1 00:00:00,040 --> 00:00:03,600 Speaker 1: An illegal alien from Guatemala charged with raping a child 2 00:00:03,680 --> 00:00:07,480 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 3 00:00:07,720 --> 00:00:11,840 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 4 00:00:11,920 --> 00:00:15,840 Speaker 1: filming and selling child pornography in Michigan. These are just 5 00:00:15,920 --> 00:00:19,680 Speaker 1: some of the heinous migrant criminals caught because of President 6 00:00:19,720 --> 00:00:23,320 Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States 7 00:00:23,320 --> 00:00:28,120 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 8 00:00:28,160 --> 00:00:31,680 Speaker 1: crossings are at the lowest levels ever recorded, and over 9 00:00:31,760 --> 00:00:34,960 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 10 00:00:35,040 --> 00:00:38,920 Speaker 1: are here illegally, your next you will be fined nearly 11 00:00:39,000 --> 00:00:43,000 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 12 00:00:43,040 --> 00:00:46,680 Speaker 1: never return. But if you register using our CBP home 13 00:00:46,720 --> 00:00:50,120 Speaker 1: app and leave now, you could be allowed to return legally. 14 00:00:50,479 --> 00:00:55,240 Speaker 1: Do what's right. Leave now. Under President Trump, America's laws, 15 00:00:55,400 --> 00:00:57,840 Speaker 1: border and families will be protected. 16 00:00:57,920 --> 00:01:00,000 Speaker 2: Sponsored by the United States Department of Homeland Security. 17 00:01:00,240 --> 00:01:04,480 Speaker 3: Artificial intelligence is obviously taking over the world, but very 18 00:01:04,520 --> 00:01:09,319 Speaker 3: few people are in power to actually program these these 19 00:01:09,520 --> 00:01:16,120 Speaker 3: these artificial intelligence programs right and consciously or subconsciously, the 20 00:01:16,240 --> 00:01:20,920 Speaker 3: artificial intelligence is getting programmed in the likeness of the 21 00:01:20,959 --> 00:01:24,679 Speaker 3: person that's actually programming it, right, with their ingrained biases, 22 00:01:24,760 --> 00:01:29,320 Speaker 3: with their ingrained opinions. It's just human nature. Very very 23 00:01:29,360 --> 00:01:32,920 Speaker 3: few black people, very few women, very few a variety 24 00:01:32,959 --> 00:01:37,120 Speaker 3: of anybody other than a certain tech group of white 25 00:01:37,120 --> 00:01:42,399 Speaker 3: men are actually in position to shape how artificial intelligence thinks, 26 00:01:43,000 --> 00:01:45,800 Speaker 3: which could be extremely dangerous because if you have three 27 00:01:45,840 --> 00:01:48,000 Speaker 3: percent of the popular one percent of the population that's 28 00:01:48,040 --> 00:01:52,080 Speaker 3: programming one hundred percent of artificial intelligence, the artificial intelligence 29 00:01:52,120 --> 00:01:54,040 Speaker 3: is going to think just like the one percent of 30 00:01:54,080 --> 00:01:58,200 Speaker 3: the programmers, and they're going to have, like I said, biases. 31 00:01:58,560 --> 00:02:02,160 Speaker 3: So now you have artific visual intelligence that's racist, that 32 00:02:02,240 --> 00:02:06,080 Speaker 3: has biased based on the programming that has been done. 33 00:02:06,480 --> 00:02:10,440 Speaker 3: So are you guys thinking about that, and if so, 34 00:02:11,280 --> 00:02:15,520 Speaker 3: are you having any level of input or are you 35 00:02:15,919 --> 00:02:20,760 Speaker 3: looking to enforce some regulation on the programming of artificial 36 00:02:20,800 --> 00:02:25,359 Speaker 3: intelligence so that it has some level of more diversity 37 00:02:25,400 --> 00:02:28,200 Speaker 3: as far as the computers the way that they're actually 38 00:02:28,200 --> 00:02:29,000 Speaker 3: programmed to think. 39 00:02:30,160 --> 00:02:34,520 Speaker 4: The great question. So the administration has issued an executive 40 00:02:34,600 --> 00:02:38,799 Speaker 4: order on artificial intelligence. There's a lot of factors and 41 00:02:38,800 --> 00:02:41,880 Speaker 4: a lot of planks, but to your point, one of 42 00:02:41,880 --> 00:02:45,520 Speaker 4: the most important aspects of that executive order is that 43 00:02:45,639 --> 00:02:48,480 Speaker 4: AI needs to be safe, and that there needs to 44 00:02:48,480 --> 00:02:51,639 Speaker 4: be testing, and that it should be free of those 45 00:02:51,720 --> 00:02:55,640 Speaker 4: kinds of biases. But I think that the problem that 46 00:02:55,680 --> 00:02:59,280 Speaker 4: you've just tied up, I think goes back to why 47 00:02:59,400 --> 00:03:03,720 Speaker 4: anti tryus is so important. Anti trust is about the 48 00:03:03,800 --> 00:03:09,760 Speaker 4: dispersion of economic opportunity. It's about removing structural barriers to 49 00:03:09,880 --> 00:03:13,680 Speaker 4: economic opportunity. And the very fact that a small number 50 00:03:13,919 --> 00:03:18,880 Speaker 4: of people, whoever they are, can control the market experiences 51 00:03:19,080 --> 00:03:23,399 Speaker 4: of potentially hundreds of millions of Americans and people globally 52 00:03:24,240 --> 00:03:27,360 Speaker 4: is just like right on the nose about what anti 53 00:03:27,400 --> 00:03:30,200 Speaker 4: trust is intended to enforce. And so to me, it 54 00:03:30,320 --> 00:03:35,400 Speaker 4: sets up a choice between two paradigms. One is trying 55 00:03:35,440 --> 00:03:41,080 Speaker 4: to fix flawed inputs, trying to make sure that you 56 00:03:41,120 --> 00:03:44,880 Speaker 4: know data sets, and the objective function of some of 57 00:03:44,920 --> 00:03:50,240 Speaker 4: these algorithms is you know, doesn't offend law and policy 58 00:03:50,280 --> 00:03:53,080 Speaker 4: for good reason, And there's some people who favor that 59 00:03:53,520 --> 00:03:56,760 Speaker 4: as an anti trust enforcer. I'm thinking about the entire 60 00:03:56,880 --> 00:04:01,720 Speaker 4: power problem, and so to me, I would not want 61 00:04:02,320 --> 00:04:06,840 Speaker 4: one company, a small number of companies to have such 62 00:04:06,880 --> 00:04:12,760 Speaker 4: outsize power, and so I favor structural approaches, which is 63 00:04:12,800 --> 00:04:15,640 Speaker 4: to say, making sure that there isn't that kind of 64 00:04:15,720 --> 00:04:20,360 Speaker 4: power in the first instance over AI. And again that 65 00:04:20,560 --> 00:04:24,120 Speaker 4: is consistent with the anti monopoly tradition in this country 66 00:04:24,200 --> 00:04:26,560 Speaker 4: and the spirit of the anti trust laws. Right like, 67 00:04:26,600 --> 00:04:30,200 Speaker 4: our first anti trust law is called the Sherman Act, 68 00:04:30,360 --> 00:04:35,480 Speaker 4: and Senator John Sherman makes these impassion pleas on the 69 00:04:35,520 --> 00:04:39,159 Speaker 4: floor of the Senate in eighteen ninety and he says 70 00:04:39,560 --> 00:04:43,000 Speaker 4: that this stuff is antithetical to our form of government, 71 00:04:43,200 --> 00:04:48,000 Speaker 4: that if we wouldn't endure an emperor, we shouldn't endure 72 00:04:48,080 --> 00:04:50,680 Speaker 4: the autocrats of trade. And I think that that's really 73 00:04:51,320 --> 00:04:55,800 Speaker 4: resonant now, right Like, we think about the dominance of 74 00:04:55,839 --> 00:05:00,320 Speaker 4: these companies and how four men, you know, maybe a 75 00:05:00,320 --> 00:05:04,919 Speaker 4: few others are again having outsized control of every aspect 76 00:05:05,000 --> 00:05:07,359 Speaker 4: of American life, and I don't believe it can be 77 00:05:07,520 --> 00:05:12,200 Speaker 4: justified on legal, any trust grounds, or just basic notions 78 00:05:12,400 --> 00:05:15,360 Speaker 4: of the foundations for democracy. 79 00:05:17,160 --> 00:05:21,280 Speaker 5: Any thoughts on what could be done to help black 80 00:05:21,320 --> 00:05:24,160 Speaker 5: owned banks close the gap between how many of us 81 00:05:24,560 --> 00:05:29,280 Speaker 5: are doing business with them versus their counterparts like JP Morgan, 82 00:05:29,360 --> 00:05:30,520 Speaker 5: Bank of America, et cetera. 83 00:05:31,640 --> 00:05:38,240 Speaker 4: Sure, so banks are special financial institutions and there's actually 84 00:05:38,800 --> 00:05:41,839 Speaker 4: a long history of how anti trust has been concerned 85 00:05:41,880 --> 00:05:47,560 Speaker 4: about the financiers in consolidating important industries. At the Any 86 00:05:47,560 --> 00:05:52,360 Speaker 4: Trust Division, we are thinking about bank merger policy because 87 00:05:52,360 --> 00:05:56,560 Speaker 4: we know that forty nine percent of all black households 88 00:05:56,640 --> 00:06:00,240 Speaker 4: in America are actually under banked, compared to just fifen 89 00:06:00,320 --> 00:06:03,679 Speaker 4: percent of White America ernerds. 90 00:06:03,720 --> 00:06:05,839 Speaker 6: What's up? You ever walk into a small business and 91 00:06:05,880 --> 00:06:09,400 Speaker 6: everything just works like the checkout is fast, the receipts 92 00:06:09,400 --> 00:06:12,919 Speaker 6: are digital, tipping is a breeze, and you're out the 93 00:06:12,960 --> 00:06:17,080 Speaker 6: door before the line even builds. Odds are they're using Square. 94 00:06:17,560 --> 00:06:20,159 Speaker 6: We love supporting businesses that run on Square because it 95 00:06:20,240 --> 00:06:23,200 Speaker 6: just feels seamless. Whether it's a local coffee shop, a 96 00:06:23,320 --> 00:06:25,719 Speaker 6: vendor at a pop up market, or even one of 97 00:06:25,760 --> 00:06:28,880 Speaker 6: our merch partners. Square makes it easy for them to 98 00:06:28,920 --> 00:06:32,760 Speaker 6: take payments, manage inventory, and run their business with confidence, 99 00:06:33,120 --> 00:06:36,440 Speaker 6: all from one simple system. If you're a business owner 100 00:06:36,600 --> 00:06:40,000 Speaker 6: or even just thinking about launching something soon, Square is 101 00:06:40,120 --> 00:06:42,159 Speaker 6: hands down one of the best tools out there to 102 00:06:42,240 --> 00:06:46,280 Speaker 6: help you start, run and grow. It's not just about payments, 103 00:06:46,560 --> 00:06:49,200 Speaker 6: it's about giving you time back so you can focus 104 00:06:49,240 --> 00:06:51,960 Speaker 6: on what matters most Ready to see how Square can 105 00:06:51,960 --> 00:06:56,800 Speaker 6: transform your business. Visit Square dot com backslash go backslash 106 00:06:56,880 --> 00:07:01,039 Speaker 6: eyl to learn more that Square dot Com backslash go 107 00:07:01,480 --> 00:07:05,640 Speaker 6: backslash eyl. Don't wait, don't hesitate. Let's Square handle the 108 00:07:05,720 --> 00:07:10,400 Speaker 6: back end so you can keep pushing your vision forward. 109 00:07:11,840 --> 00:07:14,080 Speaker 6: This episode is brought to you by P and C Bank. 110 00:07:14,480 --> 00:07:17,240 Speaker 6: A lot of people think podcasts about work are boring, 111 00:07:17,440 --> 00:07:21,320 Speaker 6: and sure, they definitely can be, but understanding a professional's 112 00:07:21,400 --> 00:07:24,640 Speaker 6: routine shows us how they achieve their success little by little, 113 00:07:25,000 --> 00:07:28,680 Speaker 6: day after day. It's like banking with P and C Bank. 114 00:07:29,120 --> 00:07:31,960 Speaker 6: It might seem boring to save, plan and make calculated 115 00:07:31,960 --> 00:07:35,080 Speaker 6: decisions with your bank, but keeping your money boring is 116 00:07:35,080 --> 00:07:38,440 Speaker 6: what helps you live a more happily fulfilled life. P 117 00:07:38,520 --> 00:07:43,360 Speaker 6: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly 118 00:07:43,400 --> 00:07:46,040 Speaker 6: Boring since eighteen sixty five is a service mark of 119 00:07:46,080 --> 00:07:49,320 Speaker 6: the PNC Financial Service Group, Inc. P and C Bank 120 00:07:49,760 --> 00:07:51,920 Speaker 6: National Association Member FDIC. 121 00:07:53,720 --> 00:07:57,400 Speaker 1: An illegal alien from Guatemala charged with raping a child 122 00:07:57,400 --> 00:08:02,000 Speaker 1: in Massachusetts. An MS thirteen gang from Al Salvador accused 123 00:08:02,040 --> 00:08:06,080 Speaker 1: of murdering a Texas. Man of Venezuelan charged with filming 124 00:08:06,160 --> 00:08:09,920 Speaker 1: and selling child pornography in Michigan. These are just some 125 00:08:10,080 --> 00:08:13,880 Speaker 1: of the heinous migrant criminals caught because of President Donald J. 126 00:08:13,960 --> 00:08:17,760 Speaker 1: Trump's leadership. I'm Christy nom the United States Secretary of 127 00:08:17,800 --> 00:08:22,600 Speaker 1: Homeland Security. Under President Trump, attempted illegal border crossings are 128 00:08:22,640 --> 00:08:26,000 Speaker 1: at the lowest levels ever recorded, and over one hundred 129 00:08:26,040 --> 00:08:29,920 Speaker 1: thousand illegal aliens have been arrested. If you are here illegally, 130 00:08:30,440 --> 00:08:33,720 Speaker 1: your next you will be fine nearly one thousand dollars 131 00:08:33,800 --> 00:08:37,920 Speaker 1: a day, imprisoned and deported, you will never return. But 132 00:08:38,000 --> 00:08:41,559 Speaker 1: if you register using our CBP home app and leave now, 133 00:08:41,920 --> 00:08:45,000 Speaker 1: you could be allowed to return legally. Do what's right, 134 00:08:45,600 --> 00:08:50,559 Speaker 1: leave now. Under President Trump, America's laws border and families 135 00:08:50,720 --> 00:08:51,560 Speaker 1: will be protected. 136 00:08:51,640 --> 00:08:53,640 Speaker 2: Sponsored by the United States Department of Homeland. 137 00:08:53,400 --> 00:08:56,880 Speaker 4: Security, and those statistics are according to the Federal Reserve. 138 00:08:58,080 --> 00:09:00,760 Speaker 4: And black Americans are looking to cost are and offered 139 00:09:01,280 --> 00:09:07,240 Speaker 4: predatory alternatives to banking institutions. And so the other problem 140 00:09:07,480 --> 00:09:11,760 Speaker 4: is that when there's a lot of consolidation of banks, 141 00:09:11,960 --> 00:09:17,760 Speaker 4: they become less sensitive to the needs of communities, which 142 00:09:17,800 --> 00:09:21,440 Speaker 4: ultimately affects the wealth of communities. And so we are 143 00:09:21,520 --> 00:09:26,840 Speaker 4: rethinking our bank merger guidelines to be more lucid to 144 00:09:27,000 --> 00:09:30,319 Speaker 4: all of the ways that bank merger consolidation can really 145 00:09:30,360 --> 00:09:37,000 Speaker 4: harm communities when they are further and further away from communities. 146 00:09:37,920 --> 00:09:40,160 Speaker 4: I should also say that there's a huge role of 147 00:09:40,280 --> 00:09:45,400 Speaker 4: other federal agencies, to include the Federal Reserve, the CFPB, 148 00:09:46,160 --> 00:09:50,480 Speaker 4: the OCC and others who are tasked with thinking about 149 00:09:50,640 --> 00:09:53,160 Speaker 4: all of the non antitrust and all of the non 150 00:09:53,160 --> 00:09:58,440 Speaker 4: competition reasons to either permit bank mergers or not. And 151 00:09:58,520 --> 00:10:02,319 Speaker 4: one of those important factors is convenience and need factors, 152 00:10:03,160 --> 00:10:08,040 Speaker 4: And so I suspect that they will be more focused 153 00:10:08,120 --> 00:10:13,840 Speaker 4: on the needs of communities because the consequences can really 154 00:10:13,880 --> 00:10:18,560 Speaker 4: have awful knock on effects for black business formation, black 155 00:10:18,600 --> 00:10:21,319 Speaker 4: home ownership, you know, and it's not just black people, right. 156 00:10:21,400 --> 00:10:26,840 Speaker 4: There's you know, really harrowing account of how bank consolidation 157 00:10:27,120 --> 00:10:30,720 Speaker 4: has hurt folks all across the country, and how mergers 158 00:10:30,760 --> 00:10:33,640 Speaker 4: have really hollowed out the middle of the country, which 159 00:10:34,440 --> 00:10:39,880 Speaker 4: has a number of social, political, and economic consequences, you know, 160 00:10:39,960 --> 00:10:41,640 Speaker 4: for all of us and and for the health of 161 00:10:41,640 --> 00:10:42,400 Speaker 4: her democracy. 162 00:10:43,360 --> 00:10:46,600 Speaker 7: Yeah, the banking numbers, the statistics are pretty alarming. The 163 00:10:46,640 --> 00:10:51,120 Speaker 7: six largest banks companies have it messed as many assets 164 00:10:51,120 --> 00:10:54,000 Speaker 7: as all other bank holding companies combined. I mean, these 165 00:10:54,000 --> 00:10:56,600 Speaker 7: these numbers are pretty startling. One lessons is that I 166 00:10:56,600 --> 00:10:58,920 Speaker 7: want to regiate the one United the largest black home 167 00:10:58,920 --> 00:11:02,280 Speaker 7: bank in the US manages sixty six hundred and twenty 168 00:11:02,280 --> 00:11:05,120 Speaker 7: five million dollars in assets. In comparison, Bank of America 169 00:11:05,480 --> 00:11:09,360 Speaker 7: manage is nearly two point five trillion, And so those 170 00:11:09,440 --> 00:11:10,400 Speaker 7: numbers are pretty staggered. 171 00:11:10,400 --> 00:11:11,560 Speaker 2: When we talk about monopoly. 172 00:11:11,679 --> 00:11:14,360 Speaker 7: It feels right when we so what happened with regional banks, 173 00:11:15,040 --> 00:11:17,360 Speaker 7: we saw what happened with minority old blanks as they 174 00:11:17,600 --> 00:11:21,000 Speaker 7: see to continue to consolidate that gap wide and even further. 175 00:11:21,280 --> 00:11:23,040 Speaker 7: I want to go back to something that Shatty was 176 00:11:23,080 --> 00:11:25,840 Speaker 7: talking about when we talk about artificial intelligence. I wonder 177 00:11:25,880 --> 00:11:28,280 Speaker 7: how you guys are approaching this in terms of the 178 00:11:28,360 --> 00:11:30,560 Speaker 7: job market. When we talk about working wage, when we 179 00:11:30,600 --> 00:11:34,400 Speaker 7: talk about workers, there's a fear from people that jobs 180 00:11:34,400 --> 00:11:37,920 Speaker 7: will be replaced and automation will become at the forefront 181 00:11:38,200 --> 00:11:40,559 Speaker 7: of the new job movement. A lot of those jobs 182 00:11:40,600 --> 00:11:44,760 Speaker 7: will are probably be taken are manned by people that 183 00:11:44,800 --> 00:11:47,120 Speaker 7: look like us right now. And so how are we 184 00:11:47,160 --> 00:11:50,840 Speaker 7: looking at this from an anti competitive standpoint? 185 00:11:51,880 --> 00:11:57,960 Speaker 4: You know, there's an entire body of research on the 186 00:11:58,000 --> 00:12:01,840 Speaker 4: failures of competition in later markets that if we had 187 00:12:01,880 --> 00:12:04,480 Speaker 4: another five hours to talk about, I would love to 188 00:12:04,520 --> 00:12:07,760 Speaker 4: take you through all of it. On the AI example, 189 00:12:07,880 --> 00:12:13,520 Speaker 4: in particular, I think that there are already realized fears 190 00:12:13,640 --> 00:12:18,200 Speaker 4: of how artificial intelligence can make the conditions of work 191 00:12:18,880 --> 00:12:23,120 Speaker 4: or the availability of work more tenuous. You know, it 192 00:12:23,200 --> 00:12:27,680 Speaker 4: is a fact that technological innovation can wipe out a 193 00:12:27,760 --> 00:12:31,160 Speaker 4: number of jobs. Sometimes that's for reasons having nothing to 194 00:12:31,240 --> 00:12:35,160 Speaker 4: do with violations of law, to include the anti trust laws. 195 00:12:35,880 --> 00:12:41,400 Speaker 4: But other times, when they're really stark asymmetries of power 196 00:12:41,559 --> 00:12:46,600 Speaker 4: between employers and their workers, there's good reason to think 197 00:12:46,600 --> 00:12:50,600 Speaker 4: about whether there's a competition problem in the market. I 198 00:12:50,679 --> 00:12:53,760 Speaker 4: recently read, and I won't name the company, but I 199 00:12:53,800 --> 00:13:00,840 Speaker 4: recently read that one of the sharing economy companies is 200 00:13:00,920 --> 00:13:07,640 Speaker 4: thinking about using AI to figure out what wages or 201 00:13:07,760 --> 00:13:14,280 Speaker 4: fares to offer workers, and that struck me as remarkably concerning, 202 00:13:14,640 --> 00:13:20,120 Speaker 4: if not dystopian. It is worth thinking more about whether 203 00:13:20,240 --> 00:13:23,960 Speaker 4: there are failures of competition market structures that allow them 204 00:13:24,000 --> 00:13:26,559 Speaker 4: to do that. But the fact is, some people are 205 00:13:26,679 --> 00:13:31,520 Speaker 4: very desperate, and if your prior willingness to take extremely 206 00:13:31,559 --> 00:13:35,880 Speaker 4: low wages essentially means that companies are going to offer 207 00:13:35,920 --> 00:13:40,520 Speaker 4: you more of that. That is a reason to be concerned, 208 00:13:40,640 --> 00:13:44,079 Speaker 4: and so we are taking all of this information in 209 00:13:44,120 --> 00:13:47,840 Speaker 4: at the Justice Department. We're thinking deeply about it, and 210 00:13:48,120 --> 00:13:51,480 Speaker 4: if we believe that the facts and the law warrant 211 00:13:51,600 --> 00:13:54,960 Speaker 4: law enforcement on those issues, we will not hesitate to 212 00:13:55,000 --> 00:13:55,320 Speaker 4: do so. 213 00:13:55,760 --> 00:13:59,400 Speaker 1: An illegal alien from Guatemala charged with raping a child 214 00:13:59,400 --> 00:14:03,239 Speaker 1: in massachue An MS thirteen gang member from Al Salvador 215 00:14:03,480 --> 00:14:07,640 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 216 00:14:07,679 --> 00:14:11,600 Speaker 1: filming and selling child pornography in Michigan. These are just 217 00:14:11,679 --> 00:14:15,439 Speaker 1: some of the heinous migrant criminals caught because of President 218 00:14:15,480 --> 00:14:19,080 Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States 219 00:14:19,080 --> 00:14:23,880 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 220 00:14:23,920 --> 00:14:27,440 Speaker 1: crossings are at the lowest levels ever recorded, and over 221 00:14:27,520 --> 00:14:30,720 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 222 00:14:30,800 --> 00:14:34,680 Speaker 1: are here illegally, your next you will be fined nearly 223 00:14:34,760 --> 00:14:38,760 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 224 00:14:38,800 --> 00:14:42,440 Speaker 1: never return. But if you register using our CBP home 225 00:14:42,480 --> 00:14:45,400 Speaker 1: app and leave now, you could be allowed to return 226 00:14:45,480 --> 00:14:51,000 Speaker 1: legally do what's right. Leave now. Under President Trump, America's laws, 227 00:14:51,160 --> 00:14:53,600 Speaker 1: border and families will be protected. 228 00:14:53,680 --> 00:14:55,840 Speaker 2: Sponsored by the United States Department of Homeland Security,