1 00:00:01,360 --> 00:00:03,640 Speaker 1: This episode is brought to you by P and C Bank. 2 00:00:04,000 --> 00:00:06,760 Speaker 1: A lot of people think podcasts about work are boring, 3 00:00:07,000 --> 00:00:10,840 Speaker 1: and sure they definitely can be, but understanding a professionals 4 00:00:10,920 --> 00:00:14,160 Speaker 1: routine shows us how they achieve their success little by little, 5 00:00:14,560 --> 00:00:18,200 Speaker 1: day after day. It's like banking with P and C Bank. 6 00:00:18,680 --> 00:00:21,480 Speaker 1: It might seem boring to safe plan and make calculated 7 00:00:21,480 --> 00:00:24,599 Speaker 1: decisions with your bank, but keeping your money boring is 8 00:00:24,640 --> 00:00:27,960 Speaker 1: what helps you live or more happily fulfilled life. P 9 00:00:28,080 --> 00:00:32,879 Speaker 1: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly 10 00:00:32,960 --> 00:00:35,600 Speaker 1: Boring since eighteen sixty five is a service mark of 11 00:00:35,600 --> 00:00:38,840 Speaker 1: the PNC Financial Service Group, Inc. P and C Bank 12 00:00:39,280 --> 00:00:42,000 Speaker 1: National Association Member FDIC. 13 00:00:44,600 --> 00:00:45,279 Speaker 2: Erness What's Up? 14 00:00:45,360 --> 00:00:47,839 Speaker 1: You ever walk into a small business and everything just 15 00:00:47,960 --> 00:00:51,159 Speaker 1: works like the checkout is fast, the receipts are digital, 16 00:00:51,680 --> 00:00:54,640 Speaker 1: tipping is a breeze, and you're out the door before 17 00:00:54,680 --> 00:00:58,840 Speaker 1: the line even builds. Odds are they're using Square? We 18 00:00:58,960 --> 00:01:01,520 Speaker 1: love supporting business that run on Square because it just 19 00:01:01,560 --> 00:01:04,800 Speaker 1: feels seamless. Whether it's a local coffee shop, a vendor 20 00:01:04,840 --> 00:01:07,080 Speaker 1: at a pop up market, or even one of our 21 00:01:07,160 --> 00:01:10,800 Speaker 1: merch partners. Square makes it easy for them to take payments, 22 00:01:11,040 --> 00:01:14,760 Speaker 1: manage inventory, and run their business with confidence, all from 23 00:01:14,840 --> 00:01:18,240 Speaker 1: one simple system. If you're a business owner or even 24 00:01:18,360 --> 00:01:21,880 Speaker 1: just thinking about launching something soon, Square is hands down 25 00:01:21,880 --> 00:01:24,240 Speaker 1: one of the best tools out there to help you start, 26 00:01:24,600 --> 00:01:28,200 Speaker 1: run and grow. It's not just about payments, it's about 27 00:01:28,200 --> 00:01:30,640 Speaker 1: giving you time back so you can focus on what 28 00:01:30,800 --> 00:01:34,480 Speaker 1: matters most ready. To see how Square can transform your business, 29 00:01:34,720 --> 00:01:39,360 Speaker 1: visit Square dot com backslash, go backslash eyl to learn 30 00:01:39,400 --> 00:01:44,600 Speaker 1: more that Square dot com backslash, go backslash eyl. Don't wait, 31 00:01:44,920 --> 00:01:47,720 Speaker 1: don't hesitate. Let's Square handle the back end so you 32 00:01:47,760 --> 00:01:49,400 Speaker 1: can keep pushing your vision forward. 33 00:01:51,760 --> 00:01:58,120 Speaker 3: United Healthcare CEO's tragedy first and foremost recipees piece, very 34 00:01:58,720 --> 00:02:03,600 Speaker 3: tragedy situation that happened, as we can Manhattan and man 35 00:02:03,640 --> 00:02:09,920 Speaker 3: It's multi layered conversation. But from a business standpoint, what 36 00:02:10,040 --> 00:02:13,960 Speaker 3: is the impacts on not just United Healthcare, but you know, 37 00:02:14,200 --> 00:02:16,200 Speaker 3: I guess the industry as a whole. 38 00:02:17,320 --> 00:02:17,919 Speaker 2: I think. 39 00:02:19,400 --> 00:02:24,560 Speaker 4: Companies overall have to go back to finding ways to 40 00:02:24,639 --> 00:02:28,680 Speaker 4: do good business that is good for the consumer. When 41 00:02:28,720 --> 00:02:31,000 Speaker 4: I saw this happen, and there's so many layers to this, 42 00:02:31,200 --> 00:02:34,240 Speaker 4: but when I read that they have an AI agent 43 00:02:34,280 --> 00:02:38,560 Speaker 4: that denies ninety percent of people's plans. 44 00:02:39,360 --> 00:02:40,160 Speaker 2: It's not good. 45 00:02:40,320 --> 00:02:42,560 Speaker 4: Of course, it make United Healthcare ton of money, but 46 00:02:43,120 --> 00:02:45,200 Speaker 4: ultimately it could be one of the reasons why he 47 00:02:45,280 --> 00:02:48,320 Speaker 4: lost his life. This reminded me like John Q for 48 00:02:48,360 --> 00:02:51,600 Speaker 4: those of you who have seen that movie. But the 49 00:02:51,680 --> 00:02:53,880 Speaker 4: year twenty twenty four I showed a lot. But I 50 00:02:53,919 --> 00:02:59,200 Speaker 4: think with corruption, with the economy typening would there being 51 00:02:59,240 --> 00:03:02,120 Speaker 4: a lot of uncertain The companies that do good are 52 00:03:02,120 --> 00:03:05,240 Speaker 4: going to benefit incredibly well, and those that are not 53 00:03:05,320 --> 00:03:07,120 Speaker 4: are going to have a price to pay. So you 54 00:03:07,200 --> 00:03:10,120 Speaker 4: have to find a way to do right by your 55 00:03:10,160 --> 00:03:14,760 Speaker 4: audience customer based client base while maximizing profit. And this 56 00:03:14,880 --> 00:03:19,880 Speaker 4: is why in video Apple Meta they are hitting record 57 00:03:19,960 --> 00:03:22,640 Speaker 4: highs because they found enough of a balance to do that. 58 00:03:22,680 --> 00:03:25,880 Speaker 2: But for healthcare companies that are not doing well, I mean. 59 00:03:25,800 --> 00:03:29,120 Speaker 4: It's sad, but the other executives have to have their 60 00:03:29,160 --> 00:03:32,760 Speaker 4: profiles removed and not being targeted. But a bunch of 61 00:03:32,840 --> 00:03:35,760 Speaker 4: these issues in healthcare have been rampant for forty years. 62 00:03:36,640 --> 00:03:39,840 Speaker 4: In twenty twenty four, most of America felt how Black 63 00:03:39,880 --> 00:03:43,760 Speaker 4: Americans felt almost on every issue at one time. We've 64 00:03:43,800 --> 00:03:48,520 Speaker 4: been going through this endless denials and premiums being too high. 65 00:03:49,720 --> 00:03:53,080 Speaker 4: So when you have mass discrimination like this, it is 66 00:03:53,120 --> 00:03:55,080 Speaker 4: going to have some blowback. But God rest his soul, 67 00:03:55,880 --> 00:03:58,800 Speaker 4: prayers and blessings to his family. To even have that 68 00:03:58,920 --> 00:04:03,680 Speaker 4: shown on social I think was disgusted. But companies are 69 00:04:03,680 --> 00:04:05,160 Speaker 4: going to have to make a change to do a 70 00:04:05,160 --> 00:04:07,360 Speaker 4: lot better or this is going to happen a lot 71 00:04:07,360 --> 00:04:07,840 Speaker 4: more often. 72 00:04:09,080 --> 00:04:12,280 Speaker 1: Yeah, it definitely, I mean rest in peace and condolences 73 00:04:12,280 --> 00:04:14,240 Speaker 1: to his family, his loved ones. 74 00:04:14,440 --> 00:04:15,240 Speaker 2: It's unfortunate. 75 00:04:15,920 --> 00:04:19,880 Speaker 1: Definitely felt targeted, felt a little bit retaliatory in a sense, 76 00:04:20,000 --> 00:04:22,160 Speaker 1: right when you when you start seeing the details of 77 00:04:22,200 --> 00:04:26,520 Speaker 1: the shells having messages on them. But it started I 78 00:04:26,520 --> 00:04:30,160 Speaker 1: started thinking about the danger of being in the healthcare profession, right, 79 00:04:30,200 --> 00:04:33,480 Speaker 1: which is why the retaliation from the industry was like, 80 00:04:33,680 --> 00:04:37,160 Speaker 1: let's remove our executive bios. Uh, let's take our executive 81 00:04:37,160 --> 00:04:39,640 Speaker 1: boards down, let's stop telling exactly what they have to be, 82 00:04:39,760 --> 00:04:41,680 Speaker 1: especially if they're gonna have a board meeting, because he 83 00:04:41,800 --> 00:04:44,640 Speaker 1: was going to speak in front of the investors, right, 84 00:04:45,360 --> 00:04:48,880 Speaker 1: and so that's public that's public information. The interesting part is, 85 00:04:48,880 --> 00:04:51,560 Speaker 1: like you're the CEO of a company, there is you're 86 00:04:51,600 --> 00:04:55,400 Speaker 1: walking by yourself. So I mean security detail especially in 87 00:04:55,400 --> 00:04:58,960 Speaker 1: that position because you're right. When a company like Nvidia 88 00:04:59,080 --> 00:05:00,840 Speaker 1: might have a delay on black well, it's like, all right, 89 00:05:00,880 --> 00:05:03,160 Speaker 1: that's a tech issue, right, or Apple has a delay 90 00:05:03,160 --> 00:05:06,080 Speaker 1: on something that feels different. But you start playing with 91 00:05:06,200 --> 00:05:09,640 Speaker 1: the healthcare of people, and you start denying premiums, and 92 00:05:09,720 --> 00:05:11,920 Speaker 1: you start there was one report that you know, there 93 00:05:12,000 --> 00:05:14,480 Speaker 1: was an ANCGIA coverage that they weren't going to cover 94 00:05:14,520 --> 00:05:17,800 Speaker 1: anymore for certain surgeries. These are now affecting not just 95 00:05:17,920 --> 00:05:21,840 Speaker 1: one or two. You're talking about millions of people's lives 96 00:05:21,640 --> 00:05:24,320 Speaker 1: and they have nobody to talk to, right, Like it's 97 00:05:24,200 --> 00:05:25,240 Speaker 1: you know, you're talking. 98 00:05:25,000 --> 00:05:26,640 Speaker 2: To the bill collector. 99 00:05:26,680 --> 00:05:28,640 Speaker 1: The doctor is going to tell you go to the insurance. 100 00:05:29,200 --> 00:05:32,040 Speaker 1: And so now the people that are ahead of these 101 00:05:32,040 --> 00:05:34,800 Speaker 1: companies almost become targets in a way, right if you 102 00:05:34,800 --> 00:05:37,640 Speaker 1: start looking at it that way. And so an event 103 00:05:37,720 --> 00:05:41,359 Speaker 1: like what happened last week, unfortunately has happened and you 104 00:05:41,360 --> 00:05:43,080 Speaker 1: don't want to see more of it, But you're right, like, 105 00:05:43,160 --> 00:05:45,760 Speaker 1: there's there's certain business practices. After a certain while, it's like, 106 00:05:46,680 --> 00:05:49,200 Speaker 1: we got to get these things in line right so 107 00:05:49,240 --> 00:05:52,159 Speaker 1: that the public feels safe, they feel like they're being 108 00:05:52,160 --> 00:05:55,040 Speaker 1: taken care of, because what's the point of it, right, 109 00:05:55,080 --> 00:05:57,680 Speaker 1: if the customer at the end of the day feels like, hey, 110 00:05:57,839 --> 00:06:00,919 Speaker 1: this isn't beneficial for us anymore, things like this can happen. 111 00:06:01,440 --> 00:06:02,800 Speaker 2: Yeah, I mean I put it in stock club. 112 00:06:02,839 --> 00:06:07,000 Speaker 4: But he had over ten thousand instances of people being 113 00:06:07,040 --> 00:06:07,960 Speaker 4: denied coverage. 114 00:06:09,400 --> 00:06:11,800 Speaker 2: Ten thousand, like, look how many lives. 115 00:06:12,080 --> 00:06:15,400 Speaker 4: And even with that, with his murder, what did it 116 00:06:15,440 --> 00:06:17,880 Speaker 4: take for him being murdered for another company to say, 117 00:06:18,360 --> 00:06:23,360 Speaker 4: now we're going to cover your anesthesia. What So, let's 118 00:06:23,400 --> 00:06:25,120 Speaker 4: look at the rest of the companies. If they're doing 119 00:06:25,120 --> 00:06:28,080 Speaker 4: it at the highest level, one of the biggest publicly 120 00:06:28,080 --> 00:06:30,719 Speaker 4: traded companies in the world, what about the lower tier 121 00:06:30,720 --> 00:06:34,159 Speaker 4: players that are not publicly traded and discrimination has happened. 122 00:06:34,839 --> 00:06:37,760 Speaker 4: But we've heard these stories in our community forever. It's 123 00:06:37,800 --> 00:06:40,800 Speaker 4: just no one listened to us. Now it's becoming mainstream. 124 00:06:43,040 --> 00:06:43,719 Speaker 2: Yeah for sure. 125 00:06:43,920 --> 00:06:46,120 Speaker 3: Well, you know, like I said, it's fortunate situation, but 126 00:06:46,440 --> 00:06:49,279 Speaker 3: it is protocol for Fortune five hundred, one hundred, Fortune 127 00:06:49,279 --> 00:06:53,520 Speaker 3: one hundred company CEO to have security. We've witnessed that firsthand. 128 00:06:53,560 --> 00:06:57,400 Speaker 3: So that was a breaking security And that's why you 129 00:06:57,440 --> 00:07:00,120 Speaker 3: need security because you know, if you run an any 130 00:07:00,160 --> 00:07:03,720 Speaker 3: type of company, when we met lad we made black enough, 131 00:07:03,760 --> 00:07:04,400 Speaker 3: he had security. 132 00:07:04,839 --> 00:07:05,880 Speaker 2: You know, so. 133 00:07:07,400 --> 00:07:13,480 Speaker 3: Any type of public profiigure you're you're liable to, you know, 134 00:07:14,040 --> 00:07:17,680 Speaker 3: have some some issues or to try to get you know, kidnapped. 135 00:07:17,760 --> 00:07:23,400 Speaker 3: Anything can happened. So that's definitely a lapse in security. 136 00:07:23,440 --> 00:07:25,480 Speaker 3: I think that that's something that they're going to have 137 00:07:25,480 --> 00:07:28,239 Speaker 3: to answer for the company. I'm sure that the family 138 00:07:28,280 --> 00:07:30,240 Speaker 3: is going to have questions about why he didn't have 139 00:07:30,320 --> 00:07:33,440 Speaker 3: security right like walking down the street by himself, like 140 00:07:33,800 --> 00:07:37,160 Speaker 3: you know, you should probably not that should have never happened. 141 00:07:37,160 --> 00:07:39,400 Speaker 4: But how did they know he would be out there 142 00:07:39,400 --> 00:07:41,080 Speaker 4: at the time for that. Maybe we'll talk about it 143 00:07:41,080 --> 00:07:46,480 Speaker 4: on Blackout. But there's a lot of fishes. I'm gonna 144 00:07:46,480 --> 00:07:48,200 Speaker 4: stop there. Don't worry. 145 00:07:48,720 --> 00:07:50,280 Speaker 2: God gave it his call for a reason. 146 00:07:52,760 --> 00:07:56,360 Speaker 5: An illegal alien from Guatemala charged with raping a child 147 00:07:56,440 --> 00:07:59,920 Speaker 5: in Massachusetts. An MS thirteen gang member from El Salva 148 00:08:00,480 --> 00:08:04,640 Speaker 5: accused of murdering a Texas man of Venezuelan charged with 149 00:08:04,680 --> 00:08:08,600 Speaker 5: filming and selling child pornography in Michigan. These are just 150 00:08:08,680 --> 00:08:12,440 Speaker 5: some of the heinous migrant criminals caught because of President 151 00:08:12,480 --> 00:08:16,080 Speaker 5: Donald J. Trump's leadership. I'm Christy nom the United States 152 00:08:16,080 --> 00:08:20,880 Speaker 5: Secretary of Homeland Security. Under President Trump, attempted illegal border 153 00:08:20,920 --> 00:08:24,440 Speaker 5: crossings are at the lowest levels ever recorded, and over 154 00:08:24,520 --> 00:08:27,720 Speaker 5: one hundred thousand illegal aliens have been arrested. If you 155 00:08:27,800 --> 00:08:31,680 Speaker 5: are here illegally, your next you will be fined nearly 156 00:08:31,760 --> 00:08:35,760 Speaker 5: one thousand dollars a day, imprisoned, and deported. You will 157 00:08:35,800 --> 00:08:39,440 Speaker 5: never return. But if you register using our CBP home 158 00:08:39,480 --> 00:08:42,880 Speaker 5: app and leave now, you could be allowed to return legally. 159 00:08:43,240 --> 00:08:48,000 Speaker 5: Do what's right, leave now. Under President Trump, America's laws, 160 00:08:48,160 --> 00:08:50,600 Speaker 5: border and families will be protected. 161 00:08:50,679 --> 00:08:52,840 Speaker 2: Sponsored by the United States Department of Homeland Security,