WEBVTT - EP 290: Time to Get a Business Coach? 0:00:16.440 --> 0:00:29.720 Hey, hey, hey, we're back. We're black, we're brown. Ambition, ambition, ambition. 0:00:30.400 --> 0:00:32.279 I wish you guys could see manager right now. She 0:00:32.479 --> 0:00:35.680 is like Meanwhile, like her video went. 0:00:35.520 --> 0:00:39.159 Off, I know I will describe it well for me. 0:00:39.280 --> 0:00:40.519 I don't know why. But don't worry about it. I'm 0:00:40.560 --> 0:00:42.479 sure the people somehow they'll be to see you. I 0:00:42.680 --> 0:00:43.280 still see me. 0:00:43.880 --> 0:00:46.040 Yeah, your video is still recording anyway, I remember what 0:00:46.080 --> 0:00:49.680 you look like. Her curls are papping. She's got a 0:00:49.760 --> 0:00:51.880 nice little side park going, and her curls are. 0:00:52.040 --> 0:00:53.560 Giving life there. 0:00:53.600 --> 0:00:58.279 It's giving luxury, it's giving moisture, it's giving definition, it's 0:00:58.320 --> 0:00:59.880 giving you wish you could but can't. 0:01:00.560 --> 0:01:02.720 And she's got a little light beat. 0:01:02.760 --> 0:01:06.600 I said, oh, okay, right because you know, right so, 0:01:06.720 --> 0:01:10.120 Mandy is like this like mannyskin skin complexion is like 0:01:10.200 --> 0:01:13.120 vanilla with a little caramel undertone. And right now it's 0:01:13.160 --> 0:01:16.240 really it's giving bronzer. It's giving even though it's winter. 0:01:16.720 --> 0:01:19.240 Get into this, like you know, natural tan. 0:01:19.880 --> 0:01:23.040 You're making me hot. Just stop talking about my face. 0:01:23.360 --> 0:01:24.080 Oh my god. 0:01:24.360 --> 0:01:28.920 Her lashes, literally, her lashes are giving, like girl, you know, 0:01:29.200 --> 0:01:31.520 like you know how like I always feel so jealous 0:01:31.520 --> 0:01:33.120 whenever I see like little kids. I'm like, you don't 0:01:33.120 --> 0:01:34.920 even need all them blashes. It's giving that right now. 0:01:34.959 --> 0:01:37.200 Her lashes are everything. I'm like, Mandy, I'm like, where 0:01:37.200 --> 0:01:39.600 you're going. You look really cute today, So meanwhile, I've 0:01:39.640 --> 0:01:42.600 given you gray sweatsh sweat, I'm giving you. I didn't 0:01:42.600 --> 0:01:44.520 take a shower today, yes yet, because it was such 0:01:44.520 --> 0:01:47.600 a busy day. But guess what, the melanin is still 0:01:47.600 --> 0:01:48.320 popping either way. 0:01:48.400 --> 0:01:52.040 So you know what melanin is like an instant concealer. 0:01:52.080 --> 0:01:54.840 It's an instant foundation. We wake up and the face 0:01:54.960 --> 0:01:57.400 is halfway there. That's what I feel, you know what exactly. 0:01:57.480 --> 0:01:59.040 So I'm like, you know, I don't feel nothing about it. 0:01:59.080 --> 0:02:01.960 I could give matt Men all her props and be like, 0:02:02.000 --> 0:02:04.080 you know, but yeah, she looks really today. I was like, 0:02:04.080 --> 0:02:05.920 maybe what you're doing today, because you're doing something and 0:02:06.040 --> 0:02:06.640 looking like that. 0:02:07.440 --> 0:02:10.680 I just can't always rely on, you know, zoom filters 0:02:10.800 --> 0:02:14.120 and the uh the other day, I really, did you 0:02:14.240 --> 0:02:15.960 have we talked about this yet? On zoom you can 0:02:16.000 --> 0:02:19.079 add a lip and a brow. No, did you know this? 0:02:19.320 --> 0:02:19.560 Yes? 0:02:19.840 --> 0:02:22.760 And it's it comes in so clutch when all you 0:02:22.840 --> 0:02:24.560 need is a little bit of something like you just 0:02:24.680 --> 0:02:26.560 roll out of bed and you don't want them to know. Yes, 0:02:26.680 --> 0:02:28.640 go into your it's kind of hidden, but you have 0:02:28.720 --> 0:02:32.040 to go into your find a filter or choose a background, 0:02:32.120 --> 0:02:35.040 and then it's like studio filters. This is the pro tip. 0:02:35.240 --> 0:02:37.320 You can pick a lip, you can pick your brow. 0:02:37.680 --> 0:02:39.880 You can do like even the opacity. You can go 0:02:39.960 --> 0:02:42.320 for like a full Kylie Jenner. Or if you want 0:02:42.360 --> 0:02:44.920 more of like you know, just something more natural, more 0:02:44.960 --> 0:02:47.359 of like a t Tiffany Eliche right now, then you 0:02:47.400 --> 0:02:51.120 can go for like more of a translucent brow. It's everything. However, 0:02:51.960 --> 0:02:54.360 it froze the other day when I was drinking something 0:02:56.000 --> 0:02:58.120 and I'm like, you could see my lips stuck to 0:02:58.200 --> 0:03:02.320 my glass, like you know. I was like, maybe this 0:03:02.400 --> 0:03:04.920 isn't you know, Maybe I should get some actual makeup 0:03:04.960 --> 0:03:08.320 and try again. So shouts out to old to beauty 0:03:08.320 --> 0:03:11.560 at Tarje because I hit them up and it is 0:03:11.600 --> 0:03:14.800 a trap. You will leave spending a lot of coins. 0:03:14.840 --> 0:03:15.520 But it was fun. 0:03:16.200 --> 0:03:18.280 No, that's funny. I did not know. 0:03:18.400 --> 0:03:19.840 You know, you know, it's getting real out here when 0:03:19.880 --> 0:03:21.359 Zoom is doing filters. 0:03:22.200 --> 0:03:24.440 Yeah, and I mean it's it's pretty good. Just don't 0:03:24.440 --> 0:03:26.760 try and drink or put anything in front of your face. 0:03:26.880 --> 0:03:33.600 Just sit there and look pretty. That's the ticket. Ulie noted, well, 0:03:33.639 --> 0:03:35.680 I woke up kind of down today because I was 0:03:35.720 --> 0:03:38.680 reading up on the Travis Scotty. Did you hear what 0:03:38.680 --> 0:03:42.840 happened in Astro World? Isn't that? It just seems insane, 0:03:42.880 --> 0:03:46.800 It seems tragic. Makes me sad. My heart goes out 0:03:46.800 --> 0:03:48.560 to all the victims. I just wanted to say that 0:03:48.600 --> 0:03:51.000 at the top of the show because it just seems 0:03:51.000 --> 0:03:54.960 like something that was so preventable and it was supposed 0:03:55.000 --> 0:03:56.640 to be, you know, one of the first it feels 0:03:56.680 --> 0:03:58.960 like life is sor every time I say life is 0:03:59.000 --> 0:04:02.280 coming back and then it's like we go backwards. But yeah, 0:04:02.360 --> 0:04:04.880 it just kind of felt like one of those moments 0:04:05.880 --> 0:04:08.280 where things are sort of rezuming to normalcy, and it 0:04:08.440 --> 0:04:12.440 just it's awful that it ended in such tragedy. 0:04:12.600 --> 0:04:17.200 They said some people literally have uh literally had heart attacks. 0:04:17.240 --> 0:04:20.279 So I'm just really curious to like what all, you know, 0:04:20.400 --> 0:04:23.880 what all happened. I know there's a lot of criticism 0:04:23.920 --> 0:04:25.719 because he kept playing and people were like, oh, we 0:04:25.720 --> 0:04:27.000 can't stop because we're recording. 0:04:27.000 --> 0:04:28.640 It's like, yeah, Peo, people are dying. 0:04:29.080 --> 0:04:30.719 For forty minutes he kept playing. 0:04:30.880 --> 0:04:31.240 Yeah. 0:04:32.160 --> 0:04:34.560 No, So it's really sad because I mean you said 0:04:34.600 --> 0:04:36.920 that they were they were. I just I just saw 0:04:36.920 --> 0:04:39.159 a video of people kind of like screaming to stop 0:04:39.640 --> 0:04:42.240 and to help, and I was on, I'm not, I don't, 0:04:42.839 --> 0:04:45.200 I'm not on TikTok a ton, but they were. People 0:04:45.240 --> 0:04:49.279 basically have been posting times when artists have stopped the show, 0:04:50.240 --> 0:04:52.080 like because someone was going to be hurt, and they're 0:04:52.120 --> 0:04:55.120 like theyve Adele has done it, blink when maybe whenever 0:04:55.120 --> 0:04:57.039 all these other artists and they're like, why didn't he 0:04:57.120 --> 0:04:59.279 stop the show, you know, to make sure that you 0:04:59.279 --> 0:05:00.400 know people could be safe. 0:05:00.440 --> 0:05:05.039 So yeah, well, I just anyone who was involved in 0:05:05.080 --> 0:05:08.360 that or loves music and just wanted to get back 0:05:08.400 --> 0:05:10.240 to normalcy. My heart just goes out to everybody and 0:05:10.279 --> 0:05:12.839 all the victims especially, And we'll post a link. I 0:05:12.839 --> 0:05:15.000 think that there is like a there are some sites 0:05:15.040 --> 0:05:16.279 you can go to if you want to help any 0:05:16.320 --> 0:05:18.000 of the victims. So we'll try to include that in 0:05:18.040 --> 0:05:20.680 the show notes as well. But you said there was 0:05:21.160 --> 0:05:23.880 another wait, what's going on with Zillo? Because you mentioned 0:05:23.920 --> 0:05:26.400 something about Zillo, and my little ears perked up. 0:05:26.600 --> 0:05:30.200 Yes, So Remember we talked about Zillo before, and I 0:05:30.279 --> 0:05:32.000 was like, I don't know how I feel about them 0:05:32.040 --> 0:05:35.360 getting into the real estate market because they were buying 0:05:35.400 --> 0:05:38.280 a home and selling it. So a friend of mine 0:05:38.800 --> 0:05:41.240 that happened with her mother, like she said it was smooth, 0:05:41.360 --> 0:05:44.960 you know, but that she had to quickly move and 0:05:45.040 --> 0:05:47.279 needed to sell her home, so she sold it via Zillo. 0:05:48.160 --> 0:05:50.640 And you know, I don't know, she'll never know what 0:05:50.680 --> 0:05:52.400 the full market rate she could have gotten it from, 0:05:52.400 --> 0:05:54.839 because how you know is like, you know, multiple people 0:05:54.960 --> 0:05:57.000 make an offer, but she just allowed Zillo to make 0:05:57.000 --> 0:06:01.560 an offer. So like a lot of real estate professionals, 0:06:01.600 --> 0:06:03.599 you know, were angry because they're like, oh, you know, 0:06:03.720 --> 0:06:07.680 you're crowding into our space and and you know you're 0:06:07.760 --> 0:06:10.800 basically you're buying homes for less and also too with 0:06:10.839 --> 0:06:14.159 your estimates where you get to say, hey, this is 0:06:14.200 --> 0:06:16.280 how much we think a home is worth. Isn't that 0:06:16.320 --> 0:06:18.120 like you're kind of you have your hand on both 0:06:18.160 --> 0:06:20.040 sides of the cookie jar, like the home was worth 0:06:20.080 --> 0:06:22.440 is we're selling it and buying it for this. So 0:06:23.440 --> 0:06:25.560 I don't know what happened as far as like legally, 0:06:25.680 --> 0:06:29.640 but last week sometimes Zillow made a decision that they 0:06:29.680 --> 0:06:32.839 were not going to be selling homes, so they're getting 0:06:32.880 --> 0:06:34.839 rid of their inventory and as a result, they're actually 0:06:34.880 --> 0:06:40.120 letting go about twenty five percentator of their staff. So, yeah, 0:06:40.240 --> 0:06:44.800 hundreds of homes like in Atlanta, Phoenix, Houston. Yeah, and 0:06:45.080 --> 0:06:47.160 almost two thirds of their homes were listed for less 0:06:47.160 --> 0:06:50.520 than what they paid. So there's about seven thousand homes 0:06:50.800 --> 0:06:54.560 two point eight billion dollars you know, of homes that 0:06:54.600 --> 0:06:57.080 they're just like, you know what, you know, we're out 0:06:57.080 --> 0:06:58.239 of the home selling business. 0:06:58.320 --> 0:07:00.560 And yeah, like I. 0:07:00.600 --> 0:07:02.920 Just are those homes on clearance? Are there any good ones? 0:07:03.240 --> 0:07:05.839 Yeah, they're saying like they're saying that they you know 0:07:06.240 --> 0:07:08.840 that basically that yes, some of the homes are being 0:07:08.880 --> 0:07:11.480 sold for for less of what at least Villo bought 0:07:11.520 --> 0:07:13.440 them for. Who knows if they're clearance, but they're selling 0:07:13.480 --> 0:07:16.120 for less than Zilla bought them for. So I'm just curious, 0:07:16.200 --> 0:07:20.000 like I wonder if there was you know, some sort 0:07:20.040 --> 0:07:23.880 of like governmental pressure, you know, did not seem as 0:07:23.920 --> 0:07:26.160 profitable as they thought, So I'm just really curious as 0:07:26.160 --> 0:07:29.720 to why. But yeah, so I guess realtor is you 0:07:29.760 --> 0:07:32.040 can breathe easy that Zillo will not be at least 0:07:32.040 --> 0:07:35.360 for now, like crowding in on the market and buying 0:07:35.360 --> 0:07:36.440 a pose and selling them. 0:07:37.520 --> 0:07:39.040 Yeah, I feel like the next time I'm ready to 0:07:39.040 --> 0:07:41.600 buy a home, who even knows what will be available. 0:07:42.400 --> 0:07:46.320 But it feels like Zillo definitely has a huge chunk 0:07:46.360 --> 0:07:48.920 of at least consumers and customers like how we are 0:07:48.960 --> 0:07:51.000 shopping for homes and where we're where we're shopping and 0:07:51.000 --> 0:07:55.480 buying homes. So, you know, I feel like monopolies, like 0:07:55.480 --> 0:07:57.880 like the social media giants. You know, everyone's trying to 0:07:57.880 --> 0:07:59.800 break up these social media giants. I mean, maybe it's 0:08:00.280 --> 0:08:04.400 for these online realty realtor companies too, who are just 0:08:04.480 --> 0:08:06.640 kind of taking over everything. 0:08:07.200 --> 0:08:08.840 Yeah, so it's just kind of like. 0:08:08.840 --> 0:08:11.720 Oooh, I'm all down for technology, but I don't know 0:08:11.760 --> 0:08:14.880 if I want to, like to sell a whole house. 0:08:15.280 --> 0:08:16.560 Yeah, it's a lot. 0:08:16.640 --> 0:08:19.440 It's literally that someone I'm looking at it now a 0:08:19.480 --> 0:08:22.640 little bit. So the Zillo CEO basically said that it 0:08:22.680 --> 0:08:24.920 was costing them too much. The financial costs were too great. 0:08:25.040 --> 0:08:28.360 The company lost three hundred and eighty million dollars in 0:08:28.400 --> 0:08:31.160 the last quarter from Zilo offers. That's what that's what 0:08:31.200 --> 0:08:34.240 that program was called. So you can't continue to lose 0:08:34.320 --> 0:08:38.400 like almost half a million dollars a quarter. Yeah, so 0:08:38.440 --> 0:08:40.679 I'm just curious, Like I said, they'll be selling off 0:08:40.720 --> 0:08:41.200 those homes. 0:08:41.200 --> 0:08:42.960 I'm curious to see, you know. 0:08:43.080 --> 0:08:44.640 I told a friend of mine who's looking for home 0:08:44.640 --> 0:08:46.720 in Atlanta, how do you get on that list or 0:08:46.840 --> 0:08:47.400 learn more? 0:08:49.000 --> 0:08:49.559 Yeah? 0:08:49.760 --> 0:08:53.520 Yeah, they're blaming everything from go Ahead. They say that 0:08:53.559 --> 0:08:56.319 they're looking to sell. They have seven thousand homes. They're 0:08:56.320 --> 0:09:00.120 looking to sell to both individuals and or investors. 0:09:00.280 --> 0:09:00.720 Mm hmm. 0:09:01.040 --> 0:09:04.800 But yeah, where's that mailing list, like you said, because we're. 0:09:04.640 --> 0:09:07.160 Real, I'm like, especially if you're selling it under they're 0:09:07.160 --> 0:09:08.319 basically looking to cut. 0:09:08.679 --> 0:09:14.040 A liquid m exactly what else is going on? We 0:09:14.120 --> 0:09:21.720 finally got the infrastructure bill passed, one trillion dollar infrastructure bill. Honestly, 0:09:23.920 --> 0:09:26.880 it's my biggest grief is always going to be well, 0:09:26.920 --> 0:09:29.520 not always, but one of the biggest things is is 0:09:29.520 --> 0:09:31.480 I wish that they had been able to get the 0:09:31.480 --> 0:09:33.280 paid prints to leave in there like they wanted to. 0:09:34.480 --> 0:09:35.000 What did what? 0:09:35.000 --> 0:09:37.400 What did we end up with four weeks at the 0:09:37.480 --> 0:09:41.440 end of it? Not if anything? So, I don't know. 0:09:41.520 --> 0:09:44.800 It just feels like it feels like everybody wants a 0:09:44.840 --> 0:09:47.400 society where everyone. First of all, we have you need 0:09:47.400 --> 0:09:50.959 to income earners often to like be able to even 0:09:52.120 --> 0:09:54.360 like in order to have a household where each person 0:09:54.480 --> 0:09:57.840 just has one job, and you know, they are bringing 0:09:57.840 --> 0:10:00.040 in a decent enough income to like pay for the 0:10:00.080 --> 0:10:03.640 cost of childcare and housing, these incredibly expensive costs to 0:10:03.800 --> 0:10:06.520 cost today. So they're calling the plan to Build back 0:10:06.640 --> 0:10:11.800 Better bill and basically, yeah, they were. We were. They 0:10:11.800 --> 0:10:14.120 were pushing for a twelve week paid leave that got 0:10:14.200 --> 0:10:17.920 knocked down to just four weeks, which I guess is something. 0:10:18.960 --> 0:10:22.400 I mean, it's like two grand a month or basic 0:10:23.120 --> 0:10:26.760 basic daycare, especially where we live where I live in 0:10:26.800 --> 0:10:29.160 New York. And I was having lunch with a girlfriend 0:10:29.160 --> 0:10:31.280 the other day and she's pregnant with her second and 0:10:31.360 --> 0:10:34.160 her son is Rio's age too, So that means, like 0:10:34.240 --> 0:10:36.760 the math is, you're going to have two children in 0:10:36.840 --> 0:10:40.440 daycare unless you decide what to quit and work and 0:10:40.520 --> 0:10:42.280 just be a stay at home, you know, parent, which 0:10:42.280 --> 0:10:44.960 you can't afford to do because you have housing expenses, 0:10:44.960 --> 0:10:48.240 whether you rent or you have a mortgage. Everything expensive. 0:10:48.280 --> 0:10:51.360 And she's like, we're gonna make it work. You know. 0:10:51.480 --> 0:10:54.360 It's it's one of those it's a it's a human 0:10:54.480 --> 0:10:56.480 and it's on the way and it's you know, and 0:10:56.679 --> 0:10:59.360 just it also gets into you know, our right to 0:10:59.440 --> 0:11:02.120 choose our own family planning and you have of course 0:11:02.160 --> 0:11:05.880 you have anti abortion like that is going to be 0:11:05.920 --> 0:11:08.480 reaching the Supreme Court again. There's a case out there 0:11:08.480 --> 0:11:10.520 and there will be more. And it's like, so you 0:11:10.600 --> 0:11:14.440 don't want us to decide, you know, our own our 0:11:14.480 --> 0:11:16.439 own you know how many children we want, and when 0:11:16.440 --> 0:11:18.000 we don't want to have children anymore, so you don't 0:11:18.000 --> 0:11:20.360 you want to control our bodies. But when it comes 0:11:20.440 --> 0:11:23.400 to having the children and making sure that they have 0:11:23.440 --> 0:11:25.480 a good quality of life, that they're educated, and that 0:11:25.520 --> 0:11:27.720 we're able to work, to live and survive, you don't 0:11:27.720 --> 0:11:30.400 want to give us that kind of support. So, and 0:11:30.480 --> 0:11:35.679 I know progressives especially there were like six Progressives who 0:11:35.880 --> 0:11:38.440 didn't vote in favor of the bill, which I understand 0:11:38.440 --> 0:11:40.480 their point because it didn't go far enough. It could 0:11:40.520 --> 0:11:44.160 have been way more supportive of working families and all 0:11:44.240 --> 0:11:46.319 of that. Twenty twenty four is going to be a 0:11:46.440 --> 0:11:49.800 very interesting election and I'm scared, like if Democrats don't 0:11:49.800 --> 0:11:52.439 start delivering, I'm scared that they're not going to get 0:11:52.480 --> 0:11:53.000 the support. 0:11:53.240 --> 0:11:55.480 Yeah, I agree, you know, one thing that was like, 0:11:55.520 --> 0:11:57.640 I want to add in the bill that odd, But 0:11:57.679 --> 0:11:59.240 I was like, what is this? I saw that there's 0:11:59.280 --> 0:12:03.920 one billion outs set aside in the bill to reconnect communities, 0:12:04.280 --> 0:12:08.960 mainly disproportionately black neighborhoods. I'm reading from CNN dot Com 0:12:09.240 --> 0:12:11.800 and I'm like, wow, I mean, I'd always I heard that, like, 0:12:11.840 --> 0:12:14.880 for example, in Detroit, that there would be these like, 0:12:14.920 --> 0:12:17.280 you know, thriving black neighborhoods and they would divide them 0:12:17.360 --> 0:12:22.120 with the highway, destroying you know, this like economic hub 0:12:22.160 --> 0:12:26.280 and the black neighborhood. And so yeah, I guess I'm 0:12:27.760 --> 0:12:31.200 I'm I'm really just like curious about what does. 0:12:31.080 --> 0:12:31.440 It look like. 0:12:31.440 --> 0:12:34.120 I said, it's gonna fun planning, design and demolish and 0:12:34.160 --> 0:12:36.640 reconstruct the street grids, parks. 0:12:36.440 --> 0:12:37.439 Or other infrastructure. 0:12:37.520 --> 0:12:40.199 So I'm just like, oh, so you acknowledged that highways 0:12:40.200 --> 0:12:44.520 were put up to destroy the economic prosperity in black neighborhoods, gotcha. Yeah, 0:12:44.559 --> 0:12:46.800 so we shall see. That's something that I thought was interesting. 0:12:46.840 --> 0:12:48.640 I'm like, well, what does that look like actually rolled out? 0:12:49.160 --> 0:12:51.440 But to your point, am I gonna lie? I'm not 0:12:51.600 --> 0:12:54.280 feeling I've kind of like resigned myself that like you know, 0:12:54.679 --> 0:12:56.760 when the next presidential elections come up. 0:12:57.559 --> 0:12:58.959 I don't know, because. 0:12:58.679 --> 0:13:02.200 You know, like where's we said that student loan? You know, 0:13:02.240 --> 0:13:04.320 there was gonna be some student loan relief an saying it. 0:13:04.679 --> 0:13:06.520 You know, some of the policies that were put in 0:13:06.520 --> 0:13:12.240 place for immigrants and immigrants in Mexico, for folks that 0:13:12.360 --> 0:13:14.800 have been trying to come here, some of those policies, 0:13:14.800 --> 0:13:17.559 some of those inhumane policies have maintained. I was reading 0:13:17.559 --> 0:13:21.120 an article that these immigration lawyers are basically like I'm 0:13:21.160 --> 0:13:27.439 not going to continue to participate and you know, current 0:13:27.480 --> 0:13:31.200 policies because they're they're cruel, And I just was like, 0:13:31.320 --> 0:13:32.760 you know, some of these policies were put in place 0:13:32.800 --> 0:13:35.319 with the last administration and they've been kept in place. 0:13:35.800 --> 0:13:38.199 So and we all see what happened to Haitians, you know. 0:13:38.320 --> 0:13:42.000 Were that were here or trying to get here, and 0:13:42.040 --> 0:13:44.400 how literally they were being whipped as if it was 0:13:45.000 --> 0:13:49.360 seventeen seventy two, like with men on horses whipping them 0:13:49.800 --> 0:13:52.560 as if they're not human beings. This happened under this 0:13:52.640 --> 0:13:57.920 current administration. So I am, you know, I'm not hopeful, 0:13:57.960 --> 0:13:59.600 and I guess here and what's to be hopeful? For 0:14:00.080 --> 0:14:02.640 hopeful for more of this cry honesty. I'm like, it's 0:14:02.679 --> 0:14:04.560 looking just like where we were before, and like, what's 0:14:04.600 --> 0:14:07.040 the real difference. It's just that what the news is 0:14:07.040 --> 0:14:11.160 more salacious. So I don't know Democrats, honestly, it just 0:14:11.840 --> 0:14:14.959 it's not looking good. But it's not looking good currently either, so. 0:14:15.920 --> 0:14:17.880 Right and people are not good. They're not They won't 0:14:17.880 --> 0:14:20.040 really change things in the way that we want them to. 0:14:20.080 --> 0:14:22.880 Progressives do. I'm assuming you're progressive, but you know, progressives 0:14:22.920 --> 0:14:25.080 do unless we make noise and unless we are out 0:14:25.120 --> 0:14:26.880 there just as vocally as we were before. And I 0:14:26.880 --> 0:14:29.360 think a lot of us were just worn and tired 0:14:29.440 --> 0:14:32.520 from twenty twenty. And I will raise my hand and 0:14:32.560 --> 0:14:35.640 be like, you know, I wasn't as active. Of course, 0:14:35.680 --> 0:14:37.480 I voted in this past election, and all of that 0:14:38.080 --> 0:14:40.280 just last week or two weeks, it was it last week. 0:14:40.280 --> 0:14:44.160 I forget now and all that is really important. But 0:14:44.200 --> 0:14:45.720 I do feel like we all just took a much 0:14:45.760 --> 0:14:49.760 need to breather and just like, Okay, let's woosaw, and 0:14:49.800 --> 0:14:51.880 I think we deserve that, but let's let's get back 0:14:51.920 --> 0:14:53.840 to it and let's start making noise again, because there's 0:14:53.840 --> 0:14:56.480 a couple more years and ye, it's not just enough 0:14:56.520 --> 0:15:00.400 to elect Democrats anymore. It's about electing. It's about electing 0:15:00.400 --> 0:15:03.960 officials who are actually going to put forward changes that 0:15:04.120 --> 0:15:07.000 impact those of us who rarely get the attention, you 0:15:07.040 --> 0:15:11.640 know what I mean. So back on it. Election season 0:15:12.760 --> 0:15:14.920 always always Okay? 0:15:15.120 --> 0:15:21.480 Any other news we can use when it comes to money, career, business, anything, 0:15:21.600 --> 0:15:22.560 anything new in business? 0:15:22.600 --> 0:15:24.120 How are you doing? We haven't had a bit. We 0:15:24.160 --> 0:15:26.160 need to have the business check. 0:15:25.920 --> 0:15:29.160 In, the business check in every week. We just had 0:15:29.160 --> 0:15:30.360 an update last week. 0:15:30.520 --> 0:15:32.080 No, no, not every week, but just like, no, I 0:15:32.080 --> 0:15:33.480 feel like we didn't have a check in, check in, 0:15:33.560 --> 0:15:34.600 Like how are you overall? 0:15:34.680 --> 0:15:37.040 How are you feeling? How are you? 0:15:37.760 --> 0:15:42.080 Yeah, I'm making money, I'm doing well. I am Yeah, 0:15:42.160 --> 0:15:45.280 I'm still doing I did. I've done three career coaching 0:15:45.280 --> 0:15:47.440 sessions today I'm up to like fifty five so those 0:15:47.480 --> 0:15:50.840 are still going really well. But my income streams have 0:15:50.960 --> 0:15:54.560 been consistent. Ish, I mean, it is the kind I 0:15:54.560 --> 0:15:56.640 am getting used to. The checks won't always come at 0:15:56.680 --> 0:15:59.040 the exact same time. But the biggest thing, and I've 0:15:59.080 --> 0:16:03.040 gotten this question so much many times since I went solo, 0:16:03.280 --> 0:16:05.600 was how much do you need to save before you 0:16:06.040 --> 0:16:08.080 break out? Into your own and I don't think there's 0:16:08.120 --> 0:16:10.240 any right answer, but what I will say in my 0:16:10.280 --> 0:16:12.520 personal experience, my husband and I had a year's worth 0:16:12.560 --> 0:16:16.160 of income set aside cash, which we were just in 0:16:16.200 --> 0:16:17.960 the middle of deciding, you know, we should probably just 0:16:17.960 --> 0:16:19.640 put have we probably have way too much set aside. 0:16:19.680 --> 0:16:20.840 We need to just put half of this in the 0:16:20.880 --> 0:16:23.840 market and all of that. But it takes it really 0:16:23.880 --> 0:16:25.720 has taken the pressure off of me. So I don't 0:16:25.760 --> 0:16:28.680 feel that anxiety, and I don't feel that sense of 0:16:28.840 --> 0:16:30.800 if I don't make you know, if I don't get 0:16:30.800 --> 0:16:32.680 this gig, or if I don't make this or that, 0:16:32.680 --> 0:16:34.880 that we're not going to be able to make their 0:16:34.880 --> 0:16:37.040 mortgage payment on time. So we have been living off 0:16:37.080 --> 0:16:39.800 of those savings while I'm still bringing in that income. 0:16:40.720 --> 0:16:42.800 So that has been really good. And I think if 0:16:42.840 --> 0:16:45.240 you're in the position and you want to have that 0:16:45.320 --> 0:16:47.800 freedom fund, like I always talk about, our freedom fund, 0:16:48.040 --> 0:16:50.800 has really been freedom for me, like freedom to not 0:16:51.080 --> 0:16:52.160 be anxious. 0:16:51.840 --> 0:16:54.280 Any any major challenges that you're like, oh, I did 0:16:54.360 --> 0:16:55.600 not see this coming. 0:16:58.680 --> 0:17:02.360 My own brain, Like I mean my own brain in 0:17:02.360 --> 0:17:06.439 the sense that the challenge has been time and the 0:17:06.520 --> 0:17:09.560 challenge has been deciding what to do first and learning 0:17:09.560 --> 0:17:12.280 to focus. And that's always been my that's been my 0:17:12.359 --> 0:17:14.000 cons that's the constant day to day. I don't know 0:17:14.000 --> 0:17:17.040 if that's like specific enough, but it's always Okay, I'm 0:17:17.080 --> 0:17:19.159 sitting down today and what am I going to accomplish 0:17:19.160 --> 0:17:20.800 and what needs to get done and where can my 0:17:20.880 --> 0:17:24.840 impact be the greatest? And I still I still I 0:17:24.880 --> 0:17:28.320 do have an admin, but I still find myself doing 0:17:28.359 --> 0:17:31.399 things myself. And we didn't even mention we have a 0:17:31.400 --> 0:17:34.760 new website. I just thought about that because right we 0:17:34.800 --> 0:17:38.120 have a new Brandivision dot com, podcast dot com. It's 0:17:38.160 --> 0:17:41.840 really cute. But surely our designer who's also we have 0:17:41.960 --> 0:17:44.640 a she has a young she has two young children, 0:17:45.160 --> 0:17:48.119 and she and I were just like commiserating about how 0:17:48.440 --> 0:17:50.760 we are both in this. We need to stop doing 0:17:50.800 --> 0:17:54.560 this surely, where we we tell someone we want something 0:17:54.680 --> 0:17:58.399 done and then if it's not done, you know, immediately, 0:17:58.480 --> 0:18:00.359 or enough time goes by, then you're like, I'm just 0:18:00.359 --> 0:18:03.480 doing myself, you know what I mean. It's not good. 0:18:03.560 --> 0:18:05.960 And I was like, surely we can't do that, and 0:18:06.040 --> 0:18:07.879 so that's that's something that I'm working on. 0:18:08.359 --> 0:18:10.640 Yeah, yeah, I mean, honestly, that's a long that's a life, 0:18:10.680 --> 0:18:14.800 lifelong entrepreneur battle. I certainly suffer from that because I'll 0:18:14.840 --> 0:18:16.160 be like, oh, I'm just and I'm like, but I'm 0:18:16.240 --> 0:18:18.679 learning also to what I what I do know that 0:18:18.840 --> 0:18:20.600 is when I trust that someone's going to get it 0:18:20.600 --> 0:18:23.160 done right, I'm less likely to do that. So sometimes 0:18:23.160 --> 0:18:25.200 it also is a reminder of like is this person 0:18:25.359 --> 0:18:28.080 actually in the right position. So that's like really helpful, 0:18:28.520 --> 0:18:30.280 you know, like I've really got a great admin. Now, 0:18:30.320 --> 0:18:34.679 shout out to you Rose last Michelle Gaga. Now I 0:18:34.720 --> 0:18:38.280 know and so but yeah, so but she's excellent. So 0:18:38.320 --> 0:18:41.600 I find myself less like going into doing things because 0:18:41.640 --> 0:18:43.600 I know Rose is going to manage it and handle it. 0:18:44.560 --> 0:18:47.280 And so no, that's that's always going to be. 0:18:47.280 --> 0:18:48.720 A challenge for me. 0:18:48.960 --> 0:18:53.080 We have just like it's just so we are going 0:18:53.119 --> 0:18:57.760 through like a unique kind of like transition where I'm 0:18:57.760 --> 0:19:02.680 really getting clear about the deliverability, like what does the 0:19:02.960 --> 0:19:05.480 budget needs to deliver and what does deliver Chair Academy 0:19:05.480 --> 0:19:09.320 deliver because before they were like Siamese twins and then 0:19:09.480 --> 0:19:12.160 like right now there's sister slash cousins, and so we're 0:19:12.160 --> 0:19:14.680 really pulling them apart to be like besties where they 0:19:14.680 --> 0:19:18.240 help each other. But there's two distinctly separate companies. So 0:19:18.280 --> 0:19:21.040