WEBVTT - Ep 318: No Jail, But No Heaven Either! 0:00:06.240 --> 0:00:13.080 Hey, hey, hey, we're back. We're black, We're brown and 0:00:13.200 --> 0:00:16.520 a little bit shady ambitch. 0:00:18.560 --> 0:00:20.119 You took them out with a new line of tea 0:00:20.640 --> 0:00:22.680 called Brown Ambition Tea. 0:00:22.920 --> 0:00:24.799 This is gonna be a little tea, a little a 0:00:24.840 --> 0:00:27.000 little filled my cup with tea matter. Let me get 0:00:27.040 --> 0:00:33.640 my mug, y look, sip my tea and stack my coins. 0:00:33.800 --> 0:00:37.639 This is a budd It's original. You brewed the tea 0:00:37.720 --> 0:00:38.240 last week. 0:00:38.400 --> 0:00:42.559 I know I took a media Yeah, I took a 0:00:42.560 --> 0:00:46.040 little social media cleans last week and completely missed the 0:00:46.080 --> 0:00:49.159 fact that one of our clips, what Tiffany, went viral. 0:00:49.320 --> 0:00:51.559 So if you guys have not listened to last week's 0:00:51.920 --> 0:00:55.760 B A Q and A, we talk about online mentorship 0:00:56.160 --> 0:00:59.360 communities and are they scams? Are they not as scams? 0:00:59.360 --> 0:01:03.120 And Tiffany's take damn one hundred and fifty something. 0:01:02.880 --> 0:01:06.199 Comments, I know how many views? Like sixty something thousand views, 0:01:06.200 --> 0:01:10.640 almost seventy thousand views. I was like, aha, we dust 0:01:10.680 --> 0:01:14.560 you touch a nerve, I nerve? I know, why do 0:01:14.600 --> 0:01:16.440 you think people are? What's what's the feedback? 0:01:16.480 --> 0:01:18.880 Mostly been like it seems like people were like, hell, yeah, 0:01:18.959 --> 0:01:19.600 speak on it. 0:01:19.800 --> 0:01:22.200 Yeah, you know that's really been I think because we 0:01:22.280 --> 0:01:27.880 are entering into like this strange space where everybody is teaching, 0:01:28.560 --> 0:01:30.080 which there's nothing wrong with that. It's because if you 0:01:30.120 --> 0:01:33.600 have some knowledge, teach it, that's great. But some people 0:01:34.000 --> 0:01:36.560 are not credible. If I'm going to be all be honest, 0:01:36.600 --> 0:01:39.040 you know, like they're not they're not positioned to be 0:01:39.600 --> 0:01:42.240 the teacher because there's just a lack of experience, a 0:01:42.319 --> 0:01:45.360 lack of knowledge, a lack of maybe certification whatever. So 0:01:45.400 --> 0:01:47.520 there are You don't need all those things for every 0:01:47.520 --> 0:01:50.440 single thing, but there's certain things you do. Like example, 0:01:50.480 --> 0:01:52.440 I would want my doctor to be certified, you know, 0:01:52.480 --> 0:01:53.720 like I want him to be like to have his 0:01:53.800 --> 0:01:54.560 doctor degree. 0:01:54.760 --> 0:01:55.560 He should do that. 0:01:55.720 --> 0:01:59.960 But for I follow one of my favorite skincare gurus. 0:02:00.000 --> 0:02:03.360 Her name is Felicia. This that beauty on Insta toughly 0:02:03.440 --> 0:02:04.960 so I say, hey girl, she's from New York too, 0:02:05.360 --> 0:02:07.160 but I love Felicia. Felicia is a woman of a 0:02:07.160 --> 0:02:11.200 so new usual way and she's got beautiful skin. Felicia 0:02:11.280 --> 0:02:12.280 is not an esthetician. 0:02:12.360 --> 0:02:12.680 She's not. 0:02:13.000 --> 0:02:16.200 She's just beautiful black girl that tries these different products 0:02:16.240 --> 0:02:19.480 and products and services and then reports back. She doesn't 0:02:19.480 --> 0:02:21.800 say I'm an esthetician. She's like I tried this. This 0:02:21.880 --> 0:02:24.240 is what it did for my skin. My skin tends 0:02:24.280 --> 0:02:26.600 to be this. It's you know, so, but I'm not. 0:02:26.639 --> 0:02:28.640 I'm okay with that. I don't need Felicia to have 0:02:28.680 --> 0:02:31.240 gone to skin school, you know, because that's not what 0:02:31.320 --> 0:02:35.000 she's purporting. She's just like, I'm a black girl who 0:02:35.040 --> 0:02:36.760 loves skin stuff. I try all the things, so you 0:02:36.760 --> 0:02:38.640 don't have to. This is what worked for me, didn't 0:02:38.680 --> 0:02:41.600 work for you. You know, use that how you will. 0:02:41.840 --> 0:02:44.160 And so I'm certainly I think Nitdy and I were 0:02:44.160 --> 0:02:45.760 on the same page and that we're not saying that 0:02:46.040 --> 0:02:49.600 you can't teach unless do that, but there are some 0:02:49.720 --> 0:02:53.680 instances where we have seen people are teaching and we're like. 0:02:53.680 --> 0:02:56.240 Really, okay, I'm confused. 0:02:55.840 --> 0:02:58.160 About where that novegs came from. It tas Mandy earlier 0:02:58.720 --> 0:03:03.160 pre pre podcast taping chat. I was like, it's like, 0:03:03.200 --> 0:03:04.120 you know, nineteen year old man. 0:03:04.240 --> 0:03:04.799 It's like I just. 0:03:04.760 --> 0:03:07.680 Graduated college and now I'm going to be, you know, 0:03:07.880 --> 0:03:11.440 a career coach. Meanwhile, that Mandy had not had a 0:03:11.480 --> 0:03:14.480 career yet, So where where's that knowledge coming from? 0:03:14.520 --> 0:03:15.200 That doesn't make sense. 0:03:15.200 --> 0:03:20.160 But now you've got season still young Mandy, but she's 0:03:20.200 --> 0:03:24.560 had a number of careers, a number of jobs, a 0:03:24.680 --> 0:03:29.000 number of twists and turns that allows her, through that experience, 0:03:29.400 --> 0:03:32.720 to share from that place and now she's like. 0:03:32.840 --> 0:03:34.840 The number one career coach. If you do, if I do, 0:03:34.880 --> 0:03:37.880 say so much, I mean according to Tiffany, that's on 0:03:37.920 --> 0:03:40.720 the fine print. You know, Mandy, what do you think 0:03:40.720 --> 0:03:41.000 about it? 0:03:41.000 --> 0:03:43.120 Because like if you look at that clip on ig, 0:03:43.440 --> 0:03:45.120 it's like, I mean, it's not I'm not I don't 0:03:45.160 --> 0:03:47.240 think I'm being super sassy or anything. 0:03:47.080 --> 0:03:47.520 Not at all. 0:03:47.560 --> 0:03:50.320 I mean I agree with the fundamentally what you're saying, 0:03:50.440 --> 0:03:53.040 the fact that, but I think what are our key 0:03:53.080 --> 0:03:56.480 message is that it's as consumers, you know, our listeners 0:03:56.560 --> 0:03:58.440 if there are if you're out there, and the thing 0:03:58.520 --> 0:04:01.800 is there are a lot of people offering their expertise 0:04:01.880 --> 0:04:05.440 now and offering. Yes, we see courses, you see communities, 0:04:05.600 --> 0:04:08.760 you have like you know, subscription based services where they 0:04:08.760 --> 0:04:11.240 are coaching you or educating you in some way, or 0:04:11.280 --> 0:04:13.520 maybe it's just a one time thing, you know, pay 0:04:13.520 --> 0:04:15.720 for this download where in this download I'll give you 0:04:15.800 --> 0:04:18.440 a worksheet or you know, a step by step guide 0:04:18.520 --> 0:04:21.360 or something like that. I think we really really like 0:04:21.400 --> 0:04:23.719 a core message is to be really careful as you 0:04:23.800 --> 0:04:27.640 shop online and to look for credibility, look for where 0:04:27.640 --> 0:04:30.920 does this authority coming from? Where like the key things 0:04:30.960 --> 0:04:33.120 you should ask. First of all, I think it's on 0:04:33.279 --> 0:04:37.320 creators like our you know, educators, on us to really 0:04:37.360 --> 0:04:39.919 share our story and to share where our source of 0:04:39.960 --> 0:04:42.520 knowledge comes from and give people all the information. So 0:04:42.560 --> 0:04:44.599 if you don't think, after you've read everything about me 0:04:44.640 --> 0:04:46.440 and my career that I'm the person for you. 0:04:46.640 --> 0:04:47.200 That's okay. 0:04:47.279 --> 0:04:50.840 That's why I am like a Hella transparent with who 0:04:50.880 --> 0:04:54.880 I am, my story, my experience, and over the past 0:04:54.960 --> 0:04:57.960 the course of the past year, becoming obsessed with my 0:04:58.080 --> 0:05:01.880 ideal client and who who am I most beneficial for 0:05:02.279 --> 0:05:05.280 so that I can really target you know, that consumer 0:05:05.400 --> 0:05:08.159 and the rest of people won't be interested in working 0:05:08.160 --> 0:05:09.880 with me and I'm not the right fit for them, 0:05:10.080 --> 0:05:13.320 you know what I mean. So I think educators need 0:05:13.400 --> 0:05:16.440 to be really specific and honest with who they are, 0:05:17.080 --> 0:05:20.000 and as consumers, we have to be you know, we 0:05:20.040 --> 0:05:22.920 can't believe in like this Messiah complex that there's one 0:05:23.000 --> 0:05:25.839 person who's got all the answers and they're going to 0:05:25.839 --> 0:05:29.640 solve all my problems. Like, be realistic about what it 0:05:29.720 --> 0:05:32.440 is that you are, whether you're deciding to buy a 0:05:32.480 --> 0:05:35.920 course or download something, what is the person advertising that 0:05:35.960 --> 0:05:38.480 it's going to be and what's your expectation going in? 0:05:38.800 --> 0:05:40.920 And then what's their proof? Like where the. 0:05:40.880 --> 0:05:43.760 Testimonials at, where's the proof of excellence? 0:05:43.920 --> 0:05:46.360 Are they being quoted anywhere? Have they written a book? 0:05:46.880 --> 0:05:49.080 You know? What does it say about on their about page? 0:05:49.160 --> 0:05:51.040 Actually verify that the. 0:05:51.000 --> 0:05:54.920 Person is being honest about their background, Like it's there 0:05:54.960 --> 0:05:56.920 are people out there and it's not even that they 0:05:56.920 --> 0:05:59.719 don't have the experience, it's that people like maybe they're 0:05:59.720 --> 0:06:02.919 positioning themselves in a way to make people think that 0:06:02.920 --> 0:06:06.200 they are expert in something and the realities that they're not. Yeah, 0:06:06.240 --> 0:06:09.040 and like those people end up purchasing something or subscribing 0:06:09.080 --> 0:06:11.360 to something and then they're like, wait a second, I'm 0:06:11.400 --> 0:06:12.680 not getting what I thought I was going to get 0:06:12.680 --> 0:06:15.400 out of this. At that point, it's like that gray area, right, 0:06:16.480 --> 0:06:20.760 Is it a scam? Or is it like were you 0:06:21.400 --> 0:06:24.520 maybe expecting something that they didn't actually advertise or they 0:06:24.600 --> 0:06:27.120 just didn't fill in some gaps and you did it yourself, 0:06:28.000 --> 0:06:30.640 you know, and ended up in a situation where you 0:06:30.640 --> 0:06:32.200 weren't actually happy with what you got. 0:06:32.279 --> 0:06:35.360 It's it's messy. It is because here's the thing. 0:06:35.520 --> 0:06:40.480 Right, So on the surface, you could easily say like, oh, well, like, 0:06:40.480 --> 0:06:44.520 for example, I believe that if you are coaching in business, 0:06:44.600 --> 0:06:47.000 you ought to have had a business outside of this coaching, 0:06:47.120 --> 0:06:49.320 Like before you coach me in business whatever. That looks 0:06:49.320 --> 0:06:52.200 like maybe you were coaching in retail before, which is fine, 0:06:52.320 --> 0:06:54.520 you know, but not that the only business you have 0:06:54.720 --> 0:06:57.920 is coaching in business and that's what you're doing, and 0:06:57.920 --> 0:07:00.200 that's the only job you've ever had, right, because then 0:07:00.200 --> 0:07:01.760 it's just like this weird loop of like, well, what 0:07:01.839 --> 0:07:03.800 came first, the chicken or the egg? Your experience or 0:07:03.839 --> 0:07:05.960 you only got experience because you practiced on me. So 0:07:06.000 --> 0:07:08.480 that's one I was talking to my mentee last night 0:07:08.480 --> 0:07:10.560 and she was like, well, I can tell she was. 0:07:10.520 --> 0:07:12.360 Struggling with it, like because she coaches. 0:07:12.920 --> 0:07:17.160 And she was like, well, not all football coaches were 0:07:17.160 --> 0:07:18.800 like in the NFL like NFL coaches. 0:07:18.840 --> 0:07:21.320 I'm like, yeah, but that's but they all played football. 0:07:22.240 --> 0:07:27.320 Meaning I'm not saying they played football professionally. But if 0:07:27.360 --> 0:07:31.200 you've never picked up a football ever in your life, 0:07:31.320 --> 0:07:34.720 you have never thrown one, you've never you where does 0:07:34.760 --> 0:07:37.320 that you're coaching from what space. You don't know how 0:07:37.320 --> 0:07:38.960 the game is played, You don't know how the ball feels, 0:07:39.000 --> 0:07:41.560 you don't you know, like coaches don't have to that 0:07:42.000 --> 0:07:44.080 kind of coach. It's not required that you were in 0:07:44.120 --> 0:07:47.160 the NFL, but at some point you. 0:07:47.080 --> 0:07:49.240 Had to have at least played football, you. 0:07:49.120 --> 0:07:52.560 Know what I mean, even just recreationally, because there's some 0:07:52.800 --> 0:07:55.800 nuance that you gather from the experience. That's not the 0:07:55.840 --> 0:07:59.520 same for all things. Like my therapist, before she was 0:07:59.560 --> 0:08:03.200 my therapist, she was a a coach for me. 0:08:03.720 --> 0:08:07.480 Now here's the thing. When she was my coach, did 0:08:07.600 --> 0:08:09.360 she need to be a therapist? Now? 0:08:10.120 --> 0:08:12.960 So like a personal coach to me does not necessarily 0:08:13.000 --> 0:08:15.320 have to have a doctorate like she doctor Green is doctor. 0:08:15.640 --> 0:08:17.560 She does not necessarily have to have a doctor. 0:08:17.600 --> 0:08:18.120 Because I've had. 0:08:18.080 --> 0:08:21.120 Personal coaches before, they weren't Also, they didn't have their 0:08:21.320 --> 0:08:24.800 degree in psychology. That was an added bonus. But as 0:08:24.840 --> 0:08:27.680 a personal coach, that was not That wasn't a requirement 0:08:27.720 --> 0:08:30.200 for me. But then when I was looking for a therapists, 0:08:30.240 --> 0:08:32.880 it absolutely was a requirement that this person is certified 0:08:32.920 --> 0:08:35.560 as a therapist. So do you see that, like like 0:08:35.679 --> 0:08:37.960 there are it's not all the way across the board 0:08:38.000 --> 0:08:40.800 where it's like no, no, no, you know, you absolutely 0:08:40.840 --> 0:08:42.600 have to have these things in order to be able 0:08:42.640 --> 0:08:43.800 to teach a thing. 0:08:44.760 --> 0:08:46.199 I think it's really nuanced. 0:08:46.280 --> 0:08:48.520 And I heard someone say like, yeah, because if someone's 0:08:48.520 --> 0:08:50.160 not doing better than me, they can't coach, and I 0:08:50.200 --> 0:08:53.040 disagree with that too. I was giving you the example earlier, 0:08:53.520 --> 0:08:56.880 the idea of my friend Cabrell. His mother, Miss Denise, 0:08:57.360 --> 0:09:03.240 she Cabrell's mother. Her parents started an eyeglass store called Elegantize, 0:09:03.679 --> 0:09:07.320 and it's based here in Newark. And they have you know, 0:09:07.400 --> 0:09:09.320 they have been to the riots, they have been here, 0:09:09.400 --> 0:09:12.000 I mean a year over sixty years, I believe organized 0:09:12.040 --> 0:09:15.679 has been in business. So from grandparents, parents to now 0:09:15.679 --> 0:09:18.439 Cabrell and his sister. Now, I mean, if I'm being candid, 0:09:18.520 --> 0:09:21.000 I probably have made more money, you know, in my 0:09:21.080 --> 0:09:23.680 business than maybe that you know, than the eye glass 0:09:23.679 --> 0:09:28.480 store has made. Right, But there's no way that like, 0:09:28.559 --> 0:09:31.040 I mean, one of my number one go to people 0:09:31.080 --> 0:09:35.160 when I'm needing like business acumen, it's Cabral And his 0:09:35.240 --> 0:09:37.920 mother knows even more because she has been in business 0:09:38.120 --> 0:09:42.440 for like fifty years and so I mean not only 0:09:42.440 --> 0:09:45.640 has she had elegantized. At one point she owned an ihop, 0:09:46.160 --> 0:09:48.320 at one point she owned a Jamaican restaurant. At one 0:09:48.360 --> 0:09:52.120 point she owned an apartment complex. I mean, miss Denise 0:09:52.320 --> 0:09:54.959 is so well well, I remember asking Cabrel because she's 0:09:55.000 --> 0:09:56.959 so chilling, laid back, you know, not I'll get ready 0:09:57.000 --> 0:09:57.200 and now I. 0:09:57.280 --> 0:10:00.480 Gotta be on social myself included. But that old school 0:10:00.480 --> 0:10:02.880 you know, they just did it. You know. So I'm like, 0:10:02.920 --> 0:10:05.440 I'm like, can your mom? Can your mom be my mentor? 0:10:05.480 --> 0:10:07.719 He was like what mister Niece was like, girl, what 0:10:07.800 --> 0:10:08.439 you're talking about? 0:10:08.520 --> 0:10:11.560 You know, because but I mean she is a wealth 0:10:11.600 --> 0:10:14.920 of knowledge, despite on the surface that might look like, well, Tiffy, 0:10:14.960 --> 0:10:16.880 you've made such and such. No, no, no, no, no no, I 0:10:16.920 --> 0:10:19.400 cannot hold a candle to her level of knowledge because 0:10:19.440 --> 0:10:23.040 there are some so there are some mentors that to 0:10:23.120 --> 0:10:28.680 me require a deeper level of experience in order because 0:10:28.720 --> 0:10:31.319 business is so nuanced. It's not something that you can 0:10:31.360 --> 0:10:33.800 do on the sidelines and then tell somebody about. You 0:10:33.800 --> 0:10:36.520 have to be in it. And so yeah, so me 0:10:36.559 --> 0:10:38.160 and Manny were just talking about, like, you know, like, 0:10:38.200 --> 0:10:41.440 what what is you know when you're looking if the 0:10:41.440 --> 0:10:43.320 onness is not just on like the people that teach, 0:10:43.360 --> 0:10:46.480 but also those of you that buy, making sure that 0:10:46.559 --> 0:10:49.040 you're mindful of like what is it that you need 0:10:49.040 --> 0:10:51.880 from your coach? What level experience are you needing asking 0:10:51.920 --> 0:10:54.959 those questions? Are you even ready for coaching if you're 0:10:55.000 --> 0:10:57.520 spending ten twenty thousand dollars, which if that's how much 0:10:57.520 --> 0:10:59.000 a cost, that's how much a cost. I'm not here 0:10:59.040 --> 0:11:02.640 to shame. Coach charges a lot of money, but you know, 0:11:02.800 --> 0:11:04.920 are you even in position? I didn't start paying that 0:11:05.000 --> 0:11:07.680 kind of money until my business was almost eight figures, 0:11:08.080 --> 0:11:10.320 you know. And so yeah, because sometimes I've seen people 0:11:10.360 --> 0:11:12.160 will complain about a coach, but that's just because they 0:11:12.200 --> 0:11:15.000 weren't ready for the coaching just yet. They had not 0:11:15.040 --> 0:11:17.640 done enough footwork to know the questions to ask and 0:11:17.679 --> 0:11:18.319 what work to do. 0:11:18.960 --> 0:11:21.800 Yeah, one thousand percent. I mean even through creating bandy 0:11:21.840 --> 0:11:24.920 money makers, like the ninety nine point nine percent of 0:11:24.960 --> 0:11:27.160 the women who come through. And that's the reason I 0:11:27.200 --> 0:11:29.880 like have an application phase, and I actually have one 0:11:29.920 --> 0:11:32.920 on ones with women, a lot of women before they 0:11:33.160 --> 0:11:36.360 officially enroll, because I don't want in My program's only 0:11:36.360 --> 0:11:38.360 a few hundred bucks, that's where it starts at. And 0:11:38.400 --> 0:11:40.120 I mean, that's a lot of money. I'm not trying 0:11:40.160 --> 0:11:42.760 to diminish that, but I don't want it doesn't make 0:11:42.800 --> 0:11:45.080 me feel good to know that someone has come through 0:11:45.120 --> 0:11:49.160 my community and not gotten, not understood my vision, not 0:11:49.400 --> 0:11:51.840 gotten on board with I want women who are going 0:11:51.880 --> 0:11:54.360 to be talking to each other. It's not meant to 0:11:54.360 --> 0:11:56.840 be an individual experience like an online course where you 0:11:56.880 --> 0:11:58.400 just download it and do it on your own time. 0:11:58.440 --> 0:12:01.000 It's meant to be you know, gauging with other women 0:12:01.040 --> 0:12:03.880 and supporting other women. So like, I just want everyone 0:12:03.880 --> 0:12:06.960 to understand that. But even so, you know, I welcome 0:12:07.400 --> 0:12:10.679 the one time. In the past three cohorts and like 0:12:10.720 --> 0:12:14.200 sixty women who've gone through my program, one woman was like, hey, 0:12:14.200 --> 0:12:15.880 I've done a couple of classes. I just don't think 0:12:15.880 --> 0:12:17.560 I'm ready for this at this point, and I'm going 0:12:17.640 --> 0:12:20.800 to bow out. And I really I took that as 0:12:20.800 --> 0:12:23.160 a I took that as a learning moment for me, 0:12:23.559 --> 0:12:27.160 and I'm like, okay, is my messaging on par You know, 0:12:27.240 --> 0:12:28.800 this happened to be a woman who I didn't do 0:12:28.800 --> 0:12:30.600 a one on one before, and I'm like, Okay, I 0:12:30.640 --> 0:12:32.760 need to make sure that I'm doing more one on ones. 0:12:33.120 --> 0:12:35.320 It's not like those situations are never going to happen. 0:12:36.440 --> 0:12:39.880 But again, I feel like as educators, it's like, so, 0:12:40.000 --> 0:12:43.240 how are we making sure that our right customer, our 0:12:43.360 --> 0:12:47.000 right client can find us? And if we're not for them, 0:12:47.040 --> 0:12:51.960 they can find you know someone who is. And yeah, 0:12:51.400 --> 0:12:55.960 I feel a real deep sense of responsibility. Also, I 0:12:55.960 --> 0:12:58.000 don't want to get back to Tiffany that I'm out 0:12:58.040 --> 0:13:00.000 here in these streets like y'all are going to tell 0:13:00.200 --> 0:13:00.440 on me. 0:13:03.160 --> 0:13:05.240 But here's the thing, you'd be surprised, like despite so, 0:13:06.120 --> 0:13:09.000 like you know, I lost my Patreons for like the mentoring, 0:13:09.360 --> 0:13:11.880 and I realized the mistake that I made was when 0:13:11.920 --> 0:13:14.199 I first opened the doors. Although I said this is 0:13:14.240 --> 0:13:16.840 for business, this is for business, everybody knows me as 0:13:16.880 --> 0:13:21.040 a budgetesta personal finance, and so in the beginning, like 0:13:21.120 --> 0:13:22.600 the first month or so, I. 0:13:22.520 --> 0:13:24.160 Saw a ton of people leaving, and I'm like, what's 0:13:24.200 --> 0:13:24.600 going on. 0:13:24.880 --> 0:13:27.760 So thankfully with Patreon you can go on and you 0:13:28.040 --> 0:13:30.240 could do like an exit survey. So sometimes I'll say, oh, 0:13:30.240 --> 0:13:33.560 you're leaving why And I look and I would say 0:13:33.679 --> 0:13:36.360 the vast majority was like I came for personal finance, 0:13:36.400 --> 0:13:42.000 and I said, oh, okay, Tiffany, you're initial branding Budgetnista. 0:13:42.600 --> 0:13:45.760 Of course, the average person coming here is going to 0:13:45.840 --> 0:13:49.000 assume I'm going to get financial education here, even though 0:13:49.040 --> 0:13:50.920 like when you sign up, I have this video where 0:13:50.920 --> 0:13:52.959 I'm like, we're not doing personal finance. There's some writing 0:13:53.000 --> 0:13:55.200 it says's not personal finance. But girl, people are like BUDGETA, 0:13:55.200 --> 0:13:55.760 I love your girl. 0:13:55.800 --> 0:13:57.800 Click. They just sign up without looking. 0:13:58.240 --> 0:14:01.840 So I made sure now that like I have like 0:14:01.880 --> 0:14:04.160 a like when you go into my Patreon, like there's 0:14:04.200 --> 0:14:06.160 a it said start here, and one of the first 0:14:06.160 --> 0:14:08.240 things it says in all caps is you're not getting 0:14:08.240 --> 0:14:09.120 personal financier. 0:14:09.240 --> 0:14:10.920 This is if you need business coaching. 0:14:11.400 --> 0:14:15.120 And then I made sure that whenever I mention you know, 0:14:15.280 --> 0:14:19.040 like my Patreon, that I'm like to remember it's business 0:14:19.120 --> 0:14:21.760 coaching that personal finance, because I'm wanting that when you 0:14:21.880 --> 0:14:24.680 hear me, if you sign up, you know you come 0:14:24.720 --> 0:14:25.320 for that reason. 0:14:25.320 --> 0:14:26.760 But there's still people. Every once in a while, I. 0:14:26.720 --> 0:14:28.520 Get a handful of people that when they leave, I 0:14:28.560 --> 0:14:30.000 look and it's like I thought I was going to 0:14:30.040 --> 0:14:33.400 get personal finance. But to your point, the onus is 0:14:33.440 --> 0:14:37.400 also on the coach to make sure that you are 0:14:37.880 --> 0:14:40.440 saying the things that are attracting people who are going 0:14:40.480 --> 0:14:42.920 to be successful in your program, that they're getting what 0:14:42.960 --> 0:14:45.160 they come for because I don't want, you know, for me, 0:14:45.200 --> 0:14:46.680 it's ten bucks a month, so you know, people don't 0:14:46.760 --> 0:14:48.560 leave like I hate Tiffany because they're. 0:14:48.360 --> 0:14:49.600 Like, girl, just buy. You know. 0:14:49.600 --> 0:14:53.360 It's but you know, like you know, I know, I 0:14:53.440 --> 0:14:55.440 know I have friends who charge you know, ten twenty 0:14:55.440 --> 0:14:57.480 thirty thousand dollars, not a month, but like for the year. 0:14:58.080 --> 0:15:01.120 And you know, you have to be real careful that 0:15:01.120 --> 0:15:04.920 you're not getting like people off the street that don't 0:15:05.040 --> 0:15:07.760 understand what they're getting. And certainly you don't have to 0:15:07.800 --> 0:15:09.640 be careful if you don't want to, but you know, 0:15:09.680 --> 0:15:12.280 you then word gets out real quickly when someone loses 0:15:12.320 --> 0:15:15.400 thirty thousand dollars, it's devastating for most people. Like people 0:15:15.400 --> 0:15:19.520 don't don't have that, And it like to like I said, 0:15:19.560 --> 0:15:21.600 is it like Manny And I joke before and I said, 0:15:21.600 --> 0:15:23.000 I was gonna say, but I think I'm gonna say it. 0:15:23.000 --> 0:15:25.480 It's like, is it a scam? You might not be 0:15:25.520 --> 0:15:28.160 going to jail, but you're not going to heap it, 0:15:28.800 --> 0:15:32.680 you know, So it's like, is it morally okay? 0:15:32.880 --> 0:15:35.040 Now? Is it a scam? 0:15:35.200 --> 0:15:36.960 Meaning like are you gonna you know, like, is there 0:15:37.000 --> 0:15:40.240 like some sort of legal ramification? Maybe not, but that 0:15:40.280 --> 0:15:43.360 doesn't make it right. And so you the onus on 0:15:43.560 --> 0:15:47.440 y'all who are looking is to vet you know, what 0:15:47.520 --> 0:15:49.400 is it that I'm needing? Am I going to get this? 0:15:49.440 --> 0:15:50.680 Can I ask questions? 0:15:51.120 --> 0:15:51.520 What is it? 0:15:51.560 --> 0:15:54.360 What was this person doing before? Have other people gone 0:15:54.400 --> 0:15:58.720 through this? Like my business coach Zion. He was so expensive. 0:15:58.760 --> 0:16:01.560 It was thirty five thousand a month. Let's do the 0:16:01.600 --> 0:16:04.920 math on that. So but when I tell you I 0:16:05.000 --> 0:16:07.280 was this close to shutting down my business, I had 0:16:07.320 --> 0:16:09.440 reached even though we were our most successful at that 0:16:09.480 --> 0:16:13.000 time were just like literally just under ten million. I 0:16:13.040 --> 0:16:16.000 was like nine point nine eighty eight something something crazy, right, 0:16:16.400 --> 0:16:20.440 But I was so overwhelmed. So that's four hundred and 0:16:20.480 --> 0:16:22.640 twenty thousand dollars a year. But like I said, by 0:16:22.640 --> 0:16:24.600 then my business was just about ten million dollars a year. 0:16:24.920 --> 0:16:29.000 But I was so overwhelmed despite it being successful, I 0:16:29.040 --> 0:16:33.720 was going to shut it down because it was I 0:16:33.760 --> 0:16:36.360 didn't know how like I had we had clawed our 0:16:36.360 --> 0:16:38.880 way to that ten million in a way that I 0:16:38.960 --> 0:16:42.640 knew was not sustainable emotionally mentally it was I was 0:16:42.760 --> 0:16:46.440 drowning in the work and it was reflective in my body. 0:16:46.760 --> 0:16:51.880 My my, my blood pressure was astronomical, Like I went 0:16:51.920 --> 0:16:53.800 to the doctor, like I just want a regular check up. 0:16:53.840 --> 0:16:55.360 She said, this is the second time your blood presure 0:16:55.360 --> 0:16:57.000 has been elevated. I want you to get a blood 0:16:57.000 --> 0:16:59.600 pressure blood plusure, blood plusure ma sheet and then every 0:16:59.680 --> 0:17:02.400 day text me like be like our app like you 0:17:02.440 --> 0:17:05.280 know what it is. So I started to take it 0:17:05.320 --> 0:17:08.040 and I stopped. I stopped taking the numbers because they 0:17:08.040 --> 0:17:10.920 were scary, like I think, like it's like one twenty 0:17:10.960 --> 0:17:13.560 over seventy. It's like consider baseline, you know, a little 0:17:13.600 --> 0:17:15.600 elevated might be one thirty over eight. You know, like 0:17:15.640 --> 0:17:18.600 that that's in within range. But no, I was clocking 0:17:18.640 --> 0:17:22.840 in like one sixty over forty, like dangerous for I mean, 0:17:22.880 --> 0:17:23.879 I'm not some old lady. 0:17:24.200 --> 0:17:26.280 And I stopped. At first, I thought maybe it's just 0:17:26.480 --> 0:17:27.000 the machine. 0:17:27.000 --> 0:17:29.520 It's broken. I had my sister do it one twenty 0:17:29.520 --> 0:17:31.320 over seventy. I had a listen do it. When twenty 0:17:31.440 --> 0:17:33.000 I had Jerelle at the time to do it, and 0:17:33.040 --> 0:17:35.919 I was just like, what is going on? What is 0:17:36.000 --> 0:17:39.560 going on? And so I realized that you're gonna have 0:17:40.560 --> 0:17:42.520 a heart attack or whatever is at a stroke. I'm 0:17:42.560 --> 0:17:44.640 not sure what you get from high blood pressure. If 0:17:44.680 --> 0:17:46.879 this continues, If it means shutting down the business to 0:17:46.920 --> 0:17:50.080 save yourself, so be it, you know, because I didn't 0:17:50.119 --> 0:17:53.440 hate it. I just didn't know how to manage. And 0:17:53.720 --> 0:17:55.920 it was because I brought on Zion and he kind 0:17:55.920 --> 0:17:57.919 of was like, here's all the things you're doing that 0:17:57.960 --> 0:18:02.200 you ought not to be doing, how to delegate, here's 0:18:02.280 --> 0:18:05.120 how to shut down, here's how to create space. 0:18:05.640 --> 0:18:07.480 And so it was worth that money. 0:18:07.480 --> 0:18:09.560 So I don't want you to think I'm hating on, like, oh, 0:18:09.680 --> 0:18:12.160 I charged a whole lot for coaching. That that means 0:18:12.160 --> 0:18:14.359 some of that person is a scam. Now, you know, 0:18:14.520 --> 0:18:16.919 sometimes it does cost a whole lot. But to me, 0:18:17.200 --> 0:18:20.520 I'm it's really more so that, like is there proof 0:18:20.560 --> 0:18:22.560 in the pudding? Who have they worked with before he 0:18:22.640 --> 0:18:24.600 was He was recommended to me by a very like 0:18:25.119 --> 0:18:27.680 somebody who I know in business that also does eight 0:18:27.720 --> 0:18:30.480 figures and was like having a hard time and and 0:18:30.560 --> 0:18:32.760 he totally transformed her. And she told me I had 0:18:32.760 --> 0:18:34.840 to time. You know, he ain't cheap, and I was like, 0:18:34.920 --> 0:18:35.720