1 00:00:16,400 --> 00:00:20,480 Speaker 1: Hey, hey, hey, Brown Ambition, I'm back, Mandy's back. 2 00:00:20,680 --> 00:00:22,400 Speaker 2: We're back, and we're still black. 3 00:00:24,079 --> 00:00:29,240 Speaker 3: Yes, if you were wondering the world didn't end every 4 00:00:29,240 --> 00:00:32,040 Speaker 3: morning now with like one eye squinting waiting for the apocalypse, 5 00:00:32,040 --> 00:00:34,400 Speaker 3: but we're still alive. It's crazy. 6 00:00:34,920 --> 00:00:36,520 Speaker 2: I know the mark of the Beast and everything. 7 00:00:36,560 --> 00:00:38,440 Speaker 1: I'm like, wow, so I haven't gotten my mark yet, 8 00:00:38,440 --> 00:00:40,120 Speaker 1: So hopefully that doesn't mean that I'm going to be 9 00:00:40,200 --> 00:00:41,960 Speaker 1: left behind. Yeah. 10 00:00:42,040 --> 00:00:45,360 Speaker 3: I feel like everyone is sort of like moving on 11 00:00:45,479 --> 00:00:47,360 Speaker 3: with life now, and that's what I want to do. 12 00:00:47,400 --> 00:00:49,800 Speaker 3: I want to like move on, focus on some positive 13 00:00:50,479 --> 00:00:55,440 Speaker 3: still keep one eye open. Yeah, the shay, the national shadery. 14 00:00:56,000 --> 00:01:00,000 Speaker 3: But yeah, I'm starting to feel back kind of to normal, 15 00:01:00,640 --> 00:01:03,360 Speaker 3: kind of to normal. I mean Thanksgiving and Christmas are 16 00:01:03,360 --> 00:01:06,160 Speaker 3: coming up, so it's hard to kind of be It's 17 00:01:06,200 --> 00:01:07,959 Speaker 3: either hard to be in a bad mood or it's 18 00:01:08,000 --> 00:01:11,160 Speaker 3: real easy, and I'm choosing for it to be real hard. 19 00:01:11,640 --> 00:01:12,759 Speaker 3: Like I just may be happy. 20 00:01:13,600 --> 00:01:16,399 Speaker 1: Yeah, And I just I feel like, you know, there's 21 00:01:16,440 --> 00:01:19,160 Speaker 1: always something like I'm trying on, like on my timeline, 22 00:01:19,200 --> 00:01:22,680 Speaker 1: on my Facebook timeline. When something comes up, you know, 23 00:01:22,959 --> 00:01:26,640 Speaker 1: I make an executive decision whether or not I want 24 00:01:26,680 --> 00:01:29,160 Speaker 1: to jump down that rabbit hole. Sometimes, you know, you 25 00:01:29,160 --> 00:01:31,559 Speaker 1: want to know, like what's happening. On the other days, 26 00:01:31,560 --> 00:01:33,120 Speaker 1: I'm like, yeah, I can learn that. 27 00:01:33,160 --> 00:01:34,640 Speaker 2: Tomorrow in staid, I'm gonna watch. 28 00:01:34,440 --> 00:01:36,840 Speaker 1: This little video of this little two year old dancing 29 00:01:36,840 --> 00:01:38,959 Speaker 1: to WAMS wake Me Up Before You Go Go. 30 00:01:42,080 --> 00:01:45,160 Speaker 2: And it was so cute. I posted on my Facebook page. Yo, 31 00:01:45,280 --> 00:01:47,120 Speaker 2: he was going in. I'm like, how does he know 32 00:01:47,200 --> 00:01:48,120 Speaker 2: all the moves? 33 00:01:48,560 --> 00:01:51,880 Speaker 3: I can't think of a more obnoxious song, but it 34 00:01:51,920 --> 00:01:56,120 Speaker 3: was adorable with him wake Me Up Up before. It 35 00:01:56,120 --> 00:01:59,000 Speaker 3: reminds me of the Carlton What did Carlton dance too? 36 00:02:00,320 --> 00:02:07,440 Speaker 3: I don't usually anyone yes and sync. See the connection 37 00:02:07,560 --> 00:02:11,280 Speaker 3: between us, the brown ambition connection is so strong across 38 00:02:11,280 --> 00:02:13,200 Speaker 3: the state lines exactly. 39 00:02:13,320 --> 00:02:19,519 Speaker 2: Nikki, ain't no see say what you never? Oh my god? 40 00:02:20,200 --> 00:02:21,480 Speaker 2: Just talking about the color purple. 41 00:02:21,600 --> 00:02:25,440 Speaker 1: Remember when like they were trying to separate Woop Goldberg's 42 00:02:25,520 --> 00:02:27,519 Speaker 1: character from her sister. 43 00:02:27,880 --> 00:02:31,720 Speaker 3: Do you know? Confession? I have not watched the actual 44 00:02:31,800 --> 00:02:38,600 Speaker 3: the Goldberg production with Oprah and everything, probably since the nineties. Yeah, 45 00:02:38,760 --> 00:02:40,200 Speaker 3: but I've seen the play twice. 46 00:02:41,320 --> 00:02:42,440 Speaker 2: Oh okay, well you can pa. 47 00:02:43,040 --> 00:02:45,440 Speaker 3: I'm more familiar with the musical than I am with 48 00:02:45,080 --> 00:02:46,120 Speaker 3: the movie. 49 00:02:46,919 --> 00:02:49,120 Speaker 1: So they were like they were like separating them I 50 00:02:49,160 --> 00:02:55,560 Speaker 1: think from her cheering. Yeah, well her the Nellie Nessie girl, 51 00:02:55,960 --> 00:02:59,600 Speaker 1: the wop no so Ceely and her sister Neddie or 52 00:03:00,040 --> 00:03:00,520 Speaker 1: get her name. 53 00:03:00,680 --> 00:03:04,280 Speaker 2: I think it's Nettie. So mister remember mister Danny. 54 00:03:04,080 --> 00:03:07,360 Speaker 1: Glover's character the Terrible, So he tried to sleep and 55 00:03:07,360 --> 00:03:10,040 Speaker 1: Nettie tried to rape her. She wouldn't let him, so 56 00:03:10,160 --> 00:03:14,160 Speaker 1: he had her sent away. And when they were being separated, 57 00:03:14,560 --> 00:03:18,720 Speaker 1: they were like doing this like handclap like Niki da 58 00:03:18,840 --> 00:03:21,640 Speaker 1: Da Ain't no mountain, Ain't no sea. And even they 59 00:03:21,720 --> 00:03:23,359 Speaker 1: kept doing it and they pulled them apart. 60 00:03:23,520 --> 00:03:25,120 Speaker 3: It's just such a wh They do that in the 61 00:03:25,160 --> 00:03:28,639 Speaker 3: play too. Yeah, I don't remember the song. Yeah, that's 62 00:03:28,680 --> 00:03:29,720 Speaker 3: a sad image. 63 00:03:30,240 --> 00:03:35,200 Speaker 2: No what I was just saying what it wasn't sometimes 64 00:03:35,200 --> 00:03:35,640 Speaker 2: I've used it. 65 00:03:36,840 --> 00:03:38,480 Speaker 3: You guys had told her on the lolo that this 66 00:03:38,560 --> 00:03:41,320 Speaker 3: is going to be a positive show talking about best 67 00:03:41,320 --> 00:03:44,480 Speaker 3: friends being ripped apart different countries. 68 00:03:44,720 --> 00:03:47,520 Speaker 2: No matter where we are, we're still close. 69 00:03:48,160 --> 00:03:51,120 Speaker 3: So when I get pulled away and sent off to Africa. 70 00:03:52,840 --> 00:03:56,040 Speaker 1: We can sing Niki Mountain. 71 00:03:57,040 --> 00:03:59,880 Speaker 3: Okay, that's some small comfort ize. 72 00:04:02,240 --> 00:04:04,240 Speaker 1: Everybody does it like if you're leaving your friend, like 73 00:04:04,280 --> 00:04:06,240 Speaker 1: your friend is like going home, Like me and my 74 00:04:06,280 --> 00:04:08,320 Speaker 1: best friends do that all the time. Like if I'm like, 75 00:04:08,320 --> 00:04:09,880 Speaker 1: all right, just have me to go home, I've been 76 00:04:09,920 --> 00:04:12,720 Speaker 1: here all day and they're like no, and then we good. 77 00:04:12,760 --> 00:04:15,160 Speaker 3: I got Facebook, text chat. 78 00:04:16,640 --> 00:04:17,680 Speaker 1: Will never be separated. 79 00:04:17,760 --> 00:04:21,880 Speaker 3: Not really, It's so hard. I yeah, it's crazy to 80 00:04:21,920 --> 00:04:24,760 Speaker 3: think there were times when it was just a telephone 81 00:04:24,960 --> 00:04:26,880 Speaker 3: and you had to like memorize someone's phone number. 82 00:04:27,200 --> 00:04:32,320 Speaker 2: But I barely know my parents. I'm always like wait nine, oh, wait. 83 00:04:34,680 --> 00:04:36,680 Speaker 1: Isn't that so crazy? And then like the only way 84 00:04:36,680 --> 00:04:38,520 Speaker 1: you knew where your friends were is if their bikes 85 00:04:38,520 --> 00:04:40,080 Speaker 1: were outside of your friend's house. 86 00:04:40,120 --> 00:04:41,400 Speaker 2: You're like, oh, everyone's over here. 87 00:04:41,480 --> 00:04:46,680 Speaker 3: Yes, that was the old status update location. Well, listen, 88 00:04:46,960 --> 00:04:48,880 Speaker 3: I need to tell you about my week last week 89 00:04:49,360 --> 00:04:52,880 Speaker 3: because so much adulting happened. My head is still spending 90 00:04:53,320 --> 00:04:56,320 Speaker 3: okay for one uh fiance bou and I you know, 91 00:04:56,360 --> 00:05:00,200 Speaker 3: I you know, I love you know. I've enjoyed my 92 00:05:00,279 --> 00:05:02,760 Speaker 3: time here living with the in laws, but the time 93 00:05:02,880 --> 00:05:05,400 Speaker 3: is up. It's time to go. We've known this for 94 00:05:05,440 --> 00:05:09,560 Speaker 3: a while and we casually discussed, you know, looking for 95 00:05:11,200 --> 00:05:14,680 Speaker 3: a different apartment and you know, I let fiance do 96 00:05:14,720 --> 00:05:17,560 Speaker 3: all the research and he's like, I found a great place. 97 00:05:17,560 --> 00:05:19,680 Speaker 3: It's in our budget, it's you know, got all the 98 00:05:19,720 --> 00:05:22,400 Speaker 3: amenities that we want. We went, saw it, loved it, 99 00:05:22,440 --> 00:05:25,320 Speaker 3: signed an application signed at least two days later, so 100 00:05:25,320 --> 00:05:28,919 Speaker 3: we have a new apartment. Dun, Dun, Dun, which is 101 00:05:28,920 --> 00:05:31,440 Speaker 3: super exciting. I'm so excited, Like I'm counting down the days, 102 00:05:31,440 --> 00:05:33,400 Speaker 3: not to Christmas, but to our move in our move 103 00:05:33,440 --> 00:05:35,320 Speaker 3: and date, which is December twenty ninth. 104 00:05:35,240 --> 00:05:36,560 Speaker 2: Like, did you move closer to me? 105 00:05:37,200 --> 00:05:37,440 Speaker 1: Yes? 106 00:05:37,480 --> 00:05:41,800 Speaker 3: I did I move. I'm moving across the Hudson. Yeah, 107 00:05:42,800 --> 00:05:46,159 Speaker 3: it's the Nikita. What is that song? It's the it's 108 00:05:46,160 --> 00:05:48,240 Speaker 3: a little the little rhyme, the song that you just did. 109 00:05:48,240 --> 00:05:53,120 Speaker 3: It's that poll pulling. Yeah, that Naki dada. 110 00:05:53,160 --> 00:05:54,760 Speaker 2: I don't even know the real words. I'm like, I'm 111 00:05:54,800 --> 00:05:55,640 Speaker 2: sure I'm messing it up. 112 00:05:55,720 --> 00:05:58,240 Speaker 3: Really more than the sound of a dishwasher and in 113 00:05:58,920 --> 00:06:01,680 Speaker 3: unit laundry, which is what's drawing me to you. 114 00:06:03,200 --> 00:06:05,240 Speaker 2: That is so awesome. Yay, we can like tape in 115 00:06:05,240 --> 00:06:05,840 Speaker 2: person again. 116 00:06:05,960 --> 00:06:08,320 Speaker 3: Yeah, I'm really excited. So yeah, I'll be moving to Jersey, 117 00:06:08,600 --> 00:06:12,960 Speaker 3: Jersey City to be good. Yes, right across the Hudson 118 00:06:13,080 --> 00:06:15,680 Speaker 3: and my our quality of life already is going to improve. 119 00:06:15,760 --> 00:06:18,679 Speaker 3: It's one stop to work for fiance, it's four stops 120 00:06:18,680 --> 00:06:21,880 Speaker 3: for me. My commute's gonna be cut in half. I did. 121 00:06:23,640 --> 00:06:26,479 Speaker 3: And on top of that, the same weekend, we were like, okay, 122 00:06:26,560 --> 00:06:28,200 Speaker 3: well we've seen you know, we've been saving up here. 123 00:06:28,240 --> 00:06:30,240 Speaker 3: We have enough for the wedding. You know, we have 124 00:06:30,360 --> 00:06:32,080 Speaker 3: enough to start a little you have a little house 125 00:06:32,120 --> 00:06:35,600 Speaker 3: fun started. If we're gonna live in Jersey, it probably 126 00:06:35,680 --> 00:06:37,600 Speaker 3: makes sense to get a car. And this is like 127 00:06:37,640 --> 00:06:40,120 Speaker 3: a huge win for fiance Boo because he's been trying 128 00:06:40,120 --> 00:06:43,760 Speaker 3: to get me to get a vehicle for years and 129 00:06:43,839 --> 00:06:46,279 Speaker 3: finally I'm ready to be like on board. I just 130 00:06:46,279 --> 00:06:48,960 Speaker 3: can't do the zip cars anymore. We've been having to 131 00:06:49,040 --> 00:06:51,680 Speaker 3: drive to Yonkers because everyone's having babies and moving to 132 00:06:51,760 --> 00:06:54,479 Speaker 3: far flung reaches and we've had to We're just sick 133 00:06:54,520 --> 00:06:57,560 Speaker 3: of mooching off friends for rides. So we went on 134 00:06:57,600 --> 00:06:58,599 Speaker 3: about a car last week. 135 00:07:00,120 --> 00:07:01,200 Speaker 2: Why a lot. 136 00:07:01,360 --> 00:07:04,440 Speaker 3: I know when I'm telling you, I was like having 137 00:07:04,520 --> 00:07:07,440 Speaker 3: like money whiplash. I was like, wait a second, my 138 00:07:07,520 --> 00:07:11,680 Speaker 3: bank account, Well what's happening. Yeah, we did it, and 139 00:07:11,720 --> 00:07:14,440 Speaker 3: thank god, you know, I have to give fiance a lot, 140 00:07:14,600 --> 00:07:16,800 Speaker 3: a lot of credit because he really took on the 141 00:07:16,840 --> 00:07:20,000 Speaker 3: task of doing the research for the car and making 142 00:07:20,000 --> 00:07:22,480 Speaker 3: sure we got a good deal. You know, he actually 143 00:07:22,560 --> 00:07:26,520 Speaker 3: used Magnifying Money, hey, to get pre qualified for a 144 00:07:26,520 --> 00:07:28,760 Speaker 3: good rate on his loan, and he negotiated the loan 145 00:07:28,880 --> 00:07:32,400 Speaker 3: rate he was shopping around. We know we wanted a 146 00:07:32,520 --> 00:07:35,200 Speaker 3: used car for sure, so we bought a used car, 147 00:07:35,280 --> 00:07:37,800 Speaker 3: I mean in twenty sixteen used, but you know, still 148 00:07:37,920 --> 00:07:39,640 Speaker 3: used that we saved. We saved a lot of money 149 00:07:39,640 --> 00:07:42,960 Speaker 3: that way. And you know, he found the car online first. 150 00:07:43,200 --> 00:07:44,760 Speaker 3: This is what I love, Like, you can save so 151 00:07:44,840 --> 00:07:47,520 Speaker 3: much money. I realized by not even going to a dealership, 152 00:07:47,800 --> 00:07:50,000 Speaker 3: like I think, if you set foot on a dealership 153 00:07:50,040 --> 00:07:52,800 Speaker 3: lot before you do research online, you're automatically going to 154 00:07:52,880 --> 00:07:55,640 Speaker 3: lose money. Because one thing we learned was that the 155 00:07:55,680 --> 00:07:59,040 Speaker 3: price online is always going to be significantly lower than 156 00:07:59,080 --> 00:08:01,880 Speaker 3: what you're what you're gonna to see on the sticker 157 00:08:01,920 --> 00:08:03,840 Speaker 3: price when we actually get to the lot, and they're 158 00:08:03,840 --> 00:08:05,880 Speaker 3: gonna try and sell it for a lot more. And 159 00:08:05,920 --> 00:08:07,400 Speaker 3: he did all this research and all these he was 160 00:08:07,440 --> 00:08:10,080 Speaker 3: in the dark threads of Reddit, all these used car 161 00:08:10,160 --> 00:08:14,480 Speaker 3: dealer confessionals and stuff and learning. He was way it 162 00:08:14,920 --> 00:08:20,920 Speaker 3: like Jack Bowering this whole situation. Yeah, so long story short, 163 00:08:20,960 --> 00:08:23,400 Speaker 3: we got we got the car, and it just all 164 00:08:23,480 --> 00:08:26,040 Speaker 3: happened like so fast, and it was just because the 165 00:08:26,080 --> 00:08:28,440 Speaker 3: sort of the cards aligned and I just had to. 166 00:08:28,480 --> 00:08:30,320 Speaker 3: You know, it's really hard, that feeling you get when 167 00:08:30,360 --> 00:08:32,600 Speaker 3: you spend so much time every week and day is 168 00:08:32,600 --> 00:08:36,319 Speaker 3: about saving money. You have to actually pay it. 169 00:08:36,760 --> 00:08:40,160 Speaker 2: Ye, Like what, so we just did what you did? 170 00:08:40,360 --> 00:08:42,000 Speaker 1: Inquiring brown minds want to know. 171 00:08:42,240 --> 00:08:45,640 Speaker 3: It's so funny to meet people care. It's like it 172 00:08:45,679 --> 00:08:48,360 Speaker 3: really it's everyone's like, what kind of car? I'm like, oh, yeah, 173 00:08:48,400 --> 00:08:53,240 Speaker 3: that matters. It's a uh crap, It's a Masta. It 174 00:08:53,360 --> 00:08:57,360 Speaker 3: is a silver Mansta. It's like a It's like the 175 00:08:57,520 --> 00:09:02,079 Speaker 3: suv but smaller. It's like the crossover between suv and sedan. 176 00:09:02,280 --> 00:09:03,520 Speaker 3: I'm doing a terrible job. 177 00:09:03,800 --> 00:09:04,160 Speaker 1: I don't know. 178 00:09:04,400 --> 00:09:05,240 Speaker 2: You lost me at Matha. 179 00:09:05,280 --> 00:09:09,400 Speaker 3: I'm like something I've never whatever. My My grandpa drove 180 00:09:09,400 --> 00:09:11,480 Speaker 3: a Mazda truck when I was like five years old. 181 00:09:11,520 --> 00:09:13,679 Speaker 3: That's the only record, that's the only connection I have 182 00:09:13,760 --> 00:09:16,800 Speaker 3: to Mazda. Anyway, cool car, you know what. The first 183 00:09:16,840 --> 00:09:18,600 Speaker 3: thing we did this weekend, though, when we had our 184 00:09:18,679 --> 00:09:20,960 Speaker 3: new car like teenagers, or we went to the mall. 185 00:09:21,760 --> 00:09:23,840 Speaker 3: We said the car we went joy riding. I was like, 186 00:09:24,080 --> 00:09:24,560 Speaker 3: let's go. 187 00:09:24,480 --> 00:09:24,920 Speaker 2: To the mall. 188 00:09:26,960 --> 00:09:28,959 Speaker 1: No, that's awesome, though, Oh you're better than me. I'm 189 00:09:28,960 --> 00:09:32,679 Speaker 1: still driving my old behind car. You know. It's not 190 00:09:32,760 --> 00:09:35,040 Speaker 1: that obviously, Like you know, I can afford another car 191 00:09:35,080 --> 00:09:38,040 Speaker 1: and I want one. It's just I'm it's so hard 192 00:09:38,040 --> 00:09:39,560 Speaker 1: to part with the money. Like We've gone to so 193 00:09:39,640 --> 00:09:42,400 Speaker 1: many dealerships, I've done so much research and then I 194 00:09:42,440 --> 00:09:45,280 Speaker 1: get there. Then I'm like, wait, so I don't like 195 00:09:45,320 --> 00:09:47,120 Speaker 1: to call the carpet in this dealership. 196 00:09:47,200 --> 00:09:51,640 Speaker 3: Let's go really, Oh they always see, they always feel shisty. 197 00:09:51,679 --> 00:09:53,080 Speaker 3: You just got to go prepared, you know. 198 00:09:53,679 --> 00:09:54,239 Speaker 1: Yeah. 199 00:09:54,360 --> 00:09:57,600 Speaker 3: I went to the initial we went once in person 200 00:09:57,640 --> 00:09:59,760 Speaker 3: to see the car, do a test drive, and they 201 00:09:59,800 --> 00:10:01,480 Speaker 3: real he wanted to sell it to us. Then they 202 00:10:01,520 --> 00:10:04,080 Speaker 3: were like, no, just stay, just stay, and we're like no, no, don't. 203 00:10:04,120 --> 00:10:06,319 Speaker 3: We don't want to stay. It's cold, it's late. We left, 204 00:10:06,800 --> 00:10:08,560 Speaker 3: and then he went back by himself to sort of 205 00:10:08,559 --> 00:10:10,719 Speaker 3: steal the deal. But he was so prepared. There was 206 00:10:10,800 --> 00:10:12,840 Speaker 3: nothing for him to sell them, like there is nothing 207 00:10:13,240 --> 00:10:15,800 Speaker 3: they could do. He like came with his rate. He 208 00:10:15,880 --> 00:10:17,599 Speaker 3: knew a car he wanted, he knew the price, he 209 00:10:17,640 --> 00:10:19,320 Speaker 3: knew he didn't want any add ons, And it was 210 00:10:19,360 --> 00:10:23,360 Speaker 3: like sign sealed, delivered in and out two hours, which 211 00:10:23,400 --> 00:10:26,440 Speaker 3: does not really happen because they suck you in. They try, 212 00:10:26,480 --> 00:10:28,760 Speaker 3: and a lot of people I think don't realize too, 213 00:10:28,840 --> 00:10:31,240 Speaker 3: is that the negotiating the price of the car is 214 00:10:31,320 --> 00:10:34,079 Speaker 3: like just the first battle. Yes, then you get in 215 00:10:34,120 --> 00:10:36,800 Speaker 3: the finance chair and the grease. He was like, I 216 00:10:36,840 --> 00:10:38,600 Speaker 3: didn't go in person, but he told me, if you 217 00:10:38,600 --> 00:10:41,960 Speaker 3: could think of a cartoon car dealer financing guy, this 218 00:10:42,000 --> 00:10:44,760 Speaker 3: will be it. Like slicked back hair and like stubble 219 00:10:44,840 --> 00:10:49,199 Speaker 3: five o'clock shadow and trying to sell him like insurance 220 00:10:49,200 --> 00:10:52,160 Speaker 3: for the tires and a warranty for the hook caps 221 00:10:52,200 --> 00:10:55,360 Speaker 3: and like all this crap on top of it, and 222 00:10:55,440 --> 00:10:58,800 Speaker 3: it's and it's hard because they make you feel like, oh, well, 223 00:10:58,840 --> 00:11:01,760 Speaker 3: you gotta have the cap insurance because you don't what 224 00:11:01,800 --> 00:11:02,280 Speaker 3: could happen. 225 00:11:03,200 --> 00:11:06,040 Speaker 1: My mom is like the oddly enough she is like 226 00:11:06,360 --> 00:11:08,160 Speaker 1: my dad sends her when it's time to get a car, 227 00:11:08,280 --> 00:11:11,719 Speaker 1: that woman gets exactly what she wants. Like by the end, 228 00:11:11,840 --> 00:11:14,360 Speaker 1: she always has this thing where she's like wants she negotiates. 229 00:11:14,360 --> 00:11:17,480 Speaker 1: She's like, so when I sign this contract, I want 230 00:11:17,480 --> 00:11:19,000 Speaker 1: the number to be this at the end, and if 231 00:11:19,040 --> 00:11:21,000 Speaker 1: it's a dollar off, my mother. I've seen her get 232 00:11:21,080 --> 00:11:24,240 Speaker 1: up to walk away and they're like way, She's like, no, 233 00:11:24,400 --> 00:11:27,160 Speaker 1: we discussed this, and I'm like, she is the master 234 00:11:27,240 --> 00:11:29,560 Speaker 1: negotiator for the house. I mean, I've seen her talk 235 00:11:30,280 --> 00:11:31,600 Speaker 1: grown men down off the ledge. 236 00:11:31,640 --> 00:11:34,199 Speaker 2: I'm like, how does she do that? It's just I 237 00:11:34,240 --> 00:11:34,560 Speaker 2: don't know. 238 00:11:35,040 --> 00:11:36,640 Speaker 1: She's like, what I used to go to the marketplace 239 00:11:36,640 --> 00:11:41,360 Speaker 1: in Nigeria. This is nothing in comparison. So yeah, like 240 00:11:41,480 --> 00:11:45,520 Speaker 1: being having if you're not a really good negotiator, then 241 00:11:45,559 --> 00:11:47,840 Speaker 1: you should find the negotiator kind of like in your 242 00:11:47,880 --> 00:11:50,640 Speaker 1: family and let them come with you, because you could 243 00:11:50,920 --> 00:11:54,920 Speaker 1: literally spend thousands more if you don't negotiate well on 244 00:11:54,960 --> 00:11:56,840 Speaker 1: your behalf and two. 245 00:11:56,960 --> 00:11:59,080 Speaker 3: The rate is so important and people sort of think 246 00:11:59,120 --> 00:12:01,640 Speaker 3: about as an afterthought. They think, we'll all go to 247 00:12:01,640 --> 00:12:04,120 Speaker 3: the car dealership all just get whatever loan they're selling there. 248 00:12:04,960 --> 00:12:09,080 Speaker 3: A big mistake because whatever the like the dealership, first 249 00:12:09,080 --> 00:12:10,560 Speaker 3: of all, if you don't come with the loan that 250 00:12:10,600 --> 00:12:12,760 Speaker 3: they can beat a rate that they can beat, they're 251 00:12:12,760 --> 00:12:15,079 Speaker 3: gonna give you whatever high rate they want to, even 252 00:12:15,120 --> 00:12:17,640 Speaker 3: if you have good credit. I've had friends with great 253 00:12:17,679 --> 00:12:19,760 Speaker 3: credit who had loans of like six and eight percent 254 00:12:20,679 --> 00:12:23,280 Speaker 3: because they went to the dealership. And it's sickening because 255 00:12:23,440 --> 00:12:25,440 Speaker 3: they give the rate. They make those rates so high 256 00:12:25,480 --> 00:12:29,400 Speaker 3: because basically dealerships have partnerships with lenders and if they 257 00:12:29,440 --> 00:12:31,400 Speaker 3: bring them business, the lender the lenders and to give 258 00:12:31,400 --> 00:12:34,559 Speaker 3: them a cut of the rate. So they're putting additional 259 00:12:34,600 --> 00:12:36,240 Speaker 3: interest on your rate so that they can get a 260 00:12:36,280 --> 00:12:36,920 Speaker 3: slice of the pie. 261 00:12:36,920 --> 00:12:39,000 Speaker 2: At the end, did you did? 262 00:12:39,000 --> 00:12:41,079 Speaker 1: He? He? Do you guys have a credit union or 263 00:12:41,120 --> 00:12:42,000 Speaker 1: you went through your own bank? 264 00:12:42,160 --> 00:12:44,160 Speaker 3: So we actually we went to first we went to 265 00:12:45,080 --> 00:12:47,160 Speaker 3: we tried four different things. First, you went to the 266 00:12:47,160 --> 00:12:50,520 Speaker 3: Magnify money uh page where you can look at auto 267 00:12:50,600 --> 00:12:52,840 Speaker 3: insurance rates and then see if you get pre qualified. 268 00:12:53,840 --> 00:12:56,800 Speaker 3: And he was immediately pre qualified for a light Stream loan. 269 00:12:56,920 --> 00:12:59,040 Speaker 3: Light Stream is a lender people don't really know about, 270 00:12:59,040 --> 00:13:02,120 Speaker 3: but it's through sun Trust Bank, a Southern based bank. 271 00:13:03,800 --> 00:13:05,800 Speaker 3: But we were like that rate was two point five 272 00:13:05,840 --> 00:13:07,760 Speaker 3: percent or something like that, which was great, But we 273 00:13:07,760 --> 00:13:11,080 Speaker 3: wanted to see if my credit union. I'm with USAA, 274 00:13:11,559 --> 00:13:13,800 Speaker 3: which is a military credit union, and he has he's 275 00:13:13,840 --> 00:13:16,080 Speaker 3: a federal employee, so he has a federal credit union 276 00:13:16,440 --> 00:13:19,920 Speaker 3: and shockingly, both of those were much higher by a 277 00:13:19,920 --> 00:13:23,280 Speaker 3: whole point. Yeah, so we ended up going with the 278 00:13:23,800 --> 00:13:26,880 Speaker 3: light Stream rate. Actually here's a good tip too, because 279 00:13:27,320 --> 00:13:31,360 Speaker 3: light Stream was willing to beat so basically through the dealer, 280 00:13:31,440 --> 00:13:32,800 Speaker 3: the dealer was like, you don't want our rate, are 281 00:13:32,840 --> 00:13:34,800 Speaker 3: you sure? Let's just see if you get qualified. So 282 00:13:34,840 --> 00:13:36,840 Speaker 3: we just went ahead and did it. They used Capital One. 283 00:13:37,760 --> 00:13:40,000 Speaker 3: I have a little bit of feelings about Capital One 284 00:13:40,040 --> 00:13:42,800 Speaker 3: because they were one of the nastiest subprime auto lending 285 00:13:43,880 --> 00:13:47,680 Speaker 3: lenders out there, but they came back with the rate 286 00:13:48,040 --> 00:13:50,440 Speaker 3: of like I was it crap. It was like a 287 00:13:50,520 --> 00:13:52,800 Speaker 3: point lower than what light Stream was offering. Because we 288 00:13:52,840 --> 00:13:56,520 Speaker 3: came with our offer from light Stream, printed out and 289 00:13:56,559 --> 00:13:58,720 Speaker 3: gave it to the dealer, and then they basically beat 290 00:13:58,760 --> 00:14:01,440 Speaker 3: that rate, which was pretty unheard of. I mean, Capital 291 00:14:01,480 --> 00:14:03,960 Speaker 3: One is in the business of giving high ranks, you know, 292 00:14:04,559 --> 00:14:06,280 Speaker 3: but they're willing to beat that rate. Went back to 293 00:14:06,360 --> 00:14:09,680 Speaker 3: light Stream, ended up going with them because they beat 294 00:14:09,679 --> 00:14:12,320 Speaker 3: that rate. So it was actually a great little back and. 295 00:14:12,280 --> 00:14:14,520 Speaker 2: The y Yeah, that's awesome. So what did he call 296 00:14:14,600 --> 00:14:15,120 Speaker 2: light Stream? 297 00:14:15,160 --> 00:14:15,240 Speaker 3: Like? 298 00:14:15,240 --> 00:14:16,280 Speaker 2: There at the dealership. 299 00:14:17,160 --> 00:14:19,640 Speaker 3: No, he already so we had pre qualified. He had 300 00:14:19,920 --> 00:14:22,680 Speaker 3: he had the rate, he was pre qualified for it, 301 00:14:22,760 --> 00:14:26,040 Speaker 3: so he had like the offer or whatever from light 302 00:14:26,080 --> 00:14:27,920 Speaker 3: Stream in his hand. We went to the dealership. It 303 00:14:27,960 --> 00:14:30,040 Speaker 3: wasn't like he had to call them. But like I said, 304 00:14:30,040 --> 00:14:32,160 Speaker 3: we went. We went one day and left and then 305 00:14:32,200 --> 00:14:35,480 Speaker 3: came back. And while in between those days, they ran 306 00:14:35,680 --> 00:14:37,680 Speaker 3: his credit for the Capital one loan, so we knew 307 00:14:37,680 --> 00:14:38,920 Speaker 3: what the Capital one loan was. 308 00:14:39,360 --> 00:14:40,400 Speaker 1: Okay, I might have. 309 00:14:40,400 --> 00:14:42,880 Speaker 3: To ask him because I'm not sure if he was 310 00:14:42,920 --> 00:14:46,320 Speaker 3: actually able to get Capital One's offer in writing and 311 00:14:46,320 --> 00:14:48,320 Speaker 3: that's how he told light Stream. I'm not really sure. 312 00:14:48,360 --> 00:14:50,600 Speaker 3: But anyway, we walked away with the best rate we 313 00:14:50,640 --> 00:14:55,600 Speaker 3: could two point four or five or whatever from light Stream, 314 00:14:55,640 --> 00:14:59,920 Speaker 3: and the car dealer guy he was like so deflated, 315 00:15:00,080 --> 00:15:02,160 Speaker 3: my fiance told me, because he was like, you don't 316 00:15:02,160 --> 00:15:06,080 Speaker 3: want any of this stuff. You want my loan, just 317 00:15:06,160 --> 00:15:12,120 Speaker 3: the car. Boo, thanksub really nice. Oh my god, I 318 00:15:12,160 --> 00:15:13,000 Speaker 3: guess I'll sell. 319 00:15:12,800 --> 00:15:15,160 Speaker 1: You a car that is like the best when like 320 00:15:15,240 --> 00:15:17,600 Speaker 1: you go in, Like even when I was going in 321 00:15:17,600 --> 00:15:20,120 Speaker 1: to buy a car, I had to straight cash and 322 00:15:20,320 --> 00:15:21,840 Speaker 1: like you know, they would go in, they would have 323 00:15:21,880 --> 00:15:24,040 Speaker 1: all the you know, stuff that they were trying to get. 324 00:15:24,000 --> 00:15:25,520 Speaker 2: Me to and then we can run this. 325 00:15:25,560 --> 00:15:27,240 Speaker 1: I'm like, oh yeah, so i'd let them talk for 326 00:15:27,240 --> 00:15:29,720 Speaker 1: a while I drive the car if I was interested. 327 00:15:29,760 --> 00:15:31,560 Speaker 1: I'm like, yeah, I might be back. And they're like, oh, 328 00:15:31,600 --> 00:15:33,400 Speaker 1: you know, because we have all of these like deals 329 00:15:33,400 --> 00:15:34,640 Speaker 1: for you. I said, oh no, no, I'll be paying 330 00:15:34,640 --> 00:15:37,440 Speaker 1: cash and they're like, no, no for the car. I'm like, yes, 331 00:15:38,320 --> 00:15:40,680 Speaker 1: cash as in cashier's check. Yes, I'll be writing a 332 00:15:40,720 --> 00:15:43,240 Speaker 1: full one. And they're like wait. I'm like, so, yes, 333 00:15:43,240 --> 00:15:46,800 Speaker 1: you won't be getting anything except for whatever little piece 334 00:15:46,840 --> 00:15:48,880 Speaker 1: on top because and then you have to be careful 335 00:15:48,880 --> 00:15:51,640 Speaker 1: because even when paying cash. There was one dealer that 336 00:15:51,760 --> 00:15:53,960 Speaker 1: it was like there were all these fees they had 337 00:15:54,000 --> 00:15:56,320 Speaker 1: and I was like, this doesn't seem right because every 338 00:15:56,320 --> 00:15:58,280 Speaker 1: dealership we went to we would get the print out 339 00:15:58,520 --> 00:16:00,800 Speaker 1: of like the car, the fees and everything else that 340 00:16:00,840 --> 00:16:03,080 Speaker 1: would be included in the costs at the end. And 341 00:16:03,160 --> 00:16:05,920 Speaker 1: so one dealer I'm comparing, I'm showing him, I'm like, well, 342 00:16:05,960 --> 00:16:09,080 Speaker 1: how come your whatever dealership fee is, you know, two 343 00:16:09,200 --> 00:16:11,360 Speaker 1: thy or fifteen hundred, and there's this eight. 344 00:16:11,200 --> 00:16:14,320 Speaker 2: Dollars and he was like, oh, well, you know, well 345 00:16:14,800 --> 00:16:15,160 Speaker 2: I was like. 346 00:16:15,320 --> 00:16:17,880 Speaker 1: Yeah, so I'm not seeing how you're a better choice 347 00:16:17,920 --> 00:16:20,360 Speaker 1: for like the same car. But then we found one 348 00:16:20,600 --> 00:16:23,440 Speaker 1: really great car car dealership because. 349 00:16:23,200 --> 00:16:26,040 Speaker 2: I really wanted to get a Lincoln. 350 00:16:26,960 --> 00:16:29,680 Speaker 1: I think it's an MKZ, which is like it's like 351 00:16:29,760 --> 00:16:33,040 Speaker 1: a luxury affordable luxury, so it looks and feels like 352 00:16:33,080 --> 00:16:35,440 Speaker 1: you're inside of like a Mercedes or Alexus, but it's 353 00:16:35,480 --> 00:16:38,360 Speaker 1: like the cost of like a camera, you know. And 354 00:16:39,000 --> 00:16:41,880 Speaker 1: so I really that's what I wanted to buy Ford Lincoln. 355 00:16:42,240 --> 00:16:45,000 Speaker 1: And so there was one dealership that I found that 356 00:16:45,040 --> 00:16:46,840 Speaker 1: it was so na It was a woman. Actually, she 357 00:16:47,000 --> 00:16:49,600 Speaker 1: was just so nice. There was none of this like 358 00:16:50,160 --> 00:16:52,080 Speaker 1: sneaky back and forth. It was like, so this is 359 00:16:52,080 --> 00:16:55,360 Speaker 1: the price that includes everything. There's no additional there's no 360 00:16:55,440 --> 00:16:57,280 Speaker 1: all these other fees. She printed it out for us 361 00:16:57,280 --> 00:16:58,560 Speaker 1: and there was no hard sell. 362 00:16:58,960 --> 00:17:00,000 Speaker 2: It was like, do you want to drive it? 363 00:17:00,160 --> 00:17:02,280 Speaker 1: Okay? All right, So if you guys, you know, feel 364 00:17:02,280 --> 00:17:04,359 Speaker 1: any kind of way, just let me know. So it 365 00:17:04,400 --> 00:17:06,480 Speaker 1: was that was the nicest experience I've had thus far. 366 00:17:06,520 --> 00:17:08,320 Speaker 1: And I'm like, so I just gave her my car, 367 00:17:08,400 --> 00:17:10,560 Speaker 1: and I said, if a car like this comes in 368 00:17:11,160 --> 00:17:15,280 Speaker 1: within a year too old, and it's within this price range, 369 00:17:15,400 --> 00:17:17,439 Speaker 1: just just call me because I really want to get. 370 00:17:17,280 --> 00:17:19,600 Speaker 2: It from there, because it just felt easy, breezy. 371 00:17:19,720 --> 00:17:19,879 Speaker 1: You know. 372 00:17:20,520 --> 00:17:23,200 Speaker 3: Yeah. I think what our two stories have in common too, 373 00:17:23,240 --> 00:17:25,160 Speaker 3: and the reason we both got like we walked away 374 00:17:25,200 --> 00:17:27,920 Speaker 3: happy is that we didn't wait until it was like 375 00:17:27,960 --> 00:17:31,120 Speaker 3: a desperate situation to go shopping for a car. And 376 00:17:31,600 --> 00:17:34,560 Speaker 3: I'm doing a whole feature story now on people who 377 00:17:35,160 --> 00:17:37,720 Speaker 3: have been sucked in by used car dealers, and like 378 00:17:37,800 --> 00:17:40,760 Speaker 3: the common thread is that you know, my car had 379 00:17:40,800 --> 00:17:44,359 Speaker 3: been totaled, or my car broke down, or I was desperate, 380 00:17:44,560 --> 00:17:47,880 Speaker 3: and they walk in like all frazzled, and the car 381 00:17:47,960 --> 00:17:51,199 Speaker 3: salesman is like, oh yeah, you know, like they know 382 00:17:51,320 --> 00:17:53,199 Speaker 3: when they see someone who's desperate and they really take 383 00:17:53,240 --> 00:17:56,679 Speaker 3: advantage of that situation. So you know, if if you're shopping, 384 00:17:56,720 --> 00:17:59,399 Speaker 3: I would just say, don't wait until you have no 385 00:17:59,480 --> 00:18:02,320 Speaker 3: other choice and you feel like you're stuck with just 386 00:18:02,359 --> 00:18:05,600 Speaker 3: twoevers down the block. Any who's it. I took up 387 00:18:05,600 --> 00:18:08,119 Speaker 3: a whole Buzzworthy with my my car news anything you 388 00:18:08,160 --> 00:18:08,960 Speaker 3: wanted to talk about. 389 00:18:11,800 --> 00:18:14,240 Speaker 1: No, I'm gonna save it for Wins because it's pretty good. 390 00:18:14,359 --> 00:18:17,760 Speaker 1: Although I will say, like Sodrina of whippr. She's the 391 00:18:17,840 --> 00:18:18,639 Speaker 1: real MVP. 392 00:18:19,359 --> 00:18:20,200 Speaker 2: She's just so awesome. 393 00:18:20,200 --> 00:18:22,960 Speaker 1: So anybody who knows knows that she's my publicist, but 394 00:18:23,119 --> 00:18:25,399 Speaker 1: secretly she's my best friend. But she actually has a 395 00:18:25,440 --> 00:18:27,960 Speaker 1: real publicity company. She hates when I tell folks she's 396 00:18:27,960 --> 00:18:29,959 Speaker 1: my best friend. She's like, they don't take me serious 397 00:18:29,960 --> 00:18:33,640 Speaker 1: as But I'm like, whatever, girl, she. 398 00:18:33,680 --> 00:18:35,920 Speaker 3: I know she's the real deal. Get her, I get 399 00:18:35,920 --> 00:18:37,480 Speaker 3: her her press releases all the time. 400 00:18:37,840 --> 00:18:39,760 Speaker 1: Yeah, she is honestly the real deal. I like, honestly, 401 00:18:39,800 --> 00:18:41,800 Speaker 1: I'm like one of many clients. I'm not even her 402 00:18:41,840 --> 00:18:44,760 Speaker 1: top building client. Well, she just throws me scraps when 403 00:18:44,760 --> 00:18:49,240 Speaker 1: she's feeling she's feeling nice. So anyway, she's like, get 404 00:18:49,240 --> 00:18:52,000 Speaker 1: ready to pack your bags. Were flying to California. Next week. 405 00:18:52,200 --> 00:18:54,159 Speaker 1: You're gonna be on a national show and if it 406 00:18:54,200 --> 00:18:56,199 Speaker 1: goes well, they want you to come on regularly. So 407 00:18:56,240 --> 00:18:59,000 Speaker 1: I can't say what show yet, but it's major and 408 00:18:59,040 --> 00:19:00,000 Speaker 1: I'm so excited. 409 00:19:00,240 --> 00:19:01,520 Speaker 3: Wait are we doing wins? Now? 410 00:19:02,320 --> 00:19:03,200 Speaker 2: No, that's not my win. 411 00:19:03,280 --> 00:19:07,080 Speaker 1: I just wanted to share that, Okay, I just I 412 00:19:07,119 --> 00:19:08,280 Speaker 1: just want to share that because I was like, you 413 00:19:08,359 --> 00:19:09,680 Speaker 1: been sharing getting it saying. 414 00:19:09,520 --> 00:19:11,920 Speaker 3: Now, well congruts. 415 00:19:12,600 --> 00:19:14,040 Speaker 2: Thanks, I'm excited about it. 416 00:19:14,400 --> 00:19:16,919 Speaker 3: And miss Gina, what's her website? Send the people to her? 417 00:19:17,560 --> 00:19:19,959 Speaker 1: So oh god, Drina's gonna be like girl. So if 418 00:19:20,000 --> 00:19:23,440 Speaker 1: you're serious we're looking looking for a publicish. 419 00:19:23,200 --> 00:19:25,400 Speaker 3: Let's tree never mind, never mind screeners, we must screen 420 00:19:25,480 --> 00:19:26,960 Speaker 3: all like. 421 00:19:28,000 --> 00:19:31,119 Speaker 1: No tire kickers allowed, no, but honestly, like, yeah, if 422 00:19:31,119 --> 00:19:33,399 Speaker 1: you're seriously looking for like a publicist and you have 423 00:19:33,560 --> 00:19:36,640 Speaker 1: a budget for a publicist, then yes, Drina of wit 424 00:19:37,240 --> 00:19:41,399 Speaker 1: PR w h I tpr dot com she's dope, tastic 425 00:19:41,480 --> 00:19:43,960 Speaker 1: and awesome, you know what I've learned, like And you know, 426 00:19:44,000 --> 00:19:46,200 Speaker 1: people tell you not to work with your friends or family. 427 00:19:46,840 --> 00:19:51,080 Speaker 1: I don't necessarily agree, but you can't work with everyone, obviously. 428 00:19:51,200 --> 00:19:53,639 Speaker 1: But one thing I do like about working with somebody 429 00:19:53,680 --> 00:19:56,240 Speaker 1: that knows you is that one you know that they're 430 00:19:56,359 --> 00:19:59,720 Speaker 1: working in your best interest. And I get like a 431 00:19:59,800 --> 00:20:03,720 Speaker 1: re education because like I get like and Drina, I know, 432 00:20:03,840 --> 00:20:05,600 Speaker 1: does this with all of her clients, but just in 433 00:20:05,680 --> 00:20:10,000 Speaker 1: general that when you're working with like my my accountant Carlos, 434 00:20:10,040 --> 00:20:12,719 Speaker 1: I've known him for a long time and we've become friends. 435 00:20:12,800 --> 00:20:16,840 Speaker 1: And my my coo, Sierra, you know, she was an 436 00:20:16,880 --> 00:20:19,359 Speaker 1: internet front at first, but now we've become friends, and 437 00:20:19,800 --> 00:20:22,560 Speaker 1: what happens is you you grow this bond where everyone's 438 00:20:22,640 --> 00:20:24,359 Speaker 1: working in your best interests and it. 439 00:20:24,440 --> 00:20:27,399 Speaker 2: Just feels I don't know, I like it that. 440 00:20:28,240 --> 00:20:29,840 Speaker 1: You know, people tell you it's not professional to be 441 00:20:29,880 --> 00:20:32,400 Speaker 1: friends with the people that you work with, but I disagree, 442 00:20:32,480 --> 00:20:34,440 Speaker 1: like look at us. It just it makes it better 443 00:20:34,520 --> 00:20:36,640 Speaker 1: because you know everyone is always working in the best 444 00:20:36,720 --> 00:20:39,880 Speaker 1: interests of the issue at hand, and not like, ooh, 445 00:20:40,080 --> 00:20:41,240 Speaker 1: how can I get over you. 446 00:20:41,280 --> 00:20:47,240 Speaker 3: Know yeah sometimes yeah, yeah, that's had a lot of 447 00:20:47,280 --> 00:20:48,920 Speaker 3: different experiences in life. 448 00:20:49,400 --> 00:20:49,840 Speaker 2: That's true. 449 00:20:50,359 --> 00:20:53,680 Speaker 1: Sound like that, Yes, okay, you're right, not across the board, 450 00:20:53,760 --> 00:20:55,560 Speaker 1: but when you get it right, it does seem like 451 00:20:55,600 --> 00:20:58,000 Speaker 1: that because there are definitely people who I definitely would 452 00:20:58,040 --> 00:21:01,280 Speaker 1: not although I love them, I would not work with 453 00:21:01,359 --> 00:21:02,960 Speaker 1: them professionally family and friends. 454 00:21:03,040 --> 00:21:05,520 Speaker 2: But when you get you know, when it's the right mix, it's. 455 00:21:05,440 --> 00:21:07,600 Speaker 3: Great totally, when it's the right thing and you and 456 00:21:07,720 --> 00:21:10,920 Speaker 3: you know who not to call or who not to 457 00:21:11,080 --> 00:21:13,240 Speaker 3: ask for help, Like there's certain people in your life 458 00:21:13,280 --> 00:21:15,440 Speaker 3: you're like, I'm not going to call him when I'm 459 00:21:15,480 --> 00:21:16,880 Speaker 3: on the side of the road with a broken leg, 460 00:21:17,680 --> 00:21:20,000 Speaker 3: but I will call him when I need to go 461 00:21:20,200 --> 00:21:23,240 Speaker 3: to the day party in Brooklyn and he needs to 462 00:21:23,320 --> 00:21:23,720 Speaker 3: have the party. 463 00:21:23,760 --> 00:21:25,480 Speaker 2: Well you know what I mean, like, no, very sure, 464 00:21:25,560 --> 00:21:28,160 Speaker 2: They're very true in categories. 465 00:21:37,720 --> 00:21:40,560 Speaker 1: Time for brown break, brown boost. What you're gonna do. 466 00:21:42,600 --> 00:21:43,639 Speaker 3: When they boost on you? 467 00:21:43,880 --> 00:21:44,000 Speaker 2: Oh? 468 00:21:44,080 --> 00:21:48,280 Speaker 3: Well, classic classic, I'd be ever stopped doing that. 469 00:21:48,720 --> 00:21:49,000 Speaker 1: I know. 470 00:21:49,760 --> 00:21:53,600 Speaker 2: I think we're going to be signed to Solange any minute. 471 00:21:53,400 --> 00:21:55,880 Speaker 3: Now, any minute. Yeah, speaking of people who get married 472 00:21:55,920 --> 00:21:58,159 Speaker 3: in New Orleans, Solange's wedding in New Orleans. If you 473 00:21:58,160 --> 00:21:59,640 Speaker 3: haven't seen those photos, that was dope. 474 00:22:00,040 --> 00:22:00,639 Speaker 2: Those are epic. 475 00:22:00,880 --> 00:22:04,200 Speaker 3: I'm making everyone wear white dresses too, are you really JK, 476 00:22:04,280 --> 00:22:06,240 Speaker 3: I'll be the center of attention. Get out of here, she. 477 00:22:06,280 --> 00:22:08,960 Speaker 2: Said, jklneal of you. 478 00:22:11,840 --> 00:22:15,760 Speaker 3: No, no, I'm not even allowing small children on my 479 00:22:15,800 --> 00:22:17,479 Speaker 3: wedding because I want all the attention. 480 00:22:17,680 --> 00:22:20,200 Speaker 1: It's really bad, No, I mean, I feel you small 481 00:22:20,280 --> 00:22:21,360 Speaker 1: children are very distracting. 482 00:22:21,520 --> 00:22:23,600 Speaker 3: God bless her, though, to have Beyonce as your sister 483 00:22:23,720 --> 00:22:25,440 Speaker 3: at your own wedding and still managed to be the 484 00:22:25,520 --> 00:22:26,200 Speaker 3: center of attention. 485 00:22:26,320 --> 00:22:29,960 Speaker 1: Wufta, I know she's a real MVP. 486 00:22:30,160 --> 00:22:33,399 Speaker 3: Go ahead, Clanche, all right, Well, Solange is not my 487 00:22:33,520 --> 00:22:38,560 Speaker 3: boost this week, and my boost is my my next 488 00:22:38,720 --> 00:22:42,040 Speaker 3: love next to my future husband has got to be 489 00:22:42,280 --> 00:22:46,600 Speaker 3: Google Calendar. Okay, I literally I wouldn't know when to pee, 490 00:22:47,520 --> 00:22:50,120 Speaker 3: or when to sleep, or when to eat or when 491 00:22:50,200 --> 00:22:52,480 Speaker 3: to do anything if not for my Google calendar. And like, 492 00:22:53,000 --> 00:22:55,160 Speaker 3: I don't think I understood the power of a calendar 493 00:22:55,280 --> 00:22:59,520 Speaker 3: until this year. Yeah, Like there's no excuse anymore. There 494 00:23:00,520 --> 00:23:02,399 Speaker 3: all those things I flaked on and forgot about, it 495 00:23:02,440 --> 00:23:03,760 Speaker 3: is because I didn't put it on the calendar. 496 00:23:04,920 --> 00:23:07,720 Speaker 1: Honestly, Google, I was opposed to. I was very much 497 00:23:07,840 --> 00:23:09,480 Speaker 1: like I'm on hands on. I like to write in 498 00:23:09,600 --> 00:23:13,440 Speaker 1: my planner and feel like girl buy burn it. I'm 499 00:23:13,520 --> 00:23:16,359 Speaker 1: telling you the Google calendar because first of all, you 500 00:23:16,440 --> 00:23:19,080 Speaker 1: put it in your calendar, and then like on your computer, 501 00:23:19,200 --> 00:23:21,320 Speaker 1: it's like you're gonna take You're taping right Ambition in 502 00:23:21,400 --> 00:23:23,280 Speaker 1: ten minutes, and then on your phone you're taping Ride 503 00:23:23,280 --> 00:23:26,320 Speaker 1: Ambition in ten minutes. There's no excuse. And then what's 504 00:23:26,320 --> 00:23:29,840 Speaker 1: so dope is is that like Mandy could create an 505 00:23:29,960 --> 00:23:33,080 Speaker 1: invite send it to me and I just click accept 506 00:23:33,160 --> 00:23:35,840 Speaker 1: and all of a sudden it populates to my calendar. 507 00:23:35,920 --> 00:23:39,320 Speaker 1: So there's no there's no forgetting. And if I don't accept, 508 00:23:39,400 --> 00:23:41,960 Speaker 1: she can see like, hey, Tiffany, you didn't accept my invite? 509 00:23:42,000 --> 00:23:44,720 Speaker 1: Did you see it? We can even do video calls, 510 00:23:44,760 --> 00:23:45,960 Speaker 1: Like you could say, do you want this to be 511 00:23:46,000 --> 00:23:48,720 Speaker 1: a video call? You click the little yes, and so 512 00:23:48,880 --> 00:23:52,360 Speaker 1: when you get the little notification, you get a pop 513 00:23:52,480 --> 00:23:54,960 Speaker 1: up on your email, you get something on your phone, 514 00:23:55,240 --> 00:23:57,639 Speaker 1: but then you also get it a pop up on 515 00:23:57,680 --> 00:23:59,399 Speaker 1: your computer, and then when you get it, it'll you 516 00:23:59,520 --> 00:24:01,280 Speaker 1: click on it and they'll say this is a video call, 517 00:24:01,359 --> 00:24:03,000 Speaker 1: and you click and then all of a sudden, the 518 00:24:03,080 --> 00:24:06,320 Speaker 1: person you're chatting with is looking at you, smiling hopefully, 519 00:24:06,359 --> 00:24:08,760 Speaker 1: which was right? Which was a little like I taped 520 00:24:09,640 --> 00:24:12,800 Speaker 1: pet money. You know fin Con We always talk about 521 00:24:12,800 --> 00:24:17,240 Speaker 1: fin Con guys. Fin CON's he is the FINCN owner 522 00:24:17,359 --> 00:24:20,760 Speaker 1: or founder. So he has a podcast now called Masters 523 00:24:20,800 --> 00:24:23,119 Speaker 1: of Money. I think it's called And I did it 524 00:24:23,320 --> 00:24:26,239 Speaker 1: like two days ago, three days ago, one of these 525 00:24:26,320 --> 00:24:28,960 Speaker 1: days last week, and I didn't know it was a 526 00:24:29,080 --> 00:24:31,800 Speaker 1: video chat. Meanwhile, Mandy, I'm in bed literally with like 527 00:24:31,920 --> 00:24:34,520 Speaker 1: the worst my silly headwragon. 528 00:24:35,160 --> 00:24:37,840 Speaker 3: Okay, we need to talk about sillily headrugs. But continue. 529 00:24:38,640 --> 00:24:41,440 Speaker 1: So I'm sitting into bed and like you know, I 530 00:24:41,520 --> 00:24:44,119 Speaker 1: pressed the button and I'm like, waits can you see me? 531 00:24:44,240 --> 00:24:44,400 Speaker 2: Oh? 532 00:24:44,440 --> 00:24:48,159 Speaker 1: My God, and then he proceeds to say, so, this 533 00:24:48,320 --> 00:24:50,560 Speaker 1: is like a we also tape it video for video 534 00:24:50,720 --> 00:24:52,520 Speaker 1: so people can watch it. I'm like, yeah, I'm gonna 535 00:24:52,560 --> 00:24:54,320 Speaker 1: have to put I'm gonna have to go with no. 536 00:24:55,119 --> 00:24:56,440 Speaker 1: I'm like, he's like, you look great. 537 00:24:56,480 --> 00:24:57,240 Speaker 2: I'm like, I really do. 538 00:24:57,400 --> 00:24:58,600 Speaker 1: I literally just woke up. 539 00:24:59,240 --> 00:25:01,880 Speaker 3: I need you to google Goal Sealy head rag by 540 00:25:01,920 --> 00:25:04,560 Speaker 3: the way, because at the first image is a white woman. 541 00:25:05,040 --> 00:25:07,160 Speaker 3: Oh it's a cancer survivor. Never mind, that's not funny. 542 00:25:07,520 --> 00:25:08,439 Speaker 1: Okay, yeah, I. 543 00:25:08,640 --> 00:25:13,480 Speaker 3: Don't know how that picture wound up, but yeah, there's 544 00:25:13,480 --> 00:25:15,720 Speaker 3: a white woman with a how to tie your bow 545 00:25:15,800 --> 00:25:19,800 Speaker 3: hoe head wrap the head wrap. Okay, all right, now 546 00:25:19,840 --> 00:25:25,640 Speaker 3: I'm getting cultural appropriations. Continue. But yeah, so you're saying 547 00:25:25,680 --> 00:25:26,639 Speaker 3: about my brown boost. 548 00:25:27,160 --> 00:25:28,320 Speaker 1: Yes, you're so. 549 00:25:28,560 --> 00:25:34,119 Speaker 2: Anyway, google calendar it is I jacked my brown rights boosted. 550 00:25:34,160 --> 00:25:35,000 Speaker 2: Go ahead it boost. 551 00:25:36,280 --> 00:25:39,000 Speaker 3: You're like the kid who when their best friend comes 552 00:25:39,040 --> 00:25:41,359 Speaker 3: over and like shows in the new bicycle, they like 553 00:25:41,520 --> 00:25:43,000 Speaker 3: take it out for a test ride. They're like, yeah, 554 00:25:43,040 --> 00:25:44,680 Speaker 3: you know how to use this this featured I know 555 00:25:44,760 --> 00:25:47,480 Speaker 3: how to use that wheel. 556 00:25:47,480 --> 00:25:52,679 Speaker 2: It is like, and then you're sitting there like, oh, 557 00:25:52,760 --> 00:25:53,760 Speaker 2: here you go. My bad. 558 00:25:54,280 --> 00:26:03,200 Speaker 3: It's okay, Google Calendar, get it. Okay, I have to 559 00:26:03,240 --> 00:26:06,320 Speaker 3: make a public service announcement about the noise in the background. 560 00:26:06,920 --> 00:26:09,520 Speaker 3: I live in a pre war building, and I'm really sorry. 561 00:26:09,640 --> 00:26:11,840 Speaker 3: This is what radiators sound like in New York City. 562 00:26:12,840 --> 00:26:15,080 Speaker 3: You now have a window into my nightly routine of 563 00:26:15,200 --> 00:26:19,360 Speaker 3: not sleeping because there is like someone dying in this radiator. 564 00:26:19,400 --> 00:26:21,600 Speaker 3: That's what it sounds like. Don't worry. 565 00:26:21,640 --> 00:26:22,320 Speaker 2: We got to work it out. 566 00:26:22,440 --> 00:26:23,600 Speaker 3: It's our hold in New York. 567 00:26:24,359 --> 00:26:24,800 Speaker 1: I will be. 568 00:26:27,040 --> 00:26:29,760 Speaker 3: Yeah, that's right, you haven't even done your Okay. 569 00:26:30,280 --> 00:26:34,520 Speaker 1: Yeah, so I'm breaking from the damn dentist. So I'm 570 00:26:34,600 --> 00:26:36,119 Speaker 1: the type of person that doesn't like to go to 571 00:26:36,160 --> 00:26:39,040 Speaker 1: the dentist until I'm like, I think my head is 572 00:26:39,040 --> 00:26:42,080 Speaker 1: going to explode because it's just like throbbing. I don't know, 573 00:26:42,119 --> 00:26:43,800 Speaker 1: I'm like afraid of the dentist. And so then I 574 00:26:43,920 --> 00:26:47,240 Speaker 1: go and then they're like, oh, you need a root canal, 575 00:26:47,720 --> 00:26:50,600 Speaker 1: you have two cavities and whatever, and I'm like, oh, 576 00:26:51,040 --> 00:26:52,440 Speaker 1: so for the last three weeks I've been at the 577 00:26:52,520 --> 00:26:54,600 Speaker 1: dentist every Monday. It's just sitting there there like I'm 578 00:26:54,680 --> 00:26:57,800 Speaker 1: back because I know, like and not to say I 579 00:26:57,800 --> 00:26:59,560 Speaker 1: didn't even really I think I had like two cavities, 580 00:26:59,600 --> 00:27:02,440 Speaker 1: but a root canal requires like all of these visits 581 00:27:02,480 --> 00:27:04,160 Speaker 1: because you're like, you need a crown and a post 582 00:27:04,240 --> 00:27:07,040 Speaker 1: and this event. And I'm like, and every time this happens, 583 00:27:07,040 --> 00:27:09,320 Speaker 1: I tell myself, I'm never gonna do this again. 584 00:27:09,400 --> 00:27:11,840 Speaker 2: I'm just gonna go every six months like I'm supposed to, 585 00:27:12,040 --> 00:27:15,600 Speaker 2: and then I don't. So I know my dents is 586 00:27:15,720 --> 00:27:16,120 Speaker 2: very well. 587 00:27:16,400 --> 00:27:18,320 Speaker 1: I know he's married, I know about his kids, he 588 00:27:18,400 --> 00:27:21,399 Speaker 1: knows about my engagement, like we're best friends now, but 589 00:27:22,640 --> 00:27:25,160 Speaker 1: I want to take a brown break from the dentist. 590 00:27:25,280 --> 00:27:28,280 Speaker 1: I know I ought to do better, but I promise 591 00:27:28,359 --> 00:27:30,280 Speaker 1: this time around, I shall. But I'm just so sick 592 00:27:30,400 --> 00:27:33,639 Speaker 1: tired of seeing him because I know, like whenever he 593 00:27:33,720 --> 00:27:35,320 Speaker 1: takes a needle out, I just close my eyes. 594 00:27:35,640 --> 00:27:38,639 Speaker 3: I have to have a tooth removed myself, and I 595 00:27:38,840 --> 00:27:41,560 Speaker 3: just I've been told that, and then I've gotten said 596 00:27:41,600 --> 00:27:43,560 Speaker 3: we talked this before. I had to get a second opinion, 597 00:27:43,600 --> 00:27:45,000 Speaker 3: and they're like, you don't need to get the whole 598 00:27:45,080 --> 00:27:50,040 Speaker 3: tooth removed, just like something complicated we can do differently. Anyway, 599 00:27:50,119 --> 00:27:51,800 Speaker 3: I've been putting it off for months. I'm like, just 600 00:27:51,960 --> 00:27:54,639 Speaker 3: until after that wedding oh, one more wedding. I'll just 601 00:27:54,640 --> 00:27:56,760 Speaker 3: wait toll after that. Oh but Thanksgiving is coming up, 602 00:27:56,760 --> 00:27:58,359 Speaker 3: but then it's Christmas and then it's the New Year. 603 00:27:58,440 --> 00:28:01,560 Speaker 3: So I'm like January at this point, and I'm just 604 00:28:01,640 --> 00:28:04,080 Speaker 3: gonna keep waiting, I guess until my Yeah, like you said, 605 00:28:04,119 --> 00:28:07,160 Speaker 3: my head explodes. I had a tooth right now. 606 00:28:08,000 --> 00:28:10,480 Speaker 1: But there's nothing. Literally, one time, I think it was 607 00:28:10,560 --> 00:28:12,640 Speaker 1: maybe two or three years ago, maybe three years ago, 608 00:28:12,680 --> 00:28:15,320 Speaker 1: I had a toothache that was so bad. I like 609 00:28:16,520 --> 00:28:19,920 Speaker 1: I called like like an emergency, like like nine to 610 00:28:19,920 --> 00:28:22,160 Speaker 1: one one it was, and I was like I didn't 611 00:28:22,160 --> 00:28:24,840 Speaker 1: know what to do. I was a damn yeah, like 612 00:28:24,920 --> 00:28:26,760 Speaker 1: I called and they like they like patched me into 613 00:28:26,880 --> 00:28:28,800 Speaker 1: like the hospital and they were like, there's nothing we 614 00:28:28,840 --> 00:28:30,840 Speaker 1: can do for you. I was like, I I'm not 615 00:28:30,920 --> 00:28:33,000 Speaker 1: going to make it through the night. I it it 616 00:28:33,160 --> 00:28:35,760 Speaker 1: felt I felt like out of body, Like that's how 617 00:28:35,840 --> 00:28:37,560 Speaker 1: much pain I was in. I had never felt anything 618 00:28:37,640 --> 00:28:41,160 Speaker 1: like that before. And yeah, it was. I mean, you know, 619 00:28:41,320 --> 00:28:44,600 Speaker 1: there's toothaches and there's oh my god, like I don't 620 00:28:45,200 --> 00:28:48,720 Speaker 1: I can't even describe the pain. And I remember, like 621 00:28:49,840 --> 00:28:53,040 Speaker 1: I think, like the hospital told me, like there's some 622 00:28:53,160 --> 00:28:55,200 Speaker 1: dentists that do like twenty four hour calls whatever. 623 00:28:55,240 --> 00:28:58,680 Speaker 2: So I like researched it through my tears, and I 624 00:28:59,320 --> 00:28:59,920 Speaker 2: I couldn't find it. 625 00:29:00,200 --> 00:29:02,440 Speaker 1: I tried to take like some like sleep aid to 626 00:29:02,520 --> 00:29:04,080 Speaker 1: try to at least maybe like sleep and then go 627 00:29:04,160 --> 00:29:06,720 Speaker 1: in the morning. I couldn't even sleep. The pain was 628 00:29:06,920 --> 00:29:10,000 Speaker 1: just that severe. So I got up first thing and 629 00:29:10,160 --> 00:29:12,600 Speaker 1: went to like you know whatever. Dancest was open at 630 00:29:12,720 --> 00:29:16,000 Speaker 1: like seven am, and I'm sitting like in the in 631 00:29:16,080 --> 00:29:17,800 Speaker 1: the waiting room, and you know, they're all being all 632 00:29:17,880 --> 00:29:21,000 Speaker 1: pleasant and literally I'm just there sitting like stone by. 633 00:29:21,000 --> 00:29:22,680 Speaker 2: I know, they're like, who's this girl? She looks so mean. 634 00:29:22,800 --> 00:29:25,240 Speaker 1: I couldn't open my mouth, and she was like, so 635 00:29:26,200 --> 00:29:27,719 Speaker 1: to Talktory'll be with you. And so as soon as 636 00:29:27,720 --> 00:29:30,040 Speaker 1: I get into the chair, he's like, so, how you doing. 637 00:29:30,640 --> 00:29:34,000 Speaker 1: I literally tears just started pouring down my face and 638 00:29:34,040 --> 00:29:36,000 Speaker 1: he was like, oh my, I mean, I was like, 639 00:29:36,120 --> 00:29:38,120 Speaker 1: it was like no other pain. I could not hold 640 00:29:38,160 --> 00:29:40,560 Speaker 1: it back and just like no, that wasn't even hysterical. 641 00:29:40,680 --> 00:29:44,520 Speaker 1: It was just tears of pain. And he was like okay. 642 00:29:44,720 --> 00:29:46,560 Speaker 1: So and then obviously, as a dancist, I'm sure he'd 643 00:29:46,640 --> 00:29:49,120 Speaker 1: seen it before, so he got me numb, and it 644 00:29:49,280 --> 00:29:51,000 Speaker 1: was like the first relief I had in like twenty 645 00:29:51,000 --> 00:29:53,680 Speaker 1: four hours. And he was like, it was I just 646 00:29:53,800 --> 00:29:56,480 Speaker 1: had like it was whatever the decay was had hit 647 00:29:56,600 --> 00:29:59,600 Speaker 1: like a nerve, but this nerve was connected to these 648 00:29:59,680 --> 00:30:01,520 Speaker 1: other parts of my soul. It's like it felt like 649 00:30:01,640 --> 00:30:04,440 Speaker 1: my head was exploding because whatever that nerve was was 650 00:30:04,480 --> 00:30:06,240 Speaker 1: also connected to like the side of my face and 651 00:30:06,280 --> 00:30:08,880 Speaker 1: my ear and this and that, you know, and so yeah, 652 00:30:09,000 --> 00:30:11,200 Speaker 1: it was whoo. I didn't even care. I remember whatever 653 00:30:11,240 --> 00:30:15,040 Speaker 1: the bill was with something ridiculous Mandy. I remember joyfully. 654 00:30:14,600 --> 00:30:17,320 Speaker 2: Paying, like here's six thousand dollars. 655 00:30:18,040 --> 00:30:22,200 Speaker 1: Honestly, it was something ridiculous because he was like I 656 00:30:22,240 --> 00:30:24,480 Speaker 1: didn't even realize. Of course I picked the most expensive dentists, 657 00:30:24,480 --> 00:30:26,320 Speaker 1: but he was the only one opened that early. He 658 00:30:26,440 --> 00:30:27,880 Speaker 1: was like a dentist to the stars. Like when I 659 00:30:27,920 --> 00:30:30,120 Speaker 1: got in there, you see all these stars on his 660 00:30:30,200 --> 00:30:32,320 Speaker 1: wall and I'm like, I don't even care, and he said, oh, 661 00:30:32,360 --> 00:30:34,160 Speaker 1: it's it's gonna be a lot. I was like, take 662 00:30:34,200 --> 00:30:39,000 Speaker 1: my firstborn child. He belongs to you, oh child. I 663 00:30:39,040 --> 00:30:41,880 Speaker 1: can't even hoof like I have never experienced. I don't 664 00:30:41,880 --> 00:30:44,240 Speaker 1: know who. I think to myself, what do people back 665 00:30:44,240 --> 00:30:46,960 Speaker 1: in the day before dentists existed, like you know, the 666 00:30:47,000 --> 00:30:48,880 Speaker 1: ancient Egyptians and stuff. What do they do? 667 00:30:49,600 --> 00:30:51,640 Speaker 3: That is, no doubt one of the scariest things. If 668 00:30:51,640 --> 00:30:55,520 Speaker 3: you ever go look at old dental tools, O scariest 669 00:30:55,520 --> 00:30:57,400 Speaker 3: thing you'll ever do. You will have nightmares. Don't do it. 670 00:30:57,560 --> 00:30:58,680 Speaker 3: Don't do it, but do it. 671 00:30:59,520 --> 00:31:01,480 Speaker 1: So take care every teeth, y'all, because it ain't no 672 00:31:01,680 --> 00:31:03,680 Speaker 1: pain like dental pain. Like this time around, I didn't 673 00:31:03,680 --> 00:31:05,800 Speaker 1: have any pain. It was just like I was like, Tiffany, 674 00:31:05,840 --> 00:31:06,160 Speaker 1: you need to. 675 00:31:06,160 --> 00:31:07,640 Speaker 2: Go to the dentist. It's been too long and you 676 00:31:07,680 --> 00:31:09,239 Speaker 2: actually have insurance that you don't use. 677 00:31:09,520 --> 00:31:13,840 Speaker 3: Yeah right, see, yeah, well there's your PSA, another PSA 678 00:31:13,960 --> 00:31:14,120 Speaker 3: for you. 679 00:31:14,680 --> 00:31:17,120 Speaker 2: Yes, please go to the dentists. You don't want to 680 00:31:17,720 --> 00:31:19,760 Speaker 2: to be like, oh, don't you look at your mouths. 681 00:31:19,960 --> 00:31:22,440 Speaker 2: That's my dad, Look at your mouth? 682 00:31:22,480 --> 00:31:24,320 Speaker 1: Why would you let this happen too yourself? 683 00:31:27,240 --> 00:31:28,760 Speaker 3: I was he looking inside it? 684 00:31:28,880 --> 00:31:29,440 Speaker 2: How does he know? 685 00:31:30,360 --> 00:31:30,880 Speaker 1: I call my mom? 686 00:31:31,040 --> 00:31:33,800 Speaker 2: My mom's a nurse, and I was like she was like. 687 00:31:35,960 --> 00:31:41,120 Speaker 3: Can we do you have to whip? Oh? 688 00:31:41,520 --> 00:31:42,120 Speaker 1: Anyway? Yeah. 689 00:31:42,200 --> 00:31:44,080 Speaker 2: So those are our brown breaking and our brown boost. 690 00:31:44,480 --> 00:31:46,080 Speaker 1: We're moving on to questions. 691 00:31:46,960 --> 00:31:49,240 Speaker 3: Questions We have a question we're gonna get to today. 692 00:31:49,280 --> 00:31:52,360 Speaker 3: It's kind of a two parter. I don't know if 693 00:31:52,400 --> 00:31:54,440 Speaker 3: we can tackle both. Let's just tackle the first part. 694 00:31:54,560 --> 00:31:58,160 Speaker 3: This is from someone named Jay, says, Mandy and tiff, 695 00:31:58,200 --> 00:32:00,640 Speaker 3: I love the show. You were my go to haven 696 00:32:00,720 --> 00:32:03,880 Speaker 3: for financial advice. I'd like your insight and any tips 697 00:32:04,000 --> 00:32:07,800 Speaker 3: on how a young brown couple can significantly save towards 698 00:32:07,840 --> 00:32:12,480 Speaker 3: a wedding. Thank you in advance, xoxoj Ooh. 699 00:32:14,040 --> 00:32:15,680 Speaker 2: Well, I'm gonna let you take most of it. 700 00:32:15,800 --> 00:32:17,880 Speaker 1: I mean I could talk to just savings in general, 701 00:32:18,040 --> 00:32:20,120 Speaker 1: but I mean I think that you have better insight. 702 00:32:20,520 --> 00:32:24,320 Speaker 3: Yeah, I'm really smug about it. Well, it's also kind 703 00:32:24,320 --> 00:32:27,280 Speaker 3: of like single white female almost because I would say 704 00:32:27,320 --> 00:32:30,200 Speaker 3: the secret saving for a wedding is to save before 705 00:32:30,280 --> 00:32:34,720 Speaker 3: you actually are engaged. But don't tell your fiance that 706 00:32:34,800 --> 00:32:36,840 Speaker 3: you're doing it. Just do it because you were smart 707 00:32:36,960 --> 00:32:38,800 Speaker 3: enough to know that this is where things are going 708 00:32:39,560 --> 00:32:41,680 Speaker 3: and you're not going to have any parents to help you, 709 00:32:41,880 --> 00:32:43,640 Speaker 3: and that you need to save for a wedding. So 710 00:32:43,800 --> 00:32:46,120 Speaker 3: that's what I did about I would say we moved 711 00:32:46,160 --> 00:32:48,920 Speaker 3: intogether two years or so into our relationship, and it 712 00:32:49,040 --> 00:32:51,280 Speaker 3: was then that I set aside money, started setting aside 713 00:32:51,320 --> 00:32:55,440 Speaker 3: money specifically for like a future with him. I don't 714 00:32:55,440 --> 00:32:57,320 Speaker 3: know if I have a labeled at wedding or whatever, 715 00:32:57,480 --> 00:33:00,360 Speaker 3: but it was definitely like a wedding fund. I'm gonna 716 00:33:00,360 --> 00:33:03,320 Speaker 3: be real with myself. So by the time that we 717 00:33:03,400 --> 00:33:07,160 Speaker 3: got engaged to two years later and then like it 718 00:33:07,280 --> 00:33:09,440 Speaker 3: actually it's a year to It'll be a year next 719 00:33:09,480 --> 00:33:11,320 Speaker 3: week from the day we got engaged, so I've had 720 00:33:11,360 --> 00:33:14,640 Speaker 3: three years since then to save and we we're fine. 721 00:33:14,800 --> 00:33:18,720 Speaker 3: Like for the wedding, I've I sort of had a 722 00:33:18,800 --> 00:33:21,400 Speaker 3: budget in mind and I had money saved up, so 723 00:33:21,480 --> 00:33:23,480 Speaker 3: that by the time we actually got engaged, I was like, 724 00:33:23,600 --> 00:33:27,240 Speaker 3: we could totally get married. So basically the whole pressure 725 00:33:27,320 --> 00:33:29,840 Speaker 3: for us to save this past year has been okay, 726 00:33:29,880 --> 00:33:31,760 Speaker 3: but let's save now so that when we actually have 727 00:33:31,880 --> 00:33:34,800 Speaker 3: the wedding, we're not, you know, depleting the majority of 728 00:33:34,840 --> 00:33:36,920 Speaker 3: our savings, so we actually have like something left over. 729 00:33:37,080 --> 00:33:39,520 Speaker 3: So so that's good. But if you are you know, 730 00:33:39,720 --> 00:33:41,760 Speaker 3: of course, with your with your husband, with your fiance 731 00:33:41,920 --> 00:33:44,400 Speaker 3: right now, and you guys, you know, want to save 732 00:33:44,480 --> 00:33:47,400 Speaker 3: for a wedding even if you're not engaged, I think 733 00:33:47,440 --> 00:33:50,040 Speaker 3: it's super smart to start early, Like you may not 734 00:33:50,160 --> 00:33:52,680 Speaker 3: have a ring, but if you know it's going a 735 00:33:52,720 --> 00:33:54,600 Speaker 3: certain way. It's the same way you want to save 736 00:33:54,680 --> 00:33:56,680 Speaker 3: up for any big purchase like a house or a 737 00:33:56,800 --> 00:33:59,480 Speaker 3: car or a retirement, Like you may not need it 738 00:33:59,600 --> 00:34:02,600 Speaker 3: right now, but you'll have to save so much less 739 00:34:02,880 --> 00:34:05,760 Speaker 3: every month now if you start early, then if you 740 00:34:05,800 --> 00:34:08,200 Speaker 3: try to play catch up, you know, six months away 741 00:34:08,960 --> 00:34:11,040 Speaker 3: from the big day, and then you sell your soul 742 00:34:11,160 --> 00:34:12,759 Speaker 3: to your mother in law who wants to invite like 743 00:34:12,800 --> 00:34:15,399 Speaker 3: two hundred guests because she offers to pay. Like, that's 744 00:34:15,520 --> 00:34:18,239 Speaker 3: not that's kind of what happened. I've had friends do that, 745 00:34:18,360 --> 00:34:20,239 Speaker 3: and you know, you don't save up, and then you 746 00:34:20,320 --> 00:34:23,000 Speaker 3: end up really needing money from family and then they're like, okay, 747 00:34:23,080 --> 00:34:25,880 Speaker 3: but we get fifty more guests with that, you know, 748 00:34:26,200 --> 00:34:29,520 Speaker 3: five thousand dollars or whatever. So I think if you 749 00:34:29,719 --> 00:34:31,440 Speaker 3: are able to save up for your wedding, you just 750 00:34:31,520 --> 00:34:35,160 Speaker 3: get so much more control. You know, everything is what 751 00:34:35,320 --> 00:34:37,400 Speaker 3: we want the way we want it, because it's our money, 752 00:34:38,040 --> 00:34:38,960 Speaker 3: and no one can. 753 00:34:38,960 --> 00:34:42,480 Speaker 2: Tell us differently exactly. My dad would say, he who 754 00:34:42,560 --> 00:34:44,520 Speaker 2: pays the piper determines the tune. 755 00:34:45,320 --> 00:34:46,840 Speaker 3: Oh that's a good one, I know. 756 00:34:47,000 --> 00:34:48,040 Speaker 1: Isn't that good very much? 757 00:34:48,480 --> 00:34:49,799 Speaker 3: Twist on the paid piper thing. 758 00:34:50,280 --> 00:34:52,520 Speaker 2: Yeah, And at first as a kid, I was like, 759 00:34:52,719 --> 00:34:53,400 Speaker 2: who's a piper? 760 00:34:53,480 --> 00:34:55,719 Speaker 1: He's like, oh, never mind, but I get that, like 761 00:34:55,800 --> 00:34:57,880 Speaker 1: you know, if whoever pays the money gets to make 762 00:34:57,920 --> 00:35:00,239 Speaker 1: the choices. So what I would say, like, so for 763 00:35:00,400 --> 00:35:03,759 Speaker 1: me and fiance boom, I kind of knew I didn't 764 00:35:03,800 --> 00:35:05,960 Speaker 1: want like a big wedding. 765 00:35:06,080 --> 00:35:09,319 Speaker 2: But what I did do early on, like Mike Mandy said, 766 00:35:09,480 --> 00:35:09,759 Speaker 2: you know you. 767 00:35:09,840 --> 00:35:12,160 Speaker 3: Just called Superman fiance boo, right, I did. 768 00:35:12,239 --> 00:35:15,360 Speaker 1: Look at me, I Loveman. 769 00:35:15,680 --> 00:35:17,200 Speaker 2: Superman's like, see I need one name. 770 00:35:17,520 --> 00:35:19,480 Speaker 3: So real fans are like, what I'm good? 771 00:35:19,640 --> 00:35:23,200 Speaker 2: Used so anyway, Superman. 772 00:35:23,440 --> 00:35:26,640 Speaker 1: So what I did was early on I had him 773 00:35:27,400 --> 00:35:29,920 Speaker 1: separate because depending on what kind of company you work for, 774 00:35:30,520 --> 00:35:33,840 Speaker 1: any modern medium to large sized company will allow you 775 00:35:33,920 --> 00:35:36,919 Speaker 1: to split your paycheck, meaning that like you know, let's 776 00:35:36,960 --> 00:35:39,719 Speaker 1: just say you get one thousand dollars every two weeks, right, 777 00:35:39,840 --> 00:35:44,080 Speaker 1: so you can say, instead of depositing a full thousand 778 00:35:44,160 --> 00:35:47,560 Speaker 1: in my normal checking account, deposit one hundred of that 779 00:35:47,719 --> 00:35:49,920 Speaker 1: into a savings and then nine hundred into my checking 780 00:35:50,200 --> 00:35:53,000 Speaker 1: So both of you can do that is divert some 781 00:35:53,160 --> 00:35:56,040 Speaker 1: of your take home pay to a joint savings so 782 00:35:56,160 --> 00:35:58,680 Speaker 1: that way you guys can start saving towards the wedding automatically. 783 00:35:58,760 --> 00:36:01,040 Speaker 1: That way, the money doesn't you're not having to make 784 00:36:01,080 --> 00:36:03,319 Speaker 1: a transfer, it's already done for you. So I would 785 00:36:03,360 --> 00:36:07,800 Speaker 1: suggest that because automation is the new discipline, it's you know, 786 00:36:08,040 --> 00:36:09,480 Speaker 1: like I mean, obviously you want to look at your 787 00:36:09,480 --> 00:36:12,200 Speaker 1: budget and make sure that you know depositing that money 788 00:36:12,320 --> 00:36:13,800 Speaker 1: is not going to put you in peril of not 789 00:36:14,160 --> 00:36:17,239 Speaker 1: you know, eating like groceries and stuff. And you want 790 00:36:17,239 --> 00:36:19,280 Speaker 1: to make sure that you know you can actually afford 791 00:36:19,320 --> 00:36:20,920 Speaker 1: to deposit whatever that amount is. 792 00:36:21,000 --> 00:36:22,360 Speaker 2: But doing that is going to be helpful. 793 00:36:23,400 --> 00:36:26,279 Speaker 1: I would also suggest, like start pricing things out, like 794 00:36:26,400 --> 00:36:29,080 Speaker 1: do you know how much your wedding's going to cost? 795 00:36:29,239 --> 00:36:33,000 Speaker 1: You know, because it's saving without like a specific goal 796 00:36:33,080 --> 00:36:34,960 Speaker 1: in mind is a little bit harder. But if you 797 00:36:35,080 --> 00:36:36,719 Speaker 1: know your pricings out, you're like, you know what it's 798 00:36:36,760 --> 00:36:38,960 Speaker 1: looking like it's going to cost me twenty five thousand dollars, 799 00:36:39,280 --> 00:36:41,439 Speaker 1: then you can and then you can do the math. 800 00:36:41,440 --> 00:36:43,160 Speaker 1: You could say, Okay, if my wedding's going to cost 801 00:36:43,200 --> 00:36:45,000 Speaker 1: me twenty five thousand, and we want to get married 802 00:36:45,000 --> 00:36:48,600 Speaker 1: in a year, then you know, twenty five thousand divided 803 00:36:48,640 --> 00:36:50,440 Speaker 1: by twelve months is how much we need to save 804 00:36:50,480 --> 00:36:52,480 Speaker 1: a month. Can we do that? You see what I mean? 805 00:36:54,000 --> 00:36:55,680 Speaker 2: Yeah, just having like a plan in place and. 806 00:36:56,200 --> 00:36:59,560 Speaker 1: Automate that savings and cut back on some things. 807 00:37:00,080 --> 00:37:02,799 Speaker 2: You know, they typically you know, people talking about your 808 00:37:02,840 --> 00:37:05,799 Speaker 2: in laws. Yeah, I mean, so we did. 809 00:37:05,880 --> 00:37:09,759 Speaker 3: We did. There's no greater sacrifice than giving up your independence, 810 00:37:09,800 --> 00:37:12,640 Speaker 3: I would say, to save money. But it's been like that. 811 00:37:12,760 --> 00:37:14,560 Speaker 3: It's been you know, as much as I complain about it, 812 00:37:14,600 --> 00:37:16,920 Speaker 3: it's been the boost exactly the boost that we needed 813 00:37:17,000 --> 00:37:20,120 Speaker 3: so that we are feeling financially secure later. 814 00:37:20,320 --> 00:37:22,600 Speaker 2: But how much what how many months did you stay 815 00:37:22,640 --> 00:37:24,239 Speaker 2: with you? Are you been there? 816 00:37:24,760 --> 00:37:27,719 Speaker 3: It will have been six I think since May which 817 00:37:27,880 --> 00:37:30,880 Speaker 3: was the fifth month, until the end of December seventh. 818 00:37:31,600 --> 00:37:33,880 Speaker 1: Okay, So see, like you know, it's not forever, but 819 00:37:34,440 --> 00:37:36,680 Speaker 1: making those like large choices, like a lot of people 820 00:37:36,680 --> 00:37:38,279 Speaker 1: are not willing to be like I'm going to move 821 00:37:38,320 --> 00:37:40,360 Speaker 1: in with my in laws, but it's only half a 822 00:37:40,480 --> 00:37:42,320 Speaker 1: year or a year whatever that looks like. 823 00:37:42,440 --> 00:37:44,279 Speaker 2: So that way you can save money, you know. 824 00:37:44,440 --> 00:37:47,319 Speaker 1: So look, I always tell people list everything that you're 825 00:37:47,360 --> 00:37:50,080 Speaker 1: kind of spending money on and then ask yourself, where 826 00:37:50,080 --> 00:37:51,640 Speaker 1: are some cuts that we can make, Like do we 827 00:37:51,760 --> 00:37:55,080 Speaker 1: really need full fledged cable? You know? Can we take 828 00:37:55,120 --> 00:37:57,880 Speaker 1: a year off and like you know, use Netflix or 829 00:37:58,600 --> 00:38:01,960 Speaker 1: whatever in order to to save that two hundred bucks 830 00:38:02,000 --> 00:38:04,200 Speaker 1: a month toward the wedding. You know, so start making 831 00:38:04,239 --> 00:38:07,120 Speaker 1: those little cuts, and then it's not enough to make 832 00:38:07,200 --> 00:38:09,719 Speaker 1: those cuts. You have to make those cuts and then 833 00:38:09,800 --> 00:38:11,960 Speaker 1: purposefully divert that money. So let's just say you have 834 00:38:12,960 --> 00:38:14,920 Speaker 1: files and it's like two hundred bucks a month, and 835 00:38:15,000 --> 00:38:16,440 Speaker 1: you pay that on the fifth of every month, and 836 00:38:16,520 --> 00:38:19,439 Speaker 1: it automatically withdraws from your account. So on the fifth 837 00:38:19,480 --> 00:38:21,560 Speaker 1: of every month, you continue to pay the two hundred 838 00:38:21,760 --> 00:38:24,959 Speaker 1: but to your wedding account, so it still feels the same. 839 00:38:25,600 --> 00:38:27,839 Speaker 1: You know, it's just a quick little click on your 840 00:38:28,360 --> 00:38:31,719 Speaker 1: online bill pay option with your bank, so you're still 841 00:38:31,760 --> 00:38:33,680 Speaker 1: paying that two hundred, but it's putting it into your 842 00:38:33,680 --> 00:38:36,120 Speaker 1: wedding account. So anything that you cut from your budget, 843 00:38:36,360 --> 00:38:38,560 Speaker 1: that's what you should do. Continue to pay that bill 844 00:38:38,640 --> 00:38:40,640 Speaker 1: on the same day because you're used to it, but 845 00:38:40,719 --> 00:38:42,320 Speaker 1: pay that bill to your wedding account. 846 00:38:42,880 --> 00:38:44,959 Speaker 3: And you could really use this advice for any major 847 00:38:45,000 --> 00:38:46,760 Speaker 3: I know, there's lots of people right now who aren't 848 00:38:46,800 --> 00:38:48,920 Speaker 3: thinking about getting married, don't want to get married, think 849 00:38:49,040 --> 00:38:52,680 Speaker 3: weddings are stupid. You don't have to use this advice 850 00:38:52,760 --> 00:38:54,719 Speaker 3: for a wedding. You can use it for any any 851 00:38:54,800 --> 00:38:58,160 Speaker 3: major purpose. But I also want to say with weddings 852 00:38:58,400 --> 00:39:03,000 Speaker 3: is listen to the numbers. Okay, if the numbers tell 853 00:39:03,120 --> 00:39:06,600 Speaker 3: you have a small intimate ceremony on the beach for 854 00:39:06,920 --> 00:39:09,640 Speaker 3: five thousand dollars, then do it. Don't try and make 855 00:39:09,680 --> 00:39:13,200 Speaker 3: the numbers bigger so that you can afford the huge luxury, 856 00:39:13,760 --> 00:39:17,319 Speaker 3: you know, castle wedding or whatever, because you don't want 857 00:39:17,360 --> 00:39:19,279 Speaker 3: to start Like all I keep thinking about is I 858 00:39:19,320 --> 00:39:21,520 Speaker 3: don't want to start our life together in debt, like 859 00:39:21,640 --> 00:39:24,759 Speaker 3: worse off actually than we are now. So it's really 860 00:39:24,880 --> 00:39:27,279 Speaker 3: like we've been really pushing to have a wedding within 861 00:39:27,440 --> 00:39:31,280 Speaker 3: our means. Everything sort of feels comfortable, like my dress, 862 00:39:31,320 --> 00:39:33,759 Speaker 3: for example. Listen, have I talked about my dress yet? 863 00:39:34,080 --> 00:39:34,120 Speaker 4: No? 864 00:39:34,880 --> 00:39:36,759 Speaker 3: I finally got my dress. I'm pretty sure the last 865 00:39:36,760 --> 00:39:39,120 Speaker 3: I ever said about it was I hate dress shopping 866 00:39:39,120 --> 00:39:42,680 Speaker 3: as the worst. Everything's a lie. I did hate dress shopping, 867 00:39:42,719 --> 00:39:44,320 Speaker 3: but I finally found a dress. You know where I 868 00:39:44,360 --> 00:39:47,320 Speaker 3: got it from? Where Dunda dot David's bridal. 869 00:39:48,000 --> 00:39:50,239 Speaker 2: Really, that's my sister got, Like both my sisters got 870 00:39:50,320 --> 00:39:50,839 Speaker 2: those from there. 871 00:39:51,400 --> 00:39:54,360 Speaker 3: How I was being so judgy about not judgy, but 872 00:39:54,400 --> 00:39:56,120 Speaker 3: I guess I was being like a little upitdy, like, oh, 873 00:39:56,160 --> 00:39:57,640 Speaker 3: I live in New York, I must go to all 874 00:39:57,680 --> 00:40:00,719 Speaker 3: the boutiques in the salons. Well, here's a fact. One 875 00:40:00,960 --> 00:40:04,640 Speaker 3: dresses there are four thousand dollars up, which is twice 876 00:40:04,640 --> 00:40:07,239 Speaker 3: as much as I wanted to pay. Two I could 877 00:40:07,320 --> 00:40:11,240 Speaker 3: not squeeze my voluptuousness into any of the sample sizes, 878 00:40:11,719 --> 00:40:14,520 Speaker 3: so it wasn't It was like demoralizing, and I felt 879 00:40:15,360 --> 00:40:17,719 Speaker 3: horrible and it was not fun. So it's like, you 880 00:40:17,760 --> 00:40:19,719 Speaker 3: can't not only can you not afford the dresses, but 881 00:40:19,760 --> 00:40:22,759 Speaker 3: you also can't even fit them. So here's this rag 882 00:40:22,920 --> 00:40:26,920 Speaker 3: we dug up from the bi Like I literally I 883 00:40:27,040 --> 00:40:29,840 Speaker 3: went to No, I'm not even exaggerating. I went to 884 00:40:30,320 --> 00:40:32,680 Speaker 3: I went to Kleinfeld like this the you know the 885 00:40:32,719 --> 00:40:36,800 Speaker 3: say guest to the dress, uh, you know place or 886 00:40:36,800 --> 00:40:38,600 Speaker 3: whatever in the city. I went there once at the 887 00:40:38,680 --> 00:40:42,719 Speaker 3: very beginning, and then for the last time, this a 888 00:40:42,760 --> 00:40:45,200 Speaker 3: few weeks ago with my best friend who's also engaged. 889 00:40:45,680 --> 00:40:48,359 Speaker 3: And when I tell you, like they literally were gone 890 00:40:48,480 --> 00:40:51,000 Speaker 3: looking for dresses for me for like fifteen minutes, and 891 00:40:51,080 --> 00:40:52,799 Speaker 3: they came back and they were like panting, and they 892 00:40:52,840 --> 00:40:55,200 Speaker 3: were like, we had to go to Guam to get 893 00:40:55,280 --> 00:41:00,120 Speaker 3: these terrible Yes, I'm that was what she said. We 894 00:41:00,200 --> 00:41:04,799 Speaker 3: went to Guam, and I'm like, oh, so, okay, that's great. 895 00:41:04,840 --> 00:41:08,239 Speaker 3: I need to get out of here. Yeah, yeah, I 896 00:41:09,000 --> 00:41:10,279 Speaker 3: finally I was just like, let me just go to 897 00:41:10,360 --> 00:41:12,520 Speaker 3: David's Bridle. And when I tell you, not only do 898 00:41:12,600 --> 00:41:16,080 Speaker 3: they have great, beautiful dresses within a reasonable price point, 899 00:41:16,480 --> 00:41:19,759 Speaker 3: but they also have sample sizes for normal women, like 900 00:41:20,160 --> 00:41:23,400 Speaker 3: real women can try on even the slim fitting dresses 901 00:41:23,480 --> 00:41:25,920 Speaker 3: like I wanted to buy, real women can put. Not 902 00:41:26,040 --> 00:41:28,680 Speaker 3: real like you know, skinny women are not that not 903 00:41:28,760 --> 00:41:32,319 Speaker 3: that they're fake, but you know, voluptuous women with women of. 904 00:41:32,360 --> 00:41:34,919 Speaker 1: All sizes, because even like all of my I think 905 00:41:34,960 --> 00:41:37,719 Speaker 1: my sister, one of my sisters got hers at Macy's. 906 00:41:38,000 --> 00:41:40,640 Speaker 1: But she's very curvy like but really nice shape like yours. 907 00:41:40,960 --> 00:41:42,640 Speaker 1: You know, So she got hers at Macy's and it 908 00:41:42,719 --> 00:41:45,319 Speaker 1: was a mermaid fit and it was great because when 909 00:41:45,320 --> 00:41:49,160 Speaker 1: we went dress shopping with her, it didn't feel demoralizing 910 00:41:49,239 --> 00:41:51,719 Speaker 1: because they had her sizes, you know, like, oh, this 911 00:41:51,840 --> 00:41:54,880 Speaker 1: is pretty my size. And then my other sisters got 912 00:41:54,960 --> 00:41:59,600 Speaker 1: heard from David Bridle and she's curvy born, like athletic curvy, 913 00:41:59,719 --> 00:42:02,360 Speaker 1: and we actually, all of us for both of their weddings, 914 00:42:02,400 --> 00:42:05,680 Speaker 1: we got our bridesmaid dresses from David Bridle because we're 915 00:42:05,719 --> 00:42:08,160 Speaker 1: all different and like we're all kirby in our own ways, 916 00:42:08,200 --> 00:42:11,960 Speaker 1: like slim, curvy, tall kirvy, athletic curvey, curvey curvey, and 917 00:42:12,080 --> 00:42:16,200 Speaker 1: so they can fit anybody, anybody, like honestly, we just 918 00:42:16,239 --> 00:42:18,000 Speaker 1: had a great time because one sister was like, we 919 00:42:18,080 --> 00:42:20,320 Speaker 1: all wore the same dress, and the other sister was like, 920 00:42:20,600 --> 00:42:21,959 Speaker 1: all I care about is get this color. 921 00:42:22,040 --> 00:42:23,960 Speaker 2: You could pick whatever dress you wanted, which was fun. 922 00:42:24,719 --> 00:42:28,640 Speaker 3: Yeah, I'm so happy with David's Bridal, and the sales 923 00:42:28,640 --> 00:42:31,040 Speaker 3: staff were really nice. They made me ring a little bell, 924 00:42:31,400 --> 00:42:33,960 Speaker 3: like like no shit, I mean no, no joking when 925 00:42:34,000 --> 00:42:37,520 Speaker 3: I took Basically, here's what happened. I tried this dress 926 00:42:37,600 --> 00:42:39,520 Speaker 3: on back in September and I liked it a lot, 927 00:42:39,719 --> 00:42:41,959 Speaker 3: and I was like, but it's a David's Bridal dress. 928 00:42:42,000 --> 00:42:44,640 Speaker 3: They make their dresses and sweatshops and supporting childla bla 929 00:42:44,640 --> 00:42:47,439 Speaker 3: blah blah blah. But then after the whole client felt 930 00:42:47,440 --> 00:42:50,320 Speaker 3: disaster and this was like the dozens time I'd been someplace. 931 00:42:50,360 --> 00:42:52,400 Speaker 3: I sat down and I was like, listen. I was 932 00:42:52,560 --> 00:42:55,200 Speaker 3: sort of being like judging about David's bridle because I 933 00:42:55,239 --> 00:42:57,319 Speaker 3: read a book about the sweatshops and how they make 934 00:42:57,360 --> 00:43:00,400 Speaker 3: the dresses, and not really sweatshops, but how little they 935 00:43:00,400 --> 00:43:03,200 Speaker 3: pay the workers in Asia and China for making the gowons. 936 00:43:03,239 --> 00:43:04,880 Speaker 3: And then I was like, but look at what you're wearing, 937 00:43:05,080 --> 00:43:08,520 Speaker 3: like Nords, Torac j Crew outlet. Everything on your body 938 00:43:08,680 --> 00:43:12,040 Speaker 3: was made in a China factory. Get off your high horse. 939 00:43:12,120 --> 00:43:13,520 Speaker 3: And so I went back. I put the dress on. 940 00:43:13,560 --> 00:43:16,320 Speaker 3: It was gorgeous, and I was like, yes, this is it. 941 00:43:16,480 --> 00:43:18,040 Speaker 3: Let's just get it over with. And not only that, 942 00:43:18,880 --> 00:43:21,719 Speaker 3: this is the best part. The reason I decided to 943 00:43:21,840 --> 00:43:24,200 Speaker 3: go on a whim on my lunch break was because 944 00:43:24,200 --> 00:43:27,239 Speaker 3: I went online to the website Davidsbridle dot com. It 945 00:43:27,360 --> 00:43:29,360 Speaker 3: was a day it was like Halloween or something like that. 946 00:43:29,800 --> 00:43:33,160 Speaker 3: They were having a twenty percent off sale wool. So 947 00:43:33,440 --> 00:43:35,640 Speaker 3: I almost bought the dress online, but I was said, 948 00:43:35,680 --> 00:43:36,800 Speaker 3: let me go in the store try it on to 949 00:43:36,840 --> 00:43:40,400 Speaker 3: see if they'll honor the online price online discount and 950 00:43:40,520 --> 00:43:43,080 Speaker 3: I went, loved the dress, super excited in the dress. 951 00:43:43,160 --> 00:43:45,320 Speaker 3: Everyone's watching, and I'm like, okay, but how about this 952 00:43:45,440 --> 00:43:48,320 Speaker 3: twenty percent off. Not only did I get that discount, 953 00:43:48,320 --> 00:43:50,440 Speaker 3: but they were also doing one hundred dollars off in 954 00:43:50,560 --> 00:43:54,000 Speaker 3: the store that day, So I saved probably close to 955 00:43:54,080 --> 00:43:56,320 Speaker 3: four hundred dollars on the dress. 956 00:43:58,040 --> 00:43:58,360 Speaker 1: Thank you. 957 00:43:58,560 --> 00:44:02,200 Speaker 3: I just so satisfied by your reaction. No, because I'm 958 00:44:02,239 --> 00:44:04,440 Speaker 3: just like that, that's a lot of money, you know, 959 00:44:05,000 --> 00:44:06,680 Speaker 3: And this is the money I would not have saved. 960 00:44:06,960 --> 00:44:08,560 Speaker 3: I would have gotten one hundred dollars. I wouldn't have 961 00:44:08,600 --> 00:44:12,960 Speaker 3: gotten two three hundred dollars I saved with the online 962 00:44:13,000 --> 00:44:15,160 Speaker 3: discount if I hadn't just asked for it, you know. 963 00:44:16,280 --> 00:44:18,279 Speaker 3: So I was so happy I even let them sell 964 00:44:18,320 --> 00:44:21,480 Speaker 3: me this stupid cleaning did like the seventy five dollars 965 00:44:21,520 --> 00:44:23,520 Speaker 3: cleaning service. I was like, just I'll fall and I'll 966 00:44:23,560 --> 00:44:25,640 Speaker 3: take it. You gave me so much already. 967 00:44:26,920 --> 00:44:28,680 Speaker 2: They could never let you. They're like, you, sure you 968 00:44:28,680 --> 00:44:30,120 Speaker 2: don't want the coverage for your hop caps. 969 00:44:30,360 --> 00:44:31,960 Speaker 3: I know, well real quick though, they did try. I 970 00:44:32,000 --> 00:44:34,160 Speaker 3: think it was ninety nine dollars. It's a kit that 971 00:44:34,360 --> 00:44:36,320 Speaker 3: you as soon as you're done with the wedding, you 972 00:44:36,440 --> 00:44:39,160 Speaker 3: mail the dress back to them, they press it or 973 00:44:39,200 --> 00:44:40,640 Speaker 3: they dry clean it, and then they give it back 974 00:44:40,640 --> 00:44:42,759 Speaker 3: to you in a preservation box. But I did some 975 00:44:42,880 --> 00:44:45,480 Speaker 3: stealthy googling in the dressing room to make sure it 976 00:44:45,600 --> 00:44:47,400 Speaker 3: was worth it, and it's it was worth it, so 977 00:44:47,560 --> 00:44:50,760 Speaker 3: I let them sell it to me because it costs 978 00:44:50,800 --> 00:44:53,080 Speaker 3: like over one hundred dollars at normal dry cleaners to 979 00:44:53,200 --> 00:44:56,440 Speaker 3: dry cleaner dress, you know, of course, But anyway, so 980 00:44:56,480 --> 00:44:59,120 Speaker 3: I'm done. I'm so excited, I'm so I'm so I'm 981 00:44:59,200 --> 00:45:01,319 Speaker 3: just I'm so happy I didn't spend that much money. 982 00:45:02,239 --> 00:45:05,040 Speaker 3: There were times when I thought, I just I might 983 00:45:05,160 --> 00:45:07,359 Speaker 3: need to spend five thousand dollars on a dress. I'm 984 00:45:07,360 --> 00:45:09,200 Speaker 3: not like, there were those moments throughout the learning to 985 00:45:09,320 --> 00:45:11,360 Speaker 3: just do it, just to get it over with, and 986 00:45:11,440 --> 00:45:13,359 Speaker 3: I'm so glad I didn't, and I'm so I feel 987 00:45:13,520 --> 00:45:16,040 Speaker 3: I would have felt so sick knowing that I spent 988 00:45:16,120 --> 00:45:17,680 Speaker 3: that much money on a dress, And now I can 989 00:45:17,719 --> 00:45:19,800 Speaker 3: feel so happy and relieve that I still get to 990 00:45:19,800 --> 00:45:22,640 Speaker 3: feel really beautiful. But I'm not you know, living or 991 00:45:22,880 --> 00:45:27,240 Speaker 3: you know, having beyond my means of what I'm comfortable spending, 992 00:45:27,320 --> 00:45:29,360 Speaker 3: and to kind of go back to my point earlier. 993 00:45:29,400 --> 00:45:31,719 Speaker 3: That's what I mean, Like, you want to be comfortable 994 00:45:31,800 --> 00:45:33,560 Speaker 3: so that you can enjoy your day and you're not 995 00:45:34,280 --> 00:45:37,040 Speaker 3: going home with that sinking feeling of like, oh crap, 996 00:45:37,760 --> 00:45:39,600 Speaker 3: now we have to make up for all this, all 997 00:45:39,640 --> 00:45:41,279 Speaker 3: the money that we've spent on this wedding that we 998 00:45:41,360 --> 00:45:41,759 Speaker 3: didn't have. 999 00:45:42,480 --> 00:45:44,279 Speaker 1: You know, I think I'm gonna get like if I 1000 00:45:44,440 --> 00:45:47,160 Speaker 1: do an if I like, I don't know, if I 1001 00:45:47,239 --> 00:45:48,960 Speaker 1: do something, I think I'm gonna get it made. Like 1002 00:45:49,000 --> 00:45:51,840 Speaker 1: I'm gonna go to my seamstress who like makes my 1003 00:45:52,120 --> 00:45:52,960 Speaker 1: Nigerian outfit. 1004 00:45:53,160 --> 00:45:55,279 Speaker 3: Like everyone has a seam stress but me, everyone told 1005 00:45:55,320 --> 00:45:57,239 Speaker 3: me just get it made. I'm like, what do I 1006 00:45:57,320 --> 00:45:58,480 Speaker 3: have mice in my basement? 1007 00:45:58,640 --> 00:46:02,000 Speaker 1: And this, you know, like honestly, it seems like a 1008 00:46:02,040 --> 00:46:04,320 Speaker 1: good seamstress. The way you find her is that someone 1009 00:46:04,719 --> 00:46:07,520 Speaker 1: who knows somebody knows somebody's like, oh, you should use Mercedes, 1010 00:46:07,719 --> 00:46:10,239 Speaker 1: like and so I found her because my sister was 1011 00:46:10,360 --> 00:46:12,880 Speaker 1: using her because her coworker told her. And she's just 1012 00:46:13,520 --> 00:46:16,359 Speaker 1: a sweet little old lady who lives in this little 1013 00:46:16,400 --> 00:46:18,920 Speaker 1: building and it's like home most of the days. But 1014 00:46:19,040 --> 00:46:22,680 Speaker 1: her work is impeccable. When I tell you so like 1015 00:46:23,400 --> 00:46:26,600 Speaker 1: when my sister they has something called like it's like, uh, 1016 00:46:27,080 --> 00:46:29,960 Speaker 1: if you're Nigerian, it's like the bridesmaids, but it's like 1017 00:46:30,120 --> 00:46:32,719 Speaker 1: the Nigerian part of the wedding. And so like your 1018 00:46:32,760 --> 00:46:36,239 Speaker 1: girlfriends all wear the same fabric. So you you go 1019 00:46:36,360 --> 00:46:38,440 Speaker 1: to the fabric store usually like in New York or whatever, you. 1020 00:46:38,440 --> 00:46:43,560 Speaker 3: Buy your late I was that in a Nigerian wedding, yes, right. 1021 00:46:43,520 --> 00:46:45,879 Speaker 1: And so like so you buy and then everyone makes 1022 00:46:45,920 --> 00:46:47,640 Speaker 1: their own like you go and you get your own 1023 00:46:47,719 --> 00:46:50,560 Speaker 1: dress made. So for example, for my sisters, like my 1024 00:46:50,800 --> 00:46:53,680 Speaker 1: dress was gorgeous and my seamstress charged me thirty five 1025 00:46:53,719 --> 00:46:56,200 Speaker 1: bucks and like you know, yeah to make it and 1026 00:46:56,280 --> 00:47:00,040 Speaker 1: it was gorgeous and so or here yo here in 1027 00:47:00,080 --> 00:47:03,320 Speaker 1: American Newark, New Jersey, baby Mercedes living in them the 1028 00:47:03,440 --> 00:47:05,919 Speaker 1: Nevada Building, NewYork Downtown, downtown in North New. 1029 00:47:05,880 --> 00:47:08,600 Speaker 3: Jersey, and you took my return policy on this dress 1030 00:47:08,600 --> 00:47:09,040 Speaker 3: real quick. 1031 00:47:09,840 --> 00:47:11,360 Speaker 1: So I think that if I'm going to do anything, 1032 00:47:11,400 --> 00:47:14,040 Speaker 1: I might you know, get something. I might see something 1033 00:47:14,040 --> 00:47:15,600 Speaker 1: that I really like and be like, Mercedes, you can 1034 00:47:15,640 --> 00:47:17,239 Speaker 1: make this. So that's what I did last time. I 1035 00:47:17,360 --> 00:47:18,040 Speaker 1: was like you canna make this? 1036 00:47:18,160 --> 00:47:20,520 Speaker 2: And she was like sure, thirty five bucks or like 1037 00:47:20,600 --> 00:47:24,320 Speaker 2: a skirt twenty bucks, and so I just she's just dope. 1038 00:47:24,360 --> 00:47:28,360 Speaker 1: But finding a good seamstress is hard because many seamstress 1039 00:47:28,560 --> 00:47:33,680 Speaker 1: are not as timely, especially Nigerian seamstress. 1040 00:47:33,880 --> 00:47:36,000 Speaker 3: Yeah, I feel like that's probably good if you want 1041 00:47:36,040 --> 00:47:38,400 Speaker 3: like a Nigerian like garment, right, like a style. 1042 00:47:39,000 --> 00:47:41,680 Speaker 1: Oh no, no, no, Mercedes is I venture to say 1043 00:47:41,680 --> 00:47:46,120 Speaker 1: Puerto Rican, Dominican. But she just makes Yeah, she's just 1044 00:47:46,239 --> 00:47:48,240 Speaker 1: But what I like about Mercedes is she can make anything. 1045 00:47:48,360 --> 00:47:51,280 Speaker 3: So so when you could change my whole mental image 1046 00:47:51,320 --> 00:47:54,080 Speaker 3: of her, because I was envisioning a little small Nigerian woman, so. 1047 00:47:54,920 --> 00:47:57,759 Speaker 1: Sades is a small Hispanic woman, I like, I said, 1048 00:47:57,760 --> 00:48:00,719 Speaker 1: I venture to say Dominican and Puerto Rican and my 1049 00:48:00,800 --> 00:48:02,960 Speaker 1: mother in law. Then okay, yeah, super sweet and she 1050 00:48:03,120 --> 00:48:04,719 Speaker 1: just she's just a really good seamstress. So if you 1051 00:48:04,800 --> 00:48:08,120 Speaker 1: bring her and what I like is like typically now, 1052 00:48:08,239 --> 00:48:10,680 Speaker 1: especially for the young Nigerian girls, they don't necessarily want 1053 00:48:10,760 --> 00:48:15,239 Speaker 1: Nigerian style dresses. They want the traditional cloth made in 1054 00:48:15,360 --> 00:48:18,120 Speaker 1: a modern way. So you show her like a dress 1055 00:48:18,160 --> 00:48:20,600 Speaker 1: online like, oh, this Zach Posen dress is super cute, 1056 00:48:20,800 --> 00:48:23,080 Speaker 1: can you make this with this fabric? And so like 1057 00:48:23,160 --> 00:48:25,960 Speaker 1: you get a really cool dress because it's like this 1058 00:48:26,080 --> 00:48:28,520 Speaker 1: traditional fabric but it's like this like new design. 1059 00:48:28,840 --> 00:48:30,840 Speaker 2: So she like is just good at making whatever you 1060 00:48:30,920 --> 00:48:32,200 Speaker 2: show her cool. 1061 00:48:32,320 --> 00:48:33,880 Speaker 3: You have to really know what you want, though, right, 1062 00:48:34,400 --> 00:48:36,719 Speaker 3: because she was always I don't even know what I want. 1063 00:48:36,800 --> 00:48:39,760 Speaker 3: How can I tell a seamstress, like, well, usually. 1064 00:48:39,560 --> 00:48:41,000 Speaker 1: I just take a picture, like I'm like I like 1065 00:48:41,080 --> 00:48:43,000 Speaker 1: this dress, and then she'll just take your measurements and 1066 00:48:43,080 --> 00:48:45,160 Speaker 1: she'll be like, so you might say I like this dress, 1067 00:48:45,200 --> 00:48:46,600 Speaker 1: but I don't like the long sleeves, so make my 1068 00:48:46,719 --> 00:48:47,280 Speaker 1: short sleeves. 1069 00:48:47,360 --> 00:48:49,000 Speaker 3: And she's just like, Okay, come back in a week. 1070 00:48:49,320 --> 00:48:50,880 Speaker 1: So then when you come back, there's like, you know, 1071 00:48:51,040 --> 00:48:52,920 Speaker 1: she's got the shell of it, and she's fitting it 1072 00:48:52,960 --> 00:48:55,160 Speaker 1: a little bit tighter, looser, whatever, and then she's like, 1073 00:48:55,200 --> 00:48:57,480 Speaker 1: all right, come back next week. Like honestly, I think 1074 00:48:57,520 --> 00:48:59,000 Speaker 1: she did one of my friend's dresses in like a 1075 00:48:59,040 --> 00:49:03,719 Speaker 1: week and a half was gorgeous. Mercedesesobom dot com. But 1076 00:49:03,760 --> 00:49:06,320 Speaker 1: I told everybody about Mercedes. As a result, when I 1077 00:49:06,400 --> 00:49:08,560 Speaker 1: go to her, she's busy. I'm like, Mercedes, that's not 1078 00:49:08,640 --> 00:49:12,319 Speaker 1: how it's worth. She's made. 1079 00:49:12,400 --> 00:49:14,279 Speaker 2: Like, for example, a friend of mine gets shirts made 1080 00:49:14,320 --> 00:49:14,640 Speaker 2: from her. 1081 00:49:15,400 --> 00:49:18,120 Speaker 1: He he loves her. He's like, yeah, I saw Mercedes today. 1082 00:49:18,120 --> 00:49:19,600 Speaker 1: I'm like, really tell her to pick up her phone. 1083 00:49:23,160 --> 00:49:25,719 Speaker 3: I'm trying to think of other ways I've saved if 1084 00:49:25,760 --> 00:49:28,360 Speaker 3: I can help her. Well. She mostly wanted to know 1085 00:49:28,400 --> 00:49:31,080 Speaker 3: about how to save up before the wedding, So I 1086 00:49:31,200 --> 00:49:34,560 Speaker 3: just think as soon as possible. And you know, one thing, 1087 00:49:35,200 --> 00:49:38,080 Speaker 3: do we say, name the savings account wedding, Like just 1088 00:49:38,120 --> 00:49:40,600 Speaker 3: give it a name so that Yeah, you can set up, 1089 00:49:40,640 --> 00:49:42,160 Speaker 3: but you don't know what kind of bank you have. 1090 00:49:42,239 --> 00:49:44,680 Speaker 3: But if you have any online bank and ally Capital 1091 00:49:44,719 --> 00:49:48,240 Speaker 3: one three sixty, you can set up multiple savings accounts 1092 00:49:48,239 --> 00:49:51,000 Speaker 3: and give them different names for vacation for a wedding. 1093 00:49:51,120 --> 00:49:53,920 Speaker 3: And that helped me so that I wasn't like stealing 1094 00:49:54,040 --> 00:49:56,560 Speaker 3: from my future wedding like honeypot. 1095 00:49:56,640 --> 00:49:56,759 Speaker 1: You know. 1096 00:49:58,320 --> 00:50:01,800 Speaker 3: Anyway, just save early, save often, and live or you know, 1097 00:50:02,120 --> 00:50:06,239 Speaker 3: wed within your means or whatever the expression is. That's 1098 00:50:06,239 --> 00:50:07,359 Speaker 3: the best advice I can give. 1099 00:50:07,400 --> 00:50:10,480 Speaker 2: I think, yeah, no, and I think I think we 1100 00:50:10,560 --> 00:50:11,759 Speaker 2: gave you some good advice. 1101 00:50:12,600 --> 00:50:13,680 Speaker 1: Because we'dobom dot com. 1102 00:50:14,560 --> 00:50:15,840 Speaker 3: Yeah, totally. 1103 00:50:16,080 --> 00:50:16,279 Speaker 4: Yeah. 1104 00:50:17,760 --> 00:50:19,640 Speaker 3: If you guys have questions, go ahead and shoot us 1105 00:50:19,640 --> 00:50:22,920 Speaker 3: an email. The email or the all of our information email, Facebook, 1106 00:50:22,960 --> 00:50:26,080 Speaker 3: Twitter is all at Brown Ambition Podcast dot com. There 1107 00:50:26,160 --> 00:50:28,759 Speaker 3: is a super easy form for you to fill out. 1108 00:50:28,760 --> 00:50:32,080 Speaker 3: You can ask us anything directly through the website and 1109 00:50:32,200 --> 00:50:35,960 Speaker 3: we look forward to getting your questions dot com. 1110 00:50:36,520 --> 00:50:37,600 Speaker 1: I haven't done that in a while. 1111 00:50:38,800 --> 00:50:40,560 Speaker 3: Bringing all the oldies but goodies out. 1112 00:50:42,360 --> 00:50:44,800 Speaker 1: I'm like, let me dust it, let me dust off this. 1113 00:50:44,880 --> 00:50:47,760 Speaker 3: Hey, hey, hey, you are that on at the party? 1114 00:50:49,600 --> 00:50:51,279 Speaker 2: I'm doing all the old dancewers Like, you know, you 1115 00:50:51,320 --> 00:50:53,520 Speaker 2: don't know nothing about this. You'll know nothing about this, Junior. 1116 00:50:53,719 --> 00:50:56,000 Speaker 1: And she's like, I don't want to know nothing about that. 1117 00:50:58,960 --> 00:51:02,000 Speaker 1: It's time for weird. All we do is when when when, 1118 00:51:02,120 --> 00:51:05,400 Speaker 1: No matter what, do you want to go first? Second? 1119 00:51:06,239 --> 00:51:08,000 Speaker 3: I feel like I talked a lot, you go first? 1120 00:51:08,880 --> 00:51:12,600 Speaker 1: All right? So this win is not just a win 1121 00:51:12,680 --> 00:51:16,800 Speaker 1: for me, it's a wind for New Jersey. So a 1122 00:51:16,920 --> 00:51:20,680 Speaker 1: friend of mine hit me up today. She actually is 1123 00:51:20,920 --> 00:51:24,200 Speaker 1: the New Jersey Let me get her title right before 1124 00:51:24,200 --> 00:51:25,400 Speaker 1: I say it correctly. 1125 00:51:26,120 --> 00:51:30,640 Speaker 2: She is the new Jersey Assembly Women Women, Angela v. McKnight. 1126 00:51:31,480 --> 00:51:34,200 Speaker 1: She's also a DreamCatcher. Woo woot. So Angela hit me 1127 00:51:34,320 --> 00:51:36,920 Speaker 1: up and she said, hey, Tiff, there's this law that 1128 00:51:37,040 --> 00:51:39,239 Speaker 1: she and I were working on together. She hit me 1129 00:51:39,360 --> 00:51:41,759 Speaker 1: up when she became assembly woman. Why does she become 1130 00:51:41,760 --> 00:51:43,319 Speaker 1: assembly I think earlier this year or. 1131 00:51:43,360 --> 00:51:44,000 Speaker 2: Late last year? 1132 00:51:44,520 --> 00:51:46,000 Speaker 1: And she said, you know, one of the first things 1133 00:51:46,040 --> 00:51:49,439 Speaker 1: I want to focus on is financial education and really 1134 00:51:49,520 --> 00:51:51,320 Speaker 1: infusing that into our school system. 1135 00:51:51,600 --> 00:51:52,239 Speaker 2: And I said, okay. 1136 00:51:52,320 --> 00:51:53,880 Speaker 1: She said, you know, would you sit with me and 1137 00:51:53,960 --> 00:51:56,240 Speaker 1: help me to write out a law that would benefit 1138 00:51:56,440 --> 00:51:57,200 Speaker 1: our kids? 1139 00:51:57,239 --> 00:51:59,120 Speaker 2: And I said sure. So I told her, you know, 1140 00:51:59,160 --> 00:52:00,400 Speaker 2: there's already a long place. 1141 00:52:00,200 --> 00:52:02,120 Speaker 1: In New Jersey for high school students that they must 1142 00:52:02,200 --> 00:52:06,120 Speaker 1: learn some financial literacy and some financial education. And she 1143 00:52:06,160 --> 00:52:08,520 Speaker 1: said okay. I said, but there's no law place for 1144 00:52:08,600 --> 00:52:11,680 Speaker 1: elementary and middle school and there really should be. You know, 1145 00:52:11,760 --> 00:52:13,800 Speaker 1: there should be something that they're learning about money, so 1146 00:52:13,920 --> 00:52:15,680 Speaker 1: that way it's not like they get to high school 1147 00:52:15,680 --> 00:52:16,040 Speaker 1: and it's. 1148 00:52:15,960 --> 00:52:18,080 Speaker 2: Like surprise, this is what a bank account is. 1149 00:52:18,640 --> 00:52:20,920 Speaker 1: And she said, okay. So we crafted this law with 1150 00:52:21,760 --> 00:52:25,480 Speaker 1: really well done. It went through something called committee. 1151 00:52:26,640 --> 00:52:27,360 Speaker 2: I'm not gonna lie, I. 1152 00:52:27,320 --> 00:52:29,600 Speaker 3: Don't know what that means, but where they kicked the tires. 1153 00:52:30,120 --> 00:52:32,200 Speaker 1: Okay. So yeah, so I went through committee and then 1154 00:52:32,239 --> 00:52:34,279 Speaker 1: today she texted me and she said, I'm about to 1155 00:52:34,360 --> 00:52:37,360 Speaker 1: go to the full Assembly House and we have to 1156 00:52:37,360 --> 00:52:39,360 Speaker 1: see if they're gonna, you know, okay, then pass it. 1157 00:52:39,480 --> 00:52:43,600 Speaker 1: And it passed, and so she said, the next step 1158 00:52:43,719 --> 00:52:47,040 Speaker 1: is for it to go to seek Senate approval, and 1159 00:52:47,160 --> 00:52:49,440 Speaker 1: if it actually during for the Senate approval, I actually 1160 00:52:49,480 --> 00:52:51,080 Speaker 1: have to go and testify before Senate. 1161 00:52:51,120 --> 00:52:51,800 Speaker 2: Isn't that crazy? 1162 00:52:52,080 --> 00:52:55,319 Speaker 3: Oh that's so cool. Isn't it called the Budget Nesta Law? 1163 00:52:56,160 --> 00:52:58,560 Speaker 1: Yes, so it is. So it's called officially it's called 1164 00:52:58,640 --> 00:53:01,120 Speaker 1: Law A three three nine, but that's not sexy, so 1165 00:53:01,200 --> 00:53:02,479 Speaker 1: we call it the bud of Lisa Law. 1166 00:53:05,040 --> 00:53:05,680 Speaker 3: The law books. 1167 00:53:06,920 --> 00:53:07,680 Speaker 2: No, I mean, I don't. 1168 00:53:07,719 --> 00:53:09,320 Speaker 1: I don't think legally they're gonna be calling it the 1169 00:53:09,360 --> 00:53:12,480 Speaker 1: Budget Esta Law. But like just like colloquially, it's not. 1170 00:53:12,680 --> 00:53:15,440 Speaker 3: It's the word, you know how every long it's you know, nicknamed. 1171 00:53:15,760 --> 00:53:19,120 Speaker 2: Yeah, exactly exactly. 1172 00:53:19,280 --> 00:53:23,080 Speaker 1: So I'm really excited, I mean, because one, it's just 1173 00:53:23,320 --> 00:53:26,400 Speaker 1: really cool to see like the system working, you know, 1174 00:53:26,600 --> 00:53:28,960 Speaker 1: because here she Angela is just someone I've known for 1175 00:53:29,000 --> 00:53:29,359 Speaker 1: a while. 1176 00:53:29,760 --> 00:53:32,000 Speaker 2: She took one of my classes, one of my series 1177 00:53:32,040 --> 00:53:32,759 Speaker 2: at the United Way. 1178 00:53:33,320 --> 00:53:36,440 Speaker 1: I've seen her kind of like just like help the 1179 00:53:36,520 --> 00:53:38,920 Speaker 1: community and as a result the community asking her to 1180 00:53:39,040 --> 00:53:41,880 Speaker 1: be to run for public office. I've seen her accept 1181 00:53:42,080 --> 00:53:44,279 Speaker 1: I've seen her, you know, actually do good work. She's 1182 00:53:44,320 --> 00:53:47,040 Speaker 1: like one of these politicians that you dream about that 1183 00:53:48,040 --> 00:53:50,520 Speaker 1: was like volunteering and as a result, they're like, hey, 1184 00:53:50,680 --> 00:53:53,520 Speaker 1: we want you to have a we want you to 1185 00:53:53,640 --> 00:53:56,600 Speaker 1: represent us in government, and her being like oh okay, 1186 00:53:57,080 --> 00:53:59,840 Speaker 1: and her continue to do it great work. Honestly, she's amazing. 1187 00:54:00,800 --> 00:54:03,080 Speaker 1: And so when she came to me and I was 1188 00:54:03,200 --> 00:54:05,800 Speaker 1: just like, oh okay. And then to see it actually 1189 00:54:05,920 --> 00:54:09,080 Speaker 1: start to move forward and to see that, you know, 1190 00:54:09,200 --> 00:54:10,120 Speaker 1: this actually might happen. 1191 00:54:10,200 --> 00:54:11,280 Speaker 2: So it goes before the Senate. 1192 00:54:11,360 --> 00:54:14,640 Speaker 1: I'll testify, and then if the Senate passes it, then 1193 00:54:14,640 --> 00:54:16,720 Speaker 1: it goes to the Governor's desk and then he signs 1194 00:54:16,760 --> 00:54:19,720 Speaker 1: it into law or he doesn't. And so, fingers crossed, 1195 00:54:19,840 --> 00:54:23,160 Speaker 1: say a prayer, light a candle, you know, chant whatever 1196 00:54:23,160 --> 00:54:25,160 Speaker 1: it is that you believe in, because this would be 1197 00:54:25,239 --> 00:54:27,560 Speaker 1: really great for our kids in New Jersey. And so 1198 00:54:27,760 --> 00:54:30,359 Speaker 1: it's not just New Jersey. A lot of people don't 1199 00:54:30,400 --> 00:54:33,080 Speaker 1: realize that if a law is successful in one state, 1200 00:54:33,400 --> 00:54:35,400 Speaker 1: a lot of states will mimic it and put it 1201 00:54:35,480 --> 00:54:37,759 Speaker 1: in their own like, you know, as make it a 1202 00:54:37,840 --> 00:54:38,640 Speaker 1: law for them as well. 1203 00:54:38,719 --> 00:54:40,960 Speaker 2: So it's just a good start so if we. 1204 00:54:41,000 --> 00:54:43,000 Speaker 1: Can make it happen here and then we can help 1205 00:54:43,040 --> 00:54:45,959 Speaker 1: this to spread across the country. So that's my wind, 1206 00:54:46,719 --> 00:54:47,240 Speaker 1: so great. 1207 00:54:48,080 --> 00:54:49,200 Speaker 2: I was so excited. 1208 00:54:50,800 --> 00:54:54,040 Speaker 3: Go ahead. What's her name, Ashley mcveee, Oh my gosh, 1209 00:54:54,280 --> 00:54:54,680 Speaker 3: worse than me. 1210 00:54:54,760 --> 00:54:58,000 Speaker 2: It's not like my father, all I know. 1211 00:54:58,280 --> 00:55:00,160 Speaker 3: She has the best name for like an assembly and. 1212 00:55:01,400 --> 00:55:10,120 Speaker 2: Assembly woman, Angela the McKnight ant. 1213 00:55:10,640 --> 00:55:13,960 Speaker 1: Yes that he doesn't call me by money Taffany Stephani, 1214 00:55:14,960 --> 00:55:15,640 Speaker 1: what do you call it? 1215 00:55:15,760 --> 00:55:15,960 Speaker 3: Girl? 1216 00:55:16,120 --> 00:55:17,080 Speaker 2: Just come in here and get me a piece of 1217 00:55:17,120 --> 00:55:17,680 Speaker 2: paper towel. 1218 00:55:19,440 --> 00:55:23,359 Speaker 3: He has like seven daughters, I knows. Yeah, bless his heart. 1219 00:55:24,120 --> 00:55:24,880 Speaker 2: So yeah, Angela. 1220 00:55:25,080 --> 00:55:28,279 Speaker 1: Just congratulations, Angela, and thank you for actually being of 1221 00:55:28,360 --> 00:55:31,319 Speaker 1: service to your community, for hearing what it is they 1222 00:55:31,400 --> 00:55:34,320 Speaker 1: need and supplying it to them, and for doing it 1223 00:55:34,480 --> 00:55:37,440 Speaker 1: before you were officially like on the books. 1224 00:55:37,200 --> 00:55:37,800 Speaker 2: To do it. You know. 1225 00:55:37,840 --> 00:55:39,960 Speaker 1: I just love people like that who were who were 1226 00:55:40,080 --> 00:55:42,400 Speaker 1: just givers by nature and then they found the perfect 1227 00:55:42,400 --> 00:55:44,000 Speaker 1: outlet with which to give through. 1228 00:55:45,120 --> 00:55:49,720 Speaker 3: Just like you. Thanks just for laughing at Ashley McPhee. 1229 00:55:49,840 --> 00:55:55,640 Speaker 3: My bad, Any went on your side. Well, I don't 1230 00:55:55,680 --> 00:55:58,960 Speaker 3: have a piece of legislation named after me, but I am. 1231 00:56:00,080 --> 00:56:01,920 Speaker 3: I am listening to a new audio book. I'm really 1232 00:56:01,960 --> 00:56:05,000 Speaker 3: excited about it. I've been burning up the book charts lately. 1233 00:56:06,080 --> 00:56:08,719 Speaker 3: So this was written by a I can call him 1234 00:56:08,719 --> 00:56:11,560 Speaker 3: a colleague, but I don't know him legitimately. He's like 1235 00:56:12,040 --> 00:56:15,839 Speaker 3: my friend through several degrees of separation. But it's he's 1236 00:56:15,880 --> 00:56:19,000 Speaker 3: a journalist's named Wesley Lowry with the Washington Post, and 1237 00:56:19,120 --> 00:56:21,600 Speaker 3: he had just released a book this week called They 1238 00:56:21,680 --> 00:56:25,040 Speaker 3: Can't Kill Us All. It's basically this. It's like the 1239 00:56:25,520 --> 00:56:29,000 Speaker 3: the untold but told story of the Black lives black 1240 00:56:29,080 --> 00:56:34,160 Speaker 3: Lives Matter movement. God, what's wrong with me? After the shooting? 1241 00:56:34,239 --> 00:56:37,360 Speaker 3: It picks up after the shooting of Michael Brown and Ferguson. 1242 00:56:37,840 --> 00:56:40,400 Speaker 3: And if you were like me, where I mean, all 1243 00:56:40,480 --> 00:56:42,800 Speaker 3: the news about Black Lives Matter, all the shootings, it 1244 00:56:42,920 --> 00:56:47,719 Speaker 3: just they just all blur together. Everything the protests, the headlines, 1245 00:56:47,800 --> 00:56:50,480 Speaker 3: the social media posts. There's been so much bad news 1246 00:56:50,560 --> 00:56:53,360 Speaker 3: these last couple of years, and especially in twenty sixteen. 1247 00:56:53,800 --> 00:56:55,880 Speaker 3: And I feel like what's really missing is like the 1248 00:56:56,600 --> 00:57:00,960 Speaker 3: real story, like capturing everything, the truth and what's actually happened. 1249 00:57:01,400 --> 00:57:04,759 Speaker 3: And I listened to an hour of the audio book 1250 00:57:04,840 --> 00:57:08,480 Speaker 3: so far, I have about six hours left, but and 1251 00:57:08,600 --> 00:57:10,520 Speaker 3: I've already learned so much of what I thought I 1252 00:57:10,600 --> 00:57:13,799 Speaker 3: knew about Black Lives Matter and the Ferguson shooting weren't true. 1253 00:57:14,480 --> 00:57:17,440 Speaker 3: Like so much was based on these lies and these 1254 00:57:17,520 --> 00:57:20,800 Speaker 3: rumors and all this, you know, all the media getting 1255 00:57:20,880 --> 00:57:24,240 Speaker 3: things wrong and people spreading rumors, and I'm just like 1256 00:57:24,360 --> 00:57:28,160 Speaker 3: so enraptured, and it's actually it's not as at first 1257 00:57:28,200 --> 00:57:30,520 Speaker 3: I was like, Okay, I'm gonna download this because he's 1258 00:57:30,560 --> 00:57:34,120 Speaker 3: a friend of all my journalist's friends, of that little circle, 1259 00:57:34,600 --> 00:57:36,560 Speaker 3: and I want to support him. But I was sort 1260 00:57:36,560 --> 00:57:38,960 Speaker 3: of dreading it, you know, like like true talk. I 1261 00:57:39,040 --> 00:57:42,200 Speaker 3: still have the copy of Tanahasse's Coats his book unread 1262 00:57:42,240 --> 00:57:45,479 Speaker 3: on my bookshelf because I'm almost like afraid to read 1263 00:57:46,320 --> 00:57:49,240 Speaker 3: the negativity and read what I feel like I already know, 1264 00:57:49,320 --> 00:57:51,440 Speaker 3: which is that everything is the worst in the world's terrible. 1265 00:57:51,560 --> 00:57:56,120 Speaker 3: You know, everything is awful. But I'm really glad I 1266 00:57:56,440 --> 00:57:59,040 Speaker 3: dug into it because I'm learning so much, and I 1267 00:57:59,080 --> 00:58:02,800 Speaker 3: think it's important. It's really important for journalists like Wesley 1268 00:58:03,320 --> 00:58:05,280 Speaker 3: to be going out there and saying, Okay, I'm going 1269 00:58:05,360 --> 00:58:09,040 Speaker 3: to do the work. He interviewed hundreds of people, police, 1270 00:58:09,080 --> 00:58:13,640 Speaker 3: informant journalists, you know, obviously citizens impacted all this violence 1271 00:58:13,800 --> 00:58:16,840 Speaker 3: and tells the real story of what happens and helps 1272 00:58:16,920 --> 00:58:21,760 Speaker 3: me see where the untrue, false stories have come from 1273 00:58:22,400 --> 00:58:23,960 Speaker 3: and just opened my eyes in a lot of ways. 1274 00:58:24,000 --> 00:58:26,560 Speaker 3: So I'm really enjoying it. And the narrator. If you 1275 00:58:26,600 --> 00:58:28,560 Speaker 3: guys are fans of audiobooks, you know when a bad 1276 00:58:28,680 --> 00:58:31,280 Speaker 3: narrator can really ruin a book for you, Yes, like 1277 00:58:31,560 --> 00:58:34,440 Speaker 3: makes you really cranky. I've definitely returned books to Audible, 1278 00:58:35,200 --> 00:58:38,720 Speaker 3: but this one the narrator's great. He did a great 1279 00:58:38,720 --> 00:58:41,200 Speaker 3: impression of Michael Brown's mom. I thought, you know, for 1280 00:58:41,400 --> 00:58:44,200 Speaker 3: a dude, Yeah, I just really like it. So again, 1281 00:58:44,240 --> 00:58:46,160 Speaker 3: the book is called They Can't Kill Us All. It's 1282 00:58:46,200 --> 00:58:48,680 Speaker 3: out this week and it's by Wesley Lowry. So go 1283 00:58:48,800 --> 00:58:50,960 Speaker 3: pick it up if you want something good. It probably 1284 00:58:50,960 --> 00:58:51,880 Speaker 3: make a good holiday gift. 1285 00:58:51,920 --> 00:58:55,400 Speaker 1: Even Oh, sometimes I'm like, you know, I'm afraid to 1286 00:58:55,440 --> 00:58:57,120 Speaker 1: read books like that, but I'm glad to hear that 1287 00:58:57,200 --> 00:58:57,480 Speaker 1: that one. 1288 00:58:57,640 --> 00:59:00,440 Speaker 3: I really was too. But it's not, it's it's it's 1289 00:59:00,560 --> 00:59:03,400 Speaker 3: just and he's such a he's young, he's my age, 1290 00:59:03,480 --> 00:59:06,120 Speaker 3: you know, and so it's almost like, I guess what 1291 00:59:06,200 --> 00:59:09,360 Speaker 3: I enjoy about it too, is envisioning someone like my peers, 1292 00:59:09,440 --> 00:59:12,400 Speaker 3: someone my age out there experiencing this and the and 1293 00:59:12,520 --> 00:59:14,520 Speaker 3: to be covering it in the news almost makes me 1294 00:59:14,720 --> 00:59:18,200 Speaker 3: like morbid, like in a like a bad way, sort 1295 00:59:18,200 --> 00:59:20,640 Speaker 3: of jealous of him getting to be in the in 1296 00:59:20,840 --> 00:59:22,920 Speaker 3: the trenches like that and see things up close and 1297 00:59:23,000 --> 00:59:25,240 Speaker 3: get the real story. And the fact that he put 1298 00:59:25,280 --> 00:59:28,880 Speaker 3: the book together like to tell the stories is just 1299 00:59:29,000 --> 00:59:33,400 Speaker 3: great journalism. It's great writing. And can't say enough about it. 1300 00:59:34,840 --> 00:59:37,280 Speaker 1: So everybody go out and get that book if you're 1301 00:59:37,360 --> 00:59:40,120 Speaker 1: needing a little bit of brown ambition in your life. 1302 00:59:40,280 --> 00:59:40,920 Speaker 2: Front and center. 1303 00:59:41,960 --> 00:59:45,439 Speaker 1: I hope you enjoyed this week's podcast. We'd like to say, 1304 00:59:45,560 --> 00:59:48,800 Speaker 1: now you ever see like those news episodes where they're 1305 00:59:48,880 --> 00:59:51,400 Speaker 1: so serious and their voices are like, well, thank you 1306 00:59:51,480 --> 00:59:54,320 Speaker 1: for joining us again for another week of brown and Vision. 1307 00:59:56,760 --> 00:59:58,640 Speaker 3: You're so silly tonight. I know. 1308 00:59:58,720 --> 01:00:02,560 Speaker 1: I don't know why I love it. Oh yeah, I 1309 01:00:02,760 --> 01:00:05,080 Speaker 1: like Meanwhile, maybe because I literally I set my alarm 1310 01:00:05,160 --> 01:00:06,800 Speaker 1: for five minutes before we were going live, and I 1311 01:00:06,880 --> 01:00:07,320 Speaker 1: woke up. 1312 01:00:07,280 --> 01:00:07,760 Speaker 2: Like, oh where am I? 1313 01:00:07,800 --> 01:00:11,000 Speaker 1: Where am I? Okay, so I think I'm a little loopy. 1314 01:00:11,240 --> 01:00:13,280 Speaker 3: Are you doing anything special for Thanksgiving? 1315 01:00:13,480 --> 01:00:13,680 Speaker 1: Are you? 1316 01:00:13,800 --> 01:00:15,720 Speaker 3: Did you decide which family you're going to go to. 1317 01:00:16,480 --> 01:00:17,600 Speaker 2: I'm gonna do both. 1318 01:00:17,800 --> 01:00:22,200 Speaker 1: I'm super excited because usually my family we would do 1319 01:00:22,240 --> 01:00:25,000 Speaker 1: a rotation. And so this year, my mom texts everyone 1320 01:00:25,120 --> 01:00:26,960 Speaker 1: she said, yay, that our house this year, which I 1321 01:00:27,080 --> 01:00:29,560 Speaker 1: really enjoyed because you know, it's nice to go home. 1322 01:00:29,680 --> 01:00:31,520 Speaker 1: I mean, I love going to my aunts and uncles, 1323 01:00:31,560 --> 01:00:33,960 Speaker 1: but it's nice to go home. So yeah, all of 1324 01:00:34,040 --> 01:00:37,480 Speaker 1: us will be there, and Superman is coming. I specifically 1325 01:00:37,520 --> 01:00:39,480 Speaker 1: asked my mom. I called her and I said, Mommy, 1326 01:00:39,960 --> 01:00:43,600 Speaker 1: I love you, like you're not always super welcoming to 1327 01:00:43,720 --> 01:00:47,160 Speaker 1: Superman because my mom is like a hard nut to 1328 01:00:47,200 --> 01:00:50,640 Speaker 1: crack kind of you know, and I'm you know, and 1329 01:00:50,720 --> 01:00:53,360 Speaker 1: I'm like, so he's kind of here to stay, and 1330 01:00:53,400 --> 01:00:55,880 Speaker 1: I would appreciate it if you could call him personally 1331 01:00:56,480 --> 01:00:58,560 Speaker 1: and invite him so he can feel comfortable because he, 1332 01:00:59,000 --> 01:01:01,400 Speaker 1: you know, my dad is like me, he's like, oh, hey, 1333 01:01:01,480 --> 01:01:03,640 Speaker 1: how you doing, you know, like very like jovial, open, 1334 01:01:03,760 --> 01:01:06,600 Speaker 1: you know. My mom's not really like that, and she's 1335 01:01:06,640 --> 01:01:09,000 Speaker 1: just always been like that, just kind of like very reserved, 1336 01:01:09,040 --> 01:01:11,000 Speaker 1: like you again, I guess you're back, you know. 1337 01:01:12,960 --> 01:01:15,040 Speaker 2: And so surprisingly I thought she was gonna I thought 1338 01:01:15,040 --> 01:01:15,600 Speaker 2: there was gonna be. 1339 01:01:15,560 --> 01:01:19,120 Speaker 1: Some pushback and she just said okay. And I was like, 1340 01:01:19,320 --> 01:01:21,000 Speaker 1: oh that was easy. I thought I was gonna have 1341 01:01:21,000 --> 01:01:23,600 Speaker 1: to be like mommy please, but no, but no, she 1342 01:01:23,680 --> 01:01:26,600 Speaker 1: said okay. And so she called him and he was like, Tiffany, 1343 01:01:27,080 --> 01:01:29,400 Speaker 1: your mom called me and in fighting me thanks Killy, 1344 01:01:29,480 --> 01:01:30,440 Speaker 1: I was like, say it. 1345 01:01:30,440 --> 01:01:32,439 Speaker 2: Ain't so so that was great. 1346 01:01:32,600 --> 01:01:34,920 Speaker 3: Does he really talk like that? Does he listen and 1347 01:01:35,080 --> 01:01:37,240 Speaker 3: think that your impression of him is accurate because you 1348 01:01:37,560 --> 01:01:38,720 Speaker 3: know he does not. 1349 01:01:38,800 --> 01:01:40,800 Speaker 1: Talk like that at all. These were like. 1350 01:01:42,280 --> 01:01:45,440 Speaker 4: Right, more like yo yo, babe, yo, yo babe yo yo, 1351 01:01:45,520 --> 01:01:48,280 Speaker 4: your mom called yo. Yeah, Like he has got this 1352 01:01:48,440 --> 01:01:50,320 Speaker 4: like deep voice and he's like bought and bread in 1353 01:01:50,360 --> 01:01:52,280 Speaker 4: the food. So you know, drug got the swag that 1354 01:01:52,360 --> 01:01:54,080 Speaker 4: I don't have, so I don't even try to imitate it. 1355 01:01:55,480 --> 01:01:57,280 Speaker 4: So yeah, so he's just really happy. So he's gonna 1356 01:01:57,400 --> 01:01:59,240 Speaker 4: we're gonna go there. First we're in. 1357 01:01:59,280 --> 01:02:02,560 Speaker 1: Early thanksgiin family, so our mom's like between three and four, 1358 01:02:02,680 --> 01:02:04,840 Speaker 1: we go by like five, we eat by like six seven, 1359 01:02:04,880 --> 01:02:07,920 Speaker 1: we're out, and so we're there, I know, and then 1360 01:02:08,080 --> 01:02:10,440 Speaker 1: but then we always have like so he's going to 1361 01:02:10,520 --> 01:02:12,360 Speaker 1: his sisters after, So I'm gonna go to his sisters 1362 01:02:12,440 --> 01:02:14,560 Speaker 1: with him, and like the rest of my sisters are 1363 01:02:14,600 --> 01:02:16,560 Speaker 1: gonna go to my best friends because she's friends of 1364 01:02:16,600 --> 01:02:18,880 Speaker 1: the family, so they're gonna go there, and then maybe 1365 01:02:19,000 --> 01:02:21,880 Speaker 1: just I don't know, hop So it'll be a two 1366 01:02:21,960 --> 01:02:24,400 Speaker 1: family Thanksgiving Day, which is nice. 1367 01:02:24,600 --> 01:02:26,560 Speaker 3: It's so nice to you guys, your families live close 1368 01:02:26,600 --> 01:02:27,240 Speaker 3: together like that. 1369 01:02:27,840 --> 01:02:30,320 Speaker 1: It is Honestly, I have to say, I always was 1370 01:02:30,360 --> 01:02:31,760 Speaker 1: one of those people who was like, I don't want 1371 01:02:31,760 --> 01:02:34,600 Speaker 1: to be in Jersey my life, but it's as I 1372 01:02:34,680 --> 01:02:38,400 Speaker 1: get older, I really appreciate the fact that, honestly that 1373 01:02:38,520 --> 01:02:40,760 Speaker 1: everyone is within a drive away and honestly, like a 1374 01:02:40,800 --> 01:02:42,000 Speaker 1: twenty five minute drive away. 1375 01:02:42,280 --> 01:02:45,440 Speaker 3: Yeah, that's so, it's just invaluable. Like I'm gonna be schleppin' 1376 01:02:45,480 --> 01:02:53,640 Speaker 3: a Wisconsin for the rest of my life. Not necessario milk. Oh, 1377 01:02:53,800 --> 01:02:57,400 Speaker 3: there's nothing there. There's nothing. There's nothing there but for me. 1378 01:02:57,520 --> 01:02:58,840 Speaker 2: So where are you gonna go? What are you gonna do? 1379 01:02:59,040 --> 01:02:59,120 Speaker 4: Oh? 1380 01:02:59,200 --> 01:03:01,320 Speaker 3: Well, Thanksgiving, we're actually hanging out. We're going to be 1381 01:03:01,360 --> 01:03:03,600 Speaker 3: in the city and we're going to be hanging out, 1382 01:03:03,640 --> 01:03:07,000 Speaker 3: I think with some of his cousins who just had 1383 01:03:07,040 --> 01:03:09,880 Speaker 3: a little baby. So we'll be hanging out there and 1384 01:03:10,080 --> 01:03:13,919 Speaker 3: just keeping it low key. This year, Christmas, We're heading 1385 01:03:13,960 --> 01:03:17,320 Speaker 3: to Wisconsin, so we're gonna this is this is fiance's 1386 01:03:17,360 --> 01:03:19,439 Speaker 3: family is Thanksgiving, and then we usually knew my family 1387 01:03:19,520 --> 01:03:23,240 Speaker 3: for Christmas. So I'm really excited. I can't wait to 1388 01:03:23,280 --> 01:03:24,920 Speaker 3: tell you guys when I got my mom for Christmas. 1389 01:03:24,960 --> 01:03:27,920 Speaker 3: Oh my god, but I can't tell you. I want 1390 01:03:27,960 --> 01:03:30,120 Speaker 3: to know she's going to pee herself. I might record 1391 01:03:30,160 --> 01:03:34,080 Speaker 3: it all right anyway, the pee or the excitement. The excitement. 1392 01:03:34,440 --> 01:03:36,160 Speaker 3: I bought it way back in August. You know how 1393 01:03:36,200 --> 01:03:38,520 Speaker 3: I buy things way in again, You're. 1394 01:03:38,400 --> 01:03:40,200 Speaker 1: Like literally the only person on the face of the 1395 01:03:40,240 --> 01:03:41,640 Speaker 1: planet that does that. I just want you to know 1396 01:03:41,760 --> 01:03:46,760 Speaker 1: that everybody else like Christmas Eve. I'm like, so I 1397 01:03:46,760 --> 01:03:47,680 Speaker 1: should order this day. 1398 01:03:50,000 --> 01:03:54,080 Speaker 3: Also, I discovered a website called Secret Santa Generator, which 1399 01:03:54,160 --> 01:03:56,040 Speaker 3: is how we did our Secret Santa with my siblings 1400 01:03:56,120 --> 01:03:59,160 Speaker 3: this year. I just did it today, super easy. Yeah, 1401 01:03:59,200 --> 01:04:02,080 Speaker 3: it's awesome. You can even put rules of like who 1402 01:04:02,400 --> 01:04:04,440 Speaker 3: like so, for example the married couples. I was like, 1403 01:04:04,520 --> 01:04:06,360 Speaker 3: so and so can't buy for her husband, and so 1404 01:04:06,440 --> 01:04:08,360 Speaker 3: and so like I can't buy for my fiance, you 1405 01:04:08,400 --> 01:04:13,000 Speaker 3: can't buy for me. I sends you an email with 1406 01:04:13,560 --> 01:04:16,560 Speaker 3: who you're assigned to now the email goes directly to 1407 01:04:16,600 --> 01:04:19,800 Speaker 3: your spam folder because Gmail knows Secret Santa sounds spammy, 1408 01:04:20,280 --> 01:04:22,680 Speaker 3: but so long as you catch it and spam it, 1409 01:04:22,800 --> 01:04:23,520 Speaker 3: it totally works. 1410 01:04:23,560 --> 01:04:25,000 Speaker 2: So I like that. 1411 01:04:25,320 --> 01:04:26,960 Speaker 1: I'm going to use that because I'm doing you know, 1412 01:04:27,000 --> 01:04:28,600 Speaker 1: I'm taping that segment and they want me to come 1413 01:04:28,640 --> 01:04:29,680 Speaker 1: with holiday gift ideas. 1414 01:04:29,720 --> 01:04:30,920 Speaker 2: I'm like, oh, I'm doing that one. 1415 01:04:31,000 --> 01:04:33,640 Speaker 1: Thank you. Okay, I'm gonna oh, you're going to see 1416 01:04:33,640 --> 01:04:35,680 Speaker 1: that on my national television spot. And I'm not going 1417 01:04:35,760 --> 01:04:36,360 Speaker 1: to give you credit. 1418 01:04:37,560 --> 01:04:40,240 Speaker 3: Well, maybe vet them all before you put it on 1419 01:04:40,360 --> 01:04:41,560 Speaker 3: national television. 1420 01:04:42,320 --> 01:04:43,760 Speaker 2: But I'm like, but you use it. 1421 01:04:43,840 --> 01:04:45,640 Speaker 1: I'm like, Mandy use it. So if it doesn't go well, 1422 01:04:45,680 --> 01:04:50,640 Speaker 1: I'm going to be like Mandy magnify money. She used it, 1423 01:04:50,800 --> 01:04:53,640 Speaker 1: and so if you have any complaints please direct them 1424 01:04:53,680 --> 01:04:53,920 Speaker 1: to her. 1425 01:04:54,120 --> 01:04:57,160 Speaker 3: Yes, that'll work for you, all right. 1426 01:04:58,800 --> 01:05:01,520 Speaker 1: Yeah, enjoy your turkey, and please don't be one of 1427 01:05:01,560 --> 01:05:05,000 Speaker 1: those people that post overcooked vegetables online because I will 1428 01:05:05,080 --> 01:05:05,360 Speaker 1: judge you. 1429 01:05:05,920 --> 01:05:09,760 Speaker 3: Don't do it, just you know, order something from the delivery. 1430 01:05:09,960 --> 01:05:14,200 Speaker 3: Don't abuse vegetables or turkey this holiday season. There's enough 1431 01:05:14,280 --> 01:05:16,720 Speaker 3: madness in the world. You don't need to be abusing animals. 1432 01:05:16,760 --> 01:05:17,240 Speaker 3: And plants. 1433 01:05:17,640 --> 01:05:19,880 Speaker 1: Yeah, and if you're feeling sad, definitely click on the 1434 01:05:19,960 --> 01:05:24,400 Speaker 1: hashtag Thanksgiving with Black Families or Thanksgiving a Black Family 1435 01:05:24,520 --> 01:05:25,400 Speaker 1: that those are hilarious. 1436 01:05:25,400 --> 01:05:26,560 Speaker 2: Every year the memes are hilarious. 1437 01:05:26,600 --> 01:05:27,280 Speaker 1: It'll make your day. 1438 01:05:27,440 --> 01:05:30,640 Speaker 3: Oh no, I'm homesick, I want some corn bread stuff and. 1439 01:05:31,840 --> 01:05:32,600 Speaker 2: We're gonna end like this. 1440 01:05:33,120 --> 01:05:35,760 Speaker 1: Niki da da Ain't no mountain. 1441 01:05:37,560 --> 01:05:40,640 Speaker 3: Sound like the African version of Nigerian version of Ain't 1442 01:05:40,640 --> 01:05:41,080 Speaker 3: no mountain? 1443 01:05:42,320 --> 01:05:45,960 Speaker 2: No, you forgot Nuki dada already feeling I know, but. 1444 01:05:46,040 --> 01:05:48,720 Speaker 3: It sounds like didn't you just say, ain't no mountain? 1445 01:05:48,720 --> 01:05:49,000 Speaker 3: Ain't no? 1446 01:05:49,120 --> 01:05:50,640 Speaker 2: See that's part of it. 1447 01:05:50,840 --> 01:05:52,560 Speaker 3: It goes like like, ain't no mountain high enough? 1448 01:05:52,720 --> 01:05:56,320 Speaker 2: Just saying bye. Brandon Bishop podcast folk about it. 1449 01:05:56,600 --> 01:05:58,360 Speaker 3: Let me know bye