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Speaker 1: What's up His way Up with Angela Yee And this

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Speaker 1: is going to be a fun Wealth Wednesday with my

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Speaker 1: co host Stacy Tisdale.

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Speaker 2: Happy Wealth Wednesdays, everybody. We have a mid year financial

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Speaker 2: check up with the budget nistu.

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Speaker 1: I can't believe it's the middle of the year already,

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Speaker 1: Can we talk about that? So yes, but that also

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Speaker 1: means you still have the rest of the year to

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Speaker 1: reach your goals exactly.

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Speaker 2: So what should people do if it's they're kind of

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Speaker 2: afraid it's midyear? Where do they start when it comes

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Speaker 2: to taking stock of their financial goals?

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Speaker 3: Well, first things first, Stacy, I want you to revisit

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Speaker 3: what your goals were in January. You know, like everybody

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Speaker 3: wrote stuff down. Maybe you journaled, maybe you did a

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Speaker 3: vision board, maybe just started out. So revisit what those

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Speaker 3: goals are. See if they still align. Because maybe you

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Speaker 3: had a goal if I want to buy a house

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Speaker 3: and it just doesn't make sense now. But maybe you

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Speaker 3: had a goal I want to save one thousand dollars

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Speaker 3: and it still makes sense.

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Speaker 4: So what were your goals?

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Speaker 3: How are or how close are you to accomplishing them?

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Speaker 3: If you're still pretty far? Map out the next the

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Speaker 3: rest of the year of what do I need to

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Speaker 3: do to get there?

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Speaker 4: Okay?

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Speaker 3: You know, so like let's just say your goal was

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Speaker 3: I want to save a thousand dollars and you're at

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Speaker 3: two hundred, Well, what do we have to do to

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Speaker 3: get those to the eight hundred?

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Speaker 4: Month by month by month? Break it down, work backwards.

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Speaker 3: You know.

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Speaker 1: They always say it, don't beat yourself up, but I

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Speaker 1: do know, and I'm not just talking about myself, but

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Speaker 1: a lot of times we set these goals and then

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Speaker 1: we do things that we know are not aligned with

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Speaker 1: reaching those goals because it's not sometimes easy the well

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Speaker 1: power that you have to have to be able to

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Speaker 1: achieve goals, Like you'll be like, I want to buy us,

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Speaker 1: but I'm still acting and doing things like shopping and

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Speaker 1: you know, making purchase and going out to eat and

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Speaker 1: going on vacations and doing all of the things that

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Speaker 1: won't align with me trying to save up that money.

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Speaker 2: You always say being clear on your goals helps.

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Speaker 4: But also too, get your an accountability partner.

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Speaker 3: You are here by yourself, why like tell your sister

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Speaker 3: your beds, to your work hubby, somebody who's going to

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Speaker 3: be like, oh, we are here again. But someone who

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Speaker 3: is gonna jetly motivate you, but you're accountable, and then

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Speaker 3: create like an accountability check in, right, so it might

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Speaker 3: be monthly, but you're also helping them check in.

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Speaker 4: Maybe it's weekly.

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Speaker 3: So you set your goals, you share them, and then

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Speaker 3: you check in with your accountability partner, because.

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Speaker 4: It's really going to help you.

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Speaker 3: I mean, no one is perfect, but knowing that someone's

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Speaker 3: going to ask you about it is really going to

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Speaker 3: motivate you to stay on track or lie.

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Speaker 1: I'm glad you said right, you know, because saving is

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Speaker 1: a big thing that we were talking about, because sometimes,

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Speaker 1: you know, saving is like when you spend money to

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Speaker 1: save money, but really you're just spending money you don't

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Speaker 1: need to spend. And so you might be like, oh,

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Speaker 1: there's a big sale. I could save five hundred dollars

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Speaker 1: on this, but you don't even need it. But you

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Speaker 1: think you're saving money, but you're spending money on something

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Speaker 1: you don't need because it's on sale.

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Speaker 5: I'm a saver and I'm aware, but I'm trying to get.

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Speaker 3: Some people save to spend, meaning that like they'll say like,

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Speaker 3: oh my goodness, like I save this two hundred dollars

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Speaker 3: and then they spent that two hundred dollars.

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Speaker 4: It's like the savings never stays.

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Speaker 5: Yeah, you know.

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Speaker 3: And so the key for that, though, is you have

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Speaker 3: to make your money inconvenience, because inconvenient.

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Speaker 4: Money gets saved.

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Speaker 3: Like I do not put my spending money in my

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Speaker 3: saving money at the same bank. Okay, So my spending

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Speaker 3: money goes at my convenient bank, which is like the

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Speaker 3: brick and mortar banks outside swipe your your your your depor.

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Speaker 4: Card, you know the ones we see outside.

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Speaker 3: My savings money goes in an online only bank because

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Speaker 3: she is stingy and if I want to spend her,

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Speaker 3: you gotta jump through hoops what you got to make

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Speaker 3: that transfer twenty four hours before it's available. Blah blah blah.

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Speaker 4: So it makes my money inconvenient.

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Speaker 5: That's a good idea.

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Speaker 4: You know, it slows me down a little bit.

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Speaker 2: Yeah, that's a great idea. I love the accountability partner

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Speaker 2: because I got a stat Yeah, write down your goals.

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Speaker 2: Tell someone you are it's like ninety eight percent more

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Speaker 2: likely to achieve them.

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Speaker 3: It's huge.

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Speaker 4: And check in.

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Speaker 3: And here's the thing. I mean, y'all like to tell

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Speaker 3: your business on social media anyway, if you don't have

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Speaker 3: someone to do.

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Speaker 4: Make social media you accountability, right, y'all like.

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Speaker 5: To push yourself in a push put your goals.

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Speaker 3: You just like, hey, guys, I want to save one

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Speaker 3: thousand dollars, you know by the end of the year.

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Speaker 3: Every month, I'm gonna check in with y'all. And then

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Speaker 3: that way people will start to ask you. I thought

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Speaker 3: you had said that you were like.

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Speaker 4: Where are we at s clean shop?

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Speaker 3: Please? Yeah, you know, and so yeah, just finding people

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Speaker 3: that are gonna hold your accountable, but gently accountable, because

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Speaker 3: you're not looking for people to beat u.

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Speaker 2: Up, break it down. So if I see I'm really

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Speaker 2: falling short, what are some steps I can take? And

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Speaker 2: you also talk about it so important to prioritize.

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Speaker 3: So here's the thing that like, if we're talking about

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Speaker 3: saving in particular, one of the one of the best

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Speaker 3: places that you can save is currently internally, meaning like

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Speaker 3: you don't have to necessarily make more money.

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Speaker 4: Not everyone.

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Speaker 3: Sometimes you just have to look at what are you

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Speaker 3: currently spending. There are literally apps. So I just swore

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Speaker 3: up and down that I didn't have any of these

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Speaker 3: like monthly payments that I was making that were unnecessary.

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Speaker 3: So there are apps that will look through and find

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Speaker 3: all your monthly payments or your regular payments. Child, it

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Speaker 3: was like a few hundred dollars a month.

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Speaker 4: I forgot about that. Listen signed up for Hinge job,

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Speaker 4: you know, I got me.

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Speaker 1: A man that second.

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Speaker 3: You know, And I was like, wait a minute, now,

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Speaker 3: seventy nine dollars like every three months or whatever.

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Speaker 4: Literally, I just canceled it.

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Speaker 5: Did you meet him on Hinge?

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Speaker 4: No?

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Speaker 3: Okay, yeah, so like you know, and so I just.

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Speaker 4: Yeah, but I mean, you know, I try it right though,

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Speaker 4: you know.

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Speaker 3: But I didn't know that. And I thought because I

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Speaker 3: had deleted it, I had not canceled it, and there

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Speaker 3: was a bunch of things like that that had not canceled.

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Speaker 5: I have a storage.

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Speaker 1: I have a storage that I'm like, I need to

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Speaker 1: go get my stuff out of storage at this point,

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Speaker 1: because before I moved into my new house, I was like,

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Speaker 1: let me just put some stuff in storage just to like,

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Speaker 1: you know, I was dealing with a lot of different things,

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Speaker 1: and I'm like, I gotta go get.

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Speaker 5: This stuff out of storage at some point, yeah, because

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Speaker 5: I don't need to be paining this. It's expensive.

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Speaker 3: And then and then when you really added up, when

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Speaker 3: I added up it was like a few hundred dollars

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Speaker 3: a month.

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Speaker 4: Think about that, that's thousands a year. Yeah, what can

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Speaker 4: I do? That's a vacation.

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Speaker 1: That is I put a mattress in storage because I had,

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Speaker 1: like got an extra mattress. I got a mattress, you know,

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Speaker 1: anyway I could have bought a new mattress. The amount

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Speaker 1: of money out of putting this mattress and.

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Speaker 5: Stories, what was the point? You know?

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Speaker 3: Because the thing is is really out of sight, out

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Speaker 3: of minds. When you put things in storage, you just

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Speaker 3: don't see them.

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Speaker 2: So steps prioritize. For a lot of people out there,

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Speaker 2: A huge pain point is student loan death, especially with

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Speaker 2: the resumption and payments and interest rates going up in July.

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Speaker 2: And in case anybody didn't notice, notice it's kind of

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Speaker 2: an interesting moment in politics. And we now have the

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Speaker 2: vice president as our nominee for president.

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Speaker 5: Who you were with recently.

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Speaker 2: Talk about give us the dirt?

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Speaker 3: What was it? Like? What have I done?

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Speaker 4: What's she going to mean?

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Speaker 3: This is Tiffany's Well, I've been invited to the White House,

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Speaker 3: Capitol Hill, and then most recently I was invited to

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Speaker 3: the Vice President's Residents and it was for black business leaders.

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Speaker 4: It was a reception.

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Speaker 3: It was in connection with the Black Chamber of Commerce,

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Speaker 3: you know. So anyway, I went, and she really just

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Speaker 3: talked about ways that this administration has helped black businesses

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Speaker 3: and like from giving seven billion dollars to HBCUs, you know,

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Speaker 3: to we've had I think right now, we have the

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Speaker 3: lowest rate of unemployment in the black community.

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Speaker 4: According to them, you know, have created more black jobs.

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Speaker 3: Have though we know the wealthcap is still ridiculous, right,

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Speaker 3: but it is. They have infused black more black wealth

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Speaker 3: than any other president, I think even presidents combined. So

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Speaker 3: these are just some of the things that she talked about,

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Speaker 3: and I just was like, so she's actually on an

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Speaker 3: economic empowerment tour that hopefully your girl will be on.

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Speaker 4: Too, and.

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Speaker 3: I'm with it. But then the week before that, I

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Speaker 3: was invited to a congressional briefing, which I didn't know

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Speaker 3: what that was, if I'm being honest, And that is

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Speaker 3: when members of Congress say we want to brief you,

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Speaker 3: talk to you about something important. So we've all heard

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Speaker 3: hopefully of Elizabeth Senator Elizabeth Warren. Yeah, Senator Chuck's tumor,

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Speaker 3: you know, from right here in New York. He's a

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Speaker 3: Senate majority leader. I'm also Senator Warnock and Assembly you know,

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Speaker 3: a representative Aleana Presley.

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Speaker 4: She's a beautiful woman.

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Speaker 3: Yeap, you know. And so they were like, we want

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Speaker 3: to talk about student loan debt relief, and so I

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Speaker 3: didn't realize. So there's like three hundred million plus Americans

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Speaker 3: in the you know, in America, and forty three million

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Speaker 3: of them are affected by student loans, at least federal students.

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Speaker 3: So this doesn't cold. And so like the president actually

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Speaker 3: had a plan that was going to help about forty

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Speaker 3: million of them, and at every step he has been

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Speaker 3: like staved off, like so much. So the Supreme Court

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Speaker 3: got in the mix, it was like you tried it,

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Speaker 3: trying to help people not here, And even then he

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Speaker 3: went he went through the Department of Education around yeah yeah, yeah,

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Speaker 3: but even and.

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Speaker 1: It's important to know because some people that aren't understanding

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Speaker 1: are like, well, I still paying my student loans.

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Speaker 5: He didn't keep his promise.

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Speaker 4: That's not true.

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Speaker 1: To understand that this is not a dictatorship and he

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Speaker 1: can't just magically wave his wind. He's done the best

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Speaker 1: that he could to try to keep that promise.

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Speaker 3: But five million people hasn't been helped five million, and

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Speaker 3: that's because it got stopped, you know, five million people.

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Speaker 3: So there was a a statistic that they share with

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Speaker 3: me that blew my mind. They shared that that for

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Speaker 3: white bars, twenty years after graduating college and paying on

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Speaker 3: their student loan, that for most white bars or the

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Speaker 3: average white bar, they were still all about six percent

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Speaker 3: of the original amount that they borrowed. So twenty years later,

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Speaker 3: do you know for black bars in particular, twenty years

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Speaker 3: after starting to pay down their student loans, they own

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Speaker 3: ninety five percent?

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Speaker 5: Whoa that they didn't pay anything.

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Speaker 3: I was just like why, but crazy, yes, and so

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Speaker 3: like that's why student loan because you ask yourself, why

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Speaker 3: are they blocking student on debt relief? Because it helps

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Speaker 3: middle class workers, it helps public service workers, it helps

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Speaker 3: women and helps especially people of color, older Americans. Twenty

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Speaker 3: percent of all federal bars are over fifty. Imagine being

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Speaker 3: super grown. And it's like it's been I mean, you know,

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Speaker 3: so like, but this is why the things that you

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Speaker 3: the people that you vote for, I know, when it's perfect,

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Speaker 3: you know, but the people that you vote for, it's

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Speaker 3: critical because truthfully, black the waste of wealth gap part

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Speaker 3: of it is home ownership, but also part of it

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Speaker 3: is student alone.

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Speaker 2: Right, and the history of it's terrible when education used

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Speaker 2: to get paid with pell grants, yes, and it was

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Speaker 2: blacks couldn't get pel grants.

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Speaker 4: That was just part of the gym crow log came out.

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Speaker 2: But I'm glad you talked about this because we had

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Speaker 2: your girl, Lynette Cox on a couple of weeks ago

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Speaker 2: and there were so many comments. You know, Biden didn't

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Speaker 2: keep his promise on student loans, Biden's raising inflations, Biden's

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Speaker 2: doing this with interest rates, and I'm like, there's such

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Speaker 2: a knowledge gap.

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Speaker 1: Yes, And people will tell you that they haven't done

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Speaker 1: a great job of explaining everything that has been done,

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Speaker 1: and that is quite unfortunate, and that the other side

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Speaker 1: has done a great job of making it seem like, yeah,

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Speaker 1: thing has been done.

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Speaker 5: And I think that that's why that everyone's not to

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Speaker 5: do their own research the.

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Speaker 3: Or not, and that's why things like this are important.

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Speaker 1: Right.

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Speaker 3: This is why you know, when they invited me, they're like, honestly, Tiffany,

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Speaker 3: they asked us. It was six creators they invited to

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Speaker 3: this congressional briefing, and one of the questions they asked,

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Speaker 3: is how can we get more information out there?

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Speaker 2: Right?

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Speaker 5: How can we let people know?

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Speaker 3: Yes? And I was like, you have to invite more

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Speaker 3: people in to share on platforms in ways that make sense,

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Speaker 3: you know, to share on platforms so people can hear

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Speaker 3: so things like this. This is why I was like,

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Speaker 3: you know what, like, so there is if I applied

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Speaker 3: because I used to be a school teacher. So I

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Speaker 3: applied for we all know the public service Loan Forgiveness program.

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Speaker 3: We've all heard of them, you know, like if you

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Speaker 3: work for federal, state or local you know, government or whatever.

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Speaker 3: So I was denied it. And do you know largely

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Speaker 3: people were denied just because of like clerical errors, nothing

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Speaker 3: that they did wrong. So since it was since its

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Speaker 3: inception in twenty fourteen till twenty twenty, so how many

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Speaker 3: years is that?

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Speaker 2: Like?

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Speaker 3: Sixteen years right? Only seven thousand people? So that's like

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Speaker 3: what I was like, Well, like since seven thousand people

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Speaker 3: were able to get their loans forgiven through that program.

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Speaker 3: But during this presidency they went in they said yes,

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Speaker 3: and nine hundred and forty two thousand people the last four.

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Speaker 5: Years, see and nobody talking about that.

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Speaker 3: Isn't that crazy?

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Speaker 4: Some of the stuff like remember bet to the vote.

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Speaker 3: Remember that was like a big thing when she became

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Speaker 3: the education So under her watch, you know, the income

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Speaker 3: driven Repayment program. So there's this income driven repayment plan

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Speaker 3: where it was supposed to also like if you've been

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Speaker 3: paying for twenty or twenty five years worth of payment,

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Speaker 3: like it was supposed to also help with cancelation. Do

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Speaker 3: you know since it was starting the early two thousand,

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Speaker 3: so it wasn't just her, but only thirty two people

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Speaker 3: got their long forgiven thirty thirty people.

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Speaker 5: Yes, people, and.

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Speaker 3: Under this administration a million bars in that short period

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Speaker 3: of time.

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Speaker 5: But I'm well, let's make sure we elevate that.

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Speaker 3: Yes, because I'm just like, so, there is a lot

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Speaker 3: of red tape that's been purposely placed in place to

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Speaker 3: stop people from getting relief.

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Speaker 1: And when people ask, well, why is this something this is?

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Speaker 1: How is this something that directly helps black people? Because

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Speaker 1: I know another thing that we talk about a lot

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Speaker 1: is what is the black agenda that have black people?

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Speaker 5: And while this.

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Speaker 1: Isn't only specifically helping black people, it is a lot

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Speaker 1: of black people that will benefit.

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Speaker 3: Yeah, Because first of all, two thirds of student loan

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Speaker 3: debts are are women have two thirds of student loan debts?

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Speaker 3: And then also too, like I just share, are women Yeah,

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Speaker 3: are like are like women just in general? Right, But

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Speaker 3: then to know that twenty years from now, the likelihood

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Speaker 3: is that you can still owe all that you borrowed

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Speaker 3: because as a person of color, as a black person,

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Speaker 3: So imagine what life would look like if you had

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Speaker 3: that student loan debt like eliminated. Imagine the house you

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Speaker 3: could buy, the children, you can have the business exactly

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Speaker 3: and so like, you know, because they.

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Speaker 1: Tell us and the stress that that also on top

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Speaker 1: of everything else.

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Speaker 3: I know a woman who is going to save a

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Speaker 3: million dollars in student loans. She's a doctor, went to

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Speaker 3: you know, medical school, took out hundreds of thousand dollars

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Speaker 3: worth of debt, and she said, by the time she

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Speaker 3: was finished paying it off, it would have been probably

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Speaker 3: close to a million dollars just because of the terrance,

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Speaker 3: you know, and she got her do the loan debt

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Speaker 3: forgiven she was in t your life change. She said,

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Speaker 3: I could have a family now, maybe I could buy

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Speaker 3: a house.

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Speaker 2: People were putting off having families getting married, decided absolutely

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Speaker 2: because of student loan debt in this country.

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Speaker 1: You know, we gotta pivot a little bit here. I

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Speaker 1: know Stacy was getting ready to do it.

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Speaker 3: We're pivoting.

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Speaker 2: We have a vision and point, just one quick tip,

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Speaker 2: what should entrepreneurs do for their mid check in? And

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Speaker 2: then we're pivoting to where we want to go.

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Speaker 3: So as an entrepreneur, twenty twenty three was rough. It

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Speaker 3: was almost no budget eat to y'all because it was

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Speaker 3: a Yes, it was a really rough year.

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Speaker 2: Twenty twenty four has been about recovering for yeah, and

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Speaker 2: twenty twenty three for most of us.

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Speaker 3: And so one of the things that I did right

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Speaker 3: was that I had six months of emergency savings. And

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Speaker 3: so if you are halfway through the year as a business,

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Speaker 3: I want you to look and say, how much does

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Speaker 3: it cost to run my business? And get yourself as

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Speaker 3: quickly as you can to six to twelve months. Microsoft

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Speaker 3: has twelve months, and ask yourself why, because it will

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Speaker 3: give you six months to a year to figure it out.

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Speaker 3: So by the end of twenty twenty three, I had

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Speaker 3: one month left, so it took me five months to

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Speaker 3: turn the company back around. But imagine if I only

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Speaker 3: had three or two money. Honestly, I just would have

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Speaker 3: paid out of pocket. I would have to take from

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Speaker 3: Tiffany's bond to fund the Budgetista And so number one

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Speaker 3: thing as a as an entrepreneur, because we don't know

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Speaker 3: what the future holds, is to look to see how

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Speaker 3: much does it cost to run your business? How much

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Speaker 3: do I have set aside for savings, and just to

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Speaker 3: look to see are there other places that you're kind

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Speaker 3: of wasting money? It might be time to let some

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Speaker 3: people go, cause I don't like to let people go

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Speaker 3: during the holiday season. So now is the time. If

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Speaker 3: someone is not doing all that they could do, now's

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Speaker 3: the time so they can have you know they have

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Speaker 3: there's in September. There's a big hiring push in September,

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Speaker 3: and so like, now's the time. If you just know

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Speaker 3: someone is not performing, you give them the chance to

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Speaker 3: find something in September.

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Speaker 2: Right, they mentioned CDs as a good place to do

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Speaker 2: your emergency saving.

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Speaker 3: So for as a business. So the bank that I

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Speaker 3: bank with, which I'm not saying cause they don't pay me,

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Speaker 3: that they have programs that we're like they have, I

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Speaker 3: asked them, I said, where can it? Cause it costs

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Speaker 3: seven figure to run my company in six months, right,

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Speaker 3: And so I'm like, I don't want to just sitting

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Speaker 3: and checking right. And at first they were like, oh no, no, no, no,

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Speaker 3: I don't know, and I was just like no, you know,

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Speaker 3: so I kept bugging them. They're finally like, well, you know,

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Speaker 3: we have these.

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Speaker 4: Business CDs and I think it's like four or five percent.

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Speaker 3: So imagine seven figures earning five percent and six months

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Speaker 3: that's just sitting there, you know. And it was another

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Speaker 3: program if they had that were vetting because I don't

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Speaker 3: your money should be working.

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Speaker 1: Yeah, even always say that my money's got to work.

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Speaker 1: It can't just sit lazy.

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Speaker 4: Yes, but you also want it working.

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Speaker 3: But you also want it accessible, you know, because you

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Speaker 3: want that if you're actually in an emergency. So what

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Speaker 3: I like to do is I would keep If I

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Speaker 3: have six months and there's a three month CD, I

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Speaker 3: would keep three months out put three months into a CD.

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Speaker 3: That way, if something happens, I have access to three months,

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Speaker 3: and when the CD matures, I have access to the rest.

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Speaker 1: Okay, now, Tiffany, oh lord, you know we didn't falow

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Speaker 1: your journey and a lot of people, so what you

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Speaker 1: went through again, you know, it was very unfortunate.

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Speaker 5: We sent you a.

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Speaker 3: Lot of love and I felt it.

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Speaker 1: Yes, absolutely know when when your husband passed, but you

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Speaker 1: did mention after and that was three years ago. But

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Speaker 1: now you have found someone, like you said, you're off

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Speaker 1: of hinge so you had to not just delete the

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Speaker 1: app but also unsubscribed.

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Speaker 5: You can't.

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Speaker 3: Yeah, I was for love.

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Speaker 1: I wasn't looking for yes, And you know, you being

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Speaker 1: the budget nistaid, there's a lot of things that we

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Speaker 1: talk about when it comes to being in a relationship

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Speaker 1: and money. So tell us about what this journey's been like,

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Speaker 1: and what it was like for you starting with someone new,

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Speaker 1: and what kind of conversations you had.

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Speaker 3: So in the beginning, I said, you know, because the loneliness.

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Speaker 3: At first, I was just looking to kind of fill

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Speaker 3: a void, like I just want my phone ring, That's

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Speaker 3: what I would say, because I had such a good

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Speaker 3: relationship with my husband and best friend. We talked, we laughed,

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Speaker 3: and I wasn't even looking at date other than just

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Speaker 3: male energy that I could talk and laugh with, Dave,

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Speaker 3: whoever you want, because I'm not trying to be your one.

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Speaker 4: And I made it very clear.

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Speaker 3: Which was strange though, is that everybody wanted to wipe up.

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Speaker 4: I'm like where was she when I.

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Speaker 3: Was twenty eight thirty trying to get wiped up? Now

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Speaker 3: you big grown men want to be like, nah, I

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Speaker 3: want you to be my girl. I was like, I'm

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Speaker 3: not interested, and I wasn't, you know, because nobody can compare.

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Speaker 4: You know.

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Speaker 3: But it took a lot of therapy to realize that

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Speaker 3: I'm not looking for a replacement. No one is ever

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Speaker 3: going to compare, you know, that it can still be

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Speaker 3: good but different. And so I just opened myself up

444
00:18:20,960 --> 00:18:23,920
Speaker 3: to like dating more intentionally. And it's actually somebody I

445
00:18:23,960 --> 00:18:25,800
Speaker 3: knew from some years back, Like I want to say,

446
00:18:25,800 --> 00:18:28,480
Speaker 3: I probably met them like fifteen plus years ago, and

447
00:18:28,720 --> 00:18:31,360
Speaker 3: I used to run in the same circle and then,

448
00:18:32,200 --> 00:18:33,639
Speaker 3: you know, and we were been cool. But you know,

449
00:18:33,680 --> 00:18:35,679
Speaker 3: I never thought I mean, sure, I thought he was handsome,

450
00:18:35,680 --> 00:18:38,240
Speaker 3: but black men are handsome, you know, so but I

451
00:18:38,280 --> 00:18:39,520
Speaker 3: never thought of him that way.

452
00:18:40,400 --> 00:18:41,160
Speaker 4: But then.

453
00:18:42,640 --> 00:18:44,679
Speaker 3: His grandmother actually lives around the corner for me, and

454
00:18:44,680 --> 00:18:47,879
Speaker 3: that's how we reconnected, okay, because he had asked me

455
00:18:47,880 --> 00:18:50,560
Speaker 3: a question about something she'd sold her house. She'd made

456
00:18:50,600 --> 00:18:52,120
Speaker 3: some money from it, and then he just reached out

457
00:18:52,119 --> 00:18:54,560
Speaker 3: to say what should she do? And I said, well,

458
00:18:54,600 --> 00:18:56,359
Speaker 3: I just walk on the corner to see Granny and

459
00:18:56,400 --> 00:18:58,800
Speaker 3: talk to her. So then we reconnected and we honestly

460
00:18:58,840 --> 00:19:01,560
Speaker 3: just started with walking. We just walk and talk, you know,

461
00:19:01,600 --> 00:19:05,600
Speaker 3: because like I said, I wasn't interested in like deeper partnership,

462
00:19:06,119 --> 00:19:08,800
Speaker 3: and so as a result of that, we really developed,

463
00:19:08,880 --> 00:19:11,960
Speaker 3: like really enhanced like the little bit of friendship that

464
00:19:12,000 --> 00:19:14,520
Speaker 3: we already had. And so it was nice to not

465
00:19:14,520 --> 00:19:17,720
Speaker 3: have to have to explain myself to someone or to like,

466
00:19:17,760 --> 00:19:20,280
Speaker 3: you know, for people, because when I was on the apps,

467
00:19:20,280 --> 00:19:21,760
Speaker 3: every once in a while somebody would say, but the

468
00:19:21,800 --> 00:19:27,679
Speaker 3: next time, I'm like block because I would put on

469
00:19:27,720 --> 00:19:30,280
Speaker 3: the apps, so like my teacher, they're like, I know you.

470
00:19:31,560 --> 00:19:33,399
Speaker 3: So it was nice not to have to worry about

471
00:19:33,400 --> 00:19:37,399
Speaker 3: like is this person here? But even with him, you know,

472
00:19:37,440 --> 00:19:40,639
Speaker 3: I thought about that too, how could you not? But

473
00:19:40,720 --> 00:19:44,679
Speaker 3: what really won me over is that I remember we

474
00:19:44,680 --> 00:19:47,720
Speaker 3: were talking one day. I used to like literally almost

475
00:19:47,760 --> 00:19:50,240
Speaker 3: walk every day and cry, like I was just called

476
00:19:50,240 --> 00:19:52,040
Speaker 3: my daily walk and cry because I just missed my

477
00:19:52,080 --> 00:19:55,240
Speaker 3: husband so much. And he called me one day and

478
00:19:55,240 --> 00:19:56,560
Speaker 3: I was like, I don't want to talk right now.

479
00:19:56,680 --> 00:19:58,439
Speaker 3: He's like, what are you doing? I'm like walking and crying.

480
00:19:59,000 --> 00:20:00,560
Speaker 3: Mine of my business? He was like you can walk

481
00:20:00,560 --> 00:20:02,399
Speaker 3: a cry and met with me. So he stayed on

482
00:20:02,400 --> 00:20:05,119
Speaker 3: the phone as I just cried and walked, and I thought, okay.

483
00:20:05,720 --> 00:20:08,919
Speaker 3: And he told me one time that like I was

484
00:20:08,920 --> 00:20:12,119
Speaker 3: bringing up Jerell's name a lot, and I just stopped myself.

485
00:20:12,160 --> 00:20:14,920
Speaker 3: He said, no, you don't ever have to stop yourself

486
00:20:14,920 --> 00:20:17,600
Speaker 3: from bringing up your husband's name. He said, I know

487
00:20:17,720 --> 00:20:19,720
Speaker 3: that if we are going to be together, it's me,

488
00:20:19,880 --> 00:20:22,280
Speaker 3: you and him. And I know I get this version

489
00:20:22,280 --> 00:20:24,720
Speaker 3: of you because of the way he loved you. And

490
00:20:24,800 --> 00:20:27,080
Speaker 3: I didn't get this Tiffany unless he was here. So

491
00:20:27,119 --> 00:20:29,840
Speaker 3: I'm grateful for him. And I don't ever want you

492
00:20:29,880 --> 00:20:31,560
Speaker 3: to think that you can't bring him up. And I said, oh,

493
00:20:31,600 --> 00:20:33,359
Speaker 3: that's when I kind of cracked open a little bit,

494
00:20:33,760 --> 00:20:36,040
Speaker 3: you know, cause I was just like, okay, you know,

495
00:20:36,119 --> 00:20:39,399
Speaker 3: I needed a place where I can safely yes, to

496
00:20:39,560 --> 00:20:42,320
Speaker 3: love my husband still, but also to be open to

497
00:20:42,359 --> 00:20:42,880
Speaker 3: someone else.

498
00:20:42,880 --> 00:20:44,680
Speaker 4: And somebody might be like, well, if you really love

499
00:20:44,720 --> 00:20:46,280
Speaker 4: your husband, then you.

500
00:20:46,200 --> 00:20:49,119
Speaker 3: Wouldn't be and that's not true. Imagine you have a

501
00:20:49,200 --> 00:20:51,280
Speaker 3: kid like I can imagine, Like you know, you have

502
00:20:51,320 --> 00:20:53,280
Speaker 3: your first child, you think to yourself, my heart can

503
00:20:53,359 --> 00:20:56,000
Speaker 3: never get bigger, because how could it like I've heard like,

504
00:20:56,040 --> 00:20:57,960
Speaker 3: I have not given birth, but I've heard mother say, like,

505
00:20:58,000 --> 00:21:00,439
Speaker 3: you know, your first kid, you're like at me all

506
00:21:00,440 --> 00:21:01,200
Speaker 3: the way open.

507
00:21:01,280 --> 00:21:04,600
Speaker 4: And then you have your second you don't say, well child, because.

508
00:21:04,400 --> 00:21:07,720
Speaker 3: What happened, yes, right, But what happens is that the

509
00:21:07,840 --> 00:21:10,400
Speaker 3: unique thing about love is that the more you love,

510
00:21:10,600 --> 00:21:13,600
Speaker 3: it expands your capacity for more and love. So me

511
00:21:13,760 --> 00:21:15,720
Speaker 3: being able to love my husband so well and be

512
00:21:15,840 --> 00:21:18,639
Speaker 3: loved by him so well, it expanded my capacity that

513
00:21:18,760 --> 00:21:20,440
Speaker 3: I can love someone as well.

514
00:21:20,880 --> 00:21:23,199
Speaker 2: And when we were having girl talk about this, you

515
00:21:23,240 --> 00:21:24,840
Speaker 2: were saying that one of the things you wanted to

516
00:21:24,840 --> 00:21:27,439
Speaker 2: get out to people is that there is life after grief.

517
00:21:27,640 --> 00:21:29,360
Speaker 5: Yes, And I love how your positioning.

518
00:21:29,440 --> 00:21:32,600
Speaker 2: It's not like life after, it's just embracing all of it.

519
00:21:32,760 --> 00:21:35,120
Speaker 4: Yes, And because I'll never not be grieving, right.

520
00:21:35,160 --> 00:21:38,320
Speaker 2: And you also said it's important to set expectations.

521
00:21:38,480 --> 00:21:40,800
Speaker 3: Yeah. So one of the things I like most about

522
00:21:40,880 --> 00:21:43,000
Speaker 3: him is that we talk about everything, but we can

523
00:21:43,040 --> 00:21:45,040
Speaker 3: have the hard conversations gently.

524
00:21:45,240 --> 00:21:46,560
Speaker 4: We do like a monthly check.

525
00:21:46,400 --> 00:21:48,520
Speaker 3: In and say how are you feeling? Do you feel connected?

526
00:21:48,960 --> 00:21:51,400
Speaker 3: You know, like we read books together. He's like really

527
00:21:51,400 --> 00:21:53,919
Speaker 3: well read, he's got his master's, really smart and so

528
00:21:54,680 --> 00:21:56,639
Speaker 3: I you know, I really love the fact that we

529
00:21:56,720 --> 00:21:58,760
Speaker 3: can connect. So you have to look for what you're wanting.

530
00:21:58,840 --> 00:22:01,920
Speaker 3: Like for some women, like for almost every man that

531
00:22:02,000 --> 00:22:04,359
Speaker 3: I date, just because of the success of my business,

532
00:22:04,400 --> 00:22:06,600
Speaker 3: I'm gonna make more, you know, Like there are some

533
00:22:06,680 --> 00:22:08,399
Speaker 3: men that you know that reached out and wanted to

534
00:22:08,440 --> 00:22:09,520
Speaker 3: date who didn't make more than me.

535
00:22:09,880 --> 00:22:12,680
Speaker 4: But that's not as much because girl, you know, we

536
00:22:12,600 --> 00:22:14,199
Speaker 4: were making that crowd, you know.

537
00:22:14,400 --> 00:22:17,920
Speaker 3: But you know, but despite that, I just wasn't interested

538
00:22:18,320 --> 00:22:21,320
Speaker 3: because there wasn't a kindness there. There wasn't this gentleness.

539
00:22:21,359 --> 00:22:23,640
Speaker 3: There wasn't this space to grieve and to be myself.

540
00:22:23,880 --> 00:22:25,919
Speaker 3: There wasn't. So I know, all the girl is be

541
00:22:26,000 --> 00:22:28,240
Speaker 3: like and I want me a millionaire, dude, I'm like,

542
00:22:28,280 --> 00:22:30,359
Speaker 3: I've dated some of them and y'all can have it.

543
00:22:30,400 --> 00:22:32,280
Speaker 1: And tiffany one of my fans tell me she was like,

544
00:22:32,359 --> 00:22:33,959
Speaker 1: I wish I had money so I could date who

545
00:22:34,040 --> 00:22:35,080
Speaker 1: I went to women.

546
00:22:35,840 --> 00:22:39,200
Speaker 5: Somebody told me that, Yeah, yeah, because for me, I'm

547
00:22:39,200 --> 00:22:40,360
Speaker 5: not out fighting for my life.

548
00:22:40,440 --> 00:22:42,680
Speaker 3: Yeah, because the thing if I was a single mom

549
00:22:42,960 --> 00:22:46,320
Speaker 3: with two jobs trying to figure out, honestly, you date differently,

550
00:22:46,520 --> 00:22:48,200
Speaker 3: I would I would have to if I was still

551
00:22:48,240 --> 00:22:50,960
Speaker 3: preschool teacher Tiffany making thirty five thousand dollars a year,

552
00:22:51,000 --> 00:22:53,439
Speaker 3: it would look different. But for me, I do not

553
00:22:53,640 --> 00:22:56,320
Speaker 3: need My husband made significantly less than me.

554
00:22:56,760 --> 00:23:00,720
Speaker 2: You know, he helped you, yeah where you're right tell us.

555
00:23:00,640 --> 00:23:03,840
Speaker 3: Story, yes, yeah, yeah, but well for me, I mean

556
00:23:04,000 --> 00:23:06,760
Speaker 3: like when I first met Jirell, I was a preschool teacher.

557
00:23:06,800 --> 00:23:08,760
Speaker 3: He was a maintenance man in the building and I

558
00:23:08,920 --> 00:23:11,280
Speaker 3: remember I was just starting to think about the budgetista

559
00:23:11,320 --> 00:23:13,200
Speaker 3: and he was like, you should do it, yo, Like

560
00:23:13,280 --> 00:23:16,560
Speaker 3: you know what because Jerau is very Newark and he

561
00:23:16,760 --> 00:23:18,280
Speaker 3: was like, oh my god. He worked for house and

562
00:23:18,320 --> 00:23:19,879
Speaker 3: he was like we just had this dude talk to

563
00:23:20,000 --> 00:23:22,480
Speaker 3: us about money and housing. He was boring, not you big, you.

564
00:23:22,520 --> 00:23:22,960
Speaker 4: Could do it.

565
00:23:23,240 --> 00:23:24,200
Speaker 3: So it really pushed me.

566
00:23:24,280 --> 00:23:26,440
Speaker 5: Yes, he really was, Oh my god.

567
00:23:26,480 --> 00:23:28,040
Speaker 3: I remember like I for forget. I was like, you know,

568
00:23:28,119 --> 00:23:31,879
Speaker 3: dejaah on her show and he called me while I'm

569
00:23:31,920 --> 00:23:33,280
Speaker 3: on the show talking about I hear you on the show.

570
00:23:33,280 --> 00:23:36,240
Speaker 5: I'm like, I'm live st that why during the show.

571
00:23:36,720 --> 00:23:38,439
Speaker 4: So he was my ultimate height man.

572
00:23:38,840 --> 00:23:41,280
Speaker 3: And I remember like I was like it was down

573
00:23:41,359 --> 00:23:43,280
Speaker 3: bad and I was just kind of like the business

574
00:23:43,359 --> 00:23:45,080
Speaker 3: was just starting to take off a little bit and

575
00:23:45,320 --> 00:23:47,399
Speaker 3: we were grown by the time we started really dating,

576
00:23:47,800 --> 00:23:49,520
Speaker 3: dating in my mid thirties, and he was like, you

577
00:23:49,560 --> 00:23:50,800
Speaker 3: should just live with me.

578
00:23:51,320 --> 00:23:53,000
Speaker 4: And I was like, well, okay, we can exploit rent.

579
00:23:53,080 --> 00:23:55,200
Speaker 3: He was like, now when I look like you split

580
00:23:55,280 --> 00:23:58,320
Speaker 3: and rent and splitting bills when I'm already paying them,

581
00:23:58,920 --> 00:24:01,800
Speaker 3: just come live with me. And so even though because

582
00:24:01,840 --> 00:24:03,840
Speaker 3: he worked for housing, we lived on campus. I think

583
00:24:04,200 --> 00:24:06,560
Speaker 3: reht was like nine something, so it wasn't like a

584
00:24:06,640 --> 00:24:09,639
Speaker 3: tremendous amount of money, but not having to worry about that.

585
00:24:10,040 --> 00:24:12,159
Speaker 3: I don't think so many men think you have to

586
00:24:12,240 --> 00:24:15,119
Speaker 3: have a ton of money in order to provide and

587
00:24:15,240 --> 00:24:18,800
Speaker 3: support and protect. That's not true. Like Durell was really

588
00:24:18,880 --> 00:24:22,440
Speaker 3: good at figuring out ways, like like you come stay

589
00:24:22,480 --> 00:24:24,560
Speaker 3: with me. I might not say here's the money to

590
00:24:24,600 --> 00:24:26,399
Speaker 3: pay your rent, but I will pay my rent and

591
00:24:26,440 --> 00:24:26,959
Speaker 3: you can live here.

592
00:24:26,960 --> 00:24:27,879
Speaker 4: You ain't got to worry about it.

593
00:24:28,600 --> 00:24:30,440
Speaker 3: Like every time I went on a trip to speak

594
00:24:30,480 --> 00:24:33,120
Speaker 3: or whatever, I didn't have to touch touch not one bag. Right,

595
00:24:33,320 --> 00:24:34,960
Speaker 3: you know, I'm gonna bring it to the you know.

596
00:24:35,119 --> 00:24:37,200
Speaker 3: Like that was so when I landed. You good, where

597
00:24:37,240 --> 00:24:38,840
Speaker 3: you're at, what you're doing, what you you know, like

598
00:24:39,040 --> 00:24:40,160
Speaker 3: I knew he would.

599
00:24:40,240 --> 00:24:40,680
Speaker 5: He got you.

600
00:24:40,960 --> 00:24:43,359
Speaker 3: I mean always he would say this thing where like caay,

601
00:24:43,440 --> 00:24:46,440
Speaker 3: nothing touch you before going through me, you know, and

602
00:24:46,600 --> 00:24:46,879
Speaker 3: so like.

603
00:24:47,040 --> 00:24:47,800
Speaker 4: But that's what I mean.

604
00:24:47,960 --> 00:24:49,960
Speaker 3: And this is a man who continued to work for

605
00:24:50,440 --> 00:24:52,840
Speaker 3: housing and you know it was a super but I

606
00:24:52,880 --> 00:24:54,879
Speaker 3: don't know that he ever made over sixty seventy thousand

607
00:24:54,880 --> 00:24:56,000
Speaker 3: dollars with the average black man.

608
00:24:56,080 --> 00:24:57,720
Speaker 2: And you said you turned down the noise on that

609
00:24:57,840 --> 00:24:58,600
Speaker 2: when people were.

610
00:24:58,520 --> 00:25:00,600
Speaker 3: Like yeah, because people would tell you here's the thing.

611
00:25:00,880 --> 00:25:04,280
Speaker 3: Women who are looking for someone, you get to decide

612
00:25:04,359 --> 00:25:06,879
Speaker 3: what you need because social media.

613
00:25:06,640 --> 00:25:09,440
Speaker 5: Will have you alone, right, absolutly alone.

614
00:25:10,000 --> 00:25:11,960
Speaker 3: I'm not saying you should not date the bus drive,

615
00:25:12,000 --> 00:25:13,600
Speaker 3: you should strives. I don't care.

616
00:25:13,680 --> 00:25:13,920
Speaker 2: Girl.

617
00:25:14,160 --> 00:25:17,640
Speaker 1: It's all an individual decision based on what you want

618
00:25:17,760 --> 00:25:20,920
Speaker 1: to do in your life. Yes, And there's no one

619
00:25:21,000 --> 00:25:23,280
Speaker 1: size fits all, not at all solution when it comes

620
00:25:23,359 --> 00:25:24,000
Speaker 1: to dating now.

621
00:25:24,080 --> 00:25:26,160
Speaker 4: And I would have missed out on the most amazing

622
00:25:26,240 --> 00:25:29,639
Speaker 4: love possible, like my husband's love healed me, you know,

623
00:25:29,840 --> 00:25:33,439
Speaker 4: and I'm able to now be in partnership in an

624
00:25:33,520 --> 00:25:37,159
Speaker 4: even better place because of that love, right you know.

625
00:25:37,320 --> 00:25:39,320
Speaker 5: So yes, and he would want this for you. He

626
00:25:39,359 --> 00:25:42,480
Speaker 5: would want you to be protected and happy, you know, so.

627
00:25:42,600 --> 00:25:45,400
Speaker 3: I mean, but yeah, so now yeah, I'm I'm partnered

628
00:25:45,600 --> 00:25:49,359
Speaker 3: and you know, he is a beautiful, wonderful, smart person, and.

629
00:25:49,480 --> 00:25:52,320
Speaker 4: I get to grow on top of what I had before,

630
00:25:52,920 --> 00:25:53,520
Speaker 4: and like, you.

631
00:25:53,560 --> 00:25:56,240
Speaker 3: Know, just the communication is for me and this should

632
00:25:56,320 --> 00:25:58,040
Speaker 3: I mean, I don't care what you have on your list.

633
00:25:58,160 --> 00:25:59,520
Speaker 3: Let communication be at the top.

634
00:25:59,400 --> 00:26:01,440
Speaker 4: Of it to be able to talk through thing.

635
00:26:02,040 --> 00:26:04,640
Speaker 2: Tell us some tips for having the money talk couples.

636
00:26:04,920 --> 00:26:06,879
Speaker 3: So yeah, we had it very early on, you know,

637
00:26:07,040 --> 00:26:10,640
Speaker 3: which was like, here's my expectation that like you should

638
00:26:10,680 --> 00:26:14,360
Speaker 3: be able to take care of yourself and also too,

639
00:26:15,160 --> 00:26:17,080
Speaker 3: like if we're gonna go out on a date, I

640
00:26:17,240 --> 00:26:21,840
Speaker 3: actually didn't want anyone. Don't overextend yourself, like you know, like, oh,

641
00:26:21,880 --> 00:26:23,960
Speaker 3: you're paying for a five hundred dollars dinner. Everything that

642
00:26:24,040 --> 00:26:25,960
Speaker 3: doesn't make sense to me because now I'm anxious, and

643
00:26:26,000 --> 00:26:28,600
Speaker 3: I know you anxious. Date within the range of what

644
00:26:28,800 --> 00:26:31,680
Speaker 3: makes sense, you know, like if you can afford that

645
00:26:31,800 --> 00:26:34,200
Speaker 3: we go to like a modest restaurant or whatever. Okay,

646
00:26:34,680 --> 00:26:36,879
Speaker 3: if it's like yo, it's really tight right now, you know,

647
00:26:37,240 --> 00:26:39,240
Speaker 3: let's go for a walk instead, I'm okay with that,

648
00:26:39,680 --> 00:26:42,600
Speaker 3: you know. So I much. For me, what I find

649
00:26:42,720 --> 00:26:47,280
Speaker 3: unattractive is financial irresponsibility. Okay, so that's what I find

650
00:26:47,400 --> 00:26:49,480
Speaker 3: because here's the thing. Let's just say, you know, you're

651
00:26:49,520 --> 00:26:52,440
Speaker 3: dating for marriage and you rack up your credit card

652
00:26:52,680 --> 00:26:54,880
Speaker 3: to impress me. So many women end up getting married

653
00:26:54,880 --> 00:26:56,720
Speaker 3: and then up paying that credit card bill anyway.

654
00:26:56,600 --> 00:26:57,040
Speaker 4: Right right?

655
00:26:57,240 --> 00:26:58,960
Speaker 1: I don't want that, right, and I don't want us

656
00:26:58,960 --> 00:27:01,600
Speaker 1: to get married. And you're responsible with when it becomes

657
00:27:01,720 --> 00:27:02,280
Speaker 1: our money.

658
00:27:02,480 --> 00:27:03,240
Speaker 3: Yes, you know.

659
00:27:03,400 --> 00:27:06,840
Speaker 1: So, because people have such a hesitation talking about their

660
00:27:06,920 --> 00:27:10,880
Speaker 1: financial circumstance, it is best to be open and honest.

661
00:27:10,720 --> 00:27:11,800
Speaker 2: But closer.

662
00:27:12,040 --> 00:27:14,520
Speaker 3: Well it's hard, right because not everybody wants to hear them.

663
00:27:14,600 --> 00:27:16,920
Speaker 3: That's what you have to keep looking, you know. And

664
00:27:17,160 --> 00:27:21,320
Speaker 3: like that honesty, that transparency, Like we used to call

665
00:27:21,359 --> 00:27:24,600
Speaker 3: it radical transparency. Like when he and I talk, I'm like,

666
00:27:24,680 --> 00:27:26,680
Speaker 3: let's just be radically transparent. What are you thinking, what

667
00:27:26,760 --> 00:27:29,680
Speaker 3: are you feeling, what's making you feel? Like when Jirell

668
00:27:29,800 --> 00:27:31,520
Speaker 3: is here, sometimes he would say that, like sometimes I

669
00:27:31,560 --> 00:27:33,240
Speaker 3: feel bad, baby, because you make so much more than me,

670
00:27:33,680 --> 00:27:36,000
Speaker 3: and like, you know, how does that even work? Are you?

671
00:27:36,320 --> 00:27:36,480
Speaker 2: You know?

672
00:27:36,600 --> 00:27:38,320
Speaker 4: And I would have to be like, no, this is

673
00:27:38,480 --> 00:27:40,800
Speaker 4: this is what we bring you know to the table.

674
00:27:40,880 --> 00:27:41,600
Speaker 3: This is why it is.

675
00:27:41,760 --> 00:27:44,120
Speaker 4: It is the money part is easy. What you bring

676
00:27:44,240 --> 00:27:45,000
Speaker 4: is so much better.

677
00:27:45,040 --> 00:27:46,359
Speaker 5: I wouldn't be able to go out and make this

678
00:27:46,480 --> 00:27:48,000
Speaker 5: money if I didn't have this support.

679
00:27:47,760 --> 00:27:51,040
Speaker 3: Because to know that, Like I remember once he was like,

680
00:27:51,160 --> 00:27:53,400
Speaker 3: if you want to quit Budgeonista, you'll all scrap metal.

681
00:27:54,240 --> 00:27:56,600
Speaker 3: I will, you know, like I will work over time.

682
00:27:56,840 --> 00:27:59,359
Speaker 3: I knew that there was no hitting the floor. And

683
00:27:59,440 --> 00:28:01,159
Speaker 3: so there are ways to show for your partner, but

684
00:28:01,359 --> 00:28:03,480
Speaker 3: both people have to be willing. The key to me

685
00:28:04,000 --> 00:28:08,000
Speaker 3: to truly connected wonderful partnership is each person is working

686
00:28:08,040 --> 00:28:10,760
Speaker 3: on themselves individually to be better, and then they are

687
00:28:10,920 --> 00:28:14,000
Speaker 3: willing to work on the relationship together to better.

688
00:28:14,200 --> 00:28:16,879
Speaker 1: I always say that two whole people coming together is

689
00:28:16,960 --> 00:28:19,239
Speaker 1: the best that you get. It's not two halves make

690
00:28:19,320 --> 00:28:20,280
Speaker 1: a whole, you know.

691
00:28:20,520 --> 00:28:24,159
Speaker 2: So yeah, so this mid year financial.

692
00:28:26,119 --> 00:28:29,840
Speaker 3: He's gonna be like, did she talk about don't get gassed?

693
00:28:30,320 --> 00:28:35,520
Speaker 2: Why Tiffany is the book is made whole And as

694
00:28:35,600 --> 00:28:37,159
Speaker 2: you can see, there's a lot more to money than

695
00:28:37,240 --> 00:28:40,800
Speaker 2: dollars and cents. Made whole. For your midiyear financial check in,

696
00:28:40,920 --> 00:28:43,320
Speaker 2: you need a goal sheet and she has made it

697
00:28:43,600 --> 00:28:46,720
Speaker 2: really easy as a free resource, free resource for all

698
00:28:46,760 --> 00:28:46,920
Speaker 2: of you.

699
00:28:49,400 --> 00:28:51,320
Speaker 3: So it's just gonna be super easy. Just find me

700
00:28:51,400 --> 00:28:53,640
Speaker 3: the budget and he's still on Instagram, and just d

701
00:28:53,840 --> 00:28:55,680
Speaker 3: m me the word goals and I will send you

702
00:28:55,800 --> 00:28:59,120
Speaker 3: that free goal midiar check in resource sheet and just

703
00:28:59,160 --> 00:29:02,160
Speaker 3: start like like we mentioned before, figure out where you

704
00:29:02,240 --> 00:29:04,160
Speaker 3: were in the beginning of the year, write down what

705
00:29:04,280 --> 00:29:07,360
Speaker 3: your goals are. Now, find you an accountability partner, have

706
00:29:07,560 --> 00:29:08,240
Speaker 3: regular check in.

707
00:29:08,600 --> 00:29:11,880
Speaker 1: Okay, we love our budgnise to follow her so much

708
00:29:12,000 --> 00:29:15,080
Speaker 1: and I'm so happy and you touched us today, honestly, like,

709
00:29:15,200 --> 00:29:16,400
Speaker 1: thank you so much, thank.

710
00:29:16,320 --> 00:29:16,760
Speaker 5: You, thank you.

711
00:29:17,040 --> 00:29:19,640
Speaker 2: Happy Wealth Wednesday everybody, and don't forget to follow Wealth

712
00:29:19,680 --> 00:29:23,640
Speaker 2: Wednesdays on Instagram and to go to Teamwealth Wednesdays dot

713
00:29:23,720 --> 00:29:24,960
Speaker 2: com for our free newsletter.

714
00:29:27,480 --> 00:29:27,720
Speaker 3: Well