WEBVTT - Butchering Your Grocery Bill #635

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<v Speaker 1>Welcome to How the Money. I'm Joel, I'm Matt, and

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<v Speaker 1>today we're talking how you can butcher your grocery bill.

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<v Speaker 1>And this episode is brought to you by butcher Box.

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<v Speaker 1>Just kidding, that would be way too on the nose.

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<v Speaker 1>I don't even know what butcher box. Butcher box is.

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<v Speaker 1>I want to say butcher blox. For some reason, I

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<v Speaker 1>don't know. I think it's an expensive way to get

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<v Speaker 1>seat delivered you. Yeah, it's like a meat delivery service. Right.

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<v Speaker 1>That would actually probably the opposite thing you want to

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<v Speaker 1>do if you want to save money on stitch fix,

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<v Speaker 1>where they just automatically send you clothes and you're tempted

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<v Speaker 1>into keeping it. And again for some people it's it's

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<v Speaker 1>a wild splurge, but for most folks, that's not how

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<v Speaker 1>you're going to save the most money doing it right.

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<v Speaker 1>That's right, And by the way, but we want people

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<v Speaker 1>to take a cleaver to their monthly gross your budget,

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<v Speaker 1>especially now people just feel the pain and groceries more so,

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<v Speaker 1>we're gonna talk about give a bunch of suggestions about

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<v Speaker 1>how to like relieve that pain today, which cleavers, like

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<v Speaker 1>Chinese cleavers, are totally in. By the way, have you

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<v Speaker 1>seen kates over at our house. Oh yeah, it looks fancy.

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<v Speaker 1>I wouldn't know how to use it though. Let me

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<v Speaker 1>just use it like a regular chef's knife. But it's

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<v Speaker 1>just another tool to add to the toolkit, right, It's

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<v Speaker 1>another tool in the arsenal when it comes to cooking.

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<v Speaker 1>But this is going to be a great topic because

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<v Speaker 1>I'll readily admit there are some topics that I know

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<v Speaker 1>we talk about that we discuss that may not appeal

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<v Speaker 1>to everyone out there. There are certain things that we

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<v Speaker 1>discussed that aren't applicable to everybody. That is not the

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<v Speaker 1>case today. We sometimes talk about real estate investing and

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<v Speaker 1>some people be like, dude, snooze fest. I don't care,

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<v Speaker 1>I'm not going to do that, but everybody not going

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<v Speaker 1>to be well. And we want to encourage folks to

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<v Speaker 1>listen to those episodes because I still think that there

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<v Speaker 1>are some little nuggets of information that you are going

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<v Speaker 1>to be able to glean from those episodes. But this

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<v Speaker 1>one is going to be a topic that is most

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<v Speaker 1>definitely applicable to everyone out there for sure. All Right,

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<v Speaker 1>something else, it's applicable to a lot of people. That

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<v Speaker 1>a site that I've heard about Matt but I just

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<v Speaker 1>gave it a test this week because I wanted to know, Okay,

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<v Speaker 1>is this actually a good way to go about saving

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<v Speaker 1>money on getting something shipped across the country. So there's

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<v Speaker 1>an Instagram account I followed. They sell mid century furniture

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<v Speaker 1>and did you buy a fancy piece of furniture? No,

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<v Speaker 1>I didn't yet, I'm thinking about it. But I was like,

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<v Speaker 1>they're in North Carolina, and I was like, I don't know.

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<v Speaker 1>I'm not gonna go pick this thing up. What's It's

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<v Speaker 1>just like a barcart. Basically, we have a space that

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<v Speaker 1>has been sitting empty since we moved in in July,

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<v Speaker 1>and I've beenactly where you're talking about and looking for

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<v Speaker 1>some sort of barkart essentially to fill that space, or

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<v Speaker 1>like a display cabinet. But and I'm looking for something

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<v Speaker 1>that fits in with the rest of our furniture. And

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<v Speaker 1>I this, you know, seller on Instagram that I've been

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<v Speaker 1>following for years posted one and I was like, that's

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<v Speaker 1>really reasonably priced and it looks good. But I was like,

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<v Speaker 1>how can I get someone to bring it to me.

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<v Speaker 1>I'm not going to drive up there wait for too

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<v Speaker 1>much money. Where in North Carolina? Maybe we can it's

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<v Speaker 1>a Nashville, which we should. Dude, Okay, I'd be a

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<v Speaker 1>good Why would you not want to take it? Give

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<v Speaker 1>up that to Ashville? I guess it's actually getting it.

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<v Speaker 1>Could you fit it in your vein? Yeah? Yeah, I

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<v Speaker 1>can totally fit it into So maybe I should do that.

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<v Speaker 1>Maybe that's maybe we'll take a road trip the best

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<v Speaker 1>way around it. But I was like, okay, what would

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<v Speaker 1>it cost to have someone bring it here? And they mentioned, hey,

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<v Speaker 1>we've got this white Glove service reach out to them.

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<v Speaker 1>The cost is pretty expensive. It was more than the

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<v Speaker 1>cost of the item I was looking to buy. I

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<v Speaker 1>was like, ouch, no way, not interested. Not a deal now.

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<v Speaker 1>But I looked up there's a website called Shipley, and

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<v Speaker 1>Shipley is basically putting it out for bids to all

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<v Speaker 1>the people who are are interested in moving the piece

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<v Speaker 1>of furniture. First couple of bids were like seven hundred,

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<v Speaker 1>six hundred, five hundred, and I was like, that's still

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<v Speaker 1>really really, really really expensive. And by the end of

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<v Speaker 1>the bid, because everyone's competing against each other, the bids

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<v Speaker 1>were in the low two's low two hundred dollars to

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<v Speaker 1>move this thing. And so I'm like, okay, cool. I

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<v Speaker 1>still haven't pounced. I haven't decided to buy this thing

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<v Speaker 1>or to have it to you hire someone to ship

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<v Speaker 1>it to bring it to me. But I was like,

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<v Speaker 1>now it's reasonable, So that's kind of cool, and they

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<v Speaker 1>have like reviews and stuff and I love it. Dude.

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<v Speaker 1>How do you spell it? Shi Ply Shipley? Yeah. So

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<v Speaker 1>it's again, not something I've actually used yet except for

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<v Speaker 1>an attempt to get these bids. But if you're looking

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<v Speaker 1>to get something moved across country or at least just

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<v Speaker 1>even just a couple states Ober, because yeah, you're off

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<v Speaker 1>the time to go to Ashville or whatever, even though

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<v Speaker 1>you want to desperately because the beer scene is so good.

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<v Speaker 1>I think Shipley's kind of a cool site work checking

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<v Speaker 1>out very cool. Yeah, anytime there is a platform, a

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<v Speaker 1>website that facilitates a free and open, competitive marketplace like that.

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<v Speaker 1>All for that, but let's introduce the beer you and

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<v Speaker 1>I are going to enjoy during this episode. This is

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<v Speaker 1>a barrel age sour brown ale. That is I believe

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<v Speaker 1>it's called Darken. That's you know, it's written in the

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<v Speaker 1>biggest letters I guess on the label. But this is

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<v Speaker 1>by upland sour Ales. I assume they only make sour beers,

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<v Speaker 1>but I'm looking forward to enjoying. I don't think we've

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<v Speaker 1>ever had a beer by these guys for so definitely

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<v Speaker 1>looking forward to this one. And stick around to the

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<v Speaker 1>end of the episode because that's when we will share

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<v Speaker 1>our thoughts on it, for sure. But for now, let's

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<v Speaker 1>get onto the topic of hand. We're talking abo out

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<v Speaker 1>how to butcher your grocery Bill and Matt, everybody eats food.

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<v Speaker 1>That is what you need to sustain life. You gotta

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<v Speaker 1>have water, gotta have food, gotta have air, and so

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<v Speaker 1>air makes me think of the fact that we all

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<v Speaker 1>have to breathe, right. Well, I didn't really realize this

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<v Speaker 1>until just I don't know, six months ago, until I

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<v Speaker 1>read a new book. But I didn't realize that we

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<v Speaker 1>could all breathe better. It had just not really crossed

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<v Speaker 1>my mind. And then I read this book called Breath,

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<v Speaker 1>which is aptly titled to Makes Sense by James Nestor,

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<v Speaker 1>who's a journalist. He like looked into the science of breathing,

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<v Speaker 1>and he gave a bunch of tips, and it was

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<v Speaker 1>just this thoroughly fascinating excursion of something that I thought

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<v Speaker 1>was basically mundy and boring that there just wasn't much

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<v Speaker 1>to discuss. But a couple of his main tips from

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<v Speaker 1>that book were to breathe through your nose, not your mouth.

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<v Speaker 1>I've heard of that one, apparently, like the conditions of

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<v Speaker 1>your nose just make it so much better. Like you

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<v Speaker 1>get twenty percent more oxygen because of the conditioning that

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<v Speaker 1>your nose is doing versus just breathing and straight in

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<v Speaker 1>through your mouth. Right, I'm breathing through my nose, right,

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<v Speaker 1>I see you look healthier already. The color of my

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<v Speaker 1>cheeks they're rosie. Yes, it's it's just kind of makes sense, right, Yeah,

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<v Speaker 1>I guess he goes through this your sinuses and I'm

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<v Speaker 1>assuming it adds moisture to the air, that's right, warms

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<v Speaker 1>it up a little bit. Yeah. So there's a bunch

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<v Speaker 1>there's like a bunch of different like sciency reasons that

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<v Speaker 1>breathing through your nose is better than breathing through your mouth.

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<v Speaker 1>And just like one other quick tip from the book,

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<v Speaker 1>if you're if you're like I'm not gonna read it,

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<v Speaker 1>give me the cliff notes. Well, fewer deeper breaths is

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<v Speaker 1>another way to breathe effectively. It's just because like that

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<v Speaker 1>it regulates your body because like you just try just

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<v Speaker 1>breathing short breath like you're having a panic. Yeah, you're

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<v Speaker 1>gonna feel bad really quickly. But if you take those

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<v Speaker 1>I think he said five and a half second in,

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<v Speaker 1>five and a half second out is kind of the

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<v Speaker 1>ideal duration of a breath. I love it. Yeah, So

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<v Speaker 1>all sorts of interesting things to something that you're like,

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<v Speaker 1>I didn't know there was much to learn on that front, dude.

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<v Speaker 1>This is like the Huberman lap, kind of stuffed into

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<v Speaker 1>Like you tell me all these things and I will

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<v Speaker 1>start doing them. Well, you're gonna like this book then

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<v Speaker 1>the rest of my life. If you have you read it,

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<v Speaker 1>ID be into it. I think we've talked about it before,

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<v Speaker 1>which is why I think I know some of these things,

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<v Speaker 1>or maybe I read a summary on it, but I

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<v Speaker 1>don't think i've actually picked up the actual book. Okay,

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<v Speaker 1>all right, well, maybe get the audiobook. It's it's not

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<v Speaker 1>too bad, but after like just a few tweaks, yea,

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<v Speaker 1>you might be breathing better, living better. But the same

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<v Speaker 1>thing is true with groceries. So we've got kind of

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<v Speaker 1>a basic subject today. But something that I think seems

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<v Speaker 1>simple on the surface, maybe, but there are a lot

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<v Speaker 1>of ways to improve your grocery store habits to save

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<v Speaker 1>more money. Yeah, just like everyone out there that they've

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<v Speaker 1>got to breathe air, we all have to eat food.

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<v Speaker 1>And literally, like I was saying earlier, like everyone out

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<v Speaker 1>there has to buy groceries. This isn't one of those

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<v Speaker 1>expenses where you're thinking, oh, you know, this isn't an

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<v Speaker 1>expense that applies to me. No way, We've all got

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<v Speaker 1>to eat and we've all probably seen from personal experience,

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<v Speaker 1>like groceries are the third largest line item in the

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<v Speaker 1>average person's budget, which means this is a smart place

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<v Speaker 1>to start working on being more efficient with your dollars.

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<v Speaker 1>And also inflation. Inflation has also taken a toll on

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<v Speaker 1>food prices now the Labor Department, so that grocery prices

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<v Speaker 1>went up by almost twelve percent back in December air

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<v Speaker 1>to a year prior. And obviously, you know inflation, it

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<v Speaker 1>is starting starting to come down. We've seen some encouraging headlines,

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<v Speaker 1>some encouraging news from the Fed. That being said, it's

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<v Speaker 1>not happening overnight, and groceries seem to be one of

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<v Speaker 1>the stickiest sectors where inflation is hanging out, hanging around

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<v Speaker 1>even longer. So that's just another reason for us to

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<v Speaker 1>discuss savings techniques on the show today when it comes

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<v Speaker 1>to food and how you can save money. Yeah, I

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<v Speaker 1>saw an article about Whole Foods. They're asking their suppliers

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<v Speaker 1>to trim costs in order to drive their cost down

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<v Speaker 1>so they can kind of pass some of those onto

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<v Speaker 1>the consumer. And it makes sense, especially for one of

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<v Speaker 1>the more expensive grocery stores like Whole Foods. They're feeling

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<v Speaker 1>the pinch in a bigger way as people are trying

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<v Speaker 1>to trim their grocery bill. Go figure, why isn't everybody

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<v Speaker 1>doing them right well? And Whole Foods is skin for

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<v Speaker 1>that nice guy discount. That's one of the things that

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<v Speaker 1>people kind of instinctively do is they trade down in

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<v Speaker 1>an environment where costs are rising rapidly, and so Whole Foods,

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<v Speaker 1>I'm sure of seeing people walk out the door, go

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<v Speaker 1>down the street to another less expensive grocery store, and

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<v Speaker 1>so they're saying, hey, guys, can you loader these prices

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<v Speaker 1>for us, because we got to make sure our customers

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<v Speaker 1>stick around, right, keep coming, keep going in the store. Yeah,

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<v Speaker 1>their customers are going to Trader Joe's trader. Joe's customers

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<v Speaker 1>are going to Walmart. Smart customers are I don't know

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<v Speaker 1>where going all the yeah, or at playing a garden

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<v Speaker 1>in their backyard. But enough about the negative. I think

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<v Speaker 1>that you know, the truth is that there's there's a

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<v Speaker 1>joy that we often associate with food. Right. I can

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<v Speaker 1>still vividly remember Matt meals that I've had on a trip,

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<v Speaker 1>or even just like cooking something together with my kids

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<v Speaker 1>at home, like the communal aspect of food that we

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<v Speaker 1>can enjoy together. There's there's a clear reason that we're

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<v Speaker 1>all not just drinking soilent three times a day, like

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<v Speaker 1>our three square meals are just you know, in some

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<v Speaker 1>sort of prepackaged through a straw, Right, I mean, because

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<v Speaker 1>what we eat it goes beyond just nutrition and an

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<v Speaker 1>attempt to stay alive. Like three soilents a day might

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<v Speaker 1>get me by, but I'm gonna hate my life by

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<v Speaker 1>the end by the end of a week. And making

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<v Speaker 1>strides with your grocery shopping and your cooking, I think

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<v Speaker 1>it could lead to two years, even a lifetime of

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<v Speaker 1>happiness you're able to experience where your meals are enjoyable

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<v Speaker 1>and what you're paying for groceries is leading to like

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<v Speaker 1>delicious things? Did you get to enjoy with people that

0:10:09.960 --> 0:10:12.200
<v Speaker 1>you love? So much of life revolves around the table, right,

0:10:12.240 --> 0:10:14.040
<v Speaker 1>and like when you think about how how often it

0:10:14.120 --> 0:10:16.880
<v Speaker 1>is that we do eat, this is something to pay

0:10:16.880 --> 0:10:20.200
<v Speaker 1>attention to. And also this makes me think of a

0:10:20.280 --> 0:10:22.560
<v Speaker 1>recent movie that was out the Menu, which I would

0:10:22.600 --> 0:10:25.199
<v Speaker 1>not recommend. I don't know. It wasn't that great. I

0:10:25.240 --> 0:10:27.120
<v Speaker 1>didn't like it either, yea all that much. I thought

0:10:27.120 --> 0:10:29.040
<v Speaker 1>I would, but I didn't. It was it was weird,

0:10:29.280 --> 0:10:31.800
<v Speaker 1>I mean, and obviously like not the whole premise of

0:10:31.800 --> 0:10:33.040
<v Speaker 1>the show, but just the way that they did it.

0:10:33.200 --> 0:10:34.760
<v Speaker 1>I don't know. I don't want to sitting here in Bash.

0:10:34.880 --> 0:10:38.400
<v Speaker 1>My one line review was that the social commentary felt

0:10:38.440 --> 0:10:41.080
<v Speaker 1>just super basic and if it had been more interesting

0:10:41.120 --> 0:10:42.760
<v Speaker 1>fell flat. I could have been down with the whole

0:10:42.760 --> 0:10:45.480
<v Speaker 1>premise didn't. Yeah, there wasn't enough depth. Ye anyway, So

0:10:46.080 --> 0:10:49.480
<v Speaker 1>one maybe shining point within the movie maybe my favorite part.

0:10:49.800 --> 0:10:52.480
<v Speaker 1>One of the main characters. He's like a foodie and

0:10:52.480 --> 0:10:54.720
<v Speaker 1>he's just talking. He's kind of like waxing poetic about

0:10:54.720 --> 0:10:58.080
<v Speaker 1>food or specifically too about chefs, and he's talking about

0:10:58.080 --> 0:11:01.160
<v Speaker 1>how so many people were up or pay a lot

0:11:01.200 --> 0:11:03.720
<v Speaker 1>attention to athletes, and he's like, well, and they're just

0:11:03.760 --> 0:11:06.920
<v Speaker 1>down there playing with a rubber ball. It's it's really dumb.

0:11:06.920 --> 0:11:11.040
<v Speaker 1>Whereas chefs, they're working with the actual elements of life

0:11:11.320 --> 0:11:13.760
<v Speaker 1>and he's just talking about why he's so into food

0:11:13.920 --> 0:11:16.160
<v Speaker 1>and that part of that. Actually it kind of resonated

0:11:16.200 --> 0:11:18.120
<v Speaker 1>with me, not to the extent that it does with him.

0:11:18.320 --> 0:11:20.440
<v Speaker 1>Like where you are looking to, you know, drop like

0:11:20.440 --> 0:11:22.520
<v Speaker 1>a you know, twelve thousand dollars on a single meal,

0:11:22.600 --> 0:11:24.839
<v Speaker 1>that kind of thing. But when you recognize truly how

0:11:24.840 --> 0:11:27.320
<v Speaker 1>central food is to our lives, there are some steps

0:11:27.360 --> 0:11:29.640
<v Speaker 1>I think that we can take in order to make

0:11:29.679 --> 0:11:32.240
<v Speaker 1>it more pleasurable in order, like you said, to garner

0:11:32.320 --> 0:11:34.640
<v Speaker 1>some more joy from it. And one of the ways

0:11:34.640 --> 0:11:36.720
<v Speaker 1>that hopefully you can begin to see meals that's something

0:11:36.800 --> 0:11:39.080
<v Speaker 1>you know that brings you joy as opposed to just

0:11:39.080 --> 0:11:41.000
<v Speaker 1>seeing it as a chore is by learning how to

0:11:41.040 --> 0:11:44.240
<v Speaker 1>cook better. Nobody likes doing something that they're not good at.

0:11:44.400 --> 0:11:46.160
<v Speaker 1>But you're also going to be able to save money

0:11:46.160 --> 0:11:49.400
<v Speaker 1>by increasing your kitchen skills. And so if we're talking

0:11:49.440 --> 0:11:52.760
<v Speaker 1>about your holistic food budget, you're less likely to go

0:11:52.760 --> 0:11:54.920
<v Speaker 1>out to eat and you're more likely going to opt

0:11:54.960 --> 0:11:58.280
<v Speaker 1>for eating in, which is going to be far less expensive,

0:11:58.320 --> 0:12:00.440
<v Speaker 1>and so we would recommend for folks to find ways

0:12:00.440 --> 0:12:02.800
<v Speaker 1>to increase some of those different skills that they might have.

0:12:03.120 --> 0:12:06.240
<v Speaker 1>Early on, Kate and I we took some cooking classes

0:12:06.280 --> 0:12:09.640
<v Speaker 1>actually here in Atlanta, some affordable cooking classes, which was

0:12:09.679 --> 0:12:11.439
<v Speaker 1>a It was a ton of fun. We actually did

0:12:11.440 --> 0:12:14.280
<v Speaker 1>it for like a couple of dates. But also we

0:12:14.280 --> 0:12:17.400
<v Speaker 1>were able to formally learn some of the techniques that

0:12:17.559 --> 0:12:20.720
<v Speaker 1>you would regularly put to use in a kitchen. But

0:12:20.800 --> 0:12:22.960
<v Speaker 1>even before that, so that was after maybe we've been

0:12:23.000 --> 0:12:25.920
<v Speaker 1>married for like a few years or something like that. Well,

0:12:26.200 --> 0:12:28.720
<v Speaker 1>right after we got married, we hadn't launched our business yet,

0:12:28.840 --> 0:12:30.680
<v Speaker 1>and she didn't have a job, so she was just

0:12:30.960 --> 0:12:33.720
<v Speaker 1>hanging out at home. And this is when she watched

0:12:33.760 --> 0:12:37.439
<v Speaker 1>a lot of the Food Network. And no joke, she

0:12:37.559 --> 0:12:42.200
<v Speaker 1>literally credits watching folks cook on TV with her ability

0:12:42.280 --> 0:12:44.439
<v Speaker 1>to just sort of where she is now. I mean,

0:12:44.480 --> 0:12:47.000
<v Speaker 1>she's over the years, she's about her day guy Fiet.

0:12:47.400 --> 0:12:49.720
<v Speaker 1>Everybody says that back then, I think it was it

0:12:49.760 --> 0:12:51.839
<v Speaker 1>was Rachel Ray and her hair looks just like his.

0:12:53.120 --> 0:12:56.120
<v Speaker 1>Oh my god, if she's got the shades as well.

0:12:56.200 --> 0:12:58.560
<v Speaker 1>I love it, but no joke. I mean it's one

0:12:58.640 --> 0:13:01.800
<v Speaker 1>thing to like look up a recipe online, but like,

0:13:01.920 --> 0:13:04.960
<v Speaker 1>how is it that you actually execute that recipe? And

0:13:05.000 --> 0:13:08.440
<v Speaker 1>that's when I think, whether it be affordable cooking classes

0:13:08.600 --> 0:13:10.760
<v Speaker 1>or but just literally watching something on TV and seeing

0:13:10.760 --> 0:13:14.320
<v Speaker 1>how they cut, seeing how they blanch vegetables, just all

0:13:14.640 --> 0:13:16.480
<v Speaker 1>all the different techniques that you might be able to

0:13:16.480 --> 0:13:18.280
<v Speaker 1>read about, but when you can see somebody doing it,

0:13:18.480 --> 0:13:20.760
<v Speaker 1>I think that can oftentimes help. And now she just

0:13:21.080 --> 0:13:23.240
<v Speaker 1>honestly she follows a lot of folks on social media

0:13:23.280 --> 0:13:25.120
<v Speaker 1>as well. I mean, just like anything in life, just

0:13:25.200 --> 0:13:27.080
<v Speaker 1>learning a couple of techniques can help you enjoy the

0:13:27.080 --> 0:13:29.079
<v Speaker 1>thing more. Like I played disc golf, not as much

0:13:29.080 --> 0:13:30.720
<v Speaker 1>as i'd like to, probably three or four times a year.

0:13:30.760 --> 0:13:33.280
<v Speaker 1>I wish I went once a month, But it's one

0:13:33.280 --> 0:13:35.079
<v Speaker 1>of those things where you just learn a couple of

0:13:35.120 --> 0:13:37.960
<v Speaker 1>basic mechanics of throwing the disc and if you try

0:13:38.040 --> 0:13:40.280
<v Speaker 1>to throw it like a frisbee and you're just annoyed,

0:13:40.600 --> 0:13:43.200
<v Speaker 1>you're just angry because like I have to it takes

0:13:43.200 --> 0:13:45.280
<v Speaker 1>me twenty throws to get it to the pin. But

0:13:45.360 --> 0:13:47.400
<v Speaker 1>if you do, it's just certain way that he had

0:13:47.440 --> 0:13:50.840
<v Speaker 1>to do it. Learn a couple of specific techniques. You're like, okay, cool,

0:13:50.880 --> 0:13:52.640
<v Speaker 1>it took me four or five throws and to get

0:13:52.679 --> 0:13:54.640
<v Speaker 1>to the pin instead of instead of twenty, and that

0:13:54.720 --> 0:13:57.720
<v Speaker 1>just makes it way more enjoyable exactly. But then regarding

0:13:57.760 --> 0:13:59.920
<v Speaker 1>what to actually make, of course, you're going to want

0:13:59.960 --> 0:14:03.840
<v Speaker 1>to make some inexpensive meals, and so we suggest following

0:14:03.960 --> 0:14:05.839
<v Speaker 1>some of the folks that we've had on the show.

0:14:06.120 --> 0:14:09.880
<v Speaker 1>I'm specifically thinking of Beth Mansell from Budget Bites as

0:14:09.880 --> 0:14:13.200
<v Speaker 1>well as Leanne Brown, she wrote the Good and Cheap Cookbook.

0:14:13.440 --> 0:14:18.120
<v Speaker 1>They both prioritize cooking healthy, tasty food without breaking the bank.

0:14:18.160 --> 0:14:20.360
<v Speaker 1>And we'll make sure to link to those interviews where

0:14:20.400 --> 0:14:22.960
<v Speaker 1>we have those ladies on for sure. Yeah, and Matt,

0:14:23.200 --> 0:14:26.080
<v Speaker 1>I'll readily admit I'm no kitchen expert, like there's room

0:14:26.120 --> 0:14:29.160
<v Speaker 1>for growth for me, right, but I've grown, i would say,

0:14:29.160 --> 0:14:31.480
<v Speaker 1>in my ability to cook for our family, and it's

0:14:31.960 --> 0:14:34.600
<v Speaker 1>like learning those disc golf techniques. It's rewarding to kind

0:14:34.600 --> 0:14:36.920
<v Speaker 1>of make progress in that area. But I think one

0:14:36.960 --> 0:14:38.800
<v Speaker 1>thing that might help if you feel like a complete

0:14:38.880 --> 0:14:42.040
<v Speaker 1>kitchen novice is to check out meal delivery kits. And

0:14:42.360 --> 0:14:45.400
<v Speaker 1>they're not the best option for saving money on groceries,

0:14:45.640 --> 0:14:47.480
<v Speaker 1>and whether or not you should try one of these

0:14:47.520 --> 0:14:50.520
<v Speaker 1>services really depends on how much you're currently spending on

0:14:51.000 --> 0:14:52.920
<v Speaker 1>when it comes to food and how good in the

0:14:53.000 --> 0:14:56.320
<v Speaker 1>kitchen you actually are. But services like Blue Apron, they

0:14:56.400 --> 0:14:59.800
<v Speaker 1>might be a smart decision, particularly for the novice home chef,

0:14:59.800 --> 0:15:02.000
<v Speaker 1>and it could be like a happy medium for a

0:15:02.000 --> 0:15:04.040
<v Speaker 1>lot of people. It has been for us at different

0:15:04.080 --> 0:15:06.000
<v Speaker 1>seasons in our life, depending on how busy we are,

0:15:06.280 --> 0:15:09.680
<v Speaker 1>and Emily really likes using these services. We don't use

0:15:09.720 --> 0:15:12.320
<v Speaker 1>them regularly, but when we get a discount or something,

0:15:12.360 --> 0:15:14.600
<v Speaker 1>we'll go back to them and test them out again.

0:15:14.880 --> 0:15:17.560
<v Speaker 1>And I think largely a good reason to test these

0:15:17.600 --> 0:15:19.920
<v Speaker 1>outis because it could be kind of like a gateway drug,

0:15:20.160 --> 0:15:22.440
<v Speaker 1>leading you back towards home cooking and eating out less.

0:15:22.840 --> 0:15:25.200
<v Speaker 1>Signing up for these kits in perpetuity is probably going

0:15:25.240 --> 0:15:26.760
<v Speaker 1>to be a budgetbuster at getting three or four of

0:15:26.800 --> 0:15:29.040
<v Speaker 1>these every single week, but using them to get you

0:15:29.080 --> 0:15:31.400
<v Speaker 1>back in the kitchen at least totally and then weaning

0:15:31.440 --> 0:15:34.440
<v Speaker 1>yourself back to meal planning and grocery store shopping in

0:15:34.440 --> 0:15:36.480
<v Speaker 1>a smart way that could be a good plan for

0:15:36.480 --> 0:15:38.520
<v Speaker 1>a lot of people. I think, yeah, absolutely so. This

0:15:38.560 --> 0:15:40.520
<v Speaker 1>reminds me of a listener who wrote in and he

0:15:40.800 --> 0:15:43.240
<v Speaker 1>was talking about how him I think him and his wife,

0:15:43.240 --> 0:15:45.720
<v Speaker 1>I think they're empty nesters. But he was pointing out

0:15:45.760 --> 0:15:48.640
<v Speaker 1>how this was something that they did that was fun

0:15:49.000 --> 0:15:51.560
<v Speaker 1>and it allowed them to do something together, but it

0:15:51.640 --> 0:15:54.840
<v Speaker 1>also introduced them to just some different foods, like different

0:15:54.880 --> 0:15:57.640
<v Speaker 1>meals that they otherwise would never have thought to pursue.

0:15:58.000 --> 0:15:59.680
<v Speaker 1>Look up how to make this thing, and it's not

0:15:59.720 --> 0:16:02.240
<v Speaker 1>just delivered directly to them and tells them. You know,

0:16:02.280 --> 0:16:05.760
<v Speaker 1>they've got all the pre measured ingredients, they've got all

0:16:05.760 --> 0:16:07.680
<v Speaker 1>the instructions, and all of a sudden they're eating something

0:16:07.840 --> 0:16:10.040
<v Speaker 1>that they would never have otherwise eaten. It's not just

0:16:10.080 --> 0:16:12.560
<v Speaker 1>a friend passing on a recipe. It's literally all the

0:16:12.560 --> 0:16:14.320
<v Speaker 1>pre measured stuff that goes with it. And so it

0:16:14.320 --> 0:16:17.000
<v Speaker 1>makes it kind of like, yeah, fun thing to attempt.

0:16:17.480 --> 0:16:20.480
<v Speaker 1>But again, it can be expensive if that's your go

0:16:20.560 --> 0:16:23.400
<v Speaker 1>to every single week. But I think it can be

0:16:23.480 --> 0:16:25.320
<v Speaker 1>kind of like a paint by numbers for a lot

0:16:25.320 --> 0:16:26.760
<v Speaker 1>of people who are like I kinda want to get

0:16:26.760 --> 0:16:29.160
<v Speaker 1>into painting, that's a good place maybe to start. Well,

0:16:29.160 --> 0:16:31.520
<v Speaker 1>And I love again what you said about it being fun,

0:16:32.040 --> 0:16:34.560
<v Speaker 1>because we do things that are fun to us. If

0:16:34.560 --> 0:16:37.160
<v Speaker 1>something is fun, it doesn't matter if it necessarily is

0:16:37.160 --> 0:16:38.840
<v Speaker 1>going to save you money, you will continue to do

0:16:38.880 --> 0:16:41.680
<v Speaker 1>that thing. And so by tricking yourself back into the

0:16:41.720 --> 0:16:45.880
<v Speaker 1>kitchen where you're cooking more, you're intentionally cultivating the joy

0:16:45.920 --> 0:16:49.480
<v Speaker 1>of cooking. Yeah, right, Julia Child. And not to mention,

0:16:49.560 --> 0:16:51.280
<v Speaker 1>like you said, over time you win yourself off of

0:16:51.280 --> 0:16:53.200
<v Speaker 1>that and all of a sudden you have built up

0:16:53.240 --> 0:16:56.040
<v Speaker 1>this joy for cooking food. Yeah, And all the while

0:16:56.160 --> 0:16:58.120
<v Speaker 1>you're likely going to be able to save money. Now

0:16:58.440 --> 0:17:01.200
<v Speaker 1>you just like being in the kitchen. Yes, that matters

0:17:01.240 --> 0:17:03.280
<v Speaker 1>a lot if it's something that you're going to continue

0:17:03.280 --> 0:17:06.000
<v Speaker 1>to do right, it's the it's the psychology of cooking

0:17:06.400 --> 0:17:08.840
<v Speaker 1>right and trigging yourself into some of the different ways,

0:17:08.840 --> 0:17:11.040
<v Speaker 1>which how many personal finance nerds to talk about the

0:17:11.119 --> 0:17:13.120
<v Speaker 1>psychology if the kitchen. You and I we are doing

0:17:13.119 --> 0:17:14.879
<v Speaker 1>it more and more because I think we've realized how

0:17:14.920 --> 0:17:18.000
<v Speaker 1>important it is not to just know the steps to take,

0:17:18.080 --> 0:17:21.560
<v Speaker 1>but how important it is to approach something with a

0:17:21.600 --> 0:17:24.159
<v Speaker 1>certain mental state and based on how it is that

0:17:24.240 --> 0:17:26.440
<v Speaker 1>we actually live our lives. Yes, yeah, exactly. You could

0:17:26.520 --> 0:17:28.760
<v Speaker 1>talk about theoretically the best things to do, but if

0:17:28.800 --> 0:17:31.080
<v Speaker 1>that's not what people want to do. We need to

0:17:31.080 --> 0:17:33.560
<v Speaker 1>give practice. Practical advice is necessary. And I think this

0:17:33.600 --> 0:17:35.199
<v Speaker 1>is one of those things where it's like a lot

0:17:35.240 --> 0:17:36.760
<v Speaker 1>of personal finance X works would be like those medal

0:17:36.840 --> 0:17:38.720
<v Speaker 1>kids are way more expensive than shove to the grocery store.

0:17:38.760 --> 0:17:42.040
<v Speaker 1>And and it's true, like that is true. But what's

0:17:42.080 --> 0:17:43.399
<v Speaker 1>going to get you back in the kitchen over the

0:17:43.400 --> 0:17:45.280
<v Speaker 1>long term, just like what's going to get you working

0:17:45.280 --> 0:17:47.080
<v Speaker 1>out over the long term is it is it the

0:17:47.080 --> 0:17:49.680
<v Speaker 1>most efficient, best three hour workout now? And so you

0:17:49.760 --> 0:17:51.720
<v Speaker 1>got to find the thing that's gonna let you show

0:17:51.800 --> 0:17:54.000
<v Speaker 1>up and continue to do the thing day after day. Exactly.

0:17:54.119 --> 0:17:56.280
<v Speaker 1>It's it's not just about winning this one battle. We're

0:17:56.320 --> 0:17:58.520
<v Speaker 1>here to like win the overall war. And so like

0:17:58.560 --> 0:18:00.560
<v Speaker 1>we're not just focused on what it is that you're

0:18:00.560 --> 0:18:03.679
<v Speaker 1>going to spend on groceries the last week in February.

0:18:03.960 --> 0:18:06.080
<v Speaker 1>We're talking about how much you're gonna spend groceries over

0:18:06.160 --> 0:18:08.479
<v Speaker 1>the course of the year. Yes, and I guess so

0:18:08.480 --> 0:18:10.679
<v Speaker 1>far we've essentially made a case for why it is

0:18:10.720 --> 0:18:12.920
<v Speaker 1>that you should be paying more attention to your groceries.

0:18:12.960 --> 0:18:14.920
<v Speaker 1>But we're gonna get to some practical tips on how

0:18:14.960 --> 0:18:18.280
<v Speaker 1>it is that you can butcher your grocery bill. And

0:18:18.320 --> 0:18:29.800
<v Speaker 1>we'll get to some of those right after this. All right, Matt,

0:18:29.840 --> 0:18:32.000
<v Speaker 1>let's keep going. Let's talk about butchering your grocery bill.

0:18:32.000 --> 0:18:34.439
<v Speaker 1>It makes me think of Sam the butcher from The

0:18:34.440 --> 0:18:37.040
<v Speaker 1>Brady Bunch. I thought you're gonna say butcher Bill from Oh,

0:18:37.080 --> 0:18:39.280
<v Speaker 1>that'd be a good one too, gangs in New York. Yeah, yes,

0:18:39.440 --> 0:18:42.600
<v Speaker 1>that was a good one. Some good butchers in classic

0:18:42.800 --> 0:18:45.800
<v Speaker 1>American film and TV history. But you know, we were

0:18:45.800 --> 0:18:48.640
<v Speaker 1>just talking about recipes before the break and how it

0:18:48.720 --> 0:18:50.840
<v Speaker 1>might make sense to order a meal kit to help

0:18:50.880 --> 0:18:54.040
<v Speaker 1>you out. But one of the advantages of going with

0:18:54.080 --> 0:18:57.359
<v Speaker 1>a recipe is that you can plan and buy your

0:18:57.400 --> 0:19:00.959
<v Speaker 1>groceries in a very precise way. You're also not following

0:19:00.960 --> 0:19:04.359
<v Speaker 1>a recipe for every single meal that you're making at

0:19:04.400 --> 0:19:06.760
<v Speaker 1>home today, right there's something that you're just going from memory.

0:19:06.800 --> 0:19:09.200
<v Speaker 1>A lot of things I cook or the same seven

0:19:09.280 --> 0:19:11.320
<v Speaker 1>or eight things I cook every time. I don't have

0:19:11.440 --> 0:19:14.840
<v Speaker 1>this wide arrange, and I'm not always testing out new things,

0:19:15.200 --> 0:19:18.640
<v Speaker 1>although you know that's something I hope to do more

0:19:18.720 --> 0:19:20.520
<v Speaker 1>over time. But there's a lot of things that you're

0:19:20.560 --> 0:19:22.600
<v Speaker 1>doing on the fly and The same thing is true

0:19:22.600 --> 0:19:25.640
<v Speaker 1>when it comes to setting up a realistic budget, which

0:19:25.680 --> 0:19:28.520
<v Speaker 1>is an important part of butchering that grocery bill and

0:19:28.560 --> 0:19:31.120
<v Speaker 1>lowering your grocery costs. There's a learning curve and you're

0:19:31.160 --> 0:19:33.679
<v Speaker 1>likely to get better over time. And so when it

0:19:33.680 --> 0:19:36.000
<v Speaker 1>comes to budgeting, we don't necessarily once you just spend

0:19:36.119 --> 0:19:38.440
<v Speaker 1>what you spent last month. Depends on how thoughtful you

0:19:38.520 --> 0:19:41.200
<v Speaker 1>are about grocery purchases last month, I guess. But it's

0:19:41.200 --> 0:19:44.080
<v Speaker 1>crucial to know how much money you spent on groceries

0:19:44.080 --> 0:19:46.520
<v Speaker 1>in February so that it can at least inform your

0:19:46.520 --> 0:19:49.479
<v Speaker 1>March budget and you can take a realistic approach. Right,

0:19:49.520 --> 0:19:51.560
<v Speaker 1>you can put a line item in your budget for

0:19:51.600 --> 0:19:55.080
<v Speaker 1>groceries that is absurd that you'll never hit. You can say,

0:19:55.040 --> 0:19:56.720
<v Speaker 1>I'm a family is six, We're going to spend two

0:19:56.760 --> 0:19:59.199
<v Speaker 1>hundred and twenty dollars on groceries, and that is just

0:19:59.400 --> 0:20:01.960
<v Speaker 1>setting yourself up for failure. Right, Well, what use is

0:20:02.000 --> 0:20:04.280
<v Speaker 1>that really of coming up with a number that you're

0:20:04.440 --> 0:20:06.360
<v Speaker 1>you're never going to be able to actually meet, or less,

0:20:06.440 --> 0:20:09.560
<v Speaker 1>you just really like the feeling of defeat, right, Yes,

0:20:10.000 --> 0:20:12.520
<v Speaker 1>so we would suggest using previous numbers to help you

0:20:12.560 --> 0:20:15.040
<v Speaker 1>come up with an attainable dollar amount to shoot for,

0:20:15.520 --> 0:20:17.239
<v Speaker 1>But at the same time, you'll probably want to use

0:20:17.280 --> 0:20:20.359
<v Speaker 1>that number and then challenge yourself to improve upon previous

0:20:20.400 --> 0:20:22.920
<v Speaker 1>spending levels two in order to free up more cash

0:20:22.960 --> 0:20:25.240
<v Speaker 1>for other goals that shop got. That's the whole point

0:20:25.240 --> 0:20:27.160
<v Speaker 1>of saving money at the grocery store. So you can

0:20:27.400 --> 0:20:30.359
<v Speaker 1>take extra dollars that you were putting towards feeding your

0:20:30.400 --> 0:20:33.520
<v Speaker 1>family and funnel them towards more exciting, more fun areas. Yeah,

0:20:33.640 --> 0:20:37.320
<v Speaker 1>even feeding your family in the future by investing those dollars. Yeah.

0:20:37.320 --> 0:20:39.840
<v Speaker 1>But so maybe you're thinking, well, I have no clue

0:20:39.920 --> 0:20:43.359
<v Speaker 1>how much I should be spending on groceries. I can

0:20:43.359 --> 0:20:45.960
<v Speaker 1>see what I have spent. But if that is you,

0:20:46.119 --> 0:20:48.600
<v Speaker 1>a decent rule of thumb is to not spend more

0:20:48.640 --> 0:20:51.600
<v Speaker 1>than ten percent of your take home pay on groceries.

0:20:52.080 --> 0:20:54.280
<v Speaker 1>So let's say you make a round one hundred thousand

0:20:54.280 --> 0:20:57.320
<v Speaker 1>dollars a year, So after taxes and withholding you you're

0:20:57.359 --> 0:20:59.360
<v Speaker 1>taking home a little less than seventy five thousand dollars

0:20:59.400 --> 0:21:02.760
<v Speaker 1>depending on your eight but meaning your monthly take home

0:21:02.800 --> 0:21:06.960
<v Speaker 1>pay is around six thousand dollars. So that means it's

0:21:06.960 --> 0:21:09.760
<v Speaker 1>a good goal to try and spend no more than

0:21:09.800 --> 0:21:13.480
<v Speaker 1>six hundred dollars a month on groceries. If you are

0:21:13.520 --> 0:21:15.399
<v Speaker 1>spending more than that, or you know, maybe you are

0:21:15.440 --> 0:21:18.159
<v Speaker 1>spending a little more than you want to, then we

0:21:18.200 --> 0:21:21.320
<v Speaker 1>would recommend to work on reducing that amount. Don't do

0:21:21.359 --> 0:21:23.040
<v Speaker 1>it all at once, but look at doing that over

0:21:23.280 --> 0:21:26.160
<v Speaker 1>like two or three months, instead of just doing it

0:21:26.240 --> 0:21:29.280
<v Speaker 1>instantaneously like you're flipping a light switch now, Because again

0:21:29.320 --> 0:21:31.560
<v Speaker 1>we're trying to be realistic here and we want you

0:21:31.600 --> 0:21:34.639
<v Speaker 1>to implement changes that are going to actually stick. We

0:21:34.680 --> 0:21:38.080
<v Speaker 1>don't want you to feel the sting of defeat yet again.

0:21:39.160 --> 0:21:41.480
<v Speaker 1>So another way to help keep you on track then

0:21:41.720 --> 0:21:44.960
<v Speaker 1>is to split up that monthly budget amount just into

0:21:45.119 --> 0:21:47.879
<v Speaker 1>those equal installments for each trip. So again, if you

0:21:47.880 --> 0:21:51.480
<v Speaker 1>have a six hundred grocery budget per month, so let's

0:21:51.480 --> 0:21:52.840
<v Speaker 1>say you hit up the store once a week, well

0:21:52.840 --> 0:21:55.000
<v Speaker 1>we're talking about one hundred and fifty bucks. One hundred

0:21:55.000 --> 0:21:57.160
<v Speaker 1>and fifty dollars like that is roughly what you should

0:21:57.160 --> 0:22:00.000
<v Speaker 1>be spending each time. And so we're taking that large,

0:22:00.040 --> 0:22:02.600
<v Speaker 1>larger amount six hundred dollars, and we're breaking it down

0:22:02.640 --> 0:22:06.280
<v Speaker 1>it's a smaller, more manageable amounts of money. In particular,

0:22:06.320 --> 0:22:09.000
<v Speaker 1>that are anchored to time, that are anchored to each week,

0:22:09.119 --> 0:22:11.280
<v Speaker 1>because I think for a lot of people, they might

0:22:11.320 --> 0:22:13.480
<v Speaker 1>say six hundred bucks, that's my grocery budget for the month.

0:22:13.520 --> 0:22:15.720
<v Speaker 1>They go at the very beginning of March, they drop

0:22:15.800 --> 0:22:18.479
<v Speaker 1>three fifty because they buy some stuff they wouldn't normally

0:22:18.520 --> 0:22:20.920
<v Speaker 1>otherwise have gotten, and then they find themselves towards the

0:22:21.000 --> 0:22:22.520
<v Speaker 1>end of the month like, holy crap, how am I

0:22:22.520 --> 0:22:24.720
<v Speaker 1>going to keep this under wraps? Because but if you

0:22:24.760 --> 0:22:27.080
<v Speaker 1>think about it as one hundred and fifty dollars per

0:22:27.119 --> 0:22:29.640
<v Speaker 1>trip that you make, you're more likely to actually hit

0:22:29.640 --> 0:22:32.040
<v Speaker 1>the goal that you set. You're more you're more likely

0:22:32.080 --> 0:22:34.879
<v Speaker 1>to keep your spending in check because you've brought it

0:22:34.880 --> 0:22:38.000
<v Speaker 1>down to an even more bite size, more manageable spend amount,

0:22:38.119 --> 0:22:40.679
<v Speaker 1>right right, Yeah, you're pacing yourself. Yeah, okay, And so

0:22:40.920 --> 0:22:42.760
<v Speaker 1>I think meal planning is something else that needs to

0:22:42.760 --> 0:22:46.159
<v Speaker 1>be mentioned, but not I think budgeting is massively helpful,

0:22:46.200 --> 0:22:47.639
<v Speaker 1>and I think that rule of thumb is going to

0:22:47.960 --> 0:22:49.840
<v Speaker 1>help a lot of folks make more sense of their

0:22:49.840 --> 0:22:51.959
<v Speaker 1>grocery budget and at least kind of see cool, what

0:22:51.960 --> 0:22:55.080
<v Speaker 1>are we spending of our take on pay? Oh? Fifteen percent? Okay,

0:22:55.119 --> 0:22:57.480
<v Speaker 1>well we can get it down into ten percent through

0:22:57.520 --> 0:22:59.440
<v Speaker 1>some of the tips and tricks that Matt and Joel

0:22:59.480 --> 0:23:02.399
<v Speaker 1>talked about. But while we're discussing like a weekly strategy,

0:23:02.800 --> 0:23:05.159
<v Speaker 1>it's a good idea to plan your meals in advance too.

0:23:05.400 --> 0:23:07.080
<v Speaker 1>You know, pick a time each week where you're gonna

0:23:07.080 --> 0:23:09.480
<v Speaker 1>spend I don't know, like thirty minutes or so thinking

0:23:09.520 --> 0:23:12.159
<v Speaker 1>about the meals for the week, for the family or

0:23:12.160 --> 0:23:14.200
<v Speaker 1>for you as an individual, and what they're going to be.

0:23:14.520 --> 0:23:16.440
<v Speaker 1>You know, knowing what you're going to be eating helps

0:23:16.440 --> 0:23:18.960
<v Speaker 1>you make a grocery list, and sticking to the list

0:23:19.080 --> 0:23:20.399
<v Speaker 1>is one of the best ways to make sure you

0:23:20.400 --> 0:23:22.320
<v Speaker 1>don't overdo it and spend too much at the store.

0:23:22.640 --> 0:23:25.639
<v Speaker 1>So yeah, consider making extra two, I'd say, but only

0:23:25.680 --> 0:23:28.119
<v Speaker 1>if you're actually going to eat it. Matt is the

0:23:28.240 --> 0:23:32.120
<v Speaker 1>leftover king. I don't know anyone who left love leftovers

0:23:32.160 --> 0:23:33.520
<v Speaker 1>more than Matt. I don't know if I love them

0:23:33.520 --> 0:23:35.399
<v Speaker 1>because I know they saved me money and so I

0:23:35.520 --> 0:23:37.480
<v Speaker 1>you know, like when you have something that's associated with

0:23:37.520 --> 0:23:40.160
<v Speaker 1>something else that you like, you like that thing, Yeah,

0:23:40.320 --> 0:23:41.720
<v Speaker 1>you like it even more of that one exactly. It's

0:23:41.720 --> 0:23:43.560
<v Speaker 1>sort of like we're talking about cooking earlier, Like if

0:23:43.600 --> 0:23:46.040
<v Speaker 1>you can trick yourself into doing something that will ultimately

0:23:46.119 --> 0:23:48.680
<v Speaker 1>save you money. Well, it's like win win. Yeah. I

0:23:48.720 --> 0:23:51.360
<v Speaker 1>don't know if I like actually like leftovers because I've

0:23:51.720 --> 0:23:54.000
<v Speaker 1>convinced myself that they taste better because I know that

0:23:54.040 --> 0:23:56.600
<v Speaker 1>I'm saving myself money, or if actually the flavors melt

0:23:56.640 --> 0:23:59.440
<v Speaker 1>together and better. Yeah, after being in the fridge for

0:23:59.480 --> 0:24:01.760
<v Speaker 1>an as things that you know where that's the case.

0:24:01.800 --> 0:24:04.880
<v Speaker 1>Obviously not some things like French fries, but other things

0:24:04.880 --> 0:24:07.719
<v Speaker 1>like a lasagna. I left over French fries is just

0:24:07.840 --> 0:24:10.120
<v Speaker 1>the worst, the worst. Yeah, But I think like meal

0:24:10.160 --> 0:24:13.359
<v Speaker 1>plans and planning for leftovers and then planning how to

0:24:13.480 --> 0:24:15.719
<v Speaker 1>use and eat those leftovers is smart. And a lot

0:24:15.760 --> 0:24:18.840
<v Speaker 1>of people will like make everything on a Sunday and

0:24:18.840 --> 0:24:21.120
<v Speaker 1>then they'll put it in the freezer. They'll freeze breakfast

0:24:21.160 --> 0:24:23.360
<v Speaker 1>literally at like breakfast burritos or something like that, pull

0:24:23.400 --> 0:24:25.199
<v Speaker 1>them out every single morning, heat them up, and then

0:24:25.200 --> 0:24:26.920
<v Speaker 1>it's like boom. I don't even have to think about it,

0:24:27.040 --> 0:24:29.720
<v Speaker 1>already made it. And I also know that I'm not

0:24:29.760 --> 0:24:31.720
<v Speaker 1>going to be stopping to get fast food on the

0:24:31.720 --> 0:24:33.800
<v Speaker 1>way to work because I planned my meals and I

0:24:33.800 --> 0:24:35.960
<v Speaker 1>had it ready in advance, so I think meal planning

0:24:36.000 --> 0:24:37.439
<v Speaker 1>makes a lot of sense, but you just also have

0:24:37.480 --> 0:24:41.520
<v Speaker 1>to like have a plan to eat the stuff that

0:24:41.560 --> 0:24:44.560
<v Speaker 1>you're making too, if you're making extra that's right man. Yeah,

0:24:44.560 --> 0:24:48.119
<v Speaker 1>So that's enough about planning, right, Let's get more tactical

0:24:48.160 --> 0:24:50.760
<v Speaker 1>with it. Listen, envision that you're there in the grocery store.

0:24:51.280 --> 0:24:53.800
<v Speaker 1>What about sales? I'd like you're about to say. So,

0:24:53.920 --> 0:24:55.439
<v Speaker 1>I was just thinking. You said, envision you're in the

0:24:55.440 --> 0:24:56.879
<v Speaker 1>grocery store, and I was like, what if there was

0:24:56.880 --> 0:24:58.720
<v Speaker 1>like a metaverse app where you could put yourself in

0:24:58.760 --> 0:25:02.440
<v Speaker 1>an aldi. I mean, that's ideal. I'd consider going of

0:25:02.440 --> 0:25:03.960
<v Speaker 1>the metaverse for that. I've not been interested in the

0:25:04.000 --> 0:25:07.399
<v Speaker 1>metaverse until I just thought of that pot. So let's

0:25:07.520 --> 0:25:09.040
<v Speaker 1>but for real, though, if if you are at the

0:25:09.040 --> 0:25:11.560
<v Speaker 1>grocery story, do you see a sale, do you take

0:25:11.600 --> 0:25:14.239
<v Speaker 1>advantage of that sale or not? Well, I like the

0:25:14.320 --> 0:25:17.800
<v Speaker 1>idea of making a little bit of wiggle room for

0:25:17.920 --> 0:25:21.399
<v Speaker 1>some incredibly discounted food within your budget. So, for instance,

0:25:21.400 --> 0:25:23.600
<v Speaker 1>getting that pork shoulder when it's been marked down to

0:25:23.760 --> 0:25:26.800
<v Speaker 1>a dollar per pound that is when you pounce sounds

0:25:26.840 --> 0:25:28.840
<v Speaker 1>like a recent example out of You're like that something

0:25:29.000 --> 0:25:31.720
<v Speaker 1>I did recently bought two of those jokers, smoked them both.

0:25:32.040 --> 0:25:34.760
<v Speaker 1>Even though it wasn't necessarily planning on buying one that day,

0:25:34.880 --> 0:25:38.000
<v Speaker 1>the price necessitated it. But just make sure that you

0:25:38.040 --> 0:25:42.000
<v Speaker 1>aren't using a big time sale like a manager special

0:25:42.080 --> 0:25:44.560
<v Speaker 1>to justify a purchase that you shouldn't make. Well, in

0:25:44.600 --> 0:25:47.919
<v Speaker 1>this case, it sounds like the parkness it forced your

0:25:47.960 --> 0:25:50.199
<v Speaker 1>hand on this, right, I had no choice? Yeah, No,

0:25:50.440 --> 0:25:52.560
<v Speaker 1>Like you definitely don't want to make a purchase that

0:25:52.840 --> 0:25:54.960
<v Speaker 1>fits that that doesn't fit within how it is that

0:25:55.040 --> 0:25:57.920
<v Speaker 1>you approach your groceries, right, Like it needs to fit

0:25:57.960 --> 0:26:00.920
<v Speaker 1>within your your general grocery buying. Yeah. I mean, I

0:26:00.960 --> 0:26:03.240
<v Speaker 1>think a lot of people might walk through the grocery

0:26:03.240 --> 0:26:04.440
<v Speaker 1>shore and then they walk through the chip bio and

0:26:04.480 --> 0:26:06.840
<v Speaker 1>they're like, thirty cents off to ritos. Okay, I guess

0:26:06.880 --> 0:26:09.040
<v Speaker 1>I'll sale, I'll toss it in. And there's a lot

0:26:09.040 --> 0:26:11.560
<v Speaker 1>of like fake sales that go on in a lot

0:26:11.600 --> 0:26:13.640
<v Speaker 1>of retailers, right, and so it's just as if they're

0:26:13.640 --> 0:26:15.919
<v Speaker 1>cool range or not. It repeat. His joke is like,

0:26:15.920 --> 0:26:20.080
<v Speaker 1>oh yeah, that electric the electric tingle, It's like sticking

0:26:20.080 --> 0:26:21.840
<v Speaker 1>your tongue to a nine volt battery. It's so good,

0:26:21.840 --> 0:26:23.720
<v Speaker 1>which is true. How do you resist? Cool range to

0:26:23.800 --> 0:26:27.120
<v Speaker 1>ritos are delightful, but they're also really expensive, and they're

0:26:27.160 --> 0:26:29.080
<v Speaker 1>and they're terrible, and they're terrible for you, and they're

0:26:29.080 --> 0:26:30.840
<v Speaker 1>the kind of thing that's gonna, you know, bust your

0:26:30.880 --> 0:26:33.080
<v Speaker 1>grocery budget. And it's not it's you know, if you

0:26:33.119 --> 0:26:35.320
<v Speaker 1>like the nine bolt battery tingle of a cool range

0:26:35.359 --> 0:26:37.520
<v Speaker 1>torito from time to time, but put it on your

0:26:37.520 --> 0:26:39.120
<v Speaker 1>list once a month or something like that, that's fine,

0:26:39.160 --> 0:26:42.160
<v Speaker 1>Like you deserve you treat yourself every now and again.

0:26:42.520 --> 0:26:44.840
<v Speaker 1>But I think a lot of people are prone to

0:26:44.880 --> 0:26:46.760
<v Speaker 1>do it in the moment just because there's a minor

0:26:46.840 --> 0:26:48.879
<v Speaker 1>discount or minor sale. But when you're talking like a

0:26:48.960 --> 0:26:51.640
<v Speaker 1>dollar pound for part shoulder, that's that's different. Now, that's

0:26:51.640 --> 0:26:53.879
<v Speaker 1>like that's a lot of meals from you know, one

0:26:54.119 --> 0:26:56.600
<v Speaker 1>one one by right there. Totally. Yeah, even if it

0:26:56.600 --> 0:26:57.879
<v Speaker 1>wasn't on the list, I think it makes sense to

0:26:57.920 --> 0:26:59.960
<v Speaker 1>hop on it. Well, sure, And that's a basic proach

0:27:00.119 --> 0:27:02.160
<v Speaker 1>that you can then incorporate into other meals. And again,

0:27:02.240 --> 0:27:03.959
<v Speaker 1>some folks don't cook this way, but if you know

0:27:04.040 --> 0:27:07.760
<v Speaker 1>that you've got a couple containers of pulled pork in

0:27:07.800 --> 0:27:09.959
<v Speaker 1>your fridge, the ability to then use that. Oh all right,

0:27:10.000 --> 0:27:12.600
<v Speaker 1>let's make some barbecue sandwiches. Oh okay, let's let's make

0:27:12.640 --> 0:27:15.359
<v Speaker 1>some fried rice O Tuesday. Let's take that meat and

0:27:15.480 --> 0:27:18.240
<v Speaker 1>incorporate it into a pazzole. That's literally something. These are

0:27:18.280 --> 0:27:21.440
<v Speaker 1>all meals that I've our family made last week. And

0:27:21.520 --> 0:27:24.440
<v Speaker 1>so when something like that comes along and it's got

0:27:24.560 --> 0:27:27.359
<v Speaker 1>legs right that you can then apply to other meals.

0:27:27.359 --> 0:27:29.199
<v Speaker 1>That's something you want to pounce off. Yeah, okay. So

0:27:29.240 --> 0:27:31.360
<v Speaker 1>one other thing I think they can help when you

0:27:31.400 --> 0:27:35.399
<v Speaker 1>are buying something like a pork shoulder, which just because

0:27:35.440 --> 0:27:37.680
<v Speaker 1>it's on discount, is if you have a deep freezer,

0:27:38.000 --> 0:27:40.199
<v Speaker 1>and that's yeah. Like, one of the biggest problems when

0:27:40.240 --> 0:27:42.160
<v Speaker 1>you're when you're stocking up or something like that because

0:27:42.200 --> 0:27:46.199
<v Speaker 1>of a sale is when groceries are are perishable. That

0:27:46.200 --> 0:27:48.040
<v Speaker 1>can make it more difficult to do that, right. So,

0:27:48.119 --> 0:27:50.399
<v Speaker 1>non perishable is buying extra cans of something that you

0:27:50.440 --> 0:27:52.760
<v Speaker 1>know you're going to use because it's on sale. Oh hey,

0:27:52.880 --> 0:27:54.840
<v Speaker 1>soup is half price, boom, let me get a couple

0:27:54.840 --> 0:27:58.760
<v Speaker 1>of extra those. That's fine. But when you're talking about

0:27:59.080 --> 0:28:01.760
<v Speaker 1>things that are parish, it's harder to justify that. But

0:28:01.800 --> 0:28:04.960
<v Speaker 1>I think a deep freezer can make that more justifiable

0:28:05.400 --> 0:28:08.760
<v Speaker 1>because you then you haven't wasted money. I completely wasted money.

0:28:08.880 --> 0:28:10.679
<v Speaker 1>I'm buying the thing and not using which would be

0:28:10.680 --> 0:28:14.360
<v Speaker 1>the absolute worst. There's nothing that gets get under my skin.

0:28:14.480 --> 0:28:16.639
<v Speaker 1>Is like an ingredient that we haven't used, in particular

0:28:16.720 --> 0:28:19.480
<v Speaker 1>live vegetables, right Like, you got that produce and sometimes

0:28:19.480 --> 0:28:21.240
<v Speaker 1>it starts getting slimy and you have to freak and

0:28:21.280 --> 0:28:23.919
<v Speaker 1>toss it. I hate that. There's nothing that strikes out

0:28:23.960 --> 0:28:26.639
<v Speaker 1>my heart more than taking food that we've purchased with

0:28:26.840 --> 0:28:29.000
<v Speaker 1>our own money and we just didn't have a chance,

0:28:29.119 --> 0:28:32.119
<v Speaker 1>or we chose not to use that vegetable and something

0:28:32.119 --> 0:28:33.800
<v Speaker 1>and I got to toss in the trash. Well, eating

0:28:33.960 --> 0:28:35.840
<v Speaker 1>and not wasting what you buy is one of the

0:28:35.880 --> 0:28:38.840
<v Speaker 1>biggest biggest ways to save money too, because such a

0:28:38.920 --> 0:28:42.160
<v Speaker 1>huge percentage of our grocery bill goes to stuff that

0:28:42.160 --> 0:28:43.960
<v Speaker 1>we throw in the trash, which is a crying shame.

0:28:44.000 --> 0:28:45.400
<v Speaker 1>So we do have to get better at at that.

0:28:45.720 --> 0:28:47.880
<v Speaker 1>But I think the like the freezer. A lot of

0:28:47.920 --> 0:28:49.560
<v Speaker 1>us think that's where we just put the ice cream

0:28:49.680 --> 0:28:51.920
<v Speaker 1>or something like that. But depending on the size of

0:28:51.920 --> 0:28:54.440
<v Speaker 1>your family, how you shop, what you eat, and the

0:28:54.480 --> 0:28:56.120
<v Speaker 1>amount of space in your house. You know, getting a

0:28:56.160 --> 0:28:59.400
<v Speaker 1>deep freezer might pay off in the long run. For example, Matt,

0:28:59.400 --> 0:29:02.400
<v Speaker 1>my my father in law, he buys like half a

0:29:02.440 --> 0:29:06.080
<v Speaker 1>cow at a time. Yeah, and so it's chopped up

0:29:06.080 --> 0:29:08.840
<v Speaker 1>into all these different ways. But the price per pound

0:29:09.240 --> 0:29:11.080
<v Speaker 1>is I want to say, he said, like three dollars

0:29:11.120 --> 0:29:13.120
<v Speaker 1>a pound, which is insane because that's what you pay

0:29:13.240 --> 0:29:15.920
<v Speaker 1>just for ground beef. And he's getting steaks and roasts

0:29:15.920 --> 0:29:18.240
<v Speaker 1>and stuff like that out of it. The yeah, but

0:29:18.320 --> 0:29:21.080
<v Speaker 1>he had to buy the whole rack of ribis sure. Well, sure,

0:29:21.240 --> 0:29:23.320
<v Speaker 1>but he had to buy a deep freeze in order

0:29:23.360 --> 0:29:26.040
<v Speaker 1>to make that makes sense. And so for some folks,

0:29:26.520 --> 0:29:28.960
<v Speaker 1>spending money on a deep freeze can actually pay off

0:29:28.960 --> 0:29:30.440
<v Speaker 1>in the long runs. Or you're making a case for

0:29:30.560 --> 0:29:33.800
<v Speaker 1>me wanting a deep freeze right now. But let's talk

0:29:33.840 --> 0:29:37.960
<v Speaker 1>about coupons, and generally speaking, Joel, you and I were

0:29:37.960 --> 0:29:41.560
<v Speaker 1>both in agreement that coupons are overrated. The typical family,

0:29:41.600 --> 0:29:45.080
<v Speaker 1>they save somewhere between five to nine dollars a week

0:29:45.320 --> 0:29:47.840
<v Speaker 1>using coupons, and depending on how much you're spending on

0:29:47.920 --> 0:29:51.280
<v Speaker 1>groceries every week, this could be chump change or it

0:29:51.280 --> 0:29:54.160
<v Speaker 1>could actually be a meaningful amount of money. But just

0:29:54.200 --> 0:29:57.600
<v Speaker 1>make sure that you're thinking about the overall ROI before

0:29:58.000 --> 0:30:00.800
<v Speaker 1>you go coupon crazy. Right, Like, it's possible to be

0:30:01.000 --> 0:30:04.120
<v Speaker 1>penny wise and pound foolish here just by hunting and

0:30:04.120 --> 0:30:08.240
<v Speaker 1>clipping actual physical coupons when the savings that they'll net

0:30:08.320 --> 0:30:11.600
<v Speaker 1>you they may not necessarily be worth the time Kuponi.

0:30:11.640 --> 0:30:13.560
<v Speaker 1>It might make sense for some folks out there, but

0:30:13.560 --> 0:30:17.480
<v Speaker 1>others should probably spend that time focused on more important

0:30:17.520 --> 0:30:19.600
<v Speaker 1>aspects of their money. Some stores out there that you know,

0:30:19.600 --> 0:30:22.600
<v Speaker 1>they've got apps that make it easy. Certainly make sure

0:30:22.680 --> 0:30:24.640
<v Speaker 1>that you're a part of their loyalty program, give them

0:30:24.680 --> 0:30:27.880
<v Speaker 1>that phone number if they've got that program, if they've

0:30:27.920 --> 0:30:30.000
<v Speaker 1>got that as an option. And also check out the

0:30:30.040 --> 0:30:35.040
<v Speaker 1>site flip dot com. That's flipp dot com, but they

0:30:35.040 --> 0:30:37.480
<v Speaker 1>it's a it's a site, man. I love aggregate sites

0:30:37.560 --> 0:30:40.120
<v Speaker 1>that bring together all bits of information that you would

0:30:40.120 --> 0:30:43.440
<v Speaker 1>normally have to kind of go scouring for. But they

0:30:43.480 --> 0:30:46.760
<v Speaker 1>combine all the different circulars that the different grocery stores have,

0:30:46.840 --> 0:30:49.160
<v Speaker 1>so you can see what is going to be marked down,

0:30:49.200 --> 0:30:50.680
<v Speaker 1>what's going to be on clearance, what's going to be

0:30:50.680 --> 0:30:52.920
<v Speaker 1>on sale. It's easy to kind of plot your plan

0:30:52.960 --> 0:30:55.000
<v Speaker 1>of attack for where you're going to go shopping that

0:30:55.080 --> 0:30:58.000
<v Speaker 1>week based on sale flyers by looking at Flip as

0:30:58.000 --> 0:31:02.280
<v Speaker 1>opposed to waiting for this Sunday actual print section to

0:31:02.320 --> 0:31:04.600
<v Speaker 1>come out. Flips really cool to makes it easy. Well,

0:31:04.640 --> 0:31:07.760
<v Speaker 1>and Matt, I don't really I'm with you. I'm against

0:31:07.800 --> 0:31:11.360
<v Speaker 1>cuponing as well. I use coupons when they're easy, and Kroger.

0:31:11.560 --> 0:31:13.000
<v Speaker 1>When I go to Kroger for some of the things

0:31:13.040 --> 0:31:14.960
<v Speaker 1>that I can't get it all to your costco, I

0:31:15.120 --> 0:31:17.840
<v Speaker 1>use Kroger cupons because the digital coupons are pretty simple

0:31:17.880 --> 0:31:20.840
<v Speaker 1>and they send actual cuponds and stuff that I typically

0:31:20.840 --> 0:31:24.160
<v Speaker 1>buy directly to my house. It's literally based on things

0:31:24.160 --> 0:31:25.760
<v Speaker 1>that I bought in the past, and they say, here's

0:31:25.760 --> 0:31:28.719
<v Speaker 1>sixty percent off a thing of spinach because you buy

0:31:28.760 --> 0:31:32.120
<v Speaker 1>spinach here sometimes, so that kind of stuff is I'll

0:31:32.200 --> 0:31:34.400
<v Speaker 1>use those coupons when it's low hanging fruit. But I'm

0:31:34.440 --> 0:31:36.720
<v Speaker 1>not like searching the internet for cupons because I think

0:31:36.720 --> 0:31:38.800
<v Speaker 1>for most people that's a waste of time. Kroger's They've

0:31:38.800 --> 0:31:41.640
<v Speaker 1>actually got a pretty decent app as well that you

0:31:41.680 --> 0:31:43.200
<v Speaker 1>can keep on your phone. Yeah, so I think it's

0:31:43.200 --> 0:31:45.960
<v Speaker 1>helpful to ye have that app for the stores that

0:31:45.960 --> 0:31:48.200
<v Speaker 1>you're most loyal to. I have the Legal app on

0:31:48.240 --> 0:31:50.640
<v Speaker 1>my phone as well because sometimes I get discounts there.

0:31:50.920 --> 0:31:53.480
<v Speaker 1>And speaking of Leetle, I think where you shop, it's

0:31:53.560 --> 0:31:55.680
<v Speaker 1>probably one of the biggest difference makers when it comes

0:31:55.720 --> 0:31:59.040
<v Speaker 1>to butchering your grocery budget. And Leedle and Aldi we

0:31:59.160 --> 0:32:00.960
<v Speaker 1>talked about them all time because they're two of the

0:32:01.040 --> 0:32:05.200
<v Speaker 1>best nationwide discount grocery chains that you can shop at.

0:32:05.240 --> 0:32:09.440
<v Speaker 1>Trader Joe's are a lovely, slightly more expensive alternative, but

0:32:09.520 --> 0:32:11.760
<v Speaker 1>like if you have one of those three close to you,

0:32:11.760 --> 0:32:14.440
<v Speaker 1>you're going to save money by going there. And these

0:32:14.440 --> 0:32:16.280
<v Speaker 1>stores they don't even have to play the coupon game.

0:32:16.320 --> 0:32:18.480
<v Speaker 1>They don't really get into it at all, largely because

0:32:18.480 --> 0:32:21.880
<v Speaker 1>their prices are so incredibly low already. But just changing

0:32:22.040 --> 0:32:25.000
<v Speaker 1>this one part of the grocery equation in your life,

0:32:25.080 --> 0:32:27.240
<v Speaker 1>you could claw back a huge percentage of your grocery

0:32:27.240 --> 0:32:30.920
<v Speaker 1>budget seemingly overnight. And even when you compare a list

0:32:30.960 --> 0:32:34.200
<v Speaker 1>of basic items between Aldi and Walmart, Walmart, which prides

0:32:34.240 --> 0:32:37.040
<v Speaker 1>themselves on low prices, they're known for low prices. If

0:32:37.080 --> 0:32:40.320
<v Speaker 1>you compare Walmart to Aldi, Aldi wins by a landslide.

0:32:40.320 --> 0:32:43.160
<v Speaker 1>Even still, yeah, even still, even though Walmart is cheaper

0:32:43.200 --> 0:32:45.360
<v Speaker 1>than a lot of the alternatives. All they's cheaper than them,

0:32:45.480 --> 0:32:47.280
<v Speaker 1>And it wouldn't be outrageous to see something like a

0:32:47.320 --> 0:32:49.959
<v Speaker 1>twenty percent reduction and what you're spending each month just

0:32:50.000 --> 0:32:52.280
<v Speaker 1>by doing this one thing. And if you're shopping at

0:32:52.440 --> 0:32:55.280
<v Speaker 1>Whole Foods, you're going to see an even bigger discount

0:32:55.400 --> 0:32:57.320
<v Speaker 1>in what you're spending if you moved to Aldi, Yes, right,

0:32:57.440 --> 0:33:00.560
<v Speaker 1>but simultaneously there might be some items that you can't

0:33:00.640 --> 0:33:02.480
<v Speaker 1>get at Aldi that you would you know that you

0:33:02.560 --> 0:33:05.720
<v Speaker 1>might have to go to Walmart. Four But you mentioned

0:33:05.760 --> 0:33:09.200
<v Speaker 1>twenty percent, dude. Back when we before the Aldi near

0:33:09.280 --> 0:33:11.960
<v Speaker 1>us had opened up, we were doing like the majority

0:33:12.000 --> 0:33:14.760
<v Speaker 1>of our grocery shopping at Kroger. And once we started

0:33:14.800 --> 0:33:18.280
<v Speaker 1>shopping at Aldi, literally overnight, we saw a thirty percent

0:33:18.360 --> 0:33:22.000
<v Speaker 1>reduction in our grocery budgets. Like it literally felt like

0:33:22.040 --> 0:33:24.960
<v Speaker 1>magic because we weren't even necessarily trying to reduce how

0:33:25.040 --> 0:33:27.240
<v Speaker 1>much we were spending. We just switched where it was

0:33:27.320 --> 0:33:30.600
<v Speaker 1>that we were shopping. We saw a massive decline. That's

0:33:30.680 --> 0:33:33.000
<v Speaker 1>like it really is like the easiest thing to do.

0:33:33.040 --> 0:33:35.200
<v Speaker 1>There's all these little ways. It really eat around the edges.

0:33:35.200 --> 0:33:37.080
<v Speaker 1>It's the easy button. But that's the easy button to

0:33:37.080 --> 0:33:39.040
<v Speaker 1>save the because it is. But we were kind of

0:33:39.040 --> 0:33:42.360
<v Speaker 1>talking about Walmart and how they certainly have more options

0:33:42.440 --> 0:33:45.400
<v Speaker 1>than Aldi. The trade offs of stores like letal like

0:33:45.560 --> 0:33:48.080
<v Speaker 1>Aldi are that you're going to have fewer options and

0:33:48.120 --> 0:33:50.400
<v Speaker 1>so ins. Instead of their being like eighty two ketchup

0:33:50.440 --> 0:33:51.880
<v Speaker 1>bottles that you can you can pick from, you're going

0:33:51.920 --> 0:33:54.200
<v Speaker 1>to only have like one, maybe two if you're lucky,

0:33:54.560 --> 0:33:56.440
<v Speaker 1>And we actually kind of see this as a plus.

0:33:56.680 --> 0:33:58.680
<v Speaker 1>But also, your grocery trips are going to be shorter

0:33:59.200 --> 0:34:01.000
<v Speaker 1>just because of the food print of these stores are

0:34:01.000 --> 0:34:03.000
<v Speaker 1>going to be smaller, and you're not gonna have to

0:34:03.040 --> 0:34:05.719
<v Speaker 1>spend as much time comparing the unit prices between all

0:34:05.720 --> 0:34:08.000
<v Speaker 1>those different varieties of this you know, exact same thing.

0:34:08.440 --> 0:34:10.440
<v Speaker 1>And you know, we get that this is not for

0:34:10.480 --> 0:34:13.560
<v Speaker 1>everyone out there, but if you haven't tried some of

0:34:13.560 --> 0:34:17.680
<v Speaker 1>the discount grocery stores like Aldi, like Leedle, and you

0:34:17.719 --> 0:34:20.120
<v Speaker 1>are looking to trim your grocery budget, then you have

0:34:20.320 --> 0:34:22.600
<v Speaker 1>got to at least give us one a shot. Yeah,

0:34:22.600 --> 0:34:24.560
<v Speaker 1>So not only are you gonna save money at those

0:34:24.560 --> 0:34:27.200
<v Speaker 1>discount grocers, but also you're gonna spend less time, which

0:34:27.280 --> 0:34:30.120
<v Speaker 1>sounds nice too. And plagues out In reality, man, my

0:34:30.160 --> 0:34:33.600
<v Speaker 1>trips to Leedle are quicker, although in all these the

0:34:34.000 --> 0:34:36.520
<v Speaker 1>little parts for the kids and so I did take

0:34:36.520 --> 0:34:38.960
<v Speaker 1>a little longer. Letals are bigger, dude, like leaders are

0:34:38.960 --> 0:34:42.040
<v Speaker 1>twice as I bet on average. If there's any sort

0:34:42.040 --> 0:34:45.120
<v Speaker 1>of research out there, the size of still much smaller

0:34:45.120 --> 0:34:47.759
<v Speaker 1>than Kroger, way smaller than Costco. But I mean I

0:34:47.880 --> 0:34:50.040
<v Speaker 1>used to pride myself and being able to literally get

0:34:50.080 --> 0:34:52.080
<v Speaker 1>in and out of an Aldi with a thing of

0:34:52.120 --> 0:34:54.920
<v Speaker 1>milk and eggs in like ninety secs because they're just

0:34:55.040 --> 0:34:56.799
<v Speaker 1>they're so quick at the register and it's so easy

0:34:56.840 --> 0:34:58.360
<v Speaker 1>to get back there to the cool they really are.

0:34:58.360 --> 0:35:00.160
<v Speaker 1>I will say that all the people are working, all

0:35:00.239 --> 0:35:02.279
<v Speaker 1>are incredible. They know what I want. They have fewer people,

0:35:02.320 --> 0:35:03.759
<v Speaker 1>they get out of there as fast as possible, but

0:35:03.920 --> 0:35:06.279
<v Speaker 1>they pay them more and they like they crush it

0:35:06.360 --> 0:35:08.520
<v Speaker 1>so well. Okay, something else though on that front, like

0:35:08.560 --> 0:35:10.520
<v Speaker 1>it's not just a major discount, so you can check

0:35:10.520 --> 0:35:13.520
<v Speaker 1>out there are also like smaller independent discount stores and

0:35:13.600 --> 0:35:16.680
<v Speaker 1>you can find one near you at a site like

0:35:16.880 --> 0:35:20.600
<v Speaker 1>buy Salvage food dot com and Matt there's one thirty

0:35:20.600 --> 0:35:23.000
<v Speaker 1>minutes from us. I haven't been there yet because it's

0:35:23.440 --> 0:35:25.480
<v Speaker 1>thirty minutes from us. It's not four minutes away like

0:35:25.520 --> 0:35:28.160
<v Speaker 1>the grocery store I typically go to, but it's it's

0:35:28.200 --> 0:35:30.680
<v Speaker 1>one that I want to go to because they're they're

0:35:30.680 --> 0:35:34.520
<v Speaker 1>selling kind of salvage dented, secondhand food items, but it's

0:35:34.520 --> 0:35:36.480
<v Speaker 1>still good food and they're selling it for a whole

0:35:36.520 --> 0:35:38.880
<v Speaker 1>lot less. And yeah, so we'll put a link to

0:35:38.960 --> 0:35:40.320
<v Speaker 1>that one in the show notes. But it's one that

0:35:40.400 --> 0:35:43.000
<v Speaker 1>you can totally check, like check out find if there's

0:35:43.040 --> 0:35:45.120
<v Speaker 1>one within five or ten minutes of you. It might

0:35:45.160 --> 0:35:46.520
<v Speaker 1>save you a ton of money by going to one

0:35:46.520 --> 0:35:50.520
<v Speaker 1>of these stores that's not doesn't have a nationally recognized name,

0:35:51.040 --> 0:35:53.040
<v Speaker 1>but you can you know they've got great prices that

0:35:53.080 --> 0:35:56.000
<v Speaker 1>are gonna save you money. Misfit Market is kind of

0:35:56.080 --> 0:35:59.480
<v Speaker 1>the modern version of these independent discount stores as well.

0:36:00.239 --> 0:36:02.200
<v Speaker 1>You know that you would find on that by Salvage website.

0:36:02.320 --> 0:36:04.640
<v Speaker 1>They've got lots of organic items as well. I just

0:36:04.760 --> 0:36:06.879
<v Speaker 1>signed up. I'm gonna give this one a chance. I've

0:36:07.400 --> 0:36:09.720
<v Speaker 1>I've never given it ago yet, but like it's basically

0:36:10.840 --> 0:36:13.960
<v Speaker 1>giving you access to nice foods and a discount that

0:36:14.040 --> 0:36:16.600
<v Speaker 1>they will shift directly to your door. Very cool, and

0:36:16.920 --> 0:36:19.680
<v Speaker 1>if you are not interested in the mega discounters or

0:36:19.800 --> 0:36:22.040
<v Speaker 1>in trying a new service like that. Don't forget about

0:36:22.239 --> 0:36:24.200
<v Speaker 1>one of the easiest ways to save at the grocery store,

0:36:24.239 --> 0:36:27.799
<v Speaker 1>which is buying store brands. Name brand items are going

0:36:27.840 --> 0:36:30.000
<v Speaker 1>to crush your grocery bild most of the time. Trader

0:36:30.080 --> 0:36:31.680
<v Speaker 1>Joe's and Costco they have some of the best store

0:36:31.719 --> 0:36:34.200
<v Speaker 1>brands in my opinion. I feel like Trader Joe's in particularly,

0:36:34.200 --> 0:36:36.560
<v Speaker 1>they've got they've got certain items that have a cult

0:36:36.640 --> 0:36:39.839
<v Speaker 1>light follow. Yeah, although did you do we talk about

0:36:39.880 --> 0:36:43.320
<v Speaker 1>the lead and cadmium and Dart chocolate, we haven't some

0:36:43.440 --> 0:36:45.839
<v Speaker 1>of the Trader Joe's dark chocolates are on the list

0:36:45.880 --> 0:36:48.440
<v Speaker 1>of like high Well, it's a lot of the dark chocolates, right,

0:36:48.480 --> 0:36:50.919
<v Speaker 1>it is, But maybe we'll link to that story as well.

0:36:51.680 --> 0:36:53.480
<v Speaker 1>But there are some certainly some ones out there that

0:36:53.520 --> 0:36:56.040
<v Speaker 1>are a little bit safer if you like to eat

0:36:56.040 --> 0:36:58.120
<v Speaker 1>a little bit of Dart chocolate every day. It's funny

0:36:58.120 --> 0:36:59.759
<v Speaker 1>because you talk about how like there's certain things like

0:36:59.840 --> 0:37:02.120
<v Speaker 1>dark chocolate that are good for your health. They got

0:37:02.160 --> 0:37:04.080
<v Speaker 1>those flavonoids and all that kind of action going on,

0:37:04.239 --> 0:37:06.360
<v Speaker 1>But you can't. You never want to overdo it in

0:37:06.560 --> 0:37:09.239
<v Speaker 1>any one area before it like turns around and like bites.

0:37:09.239 --> 0:37:11.360
<v Speaker 1>You know, by the way, flavonoids totally sounds like a

0:37:11.400 --> 0:37:14.160
<v Speaker 1>word you just made up. Maybe I did. I'm pretty

0:37:14.200 --> 0:37:17.440
<v Speaker 1>sure that's a real word. But we're talking about name

0:37:17.480 --> 0:37:20.839
<v Speaker 1>brands and data from Consumer Reports they say that store

0:37:20.880 --> 0:37:25.000
<v Speaker 1>brands cost between five and seventy two percent less than

0:37:25.320 --> 0:37:28.799
<v Speaker 1>their name brand counterparts. And actually when Consumer Reports, when

0:37:28.800 --> 0:37:31.480
<v Speaker 1>they ran a taste test, they found that seventy six

0:37:31.600 --> 0:37:34.759
<v Speaker 1>percent of store brand products tasted just as good as

0:37:34.840 --> 0:37:37.520
<v Speaker 1>the name brand. So we wanted to mention that because

0:37:37.640 --> 0:37:41.400
<v Speaker 1>maybe you're you're being name brand loyal for no reason.

0:37:41.880 --> 0:37:43.640
<v Speaker 1>And while we're talking about some of these different stores

0:37:43.640 --> 0:37:45.719
<v Speaker 1>as well, I want to give Costco a little more

0:37:45.840 --> 0:37:48.520
<v Speaker 1>love since, in particular for our family, there are latest

0:37:48.640 --> 0:37:52.000
<v Speaker 1>store that is certainly getting more of our dollars. But

0:37:52.160 --> 0:37:55.440
<v Speaker 1>the ability to buy bulk is huge. And when you're

0:37:55.560 --> 0:37:58.120
<v Speaker 1>used to buying small packs of stuff at some stores,

0:37:58.160 --> 0:37:59.520
<v Speaker 1>but then you can go to a store like Costco

0:37:59.600 --> 0:38:02.480
<v Speaker 1>and buy a massive, double or triple pack of something,

0:38:02.960 --> 0:38:06.320
<v Speaker 1>there is serious savings involved there, whether it's chicken thighs

0:38:07.160 --> 0:38:09.920
<v Speaker 1>or whether it's like a giant thing of rice, or

0:38:10.000 --> 0:38:13.120
<v Speaker 1>giant thing of oil. But what's key, and this kind

0:38:13.120 --> 0:38:15.319
<v Speaker 1>of speaks to like the waist side of things. What's

0:38:15.360 --> 0:38:17.319
<v Speaker 1>key is to when you get home to break those

0:38:17.360 --> 0:38:19.399
<v Speaker 1>things down. And so if we're talking like we're talking

0:38:19.400 --> 0:38:21.480
<v Speaker 1>about chicken thighs, like literally take them out of the

0:38:21.520 --> 0:38:23.719
<v Speaker 1>packaging and just go ahead and package of those into

0:38:23.760 --> 0:38:26.480
<v Speaker 1>like ziplock bags of portion sizes that you know that

0:38:26.520 --> 0:38:28.840
<v Speaker 1>you will typically cook with same thing with like oil,

0:38:28.880 --> 0:38:30.840
<v Speaker 1>because like at Costco they got like that, I don't know,

0:38:30.920 --> 0:38:32.640
<v Speaker 1>it's like a gallon and a half container thing of

0:38:32.680 --> 0:38:34.480
<v Speaker 1>olive oil. And you think, how the heck am I

0:38:34.480 --> 0:38:36.879
<v Speaker 1>supposed to cook with that? Well, you don't. You take

0:38:36.920 --> 0:38:39.680
<v Speaker 1>that home and fill up your little small oil bottle

0:38:39.719 --> 0:38:41.279
<v Speaker 1>that you keep next to your stove, and you're gonna

0:38:41.280 --> 0:38:43.279
<v Speaker 1>fry up some eggs. There are things like you buy

0:38:43.280 --> 0:38:45.279
<v Speaker 1>a bulk in order to save, but then you break

0:38:45.320 --> 0:38:47.759
<v Speaker 1>it down in order to actually use those things and

0:38:48.080 --> 0:38:50.040
<v Speaker 1>not let them go to waste. Ye no, I like that,

0:38:50.160 --> 0:38:53.359
<v Speaker 1>all right, Matt. We've got more grocery store saving tips

0:38:53.400 --> 0:38:55.960
<v Speaker 1>that we want to get to, including like apps they

0:38:55.960 --> 0:38:57.799
<v Speaker 1>can help be saved. We'll talk about that. And there

0:38:57.800 --> 0:38:59.200
<v Speaker 1>are a couple others will get to as well. We'll

0:38:59.239 --> 0:39:10.359
<v Speaker 1>get to those right for this all right, we are

0:39:10.440 --> 0:39:12.440
<v Speaker 1>still talking about some of the different ways that you

0:39:12.480 --> 0:39:15.120
<v Speaker 1>can butcher your grocery bill. Joel, do you do you

0:39:15.160 --> 0:39:17.000
<v Speaker 1>think that folks are getting hungry as we're sitting here

0:39:17.120 --> 0:39:19.879
<v Speaker 1>talking about all the different kind of money. They probably

0:39:19.920 --> 0:39:22.000
<v Speaker 1>want to taste your like pork and panatas or whatever

0:39:22.000 --> 0:39:25.839
<v Speaker 1>it was that you were making fizzole. It's like Mexican soup.

0:39:26.600 --> 0:39:28.400
<v Speaker 1>But let's kind of tackle some I guess some of

0:39:28.480 --> 0:39:32.240
<v Speaker 1>these more actionable practical tips that we've got for folks

0:39:32.480 --> 0:39:35.000
<v Speaker 1>in order to reduce the grocery bild, and one of

0:39:35.040 --> 0:39:38.400
<v Speaker 1>those is to avoid processed foods. The old maximum of

0:39:38.440 --> 0:39:40.799
<v Speaker 1>shopping around the periphery of the grocery store is pretty

0:39:40.800 --> 0:39:43.319
<v Speaker 1>accurate because that is where you're gonna find fruits and veggies.

0:39:43.360 --> 0:39:45.200
<v Speaker 1>That's what we're gonna find the meat and the eggs,

0:39:45.560 --> 0:39:47.440
<v Speaker 1>the milk. Right, Like, what we're talking about here is

0:39:47.520 --> 0:39:52.120
<v Speaker 1>real foods as opposed to potato chips, the cookies, candy,

0:39:52.600 --> 0:39:55.919
<v Speaker 1>pre prepared foods. And I'm saying those totinos pizzas aren't

0:39:55.920 --> 0:39:58.680
<v Speaker 1>good for me, Matt. They don't count, man, And those

0:39:58.760 --> 0:40:00.319
<v Speaker 1>often aren't going to be as good for you right

0:40:00.440 --> 0:40:02.399
<v Speaker 1>or as feeling, and so we want to encourage folks

0:40:02.480 --> 0:40:06.640
<v Speaker 1>to eat real foods whenever you can. You are your

0:40:06.680 --> 0:40:09.279
<v Speaker 1>own person, so you can eat whatever you want. We're

0:40:09.320 --> 0:40:13.920
<v Speaker 1>not your mom. But by eating eating these whole real foods,

0:40:14.239 --> 0:40:15.680
<v Speaker 1>it's going to be better for you. It's gonna help

0:40:15.680 --> 0:40:18.080
<v Speaker 1>your waistline, it'll help your like what you're spending on

0:40:18.160 --> 0:40:22.360
<v Speaker 1>groceries as well, not just processed foods, but the ability

0:40:22.400 --> 0:40:25.319
<v Speaker 1>to avoid processed drinks as well. I think that's an

0:40:25.400 --> 0:40:26.920
<v Speaker 1>area where a lot of folks can say of like

0:40:27.200 --> 0:40:31.279
<v Speaker 1>juices and spending money on coke sunny d These are

0:40:31.520 --> 0:40:34.359
<v Speaker 1>I mean, for one, they're empty calories, but too like man,

0:40:34.440 --> 0:40:37.640
<v Speaker 1>those things, these things are loaded with sugar, and you

0:40:37.680 --> 0:40:40.280
<v Speaker 1>don't necessarily need to be spending your money on that. Again,

0:40:40.440 --> 0:40:42.960
<v Speaker 1>you are you're You're an adult. You do what you

0:40:43.000 --> 0:40:44.400
<v Speaker 1>want to do. And I know this is coming from

0:40:44.400 --> 0:40:46.600
<v Speaker 1>the dude who likes They always hear me talking about

0:40:46.640 --> 0:40:48.279
<v Speaker 1>how my beer, Oh I should have had a little

0:40:48.280 --> 0:40:50.439
<v Speaker 1>more sugar. Yeah, I get it, like I like things

0:40:50.480 --> 0:40:52.279
<v Speaker 1>to be a little bit sweet, but I'm owning it,

0:40:52.400 --> 0:40:54.920
<v Speaker 1>you know, Like craft beer, it's my craft beer equivalent. Right,

0:40:55.440 --> 0:40:58.759
<v Speaker 1>I'm willing to spend money that isn't necessarily helping my

0:40:58.840 --> 0:41:01.319
<v Speaker 1>health because I really enjoy ways. If you really love

0:41:01.600 --> 0:41:04.000
<v Speaker 1>sunny dijol, you buy that sunny d but don't think

0:41:04.000 --> 0:41:07.480
<v Speaker 1>you're necessarily buying groceries with it. I'm sure. Yeah, yeah,

0:41:07.560 --> 0:41:09.920
<v Speaker 1>those are the kind of expenditures you're right, that are.

0:41:10.320 --> 0:41:12.920
<v Speaker 1>It's you're getting calories, but you're not necessarily getting the

0:41:12.960 --> 0:41:15.160
<v Speaker 1>good kind, getting the feeling stuff exactly. Well. On that note,

0:41:15.200 --> 0:41:17.600
<v Speaker 1>like should people buy organics, I think that's another question

0:41:17.640 --> 0:41:21.080
<v Speaker 1>that people have because organics are certainly more expensive, and

0:41:21.160 --> 0:41:23.200
<v Speaker 1>different folks have different priorities on this front too, So

0:41:23.280 --> 0:41:26.000
<v Speaker 1>we're not trying to be uber prescriptive here, but the

0:41:26.239 --> 0:41:29.719
<v Speaker 1>price gap between organics and non it often depends on

0:41:29.840 --> 0:41:32.879
<v Speaker 1>this specific item, right, Because organic eggs, they're not much

0:41:32.960 --> 0:41:36.360
<v Speaker 1>more than regular ones at costco organic milk, it feels

0:41:36.400 --> 0:41:38.640
<v Speaker 1>like it's like twice as expensive, if not more, it's

0:41:38.640 --> 0:41:40.600
<v Speaker 1>a bit more. So, Yeah, it depends on what your

0:41:40.640 --> 0:41:42.759
<v Speaker 1>priorities are, and you might say, yeah, cool, I'm like me,

0:41:43.239 --> 0:41:46.200
<v Speaker 1>I don't mind spending a dollar more for the organic eggs,

0:41:46.239 --> 0:41:48.440
<v Speaker 1>but I'm not going to spend six dollars more for

0:41:48.800 --> 0:41:51.360
<v Speaker 1>the organic milk, and so yeah, this is another example

0:41:51.400 --> 0:41:53.520
<v Speaker 1>of how where you shop play such a massive role

0:41:53.560 --> 0:41:56.360
<v Speaker 1>in how much you spend because Walmart is the largest

0:41:56.480 --> 0:41:59.200
<v Speaker 1>organic retailer in existence, and their prices are going to

0:41:59.200 --> 0:42:01.760
<v Speaker 1>be much more afford then a whole Foods, for example.

0:42:02.040 --> 0:42:03.960
<v Speaker 1>But you know, we can all make different trade offs

0:42:03.960 --> 0:42:05.800
<v Speaker 1>at different stages of our lives as we have different

0:42:05.840 --> 0:42:09.040
<v Speaker 1>amounts of disposable income specifically to spend on food. And

0:42:09.320 --> 0:42:12.000
<v Speaker 1>for some you might prioritize cost over everything else, so

0:42:12.080 --> 0:42:14.000
<v Speaker 1>you might say no to organic at every turn. But

0:42:14.360 --> 0:42:16.840
<v Speaker 1>there are ways to buy affordable organic products too. I

0:42:16.880 --> 0:42:18.880
<v Speaker 1>think that deserves to be mentioned. And there are a

0:42:18.880 --> 0:42:21.320
<v Speaker 1>lot of people who just prioritize that strongly for like

0:42:21.480 --> 0:42:23.080
<v Speaker 1>everything they buy. And there are other people who say,

0:42:23.200 --> 0:42:24.920
<v Speaker 1>I'm gonna pick and choose the organics I want to

0:42:24.920 --> 0:42:26.759
<v Speaker 1>bring into my life. But I think it's possible to

0:42:26.840 --> 0:42:30.799
<v Speaker 1>do the organic thing without completely breaking your budget. That's right, Yeah,

0:42:31.000 --> 0:42:33.680
<v Speaker 1>Costco that's where you buy your organic toilet paper, only

0:42:33.760 --> 0:42:36.759
<v Speaker 1>the finale for your tush. Another tip is we would

0:42:36.760 --> 0:42:39.479
<v Speaker 1>recommend for folks to use the right credit card. We've

0:42:39.560 --> 0:42:42.359
<v Speaker 1>recently talked about this, but the American Express Blue Cash

0:42:42.480 --> 0:42:45.719
<v Speaker 1>Preferred will snag you six percent cash back at the

0:42:45.760 --> 0:42:48.520
<v Speaker 1>grocery store on up to six thousand dollars of expenses

0:42:48.560 --> 0:42:51.560
<v Speaker 1>a year. And man, speaking of all d again, when

0:42:51.600 --> 0:42:54.040
<v Speaker 1>they started taking credit cards a few years back, the

0:42:54.200 --> 0:42:58.359
<v Speaker 1>choir of angels we're singing it might still remember that day.

0:42:58.440 --> 0:43:00.560
<v Speaker 1>It was such a big stinking deal because, like, that's

0:43:00.560 --> 0:43:02.920
<v Speaker 1>an extra six percent I'm saving on all groceries from

0:43:02.960 --> 0:43:04.560
<v Speaker 1>here on out. It was the only place I was

0:43:04.640 --> 0:43:07.080
<v Speaker 1>using my stupid debit card. Yes, every single it was

0:43:07.120 --> 0:43:09.040
<v Speaker 1>like literally the only place I used a debit card too.

0:43:09.160 --> 0:43:10.759
<v Speaker 1>I don't think I've pulled that thing out ever since.

0:43:12.160 --> 0:43:14.000
<v Speaker 1>But being able to shop with this card is going

0:43:14.040 --> 0:43:17.400
<v Speaker 1>to mean that they're already low prices. If you use

0:43:17.480 --> 0:43:19.880
<v Speaker 1>that card, they're going to get six percent better overnight,

0:43:19.960 --> 0:43:22.719
<v Speaker 1>like instantly. But of course, only use this card or

0:43:22.840 --> 0:43:25.160
<v Speaker 1>any credit card, like we discussed last week, if you

0:43:25.239 --> 0:43:28.239
<v Speaker 1>can pay that bill off on time and in full

0:43:28.320 --> 0:43:30.880
<v Speaker 1>every month. But if we're talking about easy ways to

0:43:31.040 --> 0:43:34.160
<v Speaker 1>save more money on groceries, this is certainly one of them.

0:43:34.680 --> 0:43:36.920
<v Speaker 1>And you can get the annual fee wave for the

0:43:36.960 --> 0:43:39.479
<v Speaker 1>first year right now. In addition to that, two hundred

0:43:39.480 --> 0:43:41.719
<v Speaker 1>and fifty dollars sign up Bonus will make sure to

0:43:41.960 --> 0:43:45.160
<v Speaker 1>link to that card in the show notes for this episode,

0:43:45.280 --> 0:43:48.160
<v Speaker 1>for sure. That's the one that both of us use weekly,

0:43:48.360 --> 0:43:50.680
<v Speaker 1>for sure. Yeah, and okay, so what about apps that

0:43:50.880 --> 0:43:53.160
<v Speaker 1>help you save two And we've talked about the actual

0:43:53.200 --> 0:43:56.319
<v Speaker 1>proprietary apps that the grocery stores have themselves. Almost every

0:43:56.320 --> 0:43:58.760
<v Speaker 1>grocery store has their own app, and you can download

0:43:58.800 --> 0:44:00.879
<v Speaker 1>that and find ways to save there, which I think

0:44:00.960 --> 0:44:03.600
<v Speaker 1>is good. When you buy into their ecosystem, they offer

0:44:03.680 --> 0:44:07.000
<v Speaker 1>you extra perks, and that's great. You should totally do that.

0:44:07.080 --> 0:44:08.799
<v Speaker 1>But there are other third party apps that are worth

0:44:08.880 --> 0:44:12.279
<v Speaker 1>considering too. Flash Food is a new one, at least

0:44:12.320 --> 0:44:14.760
<v Speaker 1>one that I hadn't heard of until recently, that offers

0:44:14.960 --> 0:44:17.520
<v Speaker 1>significant discounts, at least in some parts of the country

0:44:17.840 --> 0:44:20.400
<v Speaker 1>for buying items from grocery stores that are just about

0:44:20.440 --> 0:44:22.920
<v Speaker 1>to expire. So that's kind of cool. You're kind of

0:44:23.320 --> 0:44:25.560
<v Speaker 1>preventing something from going into the landfill, and you're getting

0:44:25.560 --> 0:44:28.040
<v Speaker 1>a sweet discount at the same time. I like that one.

0:44:28.160 --> 0:44:30.440
<v Speaker 1>I look to see if it was available here near

0:44:30.480 --> 0:44:34.040
<v Speaker 1>where we live. Matt sadly no, but maybe soon, maybe soon.

0:44:34.320 --> 0:44:37.240
<v Speaker 1>But Ibota is probably one of the best known apps

0:44:37.320 --> 0:44:39.840
<v Speaker 1>that will earn you cash back for taking a picture

0:44:39.920 --> 0:44:41.640
<v Speaker 1>of your receipt after you check out. You gotta jump

0:44:41.680 --> 0:44:43.560
<v Speaker 1>through a couple of hoops. But these can be kind

0:44:43.600 --> 0:44:45.640
<v Speaker 1>of like, you know, the coupons we talked about earlier.

0:44:45.920 --> 0:44:49.480
<v Speaker 1>They might be easier than going out there and pecking

0:44:49.560 --> 0:44:52.160
<v Speaker 1>and hunting for coupons to use at the grocery store,

0:44:52.360 --> 0:44:54.480
<v Speaker 1>but they also might not be worth the hassle. But

0:44:54.560 --> 0:44:56.479
<v Speaker 1>it's at least worth looking into. You know, some people

0:44:56.560 --> 0:44:58.640
<v Speaker 1>swear by apps like I boughta and they say they

0:44:58.680 --> 0:45:01.319
<v Speaker 1>save they get tough to cash back just by kind

0:45:01.320 --> 0:45:04.080
<v Speaker 1>of doing the shopping they normally do. But so much

0:45:04.200 --> 0:45:07.799
<v Speaker 1>really comes down to you, how you shop and how

0:45:07.880 --> 0:45:11.319
<v Speaker 1>annoyed you get by these apps trying to like having

0:45:11.360 --> 0:45:13.719
<v Speaker 1>to constantly interact with them. That's true. All right. Let's

0:45:13.760 --> 0:45:17.120
<v Speaker 1>get to the most dadlike advice that we can offer

0:45:17.280 --> 0:45:19.880
<v Speaker 1>when it comes to saving more on groceries, and this

0:45:20.160 --> 0:45:23.919
<v Speaker 1>advice is to eat what you've got. And yes, again,

0:45:23.920 --> 0:45:26.839
<v Speaker 1>I want a clean plate out there, folks, Happy plate Club.

0:45:27.040 --> 0:45:28.360
<v Speaker 1>Did y'all ever do that? I know a lot of

0:45:28.400 --> 0:45:31.720
<v Speaker 1>folks do the Happy Place sometimes, but you know, definitely

0:45:31.760 --> 0:45:33.920
<v Speaker 1>each your leftovers, of course, but this also means that

0:45:33.960 --> 0:45:36.440
<v Speaker 1>you should be cleaning out your pantry or your fridge

0:45:37.239 --> 0:45:40.320
<v Speaker 1>or your freezer. Super cook this is a cool site

0:45:40.640 --> 0:45:43.360
<v Speaker 1>that can help you to create a recipe based on

0:45:43.400 --> 0:45:45.680
<v Speaker 1>the items that you have on hand. Of course, if

0:45:45.719 --> 0:45:48.120
<v Speaker 1>it's just cookies, right, like if you just got oreos

0:45:48.160 --> 0:45:51.120
<v Speaker 1>and some burritos and like a random chicken thigh, you're

0:45:51.160 --> 0:45:53.600
<v Speaker 1>gonna have a tough time. Would be really interesting meal,

0:45:53.640 --> 0:45:56.360
<v Speaker 1>though most likely hopefully you make a crumble and bake it.

0:45:56.680 --> 0:45:58.440
<v Speaker 1>Bake that chicken thigh in it over. You're not down

0:45:58.520 --> 0:46:01.120
<v Speaker 1>to like the drugs to the point, but it's smart

0:46:01.320 --> 0:46:03.040
<v Speaker 1>I think to make this a game like that, right

0:46:03.040 --> 0:46:06.040
<v Speaker 1>because if you're aiming high and an attempt to keep

0:46:06.080 --> 0:46:08.319
<v Speaker 1>your grocery budget low, we'll trying to make meals out

0:46:08.320 --> 0:46:09.880
<v Speaker 1>of what you've got on hand. Is a way to

0:46:10.000 --> 0:46:12.440
<v Speaker 1>gamify things in order to stretch your budget. There's a

0:46:12.480 --> 0:46:15.040
<v Speaker 1>lot of Oftentimes you'll see different folks taking on the

0:46:15.160 --> 0:46:17.840
<v Speaker 1>challenge of like just only eating out of your pantry

0:46:18.160 --> 0:46:20.239
<v Speaker 1>or you're cupboard where you're only allowed to go to

0:46:20.280 --> 0:46:22.480
<v Speaker 1>the grocery store for like for fresh veggies or milk

0:46:22.520 --> 0:46:25.600
<v Speaker 1>and eggs, right, but a, of course, we do want

0:46:25.640 --> 0:46:28.080
<v Speaker 1>you to eat healthy, balanced meals. But I think there's

0:46:28.120 --> 0:46:30.000
<v Speaker 1>a way that we could also challenge ourselves to not

0:46:30.680 --> 0:46:33.839
<v Speaker 1>buy more of the non perishables that are already lining

0:46:33.880 --> 0:46:36.759
<v Speaker 1>the shelves of our pintry. All right, So another last

0:46:36.800 --> 0:46:39.279
<v Speaker 1>suggestion would be just to eat less in general. And

0:46:40.040 --> 0:46:42.160
<v Speaker 1>I think we get especially when we want to eat.

0:46:42.200 --> 0:46:45.120
<v Speaker 1>Think about the portion sizes. When you go out to

0:46:45.160 --> 0:46:48.160
<v Speaker 1>eat in a foreign country, you don't get portions that big.

0:46:48.800 --> 0:46:50.719
<v Speaker 1>But for some reason here in the States, we just

0:46:50.840 --> 0:46:52.960
<v Speaker 1>have just something in ore, and if it's on our plate,

0:46:53.040 --> 0:46:55.080
<v Speaker 1>we just assume that's what we're supposed to eat, and

0:46:55.160 --> 0:46:56.920
<v Speaker 1>so we do. And so a lot of us are

0:46:57.000 --> 0:46:59.680
<v Speaker 1>just eating more than we actually should, and it's led

0:46:59.680 --> 0:47:02.880
<v Speaker 1>to us becoming a pretty fat and overweight nation. In reality,

0:47:03.120 --> 0:47:05.680
<v Speaker 1>the latest data reports to something like forty two percent

0:47:05.719 --> 0:47:08.399
<v Speaker 1>of US adults are considered to be medically obese. Yeah,

0:47:08.480 --> 0:47:11.800
<v Speaker 1>nearly half of which tragic, all adults tragic, because not

0:47:11.960 --> 0:47:16.120
<v Speaker 1>only is that expanding your food budget, it's just massively

0:47:16.160 --> 0:47:18.920
<v Speaker 1>harmful to your health. And now we're like prescribing drugs

0:47:19.960 --> 0:47:22.640
<v Speaker 1>to help kuro Obesi instead of making a national push

0:47:22.680 --> 0:47:26.040
<v Speaker 1>towards changing habits which would lead to healthier outcomes. I

0:47:26.120 --> 0:47:29.840
<v Speaker 1>think so, yeah, it's just eating less in general and

0:47:29.960 --> 0:47:32.600
<v Speaker 1>eating healthier whole food's kind of like you talked about earlier, man,

0:47:32.640 --> 0:47:34.920
<v Speaker 1>instead of eating a lot of the process craft that

0:47:34.960 --> 0:47:36.560
<v Speaker 1>we normally get in the center of the grocery store.

0:47:36.800 --> 0:47:38.759
<v Speaker 1>That's going to make a big difference in how we

0:47:38.840 --> 0:47:42.000
<v Speaker 1>feel and how much we spend on money on food. Totally. Yeah,

0:47:42.040 --> 0:47:44.720
<v Speaker 1>And unfortunately I think it's it's sort of become taboo

0:47:44.800 --> 0:47:47.600
<v Speaker 1>to say that, and we will acknowledge that, like genetics

0:47:47.640 --> 0:47:49.760
<v Speaker 1>play role, right, Like not everybody can work out multiple

0:47:49.800 --> 0:47:51.520
<v Speaker 1>times a week if they're looking to lose weight, but

0:47:52.040 --> 0:47:54.600
<v Speaker 1>the ability to reduce how much we're consuming like that

0:47:54.800 --> 0:47:57.520
<v Speaker 1>is something that is available to everybody, And it's just

0:47:57.600 --> 0:47:59.600
<v Speaker 1>it's kind of crazy that that is not something that

0:48:00.239 --> 0:48:02.800
<v Speaker 1>is talked about more not to mention and this is

0:48:02.840 --> 0:48:05.600
<v Speaker 1>our whole angle. It also saves you money, and so

0:48:06.000 --> 0:48:08.759
<v Speaker 1>for some reason it's become off limits, which I don't like, because, yeah,

0:48:08.840 --> 0:48:11.520
<v Speaker 1>it's kind of something we've been able to talk about

0:48:11.560 --> 0:48:14.560
<v Speaker 1>openly for decades and decades and decades and hundreds and

0:48:14.680 --> 0:48:16.400
<v Speaker 1>thousands of years. Yeah, and if you but if you

0:48:16.520 --> 0:48:18.080
<v Speaker 1>if you make it off limits to talk about, then

0:48:18.200 --> 0:48:20.399
<v Speaker 1>people can't receive the help they need. I think. Yeah,

0:48:20.440 --> 0:48:22.680
<v Speaker 1>so bottom line groceries are a big line item in

0:48:22.920 --> 0:48:25.320
<v Speaker 1>all of our lives. In the past year has certainly

0:48:25.360 --> 0:48:28.640
<v Speaker 1>made shopping for food feel even worse because inflation, it's

0:48:28.680 --> 0:48:31.680
<v Speaker 1>been a massive pain for everyone. Egg prices are actually

0:48:31.760 --> 0:48:36.560
<v Speaker 1>coming down now, but they're still expensive. But the tactics

0:48:36.719 --> 0:48:38.919
<v Speaker 1>that we mentioned today, if they're not going to stop

0:48:39.000 --> 0:48:41.799
<v Speaker 1>the macroeconomic environment, but it can help you to take

0:48:41.840 --> 0:48:44.560
<v Speaker 1>some more control over the expenses in your own life.

0:48:45.320 --> 0:48:47.560
<v Speaker 1>And you know, when this is with food and cooking,

0:48:47.640 --> 0:48:49.719
<v Speaker 1>when that's something that you do multiple times a day,

0:48:50.280 --> 0:48:51.800
<v Speaker 1>you may as well get good at it. Yeah, you

0:48:51.840 --> 0:48:53.719
<v Speaker 1>know you're talking about breathing earlier. It kind of makes

0:48:53.760 --> 0:48:56.640
<v Speaker 1>me think about driving, like that's something that most people

0:48:56.719 --> 0:48:59.120
<v Speaker 1>do and there might be some folks who are better

0:48:59.160 --> 0:49:00.959
<v Speaker 1>at it, who enjoy more, there might be some folks

0:49:01.000 --> 0:49:02.880
<v Speaker 1>who don't enjoy it as much, or there might be

0:49:02.920 --> 0:49:04.800
<v Speaker 1>some folks who are terrible at it. But just because

0:49:05.160 --> 0:49:07.000
<v Speaker 1>if you were to say, though, well I'm just not

0:49:07.080 --> 0:49:09.120
<v Speaker 1>good at it and you get in like a fender

0:49:09.160 --> 0:49:11.320
<v Speaker 1>bender every single week, you don't just like throw in

0:49:11.360 --> 0:49:13.960
<v Speaker 1>the towel and say I'm just not good at driving. No,

0:49:14.080 --> 0:49:16.960
<v Speaker 1>like you take stetakeing ubers everywhere, you take steps to

0:49:17.040 --> 0:49:19.840
<v Speaker 1>make sure that you turn into a better driver, right like,

0:49:19.880 --> 0:49:23.720
<v Speaker 1>whether that's paying closer attention to the road, or driving slower,

0:49:24.080 --> 0:49:26.279
<v Speaker 1>or finding different times of the day to get to

0:49:26.360 --> 0:49:28.080
<v Speaker 1>where you need to go. There are steps at doing

0:49:28.120 --> 0:49:32.640
<v Speaker 1>a coach but in a similar way. I feel similarly

0:49:32.719 --> 0:49:36.160
<v Speaker 1>about food, you may as well learn how to do

0:49:36.280 --> 0:49:38.560
<v Speaker 1>it well, you may as well enjoy it. And obviously

0:49:39.040 --> 0:49:41.160
<v Speaker 1>along the way, by doing those things, you're going to

0:49:41.239 --> 0:49:44.600
<v Speaker 1>find ways to make it more affordable, saving you money

0:49:44.680 --> 0:49:47.320
<v Speaker 1>that you'll then be able to funnel into other areas

0:49:47.560 --> 0:49:49.880
<v Speaker 1>of your life. For sure, all right, I agree, And

0:49:49.960 --> 0:49:52.359
<v Speaker 1>so hopefully all of our listeners are able to cut

0:49:52.400 --> 0:49:54.719
<v Speaker 1>back in big ways at the grocery store. And you know,

0:49:54.800 --> 0:49:57.600
<v Speaker 1>if you've got other grocery shopping tips we'd love to hear,

0:49:57.600 --> 0:49:58.960
<v Speaker 1>you can always reach out to us where it had

0:49:58.960 --> 0:50:01.279
<v Speaker 1>a money pott email dot Matt. Let's get back to

0:50:01.280 --> 0:50:02.759
<v Speaker 1>the beer that we had on this episode. This one

0:50:02.840 --> 0:50:05.399
<v Speaker 1>was called Darkened. It's a barrel age sour brown ale

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<v Speaker 1>from upland Sour Ales in Bloomington, Indiana. What were your

0:50:08.640 --> 0:50:10.040
<v Speaker 1>thoughts on this one, man? Yeah, I see on the

0:50:10.080 --> 0:50:12.239
<v Speaker 1>back of a bottle here it says a blended work

0:50:12.360 --> 0:50:16.040
<v Speaker 1>of art. This was a really really interesting beer. So

0:50:16.200 --> 0:50:20.800
<v Speaker 1>it's a brown ale, but it was a sour brown.

0:50:21.280 --> 0:50:25.600
<v Speaker 1>What tasted like was then married with the spices from

0:50:25.640 --> 0:50:28.600
<v Speaker 1>a Belgian quad, not the yeasts, right, So it doesn't

0:50:28.680 --> 0:50:32.120
<v Speaker 1>have like that the sweetness that you get with Belgian

0:50:32.200 --> 0:50:34.760
<v Speaker 1>beers that you get from the yeast, but it totally

0:50:34.920 --> 0:50:37.160
<v Speaker 1>had the like the Belgian spices going on, and so

0:50:37.280 --> 0:50:41.000
<v Speaker 1>it had the darker sour funk, but then it had

0:50:41.080 --> 0:50:45.200
<v Speaker 1>these notes of like Christmas. It's almost like when you

0:50:45.280 --> 0:50:46.880
<v Speaker 1>get a song stuck in your head and you're like, wait,

0:50:46.920 --> 0:50:48.640
<v Speaker 1>why can't I get this? Like what is it about this?

0:50:49.040 --> 0:50:50.680
<v Speaker 1>I feel like that's what this sort of had going

0:50:50.719 --> 0:50:53.320
<v Speaker 1>on with those Baltian spices. Yes. On the back it

0:50:53.400 --> 0:50:54.920
<v Speaker 1>says that it was kind of trying to imitate the

0:50:55.080 --> 0:50:58.000
<v Speaker 1>ud Bruin style, which is like sour brown, right, which

0:50:58.080 --> 0:51:01.520
<v Speaker 1>is a traditionally Belgian style sour and which I love

0:51:01.640 --> 0:51:03.960
<v Speaker 1>in the style beer so much sense. But that being said,

0:51:04.080 --> 0:51:07.480
<v Speaker 1>this had this is incredibly unique. Yeah, that very differently

0:51:07.560 --> 0:51:09.399
<v Speaker 1>than a nude bruin. Well, of course, Americans, you don't

0:51:09.400 --> 0:51:12.040
<v Speaker 1>like to shake it up, do things differently. So there's

0:51:12.040 --> 0:51:14.800
<v Speaker 1>an American take on a Belgian style beer. And I

0:51:14.920 --> 0:51:16.680
<v Speaker 1>really like, I really liked it. But you're right, it

0:51:17.040 --> 0:51:20.239
<v Speaker 1>definitely had some different vibes and different spice action going on.

0:51:20.840 --> 0:51:24.080
<v Speaker 1>But I mean, anytime someone says they're making an ude bruin, like,

0:51:24.360 --> 0:51:26.360
<v Speaker 1>give it to me, I'm gonna take it. Anytime that

0:51:26.520 --> 0:51:29.919
<v Speaker 1>there's somebody making a barrel aged yeah, anything. Yeah, the oak.

0:51:30.200 --> 0:51:31.560
<v Speaker 1>The oak came through in a big way on this

0:51:31.680 --> 0:51:33.800
<v Speaker 1>one too, for sure. So all right, that's gonna do

0:51:33.880 --> 0:51:35.799
<v Speaker 1>it for this episode, though, Matt. For for folks who

0:51:35.840 --> 0:51:38.000
<v Speaker 1>want links to some of the resources we mentioned, we

0:51:38.080 --> 0:51:40.320
<v Speaker 1>mentioned a lot today specific apps and sites where you

0:51:40.320 --> 0:51:42.719
<v Speaker 1>can go to save money on groceries, well we'll list

0:51:42.840 --> 0:51:45.359
<v Speaker 1>all of those up on our site at howtmoney dot com.

0:51:45.840 --> 0:51:48.279
<v Speaker 1>And not only are the resources up there from this

0:51:48.400 --> 0:51:50.960
<v Speaker 1>specific episode, but we've got a lot of new content

0:51:51.120 --> 0:51:53.279
<v Speaker 1>up there on the site. We've got obviously the show notes,

0:51:53.320 --> 0:51:56.279
<v Speaker 1>but just other articles other helpful content to the credit

0:51:56.320 --> 0:51:59.480
<v Speaker 1>card tool. There are a ton of fantastic resources up

0:51:59.520 --> 0:52:02.000
<v Speaker 1>there for you. So we wanted to mention those as well,

0:52:02.080 --> 0:52:03.920
<v Speaker 1>but Joel, that's going to be it for this episode

0:52:04.320 --> 0:52:07.480
<v Speaker 1>until next time. Best Friends Out, Best Friends Out,