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Speaker 1: Ye yee's but you all being waiting for.

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Speaker 2: You're tapped in the way up with Angela Yee.

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Speaker 1: Whats way up with Angela Yee? And look who is here? Yes,

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Speaker 1: making his debut, making my debut for twenty twenty six.

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Speaker 1: I know this is a it's a fort it's almost

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Speaker 1: halfway through January.

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Speaker 3: I had a couple of things to handle.

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Speaker 4: I bet you moved to Saint Croix.

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Speaker 1: I stayed there, Yeah, Saint Croix. But welcome back. You know,

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Speaker 1: I only knew you were here because I saw you

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Speaker 1: on Nightcap doing some things. That's the only reason I

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Speaker 1: was like it was here.

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Speaker 3: Absolutely, I'm never too far you know.

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Speaker 1: Well, today's also a Wealth Wednesday, and we do have

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Speaker 1: Barry Coleman joining us. He's the VP for the NFCC,

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Speaker 1: that's the National Foundation for Credit Counseling, and we're doing

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Speaker 1: these live call ins today, so get ready for that.

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Speaker 1: Anybody who's struggling with debts, with financing, all of those things,

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Speaker 1: he's going to be here to give you the advice

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Speaker 1: that you're going to need. And again he's from the NFCC,

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Speaker 1: so that's a big deal. Okay, let's shine a light

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Speaker 1: eight hundred.

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Speaker 4: Fifty fifty.

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Speaker 1: You see these bags right here, Black owned designer bags.

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Speaker 5: Nice.

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Speaker 4: All right, We're gonna shine a light when we come back.

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Speaker 4: It's way up.

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Speaker 6: Turn your lights on, y'all. It's spreading love to those

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Speaker 6: who are doing greatness.

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Speaker 2: Shine light, shine the light on. It's time to shine

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Speaker 2: a light on them.

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Speaker 4: Yeah, it's way up with Angela yea.

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Speaker 1: I'm here with my Dye man O, who I consider

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Speaker 1: to be very fashionable, and today I want to shine

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Speaker 1: a light on this black owned brand called Why two C.

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Speaker 1: It's spelled y t U s I, but it's pronounced

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Speaker 1: Y two C. They actually I don't know them, but

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Speaker 1: they just sent me these two bags. One of them is,

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Speaker 1: you know, I love a fanny pack and it has

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Speaker 1: the pearls that hang down around the fanny pack.

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Speaker 4: Isn't that cute?

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Speaker 1: And it's my favorite color purple yeah, and it's bulls.

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Speaker 4: Yeah, those are the pearls.

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Speaker 1: It looks really cute on though, So I'm gonna I'm

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Speaker 1: gonna show you all of that. And then they sent

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Speaker 1: me this purse as well. But shout out to Jacquina James.

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Speaker 1: I did a little research and she is the person

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Speaker 1: behind this brand. Black Women and they're based out of Charlotte,

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Speaker 1: and just love that they sent me these beautiful gifts.

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Speaker 3: How much unless I don't know.

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Speaker 1: I didn't see the price on it yet, but I'm

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Speaker 1: gonna go take a look because, like I said, I

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Speaker 1: just got the gift in the mail.

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Speaker 4: I do I like it.

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Speaker 1: I think it's different under the balls and this is

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Speaker 1: nice for like a little going out thing, but it's different.

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Speaker 1: I haven't seen anything like this, So shout out to

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Speaker 1: Jacqueena James and to Y two C. Now, Savannah, who

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Speaker 1: do you want to shine a light on?

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Speaker 7: I wanted to shine a light on my wedding planner.

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Speaker 7: We got married three months ago now, and mean the

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Speaker 7: wedding planel work together for months and who's paid thousands

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Speaker 7: of dollars and he never showed up on wedding day.

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Speaker 1: What I gotta ask you, though, was everywhere other things

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Speaker 1: in place? Because you know, with the wedding planner, there's

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Speaker 1: a lot of things you have to order in advance,

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Speaker 1: things that have to be set up.

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Speaker 4: Did she do anything?

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Speaker 8: So?

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Speaker 9: Some of her.

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Speaker 7: Vendors did show up, but a lot of the decor

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Speaker 7: was missing and some of it was even wrong.

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Speaker 1: Oh my god, I have.

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Speaker 7: My family members helped set up on wedding day. It

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Speaker 7: was a disaster, but it still turned out beautiful. And

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Speaker 7: we didn't build our own magazine photo booth for our wedding,

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Speaker 7: which we are now renting out. We are starting a

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Speaker 7: small business, okay, So there was a positive that came

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Speaker 7: out of it. So if you are in New York

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Speaker 7: or New Jersey and you have a wedding, corporate events,

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Speaker 7: any type of large party coming up, please follow us

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Speaker 7: on Instagram Posh Photo Booth in Jay. But yes, that

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Speaker 7: was a horrible experience. He has now deleted her Instagram

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Speaker 7: and removed her website.

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Speaker 1: But that is awful. Why would somebody do that? Are

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Speaker 1: you suing?

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Speaker 10: Yes?

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Speaker 7: I am seeing her all right.

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Speaker 4: Well, thank you for calling.

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Speaker 1: I appreciate you, and I'm glad that everything's still turned

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Speaker 1: up beautiful. At least you have people there to pick

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Speaker 1: the pieces up and now you started a business.

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Speaker 7: Yes, Posh Photo Booth J on Instagram. If you are

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Speaker 7: have any events coming up, all right?

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Speaker 5: Any thank you?

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Speaker 4: I can imagine I'm my wedding day. The wedding planner doesn't.

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Speaker 1: Even show up that crazy. Well, we'll see what happens

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Speaker 1: at your wedding. Don't have that wedding, all right. When

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Speaker 1: we come back, we got your yet and we are

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Speaker 1: going to talk about Kais and that he put out

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Speaker 1: this video. And that's why you got to watch the

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Speaker 1: whole thing. Everybody kept telling me he quit, he quit,

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Speaker 1: he's not streaming anymore. Then you watch the video and

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Speaker 1: will tell you what his I quit video is really

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Speaker 1: all about.

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Speaker 4: It's way up.

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Speaker 11: She's like to talk like they angel Jean, like they

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Speaker 11: angel Jean.

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Speaker 12: Man.

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Speaker 2: She's spilling it all. This is yeaty way up.

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Speaker 4: Yeah, it's way up.

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Speaker 1: At the end, I'm here, my guy Maino's here man, Yes,

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Speaker 1: And I do want to give a rest in peace

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Speaker 1: and my condolences to John Forte's family. He unfortunately passed

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Speaker 1: away at his home in Martha's Vineyard, and they said

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Speaker 1: he died suddenly. The cause of death is unclear, but

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Speaker 1: they do not suspect any type of foul play.

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Speaker 4: I actually really know John Forte.

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Speaker 1: His dad lived on the block where I grew up,

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Speaker 1: and so he he met the Fujis through Lauren Hill.

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Speaker 1: He was part of the Refugee All Stars and famously

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Speaker 1: known for writing and also performing.

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Speaker 4: And this is one.

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Speaker 1: Song where Uh, this is actually the Staying Alive remix

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Speaker 1: that we're playing right now. And you remember this part.

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Speaker 2: This well mod and just rama.

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Speaker 10: You're still a small time of hoping that the game

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Speaker 10: treat that ass the lil kind of every step tangled,

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Speaker 10: you'll beat.

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Speaker 2: Do concern me. I'll be in Mangos in Trinidad.

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Speaker 1: What attorney And you know he still was. He went

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Speaker 1: to jail for fourteen years for this liquid cocaine charge.

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Speaker 1: I did his first interview out of jail too when

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Speaker 1: he came home and she tapped though.

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Speaker 3: Yes he was.

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Speaker 1: Yeah, he went to Phillips Exeter. He went to a

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Speaker 1: boarding school too. That's a really well known, very prestigious

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Speaker 1: boarding school. Yeah, super smart. He actually wrote this song

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Speaker 1: Something to Lean On, which was a theme for the

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Speaker 1: Brooklyn Nets that played before every game in twenty twelve

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Speaker 1: to twenty thirteen. And he was married. He got married

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Speaker 1: on Martha's vineyard in twenty fifteen. They had two kids together,

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Speaker 1: but he was only fifty years old. But just a

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Speaker 1: really great, amazing human being and why Clef Actually we

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Speaker 1: had a whole long conversation way back when he first

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Speaker 1: got home about their relationship and his relationship with the

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Speaker 1: fujis and things that he learned.

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Speaker 3: They were still cool.

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Speaker 1: Yeah.

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Speaker 4: From John Forte. Here's what he had said.

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Speaker 13: He schooled me on how he got into books, how

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Speaker 13: he studied theory, taught itself how to play guitar, then

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Speaker 13: started teaching in the prison.

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Speaker 4: I mean amazing human beings. So arrest in peace.

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Speaker 1: Yeah to him, definitely unexpected and only fifty years old.

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Speaker 3: Wow.

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Speaker 1: All right? Kay Sanott announced that he quit. It was

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Speaker 1: a video that he put us twenty three minutes on YouTube. Now, immediately,

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Speaker 1: you know, people just see the headline and people were like, oh,

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Speaker 1: you see Kaysa not quit streaming, And then I saw

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Speaker 1: people saying, oh, yeah, you know, good for him.

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Speaker 4: It hit its peak.

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Speaker 1: Blah blah blah. Ever, said that he never said that.

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Speaker 4: All right, So here is kais to that quote unquote quitting.

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Speaker 10: I quit thinking in my head of the goals I

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Speaker 10: want to achieve and not pursuing them because I'm primarily

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Speaker 10: known for one thing and super scared to step out

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Speaker 10: that box and try new things. I quit overthinking, all right.

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Speaker 1: In addition to that, he's talking about the next chapter

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Speaker 1: of what he also wants to expand into.

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Speaker 4: Here's what he said.

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Speaker 5: In Japan.

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Speaker 10: My love for clothes kind of enhanced after that. Got

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Speaker 10: inspired by what they were wearing. That inspired by the

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Speaker 10: outfit that I have put on myself, and it's been

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Speaker 10: falling in love with clothes bag incessories. The reason why

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Speaker 10: I kind of want to learn it is because I

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Speaker 10: want to have like an attachment to my clothes.

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Speaker 13: All right, So I relate to that though as far

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Speaker 13: as just like having dreams and then you procrastinate sometimes,

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Speaker 13: I think a lot of people, you know, fall behind

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Speaker 13: because of that.

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Speaker 1: Yeah, absolutely, I think part of success is doing because

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Speaker 1: sometimes you can have a billion ideas if you don't

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Speaker 1: actually do nothing, it doesn't.

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Speaker 3: You got to just jump in the car, all.

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Speaker 4: Right, Well that is your ut.

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Speaker 1: When we come back, we have about last night where

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Speaker 1: we discussed what we did last night. I've been still

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Speaker 1: getting I'm studying and working and doing these online classes

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Speaker 1: that I have to do.

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Speaker 2: It's way up, yeah, so about last night.

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Speaker 4: Yeah, it's way up at Angela.

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Speaker 1: Yee, I'm here maybe, Yes, I haven't seen you in so.

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Speaker 3: Long's weeks right since we've been back.

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Speaker 1: What have you been doing? So tell me about this

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Speaker 1: boys night out you had?

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Speaker 3: Oh that was last night for the movie the Riplix.

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Speaker 13: So it was an event, you know, and they had

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Speaker 13: Shannon shop and O show over there, Joe Johnson and

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Speaker 13: it was just a live podcast. They was doing it

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Speaker 13: streaming at the same time, so from their page. So

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Speaker 13: you know, we did a couple of uh, you know,

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Speaker 13: a couple of a couple of minutes of an interview.

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Speaker 4: Okay, did you see the movie?

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Speaker 3: You know what. I didn't have time. I went to

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Speaker 3: the red carpet. I did it, but I didn't have

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Speaker 3: time to stay because.

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Speaker 1: They've been really promoting that movie heavy right.

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Speaker 13: They had a huge money mountain you took pictures on,

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Speaker 13: and then I went and sat on.

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Speaker 3: Top of it.

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Speaker 13: Of course she did, of course I did. Yeah, but

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Speaker 13: we had we had a photo shot last night.

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Speaker 3: Shout out there. Let's rap about it, you know, so

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Speaker 3: we had some business to take it.

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Speaker 1: Man, I must just say this, every single one of

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Speaker 1: y'all loved the picture, okay, whole let's rap about a

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Speaker 1: team love a picture. You guys, time you go out,

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Speaker 1: you go to the supermarket, it's a shoot and picking

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Speaker 1: up you got to be ready, you guys are there

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Speaker 1: picking up a kiwied it's a shot pomegrant. You'll be

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Speaker 1: outside ticket every single winner you has like a photographer.

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Speaker 1: You gotta stay ready showing us the warehouse.

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Speaker 4: There's a whole shoot in this Dave East every time.

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Speaker 3: Yeah, every time. You did it up last night though.

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Speaker 1: So did you guys have a stylist or did y'all

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Speaker 1: style yourselves?

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Speaker 3: Look?

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Speaker 13: I feel like a combination of both. Right, So we

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Speaker 13: had two looks. One was like a regular look, you know.

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Speaker 13: Shout out to Pelle. We had some pals on all

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Speaker 13: the moments we were suited and booty thro like black

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Speaker 13: big shout out the rob suits, mister Robbie suits.

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Speaker 1: Definitely who you think is the best dressed out of

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Speaker 1: the four of you.

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Speaker 13: I'm I'm gonna give it the fab because he might,

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Speaker 13: he might. He might do three or four offices.

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Speaker 3: In one day. Yes, I'm a I'm a one maybe

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Speaker 3: two outfre.

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Speaker 1: Guy, Okay per day.

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Speaker 4: Yeah, you might come in the next day with the

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Speaker 4: same thing.

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Speaker 3: And I might have the same thing on the next day.

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Speaker 1: Right one out and for two days. Money.

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Speaker 3: It's been known to happen.

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Speaker 1: And remember you wore the same thing for a week stop.

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Speaker 3: That was a bet that me and you did. And

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Speaker 3: I try to live up to my bet.

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Speaker 1: Well, my night was nowhere near as exciting as yours.

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Speaker 1: I'm actually trying to have to renew my real estate license,

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Speaker 1: so I have to take these online twenty two hours

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Speaker 1: of online courses. So that's really all I did last night.

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Speaker 1: I was up like trying to finish these courses. I'm boring,

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Speaker 1: but that's his last night.

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Speaker 3: That's one thing you're not all right.

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Speaker 1: Well, one thing y'all aren't is boring. And that's how

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Speaker 1: we need you to call us up right now. Eight

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Speaker 1: hundred who thought, don't act like you didn't come here, just.

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Speaker 3: Who whatever, thoughts whatever, Thank.

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Speaker 1: You because you were supposed to be here yesterday and

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Speaker 1: I heard that you said Tuesday, No, wait till Wednesday.

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Speaker 3: Don't do that.

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Speaker 1: Eight hundred two nine two fifty one fifty. Tell us

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Speaker 1: a secret. Eight hundred two ninety two fifty one fifty

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Speaker 1: is no judgment zone. I want to tell y'all this

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Speaker 1: secret is so bad, but I'm not gonna do it

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Speaker 1: because Dan is gonna turn bright red.

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Speaker 3: Oh don't do that. But it's very colorful, very color

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Speaker 3: very colorful.

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Speaker 1: Eight hundred nine two fifty one fifty. Call us up,

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Speaker 1: look at Colored.

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Speaker 3: Now, Yo, that's crazy. You really got read eight wow.

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Speaker 1: Two nine two fifty one fifty. Call us up, tell

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Speaker 1: us a secret.

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Speaker 2: This is a judgment free zone. Tell us a secret.

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Speaker 4: All right, it's way up at Angela. Yeah, I'm here

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Speaker 4: with my guy. May no man and eight hundred two

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Speaker 4: nine two fifty one fifty is a number.

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Speaker 5: I know.

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Speaker 1: Y'all got some secrets you've been holding, and our guy

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Speaker 1: is here. Eight hundred two nine two fifty one fifty

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Speaker 1: anonymous color, what's your secret?

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Speaker 9: My secret is I recently or not recently.

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Speaker 12: But I'm not last year around Thanksgiving that my best

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Speaker 12: friend is sitting with my husband. The only problem, Angela,

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Speaker 12: is I'm messing with her.

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Speaker 9: Dad, and her dad is a very.

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Speaker 12: Successful man, and if I let.

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Speaker 9: Them find out that I know about that messing around, it's.

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Speaker 12: Going to ruin my chances of him still sending the

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Speaker 12: income every month.

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Speaker 9: So I don't know what to do.

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Speaker 12: Should I blow my coper?

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Speaker 8: No?

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Speaker 13: I think you should still keep doing.

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Speaker 3: What about your husband? Yeah?

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Speaker 4: How do you feel about him?

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Speaker 12: I love him, we have three kids together.

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Speaker 3: I feel like everybody's happy.

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Speaker 13: Then your husband is sleeping with your friend and you

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Speaker 13: sleeping with your friend's father. So I feel like that's

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Speaker 13: a great cycle.

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Speaker 9: I am that because I feel like she's some betrayal

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Speaker 9: in a way, because that's my husband.

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Speaker 3: No, no, no, no, no, no no no.

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Speaker 1: Over there you feel like a little bit of a

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Speaker 1: hypocrite and you want to keep getting your money.

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Speaker 3: You over there putting your on that old man. Don't

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Speaker 3: do that.

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Speaker 4: But that ain't your best friend. How did you find out?

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Speaker 9: So both of them were not responding to my phone

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Speaker 9: calls one day, and so I tracked her location because

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Speaker 9: her her locations with each other, and I'll track her location.

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Speaker 9: When I got there, they were at a restaurant sitting

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Speaker 9: outside having much, and I was like, how disrespectful can

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Speaker 9: you be?

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Speaker 4: I like this okay, so they know, you know, no, like.

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Speaker 9: I sat out like of course, I like, I skoked

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Speaker 9: them out for a while.

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Speaker 4: I don't know how you ain't run up on them?

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Speaker 13: No, why would you run up and you over there? No, listen,

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Speaker 13: you over there doing just as bad.

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Speaker 4: I would tell them that I know and be like,

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Speaker 4: y'all need.

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Speaker 1: To cut now know why?

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Speaker 3: And then so you could keep cheating?

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Speaker 4: I mean like that's I.

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Speaker 12: Guess may you because if she's with him that I could.

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Speaker 9: Be with her dad.

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Speaker 13: There you go, where I go, If you go, make sense.

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Speaker 13: If you're going to be as embrace it, just be

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Speaker 13: who you are. All gets the problem with the world

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Speaker 13: people not embracing who they really are.

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Speaker 4: Do you really have feelings for her dad though?

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Speaker 3: Like that money?

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Speaker 9: No, it's more of the money. It's just the lady,

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Speaker 9: like I love my husband, but me and me and

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Speaker 9: we had a baby like three months ago, and her

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Speaker 9: dad were seping around, but I was pregnant and it

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Speaker 9: was good.

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Speaker 3: You know what, you know what, you know what.

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Speaker 13: Listen, you already have the answer to your question. You

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Speaker 13: know you're not gonna stop doing what you're doing. And

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Speaker 13: more power to you, right, don't even do nothing. Don't

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Speaker 13: change it. Everybody, it's a.

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Speaker 3: Well all your machine right here.

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Speaker 1: It's very balanced that.

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Speaker 3: It might be. It might be the dad.

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Speaker 9: You know, we all wanted to give you a sense,

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Speaker 9: but like, why when he's taking care of me anyway?

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Speaker 5: It does?

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Speaker 3: Oh my god, how as I like this for you? Though?

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Speaker 3: I like this for you? Yeah? I like I like

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Speaker 3: I like I like you embrace your you know.

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Speaker 1: And she was like, Okay, I don't know what else

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Speaker 1: I could say. I just want to say, it's an

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Speaker 1: ass girl, but you know, something will hit the fan,

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Speaker 1: and when it does, call me back.

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Speaker 4: I want to hear how the story ends.

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Speaker 9: You know what, I'm sure will.

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Speaker 5: I'll keep you updated.

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Speaker 1: Okay, thank you. It's a no judgment zone. But that

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Speaker 1: was hard. That was a lot.

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Speaker 3: We judged it. You love it, need it to be.

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Speaker 1: You loved it all right. When we come back, we

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Speaker 1: have your yee t And Drewski did a skit that

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Speaker 1: reached over two million people in less than two hours

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Speaker 1: on X alone, on that platform X not X, and

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Speaker 1: we'll tell you how the church is reacting to this

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Speaker 1: and what people are saying.

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Speaker 4: It's way up.

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Speaker 6: From industry shade to all the gossip out angelus spelling.

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Speaker 1: That it's way up.

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Speaker 4: But Angela, I know that's right, and we have to

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Speaker 4: watch this again.

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Speaker 1: It was so good and yet we're gonna talk about

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Speaker 1: this Drew Ski mega pastor. Yeah it mega church pastor

379
00:16:00,800 --> 00:16:04,680
Speaker 1: skit that he did, so you got a western full thing.

380
00:16:04,760 --> 00:16:08,520
Speaker 1: But it has like sixty five million views just on X.

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00:16:08,600 --> 00:16:12,000
Speaker 1: Everybody is reposting it also. But here's a little snippet

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Speaker 1: of it, just so you can see the pastor that

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Speaker 1: Jewski is playing.

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Speaker 8: I had somebody in the congregation as while I'm wearing

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Speaker 8: Christian door and Christian lupe duns because I'm a Christian

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Speaker 8: and I walk in the blood.

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Speaker 3: Oi. Amen, some praise.

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Speaker 8: So we are raising funds for a project in Zimbabwe.

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Speaker 8: We wanted to raise four million dollars for that that

390
00:16:36,480 --> 00:16:39,280
Speaker 8: needs to appear to date. We are not letting anyone

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Speaker 8: leave until we reach our goal. Amen, ill Loja your

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Speaker 8: life savings here.

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Speaker 2: Give him some praise for that.

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Speaker 1: I mean, it was hilarious. You got to watch and

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Speaker 1: see the full thing. But it's also just And I

396
00:16:51,440 --> 00:16:54,920
Speaker 1: see these articles saying that people are mad about it,

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Speaker 1: but I really don't see anybody mad.

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Speaker 3: Hey, listen, it has a lot of truth to it.

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Speaker 3: So I love it.

400
00:16:59,720 --> 00:17:02,080
Speaker 1: I mean, you see these are based. There's the flying

401
00:17:02,120 --> 00:17:07,440
Speaker 1: pastor that's a real and then the Dior outfit.

402
00:17:08,880 --> 00:17:09,880
Speaker 4: And designer clothes.

403
00:17:12,200 --> 00:17:16,119
Speaker 1: He drives away in his Bentley bntega and what was

404
00:17:16,600 --> 00:17:20,560
Speaker 1: Obo's race? Okay? He mentioned it though, yes, and then

405
00:17:20,560 --> 00:17:22,800
Speaker 1: he drove away at the end of it. And you

406
00:17:22,840 --> 00:17:25,600
Speaker 1: know a lot of pastors do have nice cars. And

407
00:17:25,640 --> 00:17:29,840
Speaker 1: he said, you know, pastors love money. So we shall

408
00:17:29,880 --> 00:17:33,159
Speaker 1: see if there really is any reaction from this. But

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00:17:33,200 --> 00:17:36,280
Speaker 1: there's been a lot of Ai pastors, like people putting

410
00:17:36,359 --> 00:17:39,960
Speaker 1: up these Ai skits of pastors reacting and they're not real,

411
00:17:40,760 --> 00:17:44,200
Speaker 1: all right. Joe and Jada sat down with French Montana

412
00:17:44,280 --> 00:17:47,280
Speaker 1: and Max b and asked some questions. One of the

413
00:17:47,359 --> 00:17:51,280
Speaker 1: questions that French Montana answered was how he pulled a

414
00:17:51,359 --> 00:17:54,600
Speaker 1: Dubai princess. Everybody was shocked when they saw that he's

415
00:17:54,600 --> 00:17:56,879
Speaker 1: getting married to a princess from Dubai.

416
00:17:57,480 --> 00:17:59,320
Speaker 11: It was one of my homeboys. He plunged me with

417
00:17:59,359 --> 00:18:01,800
Speaker 11: a Dubai I just happen to be in Dubai and

418
00:18:01,840 --> 00:18:04,239
Speaker 11: I had I remember, I had seen her. She had

419
00:18:04,280 --> 00:18:06,680
Speaker 11: put up that post, but she divorced somebody, so she.

420
00:18:06,640 --> 00:18:08,920
Speaker 2: Threw that up. I'm like, I like her. He was like, man,

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00:18:08,960 --> 00:18:10,560
Speaker 2: I know her, and I'm like, do what you gotta

422
00:18:10,600 --> 00:18:12,240
Speaker 2: do and it worked.

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00:18:12,520 --> 00:18:13,800
Speaker 3: Hey, he got the l.

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00:18:15,280 --> 00:18:17,280
Speaker 1: Remember you missing one hundred percent of the shot. You

425
00:18:17,400 --> 00:18:20,680
Speaker 1: don't take all right. In addition to that, he told

426
00:18:20,720 --> 00:18:24,080
Speaker 1: that Joe that he wasn't getting no money from all

427
00:18:24,080 --> 00:18:26,080
Speaker 1: the way up. Let me tell you something. I know

428
00:18:26,119 --> 00:18:28,280
Speaker 1: this French Montana is out here and not caring at

429
00:18:28,280 --> 00:18:30,200
Speaker 1: all about what he has to say. He's very comfortable

430
00:18:30,200 --> 00:18:31,680
Speaker 1: in his life. But here's what happened.

431
00:18:31,920 --> 00:18:34,040
Speaker 11: I'm like, yo, Crack, I never really I never really

432
00:18:34,080 --> 00:18:35,600
Speaker 11: told you, but I checked with my lawyer.

433
00:18:35,640 --> 00:18:37,640
Speaker 2: He told me, I ain't get no publishing on that song.

434
00:18:37,840 --> 00:18:40,280
Speaker 11: I said, Yo, Crack, I know you not running a

435
00:18:40,280 --> 00:18:42,360
Speaker 11: business like that. He was like, fresh, what you want

436
00:18:42,400 --> 00:18:44,040
Speaker 11: me to do? I said, when I did the song

437
00:18:44,119 --> 00:18:45,840
Speaker 11: with you, I was like, my brother got me. I

438
00:18:45,840 --> 00:18:48,040
Speaker 11: ain't gotta worry about nothing. Crack was like, you know what.

439
00:18:48,119 --> 00:18:49,840
Speaker 11: He called this lawyer right on the spot and he

440
00:18:49,920 --> 00:18:51,760
Speaker 11: was like, you know what, frenchy is. I forgot what

441
00:18:51,840 --> 00:18:54,119
Speaker 11: you gave me ten percent. But the thing is it

442
00:18:54,160 --> 00:18:55,200
Speaker 11: was five. It was five.

443
00:18:57,600 --> 00:19:03,240
Speaker 1: He was like, Joe, probably now we got paperwork, but

444
00:19:03,359 --> 00:19:05,640
Speaker 1: if you want to say ten on the record, all right,

445
00:19:05,680 --> 00:19:07,760
Speaker 1: well that is your yeat when we come back. We

446
00:19:07,800 --> 00:19:09,560
Speaker 1: have under the radar. These are the stories that are

447
00:19:09,560 --> 00:19:12,200
Speaker 1: not necessarily in the headlines. They're flying under the radar.

448
00:19:12,560 --> 00:19:17,399
Speaker 1: This one hurt my heart. Sacks. Oh, no, I know

449
00:19:17,440 --> 00:19:19,920
Speaker 1: it hurts your heart too. Oh it's way up.

450
00:19:20,400 --> 00:19:22,000
Speaker 2: The news news.

451
00:19:22,160 --> 00:19:24,920
Speaker 6: This in the news that relates to you. These stories

452
00:19:25,000 --> 00:19:27,040
Speaker 6: are flying under the radar, all.

453
00:19:27,000 --> 00:19:28,600
Speaker 4: Right, It's way up at Angel like, Yeah, I'm here

454
00:19:28,600 --> 00:19:29,280
Speaker 4: with my guy main.

455
00:19:30,920 --> 00:19:35,119
Speaker 1: And sex. But Avenue has filed for Chapter eleven bankruptcy

456
00:19:35,200 --> 00:19:36,760
Speaker 1: protection yesterday.

457
00:19:37,040 --> 00:19:38,200
Speaker 4: We knew this was coming though.

458
00:19:38,200 --> 00:19:40,640
Speaker 1: They've been talking about this, and they had a really

459
00:19:40,680 --> 00:19:43,639
Speaker 1: bad financial situation before they e merged with Name and Marcus,

460
00:19:44,200 --> 00:19:48,200
Speaker 1: and that failure kind of really hurt them.

461
00:19:48,280 --> 00:19:49,720
Speaker 4: And you know that.

462
00:19:49,760 --> 00:19:52,400
Speaker 1: Merger was ill timed. We see a lot of people

463
00:19:52,400 --> 00:19:55,280
Speaker 1: aren't going to like stores and shopping in the mall

464
00:19:55,440 --> 00:19:59,160
Speaker 1: and luxury. It's just not the time for that. Macy's

465
00:19:59,200 --> 00:20:01,520
Speaker 1: closed hundreds of stores in twenty twenty four. Lord and

466
00:20:01,560 --> 00:20:04,040
Speaker 1: Taylor went out of business in twenty twenty. When you

467
00:20:04,080 --> 00:20:05,960
Speaker 1: go to the mall this is mall in Jersey called

468
00:20:06,000 --> 00:20:09,320
Speaker 1: Livingston Mall, there is one store left in the whole mall.

469
00:20:09,520 --> 00:20:09,840
Speaker 3: Wow.

470
00:20:09,920 --> 00:20:12,639
Speaker 1: I used to work there when I was younger. And

471
00:20:12,680 --> 00:20:16,400
Speaker 1: so the slow Yeah, so SAX was having issues paying

472
00:20:16,440 --> 00:20:22,160
Speaker 1: its vendors, and earlier this month the CEO stepped down

473
00:20:22,720 --> 00:20:26,640
Speaker 1: after they missed a large, large, large debt payment and

474
00:20:26,680 --> 00:20:31,040
Speaker 1: now the new head is stepping down as CEO. So

475
00:20:31,119 --> 00:20:33,000
Speaker 1: I don't know what's going to end up happening for them,

476
00:20:33,359 --> 00:20:36,479
Speaker 1: but I know people who also are vendors are probably like,

477
00:20:36,840 --> 00:20:38,360
Speaker 1: how am I ever going to get my money? Because

478
00:20:38,359 --> 00:20:42,639
Speaker 1: think about all those clothing lines and other goods that

479
00:20:42,680 --> 00:20:44,640
Speaker 1: are sold in sacks. Now they got to worry about

480
00:20:44,640 --> 00:20:45,720
Speaker 1: am I ever going to get paid?

481
00:20:45,880 --> 00:20:49,280
Speaker 3: Maybe not, because that's why they filed bakeel seasons.

482
00:20:49,359 --> 00:20:51,280
Speaker 1: All right now, speaking of money, since it is a

483
00:20:51,280 --> 00:20:55,320
Speaker 1: wealth Wednesday Only Fans star Sophie Rain is now slamming

484
00:20:55,320 --> 00:20:59,600
Speaker 1: the Florida governor candidate James fishback after he unveiled a

485
00:20:59,640 --> 00:21:03,760
Speaker 1: plan and that he felt would be helpful.

486
00:21:03,240 --> 00:21:05,480
Speaker 4: When it comes to getting somewhere tax money.

487
00:21:05,480 --> 00:21:07,840
Speaker 1: In there, he wanted to impose a fifty percent tax

488
00:21:08,160 --> 00:21:13,000
Speaker 1: on income earned by creators in the adult content industry aka.

489
00:21:12,880 --> 00:21:14,640
Speaker 3: Lead the content creators alone.

490
00:21:14,760 --> 00:21:16,800
Speaker 1: Yes, he said he will push for the first of

491
00:21:16,840 --> 00:21:20,600
Speaker 1: its kind OnlyFans sin tax. I know he got some

492
00:21:20,640 --> 00:21:23,280
Speaker 1: accounts on you too, of course he does. Now here's

493
00:21:23,280 --> 00:21:24,840
Speaker 1: what Sophie Rain had to say about that.

494
00:21:25,520 --> 00:21:27,920
Speaker 14: Never in my whole life did I think that I

495
00:21:27,960 --> 00:21:31,240
Speaker 14: would wake up and see a Florida politician trying to

496
00:21:31,240 --> 00:21:33,159
Speaker 14: start beef with me for cloud and I would be

497
00:21:33,240 --> 00:21:35,879
Speaker 14: more than happy to pay that if multi billion dollar

498
00:21:35,920 --> 00:21:39,520
Speaker 14: corporations were also being properly taxed, but surprised they're not.

499
00:21:39,880 --> 00:21:42,320
Speaker 14: I think that people also fail to realize that there

500
00:21:42,359 --> 00:21:44,879
Speaker 14: are so many creators on this platform that do this

501
00:21:45,000 --> 00:21:46,840
Speaker 14: job because they're struggling.

502
00:21:47,359 --> 00:21:51,439
Speaker 1: All right now. He responded to her on social media

503
00:21:51,480 --> 00:21:54,560
Speaker 1: and said, pay up or quit OnlyFans. As Florida Governor,

504
00:21:54,600 --> 00:21:57,600
Speaker 1: I will not allow a generation a smart and capable

505
00:21:57,680 --> 00:22:01,360
Speaker 1: young women to sell their bodies online. And she said,

506
00:22:01,440 --> 00:22:04,280
Speaker 1: sounds like you subscribed and got buyer's remorse after dropping

507
00:22:04,280 --> 00:22:07,720
Speaker 1: your annual salary on an OnlyFans girl the nerve.

508
00:22:08,000 --> 00:22:10,159
Speaker 3: Yeah, I'm inclined to agree with her.

509
00:22:10,480 --> 00:22:12,240
Speaker 4: Yeah, like, get out of here.

510
00:22:12,280 --> 00:22:15,480
Speaker 1: You're not winning, all right? Well, that is your under

511
00:22:15,480 --> 00:22:16,800
Speaker 1: the radar. We do have the way up mixed for

512
00:22:16,840 --> 00:22:18,160
Speaker 1: you at the top of the hour. And like I said,

513
00:22:18,160 --> 00:22:20,760
Speaker 1: it's a Wealth Wednesday. So Barry Coleman is going to

514
00:22:20,760 --> 00:22:22,679
Speaker 1: be joining us live to take your calls. He is

515
00:22:22,680 --> 00:22:25,800
Speaker 1: the VP of the National Foundation of Credit Counseling in

516
00:22:25,800 --> 00:22:28,840
Speaker 1: the NFCC. So get your questions ready when it comes

517
00:22:28,880 --> 00:22:30,800
Speaker 1: to debt. I know a lot of us for twenty

518
00:22:30,880 --> 00:22:33,600
Speaker 1: twenty six. We're starting off the year talking about how

519
00:22:33,600 --> 00:22:35,399
Speaker 1: we want to restructure our finances.

520
00:22:35,440 --> 00:22:37,560
Speaker 4: Get out of debt, pay things off. He's going to

521
00:22:37,600 --> 00:22:38,679
Speaker 4: help you out. It's way up.

522
00:22:39,720 --> 00:22:41,120
Speaker 2: Of course she came with of receipts.

523
00:22:41,320 --> 00:22:44,359
Speaker 1: It's time to spill that etam all right, it's way

524
00:22:44,440 --> 00:22:46,600
Speaker 1: up at Angela. Yeah, I'm here with my guy, Manab

525
00:22:47,160 --> 00:22:49,520
Speaker 1: And I know you don't really watch you for y'all. No,

526
00:22:49,800 --> 00:22:53,600
Speaker 1: But season three has a return date, finally. People have

527
00:22:53,640 --> 00:22:55,960
Speaker 1: been waiting forever. You know how long it's been.

528
00:22:56,840 --> 00:22:57,240
Speaker 4: It's been.

529
00:22:57,400 --> 00:23:00,280
Speaker 1: I don't so it's only been two prior seasons, yes,

530
00:23:00,359 --> 00:23:02,560
Speaker 1: and it's been dragged out waiting for this season to

531
00:23:02,560 --> 00:23:06,120
Speaker 1: come out. But it's coming back on April twelfth, finally.

532
00:23:06,280 --> 00:23:07,640
Speaker 1: And here is some of that trailer.

533
00:23:08,080 --> 00:23:09,439
Speaker 3: A few years after high school.

534
00:23:09,520 --> 00:23:11,480
Speaker 1: I don't know if life was exactly what I wished.

535
00:23:14,720 --> 00:23:16,679
Speaker 13: Hello, Rue, you owe me money.

536
00:23:17,119 --> 00:23:20,720
Speaker 3: I work all day and my bride to be is

537
00:23:20,720 --> 00:23:21,959
Speaker 3: spread eagled on the internet.

538
00:23:22,880 --> 00:23:26,920
Speaker 11: I was just making contact, girl, Rue, I take the

539
00:23:27,600 --> 00:23:29,000
Speaker 11: room belongs to us.

540
00:23:29,760 --> 00:23:31,800
Speaker 4: Man Rue got herself and all kinds of things.

541
00:23:31,840 --> 00:23:34,119
Speaker 1: I see pimps, I see the money that she owes

542
00:23:34,160 --> 00:23:36,800
Speaker 1: and the drugs that she didn't sell, and this is

543
00:23:36,840 --> 00:23:40,120
Speaker 1: all kinds of drama. I will miss fez Aka Angus

544
00:23:40,160 --> 00:23:43,439
Speaker 1: Cloud because in real life, he passed away in twenty

545
00:23:43,440 --> 00:23:46,400
Speaker 1: twenty three, so he was a favorite character on the show,

546
00:23:46,920 --> 00:23:48,840
Speaker 1: all right, So get ready for that again.

547
00:23:49,160 --> 00:23:50,280
Speaker 4: Euphoria is back.

548
00:23:50,280 --> 00:23:54,560
Speaker 1: On April twelfth, Young Blue versus Seventh Streeter, who thought

549
00:23:54,600 --> 00:23:57,879
Speaker 1: they would be having any issues now, somebody wrote on

550
00:23:57,920 --> 00:24:01,960
Speaker 1: social media Fishy said, bro, that Shakira song off Young

551
00:24:02,000 --> 00:24:04,840
Speaker 1: Blue album got my ass crying so bad right now.

552
00:24:05,119 --> 00:24:07,040
Speaker 4: Young Blue responded, two bad.

553
00:24:07,080 --> 00:24:09,199
Speaker 1: Seven Streeter hates her verse and sent a cease and

554
00:24:09,240 --> 00:24:10,400
Speaker 1: desist to take it down.

555
00:24:10,640 --> 00:24:14,760
Speaker 4: L O, L here's that song. This just the game.

556
00:24:15,840 --> 00:24:19,359
Speaker 2: That's just the games you play.

557
00:24:18,680 --> 00:24:20,080
Speaker 4: Just the games you play.

558
00:24:20,800 --> 00:24:26,040
Speaker 15: Gotcha looking in the mirror, in the mirror by the election.

559
00:24:26,000 --> 00:24:28,800
Speaker 1: Kira, I could tell that it's still lives. We will

560
00:24:28,880 --> 00:24:29,960
Speaker 1: love to the killers.

561
00:24:30,520 --> 00:24:30,639
Speaker 5: Now.

562
00:24:30,680 --> 00:24:31,960
Speaker 1: I want to say, what happened?

563
00:24:32,000 --> 00:24:33,880
Speaker 3: What's the problem? Why she don't she want to change

564
00:24:33,920 --> 00:24:34,399
Speaker 3: your verse? Late?

565
00:24:35,119 --> 00:24:35,679
Speaker 4: She said?

566
00:24:35,720 --> 00:24:38,200
Speaker 1: And I will say Seven's a very professional person as

567
00:24:38,240 --> 00:24:41,000
Speaker 1: a very talented songwriter. Some good people.

568
00:24:41,040 --> 00:24:42,399
Speaker 4: Now that we've all been made aware of.

569
00:24:42,400 --> 00:24:45,640
Speaker 1: The situation concerning Young Blue, when I let's chat and

570
00:24:46,160 --> 00:24:48,480
Speaker 1: she said, regarding Young Blue, and record her hand. That

571
00:24:48,560 --> 00:24:50,880
Speaker 1: night we recorded the demo from my feature. I asked

572
00:24:50,880 --> 00:24:53,600
Speaker 1: Blue to send me the vocal session so my engineer

573
00:24:53,600 --> 00:24:56,000
Speaker 1: and I could recut, clean them, and send them right back.

574
00:24:56,359 --> 00:24:58,960
Speaker 1: After months of text, ems and calls, Blue refuse to

575
00:24:58,960 --> 00:25:02,000
Speaker 1: send them and refuse him no business on two additional

576
00:25:02,040 --> 00:25:05,239
Speaker 1: records written by myself for Simmons and Forest for us.

577
00:25:05,520 --> 00:25:07,840
Speaker 1: Last Tuesday, I followed up once again. His response, I

578
00:25:07,840 --> 00:25:09,679
Speaker 1: don't think we're going to make it in time, Loo,

579
00:25:09,880 --> 00:25:11,480
Speaker 1: I think it's amazing. Though. I told them to take

580
00:25:11,520 --> 00:25:14,000
Speaker 1: it off and she said. Her response was okay, we'll

581
00:25:14,040 --> 00:25:16,240
Speaker 1: catch the next one. Once the song was released without

582
00:25:16,240 --> 00:25:19,040
Speaker 1: my approval, I called him multiple times to no avail,

583
00:25:19,119 --> 00:25:21,359
Speaker 1: then proceeded to text him and his team about the

584
00:25:21,480 --> 00:25:24,159
Speaker 1: lack of respect they displayed by releasing my voice. My

585
00:25:24,240 --> 00:25:28,680
Speaker 1: lawyer was then notified, So I will say this though

586
00:25:28,760 --> 00:25:31,560
Speaker 1: we talked about his album coming out on Friday, and

587
00:25:31,800 --> 00:25:33,800
Speaker 1: some people were not even realizing that he had a

588
00:25:33,800 --> 00:25:38,639
Speaker 1: project down. Now we've now you know? Is he he

589
00:25:38,760 --> 00:25:42,800
Speaker 1: was at the Way Up with angela Yee anniversary party.

590
00:25:43,080 --> 00:25:45,359
Speaker 4: It was at the launch party. There's a launch party.

591
00:25:45,720 --> 00:25:49,639
Speaker 1: Yeah No. He's an amazingly talented artist and so is seven.

592
00:25:49,800 --> 00:25:51,960
Speaker 4: So hopefully the two of them can get this squared away.

593
00:25:52,400 --> 00:25:55,800
Speaker 1: All right. Jennifer Williams has a little bit to say.

594
00:25:55,880 --> 00:25:59,639
Speaker 1: After her husband, Christian Gold, is ordered to pay almost

595
00:25:59,640 --> 00:26:02,919
Speaker 1: for him thousand dollars for an alleged fake investment scheme,

596
00:26:03,840 --> 00:26:06,800
Speaker 1: she posted some text messages with somebody one of the

597
00:26:06,840 --> 00:26:10,800
Speaker 1: people is suing who got a default judgment, just basically

598
00:26:10,840 --> 00:26:13,760
Speaker 1: praising him and saying how amazing that he's been. And

599
00:26:13,880 --> 00:26:17,360
Speaker 1: so that is really basically her response. And she also

600
00:26:17,440 --> 00:26:21,359
Speaker 1: said her husband is a man of his word. You

601
00:26:21,440 --> 00:26:21,920
Speaker 1: gotta go.

602
00:26:22,000 --> 00:26:23,760
Speaker 4: Your may, your man, your man, girl.

603
00:26:23,840 --> 00:26:26,280
Speaker 1: I know that's right, all right, Well that is your

604
00:26:26,359 --> 00:26:28,640
Speaker 1: yet And when we come back, Barry Coleman is here.

605
00:26:28,640 --> 00:26:31,400
Speaker 1: He is the VP of the National Foundation for Credit Counseling,

606
00:26:31,680 --> 00:26:33,880
Speaker 1: and we're going to take your calls live, So start

607
00:26:33,920 --> 00:26:37,359
Speaker 1: calling us up now eight hundred two nine to fifty

608
00:26:37,400 --> 00:26:40,320
Speaker 1: one fifty Any questions you have about your debt, finances,

609
00:26:40,359 --> 00:26:41,200
Speaker 1: any help you need.

610
00:26:41,400 --> 00:26:45,400
Speaker 6: We got you getting you straight financially, mentally and physically.

611
00:26:45,600 --> 00:26:48,000
Speaker 6: This is Wealth Wednesday on Way Up with Angela.

612
00:26:48,040 --> 00:26:50,360
Speaker 4: Ye, yes, it's time. It's way up.

613
00:26:50,400 --> 00:26:54,119
Speaker 1: And my partner Stacy Tisdale is here for Wealth Wednesday

614
00:26:54,880 --> 00:26:57,240
Speaker 1: and we have our special guests back and this is

615
00:26:57,280 --> 00:27:01,280
Speaker 1: such important valuable information. Mary Coleman is here, the vice

616
00:27:01,320 --> 00:27:04,840
Speaker 1: president for the NFCC, the National Foundation and Credit Counseling.

617
00:27:05,200 --> 00:27:08,120
Speaker 15: Welcome back, Thank you, thank you, and happy Wealth Wenesday,

618
00:27:08,160 --> 00:27:09,040
Speaker 15: sir everyone.

619
00:27:08,880 --> 00:27:09,679
Speaker 4: Thank you Barry.

620
00:27:09,720 --> 00:27:12,080
Speaker 16: And we're still trying to help our audience keep those

621
00:27:12,160 --> 00:27:15,640
Speaker 16: New Year's resolutions. We know most of them are financial.

622
00:27:16,040 --> 00:27:16,639
Speaker 1: More than.

623
00:27:18,240 --> 00:27:20,480
Speaker 16: The more than more of them have to do with

624
00:27:20,640 --> 00:27:25,439
Speaker 16: debt and credit repayment. And first, tell everybody what NFCC does.

625
00:27:26,200 --> 00:27:30,720
Speaker 15: Yeah, So, the National Foundation for Credit Counseling NFCC is

626
00:27:31,000 --> 00:27:36,720
Speaker 15: a nonprofit financial counseling organization. It's a membership organization. We

627
00:27:36,840 --> 00:27:41,159
Speaker 15: have roughly fifty member agencies that are located across the

628
00:27:41,200 --> 00:27:45,000
Speaker 15: country and essentially, our goal is to help consumers live

629
00:27:45,040 --> 00:27:52,480
Speaker 15: better financial lives, primarily through better credit budgeting and debt management.

630
00:27:52,640 --> 00:27:55,960
Speaker 15: And so we have counselors that work with consumers one

631
00:27:56,000 --> 00:27:59,919
Speaker 15: on one to look at their personal finances on an

632
00:28:00,080 --> 00:28:03,879
Speaker 15: individual level and they help them to develop plans to

633
00:28:03,880 --> 00:28:05,800
Speaker 15: reach whatever their financial goals may be.

634
00:28:06,080 --> 00:28:07,359
Speaker 16: Yes, and it's free.

635
00:28:07,560 --> 00:28:11,600
Speaker 15: Yes, the counseling services are free of charge. There are

636
00:28:11,680 --> 00:28:14,800
Speaker 15: nominal fees if they decide to enroll in debt management plans,

637
00:28:14,840 --> 00:28:17,280
Speaker 15: but they can at least come in and have a

638
00:28:17,320 --> 00:28:21,439
Speaker 15: free consultation to kind of understand where they are and

639
00:28:21,520 --> 00:28:25,919
Speaker 15: also to get a personalized action plan at the conclusion

640
00:28:25,920 --> 00:28:26,919
Speaker 15: of the counseling session.

641
00:28:27,119 --> 00:28:27,800
Speaker 1: That's awesome.

642
00:28:27,840 --> 00:28:30,080
Speaker 16: So if somebody calls you, like a lot of people will,

643
00:28:30,119 --> 00:28:32,960
Speaker 16: and say, I got maxed out credit cards, I don't

644
00:28:33,000 --> 00:28:34,680
Speaker 16: know what I'm doing. What are the first steps you're

645
00:28:34,680 --> 00:28:35,359
Speaker 16: going to have them do?

646
00:28:35,720 --> 00:28:40,080
Speaker 15: Yeah, the first steps essentially is to understand their total

647
00:28:40,160 --> 00:28:43,680
Speaker 15: financial situation. So the counselor will look at all of

648
00:28:43,720 --> 00:28:48,400
Speaker 15: their sources of income, what their living expenses are, line

649
00:28:48,440 --> 00:28:52,360
Speaker 15: item by line item, and also what their debt obligations are,

650
00:28:52,680 --> 00:28:56,600
Speaker 15: and then based on that they will make budget recommendations

651
00:28:56,640 --> 00:29:00,520
Speaker 15: where they can reduce expenses in the various categories. And

652
00:29:00,680 --> 00:29:03,600
Speaker 15: if the debt is overwhelming in something that they can't

653
00:29:03,640 --> 00:29:07,040
Speaker 15: handle on their own, then they would recommend that they

654
00:29:07,160 --> 00:29:09,600
Speaker 15: enroll in a debt management plan, which is a structured

655
00:29:09,680 --> 00:29:14,400
Speaker 15: repayment system to pay back the debt, usually at reduced

656
00:29:14,680 --> 00:29:15,760
Speaker 15: rates in better terms.

657
00:29:15,840 --> 00:29:17,080
Speaker 4: And this is all confidential.

658
00:29:17,200 --> 00:29:24,160
Speaker 15: It's confidential, completely confidential. Our councilors are certified by the NFCC.

659
00:29:24,440 --> 00:29:28,280
Speaker 15: They have to go through continuing education. The agencies are

660
00:29:28,360 --> 00:29:31,880
Speaker 15: accredited by the Council, and accreditation.

661
00:29:31,520 --> 00:29:34,480
Speaker 1: Important because there's so many things. If you google, like

662
00:29:34,640 --> 00:29:36,720
Speaker 1: I'm in debt, what can I do? You don't know

663
00:29:36,760 --> 00:29:38,840
Speaker 1: what's going to pop up. But with the NFCC, you

664
00:29:38,880 --> 00:29:42,120
Speaker 1: already know they operate in the interest of the consumer

665
00:29:42,200 --> 00:29:45,520
Speaker 1: first and foremost, and they also are the longest serving

666
00:29:45,560 --> 00:29:47,320
Speaker 1: credit counting organization in the nation.

667
00:29:47,520 --> 00:29:47,680
Speaker 12: Yeah.

668
00:29:47,680 --> 00:29:52,680
Speaker 15: Absolutely, We've been in business for over sixty years and

669
00:29:52,320 --> 00:29:56,160
Speaker 15: we're recommended. We're a trusted resource for consumers, someone that

670
00:29:56,200 --> 00:29:59,479
Speaker 15: they can trust that always has their best interests as

671
00:29:59,560 --> 00:30:00,400
Speaker 15: the primary goal.

672
00:30:00,800 --> 00:30:01,000
Speaker 5: Yep.

673
00:30:01,040 --> 00:30:02,880
Speaker 16: And we really wanted you guys to know that when

674
00:30:02,880 --> 00:30:07,120
Speaker 16: you call in for this free consultation that it is

675
00:30:07,200 --> 00:30:09,880
Speaker 16: one hundred percent free. It is one hundred percent confidential

676
00:30:09,880 --> 00:30:12,320
Speaker 16: because there's a lot of shame and blame people have.

677
00:30:12,520 --> 00:30:16,880
Speaker 15: Yeah, absolutely, absolutely, and our counselors are accustomed to working

678
00:30:16,920 --> 00:30:20,840
Speaker 15: with people. We understand the emotions that people come have

679
00:30:20,960 --> 00:30:23,880
Speaker 15: when they come to us. We understand, you know, how

680
00:30:23,920 --> 00:30:27,000
Speaker 15: they might be feeling about their situation, and they're really

681
00:30:27,040 --> 00:30:30,920
Speaker 15: skilled that at navigating that too. Reassure people that we're

682
00:30:30,960 --> 00:30:34,160
Speaker 15: there to help and we really don't try to place

683
00:30:34,200 --> 00:30:37,320
Speaker 15: any blame and we try to make people feel like,

684
00:30:38,280 --> 00:30:39,280
Speaker 15: you know, we can help them.

685
00:30:39,360 --> 00:30:41,360
Speaker 1: You know, all you need is a plan. Absolutely you

686
00:30:41,360 --> 00:30:43,920
Speaker 1: need a plan. That's it, absolutely all right. If you

687
00:30:44,240 --> 00:30:46,720
Speaker 1: feel the plan, you plan to feel absolutely.

688
00:30:46,960 --> 00:30:48,920
Speaker 4: All right, Well, call us up. That's what this is

689
00:30:48,960 --> 00:30:49,440
Speaker 4: all about.

690
00:30:49,480 --> 00:30:52,440
Speaker 1: Barry Coleman is here, the VP for the NFCC, the

691
00:30:52,520 --> 00:30:55,760
Speaker 1: National Foundation for Credit Counseling eight hundred two nine to

692
00:30:56,120 --> 00:30:59,160
Speaker 1: fifty one fifty. We are here to help you out today,

693
00:30:59,280 --> 00:31:01,480
Speaker 1: just so you can get a taste of what that

694
00:31:01,600 --> 00:31:03,760
Speaker 1: counseling would be like for you. One on one, eight

695
00:31:03,840 --> 00:31:06,920
Speaker 1: hundred two nine to fifty one fifty. Call us up.

696
00:31:06,960 --> 00:31:07,840
Speaker 4: It's a Wealth Wednesday.

697
00:31:08,000 --> 00:31:10,680
Speaker 10: Got a dream of wealthy and I don't mind sharing

698
00:31:10,800 --> 00:31:11,800
Speaker 10: my wealth dog.

699
00:31:11,800 --> 00:31:15,520
Speaker 6: Getting you straight financially, mentally, and physically. This is Wealth

700
00:31:15,560 --> 00:31:17,600
Speaker 6: Wednesday on Way Up with Angela Yee?

701
00:31:17,880 --> 00:31:19,400
Speaker 4: What's up as Way up with Angela Yee.

702
00:31:19,440 --> 00:31:23,560
Speaker 1: I'm here with Stacy Tizzil for Wealth Wednesdays and our guest, Ah,

703
00:31:23,640 --> 00:31:26,840
Speaker 1: this is amazing. Barry Coleman is back taking your calls alive.

704
00:31:27,200 --> 00:31:29,480
Speaker 1: He is the vice president for the National Foundation for

705
00:31:29,520 --> 00:31:30,320
Speaker 1: Credit Counseling.

706
00:31:30,640 --> 00:31:32,480
Speaker 4: Ty, you have a question, I do.

707
00:31:32,920 --> 00:31:35,560
Speaker 17: I'm trying to a budget. I have eighteen credit cards,

708
00:31:35,600 --> 00:31:37,880
Speaker 17: and I have passed credit card bills that are in selections,

709
00:31:38,560 --> 00:31:41,920
Speaker 17: and I've joined days credit counseling, but none of them

710
00:31:41,960 --> 00:31:44,200
Speaker 17: seems to help. I feel like my credit score is

711
00:31:44,240 --> 00:31:47,600
Speaker 17: not going anywhere, that is not going down, even though

712
00:31:47,600 --> 00:31:49,560
Speaker 17: I'm paying on it. I'm just trying to find out

713
00:31:49,600 --> 00:31:51,880
Speaker 17: what's the best way or how to come out of it.

714
00:31:52,640 --> 00:31:56,680
Speaker 15: Your situation is not not uncommon at all, and I

715
00:31:56,720 --> 00:31:59,080
Speaker 15: can can tell you there is a way out. I

716
00:31:59,080 --> 00:32:04,400
Speaker 15: can tell you NFC member credit counselors are trained and

717
00:32:04,920 --> 00:32:07,240
Speaker 15: accredited and certified.

718
00:32:06,680 --> 00:32:08,600
Speaker 3: And they can help you through that situation.

719
00:32:08,680 --> 00:32:12,000
Speaker 15: I think it really starts with helping them to get

720
00:32:12,040 --> 00:32:15,480
Speaker 15: a full picture of what your situation is, and then

721
00:32:15,960 --> 00:32:19,880
Speaker 15: looking looking at your expenses line item by line item,

722
00:32:19,920 --> 00:32:24,000
Speaker 15: possibly making recommendations where you can reduce expenses, and then

723
00:32:24,080 --> 00:32:28,200
Speaker 15: looking at your your debt profile and determining, based on

724
00:32:28,320 --> 00:32:32,800
Speaker 15: your mix of creditors, what concessions may be available from

725
00:32:32,800 --> 00:32:37,240
Speaker 15: those creditors to reduce your your monthly payments and to

726
00:32:37,320 --> 00:32:41,040
Speaker 15: address those accounts that you mentioned that we were in collections,

727
00:32:41,080 --> 00:32:44,280
Speaker 15: but you know, I would would definitely recommend that you

728
00:32:44,400 --> 00:32:46,800
Speaker 15: are that you reach out to the NFCC.

729
00:32:47,000 --> 00:32:47,320
Speaker 3: You can.

730
00:32:47,480 --> 00:32:50,560
Speaker 15: You can do that through the Wealth Wednesdays page. There's

731
00:32:50,560 --> 00:32:53,480
Speaker 15: a way for you to connect with UH an NFCC

732
00:32:53,560 --> 00:32:56,120
Speaker 15: member counselor. So I would certainly recommend that you do that.

733
00:32:56,440 --> 00:32:59,360
Speaker 16: If you go to Wealth Wednesday, follow Wealth Wednesdays on Instagram.

734
00:32:59,680 --> 00:33:01,720
Speaker 16: We have the link in our bio where you can

735
00:33:01,760 --> 00:33:04,480
Speaker 16: all sign up for a free credit counseling session. Yeah,

736
00:33:04,480 --> 00:33:07,000
Speaker 16: and for free credit counseling, and just go to the

737
00:33:07,040 --> 00:33:09,760
Speaker 16: link in our bio. Everybody out there, just go to

738
00:33:09,800 --> 00:33:11,120
Speaker 16: Wealth Wednesday's Instagram.

739
00:33:11,400 --> 00:33:12,160
Speaker 10: Thank you so much.

740
00:33:12,200 --> 00:33:13,920
Speaker 4: Guys, Hey Val, how are you.

741
00:33:14,720 --> 00:33:15,200
Speaker 9: I'm good?

742
00:33:15,240 --> 00:33:15,760
Speaker 12: How are you?

743
00:33:16,080 --> 00:33:17,360
Speaker 4: I'm doing well? Thank you.

744
00:33:17,400 --> 00:33:19,120
Speaker 1: We had Barry Coleman here and I know you have

745
00:33:19,160 --> 00:33:21,000
Speaker 1: a question for the NFCC.

746
00:33:21,760 --> 00:33:24,479
Speaker 5: Yes, And it's just crazy how got it works? Because

747
00:33:24,560 --> 00:33:26,520
Speaker 5: I am in the midst of trying.

748
00:33:26,200 --> 00:33:29,720
Speaker 17: To figure out where and who I could communicate with

749
00:33:29,720 --> 00:33:31,000
Speaker 17: with fixing my credit.

750
00:33:31,280 --> 00:33:32,680
Speaker 4: All right, so what's your situation?

751
00:33:33,560 --> 00:33:37,360
Speaker 17: Actually this year I launt my father. I was off

752
00:33:37,400 --> 00:33:41,320
Speaker 17: of work since last March due to a shoulder surgery.

753
00:33:42,000 --> 00:33:44,280
Speaker 5: I had to give up my card because I couldn't

754
00:33:44,320 --> 00:33:46,160
Speaker 5: afford it. And it's just been.

755
00:33:46,080 --> 00:33:47,840
Speaker 4: A lot, all right, so we got to get you

756
00:33:47,920 --> 00:33:48,640
Speaker 4: back on track.

757
00:33:49,040 --> 00:33:51,840
Speaker 15: Yes, ma'am, condoleseus to you on the loss of your father.

758
00:33:52,680 --> 00:33:55,800
Speaker 15: I would certainly recommend that you reach out to the

759
00:33:55,960 --> 00:33:59,800
Speaker 15: NFCC and allow them to sit down with you, look

760
00:33:59,840 --> 00:34:03,840
Speaker 15: at it's your full financial situation in order for them

761
00:34:03,880 --> 00:34:08,400
Speaker 15: to create a personalized action plan to address your particular situation.

762
00:34:08,920 --> 00:34:14,279
Speaker 15: Experiencing job loss, experiencing debt and credit issues can can

763
00:34:14,320 --> 00:34:16,880
Speaker 15: be tough, and so you need someone to help you

764
00:34:16,920 --> 00:34:20,560
Speaker 15: through this and that's exactly what NFCC member counselors do.

765
00:34:21,400 --> 00:34:23,359
Speaker 3: Thank you. You guys are the bomb.

766
00:34:23,440 --> 00:34:26,240
Speaker 16: Ah And if you want to sign up, go to Wealth.

767
00:34:26,320 --> 00:34:28,880
Speaker 16: Just go to Wealth Wednesday's instagram. We put the link

768
00:34:28,960 --> 00:34:32,680
Speaker 16: in the bio for everybody out there, and we know

769
00:34:32,800 --> 00:34:35,719
Speaker 16: exactly what you're saying. There's so many groups out there,

770
00:34:35,760 --> 00:34:39,160
Speaker 16: but we have known NFCC for a long time and

771
00:34:39,200 --> 00:34:42,520
Speaker 16: they are the most reputable out there and that's why

772
00:34:42,520 --> 00:34:43,040
Speaker 16: we're doing this.

773
00:34:43,480 --> 00:34:44,800
Speaker 4: We're going to get to see your goals.

774
00:34:45,480 --> 00:34:45,920
Speaker 10: Thank you.

775
00:34:45,920 --> 00:34:46,880
Speaker 1: You guys are awesome.

776
00:34:46,960 --> 00:34:49,359
Speaker 12: I'm saying in Detroit, Michigan, and I listen to you

777
00:34:49,520 --> 00:34:50,480
Speaker 12: all the time.

778
00:34:52,360 --> 00:34:53,680
Speaker 1: And just to hear your voice on.

779
00:34:53,640 --> 00:34:55,600
Speaker 3: My phone, so I thank you guys so much.

780
00:34:55,680 --> 00:34:58,080
Speaker 1: All right, thank you, val, thank you bye.

781
00:34:58,680 --> 00:34:59,080
Speaker 4: All right.

782
00:34:59,160 --> 00:35:01,520
Speaker 1: Right now, we have Barry Coleman here with us from

783
00:35:01,560 --> 00:35:03,440
Speaker 1: the National Foundation for Credit Counseling.

784
00:35:03,480 --> 00:35:04,520
Speaker 4: It's a Wealth Wednesday.

785
00:35:04,800 --> 00:35:06,480
Speaker 1: You know, me and Stacy are always trying to make

786
00:35:06,520 --> 00:35:08,399
Speaker 1: sure that we put you in the right direction when

787
00:35:08,440 --> 00:35:11,319
Speaker 1: it comes to reputable organizations, and we want to help

788
00:35:11,320 --> 00:35:13,120
Speaker 1: people get out of debt. We want to help you

789
00:35:13,120 --> 00:35:15,759
Speaker 1: take control of your finances. We want to help you

790
00:35:15,800 --> 00:35:17,480
Speaker 1: whatever your goal is. Maybe you want to buy a

791
00:35:17,520 --> 00:35:20,400
Speaker 1: home for the first time. There's so many confusing things happening,

792
00:35:20,600 --> 00:35:22,680
Speaker 1: but we are taking your calls live eight.

793
00:35:22,560 --> 00:35:25,400
Speaker 4: Hundred two nine to two fifty one fifty call.

794
00:35:25,320 --> 00:35:28,600
Speaker 6: Us up, getting you straight financially, mentally, and physically.

795
00:35:28,800 --> 00:35:31,600
Speaker 2: This is Wealth Wednesday. On Way Up with Angela Yee.

796
00:35:31,880 --> 00:35:33,840
Speaker 1: What's up? His way up with Angela Yee. It is

797
00:35:33,840 --> 00:35:36,040
Speaker 1: a Wealth Wednesday. I'm loving this today, Stacey.

798
00:35:36,440 --> 00:35:40,040
Speaker 16: It's amazing everybody is so concerned about their debt and

799
00:35:40,040 --> 00:35:42,480
Speaker 16: their credit. We have a real solution with NFCC.

800
00:35:42,800 --> 00:35:44,080
Speaker 4: Yes, Barry Coleman is here.

801
00:35:44,120 --> 00:35:47,319
Speaker 1: He is the VP at the NFCC, and right now

802
00:35:47,360 --> 00:35:49,879
Speaker 1: we have Dana on the line, Dana, what's up?

803
00:35:50,440 --> 00:35:54,760
Speaker 7: I was just wondering which way would be to consolidate

804
00:35:55,400 --> 00:35:57,359
Speaker 7: and build my credit score to buy a home.

805
00:35:57,920 --> 00:36:02,920
Speaker 15: So I would definitely wreck amn meeting with an NFCC

806
00:36:03,120 --> 00:36:07,160
Speaker 15: member counselor. Our counselors not only do credit counseling, but

807
00:36:07,160 --> 00:36:10,640
Speaker 15: they also do housing counseling, and so hearing that you

808
00:36:10,920 --> 00:36:13,719
Speaker 15: are looking to purchase a home, I think you know,

809
00:36:13,840 --> 00:36:17,160
Speaker 15: one of our member counselors would definitely be the way

810
00:36:17,200 --> 00:36:20,560
Speaker 15: to go because they will look at your full financial situation,

811
00:36:21,200 --> 00:36:25,759
Speaker 15: they understand what type of credit profile you will need

812
00:36:25,960 --> 00:36:28,960
Speaker 15: in order to qualify for a mortgage, and they can

813
00:36:29,000 --> 00:36:33,279
Speaker 15: start you off on the right track towards home ownership.

814
00:36:33,480 --> 00:36:37,200
Speaker 15: You can do it through the Wealth Wednesday's Instagram page.

815
00:36:37,520 --> 00:36:41,520
Speaker 15: That's where you can find the link to NFCC, and

816
00:36:41,640 --> 00:36:44,440
Speaker 15: you know, schedule some time to talk to a counselor,

817
00:36:44,440 --> 00:36:46,720
Speaker 15: and you know, up front you want to make sure

818
00:36:46,760 --> 00:36:49,640
Speaker 15: that they understand what your goals are and then they

819
00:36:49,680 --> 00:36:54,120
Speaker 15: will basically do your your full or financial review to

820
00:36:54,320 --> 00:36:56,960
Speaker 15: kind of understand where you are now and help you

821
00:36:57,040 --> 00:37:00,239
Speaker 15: develop a plan to get into where you want to be.

822
00:37:00,440 --> 00:37:01,440
Speaker 3: That's that's important.

823
00:37:01,520 --> 00:37:06,040
Speaker 15: Understanding where you are helps them to decide what actions

824
00:37:06,040 --> 00:37:09,000
Speaker 15: you need to take and perhaps you know estimate what

825
00:37:09,120 --> 00:37:11,319
Speaker 15: the time frame may be for you to get to

826
00:37:11,360 --> 00:37:12,080
Speaker 15: where you want to be.

827
00:37:12,640 --> 00:37:16,880
Speaker 1: Absolutely and it's wonderful information, fully confidential, and when you

828
00:37:16,960 --> 00:37:22,600
Speaker 1: buy your first home tag us. Okay, all right, thank you, Dana,

829
00:37:23,200 --> 00:37:27,399
Speaker 1: Thank you so much. Marcia of course, with Stacy from

830
00:37:27,400 --> 00:37:30,799
Speaker 1: Wealth Wednesdays. Hey, Marcia, and we have Barry Coleman here

831
00:37:31,239 --> 00:37:33,719
Speaker 1: from the NFCC, and I know you got a question.

832
00:37:33,920 --> 00:37:37,840
Speaker 7: How can I get a better interest rate while taking

833
00:37:37,840 --> 00:37:38,880
Speaker 7: advantage doesn't need it.

834
00:37:39,800 --> 00:37:44,719
Speaker 15: When credit card companies and credit issuers determine interest rates,

835
00:37:44,760 --> 00:37:49,480
Speaker 15: it's typically based on your credit profile, and so what

836
00:37:49,520 --> 00:37:52,160
Speaker 15: you would want to focus on is improving that that

837
00:37:52,239 --> 00:37:57,880
Speaker 15: credit profile. Now, as it relates to credit scoring, the

838
00:37:57,920 --> 00:38:02,320
Speaker 15: most important aspect or factor that influences a credit score

839
00:38:02,840 --> 00:38:06,040
Speaker 15: is your payment history. So the level in which you

840
00:38:06,239 --> 00:38:10,200
Speaker 15: make payments on time each month. That's the number one factor.

841
00:38:10,280 --> 00:38:14,040
Speaker 15: Acounts for thirty five percent of your credit score. NXX

842
00:38:14,360 --> 00:38:18,400
Speaker 15: is your credit utilization, and that's the amount of credit

843
00:38:18,480 --> 00:38:24,040
Speaker 15: that you currently have outstanding as compared to your overall

844
00:38:24,680 --> 00:38:28,160
Speaker 15: credit limits. So those two factors alone account for sixty

845
00:38:28,160 --> 00:38:31,319
Speaker 15: five percent of your credit score, and I mentioned that

846
00:38:31,440 --> 00:38:35,120
Speaker 15: because again, in order to get a lower interest rate,

847
00:38:35,120 --> 00:38:37,520
Speaker 15: you want to improve that credit score. So if you

848
00:38:37,600 --> 00:38:42,520
Speaker 15: focus on those areas, that will help you to increase

849
00:38:42,560 --> 00:38:46,239
Speaker 15: your credit score and it will make you more desirable

850
00:38:46,400 --> 00:38:50,680
Speaker 15: to creditors and then they will consider then lowering your

851
00:38:50,719 --> 00:38:54,200
Speaker 15: interest rate, which will save you money over time, so

852
00:38:54,239 --> 00:38:56,600
Speaker 15: that most of your payment goes to principle and not

853
00:38:56,640 --> 00:39:00,720
Speaker 15: to interest. So improving that credit score that it profile

854
00:39:00,800 --> 00:39:03,359
Speaker 15: should be a priority for you in order to get

855
00:39:03,400 --> 00:39:04,480
Speaker 15: lower interest rates.

856
00:39:05,160 --> 00:39:05,880
Speaker 6: Thanks you.

857
00:39:05,880 --> 00:39:08,799
Speaker 1: You can go to Wealth Wednesdays our Instagram page. Right,

858
00:39:09,040 --> 00:39:11,279
Speaker 1: we just pinned to the top. Yeah. Way, you go

859
00:39:11,320 --> 00:39:13,280
Speaker 1: to Wealth Wednesdays. You'll see it and you will follow

860
00:39:13,280 --> 00:39:13,720
Speaker 1: that link.

861
00:39:13,960 --> 00:39:15,640
Speaker 12: Thank you guys.

862
00:39:15,080 --> 00:39:19,360
Speaker 1: You welcome new year. That was great.

863
00:39:20,000 --> 00:39:20,879
Speaker 4: I have questions too.

864
00:39:23,120 --> 00:39:26,080
Speaker 1: Ry was like no, but again, Barry Coleman, thank you

865
00:39:26,120 --> 00:39:28,759
Speaker 1: so much for joining us and answering these questions live.

866
00:39:28,800 --> 00:39:32,120
Speaker 1: It was really valuable information for everybody listening to Go

867
00:39:32,120 --> 00:39:34,560
Speaker 1: to NFCC go to Wealth Wednesdays on Instagram.

868
00:39:34,560 --> 00:39:35,440
Speaker 4: You'll see the link there.

869
00:39:35,640 --> 00:39:39,359
Speaker 15: Absolutely glad to be here and hopefully your audience got

870
00:39:39,360 --> 00:39:40,680
Speaker 15: something out of today's program.

871
00:39:40,840 --> 00:39:44,440
Speaker 16: Promise you'll come back. Absolutely, I'd love to debt always

872
00:39:44,440 --> 00:39:47,880
Speaker 16: a touchy subject. And our wealth Wednesday's Montreal. Your self

873
00:39:47,880 --> 00:39:49,879
Speaker 16: worth has got nothing to do with your net worth

874
00:39:49,960 --> 00:39:51,680
Speaker 16: or your debt. We can help you get out.

875
00:39:51,560 --> 00:39:53,600
Speaker 1: Of that, all right. Well, when we come back, you guys,

876
00:39:53,600 --> 00:39:56,279
Speaker 1: this is your show. So you have the last.

877
00:39:56,000 --> 00:39:59,000
Speaker 2: Word to get your voice heard. What the work is

878
00:40:00,080 --> 00:40:02,000
Speaker 2: the last word on way up with Angela?

879
00:40:02,040 --> 00:40:02,360
Speaker 15: Yee?

880
00:40:02,640 --> 00:40:05,719
Speaker 1: What's up? His way up for Angela yee? Hey, my

881
00:40:05,800 --> 00:40:10,319
Speaker 1: friend mano alone, because this is the year, this is

882
00:40:10,400 --> 00:40:11,359
Speaker 1: your wife year.

883
00:40:11,760 --> 00:40:14,080
Speaker 3: It is I've been put that out there in the universe.

884
00:40:14,200 --> 00:40:15,919
Speaker 1: And you know this is the Chinese New Year, two

885
00:40:15,960 --> 00:40:17,200
Speaker 1: Year of the Horses coming up.

886
00:40:17,920 --> 00:40:20,160
Speaker 4: And so when is Chinese New Year this year? Okay?

887
00:40:20,239 --> 00:40:25,080
Speaker 1: So Chinese New Year starts on February seventeenth, and Year

888
00:40:25,200 --> 00:40:28,240
Speaker 1: of the Horse is going to bring energy for passion,

889
00:40:28,360 --> 00:40:32,560
Speaker 1: action and social connection, but also potential for high expectations

890
00:40:32,600 --> 00:40:34,239
Speaker 1: and volatility. That sounds like a.

891
00:40:34,160 --> 00:40:36,360
Speaker 3: Relationship and get me a stallion.

892
00:40:36,680 --> 00:40:41,640
Speaker 1: Boldness, freedom, ambition, favoring innovators and leaders by also calling

893
00:40:41,719 --> 00:40:44,879
Speaker 1: balance for water and earth elements and mindful rest. Year

894
00:40:44,920 --> 00:40:48,320
Speaker 1: of the Horse, bartyluy. Yeah, so maybe you forget yourself

895
00:40:48,320 --> 00:40:52,240
Speaker 1: a stallion. Yeah, Well, Thank you again to Barry Coleman

896
00:40:52,320 --> 00:40:55,279
Speaker 1: for joining us from the NFCC, and thank you for

897
00:40:55,360 --> 00:40:58,440
Speaker 1: your calls any help that we can offer for our wealth. Wednesday,

898
00:40:58,440 --> 00:41:00,800
Speaker 1: We're here for it. Can't wait to see many of

899
00:41:00,800 --> 00:41:04,400
Speaker 1: those photo shoots later today. Every days, this ship just

900
00:41:04,480 --> 00:41:07,000
Speaker 1: rap about it all right, it's your show, so you

901
00:41:07,120 --> 00:41:08,160
Speaker 1: have the last word.

902
00:41:08,680 --> 00:41:12,520
Speaker 5: What's up Angelo? Listening in Alabama. Just wanted to find

903
00:41:12,560 --> 00:41:16,480
Speaker 5: a light on the recovering addict. We do recover. Our

904
00:41:16,600 --> 00:41:20,359
Speaker 5: past does not determine who we are, and it does

905
00:41:20,400 --> 00:41:22,680
Speaker 5: not determine who we can be and what we can be.

906
00:41:23,120 --> 00:41:26,840
Speaker 5: Keep your head up, keep pushing forward, and keep moving

907
00:41:29,560 --> 00:41:30,680
Speaker 2: Up with Angela is on