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Speaker 1: Hoppy holidays.

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Speaker 2: Here's one of our favorite moments of twenty twenty four.

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Speaker 1: Wow, So Andrew is here? Hi Andrew?

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Speaker 3: Oh, hi Elvis.

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Speaker 1: So you were being a good friend and you took

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Speaker 1: a coast to boy Josh to get lazy done on

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Speaker 1: his eyes.

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Speaker 3: Yep.

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Speaker 1: And then on the way home, I hear you were

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Speaker 1: driving erratically. That's a lot, it's the only way he drives. Well, no,

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Speaker 1: Josh says you better slow down, yeah, or we're going

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Speaker 1: to get into a wreck. Did he not say that

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Speaker 1: to you? Those words were uttered yes? And then and

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Speaker 1: then tell everyone what happened.

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Speaker 2: Then I'm getting off Exit two on the FDR in

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Speaker 2: New York. And then the next thing I know, I'm driving.

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Speaker 2: We're on the exit. And then just Bubbo and I

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Speaker 2: got rear ended.

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Speaker 1: Now, when you get rear ended, isn't it usually the

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Speaker 1: other person's fault. It was that person's call.

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Speaker 3: You cut him off like crazy, is not.

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Speaker 2: I was in the right lane the whole time. I

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Speaker 2: was being a cautious driver in the right lane. Once

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Speaker 2: I got scolded, I said, you know what, take it

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Speaker 2: a little slow. It's not a race.

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Speaker 3: Where am I going?

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Speaker 1: It's I've starty on a Thursday. So what happened? Who

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Speaker 1: was this that rear ended my Andrew?

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Speaker 2: It was, uh, this guy, Uh he works for a

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Speaker 2: locksmith company. It was this company car, and yeah, completely.

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Speaker 1: Rear ended me. Of course, when Nate found out it

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Speaker 1: was a company car, Nate was like looking for cash.

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Speaker 4: Yeah, well, you get rear ended, you get whiplash ninety

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Speaker 4: percent of the time, wink wink. And you know, well,

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Speaker 4: you know I wouldn't do it to some guy at

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Speaker 4: a locksmith company. But it was like, I don't know

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Speaker 4: big companies.

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Speaker 1: Oh if it was Google Maps, I'd be like, oh no,

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Speaker 1: oh god, I can't find my penis. All right, so

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Speaker 1: you got rear ended. Did anyone get hurt? That's the

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Speaker 1: first question we do ask, even though we don't care

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Speaker 1: I did anyone?

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Speaker 2: We do. Thankfully no one was hurt. Everyone's okay, Yeah,

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Speaker 2: I was a male Karen.

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Speaker 1: Though. The first thing I did after I got hit

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Speaker 1: it was immediately called. I was like what do I do?

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Speaker 1: And I looked at Josh. Josh's like I don't know, Josh.

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Speaker 1: It's like dying in the car so bad, and so.

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Speaker 2: Then I immediately just called nine one one and the

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Speaker 2: guy was like, do you want my information. I'm like, oh,

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Speaker 2: I have I called nine one one, so I think

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Speaker 2: we're good. Yeah, oh yeah, you really didn't need to

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Speaker 2: call nine one one.

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Speaker 1: In my opinion, I don't know how it works. I've

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Speaker 1: never been in an accident, thankfully. Yeah, Gandhi, what do

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Speaker 1: you take out of this conversation? Did you cause a

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Speaker 1: traffic jam? Oh?

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Speaker 3: Yes, oh half to the side of the road.

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Speaker 2: We did. I was already in I'm telling you, I

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Speaker 2: was in the exit lane for it. So we were

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Speaker 2: already pulled off to the side. I made him pull

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Speaker 2: off to the side and then put on our hazards

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Speaker 2: and that's what we did to exchange information.

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Speaker 1: But even if you're off to the side, people stop

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Speaker 1: and slow down. So if you're on the FDR yesterday

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Speaker 1: around what time was Oh my god? How bad is

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Speaker 1: the damage to your car? It's not great. I'll tell

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Speaker 1: you she's not good. Did he want to go through

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Speaker 1: and answer? Did he want to just pay for it?

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Speaker 2: I don't know how this works. I am thirty three

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Speaker 2: and don't understand insurance. So I just thought you called

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Speaker 2: the cop Maybe they come, then it goes through the insurance.

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Speaker 1: I don't know. How do you not understand insurance. That's

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Speaker 1: there's money, there's.

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Speaker 5: Feel that way.

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Speaker 1: What the hell is a premium? Say what that is?

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Speaker 1: Once you got his information, he got your information. Go

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Speaker 1: from there. But yeah, even if it wasn't your fault,

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Speaker 1: there's a good chance your insurance goes up, does it not?

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Speaker 3: Only I think for the other guy, it does.

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Speaker 1: I think I got hit.

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Speaker 4: I think, yeah, he came over into my lane and

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Speaker 4: hit my car. If you have to use your insurance

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Speaker 4: to pay for the damage, yours probably will go up.

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Speaker 3: Yeah, but well, if he pays, then you're.

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Speaker 1: Probably you got to try to get him to pay.

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Speaker 1: Oh well, I got insurance. I filed the claim. What

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Speaker 1: did did the police? Did the police show up?

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Speaker 2: The police told me it's a Thursday at five point

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Speaker 2: thirty and you're on the FDR and your car is drivable.

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Speaker 2: I think we're good. Here, you file a claim through

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Speaker 2: the d m V go do that. They gave me

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Speaker 2: all the information for it. They're like, please file a claim,

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Speaker 2: but otherwise your insurance. Did they show up though?

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Speaker 1: You didn't know because they said that it would take

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Speaker 1: like an hour for them just to get there. So

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Speaker 1: I was like yes. They were like, don't worry just like,

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Speaker 1: do your thing.

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Speaker 3: Just keep going. Make sure he or his insurance pays yours.

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Speaker 1: File it through your insurance already.

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Speaker 3: Yes, it hasn't been processed, right, you just filed the claim.

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Speaker 1: You're asking so many questions. Did you take plenty of

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Speaker 1: pictures and videos? Of course I was like TMZ like,

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Speaker 1: oh yeah, let's get in there. How much how much

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Speaker 1: damage did he have on his company car?

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Speaker 2: Just his uh the light in the front of his

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Speaker 2: was broken. But my back, rear end thing, she's she's bad.

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Speaker 1: Hold on, yeah, the rare end thing. Yeah, you know,

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Speaker 1: I'm a mechanic. That's so funny. I can't wait too.

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Speaker 1: You call the you call the body shop. My rare

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Speaker 1: end thaying is all that?

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Speaker 2: Was it? The insurance when they were when I was

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Speaker 2: filing the claim, they're like, what did you get hit?

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Speaker 2: I was like in the like the like the back

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Speaker 2: there's a there's a there's a light. It's like a

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Speaker 2: light thing. And I just you hear, Josh, go the

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Speaker 2: rear driver side, the rear driver's side got hit?

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Speaker 1: Your bumper, was it? I mean he was under the

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Speaker 1: influence and he's still you know after his surgery. See,

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Speaker 1: I know his cloud and he more than let me

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Speaker 1: get this trait. Though, if if the locksmith company car

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Speaker 1: is responsible by the driver, why would you put a

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Speaker 1: claim in on your insurance? You should put the claim

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Speaker 1: in on his insurance.

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Speaker 3: I think you're probably hoping your insurance works with his

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Speaker 3: insurance to get Okay. Did they do that? Yeah?

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Speaker 1: Okay, because I wouldn't want my insurance people to know anything.

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Speaker 3: I'm like, is New York on no fault state? Or

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Speaker 3: is there is it a fault state? I was like, so, well,

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Speaker 3: the way it.

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Speaker 2: Works in Florida is you your insurance takes care of

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Speaker 2: your car, and then your insurance goes after his insurance

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Speaker 2: company and get the money back.

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Speaker 3: That's how Yeah, that's that's well. Same here.

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Speaker 1: Yeah, in New York State, we blame everything on other

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Speaker 1: people anyway. So it's a no false state.

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Speaker 4: And they're lucky that him backing and smashing it to

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Speaker 4: you didn't cause you to smash into someone in front

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Speaker 4: of you.

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Speaker 1: Say you'd be responsible for the car in front of you.

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Speaker 2: No.

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Speaker 3: No, Generally, if somebody rearins you, it's their fault the

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Speaker 3: whole reaction. It's the guy in the back that started

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Speaker 3: the whole thing. He's got to pay for it all. Really.

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Speaker 1: Yeah, especially here in a no false state. We blame

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Speaker 1: everything on New Jersey.

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Speaker 5: Yeah, this kind of stuff is people will be so

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Speaker 5: angry and then oh, I hope nobody's dead, And as

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Speaker 5: soon as they realize that nobody's dead, they immediately start

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Speaker 5: cursing out the person that caused a traffic jam.

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Speaker 1: Did that happen to you?

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Speaker 3: I know?

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Speaker 1: But you know what they say. If they're Gandhi, if

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Speaker 1: you're like behind them and stopped in traffic, you're thinking

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Speaker 1: to yourself, they're better be blood on it. No, it's

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Speaker 1: just me being like.

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Speaker 5: I don't really know Mark to just wait for me, please,

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Speaker 5: thank you.

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Speaker 1: I'll just maybe take pictures of your insurance. I guess

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Speaker 1: that's why they sit there and they go, oh, this

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Speaker 1: kid has no clue what he's doing.

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Speaker 2: We got this.

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Speaker 1: Yeah, he is a dented rear thing.