1 00:00:10,039 --> 00:00:15,720 Speaker 1: When I say that medicare, there are really two responses, 2 00:00:17,720 --> 00:00:21,520 Speaker 1: one of which probably affects who you are maybe three. 3 00:00:22,680 --> 00:00:26,040 Speaker 1: One is don't really know what that is and don't 4 00:00:26,040 --> 00:00:34,879 Speaker 1: really care. Another one is that's a big governmental expenditure. 5 00:00:35,640 --> 00:00:38,720 Speaker 1: I don't know what all it covers, but I know 6 00:00:38,920 --> 00:00:45,000 Speaker 1: that in the conversation of the budget, that's a big one. 7 00:00:45,440 --> 00:00:52,280 Speaker 1: In number three, that's my everything. My history with medicare 8 00:00:52,560 --> 00:00:57,560 Speaker 1: was I when my brother passed, he would go over 9 00:00:57,560 --> 00:00:59,640 Speaker 1: to my parents' house every single day and check on 10 00:00:59,720 --> 00:01:03,320 Speaker 1: him very much, the sheep dog mentality, you know, protect 11 00:01:04,240 --> 00:01:10,280 Speaker 1: care for counsel. And so without him there, I hired 12 00:01:10,319 --> 00:01:12,600 Speaker 1: an assistant for them to be there with them. And 13 00:01:12,880 --> 00:01:16,000 Speaker 1: it's what a difference it's made. Her mother and my 14 00:01:16,120 --> 00:01:19,199 Speaker 1: mother were very close friends, so she loves my mother 15 00:01:19,680 --> 00:01:23,479 Speaker 1: like her own mother, and her mother passed away, so 16 00:01:23,600 --> 00:01:27,360 Speaker 1: it couldn't be any better. Now they can't drive. She 17 00:01:27,440 --> 00:01:30,160 Speaker 1: drives them to their medical appointments, which are constant. As 18 00:01:30,160 --> 00:01:32,120 Speaker 1: you could imagine. She sits with them in the hospital. 19 00:01:32,319 --> 00:01:33,960 Speaker 1: My mom was in the hospital last night, she had 20 00:01:34,000 --> 00:01:38,200 Speaker 1: a fall, and just these things happen, right, and she's there. 21 00:01:38,240 --> 00:01:40,679 Speaker 1: I can't be there, So it has really been a 22 00:01:40,680 --> 00:01:45,000 Speaker 1: big help, so I said, so, my mom said, well, 23 00:01:45,040 --> 00:01:47,600 Speaker 1: you take over our finances. She was handling them herself 24 00:01:47,640 --> 00:01:50,120 Speaker 1: before that, so I was able to put everything online. 25 00:01:50,360 --> 00:01:52,560 Speaker 1: So yeah, I can do it from a distance. And 26 00:01:52,640 --> 00:01:55,480 Speaker 1: a buddy of mine from law school, Michael Kat, has 27 00:01:55,600 --> 00:01:58,480 Speaker 1: a successful law practice there and he helps me out 28 00:01:59,560 --> 00:02:04,280 Speaker 1: just great, great guy, and he helps me out as 29 00:02:04,400 --> 00:02:07,080 Speaker 1: not really so much their attorney, although he does their 30 00:02:07,200 --> 00:02:09,880 Speaker 1: legal documents, not that they need many, but just kind 31 00:02:09,880 --> 00:02:12,200 Speaker 1: of helping them through making sure, you know, things are 32 00:02:12,240 --> 00:02:17,200 Speaker 1: being done right. And I did not realize how much 33 00:02:18,000 --> 00:02:26,520 Speaker 1: medicare becomes your life because you can't imagine. You either 34 00:02:26,560 --> 00:02:28,280 Speaker 1: know what I'm talking about or you don't. But for 35 00:02:28,320 --> 00:02:31,880 Speaker 1: those of you who don't, you cannot imagine how much 36 00:02:31,919 --> 00:02:37,880 Speaker 1: time you're going to spend with medical professionals going to 37 00:02:37,919 --> 00:02:46,480 Speaker 1: the doctor's office, getting MRIs cat scans, blood draws, all 38 00:02:46,560 --> 00:02:51,120 Speaker 1: of these things done people home health. I mean, it 39 00:02:51,160 --> 00:02:57,320 Speaker 1: goes all the way from your basic preventative and annuals 40 00:02:57,360 --> 00:02:59,679 Speaker 1: and all those sorts of things, all the way to 41 00:02:59,720 --> 00:03:02,840 Speaker 1: hot fists until the day you die and you just 42 00:03:03,000 --> 00:03:06,640 Speaker 1: kind of transition, you know, you come into this world 43 00:03:07,280 --> 00:03:10,200 Speaker 1: with medical professionals around you. For most people, unless you're 44 00:03:10,200 --> 00:03:12,680 Speaker 1: born at home and we go out of this world, 45 00:03:13,200 --> 00:03:14,280 Speaker 1: especially if we age. 46 00:03:14,360 --> 00:03:15,360 Speaker 2: It's just the nature of it. 47 00:03:15,360 --> 00:03:18,919 Speaker 1: It's not sad. People will say it's sad. No, it's 48 00:03:18,960 --> 00:03:22,919 Speaker 1: the full life cycle. I'm just glad to have my parents. 49 00:03:22,960 --> 00:03:27,760 Speaker 1: Every day I have them. So Medicare becomes the funding 50 00:03:27,840 --> 00:03:31,240 Speaker 1: source for all of that. And what Medicare will and 51 00:03:31,280 --> 00:03:34,480 Speaker 1: will not do has everything to do with the quality 52 00:03:34,560 --> 00:03:39,160 Speaker 1: and type of care you can possibly get. So I 53 00:03:39,200 --> 00:03:42,760 Speaker 1: heard about this company called Senior Health Services dot Com 54 00:03:42,800 --> 00:03:45,840 Speaker 1: and it's a guy named Justin White, and Justin White 55 00:03:46,040 --> 00:03:48,680 Speaker 1: is kind of the rain man of Medicare. He knows 56 00:03:48,960 --> 00:03:53,720 Speaker 1: everything Medicare inside out and that's all he does all day, 57 00:03:54,440 --> 00:03:57,400 Speaker 1: every day. No, he doesn't watch Judge Waltner ramon. Let 58 00:03:57,480 --> 00:03:59,280 Speaker 1: me focus on my analogy. It's the best not to 59 00:03:59,280 --> 00:04:02,920 Speaker 1: come up with. He might watch Judge Watner Watner at four, 60 00:04:03,480 --> 00:04:08,520 Speaker 1: Watner at four. But he has become my trusted resource 61 00:04:08,760 --> 00:04:13,000 Speaker 1: on Medicare. And I said to him in time, I said, 62 00:04:13,000 --> 00:04:15,720 Speaker 1: I don't know if we could make this work financially, 63 00:04:16,160 --> 00:04:17,880 Speaker 1: but I'd love for you to be a show sponsor 64 00:04:18,160 --> 00:04:19,839 Speaker 1: because I'd love to be able to talk about you 65 00:04:19,880 --> 00:04:22,840 Speaker 1: all day, every day, and we were able to make 66 00:04:22,880 --> 00:04:27,839 Speaker 1: it work financially. And it has been something that it's 67 00:04:27,880 --> 00:04:30,440 Speaker 1: not every single day, but several times a week someone 68 00:04:30,480 --> 00:04:33,960 Speaker 1: will email in and say, who's your Medicare guy? And 69 00:04:34,040 --> 00:04:37,159 Speaker 1: I can take that email, forward it to Justin or 70 00:04:37,200 --> 00:04:40,800 Speaker 1: copy Justin and say this is him right here. You 71 00:04:40,839 --> 00:04:44,719 Speaker 1: guys take it from there, and that is a huge resource. 72 00:04:45,400 --> 00:04:45,560 Speaker 2: You know. 73 00:04:45,600 --> 00:04:48,159 Speaker 1: I told you you should have your doctors before you 74 00:04:48,240 --> 00:04:52,240 Speaker 1: need them. You should have an attorney you trust before 75 00:04:52,279 --> 00:04:56,240 Speaker 1: you need him. You should have a CPA helping your 76 00:04:56,320 --> 00:04:58,880 Speaker 1: business these sorts of things. 77 00:05:00,000 --> 00:05:01,279 Speaker 2: Sure, there's lots of Charlatan's. 78 00:05:01,680 --> 00:05:04,279 Speaker 1: Sure people don't want to pay anybody to do anything, 79 00:05:04,839 --> 00:05:07,320 Speaker 1: But I'm telling you finding people who are experts in 80 00:05:07,360 --> 00:05:10,680 Speaker 1: their field rather than you trying to figure it out yourself. 81 00:05:11,720 --> 00:05:15,160 Speaker 1: Many times, you're pennywise pound foolish if you try to 82 00:05:15,240 --> 00:05:17,920 Speaker 1: navigate a system that you don't know rather than bring 83 00:05:17,960 --> 00:05:21,840 Speaker 1: in a professional. Justin White Senior Health Services dot Com. 84 00:05:21,880 --> 00:05:22,159 Speaker 2: Justin. 85 00:05:23,000 --> 00:05:27,440 Speaker 1: We keep hearing about all these changes coming to Medicare. 86 00:05:28,000 --> 00:05:30,440 Speaker 1: Before we get into those changes, why are all these 87 00:05:30,560 --> 00:05:31,560 Speaker 1: changes happening? 88 00:05:35,080 --> 00:05:39,000 Speaker 3: Hey? Well, first off, good morning, what an incredible intro man, 89 00:05:39,240 --> 00:05:41,360 Speaker 3: I really appreciate that. I love that. That's the first 90 00:05:41,360 --> 00:05:43,880 Speaker 3: time I've been called the rain man of Medicare. So 91 00:05:43,960 --> 00:05:48,240 Speaker 3: we're going to drive slow on the Medicare driveway today exactly. 92 00:05:49,680 --> 00:05:53,400 Speaker 3: So we're going to go in. So the Inflation Reduction 93 00:05:53,480 --> 00:05:56,240 Speaker 3: Act is what's driving all this and what a service 94 00:05:56,279 --> 00:05:59,640 Speaker 3: that you're providing giving people a heads up by things 95 00:05:59,680 --> 00:06:01,200 Speaker 3: like that to let there's going to be a lot 96 00:06:01,200 --> 00:06:05,440 Speaker 3: of folks blindsided by what's coming. The Inflation Reduction Act 97 00:06:05,520 --> 00:06:07,440 Speaker 3: is a lot of people know, was signed into law 98 00:06:07,520 --> 00:06:10,159 Speaker 3: by Biden back in twenty two. The tie breaking vote 99 00:06:10,200 --> 00:06:13,719 Speaker 3: was cast by Harris, and it essentially there's a lot 100 00:06:13,720 --> 00:06:16,000 Speaker 3: of stuff in that legislation. I'm going to talk about 101 00:06:16,040 --> 00:06:21,240 Speaker 3: all of it obviously, but it essentially rewrites Medicare Part D, 102 00:06:22,160 --> 00:06:26,040 Speaker 3: which is the part that handles the prescription drugs, which 103 00:06:26,080 --> 00:06:29,400 Speaker 3: is you know, is so high on everybody's priority list 104 00:06:29,440 --> 00:06:33,200 Speaker 3: because that's what people use to control symptoms and conditions 105 00:06:33,240 --> 00:06:35,440 Speaker 3: and things like that, and everybody knows that that's a 106 00:06:35,480 --> 00:06:38,440 Speaker 3: soft spot for a lot of folks. And it rewrites 107 00:06:39,200 --> 00:06:42,520 Speaker 3: that plan. Makes some of it good, and there's a 108 00:06:42,560 --> 00:06:45,240 Speaker 3: lot of good things that are there, but it essentially 109 00:06:45,360 --> 00:06:48,800 Speaker 3: changes the way it's funded, and that's where the problem is, 110 00:06:48,839 --> 00:06:50,480 Speaker 3: and that's what I want to make sure everybody kind 111 00:06:50,480 --> 00:06:54,239 Speaker 3: of knows what's potentially coming so that they can plan 112 00:06:54,720 --> 00:06:56,560 Speaker 3: and they know where the where they can get the 113 00:06:56,600 --> 00:06:59,520 Speaker 3: information about their particular plan and then be able to 114 00:06:59,560 --> 00:07:02,680 Speaker 3: reach out to somebody if they need help beyond that. So, 115 00:07:02,760 --> 00:07:04,000 Speaker 3: do you want me to go in kind of to 116 00:07:04,320 --> 00:07:06,160 Speaker 3: where the changes are coming from and go. 117 00:07:06,160 --> 00:07:08,480 Speaker 2: A minute and half. Hill, I'll interrupt you when I 118 00:07:08,560 --> 00:07:09,760 Speaker 2: need to, and we'll get to in the next one. 119 00:07:09,840 --> 00:07:10,200 Speaker 2: Keep going. 120 00:07:12,600 --> 00:07:16,760 Speaker 3: You got it, buddy, Okay. So in prescription medications, it's 121 00:07:16,800 --> 00:07:20,040 Speaker 3: basically being rewritten. Like I said, it was signed in 122 00:07:20,080 --> 00:07:23,560 Speaker 3: twenty two and twenty three. We saw some changes, some 123 00:07:23,600 --> 00:07:25,800 Speaker 3: smaller changes that were talked about last fall and they 124 00:07:25,800 --> 00:07:28,480 Speaker 3: went into effect in twenty four. So some of your 125 00:07:28,520 --> 00:07:31,360 Speaker 3: listeners that have got the prescription drug plans for the 126 00:07:31,400 --> 00:07:34,040 Speaker 3: meds up, they saw some adjustments there. There were a 127 00:07:34,040 --> 00:07:36,640 Speaker 3: few changes that went through in Medicare advantage plans, but 128 00:07:36,760 --> 00:07:40,840 Speaker 3: all but mentally they were smaller. This year, you're going 129 00:07:40,920 --> 00:07:44,400 Speaker 3: to see introduced a lot larger changes that are going 130 00:07:44,400 --> 00:07:48,040 Speaker 3: into effect in twenty twenty five January, and they're going 131 00:07:48,120 --> 00:07:50,360 Speaker 3: to sound good. There's some good stuff. The maximount of 132 00:07:50,360 --> 00:07:53,640 Speaker 3: pocket is being dropped from eight thousand this year all 133 00:07:53,680 --> 00:07:56,160 Speaker 3: the way down to two thousand, so one fourth of 134 00:07:56,160 --> 00:07:59,320 Speaker 3: what it is this year. And the coverage gap, the 135 00:07:59,400 --> 00:08:02,080 Speaker 3: ridiculous donut hole that's been there from the beginning, that's 136 00:08:02,120 --> 00:08:06,280 Speaker 3: been eliminated completely, thank Heaven. And then they've actually also 137 00:08:06,520 --> 00:08:09,680 Speaker 3: mandated that the payment plan to smooth everybody's drug payments 138 00:08:09,720 --> 00:08:13,360 Speaker 3: across through the year. That's been mandated as well. And 139 00:08:13,400 --> 00:08:14,800 Speaker 3: I don't know why they didn't do that years ago, 140 00:08:14,840 --> 00:08:16,480 Speaker 3: because that just makes all the sense in the world 141 00:08:16,480 --> 00:08:18,920 Speaker 3: to keep people from going in and seeing this roller 142 00:08:18,920 --> 00:08:22,400 Speaker 3: coaster of prices up and down. I mentioned that too. 143 00:08:22,440 --> 00:08:25,040 Speaker 3: They go, well, Justin, that sounds really really good, and 144 00:08:25,120 --> 00:08:28,400 Speaker 3: it does. The problem is is where the funding is 145 00:08:28,400 --> 00:08:29,120 Speaker 3: coming from. 146 00:08:29,560 --> 00:08:34,959 Speaker 1: Hold right there has made Justin White is our guest 147 00:08:35,000 --> 00:08:37,959 Speaker 1: Senior Health Services dot Com. 148 00:08:38,080 --> 00:08:46,319 Speaker 2: All Things medicare coming up. This is the Michael Berry Show. 149 00:08:47,920 --> 00:08:51,600 Speaker 1: Justin White is the owner of Senior Health Services dot Com, 150 00:08:51,640 --> 00:08:54,760 Speaker 1: which is where I send people who need help navigating 151 00:08:54,840 --> 00:08:59,280 Speaker 1: the very complicated world of medicare, which is very important 152 00:08:59,480 --> 00:09:01,960 Speaker 1: if you're sixty five and up. Justin, I think you 153 00:09:02,000 --> 00:09:03,199 Speaker 1: were in the middle of an answer, I'll let you 154 00:09:03,280 --> 00:09:06,080 Speaker 1: finish that and we'll move to the next one. 155 00:09:08,120 --> 00:09:12,880 Speaker 3: Absolutely, absolutely, so just a quick summary Part D of Medicare, 156 00:09:12,960 --> 00:09:16,320 Speaker 3: the prescription parts being rewritten by the Inflation Reduction Act, 157 00:09:16,360 --> 00:09:19,040 Speaker 3: and the changes are coming through the way they're funding it. 158 00:09:19,720 --> 00:09:21,959 Speaker 3: So this year, to make this as simple as possible, 159 00:09:22,000 --> 00:09:24,720 Speaker 3: the maximunt of pocket for drugs and Part D is 160 00:09:24,840 --> 00:09:28,520 Speaker 3: eight thousand dollars and when somebody reaches that threshold, and 161 00:09:28,559 --> 00:09:30,280 Speaker 3: not many people do because that's a lot of money. 162 00:09:30,400 --> 00:09:33,480 Speaker 3: But when they reach that threshold, Medicare covers eighty percent 163 00:09:33,559 --> 00:09:38,040 Speaker 3: of the remaining costs and the insurance companies the Part 164 00:09:38,160 --> 00:09:40,599 Speaker 3: D plans have to cover twenty percent and the beneficiary 165 00:09:40,600 --> 00:09:45,360 Speaker 3: pays nothing. In January of twenty five, the mandate has 166 00:09:45,400 --> 00:09:48,360 Speaker 3: come and lowered the eight thousand down to two so 167 00:09:48,520 --> 00:09:54,160 Speaker 3: four times faster. But Medicare has also taken their responsibility 168 00:09:54,160 --> 00:09:58,160 Speaker 3: from eighty percent to twenty percent when they hit so 169 00:09:58,240 --> 00:09:59,760 Speaker 3: a lot more people are going to hit that two 170 00:09:59,760 --> 00:10:03,040 Speaker 3: tho thousand dollars threshold, and then Medicare is going from 171 00:10:03,040 --> 00:10:06,440 Speaker 3: eighty to twenty. The pharmaceutical companies are bringing in what 172 00:10:06,679 --> 00:10:09,560 Speaker 3: I think amounts to a coupon for twenty percent and 173 00:10:09,600 --> 00:10:11,360 Speaker 3: then the drug companies are going to have to cover 174 00:10:11,400 --> 00:10:15,040 Speaker 3: the rest. So they're seeing their liability increase on the 175 00:10:15,080 --> 00:10:17,480 Speaker 3: medicines that are going to come a lot faster because 176 00:10:17,480 --> 00:10:21,120 Speaker 3: of that lower threshold, and they're jumping from twenty percent 177 00:10:21,160 --> 00:10:23,839 Speaker 3: to sixty And at the time this was put through, 178 00:10:23,880 --> 00:10:25,920 Speaker 3: there was no additional money or very little it was 179 00:10:25,960 --> 00:10:29,440 Speaker 3: appropriated to help with the extra expenses. And that's what's 180 00:10:29,480 --> 00:10:33,800 Speaker 3: going to cause this storm of sorts to arrive, this 181 00:10:34,000 --> 00:10:36,240 Speaker 3: fault that people are going to start getting notified about 182 00:10:36,280 --> 00:10:37,960 Speaker 3: in their mailboxes this month. 183 00:10:38,679 --> 00:10:39,800 Speaker 2: So what does that look like? 184 00:10:40,559 --> 00:10:47,160 Speaker 3: That's essentially what's going on. So yep, Well, when the 185 00:10:47,200 --> 00:10:50,320 Speaker 3: carriers are looking they have any business owner knows that 186 00:10:50,400 --> 00:10:52,360 Speaker 3: if you have a giant line item that's tripled all 187 00:10:52,400 --> 00:10:54,720 Speaker 3: of a sudden, literally within a couple of months, there's 188 00:10:54,760 --> 00:10:57,199 Speaker 3: got to be they've got to go in and find money. 189 00:10:57,200 --> 00:10:59,320 Speaker 3: If there's not money provided, they've got to go find it. 190 00:10:59,440 --> 00:11:02,520 Speaker 3: So it could mean that people are going to go 191 00:11:02,559 --> 00:11:04,640 Speaker 3: and they're going to get their annual notices have changed 192 00:11:04,679 --> 00:11:06,719 Speaker 3: this year, and they're going to see copays and co 193 00:11:06,800 --> 00:11:11,040 Speaker 3: insurances be adjusted upward. There could be a maximum amount 194 00:11:11,040 --> 00:11:14,160 Speaker 3: of pockets raised upward. There could be premiums or deductibles 195 00:11:14,200 --> 00:11:17,959 Speaker 3: added where there weren't ones before, and it could hit 196 00:11:18,080 --> 00:11:21,679 Speaker 3: any of the plans that have prescription drug covers in them. 197 00:11:21,720 --> 00:11:24,960 Speaker 3: So whether it's a standalone plan with supplements or a 198 00:11:25,000 --> 00:11:29,080 Speaker 3: Medicare advantage plan that includes prescription drugs, they have to 199 00:11:29,200 --> 00:11:33,240 Speaker 3: literally go back into the plan benefits and find money 200 00:11:33,360 --> 00:11:36,920 Speaker 3: that they can shift over into the drug portion so 201 00:11:36,960 --> 00:11:39,760 Speaker 3: that they can cover their increased liability in the medication. 202 00:11:41,120 --> 00:11:42,840 Speaker 3: And so that's so it could be I mean, it 203 00:11:42,880 --> 00:11:45,480 Speaker 3: could be anything we're seeing. I'm not at liberty because 204 00:11:45,480 --> 00:11:47,280 Speaker 3: we're not allowed to talk about this stuff until the 205 00:11:47,280 --> 00:11:50,440 Speaker 3: first of October by federal law. But we're seeing the 206 00:11:50,520 --> 00:11:54,839 Speaker 3: changes and they're not insignificant. In many cases, some plans 207 00:11:54,880 --> 00:11:57,160 Speaker 3: are going to be affected by you know, more than others. 208 00:11:57,200 --> 00:12:00,960 Speaker 3: But people need to really really watch for that notice 209 00:12:00,960 --> 00:12:04,240 Speaker 3: for their specific plan, uh and take a look at 210 00:12:04,280 --> 00:12:05,640 Speaker 3: it so they know how it's going to affect them 211 00:12:05,640 --> 00:12:07,520 Speaker 3: and they can reach out and for help if they need. 212 00:12:07,400 --> 00:12:11,600 Speaker 1: It, and what can be done if there is a 213 00:12:11,679 --> 00:12:14,319 Speaker 1: problem or if they want to push back on this 214 00:12:14,520 --> 00:12:17,360 Speaker 1: if if well, what can be done, what what measures 215 00:12:17,360 --> 00:12:17,920 Speaker 1: are there. 216 00:12:21,360 --> 00:12:24,760 Speaker 3: Well, the first thing that everybody needs to do, and 217 00:12:24,800 --> 00:12:26,800 Speaker 3: this is going to be different for a lot. There's 218 00:12:27,080 --> 00:12:31,120 Speaker 3: a document called the Annual Notice of Change that is 219 00:12:31,160 --> 00:12:34,200 Speaker 3: mandated by federal law that all the insurance companies must 220 00:12:34,240 --> 00:12:37,320 Speaker 3: send out to their you know, to their clients with 221 00:12:37,520 --> 00:12:41,120 Speaker 3: a prescription drug plan or a medicare advantage, showing them 222 00:12:41,160 --> 00:12:43,200 Speaker 3: telling them how their plan is going to change for 223 00:12:43,240 --> 00:12:45,880 Speaker 3: the coming year. And those things are going to start 224 00:12:45,920 --> 00:12:49,040 Speaker 3: showing up. They usually show up in September and normally 225 00:12:49,080 --> 00:12:52,240 Speaker 3: towards the latter part of September. So I would just 226 00:12:52,280 --> 00:12:55,480 Speaker 3: prebody watch for that. Open every single piece of mail 227 00:12:55,520 --> 00:12:59,839 Speaker 3: from your carrier this this September, in this fall, and 228 00:13:00,200 --> 00:13:01,880 Speaker 3: open that thing up, and when you get the one 229 00:13:01,880 --> 00:13:04,520 Speaker 3: that says annual Notice of change, look at that thing 230 00:13:04,640 --> 00:13:06,560 Speaker 3: and then you'll be able to determine because they'll show 231 00:13:06,640 --> 00:13:10,240 Speaker 3: your specific information there. And then if you have a problem, 232 00:13:10,320 --> 00:13:12,120 Speaker 3: if you're looking at it goes, oh my gosh, what's 233 00:13:12,120 --> 00:13:14,839 Speaker 3: happened to my plan? I need to look at this. 234 00:13:14,960 --> 00:13:16,920 Speaker 3: If you have an agent that you love and trust, 235 00:13:17,040 --> 00:13:19,600 Speaker 3: call them and say you please come over here and 236 00:13:19,640 --> 00:13:22,080 Speaker 3: review this thing for me. Or if you don't have 237 00:13:22,160 --> 00:13:25,040 Speaker 3: somebody you can call an organization like US Senior Hill Services. 238 00:13:25,040 --> 00:13:26,839 Speaker 3: That's all we do, and we do it for free, 239 00:13:27,440 --> 00:13:29,959 Speaker 3: just to help people navigate what's going on. But the 240 00:13:30,280 --> 00:13:33,280 Speaker 3: changes are significant, we're already seeing them, and in some plans, 241 00:13:33,280 --> 00:13:36,080 Speaker 3: they're very significant. And the main thing the first thing 242 00:13:36,120 --> 00:13:38,480 Speaker 3: they can do is just protect themselves with knowledge. 243 00:13:39,840 --> 00:13:42,560 Speaker 1: People are going to ask. So it's better to explain that. 244 00:13:42,600 --> 00:13:45,200 Speaker 1: When you say we do it for free, you mean 245 00:13:47,320 --> 00:13:50,040 Speaker 1: our listener who calls you is not the person who 246 00:13:50,080 --> 00:13:50,800 Speaker 1: compensates you. 247 00:13:54,400 --> 00:13:56,080 Speaker 2: Correct. Correct. 248 00:13:56,160 --> 00:13:59,040 Speaker 3: We do not charge any sort of a consultation fee. 249 00:13:59,080 --> 00:14:00,360 Speaker 3: There are folks that will do that. 250 00:14:00,400 --> 00:14:00,800 Speaker 2: We do not. 251 00:14:02,320 --> 00:14:05,200 Speaker 3: You know, if we get paid anything, it's basically we 252 00:14:05,280 --> 00:14:07,880 Speaker 3: get paid by the carriers and oftentimes the carriers get 253 00:14:07,880 --> 00:14:10,239 Speaker 3: that from the federal government. So we are a resource 254 00:14:10,840 --> 00:14:13,480 Speaker 3: free of charge to anybody that has or needs you know, 255 00:14:13,520 --> 00:14:15,000 Speaker 3: has questions or needs help. 256 00:14:16,440 --> 00:14:18,280 Speaker 2: How will folks know. 257 00:14:20,360 --> 00:14:25,280 Speaker 1: How and whether their plan, their Medicare plan, will change 258 00:14:25,600 --> 00:14:28,840 Speaker 1: Medicare for better or worse. It's it's what they're comfortable with, 259 00:14:28,960 --> 00:14:30,240 Speaker 1: it's what they've been using. 260 00:14:31,160 --> 00:14:32,560 Speaker 2: Who's going to be affected the most? 261 00:14:32,560 --> 00:14:34,640 Speaker 1: And how will folks know if they're going to be 262 00:14:34,680 --> 00:14:36,000 Speaker 1: affected and to what extent. 263 00:14:39,480 --> 00:14:43,280 Speaker 3: Well, that annual notice of change is going to tell 264 00:14:43,320 --> 00:14:45,480 Speaker 3: the tale. When they get that, they can open it 265 00:14:45,560 --> 00:14:48,760 Speaker 3: up and look at it. And the problem is most people, 266 00:14:50,280 --> 00:14:51,880 Speaker 3: you know, when that thing comes in, it just looks 267 00:14:51,920 --> 00:14:53,600 Speaker 3: like another piece of junk mail. So a lot of 268 00:14:53,640 --> 00:14:55,720 Speaker 3: people throw it away and they don't look at it. 269 00:14:56,040 --> 00:14:58,760 Speaker 3: And only ten percent of people usually shop each year 270 00:14:58,760 --> 00:15:01,400 Speaker 3: for medicare. That's how it is. People sit tight. That's 271 00:15:01,440 --> 00:15:04,080 Speaker 3: why so many people are going to wake up and go, oh, 272 00:15:04,120 --> 00:15:08,080 Speaker 3: my gosh, what just happened to my plan? So we're 273 00:15:08,120 --> 00:15:10,680 Speaker 3: expecting as high as seventy percent this year are going 274 00:15:10,720 --> 00:15:13,600 Speaker 3: to be shopping. They may go in and try it 275 00:15:13,640 --> 00:15:15,880 Speaker 3: and go, oh, you know why am I paying so 276 00:15:16,000 --> 00:15:18,600 Speaker 3: much more now? Et cetera. But if they can look 277 00:15:18,600 --> 00:15:20,880 Speaker 3: at that thing, they will know how their plan is 278 00:15:20,920 --> 00:15:22,520 Speaker 3: going to change. And if there's something on there that 279 00:15:22,560 --> 00:15:25,600 Speaker 3: they don't understand, they need to call someone. Because these 280 00:15:25,720 --> 00:15:28,720 Speaker 3: these changes like this have not happened in recent memory, 281 00:15:28,760 --> 00:15:31,240 Speaker 3: and for most people, they've never happened. You know, this 282 00:15:31,800 --> 00:15:34,720 Speaker 3: funding change, it's almost like being in a way, it's 283 00:15:34,720 --> 00:15:37,280 Speaker 3: like being invited to dinner and the person who invites 284 00:15:37,320 --> 00:15:39,800 Speaker 3: you orders five hundred dollars worth of food and says, 285 00:15:39,800 --> 00:15:41,920 Speaker 3: you eat up and you enjoy all this, It's going 286 00:15:41,960 --> 00:15:43,640 Speaker 3: to be so wonderful. And then they flip one hundred 287 00:15:43,640 --> 00:15:45,080 Speaker 3: dollars on the table and go to the bathroom and 288 00:15:45,120 --> 00:15:47,480 Speaker 3: don't come back. That's kind of the way that the 289 00:15:47,520 --> 00:15:50,360 Speaker 3: whole thing feels. And it's going to be a real 290 00:15:50,440 --> 00:15:52,440 Speaker 3: tough thing. The carriers have been trying to figure out 291 00:15:52,440 --> 00:15:54,840 Speaker 3: where they can find money to shift to the drug part, 292 00:15:55,480 --> 00:15:58,360 Speaker 3: and so anybody with drugs included in their plan are 293 00:15:58,400 --> 00:16:01,480 Speaker 3: going to be affected in some way, and again some 294 00:16:01,520 --> 00:16:03,560 Speaker 3: more than others. But it's something they've just got to 295 00:16:03,600 --> 00:16:05,600 Speaker 3: look at that and then call if they have questions. 296 00:16:05,880 --> 00:16:07,840 Speaker 1: All right, I got a minute and a half left. 297 00:16:08,000 --> 00:16:10,280 Speaker 1: I wanted to get to the you and I've talked 298 00:16:10,320 --> 00:16:13,080 Speaker 1: about the demonstration program by email. 299 00:16:13,280 --> 00:16:14,320 Speaker 2: Can you explain that. 300 00:16:14,800 --> 00:16:20,880 Speaker 3: Yes, sir, absolutely so. This all the companies had to 301 00:16:20,920 --> 00:16:24,640 Speaker 3: put in their bids in June because of this Inflation 302 00:16:24,720 --> 00:16:28,120 Speaker 3: Reduction Act changes. And I think these are my words, 303 00:16:28,120 --> 00:16:30,080 Speaker 3: but I think when those bids came in in June, 304 00:16:30,160 --> 00:16:32,280 Speaker 3: the people at Medicare looked at those and goes, oh 305 00:16:32,320 --> 00:16:36,640 Speaker 3: my gosh, this is not good. And so they created 306 00:16:36,640 --> 00:16:40,040 Speaker 3: a demonstration program which is basically a test program to 307 00:16:40,200 --> 00:16:43,120 Speaker 3: funnel money into something. And that's what this is. It 308 00:16:43,200 --> 00:16:47,080 Speaker 3: is bringing billions and billions in to help and this 309 00:16:47,160 --> 00:16:49,600 Speaker 3: is in their own words, it says to offset the 310 00:16:49,960 --> 00:16:53,200 Speaker 3: or blunt the effect of the rate increases that are 311 00:16:53,200 --> 00:16:56,000 Speaker 3: coming through because of this legislation. So it's almost like 312 00:16:56,040 --> 00:16:58,120 Speaker 3: in a way that they're kind of bailing it out 313 00:16:58,160 --> 00:17:00,920 Speaker 3: before it's even in effect. And that was something that 314 00:17:00,960 --> 00:17:02,840 Speaker 3: came out Literally I didn't even know about it until 315 00:17:02,880 --> 00:17:05,840 Speaker 3: late July, and so this is something that's going on 316 00:17:05,920 --> 00:17:08,600 Speaker 3: right now, and it's just showing how concerned they are 317 00:17:08,640 --> 00:17:12,159 Speaker 3: with what's going to be happening potentially inside these plans 318 00:17:12,160 --> 00:17:15,120 Speaker 3: and programs. But it is money if that's being filtered through. 319 00:17:15,680 --> 00:17:18,359 Speaker 3: But it's one of those things that it's kind of 320 00:17:18,400 --> 00:17:21,119 Speaker 3: came along kind of late, and not everybody's going to 321 00:17:21,119 --> 00:17:23,119 Speaker 3: be able to opt into it, and it's just bringing 322 00:17:23,160 --> 00:17:26,840 Speaker 3: in money to help make the plan not degrade as much. 323 00:17:27,080 --> 00:17:29,680 Speaker 3: And I don't know a bit. I mean, timing's questionable, 324 00:17:29,680 --> 00:17:32,000 Speaker 3: I'm sure, but that's what it is. It's just coming 325 00:17:32,040 --> 00:17:33,880 Speaker 3: in and saying, yeah, this has went a little further 326 00:17:33,920 --> 00:17:35,399 Speaker 3: than we thought, so we need to do something to 327 00:17:35,400 --> 00:17:36,680 Speaker 3: blunt it the way, this is. 328 00:17:36,600 --> 00:17:40,480 Speaker 1: The cost of the Inflation Reduction Act. That folks, they 329 00:17:40,520 --> 00:17:43,520 Speaker 1: took money from Medicare and put it into their pet 330 00:17:43,600 --> 00:17:47,320 Speaker 1: programs and they're hoping you won't notice that until after 331 00:17:47,359 --> 00:17:51,760 Speaker 1: the election. Justin White Senior Health Services dot Com. Thank you, sir. 332 00:17:52,920 --> 00:17:56,199 Speaker 1: I send a lot of listeners folks who email me. 333 00:17:56,240 --> 00:17:58,720 Speaker 1: And by the way, not just for him. If you 334 00:17:58,800 --> 00:18:01,440 Speaker 1: hear me talk about somebody, whether they're a show sponsor 335 00:18:01,520 --> 00:18:04,000 Speaker 1: or I just tell you there's somebody that I trust, 336 00:18:04,320 --> 00:18:06,600 Speaker 1: and you email me through the website. If I have 337 00:18:06,680 --> 00:18:09,359 Speaker 1: their personal email in a relationship, I will forward you 338 00:18:09,400 --> 00:18:11,439 Speaker 1: directly to them to make sure you're taking care of it. 339 00:18:12,600 --> 00:18:15,000 Speaker 4: I like lack Aberri. 340 00:18:14,680 --> 00:18:29,800 Speaker 1: Show, despite recent bombings in Lebanon, despite a train being down, 341 00:18:30,160 --> 00:18:36,840 Speaker 1: a plane being down in Asia, despite many other major 342 00:18:36,960 --> 00:18:47,119 Speaker 1: world news stories, the biggest international story. His celebration of 343 00:18:47,160 --> 00:18:54,320 Speaker 1: life event would have three hundred million viewers across the country. 344 00:18:55,119 --> 00:18:57,800 Speaker 1: The biggest story on this day in two thousand and 345 00:18:57,800 --> 00:19:03,119 Speaker 1: six was the death of the crocodile hunter Steve Irwin, who, 346 00:19:03,160 --> 00:19:09,520 Speaker 1: at only forty four years old, died when pierced in 347 00:19:09,640 --> 00:19:14,880 Speaker 1: the chest by a short tail stingray barb while filming 348 00:19:14,920 --> 00:19:20,520 Speaker 1: in the Great Barrier Reef with Philippe Cousteau junior, son 349 00:19:20,640 --> 00:19:26,399 Speaker 1: of course of Jacques Cousta. The stinger penetrated the thoracic wall, 350 00:19:26,600 --> 00:19:28,680 Speaker 1: causing massive trauma. 351 00:19:29,240 --> 00:19:31,560 Speaker 2: He did not die immediately, it was quite painful. 352 00:19:32,480 --> 00:19:35,040 Speaker 1: He was at bat Reef near Port Douglas, Queensland, taking 353 00:19:35,080 --> 00:19:39,280 Speaker 1: part in the production of the documentary Center series Ocean's Deadliest. 354 00:19:40,600 --> 00:19:44,600 Speaker 1: It's believed to be the only fatality from a stingray 355 00:19:44,640 --> 00:19:49,719 Speaker 1: captured on video. He and his wife had a production company. 356 00:19:49,720 --> 00:19:53,240 Speaker 1: They were filming for the production company, but the weather 357 00:19:53,800 --> 00:19:58,440 Speaker 1: and conditions were such that they could not film at 358 00:19:58,440 --> 00:20:01,840 Speaker 1: that exact moment. So to make the most of the day, 359 00:20:02,280 --> 00:20:05,399 Speaker 1: he had started his daughter with her own show, which 360 00:20:05,480 --> 00:20:09,919 Speaker 1: was a television which was a children's television program about 361 00:20:09,960 --> 00:20:17,080 Speaker 1: the joys of nature. And they saw a stingray resting 362 00:20:17,920 --> 00:20:24,399 Speaker 1: in shallow water. I say resting, I think that's the 363 00:20:24,480 --> 00:20:27,480 Speaker 1: term they used. I watched a documentary about this last night. 364 00:20:28,080 --> 00:20:32,160 Speaker 1: A stingray who was for whatever reason, in very very 365 00:20:32,160 --> 00:20:38,280 Speaker 1: shallow water, and stingrays are not known to attack. So 366 00:20:38,359 --> 00:20:42,360 Speaker 1: he went up to the stingray to take some footage 367 00:20:42,400 --> 00:20:45,399 Speaker 1: of it. And if they don't like what you're doing, 368 00:20:46,119 --> 00:20:51,640 Speaker 1: apparently they will swim away, very fast swimmers, and for 369 00:20:51,720 --> 00:20:55,520 Speaker 1: whatever reason, because he had done this many times before, 370 00:20:56,920 --> 00:21:03,639 Speaker 1: the stingray hits him with a barb in puncturing his 371 00:21:03,760 --> 00:21:11,640 Speaker 1: lung and piercing his heart, which was just shocking. In fact, 372 00:21:11,720 --> 00:21:16,520 Speaker 1: they said that since nineteen forty there had only been 373 00:21:16,640 --> 00:21:22,040 Speaker 1: five documented cases in Australia of a person being killed 374 00:21:22,040 --> 00:21:26,399 Speaker 1: by a stingray, and around the world only twenty. It 375 00:21:26,560 --> 00:21:31,400 Speaker 1: just doesn't happen that you die from a stingray attack, 376 00:21:32,920 --> 00:21:38,960 Speaker 1: and he was in great pain and would eventually succumb. 377 00:21:40,119 --> 00:21:45,760 Speaker 1: The documentary was about his Australia Zoo, which his parents 378 00:21:45,760 --> 00:21:51,640 Speaker 1: had founded and he grew up in. You know, the problem, 379 00:21:51,760 --> 00:21:55,480 Speaker 1: like with anyone else, is he shouldn't go too deep 380 00:21:55,520 --> 00:21:59,280 Speaker 1: into politics because he'll start saying things like a four 381 00:21:59,400 --> 00:21:59,960 Speaker 1: year old. 382 00:21:59,760 --> 00:22:03,159 Speaker 2: Time any maybe we shack down on other companies. 383 00:22:04,800 --> 00:22:10,840 Speaker 1: He said some really stupid, unrealistic things about. 384 00:22:12,840 --> 00:22:15,240 Speaker 2: Industry and energy. 385 00:22:17,040 --> 00:22:21,439 Speaker 1: But I love his passion for the natural world, and 386 00:22:21,480 --> 00:22:25,480 Speaker 1: I think that's a very healthy thing to be encouraged 387 00:22:26,440 --> 00:22:30,480 Speaker 1: and promoted, not only among the use youth. I think 388 00:22:30,520 --> 00:22:33,520 Speaker 1: it's a healthy thing to be encouraged and promoted among 389 00:22:33,640 --> 00:22:37,840 Speaker 1: all of us because I don't think people get enough 390 00:22:38,040 --> 00:22:44,480 Speaker 1: fresh air. I think the wonders of connectedness on social 391 00:22:44,520 --> 00:22:50,439 Speaker 1: media have become a crutch for many people, and it 392 00:22:51,000 --> 00:22:58,119 Speaker 1: comes at the expense of fresh air and the wind 393 00:22:58,640 --> 00:23:04,800 Speaker 1: blowing through the trees in a beautiful, gentle breeze, in 394 00:23:04,840 --> 00:23:08,679 Speaker 1: the sounds of nature. Now, I don't mean them, damn cicadas. 395 00:23:10,400 --> 00:23:15,239 Speaker 1: I could kill those cicadas like nobody's business. Crockett has 396 00:23:15,280 --> 00:23:18,200 Speaker 1: a bullfrog that shows up once a year. I don't 397 00:23:18,200 --> 00:23:21,160 Speaker 1: know if it's a mating season or he thinks it's funny, 398 00:23:21,680 --> 00:23:23,680 Speaker 1: or he loves the advent. 399 00:23:23,359 --> 00:23:25,200 Speaker 2: Of the football season. I don't know what it is. 400 00:23:25,720 --> 00:23:29,480 Speaker 1: There's a bullfrog that comes up to Crockett's window every year, 401 00:23:30,280 --> 00:23:34,000 Speaker 1: and several years ago, Crockett would complain about this bullfrog, 402 00:23:34,760 --> 00:23:38,040 Speaker 1: and I thought, kid, you are so spoiled. That's all 403 00:23:38,080 --> 00:23:42,720 Speaker 1: you got to worry about. Is a bullfrog, anything anything 404 00:23:42,800 --> 00:23:46,240 Speaker 1: of it. And I, obviously I didn't do anything about 405 00:23:46,280 --> 00:23:49,560 Speaker 1: it and't go gig it. So a few days later, 406 00:23:50,920 --> 00:23:54,959 Speaker 1: there was a light out on our security system and 407 00:23:55,000 --> 00:23:57,720 Speaker 1: I went out to test and I told my wife, 408 00:23:58,080 --> 00:24:01,600 Speaker 1: just see film going out there. So I can see 409 00:24:01,680 --> 00:24:04,119 Speaker 1: what it looks like and how much of this little 410 00:24:04,119 --> 00:24:07,320 Speaker 1: area it has a spotlight, so if somebody was in 411 00:24:07,320 --> 00:24:10,680 Speaker 1: that area, we do something about it. I walk out there, 412 00:24:12,080 --> 00:24:16,040 Speaker 1: and I'm outside the Crockett's window and I'm walking along. 413 00:24:15,760 --> 00:24:16,680 Speaker 2: And all was like wow. 414 00:24:18,680 --> 00:24:22,520 Speaker 1: I mean, I swear I had walked up on a 415 00:24:22,560 --> 00:24:26,080 Speaker 1: Democrat getting ready to break into my house. I jumped 416 00:24:26,119 --> 00:24:30,000 Speaker 1: out of my skin. How in the world did this 417 00:24:30,040 --> 00:24:33,199 Speaker 1: little thing make all that noise? And I mean, I 418 00:24:33,200 --> 00:24:35,639 Speaker 1: guess the point was. My wife has a theory. She 419 00:24:35,920 --> 00:24:39,800 Speaker 1: loves we go hiking to hear the woods come alive, 420 00:24:40,560 --> 00:24:43,400 Speaker 1: because in her mind, they're all saying, hey, they're coming, Hey, guys, 421 00:24:43,440 --> 00:24:46,120 Speaker 1: they're coming over here. Y'all, y'all look out, they're coming 422 00:24:46,160 --> 00:24:48,000 Speaker 1: over here, which I always thought was kind of a 423 00:24:48,000 --> 00:24:50,520 Speaker 1: cute way to look at it, and it is. And 424 00:24:50,560 --> 00:24:52,919 Speaker 1: so he really doesn't have a lot of defense mechanisms. 425 00:24:52,960 --> 00:24:54,560 Speaker 1: I don't know if they can peel on you or not, 426 00:24:54,960 --> 00:24:57,560 Speaker 1: because that's all frogs have ever done to me. But 427 00:24:59,320 --> 00:25:02,040 Speaker 1: his mechanism was, Hey, I can't really do anything, but 428 00:25:02,080 --> 00:25:04,080 Speaker 1: I'm gonna let you know I'm here and maybe you'll 429 00:25:04,080 --> 00:25:07,040 Speaker 1: go away like a snake that can't really a non 430 00:25:07,119 --> 00:25:07,960 Speaker 1: venomous snake. 431 00:25:08,920 --> 00:25:11,600 Speaker 2: And boy, did it ever work. I went marching up to. 432 00:25:11,640 --> 00:25:15,040 Speaker 1: Crockett's room and I said, Crockett, you're right, we're gonna 433 00:25:15,080 --> 00:25:16,280 Speaker 1: do something about the bullfrog. 434 00:25:16,720 --> 00:25:19,160 Speaker 2: And he said, oh, don't worry about it. I figured 435 00:25:19,160 --> 00:25:22,560 Speaker 2: out how to do the white noise on my sound machine, 436 00:25:22,880 --> 00:25:25,159 Speaker 2: so I just do that now and it doesn't bother me. 437 00:25:26,200 --> 00:25:31,679 Speaker 2: I said, okay, my moffucker. The border is closed, the 438 00:25:31,760 --> 00:25:35,320 Speaker 2: border is secure. The Michael Berry Show border is secure. 439 00:25:35,680 --> 00:25:38,360 Speaker 1: The only reason the border is not secure is Donald 440 00:25:38,359 --> 00:25:40,760 Speaker 1: Trump is my Republican trans. 441 00:25:42,480 --> 00:25:45,800 Speaker 2: I'm a scatman. Chuck Berry was a scatman. A bunch 442 00:25:45,800 --> 00:25:46,960 Speaker 2: of pause. 443 00:25:46,960 --> 00:25:51,200 Speaker 1: He said that they could so was John Matchapel part. 444 00:25:52,800 --> 00:25:53,080 Speaker 5: Of the other. 445 00:25:53,119 --> 00:25:53,800 Speaker 4: That's a chick cat. 446 00:25:54,119 --> 00:25:58,640 Speaker 1: Do you see that scene Bult the Scatman where the girl. 447 00:25:58,520 --> 00:26:00,080 Speaker 2: Was trying to explain. 448 00:26:02,440 --> 00:26:07,160 Speaker 1: That he would have her sit in a hammock, lay 449 00:26:07,240 --> 00:26:15,199 Speaker 1: in a hammock, he cut the hole out in the 450 00:26:15,240 --> 00:26:22,880 Speaker 1: hammock for the poop shoot, and he would lay under 451 00:26:23,000 --> 00:26:30,359 Speaker 1: the hole with her on the poop shoot. And she 452 00:26:30,480 --> 00:26:35,679 Speaker 1: said he got so angry because she was constipated. 453 00:26:35,720 --> 00:26:41,000 Speaker 2: I'm just kidding, you know, I get it. 454 00:26:41,680 --> 00:26:47,360 Speaker 1: You know, maybe everybody would have some little fetish if 455 00:26:47,359 --> 00:26:50,680 Speaker 1: they ever explored it. You just don't end up out 456 00:26:50,680 --> 00:26:55,879 Speaker 1: there right, especially pre internet. But I got a wonder 457 00:26:56,000 --> 00:27:00,000 Speaker 1: for mom, and don't even send me hate email over there. 458 00:27:01,480 --> 00:27:10,119 Speaker 1: I have to wonder what's going through your mind where 459 00:27:10,160 --> 00:27:19,879 Speaker 1: you say, you know, I love chocolate pudding. Okay, it's brown? 460 00:27:20,000 --> 00:27:26,000 Speaker 1: Has that consistency? I mean, maybe I like call like, 461 00:27:26,359 --> 00:27:28,760 Speaker 1: what how does it happen the first time? 462 00:27:31,119 --> 00:27:37,760 Speaker 2: Seriously, Hey, I'm rich and you're poor down here in 463 00:27:37,840 --> 00:27:43,720 Speaker 2: Belize and here's I want to try something. So just 464 00:27:43,760 --> 00:27:47,439 Speaker 2: a little bit, just a tip, like, how does that? 465 00:27:48,240 --> 00:27:56,560 Speaker 2: How does that conversation go? Who did oh? Ramone said? 466 00:27:56,840 --> 00:27:58,360 Speaker 2: Premiere Radio Network. 467 00:27:58,080 --> 00:28:03,639 Speaker 1: Just released a press release saying, I'm just curious what 468 00:28:03,880 --> 00:28:06,240 Speaker 1: is going through your mind at that moment. 469 00:28:08,240 --> 00:28:09,119 Speaker 2: When you start that? 470 00:28:10,400 --> 00:28:13,480 Speaker 1: And then I guess, I mean he did it with 471 00:28:13,640 --> 00:28:16,520 Speaker 1: many women according to the documentary, So I guess at 472 00:28:16,520 --> 00:28:19,320 Speaker 1: some point he goes that is good, that's going to 473 00:28:19,359 --> 00:28:24,719 Speaker 1: go find some more. Does he ease into that conversation 474 00:28:25,320 --> 00:28:27,080 Speaker 1: like does he see a girl and go boy about 475 00:28:27,080 --> 00:28:27,760 Speaker 1: her poop taste? 476 00:28:27,760 --> 00:28:28,320 Speaker 2: Good? 477 00:28:29,600 --> 00:28:32,359 Speaker 1: I mean, seriously, Ramon, you have to wonder. Okay, you 478 00:28:32,400 --> 00:28:39,480 Speaker 1: can't just go grows, you can't. This is Democrat social justice, 479 00:28:39,560 --> 00:28:42,600 Speaker 1: and this is the collapse of society. A twelve year 480 00:28:42,640 --> 00:28:47,720 Speaker 1: old boy in Maryland is accused of breaking into a 481 00:28:47,760 --> 00:28:52,880 Speaker 1: car dealership. No, not just one, of breaking into two 482 00:28:52,920 --> 00:29:00,320 Speaker 1: car dealerships, Oh not just too, of breaking into three, 483 00:29:00,560 --> 00:29:07,160 Speaker 1: no four, actually five car dealerships. In some of the 484 00:29:07,160 --> 00:29:13,840 Speaker 1: break ins, he steals cars. They catch him, but due 485 00:29:13,920 --> 00:29:22,120 Speaker 1: to state juvenile justice laws recently passed in Maryland, he 486 00:29:22,160 --> 00:29:23,400 Speaker 1: can't even be charged. 487 00:29:24,520 --> 00:29:28,960 Speaker 2: So officers detain him and they drive him back home. 488 00:29:31,720 --> 00:29:34,960 Speaker 6: A twelve year old boy breaking into a car dealership. 489 00:29:35,280 --> 00:29:38,600 Speaker 6: Watches he opens the window at Pristine Auto in Rockville 490 00:29:38,680 --> 00:29:42,520 Speaker 6: early Tuesday, then climbs in headfirst. You can see him 491 00:29:42,560 --> 00:29:46,400 Speaker 6: wandering around the dealership for about fifteen minutes, searching various 492 00:29:46,480 --> 00:29:50,000 Speaker 6: drawers and desks. He opens the fridge looking for a snack, 493 00:29:50,280 --> 00:29:52,760 Speaker 6: and he goes outside and can be seen searching the 494 00:29:52,760 --> 00:29:56,840 Speaker 6: dealership's vehicles. Police forces tell News four it's not the 495 00:29:56,880 --> 00:29:59,800 Speaker 6: first time he's done this. These are the five Montgomery, 496 00:29:59,840 --> 00:30:03,120 Speaker 6: CA dealerships the boy is accused of targeting this month, 497 00:30:03,520 --> 00:30:07,280 Speaker 6: including BMW and Audi in Rockville. In some break ins, 498 00:30:07,320 --> 00:30:10,680 Speaker 6: he managed to steal cars, but in each case police 499 00:30:10,720 --> 00:30:13,720 Speaker 6: couldn't hold him due to his age. Under a Maryland 500 00:30:13,800 --> 00:30:17,600 Speaker 6: juvenile justice reform law passed two years ago, kids under 501 00:30:17,640 --> 00:30:19,120 Speaker 6: age thirteen can't be. 502 00:30:19,200 --> 00:30:20,680 Speaker 2: Charged with property crimes. 503 00:30:21,040 --> 00:30:24,400 Speaker 6: Employees here at Christine Otto tell me that same boy. 504 00:30:24,280 --> 00:30:26,160 Speaker 4: Came back here again two. 505 00:30:26,000 --> 00:30:29,120 Speaker 6: Days later to try to break in, this time while 506 00:30:29,200 --> 00:30:32,920 Speaker 6: workers were still in the office. The workers called police, 507 00:30:33,000 --> 00:30:36,080 Speaker 6: and officers caught the boy down the street. News four 508 00:30:36,200 --> 00:30:39,360 Speaker 6: is blurring his face here because he's a minor. Sources 509 00:30:39,360 --> 00:30:42,480 Speaker 6: familiar with the investigation tell News four police have had 510 00:30:42,480 --> 00:30:44,880 Speaker 6: to drop the boy off at his home in DC 511 00:30:45,320 --> 00:30:48,720 Speaker 6: after catching him. 512 00:30:49,280 --> 00:30:56,520 Speaker 1: So you know what happens to that kid? Bad things happen, 513 00:30:56,840 --> 00:31:00,680 Speaker 1: hands up, debt or in prison, maybe both. Do you 514 00:31:00,720 --> 00:31:03,840 Speaker 1: remember the story that by the way, that story credit 515 00:31:03,920 --> 00:31:08,640 Speaker 1: was NBC four out of Washington, d C. The story 516 00:31:08,840 --> 00:31:16,080 Speaker 1: of Latarian Milton, and we laughed about it. W pbf's 517 00:31:16,120 --> 00:31:22,440 Speaker 1: Ted White talked to Latarian Milton about grabbing his grandmother's 518 00:31:22,520 --> 00:31:24,200 Speaker 1: keys and crashing her car. 519 00:31:24,520 --> 00:31:27,520 Speaker 7: Latarian Milton is not your typical seven year old. Few 520 00:31:27,560 --> 00:31:29,720 Speaker 7: his age have ever driven an suv up and down 521 00:31:29,800 --> 00:31:32,960 Speaker 7: several busy streets. It all started at his mother's townhouse. 522 00:31:33,120 --> 00:31:35,600 Speaker 7: Latarian says he took the car keys and hopped into 523 00:31:35,600 --> 00:31:37,120 Speaker 7: his grandmother's dodge DURINGO. 524 00:31:37,240 --> 00:31:39,600 Speaker 5: When I came through the back door, I looked on 525 00:31:39,640 --> 00:31:41,040 Speaker 5: the counter, my keys were going. 526 00:31:41,480 --> 00:31:43,440 Speaker 4: I took my grandma car because I got mad at 527 00:31:43,440 --> 00:31:45,200 Speaker 4: my mom. And then I saw him to have my 528 00:31:45,280 --> 00:31:47,800 Speaker 4: friend come in, and he smoked his cigarettes. 529 00:31:48,120 --> 00:31:50,080 Speaker 2: He started the vehicle and put it into gear. 530 00:31:50,680 --> 00:31:53,200 Speaker 4: I yanked the I yanked, I yanked the. 531 00:31:53,600 --> 00:31:56,720 Speaker 7: Thing, and off they went, two seven year olds alone 532 00:31:56,760 --> 00:31:59,600 Speaker 7: on the road. Latarian drove several miles through Lake Park 533 00:31:59,600 --> 00:32:00,680 Speaker 7: and Palm Beach Gardens. 534 00:32:00,760 --> 00:32:02,120 Speaker 3: We got the one called he told you about of 535 00:32:02,160 --> 00:32:03,920 Speaker 3: a driver in the vehicle who looked too short to 536 00:32:03,920 --> 00:32:04,920 Speaker 3: be able to see the stereo. 537 00:32:05,200 --> 00:32:07,920 Speaker 7: Along the way, he ran over two mailboxes, hit two 538 00:32:07,920 --> 00:32:10,520 Speaker 7: parked cars in a Costco parking lot, and struck two 539 00:32:10,600 --> 00:32:12,080 Speaker 7: moving cars near Walmart. 540 00:32:12,360 --> 00:32:15,120 Speaker 4: I want to do because it's fun, funny do bad 541 00:32:15,200 --> 00:32:17,200 Speaker 4: things and drives into a car. 542 00:32:17,480 --> 00:32:19,280 Speaker 7: So did you know that you could perhaps kill somebody? 543 00:32:19,480 --> 00:32:21,880 Speaker 4: Yes, but I wanted to do horresh stuff for my friend. 544 00:32:21,960 --> 00:32:24,840 Speaker 7: It all ended on investment. Laying in consumer drive. That's 545 00:32:24,840 --> 00:32:28,280 Speaker 7: where Latarian hit the curb, insideswiped the sign. The suv 546 00:32:28,400 --> 00:32:30,440 Speaker 7: took most of the beating, snapping off one of his 547 00:32:30,480 --> 00:32:32,960 Speaker 7: axles and wheels a grandmother's rage. 548 00:32:33,160 --> 00:32:35,600 Speaker 5: I want to whip his behind. That's what I want 549 00:32:35,680 --> 00:32:37,720 Speaker 5: to do right now. If I thought they wouldn't take 550 00:32:37,760 --> 00:32:40,280 Speaker 5: me to jail, I'd whip his behind right now. 551 00:32:42,000 --> 00:32:44,280 Speaker 2: He wanted to do what I. 552 00:32:44,240 --> 00:32:46,400 Speaker 4: Wanted to do, horrash stuff for my friend. 553 00:32:46,520 --> 00:32:49,000 Speaker 1: Well, how did it turn out for Latarian? He's twenty three. 554 00:32:49,040 --> 00:32:51,240 Speaker 1: He spent his life, most of it in prison. Now 555 00:32:52,120 --> 00:32:55,000 Speaker 1: he assaulted his grandmother two weeks after he stole her. 556 00:32:54,880 --> 00:32:57,160 Speaker 4: Car to do horrash stuff for my friend. 557 00:32:57,320 --> 00:32:58,760 Speaker 2: He carjacked a lift driver. 558 00:32:58,920 --> 00:33:00,960 Speaker 4: I wanted to do horors stuff for my friend. 559 00:33:01,080 --> 00:33:03,160 Speaker 2: He's been arrested for beating up women. 560 00:33:03,320 --> 00:33:05,600 Speaker 4: I wanted to do hooor stuff for my frienth. 561 00:33:05,440 --> 00:33:09,160 Speaker 1: Been arrested for resisting arrestments stuff for my faint. Those 562 00:33:09,160 --> 00:33:14,280 Speaker 1: are just the crimes we knew about. Is not every Democrat, 563 00:33:14,320 --> 00:33:14,520 Speaker 1: though 564 00:33:15,160 --> 00:33:17,640 Speaker 4: I wanted to do hooor stuff for my friend,