1 00:00:03,520 --> 00:00:05,280 Speaker 1: For a long time, especially when I was like in 2 00:00:05,320 --> 00:00:09,040 Speaker 1: elementary school up until like, I don't know, fifteen sixteen. 3 00:00:09,119 --> 00:00:13,800 Speaker 1: You guys, we had some pretty tough times financially. I 4 00:00:13,840 --> 00:00:17,919 Speaker 1: was disinherited. When it first happened, I was hurt, but 5 00:00:18,400 --> 00:00:21,439 Speaker 1: I'm glad that it happened that way. One thing that 6 00:00:21,520 --> 00:00:25,000 Speaker 1: I wish that I would have known about money earlier 7 00:00:25,040 --> 00:00:29,120 Speaker 1: on was the importance of saving, because when I was 8 00:00:29,160 --> 00:00:32,000 Speaker 1: asked to move out, the rug was just like swiped 9 00:00:32,320 --> 00:00:39,960 Speaker 1: right from under my feet. What up? What up? Everyone? 10 00:00:40,200 --> 00:00:43,160 Speaker 1: Welcome to this week's episode of Cheek Ease and Chill. 11 00:00:43,240 --> 00:00:45,280 Speaker 1: I'm your host, Cheeks, and I hope your week is 12 00:00:45,320 --> 00:00:48,839 Speaker 1: going great so far. Today marks the last Monday in 13 00:00:48,920 --> 00:00:51,680 Speaker 1: the month of April. Can you guys believe that? And 14 00:00:51,720 --> 00:00:55,840 Speaker 1: you know what, April is also financial Literacy Month, So 15 00:00:55,920 --> 00:00:58,800 Speaker 1: today that's what we're gonna be talking about. Money, finances, 16 00:00:58,920 --> 00:01:01,480 Speaker 1: my relationship with money, and more So, get ready for 17 00:01:01,520 --> 00:01:08,520 Speaker 1: another episode of cheek Ease and Chill. Money is such 18 00:01:08,560 --> 00:01:11,400 Speaker 1: a heavy topic and it's also one people don't really 19 00:01:11,440 --> 00:01:15,080 Speaker 1: like talking about because it's so personal. But guys, that's 20 00:01:15,120 --> 00:01:17,360 Speaker 1: why we have to start talking about it. So many 21 00:01:17,400 --> 00:01:20,119 Speaker 1: of you know, I didn't come from money. I grew 22 00:01:20,200 --> 00:01:22,319 Speaker 1: up saying a lot because I was the eldest of five. 23 00:01:23,080 --> 00:01:25,120 Speaker 1: So when my mom had me, she was fifteen, two 24 00:01:25,160 --> 00:01:29,040 Speaker 1: weeks before her sixteenth birthday. She hadn't finished high school obviously, 25 00:01:29,400 --> 00:01:31,600 Speaker 1: and she was not with my dad. My dad as 26 00:01:31,600 --> 00:01:34,600 Speaker 1: soon as he found out that she was pregnant, he 27 00:01:34,680 --> 00:01:36,520 Speaker 1: was like, that's not my baby. It's like there's a 28 00:01:36,520 --> 00:01:39,640 Speaker 1: whole story behind that. So my mom had to leave 29 00:01:39,680 --> 00:01:42,400 Speaker 1: my grandma's house because my grandma said, well, if you're pregnant, 30 00:01:42,440 --> 00:01:45,960 Speaker 1: you can't live at the house. That's when we lived 31 00:01:46,120 --> 00:01:50,320 Speaker 1: in the garage. It was my uncle guss garage, right, 32 00:01:50,480 --> 00:01:53,640 Speaker 1: And so my almost fifteen fifteen, sixteen years old when 33 00:01:53,640 --> 00:01:56,520 Speaker 1: I was born, she was trying to finish school. She 34 00:01:56,600 --> 00:02:00,840 Speaker 1: was going to continuation school and working and things got better. 35 00:02:00,920 --> 00:02:02,640 Speaker 1: My mom was a hustler. That's one thing that like, 36 00:02:02,720 --> 00:02:05,280 Speaker 1: my mom would work, go to school, and then just 37 00:02:05,600 --> 00:02:08,079 Speaker 1: work at Bank of America, Like I always saw her 38 00:02:08,160 --> 00:02:10,919 Speaker 1: just hustling. A lot of the times our family didn't 39 00:02:10,960 --> 00:02:15,600 Speaker 1: know my mom. She was very a proud woman in 40 00:02:15,639 --> 00:02:18,400 Speaker 1: the sense of if she needed help, she wouldn't ask 41 00:02:18,560 --> 00:02:22,960 Speaker 1: for it, and she wanted her siblings her brothers and 42 00:02:23,040 --> 00:02:25,680 Speaker 1: her parents could think, Okay, I'm fine. So for a 43 00:02:25,720 --> 00:02:28,120 Speaker 1: long time, especially when I was like in elementary school, 44 00:02:28,160 --> 00:02:31,480 Speaker 1: up until like I don't know, fifteen sixteen, you guys, 45 00:02:32,160 --> 00:02:35,959 Speaker 1: we had some pretty tough times financially. We were on WICK. 46 00:02:36,120 --> 00:02:38,639 Speaker 1: We were on food stamps, and wick is like when 47 00:02:38,639 --> 00:02:41,760 Speaker 1: you get free food from the government. So we would 48 00:02:41,800 --> 00:02:46,640 Speaker 1: get peanut butter, eggs, cheese, bread. Sometimes if we were lucky, 49 00:02:47,160 --> 00:02:49,680 Speaker 1: we got the milk and we got Kicks cereal. Okay, 50 00:02:49,720 --> 00:02:51,640 Speaker 1: so I grew up on Kicks, you guys. I didn't 51 00:02:51,639 --> 00:02:55,680 Speaker 1: have that fun cereal like Lucky charms and fruity pebbles 52 00:02:55,680 --> 00:02:57,320 Speaker 1: and all that stuff like that wasn't in my house. 53 00:02:57,560 --> 00:02:59,680 Speaker 1: The FUNNESTY would get was kicked with a little bit 54 00:02:59,720 --> 00:03:01,880 Speaker 1: of like chuckle meal in it, so it became chocolate 55 00:03:01,880 --> 00:03:04,519 Speaker 1: like Coco puffs. So I mean, I would have to 56 00:03:04,560 --> 00:03:07,280 Speaker 1: get off and pretend I was Johnny's mom because the 57 00:03:07,320 --> 00:03:09,440 Speaker 1: girls that worked at wik already knew because my mom 58 00:03:09,480 --> 00:03:12,160 Speaker 1: was already Jenny Rivera, but she wasn't making money yet. 59 00:03:12,360 --> 00:03:14,680 Speaker 1: When I remember in fifth grade I would go to school, 60 00:03:14,880 --> 00:03:16,920 Speaker 1: we didn't have money to buy me like new shoes, 61 00:03:17,400 --> 00:03:19,360 Speaker 1: so I was that kid that would go to school 62 00:03:19,960 --> 00:03:22,840 Speaker 1: and had the old, beat up shoes. Sometimes my shoes 63 00:03:22,840 --> 00:03:25,440 Speaker 1: would talk. They had holes on the bottom from how 64 00:03:25,440 --> 00:03:27,440 Speaker 1: old they were. I would have to wear my mom's 65 00:03:27,440 --> 00:03:30,120 Speaker 1: clothes sometimes because we didn't have money to buy me 66 00:03:30,160 --> 00:03:32,440 Speaker 1: new clothes. And I think one of the best things 67 00:03:32,440 --> 00:03:34,880 Speaker 1: that could have happened to us was when they implemented 68 00:03:35,080 --> 00:03:37,360 Speaker 1: uniforms in school, because it's like all of us were 69 00:03:37,400 --> 00:03:40,400 Speaker 1: just dressed the same. We would go by at three 70 00:03:40,480 --> 00:03:43,840 Speaker 1: stores my uniforms and stuff like that, but my shoes 71 00:03:43,880 --> 00:03:46,080 Speaker 1: would always just I was wearing my uniform, but you 72 00:03:46,080 --> 00:03:48,360 Speaker 1: could tell in my shoes that we didn't have money. 73 00:03:48,600 --> 00:03:50,800 Speaker 1: So there's a lot of things that I grew up watching, 74 00:03:50,840 --> 00:03:53,960 Speaker 1: but I always saw my mom just hustling. She never said, no, 75 00:03:54,000 --> 00:03:55,240 Speaker 1: we don't have money for that. It was just like, 76 00:03:55,280 --> 00:03:57,640 Speaker 1: you know, you're gonna have to wait. I always felt 77 00:03:57,640 --> 00:03:59,920 Speaker 1: like I had everything I needed. You know, we were fine. 78 00:04:00,000 --> 00:04:02,000 Speaker 1: I mean even if we were eating a couple noodles 79 00:04:02,120 --> 00:04:06,600 Speaker 1: or cereal or sometimes like we always had food on 80 00:04:06,640 --> 00:04:10,040 Speaker 1: the table. There was a time I remember, like ten 81 00:04:10,120 --> 00:04:12,720 Speaker 1: eleven years old, where we didn't and all we had 82 00:04:12,760 --> 00:04:15,320 Speaker 1: to eat was canned food. I think it was like 83 00:04:15,400 --> 00:04:19,400 Speaker 1: tuna and green beans, and that's what we had to 84 00:04:19,440 --> 00:04:21,800 Speaker 1: live off of, all of us. And again a lot 85 00:04:21,800 --> 00:04:24,479 Speaker 1: of our family members didn't know this. Anyways. I grew 86 00:04:24,560 --> 00:04:27,680 Speaker 1: up thinking like, Okay, we're fine, but I didn't realize 87 00:04:27,680 --> 00:04:30,000 Speaker 1: that we weren't fine until you start getting older and 88 00:04:30,440 --> 00:04:32,440 Speaker 1: the kids at school talk about it, and you see 89 00:04:32,480 --> 00:04:35,799 Speaker 1: the difference between you wearing l A gears from payless 90 00:04:35,880 --> 00:04:38,840 Speaker 1: back in the days to like my friends wearing felas 91 00:04:38,839 --> 00:04:42,280 Speaker 1: and nikes and stuff. Because my mom was never was like, oh, 92 00:04:42,360 --> 00:04:45,800 Speaker 1: we're poor. It was just later on, I'm working hard, 93 00:04:45,880 --> 00:04:48,240 Speaker 1: I'm a single mother. You know you can have it later. 94 00:04:51,279 --> 00:04:53,960 Speaker 1: So I am so grateful because that's I think why 95 00:04:53,960 --> 00:04:56,039 Speaker 1: I'm a hustler, Like I gotta do what I gotta do, 96 00:04:56,080 --> 00:04:59,000 Speaker 1: no matter what, I'm gonna be Okay. Now that we're 97 00:04:59,000 --> 00:05:01,159 Speaker 1: talking about money, that something that I wanted to bring 98 00:05:01,240 --> 00:05:04,400 Speaker 1: up because I hear certain things and i'm you know 99 00:05:04,400 --> 00:05:06,840 Speaker 1: how big I am on affirmations. You know the law 100 00:05:06,839 --> 00:05:10,080 Speaker 1: of attraction, And that's one thing I tell myself every day. 101 00:05:10,120 --> 00:05:13,640 Speaker 1: Even if maybe my bank account isn't as I don't 102 00:05:13,640 --> 00:05:16,839 Speaker 1: know heavy as other days, you know, it's like it's okay, 103 00:05:16,839 --> 00:05:19,520 Speaker 1: I'm going to be fine. God will make it where 104 00:05:19,560 --> 00:05:23,320 Speaker 1: God will provide, the universe will provide whatever you want 105 00:05:23,320 --> 00:05:26,359 Speaker 1: to say it, or I'm a money magnet. Little affirmations 106 00:05:26,360 --> 00:05:29,440 Speaker 1: like that. It's just like really really believing it and saying, 107 00:05:29,440 --> 00:05:33,400 Speaker 1: no matter what, I'm gonna be fine. And in my household, 108 00:05:33,720 --> 00:05:37,000 Speaker 1: that's one thing my mom would wake up early. And 109 00:05:37,279 --> 00:05:39,159 Speaker 1: like I said earlier, she never made it seem like 110 00:05:40,800 --> 00:05:43,960 Speaker 1: we didn't have a lot of luxuries. But I had 111 00:05:44,000 --> 00:05:46,320 Speaker 1: what I needed, which was food and clothes, and maybe 112 00:05:46,360 --> 00:05:48,159 Speaker 1: yeah it was my mom's clothes, but I had clothes 113 00:05:48,160 --> 00:05:51,159 Speaker 1: on my back. And my mom for a long time, 114 00:05:51,200 --> 00:05:53,919 Speaker 1: even if she wanted to buy us what we wanted, 115 00:05:54,279 --> 00:05:57,520 Speaker 1: what we desired, she couldn't. And I think that's why 116 00:05:57,560 --> 00:05:59,919 Speaker 1: when she started making money and she was able to 117 00:06:00,040 --> 00:06:03,240 Speaker 1: by us our first house, you know, with all of 118 00:06:03,320 --> 00:06:06,760 Speaker 1: us having our own rooms, because we would share rooms, 119 00:06:06,920 --> 00:06:09,520 Speaker 1: all of us when we lived in Compton. Mikey had 120 00:06:09,560 --> 00:06:11,680 Speaker 1: his room and then Jackie and I shared rooms, but 121 00:06:11,720 --> 00:06:13,839 Speaker 1: we didn't have restrooms. You know, that was a huge 122 00:06:13,880 --> 00:06:16,120 Speaker 1: thing for all of us. My mom would always say, 123 00:06:16,160 --> 00:06:17,479 Speaker 1: I want to get us a house where each of 124 00:06:17,520 --> 00:06:20,320 Speaker 1: you have your own bathroom. It was a goal for her. 125 00:06:20,800 --> 00:06:22,320 Speaker 1: You know. I was like, I'm going to make that happen. 126 00:06:23,040 --> 00:06:25,360 Speaker 1: And I think that's why when her career just started 127 00:06:25,640 --> 00:06:28,360 Speaker 1: going off. She was a great provider. She wanted us 128 00:06:28,400 --> 00:06:30,560 Speaker 1: to have everything that we wanted, and sometimes she would 129 00:06:30,640 --> 00:06:34,279 Speaker 1: overcompensate because she was gone so much that she would 130 00:06:34,800 --> 00:06:36,760 Speaker 1: not buy our love. Because I don't want to say that. 131 00:06:36,800 --> 00:06:38,359 Speaker 1: It was just it would make her happy to be 132 00:06:38,400 --> 00:06:41,280 Speaker 1: able to give us the things that we desired. For Johnny, 133 00:06:41,400 --> 00:06:46,520 Speaker 1: it was a little bit more difficult because I like, 134 00:06:46,600 --> 00:06:50,320 Speaker 1: he was born basically in a mansion. But now he 135 00:06:50,960 --> 00:06:52,600 Speaker 1: if it was telling me the other day, like you 136 00:06:52,600 --> 00:06:54,320 Speaker 1: you didn't teach me you how to manage money and 137 00:06:54,360 --> 00:06:56,320 Speaker 1: all this stuff. He was like yelling, and I'm like, hello, 138 00:06:56,400 --> 00:06:58,560 Speaker 1: wait a second. I had to just go into the 139 00:06:58,560 --> 00:07:00,080 Speaker 1: world and figure it out, because that's what my mom 140 00:07:00,120 --> 00:07:01,680 Speaker 1: would tell me. Figure it out. How do I read 141 00:07:01,720 --> 00:07:03,520 Speaker 1: a check? How do I deposit a check? I don't know, 142 00:07:03,680 --> 00:07:05,560 Speaker 1: figure it out. Ask questions. That's how you learn in 143 00:07:05,560 --> 00:07:08,160 Speaker 1: the world is by asking questions. So it's kind of 144 00:07:08,160 --> 00:07:09,360 Speaker 1: like what I told Johnny. I was like, dude, you 145 00:07:09,440 --> 00:07:11,880 Speaker 1: never asked me. But it's because not that he was 146 00:07:11,960 --> 00:07:14,640 Speaker 1: born with the silver spoon in his mouth, because I 147 00:07:14,680 --> 00:07:17,200 Speaker 1: always did my best to teach him how to clean 148 00:07:17,240 --> 00:07:19,760 Speaker 1: the toilets, to teach him how to pick up after himself, 149 00:07:19,800 --> 00:07:22,920 Speaker 1: to cook. Like, I was a little harder on him, 150 00:07:22,960 --> 00:07:25,840 Speaker 1: but he didn't see and live everything that I lived, 151 00:07:26,040 --> 00:07:28,040 Speaker 1: even like Jackie and Mikey. And I don't even know 152 00:07:28,080 --> 00:07:30,480 Speaker 1: if jack and Mikey remember those things or if they 153 00:07:30,480 --> 00:07:32,800 Speaker 1: were ever made fun of its school because kids could 154 00:07:32,800 --> 00:07:37,320 Speaker 1: be mean. But in reality, Johnny like was born already 155 00:07:37,360 --> 00:07:40,160 Speaker 1: being okay, you know, and that's when my mom was like, okay, 156 00:07:40,160 --> 00:07:44,080 Speaker 1: here Johnny, he's six months and I'm going to go 157 00:07:44,120 --> 00:07:46,760 Speaker 1: off and work and do what I gotta do. And 158 00:07:47,120 --> 00:07:48,920 Speaker 1: she was the motor. She was a motor of the family. 159 00:07:49,600 --> 00:07:52,280 Speaker 1: So now talking about Johnny, I was sixteen when he 160 00:07:52,360 --> 00:07:55,400 Speaker 1: was born, and when my mom went back to work, 161 00:07:55,640 --> 00:07:57,520 Speaker 1: it's kind of like, here's your kid. I'm gonna go work, 162 00:07:57,560 --> 00:07:59,960 Speaker 1: I'm gonna go do what I gotta do. I kind 163 00:08:00,040 --> 00:08:02,040 Speaker 1: kind of at that moment, I think, was when I 164 00:08:02,080 --> 00:08:04,960 Speaker 1: put my my own life on hold because I wanted 165 00:08:05,000 --> 00:08:06,680 Speaker 1: to help my mom and I wanted her to make 166 00:08:06,680 --> 00:08:09,400 Speaker 1: her dreams come true for her. It was this is 167 00:08:09,440 --> 00:08:11,000 Speaker 1: a career. Sure always saw it is this is the 168 00:08:11,000 --> 00:08:13,520 Speaker 1: way I'm going to feed my children. And yes she 169 00:08:13,520 --> 00:08:17,000 Speaker 1: did real estate, but she was making money singing and 170 00:08:17,080 --> 00:08:19,440 Speaker 1: her career was starting to pop off, you know. So 171 00:08:20,200 --> 00:08:23,040 Speaker 1: I think that's when I started seeing the change when 172 00:08:24,280 --> 00:08:28,160 Speaker 1: started playing and then like all her like hits like 173 00:08:28,160 --> 00:08:30,440 Speaker 1: her Carillo started like coming out, and you know, I 174 00:08:30,480 --> 00:08:32,920 Speaker 1: started getting better and better. But I think that's like 175 00:08:32,960 --> 00:08:35,000 Speaker 1: the first time when I started realizing, oh, my mom 176 00:08:35,080 --> 00:08:37,160 Speaker 1: is is a superstar. She was being at award show, 177 00:08:37,160 --> 00:08:40,040 Speaker 1: she was being awarded for Female Artists of the Year 178 00:08:40,280 --> 00:08:42,400 Speaker 1: and stuff like that, you know, selling out show. She 179 00:08:42,480 --> 00:08:45,960 Speaker 1: was gone almost every weekend. So I started saying, yeah, 180 00:08:45,960 --> 00:08:48,960 Speaker 1: there's more money coming in, of course, but then we 181 00:08:49,000 --> 00:08:52,200 Speaker 1: saw less of her. So I think that's when things 182 00:08:52,280 --> 00:08:55,160 Speaker 1: got a little tough at home because I felt like, oh, 183 00:08:55,200 --> 00:08:57,480 Speaker 1: I'm sixteen, seventeen eighteen, like I should be out with 184 00:08:57,480 --> 00:08:59,880 Speaker 1: my friends. And when my mom would come home I 185 00:09:00,000 --> 00:09:02,760 Speaker 1: after working, she wanted to relax too, you know, and 186 00:09:03,160 --> 00:09:05,360 Speaker 1: she would just kind of like, okay, guys, like here's this, 187 00:09:05,440 --> 00:09:08,840 Speaker 1: here's that. Like she was good at being an amazing provider, 188 00:09:09,280 --> 00:09:10,880 Speaker 1: and I would tell her, hey, mom, you still have 189 00:09:10,920 --> 00:09:12,360 Speaker 1: to be a mom and I want to be a 190 00:09:12,400 --> 00:09:15,160 Speaker 1: teenage girl. But now I look back and I thank 191 00:09:15,200 --> 00:09:18,480 Speaker 1: her because I understand, like she was fifteen when she 192 00:09:18,520 --> 00:09:21,680 Speaker 1: had me, you know, like she still had to live 193 00:09:21,720 --> 00:09:24,800 Speaker 1: her life. Now I understand it, but during that time, 194 00:09:24,840 --> 00:09:29,240 Speaker 1: it was tough. It was definitely hard. And my mom, 195 00:09:29,440 --> 00:09:33,080 Speaker 1: I think because she would come home, honestly, and she'd 196 00:09:33,120 --> 00:09:35,720 Speaker 1: have stacks and stacks of cash. They would pay her 197 00:09:35,720 --> 00:09:37,720 Speaker 1: cash back then and I was the one that had 198 00:09:37,760 --> 00:09:41,040 Speaker 1: to manage it all. And I'm not gonna lie. Imagine 199 00:09:41,080 --> 00:09:44,160 Speaker 1: a sixteen year old girl with thousands and thousands of 200 00:09:44,200 --> 00:09:47,360 Speaker 1: dollars in a briefcase, like I would hide it. I 201 00:09:47,400 --> 00:09:50,000 Speaker 1: had really good hiding places. I was the one that 202 00:09:50,040 --> 00:09:51,800 Speaker 1: had to do the groceries. I had to go, like 203 00:09:51,880 --> 00:09:54,600 Speaker 1: buy the groceries. I had to pay and make sure everything, 204 00:09:54,640 --> 00:09:57,600 Speaker 1: all the bills were paid at home. And I felt 205 00:09:57,679 --> 00:09:59,800 Speaker 1: for a long time that I was that I just 206 00:10:00,200 --> 00:10:02,280 Speaker 1: did that. I felt a little bit entitled, And that's 207 00:10:02,320 --> 00:10:04,280 Speaker 1: not right to feel that way now I know that, 208 00:10:04,360 --> 00:10:05,920 Speaker 1: but at that time, I felt like, well, I'm the 209 00:10:05,920 --> 00:10:08,040 Speaker 1: one staying home with the kids, I'm the one taking 210 00:10:08,040 --> 00:10:10,719 Speaker 1: care of everything. Everything is being paid because I'm paying it, 211 00:10:11,200 --> 00:10:13,040 Speaker 1: and I would use the money as if it was mine. 212 00:10:13,240 --> 00:10:15,319 Speaker 1: And there were times when I would just misuse the money. 213 00:10:15,440 --> 00:10:17,199 Speaker 1: You know, I'm not even gonna lie about that, Like 214 00:10:17,360 --> 00:10:20,040 Speaker 1: I had cash guys in my hands, like I could 215 00:10:20,080 --> 00:10:22,800 Speaker 1: just go into my room and and use it. And 216 00:10:22,840 --> 00:10:25,120 Speaker 1: my mom never asked me questions, you know, I think 217 00:10:25,200 --> 00:10:28,160 Speaker 1: she trusted me, and I would never lie to her, 218 00:10:28,200 --> 00:10:29,559 Speaker 1: like if I would tell her, you know, yeah, I 219 00:10:29,559 --> 00:10:30,800 Speaker 1: went to the store. I bought you because you know, 220 00:10:30,800 --> 00:10:33,040 Speaker 1: I would dress her back then. I bought you clothes, 221 00:10:33,040 --> 00:10:34,520 Speaker 1: and I also bought myself close and she would have 222 00:10:34,600 --> 00:10:36,560 Speaker 1: laughed like she knew. She said, you need to stop, 223 00:10:36,640 --> 00:10:38,960 Speaker 1: like you need to save money, like for a rainy day, 224 00:10:39,040 --> 00:10:41,360 Speaker 1: like that money's there. Make sure you buy what we 225 00:10:41,400 --> 00:10:44,960 Speaker 1: need and save the rest. That's when I first heard, like, oh, 226 00:10:45,160 --> 00:10:48,640 Speaker 1: we gotta save money. I was like seventeen, and I did, 227 00:10:48,840 --> 00:10:51,760 Speaker 1: but then there were things that I didn't need, not 228 00:10:51,880 --> 00:10:54,880 Speaker 1: just because I could buy it. It's still not my money. 229 00:10:54,960 --> 00:10:57,160 Speaker 1: It's still not my money to use it as I please, 230 00:10:57,280 --> 00:10:58,880 Speaker 1: you know, And it took me a long time to 231 00:10:59,000 --> 00:11:01,240 Speaker 1: realize that. And I think that's one of the last 232 00:11:01,320 --> 00:11:03,520 Speaker 1: lessons my mom wanted to teach me when she asked 233 00:11:03,520 --> 00:11:07,400 Speaker 1: me to move out in March of the year that 234 00:11:07,440 --> 00:11:10,280 Speaker 1: she passed, was because she wanted me to go and 235 00:11:10,320 --> 00:11:12,920 Speaker 1: really see what the world was like, because I had 236 00:11:12,960 --> 00:11:16,320 Speaker 1: been somewhat sheltered, and I think for years I was 237 00:11:16,400 --> 00:11:19,439 Speaker 1: used to us being okay financially that you kind of 238 00:11:19,480 --> 00:11:29,120 Speaker 1: lose the meaning of what money's for. One thing that 239 00:11:29,160 --> 00:11:32,640 Speaker 1: I wish that I would have known about money earlier 240 00:11:32,679 --> 00:11:36,760 Speaker 1: on was the importance of saving. Because when I was 241 00:11:36,840 --> 00:11:39,400 Speaker 1: asked to move out and my job was taken away, 242 00:11:39,440 --> 00:11:41,160 Speaker 1: which was my job with my mom, and I got 243 00:11:41,160 --> 00:11:44,120 Speaker 1: paid pretty well and I got comfortable, the rug was 244 00:11:44,240 --> 00:11:47,720 Speaker 1: just like swiped right from under my feet. It almost 245 00:11:47,760 --> 00:11:50,480 Speaker 1: felt like I went back to my childhood. And this 246 00:11:50,559 --> 00:11:53,360 Speaker 1: is how crazy it was. I had a one bedroom. 247 00:11:53,600 --> 00:11:55,000 Speaker 1: It was a one bedroom was it was a garage 248 00:11:55,040 --> 00:11:56,920 Speaker 1: that was converted right and it was like a studio 249 00:11:57,120 --> 00:11:59,520 Speaker 1: so it was like a kitchen and then the living 250 00:11:59,600 --> 00:12:01,480 Speaker 1: room all in one, and then there was a bedroom 251 00:12:01,520 --> 00:12:04,480 Speaker 1: with the restroom. So I made the bedroom my closet. 252 00:12:04,760 --> 00:12:08,120 Speaker 1: This is how crazy and obsessed I was with clothes 253 00:12:08,320 --> 00:12:12,480 Speaker 1: and shoes and purses. And I still have to be honest, 254 00:12:13,320 --> 00:12:16,440 Speaker 1: because I converted my garage into my closet now and 255 00:12:16,520 --> 00:12:19,199 Speaker 1: my glam room. But now I see it different. Now 256 00:12:19,240 --> 00:12:21,680 Speaker 1: I see it as an investment. Now it's like, Okay, 257 00:12:21,840 --> 00:12:24,319 Speaker 1: I come out on television, I do interviews, I perform 258 00:12:24,440 --> 00:12:26,680 Speaker 1: I need different clothes. And even then I was on 259 00:12:26,760 --> 00:12:29,840 Speaker 1: reality and I would buy an excessive amount of clothes. 260 00:12:29,880 --> 00:12:33,200 Speaker 1: Could I have bought less, Absolutely, But I didn't have 261 00:12:33,200 --> 00:12:35,400 Speaker 1: anything in my savings account. And I wish I would 262 00:12:35,400 --> 00:12:38,240 Speaker 1: have known the importance of when I started working, how 263 00:12:38,280 --> 00:12:41,600 Speaker 1: important it is to save money. Fifty dollars, it could 264 00:12:41,640 --> 00:12:44,440 Speaker 1: be anything you guys from every check whenever you're like, oh, 265 00:12:44,440 --> 00:12:45,719 Speaker 1: I have some extra money, I'm gonna put in my 266 00:12:45,720 --> 00:12:48,320 Speaker 1: savings account. It would have really just gave me a 267 00:12:48,320 --> 00:12:51,240 Speaker 1: piece of mind during that time. And there I was 268 00:12:51,920 --> 00:12:55,000 Speaker 1: twenty six years old, thinking what the heck, I have 269 00:12:55,080 --> 00:12:57,040 Speaker 1: nothing in my savings account. All I have is literally 270 00:12:57,040 --> 00:12:58,760 Speaker 1: what's in my checkings and all that money has to 271 00:12:58,840 --> 00:13:01,960 Speaker 1: go into my business. So now, as an adult, I 272 00:13:02,000 --> 00:13:04,400 Speaker 1: do have a savings account. It is important for me 273 00:13:04,480 --> 00:13:07,320 Speaker 1: to have a savings account because I am self employed. 274 00:13:07,920 --> 00:13:10,280 Speaker 1: So I don't have a for oh one K, I 275 00:13:10,280 --> 00:13:11,880 Speaker 1: don't have you know what I mean? Like I have 276 00:13:12,360 --> 00:13:15,439 Speaker 1: my life insurance and things like that. But for me, 277 00:13:15,520 --> 00:13:19,320 Speaker 1: it is important that I do save ten percent of 278 00:13:19,360 --> 00:13:22,840 Speaker 1: my monthly income goes into my savings account. Or like 279 00:13:22,840 --> 00:13:25,319 Speaker 1: I was telling Johnny the other day, Okay, he's getting 280 00:13:25,320 --> 00:13:27,680 Speaker 1: paid now he's working for my mom's enterprises. I'm like, 281 00:13:27,760 --> 00:13:31,120 Speaker 1: from every check, take a hundred dollars and put it 282 00:13:31,160 --> 00:13:33,360 Speaker 1: in your savings account for a rainy day. It doesn't 283 00:13:33,360 --> 00:13:34,840 Speaker 1: even have to be a lot. It can be every 284 00:13:34,880 --> 00:13:37,640 Speaker 1: check fifty dollars, every check a hundred dollars, whatever you can, 285 00:13:38,040 --> 00:13:39,480 Speaker 1: but you have to put it away and pretend it 286 00:13:39,480 --> 00:13:41,199 Speaker 1: does not exist, Like you just have to just put 287 00:13:41,240 --> 00:13:43,600 Speaker 1: it away. It could be like I told him, if 288 00:13:43,600 --> 00:13:44,960 Speaker 1: you want to go on vacation at the end of 289 00:13:44,960 --> 00:13:47,280 Speaker 1: the year, if that's what's gonna make you happy, if 290 00:13:47,320 --> 00:13:49,760 Speaker 1: you just want to have it there for your retirement 291 00:13:49,760 --> 00:13:51,720 Speaker 1: plan like I do. Like for me, it's like, Okay, 292 00:13:51,720 --> 00:13:53,720 Speaker 1: one day I want to be able to retire and 293 00:13:53,760 --> 00:13:57,040 Speaker 1: be okay, and and I'll have that savings there. It's 294 00:13:57,080 --> 00:13:59,800 Speaker 1: just whatever your personal goals are. I do think it's 295 00:13:59,800 --> 00:14:03,880 Speaker 1: in portant to have that just for backup, just for safety. 296 00:14:03,920 --> 00:14:06,320 Speaker 1: But for me, it's a ten percent I save and 297 00:14:06,320 --> 00:14:08,680 Speaker 1: then a ten percent that I give back. That's just 298 00:14:08,760 --> 00:14:12,200 Speaker 1: my personal preference. I like to give it either a 299 00:14:12,200 --> 00:14:16,080 Speaker 1: ten percent of my monthly income to a church, to 300 00:14:16,200 --> 00:14:19,600 Speaker 1: a family in need, to even my grandma like I 301 00:14:19,720 --> 00:14:21,880 Speaker 1: used to send her money all the time, like to 302 00:14:21,880 --> 00:14:23,520 Speaker 1: anyone like I just feel in any way that I 303 00:14:23,560 --> 00:14:28,160 Speaker 1: can give back, it keeps again the functuay and the 304 00:14:28,160 --> 00:14:31,720 Speaker 1: flow and the energy of my finances moving. So that's 305 00:14:31,760 --> 00:14:33,960 Speaker 1: one thing that I do, and I believe it also 306 00:14:34,000 --> 00:14:36,000 Speaker 1: says in the Bible for those of you that are religious, 307 00:14:36,000 --> 00:14:39,520 Speaker 1: that it's good to that you're offering so that you 308 00:14:39,520 --> 00:14:42,280 Speaker 1: can keep that energy of your finances flowing. So that's 309 00:14:42,280 --> 00:14:45,080 Speaker 1: just something that I do. And I highly suggest, especially 310 00:14:45,080 --> 00:14:48,160 Speaker 1: saving some money for whatever it could be, anything for 311 00:14:48,240 --> 00:14:51,040 Speaker 1: your retirement, like I said, for you want to go 312 00:14:51,080 --> 00:14:53,239 Speaker 1: on vacation, like I told John And he was very frustrated. 313 00:14:53,600 --> 00:14:55,000 Speaker 1: Johnny when I told him that, He's like, what do 314 00:14:55,080 --> 00:14:57,800 Speaker 1: you mean. Believe me, they're gonna be grateful for that, 315 00:14:57,840 --> 00:15:00,240 Speaker 1: because before you know it, you're gonna have like a 316 00:15:00,280 --> 00:15:03,560 Speaker 1: thousand dollars in there is just kind of like here 317 00:15:03,640 --> 00:15:07,160 Speaker 1: every check boom boom boom. And as some of you 318 00:15:07,200 --> 00:15:10,400 Speaker 1: may know or may not know I was disinherited when 319 00:15:10,480 --> 00:15:12,560 Speaker 1: it first happened. When I first learned about it, I 320 00:15:13,080 --> 00:15:15,960 Speaker 1: was kind of like hurt because I felt like I 321 00:15:16,000 --> 00:15:19,240 Speaker 1: had given so much of my life, my energy, my youth, 322 00:15:19,600 --> 00:15:22,600 Speaker 1: to my mother, to my siblings, to her empire, to 323 00:15:23,400 --> 00:15:27,120 Speaker 1: helping her grow into the massive artists that she still 324 00:15:27,240 --> 00:15:31,440 Speaker 1: is today. But I'm glad. I'm glad that it happened 325 00:15:31,480 --> 00:15:35,760 Speaker 1: that way because it has put some type of fire 326 00:15:35,840 --> 00:15:39,360 Speaker 1: under my ass or even in my soul to say 327 00:15:39,360 --> 00:15:41,920 Speaker 1: I'm going to make it in life. And I think 328 00:15:41,960 --> 00:15:44,680 Speaker 1: my mom, because if she hadn't done that, I don't know, 329 00:15:44,840 --> 00:15:46,800 Speaker 1: you know, Like, yes, I took care of my siblings, 330 00:15:46,840 --> 00:15:50,040 Speaker 1: like the first few years that she was gone, you know, 331 00:15:50,320 --> 00:15:53,280 Speaker 1: like I said before, Johnny was eleven, Jennica was fifteen. 332 00:15:53,760 --> 00:15:55,480 Speaker 1: So it was a huge responsibility to take on. But 333 00:15:55,520 --> 00:15:57,120 Speaker 1: it just felt like it was the right thing to do. 334 00:15:57,720 --> 00:16:00,120 Speaker 1: But it also helped me say, well, I gotta figure 335 00:16:00,160 --> 00:16:02,760 Speaker 1: this out. I can't just stay home as much as 336 00:16:02,760 --> 00:16:04,200 Speaker 1: I want to and take care of the kids like 337 00:16:04,240 --> 00:16:06,520 Speaker 1: I also have to show them. I want to be 338 00:16:06,520 --> 00:16:11,440 Speaker 1: an example for them. And that's why I went after 339 00:16:11,480 --> 00:16:14,960 Speaker 1: my dream of being a singer, and I really was like, yes, 340 00:16:15,000 --> 00:16:16,600 Speaker 1: I have my vision board. These are all the things 341 00:16:16,600 --> 00:16:18,280 Speaker 1: that I want to accomplish, and now I really have 342 00:16:18,360 --> 00:16:20,200 Speaker 1: to put in the work to make them come true. 343 00:16:20,760 --> 00:16:23,480 Speaker 1: And that's what I did. And I'm so proud of 344 00:16:23,520 --> 00:16:27,920 Speaker 1: myself for being able to accomplish all these things. I 345 00:16:28,000 --> 00:16:31,080 Speaker 1: was disinherited. Yeah, but I thank her. I thank her 346 00:16:31,160 --> 00:16:34,680 Speaker 1: so much because things could have been very different easily, 347 00:16:34,960 --> 00:16:37,560 Speaker 1: you know, I could have gotten comfortable maybe, and instead 348 00:16:37,800 --> 00:16:42,640 Speaker 1: it just really helped me also relearn the meaning of 349 00:16:42,720 --> 00:16:45,200 Speaker 1: money and the value of it and the real value 350 00:16:45,240 --> 00:16:48,000 Speaker 1: of it, which is what I've been telling you. You know, 351 00:16:50,360 --> 00:16:52,840 Speaker 1: like before it was my mom's money that I would use, 352 00:16:52,840 --> 00:16:54,560 Speaker 1: and it's just like I didn't feel it so much 353 00:16:54,600 --> 00:16:56,040 Speaker 1: because it was her money and she was the one 354 00:16:56,080 --> 00:16:58,040 Speaker 1: working hard for it, and I was able to buy 355 00:16:58,160 --> 00:17:02,920 Speaker 1: as I pleased. But the gratification that I have gotten 356 00:17:03,000 --> 00:17:05,880 Speaker 1: and by being able to purchase my own home and 357 00:17:05,880 --> 00:17:09,000 Speaker 1: and this is my second home now, it feels great 358 00:17:09,080 --> 00:17:11,439 Speaker 1: to just say, dude, I did this even when I 359 00:17:11,440 --> 00:17:14,040 Speaker 1: was living in the garage, for me to be able 360 00:17:14,080 --> 00:17:17,479 Speaker 1: to go into my account and pay for my own place, 361 00:17:17,560 --> 00:17:20,000 Speaker 1: whether it was yes, it was a garage that was 362 00:17:20,040 --> 00:17:22,760 Speaker 1: converted into like a studio. Like it felt good to 363 00:17:22,800 --> 00:17:26,000 Speaker 1: say I am paying for my own space from my sweat, 364 00:17:26,080 --> 00:17:28,680 Speaker 1: from the sweat of my forehead, you know, and I'm 365 00:17:28,680 --> 00:17:31,600 Speaker 1: purchasing my own groceries. And it made me like really, say, okay, 366 00:17:31,640 --> 00:17:34,920 Speaker 1: instead of purchasing a name brand dish soap, I'm gonna 367 00:17:35,119 --> 00:17:37,639 Speaker 1: purchase the store brand and little things like that that 368 00:17:37,720 --> 00:17:41,040 Speaker 1: it really helped me manage my money and say okay 369 00:17:41,160 --> 00:17:45,320 Speaker 1: instead of spending on dumb things an unnecessary purse, you know, 370 00:17:45,359 --> 00:17:47,920 Speaker 1: because I wanted a freaking Chanelle purse for so long, 371 00:17:48,640 --> 00:17:51,080 Speaker 1: and I bought my first channel purse. I don't know, 372 00:17:51,119 --> 00:17:53,119 Speaker 1: I want to say, like five years ago and it 373 00:17:53,200 --> 00:17:55,480 Speaker 1: was five thousand dollars. And now I think about it, 374 00:17:55,480 --> 00:17:57,560 Speaker 1: I'm like, what the F was I thinking? I'm not 375 00:17:57,560 --> 00:17:59,439 Speaker 1: gonna lie, like, yes, I still have the person I 376 00:17:59,480 --> 00:18:01,720 Speaker 1: love it, but I'm like, you know what, Like now 377 00:18:01,720 --> 00:18:03,800 Speaker 1: it's like, okay, do I really need to buy that? 378 00:18:03,960 --> 00:18:06,600 Speaker 1: Like I don't even use my persons as much as 379 00:18:06,600 --> 00:18:08,600 Speaker 1: I should, you know. So it's like now I'm thinking 380 00:18:08,640 --> 00:18:11,080 Speaker 1: of investing. Now, I'm like, how can I make my 381 00:18:11,119 --> 00:18:15,120 Speaker 1: money multiply? I'm investing in crypto and bitcoin and all 382 00:18:15,160 --> 00:18:17,480 Speaker 1: these things that are just gonna make my money grow, 383 00:18:17,640 --> 00:18:19,879 Speaker 1: and not just on things that, yes, it's nice. I 384 00:18:19,880 --> 00:18:21,639 Speaker 1: can walk into my closet, I'm like, okay, this is 385 00:18:21,680 --> 00:18:24,320 Speaker 1: a large part of where my money is. It's in 386 00:18:24,359 --> 00:18:26,399 Speaker 1: this closet and you know, in the shoes and the 387 00:18:26,440 --> 00:18:29,440 Speaker 1: bags and all that stuff. But in reality, no manches 388 00:18:29,960 --> 00:18:31,920 Speaker 1: that money is not growing. You know what I mean, 389 00:18:31,920 --> 00:18:34,359 Speaker 1: it's there, it's just sitting there. I don't use it 390 00:18:34,400 --> 00:18:35,840 Speaker 1: as much. And that's what I told myself this year. 391 00:18:35,840 --> 00:18:37,440 Speaker 1: I'm gonna start using my persons and my shoes a 392 00:18:37,480 --> 00:18:39,000 Speaker 1: little more often. I need to go on dates, I 393 00:18:39,000 --> 00:18:41,560 Speaker 1: need to do photo shoot something, because it's starting to 394 00:18:41,600 --> 00:18:44,720 Speaker 1: bother me. Now I'm like, okay, I'm gonna invest in 395 00:18:44,800 --> 00:18:47,480 Speaker 1: things that make me and my health, for instance, in 396 00:18:47,560 --> 00:18:51,159 Speaker 1: buying good quality food for my body and buying vitamins. 397 00:18:51,160 --> 00:18:54,480 Speaker 1: Like things have changed, my mentality has changed. And before 398 00:18:54,520 --> 00:18:56,600 Speaker 1: I can admit that I would buy things to look cool, 399 00:18:56,720 --> 00:19:00,639 Speaker 1: and in reality, like why you know, I want to 400 00:19:00,680 --> 00:19:02,200 Speaker 1: be healthy. I want to have money in the bank 401 00:19:02,240 --> 00:19:05,119 Speaker 1: to make sure that if something happens and God forbid 402 00:19:05,200 --> 00:19:07,560 Speaker 1: I I have to pay my my hospital bill, I 403 00:19:07,600 --> 00:19:10,200 Speaker 1: have the money to do that it's like really just 404 00:19:10,280 --> 00:19:12,879 Speaker 1: changing your priorities and you grow up in your mature 405 00:19:12,920 --> 00:19:15,600 Speaker 1: and you're like, okay, like I gotta really get set 406 00:19:15,600 --> 00:19:17,760 Speaker 1: my ship straight, you know, and and put my priority 407 00:19:17,840 --> 00:19:21,000 Speaker 1: straight and really like stop buying ship that I don't need. 408 00:19:21,600 --> 00:19:23,680 Speaker 1: And it took a while to do that. And I'm 409 00:19:23,720 --> 00:19:25,439 Speaker 1: hoping that those of you that are listening to this 410 00:19:25,480 --> 00:19:28,280 Speaker 1: podcast can learn a lot faster than I did. And 411 00:19:28,320 --> 00:19:31,040 Speaker 1: I have gone up and down in my life financially, 412 00:19:31,640 --> 00:19:34,560 Speaker 1: but I can say that I'm proud. I'm proud because 413 00:19:34,600 --> 00:19:37,160 Speaker 1: I've gotten this far, but there has been some tough 414 00:19:37,200 --> 00:19:39,560 Speaker 1: as lessons and I'm hoping that you guys can learn 415 00:19:39,560 --> 00:19:41,920 Speaker 1: from my mistakes and be better than I am. And 416 00:19:41,960 --> 00:19:43,600 Speaker 1: that's what I tell Johnny all the time. You know, 417 00:19:44,240 --> 00:19:48,199 Speaker 1: he's twenty one and he's barely learning now, like the 418 00:19:48,320 --> 00:19:51,320 Speaker 1: value of money and how now he's like, I have 419 00:19:51,400 --> 00:19:53,760 Speaker 1: to save and I'm like, yeah, you know, instead of 420 00:19:53,800 --> 00:19:56,959 Speaker 1: eating out, dude, eating out costs so much money, you guys, 421 00:19:57,600 --> 00:20:00,320 Speaker 1: it's better to cook at home. It's better to meal prep. 422 00:20:00,800 --> 00:20:04,000 Speaker 1: And that's what he's doing because with the Locusta, you know, 423 00:20:04,119 --> 00:20:06,919 Speaker 1: the Looquista, And you know now that I'm looking at 424 00:20:07,000 --> 00:20:09,200 Speaker 1: Johnny and like yeah, like he's he was a little 425 00:20:09,240 --> 00:20:11,040 Speaker 1: frustrating with me with me the other day because he's like, 426 00:20:11,040 --> 00:20:12,880 Speaker 1: you didn't teach me this in taxes and all this stuff. 427 00:20:12,920 --> 00:20:15,199 Speaker 1: And I'm like, dude, relax. All you gotta do is 428 00:20:15,240 --> 00:20:19,000 Speaker 1: ask and I'll help you. And one thing that I 429 00:20:19,040 --> 00:20:21,960 Speaker 1: think I know, because you know, money is sometimes a 430 00:20:22,080 --> 00:20:25,600 Speaker 1: very touchy subject to talk about, especially when it comes 431 00:20:25,680 --> 00:20:30,239 Speaker 1: to money in relationships. And I have always been a 432 00:20:30,320 --> 00:20:33,800 Speaker 1: very fifty fifty type of girl, like I don't expect 433 00:20:33,920 --> 00:20:36,040 Speaker 1: my partner to take care of me, and I don't 434 00:20:36,080 --> 00:20:38,280 Speaker 1: want my partner to expect for me to take care 435 00:20:38,280 --> 00:20:42,520 Speaker 1: of him, because that can definitely cause an imbalanced and 436 00:20:42,680 --> 00:20:46,239 Speaker 1: tension in your love life. I've kind of been on 437 00:20:46,280 --> 00:20:48,479 Speaker 1: both sides of the spectrum, to be honest. I had 438 00:20:48,480 --> 00:20:50,040 Speaker 1: a guy that had a lot of money and took 439 00:20:50,080 --> 00:20:52,639 Speaker 1: care of me and was there for me if I needed, 440 00:20:52,680 --> 00:20:54,520 Speaker 1: if I had a bad day or if I was 441 00:20:54,560 --> 00:20:58,159 Speaker 1: having you know, he would come and he would help me, 442 00:20:58,280 --> 00:20:59,600 Speaker 1: you know, and I wouldn't ask for it to be 443 00:20:59,640 --> 00:21:00,919 Speaker 1: like no, I'm to pay you back. He's like no. 444 00:21:01,000 --> 00:21:03,439 Speaker 1: He always wanted to provide, but I always felt like 445 00:21:03,480 --> 00:21:05,199 Speaker 1: because of what had happened with my mom. There was 446 00:21:05,280 --> 00:21:08,680 Speaker 1: like strings attached to it, so I didn't want to 447 00:21:08,720 --> 00:21:10,160 Speaker 1: take too much of his help, but he was always 448 00:21:10,200 --> 00:21:12,159 Speaker 1: there to help me. And then I was in a 449 00:21:12,200 --> 00:21:14,720 Speaker 1: relationship where I had to be more of the provider, 450 00:21:14,760 --> 00:21:17,919 Speaker 1: which I was fine with because I felt like, I 451 00:21:17,960 --> 00:21:21,120 Speaker 1: love this person and he's going through a bad time 452 00:21:21,400 --> 00:21:23,040 Speaker 1: financially and I want to be there to help him. 453 00:21:23,080 --> 00:21:24,840 Speaker 1: And I did help him, and I don't regret that, 454 00:21:24,920 --> 00:21:28,119 Speaker 1: and I feel like as a partner, we have to 455 00:21:28,160 --> 00:21:33,919 Speaker 1: have each other's back and say, okay, guendo. You know, 456 00:21:34,640 --> 00:21:37,399 Speaker 1: I don't think that there's anything wrong with even if 457 00:21:37,400 --> 00:21:39,960 Speaker 1: it's the woman, let's say, going out and being the 458 00:21:40,000 --> 00:21:42,600 Speaker 1: bread winner of the home. You know, as long as 459 00:21:42,720 --> 00:21:46,480 Speaker 1: the man is comfortable with that and secure enough to know, okay, 460 00:21:46,480 --> 00:21:49,959 Speaker 1: that's fine. But sometimes men, especially in our culture, can 461 00:21:49,960 --> 00:21:54,600 Speaker 1: be a little muchis then it's like no, or they'll 462 00:21:54,600 --> 00:21:58,080 Speaker 1: start feeling inferior, in inadequate if their woman makes more 463 00:21:58,080 --> 00:21:59,880 Speaker 1: money than they do, And I don't think that should 464 00:21:59,880 --> 00:22:01,760 Speaker 1: be an issue. I just feel like, if your woman 465 00:22:01,800 --> 00:22:03,600 Speaker 1: makes more money, that's cool, as long as you're bringing 466 00:22:03,600 --> 00:22:05,159 Speaker 1: in what you can and not just sitting there and 467 00:22:05,200 --> 00:22:08,760 Speaker 1: being lazy, sitting there and being lazy and expecting, you know, 468 00:22:08,800 --> 00:22:10,480 Speaker 1: your partner to take care of you. That's a whole 469 00:22:10,520 --> 00:22:12,439 Speaker 1: other thing. Like you have to help out. Like I 470 00:22:12,440 --> 00:22:14,440 Speaker 1: feel like if you're the woman that stays at home 471 00:22:14,840 --> 00:22:17,560 Speaker 1: and the man is the one that's out being the breadwinner, 472 00:22:18,920 --> 00:22:21,480 Speaker 1: like you have to be okay with cleaning and cooking 473 00:22:21,520 --> 00:22:23,400 Speaker 1: and making sure that the house is taken care of. 474 00:22:23,440 --> 00:22:25,320 Speaker 1: Like I just feel like you have to help each 475 00:22:25,359 --> 00:22:28,200 Speaker 1: other out. That's my personal opinion. I would always say 476 00:22:28,200 --> 00:22:29,639 Speaker 1: my mom was a husband for a long time. She 477 00:22:29,760 --> 00:22:31,720 Speaker 1: was the husband that would go out and make the money, 478 00:22:31,720 --> 00:22:34,600 Speaker 1: and I was the wife that would stay home with 479 00:22:34,640 --> 00:22:36,520 Speaker 1: the kids. But I made sure the house is clean, 480 00:22:36,600 --> 00:22:39,160 Speaker 1: the kids were fed, the homework was done, clothes was washed. 481 00:22:39,480 --> 00:22:41,320 Speaker 1: I felt like a very good housewife to my mother. 482 00:22:41,600 --> 00:22:42,879 Speaker 1: And I would take care of the bills and I 483 00:22:42,920 --> 00:22:46,800 Speaker 1: made sure everything got paid on time, and and I 484 00:22:46,800 --> 00:22:50,800 Speaker 1: would buy stuff that were unnecessary, like two dollar shoes. 485 00:22:50,880 --> 00:22:53,920 Speaker 1: Are you freaking kidding me? With my mom's money. That's 486 00:22:53,920 --> 00:22:55,560 Speaker 1: something if you guys watch the reality show, you guys 487 00:22:55,600 --> 00:22:58,359 Speaker 1: saw that. But I've learned, you guys, I learned. I learned. 488 00:22:58,440 --> 00:23:01,000 Speaker 1: But the house is always take care of so in relationships, 489 00:23:01,080 --> 00:23:03,480 Speaker 1: I think it is important to have that conversation early 490 00:23:03,560 --> 00:23:07,840 Speaker 1: on in the relationship and be honest and just say, hey, 491 00:23:07,880 --> 00:23:10,000 Speaker 1: this is my financial situation. I can help you with 492 00:23:10,040 --> 00:23:12,879 Speaker 1: this amount, or I'll pay for the food and you 493 00:23:12,960 --> 00:23:15,119 Speaker 1: pay for this. I just think it's a conversation that 494 00:23:15,200 --> 00:23:18,719 Speaker 1: needs to happen very early on, you guys, and no 495 00:23:18,760 --> 00:23:22,880 Speaker 1: one should feel bad if they can't or don't make 496 00:23:22,960 --> 00:23:31,639 Speaker 1: as much money as your partner. I pulled up a 497 00:23:31,680 --> 00:23:33,360 Speaker 1: couple of quotes that I wanted to share with you, guys, 498 00:23:33,400 --> 00:23:35,520 Speaker 1: because I kind of want to dissect these and kind 499 00:23:35,560 --> 00:23:38,040 Speaker 1: of tell you and how my relationship with money has 500 00:23:38,080 --> 00:23:42,320 Speaker 1: evolved and how important it is to look at money 501 00:23:42,359 --> 00:23:45,920 Speaker 1: for what it is. For instance, this one stopped buying 502 00:23:45,960 --> 00:23:49,000 Speaker 1: things you don't need to impress people you don't like. 503 00:23:49,640 --> 00:23:52,480 Speaker 1: Let me read that again. Stop buying things you don't 504 00:23:52,520 --> 00:23:57,919 Speaker 1: need to impress people you don't like. That's crazy, you, guys, 505 00:23:58,200 --> 00:24:01,600 Speaker 1: And I think that happens at now, especially with social 506 00:24:01,600 --> 00:24:04,439 Speaker 1: media and the facade that so many people and the 507 00:24:04,480 --> 00:24:08,840 Speaker 1: front that people put on social media that they basically 508 00:24:08,880 --> 00:24:12,320 Speaker 1: live out of their means and everyone wants to show 509 00:24:12,320 --> 00:24:15,200 Speaker 1: off their Louis Vatan bag their rolegs there this they're 510 00:24:15,240 --> 00:24:18,360 Speaker 1: that like, and people live out of their means. They 511 00:24:18,400 --> 00:24:21,320 Speaker 1: won't pay their rent to purchase something that they can 512 00:24:21,359 --> 00:24:24,480 Speaker 1: just go flex with on social media for people that 513 00:24:24,520 --> 00:24:27,399 Speaker 1: you don't even know, for people that you don't even like, 514 00:24:27,480 --> 00:24:30,200 Speaker 1: and you just want to impress and show them like, look, 515 00:24:30,000 --> 00:24:32,720 Speaker 1: I got this, Like I am that bad bitch, and 516 00:24:32,760 --> 00:24:35,920 Speaker 1: you're really just digging yourself in a deeper hole financially. 517 00:24:36,400 --> 00:24:38,280 Speaker 1: That's the worst thing that we could do. Like I 518 00:24:38,320 --> 00:24:40,800 Speaker 1: have told myself plenty of times, not just because I 519 00:24:40,840 --> 00:24:43,320 Speaker 1: can buy it, does that mean that I need it, 520 00:24:43,480 --> 00:24:46,680 Speaker 1: that I should buy it? And I've had to bring 521 00:24:46,720 --> 00:24:50,040 Speaker 1: myself back, you know, because you just never know what 522 00:24:50,080 --> 00:24:52,600 Speaker 1: will happen. But you also don't have to be afraid 523 00:24:52,760 --> 00:24:54,280 Speaker 1: of saying like, oh my god, no, no, no no, no, 524 00:24:54,320 --> 00:24:55,760 Speaker 1: I'm not gonna have enough. I'm not gonna have enough. 525 00:24:56,040 --> 00:24:58,600 Speaker 1: The more you say that, the less that you will have. 526 00:24:58,960 --> 00:25:01,360 Speaker 1: You always have to say, I'm a abundant, I'm prosperous. 527 00:25:01,720 --> 00:25:04,440 Speaker 1: It could sound cliche, but it's I really believe in 528 00:25:04,440 --> 00:25:06,600 Speaker 1: the law of attraction, you guys, and if you keep 529 00:25:06,600 --> 00:25:08,960 Speaker 1: going out there, I'm broke. How I ain't got no money, 530 00:25:09,280 --> 00:25:11,879 Speaker 1: and this and that, like you are going to be broke, 531 00:25:12,119 --> 00:25:13,880 Speaker 1: like you need to be like, oh you know right now, 532 00:25:13,880 --> 00:25:17,600 Speaker 1: I'm saving. I'm saving. It's just all in how you 533 00:25:18,119 --> 00:25:21,320 Speaker 1: express it and how you say it, especially out loud 534 00:25:21,359 --> 00:25:24,919 Speaker 1: and even to yourself quietly. I always say myself to myself, 535 00:25:24,960 --> 00:25:26,720 Speaker 1: I have more than enough. I have more than enough, 536 00:25:27,240 --> 00:25:30,280 Speaker 1: you know, And I thank God. Always remember the attitude 537 00:25:30,280 --> 00:25:32,840 Speaker 1: of gratitude you guys, which is thank you God, thank 538 00:25:32,880 --> 00:25:35,520 Speaker 1: you that I have made end meet this month, thank 539 00:25:35,520 --> 00:25:37,919 Speaker 1: you for always giving me more than enough. It's just 540 00:25:38,040 --> 00:25:39,840 Speaker 1: all of that, you know. But that's one big thing 541 00:25:39,840 --> 00:25:41,960 Speaker 1: that I wanted to bring up. Was not just because 542 00:25:41,960 --> 00:25:44,000 Speaker 1: you can afford it, does that mean that you need it? 543 00:25:44,640 --> 00:25:45,800 Speaker 1: You know what I mean? Like I always ask do 544 00:25:45,840 --> 00:25:48,880 Speaker 1: I really need this? Because of course I like nice things. 545 00:25:48,920 --> 00:25:50,680 Speaker 1: Of course I want to buy those shoes, but I'm like, okay, 546 00:25:50,680 --> 00:25:52,240 Speaker 1: I already have a pair of white shoes. I don't 547 00:25:52,240 --> 00:25:56,760 Speaker 1: need five. I was that person before when I like something, 548 00:25:56,760 --> 00:25:59,080 Speaker 1: I would buy it in every freaking color and I'm 549 00:25:59,080 --> 00:26:00,960 Speaker 1: like okay, Like you know, you have to be a 550 00:26:00,960 --> 00:26:03,680 Speaker 1: little reasonable gene like by the black and the white. 551 00:26:03,800 --> 00:26:05,840 Speaker 1: You don't need to pink, the purple, the red. Like 552 00:26:06,520 --> 00:26:09,320 Speaker 1: I've learned to just say, Okay, do I really need this? 553 00:26:09,480 --> 00:26:12,080 Speaker 1: Is this a live with or live without? I always 554 00:26:12,080 --> 00:26:14,560 Speaker 1: ask myself that when I'm shopping too. It's just things 555 00:26:14,600 --> 00:26:17,040 Speaker 1: like that that I feel are important to ask ourselves. 556 00:26:17,280 --> 00:26:19,239 Speaker 1: Am I buying this to impress someone? Or am I 557 00:26:19,240 --> 00:26:23,200 Speaker 1: buying this really because I need it because it's a necessity. 558 00:26:23,840 --> 00:26:27,120 Speaker 1: Here's another one. Success isn't about how much money you make. 559 00:26:27,400 --> 00:26:30,840 Speaker 1: It's about the difference you make in people's lives. Look, 560 00:26:31,600 --> 00:26:35,040 Speaker 1: I feel, yes I get money, Yes I'm bringing in money, 561 00:26:35,080 --> 00:26:37,400 Speaker 1: but I also find ways of how can I give back? 562 00:26:37,480 --> 00:26:40,840 Speaker 1: How can I help? It doesn't have to be a stranger. 563 00:26:41,080 --> 00:26:45,040 Speaker 1: It could be a family member, it could be for me. 564 00:26:45,080 --> 00:26:48,800 Speaker 1: It's like you have to make it rotate how it comes. 565 00:26:48,840 --> 00:26:51,840 Speaker 1: You also have to learn to give back, pay it forward. 566 00:26:52,280 --> 00:26:53,959 Speaker 1: And I'm not saying all of your money, but for 567 00:26:54,000 --> 00:26:56,760 Speaker 1: me it is important, like how can I make a 568 00:26:56,760 --> 00:27:00,480 Speaker 1: difference in people's lives? Can look at or someone has 569 00:27:00,560 --> 00:27:02,719 Speaker 1: Like even when you pass by and you see that 570 00:27:02,760 --> 00:27:05,879 Speaker 1: person in the heat, you know it's super hot outside, 571 00:27:05,880 --> 00:27:09,480 Speaker 1: they're selling flowers always like you know what, I'll buy 572 00:27:09,520 --> 00:27:12,200 Speaker 1: one and then I'll just give him an extra where 573 00:27:12,240 --> 00:27:13,159 Speaker 1: he could just you know what I mean, Like, I 574 00:27:13,160 --> 00:27:15,639 Speaker 1: give him extra money so he can keep that, you 575 00:27:15,640 --> 00:27:18,000 Speaker 1: know what I mean of flowers. But it says like 576 00:27:18,040 --> 00:27:20,480 Speaker 1: I'm always constantly thinking, like how can I give back? 577 00:27:20,560 --> 00:27:22,880 Speaker 1: Like it's important not just to think, Okay, the money 578 00:27:22,960 --> 00:27:24,480 Speaker 1: is mine, I worked hard for it. I'm not gonna 579 00:27:24,480 --> 00:27:26,720 Speaker 1: share it. Like you can't think that way. Like even 580 00:27:26,760 --> 00:27:28,600 Speaker 1: with that, it's a circle of life, you guys, like, 581 00:27:28,840 --> 00:27:31,600 Speaker 1: pay it forward, it's super important. Oh, this is a 582 00:27:31,640 --> 00:27:36,480 Speaker 1: good one. Money is numbers, and numbers never end. If 583 00:27:36,520 --> 00:27:39,320 Speaker 1: it takes money to be happy, your search for happiness 584 00:27:39,440 --> 00:27:42,639 Speaker 1: will never end. If you got to rewind that rewind 585 00:27:42,760 --> 00:27:45,159 Speaker 1: to listen to it again, you guys, But that is 586 00:27:45,760 --> 00:27:48,840 Speaker 1: the freaking truth. There are so many people that I 587 00:27:48,960 --> 00:27:52,320 Speaker 1: hear that are like, oh, money's happiness. Money says, yes, 588 00:27:52,320 --> 00:27:55,000 Speaker 1: it can make you happy. It's temporary. It's what are 589 00:27:55,000 --> 00:27:58,400 Speaker 1: you gonna do with that money to multiply, to make more, 590 00:27:58,680 --> 00:28:00,960 Speaker 1: to be able to help more people, to do what 591 00:28:01,000 --> 00:28:03,040 Speaker 1: you gotta do, and not be greedy? You guys, don't 592 00:28:03,080 --> 00:28:05,960 Speaker 1: like that's one thing that is just like greediness is 593 00:28:06,000 --> 00:28:08,560 Speaker 1: not cute. You guys, it's not attractive. You'll have it 594 00:28:08,600 --> 00:28:11,320 Speaker 1: one day and then it'll go away. You just have 595 00:28:11,440 --> 00:28:15,360 Speaker 1: to get a good relationship with money and really ask yourself, 596 00:28:15,920 --> 00:28:17,840 Speaker 1: why do I work hard? Yes, to pay my bills. 597 00:28:17,880 --> 00:28:21,520 Speaker 1: I get that, but also, oh yeah, if money makes 598 00:28:21,520 --> 00:28:24,320 Speaker 1: you happy, then I don't know, then your heart is 599 00:28:24,320 --> 00:28:26,920 Speaker 1: not in the right place. Like you have to see 600 00:28:27,160 --> 00:28:30,919 Speaker 1: money as something, yes, that we need. And this is 601 00:28:30,920 --> 00:28:33,720 Speaker 1: one actually talking about that money isn't the goal. Freedom 602 00:28:33,840 --> 00:28:36,760 Speaker 1: is saying Okay, I don't have to worry, you know 603 00:28:36,760 --> 00:28:38,960 Speaker 1: what I mean. Like I just wanted to read those 604 00:28:39,000 --> 00:28:40,600 Speaker 1: quotes because I came across them and I was like, 605 00:28:40,600 --> 00:28:41,840 Speaker 1: you know, this is a topic we're going to talk 606 00:28:41,840 --> 00:28:45,960 Speaker 1: about today, and I just want people to start having 607 00:28:45,960 --> 00:28:48,840 Speaker 1: a better relationship. Even myself. I have to remind myself 608 00:28:48,880 --> 00:28:52,080 Speaker 1: every so often, like Okay, I'm okay, Like maybe I'm 609 00:28:52,120 --> 00:28:54,840 Speaker 1: not doing today as great as I was I don't 610 00:28:54,840 --> 00:28:58,040 Speaker 1: know six months ago, but it's okay. Like money will come, 611 00:28:58,240 --> 00:29:00,760 Speaker 1: it will flow. I love going to House of Intuition. 612 00:29:01,320 --> 00:29:03,120 Speaker 1: House of Intuition is like a spiritual story. You guys. 613 00:29:03,160 --> 00:29:04,200 Speaker 1: I don't know if you guys have heard of it, 614 00:29:04,240 --> 00:29:06,920 Speaker 1: but there are plenty of them in Spanish say I'm 615 00:29:06,920 --> 00:29:11,080 Speaker 1: a botanicas but they have candles, money candles, and it's 616 00:29:11,120 --> 00:29:13,320 Speaker 1: all like you know what, thank you God for what 617 00:29:13,440 --> 00:29:16,240 Speaker 1: I have. And I always say like there is a 618 00:29:16,280 --> 00:29:19,680 Speaker 1: pot of gold in the sky and I'm going to 619 00:29:19,800 --> 00:29:22,320 Speaker 1: have more than I need. I'm going to have more 620 00:29:22,400 --> 00:29:25,680 Speaker 1: than enough to be able to help other people, you know, 621 00:29:25,840 --> 00:29:28,400 Speaker 1: to be able to bless the world. And I light 622 00:29:28,440 --> 00:29:31,320 Speaker 1: my candles and I let it be. I am not 623 00:29:31,440 --> 00:29:33,360 Speaker 1: like constantly oh what am I gonna do? Like it's 624 00:29:33,360 --> 00:29:39,040 Speaker 1: like no, And I am abundance and I am worthy 625 00:29:39,200 --> 00:29:43,600 Speaker 1: and I'm prosperous. And I also have a fountain here 626 00:29:43,640 --> 00:29:46,800 Speaker 1: outside my house. They say that if you have a fountain, 627 00:29:46,840 --> 00:29:49,480 Speaker 1: whether inside your house or outside your house, and it's 628 00:29:49,480 --> 00:29:51,920 Speaker 1: not working, that it's better for you to just remove it. 629 00:29:52,120 --> 00:29:54,160 Speaker 1: These are all spiritual things, okay, guys that I believe in. 630 00:29:54,200 --> 00:29:55,800 Speaker 1: You don't have to believe in it, but I'm sharing it. 631 00:29:56,400 --> 00:29:59,720 Speaker 1: So I always make sure that my fountains have water. 632 00:30:00,040 --> 00:30:02,360 Speaker 1: Have three. I have one in my living room, one outside, 633 00:30:02,360 --> 00:30:04,760 Speaker 1: and one right by my bedroom, because it keeps the 634 00:30:04,840 --> 00:30:08,640 Speaker 1: energy and the functional moving the energy, like so there's 635 00:30:08,680 --> 00:30:11,320 Speaker 1: no stagnant energy in your home. Or around your home. 636 00:30:11,960 --> 00:30:14,200 Speaker 1: So it's like it's important that if you have a fountain, 637 00:30:14,400 --> 00:30:17,400 Speaker 1: make sure it's functioning, make sure it's flowing every single day, 638 00:30:17,480 --> 00:30:20,200 Speaker 1: because that also helps just everything flow in your life. 639 00:30:20,240 --> 00:30:23,960 Speaker 1: It helps bring more money into your home. Some people 640 00:30:24,240 --> 00:30:27,240 Speaker 1: like have the elephants with the trunks coming in with 641 00:30:27,280 --> 00:30:28,960 Speaker 1: like I don't know. I see it at my grandma's house. 642 00:30:29,400 --> 00:30:32,280 Speaker 1: She has elephants and she puts like a little like 643 00:30:32,400 --> 00:30:34,960 Speaker 1: dollar or twenty dollar bill or fifty dollar bill and 644 00:30:35,000 --> 00:30:37,240 Speaker 1: she puts it in the trunk of the elephant facing 645 00:30:37,280 --> 00:30:41,040 Speaker 1: inside that way, like you know, money flows. I love 646 00:30:41,040 --> 00:30:43,280 Speaker 1: the Chinese culture. They have a lot of things like that, 647 00:30:43,320 --> 00:30:45,200 Speaker 1: like they have the Buddha and you rub the Buddhist 648 00:30:45,200 --> 00:30:46,880 Speaker 1: belly and you leave them a coin and you leave 649 00:30:46,920 --> 00:30:51,480 Speaker 1: them through like and that's my thing, the fountains and 650 00:30:51,520 --> 00:30:54,200 Speaker 1: the candles, and I stage every day because it's just 651 00:30:54,240 --> 00:30:56,280 Speaker 1: that you want to just keep were energy. Guys were 652 00:30:56,320 --> 00:30:58,400 Speaker 1: made up of energy. Whether you want to believe it 653 00:30:58,480 --> 00:31:01,280 Speaker 1: or not, it's it's science. We are. So it's like 654 00:31:01,400 --> 00:31:06,120 Speaker 1: keeping the energy flowing and believing and telling yourself every day. 655 00:31:06,920 --> 00:31:10,160 Speaker 1: I promise you, even if it's mental whatever. If some 656 00:31:10,200 --> 00:31:12,400 Speaker 1: people want to say it's mental. It's just yeah, it's mental. 657 00:31:12,440 --> 00:31:14,440 Speaker 1: But it makes me feel better, like at the end 658 00:31:14,440 --> 00:31:16,400 Speaker 1: of the day, like it's relieve stress to just say 659 00:31:16,440 --> 00:31:19,040 Speaker 1: I know everything's gonna be fine, and I cast all 660 00:31:19,040 --> 00:31:22,320 Speaker 1: my worries and fears to Heaven and I'm going to 661 00:31:22,400 --> 00:31:26,080 Speaker 1: be all right. It helps me well, guys, as with 662 00:31:26,120 --> 00:31:29,120 Speaker 1: all my episodes, I hope you've learned something from this one. 663 00:31:29,280 --> 00:31:32,760 Speaker 1: And before we go, here is my motivational Monday quote. 664 00:31:33,280 --> 00:31:36,680 Speaker 1: It goes with what we're talking about, of course, and 665 00:31:36,720 --> 00:31:39,520 Speaker 1: here it is. It's not your salary that makes you rich, 666 00:31:39,800 --> 00:31:44,000 Speaker 1: it's your spending habits. Yep. And I'm telling you I've 667 00:31:44,080 --> 00:31:47,240 Speaker 1: learned that the hard way, guys, So make sure that 668 00:31:47,280 --> 00:31:49,640 Speaker 1: you keep that in mind. Okay, thank you guys so 669 00:31:49,720 --> 00:31:52,280 Speaker 1: much for listening to today's episode of Cheeks and Chill 670 00:31:52,920 --> 00:32:00,560 Speaker 1: and I will see you guys next week. This is 671 00:32:00,600 --> 00:32:04,280 Speaker 1: a production of I Heart Radio and Michael Tura podcast Network. 672 00:32:04,400 --> 00:32:08,360 Speaker 1: Follow us on Instagram at Michael Tura Podcasts and follow 673 00:32:08,400 --> 00:32:11,880 Speaker 1: me cheekys. That's c h I q U I s. 674 00:32:12,160 --> 00:32:15,800 Speaker 1: For more podcasts from My Heart, visit the I Heart 675 00:32:15,960 --> 00:32:18,920 Speaker 1: Radio app, Apple podcast, or wherever you listen to your 676 00:32:18,920 --> 00:32:19,640 Speaker 1: favorite shows,