WEBVTT - Marriott Hack; 4% Checking Account; Apple Music on Echo

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<v Speaker 1>Starwood and Marriott reveal a major data breach. Apple Music

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<v Speaker 1>is coming to the echo. Instagram makes it easier to

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<v Speaker 1>share stories with close friends and pay less fools influencers

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<v Speaker 1>or do they what's going on? I'm rich Demiro. This

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<v Speaker 1>is Rich on Tech coming to you with an extended

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<v Speaker 1>version of the podcast. This is the version where I

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<v Speaker 1>talk about all the cool things happening in the tech world,

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<v Speaker 1>all the stuff that I think you should know about,

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<v Speaker 1>including some of these top stories like the Starwood and

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<v Speaker 1>Marriott hack. I'm also going to talk a bit about

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<v Speaker 1>recast TV. You guys apparently love the idea of that

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<v Speaker 1>cord cutting DVR. Plus my book one hundred and one

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<v Speaker 1>Handy Tech Tips for the iPhone published as a paperback

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<v Speaker 1>this week, so I'll talk about that a little bit.

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<v Speaker 1>But let's get started. First off with star Ward. This

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<v Speaker 1>is really interesting and we're seeing these large scale data

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<v Speaker 1>hacks more and more. Basically, what happened was they had

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<v Speaker 1>an investigation. They determined there was an un authorized access

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<v Speaker 1>to a guest database which contained information relating to reservations

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<v Speaker 1>as Starwood properties on or before September tenth, twenty eighteen.

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<v Speaker 1>So you're talking a lot of people staying at these hotels.

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<v Speaker 1>They basically got an alert from an internal security tool

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<v Speaker 1>regarding an attempt to access this database, and they realized

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<v Speaker 1>that apparently there had been unauthorized access to the Starwood

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<v Speaker 1>network since twenty fourteen, so this went on for quite

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<v Speaker 1>a long time. Not sure why they didn't notice it

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<v Speaker 1>before that time. But here's the deal. They have not

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<v Speaker 1>figured out exactly. They have to kind of clean up

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<v Speaker 1>the database that they found that was kind of taken

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<v Speaker 1>in the hack, but they say they think it contains

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<v Speaker 1>information on approximately up to five hundred million guests who

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<v Speaker 1>made a reservation at a Starwood property, and for three

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<v Speaker 1>hundred and twenty seven million of these guests, that information

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<v Speaker 1>includes name, milling address, phone number, email address, passport number,

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<v Speaker 1>your star War preferred guest number, which may have changed

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<v Speaker 1>now that they took over with the Marriotte rewards as well.

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<v Speaker 1>They merged those recently data birth gender, arrival and departure information,

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<v Speaker 1>reservation date and communications preference. All that stuff not so bad,

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<v Speaker 1>with the exception of the passport number. But the one

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<v Speaker 1>thing that is bad is the payment card numbers and

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<v Speaker 1>payment card expiration dates. So that was all taken apparently

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<v Speaker 1>as well, but the information used to decrypt all of

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<v Speaker 1>that data on the payment cards, they're not sure that

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<v Speaker 1>that wasn't taken as well. So again, let's say that

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<v Speaker 1>they took the database that was encrypted star Woods saying

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<v Speaker 1>that they also might have gotten the key to unlock

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<v Speaker 1>that database as well. So for other guests, information was

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<v Speaker 1>limited to name and other data like the mailing address,

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<v Speaker 1>email address, and other information. So what is Marriott doing

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<v Speaker 1>now that this all happened. They've set up a dedicated

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<v Speaker 1>call center email notification so they've been starting to send

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<v Speaker 1>emails to affected guests on November thirtieth, so that's the

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<v Speaker 1>first day, so if you haven't gotten an email yet,

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<v Speaker 1>they just started doing that, so it could take a

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<v Speaker 1>couple days for them to do that. And they're also

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<v Speaker 1>letting folks enroll in this web Watcher service, and this

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<v Speaker 1>is a service that monitors Internet sites where personal information

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<v Speaker 1>is shared, and you'll get an alert if some of

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<v Speaker 1>your information is shared. And if you're not sure what

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<v Speaker 1>a star War hotel is, if you stayed at a

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<v Speaker 1>w hotel A Saint Regis Chreton Weston element a Loft

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<v Speaker 1>luxury collection, Tribute Portfolio Lee Meridian four points and design

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<v Speaker 1>and also their timeshare properties. I have stayed in the

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<v Speaker 1>recent years at the w Shareton Weston element Aloft and

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<v Speaker 1>that's about it. So yeah, my information is probably out there.

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<v Speaker 1>This is bad. I mean the information that they got

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<v Speaker 1>not so bad. I mean, passport number definitely not something

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<v Speaker 1>you necessarily want random people to have. But it doesn't

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<v Speaker 1>seem like they got passwords, which is good. And if

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<v Speaker 1>you're still reusing your password on various websites, don't do that.

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<v Speaker 1>And this is another example of why you don't want

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<v Speaker 1>to do that. This is some big news coming out

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<v Speaker 1>of Apple and Amazon. Who would have thought that these

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<v Speaker 1>two would be playing so nice now? Recently Amazon and

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<v Speaker 1>Apple announced that Apple products would be available for sale

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<v Speaker 1>on Amazon. Now they're taking a step further. Apple Music

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<v Speaker 1>will be available on Echo devices beginning the week of

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<v Speaker 1>December seventeenth, and that's just in time for you to

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<v Speaker 1>enjoy some holiday music on your Echo device if you're

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<v Speaker 1>a subscriber to Apple Music. And it's funny because someone

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<v Speaker 1>was just asking me the other day what the deal

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<v Speaker 1>is with Apple Music, and I was saying, they really

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<v Speaker 1>aren't available on any of these smart speakers except for

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<v Speaker 1>the HomePod obviously and Sonos, but you have to have

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<v Speaker 1>a complex Sonos system for that to work. But now

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<v Speaker 1>here they are on the Echo devices, so you can

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<v Speaker 1>now ask ex A, I'll say, to play Beats one

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<v Speaker 1>to hear Apple's radio station. I've listened to that on

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<v Speaker 1>my run through the Apple Watch. It's okay, it's not

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<v Speaker 1>my thing. I'm sure it's good if you listen to

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<v Speaker 1>maybe some of the shows, and maybe you'll find a

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<v Speaker 1>show in there that you like, but just to listen

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<v Speaker 1>to it as radio. I've kind of gotten beyond that

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<v Speaker 1>with Spotify and kind of all the playlists that I like,

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<v Speaker 1>so it's tough for me to just kind of get

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<v Speaker 1>involved in Beats one, But if you want to start

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<v Speaker 1>listening to that, and of course all the other stuff

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<v Speaker 1>I mean, now you can ask al Exa to stream

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<v Speaker 1>all the stations that they have. You can also ask

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<v Speaker 1>for music by name, so basically anything that you can

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<v Speaker 1>do with Siri on the iPhone, if you have Apple

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<v Speaker 1>Music and calling out your music, you can now do

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<v Speaker 1>on the Echo. And to get started, all you have

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<v Speaker 1>to do is enable the Apple Music skill in the

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<v Speaker 1>al Exa app, and you can link up your account

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<v Speaker 1>and start listening which is really cool and a little

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<v Speaker 1>fun fact they put out on the press release here,

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<v Speaker 1>top Country is the most requested music to wake up too,

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<v Speaker 1>So okay, there you go. Instagram is changing things up

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<v Speaker 1>with stories. This is basically the most popular feature of

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<v Speaker 1>Instagram right now, stories, and I love it. I mean,

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<v Speaker 1>everyone loves Instagram Stories right It's just basically showing you

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<v Speaker 1>throughout the day. It's easy, it's simple, it expires after

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<v Speaker 1>twenty four hours. You don't have to put too much

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<v Speaker 1>thought into it, although a lot of people do. And

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<v Speaker 1>it's just a fun way to kind of share what's

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<v Speaker 1>happening in your life in a very casual way. And

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<v Speaker 1>people love looking at these stories. They love posting them.

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<v Speaker 1>I personally love posting them. I always forget to do it,

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<v Speaker 1>but when I do it, it's really fun. Well, now

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<v Speaker 1>Instagram is letting you make a close friends list on Stories,

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<v Speaker 1>so now you can share with just the people you've

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<v Speaker 1>added to close friends. And I'm not a big Snapchat user,

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<v Speaker 1>but this kind of reminds me of something that you

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<v Speaker 1>can do on Snapchat with groups of people, and I

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<v Speaker 1>feel like this is something that you used to be

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<v Speaker 1>able to do on Instagram anyway. With groups. Maybe there's

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<v Speaker 1>some kind of difference here, but I'm not sure, but

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<v Speaker 1>it seems like it's just a revamp of groups. But

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<v Speaker 1>to add people to your list, you can go to

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<v Speaker 1>your profile and tap on close Friends. In the side

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<v Speaker 1>menu only you can see your close friends list. No

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<v Speaker 1>one can request to be added to this list, so

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<v Speaker 1>you can adjust it at any time. But people do

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<v Speaker 1>kind of know that they're on this list because when

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<v Speaker 1>you share to stories, you'll have an option to share

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<v Speaker 1>just with the people on your close friends list, And

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<v Speaker 1>if someone has added you to their list, you'll see

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<v Speaker 1>a green badge when you're viewing their stories, So that

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<v Speaker 1>little green badge means like, oh, this is super special,

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<v Speaker 1>and you'll also see a green ring around their profile

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<v Speaker 1>photo in the stories trey, which is up at the

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<v Speaker 1>top of your Instagram. So it's kind of a fun

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<v Speaker 1>little feature. I immediately think of this as something I

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<v Speaker 1>can do with my family. I've got a huge family

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<v Speaker 1>back east in New Jersey, all my family members, and

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<v Speaker 1>sometimes you just want to share maybe a little bit

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<v Speaker 1>more intimate pictures of your life, your kids, all that

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<v Speaker 1>good stuff, a little bit more personal than what you

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<v Speaker 1>might do on your public So I think This is

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<v Speaker 1>a really cool feet for that, because it just makes

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<v Speaker 1>sense that there are different levels of sharing, and Instagram

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<v Speaker 1>is kind of admitting that. Speaking of Instagram this, I

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<v Speaker 1>don't believe this story one way. I don't believe this

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<v Speaker 1>story at all. But it's making the rounds. Payless fools

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<v Speaker 1>influencers with a fake store. That's the CNN headline, and

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<v Speaker 1>I just don't believe it. I don't believe that this

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<v Speaker 1>was real. I don't think that influencers were fooled. But

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<v Speaker 1>I'll tell you the story, and I'll tell you why

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<v Speaker 1>I think that. So Payless you obviously know them. They

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<v Speaker 1>have Payless shoe stores. They opened up a fake pop

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<v Speaker 1>up store called pay Lessie in a Santa Monica I

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<v Speaker 1>guess it was somewhere in Santa Monica, maybe on the promenade,

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<v Speaker 1>And they invited influencers to a grand opening, and they

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<v Speaker 1>had all these Payless shoes there, but they had prices,

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<v Speaker 1>you know, four or five hundred, six hundred dollars. Really

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<v Speaker 1>the shoes were twenty bucks, right, So they fooled, or

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<v Speaker 1>they said they fooled all these people. They of course

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<v Speaker 1>did this stunt. They recorded the whole thing. They made

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<v Speaker 1>a whole bunch of ads getting a lot of press

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<v Speaker 1>and a lot of play out of this. And according

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<v Speaker 1>to the CNN article, it says that shut up, are

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<v Speaker 1>you serious? One of the shoppers says when she heard

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<v Speaker 1>that the shoes were twenty dollars. It says over eighty

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<v Speaker 1>influencers attended over two nights. According to Payless, they shelled

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<v Speaker 1>out a total of three thousand dollars. One shopper spent

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<v Speaker 1>six hundred and forty dollars for a pair of boots,

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<v Speaker 1>which represents a eighteen hundred percent markup Payless. However, he

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<v Speaker 1>turned their money and let them keep the shoes. They said.

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<v Speaker 1>The influencers were paid a small stipend to a tend

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<v Speaker 1>So let me tell you why this story's bogus, because

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<v Speaker 1>number one, influencers do not spend any money when they

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<v Speaker 1>go to events. Okay, I've never been to an influencer event,

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<v Speaker 1>and believe me, I get invited to a lot of

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<v Speaker 1>these things where you are expected to spend any money whatsoever.

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<v Speaker 1>And I'm talking big electronics events where they're giving out

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<v Speaker 1>a gift bag at the end of the thing where

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<v Speaker 1>it might have a high value piece of electronics. For

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<v Speaker 1>these influencers. I'm talking clothes, shoes, there is There's never

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<v Speaker 1>been an influencer event I've ever been to where someone

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<v Speaker 1>is expected to shell out cash. Okay, in fact, I

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<v Speaker 1>don't think I've ever seen that. Usually there's an open bar,

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<v Speaker 1>there's you know, food, there are little you know, things

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<v Speaker 1>that you can take home, you know. So that's number one.

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<v Speaker 1>So if any influencer was at this event spending four

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<v Speaker 1>or five hundred dollars or six hundred and forty dollars

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<v Speaker 1>for a pair of boots, that's got to be bogus

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<v Speaker 1>because that just doesn't happen at an influencer event. So

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<v Speaker 1>clearly whoever was going to this event knew that there

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<v Speaker 1>was something more going on here, especially when they got

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<v Speaker 1>paid a small stipend to attend. That tells me that

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<v Speaker 1>these were not influencers, but they were actors that were

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<v Speaker 1>sort of told that this would be happening. You know,

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<v Speaker 1>we want you to act natural, We want you to

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<v Speaker 1>maybe purchase some stuff, but don't worry. We're you know,

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<v Speaker 1>you can purchase it, but we're going to reimburse you

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<v Speaker 1>at the end. Whatever. I think that this was all

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<v Speaker 1>highly set up. I'm sorry, but no one on. None

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<v Speaker 1>of these influencers are spending six hundred and forty dollars

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<v Speaker 1>on a pair of shoes at an event. It just

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<v Speaker 1>doesn't happen. They're getting these shoes gifted if they are

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<v Speaker 1>an influencer of any worth. That's number one. Number two.

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<v Speaker 1>I kind of looked up the tag on these, the

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<v Speaker 1>hashtag pay lessie on Instagram, and guess what, there's almost

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<v Speaker 1>zero posts. Okay, so if they had real influencers at

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<v Speaker 1>this event, there would have been a bunch of posts

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<v Speaker 1>on Instagram about this event. The only posts that I

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<v Speaker 1>saw that were on Instagram were from the people that

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<v Speaker 1>actually set up this event, the advertising agency and the

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<v Speaker 1>event marketing company that set up the whole quote unquote

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<v Speaker 1>bogus Payless storefront right, pay Less e storefront. So again,

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<v Speaker 1>I think that this is all kind of bogus. It's

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<v Speaker 1>all marketing scheme by Payless. It's fun, Don't get me wrong.

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<v Speaker 1>I'm not pooh poohing the whole you know idea that

0:11:55.160 --> 0:11:57.520
<v Speaker 1>people can be tricked, And yes, we live in a

0:11:57.559 --> 0:12:02.800
<v Speaker 1>society where people are influenced by marketing and they're influenced

0:12:02.800 --> 0:12:04.839
<v Speaker 1>by price. You put two bottles of wine in front

0:12:04.880 --> 0:12:07.960
<v Speaker 1>of someone in a brown bag. I can tell the difference.

0:12:08.000 --> 0:12:09.920
<v Speaker 1>I can tell you which one's the cheap one. Not

0:12:10.040 --> 0:12:13.160
<v Speaker 1>everyone can. And sometimes I might be tricked and think

0:12:13.160 --> 0:12:16.000
<v Speaker 1>that a ten dollars bottle of wine actually tastes better.

0:12:16.480 --> 0:12:18.240
<v Speaker 1>But I'm not gonna think it's an eighty dollars bottle

0:12:18.280 --> 0:12:20.400
<v Speaker 1>of wine most of the time. But yes, you can

0:12:20.400 --> 0:12:23.960
<v Speaker 1>brown bag stuff and fool people. It's human nature. If

0:12:24.000 --> 0:12:27.280
<v Speaker 1>you are treated a certain way and something is presented

0:12:27.280 --> 0:12:29.280
<v Speaker 1>to you in a certain way, you're gonna feel better

0:12:29.280 --> 0:12:31.440
<v Speaker 1>about it. And that's not a bad thing. I mean,

0:12:31.800 --> 0:12:34.200
<v Speaker 1>you spend ten dollars for a bottle of water inside

0:12:34.200 --> 0:12:37.560
<v Speaker 1>a five star hotel. That bottle of water is literally

0:12:37.600 --> 0:12:40.840
<v Speaker 1>twenty five cents at Costco and you're spending ten dollars

0:12:40.880 --> 0:12:43.160
<v Speaker 1>on it. Why because you're in a five star hotel.

0:12:43.400 --> 0:12:44.959
<v Speaker 1>That's what you expect to pay when you're in a

0:12:45.000 --> 0:12:47.440
<v Speaker 1>five star hotel. Now, personally, I will stay away from

0:12:47.480 --> 0:12:51.040
<v Speaker 1>that water by all means possible if I can, unless

0:12:51.040 --> 0:12:56.400
<v Speaker 1>I am so thirsty I'm about to faint from hydration dehydration.

0:12:56.880 --> 0:13:00.000
<v Speaker 1>But the reality is we have these kind of idea

0:13:00.200 --> 0:13:02.120
<v Speaker 1>is in our mind of what we expect to pay

0:13:02.160 --> 0:13:04.480
<v Speaker 1>and how things are presented. And if you're in a

0:13:04.480 --> 0:13:06.520
<v Speaker 1>store that's called pay less and it looks like a

0:13:06.600 --> 0:13:09.680
<v Speaker 1>high end store, you're not expecting to be tricked, even

0:13:09.679 --> 0:13:12.760
<v Speaker 1>though yes you can be. So I just thought that

0:13:12.800 --> 0:13:14.360
<v Speaker 1>was an interesting little story. It's getting a lot of

0:13:14.360 --> 0:13:16.040
<v Speaker 1>play in the media, but I just wanted to give

0:13:16.040 --> 0:13:19.200
<v Speaker 1>you kind of my thoughts on that stuff. One story

0:13:19.240 --> 0:13:22.240
<v Speaker 1>we did on KTLA that was got a lot of

0:13:22.240 --> 0:13:26.520
<v Speaker 1>play for real was the Amazon Fire TV recast. And

0:13:26.600 --> 0:13:29.560
<v Speaker 1>you guys love this thing. This is a DVR for

0:13:29.640 --> 0:13:33.400
<v Speaker 1>cord cutters. It lets you connect an antenna to this

0:13:33.440 --> 0:13:36.720
<v Speaker 1>little box and then watch live TV on your TV.

0:13:36.920 --> 0:13:39.960
<v Speaker 1>I know, what a concept, but also record that TV

0:13:40.440 --> 0:13:42.719
<v Speaker 1>and it reminds me of TVO back in the day.

0:13:42.760 --> 0:13:44.520
<v Speaker 1>I got super excited about that. I was a big

0:13:44.559 --> 0:13:46.920
<v Speaker 1>TV fan. But the cool thing about this is that

0:13:46.960 --> 0:13:51.200
<v Speaker 1>we are getting away from DVRs because we're so into

0:13:51.280 --> 0:13:55.040
<v Speaker 1>streaming and on demand right so all of our shows

0:13:55.040 --> 0:13:57.240
<v Speaker 1>are on demand and every major network has an app

0:13:57.280 --> 0:13:59.400
<v Speaker 1>for on demand. But I'll tell you why DVRs are

0:13:59.440 --> 0:14:02.360
<v Speaker 1>still more interesting to me, and that's because the DVR

0:14:02.480 --> 0:14:05.480
<v Speaker 1>actually lets you skip those commercials when you're watching on

0:14:05.520 --> 0:14:08.560
<v Speaker 1>demand on Hulu and all these different services out there,

0:14:09.000 --> 0:14:11.840
<v Speaker 1>you're not able to skip those commercials. So these big

0:14:11.880 --> 0:14:14.840
<v Speaker 1>media companies actually like the fact that we're all moving

0:14:14.880 --> 0:14:17.240
<v Speaker 1>to on demand because guess what, they now control that

0:14:17.320 --> 0:14:19.880
<v Speaker 1>experience again, and I get it. I work for a

0:14:19.920 --> 0:14:22.480
<v Speaker 1>place that's free over the air, and I would love

0:14:22.520 --> 0:14:24.040
<v Speaker 1>for you to watch commercials. I'd love for you to

0:14:24.080 --> 0:14:27.120
<v Speaker 1>listen to the commercials in this podcast and others. But

0:14:27.160 --> 0:14:29.240
<v Speaker 1>the reality is people have that control, and we have

0:14:29.320 --> 0:14:31.600
<v Speaker 1>technology to give you that control, and it's kind of

0:14:31.680 --> 0:14:33.720
<v Speaker 1>nice to have that control. And now, if it's a

0:14:33.720 --> 0:14:36.040
<v Speaker 1>good commercial, I like to stop and watch it. Other

0:14:36.080 --> 0:14:37.760
<v Speaker 1>people like to stop and watch it, and that's part

0:14:37.800 --> 0:14:40.520
<v Speaker 1>of the marketers to figure that stuff out, but it's

0:14:40.600 --> 0:14:43.760
<v Speaker 1>kind of cool. So anyway, the Recast TV also has

0:14:43.920 --> 0:14:46.720
<v Speaker 1>no monthly fees, which is really nice as well, and

0:14:46.760 --> 0:14:49.040
<v Speaker 1>that's a huge part of it, so you don't have

0:14:49.080 --> 0:14:51.120
<v Speaker 1>to pay any monthly fees. The device is two hundred

0:14:51.120 --> 0:14:54.280
<v Speaker 1>and thirty dollars. Let you record seventy five hours of TV.

0:14:54.760 --> 0:14:56.520
<v Speaker 1>If you want, you can spend a little bit more

0:14:56.520 --> 0:14:58.520
<v Speaker 1>and record I think it's one hundred and fifty hours

0:14:58.560 --> 0:15:01.240
<v Speaker 1>of TV. I've been using this thing at home. It

0:15:01.320 --> 0:15:06.480
<v Speaker 1>is fantastic. The integration with fireTV is just amazing because

0:15:06.520 --> 0:15:09.200
<v Speaker 1>I can go from watching a show on Netflix right

0:15:09.240 --> 0:15:12.040
<v Speaker 1>next to it, it says, hey, KTLA Morning News is streaming,

0:15:12.640 --> 0:15:15.440
<v Speaker 1>or sorry is on live, and I can flip right

0:15:15.480 --> 0:15:17.640
<v Speaker 1>to that, or I can flip right to a show

0:15:17.640 --> 0:15:21.680
<v Speaker 1>that I DVRD, like Jimmy Fallon and watch that. And

0:15:22.040 --> 0:15:25.600
<v Speaker 1>it's really really cool to have that all on one screen.

0:15:25.720 --> 0:15:28.160
<v Speaker 1>And you might be thinking, Rich, come on, we've had antenna.

0:15:28.480 --> 0:15:31.880
<v Speaker 1>You can connect an antenna to a TV forever. Well, yeah,

0:15:31.920 --> 0:15:34.320
<v Speaker 1>but now it's all on the same screen. It's all

0:15:34.400 --> 0:15:36.880
<v Speaker 1>on the fireTV screen. And yes, you do need a

0:15:36.920 --> 0:15:40.160
<v Speaker 1>fireTV to make this all happen. Now, you don't necessarily

0:15:40.200 --> 0:15:42.560
<v Speaker 1>have to have a fireTV. You can actually use this

0:15:42.600 --> 0:15:45.480
<v Speaker 1>thing and set it up independently of a fireTV, but

0:15:45.600 --> 0:15:48.200
<v Speaker 1>to really get the most use out of it, you

0:15:48.240 --> 0:15:50.520
<v Speaker 1>do have to have a fireTV because that's really the

0:15:50.520 --> 0:15:52.440
<v Speaker 1>only way that you can set recordings. As far as

0:15:52.520 --> 0:15:55.240
<v Speaker 1>I can tell, you can view your recordings from the app,

0:15:55.280 --> 0:15:57.680
<v Speaker 1>and you can watch live TV from an app on

0:15:57.720 --> 0:16:00.720
<v Speaker 1>your tablet or your iPhone or your Andrew, But as

0:16:00.760 --> 0:16:02.600
<v Speaker 1>far as I can tell, the only way to actually

0:16:02.600 --> 0:16:05.880
<v Speaker 1>set those recordings and to kind of manage everything is

0:16:05.920 --> 0:16:08.960
<v Speaker 1>to go through the actual fireTV interface. Now that may

0:16:09.040 --> 0:16:12.480
<v Speaker 1>change in the future. Also, at this point there is

0:16:12.560 --> 0:16:17.440
<v Speaker 1>no support for third party streaming boxes like the Apple TV,

0:16:18.000 --> 0:16:20.520
<v Speaker 1>like Rouke Roku. That may come in the future, and

0:16:20.560 --> 0:16:22.880
<v Speaker 1>I do think that Amazon will eventually build some of

0:16:22.880 --> 0:16:25.120
<v Speaker 1>that stuff in, but right now that's not there. So

0:16:25.160 --> 0:16:27.680
<v Speaker 1>you have to have, let's say, a fireTV stick. I

0:16:27.720 --> 0:16:30.640
<v Speaker 1>really like the fireTV four K, the brand new one.

0:16:30.840 --> 0:16:35.120
<v Speaker 1>That is fantastic because the remote control has universal volume

0:16:35.240 --> 0:16:37.600
<v Speaker 1>and mute buttons and power buttons on it, which is

0:16:37.680 --> 0:16:41.280
<v Speaker 1>really nice because now you can have literally one remote

0:16:41.280 --> 0:16:44.720
<v Speaker 1>control to control your entire interface and home theater setup,

0:16:45.040 --> 0:16:48.200
<v Speaker 1>and one interface on your TV screen to not only

0:16:48.280 --> 0:16:51.480
<v Speaker 1>watch streaming stuff, but also to watch your live over

0:16:51.520 --> 0:16:55.480
<v Speaker 1>the air channels and your DVR stuff. And again, this

0:16:55.520 --> 0:16:57.480
<v Speaker 1>does not work with cable. So I got a lot

0:16:57.520 --> 0:16:59.600
<v Speaker 1>of emails yesterday folks saying, hey, Rich, what if I

0:16:59.600 --> 0:17:01.280
<v Speaker 1>want to watch Bravo, what if I want to watch

0:17:01.280 --> 0:17:03.680
<v Speaker 1>Fox Sports? What if I want to watch this? No,

0:17:03.680 --> 0:17:06.280
<v Speaker 1>none of that is included in over the air. These

0:17:06.320 --> 0:17:11.520
<v Speaker 1>are local channels, Channel two, Channel four, Channel five, Channel seven,

0:17:11.640 --> 0:17:15.600
<v Speaker 1>Channel nine, Channel thirteen, Channel eleven here in Los Angeles,

0:17:15.680 --> 0:17:18.919
<v Speaker 1>and very similar channels where you live. You have to

0:17:18.960 --> 0:17:21.879
<v Speaker 1>have an antenna to get those channels. Bravo is not

0:17:22.000 --> 0:17:25.280
<v Speaker 1>delivered over an antenna, so if you want something like Bravo,

0:17:25.760 --> 0:17:28.640
<v Speaker 1>or if you want CNN or some of these cable channels,

0:17:28.880 --> 0:17:33.240
<v Speaker 1>you would have to supplement this setup with a subscription

0:17:33.359 --> 0:17:36.760
<v Speaker 1>to some sort of streaming service like DirectTV Now or

0:17:37.800 --> 0:17:41.480
<v Speaker 1>Sling TV. Those will work. And again, the other flip

0:17:41.520 --> 0:17:43.840
<v Speaker 1>side of that is that those services have a lot

0:17:43.840 --> 0:17:47.160
<v Speaker 1>of the local channels included in them, but not PBS,

0:17:47.200 --> 0:17:50.119
<v Speaker 1>not KTLA. If you're in Los Angeles and maybe in

0:17:50.160 --> 0:17:52.679
<v Speaker 1>your market, they may have other local channels that you like,

0:17:52.800 --> 0:17:56.240
<v Speaker 1>especially some international ones that they just don't offer on

0:17:56.320 --> 0:17:58.480
<v Speaker 1>the direct TV Now or the Sling TV or the

0:17:58.520 --> 0:18:02.520
<v Speaker 1>YouTube TV. So long story short, this is a not

0:18:02.600 --> 0:18:05.800
<v Speaker 1>a perfect solution, but it's a really nice solution if

0:18:06.080 --> 0:18:09.639
<v Speaker 1>theoretically you wanted to cut the cord, stop paying for

0:18:09.800 --> 0:18:12.399
<v Speaker 1>cable TV, still have to pay for cable internet, some

0:18:12.440 --> 0:18:15.639
<v Speaker 1>sort of high speed internet, and also have all your

0:18:15.680 --> 0:18:18.680
<v Speaker 1>local channels for free DVR, all that content, all those

0:18:18.720 --> 0:18:22.160
<v Speaker 1>network shows that you know that air like Modern Family,

0:18:22.280 --> 0:18:25.480
<v Speaker 1>and I was gonna say Letterman in Leno, but there

0:18:25.520 --> 0:18:27.880
<v Speaker 1>is no more Letterman in Leno. But you know Fallon

0:18:28.160 --> 0:18:31.080
<v Speaker 1>and Jimmy Kimmel. You can record that stuff. You can

0:18:31.119 --> 0:18:33.680
<v Speaker 1>record your local news, all the sports that air locally,

0:18:34.400 --> 0:18:36.520
<v Speaker 1>and that's a lot of programming. There's a lot of

0:18:36.520 --> 0:18:38.840
<v Speaker 1>good stuff there. You can have all that for free

0:18:39.119 --> 0:18:42.000
<v Speaker 1>over the air with this device. And then you can

0:18:42.040 --> 0:18:44.520
<v Speaker 1>have let's say Netflix, because you pay fourteen bucks a

0:18:44.560 --> 0:18:46.840
<v Speaker 1>month for that, you can have that. And then you

0:18:46.840 --> 0:18:51.679
<v Speaker 1>can also have you know, Amazon Prime Video if you

0:18:51.720 --> 0:18:55.320
<v Speaker 1>have an Amazon Prime membership. So just those three things alone,

0:18:55.359 --> 0:18:58.000
<v Speaker 1>all the over the air stuff plus your Netflix plus

0:18:58.040 --> 0:19:01.000
<v Speaker 1>your Prime's that's a large amount of content. I don't

0:19:01.040 --> 0:19:02.879
<v Speaker 1>know if you need much more than that. So if

0:19:02.960 --> 0:19:04.600
<v Speaker 1>you like some of these cable channels, though, you will

0:19:04.640 --> 0:19:06.840
<v Speaker 1>have to have a subscription for that. So some of

0:19:06.880 --> 0:19:09.040
<v Speaker 1>you may know that my book one hundred and one

0:19:09.040 --> 0:19:12.120
<v Speaker 1>Handy Tech Tips for the iPhone came out as a paperback.

0:19:12.480 --> 0:19:15.560
<v Speaker 1>This is very exciting because I published the ebook over

0:19:15.600 --> 0:19:18.360
<v Speaker 1>the summer. It did very well. Thank you so much

0:19:18.400 --> 0:19:21.080
<v Speaker 1>for supporting the book. I did it as a PDF

0:19:21.119 --> 0:19:23.840
<v Speaker 1>and also as an e book, and also on the Kindle,

0:19:24.359 --> 0:19:27.679
<v Speaker 1>and the number one question I got was Rich, I

0:19:27.720 --> 0:19:30.240
<v Speaker 1>want to read this thing as a paperback, And I'll

0:19:30.240 --> 0:19:32.879
<v Speaker 1>be honest, what happened with the first book is I

0:19:32.920 --> 0:19:35.480
<v Speaker 1>had every intention of making it up. Well, actually I didn't.

0:19:35.560 --> 0:19:37.680
<v Speaker 1>When I to be honest, I actually wasn't going to

0:19:37.720 --> 0:19:40.320
<v Speaker 1>make it a paperback at all. But when I started

0:19:40.359 --> 0:19:42.280
<v Speaker 1>to kind of tease it a little bit, people were saying,

0:19:42.359 --> 0:19:43.960
<v Speaker 1>you know, when can I buy this as a paperback?

0:19:44.000 --> 0:19:45.120
<v Speaker 1>And I was like, all right, well, I guess maybe

0:19:45.119 --> 0:19:48.520
<v Speaker 1>I'll make it a paperback. The problem was that formatting

0:19:48.560 --> 0:19:51.680
<v Speaker 1>for a paperback was so different than formatting for an ebook.

0:19:51.720 --> 0:19:54.520
<v Speaker 1>I didn't realize that, and I couldn't go back. By

0:19:54.520 --> 0:19:57.320
<v Speaker 1>the time it was published, it was just not There

0:19:57.400 --> 0:19:59.320
<v Speaker 1>was no time to actually go back and make it

0:19:59.359 --> 0:20:01.640
<v Speaker 1>a paperback. So I said, I'll take everything I learned

0:20:01.680 --> 0:20:03.800
<v Speaker 1>from here and when I do my next book, especially

0:20:03.800 --> 0:20:06.080
<v Speaker 1>with all the emails I got, I will make this

0:20:06.119 --> 0:20:10.640
<v Speaker 1>thing a paperback because that's what people want. And I did.

0:20:10.680 --> 0:20:12.800
<v Speaker 1>I started this second version of the book, which was

0:20:12.880 --> 0:20:16.639
<v Speaker 1>updated for iOS twelve, as a paperback in mind, and

0:20:16.760 --> 0:20:18.600
<v Speaker 1>when you do a paperback you have to think about

0:20:18.600 --> 0:20:22.439
<v Speaker 1>different things, most specifically the formatting of the book, the

0:20:22.480 --> 0:20:24.159
<v Speaker 1>way it looks. The pictures. They have to be a

0:20:24.160 --> 0:20:26.159
<v Speaker 1>certain quality, they have to lay a certain way on

0:20:26.200 --> 0:20:29.240
<v Speaker 1>the printed page. And I kind of thought about all

0:20:29.240 --> 0:20:31.399
<v Speaker 1>that stuff as I wrote it from the beginning, and

0:20:31.800 --> 0:20:34.320
<v Speaker 1>here it is in my hand, the paperback book one

0:20:34.400 --> 0:20:36.880
<v Speaker 1>hundred and one Handy Tech Tips for the iPhone, all

0:20:36.960 --> 0:20:39.760
<v Speaker 1>updated for iOS twelve. So I talk about all the

0:20:39.800 --> 0:20:43.000
<v Speaker 1>things that are new in iOS twelve. Creating a momoji

0:20:43.240 --> 0:20:46.680
<v Speaker 1>that looks like you memoji, taking control of your notifications

0:20:46.680 --> 0:20:49.919
<v Speaker 1>because they're much easier now. To manage screen time, Do

0:20:50.000 --> 0:20:53.919
<v Speaker 1>not disturb time limits for apps, screen time and content

0:20:54.000 --> 0:20:56.640
<v Speaker 1>limits for your kids, downtime. This is a great one.

0:20:56.920 --> 0:20:59.359
<v Speaker 1>If you want to say, like from five to seven pm,

0:20:59.400 --> 0:21:01.359
<v Speaker 1>your phone does let you do anything. You can set

0:21:01.359 --> 0:21:06.159
<v Speaker 1>that up Google Maps and ways. Adding that to CarPlay,

0:21:06.200 --> 0:21:09.920
<v Speaker 1>fun message effects, USB accessories, How to keep them from

0:21:10.359 --> 0:21:14.240
<v Speaker 1>siphoning off your data. Turn your iPhone into a virtual

0:21:14.280 --> 0:21:17.120
<v Speaker 1>measuring tape. How to autofill passwords. If you're not using

0:21:17.119 --> 0:21:19.800
<v Speaker 1>one of these password management systems, and you can even

0:21:19.880 --> 0:21:21.560
<v Speaker 1>use a free one that's built into the iPhone. I

0:21:21.560 --> 0:21:23.520
<v Speaker 1>tell you how to set that up. It is essential

0:21:23.560 --> 0:21:28.880
<v Speaker 1>in Today's Day and age group FaceTime. Let's see series shortcuts.

0:21:29.840 --> 0:21:33.080
<v Speaker 1>Setting up a second phone line, deleting a used boarding pass.

0:21:33.119 --> 0:21:35.480
<v Speaker 1>I know that sounds simple, but those things linger forever.

0:21:35.680 --> 0:21:37.280
<v Speaker 1>Look in your Apple wallet if you ever use them,

0:21:37.320 --> 0:21:39.159
<v Speaker 1>you probably have a bunch of them in there. And

0:21:39.200 --> 0:21:41.840
<v Speaker 1>then I go into the basics, taking a screenshot, checking

0:21:41.840 --> 0:21:44.919
<v Speaker 1>for app updates, how to cancel a subscription, setting up

0:21:44.920 --> 0:21:49.120
<v Speaker 1>two factor authentication, creating a medical ID from emergencies that's

0:21:49.160 --> 0:21:54.600
<v Speaker 1>really important, emergency sos. One cool thing. You can change

0:21:54.640 --> 0:21:56.400
<v Speaker 1>the brightness of the flashlight. Did you know you could

0:21:56.400 --> 0:21:59.520
<v Speaker 1>do that on your phone? Let's see revealing the hidden

0:21:59.560 --> 0:22:03.919
<v Speaker 1>search bar that are all over, erasing one calculator digit.

0:22:03.960 --> 0:22:07.000
<v Speaker 1>That's pretty cool, the secret redial button. I mean, there's

0:22:07.000 --> 0:22:10.920
<v Speaker 1>so many little things. Changing your airdrop preferences fast. I mean,

0:22:10.960 --> 0:22:14.040
<v Speaker 1>this thing just goes on and on and on. Oh

0:22:14.080 --> 0:22:16.280
<v Speaker 1>my gosh. I love this book, and I'm not just

0:22:16.280 --> 0:22:18.320
<v Speaker 1>saying that because I wrote it. I love it because

0:22:18.760 --> 0:22:21.800
<v Speaker 1>you have no idea how many questions I get from

0:22:21.840 --> 0:22:24.600
<v Speaker 1>people about the iPhone on a daily basis, and it

0:22:24.640 --> 0:22:27.639
<v Speaker 1>does not frustrate me. It's just one of those things

0:22:27.680 --> 0:22:31.280
<v Speaker 1>that we all use this device. But we don't truly

0:22:31.400 --> 0:22:33.679
<v Speaker 1>know how to manage it and all the things that

0:22:33.680 --> 0:22:36.399
<v Speaker 1>it's capable of. And so this book just kind of

0:22:36.400 --> 0:22:39.720
<v Speaker 1>goes through all those things that your phone does. You

0:22:39.760 --> 0:22:41.639
<v Speaker 1>may not need to know how to do all this

0:22:41.680 --> 0:22:45.000
<v Speaker 1>stuff right now today, but the reality is I want

0:22:45.000 --> 0:22:47.760
<v Speaker 1>to give you the tools you need to know just

0:22:47.840 --> 0:22:50.239
<v Speaker 1>to understand what the phone is capable of. And then

0:22:50.240 --> 0:22:52.119
<v Speaker 1>when someone says, hey, can you sign this piece of

0:22:52.160 --> 0:22:55.359
<v Speaker 1>paper and email it to me, and you go, I

0:22:55.400 --> 0:22:57.080
<v Speaker 1>don't know how to do that. Oh wait, I read

0:22:57.119 --> 0:22:59.680
<v Speaker 1>in Rich's book. I can sign a PDF right from

0:22:59.720 --> 0:23:02.560
<v Speaker 1>my eyes iPhone. I can make a piece of paper

0:23:02.600 --> 0:23:06.320
<v Speaker 1>into a PDF right for my iPhone. Oh yeah. These

0:23:06.320 --> 0:23:07.800
<v Speaker 1>are the kind of things I just want to plant

0:23:07.840 --> 0:23:10.639
<v Speaker 1>in your brain so that when you need the functionality,

0:23:10.960 --> 0:23:12.520
<v Speaker 1>you know how to access it or you know that

0:23:12.560 --> 0:23:13.960
<v Speaker 1>it's there, and then you can go back to the

0:23:13.960 --> 0:23:16.359
<v Speaker 1>book and actually follow the step by steps and do it.

0:23:16.720 --> 0:23:18.879
<v Speaker 1>So the book is one hundred and one Handy Tech

0:23:18.920 --> 0:23:22.520
<v Speaker 1>Tips for the iPhone. It's on Amazon. It's amazing the process.

0:23:22.760 --> 0:23:25.879
<v Speaker 1>I really want to write another book on just publishing

0:23:25.920 --> 0:23:29.000
<v Speaker 1>a book. I self published this on Amazon. The process

0:23:29.119 --> 0:23:31.440
<v Speaker 1>is just amazing the fact that we can do this

0:23:31.560 --> 0:23:34.639
<v Speaker 1>in this day and age is just phenomenal. And the

0:23:34.640 --> 0:23:37.440
<v Speaker 1>fact that I can reach so many people and get

0:23:37.440 --> 0:23:40.000
<v Speaker 1>this book into their hands on the most popular shopping

0:23:40.000 --> 0:23:44.320
<v Speaker 1>platform in America, maybe the world. I don't know, maybe

0:23:44.400 --> 0:23:47.159
<v Speaker 1>China has something bigger. But the reality is it's just

0:23:47.200 --> 0:23:50.760
<v Speaker 1>so cool and I love it. When Sam Rubin, one

0:23:50.760 --> 0:23:53.119
<v Speaker 1>of my colleagues at KTLA, looked at the book, he goes, oh,

0:23:53.160 --> 0:23:55.360
<v Speaker 1>my gosh, this is real. I said, yes, it's real.

0:23:55.440 --> 0:23:59.080
<v Speaker 1>It's a real it's a paperback, it's thick, it has

0:23:59.119 --> 0:24:00.800
<v Speaker 1>a lot of information, and when you get this thing

0:24:00.840 --> 0:24:03.000
<v Speaker 1>mailed to you, there's gonna be a little smile that

0:24:03.040 --> 0:24:05.040
<v Speaker 1>comes on your face because you're gonna go wow. I've

0:24:05.080 --> 0:24:08.200
<v Speaker 1>known Rich, I've followed him, and I feel like this

0:24:08.240 --> 0:24:11.879
<v Speaker 1>is like literally Rich placing this in my hands from

0:24:12.000 --> 0:24:15.320
<v Speaker 1>Rich's brain right to mine. And that's the way I feel.

0:24:15.359 --> 0:24:17.560
<v Speaker 1>So it's on Amazon now. It makes a great gift

0:24:17.560 --> 0:24:20.639
<v Speaker 1>for the holidays. If someone has an iPhone in your life,

0:24:21.119 --> 0:24:24.320
<v Speaker 1>especially someone that doesn't necessarily know how to use all

0:24:24.320 --> 0:24:26.479
<v Speaker 1>the features, and you're kind of sick of telling them

0:24:26.520 --> 0:24:28.440
<v Speaker 1>how to do all these things on it, get them

0:24:28.440 --> 0:24:30.760
<v Speaker 1>this book. They will love you for it, and I

0:24:30.800 --> 0:24:33.440
<v Speaker 1>guarantee you they will come back to you and tell you,

0:24:33.440 --> 0:24:36.400
<v Speaker 1>you know what, I really learned this or that from

0:24:36.480 --> 0:24:39.400
<v Speaker 1>the book, and I appreciate it. And so there you go.

0:24:40.280 --> 0:24:42.160
<v Speaker 1>That's the book, one hundred and one Handy Tech Tips

0:24:42.160 --> 0:24:45.520
<v Speaker 1>for the iPhone, updated, simplified and revised for iOS twelve.

0:24:46.000 --> 0:24:48.159
<v Speaker 1>So thank you so much in advance for that. It

0:24:48.240 --> 0:24:51.760
<v Speaker 1>is already climbing the charts on Amazon, and I love

0:24:51.800 --> 0:24:54.920
<v Speaker 1>the fact that they are doing that. All Right, a

0:24:54.920 --> 0:24:56.879
<v Speaker 1>couple more stories to talk about and then I'll let

0:24:56.880 --> 0:25:00.119
<v Speaker 1>you guys go. But Dji Osmo they came out with

0:25:00.359 --> 0:25:02.280
<v Speaker 1>DGI is the company known for their drones. They came

0:25:02.280 --> 0:25:04.960
<v Speaker 1>out with this little thing called the Osmo Pocket. This

0:25:05.000 --> 0:25:07.520
<v Speaker 1>is a new stabilized camera. They say it's the world's

0:25:07.560 --> 0:25:14.280
<v Speaker 1>smallest three axi three axis axi axis stabilized camera. Now

0:25:14.880 --> 0:25:16.760
<v Speaker 1>I'm torn on this kind of stuff because I do

0:25:16.800 --> 0:25:18.840
<v Speaker 1>carry around a GoPro in my bag. But I'll be

0:25:18.880 --> 0:25:22.399
<v Speaker 1>honest with the cell phones nowadays, I find myself needing

0:25:22.440 --> 0:25:25.880
<v Speaker 1>these kind of small point and shoot cameras, video cameras

0:25:26.080 --> 0:25:27.720
<v Speaker 1>less and less, and I get it. If you're a

0:25:27.760 --> 0:25:30.520
<v Speaker 1>blogger influencer, maybe you want to have one of these

0:25:30.520 --> 0:25:33.600
<v Speaker 1>things on hand to produce content. I do that stuff,

0:25:33.640 --> 0:25:36.639
<v Speaker 1>and I rarely find myself needing it. It's nice to have.

0:25:37.000 --> 0:25:39.240
<v Speaker 1>And this is a really cool thing because it's basically

0:25:39.280 --> 0:25:42.840
<v Speaker 1>a highly stabilized GoPro. Imagine a go Pro mixed with

0:25:42.880 --> 0:25:46.320
<v Speaker 1>a flipcam member flipcams from back in the day. That's

0:25:46.400 --> 0:25:48.120
<v Speaker 1>kind of what this thing reminds me of. It's four

0:25:48.119 --> 0:25:51.640
<v Speaker 1>inches tall, it's got a little gimbal, little stabilizer, it's

0:25:51.640 --> 0:25:54.959
<v Speaker 1>got twelve megapixels for pictures and four K video up

0:25:55.000 --> 0:25:58.440
<v Speaker 1>to sixty frames per second, and it's a great little

0:25:58.480 --> 0:26:00.840
<v Speaker 1>device if you can afford it three hundred fifty dollars.

0:26:01.200 --> 0:26:03.920
<v Speaker 1>It also has a one inch touchscreen on it, which

0:26:03.920 --> 0:26:06.199
<v Speaker 1>is cool because you can see what you're shooting. And

0:26:06.240 --> 0:26:09.880
<v Speaker 1>you can plug this thing into a USBC or an

0:26:09.920 --> 0:26:14.160
<v Speaker 1>iOS lightning port to bring some extra functionality. The Osmo

0:26:14.240 --> 0:26:16.560
<v Speaker 1>Pocket sells for three hundred and fifty dollars and it

0:26:16.560 --> 0:26:19.440
<v Speaker 1>will ship on December fifteenth. Check it out if you're

0:26:19.480 --> 0:26:22.480
<v Speaker 1>one of those people that is looking for kind of

0:26:22.480 --> 0:26:25.359
<v Speaker 1>a go Pro style solution, but this is just a

0:26:25.359 --> 0:26:28.359
<v Speaker 1>little bit different because you've got the go pro style

0:26:28.440 --> 0:26:31.280
<v Speaker 1>camera but also it's stabilized and it just looks cool.

0:26:31.359 --> 0:26:36.280
<v Speaker 1>It's really small. Android Auto is giving a little revamp

0:26:36.359 --> 0:26:38.760
<v Speaker 1>to make things a little simpler now. I've been using

0:26:38.800 --> 0:26:43.360
<v Speaker 1>Android Auto and Apple CarPlay for a while now, I

0:26:43.440 --> 0:26:47.200
<v Speaker 1>personally think that Apple CarPlay has the much better layout.

0:26:47.600 --> 0:26:50.520
<v Speaker 1>It's easier to access your apps, it's quicker to access

0:26:50.560 --> 0:26:54.240
<v Speaker 1>your music, and the messaging function works better. And I

0:26:54.280 --> 0:26:57.440
<v Speaker 1>think that Google is realizing this with their Android Auto

0:26:57.560 --> 0:27:01.119
<v Speaker 1>layout and they're kind of revamping stuff. So they have

0:27:01.280 --> 0:27:04.240
<v Speaker 1>now made media browsing a little bit more visual and

0:27:04.280 --> 0:27:07.440
<v Speaker 1>a little easier. Plus, you also see a visual preview

0:27:07.520 --> 0:27:09.760
<v Speaker 1>of a message that someone sends you, which is also

0:27:09.840 --> 0:27:12.439
<v Speaker 1>really smart. That only happens when your car is stopped,

0:27:12.480 --> 0:27:14.600
<v Speaker 1>by the way, So if you come to a stop

0:27:14.680 --> 0:27:17.199
<v Speaker 1>and you're at a stop sign or a light and

0:27:17.240 --> 0:27:19.480
<v Speaker 1>someone texts you, you'll be able to see what their

0:27:19.520 --> 0:27:22.560
<v Speaker 1>text says, which is really handy. I know distracted driving

0:27:22.680 --> 0:27:24.639
<v Speaker 1>is dangerous and I don't ever want you to text

0:27:24.680 --> 0:27:26.639
<v Speaker 1>or even look at your phone while you drive, but

0:27:26.880 --> 0:27:29.280
<v Speaker 1>this is smart because sometimes you just want to see

0:27:29.280 --> 0:27:31.240
<v Speaker 1>the response. You don't need to wait for Siri or

0:27:31.280 --> 0:27:34.399
<v Speaker 1>for Google Assistant to read the whole response if you

0:27:34.400 --> 0:27:36.880
<v Speaker 1>can just see something like okay, because it's actually more

0:27:36.880 --> 0:27:39.399
<v Speaker 1>distracting for you to have to tap to hear that

0:27:39.720 --> 0:27:44.200
<v Speaker 1>message from Siri or from the assistant. But this new

0:27:44.240 --> 0:27:48.920
<v Speaker 1>revample be live in Google play Books, Google play Music, iHeartRadio,

0:27:48.960 --> 0:27:53.640
<v Speaker 1>Pocket Casts, and Spotify. Also popular messaging apps like Messages, Hangouts,

0:27:53.680 --> 0:27:56.840
<v Speaker 1>and Whatsapple work with the new messaging features. So when

0:27:56.880 --> 0:27:59.399
<v Speaker 1>it comes to the media, there's an improved layout with

0:27:59.600 --> 0:28:03.000
<v Speaker 1>larger album art views, so that's easier to find and

0:28:03.160 --> 0:28:05.960
<v Speaker 1>browse than I guess the old way of doing it.

0:28:06.320 --> 0:28:08.960
<v Speaker 1>And they also have improvements to voice search, so you

0:28:09.000 --> 0:28:13.199
<v Speaker 1>can ask Google now to play songs and playlists and

0:28:13.320 --> 0:28:17.560
<v Speaker 1>also types of music, and apparently you'll get some categorized

0:28:17.560 --> 0:28:19.960
<v Speaker 1>search results from your app right on the screen, which

0:28:19.960 --> 0:28:22.880
<v Speaker 1>is also brilliant because the reason why I've stopped using

0:28:22.880 --> 0:28:25.080
<v Speaker 1>the voice commands in Android autos because if you don't

0:28:25.080 --> 0:28:27.080
<v Speaker 1>get them just right, it starts playing some playlist you

0:28:27.080 --> 0:28:29.360
<v Speaker 1>don't even know if it's the right one. It's kind

0:28:29.359 --> 0:28:31.240
<v Speaker 1>of nice that they will actually now give you that

0:28:31.400 --> 0:28:34.080
<v Speaker 1>visual response and you're like eighties music and it will

0:28:34.119 --> 0:28:35.960
<v Speaker 1>show you kind of like the different playlists that have

0:28:36.040 --> 0:28:40.120
<v Speaker 1>to do with eighties music. That's smart. The functionality will

0:28:40.120 --> 0:28:42.520
<v Speaker 1>be rolling out over the next few days, so check

0:28:42.560 --> 0:28:46.560
<v Speaker 1>it out. And finally, let's end on this. I've got

0:28:46.560 --> 0:28:50.000
<v Speaker 1>a friend who we always talk about the interest rate

0:28:50.200 --> 0:28:53.480
<v Speaker 1>on our savings account because they seem to be going

0:28:53.600 --> 0:28:56.280
<v Speaker 1>up at some of these online banks, right. And I

0:28:56.320 --> 0:28:58.120
<v Speaker 1>remember back in the day, when I think it was

0:28:58.280 --> 0:29:00.600
<v Speaker 1>E Trade, I had an account there was like five

0:29:00.640 --> 0:29:03.920
<v Speaker 1>percent interest, which is pretty awesome. Now, obviously we know

0:29:03.960 --> 0:29:05.880
<v Speaker 1>that those I think that same account is down to

0:29:05.920 --> 0:29:08.880
<v Speaker 1>like point one zero. But some of these big accounts

0:29:09.280 --> 0:29:11.719
<v Speaker 1>they do have, you know, one to two percent interest.

0:29:11.800 --> 0:29:13.920
<v Speaker 1>Maybe some of the online accounts have even more than that.

0:29:14.520 --> 0:29:18.000
<v Speaker 1>But T Mobile now has their own virtual bank that

0:29:18.040 --> 0:29:21.120
<v Speaker 1>you can sign up for. It's called t Mobile Money,

0:29:21.520 --> 0:29:23.680
<v Speaker 1>and they give you a debit card and for all

0:29:23.720 --> 0:29:26.120
<v Speaker 1>intents and purposes, this is a little checking account that

0:29:26.160 --> 0:29:28.520
<v Speaker 1>you can use. I don't think they actually give you checks,

0:29:28.960 --> 0:29:31.320
<v Speaker 1>but you can obviously bill pay and that kind of stuff.

0:29:32.280 --> 0:29:34.120
<v Speaker 1>Maybe they let's see, do they have checks in here.

0:29:34.160 --> 0:29:38.000
<v Speaker 1>I don't think they do. You know, maybe they do.

0:29:38.600 --> 0:29:42.920
<v Speaker 1>Let's see Mobile check deposits pay bills with T Mobile Money. Yeah,

0:29:42.920 --> 0:29:45.720
<v Speaker 1>I think you do have to use all the mobile functions,

0:29:45.760 --> 0:29:48.200
<v Speaker 1>and for me personally, I write like one check a

0:29:48.240 --> 0:29:51.240
<v Speaker 1>month to one place that does not take a credit

0:29:51.280 --> 0:29:54.280
<v Speaker 1>card or a a bill pay. I mean, I guess

0:29:54.320 --> 0:29:56.320
<v Speaker 1>I could do bill pay with them, but it's just

0:29:56.360 --> 0:29:58.680
<v Speaker 1>easier to write the check. But yeah, I hate writing checks,

0:29:58.680 --> 0:30:01.560
<v Speaker 1>so I don't really use that functionality on my checking account.

0:30:01.680 --> 0:30:04.600
<v Speaker 1>But long story short, the magic of this account is

0:30:04.640 --> 0:30:07.320
<v Speaker 1>that they give you four percent interest on your money

0:30:07.360 --> 0:30:11.120
<v Speaker 1>in the checking account, which is pretty rare. So there

0:30:11.160 --> 0:30:12.680
<v Speaker 1>is a catch. You have to be a T mobile

0:30:12.720 --> 0:30:15.200
<v Speaker 1>customer not to get the account, but to get that

0:30:15.240 --> 0:30:17.680
<v Speaker 1>four percent. Anyone can sign up for T Mobile Money,

0:30:17.680 --> 0:30:19.240
<v Speaker 1>and if you sign up, it's actually a pretty cool

0:30:19.280 --> 0:30:22.320
<v Speaker 1>little account. It's all digital, it's very high tech, it's

0:30:22.400 --> 0:30:26.680
<v Speaker 1>very slick. You get a MasterCard, debit card, you get

0:30:26.760 --> 0:30:30.200
<v Speaker 1>fee free ATMs at the All Point network, which there

0:30:30.240 --> 0:30:32.640
<v Speaker 1>are a bunch of All Point ATMs out there, fifty

0:30:32.640 --> 0:30:36.440
<v Speaker 1>five thousand of them. There's also no fees whatsoever, so

0:30:36.680 --> 0:30:41.320
<v Speaker 1>there's no overdrafts. No, there's really nothing. There's no fees

0:30:41.360 --> 0:30:44.880
<v Speaker 1>whatsoever with this, no monthly maintenance fees whatever. You do

0:30:44.960 --> 0:30:47.800
<v Speaker 1>have to deposit two hundred dollars a month. Into the account.

0:30:48.160 --> 0:30:50.320
<v Speaker 1>And does that have to be direct deposit. I'm not sure,

0:30:51.520 --> 0:30:53.960
<v Speaker 1>but yeah, so I mean there's really no fees at all,

0:30:54.360 --> 0:30:56.560
<v Speaker 1>which is nice. So if you're a T Mobile customer,

0:30:56.600 --> 0:30:58.680
<v Speaker 1>you get four percent interest on your money in this

0:30:58.800 --> 0:31:02.240
<v Speaker 1>checking account. If you're just a everyday person without tea Mobile,

0:31:02.640 --> 0:31:05.160
<v Speaker 1>you do get one percent interest, which is pretty much

0:31:05.200 --> 0:31:07.080
<v Speaker 1>in line with a lot of the major bank accounts.

0:31:07.520 --> 0:31:09.360
<v Speaker 1>So I think this is a cool deal, and if

0:31:09.360 --> 0:31:11.880
<v Speaker 1>you're a T Mobile customer, I take a look at it. Personally,

0:31:11.960 --> 0:31:14.160
<v Speaker 1>I have a a separate I don't. I don't like

0:31:14.280 --> 0:31:16.800
<v Speaker 1>using credit cards as much as I do my debit card,

0:31:17.200 --> 0:31:19.360
<v Speaker 1>and there's reasons for that. I like to stay out

0:31:19.360 --> 0:31:22.160
<v Speaker 1>of debt, so that's why I use my debit card

0:31:22.200 --> 0:31:24.320
<v Speaker 1>as much as possible. If I'm traveling, yes I will

0:31:24.400 --> 0:31:26.960
<v Speaker 1>use my credit card, but for day to day stuff,

0:31:27.000 --> 0:31:29.440
<v Speaker 1>I really like to use my debit card as much

0:31:29.440 --> 0:31:32.360
<v Speaker 1>as humanly possible because guess what, the money's there, and

0:31:32.720 --> 0:31:35.719
<v Speaker 1>it it actually hurts me more to spend real money

0:31:35.920 --> 0:31:37.920
<v Speaker 1>than it does to have me spend money on a

0:31:37.960 --> 0:31:39.920
<v Speaker 1>credit card. And I'm sure you feel that way too,

0:31:40.720 --> 0:31:43.040
<v Speaker 1>So I love using a debit card, but I do

0:31:43.120 --> 0:31:45.600
<v Speaker 1>like the idea of having a separate a separate account

0:31:45.840 --> 0:31:48.400
<v Speaker 1>for your debit card of the day to day spend money,

0:31:48.520 --> 0:31:50.760
<v Speaker 1>right and so this is a perfect account for that

0:31:50.880 --> 0:31:52.480
<v Speaker 1>because you can get your debit card, you can put

0:31:52.480 --> 0:31:54.080
<v Speaker 1>your money in there. If you're T mobile customer, you're

0:31:54.080 --> 0:31:56.720
<v Speaker 1>getting four percent. There is one more catch, you only

0:31:56.720 --> 0:31:58.800
<v Speaker 1>get it up to three thousand dollars. But you know,

0:31:58.840 --> 0:32:00.440
<v Speaker 1>I mean, I don't know how many people are keeping

0:32:00.440 --> 0:32:03.760
<v Speaker 1>more than three grand and they're checking account. So it's

0:32:03.920 --> 0:32:05.760
<v Speaker 1>it's not a bad deal. And you can use this

0:32:05.840 --> 0:32:08.000
<v Speaker 1>kind of as your day to day spending account. And

0:32:08.240 --> 0:32:10.080
<v Speaker 1>I love it because you're staying out of debt, you're

0:32:10.080 --> 0:32:12.360
<v Speaker 1>getting a good a return, there's no fees. You can

0:32:12.440 --> 0:32:15.320
<v Speaker 1>use it with Apple Pay, Samsung Pay, Google Pay, you

0:32:15.320 --> 0:32:18.320
<v Speaker 1>can use it with bill pay. You can deposit checks

0:32:18.320 --> 0:32:21.040
<v Speaker 1>into there, you can have your portion of your paycheck

0:32:21.080 --> 0:32:24.320
<v Speaker 1>put into this, and it's a pretty nice little offering.

0:32:24.360 --> 0:32:26.640
<v Speaker 1>So again T Mobile Money dot Com, you can check

0:32:26.680 --> 0:32:29.120
<v Speaker 1>it out and see if that's something that's right for you.

0:32:29.760 --> 0:32:31.240
<v Speaker 1>And that's going to bring us to the end of

0:32:31.280 --> 0:32:34.320
<v Speaker 1>the podcast. Thanks so much for all of your emails,

0:32:34.400 --> 0:32:36.640
<v Speaker 1>your tweets, your messages. I do read them. I do

0:32:36.760 --> 0:32:39.400
<v Speaker 1>respond to them. If you want to follow me on Instagram,

0:32:39.480 --> 0:32:43.000
<v Speaker 1>I'm at rich on Tech. On Twitter, I'm at rich DeMuro.

0:32:43.440 --> 0:32:47.000
<v Speaker 1>My website is rich on tech dot tv. You've probably

0:32:47.040 --> 0:32:50.120
<v Speaker 1>heard me say that a zillion times, and my Facebook

0:32:50.160 --> 0:32:52.600
<v Speaker 1>is Facebook dot com slash rich on tech. Let me

0:32:52.640 --> 0:32:55.080
<v Speaker 1>know what you think of this longer version of the podcast,

0:32:55.360 --> 0:32:57.400
<v Speaker 1>and if you like the podcast, you've been enjoying what

0:32:57.440 --> 0:33:00.680
<v Speaker 1>I'm doing here, take a screenshot of it and post

0:33:00.720 --> 0:33:02.360
<v Speaker 1>it out on social media and be sure to tag

0:33:02.400 --> 0:33:04.920
<v Speaker 1>me so I can restory that, or I can retweet it,

0:33:05.040 --> 0:33:07.520
<v Speaker 1>or I can just enjoy it and smile and sit

0:33:07.600 --> 0:33:09.960
<v Speaker 1>back and know that when I am talking into this microphone,

0:33:10.240 --> 0:33:13.200
<v Speaker 1>someone out there is listening, responding and smiling. When I

0:33:13.240 --> 0:33:15.680
<v Speaker 1>say thank you so much for listening, I do really

0:33:15.760 --> 0:33:17.760
<v Speaker 1>appreciate it. If you want links to anything I talk

0:33:17.800 --> 0:33:19.320
<v Speaker 1>about here, look in the show notes or go to

0:33:19.320 --> 0:33:23.120
<v Speaker 1>my website rich on tech dot tv, and you have

0:33:23.160 --> 0:33:25.840
<v Speaker 1>a great day. Thanks so much for listening. I'm rich Damiro.

0:33:26.040 --> 0:33:27.440
<v Speaker 1>I will talk to you real soon