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Speaker 1: Welcome to Hada Money. I'm Joel and I am Matt,

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Speaker 1: and today we're discussing how biking is a money and

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Speaker 1: a life hack.

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Speaker 2: That's right, and whether it's the cooler weather Joel, that

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Speaker 2: we are experiencing or specifically I saw recently that Atlanta,

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Speaker 2: there's this month long initiative that's called October that's all

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Speaker 2: about getting folks to ride their bikes more often.

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Speaker 1: I can't wait till spike November.

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Speaker 2: Bike December definitely doesn't work. Bike you aery BArch. But regardless,

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Speaker 2: biking it's on our mind. It's something that we enjoy

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Speaker 2: so much. We feel like it's like the secret sauce

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Speaker 2: maybe to to why it is you and I are

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Speaker 2: so happy, why we're so wealthy. It's because we bike

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Speaker 2: so much.

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Speaker 1: Yeah, all right, like the benchmin of Franklins of bikes.

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Speaker 2: It's not quite. It's one of the secret secret sauces

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Speaker 2: in our arsenal. We felt that this was so crucial.

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Speaker 2: This is literally the first episode we ever recorded within

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Speaker 2: this personal finance podcast. We decided it was gonna be

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Speaker 2: about bikes.

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Speaker 1: Yeah, when you think about it from a logical perspective,

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Speaker 1: it doesn't make a whole lot of sense to launch

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Speaker 1: a personal finance podcast really and then make the first

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Speaker 1: episode about biking but like but rather investing right or

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Speaker 1: say things whatever it is. But I guess when you

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Speaker 1: think about it from our perspective, like, it shows one

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Speaker 1: how much we value biking and how important we think

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Speaker 1: it is, but how it really is an integral habit

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Speaker 1: that you can incorporate into your life that's going to

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Speaker 1: save you a ton of money as well, exactly. And

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Speaker 1: so that's you know, we're gonna kind of maybe, you know,

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Speaker 1: update our thoughts on biking and give some explainers on

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Speaker 1: why it's so important, and then talk about how you

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Speaker 1: can effectively make biking a more part of your regular routine.

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Speaker 1: And we'll talk about how it can save you money.

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Speaker 1: But there are a lot of other additional benefits too.

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Speaker 2: Yeah, there are a lot of reasons. Before we get

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Speaker 2: to that, Jill, before we get to a beer, I

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Speaker 2: wanted to a quick like a boneheaded move that I made.

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Speaker 2: Normally we talk about our wins when it comes to

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Speaker 2: our money, but I'm going to share a loss, not

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Speaker 2: a large loss, a small loss. Okay, thankfully, So we

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Speaker 2: took a listener question. I think this is about two

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Speaker 2: years ago or a little over two years ago. It

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Speaker 2: was towards the beginning of the pandemic. It was when

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Speaker 2: the FED was dropping rates and we were seeing what

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Speaker 2: the banks were paying in savings accounts dwindling. Right, I

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Speaker 2: mean basically it was taking a nose dive and a listener.

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Speaker 1: People understand now the mechanics behind that based on last week.

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Speaker 2: So that's right, we talked about this last week. And

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Speaker 2: what's crazy is that us thinking about and preparing for

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Speaker 2: that episode last week. That's not what caused me. Well

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Speaker 2: maybe it did, in a sort of a roundabout way,

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Speaker 2: caused me to realize that I was making this mistake

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Speaker 2: in my own life. But a listener was asking about

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Speaker 2: locking up some of his money in a CD in

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Speaker 2: order to earn some sort of interest within the money

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Speaker 2: that he had set aside. We're not normally huge fans

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Speaker 2: of this, but there are some penalty free there are

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Speaker 2: like these no penalty eleven month CDs. In particular, one

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Speaker 2: that I signed up, you know, put sunk some money in.

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Speaker 2: After that question, was this one that ally offers and

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Speaker 2: when there's not going to be a penalty, when there's

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Speaker 2: no fee associated with canceling that you know, canceling that account,

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Speaker 2: pulling that money out early. There's no harm in locking

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Speaker 2: that money up. And so that's something that we did recommend.

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Speaker 2: We're like, well, maybe shy away from the regular CD,

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Speaker 2: but if there is a no penalty option, maybe take

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Speaker 2: that path. I figured I would do that as well,

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Speaker 2: because I thought this, yeah, this is a good way

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Speaker 2: to keep your savings at least in the one plus

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Speaker 2: percent range, rather than seeing it kind of dip all

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Speaker 2: the way down.

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Speaker 1: And as like the writing was on the wall in

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Speaker 1: five range rates were coming down, sabers, they would get

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Speaker 1: hit hard. And so that was an environment where CD's

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Speaker 1: made a little more sense, whereas typically we're like, we're

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Speaker 1: not very fondest.

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Speaker 2: You might want to stay away, and that's all fine

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Speaker 2: and dandy unless you forget that you've got money in

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Speaker 2: that account. And like we talked about last week, the

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Speaker 2: banks have been raising their interest rates and are paying

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Speaker 2: in the mid to upper twos even at this point,

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Speaker 2: and that is exactly what I've been doing by default

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Speaker 2: over the past few months. It took me last week.

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Speaker 2: I was looking at the end of the week, I

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Speaker 2: was cleaning up the budget a little bit, and I

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Speaker 2: realized Holy crap, I've got a serious chunk of money

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Speaker 2: sitting there earning one point something when I could be

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Speaker 2: earning easily double that, and you feel.

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Speaker 1: Like a little bit of a gut punch.

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Speaker 2: Well, IM mean luckily again, because it was a no

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Speaker 2: penalty CD, I was able to easily remedy of that.

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Speaker 2: It was super easy to do. Just cancel that account,

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Speaker 2: move that money over to the same US account was

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Speaker 2: immediately earning a higher rate. But I wanted to share

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Speaker 2: this because even though I mean, we talk about this

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Speaker 2: all the time, I'll say, at least for myself, it

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Speaker 2: can be easy to kind of fall into this set

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Speaker 2: it and forget it mindset. And while in some instances

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Speaker 2: that is a great approach to take, right in particular

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Speaker 2: when you're talking about your investments with something like this

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Speaker 2: that's a little more active, it's good to revisit some

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Speaker 2: of these different decisions that we've made in the past,

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Speaker 2: because it's funny. I mean, it was just right there

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Speaker 2: in front of me, and I had just been looking

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Speaker 2: right over it, just like as I go in there,

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Speaker 2: make sure certain checks have been deposited, make sure everything's

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Speaker 2: matching up within my spreadsheets. But it took me taking

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Speaker 2: a step back and realizing, oh man, this is a

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Speaker 2: suboptimal move for me right now to how all this money,

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Speaker 2: all this money tied up. And so I think that

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Speaker 2: can be a natural tendency for us, right to make

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Speaker 2: things easy, to simplify things, to not think about things

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Speaker 2: once we've made that decision. But I think it can

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Speaker 2: be beneficial to our bank account, specifically for us to

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Speaker 2: revisit some of these things.

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Speaker 1: Yeah, it's hard to remember, Okay, I put money in

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Speaker 1: a CD, but I did it because we're in a

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Speaker 1: folly great environment now that the environment's completely shifted, and

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Speaker 1: there are much better places for me to stick my cash,

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Speaker 1: whether it's eyebonds, are even just stocking that money in

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Speaker 1: a regular savings account. But for yeah, for anybody out

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Speaker 1: there who does have money in a CD, the chances

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Speaker 1: are once it matures, or if it's a no penalty CD,

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Speaker 1: it's time to get the money out because there are

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Speaker 1: better places to stick that money. And yeah, so I'm

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Speaker 1: glad you realize the of your way is.

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Speaker 2: Able to fix that problem. Yeah, and again the one

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Speaker 2: I had signed up for it was through ally super

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Speaker 2: easy to do. It does make me wonder, though, how

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Speaker 2: many folks are out there who have signed up for

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Speaker 2: did something similar and are realizing, oh wait a minute,

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Speaker 2: Oh shoot, this is something I need to take care of. Yeah,

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Speaker 2: time to address it exactly. Move on, carry on with life, Joel.

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Speaker 2: Let's introduce the beer you and I are enjoying this

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Speaker 2: episode again. This is another one by a bossy brewing company.

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Speaker 2: Thanks to Bob for donating this one and the others

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Speaker 2: to the show. Looking forward to enjoying this one, Joel,

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Speaker 2: and of course we'll share our thoughts at the end

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Speaker 2: of the episode, no doubt.

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Speaker 1: Right, Well, let's get onto it, Matt. Let's talk about

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Speaker 1: one of our favorite subjects that we've been talking about

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Speaker 1: obviously for a long time now, which is biking. And

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Speaker 1: it's still something that we address from time to time

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Speaker 1: on the show because, especially during the pandemic, bikes were

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Speaker 1: so hot, they were all the rage. Bike sales were

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Speaker 1: through the roof, and we would say that spending less

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Speaker 1: than you make. It's like the most basic element of

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Speaker 1: personal finance. Right. You can get as complex as you want,

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Speaker 1: and you'll probably need to get more complex if you

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Speaker 1: want to make progress more quickly. You'll need to figure

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Speaker 1: out the dynamics of investing and frugality and to be

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Speaker 1: able to grow the gap so that you can invest more.

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Speaker 1: But if you can get that simple basic habit right

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Speaker 1: of spending less than you make right, it's going to

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Speaker 1: have massive ramifications on every area of your life, allowing

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Speaker 1: you to pay off debt, to save in bet. But

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Speaker 1: if you fail to heed the most basic tenant, if

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Speaker 1: you aren't able to do the simplest thing right, well

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Speaker 1: then you won't be saving or investing, and your debt's

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Speaker 1: going to continue to accumulate. And that's an awful place

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Speaker 1: to be in your personal finances. And Mattie, I do

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Speaker 1: I'm just thinking about biking. It made me think, it's

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Speaker 1: just it's this really simple thing that can radiate and

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Speaker 1: have a major impact on your finances. And it actually

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Speaker 1: made me think of our conversation a couple of years

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Speaker 1: ago with Charles Douhig, who wrote a book about habits,

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Speaker 1: and he talked about habit formation with us in January

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Speaker 1: a couple of years ago, and one of my main

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Speaker 1: takeaways from that conversation was when he talked about keystone

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Speaker 1: habits and he said that keystone habits impact all of

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Speaker 1: our other habits, that if you get just a couple

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Speaker 1: of these keystone habits, right, that it'll be much easier

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Speaker 1: to develop other healthy habits. They're kind of like the

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Speaker 1: big domino that knocks down all the other dominoes. They

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Speaker 1: create this ripple effect. And I think you and I

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Speaker 1: maybe we might describe biking as a keystone habit. They

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Speaker 1: can have wide ranging impacts on our lives, on our finances,

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Speaker 1: and that's why we're dedicating an entire episode to it today.

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Speaker 1: Just like spending less than you make is a keystone habit, right,

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Speaker 1: it's going to lead to better results in every other

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Speaker 1: part of your finances. Well, Biking similarly is that for

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Speaker 1: I think our money and for our lives.

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Speaker 2: Absolutely. Yeah. The fact is we believe that biking can

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Speaker 2: have maybe as much of an impact on your day

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Speaker 2: to day life as spending less than you make. It

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Speaker 2: can be that foundational. There are just so many different

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Speaker 2: potential problems that biking more and driving less is able

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Speaker 2: to solve. And another common thread or narrative that we

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Speaker 2: often hear is that riding a bike might seem like

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Speaker 2: this activity that's just a bit out of reach for

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Speaker 2: every single person out there to try. You might be

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Speaker 2: you know, someone might say, like, oh, cycling, it's just

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Speaker 2: for the bike messenger types, you know, riding around on

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Speaker 2: their their hip single speeds, flipping off cars as they

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Speaker 2: drive down the slidewalks, or or it's just for the

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Speaker 2: like the weekend warrior mountain bikers, or for the cluster

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Speaker 2: of bikers that are you riding down the road wearing

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Speaker 2: span Dex. But like we are great, Look, I'm fine

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Speaker 2: with it if you want to do that, more power

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Speaker 2: to you. But we're trying to convince you otherwise, right, Like,

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Speaker 2: this is more approachable than you think. We want this

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Speaker 2: to be something that you incorporate more in your day

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Speaker 2: to day as opposed to it being this thing that

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Speaker 2: is more of an activity. We want it to be

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Speaker 2: less of an activity and more sort of like the

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Speaker 2: underpinning of how it is that you know, you think

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Speaker 2: about transporting yourself around and you know, plus, even if

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Speaker 2: you haven't ridden a bike since you're a kid, Like,

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Speaker 2: there's a reason that you hear the phrase it's like

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Speaker 2: riding a bike. It's because it's something that you never

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Speaker 2: forget how to do. That's one of the reasons that

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Speaker 2: we're not really going to get to today too, Joell.

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Speaker 2: But just I mean riding a bike. I think was

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Speaker 2: it the first episode when we talked about Stranger Things

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Speaker 2: and just how much fun it can be when you're

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Speaker 2: just you know, have the freedom of being on a bike.

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Speaker 2: The wind blowing through your hair. Yeah, that was the

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Speaker 2: finger helmets into your hair. Of course, you know, always

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Speaker 2: need to wear helmets.

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Speaker 1: That was the fun of the first season of Stranger Things,

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Speaker 1: was those kids on their bikes and the eighties and

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Speaker 1: just like the nostalgia, Yeah, it brought me back to

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Speaker 1: my childhood and doing the very same thing in the

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Speaker 1: streets of the neighborhood where I grew up. And I

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Speaker 1: think it's also important to mention, Matt you mentioned bike

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Speaker 1: tober here in Atlanta, this is like the perfect time

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Speaker 1: of year to get started riding a bike, because like,

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Speaker 1: if you start picking up in the middle of July

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Speaker 1: or the middle of January, you're less likely to stick

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Speaker 1: with it because it might be really hot, really cold

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Speaker 1: wherever you are, and you might be like, yeah, no,

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Speaker 1: not for me. So we would say the fall is

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Speaker 1: just the right time to begin biking. It's the absolute

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Speaker 1: best weather. There's just something delightful about getting around on

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Speaker 1: two wheels when the leaves are changing colors too. Like

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Speaker 1: the sound of those leaves as they dry, crackling under

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Speaker 1: your tires.

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Speaker 2: It's pretty nice.

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Speaker 1: It's pretty great. And you know, by the way, back

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Speaker 1: when we started the podcast, we were living in the

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Speaker 1: middle of a big city, in the city of Atlanta,

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Speaker 1: and because of that, a lot of folks may, I

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Speaker 1: don't know, they might have dismissed our enthusiasm for biking

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Speaker 1: as like, true, that's what the urban dwellers, that's what

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Speaker 1: the city folk do.

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Speaker 2: And you know I live, Joel. They don't understand what

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Speaker 2: it's like out here in the burbs. Right, Well, guess

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Speaker 2: what now we do.

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Speaker 1: We've joined you, and so yeah, I don't know, they

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Speaker 1: might have thought, well, it's particularly a matter of where

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Speaker 1: they live. I can't do the same thing, and I'm

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Speaker 1: not gonna lie, Matt, You and I we were a

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Speaker 1: bit nervous when we opted to move out to the

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Speaker 1: burbs that maybe it would mean biking less driving more.

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Speaker 1: That's not what we wanted. But yeah, we're happy to

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Speaker 1: report that we have been biking just as much, if

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Speaker 1: not more than we used to when we were living

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Speaker 1: in town. And you know, there might be less bike

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Speaker 1: infrastructure around these parts, but that doesn't mean we've got

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Speaker 1: to relegate our bikes to the garage. I was like,

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Speaker 1: literally just chatting with a new friend here, Matt on Sunday,

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Speaker 1: and she was talking about an eight mile bike ride

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Speaker 1: that she makes every single week, and the bike infrastructure

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Speaker 1: not great for a section of that ride, but she

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Speaker 1: makes it happen anyway, and I was like, more power

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Speaker 1: to you, man, Congratulations.

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Speaker 2: That's awesome. Yeah, yeah, well, I think I mean you

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Speaker 2: and I were both proud to say that we have

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Speaker 2: not succumbed to the desire to get a second vehicle

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Speaker 2: living out in the burbs. We have found a way

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Speaker 2: to prioritize biking in our life. And that's truly what

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Speaker 2: it comes down to. It's about making it up a

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Speaker 2: priority because you might not have it as easy, but

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Speaker 2: especially if you're a renter right or if you're in

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Speaker 2: the market to buy a home right now, thinking about

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Speaker 2: where you live in terms of bike ability and even

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Speaker 2: walk ability, that that's a smart thing to do because

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Speaker 2: even if that apartment, if it costs more because it's

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Speaker 2: essentrally located, if it means that you can ditch a

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Speaker 2: car and avoid the car payment, which would be the

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Speaker 2: worst case scenario, but even still, insurance costs, the cost

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Speaker 2: of maintenance, the cost of gas, it's gonna mean meaningful savings.

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Speaker 2: Last week in the how to Money newsletter.

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Speaker 1: Yeah, wonderful, magnanimous HTM newslet, it's a fantastic one.

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Speaker 2: Everyone should subscribe, featured a listener. And she did this

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Speaker 2: very thing. It's not like she had the super fancy

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Speaker 2: car or anything. It was nice and it was a

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Speaker 2: used ride, but she sold it. And she credits that

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Speaker 2: one move as having the biggest impact on her ability

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Speaker 2: to get ahead. So maybe she's also influenced our desire

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Speaker 2: to revisit biking, because we're like, man, she is doing

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Speaker 2: things right. And I saw that.

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Speaker 1: And she had the picture of her, like even in

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Speaker 1: the cold in upstate New York, riding her bike.

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Speaker 2: Yeah she's in New York. Yeah and so, and she

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Speaker 2: makes seventeen dollars an hour. She's got a six figure

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Speaker 2: net worth. But she credits all of this to the

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Speaker 2: one big decision that she made, which is how ripple

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Speaker 2: effects in all other areas of her life. But she's

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Speaker 2: able to get around town no problem. And of course,

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Speaker 2: being up there close to the Canadian border, she didn't

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Speaker 2: say specifically where she was. It's a lot colder up there,

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Speaker 2: so it's not even a requirement to live in the

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Speaker 2: wonderful balmy state of Georgia like we are. We think

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Speaker 2: it's great down here, but it is still possible no

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Speaker 2: matter where it is that you live.

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Speaker 1: Right side note, My favorite thing about the How To

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Speaker 1: Money newsletter, by the way, is the how You Money segments.

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Speaker 1: What we're doing.

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Speaker 2: It's a nice feature.

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Speaker 1: It's so fun because we profile a different How to

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Speaker 1: Money listener or reader every other week in the newsletter,

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Speaker 1: and so you get kind of like an insight, like

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Speaker 1: a voyeuristic look into their personal finances. You can see, well,

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Speaker 1: how much money do they make, and what are their debts,

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Speaker 1: how much are they saving, how much are they investing?

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Speaker 2: Where do they live? Joel likes peeping in on you

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Speaker 2: and your money.

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Speaker 1: Yeah, if you're curious about how other people live and

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Speaker 1: handle their money, and maybe they're a craft of bureaucleve

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Speaker 1: lit they're living life. I think it's a really fun

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Speaker 1: element of the newsletter, and you can I'm learning a

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Speaker 1: lot from its super our readers, which is which is fun.

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Speaker 1: So yeah, you should sign up for that at Hoda

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Speaker 1: Money dot com Slash newsletter. But let's keep talking about biking,

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Speaker 1: and I think infrastructure is definitely you can cite a

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Speaker 1: lack of infrastructure as a reason why you're not biking more,

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Speaker 1: and I can get the argument behind that, and I

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Speaker 1: do think it's important that we fight for more bike

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Speaker 1: infrastructure where we live. But I would say it's it's

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Speaker 1: more of a possibility to bike than you realize, even

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Speaker 1: if you lack some of the infrastructure that would be

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Speaker 1: nice to have. Although you know, we talked about there

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Speaker 1: was a resurgence of biking during the pandemic. Bike sales

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Speaker 1: were through the roof, and we even saw more and

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Speaker 1: more cities and municipalities like prioritize bike infrastructure, which was cool.

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Speaker 1: But the reality is we still kind of have woefully

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Speaker 1: inadequate bike lanes around most of the country. And this

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Speaker 1: might be like a no duh thing to say, but

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Speaker 1: I saw this study in the National Academy of Sciences

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Speaker 1: found that cycling increased up to forty eight percent more

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Speaker 1: in cities that added bike lanes versus cities that added none.

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Speaker 2: And it makes a difference.

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Speaker 1: Yeah, it does. Like if you build the infrastructure, people

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Speaker 1: want this, Like people get out when the but we've

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Speaker 1: kind of prioritized cars in so many of our cities

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Speaker 1: around the country. We've given them full rain of all

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Speaker 1: the roads, and bikers are relegated to what's left, and

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Speaker 1: that is that's just not good. And so we as

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Speaker 1: just a society, as a culture, have to prioritize biking.

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Speaker 1: And you know, Oakland is, for instance, one of those

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Speaker 1: towns that seems to really have prioritized making it easier

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Speaker 1: and safer to bike in recent years. And I don't know,

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Speaker 1: I hope we see more of that, and I hope

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Speaker 1: the reality that COVID created more bike riders is going

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Speaker 1: to create maybe like a ground swell in a lot

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Speaker 1: more cities for more bike infrastructure because it's going to

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Speaker 1: make it easier for all of us to get around

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Speaker 1: on our bikes.

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Speaker 2: Yeah exactly, Yeah, I mean, and hopefully we can end

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Speaker 2: up like a city like Copenhagen, right, like something like

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Speaker 2: sixty two percent of folks they commute via bike. There's

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Speaker 2: like large swaths of the city that you cannot access

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Speaker 2: via car, and so we want to see more of this,

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Speaker 2: you know, but we only see something like point six

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Speaker 2: percent of us commuters riding their bikes to work.

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Speaker 1: That's like what a thousand times COVID fractions. It's insane.

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Speaker 2: You know. The fact is is that the more infrastructure

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Speaker 2: we see pop up to encourage biking, the more biking

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Speaker 2: we're going to see. Uh. And it doesn't happen in

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Speaker 2: a vacuum either, you know, like it takes organizations, it

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Speaker 2: takes individuals to help fight for it. It reminds me

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Speaker 2: of our friend Chad Carson. He spends a lot of

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Speaker 2: time and energy getting more bike trails up and running

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Speaker 2: in his hometown of Clemson, South Carolina. And so we

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Speaker 2: would recommend for folks find you know, find your local

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Speaker 2: bike atvacy organization, Donate some time, donate some money. That's

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Speaker 2: in some of these meetings and some of these these

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Speaker 2: group rides often which are there to help raise awareness

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Speaker 2: because we believe that they can be a major catalyst

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Speaker 2: to this becoming something that you can actually see in

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Speaker 2: your hometown, not just something that Matt Joel liked to

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Speaker 2: talk about from time to time on the show.

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Speaker 1: We've talked about Streets Alive in Atlanta and how that

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Speaker 1: happens typically four times, three or four times a year,

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Speaker 1: and they shut down like five or six miles of

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Speaker 1: street that typically are cars have a full rain of

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Speaker 1: and how that just has an impact on the public

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Speaker 1: consciousness about how many people want to get out on

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Speaker 1: their bikes in that town. And then there's pictures, there's

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Speaker 1: documentation that I think we can point to our politicians

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Speaker 1: and say, look, there's like a desire for this. Let's

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Speaker 1: put more of our dollars, our public dollars to use

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Speaker 1: funding bike lanes that are going to make our city

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Speaker 1: more better to get around and just kind of a

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Speaker 1: healthier place to exist as well. Totally, but Matt, let's

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Speaker 1: keep talking about bikes. Let's talk about specifically this get

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Speaker 1: to how much money you can save if you choose

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Speaker 1: to ride a bike more. But there are environmental impacts

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Speaker 1: that actually there was a stat that shocked me. We'll

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Speaker 1: talk about that and more right after this.

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Speaker 2: All right, dude, we are back from the breg We're

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Speaker 2: talking about biking, and you know, we just touched on

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Speaker 2: bike infrastructure specifically how it is that you can work

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Speaker 2: to make things better wherever it is that you live.

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Speaker 2: But we're going to now cover some of the reasons

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Speaker 2: that we feel that biking is a total game changer.

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Speaker 2: And the first one, it's going to seem super sort

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Speaker 2: of broad, but it's also it gets very specific as well.

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Speaker 2: The first reason that we think biking is such a

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Speaker 2: clutch move is that bikes are efficient, as I'll get out,

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Speaker 2: they're somewhere between like fifty and eighty times more efficient

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Speaker 2: energy wise than taking your car. And then on top

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Speaker 2: of that, more than half of the trips that we

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Speaker 2: make are four miles or fewer, right, And so what's

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Speaker 2: important to keep in mind here is a trip of

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Speaker 2: that length, it's going to be a lot easier to

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Speaker 2: stomach for most folks, especially if you're just starting out right,

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Speaker 2: It's unlikely that you're going to start biking on your

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Speaker 2: twenty mile commute to work. Actually, I think that would

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Speaker 2: actually lead to more folks throwing in the towel, maybe

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Speaker 2: before they've even started.

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Speaker 1: You try that twenty mile commute on day one, Day one,

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Speaker 1: it's probably not going to work out. Literally tomorrow and

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Speaker 1: Thursday morning, you're like, ah, yeah, I'm gonna give it

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Speaker 1: a shot, and then you know you're gonna peter outuick

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Speaker 1: because you're gonna be like that was rough.

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Speaker 2: I'm not into it exactly. And so whether you know

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Speaker 2: it's just dropping the kids off at school, or just

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Speaker 2: running and you know, picking up some groceries, running an

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Speaker 2: Errand these are the sorts of trips that make sense

434
00:19:11,280 --> 00:19:13,200
Speaker 2: for us to use our bikes for. We've talked before

435
00:19:13,480 --> 00:19:18,119
Speaker 2: how vehicles like cars are these really interesting devices because

436
00:19:18,160 --> 00:19:21,600
Speaker 2: we use the same device to drive two miles that

437
00:19:21,800 --> 00:19:24,760
Speaker 2: we could hop into right now, fill it up with gas,

438
00:19:25,000 --> 00:19:27,600
Speaker 2: and drive straight across the country for hours and hours.

439
00:19:28,280 --> 00:19:31,560
Speaker 2: Whereas there's a big gap, there's a lot of room

440
00:19:31,880 --> 00:19:34,600
Speaker 2: for vehicles like bikes in particular when it comes to

441
00:19:34,640 --> 00:19:35,840
Speaker 2: these these shorter trips.

442
00:19:35,920 --> 00:19:38,360
Speaker 1: Yeah, and sometimes you like to take your seguey out

443
00:19:38,440 --> 00:19:39,919
Speaker 1: on the on the open run.

444
00:19:39,760 --> 00:19:40,520
Speaker 2: Every once in a while.

445
00:19:40,840 --> 00:19:43,520
Speaker 1: Not true, those those things, I don't feel like they're

446
00:19:43,560 --> 00:19:46,359
Speaker 1: great for like city tours. Maybe on sidewalks around town,

447
00:19:46,400 --> 00:19:47,960
Speaker 1: but they're kind of worthless. You know.

448
00:19:48,000 --> 00:19:49,240
Speaker 2: I've never actually been on a segway.

449
00:19:49,240 --> 00:19:50,840
Speaker 1: I don't think I've been on one either. Yeah, I've

450
00:19:50,880 --> 00:19:52,000
Speaker 1: seen them around, but.

451
00:19:51,960 --> 00:19:55,320
Speaker 2: They just look so goofy, seem neat no hate, I

452
00:19:55,440 --> 00:19:56,680
Speaker 2: just we do look goofy, though.

453
00:19:56,720 --> 00:19:58,399
Speaker 1: I mean you look goofy wearing your helmet on a

454
00:19:58,440 --> 00:19:59,720
Speaker 1: segway that's going through miles an hour.

455
00:20:00,280 --> 00:20:00,920
Speaker 2: It's true.

456
00:20:02,320 --> 00:20:04,480
Speaker 1: Let's talk to you about the environment too, because there's

457
00:20:04,520 --> 00:20:07,240
Speaker 1: an argument to be made by folks who are trying

458
00:20:07,280 --> 00:20:10,679
Speaker 1: to use fewer fossil fuels that biking is a perfect

459
00:20:10,680 --> 00:20:13,240
Speaker 1: way to do this. Right, then we could all stand

460
00:20:13,280 --> 00:20:16,240
Speaker 1: to lessen our carbon footprint, and riding a bike is

461
00:20:16,560 --> 00:20:19,679
Speaker 1: really like one of the easiest ways to immediately begin

462
00:20:20,160 --> 00:20:22,320
Speaker 1: making that happen. If that's something you care about, if

463
00:20:22,320 --> 00:20:25,879
Speaker 1: that's something that matters to you, we would say biking

464
00:20:25,960 --> 00:20:27,639
Speaker 1: is kind of one of those slam dunk choices to

465
00:20:27,640 --> 00:20:30,560
Speaker 1: make in order to be better about that. And according man,

466
00:20:30,600 --> 00:20:32,520
Speaker 1: this is the stat that I talked about before the

467
00:20:32,520 --> 00:20:36,080
Speaker 1: break that just completely floored me. According to research out

468
00:20:36,119 --> 00:20:39,280
Speaker 1: of the University of Oxford, which has some pedigree, right,

469
00:20:39,280 --> 00:20:42,840
Speaker 1: they kind of know what they're talking about. Apparently fairly academic. Yeah,

470
00:20:43,320 --> 00:20:45,879
Speaker 1: even choosing a bike over a car one time a

471
00:20:45,960 --> 00:20:50,760
Speaker 1: day reduces the average person's carbon emissions by sixty seven percent.

472
00:20:51,040 --> 00:20:53,280
Speaker 1: I still don't understand how that's possible, but I'm just

473
00:20:53,280 --> 00:20:55,919
Speaker 1: gonna trust the science here. I'm gonna believe the University

474
00:20:55,960 --> 00:20:58,520
Speaker 1: of Oxford that this is accurate. So I think the

475
00:20:58,560 --> 00:21:00,320
Speaker 1: thing when I read that one I was just kind

476
00:21:00,320 --> 00:21:02,840
Speaker 1: of flabbergasted. But it also made me think that it

477
00:21:02,840 --> 00:21:05,840
Speaker 1: doesn't have to be an all or nothing approach. You

478
00:21:06,080 --> 00:21:09,800
Speaker 1: can gradually start adding a bike into the mix of

479
00:21:09,840 --> 00:21:12,919
Speaker 1: your transportation, of the modes that you take, confident that

480
00:21:13,000 --> 00:21:15,720
Speaker 1: even just a minor shift just biking, that have it

481
00:21:15,720 --> 00:21:17,200
Speaker 1: on your bike one time a day to make a

482
00:21:17,280 --> 00:21:20,080
Speaker 1: run instead of let's say you take five car trips

483
00:21:20,080 --> 00:21:22,119
Speaker 1: a day, make it four car trips in a bike ride,

484
00:21:22,160 --> 00:21:23,920
Speaker 1: and that is going to have a major impact. You

485
00:21:23,960 --> 00:21:26,160
Speaker 1: might think, oh, I'm just I'm starting out small. I'm

486
00:21:26,200 --> 00:21:28,119
Speaker 1: dipping my toes in the water. It's not gonna make

487
00:21:28,160 --> 00:21:30,280
Speaker 1: that much of a difference. But I don't know at

488
00:21:30,359 --> 00:21:32,560
Speaker 1: least what this status showing us is that it will.

489
00:21:32,880 --> 00:21:36,080
Speaker 2: Yeah, and honestly, even aside from the environmental impacts, which

490
00:21:36,200 --> 00:21:38,000
Speaker 2: you know that's definitely a great argument, but there's just

491
00:21:38,040 --> 00:21:40,800
Speaker 2: something beautiful about efficiency, right, Like, if you're listening to

492
00:21:40,800 --> 00:21:42,400
Speaker 2: this podcast, it makes me think of all the money

493
00:21:42,400 --> 00:21:45,679
Speaker 2: nerds out there, Like we're all money nerds, like on

494
00:21:45,720 --> 00:21:48,520
Speaker 2: the spectrum. Yeah, Like it depends on how into what

495
00:21:48,560 --> 00:21:48,840
Speaker 2: you are.

496
00:21:48,880 --> 00:21:52,159
Speaker 1: But regardless if you might, like I don't know, start

497
00:21:52,200 --> 00:21:54,520
Speaker 1: bawling if you had done what Matt did with that CD.

498
00:21:54,680 --> 00:21:57,800
Speaker 1: You know, like that inefficiency might have it's gonna cause

499
00:21:57,840 --> 00:21:58,240
Speaker 1: you to crack.

500
00:21:58,320 --> 00:22:01,840
Speaker 2: Yeah, but regardless, what we like seeing though, is our

501
00:22:02,000 --> 00:22:04,719
Speaker 2: dollars going to the right places and to not see waste.

502
00:22:04,880 --> 00:22:07,040
Speaker 2: And that's what we're fighting here like that, Like that's

503
00:22:07,080 --> 00:22:09,240
Speaker 2: what's I mean. This is sort of like beautiful design,

504
00:22:09,440 --> 00:22:11,080
Speaker 2: I guess is what I'm what I'm getting at is

505
00:22:11,080 --> 00:22:14,080
Speaker 2: the fact that you're able to harness your physical energy,

506
00:22:14,320 --> 00:22:18,080
Speaker 2: your physical calories into moving your body across the earth.

507
00:22:18,320 --> 00:22:20,600
Speaker 2: There's just something really cool about that, aside from the

508
00:22:20,880 --> 00:22:23,880
Speaker 2: positive impact that it's having on the environment as well.

509
00:22:23,960 --> 00:22:28,159
Speaker 1: Yeah, and it's an even bigger environmental positive if you

510
00:22:28,240 --> 00:22:29,920
Speaker 1: are able to in a family that would normally have

511
00:22:29,960 --> 00:22:31,880
Speaker 1: two cars, if you if you cut back to having

512
00:22:31,960 --> 00:22:34,399
Speaker 1: one car, it's like that car didn't even have to

513
00:22:34,400 --> 00:22:36,200
Speaker 1: be created in the first place, much less being driven.

514
00:22:36,400 --> 00:22:38,840
Speaker 1: And so I think that makes it even more powerful

515
00:22:38,880 --> 00:22:41,120
Speaker 1: from an environmental perspective. I don't I don't have any

516
00:22:41,200 --> 00:22:44,560
Speaker 1: numbers or flabbergasting statistics on that, but you got to think, Matt,

517
00:22:44,600 --> 00:22:46,760
Speaker 1: the fact that a family of five and a family

518
00:22:46,800 --> 00:22:48,880
Speaker 1: of six each have one car, when that is traditionally

519
00:22:49,000 --> 00:22:51,000
Speaker 1: those families who have two or three. That makes a

520
00:22:51,040 --> 00:22:51,840
Speaker 1: big impact.

521
00:22:51,600 --> 00:22:54,280
Speaker 2: Too, exactly. Yeah, And so obviously, like bikes, they're not

522
00:22:54,320 --> 00:22:56,920
Speaker 2: just efficient from an from an energy standpoint, but they

523
00:22:56,960 --> 00:23:00,240
Speaker 2: allow you to use your money more efficiently as well.

524
00:23:00,840 --> 00:23:04,480
Speaker 2: Bikes are cheaper than cars. Like obviously, I mean, you

525
00:23:04,480 --> 00:23:06,439
Speaker 2: could buy a ten thousand dollars bike if you wanted to,

526
00:23:06,560 --> 00:23:08,359
Speaker 2: I guess, But the truth is that you can get

527
00:23:08,400 --> 00:23:11,200
Speaker 2: an awesome bike for less than one thousand dollars, and

528
00:23:11,640 --> 00:23:14,160
Speaker 2: great used bikes can be had for just a few

529
00:23:14,200 --> 00:23:17,119
Speaker 2: hundred bucks. Not only do you save money on that

530
00:23:17,240 --> 00:23:21,119
Speaker 2: upfront cost, but just the ongoing expenses associated with maintaining

531
00:23:21,160 --> 00:23:23,960
Speaker 2: a bike versus a car are pretty significant as well.

532
00:23:24,359 --> 00:23:27,120
Speaker 2: There's a New York City biker who actually did the math,

533
00:23:27,240 --> 00:23:29,640
Speaker 2: and you found out that a fifteen hundred dollars bike

534
00:23:29,640 --> 00:23:31,560
Speaker 2: should cost you somewhere in the three hundred and fifty

535
00:23:31,600 --> 00:23:35,560
Speaker 2: dollars range in maintenance costs throughout the year. And you know,

536
00:23:35,560 --> 00:23:38,240
Speaker 2: this sounds pretty close, but it's actually higher than what

537
00:23:38,359 --> 00:23:41,160
Speaker 2: we're typically shilling out here. Maybe down in the warmer

538
00:23:41,200 --> 00:23:43,600
Speaker 2: state of Georgia. I don't know if there's less salt

539
00:23:43,760 --> 00:23:46,200
Speaker 2: or whatever on the road that's corroding our parts as much,

540
00:23:46,440 --> 00:23:48,320
Speaker 2: but even still a few hundred bucks a year in

541
00:23:48,440 --> 00:23:51,880
Speaker 2: maintenance is pretty reasonable. It also makes me think about

542
00:23:51,960 --> 00:23:54,199
Speaker 2: I was looking at some of the different reasons that

543
00:23:54,200 --> 00:23:56,359
Speaker 2: folks who are participating in bike ober here in Atlanta,

544
00:23:56,440 --> 00:23:59,040
Speaker 2: why it is that they bike, and there is he's

545
00:23:59,040 --> 00:24:01,960
Speaker 2: either a student or a TA or a professor at

546
00:24:02,000 --> 00:24:06,000
Speaker 2: Georgia Tech. And it's because for him, it was going

547
00:24:06,040 --> 00:24:09,040
Speaker 2: to cost him the same amount of money to buy

548
00:24:09,160 --> 00:24:12,080
Speaker 2: a parking pass on campus that would allow him to

549
00:24:12,240 --> 00:24:15,119
Speaker 2: drive to school and park parks car there on campus

550
00:24:15,160 --> 00:24:16,880
Speaker 2: as it would for him to buy an electric bike.

551
00:24:17,359 --> 00:24:19,640
Speaker 2: So he just bought up the electric bike because he thought, well,

552
00:24:19,640 --> 00:24:22,520
Speaker 2: what's the point of Like, that's not even including all

553
00:24:22,560 --> 00:24:26,520
Speaker 2: the additional maintenance costs, the cost of gas, the insurance,

554
00:24:26,520 --> 00:24:28,760
Speaker 2: all the other costs associated with owning a vehicle, but

555
00:24:28,960 --> 00:24:31,840
Speaker 2: just in parking alone, that one expense allowed him to

556
00:24:32,000 --> 00:24:34,280
Speaker 2: make the slam dunk decision to go ahead and get

557
00:24:34,280 --> 00:24:36,520
Speaker 2: that e bike rather than buying that parking.

558
00:24:36,440 --> 00:24:38,480
Speaker 1: That's a really good point. And Atlanta parking costs aren't

559
00:24:38,520 --> 00:24:40,960
Speaker 1: as expensive as they are in other cities like Washington,

560
00:24:41,040 --> 00:24:43,240
Speaker 1: d C. For example. Sure, and so if you live

561
00:24:43,440 --> 00:24:47,720
Speaker 1: in a place that has higher parking costs, you might

562
00:24:47,760 --> 00:24:49,640
Speaker 1: find that that's another rea'son. Like even my little sister

563
00:24:49,800 --> 00:24:53,159
Speaker 1: in midtown Atlanta, for every additional space you get as

564
00:24:53,200 --> 00:24:55,199
Speaker 1: a tenant, you have to pay. I forget how much

565
00:24:55,240 --> 00:24:56,040
Speaker 1: I think I want to say it was like one

566
00:24:56,080 --> 00:24:58,560
Speaker 1: hundred and fifty bucks a month a month or yeah,

567
00:24:58,600 --> 00:25:00,520
Speaker 1: for an additional parking space. And they they are a

568
00:25:00,520 --> 00:25:02,719
Speaker 1: one car family with a tiny little scooter and they

569
00:25:02,720 --> 00:25:05,720
Speaker 1: were able to get their scooter basically they were able

570
00:25:05,800 --> 00:25:10,080
Speaker 1: to park that for free. So yeah, if parking parking

571
00:25:10,080 --> 00:25:12,400
Speaker 1: cost factor in, that's a big cost. So you can

572
00:25:12,640 --> 00:25:14,679
Speaker 1: act out of your life if you start riding your

573
00:25:14,680 --> 00:25:17,159
Speaker 1: bike more. And Matt, you were just talking about the

574
00:25:17,200 --> 00:25:19,879
Speaker 1: difference in the upfront cost of a bike versus a

575
00:25:19,880 --> 00:25:23,880
Speaker 1: car and then the ongoing maintenance costs, which are a fraction, right,

576
00:25:23,960 --> 00:25:27,239
Speaker 1: And there's just like a massive difference compared to the

577
00:25:27,280 --> 00:25:31,040
Speaker 1: average cost of a vehicle, which when you run the numbers,

578
00:25:31,200 --> 00:25:33,760
Speaker 1: and this also sounds a little shocking, it costs the

579
00:25:33,760 --> 00:25:36,320
Speaker 1: average person ten thousand dollars a year. I think it

580
00:25:36,359 --> 00:25:38,399
Speaker 1: was like ten seven hundred dollars a year, and the

581
00:25:38,400 --> 00:25:41,840
Speaker 1: most recent triple a survey to own a car, because

582
00:25:41,840 --> 00:25:45,040
Speaker 1: when you're factoring in maintenance costs, you take into account depreciation,

583
00:25:45,160 --> 00:25:46,680
Speaker 1: which is the thing that most of us we don't

584
00:25:46,680 --> 00:25:50,200
Speaker 1: really think about. But your car is being devalued every

585
00:25:50,240 --> 00:25:53,600
Speaker 1: single year in a typical environment, and that will cost

586
00:25:53,640 --> 00:25:56,480
Speaker 1: you thousands of dollars a year just owning that car.

587
00:25:56,680 --> 00:25:58,440
Speaker 1: And basically, when you think about the numbers, like that

588
00:25:59,080 --> 00:26:01,800
Speaker 1: one year of car to pre siation, well that is

589
00:26:02,080 --> 00:26:04,040
Speaker 1: going to cost you more than what the bike would

590
00:26:04,040 --> 00:26:06,359
Speaker 1: have cost you, which is kind of crazy to think about.

591
00:26:06,640 --> 00:26:08,880
Speaker 1: But we often don't run the math, right, We don't

592
00:26:08,920 --> 00:26:11,320
Speaker 1: run the full numbers, and so we assume that our

593
00:26:11,320 --> 00:26:14,040
Speaker 1: cars are costing us less than they actually are. But

594
00:26:14,080 --> 00:26:16,320
Speaker 1: the truth is that your car is way more of

595
00:26:16,359 --> 00:26:18,119
Speaker 1: a drain on your finances than you think it is.

596
00:26:18,520 --> 00:26:21,160
Speaker 1: And if you actually run the numbers, you'll find that out.

597
00:26:21,400 --> 00:26:22,919
Speaker 1: And then if you can ditch a car like we

598
00:26:22,960 --> 00:26:25,119
Speaker 1: talked about, from your life and your budget, you're going

599
00:26:25,160 --> 00:26:28,200
Speaker 1: to be in this vastly superior financial position that most

600
00:26:28,240 --> 00:26:31,600
Speaker 1: people aren't in, allowing you to funnel your dollars to

601
00:26:31,760 --> 00:26:35,040
Speaker 1: more productive areas, right, you know, having one less car. Also,

602
00:26:35,480 --> 00:26:37,760
Speaker 1: by the way, selling a car and being like, I'm

603
00:26:37,760 --> 00:26:40,720
Speaker 1: going to become a biker now is inevitably going to

604
00:26:40,800 --> 00:26:42,760
Speaker 1: lead you to biking more. It makes me think, Matt, like,

605
00:26:43,440 --> 00:26:47,720
Speaker 1: I wasn't fully committed to basically biking full time until

606
00:26:47,760 --> 00:26:49,680
Speaker 1: we sold my Nissan Leaf and I was like, well,

607
00:26:49,760 --> 00:26:51,280
Speaker 1: I guess that's my only option now. It kind of

608
00:26:51,359 --> 00:26:53,320
Speaker 1: left me up the creek without a paddle, and so

609
00:26:53,440 --> 00:26:56,600
Speaker 1: I had to find my way as a biker full

610
00:26:56,640 --> 00:26:58,920
Speaker 1: time biker, and I think that was helpful. I don't

611
00:26:58,960 --> 00:27:01,520
Speaker 1: know that you know, you should nessssarily start from square ones,

612
00:27:01,840 --> 00:27:04,760
Speaker 1: sell your car tomorrow, and then like you might find

613
00:27:04,760 --> 00:27:08,320
Speaker 1: that your specific situation doesn't lend to becoming a full

614
00:27:08,320 --> 00:27:10,600
Speaker 1: time biker, but it's worth Your.

615
00:27:10,440 --> 00:27:14,040
Speaker 2: Literal mileage might vary, yeah this one, Yeah, but it is.

616
00:27:14,160 --> 00:27:17,000
Speaker 1: But it is important to note that sometimes like that

617
00:27:17,080 --> 00:27:20,919
Speaker 1: can help you fully commit to the thing that you're like,

618
00:27:21,040 --> 00:27:24,520
Speaker 1: you're trying to achieve. Finally ditching that car, not having

619
00:27:24,600 --> 00:27:27,800
Speaker 1: that safety blanket when it's forty five degrees and you're like,

620
00:27:27,840 --> 00:27:30,600
Speaker 1: I'd rather heat up the car and take my five

621
00:27:30,640 --> 00:27:35,479
Speaker 1: mile trek to work inside that little cocoon. I get it, like,

622
00:27:35,600 --> 00:27:37,760
Speaker 1: I would probably opt for that too sometimes, but now

623
00:27:37,800 --> 00:27:39,919
Speaker 1: I don't have the option, and that kind of forces

624
00:27:39,920 --> 00:27:40,639
Speaker 1: me to do the right thing.

625
00:27:40,880 --> 00:27:43,320
Speaker 2: Right. Yeah, it's an incredible commitment device were you to

626
00:27:43,359 --> 00:27:45,439
Speaker 2: go ahead and sell that vehicle and stick with driving

627
00:27:45,440 --> 00:27:49,479
Speaker 2: full time. And it's also worth addressing a potential argument

628
00:27:49,880 --> 00:27:53,760
Speaker 2: that biking how it might actually cost you more money.

629
00:27:54,160 --> 00:27:56,480
Speaker 2: And that argument goes something like this. If time is

630
00:27:56,520 --> 00:27:59,359
Speaker 2: money and it takes me longer to get somewhere, well,

631
00:27:59,359 --> 00:28:01,240
Speaker 2: then it's going to cost more to ride a bike

632
00:28:01,359 --> 00:28:03,359
Speaker 2: than it is for me to drive a car. But

633
00:28:03,640 --> 00:28:06,439
Speaker 2: here's something interesting, because if you're a city dweller, biking

634
00:28:06,480 --> 00:28:09,280
Speaker 2: can often help you to get wherever you're going more

635
00:28:09,359 --> 00:28:11,919
Speaker 2: quickly than you could in your car. That's actually what

636
00:28:12,040 --> 00:28:15,440
Speaker 2: the study over at MIT found last year because the

637
00:28:15,480 --> 00:28:17,639
Speaker 2: fact as bikes can maneuver around cities a little more

638
00:28:17,720 --> 00:28:22,480
Speaker 2: nimbly than cars can, especially when traffic is awful, something

639
00:28:22,520 --> 00:28:25,320
Speaker 2: we deal with here again in Atlanta. And additionally, when

640
00:28:25,320 --> 00:28:26,879
Speaker 2: you factor in how much easier it's going to be

641
00:28:26,960 --> 00:28:28,919
Speaker 2: to find a parking spot for your bike than it

642
00:28:29,000 --> 00:28:31,200
Speaker 2: is to actually find a spot to park your car

643
00:28:31,359 --> 00:28:34,879
Speaker 2: in the city, it's going to make biking look even smarter.

644
00:28:35,000 --> 00:28:37,040
Speaker 2: But bottom line, I think that that kind of argument,

645
00:28:37,320 --> 00:28:40,239
Speaker 2: it's oftentimes too more of a short term sort of argument, right,

646
00:28:40,240 --> 00:28:42,960
Speaker 2: like you're only looking at the here and now. In fact,

647
00:28:43,040 --> 00:28:46,280
Speaker 2: is there are these other longer term benefits that you

648
00:28:46,440 --> 00:28:49,760
Speaker 2: realize by biking more. Oftentimes it doesn't come down to

649
00:28:49,920 --> 00:28:51,360
Speaker 2: just the dollar and cents, but there are some other

650
00:28:51,360 --> 00:28:53,920
Speaker 2: factors as well that biking can have a positive impact

651
00:28:53,920 --> 00:28:54,320
Speaker 2: in our lives.

652
00:28:54,400 --> 00:28:58,520
Speaker 1: Yeah, completely, Like, for instance, maybe if you're biking more regularly,

653
00:28:58,920 --> 00:29:01,000
Speaker 1: you don't have to spend as much time in the gym,

654
00:29:01,160 --> 00:29:03,680
Speaker 1: right because of the health benefits that you get from biking.

655
00:29:03,720 --> 00:29:05,800
Speaker 1: By the way, I love what you said about finding

656
00:29:05,800 --> 00:29:08,240
Speaker 1: a parking spot. It's like, yeah, maybe my car got

657
00:29:08,240 --> 00:29:09,880
Speaker 1: me there five minutes faster, but then it takes ten

658
00:29:09,880 --> 00:29:12,880
Speaker 1: minutes to look for the parking spot and circle the

659
00:29:12,880 --> 00:29:15,920
Speaker 1: city blocks. Exactly what we've talked about riding to Atlanta

660
00:29:16,000 --> 00:29:19,040
Speaker 1: nighty games on our bikes and how just getting your

661
00:29:19,040 --> 00:29:21,640
Speaker 1: car in the parking lot is such an endeavor at

662
00:29:21,680 --> 00:29:24,640
Speaker 1: one of those matches, and then valet parking your bike

663
00:29:24,800 --> 00:29:26,800
Speaker 1: is like the easiest thing in the world. You're in

664
00:29:26,840 --> 00:29:29,040
Speaker 1: the stadium faster, even if it took you a little

665
00:29:29,040 --> 00:29:31,040
Speaker 1: bit longer. To get there under bike. But let's talk

666
00:29:31,040 --> 00:29:33,360
Speaker 1: about health for a second, because I think it is

667
00:29:33,400 --> 00:29:35,000
Speaker 1: true that you might be able to go to the

668
00:29:35,000 --> 00:29:37,400
Speaker 1: gym less or maybe even to the doctor less too,

669
00:29:37,840 --> 00:29:40,440
Speaker 1: if you're biking more frequently. I'm not sure if you

670
00:29:40,440 --> 00:29:43,120
Speaker 1: could maybe fully go with this slogan, Matt, A bike

671
00:29:43,200 --> 00:29:44,400
Speaker 1: ride a day keeps the doctor away.

672
00:29:44,440 --> 00:29:46,600
Speaker 2: Could we do that one hundred percent for that? Okay,

673
00:29:46,640 --> 00:29:48,280
Speaker 2: all right, put it on a T shirt.

674
00:29:48,360 --> 00:29:51,120
Speaker 1: This is not medical advice, and that might actually be

675
00:29:51,120 --> 00:29:53,560
Speaker 1: taking it just a bit too far. But it's kind

676
00:29:53,560 --> 00:29:55,760
Speaker 1: of a double whammy, right, that's getting you where you

677
00:29:55,840 --> 00:29:58,440
Speaker 1: need to go and is keeping you fit while doing it.

678
00:29:58,520 --> 00:30:01,400
Speaker 1: Sedentary lifestyles, of course, are just like a massive problem

679
00:30:01,480 --> 00:30:05,280
Speaker 1: in our country. They're creating major health problems for individuals

680
00:30:05,320 --> 00:30:08,160
Speaker 1: and for our society as a whole. The less we move,

681
00:30:08,640 --> 00:30:11,000
Speaker 1: the worse off our bodies are, the worse we are

682
00:30:11,040 --> 00:30:15,280
Speaker 1: as a civilization. And so the reality is cycling more

683
00:30:15,360 --> 00:30:18,120
Speaker 1: allows you to burn calories, It strengthens your heart and

684
00:30:18,160 --> 00:30:21,480
Speaker 1: your lungs, your muscles, and improves your mental well being.

685
00:30:21,880 --> 00:30:24,200
Speaker 1: Plus it's not hard on your joints, Matt. Because a

686
00:30:24,240 --> 00:30:26,200
Speaker 1: lot of folks might be averse to something like running. Right,

687
00:30:26,240 --> 00:30:28,720
Speaker 1: it's hard on my knees, and I've never really been

688
00:30:28,920 --> 00:30:33,280
Speaker 1: a runner. But I think with cycling you don't have

689
00:30:33,320 --> 00:30:35,760
Speaker 1: the same excuse because it's it's not hard on your

690
00:30:35,840 --> 00:30:36,640
Speaker 1: joints in the same way.

691
00:30:36,680 --> 00:30:38,880
Speaker 2: You know. Yeah, it's good for the whole family.

692
00:30:39,000 --> 00:30:40,480
Speaker 1: Yeah, yeah, even your kids can do it.

693
00:30:40,520 --> 00:30:41,520
Speaker 2: So I don't know.

694
00:30:41,560 --> 00:30:43,680
Speaker 1: Remember Matt, when we talked about the power of a

695
00:30:43,720 --> 00:30:46,080
Speaker 1: quick nap recently, we talked about how just a twenty

696
00:30:46,120 --> 00:30:48,080
Speaker 1: minute nap like all of the benefits that can bring

697
00:30:48,160 --> 00:30:49,800
Speaker 1: to your life, and it made me think, well, we

698
00:30:49,840 --> 00:30:52,960
Speaker 1: should start napping. You're more a out of money. Well,

699
00:30:53,160 --> 00:30:56,240
Speaker 1: I think maybe a little after post lunch c yesterday, right, Yes,

700
00:30:56,360 --> 00:30:58,960
Speaker 1: I was just thinking, like a bike and nap combo.

701
00:30:59,480 --> 00:31:02,520
Speaker 1: Regularly you would kind of change our lives as individuals

702
00:31:02,600 --> 00:31:05,240
Speaker 1: and then collectively because we might be a little more

703
00:31:05,280 --> 00:31:07,680
Speaker 1: well arrested, we might be a little bit happier and healthier.

704
00:31:08,040 --> 00:31:12,440
Speaker 1: And it's amazing just the health impacts that biking regularly

705
00:31:12,520 --> 00:31:15,120
Speaker 1: once a day, even short rides, it can start to

706
00:31:15,720 --> 00:31:18,360
Speaker 1: make you a more fit person, just a happier, healthier

707
00:31:18,360 --> 00:31:19,040
Speaker 1: person in general.

708
00:31:19,120 --> 00:31:21,480
Speaker 2: Yeah, and of course all this I mean with healthcare

709
00:31:21,560 --> 00:31:24,720
Speaker 2: costs be one of the fastest rising expenses in our lives.

710
00:31:24,880 --> 00:31:28,720
Speaker 2: This translates into real savings, and honestly, like we're mostly

711
00:31:28,720 --> 00:31:30,800
Speaker 2: just talking about the physical benefits here, but there's also

712
00:31:30,840 --> 00:31:33,680
Speaker 2: the mental side of things. Just think about the stress

713
00:31:33,680 --> 00:31:36,000
Speaker 2: that's going to melt away as your bike and home

714
00:31:36,080 --> 00:31:38,480
Speaker 2: and you know, rather than just feeling stressed out because

715
00:31:38,480 --> 00:31:41,560
Speaker 2: you're combating like you're fighting, you're duking it out for

716
00:31:41,880 --> 00:31:43,480
Speaker 2: you know, the spot as you're trying to make that

717
00:31:43,560 --> 00:31:44,200
Speaker 2: right turn.

718
00:31:44,040 --> 00:31:46,720
Speaker 1: As you're crouched over your steering wheel, like letting your.

719
00:31:46,680 --> 00:31:51,480
Speaker 2: Muscles harden instead, you know, translating that like transforming it

720
00:31:51,520 --> 00:31:54,280
Speaker 2: into this relaxing bike ride. Because like the other thing too,

721
00:31:54,400 --> 00:31:57,160
Speaker 2: Like I was thinking of the fact that often we

722
00:31:57,200 --> 00:31:59,680
Speaker 2: are working in our cars, Like so many folks carry

723
00:31:59,840 --> 00:32:02,120
Speaker 2: the work from the office with them into the vehicle

724
00:32:02,400 --> 00:32:03,880
Speaker 2: into the car, and I think a lot of folks

725
00:32:03,920 --> 00:32:06,760
Speaker 2: are working pretty much like up until the second that

726
00:32:06,800 --> 00:32:09,480
Speaker 2: they like walk through their door going inside, bringing with

727
00:32:09,560 --> 00:32:12,320
Speaker 2: them all of this additional stress and the drama like

728
00:32:12,360 --> 00:32:14,680
Speaker 2: from the office. And so just from a quality of

729
00:32:14,760 --> 00:32:17,760
Speaker 2: life standpoint, I think it's helpful to provide this barrier

730
00:32:17,840 --> 00:32:20,040
Speaker 2: between work and home it's a way to kind of

731
00:32:20,080 --> 00:32:23,720
Speaker 2: contain that in a way that allows you to live

732
00:32:23,760 --> 00:32:25,560
Speaker 2: your life in a way hopefully that you want to

733
00:32:25,560 --> 00:32:26,480
Speaker 2: be able to live your life.

734
00:32:26,560 --> 00:32:29,160
Speaker 1: I think it's important to mention too. I think biking

735
00:32:29,160 --> 00:32:32,160
Speaker 1: more connects us to our communities more and totally. The

736
00:32:32,160 --> 00:32:34,200
Speaker 1: more we're riding around, the more we see our neighbors,

737
00:32:34,240 --> 00:32:36,640
Speaker 1: the more we wave, and the more we maybe stop

738
00:32:36,640 --> 00:32:38,440
Speaker 1: and have a quick chat. I know I do. Like

739
00:32:38,720 --> 00:32:40,760
Speaker 1: when I'm in my car though, and I'm hurtling down

740
00:32:40,760 --> 00:32:42,240
Speaker 1: the road at thirty five miles an hour, if I

741
00:32:42,280 --> 00:32:44,960
Speaker 1: see a friend, like, we probably don't even catch.

742
00:32:44,720 --> 00:32:46,560
Speaker 2: Each other's gaze. Ya. You might wave.

743
00:32:46,520 --> 00:32:49,560
Speaker 1: Right maybe, and they might not see me. But if

744
00:32:49,640 --> 00:32:53,120
Speaker 1: I am on my bike, it's guaranteed at minimum some

745
00:32:53,240 --> 00:32:56,560
Speaker 1: sort of connection wave and typically I'll stop and say

746
00:32:56,640 --> 00:32:58,920
Speaker 1: hello and chat for a second. Those are some of

747
00:32:58,920 --> 00:33:01,920
Speaker 1: my favorite things about about biking. Are these really not

748
00:33:02,240 --> 00:33:05,040
Speaker 1: super tangible not not like it's going to save you

749
00:33:05,040 --> 00:33:06,520
Speaker 1: a hundred bucks or not like it's going to do this,

750
00:33:06,640 --> 00:33:08,360
Speaker 1: or like we've talked about those things or some real

751
00:33:08,400 --> 00:33:12,200
Speaker 1: tangible ways, some real tangible health benefits and monetary benefits,

752
00:33:12,240 --> 00:33:16,200
Speaker 1: But there's some harder to quantify community benefits. I think

753
00:33:16,240 --> 00:33:19,520
Speaker 1: that you will get as you get on your bike more.

754
00:33:19,640 --> 00:33:22,080
Speaker 2: Yeah, these are quality of life improvements that we're talking about.

755
00:33:22,280 --> 00:33:24,800
Speaker 1: Yeah, And like, I think it just allows us to

756
00:33:24,960 --> 00:33:27,080
Speaker 1: enjoy the scenery a little more too, and enjoy the

757
00:33:27,080 --> 00:33:29,360
Speaker 1: place where we live. I think that biking more just

758
00:33:29,400 --> 00:33:31,800
Speaker 1: makes us feel more attached to, more a part of

759
00:33:31,800 --> 00:33:34,360
Speaker 1: our community, and I think that's a really valuable experience.

760
00:33:34,480 --> 00:33:37,720
Speaker 2: Yeah. So it totally makes me think of Robert Persig

761
00:33:37,800 --> 00:33:40,400
Speaker 2: in the art What is Zen and the Art of

762
00:33:40,680 --> 00:33:43,680
Speaker 2: Motorcycle Maintenance, But he talks about how being even on

763
00:33:43,720 --> 00:33:46,160
Speaker 2: a motorcycle, how you're more attached to where it is

764
00:33:46,200 --> 00:33:47,600
Speaker 2: that you are, as opposed to being in like the

765
00:33:47,600 --> 00:33:50,400
Speaker 2: steel box hurtling along the road. Because when you're in

766
00:33:50,480 --> 00:33:52,920
Speaker 2: a car and you are looking out at the you know,

767
00:33:52,960 --> 00:33:55,080
Speaker 2: looking out of the scenery that you're driving past, we

768
00:33:55,160 --> 00:33:57,280
Speaker 2: often treat it in the exact same way that we

769
00:33:57,360 --> 00:34:00,280
Speaker 2: treat the other images that we see on other sides

770
00:34:00,320 --> 00:34:02,880
Speaker 2: of glass that we are on too much of the day,

771
00:34:03,360 --> 00:34:07,719
Speaker 2: namely our computer screens, our phones, and our televisions, And

772
00:34:07,720 --> 00:34:10,640
Speaker 2: how oftentimes when we are in cars, that's why oftentimes

773
00:34:10,640 --> 00:34:13,080
Speaker 2: it can be so dehumanizing to other people who are

774
00:34:13,080 --> 00:34:16,000
Speaker 2: on the receiving end of somebody's rage or temper because

775
00:34:16,000 --> 00:34:17,600
Speaker 2: they don't see them as people. They just see them

776
00:34:17,600 --> 00:34:19,600
Speaker 2: as sort of like these inanimate objects on the other

777
00:34:19,640 --> 00:34:22,600
Speaker 2: side of this piece of glass, as opposed to being

778
00:34:22,600 --> 00:34:26,480
Speaker 2: on a bicycle where you're not observing the scenery passing

779
00:34:26,480 --> 00:34:28,439
Speaker 2: by like you are a part of it. You are

780
00:34:28,640 --> 00:34:31,600
Speaker 2: in it, and it's a lot easier to become and

781
00:34:31,600 --> 00:34:33,919
Speaker 2: feel attached, like you said, to a community when you're

782
00:34:33,920 --> 00:34:37,720
Speaker 2: not literally doing a drive by in a vehicle, hopefully

783
00:34:38,120 --> 00:34:40,399
Speaker 2: not terrorizing those in your wake here right.

784
00:34:40,440 --> 00:34:42,839
Speaker 1: Well, I think the other thing too, is there's something

785
00:34:42,840 --> 00:34:46,560
Speaker 1: that shifts in your mentality, like your perception of the

786
00:34:46,640 --> 00:34:48,759
Speaker 1: kind of person you are shifts as you become a

787
00:34:48,760 --> 00:34:51,759
Speaker 1: more regular biker. It's kind of like how we talk

788
00:34:51,760 --> 00:34:55,200
Speaker 1: about investing, Matt, like that there's something that happens once

789
00:34:55,239 --> 00:34:57,920
Speaker 1: you get started, once you make that first investment, and

790
00:34:57,920 --> 00:34:59,600
Speaker 1: then maybe you do it two weeks again later, and

791
00:34:59,600 --> 00:35:01,120
Speaker 1: then the next and then two weeks later you make

792
00:35:01,160 --> 00:35:03,320
Speaker 1: your third investment, and you're just you start to become

793
00:35:03,960 --> 00:35:07,480
Speaker 1: an investor, like you're not just investing your money now.

794
00:35:07,719 --> 00:35:09,799
Speaker 1: It's kind of part of your identity, and I think

795
00:35:09,800 --> 00:35:12,200
Speaker 1: the same thing happens when you start biking regularly. There's

796
00:35:12,200 --> 00:35:15,320
Speaker 1: some sort of like mental shift that and it changes

797
00:35:15,360 --> 00:35:19,480
Speaker 1: the way you view yourself and you're a biker now.

798
00:35:19,680 --> 00:35:22,239
Speaker 1: That subtle change can be kind of a powerful thing,

799
00:35:22,600 --> 00:35:26,240
Speaker 1: and that change almost ensures that you're going to keep writing,

800
00:35:26,440 --> 00:35:29,520
Speaker 1: like because now you view yourself a certain way. And

801
00:35:30,080 --> 00:35:31,799
Speaker 1: I think even some of the other elements that we

802
00:35:31,800 --> 00:35:34,640
Speaker 1: talk about with personal finance, like gamification, right, the more

803
00:35:34,680 --> 00:35:37,600
Speaker 1: you can kind of turn your finances into a game

804
00:35:37,640 --> 00:35:41,200
Speaker 1: as you're trying to improve and level up, well, gamifying

805
00:35:41,200 --> 00:35:43,880
Speaker 1: your rides can be helpful too. Like a hill that

806
00:35:43,960 --> 00:35:46,520
Speaker 1: maybe was previously like you want to avoid it because

807
00:35:46,520 --> 00:35:47,799
Speaker 1: you want it to be as easy as possible, and

808
00:35:47,800 --> 00:35:49,680
Speaker 1: now you're like, no, no, no, I'm a biker. I want

809
00:35:49,719 --> 00:35:51,040
Speaker 1: to be a good biker. I want to be a

810
00:35:51,040 --> 00:35:53,200
Speaker 1: strong biker. And you're like, boom, now I'm going to

811
00:35:53,280 --> 00:35:55,000
Speaker 1: see how quickly I can get up that hill and

812
00:35:55,000 --> 00:35:57,120
Speaker 1: I'm gonna try to beat my previous best time. Those

813
00:35:57,120 --> 00:35:59,560
Speaker 1: are the kind of things that I think are just

814
00:35:59,760 --> 00:36:02,759
Speaker 1: a fun part of bike. Now I'm like I used

815
00:36:02,800 --> 00:36:05,120
Speaker 1: to just be point A to point B, transportation on biking.

816
00:36:05,320 --> 00:36:07,840
Speaker 1: And now I think of biking, yes as that, But

817
00:36:07,920 --> 00:36:09,600
Speaker 1: sometimes I want to take the longer route, or I

818
00:36:09,600 --> 00:36:11,399
Speaker 1: want to take the more scenic route. Yeah, just because

819
00:36:11,440 --> 00:36:13,800
Speaker 1: it gives me more exercise, it gives me a different perspective,

820
00:36:13,840 --> 00:36:16,279
Speaker 1: it gives me a better view. I feel a part

821
00:36:16,360 --> 00:36:18,959
Speaker 1: of my neighborhood and my community in a different way.

822
00:36:19,200 --> 00:36:21,359
Speaker 1: And so it's not always just about getting to from

823
00:36:21,360 --> 00:36:23,400
Speaker 1: one place to the other as fast as I can

824
00:36:23,480 --> 00:36:24,360
Speaker 1: anymore exactly.

825
00:36:24,400 --> 00:36:27,200
Speaker 2: Yep, there is benefit to be received from the activity

826
00:36:27,200 --> 00:36:29,560
Speaker 2: in and of itself. So we talked through some of

827
00:36:29,600 --> 00:36:32,360
Speaker 2: the different reasons why we love biking so much. But

828
00:36:32,400 --> 00:36:34,640
Speaker 2: after the break, we're going to discuss how it is

829
00:36:34,680 --> 00:36:36,960
Speaker 2: that you can go about buying a bike, plus some

830
00:36:37,040 --> 00:36:39,840
Speaker 2: other tips from us with all of our years of

831
00:36:39,920 --> 00:36:42,040
Speaker 2: biking experience, and we'll get to all of that. Joel,

832
00:36:42,160 --> 00:36:43,240
Speaker 2: right after this.

833
00:36:52,480 --> 00:36:55,080
Speaker 1: All right, let's keep talking about biking. It is the

834
00:36:55,160 --> 00:36:57,680
Speaker 1: ultimate life and money hack, we would say, and we

835
00:36:57,960 --> 00:36:59,440
Speaker 1: talked about it at the beginning. How it is kind

836
00:36:59,480 --> 00:37:01,840
Speaker 1: of like this key, don't have it. How if you

837
00:37:01,920 --> 00:37:05,319
Speaker 1: become a biker, if you start biking regularly, it is

838
00:37:05,360 --> 00:37:07,759
Speaker 1: going to have ripple effects it's going to have a

839
00:37:07,800 --> 00:37:11,040
Speaker 1: downstream impact on how much money you're able to save

840
00:37:11,440 --> 00:37:13,760
Speaker 1: and how much wealth you're able to build, but also

841
00:37:14,360 --> 00:37:17,560
Speaker 1: just kind of the lifestyle you're leading, how healthy you are,

842
00:37:17,600 --> 00:37:19,799
Speaker 1: and how connected do you feel to your community. But

843
00:37:19,880 --> 00:37:22,719
Speaker 1: you might say, listen, dudes, I don't have a bike,

844
00:37:23,120 --> 00:37:26,080
Speaker 1: so you obviously we got to figure that out, because

845
00:37:26,640 --> 00:37:28,279
Speaker 1: you're going to need a bike in order to make

846
00:37:28,280 --> 00:37:31,239
Speaker 1: biking a regular habit for yourself. You might already have one,

847
00:37:31,320 --> 00:37:32,880
Speaker 1: and it might just need some air in the tires

848
00:37:32,880 --> 00:37:34,759
Speaker 1: and maybe some loub on the chain. I think that's

849
00:37:34,800 --> 00:37:38,360
Speaker 1: worth considering dusting off your bike and giving it a

850
00:37:38,400 --> 00:37:40,160
Speaker 1: little bit of love, taking out of the shed or

851
00:37:40,680 --> 00:37:43,040
Speaker 1: the garage or wherever it is, and giving it a

852
00:37:43,080 --> 00:37:45,040
Speaker 1: test ride to kind of see what it needs. And

853
00:37:45,080 --> 00:37:47,279
Speaker 1: you can, if you want, look up some YouTube videos

854
00:37:47,320 --> 00:37:49,040
Speaker 1: and kind of find out how to get your bike

855
00:37:49,040 --> 00:37:50,239
Speaker 1: back in shape. But you might even want to take

856
00:37:50,239 --> 00:37:52,080
Speaker 1: it to a bike shop first and get it in

857
00:37:52,160 --> 00:37:54,920
Speaker 1: proper working order and then maybe try to maintain it

858
00:37:54,960 --> 00:37:57,440
Speaker 1: from there. But yeah, you might already find that you've

859
00:37:57,440 --> 00:37:59,840
Speaker 1: got what you need on hand. You don't have to

860
00:37:59,840 --> 00:38:02,400
Speaker 1: go out there and buy something new, which would be awesome.

861
00:38:02,760 --> 00:38:04,279
Speaker 1: But if you don't have one, we're going to talk

862
00:38:04,320 --> 00:38:06,440
Speaker 1: about how to get a good one without breaking the

863
00:38:06,480 --> 00:38:06,799
Speaker 1: bank here.

864
00:38:06,880 --> 00:38:08,879
Speaker 2: Yeah, because you don't necessarily have to buy one brand new,

865
00:38:08,920 --> 00:38:11,560
Speaker 2: you can buy one used and so like. To that end,

866
00:38:11,600 --> 00:38:13,960
Speaker 2: we would recommend just like go old school, like check

867
00:38:13,960 --> 00:38:18,160
Speaker 2: out a site like Craigslist, look to Facebook, marketplace like.

868
00:38:18,200 --> 00:38:20,040
Speaker 2: You can actually like look at the signs in your

869
00:38:20,040 --> 00:38:22,600
Speaker 2: neighborhood that start going up on a Thursday or Friday.

870
00:38:22,640 --> 00:38:25,440
Speaker 2: You can actually go to a literal yard sale and

871
00:38:25,560 --> 00:38:28,560
Speaker 2: potentially score a great bike. Check with your local bike shop.

872
00:38:28,560 --> 00:38:31,600
Speaker 2: They actually they might have some used bikes that they sell.

873
00:38:31,960 --> 00:38:35,560
Speaker 2: They may not, but it's definitely worth asking. They oftentimes

874
00:38:35,760 --> 00:38:38,319
Speaker 2: know of the bikes that they service and that they

875
00:38:38,360 --> 00:38:40,279
Speaker 2: work on. They know whether or not folks are wanting

876
00:38:40,280 --> 00:38:41,719
Speaker 2: to hang on to those or get rid of them.

877
00:38:41,840 --> 00:38:44,879
Speaker 2: But once you've identified and found a bike, you've got

878
00:38:44,880 --> 00:38:47,040
Speaker 2: a test right at first, you want to make sure

879
00:38:47,080 --> 00:38:49,040
Speaker 2: that it does what you need it to do, you know,

880
00:38:49,080 --> 00:38:50,560
Speaker 2: like put it through its paces a little bit so

881
00:38:50,560 --> 00:38:53,280
Speaker 2: you can make sure that all the components are working properly.

882
00:38:53,640 --> 00:38:56,640
Speaker 2: This is where, specifically, if you are able to buy

883
00:38:56,680 --> 00:38:58,479
Speaker 2: a bike, even to use one at a bike shop.

884
00:38:58,480 --> 00:39:01,480
Speaker 2: They'll be able to help you to get fitted properly.

885
00:39:02,040 --> 00:39:03,560
Speaker 1: You might want to take a friend, by the way

886
00:39:03,600 --> 00:39:05,160
Speaker 1: with you on that test drive if you're a complete

887
00:39:05,200 --> 00:39:07,120
Speaker 1: bike new Yeah, take someone who knows what they're doing

888
00:39:07,200 --> 00:39:08,920
Speaker 1: and say, like, hey, will you ride this for me

889
00:39:08,920 --> 00:39:10,040
Speaker 1: and tell me if you think it's a good bike

890
00:39:10,080 --> 00:39:10,440
Speaker 1: for you?

891
00:39:10,360 --> 00:39:12,560
Speaker 2: You ride to work a decent bit, right, Like tell me,

892
00:39:12,640 --> 00:39:14,840
Speaker 2: like you know something about bikes, Come with me, please,

893
00:39:15,040 --> 00:39:17,160
Speaker 2: and you can, you know, make sure I'm not making

894
00:39:17,200 --> 00:39:19,640
Speaker 2: a big mistake. Sure, but they can also help you

895
00:39:19,680 --> 00:39:21,799
Speaker 2: to know that, like, yeah, that one will probably work

896
00:39:21,840 --> 00:39:24,120
Speaker 2: for you. Who knows how into this thing that you're getting,

897
00:39:24,160 --> 00:39:26,840
Speaker 2: It's it's close enough in sizing. You just basically like

898
00:39:26,880 --> 00:39:28,680
Speaker 2: you don't want to get a bike that's way too

899
00:39:28,760 --> 00:39:31,320
Speaker 2: stink a big for you, that is almost too difficult

900
00:39:31,360 --> 00:39:33,640
Speaker 2: to navigate on your streets. And obviously you don't want

901
00:39:33,640 --> 00:39:36,799
Speaker 2: to get something that's way too small where you've got

902
00:39:36,880 --> 00:39:39,080
Speaker 2: the you got the extra long stem like Joel does.

903
00:39:39,120 --> 00:39:41,000
Speaker 1: Yeah, I'm like six to six on his bike. I

904
00:39:41,040 --> 00:39:44,600
Speaker 1: need the Excel frame. And I'm like looking for a

905
00:39:44,719 --> 00:39:46,799
Speaker 1: used mountain bike right now, Matt, And like all I'm

906
00:39:46,840 --> 00:39:48,600
Speaker 1: seeing are medium sized frames on Facebook.

907
00:39:48,640 --> 00:39:49,920
Speaker 2: Difficult to find those excels.

908
00:39:50,000 --> 00:39:50,960
Speaker 1: It's tough to find the excel.

909
00:39:51,400 --> 00:39:53,560
Speaker 2: But that being said, you can also look to if

910
00:39:53,560 --> 00:39:55,239
Speaker 2: you are going to buy new and we've mentioned the

911
00:39:55,239 --> 00:39:58,520
Speaker 2: site before, but bikes direct dot com. I've purchased multiple

912
00:39:58,560 --> 00:40:01,080
Speaker 2: bikes from the site where the model that they follow

913
00:40:01,120 --> 00:40:04,040
Speaker 2: basically is you are buying these sort of like white

914
00:40:04,080 --> 00:40:07,480
Speaker 2: label bikes. They're solid bikes, they've got great components, and

915
00:40:07,520 --> 00:40:09,680
Speaker 2: they are shipped directly to you. You've got to do

916
00:40:09,800 --> 00:40:12,719
Speaker 2: like a minimal amount of assembly to that bike. But

917
00:40:12,719 --> 00:40:14,920
Speaker 2: I've also had multiple friends who've purchased bikes from them,

918
00:40:15,239 --> 00:40:18,359
Speaker 2: and you can get a really solid bike that's not

919
00:40:18,360 --> 00:40:22,120
Speaker 2: going to break the bank over there at bikesdirect dot com.

920
00:40:22,200 --> 00:40:23,960
Speaker 1: Yeah, let's talk about e bikes here for a second

921
00:40:23,960 --> 00:40:26,120
Speaker 1: map because some people, I don't know, that's a whole

922
00:40:26,160 --> 00:40:29,400
Speaker 1: other can of worms. E bikes also have been soaring

923
00:40:29,400 --> 00:40:32,920
Speaker 1: in popularity in recent years, and some hardcore bikers might

924
00:40:32,960 --> 00:40:36,000
Speaker 1: be like, e bikes aren't real bikes, and I don't know,

925
00:40:36,000 --> 00:40:39,080
Speaker 1: we would beg diiffer because the reality is, yes, of

926
00:40:39,120 --> 00:40:41,880
Speaker 1: course you get more exercise riding a bike that doesn't

927
00:40:41,880 --> 00:40:44,520
Speaker 1: have a motor in a battery. But it's also true

928
00:40:44,560 --> 00:40:46,400
Speaker 1: that that e bikes allow for folks to get on

929
00:40:46,440 --> 00:40:49,480
Speaker 1: a bike who otherwise wouldn't be able to, and especially

930
00:40:49,520 --> 00:40:52,560
Speaker 1: for commuters who don't want to arrive super sweaty Matt

931
00:40:52,680 --> 00:40:56,360
Speaker 1: like that Georgia Tech professor. Sure, they might say, you

932
00:40:56,400 --> 00:40:59,240
Speaker 1: know what, it's either an e bike or it's driving

933
00:40:59,239 --> 00:41:01,360
Speaker 1: my car, and the e b is by far the

934
00:41:01,480 --> 00:41:03,680
Speaker 1: lesser of those two evils. Not that an e bike

935
00:41:03,800 --> 00:41:06,560
Speaker 1: is even evil, It's not even that, But I'm just

936
00:41:06,560 --> 00:41:09,960
Speaker 1: saying it is like a vastly superior choice when you're

937
00:41:09,960 --> 00:41:12,960
Speaker 1: talking about those two against each other, and they can

938
00:41:12,960 --> 00:41:15,200
Speaker 1: also create I would say this kind of virtuous cycle

939
00:41:15,520 --> 00:41:18,320
Speaker 1: causing folks to get more excited about biking in general,

940
00:41:18,360 --> 00:41:21,600
Speaker 1: which leads them to ride their e bike in probably

941
00:41:21,640 --> 00:41:24,560
Speaker 1: even a traditional bike more in general. So I would

942
00:41:24,560 --> 00:41:26,600
Speaker 1: say e bikes are mostly a good thing in our book.

943
00:41:26,600 --> 00:41:29,200
Speaker 1: They're causing people to get on their bikes again and

944
00:41:30,200 --> 00:41:31,759
Speaker 1: used as a great place to look when you're talking

945
00:41:31,800 --> 00:41:35,240
Speaker 1: about e bikes. Also, rad Power Bikes makes great, reasonably

946
00:41:35,320 --> 00:41:37,279
Speaker 1: priced bikes that they sell direct to consumer. I know

947
00:41:37,320 --> 00:41:40,200
Speaker 1: you can even get e bikes at costco. I can't

948
00:41:40,239 --> 00:41:41,759
Speaker 1: vouch for how good they are, but I can vouch

949
00:41:41,760 --> 00:41:43,799
Speaker 1: for Costco's return policy, and so if it sucks, you

950
00:41:43,800 --> 00:41:46,000
Speaker 1: can take it back. And I would also say look

951
00:41:46,000 --> 00:41:49,560
Speaker 1: at electric bike review dot com to read and learn

952
00:41:49,560 --> 00:41:52,040
Speaker 1: about specific models. They've been doing a great job for

953
00:41:52,200 --> 00:41:56,680
Speaker 1: years at test driving, reviewing and discussing the pros and

954
00:41:56,680 --> 00:41:59,560
Speaker 1: cons of different models. And they even have like a

955
00:41:59,600 --> 00:42:02,560
Speaker 1: best affordable e bike section two, which which is helpful.

956
00:42:02,640 --> 00:42:05,600
Speaker 2: Yeah. Also, let's talk about cargo bikes. This is a

957
00:42:05,600 --> 00:42:07,440
Speaker 2: style of bike that you and I both have, but

958
00:42:07,520 --> 00:42:10,760
Speaker 2: they have only gotten better in recent years, and while

959
00:42:10,920 --> 00:42:14,120
Speaker 2: they are going to cost more money, they truly can

960
00:42:14,280 --> 00:42:16,640
Speaker 2: be a car killer because they allow you to transport

961
00:42:16,800 --> 00:42:19,680
Speaker 2: not only kids who are riding back there on the

962
00:42:19,680 --> 00:42:22,160
Speaker 2: long tail, but you can put painteers on there and

963
00:42:22,239 --> 00:42:25,200
Speaker 2: transport groceries as well as other goods. I've even transported

964
00:42:25,280 --> 00:42:28,360
Speaker 2: other bikes via my cargo bike before. But there's just

965
00:42:28,440 --> 00:42:32,000
Speaker 2: lots of different solutions. And just because you're thinking, well,

966
00:42:32,000 --> 00:42:34,000
Speaker 2: it's not going to allow me to do X, well

967
00:42:34,040 --> 00:42:36,120
Speaker 2: there's actually a good chance that somebody has done X.

968
00:42:36,680 --> 00:42:38,760
Speaker 2: I'm thinking about like mister money mustash out in Colorado,

969
00:42:38,760 --> 00:42:41,960
Speaker 2: he's actually attached a trailer to his bike, not just

970
00:42:42,040 --> 00:42:44,960
Speaker 2: like a little surly like kid trailer where you just

971
00:42:45,000 --> 00:42:46,799
Speaker 2: like stick to kids in there, but like it's like

972
00:42:46,840 --> 00:42:51,240
Speaker 2: a truck's lumber from the hardware store, like loads of lumber,

973
00:42:51,840 --> 00:42:55,000
Speaker 2: not some sticks exactly. So there are lots of creative

974
00:42:55,000 --> 00:42:57,239
Speaker 2: ways to solve this problem, and it's it can be

975
00:42:57,360 --> 00:42:59,600
Speaker 2: easy to say that biking more like that is going

976
00:42:59,640 --> 00:43:01,959
Speaker 2: to be two difficult for you, but it's only become

977
00:43:01,960 --> 00:43:05,240
Speaker 2: more accessible in recent years and the abundance of solid

978
00:43:05,280 --> 00:43:08,480
Speaker 2: cargo bikes specifically I'm thinking of the ones that Yuba

979
00:43:08,520 --> 00:43:11,040
Speaker 2: and Extracycle that they make are evidence of this. But

980
00:43:11,120 --> 00:43:13,520
Speaker 2: another companies like rad Power Bikes have made this even

981
00:43:13,560 --> 00:43:15,960
Speaker 2: easier for folks with the Radwagon, which is what you've.

982
00:43:15,800 --> 00:43:17,880
Speaker 1: Got Joel, Yeah, which has been a great bike for

983
00:43:17,920 --> 00:43:20,560
Speaker 1: now on my second version of the Radwagon. I had

984
00:43:20,560 --> 00:43:22,600
Speaker 1: the first gen and I have the fourth gen, and

985
00:43:22,880 --> 00:43:26,560
Speaker 1: it's been you know, considering it seems like an expensive

986
00:43:26,560 --> 00:43:28,719
Speaker 1: bike on its surface, but when I think about how

987
00:43:28,760 --> 00:43:31,560
Speaker 1: much value I've gotten out of the bike, it's been absurd, Like.

988
00:43:31,480 --> 00:43:33,120
Speaker 2: It's been literally priceless.

989
00:43:33,200 --> 00:43:35,960
Speaker 1: Yeah, it's been one of the best decisions I've ever

990
00:43:36,000 --> 00:43:39,440
Speaker 1: made to buy this bike And that might sound weird,

991
00:43:39,600 --> 00:43:41,320
Speaker 1: but it's like, but it's for real. It's because I

992
00:43:41,360 --> 00:43:43,799
Speaker 1: get so much valu. I think I've put more than

993
00:43:44,239 --> 00:43:46,720
Speaker 1: forty five hundred miles combined on both those two bikes.

994
00:43:47,040 --> 00:43:49,160
Speaker 1: And so that's a lot of going to and fro

995
00:43:49,400 --> 00:43:51,600
Speaker 1: and a lot of like fun activities and a lot

996
00:43:51,600 --> 00:43:53,560
Speaker 1: of just kind of pointing to point b transportation that

997
00:43:53,600 --> 00:43:56,200
Speaker 1: it's really provided for me. And that's in addition to

998
00:43:56,239 --> 00:43:59,160
Speaker 1: the road bike that I ride almost every day. So yeah,

999
00:43:59,160 --> 00:44:01,759
Speaker 1: I think cargo by for a lot of people can

1000
00:44:01,760 --> 00:44:03,520
Speaker 1: make a whole lot of sense because they can help

1001
00:44:03,560 --> 00:44:06,279
Speaker 1: you haul more stuff if that's what you need, whether

1002
00:44:06,320 --> 00:44:09,399
Speaker 1: it's kids or groceries, it's it's worth at least looking

1003
00:44:09,400 --> 00:44:11,960
Speaker 1: into that. And just one other thing, Matt, I think,

1004
00:44:11,960 --> 00:44:15,200
Speaker 1: you know, we're talking about buying bikes, and speaking of RAT,

1005
00:44:15,239 --> 00:44:18,120
Speaker 1: I saw that they recently launched an e bike rental

1006
00:44:18,160 --> 00:44:21,640
Speaker 1: service in Berlin, and it made me think that renting

1007
00:44:21,719 --> 00:44:25,120
Speaker 1: bikes is not typically in the best in the best

1008
00:44:25,160 --> 00:44:28,120
Speaker 1: long term interest to people, because you know, like I

1009
00:44:28,160 --> 00:44:29,919
Speaker 1: love what rat is up to, but paying eighty bucks

1010
00:44:29,960 --> 00:44:32,759
Speaker 1: a month to them for a rental, it doesn't make

1011
00:44:32,800 --> 00:44:33,560
Speaker 1: a whole lot of sense.

1012
00:44:33,600 --> 00:44:36,439
Speaker 2: I mean, you're not talking about spending five bucks on

1013
00:44:36,520 --> 00:44:39,080
Speaker 2: a bike rental service when you're in a as a

1014
00:44:39,080 --> 00:44:41,400
Speaker 2: tourist in NY where you're hopping from one point to

1015
00:44:41,440 --> 00:44:44,000
Speaker 2: the other. You're talking about sort of like this ongoing lifestyle.

1016
00:44:44,080 --> 00:44:46,560
Speaker 2: You provide the bike for me, I pay you money. Yes,

1017
00:44:46,600 --> 00:44:47,799
Speaker 2: I don't have to worry about the bike.

1018
00:44:47,960 --> 00:44:50,919
Speaker 1: No, I'd rather you own your own bike, because, yeah,

1019
00:44:50,920 --> 00:44:52,719
Speaker 1: the goal, the goal is for people to use it

1020
00:44:52,760 --> 00:44:55,520
Speaker 1: regularly for years on end. And you know, bikes just

1021
00:44:55,560 --> 00:44:58,960
Speaker 1: they're not like gadgets, like tech gadgets, where upgrading every

1022
00:44:58,960 --> 00:45:01,680
Speaker 1: couple of years gets you actually improved features or something

1023
00:45:01,719 --> 00:45:03,799
Speaker 1: like that, where if you get this year's model, well

1024
00:45:03,800 --> 00:45:05,680
Speaker 1: it's going to be outdated by next year, and so

1025
00:45:05,760 --> 00:45:08,000
Speaker 1: you might as well just rent it. No, we would

1026
00:45:08,040 --> 00:45:11,719
Speaker 1: say that owning a bike is important and renting is

1027
00:45:11,920 --> 00:45:14,279
Speaker 1: going to cost you more. And so even though this

1028
00:45:14,320 --> 00:45:16,640
Speaker 1: program is only available in Europe, I could see this

1029
00:45:17,160 --> 00:45:19,840
Speaker 1: just because of the subscription models that have become abundant

1030
00:45:19,880 --> 00:45:21,600
Speaker 1: here in the US. I could just see this kind

1031
00:45:21,640 --> 00:45:24,560
Speaker 1: of happening in more cities across the United States, and

1032
00:45:24,800 --> 00:45:26,239
Speaker 1: I could see a lot more people be like cool,

1033
00:45:26,280 --> 00:45:27,800
Speaker 1: this is how I'm going to get into biking. I

1034
00:45:27,840 --> 00:45:29,719
Speaker 1: would rather you own your own because I just think

1035
00:45:29,760 --> 00:45:31,480
Speaker 1: you're going to get enough use out of it where

1036
00:45:31,520 --> 00:45:32,040
Speaker 1: that makes sense.

1037
00:45:32,120 --> 00:45:35,279
Speaker 2: Absolutely, and Joe, So we talked about our Upstate New

1038
00:45:35,320 --> 00:45:39,399
Speaker 2: York listener earlier. She's biking in inclement weather. Sometimes. We're

1039
00:45:39,440 --> 00:45:41,880
Speaker 2: certainly luckier here down in the South, although it does

1040
00:45:41,920 --> 00:45:43,799
Speaker 2: get cold, is nothing like what folks up in the

1041
00:45:43,800 --> 00:45:47,759
Speaker 2: Northeast typically experience, although we are again more likely to

1042
00:45:47,800 --> 00:45:49,960
Speaker 2: show up to work or to the store or to

1043
00:45:50,000 --> 00:45:53,280
Speaker 2: a restaurant a little sweatier than most other folks. But honestly,

1044
00:45:53,280 --> 00:45:54,799
Speaker 2: who cares. I feel like this is one of those

1045
00:45:54,800 --> 00:45:57,560
Speaker 2: things that we can push to fight back on a

1046
00:45:57,560 --> 00:46:00,200
Speaker 2: little bit, because nobody really cares about you sweating with

1047
00:46:00,200 --> 00:46:01,719
Speaker 2: a little bit of sweat on your brow more than

1048
00:46:01,760 --> 00:46:03,880
Speaker 2: you do. And so what that is is sort of

1049
00:46:03,920 --> 00:46:05,520
Speaker 2: like what I as I think about it, It's sort

1050
00:46:05,560 --> 00:46:07,120
Speaker 2: of like the ick factor, where you're just like, ugh,

1051
00:46:07,400 --> 00:46:09,480
Speaker 2: like I don't want I just don't want to show

1052
00:46:09,560 --> 00:46:12,120
Speaker 2: up being slightly damped to wherever it is that I

1053
00:46:12,160 --> 00:46:13,640
Speaker 2: need to go. But I think it's worth pointing out

1054
00:46:13,640 --> 00:46:15,840
Speaker 2: that it's a preference thing. It's not like I can't

1055
00:46:15,840 --> 00:46:16,879
Speaker 2: do this type of thing.

1056
00:46:16,920 --> 00:46:18,640
Speaker 1: And I do like those people by the way view

1057
00:46:18,680 --> 00:46:21,040
Speaker 1: you when you show up a little bit sweaty from

1058
00:46:21,080 --> 00:46:24,440
Speaker 1: your bike ride, less icky and more like wow, what

1059
00:46:24,520 --> 00:46:24,919
Speaker 1: a chance?

1060
00:46:24,960 --> 00:46:25,400
Speaker 2: Respect.

1061
00:46:25,600 --> 00:46:28,840
Speaker 1: Yes, I totally guess the case most people will actually

1062
00:46:29,280 --> 00:46:31,560
Speaker 1: like there's a certain amount of respect that comes with

1063
00:46:31,760 --> 00:46:33,840
Speaker 1: your dedication to that and the fact that you're pushing

1064
00:46:33,880 --> 00:46:36,960
Speaker 1: through even though you might not be like smelling like

1065
00:46:37,120 --> 00:46:39,080
Speaker 1: a barbed up soape or something like that.

1066
00:46:39,239 --> 00:46:40,759
Speaker 2: But there's also ways that you can get around that

1067
00:46:40,800 --> 00:46:42,560
Speaker 2: by just different things you keep at the office. But

1068
00:46:42,640 --> 00:46:44,400
Speaker 2: I mean, either way, I feel like the majority of

1069
00:46:44,400 --> 00:46:46,719
Speaker 2: folks are going to be able to show up to

1070
00:46:47,040 --> 00:46:49,680
Speaker 2: work not looking like they're, you know, ready to go

1071
00:46:49,760 --> 00:46:52,239
Speaker 2: out on a date, especially if you're you know, you're

1072
00:46:52,239 --> 00:46:54,680
Speaker 2: prepared right and so no matter like where it is

1073
00:46:54,680 --> 00:46:56,839
Speaker 2: that you live, it's important for folks out there to

1074
00:46:56,880 --> 00:46:59,640
Speaker 2: have the proper clothing in wet weather gear in particular,

1075
00:46:59,640 --> 00:47:02,759
Speaker 2: It's something that I feel that it's something I've pushed

1076
00:47:02,760 --> 00:47:05,399
Speaker 2: back against because I don't mind riding in the rain.

1077
00:47:05,480 --> 00:47:08,480
Speaker 2: Like recently, I completely got dumped on and I was like,

1078
00:47:08,480 --> 00:47:10,480
Speaker 2: all right, who cares, I'm just going to show up

1079
00:47:10,680 --> 00:47:12,359
Speaker 2: and it's because I've got a change of clothes here

1080
00:47:12,400 --> 00:47:14,920
Speaker 2: at the office, and so literally I came up, changed

1081
00:47:15,000 --> 00:47:17,040
Speaker 2: out all my clothes, laid out my other clothes so

1082
00:47:17,040 --> 00:47:19,359
Speaker 2: that they could dry by the time the day was over,

1083
00:47:19,640 --> 00:47:21,759
Speaker 2: and then I put those earlier wet clothes back on,

1084
00:47:22,000 --> 00:47:24,960
Speaker 2: and I left my clean, dry, clean, paar change of

1085
00:47:25,000 --> 00:47:26,880
Speaker 2: clothes here in the office. But I think there's just

1086
00:47:27,239 --> 00:47:28,719
Speaker 2: if you just think ahead a little bit, there's some

1087
00:47:28,719 --> 00:47:32,239
Speaker 2: creative solutions that can present themselves that allow you to

1088
00:47:32,280 --> 00:47:34,839
Speaker 2: do these things that at first blush you say, oh,

1089
00:47:34,840 --> 00:47:37,160
Speaker 2: that's not possible, But you think about it for like

1090
00:47:37,160 --> 00:47:40,000
Speaker 2: two seconds longer, and there's oftentimes a really easy solution.

1091
00:47:40,080 --> 00:47:42,279
Speaker 1: Yeah, I got a rain jacket, and I have some

1092
00:47:42,400 --> 00:47:45,920
Speaker 1: waterproof truck tailor's and that combo. Plus I've got some

1093
00:47:46,000 --> 00:47:48,799
Speaker 1: waterproof pants too, and that combo gets me, you know,

1094
00:47:48,920 --> 00:47:53,360
Speaker 1: through most rainstorms without looking like a complete mess. But yeah,

1095
00:47:53,480 --> 00:47:56,280
Speaker 1: and I think it's also important to mention just safety,

1096
00:47:56,440 --> 00:47:59,320
Speaker 1: like where you're oh yeah, yeah, proper lighting stuff like

1097
00:47:59,400 --> 00:48:01,960
Speaker 1: that is, and riding on the street. Like we were

1098
00:48:01,960 --> 00:48:03,560
Speaker 1: walking down the sidewalk the other day and there was

1099
00:48:03,560 --> 00:48:07,000
Speaker 1: a cyclist on the sidewalk, and I understand kind of

1100
00:48:07,080 --> 00:48:09,160
Speaker 1: why people want to ride on the sidewalks. But it's

1101
00:48:09,239 --> 00:48:12,160
Speaker 1: not safe. It's not safe for pedestrians, and I know

1102
00:48:12,239 --> 00:48:13,680
Speaker 1: that you might not feel safe right in the road.

1103
00:48:13,680 --> 00:48:15,400
Speaker 1: It's something that the more you do it, the more

1104
00:48:15,440 --> 00:48:16,480
Speaker 1: you'll feel comfortable doing it.

1105
00:48:16,800 --> 00:48:19,640
Speaker 2: So especially like you said, having the proper lighting. I

1106
00:48:19,680 --> 00:48:22,920
Speaker 2: mean I always when I'm running the street, like I

1107
00:48:22,960 --> 00:48:25,640
Speaker 2: turn on that back blinker so that it's that blinky

1108
00:48:25,760 --> 00:48:27,200
Speaker 2: is just going slot. And the same thing with the

1109
00:48:27,280 --> 00:48:28,680
Speaker 2: light up front, like you don't need to turn on

1110
00:48:28,680 --> 00:48:31,480
Speaker 2: your head like a broad daylight, but flip it, you know,

1111
00:48:31,560 --> 00:48:34,480
Speaker 2: to the fourth push when it switches to flashing as

1112
00:48:34,520 --> 00:48:36,799
Speaker 2: opposed to just the solid beam of light. But it's

1113
00:48:36,840 --> 00:48:38,040
Speaker 2: there to help provide visibility.

1114
00:48:38,080 --> 00:48:39,440
Speaker 1: Because yeah, you have to get a set of those,

1115
00:48:40,040 --> 00:48:42,000
Speaker 1: say thirty thirty five bucks on Amazon. Like it's not

1116
00:48:42,480 --> 00:48:44,800
Speaker 1: it's not expensive, so but it's yeah, it's going to

1117
00:48:45,200 --> 00:48:47,719
Speaker 1: go a long way in helping you feel safer on

1118
00:48:47,760 --> 00:48:50,400
Speaker 1: your bike. Hopefully we've convinced you that biking more is

1119
00:48:50,400 --> 00:48:52,480
Speaker 1: going to improve your life in a meaningful way. Right,

1120
00:48:52,719 --> 00:48:56,400
Speaker 1: incorporating regular rides into your life, we would say it

1121
00:48:56,440 --> 00:48:59,000
Speaker 1: really is this keystone habit that's going to have cascading

1122
00:48:59,040 --> 00:49:01,160
Speaker 1: benefits for you. You're going to be happier, you're going to

1123
00:49:01,200 --> 00:49:02,960
Speaker 1: be healthier, you're going to be a little more fit.

1124
00:49:03,000 --> 00:49:06,400
Speaker 1: You'll also bring money back into your life. It really

1125
00:49:06,520 --> 00:49:09,160
Speaker 1: is kind of this way in which you do this

1126
00:49:09,200 --> 00:49:12,360
Speaker 1: one thing and it has ripple effects into every area

1127
00:49:12,560 --> 00:49:15,640
Speaker 1: of how you live. And even if riding your bike

1128
00:49:15,880 --> 00:49:18,439
Speaker 1: more doesn't mean that you're also ditching one of your cars,

1129
00:49:18,480 --> 00:49:20,480
Speaker 1: that's still okay, right, you don't have to, but we

1130
00:49:20,520 --> 00:49:22,920
Speaker 1: would say maybe at some point you'll get so into

1131
00:49:22,960 --> 00:49:24,960
Speaker 1: your biking that you'll be able to ditch one of

1132
00:49:24,960 --> 00:49:26,640
Speaker 1: them and you're going to save even more money. And

1133
00:49:26,680 --> 00:49:29,400
Speaker 1: it's also important to mention that you don't have to

1134
00:49:29,440 --> 00:49:32,960
Speaker 1: go from like your couch to a thirty mile bike

1135
00:49:32,960 --> 00:49:35,200
Speaker 1: commute in one fell swoop. I think that would be

1136
00:49:35,320 --> 00:49:37,120
Speaker 1: we're not laying a guilt trip on people here and

1137
00:49:37,160 --> 00:49:40,880
Speaker 1: saying like, get off your duff and we're not drill sergeant,

1138
00:49:41,000 --> 00:49:43,200
Speaker 1: that's not our jam. But you'll start with a little

1139
00:49:43,200 --> 00:49:45,359
Speaker 1: grocery store run this week and see what happens, and

1140
00:49:45,400 --> 00:49:48,960
Speaker 1: you might find that it's kind of enjoyable and not

1141
00:49:49,040 --> 00:49:51,040
Speaker 1: as difficult as you thought. If you bring a backpack

1142
00:49:51,120 --> 00:49:53,600
Speaker 1: or whatever to carry your groceries in. And by the way, Matt,

1143
00:49:53,640 --> 00:49:55,040
Speaker 1: we talked about this, I don't know a couple months

1144
00:49:55,040 --> 00:49:57,360
Speaker 1: ago on the show. Google Maps has an update that

1145
00:49:57,440 --> 00:49:59,040
Speaker 1: makes it easier than ever to bike. So if you

1146
00:49:59,080 --> 00:50:01,360
Speaker 1: get a little phone for your bike too, so you

1147
00:50:01,360 --> 00:50:03,319
Speaker 1: can see where you're going and you can see you

1148
00:50:03,360 --> 00:50:04,960
Speaker 1: know the best route to get there, and Google is

1149
00:50:05,040 --> 00:50:07,000
Speaker 1: leading you turn by turn on how to get like,

1150
00:50:07,440 --> 00:50:10,840
Speaker 1: then it's just it's never been easier to be a biker,

1151
00:50:11,160 --> 00:50:14,120
Speaker 1: even with our pitiful lack of bike infrastructure in this country.

1152
00:50:14,280 --> 00:50:16,600
Speaker 1: Don't let that be an excuse, like get under bike,

1153
00:50:16,719 --> 00:50:18,839
Speaker 1: and the more of us that do it, the more

1154
00:50:19,000 --> 00:50:21,240
Speaker 1: cars are going to notice, and the more are hopefully

1155
00:50:21,239 --> 00:50:23,440
Speaker 1: our politicians are going to notice, And then it just

1156
00:50:23,520 --> 00:50:26,840
Speaker 1: becomes this self fulfilling prophecy that bikes are going to

1157
00:50:26,920 --> 00:50:28,000
Speaker 1: rule the world one of these days.

1158
00:50:28,000 --> 00:50:30,239
Speaker 2: Heck yeah, and one last step too, Like you were

1159
00:50:30,239 --> 00:50:32,520
Speaker 2: talking about just making a quick grocery store run rather

1160
00:50:32,600 --> 00:50:35,960
Speaker 2: than commuting for work. We've talked about this before as well,

1161
00:50:36,000 --> 00:50:38,759
Speaker 2: But before you take that first commute into your office,

1162
00:50:39,160 --> 00:50:41,680
Speaker 2: do that on a Saturday morning, like a nice chill Saturday.

1163
00:50:41,719 --> 00:50:43,279
Speaker 2: I think that can be an awesome way just to

1164
00:50:43,320 --> 00:50:45,000
Speaker 2: get a feel for the route that you need to

1165
00:50:45,000 --> 00:50:46,960
Speaker 2: take to drive, run, maybe how long it's going to

1166
00:50:47,000 --> 00:50:49,279
Speaker 2: take you, how sweaty you are by the time you

1167
00:50:49,320 --> 00:50:52,239
Speaker 2: get there. These are all valuable pieces of information that

1168
00:50:52,280 --> 00:50:54,680
Speaker 2: are helpful to have before you then have to immediately

1169
00:50:54,680 --> 00:50:56,480
Speaker 2: go into a meeting or sit down and PLoP down

1170
00:50:56,520 --> 00:50:59,240
Speaker 2: and start working. But again, we're just trying to find

1171
00:50:59,320 --> 00:51:02,400
Speaker 2: these small, all easy ways for you to get into biking.

1172
00:51:02,719 --> 00:51:05,160
Speaker 2: But hopefully, yeah, like Joel said, these are all tips

1173
00:51:05,160 --> 00:51:07,480
Speaker 2: that will help you to get biking more, not only

1174
00:51:07,640 --> 00:51:10,040
Speaker 2: to save more money, but just to live.

1175
00:51:09,920 --> 00:51:12,120
Speaker 1: A happier life for sure, all right, because that's what

1176
00:51:12,120 --> 00:51:13,879
Speaker 1: we're all about here. We want people to be better

1177
00:51:13,880 --> 00:51:16,279
Speaker 1: with their money, and but we want people to live

1178
00:51:16,560 --> 00:51:18,799
Speaker 1: better lives. And it's funny. One of our listeners, Matt

1179
00:51:18,800 --> 00:51:21,920
Speaker 1: in the Facebook group, he recently said, oh that the

1180
00:51:21,960 --> 00:51:24,120
Speaker 1: show could totally be called how to Live a Good

1181
00:51:24,160 --> 00:51:27,279
Speaker 1: Life with like money as an addendum, And isn't like that, Yeah,

1182
00:51:27,280 --> 00:51:29,560
Speaker 1: it's probably true, Like we talk about things that go

1183
00:51:30,040 --> 00:51:30,720
Speaker 1: beyond money.

1184
00:51:30,800 --> 00:51:32,680
Speaker 2: Money is just a tool, and we talk a lot

1185
00:51:32,760 --> 00:51:35,560
Speaker 2: about this one specific tool, but there are other tools

1186
00:51:35,680 --> 00:51:37,239
Speaker 2: out there as well, like bicycles.

1187
00:51:37,320 --> 00:51:40,080
Speaker 1: Yeah, and that tool reaches into a lot of other

1188
00:51:40,120 --> 00:51:42,000
Speaker 1: aspects of our lives, so we touch on those things too,

1189
00:51:42,280 --> 00:51:45,440
Speaker 1: and this is just one of them. That biking. It's

1190
00:51:45,480 --> 00:51:47,520
Speaker 1: gonna save you money, but it's gonna have a lot

1191
00:51:47,560 --> 00:51:51,160
Speaker 1: of other beneficial impacts for you too, Just like drinking

1192
00:51:51,160 --> 00:51:53,719
Speaker 1: good beer, what's a day is probably a good thing,

1193
00:51:53,960 --> 00:51:54,560
Speaker 1: at least for us.

1194
00:51:54,600 --> 00:51:57,000
Speaker 2: It is a beer a day. Yeah, we can't go

1195
00:51:57,040 --> 00:51:59,520
Speaker 2: down that path. No, let's we'll stick with the bike,

1196
00:51:59,560 --> 00:52:02,720
Speaker 2: right a day? The dog Rebbe keeps the doctor away?

1197
00:52:02,920 --> 00:52:04,880
Speaker 2: Did I say keeps the doctor at bay? I think?

1198
00:52:05,200 --> 00:52:10,000
Speaker 2: But that also works. No, this was Bosky Lagger, and dude,

1199
00:52:10,040 --> 00:52:12,200
Speaker 2: this is a really good beer. This was I'm going

1200
00:52:12,239 --> 00:52:15,440
Speaker 2: to read the label here inspired by German pilsners, and

1201
00:52:15,480 --> 00:52:19,280
Speaker 2: they're basically talk about how it's got those noble dry

1202
00:52:19,320 --> 00:52:23,120
Speaker 2: hops going on, given that classic pilsner sort of taste.

1203
00:52:23,360 --> 00:52:24,560
Speaker 2: What your thoughts on this one.

1204
00:52:24,440 --> 00:52:26,920
Speaker 1: Dude, This was one of the best pillsers I've ever had.

1205
00:52:26,960 --> 00:52:28,279
Speaker 1: Oh yeah, yeah, I thought it was great.

1206
00:52:28,320 --> 00:52:29,000
Speaker 2: It was my praise.

1207
00:52:29,040 --> 00:52:31,200
Speaker 1: It was like pillowy. It was crisp, but also had

1208
00:52:31,239 --> 00:52:34,320
Speaker 1: like some really nice floral hop notes coming through and

1209
00:52:34,719 --> 00:52:37,879
Speaker 1: sometimes Pilsners are light on that, like there's not enough

1210
00:52:37,920 --> 00:52:41,120
Speaker 1: hot presence and so it just kind of tastes like beer.

1211
00:52:41,480 --> 00:52:44,120
Speaker 1: But this one had like definitely had that like taste

1212
00:52:44,160 --> 00:52:46,200
Speaker 1: like beer pilsner thing going on, but it had even

1213
00:52:46,280 --> 00:52:48,600
Speaker 1: more going on than that, And so I thought this

1214
00:52:48,760 --> 00:52:51,719
Speaker 1: was like a really well rounded pilsoner that, yeah, I

1215
00:52:51,760 --> 00:52:52,239
Speaker 1: was a fan of.

1216
00:52:52,320 --> 00:52:55,400
Speaker 2: Yeah, fantastic, real bright, real clean. It kind of reminded

1217
00:52:55,440 --> 00:52:57,080
Speaker 2: me of a lot of the Laggers, a lot of

1218
00:52:57,080 --> 00:52:59,719
Speaker 2: the Pilsners that our friends down at Halfway Crooks that

1219
00:52:59,719 --> 00:53:02,360
Speaker 2: they're making, which is very much in the style as well.

1220
00:53:02,760 --> 00:53:05,120
Speaker 2: But yeah, definitely a great beer, the kind of beer

1221
00:53:05,120 --> 00:53:07,000
Speaker 2: that you want to enjoy after a long bike ride

1222
00:53:07,120 --> 00:53:09,040
Speaker 2: as well. Yeah, kind of makes me I feel like,

1223
00:53:09,040 --> 00:53:11,840
Speaker 2: maybe should we have had a beer by Bicycle Brewing?

1224
00:53:11,880 --> 00:53:14,480
Speaker 2: Is that those cycle and cycle yeah down there in

1225
00:53:14,520 --> 00:53:17,680
Speaker 2: a Tampa or Saint Pete, I think yeah, Or we

1226
00:53:17,719 --> 00:53:19,960
Speaker 2: could have had a Rattler which or Rattler the other

1227
00:53:20,000 --> 00:53:24,279
Speaker 2: classic Cyclist or New Belgium beverage of choice. They love bikes, true,

1228
00:53:24,600 --> 00:53:26,920
Speaker 2: they get that whole yeah, that whole series, that whole brand.

1229
00:53:26,960 --> 00:53:29,239
Speaker 2: But this was a fantastic beer. Glad that you and

1230
00:53:29,239 --> 00:53:31,799
Speaker 2: I were able to enjoy one today and thanks again

1231
00:53:31,840 --> 00:53:33,879
Speaker 2: to Bob for donating this one to the show.

1232
00:53:33,960 --> 00:53:35,279
Speaker 1: For sure. All right, that's going to do it for

1233
00:53:35,320 --> 00:53:38,000
Speaker 1: this episode. We hope you get out there on your bike.

1234
00:53:38,000 --> 00:53:39,959
Speaker 1: We hope it's enjoyable. If you have any questions about biking,

1235
00:53:40,000 --> 00:53:43,000
Speaker 1: you can always reach out to us. We love listener emails.

1236
00:53:43,040 --> 00:53:45,600
Speaker 1: How tomoneypod at gmail dot com is our email address.

1237
00:53:45,920 --> 00:53:47,560
Speaker 1: And Matt, that's going to do it for this episode

1238
00:53:47,640 --> 00:53:51,359
Speaker 1: until next time. Best Friends album, Best Friends Out.

1239
00:54:00,680 --> 00:54:02,520
Speaker 2: He don't spoke