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Speaker 1: Welcome to Money Making Conversations.

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Speaker 2: It's the show that she has the secrets of success

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Speaker 2: experience firsthand by marketing and Brandon expert Rashan McDonald. I

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Speaker 2: will know he's giving me advice on many occasions. And in

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Speaker 2: case you didn't notice, I'm not broke. You know he'll

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Speaker 2: be interviewing celebrity CEOs, entrepreneurs and industry.

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Speaker 1: Decision make because it's what he likes to do. It's

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Speaker 1: what he likes to share.

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Speaker 2: Now it's time to hear from my man, Rashan McDonald

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Speaker 2: money Making Conversations.

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Speaker 1: Here we go. Thank you, David A. Smith. I always

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Speaker 1: appreciate you let me in on my show, brother, because

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Speaker 1: you are a big time My guess is Rico Beans.

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Speaker 1: He wrote the book. I shouted it out before we

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Speaker 1: went to break. He wrote the book you don't have

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Speaker 1: to die poor. Wow. That's something that happens in our

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Speaker 1: community on a regular basis, dying poor wooshing, planing a lotto,

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Speaker 1: hoping there's a plan out there. His powerful book provides

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Speaker 1: strategies towards financial freedom and prosperity. A little bit background

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Speaker 1: on mister Beans, the tech industry executive specializing in mergers

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Speaker 1: and Acquisitions and the founder and CEO. Equalizer LLC, a

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Speaker 1: business and career coaching firm providing consulting services to small

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Speaker 1: businesses and individuals. It's also holding company for several brands

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Speaker 1: such as Snacking, Fund, Fund Media Design, and Equalized Investing.

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Speaker 1: Please work with the Money Making Conversations Master Class, mister

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Speaker 1: Rico Beans, How you doing? My friend?

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Speaker 3: Hey, Rush, Rashaan, how you doing great? Oh?

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Speaker 1: You just gonna throw a little nickname on me? Hey, Rush,

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Speaker 1: what's up? That's my friend's common man. So if you

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Speaker 1: go do that, you're my friend, Dan Huh your friend?

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Speaker 1: Well wow, I appreciate you. Uh. Let's get a little

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Speaker 1: background on you before we get started, because I always

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Speaker 1: like to before we delve into the book, before we

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Speaker 1: delve in. What you come on to the while you're

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Speaker 1: coming on the show? Little history? I know, I saw

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Speaker 1: HBCU in your background. Tell us why you're attending an HBCU.

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Speaker 3: Oh, Man, I attended the North Carolina Agriculture and Technical

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Speaker 3: State Universe.

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Speaker 1: See that's it, brother, You got nothing to say after that?

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Speaker 1: That's it?

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Speaker 4: You know?

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Speaker 1: Yeah, did you pledge?

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Speaker 5: Man?

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Speaker 1: What was your degree?

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Speaker 6: Yeah?

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Speaker 1: You know, Come up, I'm gona tasting Rico. Now you know,

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Speaker 1: I know you can talk.

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Speaker 7: Man.

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Speaker 1: You can't give me these one line of answers. Man,

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Speaker 1: They're gonna be a real short interview. Man, Come on now,

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Speaker 1: don't do me like that, Rico, Don't do me like that. So,

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Speaker 1: so you went.

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Speaker 3: There, Yeah, let me tell you a little bit about

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Speaker 3: there you go. Yeah, I's in North Carolina Agriculture and

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Speaker 3: Technical State University.

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Speaker 7: Uh.

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Speaker 3: There I pledged the nineteen eleven cap Alphacad Fraternity incorporated.

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Speaker 3: I was very involved at the university and uh, in

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Speaker 3: the fact i'm involved today. I actually have an endowment

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Speaker 3: in North Carolina Anti State University supporting scholarships for for entrepreneurship.

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Speaker 1: Now and then all of a sudden, now I also

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Speaker 1: show in your resume, I saw it with some correct

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Speaker 1: Air Force.

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Speaker 3: That's right, I went to I was in the United

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Speaker 3: States Air Force served in Afghanistan where I was a

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Speaker 3: combat vet leading UH operations, supporting the war fighter. UH

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Speaker 3: and within the within bargram.

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Speaker 1: Now, let me ask you this, So the was the

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Speaker 1: Air Force relationship. Before attending Knock Carolina, Antia.

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Speaker 3: After so interesting story, I was actually going to the

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Speaker 3: Marine Corps and listening to the Marine Corps and my brother,

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Speaker 3: uh told me about historically black colleges. I didn't really

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Speaker 3: know too much about historical black colleges at the time,

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Speaker 3: and I decided.

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Speaker 1: To But you heard about him, but you heard about him,

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Speaker 1: you knew, you knew.

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Speaker 3: I heard about him.

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Speaker 1: Okay, yeah, I.

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Speaker 3: Heard about him, but I didn't know a whole lot

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Speaker 3: you know. Uh, yeah, I didn't know a whole lot.

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Speaker 3: But it was a great opportunity. And I went to

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Speaker 3: North Carolina anti got a scholarship to go into the

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Speaker 3: Air Force as officer.

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Speaker 4: Right.

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Speaker 1: And so now you know a lot of people when

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Speaker 1: you look at colleges, you look at people against certificates,

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Speaker 1: and what advantage or were there were any advantages in

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Speaker 1: being in the military for you enjoying the military?

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Speaker 3: Oh, my goodness, there were so many advantages to go

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Speaker 3: into the military. Uh. Not only did they pay for

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Speaker 3: my undergraduate degree, which I appreciate, but just the leadership

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Speaker 3: that I learned, you know, learning to lead teams and

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Speaker 3: very austere environments, you know, just being prepared to go

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Speaker 3: out in the workforce and be an executive. A lot

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Speaker 3: of the skills I used today I learned in the military.

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Speaker 1: Wow. Now let's talk about one of the products that

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Speaker 1: I mentioned earlier, because you're an entrepreneur. One thing I

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Speaker 1: got by the impression I got from you, Rico was

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Speaker 1: that you know, you know, if it's a good idea,

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Speaker 1: it's not going to stay in your head. You're going

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Speaker 1: to put it out there. You're going to plan it

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Speaker 1: out there. What makes that work for you? Because there's

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Speaker 1: a lot of people out there got good ideas. What

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Speaker 1: allows you to take your good idea to reality? What

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Speaker 1: is the steps that you put in place, like, for instance,

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Speaker 1: snacking fun that's an idea, Please tell her about what

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Speaker 1: it is. Let's talk about how did you get snacking

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Speaker 1: fun the idea to an a reality to store shelves.

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Speaker 3: So Snacking Fundbox is really a snack and activity box

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Speaker 3: for kids. One of the things that I realized during

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Speaker 3: the pandemic is that, you know, my daughter. I have

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Speaker 3: a daughter. She's seven now, but at the time she

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Speaker 3: was much younger. She was just tired of snacks. She

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Speaker 3: was bored, you know, the kids were at home and

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Speaker 3: I had to get creative on finding different new snacks

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Speaker 3: and different activities for her to do. And I said, man,

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Speaker 3: I wish I had something that would provide snacks and

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Speaker 3: activities to keep my daughter occupied while I'm working from

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Speaker 3: home at the time. And that's where the idea came from.

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Speaker 3: And I shared it with some of my friends and

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Speaker 3: they said, man, I wish I had the same thing

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Speaker 3: and my personality, it's just you know, if I see

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Speaker 3: something that needs to be done, I'm just gonna go

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Speaker 3: do it. So that's that's how we got started.

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Speaker 1: See Rico, Now you've jumped a lot of steps.

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Speaker 7: Brother.

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Speaker 1: You talk to your friends, and that's how y'all got started.

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Speaker 1: Now how did you get started? Do I just pull

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Speaker 1: it out of your band? You have some trade secrets

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Speaker 1: you can't reveal or something? Man, how did this snack

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Speaker 1: and fun box idea come from? The idea? Did you?

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Speaker 1: Did you? Did you get down with a graphic designer?

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Speaker 1: Did you?

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Speaker 7: What?

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Speaker 3: Did you?

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Speaker 1: How did you figure out what went into the box?

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Speaker 1: Did you do in these store sampling? How did you guy?

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Speaker 1: Did it get to what it is today? My friend?

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Speaker 3: Yeah, well, I'm gonna get into that. I was just

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Speaker 3: kind of giving the overview.

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Speaker 1: Stop giving me overviews and tell me the story. Come on,

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Speaker 1: you know how to talk, now.

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Speaker 3: Come talk about it. Let's talk about it. Yeah, you know,

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Speaker 3: just just taking some general approaches that I took when

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Speaker 3: I used to work for Walmart, and I used to

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Speaker 3: work in marketing and launching new products at Walmart, and

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Speaker 3: so I just took those same steps, you know versus Okay,

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Speaker 3: you know what, what's the idea are? There? Are there

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Speaker 3: other individuals who might be interested in this ideas? So

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Speaker 3: I just took the simple size of folks to say,

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Speaker 3: you know, hey, if I created this, would you be interested.

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Speaker 3: I did some research to see, you know, what else

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Speaker 3: was out there. I didn't see anything. I saw some

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Speaker 3: similar things. I didn't see anything just like this out

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Speaker 3: there in the marketplace. And I thought, you know, maybe

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Speaker 3: there's there's a there's something missing that I can serve

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Speaker 3: and need uh uh, that I can create something to

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Speaker 3: serve and need for. I started off small. I like

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Speaker 3: to test things out first, So I tested the idea out,

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Speaker 3: created the box. Uh. I'm pretty creative. So I did

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Speaker 3: a lot of the design work myself, and then I

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Speaker 3: worked with some companies, outsourced with some companies that that

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Speaker 3: uh design boxes, create boxes, and so we I got

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Speaker 3: that work done. In fact, there's there's a tool that's

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Speaker 3: called Canva, which is amazing I will tell anybody to

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Speaker 3: use because camera will help you create anything. So I

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Speaker 3: used Canva to just create the idea of the concept

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Speaker 3: graphly outsourced it. Sent some test boxes out to some

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Speaker 3: individuals in the community that I knew friends to see

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Speaker 3: what they thought about it, got some ideas and you know,

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Speaker 3: made improvements based on those ideas. And once I felt

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Speaker 3: like it was something that I wanted to do, I

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Speaker 3: developed an e commerce platform using shopify to uh to

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Speaker 3: put the product out there. I did some testing around

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Speaker 3: you know, what's a good price, based on other competitors

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Speaker 3: that were doing something similar but not like this, and UH,

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Speaker 3: I started shipping, shipping the products out marketing it on Facebook.

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Speaker 3: I created a Facebook page, built up a following, and

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Speaker 3: just leveraged my network, uh, you know, my fraternity network,

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Speaker 3: the people that I knew to start getting the idea

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Speaker 3: out there that hey, there there is something for all

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Speaker 3: these working moms and dads that are home with their

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Speaker 3: kids and uh. And it was it was a really

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Speaker 3: a really cool idea that that work that resonated with people.

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Speaker 1: Now, let me ask you this. So you have product

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Speaker 1: in this box, right, products? Items? Uh, any of them edible?

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Speaker 1: Any edible items in there.

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Speaker 3: Yeah. So the so the boxes have snacks, uh, think

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Speaker 3: of things like like chips, uh, you know, cookies, things

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Speaker 3: like that. Uh. And then also the boxes activities, think

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Speaker 3: of things like craft activities, painting activities, coloring books. Uh,

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Speaker 3: those kind of idea kind of items will go into

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Speaker 3: the box, and that's what we would shipped out.

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Speaker 1: Now, how did you get permission? I'm just because you're new,

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Speaker 1: you're a new entrepreneur. Okay, you're a new entrepreneur. And

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Speaker 1: I'm pretty sure some of the products you have are

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Speaker 1: name related or name recognizable products. How were you able

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Speaker 1: to convince these products or these brands did allow them

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Speaker 1: to put their product in your boxes and they felt comfortable.

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Speaker 1: How how were you able to pull that off?

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Speaker 3: Yeah? A lot a lot of companies, like for instance

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Speaker 3: of free Doola, you can create a an account with them,

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Speaker 3: let's say a commercial account with them. And so I

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Speaker 3: was able to to find out how to do that,

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Speaker 3: uh go and get permission from them to uh to

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Speaker 3: have a place where I buy buy those products and

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Speaker 3: be able to put those products in the.

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Speaker 1: Box and that and that's uh. And so that's that's

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Speaker 1: how I work. If so, if somebody's thinking about something

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Speaker 1: like this, not saying your idea, but the idea of

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Speaker 1: did they did you start the budget first, did you

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Speaker 1: taught the plan first? Did you did you bring in

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Speaker 1: did you so? Basically I heard you say early on

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Speaker 1: a lot of it, you did yourself, you did your

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Speaker 1: graphic design, your work, you kept you kept your expenses

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Speaker 1: low before you decided that this is something that could

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Speaker 1: become a reality. Correct.

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Speaker 3: Yeah, that's one of the things I always tell clients

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Speaker 3: is you want to test and keep your expenses low.

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Speaker 3: A lot of people go into spending a lot of

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Speaker 3: money on branding, which you should. You know, obviously invest

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Speaker 3: in branding, but you don't even know if the product works.

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Speaker 3: You don't even know if people are interest in the product.

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Speaker 3: So keep your cost low. Uh, you know, get something

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Speaker 3: that's quality, that's good, and then once you get something

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Speaker 3: that's working, then you can invest in it. Uh. It

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Speaker 3: takes a lot to create a product. I mean you

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Speaker 3: have to get things like like UPC codes, you know,

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Speaker 3: so that if you want to sell them platforms like

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Speaker 3: like like Amazon, and then when you get into get

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Speaker 3: into that space and it gets a lot more complicated.

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Speaker 1: Oh, absolutely, you know. And the thing about it is

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Speaker 1: that we have so many people who dream big, and

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Speaker 1: they dream big right out of plan. And I always

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Speaker 1: tell people, I'm pretty sure a lot of people, even

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Speaker 1: though you said you did talk to some of your

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Speaker 1: friends and they thought it was a good idea, it

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Speaker 1: was equally a more number of people thought, man, what

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Speaker 1: are you talking about? How did you get around that

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Speaker 1: idea with with those naysayers? How did you avoid the naysavers,

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Speaker 1: overcome the naysayers to get your product out there Snacking FunBox?

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Speaker 3: Well, I always believe this, even in the naysaiers, there's

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Speaker 3: always an insight, there's always some thought process, and so

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Speaker 3: I would ask people, Okay, what you know what would

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Speaker 3: make this a good option. So one of the second box,

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Speaker 3: so the original boxes I created was you know, just

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Speaker 3: your your standard running the meal products right. The second

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Speaker 3: box I created was an allergy friendly box because some

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Speaker 3: of my friends said, look, man, we can't my kids

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Speaker 3: can't eat any of these snacks. So it was new

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Speaker 3: we had to come up with something for that. You

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Speaker 3: know that demographics who says, look, I can't have things

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Speaker 3: with nuts and and certain things in there.

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Speaker 1: That is that a big demographic out there to cater to?

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Speaker 1: When when they came to you, do you do you

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Speaker 1: put that in the number cruncher world or you say, well,

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Speaker 1: my friend, I'm pretty sure before you made that decision

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Speaker 1: to create analogy free uh stack and FunBox.

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Speaker 3: You know again, it's one of those things where you test,

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Speaker 3: you know, so there's not a lot of costs associated with,

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Speaker 3: you know, putting this stuff together. So I tested the

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Speaker 3: market to see if there was some metu uh in

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Speaker 3: the box, and we did get orders for it. But

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Speaker 3: I will tell you a lot of people do say

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Speaker 3: they want uh, you know, healthier, healthier products, but overall

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Speaker 3: selling box is going to be the one with.

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Speaker 1: They want to die cooked, but they're gonna eat that

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Speaker 1: peach cobbler. Huh. That's what that's not. That's not gonna

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Speaker 1: work out.

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Speaker 3: We we you know, there's a there's a spouse in

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Speaker 3: the reality, right we say say certain things, and then

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Speaker 3: there's the reality of it is that people want uh

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Speaker 3: you know, they want what they want, kids want what

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Speaker 3: they want.

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Speaker 1: I love it. I'm talking to mister Rico beans Uh.

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Speaker 1: I was just talking about multiple streams of income. One

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Speaker 1: of the streams that he created was his uh snacking

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Speaker 1: fun uh box that was that was inspired by his

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Speaker 1: child doing a pandemic. We're not talking about small girl.

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Speaker 1: Pandemic was twenty twenty, so his inspiration. So and this

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Speaker 1: idea to fruition is not that long of a run,

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Speaker 1: and he's been successful with at but we brought him

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Speaker 1: and was sure to talk about his book, You Don't

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Speaker 1: Have to Die Poor. Powerful Strategies towards Financial Freedom and Prosperity.

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Speaker 1: Book came out in April of this year. When we

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Speaker 1: come back from this break, we're going to ask some

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Speaker 1: questions from that book as well as some more questions

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Speaker 1: about how to develop wealth within multiple more multiple streams

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Speaker 1: of the income, and how to inspire yourself to be

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Speaker 1: successful not only just financially, but also in the corporate

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Speaker 1: world too. Be right back more Money Making Conversations Masterclass.

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Speaker 1: This is Shawn McDonald.

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Speaker 7: We'll be right back with more Money Making Conversations Masterclass

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Speaker 7: with Rushawn McDonald.

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Speaker 8: You are now tuned into the Money Making Conversations. Minute

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Speaker 8: of Inspiration with Rashawn McDonald.

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Speaker 9: Jerane Depris a hit maker, songwriter, rapper, entrepreneur, record executive

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Speaker 9: DJ and we're always having an opinion about music, but

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Speaker 9: we discussed making mailbox money during the pandemic.

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Speaker 5: COVID hit and that's where the tension went and went

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Speaker 5: straight to my mail That's what I am. I'm a

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Speaker 5: songwriter that's written songs that goes to the mailbox and

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Speaker 5: picks up that that mailbox check every month or every

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Speaker 5: whatever it comes. You know, you don't know, you know,

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Speaker 5: you don't know how frequent it is. But if you

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Speaker 5: write enough records, and you write enough hit records, that

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Speaker 5: check is definitely there. And it's another one that comes

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Speaker 5: right after that, and it's another one comes right after that.

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Speaker 5: And I think, for the first time in my career,

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Speaker 5: this is the first time that I actually paid attention

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Speaker 5: to that because I always was getting money so many

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Speaker 5: multiple places.

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Speaker 9: If you want to hear this full interview with Jermaine dupri,

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Speaker 9: visit money Makerconversation dot com.

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Speaker 1: Keep winning.

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Speaker 10: HBCUs represent lack excellence. If you attend or are an

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Speaker 10: alumnus of an HBCU, we want to hear about your story.

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Speaker 10: The My HBCU Story Digital Library will allow current HBCU

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Speaker 10: students and alumni to share their stories. Registration is open

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Speaker 10: to everyone. More information is available at HBCU College day

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Speaker 10: dot Com. Click my HBCU stor Next, you can upload

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Speaker 10: a photo. The photo can be recent or from when

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Speaker 10: you attended your HBCU. Then share your academic or social

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Speaker 10: experience at your HBCU, which can be your favorite class, hangout,

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Speaker 10: joint homecoming game, student center, honor, off campus party, greek show,

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Speaker 10: and how attending an HBCU changed your life. We also

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Speaker 10: want to hear stories if you pleasure a fraternity or sorority.

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Speaker 10: The goal is to use your my HBCU story to

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Speaker 10: promote and uplift the HBCU brand. Your HBCU prepared you

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Speaker 10: for success and now we want everyone to read about

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Speaker 10: your black excellence. More information is available at HBCU college

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Speaker 10: day dot com. You can click my HBCU story to

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Speaker 10: share your story.

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Speaker 8: You are now tuned into the money making conversations. Minute

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Speaker 8: of Inspiration with Rashawn McDonald.

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Speaker 9: Despite being known for loud, bombastic comments and his trademark

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Speaker 9: propensity to debate, a much softer side of Steven Asmith

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Speaker 9: is revealed when discussing the inspiration for his success.

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Speaker 1: The final product is for the fans. I'm about the work,

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Speaker 1: the process, the.

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Speaker 2: Grind, the day in and day out, meticulous, tedious work

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Speaker 2: that you have to put in to perfect your craft.

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Speaker 11: And the reason why that resonated with me so profoundly, Rashaan,

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Speaker 11: is because that's what I attached to all my work.

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Speaker 11: Everybody right now is celebrating stephen A's World coming on

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Speaker 11: ESPN Plus, so they're talking about my sports.

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Speaker 4: And it was stephen A Smith the NBA Show, and they

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Speaker 4: would first take all I think about is going day

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Speaker 4: to day and making sure that I do everything that

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Speaker 4: I can to deliver to the audience what their expectations

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Speaker 4: are of me and to exceed those expectations.

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Speaker 1: If you want to hear this full interview with stephen A. Smith,

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Speaker 1: visit money Making Conversation dot com. Keep winning.

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Speaker 7: Now, let's return to Money Making Conversations Masterclass with Rashawn McDonald.

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Speaker 1: April of this year, my guest released the book his

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Speaker 1: first book, in Fact, You Don't Have to Die Pool

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Speaker 1: Powerful strategies to wards financial freedom and prosperity. Why did

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Speaker 1: you write that book, mister Rico Beans.

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Speaker 3: The writing of the book really comes down to just

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Speaker 3: my my childhood and growing up. You know, I grew

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Speaker 3: up in you know, just outside of Memphis rural area

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Speaker 3: where you know, the average incomes below the poverty line,

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Speaker 3: and I watched my mother of four kids lose her

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Speaker 3: job and really not have any options, and uh, you know,

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Speaker 3: seeing my mother's tears and seeing her uh seeing her

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Speaker 3: cry and pass away at a very early age, you know,

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Speaker 3: from just having so much stress of trying to take

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Speaker 3: care of a family with no opportunities. And so I

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Speaker 3: challenged myself to make sure that I was going to

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Speaker 3: leave a legacy for my family. And I decided that

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Speaker 3: I wanted to share the lessons that I learned. So

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Speaker 3: I spent the last several years, uh going after that

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Speaker 3: goal of creating wealth and uh and learning about different

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Speaker 3: ways of doing. So everything in this book is things

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Speaker 3: that I've done, or you know, my my friends and

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Speaker 3: I are doing now, or you know people in my

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Speaker 3: circle are doing.

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Speaker 8: You know.

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Speaker 1: And when I when the people start talking about struggling

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Speaker 1: and and living below the poverty line, I didn't live

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Speaker 1: below the poverty line.

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Speaker 8: I know.

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Speaker 1: I had the big family, six sisters and two brothers,

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Speaker 1: So we ate our way and kept ourselves close to

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Speaker 1: it the way we were eating. But I would tell you,

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Speaker 1: you know, when I think about the type of food,

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Speaker 1: you know, I think about hot water corn bread, I

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Speaker 1: think of you know blown these sandwiches. I think of

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Speaker 1: Salma sardines.

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Speaker 3: Bor.

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Speaker 1: I'm gonna tell you something. You want to get in

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Speaker 1: a fight with me, throw a can of sardines with

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Speaker 1: that little key in front of me. A little keydies

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Speaker 1: to put on that and then open it up. We

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Speaker 1: get in the fight bad because I do not want

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Speaker 1: to live that life again because that was my life.

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Speaker 1: That was my life. I experienced it, and I understand

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Speaker 1: that drive. It does create a drive, a motivation that

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Speaker 1: this is not what you want to do. Tell us

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Speaker 1: about the experiences. The personal drives are the certain things

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Speaker 1: that you experienced as a kid that really motivates you

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Speaker 1: still today based on what you experienced growing up all

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Speaker 1: right outside of Memphis, Tennessee.

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Speaker 3: Yeah, I'll tell you just a quick story. So when

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Speaker 3: my mother passed away, I went to live with my

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Speaker 3: aunt and she was, you know, going to school to

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Speaker 3: get her into education, and so things were a little

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Speaker 3: bit tough. And I remember getting lunch money one day.

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Speaker 3: My aunt waking me up, said hey, time to catch

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Speaker 3: the bus, and she gave us three dollars and fifty cents.

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Speaker 3: And I remember thinking like, hey, this is not enough

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Speaker 3: for lunch money, and so one of the things that

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Speaker 3: I decided to do is like, let me be clever

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Speaker 3: about it. And so I took that three dollars and

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Speaker 3: fifty cents and went to one of the local stores

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Speaker 3: and bought snacks and candy for a lower price, and

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Speaker 3: went to school to sell that candy in order to

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Speaker 3: make my money. And so one of the things I

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Speaker 3: learned in my childhood is, uh, you know, although we

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Speaker 3: may not have certain resources, you know, we got to

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Speaker 3: figure out a way. And that's what I would do.

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Speaker 3: You know. I was I've been working since I was

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Speaker 3: nine years old, and I was always finding a way

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Speaker 3: to uh to make money and to help my you know,

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Speaker 3: help my family out.

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Speaker 1: We know that brought back memories. I'm not gonna get

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Speaker 1: into my memory because boy I did the same thing. Man,

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Speaker 1: I tell you, I cannot We're we're on the same page.

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Speaker 1: But let's talk about your book here. You don't have

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Speaker 1: to be you don't have to die rich by Rico D. Beans.

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Speaker 1: In this book, you will learn about the philosophy for

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Speaker 1: creating abundance and a wealth mindset. That's one of many

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Speaker 1: things practical tips for creating new income streams. We kind

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Speaker 1: of talked about that on you personally snacking fun and

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Speaker 1: then other and there's other things that you're doing as well.

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Speaker 1: Step by step guidance on the basics of create a business,

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Speaker 1: how wealthy families use estate planning to to create lasting

438
00:21:54,800 --> 00:21:58,720
Speaker 1: wealth and real examples from real people like you. Let's

439
00:21:58,720 --> 00:22:00,600
Speaker 1: get to the top of one. I just put out

440
00:22:00,600 --> 00:22:03,840
Speaker 1: here a philosophy for a creating abundance and a wealth mindset.

441
00:22:03,960 --> 00:22:05,560
Speaker 1: What is a wealth mindset?

442
00:22:06,960 --> 00:22:09,879
Speaker 3: Yeah, you know, a wealth mondset is just this this

443
00:22:09,960 --> 00:22:16,639
Speaker 3: thinking of creating methods that are going to sustain and

444
00:22:17,160 --> 00:22:20,639
Speaker 3: leave a lasting legacy for your family. And this is

445
00:22:20,680 --> 00:22:25,680
Speaker 3: the mindset of having this thought process around number one abundance,

446
00:22:26,040 --> 00:22:29,440
Speaker 3: believing that you that there's room for you, that there's

447
00:22:29,760 --> 00:22:32,919
Speaker 3: plenty of resources on this planet, and that if you

448
00:22:33,000 --> 00:22:36,240
Speaker 3: have a goal and you want to achieve it and

449
00:22:37,080 --> 00:22:40,360
Speaker 3: to access those resources, you have to create a plan

450
00:22:40,440 --> 00:22:42,520
Speaker 3: and go out and go get it. You know, That's

451
00:22:42,600 --> 00:22:44,480
Speaker 3: what the wealth mindset is to me.

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00:22:45,119 --> 00:22:47,040
Speaker 1: Well, you know, I try to keep everything simple on

453
00:22:47,080 --> 00:22:48,960
Speaker 1: my show. I want to go into the state planning,

454
00:22:48,960 --> 00:22:51,480
Speaker 1: but I know exactly what you're talking about. But when

455
00:22:51,520 --> 00:22:54,840
Speaker 1: you talk about new income streams, just like as a kid,

456
00:22:54,920 --> 00:22:56,840
Speaker 1: you know, you thought of, Hey, you're gonna take this

457
00:22:56,960 --> 00:23:00,080
Speaker 1: three dollars and you're gonna go get these honeybonds. You

458
00:23:00,160 --> 00:23:02,800
Speaker 1: gonna get these lollipops. I know what you got. I

459
00:23:02,840 --> 00:23:04,800
Speaker 1: know what you got. I know exactly what you got.

460
00:23:04,840 --> 00:23:05,119
Speaker 3: Brothers.

461
00:23:06,480 --> 00:23:10,200
Speaker 1: I got them big blowpops, them blowpops. I got the honeybons.

462
00:23:10,480 --> 00:23:12,600
Speaker 1: I went down the street and boy, and when you

463
00:23:12,640 --> 00:23:15,000
Speaker 1: get to school, that's like where you get that from.

464
00:23:15,400 --> 00:23:18,119
Speaker 1: And they were ready for you. And so so that

465
00:23:18,320 --> 00:23:22,639
Speaker 1: was a way as a common sense and as black people,

466
00:23:22,680 --> 00:23:25,600
Speaker 1: we always get a reputation for having great common sense,

467
00:23:25,960 --> 00:23:28,359
Speaker 1: but what we don't do is turn that into an

468
00:23:28,560 --> 00:23:32,360
Speaker 1: entrepreneurial spirit consistently. And that's what you're talking about now

469
00:23:32,359 --> 00:23:34,480
Speaker 1: when you're talking about new income streams.

470
00:23:34,480 --> 00:23:36,000
Speaker 3: Correct, that's correct.

471
00:23:36,520 --> 00:23:39,960
Speaker 1: And when you talk about that, what leads you to

472
00:23:40,000 --> 00:23:44,000
Speaker 1: believe that your book would enable people to see it?

473
00:23:44,119 --> 00:23:46,359
Speaker 1: You know, see the light, you know, and I'm not

474
00:23:46,400 --> 00:23:49,200
Speaker 1: expecting everybody to read a book and it turns the

475
00:23:49,320 --> 00:23:52,840
Speaker 1: light around because certain languages, certain books does impact people.

476
00:23:52,880 --> 00:23:55,040
Speaker 1: But you wrote this book for a reason. You don't

477
00:23:55,040 --> 00:23:58,240
Speaker 1: have to die poor, and that's absolutely true. You don't

478
00:23:58,240 --> 00:24:01,440
Speaker 1: have to dry poor if you have much sense and

479
00:24:01,000 --> 00:24:04,439
Speaker 1: when the ability to to deal with income stream. There

480
00:24:04,440 --> 00:24:06,439
Speaker 1: are people out there on the streets right now because

481
00:24:06,920 --> 00:24:09,280
Speaker 1: they decided that I don't want to do that, or

482
00:24:09,320 --> 00:24:12,760
Speaker 1: they felt that that might make them look they allowed

483
00:24:13,200 --> 00:24:17,040
Speaker 1: imagery to stop them from making income. Is that correct,

484
00:24:17,119 --> 00:24:18,159
Speaker 1: mister beans.

485
00:24:18,200 --> 00:24:21,439
Speaker 3: That's absolutely correct. I think a lot of people, uh,

486
00:24:21,640 --> 00:24:25,879
Speaker 3: you know, lack creativity, uh, lack a driver or a goal.

487
00:24:26,440 --> 00:24:29,000
Speaker 3: And I think if you want to create, you know,

488
00:24:29,080 --> 00:24:31,919
Speaker 3: multiple strains of income. It's out there. You know you

489
00:24:32,040 --> 00:24:35,120
Speaker 3: have you know, you have skills, you have talents, uh,

490
00:24:35,160 --> 00:24:37,040
Speaker 3: and what you don't have. One of the one of

491
00:24:37,040 --> 00:24:40,560
Speaker 3: my topics uh in the book is is learning to

492
00:24:40,600 --> 00:24:43,760
Speaker 3: earn then go out there and learn something that can

493
00:24:43,800 --> 00:24:45,159
Speaker 3: help you to make money.

494
00:24:45,960 --> 00:24:48,280
Speaker 1: And that's really important. I think that when I when

495
00:24:48,320 --> 00:24:51,239
Speaker 1: I look at money, because we all wanted, you know,

496
00:24:51,480 --> 00:24:54,440
Speaker 1: and I've come from a corporate break background like that,

497
00:24:54,800 --> 00:24:57,439
Speaker 1: used to work for IBM and some of the some

498
00:24:57,520 --> 00:25:00,159
Speaker 1: of the same disciplines that I learned that IBM. I

499
00:25:01,280 --> 00:25:03,800
Speaker 1: they're part of my lifestyle today and when I when

500
00:25:03,800 --> 00:25:06,280
Speaker 1: I forget it, I just I get mad at myself

501
00:25:06,320 --> 00:25:09,480
Speaker 1: because those are principles that were basically they paid me

502
00:25:09,640 --> 00:25:11,359
Speaker 1: and train me at the same time. So basically it

503
00:25:11,400 --> 00:25:14,560
Speaker 1: was free, free training that I learned, and so that

504
00:25:14,680 --> 00:25:18,280
Speaker 1: corporate training inspires you as an entrepreneur, correct.

505
00:25:18,280 --> 00:25:23,840
Speaker 3: Absolutely, you know the corporate training of I would say,

506
00:25:23,880 --> 00:25:26,679
Speaker 3: my my corporate training is really what's helped me to

507
00:25:26,760 --> 00:25:30,800
Speaker 3: be an entrepreneur. Like you know, I always say, begin

508
00:25:30,880 --> 00:25:32,399
Speaker 3: with the end of mind, Like I knew at some

509
00:25:32,400 --> 00:25:35,040
Speaker 3: point I wanted to be an entrepreneur. And so when

510
00:25:35,080 --> 00:25:37,920
Speaker 3: people look at my background, it's like, wait, uh, why

511
00:25:37,960 --> 00:25:40,480
Speaker 3: you were a marketer, you were you were a finance

512
00:25:41,040 --> 00:25:43,560
Speaker 3: you did operations and supply chain. Why did you do

513
00:25:43,600 --> 00:25:46,680
Speaker 3: all those different things? I did all those different things

514
00:25:46,720 --> 00:25:50,840
Speaker 3: so that I could learn as much from their business

515
00:25:51,760 --> 00:25:55,040
Speaker 3: uh as as I can, so that I can employ

516
00:25:55,080 --> 00:25:57,320
Speaker 3: it in my own business at some point in time.

517
00:25:58,040 --> 00:25:59,959
Speaker 1: Well, my friend, as we close out the show, can

518
00:26:00,000 --> 00:26:01,440
Speaker 1: can you tell us how we can get in touch

519
00:26:01,480 --> 00:26:03,960
Speaker 1: with you? Also to get a hold of your book

520
00:26:04,080 --> 00:26:07,400
Speaker 1: You Don't Have to Die Poor, Powerful Strategies towards Financial

521
00:26:07,400 --> 00:26:10,520
Speaker 1: Freedom and Prosperity, written by Rico Dbats. How can we

522
00:26:10,560 --> 00:26:12,320
Speaker 1: read you that book and also how we can get

523
00:26:13,400 --> 00:26:15,680
Speaker 1: I know some people will probably googles you already about

524
00:26:15,680 --> 00:26:18,000
Speaker 1: to snack and FunBox. Please tell them how they can

525
00:26:18,160 --> 00:26:19,880
Speaker 1: find those products as well as your book.

526
00:26:20,320 --> 00:26:20,560
Speaker 4: Yeah.

527
00:26:20,560 --> 00:26:25,480
Speaker 3: Absolutely. You can find me at Rico Bean's Coaching on

528
00:26:25,640 --> 00:26:31,960
Speaker 3: all platforms Instagram, Facebook, and you can find the book

529
00:26:32,480 --> 00:26:35,879
Speaker 3: at on Amazon and Born and Noble, and you can

530
00:26:35,920 --> 00:26:41,080
Speaker 3: also go to www dot Ricobeanscoaching dot com.

531
00:26:41,119 --> 00:26:42,920
Speaker 1: Cool. Thank you Rico for coming on the show, and

532
00:26:42,960 --> 00:26:45,480
Speaker 1: thank you for alan to share your story on Money

533
00:26:45,480 --> 00:26:48,560
Speaker 1: Making Conversation Masterclus We talked soon. Okay, all right, thank you,

534
00:26:48,640 --> 00:26:49,399
Speaker 1: thank you for listening.

535
00:26:49,400 --> 00:26:59,720
Speaker 7: Bye bye, Thank you for joining us for this edition

536
00:26:59,760 --> 00:27:05,320
Speaker 7: of Money Making Conversations Masterclass. Money Making Conversations Masterclass with

537
00:27:05,480 --> 00:27:09,080
Speaker 7: Rushan McDonald is produced by thirty eight to fifteen Media Inc.

538
00:27:09,440 --> 00:27:12,720
Speaker 7: More information about thirty eight to fifteen Media Inc. Is

539
00:27:12,760 --> 00:27:16,199
Speaker 7: available at thirty eight to fifteen Media dot com. And

540
00:27:16,359 --> 00:27:20,440
Speaker 7: always remember to lead with your gifts.

541
00:27:31,960 --> 00:27:35,439
Speaker 8: You are now tuned into the Money Making Conversations Minute

542
00:27:35,440 --> 00:27:37,520
Speaker 8: of Inspiration with Rushan McDonald.

543
00:27:37,640 --> 00:27:39,000
Speaker 1: Tmauri to star.

544
00:27:38,960 --> 00:27:43,439
Speaker 9: Our family Reunion recall spending years being incorrectly treated for

545
00:27:43,480 --> 00:27:47,640
Speaker 9: her debilitating abdominal pain. This experience inspired Tiya to sell

546
00:27:47,680 --> 00:27:49,119
Speaker 9: healthy vitamin supplements.

547
00:27:49,320 --> 00:27:51,960
Speaker 6: I decided to come out with a supplement line called

548
00:27:52,000 --> 00:27:55,920
Speaker 6: Answer to encourage and to inspire women to take back

549
00:27:56,040 --> 00:27:59,919
Speaker 6: and charge of their health. It's called answer insinuating you

550
00:28:00,000 --> 00:28:04,200
Speaker 6: you are the answer. And after my surgeries with indometriosis,

551
00:28:04,240 --> 00:28:06,520
Speaker 6: my doctor was like, Yo, Tia, there's nothing I can do.

552
00:28:06,640 --> 00:28:08,800
Speaker 6: You kind of have to start looking at your lifestyle.

553
00:28:08,840 --> 00:28:10,879
Speaker 6: And that's exactly what I did, and I want to

554
00:28:10,960 --> 00:28:13,439
Speaker 6: encourage other women and people to do the same. We

555
00:28:13,520 --> 00:28:16,199
Speaker 6: have a women's Smallti, we have an Elderberry, we have

556
00:28:16,280 --> 00:28:18,879
Speaker 6: a kid's gummy, we have a men's line. We're going

557
00:28:18,920 --> 00:28:23,159
Speaker 6: to be coming out with several other amazing supplements.

558
00:28:23,400 --> 00:28:26,040
Speaker 9: If you want to hear this full interview with Tiamuri,

559
00:28:26,240 --> 00:28:28,320
Speaker 9: visit Moneymakingconversation dot com.

560
00:28:28,440 --> 00:28:29,000
Speaker 1: Keep winning