Speaker 1: Thanks to MasterCard for sponsoring this episode. Head to MasterCard
Speaker 1: dot com Backslash Small Bids to learn how they're amplifying
Speaker 1: and supporting black women entrepreneurs.
Speaker 2: You know, know what you're getting into. Make sure it's
Speaker 2: a reptible school that's not one of these you know,
Speaker 2: fly by night for profit schools that's just out to gouge. You.
Speaker 2: Try to get the best interest rate that you can
Speaker 2: understand how much you're borrowing. Borrow just what you need.
Speaker 2: Don't borrow for vacation. This is not you know, free vacation.
Speaker 2: This is not free money because you don't have to
Speaker 2: pay it back and then just plus interest and then
Speaker 2: figure out, you know, the kind of job you gotta
Speaker 2: need and get on a plant and you pay it off.
Speaker 2: I mean, I've paid off thousands and thousands of dollars,
Speaker 2: loens of thousands of dollars, tens of thousands, but it
Speaker 2: was so worth If I had to do it again,
Speaker 2: I would do it all over again.
Speaker 1: You're listening to Money News powered by greenwayd a finance
Speaker 1: podcast dedicated to dropping all the knowledge and gems from
Speaker 1: the world's leading celebrities, entrepreneurs, ands and tech, business and more.
Speaker 1: I'm your host, angel investor, technology enthusiast, and media personality
Speaker 1: Tanya Sam. Each week we talk with guests who are
Speaker 1: making significant strides in their fields and learn how they
Speaker 1: are making their money boot.
Speaker 3: If you're someone who's looking to make your money move,
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Speaker 1: So open up your notes app and lock us in
Speaker 1: because this podcast will give you the keys to the
Speaker 1: kingdom of financial stability, wealth and abundance you so rightly deserve.
Speaker 1: Before we start the episode, I'd like to remind you
Speaker 1: to check us out at gogreenwood dot com and follow
Speaker 1: us on social media at Greenwood and me on all
Speaker 1: Things social at It's Tanya. Time to stay locked in
Speaker 1: to new episode.
Speaker 3: Hey money Movers, welcome back.
Speaker 1: Today we continue our conversation with California super lawyer and
Speaker 1: best selling author Areva Martin.
Speaker 3: I have a question for.
Speaker 1: You, because this is something I've always wondered, you know,
Speaker 1: as we look at building wealth, building legacy and investing
Speaker 1: in ourselves. You went to Harvard Law School, without question,
Speaker 1: one of the most prestigious How do you feel now
Speaker 1: for folks that are considering law, you know, to change
Speaker 1: their lives, change the lives of their families, but also
Speaker 1: need to go into it getting student loans. There's so
Speaker 1: much talk with student loans right now and whether or
Speaker 1: not it's worth the investment.
Speaker 2: Yeah, and you know, actually there are a lot of
Speaker 2: people who now are saying that they're not encouraging their
Speaker 2: children to go even to a four year college because
Speaker 2: of the cost, because of the student loans. I don't
Speaker 2: agree with that. Here's how I think about loans. I
Speaker 2: think about a loan for education as an investment in yourself.
Speaker 2: And if you were going to get ahead in life,
Speaker 2: you've got to be able to invest in you, whether
Speaker 2: it's a wardrobe or you know, whether it's getting your
Speaker 2: teeth fixed. People get their teeth fixed. I mean, there
Speaker 2: are all kinds of investments you have to make, depending
Speaker 2: on the industry. And so student loans when taken out
Speaker 2: for a school. Now, what we say a lot of
Speaker 2: folks do oftentimes is get student loans and they're traveling
Speaker 2: and they're finding those five thousand dollars bad eggs that
Speaker 2: we're talking about, and then sometimes they don't even finish
Speaker 2: the school and they're left with the debt and they
Speaker 2: don't have the degree, so they're not able to earn
Speaker 2: the money that would allow them to pay the loans back.
Speaker 2: So I came out of law school, college and law
Speaker 2: school debt, so you know, a lot of debt. But
Speaker 2: I was making the kind of money that would allow
Speaker 2: me again on a budget and be frugal to pay
Speaker 2: my student loans off. And the reality in this country
Speaker 2: is there's evidence. You know, you've seen this. College graduates
Speaker 2: over their lifetime make a lot more money than non
Speaker 2: college graduates. And as a lawyer, or as a physician
Speaker 2: or a nurse or any profession, you're likely to make
Speaker 2: more money than that non professional personnel. You know, we're
Speaker 2: setting aside all those you know, tech billionaires, and you.
Speaker 1: Know there's athletes.
Speaker 2: We're not talking about the people that are going you know,
Speaker 2: people are going to college. So I think it's a
Speaker 2: tremendous investment. You know, know what you're getting into. Make
Speaker 2: sure it's a reptible school that is not one of
Speaker 2: these you know, fly by night for profit schools that's
Speaker 2: just out to gouge. You try to get the best
Speaker 2: interest rate that you can understand how much you're borrowing.
Speaker 2: Borrow just what you need. Don't borrow for a vacation.
Speaker 2: This is not you know, free vacation. This is not
Speaker 2: free money because you don't have to pay it back
Speaker 2: and then just plus interest and then figure out, you know,
Speaker 2: the kind of job you're gonna need, and get on
Speaker 2: a plan and you pay it off. I mean, I've
Speaker 2: paid off thousands of thousands of dollars of students, of
Speaker 2: thousands of dollars, tens of thousands, but it was so
Speaker 2: worth If I had to do it again, I would
Speaker 2: do it all over again. So I think people loans
Speaker 2: get a bad rep But the reality is if you're poor,
Speaker 2: even if you're middle class, Unfortunately, the cost of education
Speaker 2: in this country is what it is. I wish it
Speaker 2: were free. I wish these colleges, you know, they have
Speaker 2: billions of dollars and endowments, you know, would make college
Speaker 2: more affordable. Summer starting to like USC universities of then California,
Speaker 2: families that make over eighty thousand, under eighty thousand, they
Speaker 2: offer to wish free for those kids. I know, Yale
Speaker 2: and Harvard all of us, like top schools in the
Speaker 2: US are starting to make tuition free programs available to
Speaker 2: middle class and low income kids, so they're opportunities to
Speaker 2: go to school and a lot of instances without all
Speaker 2: of the loans, because there are so many great programs
Speaker 2: out there.
Speaker 1: You know what's really incredible is you talk about these
Speaker 1: beautiful and strong women that created this village. And I'm
Speaker 1: fascinated even just in the story of you know your godmother,
Speaker 1: I guess who was almost like you know the financier.
Speaker 1: She worked as a janitor, but she had this ability
Speaker 1: to save. I think people on the outside looking and
Speaker 1: they'll be like, well, it.
Speaker 3: Was easy for her, it was innate for you.
Speaker 1: You know, you you're okay with sacrifice, but I want
Speaker 1: the now bag.
Speaker 2: Nor these wealthy kids. No, to the contrary, it was
Speaker 2: not easy. I mean there was temptation all around. As
Speaker 2: they would say, uh no, it took a lot of
Speaker 2: and no, I am not perfect. And some years I
Speaker 2: didn't save as much and I fell into a credit
Speaker 2: card trap, which is, you know, the credit because when
Speaker 2: you get to college, oh my god, every credit card
Speaker 2: company in the world starts sending you credit cards, and
Speaker 2: you you know, there is attractive and seductive, and I
Speaker 2: ended up in a huge credit card uh you know
Speaker 2: mess where you are charging food and charging again, you know, tickets,
Speaker 2: and a year later, still paying this exorbitant interest rates
Speaker 2: for activities you did a year ago. We remember who
Speaker 2: did I go to that dinner with? And you're still
Speaker 2: paying for it. And that's a trap and the credit
Speaker 2: card companies know it. And I hate this about our country.
Speaker 2: Credit your credit. You need credit in order to have
Speaker 2: a high credit absolutely, so that's what they tell young people.
Speaker 2: You got to have You have to have credit to
Speaker 2: have a high credit score. You have to show you
Speaker 2: hold your card and you pay it every thirty days.
Speaker 2: That makes a lot of sense except a lot of
Speaker 2: you know, kids don't have that discipline to do that,
Speaker 2: They don't have the financial resources to do that, and
Speaker 2: they end up in this spiral and this trap around
Speaker 2: credit card. So I've been there. So anyone thinking that
Speaker 2: it was easy, No, it wasn't easy. Remember poor poverty,
Speaker 2: no father, not living with my mother, grandmother in a wheelchair.
Speaker 2: Nothing easy about it. So let's be clear about that.
Speaker 2: But you know, you do what you have to do.
Speaker 2: And I did learn some lessons and I try to
Speaker 2: remember those lessons in some days you know better at
Speaker 2: it than others.
Speaker 1: Well, you also wrote an incredible book called Awakening Ladies,
Speaker 1: Leadership and the Lies we've been told, Yes, tell me
Speaker 1: what it was like to sit down and put all
Speaker 1: this into a book as an author, and what was
Speaker 1: really the impetus for you to write it down in
Speaker 1: kind of book.
Speaker 2: Yeah, the impetus was the conversation that we were having
Speaker 2: in this country around race and systemic racism. And as
Speaker 2: we're having the conversation, as a civil rights warrior, I
Speaker 2: was really engaged in that conversation and really excited to
Speaker 2: see for the you know, in this era that people
Speaker 2: were willing to acknowledge and explore systemic racism. But you know,
Speaker 2: I said, okay, but there's another piece of this too.
Speaker 2: And as a woman, and as a woman of color,
Speaker 2: I experienced not only racism, a great deal of sexism.
Speaker 2: And you know, there are only five percent of the
Speaker 2: lawyers in this country are African American, five very white,
Speaker 2: male dominated profession. Even though now there you'll find probably
Speaker 2: equal numbers of women and men in law school, so
Speaker 2: you know, you'll start to see more women, but not
Speaker 2: necessarily more black women. So when I started my practice,
Speaker 2: I was always mistaken for the court reporter, or the paralegal,
Speaker 2: or the secretary or you know, anybody other than the lawyer.
Speaker 2: So and it was always in my mind, is it
Speaker 2: the race or is it the sex? And it was
Speaker 2: probably both, you know, oftentimes it was both. So I
Speaker 2: wanted to also have an honest conversation not just about race.
Speaker 2: Race is very important to me, but also about sex
Speaker 2: and gender. And one of the hardest things in this
Speaker 2: book that I had to do, because one of the
Speaker 2: lies that I had to confront was the work ethic
Speaker 2: that the lie and I call it a lie I'm
Speaker 2: saying in a loving way that my godmother and grandmother
Speaker 2: instilled in me about work because they suggested to me
Speaker 2: that if I just worked hard, that I would get ahead,
Speaker 2: you know. And they too had bought into, you know,
Speaker 2: America as a meritocracy, so I don't you know, they
Speaker 2: taught me what they knew, but I know better. And
Speaker 2: so when you know better, you do better. And we're
Speaker 2: not a meritocracy. And sometimes it doesn't matter how hard
Speaker 2: you work, you as a woman, still may not get
Speaker 2: on that job, the same salary, the same promotion opportunities,
Speaker 2: the same benefits as that male. You may not get
Speaker 2: the same clients, you may not get the same projects,
Speaker 2: And that has nothing to do with your work so
Speaker 2: here I am. I you literally cannot outwork me. I
Speaker 2: mean literally, I'm like the artist working person. That's what
Speaker 2: I was taught to do. And as I got to
Speaker 2: be an adult and you know, started to realize, you
Speaker 2: know what, in some environments, it doesn't matter how hard
Speaker 2: I work because it's not about me. It's about the system. Yes,
Speaker 2: and the system is set up to advance certain people,
Speaker 2: and those people don't look like me. So I had
Speaker 2: to confront that, and for me, in some ways, it
Speaker 2: was like challenging the women that loved me.
Speaker 3: And raised me.
Speaker 2: So that was a that was emotional for me.
Speaker 3: That's a big mine is I've lived my life.
Speaker 2: Being this hard.
Speaker 3: With I work hard, I'll get to where. That's a
Speaker 3: big one.
Speaker 1: And you know, especially in law, I have a lot
Speaker 1: of friends that are black women who are lawyers. And
Speaker 1: what was fascinating to me is a lot of them
Speaker 1: aren't practicing anymore. And again this it comes back to
Speaker 1: whether or not it was gender or the fact that
Speaker 1: they're black women in law.
Speaker 3: They're just it's hard.
Speaker 1: It's very difficult, and it's very disheartening and it's very hard.
Speaker 3: Yes, and you know, there's so many of us that
Speaker 3: have these conversations. They're like, you want to go to
Speaker 3: work and work hard, but it's it can be just
Speaker 3: a beat down.
Speaker 2: Yes, And if you look in the legal profession, the
Speaker 2: number of judges, you know, it's always the conversation about
Speaker 2: the lack of black women in federal judge ships. You
Speaker 2: look across the largest corporate law firms in this country,
Speaker 2: firms where lawyers are making two, three, four five million
Speaker 2: dollars a year in salaries, they're not I mean it's
Speaker 2: a handful. I can count them on two hands the
Speaker 2: number of Black women that are in those positions. So
Speaker 2: women often go into those jobs and they get churned out,
Speaker 2: you know, the system just turns them out. So that
Speaker 2: confronting that line was very difficult for me. But I
Speaker 2: wanted to have conversations like this about women and the
Speaker 2: things that we think we've been taught are the issues,
Speaker 2: when really it's not us because we can't work any harder.
Speaker 2: And you've seen this statistic that women, particularly black women,
Speaker 2: were amongst the most edueducated demographic in this country. Yes,
Speaker 2: so why doesn't that translate? Why aren't there you know,
Speaker 2: just hordes of black women in the c suites and
Speaker 2: big corporations since, which is supposed to be a you know, demic. Yes,
Speaker 2: but there's supposed to be this connection, right, a dotted
Speaker 2: line between higher education, get your law degree, get your MBA,
Speaker 2: get a PhD. And that should open up opportunities. Now,
Speaker 2: of course it does, but there are still barriers once
Speaker 2: you get to a or eployees, which is why you know,
Speaker 2: on a good year we might have two black women
Speaker 2: as CEOs. In most years we have zero.
Speaker 4: You know.
Speaker 2: Rosalind Brewers just was ask nicely. Yeah, so with zero
Speaker 2: any given year is more often than not is zero.
Speaker 2: She was only there two years. Yeah, I mean so
Speaker 2: that was a really brief stint for her. So that's
Speaker 2: what the book I wrote.
Speaker 3: We still up to Sonda Asanda is still at TIA.
Speaker 1: I was trying to think about, yes, there's one one
Speaker 1: other because I was like, wait, every down to night
Speaker 1: we lost fifty so what you know, I want to
Speaker 1: at least sometimes there aren't. There's always encouraging words, yes,
Speaker 1: but is there what do you say to you know,
Speaker 1: women of you know that are working hard. We've been taught,
Speaker 1: we just work hard, We're going to get there. And
Speaker 1: these are the coffee table conversations I have with my
Speaker 1: girlfriends and stuff like.
Speaker 3: How do we support each other?
Speaker 1: You know, we know and I love this a loving
Speaker 1: lie that we've perpetuated. But how do we support each
Speaker 1: other and how do we make it through to the
Speaker 1: other side?
Speaker 2: Well, I think we you know, we don't stop working hard.
Speaker 2: We work smarter. Right, we use this knowledge that we
Speaker 2: now have. We know it's the system. We know it's
Speaker 2: not us. We can get over imposter syndrome because we
Speaker 2: know there's nothing wrong with us. We know we are worthy,
Speaker 2: we are available, we're talented, we're skilled, we can do
Speaker 2: the job, and we've just got to affirm that for
Speaker 2: ourselves and our circle of friends. We have to do
Speaker 2: that all the time. Good Morning, gorgeous, Morning, gorgeous, Good morning,
Speaker 2: gorgeous is such an important part of this. It's just
Speaker 2: that affirmation, and we can't give up. You know, the
Speaker 2: civil rights leaders in the fifties and sixties often would
Speaker 2: remind each other and I think remind future generations show
Speaker 2: equality is not one in one generation. It's every generation's
Speaker 2: response ability to keep fighting. So we don't get tired,
Speaker 2: we don't get weary, and you know, we have to
Speaker 2: sit down and take a break. You know, we have
Speaker 2: to sit back sometimes, but we have to just keep pushing.
Speaker 2: We can't give in, you know, and we reject the patriarchy.
Speaker 2: I say that the patriot we rejected, just rejected it.
Speaker 2: It's hard when you've been agatting culcated with these messages.
Speaker 2: Is easier for, you know, to rejected to start teaching
Speaker 2: girls at ten and twelve years old to do that,
Speaker 2: but for women who've been in the workplace and who
Speaker 2: have been you know, witness to these structural barriers and
Speaker 2: witnesses to the guy that you've trained, who now is
Speaker 2: your CEO. I have a good friend. She's a white woman,
Speaker 2: went to Stanford, has an NBA from Stanford, and she
Speaker 2: tells me to this day she was like the smartest,
Speaker 2: had the best grades with tutor, helped all these guys,
Speaker 2: these white guys, they're all CFOs CEOs. And she has
Speaker 2: struggled because she took time off. She had kids and
Speaker 2: she has a son. Both her sons have some disabilities,
Speaker 2: one with autism, and her husband was a lawyer. But
Speaker 2: she Stanford MBA, became the main advocate care of the household.
Speaker 2: And then she's trying to get back into the workplace.
Speaker 2: She's looking at these guys, these guys that she tutored,
Speaker 2: who are now at the heads of these companies, and
Speaker 2: she's struggling to get back into the workplace. And that
Speaker 2: is just such a common story. And when I wrote
Speaker 2: the book, I interviewed her, and I interviewed so many
Speaker 2: women like that who were either in a position and
Speaker 2: found themselves out of a position, either forced out of
Speaker 2: a job, left because it was such a toxic environment,
Speaker 2: or in her case, left to you know, be the
Speaker 2: primary caretaker for her two sons.
Speaker 3: So there's a company in Atlanta.
Speaker 1: It's called Mom Courts, and it was started for this
Speaker 1: exact reason, because they're so many women who are highly educated,
Speaker 1: no I mean just the top echelon, right, and they
Speaker 1: have kids, they take a break, they're managing a family,
Speaker 1: and they want to go back. Yes, they might not
Speaker 1: want to go back five days a week, forty hours,
Speaker 1: but let me tell you, women, even at fifteen hours,
Speaker 1: you know that what we give to our jobs, what
Speaker 1: we give to our roles, surpasses a forty hour work week.
Speaker 1: And they started this company to address that. How do
Speaker 1: you help them transition back into the corporate workplace. Maybe
Speaker 1: part time. Maybe this knowing that this and even that
Speaker 1: company they were a sourcing.
Speaker 3: And staffing company.
Speaker 1: Even that company with this dedicated she had trouble raising
Speaker 1: money because people are like, I don't know, is that
Speaker 1: really feasible?
Speaker 2: So this viable.
Speaker 3: This part of the patriarchy is we're talking about it.
Speaker 1: And I love using that word because it's strong, and
Speaker 1: I think it makes men go, oh, why do we
Speaker 1: have to.
Speaker 3: Call it that?
Speaker 4: I love it, so it does say that's such a
Speaker 4: bold word, and we are using it intentionally, yes, to
Speaker 4: make people know, like we know what's up and we
Speaker 4: are trying to break this down and having these conversations.
Speaker 3: But I appreciate any other lies that you talk about.
Speaker 2: Yeah, I focus on five. Obviously, the book would have
Speaker 2: been two thousand pounds articulated every lie that we've been
Speaker 2: told as women. But I hone in on the five,
Speaker 2: the five that I think most of us have been
Speaker 2: told at some point in our lives. And the second
Speaker 2: one it's not necessarily in this order, but one of
Speaker 2: the other ones is about looks right. So this is
Speaker 2: our country where the beauty industry, you know, is multi
Speaker 2: multi billion dollar beauty industry, but yet women are often
Speaker 2: told that a couple of conflicting messages about looks. Either
Speaker 2: we're told looks don't matter, and it's what you bring
Speaker 2: to the table. Again, it's your productivity, it's your you know,
Speaker 2: your product that you produce, that's all that matters. Just
Speaker 2: focus on at Or we're told that as black women
Speaker 2: in particular, that our looks are not Eurocentric enough, like
Speaker 2: we can't wear raids or natural hair, or you know,
Speaker 2: you can't look a certain way. You know, you're in
Speaker 2: the media. I work in the media, and women have
Speaker 2: to struggle with am I going on national television with braids?
Speaker 2: Am I going with a wig or a weave? And
Speaker 2: you know, all of these things that we have to
Speaker 2: think about in terms of our looks. That is counter
Speaker 2: to the message that your looks do matter. Right, it's
Speaker 2: just your hard work, and it's your hard work, it's
Speaker 2: your talent. But that is a lie. And we know
Speaker 2: there's studies that have been the lighter skinned women get
Speaker 2: privileges that darker skinned women don't get. Thinner women are
Speaker 2: treated differently than heavier women. So all of these things
Speaker 2: that women have to contend with, you know, around looks.
Speaker 2: You know, now we're you know Lizo and women, you know,
Speaker 2: this whole focus on body positivity. Just be who you are.
Speaker 2: And still people are like, well, you know, you know,
Speaker 2: I really wish she would do this or I wish
Speaker 2: she would do that. So you know, you can't win, right,
Speaker 2: we can't win. And literally these stories people, Literally when
Speaker 2: you're on TV, I use time to go and find
Speaker 2: my website, get me find my email, to send me
Speaker 2: an email. You know, your makeup is really too gray
Speaker 2: for you. Makeup is really too dark? Is that your
Speaker 2: real hair? My aunt I have? And this is lovingly
Speaker 2: again having a fight with her friends about my nickname
Speaker 2: growing up was Reebe. Is that Reebe's real hair? Because
Speaker 2: you know she always had really long, thin care. I'm like,
Speaker 2: what does it matter if I bought it as mine?
Speaker 2: It's my hair. But again, those are the things that
Speaker 2: lie that looks. You know, so many conflicting messages around it,
Speaker 2: and we see it leads to a woman having eating disorders,
Speaker 2: self doubt, the impostures, depression, anxiety, I mean, real mental
Speaker 2: health issues. You remember the amazingly beautiful young woman who
Speaker 2: was the beauty Queen NBA larwyor Chrisly. I had not
Speaker 2: I didn't meet her, but I had an opportunity to
Speaker 2: interview her mom a couple of times. I've gotten to
Speaker 2: know her mom, and she suffered from depressions. So she
Speaker 2: had some serious mental health issues. But a part of
Speaker 2: it was, you know, she became a beauty queen. She
Speaker 2: was almost twenty eight or so, feeling like working in
Speaker 2: the media, she was already too old and she was
Speaker 2: twenty eight years old. But the other pageant you know
Speaker 2: queens were nineteen twenty culture with pageant culture is you know, vicious,
Speaker 2: so already and this was I mean, this girl had
Speaker 2: an NBA, she had a JD, she was an extra
Speaker 2: you know, red carpet correspondent, so on the surface she
Speaker 2: had everything, but still she did not feel like she
Speaker 2: was worthy and she had enough and a lot of it,
Speaker 2: and talking to her mom was the messages, the images,
Speaker 2: and she was biracial, and the hate she would you know,
Speaker 2: white people say, well, you think, you know, you're not
Speaker 2: acting white enough. Black people say you're not acting black,
Speaker 2: and she was just torn and it really had you know,
Speaker 2: it's worse than her mental health issue. So that is
Speaker 2: a huge lie and we grapple with that. And one
Speaker 2: of the messages we send to young girls and you know,
Speaker 2: about their bodies, about their hair, and the patriarchy goes
Speaker 2: way back. White men have been policing black bodies from
Speaker 2: day one, telling us what we can wear, what we
Speaker 2: can be, how we can act, how we can wear
Speaker 2: our hair. And again, you know, it's our time to
Speaker 2: reject that, to reject and that's why I just rank
Speaker 2: and who we are. I just love that who you
Speaker 2: are be authentically you, and I love that in this moment,
Speaker 2: at least there is some conversation of at it's some
Speaker 2: awareness and acceptance. And then don't get me started on
Speaker 2: black men, because they too start. Let's because I love them,
Speaker 2: married to one, you know, love them, but they've been
Speaker 2: inundated with those white supremacy messages about what looks good
Speaker 2: and what women should look like, which is why we
Speaker 2: see a lot of black men reject black women, darker
Speaker 2: skin black women, you know, women that don't fit again,
Speaker 2: that euro centric uh, you know, aesthetic. We've been having
Speaker 2: this conversation with someone about the whole uh, Erica Mina. Oh,
Speaker 2: and you know, do black men prefer kind of ambiguous
Speaker 2: race and exotic you know, women who are ambiguous in
Speaker 2: terms of their race, and you know that's an issue
Speaker 2: in our culture that we got to be open and oboly.
Speaker 1: Thanks for listening to today's episode. If we helped you
Speaker 1: make your money move, please share it with your community,
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Speaker 1: money Movers, If this.
Speaker 3: Were easy, everyone would do it.
Speaker 1: So take the lessons you've learned from this episode and
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