1 00:00:01,280 --> 00:00:03,520 Speaker 1: This episode is brought to you by P and C Bank. 2 00:00:03,920 --> 00:00:06,680 Speaker 1: A lot of people think podcasts about work are boring, 3 00:00:06,880 --> 00:00:10,719 Speaker 1: and sure they definitely can be, but understanding of professionals 4 00:00:10,800 --> 00:00:14,040 Speaker 1: routine shows us how they achieve their success little by little, 5 00:00:14,440 --> 00:00:18,079 Speaker 1: day after day. It's like banking with P and C Bank. 6 00:00:18,560 --> 00:00:21,360 Speaker 1: It might seem boring to save, plan and make calculated 7 00:00:21,400 --> 00:00:24,479 Speaker 1: decisions with your bank, but keeping your money boring is 8 00:00:24,520 --> 00:00:27,840 Speaker 1: what helps you live or more happily fulfilled life. P 9 00:00:27,960 --> 00:00:32,800 Speaker 1: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly 10 00:00:32,840 --> 00:00:35,479 Speaker 1: Boring since eighteen sixty five is a service mark of 11 00:00:35,520 --> 00:00:38,760 Speaker 1: the PNC Financial Service Group, Inc. P and C Bank 12 00:00:39,159 --> 00:00:41,360 Speaker 1: National Association Member FDIC. 13 00:00:43,159 --> 00:00:48,800 Speaker 2: So for people, okay, on their financial journey and they 14 00:00:48,880 --> 00:00:53,920 Speaker 2: hit they finally they become a millionaire. Okay, what should 15 00:00:53,960 --> 00:00:56,480 Speaker 2: they do next? Like, what's next after you become a millionaire. 16 00:00:56,880 --> 00:01:03,040 Speaker 2: I'll give some advice. Don't make any large purchases, including 17 00:01:03,720 --> 00:01:07,399 Speaker 2: say it again, make any large don't make any large purchases. 18 00:01:07,480 --> 00:01:10,680 Speaker 3: Yeah, staying the same you've been in, including a house. 19 00:01:11,800 --> 00:01:15,000 Speaker 4: Rushad they're going to say that you're anti home, miss 20 00:01:15,040 --> 00:01:15,560 Speaker 4: I'm not going to. 21 00:01:15,760 --> 00:01:18,640 Speaker 5: No, no that. But tell them why that's important. 22 00:01:19,040 --> 00:01:24,959 Speaker 2: Yeah, because, uh, your primary home, unless it's a multi 23 00:01:25,120 --> 00:01:26,040 Speaker 2: family home. 24 00:01:26,560 --> 00:01:29,720 Speaker 5: Is not going to be a asset. 25 00:01:29,319 --> 00:01:32,240 Speaker 2: For you in the moment over the course of time, 26 00:01:32,720 --> 00:01:35,319 Speaker 2: but it's going to be a liability for you in 27 00:01:35,400 --> 00:01:38,679 Speaker 2: the moment. So you're still trying to collect as many 28 00:01:38,720 --> 00:01:40,680 Speaker 2: assets as possible to grow your wealth. 29 00:01:41,240 --> 00:01:42,399 Speaker 5: You don't want to take you. 30 00:01:42,319 --> 00:01:45,039 Speaker 2: Don't want to take two steps back after you made 31 00:01:45,040 --> 00:01:48,560 Speaker 2: three steps forward. So you make a million dollars, and 32 00:01:48,600 --> 00:01:54,360 Speaker 2: you have a million dollars, and then you spend six 33 00:01:54,440 --> 00:01:57,480 Speaker 2: hundred thousand on a house that's going to cost you 34 00:01:57,520 --> 00:02:00,120 Speaker 2: an additional eight thousand a month. That's going to of 35 00:02:00,120 --> 00:02:02,360 Speaker 2: course you an additional thirty thousand a year in taxes 36 00:02:04,600 --> 00:02:07,000 Speaker 2: right back the way you started a couple hundred thousand, 37 00:02:07,800 --> 00:02:11,120 Speaker 2: and like meek Mill said, that ain't real money, that's 38 00:02:11,160 --> 00:02:12,600 Speaker 2: bail money, no disrespect. 39 00:02:12,840 --> 00:02:17,200 Speaker 3: But that one bad situation and. 40 00:02:17,160 --> 00:02:19,720 Speaker 5: Now you're back to rock bottom. So it's about it's 41 00:02:19,720 --> 00:02:20,920 Speaker 5: about playing a long game. 42 00:02:21,600 --> 00:02:24,239 Speaker 2: Real estate, for sure, is a good investment over the 43 00:02:24,280 --> 00:02:26,000 Speaker 2: course of time, it has always gone up in value, 44 00:02:26,040 --> 00:02:29,040 Speaker 2: but it can hurt you as well. So if you're 45 00:02:29,040 --> 00:02:32,080 Speaker 2: going to buy real estate, we talked about the multifamily 46 00:02:32,120 --> 00:02:37,000 Speaker 2: play all about you know, as far as having you know, 47 00:02:37,360 --> 00:02:39,680 Speaker 2: places that other people live in. And now you're a 48 00:02:39,760 --> 00:02:45,200 Speaker 2: landlord and you're collecting rent while your while your asset appreciates, 49 00:02:45,600 --> 00:02:47,720 Speaker 2: and you might want to continue to actually rent a 50 00:02:47,760 --> 00:02:50,000 Speaker 2: place because if you're actually doing business out that place 51 00:02:50,080 --> 00:02:52,280 Speaker 2: or it structured properly with your CA CPA, you can 52 00:02:52,320 --> 00:02:54,920 Speaker 2: write that off as attached right off, but you're still 53 00:02:55,000 --> 00:02:59,160 Speaker 2: keeping large sums of money you have access to it. 54 00:02:59,240 --> 00:03:02,639 Speaker 2: You never want to tie your money up until you 55 00:03:02,639 --> 00:03:04,840 Speaker 2: you can, until you can properly afford it. Then when 56 00:03:04,880 --> 00:03:06,480 Speaker 2: you get to a point it doesn't matter that it's 57 00:03:06,480 --> 00:03:09,480 Speaker 2: like it doesn't even matter. But until then, when you 58 00:03:09,560 --> 00:03:13,640 Speaker 2: first become a millionaire, some of the trappings of success 59 00:03:13,919 --> 00:03:19,840 Speaker 2: is the real estate large real estate play. It's luxury 60 00:03:19,919 --> 00:03:24,120 Speaker 2: car bsy car done the wrong way right as far 61 00:03:24,160 --> 00:03:28,120 Speaker 2: as putting two hundred thousand dollars down or buying a 62 00:03:28,160 --> 00:03:30,400 Speaker 2: car to two hundred and fifty thousand dollars outright in 63 00:03:30,480 --> 00:03:32,679 Speaker 2: cash because you feel like you have enough money when 64 00:03:32,720 --> 00:03:35,480 Speaker 2: that's going to go down and value, and then by 65 00:03:35,480 --> 00:03:37,600 Speaker 2: the time you sell it, you're going to get fifty 66 00:03:37,720 --> 00:03:39,760 Speaker 2: seventy five thousand dollars back at it, and you just 67 00:03:39,800 --> 00:03:42,400 Speaker 2: lost one hundred and fifty thousand dollars for no reason. 68 00:03:44,640 --> 00:03:50,560 Speaker 2: Avoiding lifestyle creep yep more important and just continue to invest, 69 00:03:50,560 --> 00:03:53,960 Speaker 2: continue to invest in smart investments, and to really really 70 00:03:54,160 --> 00:04:00,200 Speaker 2: value and respect the money. You gotta respect money. This 71 00:04:00,200 --> 00:04:03,400 Speaker 2: story I told this story on MTUIN and they was 72 00:04:03,440 --> 00:04:05,480 Speaker 2: telling us about I llegal didn't go to and illegal 73 00:04:05,520 --> 00:04:07,720 Speaker 2: didn't go to the richest black person in the world, 74 00:04:08,120 --> 00:04:11,080 Speaker 2: Nigerian tycoon, and they were saying, like, you know, he 75 00:04:11,160 --> 00:04:13,960 Speaker 2: was kind of like he had a situation where he 76 00:04:14,080 --> 00:04:16,560 Speaker 2: was like buying something that was pretty ministrubal in the 77 00:04:16,560 --> 00:04:18,400 Speaker 2: grand scheme of things, a bagel or something like that, 78 00:04:18,440 --> 00:04:20,320 Speaker 2: but he was just you know, kind of going over 79 00:04:20,400 --> 00:04:22,040 Speaker 2: the bill with the waitress just to make sure that 80 00:04:22,120 --> 00:04:23,640 Speaker 2: you know, he was getting charged with the right thing. 81 00:04:24,320 --> 00:04:26,200 Speaker 2: And some people might look at it like, well, if 82 00:04:26,200 --> 00:04:28,440 Speaker 2: you worth thirty billion dollars, what's what's an extra ten 83 00:04:28,520 --> 00:04:29,200 Speaker 2: dollars going to do? 84 00:04:29,600 --> 00:04:32,120 Speaker 5: But it's a mindset, and it's a mindset. 85 00:04:31,760 --> 00:04:34,880 Speaker 2: Of entertainers that so in one hand, you got extremely 86 00:04:34,960 --> 00:04:38,760 Speaker 2: rich people that will look over every line item, everything, everything. 87 00:04:39,080 --> 00:04:42,040 Speaker 2: Then you have other people like some entertainers or some 88 00:04:42,120 --> 00:04:47,200 Speaker 2: athletes that will just say it's an additional five thousand dollars. Yeah, 89 00:04:48,360 --> 00:04:51,480 Speaker 2: I'm not too stressed about it. I'm getting paid fifty thousand. 90 00:04:51,880 --> 00:04:54,560 Speaker 2: If I can't, if I can't get the fanom to 91 00:04:54,560 --> 00:04:56,080 Speaker 2: pick me up, I'm not going to go to the show. 92 00:04:56,400 --> 00:04:59,680 Speaker 2: That type of mindset will leave you broke because you're 93 00:04:59,720 --> 00:05:02,280 Speaker 2: not valuing the money because you have money coming in, 94 00:05:02,720 --> 00:05:04,640 Speaker 2: so you're not looking at it from a standpoint of 95 00:05:04,760 --> 00:05:07,600 Speaker 2: It doesn't really meaning thing till you until it does. 96 00:05:08,520 --> 00:05:13,160 Speaker 1: Yeah, I think that's all spot on. I think living 97 00:05:13,160 --> 00:05:16,880 Speaker 1: below your means is something I'm doing this first. 98 00:05:16,920 --> 00:05:21,440 Speaker 5: I mean, I'm gonna talk personal like hurst made a million? 99 00:05:21,800 --> 00:05:22,599 Speaker 5: How do I make too? 100 00:05:23,680 --> 00:05:25,760 Speaker 1: Right? Like, how do we double this? How can I 101 00:05:25,880 --> 00:05:27,599 Speaker 1: double this? Not how much can I spend? 102 00:05:27,680 --> 00:05:30,479 Speaker 5: How much? How do I double this? And what time 103 00:05:30,560 --> 00:05:31,400 Speaker 5: frame can I double this? 104 00:05:31,520 --> 00:05:33,760 Speaker 1: In the next thing was like, all right, we made 105 00:05:33,760 --> 00:05:35,839 Speaker 1: a million, how much of it do we actually keep? 106 00:05:36,760 --> 00:05:38,320 Speaker 5: Right, because that's the other part. 107 00:05:38,400 --> 00:05:41,080 Speaker 1: Let me figure out how I can make these tax 108 00:05:41,080 --> 00:05:43,320 Speaker 1: and centives actually keep a majority. 109 00:05:44,279 --> 00:05:46,040 Speaker 5: And then it was all right, let's live below your 110 00:05:46,080 --> 00:05:47,800 Speaker 5: means and so make a million. 111 00:05:48,480 --> 00:05:50,839 Speaker 1: Look at especially in real estate, having a home like 112 00:05:50,839 --> 00:05:52,520 Speaker 1: I had a home, and I'm looking at all, right, 113 00:05:52,560 --> 00:05:53,480 Speaker 1: my income is gone up? 114 00:05:53,480 --> 00:05:54,679 Speaker 5: Do I get the home right away? 115 00:05:55,200 --> 00:05:55,240 Speaker 3: No? 116 00:05:55,440 --> 00:05:58,280 Speaker 5: Man, like, we wait five years before we brought the home. Right, 117 00:05:58,320 --> 00:06:00,680 Speaker 5: I'm still living in the home that I started the 118 00:06:00,720 --> 00:06:01,039 Speaker 5: show in. 119 00:06:01,279 --> 00:06:01,400 Speaker 3: Right. 120 00:06:01,440 --> 00:06:03,680 Speaker 1: And so when I started doing the calculations, I'm like, 121 00:06:04,120 --> 00:06:08,080 Speaker 1: I remember watching somebody break down like how much your 122 00:06:08,120 --> 00:06:11,960 Speaker 1: monthly disposed with income to to go to your living 123 00:06:11,960 --> 00:06:13,119 Speaker 1: and it was like, oh, thirty percent. 124 00:06:13,160 --> 00:06:15,520 Speaker 5: I'm like, nah, I got to have that tempta, you 125 00:06:15,520 --> 00:06:15,920 Speaker 5: know what I mean? 126 00:06:15,960 --> 00:06:18,400 Speaker 1: So made a million dollars and my mortgage with street 127 00:06:18,400 --> 00:06:21,719 Speaker 1: thousand un less than almost like one percent of that income. 128 00:06:21,800 --> 00:06:24,040 Speaker 1: I'm like, okay, perfect, I don't need to have a home. 129 00:06:24,320 --> 00:06:25,960 Speaker 1: How can we get cars? But we can do it 130 00:06:26,000 --> 00:06:28,240 Speaker 1: in a strategic way that makes sense that it can 131 00:06:28,279 --> 00:06:29,159 Speaker 1: be at tax right off. 132 00:06:29,160 --> 00:06:30,080 Speaker 5: So now we do that. 133 00:06:30,440 --> 00:06:32,880 Speaker 1: Now it's just a clear road to saying, all right, 134 00:06:33,080 --> 00:06:35,560 Speaker 1: I've knocked down all those barriers. How do we get 135 00:06:35,560 --> 00:06:38,840 Speaker 1: to t right? What do we have to invest in? 136 00:06:39,240 --> 00:06:41,280 Speaker 1: What moves do we have to make? How can we 137 00:06:41,360 --> 00:06:44,479 Speaker 1: strategically align ourselves and partnerships that can get us to 138 00:06:44,760 --> 00:06:46,280 Speaker 1: and so on to get to the two. It's like 139 00:06:46,279 --> 00:06:48,640 Speaker 1: all right, well, how we get the full It was 140 00:06:48,680 --> 00:06:50,680 Speaker 1: the same idea that I had when I was working, 141 00:06:50,760 --> 00:06:53,040 Speaker 1: saying all right, this is what I need to stop working. 142 00:06:53,800 --> 00:06:55,760 Speaker 5: This is what I need to do to stop working. 143 00:06:55,960 --> 00:06:57,200 Speaker 5: Let's have my wife stop working. 144 00:06:57,480 --> 00:06:59,640 Speaker 1: And so always having that plan and being disciplined, like 145 00:06:59,640 --> 00:07:03,960 Speaker 1: you said, respecting money, being disciplined with money, but also 146 00:07:04,160 --> 00:07:08,159 Speaker 1: being super vigilant with money. You watch this like in 147 00:07:08,200 --> 00:07:11,320 Speaker 1: the world we live in, right, especially in this world 148 00:07:11,560 --> 00:07:13,440 Speaker 1: and definitely during that pandemic era. 149 00:07:14,080 --> 00:07:16,880 Speaker 5: You see, if I'm going on, you're being. 150 00:07:16,760 --> 00:07:19,720 Speaker 1: Mindful of how money is being respected, how it is 151 00:07:19,800 --> 00:07:20,640 Speaker 1: being spent, how. 152 00:07:20,520 --> 00:07:24,280 Speaker 5: It is being abused, and you're also watching people no. 153 00:07:24,240 --> 00:07:27,240 Speaker 1: Longer have it, and so like that becomes like the 154 00:07:27,280 --> 00:07:29,600 Speaker 1: catalyst to say, all right, now we got to be 155 00:07:29,800 --> 00:07:33,040 Speaker 1: even more stringent what it because like this, that's a 156 00:07:33,040 --> 00:07:35,640 Speaker 1: telltale sign. That sign wasn't put into your life for 157 00:07:35,680 --> 00:07:38,040 Speaker 1: you to just ignore it. Take heed to it, learn 158 00:07:38,040 --> 00:07:40,640 Speaker 1: from it, and figure out how not to make those mistakes. 159 00:07:41,960 --> 00:07:44,280 Speaker 4: Great question from this, brother, and I appreciate you asking it. 160 00:07:44,760 --> 00:07:48,000 Speaker 4: Number one what I was told, no lifestyle cleep until 161 00:07:48,000 --> 00:07:50,760 Speaker 4: you get to your first eleven one is good. Your 162 00:07:50,760 --> 00:07:54,080 Speaker 4: nose is above financial water, no lifestyle creeping til you 163 00:07:54,080 --> 00:07:55,840 Speaker 4: get and that's the thing that I lived. And even 164 00:07:55,920 --> 00:08:00,000 Speaker 4: after you get to eleven, you can argue to minimize lifestyle. 165 00:08:00,560 --> 00:08:04,680 Speaker 4: In number two, invest in things that increase your happiness index, 166 00:08:05,200 --> 00:08:06,920 Speaker 4: the thing that people don't tell you, like after you 167 00:08:06,960 --> 00:08:10,320 Speaker 4: hit these monumental numbers, the high of hitting them goes 168 00:08:10,320 --> 00:08:13,440 Speaker 4: away relatively fast. The person who you became on that 169 00:08:13,560 --> 00:08:16,240 Speaker 4: journey is more important. And I used to hear that, like, 170 00:08:16,320 --> 00:08:19,120 Speaker 4: just give me a millionaire, but you will hit this goal. 171 00:08:20,720 --> 00:08:22,920 Speaker 4: And now there's a level of emptiness because now you 172 00:08:23,040 --> 00:08:25,760 Speaker 4: realize I just got to the first. 173 00:08:25,520 --> 00:08:26,480 Speaker 5: Level of the mountain. 174 00:08:27,240 --> 00:08:31,920 Speaker 3: It's a lot more to climb up. Third, be debt free. 175 00:08:32,040 --> 00:08:33,120 Speaker 4: I know a lot of people are going to tell 176 00:08:33,120 --> 00:08:35,640 Speaker 4: you some debt is good, and there's no better feeling 177 00:08:35,679 --> 00:08:39,680 Speaker 4: than owing nobody, no institutions, no banks, no people, nothing. 178 00:08:39,760 --> 00:08:41,200 Speaker 3: Being free and clear is the way to go. And 179 00:08:41,240 --> 00:08:43,360 Speaker 3: then lastly, you have to put. 180 00:08:43,200 --> 00:08:48,559 Speaker 4: Your money into assets that have zero probability of going 181 00:08:50,000 --> 00:08:54,240 Speaker 4: to zero. If ten years ago I told you bonds 182 00:08:54,320 --> 00:08:55,880 Speaker 4: were not a good investment, you would have thought I 183 00:08:55,920 --> 00:08:58,520 Speaker 4: was an absolute psycho. Here we are half decade of 184 00:08:58,600 --> 00:09:03,360 Speaker 4: bonds being underwater. So look for the investments that won't 185 00:09:03,400 --> 00:09:04,960 Speaker 4: go to zero and that will give you a great 186 00:09:05,000 --> 00:09:07,080 Speaker 4: return on investment that will allow you to sleep well. 187 00:09:07,360 --> 00:09:09,240 Speaker 4: That's why when I tell you guys, if you're asking 188 00:09:09,280 --> 00:09:13,520 Speaker 4: me every week about a particular company, is it overweighted DA, 189 00:09:13,760 --> 00:09:16,120 Speaker 4: you are investing either at the wrong price or the 190 00:09:16,160 --> 00:09:18,920 Speaker 4: stocks too volatile. And if you do those five or 191 00:09:18,960 --> 00:09:22,560 Speaker 4: six things in combination, you'll be great in the NBA. Okay, 192 00:09:22,640 --> 00:09:24,720 Speaker 4: but no lifestyle could till you get to your first eleven. 193 00:09:25,240 --> 00:09:27,000 Speaker 2: Yeah, I mean, just don't do anything stupid too, But 194 00:09:27,120 --> 00:09:31,600 Speaker 2: sometimes that's that is the golden rule. Invest your money 195 00:09:32,760 --> 00:09:36,160 Speaker 2: in stocks long term. Like you said, good companies, avoid 196 00:09:36,240 --> 00:09:41,000 Speaker 2: large purchases. Don't buy jewelry. That's another thing that you 197 00:09:41,120 --> 00:09:43,920 Speaker 2: think you might be doing something that's intelligent, like a house, 198 00:09:44,040 --> 00:09:45,720 Speaker 2: but watch is not going. 199 00:09:45,600 --> 00:09:46,080 Speaker 5: Up in value. 200 00:09:46,200 --> 00:09:52,280 Speaker 2: Nine ten that they told to you diamonds that are 201 00:09:52,320 --> 00:09:58,880 Speaker 2: in shamboos right when fucking these countries brought to beers 202 00:10:00,040 --> 00:10:02,439 Speaker 2: a moment when diamonds is about to be worthless. 203 00:10:02,840 --> 00:10:06,720 Speaker 1: Mm hmm all time. I just crazy said that. I 204 00:10:06,800 --> 00:10:08,560 Speaker 1: just looked at a chart of the value of diamonds 205 00:10:08,600 --> 00:10:10,240 Speaker 1: that at all time, all. 206 00:10:09,960 --> 00:10:13,400 Speaker 2: Time low because lap dim i was talking on Eric 207 00:10:14,120 --> 00:10:16,439 Speaker 2: he said, and he was he was asking him about 208 00:10:16,480 --> 00:10:18,200 Speaker 2: and he's like, yeah, not a lab Domonty showing me 209 00:10:18,280 --> 00:10:21,000 Speaker 2: lab Dimond. He's like, yeah, look at the diamond, Like 210 00:10:21,000 --> 00:10:24,280 Speaker 2: you know they do the diamond test. Yeah, di'mond test 211 00:10:24,360 --> 00:10:25,960 Speaker 2: on the lap. Dimond comes back as a record as 212 00:10:25,960 --> 00:10:30,720 Speaker 2: a real diamond different. So why would I pay for 213 00:10:30,840 --> 00:10:33,920 Speaker 2: something that I could actually manufacture and it's the real thing. 214 00:10:34,320 --> 00:10:36,480 Speaker 2: It's not even it doesn't even it passed the test. 215 00:10:36,920 --> 00:10:39,679 Speaker 2: Diamonds is dead And like I said, it's crazy. It's 216 00:10:39,720 --> 00:10:44,679 Speaker 2: it's an extremely unfortunate situation because like they just one 217 00:10:44,679 --> 00:10:46,439 Speaker 2: of my gods shot the album. He actually sent me 218 00:10:46,480 --> 00:10:48,679 Speaker 2: that yesterday and they was like, man, this is this 219 00:10:48,800 --> 00:10:50,120 Speaker 2: is dope, Like you know what I'm saying, Like we 220 00:10:50,200 --> 00:10:53,319 Speaker 2: finally we got one as far as on on Africa 221 00:10:53,440 --> 00:11:00,240 Speaker 2: because in Gola in Botswana teamed up and they form 222 00:11:00,320 --> 00:11:05,800 Speaker 2: the partnership to buy through the beers I think, and 223 00:11:05,840 --> 00:11:08,520 Speaker 2: I'm like, yeah, it's just interesting that that was the 224 00:11:08,559 --> 00:11:10,959 Speaker 2: timing of it because diamonds at all time low and 225 00:11:11,120 --> 00:11:12,720 Speaker 2: it's probably not eve gonna be worth for same things. 226 00:11:12,720 --> 00:11:15,120 Speaker 2: So so it's the reason why they sold the company. 227 00:11:15,600 --> 00:11:18,280 Speaker 5: For sure. It was that they were the liquid to 228 00:11:18,360 --> 00:11:18,679 Speaker 5: get out. 229 00:11:18,800 --> 00:11:21,120 Speaker 4: And I keep saying that when you get money, every 230 00:11:21,240 --> 00:11:26,440 Speaker 4: company on Earth finds a way to rob you legally, 231 00:11:26,800 --> 00:11:33,920 Speaker 4: meaning every watch company, diamond company, luxury experience, everyone has 232 00:11:33,960 --> 00:11:39,120 Speaker 4: a seventy thousand, eighty thousand, two hundred thousand, like just 233 00:11:39,240 --> 00:11:43,280 Speaker 4: every watch company. Jacob has his resurgence right it's watch 234 00:11:43,440 --> 00:11:45,679 Speaker 4: is going for nine hundred thousand that are worth one 235 00:11:45,760 --> 00:11:48,960 Speaker 4: hundred thousand. You have to be careful and I know 236 00:11:49,080 --> 00:11:51,120 Speaker 4: they not look fun, but most of the people who 237 00:11:51,160 --> 00:11:54,360 Speaker 4: are posting on the GRAMD for the gram they're not happy. 238 00:11:54,440 --> 00:11:59,359 Speaker 3: They they are asset light, liquid light, Be careful. 239 00:11:59,640 --> 00:12:00,400 Speaker 5: Earn what's up. 240 00:12:00,480 --> 00:12:02,960 Speaker 1: You ever walk into a small business and everything just 241 00:12:03,120 --> 00:12:06,280 Speaker 1: works like the checkout is fast, their seats are digital, 242 00:12:06,840 --> 00:12:09,760 Speaker 1: tipping is a breeze, and you're out the door before 243 00:12:09,800 --> 00:12:13,960 Speaker 1: the line even builds. Odds are they're using Square. We 244 00:12:14,120 --> 00:12:16,679 Speaker 1: love supporting businesses that run on Square because it just 245 00:12:16,679 --> 00:12:19,920 Speaker 1: feels seamless. Whether it's a local coffee shop, a vendor 246 00:12:20,000 --> 00:12:22,120 Speaker 1: at a pop up market, or even one. 247 00:12:22,000 --> 00:12:23,080 Speaker 5: Of our merch partners. 248 00:12:23,360 --> 00:12:27,119 Speaker 1: Square makes it easy for them to take payments, manage inventory, 249 00:12:27,240 --> 00:12:30,960 Speaker 1: and run their business with confidence, all from one simple system. 250 00:12:31,240 --> 00:12:33,920 Speaker 1: One of the things we love most is seeing neighborhood 251 00:12:33,960 --> 00:12:37,760 Speaker 1: businesses level up. Business West Indian spired writing our community 252 00:12:37,800 --> 00:12:41,079 Speaker 1: that started with a small takeout counter. Now with Square 253 00:12:41,160 --> 00:12:43,679 Speaker 1: they've been able to expand into a full sit down 254 00:12:43,760 --> 00:12:47,960 Speaker 1: restaurant and even started catering events across the city. That's 255 00:12:47,960 --> 00:12:50,760 Speaker 1: the kind of growth that inspires us, and it's powered 256 00:12:50,800 --> 00:12:54,120 Speaker 1: by Square. Square is built for all types of businesses, 257 00:12:54,320 --> 00:12:57,280 Speaker 1: from the corner bagel shop that turned into a local chain, 258 00:12:57,640 --> 00:13:00,840 Speaker 1: to the specialty market with thousands of unique items, to 259 00:13:00,920 --> 00:13:03,920 Speaker 1: the stylist who's been holding you down for years. If 260 00:13:03,960 --> 00:13:06,800 Speaker 1: you're a business owner or even just thinking about launching 261 00:13:06,840 --> 00:13:09,839 Speaker 1: something soon, Square is hands down one of the best 262 00:13:09,880 --> 00:13:13,000 Speaker 1: tools out there to help you start, run and grow. 263 00:13:13,280 --> 00:13:16,319 Speaker 1: It's not just about payments, it's about giving you time 264 00:13:16,400 --> 00:13:19,320 Speaker 1: back so you can focus on what matters most ready. 265 00:13:19,360 --> 00:13:22,679 Speaker 1: To see how Square can transform your business, visit Square 266 00:13:22,800 --> 00:13:27,320 Speaker 1: dot com, backslash, go backslash eyl to learn more that 267 00:13:27,520 --> 00:13:32,960 Speaker 1: Square dot com backslash, go backslash eyl. Don't wait, don't hesitate. 268 00:13:33,120 --> 00:13:35,480 Speaker 1: Let's Square handle the back end so you can keep 269 00:13:35,520 --> 00:13:36,720 Speaker 1: pushing your vision forward.