1 00:00:01,240 --> 00:00:02,000 Speaker 1: Earners. What's up. 2 00:00:02,080 --> 00:00:04,560 Speaker 2: You ever walk into a small business and everything just 3 00:00:04,720 --> 00:00:07,880 Speaker 2: works like The checkout is fast, the receipts are digital, 4 00:00:08,400 --> 00:00:11,399 Speaker 2: tipping is a breeze, and you're out the door before 5 00:00:11,400 --> 00:00:15,560 Speaker 2: the line even builds. Odds are they're using Square. We 6 00:00:15,720 --> 00:00:18,280 Speaker 2: love supporting businesses that run on Square because it just 7 00:00:18,280 --> 00:00:21,520 Speaker 2: feels seamless. Whether it's a local coffee shop, a vendor 8 00:00:21,560 --> 00:00:23,840 Speaker 2: at a pop up market, or even one of our 9 00:00:23,880 --> 00:00:27,560 Speaker 2: merch partners, Square makes it easy for them to take payments, 10 00:00:27,760 --> 00:00:31,480 Speaker 2: manage inventory, and run their business with confidence, all from 11 00:00:31,600 --> 00:00:35,000 Speaker 2: one simple system. If you're a business owner or even 12 00:00:35,080 --> 00:00:38,600 Speaker 2: just thinking about launching something soon, Square is hands down 13 00:00:38,640 --> 00:00:41,680 Speaker 2: one of the best tools out there to help you start, run, 14 00:00:41,920 --> 00:00:45,240 Speaker 2: and grow. It's not just about payments, it's about giving 15 00:00:45,240 --> 00:00:47,920 Speaker 2: you time back so you can focus on what matters 16 00:00:47,960 --> 00:00:51,199 Speaker 2: most Ready. To see how Square can transform your business, 17 00:00:51,479 --> 00:00:56,120 Speaker 2: visit Square dot com backslash go backslash eyl to learn 18 00:00:56,160 --> 00:01:01,400 Speaker 2: more that Square dot com backslash, go backslash eyl. Don't wait, 19 00:01:01,640 --> 00:01:04,480 Speaker 2: don't hesitate. Let's Square handle the back end so you 20 00:01:04,480 --> 00:01:10,839 Speaker 2: can keep pushing your vision forward. This episode is brought 21 00:01:10,840 --> 00:01:12,760 Speaker 2: to you by P and C Bank, a lot of 22 00:01:12,760 --> 00:01:16,360 Speaker 2: people think podcasts about work are boring, and sure they 23 00:01:16,440 --> 00:01:20,319 Speaker 2: definitely can be, but understanding of professional's routine shows us 24 00:01:20,319 --> 00:01:24,840 Speaker 2: how they achieve their success little by little, day after day. 25 00:01:24,959 --> 00:01:27,440 Speaker 2: It's like banking with P and C Bank. It might 26 00:01:27,560 --> 00:01:30,440 Speaker 2: seem boring to save, plan and make calculated decisions with 27 00:01:30,480 --> 00:01:33,520 Speaker 2: your bank, but keeping your money boring is what helps 28 00:01:33,520 --> 00:01:36,640 Speaker 2: you live or more happily fulfilled life. P and C 29 00:01:36,760 --> 00:01:41,920 Speaker 2: Bank Brilliantly Boring since eighteen sixty five. Brilliantly Boring since 30 00:01:41,959 --> 00:01:44,520 Speaker 2: eighteen sixty five is a service mark of the PNC 31 00:01:44,720 --> 00:01:48,680 Speaker 2: Financial Service Group, Inc. P and C Bank National Association 32 00:01:48,880 --> 00:01:49,880 Speaker 2: Member FDIIC. 33 00:01:51,720 --> 00:01:55,040 Speaker 3: What's the biggest financial mistake that people should avoid in 34 00:01:55,040 --> 00:01:55,960 Speaker 3: twenty twenty five? 35 00:01:56,680 --> 00:01:58,840 Speaker 1: You alluded to it earlier, but I think. 36 00:02:00,320 --> 00:02:02,560 Speaker 4: Even like some of the conversations I have on social 37 00:02:02,640 --> 00:02:04,680 Speaker 4: I can tell the people who are really locked in 38 00:02:05,320 --> 00:02:07,800 Speaker 4: and invest in, and I know some like I got 39 00:02:07,840 --> 00:02:10,920 Speaker 4: a message from a guy yesterday who commented about, you know, 40 00:02:11,040 --> 00:02:15,000 Speaker 4: Kendrick destroyed your man Drake on the Super Bowl and 41 00:02:15,040 --> 00:02:18,119 Speaker 4: his last comment to me in DM was twenty twenty one, 42 00:02:19,440 --> 00:02:23,359 Speaker 4: And I'm like, you joined stock club in twenty twenty one. 43 00:02:23,440 --> 00:02:25,440 Speaker 4: Let me see the game, so I quit executed, and 44 00:02:25,480 --> 00:02:27,600 Speaker 4: you know I didn't have time for it. How do 45 00:02:27,720 --> 00:02:29,400 Speaker 4: you not have time to get risk to take care 46 00:02:29,400 --> 00:02:33,160 Speaker 4: of your family? Regardless of what y'all think. Y'all used 47 00:02:33,160 --> 00:02:36,200 Speaker 4: that glazing word too heavy, and you got a glaze 48 00:02:36,200 --> 00:02:38,600 Speaker 4: over that network first for you have some of these conversations. 49 00:02:39,040 --> 00:02:42,840 Speaker 4: But Kendrick and Drake are good. The boy may be 50 00:02:42,840 --> 00:02:45,079 Speaker 4: a little bit sensitive, but PG. 51 00:02:45,000 --> 00:02:47,400 Speaker 1: Lane and everybody, I'll talk to you. All of y'all 52 00:02:47,440 --> 00:02:48,000 Speaker 1: they good. 53 00:02:48,880 --> 00:02:54,080 Speaker 4: Focus on you, like, eliminate all distractions and focus like 54 00:02:54,240 --> 00:02:56,760 Speaker 4: my kid just turned ten, Like I remember what I 55 00:02:56,800 --> 00:03:00,639 Speaker 4: wore when he was born. We're halfway into the decade. 56 00:03:01,440 --> 00:03:02,799 Speaker 4: Some of you are going to look up and it's 57 00:03:02,800 --> 00:03:04,400 Speaker 4: going to be twenty twenty eight and you're going to 58 00:03:04,480 --> 00:03:05,840 Speaker 4: be like, I don't know what I did with eight 59 00:03:05,880 --> 00:03:10,280 Speaker 4: years in my life. Lock the fuck in all of 60 00:03:10,320 --> 00:03:15,200 Speaker 4: these wars and rap beefs, and that's the distraction from 61 00:03:15,320 --> 00:03:21,359 Speaker 4: your real life. I don't care what you invest in Bitcoin, pallunteer, 62 00:03:22,840 --> 00:03:26,640 Speaker 4: jail stool coin shot the old boy from Barsool getting 63 00:03:26,639 --> 00:03:30,120 Speaker 4: that meme coined off trump coin and pick an asset 64 00:03:30,160 --> 00:03:36,240 Speaker 4: class and invest into it and perpetuity. People you know 65 00:03:36,280 --> 00:03:38,680 Speaker 4: how you work so hard, yo, if you're actually a 66 00:03:38,760 --> 00:03:40,960 Speaker 4: responsible dad, you're going to put it in work every 67 00:03:41,040 --> 00:03:42,400 Speaker 4: day to provide for your family. 68 00:03:42,840 --> 00:03:44,200 Speaker 1: I don't care what asset class it. 69 00:03:44,160 --> 00:03:48,680 Speaker 4: Is, crypto equities, private equity, real estate, your business. Put 70 00:03:48,760 --> 00:03:51,400 Speaker 4: something and invest into it forever. And if you're not 71 00:03:51,480 --> 00:03:54,160 Speaker 4: doing that, I know people love to tell you money 72 00:03:54,240 --> 00:03:57,000 Speaker 4: is not everything, and those will be the same people 73 00:03:57,040 --> 00:03:59,360 Speaker 4: when you need something, won't give you a fucking dime 74 00:03:59,440 --> 00:03:59,840 Speaker 4: to help you. 75 00:03:59,840 --> 00:04:00,560 Speaker 1: In your family. 76 00:04:02,360 --> 00:04:05,600 Speaker 4: Cost of living is going up, crazy people at eleven 77 00:04:05,640 --> 00:04:10,120 Speaker 4: dollars eggs okay, then the car and jury conversation and 78 00:04:10,160 --> 00:04:13,920 Speaker 4: even buying into startups, all of those costs. The cost 79 00:04:13,960 --> 00:04:16,719 Speaker 4: for the Super Bowl ad was eight million. I remember 80 00:04:16,760 --> 00:04:19,800 Speaker 4: when two point five was a big number. In four 81 00:04:19,920 --> 00:04:23,120 Speaker 4: years they have that number being at twelve million dollars. 82 00:04:23,720 --> 00:04:27,600 Speaker 4: What so much so the Starlink and T Mobile had 83 00:04:27,680 --> 00:04:31,360 Speaker 4: to partner together, which they already had for that ad. 84 00:04:31,080 --> 00:04:37,359 Speaker 1: To help drum up what so lock In, lock In 85 00:04:37,480 --> 00:04:38,280 Speaker 1: is the reason why we do. 86 00:04:38,240 --> 00:04:41,839 Speaker 4: The show every week to give you this information which 87 00:04:41,880 --> 00:04:45,279 Speaker 4: other networks don't do. I think we've made invest in 88 00:04:45,320 --> 00:04:48,560 Speaker 4: the easiest for anybody in the world because the other 89 00:04:48,600 --> 00:04:51,200 Speaker 4: networks were not giving you the companies where they were 90 00:04:51,200 --> 00:04:56,039 Speaker 4: going to fall to and where to exit. So for 91 00:04:56,120 --> 00:04:58,360 Speaker 4: you for twenty twenty five football to what is the 92 00:04:58,360 --> 00:04:59,040 Speaker 4: biggest lesson? 93 00:05:00,640 --> 00:05:03,039 Speaker 3: The biggest lesson, Well, the biggest mistake I think that 94 00:05:03,080 --> 00:05:05,000 Speaker 3: people could make is buying a home that they can't 95 00:05:05,000 --> 00:05:08,080 Speaker 3: afford or just buying a home that they're not prepared for. 96 00:05:08,760 --> 00:05:12,960 Speaker 1: That's that's that's the one that prepared for it. Yes, 97 00:05:14,160 --> 00:05:14,760 Speaker 1: that's that's. 98 00:05:14,640 --> 00:05:18,960 Speaker 3: Gonna hurt you more than anything in life, for sure. 99 00:05:19,320 --> 00:05:22,320 Speaker 3: Seen it happen a lot of different places. I just 100 00:05:22,360 --> 00:05:26,520 Speaker 3: saw Cash Doll on Shannon Sharp Show. Yes, her worst 101 00:05:26,520 --> 00:05:29,320 Speaker 3: financial decision ever was buying a home two million dollar mansion. 102 00:05:29,680 --> 00:05:33,360 Speaker 3: I think it was in Atlanta, I'm not sure. So 103 00:05:34,600 --> 00:05:36,600 Speaker 3: that's that's a tricky one because you think that you're 104 00:05:36,600 --> 00:05:39,520 Speaker 3: doing something productive, you think that you're actually doing something 105 00:05:39,800 --> 00:05:45,000 Speaker 3: beneficial when you're buying a home, and and if you're not. 106 00:05:45,040 --> 00:05:46,640 Speaker 3: That's how we did the episode with Keanu Watson. You 107 00:05:46,640 --> 00:05:50,560 Speaker 3: should definitely watch it. Things to Know before buying a home. Yeah, 108 00:05:50,920 --> 00:05:52,880 Speaker 3: if you don't fully know what you're getting yourself into. 109 00:05:54,080 --> 00:05:59,240 Speaker 3: What you think, what you think is actually productive is 110 00:05:59,320 --> 00:06:02,480 Speaker 3: actually extremely harmful for you in your future. 111 00:06:03,279 --> 00:06:08,680 Speaker 1: Yeah, out of hidden costs. There's a lot of him costs. Yeah, 112 00:06:08,800 --> 00:06:10,039 Speaker 1: definitely go watch that episode. 113 00:06:10,800 --> 00:06:15,160 Speaker 2: And we're speaking from experience, like like like that's one 114 00:06:15,160 --> 00:06:17,159 Speaker 2: of the things that we get to actually live these things, 115 00:06:17,400 --> 00:06:19,720 Speaker 2: learn from these things, and then teach these things where 116 00:06:19,880 --> 00:06:22,080 Speaker 2: most people won't even tell you that it happened, and 117 00:06:22,120 --> 00:06:25,000 Speaker 2: then you'll just see the outcomes of it. So it's like, hey, 118 00:06:25,080 --> 00:06:26,760 Speaker 2: hold the data, so hopefully you'll have to go through 119 00:06:26,760 --> 00:06:28,719 Speaker 2: that like we've always lived by that. I think the 120 00:06:28,720 --> 00:06:32,120 Speaker 2: biggest mistake is and this goes into investing, This goes 121 00:06:32,160 --> 00:06:32,679 Speaker 2: in life. 122 00:06:33,600 --> 00:06:36,679 Speaker 1: Don't let people trick you out of your position. Yep. 123 00:06:37,080 --> 00:06:39,280 Speaker 2: The people that are in your ear, the people that 124 00:06:39,320 --> 00:06:42,320 Speaker 2: are feeding you information, the people that are doing things 125 00:06:42,800 --> 00:06:45,480 Speaker 2: they want to be in your position. And a lot 126 00:06:45,480 --> 00:06:48,680 Speaker 2: of times right, and that goes in business. Like I 127 00:06:48,680 --> 00:06:52,120 Speaker 2: said in investment, right, let's move the market down, let's 128 00:06:52,120 --> 00:06:56,240 Speaker 2: pull the rug if it's crypto, to get better positions 129 00:06:56,520 --> 00:06:59,320 Speaker 2: for bigger people with bigger pockets to get in invest 130 00:06:59,520 --> 00:07:02,520 Speaker 2: and make more money. And when we see it, we 131 00:07:02,600 --> 00:07:04,760 Speaker 2: leave positions and we say we're never going back, and 132 00:07:04,800 --> 00:07:08,120 Speaker 2: then we wonder what happened in two years I was invested, 133 00:07:09,400 --> 00:07:11,960 Speaker 2: so never let anyone trick you out of your position. 134 00:07:12,320 --> 00:07:14,320 Speaker 2: And I wrote this quote and it kind of fits 135 00:07:14,360 --> 00:07:17,640 Speaker 2: what we were talking about earlier when we talked about 136 00:07:18,080 --> 00:07:21,680 Speaker 2: like stay hungry and stay like we always hunting. Never 137 00:07:21,800 --> 00:07:23,440 Speaker 2: let your achievements block your vision. 138 00:07:24,720 --> 00:07:28,480 Speaker 1: M hmm great. 139 00:07:28,600 --> 00:07:31,680 Speaker 2: Never be satisfied with with what's happened. Right, made a 140 00:07:31,680 --> 00:07:34,480 Speaker 2: few deals, but it's operating like it's one thing to say, 141 00:07:34,560 --> 00:07:38,160 Speaker 2: it's another thing to live it it. Yeah yeah, those 142 00:07:38,160 --> 00:07:38,760 Speaker 2: would be mine. 143 00:07:41,040 --> 00:07:44,680 Speaker 3: Yeah, yeah, yeah, there you have it. 144 00:07:44,840 --> 00:07:48,160 Speaker 4: There you haven't because I think as we have a 145 00:07:48,240 --> 00:07:51,280 Speaker 4: desire to, and that's why I always bring up the 146 00:07:51,280 --> 00:07:54,240 Speaker 4: bank and a crypto point. If three years ago I 147 00:07:54,240 --> 00:07:56,160 Speaker 4: would have told you that the White House will happen, 148 00:07:56,200 --> 00:07:57,520 Speaker 4: cryptos are you. 149 00:07:57,480 --> 00:08:00,160 Speaker 1: Would have called me crazy. 150 00:08:00,920 --> 00:08:04,120 Speaker 4: Kudos to Sacks for making that move and on the 151 00:08:04,240 --> 00:08:09,640 Speaker 4: entrepreneurship level, but we just saw an entire retail community 152 00:08:10,520 --> 00:08:13,320 Speaker 4: of crypto advocates get tricked out of their spot by. 153 00:08:13,160 --> 00:08:20,280 Speaker 1: The banking elite in one year. I never thought, like 154 00:08:20,360 --> 00:08:21,440 Speaker 1: I knew the little you. 155 00:08:21,360 --> 00:08:24,120 Speaker 4: Know takeovers gonna happen with JP Morgan, I didn't think 156 00:08:24,160 --> 00:08:26,040 Speaker 4: at scale that this would happen. 157 00:08:27,000 --> 00:08:30,360 Speaker 1: Stay locked in, Stay locked in. But what do I know? 158 00:08:30,560 --> 00:08:33,680 Speaker 1: You don't know nothing about crypto. I knew that part 159 00:08:34,920 --> 00:08:37,959 Speaker 1: for in that new twenty K, but we've been here 160 00:08:38,000 --> 00:08:38,439 Speaker 1: for it all. 161 00:08:38,520 --> 00:08:40,360 Speaker 2: It's crazy like we've been here when it was that 162 00:08:40,480 --> 00:08:43,880 Speaker 2: twenty we was here when it was sixteen. So like 163 00:08:44,000 --> 00:08:47,080 Speaker 2: people who took advantage of that information and actually was like, 164 00:08:47,160 --> 00:08:49,439 Speaker 2: all right, what they're saying kind of makes sense, or 165 00:08:50,120 --> 00:08:51,840 Speaker 2: here comes a pull back, This might be a good 166 00:08:51,840 --> 00:08:54,000 Speaker 2: time to invest. Like the people who took advantage of that, 167 00:08:54,320 --> 00:08:56,959 Speaker 2: Oh my god, like they're out of here. You're out 168 00:08:56,960 --> 00:08:57,160 Speaker 2: of here. 169 00:08:57,160 --> 00:08:59,959 Speaker 4: I ask you, guys, you guys, have you met one 170 00:09:00,040 --> 00:09:02,360 Speaker 4: billionaire who came to you and said, I can't wait 171 00:09:02,360 --> 00:09:09,280 Speaker 4: to sell off these group assets never and they do 172 00:09:09,320 --> 00:09:12,720 Speaker 4: it in a contract in perpetuity. Shot all the talent side. 173 00:09:12,760 --> 00:09:15,679 Speaker 4: For those who sound talent contracts, you got to look 174 00:09:15,720 --> 00:09:20,040 Speaker 4: for those terms and perpetuity that means a whole time 175 00:09:20,120 --> 00:09:22,800 Speaker 4: frame forever, forever. 176 00:09:23,240 --> 00:09:26,880 Speaker 5: An illegal alien from Guatemala charged with raping a child 177 00:09:26,960 --> 00:09:30,760 Speaker 5: in Massachusetts. An MS thirteen gang member from Al Salvador 178 00:09:31,000 --> 00:09:35,120 Speaker 5: accused of murdering a Texas. Man of Venezuelan charged with 179 00:09:35,200 --> 00:09:39,120 Speaker 5: filming and selling child pornography in Michigan. These are just 180 00:09:39,200 --> 00:09:42,959 Speaker 5: some of the heinous migrant criminals caught because of President 181 00:09:43,000 --> 00:09:46,520 Speaker 5: Donald J. Trump's leadership. I'm Christy Noman, the United States 182 00:09:46,600 --> 00:09:51,400 Speaker 5: Secretary of Homeland Security. Under President Trump, attempted illegal border 183 00:09:51,440 --> 00:09:54,960 Speaker 5: crossings are at the lowest levels ever recorded, and over 184 00:09:55,040 --> 00:09:58,240 Speaker 5: one hundred thousand illegal aliens have been arrested. If you 185 00:09:58,320 --> 00:10:02,160 Speaker 5: were here illegally, your next you will be fine nearly 186 00:10:02,280 --> 00:10:06,280 Speaker 5: one thousand dollars a day, imprisoned, and deported. You will 187 00:10:06,320 --> 00:10:09,960 Speaker 5: never return. But if you register using our CBP home 188 00:10:10,000 --> 00:10:13,360 Speaker 5: app and leave now, you could be allowed to return legally. 189 00:10:13,760 --> 00:10:18,440 Speaker 5: Do what's right. Leave now. Under President Trump, America's laws, 190 00:10:18,679 --> 00:10:21,120 Speaker 5: border and families will be protected. 191 00:10:21,200 --> 00:10:23,360 Speaker 1: Sponsored by the United States Department of Homeland Security.