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Speaker 1: Welcome to Money Making Conversations.

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Speaker 2: It's the show that she has the secrets of success

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Speaker 2: experience firsthand by Marketing and Brandon expert Rashan McDonald. I

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Speaker 2: will know he's giving me advice on many occasions. In in

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Speaker 2: case you didn't notice, I'm not broke. You know, he'll

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Speaker 2: be interviewing celebrity CEOs, entrepreneurs and industry decision make because

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Speaker 2: it's what he likes to do, it's what he likes

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Speaker 2: to share. Now it's time to hear from my man,

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Speaker 2: Rashan McDonald. Money Making Conversations. Here we come.

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Speaker 3: Welcome back to money Making Conversation, Mastercal Lives. I want

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Speaker 3: to make a little side note on my HBCU story.

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Speaker 3: We run that promo in the show every week and

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Speaker 3: it's really really starting to catch on. If you want

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Speaker 3: to see some of the people who've are registered, just

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Speaker 3: go to HBCU College Day dot com. That's HPCU College

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Speaker 3: Day dot com and you'll see how the people. It's

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Speaker 3: a digital library where you can it was just like

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Speaker 3: you can go in there, well, HBCU alumni, HBCU people,

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Speaker 3: students who occurrent need attending HBCUs can see themselves in

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Speaker 3: their history and is something that's never been done before

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Speaker 3: like this. It's called my HBCU Story. If you are

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Speaker 3: alumnus or attending a HBCU consenter registering for it. But again,

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Speaker 3: if you want to see how it's laid out, how

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Speaker 3: the digital library is being kept marketed, please go to

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Speaker 3: HBCU College Day dot com. That's HBCU College Day dot com.

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Speaker 1: Again.

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Speaker 3: The Atlanta Business League will host this seventeen annual Men

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Speaker 3: of Influence Reception and Induction Ceremony celebrating Africanamerican men and

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Speaker 3: they accomplished.

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Speaker 1: That's me, Rashon McNown.

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Speaker 3: I'm one of the men who've accomplished, and I want

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Speaker 3: to thank the Atlanta Business League for considering me to

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Speaker 3: be one of the influencers. That's what this is all about.

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Speaker 3: Men of influence. And one of the great great gentlemen

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Speaker 3: who's being inducted into the Hall of Fame is war

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Speaker 3: done Form, an NFL player, This great guy. I met

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Speaker 3: him a couple of times when I was on some

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Speaker 3: television appearances on Fox five and he was in the

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Speaker 3: dressing room in the green room with me and just

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Speaker 3: very non descriptive, just a regular guy who's changing the

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Speaker 3: world with his positive and overall entrepreneur approach in the community,

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Speaker 3: giving people places to stay so they can have a

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Speaker 3: foundation for success.

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Speaker 1: Now let's give it to business.

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Speaker 3: My guest, he's on the call, and I had him

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Speaker 3: on the show before and it really dealt into chronic pain,

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Speaker 3: mental stress, overcoming the odds. His name is Jackson Dunbar.

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Speaker 3: He triumphed by earning a comfortable living after having lost

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Speaker 3: it all. Dumbbar's committed to creating a new normal life

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Speaker 3: for himself, deliberately focused on his physical health and strength,

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Speaker 3: continued to earn an income while still in chronic pain,

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Speaker 3: and without his knowledge, was teaching himself and possibly the world,

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Speaker 3: a masterclass in survival. And his book he gives a

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Speaker 3: first hand account on how he made money, lost Danty Palce,

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Speaker 3: and thrived in chronic pain in the financial and healthcare world.

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Speaker 3: The one and only Jackson Dunbar who's on the call,

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Speaker 3: still my friend.

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Speaker 1: He's been telling.

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Speaker 3: Us a story and a very movie story and a

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Speaker 3: very honest story about a day in the life of

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Speaker 3: a person with chronic pain. And even even just listening

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Speaker 3: to that. The model of drugs that is that you

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Speaker 3: have to have to get through a day, a day

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Speaker 3: in the life means you have to have insurance, correct Jackson?

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Speaker 4: Yes, yes, yes, and what And that was tough because

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Speaker 4: a lot of the med a lot of a lot

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Speaker 4: of the medications that I needed, some were covered, some

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Speaker 4: were not. I was luckier than most that I could

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Speaker 4: pay out of pocket. But now, yeh, Now with Obamacare,

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Speaker 4: the subsidies that are given and what you're able to

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Speaker 4: get on the changes are quite good. So now yeah,

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Speaker 4: I'm able to get almost all of the medicines that

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Speaker 4: I need covered by insurance.

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Speaker 3: Now I'm sitting in the house just I'm just pointing

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Speaker 3: an example. Somebody sending in the house stock market. I

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Speaker 3: don't even know what's going on with the stock ma.

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Speaker 3: I don't even understand the stock market. I don't know

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Speaker 3: those little numbers a little I don't you know, I

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Speaker 3: got a little money. I got bout maybe a few

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Speaker 3: thousands of dollars sending the bank. I hear words like

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Speaker 3: compounded ches, I hear stock, I hear all kind of

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Speaker 3: How do I break the financial financial literacy ignorance to

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Speaker 3: get involved?

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Speaker 1: Jackson?

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Speaker 4: Okay, well, I think the first step is to you know,

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Speaker 4: I think the first thing is just go on Google

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Speaker 4: and pretend like you're writing yourself a paper on the

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Speaker 4: stock market, right, can google stock market whatever, and then

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Speaker 4: finally you'll get all this data and write yourself a

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Speaker 4: long letter, a short write paper on how to get

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Speaker 4: into the stock market. And if you do that, what

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Speaker 4: you will find out is that, for the most part,

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Speaker 4: it's all about two things. Number one, what are the

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Speaker 4: current geop with the current geopolitical landscape? And interest rates?

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Speaker 4: And what I mean by that is that the geopolitical landscape,

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Speaker 4: let's say there's a wargo and whatever reason, supply lines

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Speaker 4: of oil have been cut. Well, there it's a lack

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Speaker 4: of oil. Hey, what's that going to do to the

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Speaker 4: price of it? Especially if there's a wargum. Also, interest

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Speaker 4: rates and interest rates are low, people people are more

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Speaker 4: risky with their money, institutions are more risky with their money.

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Speaker 4: So that means you can you can put money on

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Speaker 4: more speculative investments such as neo some of the crypto

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Speaker 4: based some of the crypto based stocks. But when interest

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Speaker 4: rates go up, typically investors are more cautious. They want

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Speaker 4: more meat and potatoes stocks, stocks that actually do something

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Speaker 4: and make money. So essentially what you want to do

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Speaker 4: is is just look at the current political look at

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Speaker 4: the current market and political landscape. Hey, what industries are

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Speaker 4: making money there? And then look at the interest rates,

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Speaker 4: what interest what interestries and what companies are making money

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Speaker 4: if we have less oil and have higher interest rates.

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Speaker 4: And from there, yeah, you pick the stocks. You pick

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Speaker 4: two or three stocks with a cost base is under

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Speaker 4: twenty dollars because you want to get appreciation. You're not

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Speaker 4: going to get a lot of appreciation getting something that

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Speaker 4: has three digits or more. That's too expensive for me.

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Speaker 4: Most of your money is going to be made between

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Speaker 4: zero and twenty.

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Speaker 1: If a stock splits, does it? Should you buy in?

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Speaker 4: Then? You know, I think for me, most of the

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Speaker 4: times when the stock split that values over three digits?

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Speaker 1: Okay, okay?

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Speaker 4: And for me here I have stocks in several categories.

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Speaker 4: You got the fast and the furious, right okay? Yeah?

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Speaker 4: And these stocks, you know, they go up fast and

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Speaker 4: they come down fast. You know, a MC Are you

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Speaker 4: a day trader?

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Speaker 1: Are you a day trader? Jackson?

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Speaker 4: Consider myself more of a spot trader.

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Speaker 3: Okay, okay, Because it sounds like they were you seeing

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Speaker 3: stuff going up and down?

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Speaker 1: I mean you you watch it?

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Speaker 4: Yeah, yeah, you can watch it. Watch it. Yeah, yeah,

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Speaker 4: a lot of the specific cryptos themselves. I mean doors Coin. Yeah,

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Speaker 4: that was a great example of a fast and furious.

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Speaker 4: And then you have friends with benefits. Okay, so these

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Speaker 4: are stocks that you wantn't want your mother to buy,

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Speaker 4: but they're good for a good here. Okay, you'll ride

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Speaker 4: the ups and downs of these and what's great about

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Speaker 4: these spots is that they'll go up and then they'll

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Speaker 4: come down. And when they come down, you do put

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Speaker 4: some notes and and what puts. What puts are basically

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Speaker 4: you're betting that a stock's going to go down. They

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Speaker 4: call it short the market.

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Speaker 1: Are you really into it?

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Speaker 3: You're saying all the all the right terminology of a

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Speaker 3: day treat, you know.

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Speaker 4: Yeah, So for me, I focus on friends with benefit stocks.

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Speaker 4: I ride them up, and then when I think they're

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Speaker 4: going down, I shot them and.

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Speaker 3: I well, you know a lot of people say that's

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Speaker 3: dollar cost averaging, right is that is am I using

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Speaker 3: the right terminology?

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Speaker 1: Because that sounds like what you're doing.

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Speaker 4: Well, well, here, I know a lot of folks they

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Speaker 4: dollar cos average id e. They put so much money

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Speaker 4: in every month and hope to get the power of

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Speaker 4: compound and and things of that nature. Yeah, yeah, I do.

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Speaker 4: I do do that. So much of my so much

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Speaker 4: of my proceeds they go into a kid's account, or

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Speaker 4: they go into here, we have an investing account, and

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Speaker 4: then we have a retirement account. The retirement account is

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Speaker 4: more conservative investments. By that, I need index funds and

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Speaker 4: ets that paid dividends. So that's all we do over there,

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Speaker 4: do a lot of dollar cost Allergen over that because

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Speaker 4: so much money every month out of the risky stock

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Speaker 4: fund goes into that more moderate stock fundon in order

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Speaker 4: to sport.

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Speaker 3: Jackson, I'm never in my life bought a twenty dollars stock.

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Speaker 3: I can't even imagine the research you have to do

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Speaker 3: to buy a twenty dollars stock.

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Speaker 4: Well, you know what, let's see Ribban uh huh again.

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Speaker 4: These guys they have the they have the best electric

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Speaker 4: truck on the planet. Right, what was that nine dollars?

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Speaker 4: During spring break? I loaded my kids accounts up.

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Speaker 5: With that.

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Speaker 4: Because here, Tesla is good, but I want something that's

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Speaker 4: gone twenty thirty, forty X my money, and you're only

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Speaker 4: going to get those with stocks between zero and twenty dollars.

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Speaker 1: I'm being educated. Keep talking, Jack, how much educating me. Brother.

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Speaker 4: Have you been to the have you ever have you

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Speaker 4: ever read the Motley Fool before?

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Speaker 1: Yes? Yes, A long time been around.

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Speaker 3: Wow, that's been that's been around at least for forty years.

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Speaker 4: Yeah.

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Speaker 1: Yeah.

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Speaker 4: But if you go to fool dot com and just

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Speaker 4: typing best growth stocks under twenty, I mean under twenty dollars,

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Speaker 4: you can go on to five under ten, under twenty

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Speaker 4: for this year. It'll pull you up. It'll pull you

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Speaker 4: up some. Then go over to Y'alluo finance and grab

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Speaker 4: them out and see how and see how they've done.

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Speaker 4: Now you'll see things like Mara, which which is a

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Speaker 4: crypto related stocks, is up four hundred percent. Riot, another

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Speaker 4: crypto really is up four hundred percent this year. Ribbon

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Speaker 4: is up more than two hundred percent. So you're not

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Speaker 4: going to get those sort of returns with some of

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Speaker 4: triple digit and more stocks like Tesla, Chevron and things

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Speaker 4: of that nature. And don't get me wrong, I call

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Speaker 4: those stocks spouses. They're well established, they grow, they pay

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Speaker 4: dividends minimum and they had minimum okay, and they had

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Speaker 4: minimum up and downs. But I startedly now I'll have

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Speaker 4: my kids and stuff like that, because the power of

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Speaker 4: compound compound interest. The younger you are, the more money

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Speaker 4: you make there you go. So if you're starting your

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Speaker 4: kids at fifteen sixteen, by the time they're forty, they're

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Speaker 4: multi millionaires. But for us, you know, we had to

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Speaker 4: pay off student loans, we have to start businesses. We

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Speaker 4: just set up our kids pay for college. We may

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Speaker 4: be starting at fifty. So my question is where can

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Speaker 4: I make the most amount of money if I got

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Speaker 4: maybe fifteen or twenty years to play with, and for

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Speaker 4: me that stocks between zero and twenty dollars.

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Speaker 3: We're talking to Jackson Dunbar and he's educating with Sean McDonald.

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Speaker 3: Hopefully he's educating my audience. For man jum me. You know,

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Speaker 3: he's a he's quiet on the other side of the glass.

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Speaker 4: He's quiet on.

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Speaker 3: Those sidember because I'm Jason Man. It's no way I

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Speaker 3: ever bought even thought of buying a DOOCT. That was

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Speaker 3: like at the twenty dollars they thought in my mind.

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Speaker 3: But then what you said something that was really important

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Speaker 3: before we go to break you said, treat going into

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Speaker 3: the stock market like a homework assignment, which means you

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Speaker 3: do your research and you have to learn about your

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Speaker 3: product and by learning about your product, you actually get

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Speaker 3: a clear understanding of the advantages and the disadvantages and

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Speaker 3: the approach of doing business with the stock market of

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Speaker 3: stock and so that approach I had never heard. And

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Speaker 3: when I get back, I want to ask you a

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Speaker 3: question about you know, because of that injury that happened,

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Speaker 3: you're living a lifestyle that I'm assuming you not have

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Speaker 3: lived if the injury didn't happen. When we get back,

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Speaker 3: he's going to answer that question. Jackson Dunbar, he's on

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Speaker 3: my show, Money Making Conversations master Class and we're talking

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Speaker 3: about chronic pain, mental health, overcoming the Odds and his

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Speaker 3: book that is really really a life changer, How I

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Speaker 3: Made money, lost ninety pounds and Thrive in Chronic Pain.

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Speaker 1: That is his book. And Jackson Dunbar will be right back.

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Speaker 5: We'll be right back with more Money Making Conversations Masterclass

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Speaker 5: with Rushaun McDonald.

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Speaker 6: HBCUs represent Black Excellence. If you attend or are an

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Speaker 6: alumnus of an HBCU, we want to hear about your story.

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Speaker 6: The My HBCU Story Digital Library will allow current HBCU

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Speaker 6: students and alumni to share their stories. Registration is open

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Speaker 6: to everyone. More information is available at HBCU College day

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Speaker 6: dot com. Click my HBCU story. Next, you can upload

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Speaker 6: a photo. The photo can be recent or from when

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Speaker 6: you attended your HBCU. Then share your academic or social

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Speaker 6: experience at your HBCU, which can be your favorite class, hangout, joint,

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Speaker 6: homecoming game, student center, honor, off campus party, greek show,

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Speaker 6: and how attending an hbc you changed your life. We

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Speaker 6: also want to hear stories if you pleasure a fraternity

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Speaker 6: or sorority. The goal is to use your my HBCU

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Speaker 6: story to promote and uplift the HPCU brand. Your HBCU

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Speaker 6: prepared you for success and now we want everyone to

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Speaker 6: read about your black excellence. More information is available at

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Speaker 6: HBCU College day dot com. You can click my HBCU

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Speaker 6: story to share your story.

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Speaker 5: Now, let's return to Money Making Conversations Masterclass with Rashaun McDonald.

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Speaker 3: I want to thank you everybody for sticking around and

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Speaker 3: listening to the show. You just hold on a lot

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Speaker 3: of different platform podcast series XM on this radio streams

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Speaker 3: worldwide and it's about providing everybody with information. I've learned

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Speaker 3: a lot since I started hosting Money Making Conversation Masterclass

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Speaker 3: and it's I've learned basically by just shutting up and

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Speaker 3: listening because of the fact that if you know everything

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Speaker 3: while you have a guest on the show talking to him,

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Speaker 3: of the guess I am talking to that has really

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Speaker 3: educated me a lot, and hope a lot of the

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Speaker 3: audience members who are listening is about overcoming the arts,

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Speaker 3: not self pity, not being your dominant derivative of why

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Speaker 3: you are successful or not successful in that case, because

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Speaker 3: that's where the pity comes in. But more importantly, Jackson

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Speaker 3: Dunbar had an accident that he didn't ask for to

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Speaker 3: change his life, change his family life, change his wife's life,

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Speaker 3: change his lifestyle, and pity, did step in drugs, did

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Speaker 3: step in anger? Stepped in three years of that changed

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Speaker 3: his life. And there's a lot of people that care

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Speaker 3: about him and cared about him, and I'm sure he

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Speaker 3: lost some friends along the way too, because one thing

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Speaker 3: you don't want to be is an angry person in

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Speaker 3: a wheelchair. You know who're going to hang around that person?

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Speaker 3: I know I won't, And so you overcame that and

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Speaker 3: now you have a knowledge in the financial industry that's

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Speaker 3: now benefiting your family where you feel you would have

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Speaker 3: been with this knowledge, if you would not have had

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Speaker 3: this accident.

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Speaker 4: You know, when I had the accident, as I told you,

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Speaker 4: I own well Met Atlanta. We're a group of child

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Speaker 4: and LANs and psychiatrists. We're black owned, and we closed

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Speaker 4: our biggest deal then. And at that time in my life,

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Speaker 4: I was chasing I was chasing the dollars. My best

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Speaker 4: friend he would be like, every time I call you,

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Speaker 4: you know you're chasing money. And yeah, And I think

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Speaker 4: the accident made me slow down. I gotta say I'm

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Speaker 4: a better father. I'm sure a better husband, and and

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Speaker 4: I think a lot of that was it just And

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Speaker 4: I'm probably a better person too. You know, I thought

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Speaker 4: about things and dollars and cents, profit and losses. You know,

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Speaker 4: I could tell you the profit and loss per patient

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Speaker 4: on anyone coming in and and I lack something and

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Speaker 4: I don't And and now having a walk a mile

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Speaker 4: in someone's shoes, being judged by the color of your skin,

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Speaker 4: having to get treatment but not being able to have

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Speaker 4: the insurance, it's it's, it's it's it's changed me to

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Speaker 4: the point now where I tell people, hey, listen, you

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Speaker 4: know we have a business. But that's only step one.

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Speaker 4: Step two is how do we improve the community that

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Speaker 4: we live in, you know, how do we make enough

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Speaker 4: off of the people that can pay so that we

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Speaker 4: can help some of the people that can. And so

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Speaker 4: now yeah, it's I've I've a more I have a

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Speaker 4: better worldview around people around and yeah, and I don't

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Speaker 4: think I would have had that but for the accident.

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Speaker 4: I'm also the better shape because back then, yeah, I

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Speaker 4: mean I was three fifty at my biggest.

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Speaker 6: Yeah.

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Speaker 4: Yeah, I'm in the two fifties. Now. I swim at

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Speaker 4: the Way Walk of YMCA. I'm also on the board

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Speaker 4: there and I have three way Walk I have three

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Speaker 4: one hundred mile t shirts that I have from swimming.

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Speaker 1: Wow.

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Speaker 4: And I have to say, you know, there is that

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Speaker 4: there's a point where you're in water, you feel like

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Speaker 4: you touch God, God himself and as I feel no

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Speaker 4: pain as soon as I get in water.

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Speaker 1: Wow.

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Speaker 4: So it's a great way to reset to really focused

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Speaker 4: on Okay, I was able to do these six things

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Speaker 4: and three to four hours, how do I kick it

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Speaker 4: up to ten? Okay, And I'll spend my time thinking

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Speaker 4: about that. Uh, let's see versus Oh this is what

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Speaker 4: I lost. Blah blah blah, blah blah. So yeah, I'm

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Speaker 4: enjoying life more. Yeah, the pain sucks, forgive my French.

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Speaker 4: But when I look down and I focus on what

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Speaker 4: I've gotten out because of COVID, I would when my

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Speaker 4: accident came and at the biggest with all the drugs,

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Speaker 4: I was three fifty off. My A one C was

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Speaker 4: in eight seven. All my numbers were read. If I

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Speaker 4: had those numbers during COVID, I would have died right right, yeah,

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Speaker 4: because because most black people were men with those cold

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Speaker 4: mobidities during COVID. Yeah, it wasn't pretty. But now my

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Speaker 4: A one C is under six. I'm six to one,

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Speaker 4: about to look like a lumber Jain. For the most part,

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Speaker 4: all my numbers are green in a lot of ways. Yeah,

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Speaker 4: I'm the healthiest I've ever been, and that's because of the.

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Speaker 1: Accident, both mentally and physically.

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Speaker 4: Yes, sir, oh, I love it.

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Speaker 1: I love it.

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Speaker 3: You know when we started this conversation at the top

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Speaker 3: of the show, and the first time you came on

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Speaker 3: the show, I didn't really get a whole picture of

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Speaker 3: the man I'm talking to, and that's Jackson Dunbar. And

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Speaker 3: the first conversation was about the book and we talked

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Speaker 3: about the book. We've talked in and out of the book,

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Speaker 3: but I feel today we basically had a conversation, and

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Speaker 3: that conversation is important because you shared with us knowledge

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Speaker 3: you've shared with us, you know, emotional moments you've shared

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Speaker 3: us with. You know your relationship with your wife, relationship

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Speaker 3: with your daughter, relationship with your family, relationship with your friends.

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Speaker 3: But more importantly, you still care. You know, despite all

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Speaker 3: that pain, you still care. How does one care when

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Speaker 3: it seems like life has delivered you a bad hand.

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Speaker 4: I found out something. We pulled our kids out of

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Speaker 4: private school and we put them in the neighborhood school.

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Speaker 4: I was I would bring my daughter home and she

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Speaker 4: said it was hot. The ac went out, and like,

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Speaker 4: how long had it been out? A few days? So

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Speaker 4: I went up to the school and my scooter and

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Speaker 4: just the ac out. They wouldn't give me an answer,

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Speaker 4: so I went I did what any of that would do.

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Speaker 4: I went to the Age of hardware store. I bought

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Speaker 4: all of their fans. I brought them to the school

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Speaker 4: and the principal was looking at me as if I

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Speaker 4: was going to cause the scene go to the press.

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Speaker 4: I'm like, no, all, I want to do is keep

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Speaker 4: my daughter and these kids school. So I brought the

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Speaker 4: fans over and I climbed out for my scooter. I

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Speaker 4: was in so much pain and I was sweating. Halfway

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Speaker 4: through assembling those fans. My daughter she came, got one

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Speaker 4: for her class, smiled. Another person came, got a fan

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Speaker 4: for her class. All of a sudden, I stopped thinking

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Speaker 4: about the tame and I fact that they're putting the

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Speaker 4: fans together and seeing the smiles on all the black

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Speaker 4: and brown faces, I realized something. You know, the best

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Speaker 4: way to help yourself is to help other people. All

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Speaker 4: the anger is gone, all the resentment is gone. And yeah,

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Speaker 4: we have a smile on your face. And people say

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Speaker 4: that about me all the time, especially when I go

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Speaker 4: and when I see my doctors. You know, you always

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Speaker 4: have this big smile on your face. That's swear for

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Speaker 4: a game patience, And it's like, yeah, because I spend

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Speaker 4: my time focused on what I can do, and then

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Speaker 4: I try to make a game of it. How can

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Speaker 4: I do more give than the limited time to give

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Speaker 4: them the limit physical capacity I have? And I just

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Speaker 4: worked the plan and that keeps smile on my face.

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Speaker 1: Wow, great story. Tell us how we can find your book,

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Speaker 1: Jackson Dunbar, Sure Sure.

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Speaker 4: Race Matters and Paying Medicine, How I Made Money, Lost

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Speaker 4: ninety pounds and Thrived and Cry of Pain. You can

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Speaker 4: get it at Jackson Dunbar dot com or you can

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Speaker 4: just get it on Amazon.

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Speaker 3: Well, you know you're you're regular now. And I say

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Speaker 3: that with a relationship tied to it, we definitely have

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Speaker 3: to connect off air just to just just chop it

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Speaker 3: up because people like you are positive. You know, you

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Speaker 3: push positivity to the next level. We all need to

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Speaker 3: hear that. And I'm speaking to Jackson Dunbar. His book

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Speaker 3: is a book I recommend once you read How I

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Speaker 3: Made Money, Lost eighty pounds and Thrived Me Conic Product Pain. Again,

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Speaker 3: thank you, Jackson Dumbar for coming on my shows, you.

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Speaker 4: For having me. And I'm going to sing you three

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Speaker 4: starts on the twenty Okay now, how they do?

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Speaker 3: Okay now, And I'm gonna tell you so and my daughter,

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Speaker 3: my daughter, I'm getting there into the stock. So you

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Speaker 3: send that to me. I'm not gonna put it on

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Speaker 3: the air. And I but when you come back on

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Speaker 3: the show, I let everybody know what we did from

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Speaker 3: the tears.

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Speaker 1: It'll be about three months when I bring you.

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Speaker 4: Back, Okay, I would love it.

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Speaker 1: Okay, I appreciate you.

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Speaker 3: Bye bye, and thank you all my friends and my

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Speaker 3: family and everybody for listening to Money Making Conversations Masterclass.

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Speaker 3: I will talk to you next week. Keep winning.

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Speaker 1: Thank you, brother, Thank.

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Speaker 5: You for joining us for this edition of Money Making

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Speaker 5: Conversations Master Class. Money Making Conversations Master Class with rough

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Speaker 5: Shan McDonald is produced by thirty eight to fifteen Media Inc.

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Speaker 5: More information about thirty eight to fifteen Media Inc. Is

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00:25:49,119 --> 00:25:52,560
Speaker 5: available at thirty eight to fifteen media dot com. And

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Speaker 5: always remember to lead with your gifts distinct spect