA were all sort of being they 183 00:08:28,760 --> 00:08:30,320 Speaker 2: were all sort of hit in. The white women and 184 00:08:30,360 --> 00:08:32,439 Speaker 2: the black women who were computers were all down in 185 00:08:32,480 --> 00:08:35,640 Speaker 2: the basement working separately, but you sort of see like 186 00:08:36,040 --> 00:08:39,720 Speaker 2: the chain of command. Like so Kirsten Dunce plays like 187 00:08:39,760 --> 00:08:42,840 Speaker 2: the leader of the White computers, and she you know, 188 00:08:43,080 --> 00:08:46,240 Speaker 2: keeps Octavia Spencer's character down, you know, beneath her, even 189 00:08:46,280 --> 00:08:48,000 Speaker 2: though she's also kind of beneath her. And it's just 190 00:08:48,280 --> 00:08:50,480 Speaker 2: all the dynamics and it's super depressing, but it's also 191 00:08:51,240 --> 00:08:52,920 Speaker 2: kind of feel good at the end because you know, 192 00:08:53,760 --> 00:08:56,000 Speaker 2: you know, they win, but then you have to leave 193 00:08:56,000 --> 00:08:58,360 Speaker 2: the theater knowing that they didn't really win because it's 194 00:08:58,360 --> 00:08:59,559 Speaker 2: been sixty years. 195 00:08:59,400 --> 00:09:03,280 Speaker 1: And now they're just now getting recognition for that, these women. 196 00:09:03,520 --> 00:09:06,320 Speaker 2: And but Catherine Johnson was still alive. I think she's 197 00:09:06,400 --> 00:09:09,160 Speaker 2: like in her late nineties. Wow, and she got to 198 00:09:09,200 --> 00:09:09,560 Speaker 2: see it. 199 00:09:10,160 --> 00:09:10,960 Speaker 1: Who child see? 200 00:09:11,000 --> 00:09:12,840 Speaker 2: Honestly, I show the pictures of them at the end, 201 00:09:12,840 --> 00:09:15,000 Speaker 2: and that's one. Yeah, this is tears story. 202 00:09:15,120 --> 00:09:17,719 Speaker 1: Honestly, lately, I'm not gonna lie. Since the new year 203 00:09:17,760 --> 00:09:23,559 Speaker 1: has started, I have purposefully curated my what I ingest 204 00:09:23,600 --> 00:09:27,280 Speaker 1: online because it's too much. Honestly, I'm not gonna lie. Like, 205 00:09:27,360 --> 00:09:30,000 Speaker 1: you know, you start reading like and this cabinet appointee 206 00:09:30,040 --> 00:09:33,120 Speaker 1: and then I'm like, you know what, I can't like 207 00:09:33,160 --> 00:09:35,959 Speaker 1: I literally cannot take it. So it was that roller 208 00:09:35,960 --> 00:09:39,160 Speaker 1: coaster ride of the of the elections was almost too much. 209 00:09:39,200 --> 00:09:41,640 Speaker 1: And then to read like and I'm obviously I'm gonna 210 00:09:41,679 --> 00:09:43,360 Speaker 1: go back to because I have to know what's happening, 211 00:09:43,360 --> 00:09:46,160 Speaker 1: but I'm like I need a minute to like fortify 212 00:09:46,240 --> 00:09:49,360 Speaker 1: myself with good things before I kind of like allow 213 00:09:49,520 --> 00:09:53,160 Speaker 1: these like it's scary. And sometimes I just look and 214 00:09:53,200 --> 00:09:55,000 Speaker 1: I'm like, what now, I can't. I can't, I can't, 215 00:09:55,080 --> 00:09:56,520 Speaker 1: So I'm like, I don't want to see this Facebook. 216 00:09:56,520 --> 00:09:57,840 Speaker 1: I don't want to see this Facebook. 217 00:09:58,000 --> 00:09:59,959 Speaker 2: Have you been did you watch I've been like hang 218 00:10:00,040 --> 00:10:03,359 Speaker 2: and I've been hanging on like a life raft everything 219 00:10:03,400 --> 00:10:07,400 Speaker 2: of Michelle and Brock that I every bit of Asasha 220 00:10:07,520 --> 00:10:10,560 Speaker 2: Malia like I watched the Farewell Address and like me too, 221 00:10:10,840 --> 00:10:11,720 Speaker 2: all of it, and it. 222 00:10:11,600 --> 00:10:14,079 Speaker 1: Was just I was actually in DC for the Farewell Address. 223 00:10:14,120 --> 00:10:14,560 Speaker 2: You were there? 224 00:10:15,440 --> 00:10:17,400 Speaker 1: No, not there, I mean I was just in Washington, 225 00:10:17,480 --> 00:10:20,160 Speaker 1: d C. I was there because I was taping like 226 00:10:20,240 --> 00:10:22,720 Speaker 1: Good Morning Washington like with some credit tips or whatever. 227 00:10:22,800 --> 00:10:25,560 Speaker 1: And then a friend of ours works at BT Networks, 228 00:10:25,559 --> 00:10:27,280 Speaker 1: so she was like, oh, you want to come to 229 00:10:27,320 --> 00:10:29,520 Speaker 1: watch like the Mary Jane being Mary Jane. You know 230 00:10:29,520 --> 00:10:30,560 Speaker 1: their new premiere, right. 231 00:10:30,480 --> 00:10:34,280 Speaker 2: It came on right after I saw Gabriel Union music. 232 00:10:34,360 --> 00:10:36,440 Speaker 1: I was like, all right, Gabriel, yes and so, but 233 00:10:36,559 --> 00:10:39,040 Speaker 1: right before they were watching The State, you know, like 234 00:10:39,040 --> 00:10:41,079 Speaker 1: the last date of the Union, and so I were 235 00:10:41,120 --> 00:10:42,760 Speaker 1: watching that. It was just great to watch it like 236 00:10:42,880 --> 00:10:45,880 Speaker 1: in DC, knowing like not too far away it was happening. 237 00:10:45,960 --> 00:10:49,079 Speaker 2: Yes, I just drink. I'm drinking every last drop. And 238 00:10:49,559 --> 00:10:51,280 Speaker 2: especially the part where he talks to Michelle. You know, 239 00:10:51,320 --> 00:10:55,240 Speaker 2: I lived for that. And then you saw Malia getting emotional. 240 00:10:55,679 --> 00:10:58,560 Speaker 1: Did you see how like when when Uncle Joe got 241 00:10:58,559 --> 00:10:59,880 Speaker 1: his award that was. 242 00:10:59,840 --> 00:11:04,520 Speaker 2: So Actually I cried during that, not during the pharewell. 243 00:11:05,240 --> 00:11:07,920 Speaker 1: If anybody gets a chance to like lovey j Right, 244 00:11:08,440 --> 00:11:11,680 Speaker 1: she had the perfect description of like how Uncle Joe 245 00:11:11,720 --> 00:11:13,640 Speaker 1: was acting. She's like, look at Uncle Joe. He acting 246 00:11:13,679 --> 00:11:16,439 Speaker 1: He's acting like he just got nominated to the deacon board. 247 00:11:16,800 --> 00:11:18,760 Speaker 1: It was like, God, I'm not worthy and turned around 248 00:11:18,880 --> 00:11:21,400 Speaker 1: was like like the past was like we just want 249 00:11:21,440 --> 00:11:24,360 Speaker 1: to acknowledge uncle Joe is our new deacon and it 250 00:11:24,480 --> 00:11:26,400 Speaker 1: was just so true, like the look in his eyes. 251 00:11:26,440 --> 00:11:27,800 Speaker 1: Everybody just loves Joe Biden. 252 00:11:27,960 --> 00:11:30,760 Speaker 2: He lost it. Yeah, and you talk about a man 253 00:11:30,760 --> 00:11:33,280 Speaker 2: who's been through like I think he deserves it, just 254 00:11:33,320 --> 00:11:36,360 Speaker 2: based on the personal Tom like for him to still 255 00:11:36,400 --> 00:11:38,439 Speaker 2: be standing and to be able to say, you know, 256 00:11:38,480 --> 00:11:41,240 Speaker 2: I'm still optimistic about our country when all that's happened 257 00:11:41,280 --> 00:11:43,160 Speaker 2: to him. I mean, I feel like life just keeps 258 00:11:43,240 --> 00:11:45,120 Speaker 2: knocking him down and it makes it and he's just 259 00:11:45,120 --> 00:11:48,080 Speaker 2: like such a strong guy. And their friendship is so 260 00:11:48,360 --> 00:11:50,280 Speaker 2: genuine at this point, like they don't even care, they 261 00:11:50,280 --> 00:11:52,560 Speaker 2: give zero fs about him. They just like just full 262 00:11:52,600 --> 00:11:55,120 Speaker 2: on loving each other. I feel like they know that 263 00:11:55,160 --> 00:11:57,960 Speaker 2: we need, Yeah, we need to see some positivity and 264 00:11:58,280 --> 00:12:00,160 Speaker 2: I just I need them to have their own radio. 265 00:12:00,040 --> 00:12:00,800 Speaker 1: Show or something. 266 00:12:01,040 --> 00:12:03,600 Speaker 2: I just want to hear Uncle Joe and we. 267 00:12:05,160 --> 00:12:08,120 Speaker 1: Chat or whatever. 268 00:12:08,120 --> 00:12:10,680 Speaker 2: That weekly lunch they have that was like a highlight 269 00:12:10,720 --> 00:12:14,760 Speaker 2: of my week. I know. We have like a tight Yeah, 270 00:12:14,760 --> 00:12:17,680 Speaker 2: we're a tight schedule because we're taping a literature. 271 00:12:18,600 --> 00:12:20,560 Speaker 1: So yeah, so like a little bit later, we'll be 272 00:12:20,600 --> 00:12:25,000 Speaker 1: taping live. Every week we do a Live Richer Challenge 273 00:12:25,160 --> 00:12:29,360 Speaker 1: chat the budget, he said Mandy representing Magnified Money, who's 274 00:12:29,400 --> 00:12:32,120 Speaker 1: the sponsor of the Live Richer Challenge credit edition, And 275 00:12:32,160 --> 00:12:35,840 Speaker 1: so we're during that doing that tonight and so yeah. 276 00:12:35,880 --> 00:12:38,240 Speaker 1: So it's because of that we have a little tighter schedule. 277 00:12:38,760 --> 00:12:41,120 Speaker 1: If you're not doing the Live Ritual Challenge sponsored by 278 00:12:41,160 --> 00:12:44,240 Speaker 1: the awesome Magnified Money, what you're waiting on? You could 279 00:12:44,320 --> 00:12:47,439 Speaker 1: join us at l r C for the Live Richer 280 00:12:47,559 --> 00:12:50,800 Speaker 1: Challenge l r C Credit dot Com and get your 281 00:12:50,800 --> 00:12:53,440 Speaker 1: whole credit life together. Magnify Money has provided us with 282 00:12:53,520 --> 00:12:57,720 Speaker 1: so many amazing tools to use to get your credit 283 00:12:58,360 --> 00:13:00,440 Speaker 1: just really on point. You know, it's so crazy. My 284 00:13:00,559 --> 00:13:03,120 Speaker 1: sister Tracy, the one who like buys all my clothes, 285 00:13:03,600 --> 00:13:07,280 Speaker 1: she hit me the other day and she is She said, 286 00:13:07,679 --> 00:13:08,959 Speaker 1: I asked, you know, what are you doing today? It 287 00:13:09,040 --> 00:13:10,160 Speaker 1: was like, you know, the weekend, and she was like, 288 00:13:10,200 --> 00:13:12,280 Speaker 1: honestly catching up on the Live with your Challenge. I'm like, 289 00:13:12,280 --> 00:13:14,920 Speaker 1: you're doing it because you know, like they never they 290 00:13:14,960 --> 00:13:16,599 Speaker 1: don't tell me, And she was like I am. She's like, 291 00:13:16,640 --> 00:13:18,760 Speaker 1: I'm two days behind, so I'm catching up since it's Sunday. 292 00:13:19,080 --> 00:13:20,920 Speaker 1: And I thought, that's so awesome, you know. 293 00:13:20,960 --> 00:13:23,240 Speaker 2: And she You're like, you're a litmus test for all 294 00:13:23,280 --> 00:13:24,160 Speaker 2: the advice that you give. 295 00:13:24,280 --> 00:13:27,360 Speaker 1: No, that's Lisa, Oh, Lisa, Lisa. And then Lisa like, 296 00:13:27,360 --> 00:13:29,440 Speaker 1: so I posted on Facebook, like you know Tracy's doing 297 00:13:29,520 --> 00:13:31,480 Speaker 1: Lisa's like not to be outdone. I'm doing it as 298 00:13:31,520 --> 00:13:33,160 Speaker 1: well with my coworkers. 299 00:13:33,520 --> 00:13:35,960 Speaker 2: So it's just buddy shit. Even if you have good credation, 300 00:13:36,160 --> 00:13:37,520 Speaker 2: still do it. I think a lot of there's a 301 00:13:37,520 --> 00:13:41,320 Speaker 2: lot of I think, interesting extras, and people may have 302 00:13:41,360 --> 00:13:43,840 Speaker 2: good credit but may not even know how or why exactly. 303 00:13:45,440 --> 00:13:47,719 Speaker 1: Her credit was a seven ninety and she's like, it 304 00:13:47,760 --> 00:13:51,040 Speaker 1: fail to like a seven p fifty, which is still excellent, 305 00:13:51,160 --> 00:13:52,400 Speaker 1: and she's like, I just want to raise it back 306 00:13:52,440 --> 00:13:54,679 Speaker 1: up again. So it's it's for anyone. What I love 307 00:13:54,760 --> 00:13:57,160 Speaker 1: is that what I'm hearing from people. The feedback is 308 00:13:57,200 --> 00:14:00,280 Speaker 1: that I didn't even know how credit, Like how does 309 00:14:00,320 --> 00:14:02,640 Speaker 1: credit come to be? And why? And I'm learning that 310 00:14:02,679 --> 00:14:05,200 Speaker 1: and then I'm learning how to purposefully grow it, and 311 00:14:05,240 --> 00:14:07,400 Speaker 1: then the last week of the challenge you learned how 312 00:14:07,440 --> 00:14:09,560 Speaker 1: to maintain it. So it's just so great because honestly, 313 00:14:09,559 --> 00:14:12,199 Speaker 1: it's free, The resources are dope and free. You can 314 00:14:12,240 --> 00:14:14,600 Speaker 1: do the challenge all year round, so you can always 315 00:14:14,600 --> 00:14:16,480 Speaker 1: restart it over and over again. There really is no 316 00:14:16,559 --> 00:14:19,200 Speaker 1: excuse not to at least be working on your credit 317 00:14:19,200 --> 00:14:20,440 Speaker 1: if you if you want better credit. 318 00:14:20,520 --> 00:14:23,280 Speaker 2: It's the credit class everybody should have had in high school. 319 00:14:23,320 --> 00:14:25,240 Speaker 2: And it's never too smart to learn. So and I 320 00:14:25,280 --> 00:14:26,560 Speaker 2: just want to say real quick to all the dream 321 00:14:26,600 --> 00:14:29,560 Speaker 2: catchers who are like tweeting Magnify money. We get all 322 00:14:29,600 --> 00:14:32,000 Speaker 2: your all your Facebook messages and your emails. You've gotten 323 00:14:32,040 --> 00:14:33,840 Speaker 2: all of them. I think we responded to all of them. 324 00:14:33,880 --> 00:14:36,040 Speaker 2: There were like dozens. Thank you so much, You're so 325 00:14:36,080 --> 00:14:39,560 Speaker 2: sweet and on behalf of Magnify. Just keep going. Thank 326 00:14:39,600 --> 00:14:41,880 Speaker 2: you for the love. Yes, don't forget to like us 327 00:14:41,920 --> 00:14:42,560 Speaker 2: on Facebook. 328 00:14:42,600 --> 00:14:55,760 Speaker 5: Yes, Magnify Underscore Money, any wins, any any. 329 00:14:55,640 --> 00:14:56,760 Speaker 2: Are reading Let's do Breaks? 330 00:14:56,800 --> 00:14:58,320 Speaker 1: Yes, Yes, Brown boots and Brown. 331 00:14:58,080 --> 00:14:59,800 Speaker 2: Break, Brown Boost and Brown Break. 332 00:15:00,240 --> 00:15:02,440 Speaker 1: I want to take well, I guess it's kind of 333 00:15:02,440 --> 00:15:04,120 Speaker 1: a break. It's just that. So me and Superman are 334 00:15:04,120 --> 00:15:05,120 Speaker 1: house shopping. 335 00:15:05,120 --> 00:15:06,560 Speaker 2: Right shopping? 336 00:15:06,720 --> 00:15:06,960 Speaker 1: Yes? 337 00:15:07,200 --> 00:15:10,600 Speaker 2: Well or whatever? Yeah, investment property shopping. 338 00:15:10,680 --> 00:15:12,960 Speaker 1: So you know, when you start shopping, you have your mind, 339 00:15:12,960 --> 00:15:15,000 Speaker 1: I want for a family, Da da da, And then 340 00:15:15,000 --> 00:15:16,320 Speaker 1: you're like, I'll take the three, and then you're like 341 00:15:16,360 --> 00:15:18,080 Speaker 1: I'll take the two. And now we're like I'll just 342 00:15:18,120 --> 00:15:18,920 Speaker 1: take a house. 343 00:15:19,760 --> 00:15:23,200 Speaker 2: Okay, okay, update update, we've downgraded all right. 344 00:15:23,320 --> 00:15:25,560 Speaker 1: So I mean, honestly, we're still at least looking for 345 00:15:25,560 --> 00:15:29,280 Speaker 1: a multi family house. But honestly, like you, you start 346 00:15:29,280 --> 00:15:31,200 Speaker 1: to realize that as you go through the process, there's 347 00:15:31,240 --> 00:15:33,760 Speaker 1: so many things that you did not realize, you know, 348 00:15:34,640 --> 00:15:36,080 Speaker 1: because I thought we were good. I'm like, We've got 349 00:15:36,120 --> 00:15:39,520 Speaker 1: plenty of money saved, Superman's credit is great, you know, 350 00:15:39,600 --> 00:15:41,840 Speaker 1: like check check check, But there's so many things, for example, 351 00:15:41,920 --> 00:15:44,160 Speaker 1: like tell us, tell us. I know the number one 352 00:15:44,160 --> 00:15:46,640 Speaker 1: thing that I did not realize is that my realtor 353 00:15:46,720 --> 00:15:50,520 Speaker 1: was telling me what websites not to use, and so 354 00:15:50,760 --> 00:15:52,760 Speaker 1: like when you're when your house, so you normally so 355 00:15:52,880 --> 00:15:54,960 Speaker 1: your realtor is going to look for homes for you, 356 00:15:55,040 --> 00:15:57,880 Speaker 1: right right. But I mean I'm proactive, so I want 357 00:15:57,880 --> 00:15:59,760 Speaker 1: to look too, you know. So I gave her like 358 00:15:59,800 --> 00:16:01,200 Speaker 1: my and stuff like this is what I like, check 359 00:16:01,280 --> 00:16:03,360 Speaker 1: check check, check check, but I like to look and 360 00:16:03,400 --> 00:16:08,760 Speaker 1: be proactive. So she was like, don't use sorry true trulio, Trilio, Trulia, Zillowillo, 361 00:16:09,040 --> 00:16:11,360 Speaker 1: all those other sides. She's like, honestly, there some of 362 00:16:11,400 --> 00:16:13,480 Speaker 1: them are weeks behind and they have not been updated. 363 00:16:13,680 --> 00:16:14,880 Speaker 1: So she's like, I don't want you to get your 364 00:16:14,880 --> 00:16:17,440 Speaker 1: hope up hopes up and see something. And then you 365 00:16:17,440 --> 00:16:20,120 Speaker 1: know she's like, honestly, the best site that's closest to 366 00:16:20,120 --> 00:16:22,760 Speaker 1: what she actually sees is realtor dot com, she said, 367 00:16:22,800 --> 00:16:25,800 Speaker 1: because they update every thirty every fifteen to thirty minutes. 368 00:16:26,000 --> 00:16:29,200 Speaker 1: So she was like, you're only behind about thirty minutes. 369 00:16:29,240 --> 00:16:30,920 Speaker 1: So you know, she was like, I'm not saying that something. 370 00:16:30,680 --> 00:16:33,640 Speaker 2: Won't be sold, but in New York, though, thirty minutes can. 371 00:16:33,600 --> 00:16:35,480 Speaker 1: Be exactly, but better than two weeks on one of 372 00:16:35,520 --> 00:16:37,560 Speaker 1: these other sides. Yeah, you know, So she was like, 373 00:16:37,600 --> 00:16:40,160 Speaker 1: that's the closest site that you're going to find to 374 00:16:40,200 --> 00:16:42,480 Speaker 1: what she has as far as open to the public. 375 00:16:42,280 --> 00:16:45,360 Speaker 2: Because realtors, Hey, you have the MLM networks, right, yep, 376 00:16:45,480 --> 00:16:47,880 Speaker 2: that's what's what does that stand for. I'm not even 377 00:16:47,880 --> 00:16:49,640 Speaker 2: gonna lie MLN or something like that. 378 00:16:49,720 --> 00:16:53,320 Speaker 1: Ye MLS or something like that, mls MS multi list 379 00:16:53,560 --> 00:16:56,600 Speaker 1: something service. Yes, And so what they do is Realtor 380 00:16:56,680 --> 00:16:59,920 Speaker 1: dot Com every thirty minutes, pull from the MLS, gotcha. 381 00:17:00,080 --> 00:17:02,440 Speaker 1: And so you're seeing like thirty minutes, fifteen to thirty 382 00:17:02,440 --> 00:17:04,480 Speaker 1: minutes behind what they see, and so our look and 383 00:17:04,800 --> 00:17:07,520 Speaker 1: sure enough, because before I was pulling things from Zillow 384 00:17:07,560 --> 00:17:09,600 Speaker 1: and Trulio on all those other websites and I would 385 00:17:09,600 --> 00:17:11,919 Speaker 1: send it to her and literally ninety five percent of 386 00:17:11,960 --> 00:17:14,359 Speaker 1: the time sold, sold, sold, And I get so disappointed. 387 00:17:14,560 --> 00:17:17,159 Speaker 1: And I've been pulling from realtor dot com as you suggested, 388 00:17:17,480 --> 00:17:20,560 Speaker 1: and ninety percent of the time available available available, So 389 00:17:20,600 --> 00:17:22,919 Speaker 1: I was like, wow, okay, so it is really up 390 00:17:22,920 --> 00:17:25,560 Speaker 1: to date. So one, this is what I suggest, So 391 00:17:25,880 --> 00:17:28,800 Speaker 1: going to realter dot com and figuring out first what 392 00:17:28,880 --> 00:17:31,320 Speaker 1: is it that you really want? So we will, like, 393 00:17:31,359 --> 00:17:32,760 Speaker 1: I know, we have our list of like what we 394 00:17:32,800 --> 00:17:34,800 Speaker 1: want to buy, where we want to buy, that kind 395 00:17:34,840 --> 00:17:37,080 Speaker 1: of thing. And then what we've done is that we'll 396 00:17:37,080 --> 00:17:40,320 Speaker 1: do a drive by first, because there's nothing worse than 397 00:17:40,359 --> 00:17:42,560 Speaker 1: your realtor saying, okay, you know the house that you 398 00:17:42,640 --> 00:17:45,000 Speaker 1: sent me the link for, you know, we can go 399 00:17:45,040 --> 00:17:46,679 Speaker 1: see it on Tuesday and you pull up and you're like, 400 00:17:47,040 --> 00:17:49,800 Speaker 1: I hate this neighborhood. So we have been spending our 401 00:17:49,840 --> 00:17:52,600 Speaker 1: weekends doing drive bys, you know. So well, we'll do 402 00:17:52,640 --> 00:17:55,480 Speaker 1: our research like on a Saturday morning, of places, we'll 403 00:17:55,480 --> 00:17:57,960 Speaker 1: look at the pictures, pick maybe like ten. I think 404 00:17:58,000 --> 00:18:00,240 Speaker 1: we saw like twenty today, which was a lot, and 405 00:18:00,280 --> 00:18:04,320 Speaker 1: then we'll just literally drive by, driving and so like 406 00:18:04,600 --> 00:18:06,639 Speaker 1: the good thing is that we're really concentrated on one 407 00:18:06,640 --> 00:18:09,360 Speaker 1: particular neighborhood, so even though you might see twenty, they're 408 00:18:09,359 --> 00:18:11,399 Speaker 1: all within like one block of each other, so it's 409 00:18:11,440 --> 00:18:12,960 Speaker 1: not as bad. And then well, I'll take notes to 410 00:18:13,000 --> 00:18:15,480 Speaker 1: the paper like like this hated this. So of the 411 00:18:15,600 --> 00:18:18,199 Speaker 1: like twenty that we saw today, there were six that 412 00:18:18,280 --> 00:18:20,640 Speaker 1: we liked and three that we really want to see, 413 00:18:21,200 --> 00:18:23,000 Speaker 1: you know, so of that, like you know, we'll probably 414 00:18:23,000 --> 00:18:24,679 Speaker 1: go see about three of them this week. So now 415 00:18:24,680 --> 00:18:26,440 Speaker 1: we're ready. So that's what we do every week. We'll 416 00:18:26,440 --> 00:18:28,960 Speaker 1: go to Rota dot com, make a list, do a 417 00:18:29,040 --> 00:18:31,280 Speaker 1: drive by, see them the next week. And so it's 418 00:18:31,320 --> 00:18:33,679 Speaker 1: just been like a little bit tedious. But yeah, I 419 00:18:33,720 --> 00:18:34,600 Speaker 1: always use Zillow. 420 00:18:34,720 --> 00:18:37,119 Speaker 2: I mean, well because I'm just dreaming right now. So 421 00:18:37,280 --> 00:18:40,000 Speaker 2: for me, like Zillo and Trulia I think are good 422 00:18:40,080 --> 00:18:41,359 Speaker 2: if you just want to get a sense of what 423 00:18:41,359 --> 00:18:43,320 Speaker 2: the prices you're like out there, But yeah, like definitely 424 00:18:43,359 --> 00:18:44,400 Speaker 2: not if you're like act. 425 00:18:44,240 --> 00:18:47,520 Speaker 1: Actually yeah, because you'll be very very very because you'll 426 00:18:47,560 --> 00:18:49,240 Speaker 1: get like exciting, like, oh my goodness is. 427 00:18:49,119 --> 00:18:52,920 Speaker 2: So we found our apartment on Zillo actually really, but 428 00:18:52,960 --> 00:18:54,359 Speaker 2: I think we got lucky. I mean I think we 429 00:18:54,400 --> 00:18:56,439 Speaker 2: looked the day that it was listed OK, but it 430 00:18:56,480 --> 00:18:58,520 Speaker 2: was like brand new building. It wasn't like one house. 431 00:18:58,560 --> 00:19:01,119 Speaker 2: And it's a lot easier to have apartments available in 432 00:19:01,200 --> 00:19:01,560 Speaker 2: one house. 433 00:19:01,960 --> 00:19:05,639 Speaker 1: The houses go quick out they do, especially multiple because honestly, 434 00:19:05,640 --> 00:19:07,439 Speaker 1: because I'm looking, you know, I live in Newark and 435 00:19:07,480 --> 00:19:09,959 Speaker 1: people you know, just not too long ago, no one 436 00:19:10,000 --> 00:19:12,320 Speaker 1: wants to live in Newark. But there's this trend because 437 00:19:12,359 --> 00:19:14,879 Speaker 1: things are happening in Newark and it's like, you know, 438 00:19:15,080 --> 00:19:17,920 Speaker 1: Prudential is buying a property, Rutgers is buying their property. 439 00:19:18,440 --> 00:19:20,640 Speaker 1: Whole Foods is moving to Newark, not not the headquarters, 440 00:19:20,640 --> 00:19:22,520 Speaker 1: but there there's a Whole Foods being built in Newark. 441 00:19:22,800 --> 00:19:24,800 Speaker 1: So that to result, all of these investors are swarming 442 00:19:24,840 --> 00:19:26,560 Speaker 1: in so here you are just trying to buy a 443 00:19:26,560 --> 00:19:29,560 Speaker 1: piece of property, investors are buying them all cash, all cash, 444 00:19:29,560 --> 00:19:30,040 Speaker 1: all cash. 445 00:19:30,440 --> 00:19:33,160 Speaker 2: My friend, my girlfriend in Brooklyn just yesterday was so well. 446 00:19:33,200 --> 00:19:35,080 Speaker 2: I saw her Friday, had like a little slumber party. 447 00:19:35,680 --> 00:19:38,040 Speaker 2: She was so sad and because she's been there, been 448 00:19:38,080 --> 00:19:39,359 Speaker 2: her and her fiance, they've been trying to find a 449 00:19:39,359 --> 00:19:42,400 Speaker 2: place in Bushwaar and she was like, and I hadn't 450 00:19:42,440 --> 00:19:43,960 Speaker 2: talked to her in a while about it, and she's 451 00:19:44,000 --> 00:19:46,399 Speaker 2: the latest I've heard is that she's reading you know, 452 00:19:46,440 --> 00:19:49,040 Speaker 2: buy in Atlanta, because it's just competing. You know, they 453 00:19:49,040 --> 00:19:51,440 Speaker 2: would see something they like, Yeah, they'd email the realtor 454 00:19:51,440 --> 00:19:53,760 Speaker 2: and immediately like, oh it was sold you know all 455 00:19:53,760 --> 00:19:56,560 Speaker 2: cash investors, Yes, or to compete with that, Yes, it is. 456 00:19:57,680 --> 00:19:58,760 Speaker 2: I don't know what are we hearing. 457 00:19:59,280 --> 00:19:59,720 Speaker 1: I don't know what. 458 00:20:00,040 --> 00:20:01,600 Speaker 2: We're in a very spooky giant. 459 00:20:02,320 --> 00:20:04,280 Speaker 1: If you hear something in the blackwell, sorry, I don't know's. 460 00:20:04,800 --> 00:20:06,560 Speaker 2: I don't aways hear crickets. I don't know this. Mike 461 00:20:06,720 --> 00:20:07,440 Speaker 2: is very sensitive. 462 00:20:07,440 --> 00:20:10,800 Speaker 1: It could be doing work. They're still like doing work unfortunately. 463 00:20:11,160 --> 00:20:13,520 Speaker 1: So that's my brown break kind of. I'm like, oh, 464 00:20:13,640 --> 00:20:16,400 Speaker 1: I mean I'm well, I just like a boom, Yeah, 465 00:20:16,400 --> 00:20:17,760 Speaker 1: and I will, but you know, it's just good to 466 00:20:17,760 --> 00:20:19,960 Speaker 1: be so because you're you're like, oh, or you'll see 467 00:20:20,000 --> 00:20:21,840 Speaker 1: a house that it's so gorgeous on the outside and 468 00:20:21,880 --> 00:20:23,119 Speaker 1: then we'll go in and be like is this the 469 00:20:23,200 --> 00:20:25,240 Speaker 1: nightmare before Christmas? Like what is happening in here? 470 00:20:25,720 --> 00:20:27,560 Speaker 2: But I totally relate. I mean, well, in May, I 471 00:20:27,600 --> 00:20:29,840 Speaker 2: was announcing that we're moving within ri Kue's parents and 472 00:20:29,840 --> 00:20:31,240 Speaker 2: we were going to save up for a house and 473 00:20:31,280 --> 00:20:34,440 Speaker 2: what are where are we now renting slow in our role? 474 00:20:34,600 --> 00:20:37,480 Speaker 2: Although full disclosure, that was my plan all along. But 475 00:20:38,600 --> 00:20:41,359 Speaker 2: you gotta do it, like, yeah, ya, we'll get a house. 476 00:20:41,480 --> 00:20:43,400 Speaker 2: You know, we'll see what happens to wink wink, right, 477 00:20:44,119 --> 00:20:45,880 Speaker 2: what about you? You'll find it all in good time. 478 00:20:45,960 --> 00:20:47,840 Speaker 1: Yeah, and I believe so. And I'm like, the thing 479 00:20:47,880 --> 00:20:50,040 Speaker 1: is I always someone at homeless. We're not. We have 480 00:20:50,119 --> 00:20:51,800 Speaker 1: a place. It's just that well, you know, and I 481 00:20:51,880 --> 00:20:53,200 Speaker 1: like doing it in the winter because you have a 482 00:20:53,200 --> 00:20:54,880 Speaker 1: little at least a little less competition. 483 00:20:55,000 --> 00:20:56,840 Speaker 2: On one level, I feel like you guys are exactly 484 00:20:56,880 --> 00:20:58,840 Speaker 2: the kind of people who need to find a house 485 00:20:58,880 --> 00:20:59,560 Speaker 2: in Newark. 486 00:20:59,760 --> 00:20:59,879 Speaker 1: You know. 487 00:21:00,160 --> 00:21:01,800 Speaker 2: They don't want to push people like you out of here. 488 00:21:01,960 --> 00:21:04,600 Speaker 2: That I mean, you're bringing money into the economy, you're smart, 489 00:21:04,600 --> 00:21:05,680 Speaker 2: you're talented. 490 00:21:05,560 --> 00:21:08,320 Speaker 1: For the city, you know, so it's just a good people. 491 00:21:08,200 --> 00:21:10,800 Speaker 2: Like, let's not push everyone out. I feel like that 492 00:21:10,840 --> 00:21:12,760 Speaker 2: happened in Jersey City, where I am a little bit, 493 00:21:13,000 --> 00:21:17,240 Speaker 2: a lot of bit anyway, Yeah, all right, my boost 494 00:21:17,280 --> 00:21:19,119 Speaker 2: this week, So I'm going to give a boost on 495 00:21:19,960 --> 00:21:22,720 Speaker 2: two of my favorite tools that I've been using so 496 00:21:23,000 --> 00:21:26,199 Speaker 2: back in the New year is here, but not for me. 497 00:21:26,240 --> 00:21:28,119 Speaker 2: It's my resolution is to get my money right, but 498 00:21:28,200 --> 00:21:30,240 Speaker 2: not because of the new year, because my wedding is 499 00:21:30,240 --> 00:21:32,520 Speaker 2: coming up obviously. So I want to give a shout 500 00:21:32,560 --> 00:21:34,640 Speaker 2: out to one app called Level Money, which I've talked 501 00:21:34,680 --> 00:21:36,560 Speaker 2: about a little bit before, but I don't know if 502 00:21:36,560 --> 00:21:39,480 Speaker 2: I give you all the details. And Level money was 503 00:21:39,520 --> 00:21:42,600 Speaker 2: recently purchased by Capital one okay or Capital one three sixty, 504 00:21:43,000 --> 00:21:45,360 Speaker 2: so they have some new bells and whistles. But this 505 00:21:45,440 --> 00:21:47,040 Speaker 2: is the app that I always tell people to go 506 00:21:47,080 --> 00:21:49,320 Speaker 2: to if they're like, I don't know, I can't, like 507 00:21:49,440 --> 00:21:50,680 Speaker 2: I don't know how much money. I just want to 508 00:21:50,720 --> 00:21:52,480 Speaker 2: know how much money I have right now to spend 509 00:21:52,520 --> 00:21:54,119 Speaker 2: for the week or for the month or whatever. They 510 00:21:54,200 --> 00:21:57,080 Speaker 2: just can't. They don't have the patience for the budgetiestas 511 00:21:57,080 --> 00:21:59,240 Speaker 2: super easy budget neist to tool. They're like me. They 512 00:21:59,240 --> 00:22:01,760 Speaker 2: have like eighty h you with budgeting, okay. So I 513 00:22:01,800 --> 00:22:05,160 Speaker 2: love level because you link your accounts obviously, but then 514 00:22:05,240 --> 00:22:07,720 Speaker 2: you can easily go through your expenses and then check 515 00:22:07,720 --> 00:22:10,199 Speaker 2: the ones that are recurring okay, And it knows all 516 00:22:10,240 --> 00:22:12,440 Speaker 2: of your recurring monthly bills, and it knows how much 517 00:22:12,480 --> 00:22:15,240 Speaker 2: money you have coming in, and it's tracking your expenses 518 00:22:15,320 --> 00:22:17,280 Speaker 2: during the week. And every day it tells you this 519 00:22:17,320 --> 00:22:19,040 Speaker 2: is how much you have to spend, and if you 520 00:22:19,080 --> 00:22:21,160 Speaker 2: go over then it just goes into the next day 521 00:22:21,240 --> 00:22:23,080 Speaker 2: spend or you can see here how much you have 522 00:22:23,119 --> 00:22:25,720 Speaker 2: to spend for the whole week. And it's really nice 523 00:22:25,760 --> 00:22:29,600 Speaker 2: because free, it's free, totally free. Level Money is the app. 524 00:22:29,600 --> 00:22:33,399 Speaker 2: It's an orange icon. I'm gonna look at the iTunes store. 525 00:22:34,359 --> 00:22:37,920 Speaker 2: It's my fave. But uh, say, just doing today and 526 00:22:38,040 --> 00:22:39,959 Speaker 2: Level Money. Oh so we just moved into a new 527 00:22:40,000 --> 00:22:42,280 Speaker 2: apartment and I could easily add my rent and then 528 00:22:42,320 --> 00:22:46,040 Speaker 2: adjusted everything really quick. It's my favorite. I don't know, 529 00:22:46,160 --> 00:22:49,960 Speaker 2: and for me, it's way more than Mint because Mint 530 00:22:49,960 --> 00:22:52,639 Speaker 2: doesn't like give me and at least I haven't used 531 00:22:52,680 --> 00:22:54,159 Speaker 2: the app in a while, but I don't get like, 532 00:22:54,200 --> 00:22:56,879 Speaker 2: here's what you can spend two days, okay, And the 533 00:22:56,880 --> 00:22:59,639 Speaker 2: problem with Mint is that I feel like Mint is 534 00:22:59,640 --> 00:23:01,879 Speaker 2: like more for tracking where you're over spending the different 535 00:23:01,880 --> 00:23:03,720 Speaker 2: categories because it's and but then you have to go 536 00:23:03,760 --> 00:23:05,920 Speaker 2: and like tag all the ones that are uncategorized, and 537 00:23:05,960 --> 00:23:07,120 Speaker 2: it's like such a pain in the butt. 538 00:23:07,200 --> 00:23:09,840 Speaker 1: Okay, Level I like that. Okay, Level Money. I'm gonna 539 00:23:09,840 --> 00:23:10,360 Speaker 1: look into. 540 00:23:10,280 --> 00:23:12,800 Speaker 2: Level Money and then my second one. So we just 541 00:23:12,880 --> 00:23:14,919 Speaker 2: moved and and this all kind of goes into like, 542 00:23:15,119 --> 00:23:17,760 Speaker 2: right now, my expenses are kind of out of control 543 00:23:17,800 --> 00:23:21,440 Speaker 2: because I'm buying like bridesmaids gifts and I'm buying you know, 544 00:23:21,600 --> 00:23:24,159 Speaker 2: like tickets for things here and there and making you know, 545 00:23:24,160 --> 00:23:26,040 Speaker 2: putting down deposits, so that like a lot of money 546 00:23:26,080 --> 00:23:27,520 Speaker 2: is flying out and I just need to make sure 547 00:23:27,560 --> 00:23:29,119 Speaker 2: I'm not spending more than I'm bringing in for the 548 00:23:29,160 --> 00:23:33,280 Speaker 2: month at a time. So we moved into a new apartment. Uh, 549 00:23:33,359 --> 00:23:35,720 Speaker 2: we have a beautiful kitchen. But like, one thing I've 550 00:23:35,720 --> 00:23:38,640 Speaker 2: gotten really real with with me and my fiance how 551 00:23:38,640 --> 00:23:40,360 Speaker 2: we work, is you want to you want to be like, oh, 552 00:23:40,359 --> 00:23:42,160 Speaker 2: I'm going to save money on groceries. So I'm gonna 553 00:23:42,160 --> 00:23:43,920 Speaker 2: make a list, go to the grocery store. We're gonna 554 00:23:43,920 --> 00:23:46,040 Speaker 2: plan our meals. We're gonna chop all the vegues on 555 00:23:46,119 --> 00:23:48,040 Speaker 2: Sunday and then put it all in zip blog bags 556 00:23:48,040 --> 00:23:50,040 Speaker 2: and be ready to go for work. And that like 557 00:23:50,160 --> 00:23:52,879 Speaker 2: never happens for us ever. I'm always too tired to 558 00:23:52,880 --> 00:23:55,120 Speaker 2: go to the grocery store after work. And you get 559 00:23:55,119 --> 00:23:57,800 Speaker 2: that text at like three point thirty and he's like, Yo, 560 00:23:57,880 --> 00:23:59,760 Speaker 2: what's for dinner, and I'm like, I don't know. You 561 00:23:59,800 --> 00:24:03,080 Speaker 2: tell me, I have a job done, what do you 562 00:24:03,119 --> 00:24:04,960 Speaker 2: think we should have for dinner? And you just get 563 00:24:04,960 --> 00:24:06,480 Speaker 2: in this like endless cycle and then you end up 564 00:24:06,480 --> 00:24:09,760 Speaker 2: on seamless and spending like fifty dollars on bad Thai food. 565 00:24:10,640 --> 00:24:12,720 Speaker 2: So I just got over it. And this this month 566 00:24:12,800 --> 00:24:15,280 Speaker 2: we signed up for Hello Fresh. Okay, I've heard of them, 567 00:24:15,320 --> 00:24:17,840 Speaker 2: which is one you know you've heard of these these 568 00:24:17,880 --> 00:24:21,480 Speaker 2: grocery or meal delivery services. We plated Blue Apron Hello Fresh. 569 00:24:22,560 --> 00:24:25,520 Speaker 2: There's a couple other I can't even remember, but I 570 00:24:25,600 --> 00:24:28,440 Speaker 2: decided to use HelloFresh because I love that you can 571 00:24:28,800 --> 00:24:30,960 Speaker 2: you can get four meals for two people for eighty 572 00:24:31,000 --> 00:24:33,560 Speaker 2: four dollars a week, So you do the math. That's like, 573 00:24:34,720 --> 00:24:37,359 Speaker 2: you do the math because I can't right now. Twenty 574 00:24:37,359 --> 00:24:40,040 Speaker 2: two dollars per meal, okay, twenty dollars twenty one dollars 575 00:24:40,080 --> 00:24:42,199 Speaker 2: per meal for that was like ten dollars per person 576 00:24:42,680 --> 00:24:46,280 Speaker 2: for like really good gourmet dinners. And I love because 577 00:24:46,320 --> 00:24:49,000 Speaker 2: you can you can select like a fit option. And 578 00:24:49,080 --> 00:24:51,440 Speaker 2: I we were on Plated before and it was all 579 00:24:51,480 --> 00:24:53,560 Speaker 2: really good food, but it was very like unhealthy, you 580 00:24:53,680 --> 00:24:56,560 Speaker 2: like pizza pizza, you know, sandwiches all that, you know, 581 00:24:56,640 --> 00:24:59,320 Speaker 2: not really healthy stuff. So I like Hello Fresh because 582 00:24:59,359 --> 00:25:01,280 Speaker 2: you can choose the fit meal plans. It's for getting, 583 00:25:01,320 --> 00:25:04,080 Speaker 2: you know, nice for the wedding, okay, and it's eighty 584 00:25:04,080 --> 00:25:06,760 Speaker 2: four bucks. And literally that box comes on Monday, and 585 00:25:06,800 --> 00:25:09,679 Speaker 2: it's like Christmas, like, oh, we're gonna have cherry glaze 586 00:25:09,880 --> 00:25:12,239 Speaker 2: park Chops for dinner and we're gonna have like what 587 00:25:12,240 --> 00:25:14,040 Speaker 2: do we make this week? That was so good? Sausage 588 00:25:14,080 --> 00:25:16,520 Speaker 2: bolonnais and like all this stuff, you know, like that 589 00:25:16,560 --> 00:25:19,320 Speaker 2: I would never make myself. I don't think I'll try. 590 00:25:19,440 --> 00:25:20,920 Speaker 1: What can you do? 591 00:25:20,200 --> 00:25:20,960 Speaker 2: Yeah? You do? 592 00:25:21,000 --> 00:25:22,600 Speaker 1: You pay for the month or by week by week. 593 00:25:22,800 --> 00:25:24,320 Speaker 2: Every week they get to do a new box and 594 00:25:24,359 --> 00:25:26,920 Speaker 2: you get charged that week and you have so every 595 00:25:27,080 --> 00:25:29,200 Speaker 2: like Monday, we'll get a charge for eighty four dollars, 596 00:25:29,720 --> 00:25:31,399 Speaker 2: so you can cancel. If you're going on a vacation, 597 00:25:31,520 --> 00:25:33,359 Speaker 2: you can can't like you can even go into the 598 00:25:33,400 --> 00:25:35,120 Speaker 2: future and you know you're gonna be gone for two weeks. 599 00:25:35,119 --> 00:25:36,520 Speaker 2: You don't want to forget or. 600 00:25:36,520 --> 00:25:36,800 Speaker 1: Can you do? 601 00:25:37,040 --> 00:25:37,240 Speaker 3: Like it? 602 00:25:37,359 --> 00:25:38,960 Speaker 1: Just like you know what, this week, I'm gonna try 603 00:25:39,000 --> 00:25:39,720 Speaker 1: something special? 604 00:25:40,320 --> 00:25:42,880 Speaker 2: You can so they have every week you can choose 605 00:25:42,920 --> 00:25:45,600 Speaker 2: your menu. So they have like seven to eight options, 606 00:25:45,640 --> 00:25:48,640 Speaker 2: maybe six to eight options. I feel like they have eight, 607 00:25:49,000 --> 00:25:51,280 Speaker 2: and then I pick four out of the eight. And so, 608 00:25:51,600 --> 00:25:53,920 Speaker 2: for example, Enrique doesn't like fish, so I always skip 609 00:25:53,960 --> 00:25:57,440 Speaker 2: the fish option. I usually skip the vegetarian options. I 610 00:25:57,480 --> 00:25:58,760 Speaker 2: feel like I don't get my money's worth. 611 00:25:58,960 --> 00:26:01,720 Speaker 1: Yeah no, But what I mean is that, like, could 612 00:26:01,760 --> 00:26:04,840 Speaker 1: I just order for like one week? Would you have 613 00:26:04,920 --> 00:26:06,080 Speaker 1: to like send? Yeah you could. 614 00:26:06,240 --> 00:26:07,960 Speaker 2: I mean it's gonna have your credit card, so yeah, 615 00:26:08,000 --> 00:26:10,280 Speaker 2: I mean, if you they and they always have these promotions, 616 00:26:10,280 --> 00:26:12,840 Speaker 2: I'll post a link and you can get like a 617 00:26:12,880 --> 00:26:14,680 Speaker 2: free box or whatever. I'll give you a free box 618 00:26:14,720 --> 00:26:16,240 Speaker 2: because once you join, you can give all your friends 619 00:26:16,240 --> 00:26:18,439 Speaker 2: free you know, weeks or whatever. Okay, that's how I 620 00:26:18,480 --> 00:26:19,080 Speaker 2: got in on it. 621 00:26:19,119 --> 00:26:21,200 Speaker 1: I definitely want to truck because I honestly have to 622 00:26:21,240 --> 00:26:23,919 Speaker 1: say I like cooking. I love cooking. It's just that 623 00:26:24,000 --> 00:26:26,239 Speaker 1: sometimes I'm like, oh, but I hate food chopping. When 624 00:26:26,280 --> 00:26:28,959 Speaker 1: I say I hate food chopping, like literally out like 625 00:26:29,040 --> 00:26:31,439 Speaker 1: I'm like Superman. So every time it's time to go 626 00:26:31,440 --> 00:26:34,680 Speaker 1: food shopping, I'm always like, wait, so what what can 627 00:26:34,720 --> 00:26:37,679 Speaker 1: I do? I could do the laundry. I could like 628 00:26:38,200 --> 00:26:40,280 Speaker 1: I can mow the lawn, I can I can paint 629 00:26:40,320 --> 00:26:43,200 Speaker 1: the house. Yeah, I hate because I take forever because 630 00:26:43,200 --> 00:26:46,480 Speaker 1: I'm looking at every deal, every sale, literally I food chop. 631 00:26:46,520 --> 00:26:49,439 Speaker 1: It takes me at minimum two hours. And then on 632 00:26:49,520 --> 00:26:52,280 Speaker 1: top of that that's just a shopping experience. Then you 633 00:26:52,280 --> 00:26:53,720 Speaker 1: gotta put it in your car, and then you have 634 00:26:53,760 --> 00:26:55,879 Speaker 1: to take it from your car. And Superman is usually 635 00:26:55,920 --> 00:26:57,560 Speaker 1: really good at like taking it from the car and 636 00:26:57,600 --> 00:26:58,960 Speaker 1: putting in the house, but it has to be put 637 00:26:58,960 --> 00:27:01,080 Speaker 1: put away after that, and you're like, all, my good, 638 00:27:01,320 --> 00:27:03,159 Speaker 1: this is like a half a day ordeal. That's what 639 00:27:03,280 --> 00:27:04,359 Speaker 1: I feel like in my hours. 640 00:27:04,400 --> 00:27:06,480 Speaker 2: And this happens to me. This happened to me the 641 00:27:06,520 --> 00:27:08,720 Speaker 2: week before we signed up. I was like, I'm done. 642 00:27:08,840 --> 00:27:12,000 Speaker 2: We went to key Food for mustard. We spent eighty 643 00:27:12,040 --> 00:27:14,639 Speaker 2: dollars mustard. I don't know what we spent it on, 644 00:27:14,720 --> 00:27:16,080 Speaker 2: but lots of things that we just all of a 645 00:27:16,080 --> 00:27:16,760 Speaker 2: sudden needed. 646 00:27:16,880 --> 00:27:18,040 Speaker 1: I'm gonna look into that, honest. 647 00:27:18,320 --> 00:27:20,480 Speaker 2: I think it helps with well, it helps with I 648 00:27:20,480 --> 00:27:22,040 Speaker 2: think it is the list that I need. It's like, 649 00:27:22,200 --> 00:27:24,760 Speaker 2: you only get what you need. You're not wasting food 650 00:27:24,800 --> 00:27:27,439 Speaker 2: like I'm constantly wasting crap. You're not wasting food. You're 651 00:27:27,440 --> 00:27:30,320 Speaker 2: getting a really delicious meal, and he cooks. It's like 652 00:27:30,400 --> 00:27:32,600 Speaker 2: all he needs to cook. I feel like all men want. 653 00:27:32,600 --> 00:27:34,320 Speaker 2: It's like, give me the directions, give me the ingredients. 654 00:27:34,359 --> 00:27:35,280 Speaker 2: Here's everything I need. 655 00:27:35,359 --> 00:27:37,479 Speaker 1: Can you up it? Like because we have I'm thinking, 656 00:27:37,560 --> 00:27:40,679 Speaker 1: like I wonder if the two people be But Supergirl's 657 00:27:40,720 --> 00:27:42,640 Speaker 1: not always with us, so I wonder if two would 658 00:27:42,640 --> 00:27:45,520 Speaker 1: be enough, meaning like you know, he surprisingly even though 659 00:27:45,520 --> 00:27:48,200 Speaker 1: Superman is really tall, he's not a big portions guy. 660 00:27:48,440 --> 00:27:50,400 Speaker 1: I wonder if like two could really be like two 661 00:27:50,440 --> 00:27:51,399 Speaker 1: and a half because she's like that. 662 00:27:51,560 --> 00:27:54,040 Speaker 2: Sometimes usually with the meals that come with pasta or rice, 663 00:27:54,119 --> 00:27:56,920 Speaker 2: there's usually plenty for two. When it was like when 664 00:27:56,960 --> 00:27:58,480 Speaker 2: it's like we made chicken, what do we make? 665 00:27:58,520 --> 00:27:58,639 Speaker 3: Oh? 666 00:27:58,680 --> 00:28:02,320 Speaker 2: We mean these like amazing turkey like Thanksgiving burgers. It 667 00:28:02,400 --> 00:28:04,680 Speaker 2: was so good, but that was just there was two 668 00:28:04,680 --> 00:28:07,640 Speaker 2: buns just like turkey, you know, ground meat for like two. 669 00:28:07,840 --> 00:28:08,960 Speaker 1: Okay, but it depends. 670 00:28:09,000 --> 00:28:10,640 Speaker 2: Sometimes we have left risk for lunch the next day, 671 00:28:10,640 --> 00:28:12,439 Speaker 2: which is like even better value. 672 00:28:12,480 --> 00:28:14,080 Speaker 1: And you said in how many meals is it? 673 00:28:14,200 --> 00:28:16,040 Speaker 2: You can neither do two? I think you can do 674 00:28:16,119 --> 00:28:17,640 Speaker 2: one person, you. 675 00:28:17,560 --> 00:28:20,600 Speaker 1: Know, meaning like for four days? You said, how many days. 676 00:28:20,359 --> 00:28:23,520 Speaker 2: Four days, so we get eight meals, but four days 677 00:28:23,520 --> 00:28:26,040 Speaker 2: for the food and that's just our dinner and then 678 00:28:26,080 --> 00:28:28,280 Speaker 2: Friday we eat out anyway. So it's yeah, and I 679 00:28:28,280 --> 00:28:29,800 Speaker 2: feel like we're saving tons of money. 680 00:28:29,840 --> 00:28:30,639 Speaker 1: Yeah, I'm not gonna want it. 681 00:28:30,680 --> 00:28:32,000 Speaker 2: Feels like you're you know, every time my. 682 00:28:31,920 --> 00:28:35,960 Speaker 1: Food chop at minimum two hundred dollars, sometimes upwards of 683 00:28:36,040 --> 00:28:38,400 Speaker 1: three something. So who, I'm like, who lives here that 684 00:28:38,440 --> 00:28:40,920 Speaker 1: we're eating? And I might food chop maybe two two 685 00:28:41,000 --> 00:28:44,400 Speaker 1: to three times a month. That's crazy. So we're spending 686 00:28:44,400 --> 00:28:47,280 Speaker 1: at at minimum, honestly a month on food at minimum 687 00:28:47,320 --> 00:28:48,400 Speaker 1: four hundred dollars. 688 00:28:48,240 --> 00:28:50,920 Speaker 2: And that's even low. Like we spent way more than that. 689 00:28:50,960 --> 00:28:53,520 Speaker 1: And that's how I said on minimum. I really venture 690 00:28:53,560 --> 00:28:55,360 Speaker 1: to say we probably spent like five to six hundred 691 00:28:55,400 --> 00:28:58,080 Speaker 1: dollars a month for three people, really three and a half. Yeah, 692 00:28:58,120 --> 00:28:58,840 Speaker 1: you know, that's crazy. 693 00:28:58,840 --> 00:29:01,320 Speaker 2: To try something new sometimes and it's like go buy 694 00:29:01,600 --> 00:29:02,560 Speaker 2: I don't know, uh. 695 00:29:02,720 --> 00:29:04,360 Speaker 1: A bock choy, you're like, and then you buy a 696 00:29:04,360 --> 00:29:05,160 Speaker 1: whole thing a bock choy. 697 00:29:05,200 --> 00:29:07,440 Speaker 2: You like spices, spices, you're like seven dollars a pop, 698 00:29:07,760 --> 00:29:11,240 Speaker 2: like some turmeric and you're gonna need quarter Hello, fresh 699 00:29:11,280 --> 00:29:14,440 Speaker 2: gives you exactly a quarter cheese. I'm gonna try it's 700 00:29:14,480 --> 00:29:16,239 Speaker 2: it's fan tabulous. 701 00:29:15,800 --> 00:29:17,320 Speaker 1: You know, even if I just do it, like, you know, 702 00:29:17,440 --> 00:29:19,600 Speaker 1: twice a month. I think I'm gonna try. Give it 703 00:29:19,640 --> 00:29:21,000 Speaker 1: a try. Okay, I'll hook you up. 704 00:29:21,880 --> 00:29:22,080 Speaker 2: You know. 705 00:29:22,120 --> 00:29:25,600 Speaker 1: See already I've got my new my new Chase Sapphire 706 00:29:25,600 --> 00:29:29,280 Speaker 1: Reserve card, thanks today. I ain't that it's metal. Now. 707 00:29:29,360 --> 00:29:31,600 Speaker 1: We are not big, We're not big pushes of go 708 00:29:31,640 --> 00:29:33,800 Speaker 1: get credit. This is but this is a perfect fit 709 00:29:33,840 --> 00:29:36,040 Speaker 1: for someone like me who spends the money anyway, especially 710 00:29:36,080 --> 00:29:39,000 Speaker 1: on business, and I travel a lot, and so this 711 00:29:39,120 --> 00:29:42,560 Speaker 1: is like literally the perfect fit card. So yeah, but 712 00:29:42,600 --> 00:29:44,560 Speaker 1: don't go running out and getting stuff. I know, like 713 00:29:44,600 --> 00:29:47,200 Speaker 1: the I've heard that the whole one hundred thousand dollars 714 00:29:47,200 --> 00:29:49,200 Speaker 1: point thing is over. But if you actually go into 715 00:29:49,440 --> 00:29:52,160 Speaker 1: a Chase bank, I've heard that they're honoring it for 716 00:29:52,280 --> 00:29:55,479 Speaker 1: like the next for another month. Ooh okay, yeah, so 717 00:29:55,520 --> 00:29:57,200 Speaker 1: for cause I saw it, like I was reading stuff 718 00:29:57,200 --> 00:29:57,960 Speaker 1: online more about it. 719 00:29:58,040 --> 00:29:59,640 Speaker 2: Yeah, And if you guys want to know how I 720 00:29:59,680 --> 00:30:01,960 Speaker 2: know I started last year. Last week I told the 721 00:30:02,000 --> 00:30:04,760 Speaker 2: story of how I booked our honeymoon to Italy and 722 00:30:04,800 --> 00:30:07,840 Speaker 2: Spain for two hundred books and everyone wants to know 723 00:30:07,920 --> 00:30:10,360 Speaker 2: why our how So I wrote that, you know, my 724 00:30:10,560 --> 00:30:13,240 Speaker 2: entire explanation, a really good, like in depth guide to 725 00:30:13,280 --> 00:30:14,320 Speaker 2: how I use my points. 726 00:30:14,920 --> 00:30:16,160 Speaker 1: I want to send it with the dream cashers. I 727 00:30:16,200 --> 00:30:17,680 Speaker 1: want to post it in the group excellent. 728 00:30:17,760 --> 00:30:20,880 Speaker 2: I've published on Yahoo Finance, so I'll share the link 729 00:30:20,960 --> 00:30:23,080 Speaker 2: on the on Brown Ambition podcast dot com. We'll put 730 00:30:23,120 --> 00:30:23,880 Speaker 2: on the Facebook page. 731 00:30:23,880 --> 00:30:26,640 Speaker 1: But no, but it even just post it yourself because 732 00:30:26,640 --> 00:30:28,400 Speaker 1: they would like travel is one of the number one 733 00:30:28,440 --> 00:30:30,640 Speaker 1: things they would love that, so please share that. They're 734 00:30:30,680 --> 00:30:36,720 Speaker 1: going to be like Mandy is this many. 735 00:30:36,000 --> 00:30:38,400 Speaker 2: And it's it's written by a Nube before Nubes is 736 00:30:38,400 --> 00:30:42,600 Speaker 2: how I feel because like all those miles like. 737 00:30:41,760 --> 00:30:44,160 Speaker 1: The points guy, I'm like, I'm sure what you're saying true, 738 00:30:44,280 --> 00:30:45,160 Speaker 1: but I don't know what you're talking. 739 00:30:45,240 --> 00:30:47,720 Speaker 2: I'm like, here's the screenshot, here's where you go. You know. 740 00:30:48,040 --> 00:30:49,440 Speaker 1: No, I'm gonna I want to read it. 741 00:30:49,720 --> 00:30:51,120 Speaker 2: I'm excited, exciting stuff. 742 00:31:00,440 --> 00:31:04,400 Speaker 1: So now it's time for question. So this week question 743 00:31:04,880 --> 00:31:06,719 Speaker 1: it's from I'm as me get to Jamie. 744 00:31:08,280 --> 00:31:08,600 Speaker 2: Jamie. 745 00:31:08,680 --> 00:31:11,320 Speaker 1: Yeah, recently I got a new job in media New York. 746 00:31:11,360 --> 00:31:11,920 Speaker 3: Woo woop. 747 00:31:12,200 --> 00:31:14,960 Speaker 1: I've added the woop woop. After freelancing to pay the 748 00:31:15,000 --> 00:31:17,560 Speaker 1: bills and relying on my mom to help, I'm so 749 00:31:17,680 --> 00:31:19,520 Speaker 1: blessed to finally have a job at a company that 750 00:31:19,560 --> 00:31:23,080 Speaker 1: I'm really excited to work for. The only end quote problem, 751 00:31:23,320 --> 00:31:26,000 Speaker 1: I'm making a lot of money. That's not what they said. 752 00:31:26,040 --> 00:31:27,920 Speaker 2: There's a crap ton of money. 753 00:31:28,000 --> 00:31:31,000 Speaker 1: Yes, I have no idea where to begin, but I 754 00:31:31,080 --> 00:31:35,360 Speaker 1: know that with a package that almost pulls me into 755 00:31:35,440 --> 00:31:38,640 Speaker 1: six figures. Okay, so this person is making almost six figures. 756 00:31:38,640 --> 00:31:41,640 Speaker 1: I need to be investing or doing something. How important 757 00:31:41,680 --> 00:31:43,680 Speaker 1: important is it for me to work with an accountant? 758 00:31:43,920 --> 00:31:45,920 Speaker 1: And how do I go about finding a good one? 759 00:31:46,080 --> 00:31:48,600 Speaker 1: I have a small fear of getting an accountant that 760 00:31:48,760 --> 00:31:51,800 Speaker 1: will see that I'm young and take advantage of me 761 00:31:51,880 --> 00:31:54,960 Speaker 1: and my money. So Jamie, I'm so glad that she 762 00:31:55,000 --> 00:31:56,440 Speaker 1: wanted to be financially responsible. 763 00:31:56,960 --> 00:31:57,719 Speaker 2: Good problem to have. 764 00:31:57,880 --> 00:32:01,600 Speaker 1: Yes, So one, I think that maybe you are misinterpreting 765 00:32:01,640 --> 00:32:04,480 Speaker 1: what type of person you need and accountant is going 766 00:32:04,520 --> 00:32:07,360 Speaker 1: to help you with your taxes and lower your tax burden. 767 00:32:07,640 --> 00:32:09,160 Speaker 1: It sounds like to me you need more of a 768 00:32:09,200 --> 00:32:12,040 Speaker 1: financial planner and a financial advisor. 769 00:32:12,560 --> 00:32:15,000 Speaker 2: Maybe. Yes, Here's what I'll say about New York City, 770 00:32:15,200 --> 00:32:20,120 Speaker 2: six figures ain't what it is in Atlanta, Georgia. So 771 00:32:21,560 --> 00:32:23,240 Speaker 2: and I know a lot of people who make six 772 00:32:23,320 --> 00:32:26,280 Speaker 2: figures and are not living any better than my little 773 00:32:26,280 --> 00:32:29,360 Speaker 2: brother who's entry level sales in Georgia right now. So 774 00:32:29,440 --> 00:32:31,440 Speaker 2: I feel like, one, you need to stop thinking about 775 00:32:31,440 --> 00:32:33,040 Speaker 2: the six figures. First of all, you haven't earned it yet. 776 00:32:33,040 --> 00:32:35,600 Speaker 2: It's a new job. You're not six figures yet. You 777 00:32:35,600 --> 00:32:38,080 Speaker 2: know you're just earning your first good paycheck. Do have 778 00:32:38,200 --> 00:32:40,680 Speaker 2: you been saving over this times? You have a saved 779 00:32:40,800 --> 00:32:42,600 Speaker 2: You haven't said if you have a savings account yet 780 00:32:42,680 --> 00:32:45,320 Speaker 2: or money set aside? There? Have you started investing in 781 00:32:45,320 --> 00:32:47,800 Speaker 2: your company? Four one k if they offer one, I 782 00:32:47,800 --> 00:32:49,400 Speaker 2: feel like you know you say you feel like you 783 00:32:49,480 --> 00:32:52,000 Speaker 2: need to start investing, And I think people's mind automatically 784 00:32:52,000 --> 00:32:54,120 Speaker 2: takes them to like Wall Street. Each trade, I need 785 00:32:54,160 --> 00:32:56,640 Speaker 2: to be like trading, swapping stocks and buying Tesla stock 786 00:32:56,680 --> 00:32:59,360 Speaker 2: and stuff like that. People forget that a four to 787 00:32:59,360 --> 00:33:01,920 Speaker 2: one K isn't an investment. Yes, and at the very least, 788 00:33:01,920 --> 00:33:04,400 Speaker 2: you should be mat you should. You should whatever your 789 00:33:04,440 --> 00:33:08,040 Speaker 2: company matches you, you should be putting. So if they say, hey, Jamie, 790 00:33:08,360 --> 00:33:10,640 Speaker 2: if you put five percent, we'll put five percent put 791 00:33:10,720 --> 00:33:12,560 Speaker 2: up to at the very least what they're going to 792 00:33:12,600 --> 00:33:14,400 Speaker 2: put up to, you know, or else you're really just 793 00:33:14,480 --> 00:33:17,320 Speaker 2: leaving money on the table. Say it again. I started 794 00:33:17,360 --> 00:33:20,960 Speaker 2: saving my four one K like four How old is 795 00:33:21,000 --> 00:33:24,320 Speaker 2: that I'm getting on twenty I was twenty four, so that's 796 00:33:24,400 --> 00:33:27,640 Speaker 2: been a little over five years now and I have 797 00:33:28,280 --> 00:33:31,480 Speaker 2: just in that four to one K over forty thousand 798 00:33:31,520 --> 00:33:33,480 Speaker 2: dollars just in five years. And that's just saving like 799 00:33:33,480 --> 00:33:35,360 Speaker 2: my little ten percent and getting like a match here 800 00:33:35,400 --> 00:33:37,520 Speaker 2: or there, and I watch it grow all the time. 801 00:33:37,600 --> 00:33:39,680 Speaker 2: You know, I haven't even touched mine from Yahoo when 802 00:33:39,680 --> 00:33:41,840 Speaker 2: I left in May, and it's getting like two thousand 803 00:33:41,840 --> 00:33:45,240 Speaker 2: dollars this year, which is nuts, just you know, me 804 00:33:45,320 --> 00:33:47,600 Speaker 2: sitting on my button doing nothing. So start investing in 805 00:33:47,600 --> 00:33:49,760 Speaker 2: your four to one K. If you need help, you 806 00:33:49,760 --> 00:33:52,400 Speaker 2: should be able to contact your four one K provider, 807 00:33:52,440 --> 00:33:54,800 Speaker 2: if it's like a Vanguard or Schwab or td amor 808 00:33:54,880 --> 00:33:58,840 Speaker 2: Trade or whatever. If you've ticked all those boxes right, 809 00:33:59,680 --> 00:34:02,600 Speaker 2: I think that finding a financial planner could be super 810 00:34:02,600 --> 00:34:05,520 Speaker 2: helpful if you want to know, you know, what next level, 811 00:34:05,520 --> 00:34:08,400 Speaker 2: how to reach some like fun goals, starting a travel funds, 812 00:34:09,480 --> 00:34:12,040 Speaker 2: And for that I'd say I have a financial planner. 813 00:34:12,080 --> 00:34:16,040 Speaker 2: I found mine through one of these like planning networks. 814 00:34:16,080 --> 00:34:21,280 Speaker 2: There's xy Planning, there's Garrett Planning Network. But even before 815 00:34:21,400 --> 00:34:25,160 Speaker 2: I did that, I signed up for learn Vest and 816 00:34:25,280 --> 00:34:27,360 Speaker 2: learned Vest started in two thousand and nine, and I 817 00:34:27,360 --> 00:34:29,799 Speaker 2: think it's a pretty it's pretty solid, actually magnified money. 818 00:34:29,800 --> 00:34:33,919 Speaker 2: We just had my reporter Brittany Laia just did learn 819 00:34:34,040 --> 00:34:36,520 Speaker 2: Vest for three months, had a financial planner through them, 820 00:34:37,320 --> 00:34:39,720 Speaker 2: and did an amazing review of learned Vest. So I'll 821 00:34:39,760 --> 00:34:42,040 Speaker 2: post that for it and that to you, and it 822 00:34:42,040 --> 00:34:44,879 Speaker 2: has a complete review. And the reason I like learn 823 00:34:44,960 --> 00:34:48,840 Speaker 2: Vest is one, it's low cost, it's accessible financial planning advice. 824 00:34:48,920 --> 00:34:51,680 Speaker 2: It's two hundred and ninety nine dollars up front, which 825 00:34:51,719 --> 00:34:53,719 Speaker 2: I can say with experience having my financial planner is 826 00:34:53,760 --> 00:34:56,680 Speaker 2: pretty standard. And then every month going forward you pay 827 00:34:56,760 --> 00:34:59,279 Speaker 2: nineteen dollars a month, which is pretty good, not bad. 828 00:34:59,520 --> 00:35:01,760 Speaker 2: And then you can access to them twenty four to seven. 829 00:35:02,760 --> 00:35:05,920 Speaker 2: You have two planning sessions and they deliver you a 830 00:35:06,120 --> 00:35:08,600 Speaker 2: whole financial plan that tells you how much you should 831 00:35:08,600 --> 00:35:10,480 Speaker 2: be saving, how much you'll need for retirement. 832 00:35:10,760 --> 00:35:12,799 Speaker 1: Do they tell you where to put your retirement fund 833 00:35:12,800 --> 00:35:13,800 Speaker 1: in money or do you. 834 00:35:13,680 --> 00:35:16,680 Speaker 2: Just I don't know if they've started doing like financially, 835 00:35:16,719 --> 00:35:18,680 Speaker 2: but I don't know if they've started doing investment advice 836 00:35:18,719 --> 00:35:19,640 Speaker 2: outside of four one. 837 00:35:19,640 --> 00:35:21,840 Speaker 1: K okay, because I'll say they can say that. Sometimes 838 00:35:21,880 --> 00:35:25,239 Speaker 1: you get confused about like what Like myself, I call 839 00:35:25,280 --> 00:35:28,759 Speaker 1: myself a financial educator, meaning I don't sell financial services, 840 00:35:28,920 --> 00:35:31,440 Speaker 1: you know, I'm just like, hey, this is what credit is, 841 00:35:31,480 --> 00:35:33,200 Speaker 1: this is what dead is. Here's some tools that you 842 00:35:33,239 --> 00:35:34,960 Speaker 1: can use to do that. Right. Then you have a 843 00:35:34,960 --> 00:35:38,680 Speaker 1: financial planner, which looks at your life and totality and says, 844 00:35:39,000 --> 00:35:41,160 Speaker 1: here's what you can do to reach those goals that 845 00:35:41,200 --> 00:35:44,080 Speaker 1: you want to reach, but not just investing wise, but 846 00:35:44,160 --> 00:35:46,680 Speaker 1: just savings and spending and that kind of stuff. And 847 00:35:46,680 --> 00:35:49,719 Speaker 1: then you have a financial advisor. So legally to be 848 00:35:49,719 --> 00:35:53,000 Speaker 1: called a financial advisor, you have to have certain certifications 849 00:35:53,000 --> 00:35:57,000 Speaker 1: that allow you to make to make suggestions as it 850 00:35:57,000 --> 00:35:59,719 Speaker 1: relates to investing in insurance. So you just want to 851 00:35:59,760 --> 00:36:02,839 Speaker 1: know the wording is really important for what you're looking for. 852 00:36:02,960 --> 00:36:06,280 Speaker 1: What me and Mandy are saying our planner and advisor 853 00:36:06,360 --> 00:36:08,239 Speaker 1: or probably what you're looking for. Not to say you 854 00:36:08,239 --> 00:36:11,440 Speaker 1: shouldn't have an accountant, but your accountant's job is to 855 00:36:11,520 --> 00:36:14,960 Speaker 1: protect you as it relates to your taxes, you know, 856 00:36:15,040 --> 00:36:17,080 Speaker 1: so just be mindful of like you know what it 857 00:36:17,120 --> 00:36:20,040 Speaker 1: is that you're looking for, Jamie. But so hopefully we answered. 858 00:36:19,719 --> 00:36:22,680 Speaker 2: Your question and just real quick since you brought it up. 859 00:36:22,680 --> 00:36:24,439 Speaker 2: And that's a good point too, whether they do give 860 00:36:24,480 --> 00:36:26,840 Speaker 2: investment advice or not. So my planner does. She's a 861 00:36:26,840 --> 00:36:30,759 Speaker 2: certified financial advisor investment advisor and she's registered and you 862 00:36:30,760 --> 00:36:32,880 Speaker 2: can check all that out. I'll even put some tips 863 00:36:32,880 --> 00:36:36,920 Speaker 2: on how to how to do a background check on 864 00:36:36,960 --> 00:36:39,960 Speaker 2: your financial advisor to make sure they're actually listed with 865 00:36:40,040 --> 00:36:44,080 Speaker 2: the what is it the r R I a certified 866 00:36:44,120 --> 00:36:48,360 Speaker 2: Registered Investment Advisor Okay, And there's something called broker broker 867 00:36:48,600 --> 00:36:53,240 Speaker 2: Check through FINRA, which is the Financial something something industry 868 00:36:53,280 --> 00:36:56,160 Speaker 2: regulator and authority. Sorry I don't know owe my accrodence, 869 00:36:56,200 --> 00:36:58,680 Speaker 2: but it's broker check and you can plug in the 870 00:36:58,719 --> 00:37:00,680 Speaker 2: name of your advisor and see if they pop up 871 00:37:00,719 --> 00:37:02,680 Speaker 2: and it'll show. Like I mean, I don't think it's 872 00:37:02,719 --> 00:37:05,000 Speaker 2: like the end all be all of you know, background checks, 873 00:37:05,000 --> 00:37:06,480 Speaker 2: but it's a good at least you can tell hey, 874 00:37:06,480 --> 00:37:08,760 Speaker 2: their license and they've actually been working for a while. 875 00:37:17,640 --> 00:37:19,320 Speaker 1: So are we ready to wrap up with some wins. 876 00:37:19,480 --> 00:37:21,480 Speaker 1: I have a quick win. Okay, I want to give 877 00:37:21,520 --> 00:37:25,719 Speaker 1: this win to my friend Lucinda Cross. There's this new 878 00:37:25,760 --> 00:37:28,560 Speaker 1: show on Centric, which is owned by VT. Centric is 879 00:37:28,600 --> 00:37:31,839 Speaker 1: a is a network specifically for women of color. It's 880 00:37:31,880 --> 00:37:35,440 Speaker 1: called Queen Boss and so Queen Boss is like Shark 881 00:37:35,480 --> 00:37:38,480 Speaker 1: Tank for women of color. It's super awesome. You have 882 00:37:38,560 --> 00:37:41,759 Speaker 1: this panel of dope women that have their own very 883 00:37:41,800 --> 00:37:45,160 Speaker 1: successful businesses and then you have these these women that 884 00:37:45,280 --> 00:37:48,600 Speaker 1: kind of come and pitch to them that also have businesses, 885 00:37:48,600 --> 00:37:50,879 Speaker 1: but they have businesses that they're looking for advice and 886 00:37:50,920 --> 00:37:53,560 Speaker 1: funding for. The funding is twenty five thousand dollars that 887 00:37:53,560 --> 00:37:54,359 Speaker 1: they win at the end. 888 00:37:54,800 --> 00:37:57,279 Speaker 2: If you should win, set price, yes and so. 889 00:37:57,320 --> 00:37:59,120 Speaker 1: But it's been great because the women get the pitch 890 00:37:59,120 --> 00:38:01,160 Speaker 1: and you get to learn about these awesome new businesses 891 00:38:01,200 --> 00:38:03,760 Speaker 1: run by women of color. So my friend Lucinda Cross 892 00:38:03,840 --> 00:38:07,600 Speaker 1: is on there. Her product was a vision board box 893 00:38:08,560 --> 00:38:10,440 Speaker 1: and like you would take all these things out and 894 00:38:10,600 --> 00:38:12,759 Speaker 1: create your own vision board. And so she was up 895 00:38:12,800 --> 00:38:15,000 Speaker 1: against two other women and she moved forward to the 896 00:38:15,000 --> 00:38:18,040 Speaker 1: semi final round as of last night. So it's really dope. 897 00:38:18,080 --> 00:38:20,560 Speaker 1: It's just really honestly, all the women were amazing. So 898 00:38:20,600 --> 00:38:23,360 Speaker 1: it's just it was positive programming. It wasn't negative. It 899 00:38:23,440 --> 00:38:25,520 Speaker 1: wasn't It was just these are some women of color, 900 00:38:25,640 --> 00:38:27,839 Speaker 1: they have businesses. They're picking the other women who are 901 00:38:27,840 --> 00:38:30,480 Speaker 1: more successful than them, who are giving them great solid 902 00:38:30,520 --> 00:38:37,080 Speaker 1: advice and who's back in centric ob So congratulations Lucinda. 903 00:38:37,239 --> 00:38:38,759 Speaker 2: What's the vision board called? What's it called? 904 00:38:38,840 --> 00:38:42,640 Speaker 1: It's called Activates Activate your vision? I think, I think 905 00:38:42,680 --> 00:38:45,240 Speaker 1: so if you just look up Lucinda Cross, you can't 906 00:38:45,280 --> 00:38:46,000 Speaker 1: miss it. 907 00:38:46,160 --> 00:38:49,040 Speaker 2: Awesome. I win this week. Oh, I have a couple, 908 00:38:49,040 --> 00:38:51,560 Speaker 2: but they're gonna be quick, I promise, Okay, one I 909 00:38:51,600 --> 00:38:54,319 Speaker 2: don't know. I know the dream catchers are waiting. It's 910 00:38:54,320 --> 00:38:56,040 Speaker 2: my fault. So I want to give a shout out 911 00:38:56,080 --> 00:38:58,719 Speaker 2: to four year old Dahlia Aurana. She's a four year 912 00:38:58,719 --> 00:39:01,239 Speaker 2: old who's read over a thousand and is like the 913 00:39:01,320 --> 00:39:03,880 Speaker 2: baby boss of the Library of Congress. She's become an 914 00:39:03,880 --> 00:39:07,680 Speaker 2: honorary librarian, got to go to the Capitol. Please just 915 00:39:07,719 --> 00:39:10,319 Speaker 2: go google her. Dalia Aurana. She's like adorable. She's in 916 00:39:10,360 --> 00:39:13,160 Speaker 2: like a little pink skirt suit like Hillary, and you 917 00:39:13,280 --> 00:39:15,560 Speaker 2: just see her strutting. I can't believe she's four years old. 918 00:39:15,560 --> 00:39:18,520 Speaker 2: She lives she's four going on like forty four, but 919 00:39:18,560 --> 00:39:22,200 Speaker 2: go ahead, girl. And she's from Gainesville, Georgia, so yeah, Georgia. 920 00:39:22,239 --> 00:39:27,080 Speaker 2: Who says we're not smart SAT scores nationally do But anyway, 921 00:39:27,680 --> 00:39:30,440 Speaker 2: and another win real quick. So they released an honorary 922 00:39:30,640 --> 00:39:33,640 Speaker 2: version of the the US. The US Men released a 923 00:39:33,680 --> 00:39:37,319 Speaker 2: co commemorative one hundred dollars gold coin that features an 924 00:39:37,360 --> 00:39:39,760 Speaker 2: image of a buck. Yes, I saw that as Lady Libery, 925 00:39:39,760 --> 00:39:42,200 Speaker 2: which is pretty dope. And she's got braids and looks 926 00:39:42,200 --> 00:39:46,080 Speaker 2: really cool. And they're apparently going to do versions depicting 927 00:39:46,080 --> 00:39:49,040 Speaker 2: Asian Americans, Hispanic Americans, as Indian Americans. I want to 928 00:39:49,040 --> 00:39:51,480 Speaker 2: collect them one as well, which is really cool. The 929 00:39:51,520 --> 00:39:55,239 Speaker 2: coin's coming out April sixth, Financial Literacy only one of 930 00:39:55,280 --> 00:39:58,680 Speaker 2: a wedding keft and my wins. 931 00:39:58,760 --> 00:40:00,520 Speaker 1: Yes, I think we had. I feel like we had 932 00:40:00,520 --> 00:40:01,080 Speaker 1: a good week. 933 00:40:01,400 --> 00:40:02,879 Speaker 2: I had a great week. This was a quick show. 934 00:40:02,920 --> 00:40:05,160 Speaker 2: You're welcome. You're probably like yay, not another an hour. 935 00:40:05,040 --> 00:40:07,319 Speaker 1: And a half whatever, somebody's still doing bitious Like wait, 936 00:40:07,360 --> 00:40:09,000 Speaker 1: I still have the pot left. I need you guys 937 00:40:09,040 --> 00:40:11,640 Speaker 1: are still talk all right? We bid you ed zoo 938 00:40:11,680 --> 00:40:13,280 Speaker 1: and if you are dreamcashure, we bid. 939 00:40:13,120 --> 00:40:17,840 Speaker 2: You Hello and remember if you have questions concerns, please 940 00:40:17,880 --> 00:40:21,040 Speaker 2: go to broad Ambition podcast dot com and while you're 941 00:40:21,040 --> 00:40:23,840 Speaker 2: at it, just rooke what we need to. Please, please 942 00:40:23,880 --> 00:40:26,560 Speaker 2: please ask you to leave us a review on iTunes. 943 00:40:26,800 --> 00:40:29,080 Speaker 2: I recently noticed that we're falling in the ratings, not 944 00:40:29,320 --> 00:40:32,440 Speaker 2: because we are getting any less downloads. In fact, January's 945 00:40:32,440 --> 00:40:34,560 Speaker 2: been a record month for us and downloads, thank you 946 00:40:34,640 --> 00:40:36,960 Speaker 2: so so much, But it's because we're not getting as 947 00:40:37,000 --> 00:40:40,600 Speaker 2: many reviews as the other shows. So please, reviews actually matter. 948 00:40:40,600 --> 00:40:43,520 Speaker 2: I've done this research iTunes favor shows I had more reviews. 949 00:40:43,560 --> 00:40:45,840 Speaker 2: So you send us all the emails, all the tweets, 950 00:40:45,880 --> 00:40:47,960 Speaker 2: all the Facebook messages, but please take time go to 951 00:40:48,000 --> 00:40:51,160 Speaker 2: iTunes and leave us a review. However many stars you'd like, 952 00:40:51,239 --> 00:40:53,520 Speaker 2: just leave one. Yes, we really really appreciate. 953 00:40:53,560 --> 00:40:54,799 Speaker 1: We gonna do it. We're gonna do some sort of 954 00:40:55,239 --> 00:40:58,520 Speaker 1: an incentive for you guys, like some sort of like contests. 955 00:40:58,600 --> 00:41:00,000 Speaker 2: Yeah, that would be cool. We'll do another one. 956 00:41:00,120 --> 00:41:01,799 Speaker 1: Yes, we did well, so you forgot to do it 957 00:41:01,800 --> 00:41:03,560 Speaker 1: this week? Did alright? 958 00:41:04,360 --> 00:41:08,480 Speaker 2: Alright, bye bye bye, alright