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So I'm let you 0:01:09.160 --> 0:01:13.319 on a secret on the easiest, most productive way to 0:01:13.440 --> 0:01:15.840 start a podcast and get it up and running, and 0:01:15.880 --> 0:01:19.360 that is the app called anchor is free. They have 0:01:19.440 --> 0:01:21.600 all kinds of cool creation tools that allow you to 0:01:21.680 --> 0:01:24.520 record and edit your podcast right from your phone a computer. 0:01:24.959 --> 0:01:27.319 They will distribute your podcast for you to all of 0:01:27.319 --> 0:01:31.520 the major outlets including Spotify, Apple, Google, manymore, and you 0:01:31.520 --> 0:01:34.640 can make money from your podcast with no minimum listenership. 0:01:34.880 --> 0:01:37.760 It's everything you need to make a podcast in one simple, 0:01:37.880 --> 0:01:41.600 easy place. So if you're interested in starting a podcast, 0:01:42.000 --> 0:01:45.959 go download the free Anchor app or go to anchor 0:01:46.160 --> 0:01:48.000 dot fm to get started. 0:01:48.120 --> 0:01:48.640 Let's do it. 0:01:54.120 --> 0:02:07.360 My graduates from my school being forced BACKDROPSP. 0:02:12.880 --> 0:02:16.000 What's going on? What's going on y'all? Y'all back? 0:02:17.040 --> 0:02:17.239 Well? 0:02:17.280 --> 0:02:18.040 How you doing today? 0:02:18.280 --> 0:02:19.679 We're doing great, We're doing great? 0:02:19.800 --> 0:02:21.760 My god, what's going on? 0:02:22.360 --> 0:02:25.280 We got a very special young lady, uh that everybody's 0:02:25.320 --> 0:02:26.280 been wanting to talk to. 0:02:28.120 --> 0:02:29.480 Everybody's been dying to talk. 0:02:29.400 --> 0:02:31.440 To her, and so we're very fortunate and very lucky 0:02:31.480 --> 0:02:33.519 to have her here with us tonight in e y 0:02:33.639 --> 0:02:34.480 l university shots. 0:02:34.520 --> 0:02:36.519 Everybody on YouTube that's checking in as well. 0:02:37.120 --> 0:02:43.280 It's Ashley Scott. She's a star on her own right, 0:02:43.760 --> 0:02:46.400 I'm telling you. Ever since we put out that episode, man, 0:02:46.440 --> 0:02:50.240 everybody was like, who is that young lady? She is amazing? 0:02:50.800 --> 0:02:53.280 And I said, yo, man, wait to you to see 0:02:53.320 --> 0:02:55.360 you in person, y'all gotta really see the energy that 0:02:55.400 --> 0:02:57.720 she come with. I mean this energy from the second 0:02:57.800 --> 0:02:59.880 you meet her to the second she leaves your presence. 0:02:59.880 --> 0:03:00.000 Man. 0:03:00.080 --> 0:03:02.360 And so we, like I said, we are very fortunate 0:03:02.360 --> 0:03:04.919 to have you and glad you could be here with 0:03:05.000 --> 0:03:05.360 us tonight. 0:03:05.800 --> 0:03:09.760 I'm super glad to be here with you, guys. Like 0:03:10.280 --> 0:03:14.360 just whenever I get to be in your a King's presence, 0:03:14.440 --> 0:03:17.359 it's just a pleasure, honor. So I'm really glad to 0:03:18.240 --> 0:03:22.640 have the ear of your audience tonight and to share 0:03:22.960 --> 0:03:26.360 what I'm learning, what I know, and all the great 0:03:26.480 --> 0:03:29.360 good things that are happening. So I'm excited. 0:03:29.960 --> 0:03:32.119 And as I mean, we're not just we should mention 0:03:32.200 --> 0:03:34.680 that you are part of eyl University yourself. 0:03:35.000 --> 0:03:39.480 I am a part of EYL University. I am a learner. 0:03:39.600 --> 0:03:42.480 I don't play like I'm an earner and a learner. 0:03:42.560 --> 0:03:45.640 So I'm a part of EYL University. I was back 0:03:45.720 --> 0:03:51.000 there and my classes the other day listening to Doug 0:03:51.240 --> 0:03:54.560 talk about being the general contractor. I was listening to 0:03:54.720 --> 0:03:58.160 Chris Cinical talking about buying back the block. So I 0:03:58.280 --> 0:04:00.880 was in there getting my life the other day, like okay, 0:04:01.040 --> 0:04:03.120 and I'm like, if the way they brought it, I 0:04:03.200 --> 0:04:05.440 knew I had to come bring the fire tonight. So 0:04:05.480 --> 0:04:08.320 I said, let me get myself together, make sure I 0:04:08.480 --> 0:04:10.680 got these things. 0:04:10.080 --> 0:04:10.880 For the people. 0:04:11.200 --> 0:04:12.800 Hey, man, I might have to help, so being a 0:04:12.880 --> 0:04:15.040 learner and an earner, I might have to trade. 0:04:15.280 --> 0:04:15.760 I like that. 0:04:16.000 --> 0:04:16.520 I like that. 0:04:16.600 --> 0:04:21.159 Ass Yeah, yeah, yeah, this is gonna be good. This 0:04:21.240 --> 0:04:24.120 is I'm extremely excited. Thank you, thank you for joining us. 0:04:25.480 --> 0:04:28.320 And yeah, anybody wondering why me and Troy aren't together, 0:04:28.360 --> 0:04:30.640 it's the first time they ever probably saw us not together. 0:04:31.160 --> 0:04:34.080 It's blizzard. It's a blizzard in New York right now. 0:04:34.560 --> 0:04:38.800 So I stayed home and he's in the studio. But 0:04:39.040 --> 0:04:43.640 uh rain sleep snow or hell, eyl will deliver. We 0:04:43.680 --> 0:04:47.200 will never let you down. So this is something that's extremely, 0:04:47.240 --> 0:04:50.880 extremely exciting because I feel like we talk about real 0:04:50.960 --> 0:04:53.719 estate a lot, but not a lot of people have, 0:04:54.040 --> 0:04:56.360 you know, the experience that you guys have as far 0:04:56.400 --> 0:04:59.680 as like buying land and like surveying the land and 0:05:00.040 --> 0:05:02.719 developing the land, and that's that's a whole that's a 0:05:02.720 --> 0:05:04.880 whole situation, a whole vibe within itself. 0:05:05.000 --> 0:05:07.440 So I'm excited to have this conversation. 0:05:07.520 --> 0:05:09.560 I know Choy is excited to have this conversation, and 0:05:09.600 --> 0:05:11.880 I'm sure everybody that's in. 0:05:11.920 --> 0:05:14.040 Attendance is excited to have a conversation as well. 0:05:15.800 --> 0:05:20.040 Yeah, I'm excited to have it. I'm still going through 0:05:20.080 --> 0:05:22.760 a lot of the phases of development. It's a lot 0:05:22.760 --> 0:05:27.080 of planning. It's not a Bilin and then tomorrow you 0:05:27.160 --> 0:05:31.039 got a city, you got a subdivision built. It's a process. 0:05:31.279 --> 0:05:34.640 So I'm really excited to talk with everybody today about 0:05:34.640 --> 0:05:37.640 that process, how they can get started, where they can 0:05:37.680 --> 0:05:40.200 find land, and then of course to answer all of 0:05:40.200 --> 0:05:42.880 the questions that I'm sure folks have. So you know, 0:05:43.040 --> 0:05:44.040 I'm ready to get started. 0:05:44.040 --> 0:05:46.560 Whenever you yeah, I mean, so ask the Flora is yours, 0:05:47.360 --> 0:05:50.200 your co host, and so whenever you feel like you can, 0:05:50.960 --> 0:05:51.640 let me just let. 0:05:51.560 --> 0:05:53.960 Me just let me just get the rundown before she starts. 0:05:53.960 --> 0:05:58.599 So welcome to Welcome to everybody. This is a special 0:05:58.720 --> 0:06:02.200 edition of Euil un University. So what we do once 0:06:02.240 --> 0:06:04.279 a month if you're not familiar, So we have an 0:06:04.360 --> 0:06:08.800 educational platform called Eyo University, which we are honored that 0:06:08.960 --> 0:06:12.600 actually is a member of Eile University, and we do 0:06:12.680 --> 0:06:15.880 weekly webinars on a variety of different topics, so everything 0:06:15.920 --> 0:06:20.680 from cryptocurrency to real estate to pretty. 0:06:20.440 --> 0:06:22.720 Much anything you pick it, and we do. 0:06:22.800 --> 0:06:26.560 We bring experts in the fielding and they do webinars 0:06:26.600 --> 0:06:30.479 and it's a classroom style format, so they teach for 0:06:30.480 --> 0:06:33.040 about a half an hour forty minutes something like that, 0:06:33.279 --> 0:06:35.760 and after that it's question and answer. We open up 0:06:35.760 --> 0:06:38.880 for question answers for like twenty thirty minutes and it's 0:06:38.920 --> 0:06:41.400 really dope. People get a lot of value. It's obviously 0:06:41.400 --> 0:06:46.159 a way more intimate setting than YouTube, and it's a 0:06:46.200 --> 0:06:48.880 way to actually learn and actually interact. 0:06:49.120 --> 0:06:50.479 A difference from the podcast. 0:06:50.520 --> 0:06:53.760 With the podcast is obviously tremendous, but the podcast, somebody's 0:06:53.800 --> 0:06:56.479 like just telling the story and you're listening to it, 0:06:56.520 --> 0:06:59.200 where with the classes you actually get to actually engage 0:06:59.200 --> 0:07:02.880 with the people, ask quesquestions, They have slides, PowerPoint presentation, 0:07:03.040 --> 0:07:05.640 so it's more of a classroom type setting. So once 0:07:05.960 --> 0:07:08.560 once a month we open it up to the public 0:07:09.120 --> 0:07:12.680 on YouTube and this is called our open enrollment. So 0:07:12.720 --> 0:07:14.960 the open enrollment is like you get to just see, 0:07:15.000 --> 0:07:18.559 you know, for yourself, and if you're interested in joining, great, 0:07:18.640 --> 0:07:20.480 If not, then you just get free information. 0:07:21.080 --> 0:07:24.400 So this is this is this will be the last. 0:07:24.120 --> 0:07:28.200 Week of Eyo University for the year because we're taking 0:07:28.200 --> 0:07:31.200 our winter break after this after this week is over. 0:07:31.880 --> 0:07:33.400 But this week we have a class that we have 0:07:33.520 --> 0:07:38.240 orientation for all new members. We have orientation tomorrow at 0:07:38.280 --> 0:07:40.800 seven pm. Just to kind of navigate you through the 0:07:40.800 --> 0:07:43.920 website because what happens is that there's over seventy I 0:07:43.960 --> 0:07:47.520 think there's seventy three past webinars, so they get archives, 0:07:47.520 --> 0:07:49.520 so every single week you get archived on the website 0:07:49.560 --> 0:07:52.640 Euyouniversity dot com. And then we have a Facebook group, 0:07:52.640 --> 0:07:54.120 We have a movie club, we have a book club, 0:07:54.160 --> 0:07:55.400 we have accountability groups. 0:07:55.440 --> 0:07:56.640 So it's a lot of stuff going on. 0:07:56.680 --> 0:07:59.320 So it's kind of hard to navigate, but it's not 0:07:59.360 --> 0:08:01.800 an investment is the actual university. That's why we call 0:08:01.840 --> 0:08:05.200 it Eyo University because we really really want the top 0:08:05.280 --> 0:08:09.560 spot as far as educational platforms like Phoenix University, we 0:08:09.600 --> 0:08:13.040 really want to take them out and become the household 0:08:13.120 --> 0:08:16.840 name when it comes to education. So being that is 0:08:16.880 --> 0:08:22.840 the case, this is actually the last week of Eyo 0:08:23.000 --> 0:08:24.440 University as we know it. 0:08:25.200 --> 0:08:27.840 We're ending. We're ending this part of eyle University. 0:08:28.040 --> 0:08:32.160 We look at it like this is undergrad and starting 0:08:32.280 --> 0:08:34.960 next week, we're going to start our graduate school program. 0:08:35.200 --> 0:08:38.000 The graduate school program, we're getting more organized. 0:08:37.559 --> 0:08:40.880 So we have a professor series where we're bringing in 0:08:41.120 --> 0:08:45.040 the top requested professors that taught classes. So now instead 0:08:45.040 --> 0:08:47.640 of just doing one off classes, they're going to teach 0:08:47.760 --> 0:08:50.800 four classes a year, So once a season they're going 0:08:50.880 --> 0:08:52.839 to teach a class. So Miss Business is going to 0:08:52.920 --> 0:08:56.960 teach about taxes, ash cash, financial literacy, Sabine Purpose Attorney, 0:08:57.000 --> 0:08:59.520 she's going to talk about all legal matters. Brandon Wolfs 0:08:59.520 --> 0:09:01.920 want to talk of about real estate, Quentin Martin is 0:09:01.920 --> 0:09:05.640 going to talk about investing, Kwame Uncle, variety of different 0:09:05.679 --> 0:09:07.640 business topics. And we got the credit through coming in 0:09:07.640 --> 0:09:11.640 and talk about credit. So once once UH semester, once 0:09:11.720 --> 0:09:14.760 every three months, we're going to bring the professor back 0:09:15.280 --> 0:09:18.200 and then we're also we're also going to have a 0:09:18.240 --> 0:09:21.120 trade program, so we're going to have at least one 0:09:21.160 --> 0:09:25.600 class a season for a trade. So that'll be like 0:09:25.840 --> 0:09:29.920 hvac or that'll be flooring, because we understand that, you know, 0:09:29.960 --> 0:09:31.719 you got to learn a variety of different things. You 0:09:31.840 --> 0:09:36.240 just can't learn one particular thing, so h FLAG flooring. 0:09:36.640 --> 0:09:38.360 You know, we'll figure it out, but we're going to 0:09:38.440 --> 0:09:42.360 have one trade class a month, and then we're also 0:09:42.440 --> 0:09:46.760 starting a woman's initiative inside to empower women. 0:09:46.960 --> 0:09:49.839 So it's great, it's great. It's a lot of stuff. 0:09:49.840 --> 0:09:51.320 So I think I got to say shout out to 0:09:52.800 --> 0:09:56.480 our whole entire team. You know, we're really moving forward 0:09:56.520 --> 0:09:59.839 with Janet. We hired our first full time employee. 0:10:00.160 --> 0:10:02.480 Yeah, hold on, can we get some fire moojis in 0:10:02.559 --> 0:10:04.400 the chat for Janet? Can we do that? Because Jen 0:10:04.679 --> 0:10:06.120 is amazing? 0:10:06.480 --> 0:10:09.520 Yeah? Shot, the Janet were now. 0:10:09.440 --> 0:10:11.319 And that's he's our first employee. 0:10:11.440 --> 0:10:13.120 It's a it's a great it's a great story. 0:10:13.720 --> 0:10:17.800 A black woman that was working for Fidelity making making 0:10:17.840 --> 0:10:21.440 a nice amount of money for Fidelity, and she was 0:10:21.480 --> 0:10:24.319 a member of Eyo University and just showed a great initiative. 0:10:25.120 --> 0:10:28.319 So you know, we practiced what we preached, grew economics empowerment. 0:10:28.400 --> 0:10:31.400 We were able to take her from Fidelity, we were 0:10:31.440 --> 0:10:33.920 able to match her pay, and we hire her as 0:10:33.960 --> 0:10:37.240 a full time employee for Eyo University. So we're taking 0:10:37.280 --> 0:10:39.920 this serious. It's not like just a random thing that 0:10:39.960 --> 0:10:42.520 we just put together. Like we really investing a lot 0:10:42.520 --> 0:10:46.000 of money, time and energy into Eyo university and in 0:10:46.040 --> 0:10:48.240 twenty twenty one, we're really, really, really going to make 0:10:48.240 --> 0:10:52.600 a strong, strong push to make it uh the premier 0:10:52.960 --> 0:10:57.800 learning experience for business, not just investing business period, all 0:10:57.880 --> 0:11:00.600 forms of the business. And we really want, you know, 0:11:01.200 --> 0:11:03.839 our thing to be as big as Harvard, Yale or 0:11:03.920 --> 0:11:08.000 any other these institutions. So yeah, so we are running 0:11:08.360 --> 0:11:11.240 a last minute sale being at what I just said. 0:11:12.000 --> 0:11:15.040 We invested a lot of infrastructure, so it's changing. 0:11:15.160 --> 0:11:18.680 So the price is actually doubling starting next week, but 0:11:19.160 --> 0:11:21.560 we're grandfathering anybody that wants to join, So now we're 0:11:21.640 --> 0:11:23.600 running a forty percent off core and all of that. 0:11:23.640 --> 0:11:25.480 The price right now forty percent off is forty four 0:11:25.520 --> 0:11:29.080 hundred dollars for the entire year, and everybody that's been 0:11:29.120 --> 0:11:31.520 grandfathered in, like if you paid ninety nine dollars, your 0:11:31.559 --> 0:11:35.600 grandfathered in. So that's the great part is like the 0:11:35.640 --> 0:11:38.160 price only goes up not because we're being greedy, because 0:11:38.160 --> 0:11:39.720 we're actually investing in it. 0:11:39.720 --> 0:11:42.079 We have we're looking to hire two more people. 0:11:41.840 --> 0:11:44.400 Probably in twenty twenty one, so this has turned into 0:11:44.400 --> 0:11:47.960 a whole operation. So if you're interested, the price will 0:11:47.960 --> 0:11:51.920 be doubling next week. But right now it's forty percent 0:11:51.960 --> 0:11:55.000 off with Code Freedom for tonight. I'll put it in 0:11:55.000 --> 0:11:56.719 a chat COLDE Freedom. We'll talk about it more a 0:11:56.720 --> 0:12:01.520 little bit later, but that ground rules. So actually, let's get. 0:12:01.480 --> 0:12:02.319 Hold on shot. What's that? 0:12:02.400 --> 0:12:05.080 Because I like Code Freedom. 0:12:06.480 --> 0:12:07.559 I mean that was super attentioning. 0:12:08.200 --> 0:12:10.640 There's one more thing that you didn't say, man, and 0:12:10.679 --> 0:12:12.760 that is we also are recognizing some of the people 0:12:12.800 --> 0:12:14.520 that are in our community. So we also are handing 0:12:14.559 --> 0:12:17.760 out awards to our top earners, and we actually went 0:12:17.800 --> 0:12:19.480 through that process this week. So I just want to 0:12:19.720 --> 0:12:21.400 give a huge shout out to our top earners. And 0:12:21.440 --> 0:12:23.760 that's people that are just coming into the community and 0:12:23.840 --> 0:12:26.160 just saying like, I want to add value anyway I can. 0:12:26.240 --> 0:12:28.439 I want to add value, and so shout out to 0:12:28.480 --> 0:12:31.160 our top earners. The five people that we are recognized 0:12:31.200 --> 0:12:36.720 this week were Angelo, Tina, Liz McIntosh, and King none 0:12:36.800 --> 0:12:39.199 other than our man, King Arthur Man. So we appreciate 0:12:39.320 --> 0:12:41.320 all that you have done to help grow this community, 0:12:41.559 --> 0:12:44.600 and we look forward to acknowledging and recognizing so many 0:12:44.600 --> 0:12:46.920 more people that are just out here just killing it 0:12:46.920 --> 0:12:47.400 as earners. 0:12:47.400 --> 0:12:47.520 Man. 0:12:47.520 --> 0:12:49.439 We appreciate you greatly for sure. 0:12:49.559 --> 0:12:51.959 So yeah, actually the floor is yours. 0:12:52.160 --> 0:12:55.599 All right, let's run it. I'm super excited, so earners, 0:12:55.760 --> 0:12:58.600 I'm gonna go ahead and share my screen and don't 0:12:58.640 --> 0:13:12.960 talk about me. I probably got a hunt absolpen busy. Okay, Well, 0:13:13.000 --> 0:13:16.800 thank you so much everybody for joining me tonight, for 0:13:16.960 --> 0:13:22.679 building intentionally how to buy land, develop it and eventually 0:13:22.760 --> 0:13:25.200 build the city. Because the name of this thing changed 0:13:25.280 --> 0:13:28.000 like three times. Thank you, Troy. He just sent out 0:13:28.040 --> 0:13:37.160 a million email blasts with different titles to it. But yes, I. 0:13:37.080 --> 0:13:38.080 Heard, I heard, I heard. 0:13:38.080 --> 0:13:41.640 We have a prestigious alumni in the building, none other 0:13:41.720 --> 0:13:44.839 than styles P himself. If you're wrapped in from a 0:13:44.920 --> 0:13:48.240 legendary group to lock so Styles, I guess it's interested 0:13:48.280 --> 0:13:51.840 in learning about developing land and buying land. So you 0:13:51.920 --> 0:13:54.280 never know who might pop up in these situations. Shout 0:13:54.280 --> 0:13:57.360 out to styles now a legend, a legend where we 0:13:57.400 --> 0:13:58.319 come from, for sure. 0:13:59.200 --> 0:14:03.640 Absolutely alumni at that and an alumni yes, so thank 0:14:03.679 --> 0:14:06.560 you for being in the class today, styles P, and 0:14:06.600 --> 0:14:09.600 then all the rest of you know, I'm sure all 0:14:09.679 --> 0:14:13.679 of us are illustrious guests in somewhere other and so 0:14:13.720 --> 0:14:17.200 we appreciate all of you guys for being here. You 0:14:17.240 --> 0:14:19.280 guys got me back on the screen. All right, let's 0:14:19.280 --> 0:14:23.480 do this so building intentionally, how to buy land, development 0:14:23.720 --> 0:14:26.400 and eventually build this city. That's what we're gonna get 0:14:26.400 --> 0:14:31.680 into tonight, y'all. Uh disclaimer, because what I do recognize 0:14:31.920 --> 0:14:36.360 is that we got earners from around the world. So 0:14:36.400 --> 0:14:39.080 what I need for you all to understand is that 0:14:39.320 --> 0:14:41.720 the things that I'm going to teach in this master 0:14:41.840 --> 0:14:46.520 class are going to not be the same in every state. 0:14:46.880 --> 0:14:49.040 So the most important thing that you can do with 0:14:49.120 --> 0:14:53.359 any information that you get is to research it for yourself, 0:14:54.080 --> 0:14:57.000 to get an expert in your area, whether that be 0:14:57.040 --> 0:15:02.840 a real estate agent, a legit business consultant, business strategists, 0:15:03.120 --> 0:15:06.120 and of course a lawyer, someone that you can trust. 0:15:06.240 --> 0:15:09.800 Is always good to have a lawyer stay lawyered up. 0:15:09.920 --> 0:15:14.480 So that's my disclaimer for tonight that these principles, these strategies, 0:15:14.480 --> 0:15:18.000 these things I'm gonna teach you, they are definitely probably 0:15:18.120 --> 0:15:20.960 applicable to what it is you need to do in 0:15:21.000 --> 0:15:23.720 your neck of the woods. But you have to find 0:15:23.720 --> 0:15:27.160 out for yourself if that thing that I teach or 0:15:27.240 --> 0:15:32.640 say tonight is going to have the same precedence in 0:15:32.720 --> 0:15:35.400 the areas in what you plan on building and investing 0:15:35.480 --> 0:15:38.800 in so now that that side of the way. I'm 0:15:38.880 --> 0:15:43.480 Ashley Scott. I am a realtor based in Stonecrest, Georgia. 0:15:44.120 --> 0:15:47.800 I am the vice president of the Freedom Georgia Initiative. 0:15:48.240 --> 0:15:51.480 If you do not know my story, I am My 0:15:51.560 --> 0:15:55.240 good friend Rene Walters purchased ninety six points seventy one 0:15:55.320 --> 0:16:00.600 acres of land just outside of Tombsboro, Georgia, a little 0:16:00.680 --> 0:16:05.720 sleeping town that went viral over the summer after we 0:16:05.800 --> 0:16:11.400 had the unfortunate events of George Floyd being murdered, amaled 0:16:11.560 --> 0:16:16.480 Aubrey being murdered Red Sharp Brooks. All of the energy 0:16:16.560 --> 0:16:20.720 that we have been dealing with around social justice issues 0:16:21.280 --> 0:16:25.520 made that article go viral and it caught my friend 0:16:25.600 --> 0:16:32.240 Renee's attention, and her being an entrepreneur a visionary herself, said, 0:16:32.320 --> 0:16:34.960 you know what, if we're gonna make change, we need 0:16:35.000 --> 0:16:37.360 to look at this town. And so she brought that 0:16:37.480 --> 0:16:41.720 to me. We went to an open house, we visited, 0:16:42.000 --> 0:16:45.200 we did our due diligence, and we decided to invest 0:16:45.640 --> 0:16:50.520 in building our own community and building a community that 0:16:50.640 --> 0:16:56.760 is intentionally created to serve and meet the needs of 0:16:56.880 --> 0:17:01.520 black families and black businesses. To try to create a 0:17:01.560 --> 0:17:06.159 replicatable model for other families to buy land and to 0:17:06.280 --> 0:17:09.720 create for themselves the kind of community that they deserve 0:17:09.880 --> 0:17:14.199 to live in. So the Freedom Georgia Initiative is just 0:17:14.240 --> 0:17:20.040 getting started. We purchased our land July twenty twenty, so 0:17:20.160 --> 0:17:23.840 that's been less than six months. I myself, as a realtor, 0:17:24.200 --> 0:17:26.960 have been a realtor for just over two and a 0:17:27.040 --> 0:17:32.440 half years, and I've been in marketing for over ten 0:17:32.520 --> 0:17:35.359 years now. I have a company called the Mobile Maidens. 0:17:35.560 --> 0:17:39.280 I'm a wife, I'm a mom, I'm an entrepreneur, I'm 0:17:39.280 --> 0:17:43.679 a leader at heart. I am a proud HBCU graduate. 0:17:44.119 --> 0:17:47.239 Shout out to Bennett College for Women and all of 0:17:47.280 --> 0:17:51.000 my ben at bells. Shout out to my sorority sisters 0:17:51.080 --> 0:17:56.399 of Alpha Kappa Alpha Sorority Incorporated. And that's me in 0:17:56.440 --> 0:18:01.760 a nutshell. I am very civically engaged and always working 0:18:01.840 --> 0:18:08.720 toward a progressive realization of a worthy ideal. So it's 0:18:08.760 --> 0:18:13.040 time to buy land. Y'all for building more intentionally. Everywhere 0:18:13.080 --> 0:18:17.800 you look, it's clear that there's a lot of concerns. 0:18:17.880 --> 0:18:21.800 We've got COVID concerns. We don't know whether or not 0:18:22.000 --> 0:18:25.200 we are going to get over this hump. People are 0:18:25.200 --> 0:18:29.720 concerned about density and about how quickly the virus can 0:18:29.760 --> 0:18:32.840 spread because it's so highly contagious. And what we know 0:18:33.040 --> 0:18:37.719 is when you're talking about a highly contagious pandemic, it 0:18:37.960 --> 0:18:42.600 is going to have a bigger impact on dense areas. 0:18:42.960 --> 0:18:46.120 So we have to look at our housing situation as 0:18:46.200 --> 0:18:49.239 a whole when it comes to public our health and 0:18:49.280 --> 0:18:52.960 as a public health issue. Not only that, we've got 0:18:52.960 --> 0:19:00.000 climate change happening. We got wildfires in California and Oregon 0:19:00.600 --> 0:19:07.920 that is actually dictating relocation and trends. People are, you know, 0:19:08.280 --> 0:19:12.600 literally looking at relocating not just for climate change, but 0:19:12.640 --> 0:19:15.040 because of affordable housing. We're in the midst of an 0:19:15.080 --> 0:19:19.719 affordable housing crisis. We have more buyers than we have 0:19:19.960 --> 0:19:23.240 sellers at the moment, so this market and all of 0:19:23.280 --> 0:19:26.719 the conditions around it, we are going to probably see 0:19:26.760 --> 0:19:29.520 a huge influx of even. 0:19:38.400 --> 0:19:40.119 We have sellers at the moment. 0:19:40.359 --> 0:19:44.679 So this market and all of the conditions over and 0:19:44.760 --> 0:19:51.280 food insecurity, land is the direct opportunity to solve that problem. 0:19:51.480 --> 0:19:56.160 We gotta buy land. Social injustice, we have been facing 0:19:56.640 --> 0:20:00.280 high crime, high policing, and it creates a cycle of 0:20:00.320 --> 0:20:04.280 prison industrial complexes and until we buy land and change 0:20:04.359 --> 0:20:08.560 how the structures of our communities actually look, we are 0:20:08.600 --> 0:20:12.360 going to continue to see social uprising and social injustice. 0:20:12.680 --> 0:20:15.720 We have to change what community looks like to really 0:20:15.760 --> 0:20:20.640 have an impact on how we prison and police our communities, 0:20:21.440 --> 0:20:28.280 health disparities, this pandemic. Again, the reason why certain demographics 0:20:28.320 --> 0:20:34.520 were disproportionately affected by COVID is because of our lifestyles. 0:20:34.680 --> 0:20:37.840 We don't walk enough, you guys. We're not living in 0:20:37.920 --> 0:20:42.920 well being. We're not spending time and outdoors forest bathing. 0:20:43.400 --> 0:20:46.800 You probably don't even know what forest bathing is, but 0:20:46.960 --> 0:20:49.440 look it up. I promise you you are. 0:20:49.320 --> 0:20:50.120 Going to come back to that. 0:20:52.240 --> 0:20:57.720 You will enjoy forest bathing. Right, So, buying land is 0:20:57.920 --> 0:21:01.080 genuinely a way and a me means for us to 0:21:01.240 --> 0:21:05.919 intentionally create a better world. So that's why I'm so 0:21:06.080 --> 0:21:08.760 passionate about this, and I want to get into my 0:21:08.760 --> 0:21:12.520 little five step outline of building intentionally. So when I'm 0:21:12.560 --> 0:21:17.560 gonna cover this evening is the land, the team, the money, 0:21:18.240 --> 0:21:21.400 the build, and the charter. I'm not gonna go very 0:21:21.440 --> 0:21:25.080 deeply into the charter because you know that's a whole lot, 0:21:25.119 --> 0:21:26.880 but I am gonna touch on it just a bit 0:21:27.160 --> 0:21:30.639 but let's get started with a bit of insight before 0:21:30.720 --> 0:21:33.359 I start about But if we're going to talk about 0:21:33.400 --> 0:21:38.520 developing land, we're gonna talk about buying, buying back the block. 0:21:38.920 --> 0:21:40.880 We have to have a bit of insight, a bit 0:21:40.920 --> 0:21:44.199 of strategy when we talk about group economics, we have 0:21:44.359 --> 0:21:47.239 to really have a mindset shift. So one of the 0:21:47.240 --> 0:21:49.720 things I want to just get us kind of positioned 0:21:49.760 --> 0:21:52.280 with one. I hope you got a notebook. If you 0:21:52.440 --> 0:21:55.600 don't go get it, because it's about to be some 0:21:55.760 --> 0:21:59.359 note taking moments coming. Okay. If you don't leave with 0:21:59.440 --> 0:22:02.439 nothing else tonight, If you have no intention on buying 0:22:02.520 --> 0:22:06.600 any kind of land whatsoever, if you don't know if 0:22:06.600 --> 0:22:10.160 you'll ever develop any pieces of land, if you don't 0:22:10.240 --> 0:22:14.720 want to even consider living in community, or buying and 0:22:14.840 --> 0:22:18.440 building the block, any of that, take this with you tonight. 0:22:19.240 --> 0:22:24.040 There are seven seven habits of highly effective people. And 0:22:24.119 --> 0:22:28.560 for you to be able to actually see something as magnet, 0:22:29.040 --> 0:22:35.960 something as big as buying land, developing it into a subdivision, 0:22:36.080 --> 0:22:40.560 into a mixed use project, into a full blown community, 0:22:40.600 --> 0:22:44.119 an eco village, whatever it is that your heart is 0:22:44.200 --> 0:22:47.400 desiring to do with the land that you want to purchase, 0:22:47.680 --> 0:22:50.920 you're going to have to have some insight and some strategy, 0:22:51.240 --> 0:22:55.600 and your disposition in life is going to allow you 0:22:55.680 --> 0:23:00.280 to be more successful versus less successful in this person suit, 0:23:00.320 --> 0:23:03.919 because it will be easy to fail, and really to 0:23:04.000 --> 0:23:06.240 give up is what happens. You don't really fail, You 0:23:06.280 --> 0:23:09.159 give up when you get so many challenges. So if 0:23:09.160 --> 0:23:12.360 you don't have the right insight, the right strategy, you're 0:23:12.440 --> 0:23:16.159 going to give up when those challenges come. So I 0:23:16.200 --> 0:23:19.520 want to talk about these seven habits first before we 0:23:19.560 --> 0:23:23.320 get into the class, because I think mindset has everything 0:23:23.400 --> 0:23:28.080 to do with building land and buying land and developing 0:23:28.160 --> 0:23:32.000 land and eventually building a city. Right, So number one, 0:23:32.040 --> 0:23:36.560 be proactive, period poop. Begin with the end in mind. 0:23:36.720 --> 0:23:40.959 Beginning with the ending mind is essential in buying land 0:23:41.520 --> 0:23:45.120 and developing it. If you don't start with the end 0:23:45.200 --> 0:23:48.720 in mind, you're going to lose your shirt. You're not 0:23:48.840 --> 0:23:52.359 going to have an exit strategy, you're not going to 0:23:52.440 --> 0:23:58.639 be able to actually manifest the actual benefits, the profits, 0:23:58.680 --> 0:24:01.320 the things that you wanted from your land. If you 0:24:01.400 --> 0:24:05.920 don't start with the end in mind, put first things first. 0:24:06.280 --> 0:24:10.680 You can't tackle everything at once, and your core values 0:24:11.240 --> 0:24:14.600 and the end that you have in mind, that ultimate 0:24:14.680 --> 0:24:17.800 result that you want, whether it's some sum of money, 0:24:18.080 --> 0:24:23.159 whether it's a community that it's intentional and loving and thriving, 0:24:23.520 --> 0:24:27.919 whether it's creating a space and a place where your 0:24:28.000 --> 0:24:31.200 children feel safe, and then you can pass it down 0:24:31.320 --> 0:24:35.119 as an inheritance. Put first things first, because when you 0:24:35.160 --> 0:24:38.879 come up with challenges, if you remember those things that 0:24:39.240 --> 0:24:44.320 are priorities to you, you won't allow the challenges, the 0:24:44.359 --> 0:24:48.800 petty arguments, the things that will happen with contractors and 0:24:48.920 --> 0:24:52.160 permitters and all of the different things that go on. 0:24:52.680 --> 0:24:55.480 You won't let it deter you, and you won't get 0:24:55.520 --> 0:24:58.760 caught up on things that easily beset you because you 0:24:58.880 --> 0:25:02.000 know what the in mind is and you put that 0:25:02.119 --> 0:25:06.639 first thing first. Right Four, Think when when you're not 0:25:06.720 --> 0:25:09.480 going to be able to develop a piece of land 0:25:09.800 --> 0:25:14.000 unless you have a win win attitude, a win win mindset. 0:25:14.240 --> 0:25:16.640 It's not just what's in it for me, and it's 0:25:16.800 --> 0:25:20.760 never a sum zero game. When you're talking about when 0:25:20.840 --> 0:25:24.240 when it doesn't look like I beat this guy and 0:25:24.280 --> 0:25:27.520 that guy's a loser. You can't negotiate that way and 0:25:27.560 --> 0:25:30.520 you can't build community that way. You have to have 0:25:30.760 --> 0:25:34.760 a win win mindset of I get something. My brother 0:25:34.840 --> 0:25:38.760 gets something, I get something. My contractor gets something. I 0:25:38.880 --> 0:25:42.720 get something, my county gets something. I get something, my 0:25:42.880 --> 0:25:48.119 economic development authority gets something. It's a win win for everybody. 0:25:48.560 --> 0:25:52.760 Seek first to understand, then to be understood before you 0:25:52.840 --> 0:25:58.399 go rah rah rah. Make sure that you understand why 0:25:58.480 --> 0:26:01.800 things are happening in the fashion of which they're happening. 0:26:02.080 --> 0:26:05.439 It could be something that came up in your build 0:26:05.640 --> 0:26:10.400 or your project that was unforeseeable. So to understand first 0:26:10.680 --> 0:26:14.440 is always a great practice when you're talking about going 0:26:14.480 --> 0:26:19.160 through this path of buying and developing land, and then 0:26:19.240 --> 0:26:23.040 to be understood. Make sure that you are speaking up 0:26:23.080 --> 0:26:27.040 for yourself, that you are keeping your core principles and 0:26:27.080 --> 0:26:31.840 the core values of your project in mind. With the 0:26:31.880 --> 0:26:37.360 people you are working with. Synergize. Look for ways that 0:26:38.040 --> 0:26:44.280 allow things to get momentum, to work together seamlessly, strategic partnerships, 0:26:44.480 --> 0:26:47.720 people who are just a good fit. I have some 0:26:47.840 --> 0:26:51.200 great stories that I don't even have time to share, 0:26:51.520 --> 0:26:55.120 but anybody that we have brought onto our Freedom Georgia 0:26:55.160 --> 0:26:59.679 Initiative project has had good synergry and with very strategic 0:26:59.720 --> 0:27:02.720 about never working with somebody we don't like, we don't 0:27:02.760 --> 0:27:05.359 want to look at or that we think is not 0:27:05.440 --> 0:27:08.280 going to have to share the common goal, because if 0:27:08.320 --> 0:27:10.320 I'm going to do business with you, I want to 0:27:10.359 --> 0:27:12.399 make sure I feel good when I'm doing that business. 0:27:12.400 --> 0:27:15.080 And when you're doing the business of buying land and 0:27:15.160 --> 0:27:18.960 developing it. You're going to be in business with a 0:27:19.000 --> 0:27:22.760 person for a long time, at least eighteen to twenty 0:27:22.760 --> 0:27:25.960 four months, and you want to make sure that there's 0:27:26.080 --> 0:27:30.399 synergy with the partners and the consultants and the contractors 0:27:30.560 --> 0:27:34.119 and the people you choose on your journey. Sharpen the 0:27:34.240 --> 0:27:40.520 saw always I personally develop yourself, personally develop your team, 0:27:40.920 --> 0:27:44.920 find new innovative information in ways to do things. So 0:27:45.080 --> 0:27:48.119 keep that strategy in mind. It will serve you for 0:27:48.320 --> 0:27:50.880 what I'm getting ready to teach tonight. It will serve 0:27:50.920 --> 0:27:53.560 you if you get off the YouTube right now, take 0:27:53.600 --> 0:27:56.320 it with you, Okay. And that was Seven Habits of 0:27:56.440 --> 0:27:59.000 Highly Effective People. That's one of the books. That is 0:27:59.040 --> 0:28:03.919 my suggested refe by Stephen Covey. Let's get into it 0:28:04.040 --> 0:28:06.600 the land. I'm going to talk about why buy land. 0:28:06.880 --> 0:28:11.480 We're going to discuss world versus urban, the process, best features, 0:28:11.520 --> 0:28:13.879 and things to avoid. Just so you can see in 0:28:13.920 --> 0:28:18.080 the corner over there. That is my little land that 0:28:18.160 --> 0:28:21.280 I have purchased with my good friends and family, And 0:28:21.320 --> 0:28:24.480 that was our first event, the big Black camp out, 0:28:24.880 --> 0:28:28.240 So you're getting to get a little glimpse of where 0:28:28.280 --> 0:28:32.560 we are beginning. Our developments got beautiful views, and I 0:28:32.680 --> 0:28:39.640 just love it every time I go. Why buy land, Well, 0:28:39.920 --> 0:28:44.120 raw land investments are typically less competitive than residential real 0:28:44.240 --> 0:28:46.520 estate in the market right now. I don't know if 0:28:46.520 --> 0:28:48.880 any of you guys are in the market, maybe looking 0:28:48.880 --> 0:28:51.840 to buy a home, and you have been putting offers 0:28:51.840 --> 0:28:54.440 on houses over and over and over again, and it's 0:28:54.440 --> 0:28:57.120 like every time you look, you're missing out on a 0:28:57.240 --> 0:28:59.479 chance to get the home of your dreams. You might 0:28:59.520 --> 0:29:02.240 be an You're putting in offers and offers, and all 0:29:02.240 --> 0:29:04.800 of your offers are getting passed up because it's a 0:29:04.920 --> 0:29:08.920 seller's market. Inventory is really low, particularly where I am 0:29:08.960 --> 0:29:12.560 in my market of Atlanta, Georgia, because interest rates are 0:29:12.680 --> 0:29:17.840 just so low and this pandemic makes people uncertain about 0:29:17.840 --> 0:29:20.280 where they may move and where they might want to go. 0:29:20.920 --> 0:29:23.600 They aren't putting their homes on the market. So we've 0:29:23.640 --> 0:29:26.680 got a whole lot of buyers, but not a lot 0:29:26.680 --> 0:29:30.640 of sellers. So that's creating an artificial inflation of the 0:29:30.640 --> 0:29:33.560 prices in the market at the moment. So we really 0:29:33.600 --> 0:29:38.480 can look towards land investments as a major opportunity, especially 0:29:38.480 --> 0:29:41.240 when we look at these relocation trends, to be able 0:29:41.320 --> 0:29:44.320 to purchase a piece of land and develop it to 0:29:44.840 --> 0:29:49.000 really address this affordable housing crisis and to make yourself 0:29:49.080 --> 0:29:53.560 some money. Again, it's less competitive than residential real estate 0:29:53.600 --> 0:29:58.240 when you buy land. Sellers of raw land investments are 0:29:58.640 --> 0:30:01.480 a little more likely to be able to finance through 0:30:01.600 --> 0:30:04.160 owner finance. And now I'm gonna touch a little bit 0:30:04.240 --> 0:30:07.200 more on that when we get to the money section. 0:30:08.120 --> 0:30:12.840 Purchase price and holding costs are lower with rawland. So 0:30:12.960 --> 0:30:15.720 that's something that a lot of times we look at 0:30:15.760 --> 0:30:20.160 as real estate investors are holding costs over time, especially 0:30:20.160 --> 0:30:23.520 if you are someone who does birds and buys and holds, 0:30:23.560 --> 0:30:27.520 you're gonna want to you have higher holding costs, insurance 0:30:27.680 --> 0:30:31.000 and taxes and all of the things that you have 0:30:31.080 --> 0:30:34.240 to maintain when you're holding an actual piece of real 0:30:34.320 --> 0:30:37.880 property if you buy land as an investment and don't 0:30:37.920 --> 0:30:41.200 develop it but simply hold it, especially if it's in 0:30:41.280 --> 0:30:45.760 a location that's trendy, a location that's likely to appreciate 0:30:45.760 --> 0:30:49.120 in value over time. That is an exceptional piece of 0:30:49.200 --> 0:30:52.479 property that can then generate a profit for you, a 0:30:52.520 --> 0:30:55.120 return on your investment, and you can just hold it 0:30:55.200 --> 0:30:59.600 for time and hopefully it does become the next place 0:30:59.640 --> 0:31:04.400 for gentrification or revitalization and you're able to have that 0:31:04.480 --> 0:31:06.840 money that might have been sending in the bank turn 0:31:06.920 --> 0:31:10.200 into a chance to sell the property or develop the 0:31:10.320 --> 0:31:12.680 area and build a home and sell it for a 0:31:12.760 --> 0:31:18.360 large price. So that's the value of purchase price and 0:31:18.360 --> 0:31:23.280 holding costs that are lower. We're all land the appreciation potential. 0:31:23.440 --> 0:31:27.040 I think I just mentioned that the appreciation potential can 0:31:27.040 --> 0:31:30.520 remain high even with less than stellar market conditions, which 0:31:30.560 --> 0:31:32.520 is where we are now. You can buy a piece 0:31:32.520 --> 0:31:36.400 of land for affordable price right now, hold it, and 0:31:36.440 --> 0:31:40.760 then when this wealth transfer finishes, you might be able 0:31:40.800 --> 0:31:44.200 to have a nice return on appreciation on your land. 0:31:44.760 --> 0:31:49.120 There are countless development opportunities for the raw land. There 0:31:49.320 --> 0:31:53.280 is not just developing the land. You can put trees 0:31:53.320 --> 0:31:56.040 on the land and sell the lumber. You can create 0:31:56.080 --> 0:32:01.480 Airbnb experiences. You can rent the land out for cultural 0:32:01.520 --> 0:32:06.000 events and festivals. There is farming. You can lease the land. 0:32:06.280 --> 0:32:10.680 You can do so many things with ray land. The 0:32:10.760 --> 0:32:15.480 only limit is your imagination. If you notice at the 0:32:15.560 --> 0:32:22.240 bottom fine land on www dot landslip dot com, go 0:32:22.360 --> 0:32:25.960 visit landflip dot com. When you finish this masterclass, start 0:32:26.040 --> 0:32:28.800 doing your research, Start seeing where the land is cheap, 0:32:29.040 --> 0:32:33.200 start seeing where people are look for trends where people 0:32:33.240 --> 0:32:36.280 are moving to, and then go look at buying land 0:32:36.320 --> 0:32:41.960 in those areas. Google is your friend rural versus urban. 0:32:42.520 --> 0:32:46.680 There are I like rural land. That's just me. You're 0:32:46.680 --> 0:32:51.800 gonna find more rural land available at larger acreages at 0:32:52.480 --> 0:32:57.280 more affordable prices than you will in urban areas. Urban 0:32:57.440 --> 0:33:01.200 areas have all the conveniences we already know. It's close 0:33:01.280 --> 0:33:05.360 to the walmart, it's close to the jobs, it's close 0:33:05.400 --> 0:33:07.920 to all the things, the nightlife, the stuff you love. 0:33:08.520 --> 0:33:13.080 But there's setbacks to both sides of the fence. You again, 0:33:13.240 --> 0:33:16.200 beginning with the end in mind, have to have clarity 0:33:16.280 --> 0:33:18.640 on what it is you want to do with your investment, 0:33:18.840 --> 0:33:21.680 what it is you want to accomplish once you purchase 0:33:21.720 --> 0:33:25.320 your land. If you're interested in purchasing land in an 0:33:25.440 --> 0:33:29.480 urban area, you definitely want to find something that's going 0:33:29.560 --> 0:33:33.280 to be in a trendy area. That doesn't have a 0:33:33.280 --> 0:33:37.240 lot of zoning and ordinances, But be mindful that you 0:33:37.400 --> 0:33:40.640 need to check the zoning and ordinances when you invest 0:33:40.720 --> 0:33:44.280 in purchase urban land, because when you're an urban land 0:33:44.520 --> 0:33:48.760 is land that is inside of a major metropolitan area. 0:33:48.920 --> 0:33:50.520 For those of you who are like, what do you 0:33:50.560 --> 0:33:53.640 mean by that, So, if you're looking at a place 0:33:53.720 --> 0:33:57.800 like Metro Atlanta and even the little city surrounding it 0:33:57.920 --> 0:34:05.400 like Decatur and Smyrna, those are urban areas with high density, 0:34:05.840 --> 0:34:08.880 lots of traffic, and typically there's more crime in the area. 0:34:08.920 --> 0:34:13.359 They're typically higher police and again there's benefits like proximity 0:34:13.400 --> 0:34:17.120 to shopping, work in nightlife. There's more noise pollution, there's 0:34:17.200 --> 0:34:21.760 light pollution, actual pollution. So when you're looking at rural land, 0:34:21.800 --> 0:34:24.920 there's a lot of grants and USDA loans that might 0:34:24.960 --> 0:34:28.160 be available to you, as well as opportunity zones. You 0:34:28.160 --> 0:34:32.760 can find opportunity zones both in urban areas and rural areas. 0:34:32.920 --> 0:34:35.440 You need to be able to google it, go find 0:34:35.640 --> 0:34:38.920 opportunity zones. You put the zip code or the address 0:34:39.000 --> 0:34:42.040 of the area you're interested in investing in to be 0:34:42.080 --> 0:34:44.880 able to find out whether or not it is in 0:34:44.960 --> 0:34:51.120 an opportunity zone. Rural has minimum or no zoning or ordinances. 0:34:51.520 --> 0:34:55.920 Typically with your rural land, it's more of the countryside. 0:34:56.080 --> 0:34:59.400 It's usually about forty five minutes outside of the downtown 0:34:59.520 --> 0:35:04.600 or center city areas, so there's less density, there's less traffic, 0:35:04.719 --> 0:35:08.680 there's usually less crime, less policing. You might have a 0:35:08.800 --> 0:35:13.839 sheriff's department versus a metropolitan police department, so it's a 0:35:13.960 --> 0:35:20.360 different feel altogether. It's more abundant with trees, nature and 0:35:20.480 --> 0:35:27.400 natural resources, less noise pollution, less light pollution, less actual pollution, 0:35:28.160 --> 0:35:35.920 and there is the challenge of being further away from 0:35:36.040 --> 0:35:39.480 your modern conveniences. You might not be able to roll 0:35:39.560 --> 0:35:42.720 up to the walmart. It probably close at nine ten o'clock. 0:35:42.840 --> 0:35:46.080 Some of the stories you like, but you also again 0:35:46.160 --> 0:35:48.880 I'll say, begin with the end in mind. What is 0:35:48.920 --> 0:35:52.600 it you want to see with your land investment when 0:35:52.600 --> 0:35:56.200 you purchase, when getting started in land investment, I'm going 0:35:56.280 --> 0:35:59.440 to say it again, it's vitally important to understand the 0:35:59.520 --> 0:36:03.160 zoning the area. The way to understand what the zoning 0:36:03.239 --> 0:36:06.440 laws are is simply to get what your real estate 0:36:06.480 --> 0:36:11.400 agent to check out, the tax assessor's office, your county 0:36:11.440 --> 0:36:15.759 manager's office, your city office. There's usually a website that 0:36:15.920 --> 0:36:20.279 has zoning and ordinances. You can call your zoning department, 0:36:20.320 --> 0:36:24.280 your local zoning department in the city, or the areas 0:36:24.320 --> 0:36:28.560 you're interested in to find out what the zoning restrictions are. 0:36:29.120 --> 0:36:38.360 Zoning is essentially a map overlay that tells our city planners, developers, 0:36:38.719 --> 0:36:44.600 economic developers, commercial developers where they can build in the 0:36:44.719 --> 0:36:51.360 city's master planning. Is this area available for industrial stuff, 0:36:51.640 --> 0:36:55.560 This area is available for residential and mixed use, this 0:36:55.680 --> 0:37:00.560 area is available for commercial. So knowing where what the 0:37:00.680 --> 0:37:03.480 zoning is on the parcel of land that you intend 0:37:03.520 --> 0:37:07.000 to purchase is essential because you won't be able to 0:37:07.120 --> 0:37:10.600 build what you want to build without a lot of hoopla. 0:37:11.040 --> 0:37:14.719 I say hoopla. What I mean is going through the 0:37:14.800 --> 0:37:20.400 process of having a zoning variance issued by your city 0:37:20.440 --> 0:37:24.440 council or your zoning department. It's a process, it can 0:37:24.480 --> 0:37:27.800 be done. That's the great thing about America, Baby, anything 0:37:27.920 --> 0:37:30.719 is possible. You just need to be able to negotiate. 0:37:30.920 --> 0:37:35.000 But just know that that may be a challenge. Property 0:37:35.040 --> 0:37:42.120 buying timeline, so there's a plethora of timelines that are 0:37:42.200 --> 0:37:45.520 possible in real estate development, and it's going to be 0:37:45.680 --> 0:37:49.120 based on the type of project that you're building. When 0:37:49.160 --> 0:37:54.480 you're purchasing land for development, know that the more intricate 0:37:54.600 --> 0:37:59.440 your plans are, the more the larger the parcel is. 0:37:59.880 --> 0:38:03.680 The amounts of acres that you have will dictate your 0:38:03.760 --> 0:38:08.880 timeline just as well as your budget. So these timelines 0:38:09.239 --> 0:38:13.759 are very loose. But I bought and I was able 0:38:13.800 --> 0:38:18.000 to organize my nineteen families and buy that ninety six 0:38:18.040 --> 0:38:21.120 acres of land in less than forty five days with 0:38:21.280 --> 0:38:25.640 my collective. That's not normal, so don't think that that's 0:38:25.680 --> 0:38:30.120 a typical result at all. You can take years to 0:38:30.200 --> 0:38:33.080 find the perfect piece of land if you have an 0:38:33.120 --> 0:38:36.440 extensive project and vision in your mind for what it 0:38:36.480 --> 0:38:41.840 is you foresee building. But ultimately it will be varying 0:38:42.120 --> 0:38:44.799 according to what it is you plan to do in 0:38:44.840 --> 0:38:47.799 the area, of course, as well where you plan to 0:38:47.880 --> 0:38:50.640 do it. Because of the pandemic, things that have also 0:38:50.760 --> 0:38:55.640 slowed down significantly, and you have the fact that they're 0:38:55.680 --> 0:39:00.600 social distancing issues keeping projects from moving as quickly as 0:39:00.600 --> 0:39:05.240 they typically would because of being able to keep labor 0:39:05.320 --> 0:39:09.400 on the project. It's a lot going on. But visioning 0:39:09.520 --> 0:39:12.360 is the first step to your property buying timeline. I 0:39:12.440 --> 0:39:15.560 keep saying it begin with the end in mind. Knowing 0:39:15.600 --> 0:39:18.120 what you want to do with your land is essential 0:39:18.440 --> 0:39:21.319 and it's going to help lead your search. You need 0:39:21.400 --> 0:39:23.880 to take a few days and get clear about what 0:39:24.000 --> 0:39:26.280 the community is you want to build. If you're building 0:39:26.280 --> 0:39:29.960 an intentional community, if you want a farm, if you 0:39:30.040 --> 0:39:34.440 plan on building affordable housing, if you plan on just 0:39:34.520 --> 0:39:38.480 putting up one house and then doing the next project. 0:39:38.880 --> 0:39:43.399 Just know what your goals are. Then that goal will 0:39:43.440 --> 0:39:46.680 help dictate your search. Because there's a lot of reasons, 0:39:46.719 --> 0:39:53.359 in different motivations for why people are purchasing lands in 0:39:53.400 --> 0:39:57.520 this current state that we are in in America. So 0:39:58.080 --> 0:40:01.200 whatever your reason is for why you want to build 0:40:01.239 --> 0:40:04.520 buy land, and you feel pulled to buy land, write 0:40:04.560 --> 0:40:08.279 the vision, make it plain, and go searching for the 0:40:08.400 --> 0:40:11.680 land that's going to be most ideal for what it 0:40:11.719 --> 0:40:15.640 is you see yourself doing with this land development. It 0:40:15.640 --> 0:40:18.040 can take seven days, it could take one hundred and 0:40:18.040 --> 0:40:20.560 eighty days. I had a person who took my seminar 0:40:20.680 --> 0:40:23.319 how to Buy Land using group Economics that says she's 0:40:23.360 --> 0:40:27.560 been looking for land for over two years because she 0:40:27.800 --> 0:40:32.840 has certain criteria for her property buying. That being that 0:40:33.120 --> 0:40:38.040 it has access to water, that it has flat areas 0:40:38.080 --> 0:40:42.480 for food plots and flat areas for a home site, 0:40:42.520 --> 0:40:45.520 and it needs to have road frontage and access, and 0:40:45.640 --> 0:40:48.759 it needs to be just in this perfect location in 0:40:48.840 --> 0:40:51.840 Georgia for it to work. And so when you have 0:40:52.640 --> 0:40:58.319 those criterias and those fairy exact specifications, it can take 0:40:58.400 --> 0:41:05.200 your property search much much longer. So that time frame 0:41:05.560 --> 0:41:09.200 is a larger time frame because it varies based on 0:41:09.680 --> 0:41:14.319 what you want. Due dilaging. Due diliging is your due 0:41:14.400 --> 0:41:18.359 diligence period. You gotta do the research. You've got to hurt, 0:41:18.600 --> 0:41:23.239 you've got to hire the inspector, the appraiser. You need 0:41:23.280 --> 0:41:27.160 to do your soil samples, your percolation tests, things that 0:41:27.200 --> 0:41:29.680 are going to let you know that the site you 0:41:29.760 --> 0:41:34.760 are selecting is going to be adequate for your farming, 0:41:34.960 --> 0:41:40.000 for your building, for your community developing. So that due 0:41:40.040 --> 0:41:43.239 diligence period can be fourteen to twenty one days, I've 0:41:43.239 --> 0:41:45.799 seen them go as long as thirty days. And you 0:41:45.880 --> 0:41:50.520 can always renew that time frame or extend that time 0:41:50.560 --> 0:41:55.000 frame as necessary with what's called an amendment to the contract. 0:41:55.040 --> 0:41:58.720 Once you've placed your offer on the parcel of land 0:41:58.719 --> 0:42:03.600 that you're interested in perk, So that offer comes after 0:42:03.640 --> 0:42:06.799 you found that search. I should have added that as 0:42:06.840 --> 0:42:09.920 a part of my timeline. But you make an offer 0:42:09.960 --> 0:42:13.160 on that parcel once you've decided that you know what, 0:42:13.239 --> 0:42:16.200 it's got everything I need, and now you really make 0:42:16.200 --> 0:42:18.960 sure it has everything you need. You test the water. 0:42:19.239 --> 0:42:22.080 If there's a well, you get the well tested. If 0:42:22.120 --> 0:42:25.640 there is a lot of trees, you get the landscape 0:42:25.719 --> 0:42:27.440 or guide to come in and give you a quote 0:42:27.480 --> 0:42:30.439 for clearing the trees. You need to do as much 0:42:30.560 --> 0:42:34.160 research as you can on the political landscape of the area, 0:42:34.480 --> 0:42:37.560 who's coming into the area to develop it, what's the 0:42:37.560 --> 0:42:41.640 demographics of the area. This is very important because you 0:42:41.640 --> 0:42:44.520 can't get a Whole Foods or Starbucks unless the people 0:42:44.520 --> 0:42:48.040 who live there make a certain income annually and they 0:42:48.400 --> 0:42:50.760 on top of that, it needs to be a certain 0:42:50.800 --> 0:42:54.759 amount of people who live inside of the area for 0:42:54.840 --> 0:42:57.120 them to want to come to the area. So all 0:42:57.160 --> 0:43:01.120 of these things, this information is essential for you deciding 0:43:01.160 --> 0:43:03.640 whether or not your investment is going to be a 0:43:03.760 --> 0:43:08.720 viable investment. For you, knowing whether or not the land 0:43:08.840 --> 0:43:12.680 is inside of city limits or outside of city limits. 0:43:12.760 --> 0:43:15.680 If the land is outside of city limits, this is 0:43:15.719 --> 0:43:19.200 your chance to build a city. If the land is 0:43:19.480 --> 0:43:22.919 inside of city limits, ain't no help for you. You're gonna 0:43:22.960 --> 0:43:26.640 have to just do what's going on, or become civically 0:43:26.719 --> 0:43:31.440 engaged and change the landscape of your community through politics 0:43:31.560 --> 0:43:37.760 and civil activism. Closing typically takes forty five to sixty 0:43:37.840 --> 0:43:41.120 days on land, that is so that they can get 0:43:41.120 --> 0:43:46.359 the appreciation the survey. The survey is going to be 0:43:47.600 --> 0:43:51.719 priced according to how much land you are buying. It's 0:43:52.360 --> 0:43:56.240 tempting in juicy to say I'm gonna go buy four hundred, 0:43:56.320 --> 0:43:59.040 six hundred acres of land, and you might find four 0:43:59.160 --> 0:44:01.640 hundred or six hun your acres of land at a 0:44:01.680 --> 0:44:04.879 price that you could have never thought was possible. But 0:44:04.960 --> 0:44:08.760 you have to look at the cost of serving that land, 0:44:09.120 --> 0:44:12.919 of developing that land, and knowing what your goals are. 0:44:13.600 --> 0:44:17.520 It can take longer than you know. It can take 0:44:17.600 --> 0:44:19.960 forty five to sixty days to actually close on it. 0:44:20.120 --> 0:44:25.000 And so depending on the situation such as you're financing appraisals, 0:44:25.280 --> 0:44:29.360 due diligence, concern, tidal order, all of that can push 0:44:29.360 --> 0:44:33.160 your closing further away than the forty five and sixty days. 0:44:33.440 --> 0:44:37.640 You want to work very closely with your real estate agent. 0:44:38.080 --> 0:44:42.640 You're closing attorney as well as your lender to make 0:44:42.680 --> 0:44:46.480 sure that this project that you're doing is moving along okay. 0:44:48.800 --> 0:44:52.680 Best features you can find when you're looking for land. 0:44:53.160 --> 0:44:59.160 You're looking for scenic views, fresh water sources such as lakes, rivers, aquifers, 0:44:59.360 --> 0:45:05.000 spring You're looking for access to road frontage and easements. 0:45:05.400 --> 0:45:09.840 You are looking for access to utilities. You are looking 0:45:09.920 --> 0:45:15.360 again for that unincorporated county land that has minimal ordinances. 0:45:15.719 --> 0:45:19.120 You're looking for places that are home site ready flat 0:45:19.200 --> 0:45:21.600 where you can get on there, you can take that 0:45:21.760 --> 0:45:25.320 road and you can build your dream home and get 0:45:25.360 --> 0:45:29.719 it pop and quick. Road systems and food plots if 0:45:29.719 --> 0:45:32.440 you're into gardening. Those are the things that you're going 0:45:32.520 --> 0:45:35.880 to be looking for when you look at buying rawland. 0:45:36.400 --> 0:45:43.280 That's going to be essential features. Challenge is to avoid uneven, rugged, 0:45:43.600 --> 0:45:47.600 undesirable topography. If it looks like you wouldn't want to 0:45:47.640 --> 0:45:50.239 walk there, live there, If animals don't look like they 0:45:50.239 --> 0:45:53.080 want to walk there, live there, it's probably not a 0:45:53.160 --> 0:45:56.520 good investment. It's probably not the place you want to 0:45:56.600 --> 0:45:59.920 try to put down routs for a development or a community. 0:46:00.560 --> 0:46:05.239 Gridlock land you never want to play the game of 0:46:05.920 --> 0:46:09.000 buying a piece of land that's in the middle of 0:46:10.520 --> 0:46:15.040 four other five six other people's properties and lands and 0:46:15.200 --> 0:46:20.719 there's no clear deeded easement for how you can access 0:46:20.800 --> 0:46:25.200 that land. That's a no go. You can work to 0:46:25.440 --> 0:46:31.680 negotiate an easement avoid that if possible. No water, no well, 0:46:32.000 --> 0:46:36.000 no county water. That's another challenge. That's another expensive piece 0:46:36.040 --> 0:46:40.120 of infrastructure. You can essentially put a well into your land, 0:46:40.239 --> 0:46:44.319 assuming that there is some kind of aquifier or groundwater 0:46:44.840 --> 0:46:48.640 that is down there. You just need to understand that 0:46:48.680 --> 0:46:52.840 when you put or dig a well for water, because 0:46:52.880 --> 0:46:57.319 there's no county water hookup or no public water works 0:46:57.680 --> 0:47:01.239 in place, that's going to be dictated a bout how 0:47:01.400 --> 0:47:07.800 deep your well contractor has to go into the ground 0:47:08.080 --> 0:47:12.359 to actually find that water. So that can be a 0:47:12.480 --> 0:47:18.680 cost that is very hard to determine. But you can 0:47:19.080 --> 0:47:22.520 talk to the local person in the area who does 0:47:22.600 --> 0:47:27.279 wells and septic tanks, because they're going to know what 0:47:27.360 --> 0:47:30.919 the going rate is in your geographic location that you're 0:47:30.920 --> 0:47:35.320 interested in developing because they're already digging there and typically 0:47:35.360 --> 0:47:39.239 the water table the ground water for a well is 0:47:39.320 --> 0:47:43.800 going to be about the same for a geographical region 0:47:43.920 --> 0:47:46.759 or area, so you have to get in touch with 0:47:46.800 --> 0:47:52.080 that local expert. Challenge is to avoid again no public utilities. 0:47:52.680 --> 0:47:55.839 That's another hassle unless you have intentions on living off 0:47:55.880 --> 0:47:59.840 the grid, installing solar power, getting with Moses West for 0:48:00.080 --> 0:48:06.720 his atmos feared water generation technology being able to collect 0:48:06.800 --> 0:48:09.920 rain water like you, unless you're on that life and 0:48:09.960 --> 0:48:15.160 you about that survivor, you gonna need public utilities. So 0:48:15.400 --> 0:48:21.200 do not avoid buying land in places that have no 0:48:21.400 --> 0:48:27.160 access to public utilities. Also avoid buying land in areas 0:48:27.200 --> 0:48:33.600 that have overly restrictive zoning regulations, places that have very 0:48:33.800 --> 0:48:37.959 staunch conservatives and they don't want you know, cutting down 0:48:38.040 --> 0:48:42.120 trees or places that you know are laxed even with 0:48:42.160 --> 0:48:47.040 their zoning regulations and they just let anybody build whatever anywhere. 0:48:47.120 --> 0:48:50.360 And now you're dealing with toxic water being dumped into 0:48:50.440 --> 0:48:54.239 your neighborhood. So you there's a fine line to that. 0:48:54.360 --> 0:48:58.080 You just need to again do your due diligence and 0:48:58.280 --> 0:49:02.919 again exorbitant permit fees. Find out what the fees are 0:49:02.960 --> 0:49:06.160 in advance for the area you're interested in purchasing land, 0:49:06.239 --> 0:49:08.640 and when it comes to permits, you can find that 0:49:08.719 --> 0:49:12.879 from your tax assessor's office, your county manager office what 0:49:12.960 --> 0:49:17.480 the cost, or your city manager, your city zoning office. 0:49:17.600 --> 0:49:20.080 They will tell you what the fees are, what the 0:49:20.160 --> 0:49:24.480 process is. When you are building something that is a 0:49:24.560 --> 0:49:29.440 commercial project, the fees tend to be exorbitantly higher than 0:49:29.440 --> 0:49:34.360 a traditional residential project. So in any case, be mindful 0:49:34.400 --> 0:49:36.680 of this. I'm going to go back and mention for 0:49:36.840 --> 0:49:42.400 restrictive zoning regulations you want to build those types of 0:49:42.520 --> 0:49:46.080 projects in have to be open to that. You need 0:49:46.080 --> 0:49:50.359 to go find out again, go to your zoning an 0:49:50.520 --> 0:49:54.440 ordinance department in your city in the counties, call them 0:49:54.520 --> 0:49:56.680 up if it's an area that you don't currently live 0:49:56.719 --> 0:49:59.759 in that you're looking to invest in, and find out 0:50:00.080 --> 0:50:03.400 what they might have on the books as it relates 0:50:03.440 --> 0:50:09.479 to container homes, manufactured homes, eco friendly homes, all these 0:50:09.520 --> 0:50:12.120 new innovative things that you might be interested in doing. 0:50:12.280 --> 0:50:14.160 Because I know we got some innovative people out here 0:50:14.160 --> 0:50:17.000 who want to do some innovative things. So find out 0:50:17.160 --> 0:50:21.759 first before you buy the team. All right, So now 0:50:21.800 --> 0:50:24.040 that we've talked about the land, we're gonna go ahead 0:50:24.040 --> 0:50:26.600 and get into the team. I'm always happy to see 0:50:26.640 --> 0:50:31.279 my beautiful team on the screen there. That is my 0:50:31.920 --> 0:50:37.279 Freedom family. Shout out to the Freedom nineteen and my 0:50:37.360 --> 0:50:41.520 business partners Renee and Laura Riley Cooper. I love y'all, 0:50:42.560 --> 0:50:45.160 but you have to have a team, y'all. You cannot 0:50:45.360 --> 0:50:49.000 do this by yourself. Even if you decide to be 0:50:49.480 --> 0:50:55.880 a sole proprietor you have to. I still have team 0:50:56.040 --> 0:51:00.520 members in the area that are going to support you. 0:51:00.640 --> 0:51:03.879 That's going to lift you up. People who have certain expertise. 0:51:03.960 --> 0:51:06.400 You're going to need consultants, So let's get into this 0:51:07.680 --> 0:51:14.239 partners versus consultants. When you start taking on a development project, 0:51:14.640 --> 0:51:18.560 your partners are your LLC members or your corporation members, 0:51:18.600 --> 0:51:20.759 the people who put up the money with you to 0:51:20.920 --> 0:51:24.200 start this business. These are the people who are bringing 0:51:24.360 --> 0:51:30.279 the mental capacity to talent to this project. They get 0:51:30.320 --> 0:51:33.479 paid later when they share in the profits. They are 0:51:33.520 --> 0:51:36.600 accountable for the decision making to help grow the business 0:51:36.760 --> 0:51:40.440 or to make sure that this venture is profitable, and 0:51:40.600 --> 0:51:44.600 they bear the financial losses if the venture fails. That 0:51:44.840 --> 0:51:50.480 is a partner consultants different world. Your consultant gets paid 0:51:50.560 --> 0:51:53.200 now as they do the work or as you're doing 0:51:53.239 --> 0:51:56.920 the work so that you can be successful. They have 0:51:57.000 --> 0:52:00.680 a fiduciary and an ethical duty to do right by you. 0:52:01.000 --> 0:52:03.960 These are your realtors, These are your lawyers. These are 0:52:04.000 --> 0:52:07.640 the people who have went to school and are specialized 0:52:08.080 --> 0:52:11.279 in doing what they do. You need these consultants in 0:52:11.320 --> 0:52:14.240 your life, and they have a duty once they bring 0:52:14.280 --> 0:52:16.800 you on as once they bring you on as a client, 0:52:16.880 --> 0:52:20.120 to do right by you. But if they mess it up, 0:52:20.239 --> 0:52:22.600 or you mess it up, or some factors mess it up, 0:52:22.800 --> 0:52:25.560 they don't bear any of the financial loss if the 0:52:25.840 --> 0:52:29.200 ventures fail. So just know who your partners are and 0:52:29.239 --> 0:52:33.040 who your consultants are. And if you're really strategic, you 0:52:33.200 --> 0:52:36.560 make the people who are the experts your partner and 0:52:36.600 --> 0:52:39.640 your land development venture. So we're going to get into that. 0:52:40.600 --> 0:52:43.799 Your team players. You need someone who is administrative or 0:52:43.840 --> 0:52:48.680 business oriented. You need somebody who's exceptionally credit worthy. You 0:52:48.760 --> 0:52:52.120 need somebody who has a positive track record in real estate. 0:52:52.400 --> 0:52:57.240 Somebody who is a general contractor they've been a flipper 0:52:57.400 --> 0:53:01.400 rehabber for the last five years. Somebody has to know 0:53:01.440 --> 0:53:06.040 what they are doing on your team. In that partner capacity, 0:53:06.360 --> 0:53:10.440 you have to have a partner who has that track record. 0:53:10.680 --> 0:53:14.279 You need a spokesperson and in some instances you're gonna 0:53:14.280 --> 0:53:19.440 want to have somebody who's an ally if the people 0:53:19.480 --> 0:53:22.920 you want to purchase the land from don't necessarily look 0:53:23.040 --> 0:53:27.440 like you and don't necessarily want to or seem as 0:53:27.480 --> 0:53:30.640 if they're not willing to do business with you. An 0:53:30.680 --> 0:53:34.359 ally is someone who can make the transaction happen on 0:53:34.400 --> 0:53:37.360 your behalf. That person needs to be somebody you can trust. 0:53:38.280 --> 0:53:42.719 Everyone should have a history of financial stability. And when 0:53:42.760 --> 0:53:44.719 I say everyone, i'm talking about if you have a 0:53:44.760 --> 0:53:47.960 team of four people, all four people need to have 0:53:48.000 --> 0:53:53.920 a history of financial stability, fiscal responsibility, common sense, and 0:53:53.920 --> 0:53:57.080 congeniality because if you got that one hot head that 0:53:57.120 --> 0:53:59.719 cuts everybody out all the time is not going to 0:53:59.760 --> 0:54:03.920 work for you. Evidence of earned income. People want to 0:54:03.960 --> 0:54:08.880 know where your money is coming from, and you have 0:54:08.960 --> 0:54:15.360 to have documented income, documented ability to show where your 0:54:15.560 --> 0:54:18.600 down payment money is coming from, where the money came 0:54:18.600 --> 0:54:22.080 from for the contributions for your startup. So you have 0:54:22.160 --> 0:54:24.400 to have that evidence of earned income for everybody on 0:54:24.480 --> 0:54:27.359 your team. And you also have to have no conventions 0:54:27.400 --> 0:54:30.719 of fraud or deaf because it's just good business. It 0:54:30.719 --> 0:54:33.920 makes it easier to do business, to build strategic partnerships, 0:54:33.920 --> 0:54:37.520 to access government funding, grants and all of the different 0:54:37.560 --> 0:54:43.319 things that are available out here. Much needed expertise. These 0:54:43.360 --> 0:54:47.840 are your consultants. These are the people that you can't 0:54:47.880 --> 0:54:51.440 do this without. That's either your business culture, your business 0:54:51.440 --> 0:54:54.640 attorney to make sure that your business is structured correctly. 0:54:55.160 --> 0:54:59.160 If you are an earner, you got resources for that. 0:54:59.560 --> 0:55:03.080 If you are a part of any of these amazing 0:55:04.800 --> 0:55:07.480 platforms that are out here right now that a lot 0:55:07.520 --> 0:55:12.760 of us watch, like their Great Society, a Wealth Standard 0:55:12.760 --> 0:55:17.399 with nineteen keys. There's so many good platforms out here, 0:55:17.480 --> 0:55:22.600 including myself with my Freedom and Legacy building with Ashley 0:55:22.640 --> 0:55:26.920 Scott platform. Get a business coach and or a business attorney. 0:55:26.960 --> 0:55:30.319 Have somebody that can help you structure your business appropriately. 0:55:31.000 --> 0:55:35.160 You need a license realtor a real estate agent. Unless 0:55:35.200 --> 0:55:38.640 you are an experienced investor that's been investing for a 0:55:38.680 --> 0:55:42.480 long long time. You have a licensed realtor on your team, 0:55:43.200 --> 0:55:46.759 and someone who's seasoned, not somebody who has not done 0:55:46.760 --> 0:55:49.520 any deals, and not somebody that's so seasoned that they're 0:55:49.520 --> 0:55:51.440 too busy to get back to you. They're too busy 0:55:51.520 --> 0:55:53.640 to show you what you want to see. That don't 0:55:53.680 --> 0:55:56.239 want to walk around the land with you. You really do 0:55:56.320 --> 0:56:01.839 need someone who's going to be in the trenches with you, surveyor. 0:56:02.400 --> 0:56:07.160 You have to have somebody who is gonna be able 0:56:07.239 --> 0:56:09.960 to work walk through that land and tell you what 0:56:10.040 --> 0:56:14.360 the perimeters are, where your property lines are. And you 0:56:14.400 --> 0:56:16.279 don't want to have a surveyor who's gonna hit you 0:56:16.360 --> 0:56:19.600 over the head because when you talk about land acreage, again, 0:56:19.640 --> 0:56:22.640 the more acreage you have, the more it costs. And 0:56:22.680 --> 0:56:25.080 when you have a good surveyor like the one I have, 0:56:26.000 --> 0:56:29.520 they will say, oh, I'm the surveyor in this area, 0:56:29.560 --> 0:56:31.560 and you know what matter of fact that land that 0:56:31.600 --> 0:56:35.720 you want to buy that area. I surveyed that piece. 0:56:35.760 --> 0:56:38.680 I surveyed that piece, and I surveyed that piece. So 0:56:38.719 --> 0:56:42.839 instead of surveying all three hundred and sixty four acres, 0:56:43.000 --> 0:56:46.120 I'm gonna go ahead and survey this last piece of 0:56:46.160 --> 0:56:49.480 the front part. And that's gonna save you tons of money. 0:56:49.520 --> 0:56:55.480 Because they being a licensed surveyor, their work is certified. 0:56:55.560 --> 0:56:57.560 They're not gonna they gonna do what they need to 0:56:57.600 --> 0:56:59.840 do because they could lose their license. But it saves 0:56:59.880 --> 0:57:04.240 you money. So be very particular with the surveyor, and again, 0:57:04.600 --> 0:57:07.960 having a surveyor who's familiar with the area. That's one 0:57:08.040 --> 0:57:11.480 of those things you should do is have somebody again 0:57:11.640 --> 0:57:14.759 who's familiar with the area. The same thing for your appraiser. 0:57:15.000 --> 0:57:17.480 You want to get an appraiser of the land who's 0:57:17.520 --> 0:57:22.080 familiar with the area, CPA or bookkeeper. You are going 0:57:22.160 --> 0:57:24.840 to want somebody who's good at keeping track of all 0:57:24.880 --> 0:57:29.520 of these expenses. Particularly when you are talking about building 0:57:29.560 --> 0:57:32.240 and you get into the construction aspect of this thing, 0:57:32.600 --> 0:57:35.760 you definitely need somebody who's keeping track of the books 0:57:35.760 --> 0:57:39.480 and the expenses on your project. The developer or the builder, 0:57:39.560 --> 0:57:43.120 they are responsible for that part two, but they've worked 0:57:43.120 --> 0:57:46.840 hand in hand. Okay, your developer, your builder, they need 0:57:46.880 --> 0:57:50.400 to have a track record. They need to be somebody 0:57:50.480 --> 0:57:57.280 you have verifiable references that they have built projects and 0:57:57.320 --> 0:57:59.959 that they are in good financial standing, that they don't 0:58:00.080 --> 0:58:03.320 old people that they didn't walk off the project and 0:58:03.360 --> 0:58:07.080 didn't finish the project. Do your due diligence on the builder. 0:58:07.240 --> 0:58:11.880 To loan officer, you have to have somebody on your 0:58:11.880 --> 0:58:14.600 team that's going to help you with all the different 0:58:14.720 --> 0:58:17.920 financing stages. And a good loan officer is going to 0:58:18.000 --> 0:58:20.480 help you get qualified from the beginning to the end 0:58:20.880 --> 0:58:24.400 for what it is you need to do your particular project, 0:58:24.600 --> 0:58:28.800 whether that's an intentional community, whether that's farming, whether that 0:58:29.040 --> 0:58:35.080 is building a community for the purpose of building a subdivision. 0:58:35.320 --> 0:58:37.840 Your loan officer is going to work work hand in 0:58:37.920 --> 0:58:40.400 hand with you to make sure that you make it 0:58:40.440 --> 0:58:44.240 to closing. You're closing attorney. That is the person who's 0:58:44.320 --> 0:58:46.600 going to make sure that the title on your land 0:58:47.000 --> 0:58:49.400 is free and clear and that you are not buying 0:58:49.520 --> 0:58:55.040 a piece of property that has encumbrances. Encumbrances are claims 0:58:55.080 --> 0:58:58.520 to the land, claims that oh, my grandmama owned this 0:58:58.680 --> 0:59:03.240 land and somebody stolen and there is a cloud on 0:59:03.280 --> 0:59:06.720 the title because of it. There was something that didn't 0:59:06.840 --> 0:59:11.880 get marked down in the tax assessor's office, so there's 0:59:11.920 --> 0:59:14.720 some issue. Your closing attorney is going to do some 0:59:14.800 --> 0:59:18.640 title research, do the work of ordering your title, and 0:59:18.800 --> 0:59:22.240 that's the person who handles that, and that's the person 0:59:22.280 --> 0:59:25.560 who's going to draw up your mortgage documents. If you're 0:59:25.600 --> 0:59:28.920 going to have a mortgage such as seller financing or 0:59:28.960 --> 0:59:33.080 do an institutional mode, your closing attorney's going to also 0:59:33.120 --> 0:59:35.960 make sure that you walk through every single piece of 0:59:36.000 --> 0:59:39.120 paper before when you're signing it, so you know what 0:59:39.160 --> 0:59:43.000 you're signing. And then finally, once you are done, whatever 0:59:43.120 --> 0:59:46.040 the project is, whatever it is, your building that you 0:59:46.120 --> 0:59:48.920 are closing on, you gotta have a pr agent, a 0:59:49.000 --> 0:59:52.120 marketing team, somebody is going to strategize so that you 0:59:52.160 --> 0:59:56.160 can make sure that your project is a success. Because 0:59:56.440 --> 1:00:01.120 when you're buying land and developing land, and chances are 1:00:01.360 --> 1:00:03.640 you don't know also how to market the land. Most 1:00:03.680 --> 1:00:05.840 of us don't know how to do everything. And you 1:00:05.920 --> 1:00:09.840 want to have the person who has that experience on 1:00:09.920 --> 1:00:12.640 your team and let them do what they do. Okay, 1:00:14.160 --> 1:00:16.880 how to choose your team. When a person shows you 1:00:16.960 --> 1:00:20.840 who they are, believe them. Look at that track record, 1:00:21.120 --> 1:00:26.240 check out reviews, get referrals. It's not rocket science. Go 1:00:26.360 --> 1:00:29.400 with your gut, but also go with the information in 1:00:29.480 --> 1:00:32.800 front of you that you see. If nobody has anything 1:00:32.840 --> 1:00:35.680 good to say about this person, don't you give them 1:00:35.680 --> 1:00:40.880 a chance. You go ahead and find someone who is reputable, 1:00:41.280 --> 1:01:01.760 and that's how you build. About the money, this is 1:01:01.800 --> 1:01:05.080 the financing portion of your land and development. We're gonna 1:01:05.080 --> 1:01:09.640 talk about institutional funding, selling financing, private lenders and crowdfunding. 1:01:10.800 --> 1:01:18.960 Institutional funding. This is where the slides get less cute 1:01:19.360 --> 1:01:23.760 with visuals right, but it's a serious matter. Farmers dot 1:01:23.800 --> 1:01:27.840 gov is a website that I want to tell everybody 1:01:27.880 --> 1:01:31.440 to check out. You might not have any intention of farming, 1:01:31.800 --> 1:01:36.760 but with what's going on with food sovereignty, being able 1:01:36.920 --> 1:01:43.040 to purchase land through the USDA and loan products that 1:01:43.080 --> 1:01:48.760 are available, as well as being able to take advantage 1:01:48.800 --> 1:01:51.840 of any grants and different things that are available with 1:01:51.960 --> 1:01:57.200 food sovereignty projects, it's a no brainer. Look into Farmers 1:01:57.240 --> 1:02:01.400 dot gov. That is a great resource. You are purchasing land. 1:02:02.760 --> 1:02:06.120 Institutional funding is your typical funding. That's when you go 1:02:06.160 --> 1:02:13.200 to Wells Fargo, Bank of America, Chase, or Citizens Trust Bank, 1:02:14.160 --> 1:02:18.880 Unity Bank and you say, I want to buy this 1:02:18.960 --> 1:02:21.760 piece of land, I would like to build a home 1:02:21.880 --> 1:02:24.520 on it, and I would like to sell it. They've 1:02:24.560 --> 1:02:28.360 got the best rates that it's the hardest to get, 1:02:28.960 --> 1:02:30.840 so you're going to need to speak to the multiple 1:02:30.920 --> 1:02:34.440 lenders and you're going to do best by starting with 1:02:34.520 --> 1:02:37.920 a bank that you already have a relationship with. So 1:02:38.080 --> 1:02:41.960 this goes without saying. Before you try your hand at 1:02:42.000 --> 1:02:45.760 investing in any land, you should be credit worthy. You 1:02:45.760 --> 1:02:49.360 should have an exceptional credit score. You should have money 1:02:49.600 --> 1:02:53.280 and savings in the bank. At least you know twenty 1:02:53.280 --> 1:02:57.200 five percent of your disposable income should be saved in 1:02:57.240 --> 1:03:01.600 the bank before you start buying land and investing in 1:03:01.600 --> 1:03:07.160 this way. Yes, you can buy affordable land at affordable 1:03:07.200 --> 1:03:12.040 prices cash outright, and if that's the strategy you want 1:03:12.080 --> 1:03:15.280 to do, by all means, do it. But if you're 1:03:15.320 --> 1:03:19.080 going to do a development project of scale, you're going 1:03:19.120 --> 1:03:22.840 to need institutional funding and to get the best rates 1:03:22.880 --> 1:03:26.920 and to even be considered by a traditional lender, you 1:03:27.000 --> 1:03:33.560 are going to need exceptional credit and experience that track record. Again, 1:03:34.000 --> 1:03:36.200 there's ways to get around it if you don't have 1:03:36.240 --> 1:03:38.680 a track record and no one on your team has 1:03:38.720 --> 1:03:44.240 a track record. By partnering strategically with your constructor your 1:03:44.280 --> 1:03:50.520 excuse me, your builder, your developer, speak with multiple lenders. 1:03:50.560 --> 1:03:54.240 Set up your LLC again, talk to that strategy, that 1:03:54.360 --> 1:03:59.640 business consultant, that strategist, that business attorney. Put your LLC 1:04:00.240 --> 1:04:04.640 into position by having the best, most credit worthy people 1:04:04.800 --> 1:04:10.120 on your LLC, people who have experience in maybe they 1:04:09.800 --> 1:04:14.120 have been a general contractor if you have someone in 1:04:14.160 --> 1:04:17.520 your family or in your friend group. Use the people 1:04:17.520 --> 1:04:20.320 who are in the best position to be able to 1:04:20.360 --> 1:04:27.680 go after institutional funding. If you do that, seller financing 1:04:28.240 --> 1:04:31.680 is the better option if you know you'd have less 1:04:31.680 --> 1:04:32.640 than perfect credit. 1:04:37.600 --> 1:04:42.280 No hold on ask because we got to hear that. 1:04:42.360 --> 1:04:45.120 We got to hear that. The good folks at Zoom 1:04:45.160 --> 1:04:47.040 something your sound caps going in and out. 1:04:47.200 --> 1:04:51.200 They're trying to sensor you like your asking. Can you 1:04:51.240 --> 1:04:54.640 repeat that because yourself, yourself is cutting off like every 1:04:54.680 --> 1:04:56.680 like ten minutes for like a minute. I don't know, 1:04:56.720 --> 1:04:59.720 I don't know what's going on, But can you can 1:04:59.760 --> 1:05:01.600 you still back at the beginning of seller financing? 1:05:01.600 --> 1:05:01.880 Please? 1:05:02.160 --> 1:05:03.920 We can't. We can't let that go on muted. 1:05:04.680 --> 1:05:08.720 Yes, I apologize. I probably have an unstable internet connection. 1:05:08.880 --> 1:05:12.240 It's all good anytime, anytime. Let you do that again 1:05:12.280 --> 1:05:12.600 because I. 1:05:14.360 --> 1:05:15.120 Earners. What's up. 1:05:15.200 --> 1:05:17.680 You ever walk into a small business and everything just 1:05:17.840 --> 1:05:21.000 works like, the checkout is fast, the receipts are digital, 1:05:21.520 --> 1:05:24.520 tipping is a breeze, and you're out the door before 1:05:24.520 --> 1:05:28.680 the line even builds odds are they're using Square. We 1:05:28.840 --> 1:05:31.400 love supporting businesses that run on Square because it just 1:05:31.400 --> 1:05:34.640 feels seamless, whether it's a local coffee shop, a vendor 1:05:34.680 --> 1:05:36.840 at a pop up market, or even one. 1:05:36.680 --> 1:05:37.800 Of our merch partners. 1:05:38.040 --> 1:05:41.840 Square makes it easy for them to take payments, manage inventory, 1:05:41.960 --> 1:05:45.920 and run their business with confidence, all from one simple system. 1:05:46.320 --> 1:05:48.880 If you're a business owner or even just thinking about 1:05:48.960 --> 1:05:52.080 launching something soon, Square is hands down one of the 1:05:52.080 --> 1:05:55.520 best tools out there to help you start, run and grow. 1:05:55.840 --> 1:05:58.840 It's not just about payments, it's about giving you time 1:05:58.920 --> 1:06:00.760 back so you can on what. 1:06:00.680 --> 1:06:01.840 Matters most ready. 1:06:01.880 --> 1:06:05.280 To see how Square can transform your business, visit Square 1:06:05.360 --> 1:06:09.880 dot com backslash, go backslash eyl to learn more that 1:06:10.080 --> 1:06:15.520 Square dot com backslash, go backslash eyl. Don't wait, don't hesitate. 1:06:15.640 --> 1:06:18.000 Let's Square handle the back end so you can keep 1:06:18.040 --> 1:06:24.120 pushing your vision forward. This episode is brought to you 1:06:24.160 --> 1:06:26.439 by P and C Bank. A lot of people think 1:06:26.480 --> 1:06:30.360 podcasts about work are boring, and sure, they definitely can be, 1:06:30.880 --> 1:06:34.120 but understanding a professional's routine shows us how they achieve 1:06:34.200 --> 1:06:38.400 their success little by little, day after day. It's like 1:06:38.480 --> 1:06:41.280 banking with P and C Bank. It might seem boring 1:06:41.280 --> 1:06:44.200 to save, plan and make calculated decisions with your bank, 1:06:44.600 --> 1:06:47.040 but keeping your money boring is what helps you live 1:06:47.200 --> 1:06:51.200 or more happily fulfilled life. P and C Bank brilliantly 1:06:51.280 --> 1:06:55.840 boring since eighteen sixty five. Brilliantly Boring since eighteen sixty 1:06:55.840 --> 1:06:59.120 five is a service mark of the PNC Financial Service Group, Inc. 1:06:59.560 --> 1:07:02.960 P and C Bank National Association member fdi C. 1:07:05.240 --> 1:07:06.840 We don't want anybody to miss any information. 1:07:06.960 --> 1:07:09.240 Like when your sound goes out, we'll just start talking, 1:07:09.440 --> 1:07:12.000 because it's usually like only for like thirty seconds, So 1:07:12.040 --> 1:07:13.840 then we'll start talking, and then we could just bring 1:07:13.880 --> 1:07:16.320 you back into. Just so whenever you hair start talking, 1:07:16.480 --> 1:07:18.400 just know that your sound cut out, and then we'll 1:07:18.440 --> 1:07:20.200 just bring you back in when your sound comes back on. 1:07:20.440 --> 1:07:22.560 Yeah, because I got my notes ash and I'm like, wait, 1:07:22.600 --> 1:07:23.520 what just happened? 1:07:23.840 --> 1:07:27.920 Now I get the information hook a crook man. They can't. 1:07:27.960 --> 1:07:28.600 That's a fact. 1:07:28.880 --> 1:07:30.720 They can't shout out to every shout out to everybody 1:07:30.760 --> 1:07:32.160 that has their hand raised. We're gonna get to that 1:07:32.360 --> 1:07:34.560 when Ashley finis with the presentation, we see the questions. 1:07:34.640 --> 1:07:36.760 We're gonna get to that, all right, bet. 1:07:37.120 --> 1:07:40.560 Seller financing, what I was saying is it's usually a 1:07:40.600 --> 1:07:46.600 better option because seller financing typically does not report to 1:07:46.840 --> 1:07:53.000 the credit bureaus. Sellers typically just want to get their money, 1:07:53.040 --> 1:07:54.720 and as long as you pay them, they have no 1:07:54.840 --> 1:07:57.680 reason to report to the credit bureaus. So that means 1:07:58.080 --> 1:08:01.880 your debt to income racial not going to change because 1:08:01.960 --> 1:08:05.320 that debt that you have on that land is not 1:08:05.480 --> 1:08:09.360 going to be reported, so you know it, but nobody 1:08:09.360 --> 1:08:12.040 else is gonna know it. So seller financing means you 1:08:12.080 --> 1:08:15.400 could go and put loans out on twenty properties real 1:08:15.480 --> 1:08:18.320 quick and start flipping them on how you might see 1:08:18.360 --> 1:08:21.559 it as an opportunity, and your debt to income ratio 1:08:22.040 --> 1:08:25.320 is not going to change, and you'll be able to 1:08:25.479 --> 1:08:30.000 move on your projects or get institutional funding as needed 1:08:30.200 --> 1:08:34.479 or additional credit cards as needed without these land deals 1:08:34.840 --> 1:08:38.479 being on your credit report and pulling your debt to 1:08:38.560 --> 1:08:45.280 income ratio to a lower score. So with seller financing, 1:08:46.360 --> 1:08:50.360 it's scamming season, so be careful. People will put a 1:08:50.680 --> 1:08:54.559 picture of a property up at like they are the seller, 1:08:54.880 --> 1:08:57.599 and you go and you're like, oh, I just bought 1:08:57.880 --> 1:09:01.720 twenty five acres for five stats, and you did not 1:09:02.000 --> 1:09:05.360 just buy twenty five acres for five stacks. So make 1:09:05.400 --> 1:09:08.960 sure you are doing your due diligence, that you're checking 1:09:09.320 --> 1:09:13.040 the tax records to make sure that the person who 1:09:13.080 --> 1:09:16.880 says that they are the owner the seller is the seller. 1:09:17.400 --> 1:09:20.599 Check with the listing agent, make sure that the listing 1:09:20.640 --> 1:09:24.960 agent is an official broker, and you protect yourself in 1:09:25.080 --> 1:09:31.600 every former fashion by going through a closing attorney on 1:09:31.800 --> 1:09:36.120 your seller financing deal. That's how you cover your assets. Okay, 1:09:36.800 --> 1:09:41.240 don't go do a seller financing deal straight up, and 1:09:42.080 --> 1:09:45.920 you might not actually end up buying this land, unless, 1:09:45.920 --> 1:09:50.080 of course, you are again a season investor, a season 1:09:50.200 --> 1:09:53.960 real estate investor that's used to buying properties and putting 1:09:54.040 --> 1:09:57.800 deeds in at the tax assessor's office and with the 1:09:57.880 --> 1:10:01.080 court in the county. If that's it's not you. You 1:10:01.120 --> 1:10:03.479 need a real estate agent and you need to close 1:10:03.520 --> 1:10:07.599 an attorney to ensure that your transaction with the seller 1:10:07.640 --> 1:10:12.320 goes through smoothly. Another note, with seller financing, or what's 1:10:12.360 --> 1:10:21.719 also known as owner financing, you negotiate with the seller. 1:10:22.439 --> 1:10:27.680 You can negotiate what you want and they can negotiate 1:10:28.040 --> 1:10:31.400 what they need. So it could be a twenty percent 1:10:31.479 --> 1:10:34.799 down payment, it could be a fifty percent down payment. 1:10:35.120 --> 1:10:39.200 It can be a flat monthly rate of interest only 1:10:39.280 --> 1:10:42.120 with a balloon payment at the end. So make sure 1:10:42.160 --> 1:10:45.800 that you do good negotiating so that you get the 1:10:45.840 --> 1:10:51.320 best financing terms possible so that you don't end up 1:10:51.360 --> 1:10:54.679 overpaying for this price of land, because if that's the case, 1:10:55.400 --> 1:10:59.559 you hustling backwards. So negotiate. Make sure that you got 1:10:59.600 --> 1:11:04.040 your best negotiator doing the negotiating, and you don't lose 1:11:04.040 --> 1:11:09.080 your shirt because you're financing an exorberate interest rate, you're 1:11:09.080 --> 1:11:12.080 putting too much money down. Any of those things can 1:11:12.160 --> 1:11:17.719 be a bad situation, So negotiate, negotiate, negotiate, and make 1:11:17.800 --> 1:11:23.040 sure final note that the owner owns the property outright. Ideally, 1:11:23.360 --> 1:11:28.280 if the owner doesn't own the property outright, don't buy it. 1:11:28.560 --> 1:11:33.000 If the property itself has a mortgage on it, that's 1:11:33.080 --> 1:11:36.559 going to be more than the down payment you're going 1:11:36.640 --> 1:11:39.920 to pay, because when you pay that down payment, you 1:11:39.960 --> 1:11:43.320 want that down payment to clear the mortgage. Noe out. 1:11:43.880 --> 1:11:46.960 That way, you can end up with the deed in 1:11:47.000 --> 1:11:50.960 your name from that moment you leave the closing table. 1:11:51.040 --> 1:11:55.040 That deed being in your name means it's your property. 1:11:55.400 --> 1:12:02.160 You can get USDA farm benefits, you can get all 1:12:02.200 --> 1:12:04.200 of the things that you need. But as long as 1:12:04.240 --> 1:12:07.760 there's a mortgage on that property in that seller's name, 1:12:08.200 --> 1:12:11.479 this deal is a no go. In most states, you 1:12:11.520 --> 1:12:15.240 can't have a property and sell it while you still 1:12:15.240 --> 1:12:19.000 have a mortgage on it, So be mindful that that 1:12:19.160 --> 1:12:22.360 mortgage needs to get cleared, and if it can't get cleared, 1:12:22.600 --> 1:12:25.040 it needs to be assumed, and you need to go 1:12:25.080 --> 1:12:28.760 through the process of legally assuming that mortgage with the 1:12:28.960 --> 1:12:32.080 mortgage holder and do it the right way because you 1:12:32.200 --> 1:12:37.120 do not want to lose your money. Private money lenders 1:12:37.520 --> 1:12:41.040 highest interest rates, hands down, that's not the way to 1:12:41.080 --> 1:12:43.680 go if you can avoid it, but it's easier to 1:12:43.720 --> 1:12:48.599 get most cases. It's based on the deal. And you 1:12:48.680 --> 1:12:51.840 can also get private money from family and friends if 1:12:51.880 --> 1:12:54.920 you are lucky enough to have people who are financially 1:12:54.960 --> 1:13:00.719 astute and who have savings and are interested and able 1:13:00.920 --> 1:13:07.320 to invest in deals like land deills and new construction opportunities. 1:13:07.640 --> 1:13:10.920 So if you have somebody in your circle, go get 1:13:10.960 --> 1:13:16.160 that private money. First, negotiate, negotiate, negotiate, win win right, 1:13:17.600 --> 1:13:22.160 And if you don't have private money available to you 1:13:22.560 --> 1:13:25.640 in your own personal network, you can go to a 1:13:25.720 --> 1:13:29.559 hard money lender. Hard money lenders are essentially borrowing the 1:13:29.640 --> 1:13:32.880 money of all the people in their network to be 1:13:32.960 --> 1:13:37.400 able to make loans to you at exorberant interest rates. 1:13:38.160 --> 1:13:43.120 A good interpest rate for somebody who has a pretty 1:13:43.160 --> 1:13:46.080 good credit score who wants to bus and move before 1:13:46.400 --> 1:13:49.160 their business has been in business for at least six months. 1:13:49.200 --> 1:13:54.960 Because typically all of these financing options, except for seller financing, 1:13:55.200 --> 1:13:57.240 you're going to want to be in business for at 1:13:57.320 --> 1:14:00.680 least six months, unless you are doing a farming business 1:14:00.680 --> 1:14:04.920 in which you can use a USDA startup loan to 1:14:05.080 --> 1:14:10.200 fund your land purchase and your farming operational expenses. But 1:14:10.360 --> 1:14:15.280 otherwise you are going to need to have been in 1:14:15.360 --> 1:14:20.280 business for at least six months, unless you're again going 1:14:20.320 --> 1:14:23.720 with a hard money lender. If not your heart, your 1:14:23.720 --> 1:14:26.599 heart money lender is going to look at the credit 1:14:26.680 --> 1:14:31.400 score of the primary or the managing partner. If that 1:14:31.479 --> 1:14:33.920 person has like a seven hundred credit score or better, 1:14:34.240 --> 1:14:37.360 you don't have to have been in business for six months. Again, 1:14:37.479 --> 1:14:43.560 typically the deal will dictate the private money lenders situation 1:14:43.960 --> 1:14:46.640 where you might not need to have good credit, but 1:14:47.080 --> 1:14:51.040 you definitely need to go and have these conversations again 1:14:51.439 --> 1:14:55.439 negotiating with your private money lenders. My favorite private money 1:14:55.520 --> 1:14:59.720 lender is Direct Lending Partners. They typically do not do 1:15:00.120 --> 1:15:04.760 deals on land. Most private money lenders or hard money 1:15:04.840 --> 1:15:09.799 lenders do not do deals on just land, but again, 1:15:10.040 --> 1:15:14.000 this is America. Anything is possible when you negotiate and 1:15:14.080 --> 1:15:21.160 open your mouth. Crowdfunding less hoops, less successful crowdfunding. When 1:15:21.160 --> 1:15:26.360 we started our when we decided to purchase land and 1:15:26.439 --> 1:15:30.000 we were looking at Toomsboro, we went on to go 1:15:30.280 --> 1:15:36.240 fund me and we looked and seen about fifteen or 1:15:36.400 --> 1:15:41.880 twenty crowdfunding campaigns of people trying to fundraise the one 1:15:41.920 --> 1:15:45.880 point seven million dollars for the city of Tombsborough. Right, 1:15:46.680 --> 1:15:51.400 crickets on all of the crowdfunding, Like, nobody raised more 1:15:51.439 --> 1:15:55.600 than like a thousand dollars on any of these crowdfunding 1:15:55.760 --> 1:16:01.120 website on this GoFundMe. So crowdfunding, while everybody gets really 1:16:01.120 --> 1:16:06.160 excited about it as an option, it's not usually successful 1:16:06.240 --> 1:16:09.519 unless you're very strategic and you have a huge marketing 1:16:09.600 --> 1:16:13.679 campaign and a great story. We were able to raise 1:16:13.760 --> 1:16:16.719 over eighty seven thousand. We're almost close to our eighty 1:16:16.760 --> 1:16:20.200 eight thousand dollars goal, and we use that as a 1:16:20.439 --> 1:16:22.920 kind of like a building fund where we were able 1:16:22.960 --> 1:16:27.599 to clear our land and put down gravel and you know, 1:16:27.760 --> 1:16:34.680 lay down areas for us to do our pavilions and 1:16:34.920 --> 1:16:38.160 our stages and all those types of things. And so 1:16:38.840 --> 1:16:42.320 that was a long and hard process to raise eighty 1:16:42.360 --> 1:16:45.080 eight thousand dollars and we still haven't reached our goal. 1:16:45.400 --> 1:16:49.479 So I crowdfunding is an option. It doesn't take a 1:16:49.479 --> 1:16:54.000 lot other than a strong story and marketing campaign, but 1:16:54.120 --> 1:16:56.479 they don't tend to go as far or be as 1:16:56.520 --> 1:16:58.960 successful as you would like them to be. And it 1:16:59.040 --> 1:17:03.040 takes a ton of money to be able to genuinely 1:17:03.040 --> 1:17:07.880 develop large projects, especially when they don't have, you know, 1:17:08.000 --> 1:17:15.120 connection to certain infrastructure. So crowdfunding is definitely a later choice. 1:17:15.160 --> 1:17:20.240 And then there is regulation crowdfunding, which you can raise 1:17:20.320 --> 1:17:23.720 up to one million and seventy thousand dollars. I'm not 1:17:24.040 --> 1:17:29.719 very familiar with crowdfunding, and I would love if Troy 1:17:29.760 --> 1:17:34.040 and Rashad could get somebody who has done some crowdfunding 1:17:34.600 --> 1:17:38.840 in the ey L University at some point, because yeah. 1:17:38.560 --> 1:17:41.400 Yeah, we did Chriscentegal, Chris Sinegal, and I'm sure he'll 1:17:41.400 --> 1:17:43.680 come back again and get he could do it. 1:17:43.680 --> 1:17:45.240 We can do a class on crowdfunding for sure. 1:17:45.439 --> 1:17:45.639 Yeah. 1:17:46.280 --> 1:17:47.519 Yeah, he had a very he had a. 1:17:47.560 --> 1:17:50.679 Very successful crowdfunding campaign that they raised over a million dollars. 1:17:50.800 --> 1:17:54.200 See what I'm saying, So we I can't speak to that, 1:17:54.360 --> 1:17:58.320 but that right there, this is how we really start 1:17:58.360 --> 1:18:02.640 to develop land. So that's something that you guys are 1:18:02.640 --> 1:18:05.479 gonna come back, have to become earners and come back 1:18:05.520 --> 1:18:09.920 and get this class when it comes. All right, So 1:18:10.800 --> 1:18:14.960 let's get to the bill. The discovery period. There's a 1:18:15.000 --> 1:18:20.360 master planning period, there's a design phase, a construction and marketing. 1:18:21.920 --> 1:18:26.400 Discovery starting from scratch means you need to discover the 1:18:26.479 --> 1:18:30.599 limitations and the restrictions of the land. I saw somebody 1:18:30.640 --> 1:18:37.640 in the comments say something about feasibility studies. That's this 1:18:37.880 --> 1:18:42.000 moment of discovery, right. You can do a feasibility study 1:18:42.240 --> 1:18:46.280 before you buy the land, but that's a whole lot 1:18:46.320 --> 1:18:49.880 of money to put into something and then decide not 1:18:50.000 --> 1:18:54.960 to buy it or go forth. If you study the area, 1:18:55.080 --> 1:18:58.280 you do your due diligence, you know what's happening in 1:18:58.320 --> 1:19:02.240 the community. You've got to clear vision when you purchase 1:19:02.320 --> 1:19:06.320 that land. You can do your feasibility study after the fact. 1:19:06.439 --> 1:19:12.120 Because developing land is really a lengthy process. It's not 1:19:12.600 --> 1:19:16.559 an overnight success type situation. It's going to cost for 1:19:16.640 --> 1:19:20.240 a civil engineer to come in to study the grading 1:19:20.280 --> 1:19:23.040 and the slopes of the land. There's gonna be someone 1:19:23.040 --> 1:19:26.320 who goes and drills into the dirt to see how 1:19:26.640 --> 1:19:31.160 much weight the dirt can withstand, so you know how 1:19:31.320 --> 1:19:34.720 high you can build and what you can build and 1:19:34.760 --> 1:19:37.360 what kind of materials there's going to be best based 1:19:37.439 --> 1:19:43.200 on the climate. I'm skipping ahead, but ultimately this discovery 1:19:43.280 --> 1:19:47.240 period is where you're gonna get your topographical survey done 1:19:48.080 --> 1:19:52.880 and you're gonna want to understand the demographics of the area. Again, 1:19:53.040 --> 1:19:57.879 what the median income is, our people graduating from college, 1:19:58.000 --> 1:20:02.160 is the crime rates high? All that good stuff. So 1:20:02.320 --> 1:20:07.080 that is your discovery period, your master planning period. This 1:20:07.280 --> 1:20:09.880 is where you're a person that you hired as your 1:20:10.000 --> 1:20:14.439 master planner looks at where we're gonna put everything at 1:20:14.479 --> 1:20:19.439 the infrastructure and the roles ingress and egress means how 1:20:19.479 --> 1:20:21.880 you go into the neighborhood, how you go out of 1:20:22.000 --> 1:20:25.040 the neighborhood, how you go into your driveway, how you 1:20:25.080 --> 1:20:30.040 go out of your driveway, waste management, stormwater runoff. They're 1:20:30.040 --> 1:20:33.800 gonna plan all of these things. You are not the 1:20:33.880 --> 1:20:38.440 person that does that. There's a master planner, a developer 1:20:38.560 --> 1:20:42.040 or architect, a civil engineer. There are a team of 1:20:42.160 --> 1:20:45.920 experts that sit down and do your master planning. If 1:20:45.960 --> 1:20:49.400 you're doing a large scale project. If you're doing a 1:20:49.520 --> 1:20:52.840 smaller scale project, you still need the same people, but 1:20:53.000 --> 1:20:55.479 you might be able to work with a boutique company 1:20:55.760 --> 1:20:58.640 that has two, three four people. Maybe that we're in 1:20:58.720 --> 1:21:04.000 the same hats. Master planning happens. Nonetheless, master planning can 1:21:04.040 --> 1:21:07.280 cost anywhere from one hundred and fifty dollars to seven 1:21:07.360 --> 1:21:11.960 fifty an hour, depending on the experience of the master planner, 1:21:12.520 --> 1:21:15.320 and so you could be looking again depending on the 1:21:15.360 --> 1:21:18.679 amount of the acreage of the project. Are we talking 1:21:18.680 --> 1:21:22.280 about developing ten acres of land, one acre of land? 1:21:22.560 --> 1:21:26.320 Are we talking about developing four hundred acres of land? 1:21:26.840 --> 1:21:30.679 That master plan to lay out those streets, those roads, 1:21:31.040 --> 1:21:35.480 all of that's designed from the information they got in discovery, 1:21:35.840 --> 1:21:40.120 from that topography report. They're gonna do all of that, 1:21:40.200 --> 1:21:42.879 and it can cost anywhere from ten to fifty thousand 1:21:42.960 --> 1:21:47.439 or more, depending on how much land you are getting 1:21:47.560 --> 1:21:53.600 planned and who the planner is. Design phase Designing is 1:21:53.640 --> 1:21:58.879 the next step to your development process. This goes beyond 1:21:59.040 --> 1:22:05.280 that initial discovery phase into building homes and structures and 1:22:05.400 --> 1:22:11.040 retail and commercial based on the climate the area, the 1:22:11.080 --> 1:22:14.800 needs of the citizens. Areas that are prone to like 1:22:14.880 --> 1:22:18.759 tornadoes and hurricanes, they will require different kind of building 1:22:18.800 --> 1:22:25.439 materials than places that are dry and don't have those 1:22:25.479 --> 1:22:30.840 type of climate changes and issues. So all of that 1:22:30.880 --> 1:22:34.599 can increase the cost of what you're designing. And this 1:22:34.680 --> 1:22:38.240 is where you can make a lot of money or 1:22:38.280 --> 1:22:41.200 lose a lot of money because you can overly design 1:22:41.760 --> 1:22:45.000 and you design something that's too high end for the area, 1:22:45.439 --> 1:22:48.519 and now you're not selling because it was not the 1:22:48.760 --> 1:22:55.320 kind of design for this neighborhood, community and culture. Purchasing 1:22:55.400 --> 1:22:59.960 land where there's wetlands, deep valleys, other tope of gathphical channel. 1:23:00.320 --> 1:23:03.320 That's going to create larger budgets because now you're talking 1:23:03.320 --> 1:23:06.600 about building bridges and how you lay in your foundation. 1:23:06.840 --> 1:23:09.599 So all of that stuff is a part of the 1:23:09.600 --> 1:23:12.240 design fast and it's going to create and have a 1:23:12.280 --> 1:23:16.519 certain budget that will change according to the complexity of 1:23:16.560 --> 1:23:26.280 the design and the uh, what's the word I want 1:23:26.280 --> 1:23:34.400 to use, the style, the aesthetic of it, Okay, construction. 1:23:34.840 --> 1:23:36.880 This is the second to the last stage of the 1:23:36.960 --> 1:23:41.240 rawland development process. In most cases, it's going to be 1:23:41.439 --> 1:23:45.839 the first year horizontal development. That's the grading of your roles, 1:23:46.000 --> 1:23:50.679 that's the curves, that's utilities. Eventually, you know you're gonna 1:23:50.680 --> 1:23:54.240 start building the property from the ground up. When you 1:23:54.520 --> 1:23:58.519 looking for a contract or your construction team, they're gonna 1:23:58.520 --> 1:24:03.439 get paid in increment from your construction loan, and once 1:24:04.800 --> 1:24:09.200 they have gotten all of the construction done, you're ready 1:24:09.200 --> 1:24:12.639 to go onto the next phase. And construction again can 1:24:12.680 --> 1:24:18.719 take longer timeframes based on the complexity of the design, 1:24:19.160 --> 1:24:25.040 the materials. Chant leaks in the supply chain or of 1:24:25.160 --> 1:24:28.439 trying to get certain materials to you. If you have 1:24:28.880 --> 1:24:32.280 certain materials that you are using because you're committed to 1:24:32.880 --> 1:24:37.840 green building, or you have a high end design, all 1:24:37.880 --> 1:24:41.800 of that can lead to higher budgets and costs. When 1:24:41.880 --> 1:24:46.559 you're looking for a contractor or contractors, you can google 1:24:47.400 --> 1:24:50.120 what state, what city you're in. If you want to 1:24:50.200 --> 1:24:54.479 hire you know a minority contractor, a black contractor. Google that. 1:24:54.680 --> 1:25:02.080 Put Georgia Minority Contractors Association, put Florida Black Chamber of Commerce, 1:25:02.640 --> 1:25:10.519 put DC Business League into the results. Call them up 1:25:10.680 --> 1:25:15.160 and find a reputable contractor if you don't already have 1:25:15.320 --> 1:25:21.439 someone you know. In branding and marketing, that's the last 1:25:21.439 --> 1:25:27.519 stage once you've gotten your building done. Before you've gotten 1:25:27.560 --> 1:25:31.360 your building done, to be perfectly honest, branding and marketing 1:25:31.479 --> 1:25:34.800 is what's going to sell this community that you just 1:25:35.040 --> 1:25:38.840 invested your time, energy and money into. Branding is how 1:25:38.840 --> 1:25:41.559 you sell, tell the story of why you built it, 1:25:41.880 --> 1:25:46.320 and attract your ideal residents to the community. And marketing 1:25:46.520 --> 1:25:50.760 is that active placement of materials and formats that will 1:25:50.800 --> 1:25:54.000 allow them to see that story and get that story 1:25:54.040 --> 1:25:56.760 in front of the masses so I can show you 1:25:56.840 --> 1:25:58.360 better than I can tell you that. I'm going to 1:25:58.439 --> 1:26:02.040 take you to a community right here in Georgia that's 1:26:02.360 --> 1:26:06.720 dope in marketing. This is called Trillist. This is a 1:26:06.760 --> 1:26:10.040 community that's been being built over the last ten years. 1:26:10.320 --> 1:26:14.760 It's actually a community that was founded by a production 1:26:15.000 --> 1:26:21.640 studio called Pinewood Studios. It's in Fayetteville, Georgia. This marketing 1:26:22.479 --> 1:26:27.720 is what attracts their ideal client. Their values is what 1:26:27.880 --> 1:26:33.280 attracts their ideal client. The community that they are building 1:26:33.800 --> 1:26:39.400 is for makers, entrepreneurs, and storytellers where they can fine 1:26:39.520 --> 1:26:44.280 fulfillment in every way. This is branding a community tailor 1:26:44.320 --> 1:26:49.040 made for storytellers. Well, it was a studio that purchased 1:26:49.080 --> 1:26:52.880 land built it up, similar to what Tyler Perry did 1:26:53.000 --> 1:26:55.759 when he purchased land in East Point to build Tyler 1:26:55.800 --> 1:27:02.080 Perry Studios. They built a community that economic development. It's 1:27:02.120 --> 1:27:08.280 got restaurants in there, homes and so when you are 1:27:09.160 --> 1:27:13.960 considering land development and what you're buying, things happen in phases. 1:27:14.400 --> 1:27:16.960 And so I wanted to show you this because when 1:27:17.000 --> 1:27:20.200 you start talking about doing a land project, you have 1:27:20.280 --> 1:27:22.519 to have vision and you have to know where you're going. 1:27:22.840 --> 1:27:26.200 So I wanted to show you, guys Trillis and I'm 1:27:26.200 --> 1:27:28.639 going to show you got close that door. Please start, 1:27:28.920 --> 1:27:40.080 thank you, yes man, Sarenbi Georgia again. Marketing. It just 1:27:40.120 --> 1:27:43.240 looks like the kind of place where you want to live. Right, 1:27:43.360 --> 1:27:49.200 They got goats. So when you start thinking about your project, 1:27:49.760 --> 1:27:52.320 begin with the end of mind and think about who's 1:27:52.360 --> 1:27:55.959 going to live here, and build for them, and build 1:27:56.120 --> 1:27:59.360 in a way that the story is compelling. That's what 1:27:59.400 --> 1:28:05.080 we're doing with Freedom Georgia. All right, now, I'm going 1:28:05.200 --> 1:28:08.080 to take you guys to the final stage. And I 1:28:08.160 --> 1:28:10.719 got three minutes before we go to questions, some insight 1:28:10.840 --> 1:28:15.280 and inspiration. Don't wait for opportunities to come, get up 1:28:15.360 --> 1:28:20.360 and make them, Madam CJ. Walker. The charter chartering a city. 1:28:20.680 --> 1:28:26.200 Listen if you are interested in chartering a city hit 1:28:26.240 --> 1:28:29.080 me up. But the reality is, as we begin to 1:28:29.200 --> 1:28:32.680 be more strategic and work these ideas and principles of 1:28:32.760 --> 1:28:39.800 group economics and collective economics, and we're building collectively communities 1:28:40.000 --> 1:28:44.280 that are safe, that are driving the logical next step 1:28:44.600 --> 1:28:47.960 is a city charter. A city charter is going to 1:28:48.000 --> 1:28:51.679 open you up for benefits that will give you more 1:28:51.800 --> 1:28:56.240 control over your community long term when it comes to 1:28:56.880 --> 1:29:02.440 how your community is developed, police, the zoning, the ordinances, 1:29:02.560 --> 1:29:07.479 the health outcomes, how money that gets sent down from 1:29:07.760 --> 1:29:12.360 the federal government to the state government gets distributed is 1:29:12.439 --> 1:29:19.000 based on these cities and their populations and density. So 1:29:19.720 --> 1:29:23.200 we really got to look at how being a city 1:29:23.280 --> 1:29:28.240 and taking these developments where we're building our own infrastructure, 1:29:28.560 --> 1:29:33.519 building our own culture of shared values. Then we turn 1:29:33.760 --> 1:29:36.960 go to the next step, which is a city charter 1:29:37.439 --> 1:29:45.120 and electing officials who are going to represent our values 1:29:45.439 --> 1:29:48.559 and do what's best for the residents that live in 1:29:48.560 --> 1:29:52.120 this city. This is called placemaking, is what we're doing. 1:29:52.160 --> 1:29:56.040 It's not just about land developing. This is about making 1:29:56.320 --> 1:30:02.440 places where people feel safe, where people have peace, protection, prosperity. 1:30:02.800 --> 1:30:06.680 And a city is a government structure that allows that 1:30:06.840 --> 1:30:10.000 to actually happen. So that's our next step. That's what 1:30:10.080 --> 1:30:13.519 we're going with this. So get strategic, work together with 1:30:13.560 --> 1:30:17.320 your comrades, with your partners, with your like minded business 1:30:17.320 --> 1:30:22.320 folks in the area, get with your economic development authority, 1:30:22.800 --> 1:30:26.759 get with your black chambers of commerces, and let's start 1:30:26.960 --> 1:30:32.200 building these cities according to our needs, our desires. This 1:30:32.240 --> 1:30:34.920 is how we be strategic. This is how we do this. 1:30:36.280 --> 1:30:36.599 All right. 1:30:36.680 --> 1:30:39.320 Yeah, So that was that was powerful. Thank you, Thank you. 1:30:39.400 --> 1:30:42.519 That was that was an amazing presentation. So I don't 1:30:42.520 --> 1:30:46.120 want people to take that likely. It's like, you know, 1:30:46.360 --> 1:30:49.200 for all the years that we go to school, whether 1:30:49.200 --> 1:30:56.880 there's elementary, high school, college, even master degree programs. Me personally, 1:30:57.080 --> 1:31:00.360 I never, you know, was taught the process of buying 1:31:00.439 --> 1:31:03.360 land and this stuff is. You would think that this 1:31:03.360 --> 1:31:06.200 would be one of the key things that would consist 1:31:06.320 --> 1:31:09.320 of an educational experience because we all have to live 1:31:09.400 --> 1:31:12.880 somewhere and land is the key component of the planet Earth. 1:31:13.439 --> 1:31:17.799 And it never, it never was actually taught to ninety 1:31:17.920 --> 1:31:23.400 nine percent of us. So it's amazing that you were 1:31:23.439 --> 1:31:27.920 able to come on here and teach this and we're thankful, 1:31:28.000 --> 1:31:30.800 so thank you for that. And you know, it's also 1:31:30.840 --> 1:31:32.800 amazing that we was able just to even have this 1:31:32.920 --> 1:31:34.799 platform to actually educate people. 1:31:35.280 --> 1:31:36.760 And it's the very encouraging thing. 1:31:37.280 --> 1:31:40.720 And I'm sure everybody is extremely appreciative of it, but 1:31:41.080 --> 1:31:43.400 do not take it for granted. Sometimes when you when 1:31:43.400 --> 1:31:46.599 you get things and it's free, you don't fully appreciate it. 1:31:46.640 --> 1:31:49.599 But it's like, you know, this could have been Harvard, 1:31:49.680 --> 1:31:51.120 this could have been Yale, this could have been any 1:31:51.240 --> 1:31:55.960 any level of education. I would I would argue that 1:31:56.080 --> 1:31:58.599 this was this was right up there and better than 1:31:58.720 --> 1:32:02.800 when anybody else could have done, whether Oxford, anywhere in 1:32:02.840 --> 1:32:03.280 the world. 1:32:03.360 --> 1:32:05.679 So that's that's extremely powerful. 1:32:05.720 --> 1:32:07.320 And now, like I said, this kind of information can 1:32:07.360 --> 1:32:13.360 literally change the trajectory of our you know, existence in 1:32:13.400 --> 1:32:17.439 this country and is something that we have not known. 1:32:17.320 --> 1:32:20.240 About for hundreds of years, for centuries. 1:32:20.560 --> 1:32:23.799 So now that we're coming into this information, it's important 1:32:23.800 --> 1:32:27.000 that a we learn as much as possible, we apply it, 1:32:27.960 --> 1:32:31.080 and also we work together as a group. So yeah, 1:32:31.120 --> 1:32:34.439 that's that's something that is extremely extremely powerful. 1:32:34.439 --> 1:32:35.479 So once again, thank you. 1:32:35.520 --> 1:32:38.000 So what we're gonna what we're gonna go into now 1:32:38.160 --> 1:32:41.000 is question answers for about twenty minutes. So once again 1:32:41.040 --> 1:32:45.000 if anybody joined late. This is a special edition of 1:32:45.000 --> 1:32:48.640 eyl University. So once a month, every single month. So 1:32:48.640 --> 1:32:49.480 with eyl. 1:32:49.280 --> 1:32:51.240 University, we're educational platform. 1:32:51.240 --> 1:32:54.479 Outside what you see on the podcast, the podcasts are 1:32:54.720 --> 1:32:58.160 episodes where you learn a lot. This is more of 1:32:58.200 --> 1:33:02.320 a hands on learning experience. So every single Wednesday at 1:33:02.320 --> 1:33:06.200 eight o'clock Eastern Standard time, we bring experts from the 1:33:06.200 --> 1:33:09.719 field in and they teach a class via zoom and 1:33:09.760 --> 1:33:13.200 it's on everything everything from how to wholesale real estate, 1:33:13.600 --> 1:33:17.560 to how to analyze the real estate. They'll investing, cryptocurrency, 1:33:17.880 --> 1:33:19.479 you name it. We've had a class and we're going 1:33:19.520 --> 1:33:22.960 to have more classes. And then that's every week. And 1:33:23.000 --> 1:33:27.920 then every other Sunday is our book club headed up 1:33:27.920 --> 1:33:31.920 by Troy. And then the alternate Sunday is MG no 1:33:32.000 --> 1:33:35.599 mortgage guy. He has a real estate call. And then 1:33:35.680 --> 1:33:38.760 once a month I do a financial planning call. So 1:33:38.800 --> 1:33:40.840 those are all the things that are in existence of 1:33:40.840 --> 1:33:44.599 EYL University now right now. But as I said, we're 1:33:44.640 --> 1:33:49.080 actually we're putting Eyo University the undergrad department as you 1:33:49.120 --> 1:33:51.080 know it, We're gonna we're gonna end it this This 1:33:51.080 --> 1:33:53.360 will be the last week of Eyo University as you 1:33:53.479 --> 1:33:56.040 know it. We're taking a winter break for two weeks 1:33:56.080 --> 1:33:58.080 and then we're coming back in twenty twenty one. We're 1:33:58.120 --> 1:34:01.320 coming back in twenty twenty one with a whole revamped product. 1:34:01.720 --> 1:34:05.120 We're gonna have a professor series where we're bringing in 1:34:05.280 --> 1:34:08.800 experts to teach classes four times a year. So it's 1:34:08.800 --> 1:34:10.880 not just gonna be one off because sometimes it's hard 1:34:10.920 --> 1:34:13.400 to learn with just a one off class, So we're 1:34:13.400 --> 1:34:16.720 gonna do four different classes. This business is gonna teach 1:34:16.720 --> 1:34:19.439 about taxes, ash cash, you gonna teach about financial literacy. 1:34:19.720 --> 1:34:22.080 Brandon Rule will teach about real estates, so being will 1:34:22.080 --> 1:34:26.439 teach about all things legal. Quentin Martin will be our 1:34:26.479 --> 1:34:33.120 investor teacher. Kwalame Uncle will teach about a variety of 1:34:33.160 --> 1:34:38.479 different business topics. And Credit do will teach about the 1:34:38.479 --> 1:34:42.640 world of credit. And actually I heard it might be 1:34:42.680 --> 1:34:45.720 interested in being a professor also, so I don't want 1:34:45.720 --> 1:34:48.280 to put her on the spot, but I. 1:34:48.200 --> 1:34:52.320 Already said I am down. 1:34:52.520 --> 1:34:54.240 Let me ask you this, because you're you're a member 1:34:54.280 --> 1:34:56.840 of uy University, how has your experience been so far? 1:34:56.880 --> 1:34:58.120 You just joined a couple of days ago. 1:34:58.160 --> 1:35:00.559 Behind you, it was not a couple of days ago. 1:35:00.600 --> 1:35:03.280 It's been a couple of weeks, thank you very much. 1:35:03.360 --> 1:35:05.479 Don't trying to play me like I just signed up, 1:35:05.560 --> 1:35:10.080 Like I just jumped on your bandwagon. Bro Okay, I 1:35:10.160 --> 1:35:13.080 actually signed up. After I did the first E Y 1:35:13.280 --> 1:35:17.960 L University with y'all, one of my partners, Greg Mullen, 1:35:18.040 --> 1:35:23.200 shot out to him, shout to cav this, shout out 1:35:23.240 --> 1:35:25.920 to keV. He's also Erner. So I was like, oh, 1:35:25.960 --> 1:35:29.160 I can't have Kevin and Greg getting all this good 1:35:29.280 --> 1:35:35.240 information without me. So yeah, it's been a great experience. 1:35:35.360 --> 1:35:37.800 Like I've just been going hard in the real estate section. 1:35:37.880 --> 1:35:42.400 But it's like so many classes, Like I'm not even 1:35:42.840 --> 1:35:44.880 like it's too much. I'm like it's a lot. Like 1:35:45.240 --> 1:35:49.960 it's stuff. I've watched two classes. I literally sat there 1:35:50.160 --> 1:35:53.840 like taking notes, and I was blown away by the 1:35:54.000 --> 1:35:57.960 level of information and insight that I was able to get. 1:35:58.240 --> 1:36:00.479 As somebody who know a little something, you know, I 1:36:00.520 --> 1:36:03.360 still was able to learn, which is really cool. 1:36:05.080 --> 1:36:07.920 We always we're always gonna over deliver an under promise. 1:36:07.960 --> 1:36:09.760 That's that's that's kind of how we live in right now. 1:36:10.080 --> 1:36:10.719 And it's like the. 1:36:10.600 --> 1:36:14.360 Most the most successful people always are investing themselves in uh. 1:36:14.479 --> 1:36:19.200 But actually obviously she's an extremely intelligent person and she's like, yo. 1:36:19.160 --> 1:36:20.040 I want to be an earner. 1:36:20.320 --> 1:36:23.519 I'm not I'm not above being a member of Eyo University. 1:36:23.520 --> 1:36:24.120 And she joined. 1:36:24.120 --> 1:36:26.639 I didn't even know she was joining. She joined and 1:36:26.960 --> 1:36:29.760 she became a member, and she she's studying herself. So 1:36:29.760 --> 1:36:32.400 that's that's dope, and that's that says a lot. So 1:36:32.439 --> 1:36:34.960 thank you for that. So we're going to get to questions. 1:36:35.040 --> 1:36:37.400 But before we do, like I said, this, this is 1:36:37.439 --> 1:36:40.320 the last thing that we're gonna do for ey University. 1:36:40.439 --> 1:36:44.120 This this uh this year. On Monday, we're changing it 1:36:44.160 --> 1:36:46.720 and then we're gonna come back January first. If you're 1:36:46.760 --> 1:36:49.680 interested in joining Eyo University, Like I said, we're revamping 1:36:49.720 --> 1:36:53.519 this whole thing. We with the revamp, everything is changing, 1:36:53.520 --> 1:36:56.800 including the price. The price is gonna double because we 1:36:57.000 --> 1:37:02.280 have we're paying professors now, we got a full time admin. 1:37:02.640 --> 1:37:04.960 Everything is changing. We're really really taking it to the 1:37:05.000 --> 1:37:08.439 next level. If you joined today, it's forty percent off, 1:37:08.960 --> 1:37:11.479 which is four four hundred dollars for the entire year, 1:37:11.520 --> 1:37:14.880 including seventy classes, all stuff I just named your grandfathered 1:37:14.920 --> 1:37:15.599 them for that price. 1:37:15.640 --> 1:37:16.280 Next year. 1:37:17.960 --> 1:37:20.639 And yeah, so this is the last forty eight hours. 1:37:20.640 --> 1:37:23.559 You got forty eight hours before that changes. So if 1:37:23.560 --> 1:37:26.800 you're interested, I pinned it in YouTube. It's Eyo University 1:37:26.880 --> 1:37:32.720 dot Com into promo code freedom at the end at checkout. 1:37:32.760 --> 1:37:36.360 And I mean, like, realistically, four hundred dollars, that's that's 1:37:36.400 --> 1:37:40.200 like a that's a good dinner with two people in 1:37:40.200 --> 1:37:42.280 New York City. That's a good dinner, two people, a 1:37:42.280 --> 1:37:44.799 bottle of wine. So to have this level of education, 1:37:44.920 --> 1:37:49.880 I think that we there's nothing comparable to it, especially 1:37:49.880 --> 1:37:53.960 for that price point. I mean, people charge ten thousand dollars, 1:37:54.280 --> 1:37:56.720 nine thousand dollars for that level of education for a 1:37:56.720 --> 1:38:00.479 lot less. A lot less actually is. 1:38:00.800 --> 1:38:03.519 I always say, man, there's there's no platform that has 1:38:03.560 --> 1:38:06.759 this much information in so many different areas. 1:38:06.800 --> 1:38:08.960 Man. So like you said, this is this is this 1:38:09.320 --> 1:38:09.839 in college. 1:38:09.880 --> 1:38:11.800 This is like two textbooks that you're not even gonna 1:38:11.840 --> 1:38:13.880 use because they're gonna give you a new version of 1:38:13.920 --> 1:38:15.040 it the next semester. 1:38:15.200 --> 1:38:16.639 So Ashley. 1:38:16.720 --> 1:38:20.000 Ashley's presentation was a book that was actly like a book, 1:38:20.080 --> 1:38:21.680 like if you if you put that in book for him, 1:38:22.000 --> 1:38:24.280 that's about one hundred and forty pages. 1:38:24.360 --> 1:38:25.840 And that was a scaled down version. 1:38:26.320 --> 1:38:28.280 Yeah, that's crazy. That's crazy. 1:38:28.360 --> 1:38:30.679 So so yeah, we're interested in having all you guys 1:38:30.760 --> 1:38:31.479 join is pinned. 1:38:31.520 --> 1:38:33.000 I'll put it back into YouTube. 1:38:33.360 --> 1:38:38.040 It's Eyo University dot Com into promo code freedom, and 1:38:38.400 --> 1:38:40.160 the price will be doubling. It's the first time the 1:38:40.160 --> 1:38:43.080 price is ever double. But we can do that in 1:38:43.080 --> 1:38:45.640 good conscious because we're giving you your heads up. So 1:38:45.680 --> 1:38:48.040 we're giving your heads up that the price is doubling 1:38:48.800 --> 1:38:51.639 in two days. So, Troy, let's get a couple of questions. 1:38:52.240 --> 1:38:56.360 I'm going I'm going to my man. Let's see John Palmer. 1:38:56.360 --> 1:38:57.040 I'm mute yourself. 1:38:57.040 --> 1:38:57.599 You've been on mute. 1:38:57.640 --> 1:39:00.000 He's been putting questions in the chat. He's been really 1:39:00.200 --> 1:39:02.040 locked in. So John, what's going on? 1:39:02.680 --> 1:39:03.800 Yeah, sir, are you doing this? 1:39:03.880 --> 1:39:06.599 Even the fellas? 1:39:04.680 --> 1:39:09.680 Excellent man, excellent presentation. 1:39:09.800 --> 1:39:11.439 Actually, I really appreciate. 1:39:11.200 --> 1:39:13.160 The value you were putting out. 1:39:13.240 --> 1:39:15.120 So definitely. 1:39:15.640 --> 1:39:19.120 Uh So, I had a question in regards to which 1:39:19.120 --> 1:39:23.920 I think actually kind of covered but getting lenders who 1:39:24.000 --> 1:39:27.120 are to say if it's developed land. I was having 1:39:27.160 --> 1:39:29.559 a hard time recently trying to find ones who are 1:39:29.600 --> 1:39:33.200 financing and I had a bad experience with with one 1:39:33.439 --> 1:39:37.320 in North Carolina. So if you have any type of 1:39:38.120 --> 1:39:41.880 i say, advice on how to bounce back something like that, 1:39:43.800 --> 1:39:45.680 I'm I'm all airs to that, but I just want 1:39:45.720 --> 1:39:48.400 to kind of, you know, share my experience and see 1:39:48.400 --> 1:39:52.759 if you have drew any alternative ways to finance things 1:39:52.800 --> 1:39:56.520 as you As she mentioned, it's you know, there's different ways. 1:39:56.200 --> 1:39:59.679 But it gets you know, it could be an uphill battle. 1:39:59.760 --> 1:40:02.519 So that was really my question. 1:40:03.160 --> 1:40:07.280 Yeah, so institution, Thanks John for listening, Thanks for your question. 1:40:07.840 --> 1:40:10.599 Institutional funding is hard. It's the hardest one to get. 1:40:12.120 --> 1:40:14.479 You have to be pristine, you have to have a 1:40:14.680 --> 1:40:18.679 strong business plan, you have to have a track record, 1:40:19.080 --> 1:40:22.160 and for a lot of folks that ain't us, right, 1:40:22.439 --> 1:40:25.479 So you have to be strategic by partnering with someone 1:40:25.520 --> 1:40:29.160 who does have that track record and really putting together 1:40:29.240 --> 1:40:35.320 a solid proposal for especially affordable housing right options. Because 1:40:35.400 --> 1:40:38.360 if you're not really talking about what the major need 1:40:38.400 --> 1:40:44.280 is right now, institutional lenders aren't really interested, especially being 1:40:44.280 --> 1:40:46.759 as though we're in the midst of a pandemic. These 1:40:46.840 --> 1:40:52.160 COVID cautions is what people are taking. They don't want 1:40:52.200 --> 1:40:56.240 to invest in someone who's never done this before. So 1:40:56.320 --> 1:40:59.480 your best bet is going to go be seller financing 1:41:00.120 --> 1:41:05.120 going to also be in getting private money, reaching out 1:41:05.160 --> 1:41:07.680 to your network of people who you know, who like 1:41:07.800 --> 1:41:10.599 no one trusts you, who know you have a good 1:41:11.040 --> 1:41:15.120 business mind, and again, having that really solid business plan 1:41:15.479 --> 1:41:17.200 is how you're going to be able to even attract 1:41:17.240 --> 1:41:21.040 those people. You can't ask your family and friends for money, 1:41:21.240 --> 1:41:23.679 and your plans not solid either, Like if you can't 1:41:23.680 --> 1:41:25.240 get it from the bank, you definitely aint gonna get 1:41:25.280 --> 1:41:29.160 it from your mama if your plans aren't solid. So 1:41:29.560 --> 1:41:33.679 you definitely should look to seller financing as an option 1:41:33.800 --> 1:41:36.880 and just don't give up. Keep plugging at it and 1:41:37.080 --> 1:41:42.960 refining your plan and talking to more developers, more contractors, 1:41:43.200 --> 1:41:47.880 get really involved if you're not already with a chamber 1:41:47.920 --> 1:41:51.599 of commerce or a development authority, so you can start 1:41:51.680 --> 1:41:55.720 networking and building more solid relationships with some of the 1:41:56.760 --> 1:41:59.679 institutional funders and people who might be in a position 1:42:00.120 --> 1:42:01.320 to help you make it happen. 1:42:02.240 --> 1:42:05.760 Appreciate, appreciate you, John, Thanks ash Oh, we're going to 1:42:05.800 --> 1:42:07.840 the H town. We're going to I haven't heard from 1:42:07.840 --> 1:42:10.439 my boys so long, Darius, what's going on? 1:42:10.479 --> 1:42:10.639 Man? 1:42:10.840 --> 1:42:13.200 Mute yourself you've been unmuted. 1:42:13.360 --> 1:42:16.479 Hey, what's going on? What's going on? In my ladder clip. Yeah, 1:42:16.920 --> 1:42:18.080 b you're good bro. 1:42:18.800 --> 1:42:19.519 That's what's up. 1:42:19.640 --> 1:42:23.439 Hey, For everybody that's listening, For everybody that's listening, I 1:42:23.520 --> 1:42:25.720 just want to piggyback a little bit off of rope 1:42:25.760 --> 1:42:30.440 for Shad said, man, come and join Wakanda man. Following 1:42:30.960 --> 1:42:34.719 E y L on social media is just not enough. 1:42:34.800 --> 1:42:40.360 Following on YouTube is just not enough. Come and join 1:42:40.760 --> 1:42:45.280 the gang. Like real talk, were waiting on. 1:42:45.280 --> 1:42:50.639 Y'all facts, facts, my god, real though. 1:42:50.640 --> 1:42:51.599 We're waiting on y'all. 1:42:52.120 --> 1:42:56.960 My My question for our teacher is this right here. 1:42:57.800 --> 1:43:01.759 I'm personally kind of uncomfortable with the concept of pure 1:43:02.000 --> 1:43:06.800 land investing, right and just just from the perspective of 1:43:07.800 --> 1:43:11.400 it doesn't produce cash flow immediately. But I know there 1:43:11.439 --> 1:43:15.280 is a sub market of it, which you kind of 1:43:15.280 --> 1:43:18.200 spoke to a little bit, and that's the minerals. As 1:43:18.240 --> 1:43:23.200 far as going into land for the purpose of generating income, 1:43:24.920 --> 1:43:26.680 and I know that the main way of doing that 1:43:26.880 --> 1:43:30.080 is through minerals. Is that a difficult thing to accomplish, 1:43:30.080 --> 1:43:34.560 of focusing specifically on land that has valuable minerals associated 1:43:34.600 --> 1:43:35.560 with it. 1:43:35.560 --> 1:43:37.960 It's not that it's hard, it's like anything else that's 1:43:38.000 --> 1:43:40.040 got a business. You have to know the business. You're 1:43:40.040 --> 1:43:41.760 going to have to put together a business plan. You're 1:43:41.800 --> 1:43:44.240 going to have to hire the consultants to people who 1:43:44.280 --> 1:43:46.640 are going to actually help you to mind for the minerals, 1:43:46.920 --> 1:43:48.960 and mining is a whole process, and you're still going 1:43:49.040 --> 1:43:51.559 to need some kind of institutional funding to get the 1:43:51.640 --> 1:43:56.120 manufacturing or excuse me, the equipment that you're going to 1:43:56.200 --> 1:44:00.360 need and hire the people and the team to do it. So, yeah, 1:44:00.439 --> 1:44:02.920 it's not going to be an immediate return on investment. 1:44:02.960 --> 1:44:06.040 It's going to be more investment. And typically land that 1:44:06.080 --> 1:44:09.320 does have minerals on it, those minerals have been spoken for, 1:44:09.720 --> 1:44:12.759 unless you are discovering those minerals for the first time 1:44:12.880 --> 1:44:16.519 on the land that you're buying, and typically that's going 1:44:16.600 --> 1:44:19.680 to come out in discovery. And if you come across 1:44:20.000 --> 1:44:23.320 a precious mineral of some use while you are doing 1:44:23.320 --> 1:44:27.679 your discovery period checking the soil, drilling and all that jazz, 1:44:28.040 --> 1:44:32.240 then you'll be able to utilize those mineral rights. But 1:44:32.720 --> 1:44:36.320 sometimes those industries are all sewn up and people have 1:44:36.520 --> 1:44:39.800 been working in those industries for so long that they 1:44:39.800 --> 1:44:42.559 have the ability to potentially box you out. So you 1:44:42.600 --> 1:44:44.960 just need to do your due diligence when you're looking 1:44:45.000 --> 1:44:46.600 at that. Everything at the end of the day is 1:44:46.640 --> 1:44:50.240 going to be do your research, find people you can trust, 1:44:50.600 --> 1:44:54.439 and be mindful that if you do find minerals, it's 1:44:54.479 --> 1:44:56.400 going to likely come after the purchase. 1:44:57.520 --> 1:45:01.759 Gotcha, appreciate you guys. Gotcha, bro I was looking. 1:45:01.800 --> 1:45:04.360 I was looking on landflip dot com. Man, Texas got 1:45:04.360 --> 1:45:06.200 a lot of land. We're gonna have to talk. 1:45:06.960 --> 1:45:09.040 Oh yeah, we got we got hundreds of thousands of 1:45:09.040 --> 1:45:12.080 acres available in Texas. 1:45:12.160 --> 1:45:14.760 You might find some oil. So like that's where the 1:45:14.840 --> 1:45:19.280 mineral rights can't come and play real good. But typically 1:45:19.439 --> 1:45:22.960 if there was already mineral rights, if they found that 1:45:23.040 --> 1:45:26.559 mineral right, that oil there, they got that locked up. 1:45:26.720 --> 1:45:29.800 They're not selling you that land in those mineral rights too. 1:45:30.479 --> 1:45:34.160 That's just not unless, like it's unheard of. It's possible 1:45:34.240 --> 1:45:36.320 any days, possible because this is American. 1:45:36.520 --> 1:45:38.960 Shout to Timmy. In the chat, she said her family 1:45:39.160 --> 1:45:42.759 has mineral rights on their land. There's an earner with 1:45:42.760 --> 1:45:44.559 with with the mineral rights. Shout out to you, Timmy, 1:45:44.920 --> 1:45:47.760 well kind of forever. Right, Let's go to Jennifer Green. 1:45:47.840 --> 1:45:50.040 I'm mute yourself. You've been on you to what's going on. 1:45:51.400 --> 1:45:56.639 Hello, Thanks again Ashley for all of the information you shared. So, 1:45:56.800 --> 1:46:01.439 I have a pretty decent situation going. My father recently, 1:46:01.520 --> 1:46:04.679 about a year and a half ago, gave me about 1:46:04.720 --> 1:46:10.320 fifteen acres of land in Georgia. It's cool, thank you. 1:46:11.160 --> 1:46:12.759 So he he gave. 1:46:12.600 --> 1:46:14.559 It to me basically and was like, you do what 1:46:14.560 --> 1:46:17.680 you want to do with it right now. It's in 1:46:17.760 --> 1:46:21.719 my name and my brother's name, and I'm currently paying 1:46:21.920 --> 1:46:22.920 just I think my. 1:46:22.960 --> 1:46:25.120 Taxes every year about five hundred dollars. 1:46:26.280 --> 1:46:29.639 So basically I'm kind of at a standstill about what 1:46:29.720 --> 1:46:34.439 i want to do with this land. And being that 1:46:34.479 --> 1:46:36.840 it's in a a it's in a completely rural area. 1:46:37.760 --> 1:46:41.160 It's outside of the city limits of Fort Valley, Georgia, 1:46:41.720 --> 1:46:46.360 which is Little Georgia, and I'm kind of leaning towards 1:46:46.400 --> 1:46:51.000 the whole situation with like using the land to grow trees. 1:46:51.800 --> 1:46:54.840 Yes, that was what I was gonna tell you out 1:46:54.880 --> 1:46:58.000 my mouth. So, yeah, that's what I was going to 1:46:58.080 --> 1:46:58.679 ask you about. 1:46:58.720 --> 1:47:02.080 If you had any experience or if you have any resources, 1:47:02.200 --> 1:47:03.600 I've got some insights. 1:47:03.640 --> 1:47:05.840 So let me tell you first and foremost, the thing 1:47:05.920 --> 1:47:10.640 you want to get with is the USDA's Department of Forestry, 1:47:10.720 --> 1:47:15.599 the Georgia Department of Forestry. You want to also get 1:47:15.600 --> 1:47:19.040 a farm land number, a Georgia Farmland number with the 1:47:19.080 --> 1:47:25.320 Georgia Department with the USDA. What you want to do is, 1:47:25.479 --> 1:47:28.439 if you haven't done so already, you put your land 1:47:28.439 --> 1:47:33.240 and what's known as a Conservation Use COUVA is what 1:47:33.280 --> 1:47:36.200 they call it agreement that's going to save you an 1:47:36.240 --> 1:47:39.840 immense amount of money on your taxes. It's a ten 1:47:39.960 --> 1:47:44.559 year program. But while you're growing your trees, the Georgia 1:47:44.600 --> 1:47:48.040 Department of Forestry you will pay you to plant the trees, 1:47:48.520 --> 1:47:51.599 to grow the trees, and the minute that the trees 1:47:51.920 --> 1:47:56.800 have matured, you cut those trees down. At the end 1:47:56.880 --> 1:48:00.439 of your COUVA agreement and you can to do it 1:48:00.479 --> 1:48:01.479 again or sell the land. 1:48:02.560 --> 1:48:03.000 Mmmm. 1:48:04.200 --> 1:48:06.720 That's a whole lot of game, yo, that's a free 1:48:06.720 --> 1:48:08.280 a whole lot of game. That's a whole lot of 1:48:08.320 --> 1:48:09.080 game right there. 1:48:09.280 --> 1:48:12.160 Sell the trees. So it's called a KOVA agreement ce 1:48:12.240 --> 1:48:12.600 u v A. 1:48:13.320 --> 1:48:16.960 Yeah, it's the conservation use agreement. That's your tech how 1:48:17.000 --> 1:48:20.360 you get text and you save on your text. It's 1:48:20.400 --> 1:48:23.440 almost sixty percent annually. 1:48:23.840 --> 1:48:26.320 I hope y'all soaking up this game right here. Man, 1:48:26.360 --> 1:48:29.679 this is this is crazy. This is crazy. That's crazy. 1:48:30.000 --> 1:48:32.679 Let's see, Uh, Shannon, were coming to you. I'm you yourself. 1:48:32.840 --> 1:48:34.120 You've been a muted Jennifer, thank you. 1:48:34.040 --> 1:48:34.599 For that question. 1:48:38.040 --> 1:48:40.920 Oh so actually when we give them some time. But 1:48:41.200 --> 1:48:44.040 there's something we call no fridge breaks. So if you 1:48:44.120 --> 1:48:47.120 if you, if you got up to go to the 1:48:47.160 --> 1:48:49.120 fridge and we called on you, then we got we 1:48:49.120 --> 1:48:50.720 gotta go to the next person. So I'm gonna go 1:48:50.720 --> 1:48:53.400 to the next person. Uh Neia, Mayah, we coming to you. I' 1:48:53.439 --> 1:48:54.519 mute yourself. You've been unmuted. 1:48:56.640 --> 1:48:59.160 Piece to the guys, piece of the guys. You know. 1:48:59.280 --> 1:49:04.000 I want to thank everybody, especially Uyl. I've learned so much. 1:49:04.080 --> 1:49:05.960 You know, I've been an earner for about two months. 1:49:05.960 --> 1:49:12.080 But to get straight to Ashley, my family has land 1:49:12.720 --> 1:49:15.439 in Georgia, over one hundred acres. We've had at lease 1:49:15.840 --> 1:49:20.160 on that particular land for three years with a cotton company, 1:49:20.560 --> 1:49:25.040 King Cotton. The lease is up and now the question 1:49:25.280 --> 1:49:27.600 is the fact that the land has already been cultivated. 1:49:30.280 --> 1:49:34.920 Is it still I guess ideal or is it what's 1:49:34.960 --> 1:49:36.840 the will be the process? Or is there some type 1:49:36.880 --> 1:49:39.639 of way for us to develop it and build a city. 1:49:41.280 --> 1:49:44.760 I mean, yeah, it's a cost analysis that you have 1:49:44.840 --> 1:49:45.360 to look at. 1:49:45.640 --> 1:49:45.800 Ok. 1:49:46.080 --> 1:49:49.960 So if you wanted to build and are you you're 1:49:50.000 --> 1:49:52.719 in Georgia. So it takes six hundred and forty acres 1:49:52.760 --> 1:49:55.679 to build an actual city. So the one hundred acres 1:49:55.720 --> 1:49:58.519 for us was just to start, and you gotta get 1:49:58.840 --> 1:50:02.320 at least a mile rate in order to actually build 1:50:02.400 --> 1:50:06.560 a city. You can absolutely build a community, a subdivision, development, 1:50:06.720 --> 1:50:09.880 little town, but for you to get city hood status 1:50:10.200 --> 1:50:13.160 is going to take a few more factors, and having 1:50:13.439 --> 1:50:17.479 at least six hundred and forty acres is the land requirement, right. 1:50:17.960 --> 1:50:23.200 But beyond that the lease, you can continue to lease 1:50:23.240 --> 1:50:28.080 certain areas and work in phases. So instead of taking 1:50:28.160 --> 1:50:33.599 all hundred acres and trying to do something new, start 1:50:33.680 --> 1:50:38.160 with like ten acres and build a little subdivision. Then 1:50:38.240 --> 1:50:40.360 you see how that goes, and then you do that 1:50:40.439 --> 1:50:44.080 and then you get some experience because the more experience, right, right, 1:50:44.840 --> 1:50:47.840 the better rates you get, the more opportunities you get, 1:50:47.840 --> 1:50:51.080 the more leverage. Right. So I wouldn't jet I would 1:50:51.200 --> 1:50:53.599 the fact that you have the lease, especially if they 1:50:53.600 --> 1:50:56.479 plan on renewing the lease, that's money in the hand, 1:50:56.560 --> 1:50:58.920 Like we always know, a bird in the hand is 1:50:58.960 --> 1:51:03.559 better than two in the bush. Yeah, yeah, yeah, you 1:51:03.760 --> 1:51:07.400 definitely want to look at Okay, when I renew this 1:51:07.520 --> 1:51:10.080 land lease, we're gonna, you know, let's go ahead and 1:51:10.120 --> 1:51:13.120 subdivide ten acres out because we're gonna go ahead and 1:51:13.160 --> 1:51:18.040 start developing on this first ten acres in time, you 1:51:18.080 --> 1:51:18.320 know what. 1:51:18.400 --> 1:51:20.680 And I really appreciate you saying that, because we were 1:51:20.760 --> 1:51:23.680 leaning towards that, because we were obviously inspired by the 1:51:23.760 --> 1:51:27.960 nineteen families purchasing a city saying where this is for us? 1:51:28.240 --> 1:51:30.400 You know. And I've studied case law for about six 1:51:30.479 --> 1:51:34.000 years now, and there's actually a case law of a 1:51:34.200 --> 1:51:38.400 senator in Florida back in like nineteen thirty or something 1:51:38.479 --> 1:51:41.519 like that. Right, he had a land that turned into 1:51:41.560 --> 1:51:43.559 a park after his death, but he put it under 1:51:43.600 --> 1:51:47.200 a trust, and a trust in denshed agreement basically stated, hey, 1:51:47.240 --> 1:51:51.959 this land is strictly for whites, but if we deemed necessary, 1:51:52.000 --> 1:51:54.920 we allow other races to you know, participate on our 1:51:55.000 --> 1:51:57.240 national park. And it got to a point to where, 1:51:57.800 --> 1:51:59.840 you know, he passed on and then the city had 1:51:59.840 --> 1:52:03.040 to live out his trust, his indenttional agreement, and they 1:52:03.120 --> 1:52:06.120 was like, listen, hey, no more blacks is allowed, and 1:52:06.200 --> 1:52:08.680 blacks were, you know, protesting people was hating him, trying 1:52:08.720 --> 1:52:10.200 to figure out what why we can't come on this 1:52:10.280 --> 1:52:12.360 land and fighting it, and they lost in court once 1:52:12.360 --> 1:52:15.240 they read the indentital agreement saying, hey, this man put 1:52:15.280 --> 1:52:19.040 this land under a trust and it's specifically for white 1:52:19.200 --> 1:52:19.719 use only. 1:52:20.080 --> 1:52:20.200 You know. 1:52:20.360 --> 1:52:23.240 So once I read that case law, I realized the 1:52:23.360 --> 1:52:27.080 power and trust and owning the land, you know. So, 1:52:27.479 --> 1:52:30.280 but I appreciate that though. We really, I really just 1:52:30.360 --> 1:52:30.920 learned a lot. 1:52:31.320 --> 1:52:33.080 Thank you, and I appreciate you. 1:52:33.240 --> 1:52:33.439 Man. 1:52:34.200 --> 1:52:36.080 We just got a whole social studies lesson. Man. 1:52:36.200 --> 1:52:40.040 Right, Look, you're like, I'm like, okay, case law. 1:52:41.080 --> 1:52:43.840 You know, you never know what's going to happen on 1:52:43.920 --> 1:52:46.240 here many. 1:52:46.160 --> 1:52:49.920 A case law. What he said, whatever he said I 1:52:49.920 --> 1:52:50.880 believed at that point. 1:52:51.280 --> 1:52:51.479 Yeah. 1:52:51.560 --> 1:52:53.880 Actually, I just want to give you credit and your 1:52:54.000 --> 1:52:56.240 entire team. Man, y'all really changing the narrative. I don't 1:52:56.240 --> 1:52:59.040 know how many dms or messages we got about people 1:52:59.120 --> 1:53:01.800 wanting to get involved there's a project like this, So 1:53:02.080 --> 1:53:04.760 I want to just publicly thank you for that. So 1:53:04.800 --> 1:53:07.360 anybody that has not listened to episode one, O, wait, shatty. 1:53:07.760 --> 1:53:08.400 You want to say you. 1:53:08.680 --> 1:53:11.759 Please doing yourself with tremendous disservice. That's the fact. 1:53:13.439 --> 1:53:15.880 Let's go to Leslie. Leslie was going on on mute yourself. 1:53:15.920 --> 1:53:16.839 You've been unmuted. 1:53:17.640 --> 1:53:18.040 Hello. 1:53:18.320 --> 1:53:22.839 Hello, my name's Leslie Valencia. I'm a city planner by trade. 1:53:23.040 --> 1:53:27.519 I am I studied it, but I'm very new doing 1:53:27.560 --> 1:53:30.360 it as a profession. I don't want to say the name, 1:53:30.360 --> 1:53:32.400 but I'm a city planner with one of the most 1:53:32.439 --> 1:53:36.240 popular cities in the Bay Area, and I identify as 1:53:36.240 --> 1:53:39.720 an artist. I worked in cooperatives, I worked in the 1:53:39.720 --> 1:53:44.680 cannabis industry, and I have these big dreams of living intentionally. 1:53:44.920 --> 1:53:49.960 And you kind of answered the question previously, but I 1:53:50.000 --> 1:53:52.439 wanted to just get your I think you're brilliant, You're amazing. 1:53:52.479 --> 1:53:54.439 My dream is to create a community now. It is 1:53:54.479 --> 1:53:58.360 to create my own city, and I just want your 1:53:58.400 --> 1:54:01.360 advice on like, what would you what type of advice 1:54:01.400 --> 1:54:03.240 would you give someone like me? Because I know that 1:54:03.400 --> 1:54:05.680 I have this great opportunity. I have a lot of 1:54:05.720 --> 1:54:08.240 privilege right now, and I don't see myself being a 1:54:08.240 --> 1:54:11.200 city planner forever, and I just want to be really 1:54:11.280 --> 1:54:13.640 strategic about what I need to learn and what I 1:54:13.720 --> 1:54:15.960 need to absorb so that I can, you know, make 1:54:16.000 --> 1:54:17.840 my dreams come true. And I just want to thank 1:54:17.880 --> 1:54:19.720 you for being like an amazing inspiration. 1:54:20.000 --> 1:54:23.880 Oh thank you, Leslie. Well, I'm super excited for you, because, 1:54:23.960 --> 1:54:27.160 like people like you, Leslie, is how we get to 1:54:27.320 --> 1:54:30.719 build dream cities. You know, like we have to network, 1:54:30.760 --> 1:54:33.280 we have to be strategic. So one of the first things, 1:54:33.320 --> 1:54:37.320 if you aren't a part of the Federation of International Communities, Leslie, 1:54:37.880 --> 1:54:41.720 start there. It's a nonprofit organization that does a lot 1:54:41.760 --> 1:54:46.360 of work with intentional communities. I just did a wonderful 1:54:46.920 --> 1:54:52.240 bipod panel with them about living intentionally and so what 1:54:52.320 --> 1:54:56.200 I would suggest is to start building your strategic partnerships 1:54:56.200 --> 1:54:59.640 as early as possible, because that's really what's going to 1:55:00.320 --> 1:55:05.320 be how you succeed in your city planning, having all 1:55:05.360 --> 1:55:09.920 of your stakeholders and the people who have that expertise 1:55:10.280 --> 1:55:13.839 to help you build a community with those intentional values 1:55:13.880 --> 1:55:18.920 that you want. It takes those stakeholders' voices to really 1:55:18.960 --> 1:55:22.520 flesh out the vision of that plan. And so getting 1:55:22.560 --> 1:55:27.560 with you know, sustainability communities. One of the things that 1:55:27.600 --> 1:55:33.480 I'm involved in is the Black Sustainability summit again, those 1:55:33.600 --> 1:55:43.520 chambers of commerce, the development authority. Just building those strategic 1:55:43.600 --> 1:55:47.520 partnerships is the first place to start. And getting involved 1:55:47.560 --> 1:55:51.440 in associations as early as you can, such as the 1:55:51.520 --> 1:55:58.839 Municipal Corporation Association. Uh, there's the National City the National 1:55:58.920 --> 1:56:02.120 League of Cities. So get involved in those if you're 1:56:02.160 --> 1:56:04.680 you aren't already, and take the fact that you are 1:56:04.720 --> 1:56:07.800 already a city planner and use that to your advantage 1:56:07.800 --> 1:56:10.520 and get as much personal development as you possibly can 1:56:10.920 --> 1:56:16.720 and partner strategically with those community activists, those real estate agents, 1:56:16.920 --> 1:56:20.040 those people who are you know, on the ground, who 1:56:20.200 --> 1:56:22.960 are going to have relationships with the people that you're 1:56:23.000 --> 1:56:23.840 placemaking for. 1:56:25.480 --> 1:56:27.880 Thank you so much, josh Ley. I feel like I 1:56:27.920 --> 1:56:31.200 got all the pieces scattered everywhere, and you've really been 1:56:31.240 --> 1:56:34.240 hopeful and trying to piece them together. Thank you so much. 1:56:34.640 --> 1:56:35.400 You're welcome. 1:56:35.560 --> 1:56:38.600 Thank you, Ashley. I see you have a special guest. 1:56:39.480 --> 1:56:42.560 Yeah, I mean we got two for one wants. 1:56:42.320 --> 1:56:43.880 To say what's up? She wants to say what's up. 1:56:44.200 --> 1:56:45.800 She's like, I'm getting ready for bed. 1:56:46.000 --> 1:56:51.839 She got it's. 1:56:49.200 --> 1:56:50.440 Time to wrap this up. 1:56:50.520 --> 1:56:53.840 World, it's almost over. 1:56:54.080 --> 1:56:56.520 We got we'll take one morning. We got special guys 1:56:56.520 --> 1:56:56.840 coming in. 1:56:56.920 --> 1:56:58.880 But that's the power I want. I want to all 1:56:58.880 --> 1:57:00.880 graze over that too. I want to high like that. 1:57:00.880 --> 1:57:02.600 That's extreme. That's the power of women. 1:57:03.200 --> 1:57:07.400 She's giving a mastermind presentation while still being a mom 1:57:07.800 --> 1:57:08.800 with her daughter in bed. 1:57:08.800 --> 1:57:10.160 She's about to put her daughter to bed. 1:57:10.600 --> 1:57:13.040 That's extremely that's that's if you really think about it, 1:57:13.040 --> 1:57:17.720 that's an extremely powerful visual right there. I'm sure her daughter, 1:57:17.800 --> 1:57:20.840 without even knowing, is soaking up so much information from 1:57:20.880 --> 1:57:24.400 her mom. And like I said, that's the power of 1:57:24.440 --> 1:57:26.960 a woman to be able to juggle and do so 1:57:27.040 --> 1:57:30.040 many different things. You know, if it was me, If 1:57:30.040 --> 1:57:33.520 it was me, I would be extremely stressed out at 1:57:33.520 --> 1:57:36.160 the moment. I would probably have my son like yo, 1:57:36.680 --> 1:57:39.120 go play a video game and just chill out for 1:57:39.160 --> 1:57:42.520 a minute. But uh, was putof to all the women 1:57:42.520 --> 1:57:45.600 out there that's able to multitask, take care of the family, 1:57:45.640 --> 1:57:50.800 take care of the home, and still still educate, educate us, educate. 1:57:51.520 --> 1:57:53.680 Out some of my ben sisters on here, like I 1:57:53.720 --> 1:57:55.800 see and my girls hot Like, I'm like, I know 1:57:55.880 --> 1:57:58.400 these people, so thank you, Christine Minor. 1:57:58.800 --> 1:58:01.920 I'm like, oh, my Ben sisters, my girls high girls 1:58:01.960 --> 1:58:05.040 are earners out here. So I appreciate that I see 1:58:05.120 --> 1:58:09.560 names and I remember my folks because and girls High are. 1:58:09.640 --> 1:58:12.320 Very small places, so you know when you see a 1:58:12.440 --> 1:58:17.200 name like I was in auto classes were shut out. 1:58:18.880 --> 1:58:20.960 Girl, Yo, it's crazy. 1:58:21.320 --> 1:58:23.480 If it was Rose of Verse and like my son 1:58:23.560 --> 1:58:25.720 was down here, I'd have to turn the video off. 1:58:27.920 --> 1:58:30.160 I'd have to turn the video off man. And it's 1:58:30.160 --> 1:58:33.400 just incredible to watch Mark. He's been waiting all night. 1:58:33.440 --> 1:58:36.000 Man been typing in the chat. Mark, You've been on 1:58:36.080 --> 1:58:36.720 mute to my guy. 1:58:37.800 --> 1:58:38.440 You can hear me? 1:58:38.720 --> 1:58:42.760 Yeah, perfect, I bet listen. I purchased a lot, right. 1:58:42.960 --> 1:58:47.920 I purchased a vacant lot last year, so I bought 1:58:47.920 --> 1:58:49.120 it for twenty two thousand. 1:58:49.240 --> 1:58:49.400 Right. 1:58:49.440 --> 1:58:52.600 So right now I'm in the process process of going 1:58:52.640 --> 1:58:55.000 through the zoning because I'm trying to build a triplex. 1:58:55.840 --> 1:58:57.480 I was wondering if I could get an fa Cha 1:58:57.600 --> 1:58:59.920 two or three klon to build on it. 1:59:01.240 --> 1:59:05.000 For new construction. Yes, yeah, it depends on how much 1:59:05.080 --> 1:59:05.800 is it gonna cost. 1:59:07.720 --> 1:59:10.640 Well, I looked up the city limit and it was 1:59:10.720 --> 1:59:14.440 like six hundred the to build it is not gonna 1:59:14.440 --> 1:59:16.720 cost that much. It's only gonna cost around to something. 1:59:17.600 --> 1:59:18.600 Hello. 1:59:19.520 --> 1:59:24.000 Sound might have went on again. But well, I'll pick 1:59:24.080 --> 1:59:26.760 up for that. Hopefully, hopefully should be able to come 1:59:26.840 --> 1:59:27.240 back soon. 1:59:27.320 --> 1:59:28.040 But I was. 1:59:28.000 --> 1:59:30.080 Wondering if it's possible for the f a K two 1:59:30.160 --> 1:59:32.520 or three K to just build from the groun. 1:59:32.360 --> 1:59:33.760 I'm gonna ask. I'm gonna ask Matt. 1:59:33.800 --> 1:59:36.920 Actually yeah, I was trying to contact Matt, but to 1:59:37.120 --> 1:59:38.640 get take with him as hard. 1:59:39.560 --> 1:59:42.160 I'm a personally, I'm a personally asking that question that 1:59:42.240 --> 1:59:44.120 we're gonna put the answer in the Facebook group tonight. 1:59:44.160 --> 1:59:45.800 So just try to try to check the Facebook. 1:59:46.120 --> 1:59:47.680 I think he's back. I think he's back. 1:59:48.000 --> 1:59:50.440 I'm not even in the Facebook group. You should you 1:59:50.520 --> 1:59:51.480 do yourself with your service. 1:59:51.760 --> 1:59:52.160 Got on it. 1:59:52.240 --> 1:59:54.880 I just got on this because when I signed up 1:59:54.880 --> 1:59:59.040 for his blueprint, I learned all that information first, and 1:59:59.080 --> 2:00:00.760 then I went to this because. 2:00:00.640 --> 2:00:05.080 Okay, okay, joined the Facebook group tonight. We're gonna we're 2:00:05.080 --> 2:00:07.600 gonna put the answer to that. Hopefully we're able to 2:00:07.600 --> 2:00:10.200 get Ashley back on. But in the meantime, Troy, can 2:00:10.200 --> 2:00:12.240 we can we get Janet on before? 2:00:12.640 --> 2:00:12.920 Come on? 2:00:12.960 --> 2:00:14.440 Man, you know I'm a wizard when to come to this. 2:00:14.520 --> 2:00:17.120 She's already here, bro Janet. 2:00:16.840 --> 2:00:17.520 What's going on? 2:00:17.640 --> 2:00:20.320 Hey, guys, how are you you guys. 2:00:20.080 --> 2:00:24.600 Hear me, got the officials, got the officials and all that. 2:00:24.960 --> 2:00:28.080 So we wanted we want to introduce We want to 2:00:28.120 --> 2:00:31.520 introduce Janney. We we talked about the young lady that 2:00:31.600 --> 2:00:34.440 we brought on as our first employee, our first full 2:00:34.440 --> 2:00:35.080 time employee. 2:00:35.080 --> 2:00:37.360 This is a big deal for us. First first full 2:00:37.400 --> 2:00:39.240 time employee was Janet. 2:00:39.240 --> 2:00:41.720 And Jannet was just a wonderful person that was a 2:00:41.720 --> 2:00:44.960 member of Eyle University, a strong supporter, and she was 2:00:45.040 --> 2:00:48.120 just like going over and above, like she was putting 2:00:48.120 --> 2:00:52.040 together accountability group. She was just doing everything and we're like, yo, 2:00:52.080 --> 2:00:55.560 she's adding so much value, Like we gotta like bring 2:00:55.600 --> 2:00:59.000 her on full time. And like I said, at the time, 2:00:59.080 --> 2:01:01.680 she was working for the corporate world. She was working 2:01:01.720 --> 2:01:05.240 for Fidelity, which you know, obviously it's a you know, 2:01:05.440 --> 2:01:07.320 it's a it's a good company. It's not early a 2:01:07.360 --> 2:01:11.360 leisure but it's it's okay. So we had to call, 2:01:11.480 --> 2:01:13.480 we had to come correct. She wasn't just working at 2:01:13.520 --> 2:01:17.640 you know, just anywhere. She was working at a fortune 2:01:17.680 --> 2:01:19.720 five hundred company and. 2:01:21.080 --> 2:01:22.520 Is the best job I've ever had. 2:01:22.840 --> 2:01:26.160 There. We go love, that's love. 2:01:26.280 --> 2:01:28.440 So this is how serious man. Nobody does it like 2:01:28.440 --> 2:01:31.200 early Allegian man. We took one of the top talents 2:01:31.440 --> 2:01:34.440 from one of the top financial firms in the world, 2:01:35.160 --> 2:01:37.880 and we were able to bring her to e y 2:01:38.120 --> 2:01:42.320 L University and she's gonna help scale EYL University to 2:01:42.440 --> 2:01:48.880 be the biggest educational platform in the world. And so yes, 2:01:48.960 --> 2:01:50.560 can you just talk a couple of minutes. I just 2:01:50.600 --> 2:01:53.440 want to introduce the people to you formerly once again, 2:01:53.520 --> 2:01:57.560 we appreciate you. You're you're You're an amazing person, extremely 2:01:57.600 --> 2:01:59.640 talented and hard working person. 2:02:00.160 --> 2:02:01.200 So what what. 2:02:03.160 --> 2:02:03.720 You got to keep? 2:02:04.800 --> 2:02:07.120 Hey, we learned a valuable lesson if you want to 2:02:07.120 --> 2:02:11.879 do something right a woman that's. 2:02:14.400 --> 2:02:18.320 Out there, I want to say a special shout out 2:02:18.360 --> 2:02:22.080 to Ashley. You absolutely killed it. That was incredible and 2:02:22.120 --> 2:02:24.040 I have like a dream of having my own little 2:02:24.040 --> 2:02:24.680 farm one day. 2:02:24.720 --> 2:02:29.280 So I'm like taking notes. We so thank you. I 2:02:29.360 --> 2:02:32.120 know you girl, we've bet some same groups together something. 2:02:32.120 --> 2:02:32.920 I'm like, you look just. 2:02:35.880 --> 2:02:38.080 I think you're my long lost cousins from somewhere. 2:02:38.120 --> 2:02:40.840 You know, you have an sup So. 2:02:40.880 --> 2:02:44.480 Yeah, thank you guys so much for this introduction. It's 2:02:44.520 --> 2:02:47.440 been an absolute honor being an earner and being able 2:02:47.440 --> 2:02:49.760 to help and be on this side is just amazing. 2:02:50.280 --> 2:02:51.960 I really mean it when I said I love doing 2:02:52.000 --> 2:02:56.040 this and as you guys know, like we've built this well, 2:02:56.080 --> 2:02:59.440 you guys have built this beautiful community and really it's 2:02:59.440 --> 2:03:02.120 so open and it's a safe place. And for me, 2:03:02.240 --> 2:03:07.160 it's like with ey L, it's tapping into my how 2:03:07.200 --> 2:03:08.960 do I say it, Like. 2:03:11.960 --> 2:03:13.480 It's like a hard thing for me. I don't know 2:03:13.480 --> 2:03:14.080 how to explain it. 2:03:14.120 --> 2:03:16.000 But like when I do this work and we're talking, 2:03:16.080 --> 2:03:19.280 we have book club and everything, it's like I lose 2:03:19.320 --> 2:03:21.120 time in it and I have to stop myself from 2:03:21.160 --> 2:03:23.800 working at EYLU sometimes because I just see it being 2:03:24.280 --> 2:03:26.680 there's so much that we need and like we you know, 2:03:26.720 --> 2:03:29.840 we always encourage earners to use their skills. It's a 2:03:29.840 --> 2:03:33.520 great place for you to practice what you're learning. You know, 2:03:33.680 --> 2:03:36.440 I wasn't always like I was. I'm still a little 2:03:36.440 --> 2:03:38.440 nervous right now, but you know, I've come a long 2:03:38.480 --> 2:03:41.160 way from being on these zoom calls with EYL and stuff. 2:03:41.200 --> 2:03:44.120 So feel free to use your skills practice with us. 2:03:44.120 --> 2:03:46.480 It's a very safe place and it's about lifting up 2:03:46.480 --> 2:03:49.480 our communities and working together and that's my biggest thing. 2:03:49.480 --> 2:03:50.040 And I love it. 2:03:50.080 --> 2:03:52.560 Like we are going to change our communities. We're not 2:03:52.600 --> 2:03:55.000 waiting for anybody else. You know, my block belongs to me. 2:03:55.040 --> 2:03:57.680 I'm a buy this block, right. So it's about us 2:03:57.720 --> 2:04:01.160 taking care of each other and sharing what we know. 2:04:01.320 --> 2:04:03.560 And Ashley is a great example of that when she's 2:04:03.560 --> 2:04:06.920 talking about nineteen families coming together, you know, having a 2:04:06.920 --> 2:04:09.840 safe place for our people, you know. And and so 2:04:10.600 --> 2:04:12.240 I'm just so honored to be here. I hope to 2:04:12.240 --> 2:04:15.360 see some of you guys tomorrow orientation where we talk 2:04:15.440 --> 2:04:18.960 about the Facebook page and the website and all these 2:04:19.000 --> 2:04:21.960 great things are rolling out in January. So yeah, I 2:04:21.960 --> 2:04:23.760 hope to see some of you guys on YouTube. 2:04:23.840 --> 2:04:24.720 On the other side. 2:04:25.080 --> 2:04:27.920 Yeah, the biggest, the biggest, the big the biggest in 2:04:28.040 --> 2:04:31.760 the game. Man, like you gotta you gotta appreciate what's 2:04:31.800 --> 2:04:33.480 going on. Man, this is a whole This is a whole, 2:04:33.600 --> 2:04:34.200 entire movement. 2:04:34.240 --> 2:04:35.560 Like I said, we started. 2:04:35.880 --> 2:04:39.000 You gotta understand how Ernie Leases started. It started in 2:04:39.080 --> 2:04:42.760 choice dining room with with just some iPhones. 2:04:43.280 --> 2:04:46.280 And now you know, we have we have a media company. 2:04:47.160 --> 2:04:50.960 We're gonna start producing podcasts, uh Eyo Networks. We have 2:04:51.000 --> 2:04:54.960 an educational company where we have a variety of different 2:04:55.080 --> 2:04:58.120 education and we're gonna blow that up. We have full 2:04:58.160 --> 2:05:03.959 time workers. Everybody that we employ is from our community, 2:05:04.400 --> 2:05:08.040 relates to us, know us. We're stimulating the economy and 2:05:08.080 --> 2:05:11.440 that helps stimulate our economy. If you can't respect that, 2:05:11.720 --> 2:05:19.080 your whole perspective is what That's a fact man. So Janet, 2:05:19.240 --> 2:05:20.960 once again, it's been a pleasure. 2:05:22.080 --> 2:05:24.680 Everybody. If you are a member of Eyo University, you 2:05:24.760 --> 2:05:25.280 check out her. 2:05:25.920 --> 2:05:28.760 She will be hosting orientation tomorrow at seven o'clock. 2:05:29.480 --> 2:05:32.440 Zoom link and shoddy, real quick, real quick. I just 2:05:32.440 --> 2:05:32.920 want to say this. 2:05:33.000 --> 2:05:35.400 Janet is our first, our first person that we fired, 2:05:35.800 --> 2:05:38.760 but she's not gonna be our last. So we see 2:05:38.800 --> 2:05:41.560 the level of value that everybody is adding. And trust me, 2:05:41.600 --> 2:05:43.840 we're gonna need more help as we grow, So we 2:05:43.920 --> 2:05:47.440 trust me. All our top earners were watching, were watching 2:05:47.560 --> 2:05:48.880 very carefully appreciate. 2:05:48.560 --> 2:05:50.920 It's like just like to we're watching, We're watching it. 2:05:51.040 --> 2:05:52.280 We're watching the greats. 2:05:52.360 --> 2:05:56.919 Just like Tyler Perry built built his compound in Atlanta 2:05:56.960 --> 2:05:59.120 and he's hiring all these people. We're gonna have the 2:05:59.160 --> 2:06:01.960 same thing we're gonna have. We're gonna have people directing 2:06:02.040 --> 2:06:04.440 things for us. We're gonna have kids out of college 2:06:04.760 --> 2:06:07.240 We're gonna give young brothers an opportunity to get off 2:06:07.240 --> 2:06:10.240 the street corner. We're gonna give black women an opportunity 2:06:10.320 --> 2:06:13.040 not to have to work in corporate America, and they 2:06:13.080 --> 2:06:15.840 can they can really show these their brilliancy. 2:06:16.520 --> 2:06:18.080 So you know what I'm saying, We're gonna, We're gonna, 2:06:18.080 --> 2:06:18.720 were gonna do it. 2:06:18.800 --> 2:06:21.080 And then hopefully, you know, people can tell, like how 2:06:21.120 --> 2:06:24.080 we get inspiration from people like Tyler Perry, hopefully people 2:06:24.080 --> 2:06:27.160 can get inspiration from us, and then it's like a 2:06:27.240 --> 2:06:31.280 million different splinter cells all over America and we're gonna 2:06:31.360 --> 2:06:32.920 end up changing the whole entire world. 2:06:33.040 --> 2:06:34.800 So I'm encouraged. 2:06:35.160 --> 2:06:38.760 I'm encouraged, So I hope everybody else is encouraged, And yeah, 2:06:39.200 --> 2:06:40.760 join eyl University. 2:06:40.880 --> 2:06:43.040 Man, why not? That's what you got to ask yourself? 2:06:43.040 --> 2:06:46.760 Not why why not? On Eyo University? Forty percent off? 2:06:47.640 --> 2:06:51.520 The code is pinned is code freedom at checkout and 2:06:51.680 --> 2:06:54.120 uh in two days the price will be going up. 2:06:54.280 --> 2:06:57.200 It will be doubling. But we let you know, we 2:06:57.280 --> 2:06:59.800 give you a forty eight hour head start. But before 2:06:59.800 --> 2:07:01.920 we in this, we have to give the last word 2:07:02.000 --> 2:07:07.280 to our esteem. Professor Ashley Scott, what would you like 2:07:07.320 --> 2:07:09.760 to leave the people with Actually I love to drop. 2:07:09.640 --> 2:07:13.000 Jules because I don't want to die with information and 2:07:13.160 --> 2:07:15.240 my knowledge in my head. I want to give it 2:07:15.280 --> 2:07:19.320 out to my community. And so please y'all keep on 2:07:19.800 --> 2:07:23.440 showing up, showing out, being beautiful. I appreciate you. I 2:07:23.520 --> 2:07:26.160 thank you all for your time, and y'all can also 2:07:26.280 --> 2:07:29.760 visit me at Ashley Scott Hoolmes dot com. 2:07:29.920 --> 2:07:31.840 Peace all right, yo, shanty before we go. 2:07:31.920 --> 2:07:34.240 Before we go, Since it is our last webinar of 2:07:34.280 --> 2:07:36.480 twenty twenty, I just want to give a huge shout 2:07:36.480 --> 2:07:39.840 out to everybody who's lent their time and expertise to 2:07:39.960 --> 2:07:44.400 our platform, from Andre Hatchett, our first professor, to hit 2:07:44.520 --> 2:07:48.080 now Ashley Scott, and there's a long list in between. Man, 2:07:48.120 --> 2:07:49.800 I don't want to listen too long for me to 2:07:49.800 --> 2:07:52.880 try to name them are. But we greatly appreciate you 2:07:53.440 --> 2:07:56.360 lending your time again and your expertise to our community 2:07:56.760 --> 2:07:59.080 and to the advancement of our people. Man, we are 2:07:59.120 --> 2:08:02.240 greatly appreciative of it. And and debity y'all for that. 2:08:02.360 --> 2:08:03.000 Appreciate y'all. 2:08:03.080 --> 2:08:05.320 Yeah, and shout out to everybody that you know became 2:08:05.360 --> 2:08:07.240 a member, including Ashley. 2:08:07.800 --> 2:08:08.440 So this is dope. 2:08:08.440 --> 2:08:10.560 I think this might be the first time that we 2:08:10.640 --> 2:08:14.600 actually had a class taught by a member, right. 2:08:16.840 --> 2:08:19.080 Maybe yeah, maybe, yeah, I think. 2:08:18.960 --> 2:08:20.480 I think I think that might be the first time 2:08:20.520 --> 2:08:22.040 that we have a class to a by member. So 2:08:22.200 --> 2:08:23.839 I just make history. 2:08:24.240 --> 2:08:27.200 Yeah, hey, yeah, they just I just got hit on 2:08:27.240 --> 2:08:27.480 the line. 2:08:27.480 --> 2:08:31.200 Shout out to one of our OG's dal Freeman just 2:08:31.280 --> 2:08:32.280 joined ey L too. 2:08:32.400 --> 2:08:34.840 Oh yeah, Darren Freeman. Daryn Freeman. But this is another 2:08:34.880 --> 2:08:36.960 thing too, because quens in the in the Facebook room. 2:08:37.200 --> 2:08:41.640 Daryn Freeman, Daryn Freeman. His episode is going crazy. That's 2:08:41.720 --> 2:08:44.360 that's the gentleman who started a company with two thousand 2:08:44.400 --> 2:08:46.800 dollars and sold him for twenty three million. He's this 2:08:46.840 --> 2:08:48.680 is this is this is this is so crazy. He 2:08:48.760 --> 2:08:51.080 sold his company for twenty three million. He texted me 2:08:51.160 --> 2:08:54.080 and Troy like, can you send me the link? I 2:08:54.080 --> 2:08:55.960 want to I want to sign up to EYL University. 2:08:55.960 --> 2:08:57.440 I need to learn more about business. 2:08:57.640 --> 2:09:00.800 I promise you, I promise you. He said that, so I. 2:09:00.800 --> 2:09:02.200 Might be able to put it on camera. I'm not 2:09:02.240 --> 2:09:02.840 sure we'll see. 2:09:02.880 --> 2:09:05.320 I'm thinking I'm thinking in my brain, like you you 2:09:05.400 --> 2:09:08.000 sold your company for twenty three million dollars. But that 2:09:08.120 --> 2:09:11.280 just goes to show you the mindset of somebody that's 2:09:11.360 --> 2:09:14.920 never satisfied, that's always looking to learn. He literally he didn't, 2:09:14.960 --> 2:09:17.360 He didn't ask for free anything. He was like, look, 2:09:17.760 --> 2:09:19.520 send me the link. What do I need to do 2:09:19.560 --> 2:09:21.960 to sign up? I want to I want to join, 2:09:22.040 --> 2:09:24.280 I want to learn, like I just need to learn more. 2:09:24.400 --> 2:09:27.520 So shout out to I'm looking at the text right now. 2:09:27.600 --> 2:09:30.360 Right before that, he reminded us about that that apple, 2:09:31.160 --> 2:09:33.400 that apple purchase that we talked about all the episode, 2:09:33.640 --> 2:09:34.400 and how well he was doing. 2:09:34.440 --> 2:09:36.160 Shout out to the child to free mane og free 2:09:36.200 --> 2:09:36.720 were calling him. 2:09:36.840 --> 2:09:39.120 Shout out to og free man got you got his 2:09:39.200 --> 2:09:42.000 whole set up in the Bahamas, a private plane, the 2:09:42.040 --> 2:09:45.400 whole situation. But you're never too big, You're never too 2:09:45.480 --> 2:09:48.120 big to learn. That's a powerful lesson. That's a that's 2:09:48.120 --> 2:09:51.720 a very very powerful lesson. So maybe we can get 2:09:51.800 --> 2:09:52.600 him teaching class. 2:09:52.800 --> 2:09:53.640 Well, i'd be crazy. 2:09:53.880 --> 2:09:56.520 I'm sure, I'm sure, I'm sure he'll do it. 2:09:56.640 --> 2:09:57.080 Yoh man. 2:09:57.120 --> 2:09:58.840 It's been a crazy night man, And I want to 2:09:59.280 --> 2:10:03.400 think Ashley again. Janet Tomorrow, seven o'clock and everybody that 2:10:03.520 --> 2:10:06.360 is on the East coast, we are getting destroyed. Right 2:10:06.360 --> 2:10:08.200 now with snow, be safe out there. 2:10:08.400 --> 2:10:11.800 Please be safe. Corona is still a situation in our 2:10:11.840 --> 2:10:14.480 country and the snow is added to us being inside. 2:10:14.520 --> 2:10:18.320 So be safe, Hug your loved ones and again. 2:10:18.280 --> 2:10:22.280 Like like like the video, Please subscribe to our YouTube channel, 2:10:22.520 --> 2:10:26.360 subscribe to the podcast. This will be on podcast audio 2:10:26.360 --> 2:10:30.160 two on Friday for Study Hall. But yes, yes, spread love, 2:10:30.720 --> 2:10:34.520 stay safe, stay warm. We love you guys. We'll see 2:10:34.560 --> 2:10:34.880 you soon. 2:10:35.160 --> 2:10:35.440 Peace. 2:10:35.640 --> 2:10:43.280 Peace, peace, My graduates from my school being forced back 2:10:43.320 --> 2:11:01.360 and drop drop Mike, drop back drop my graduates from 2:11:01.400 --> 2:11:08.840 my school being force back, drop drop drotdrop droft. 2:11:19.240 --> 2:11:22.920 An illegal alien from Guatemala charged with raping a child 2:11:22.960 --> 2:11:26.760 in Massachusetts. An MS thirteen gang member from Al Salvador 2:11:27.000 --> 2:11:31.120 accused of murdering a Texas man of Venezuelan charged with 2:11:31.200 --> 2:11:35.080 filming and selling child pornography in Michigan. These are just 2:11:35.200 --> 2:11:38.960 some of the heinous migrant criminals caught because of President 2:11:39.000 --> 2:11:42.520 Donald J. Trump's leadership. I'm Christy Noman, the United States 2:11:42.600 --> 2:11:47.400 Secretary of Homeland Security. Under President Trump, Attempted illegal border 2:11:47.400 --> 2:11:50.960 crossings are at the lowest levels ever recorded, and over 2:11:51.040 --> 2:11:54.240 one hundred thousand illegal aliens have been arrested. If you 2:11:54.320 --> 2:11:58.160 are here illegally, your next you will be fine nearly 2:11:58.240 --> 2:12:01.960 one thousand dollars a day. In prisoned, and deported, you 2:12:02.040 --> 2:12:05.560 will never return. But if you register using our CBP 2:12:05.760 --> 2:12:08.480 home app and leave now, you could be allowed to 2:12:08.520 --> 2:12:13.360 return legally. Do what's right. Leave now. Under President Trump 2:12:13.520 --> 2:12:16.640 America's laws, border and families. 2:12:16.280 --> 2:12:17.080 Will be protected. 2:12:17.200 --> 2:12:19.320 Sponsored by the United States Department of Homeland Security,