Speaker 1: It's time for the b a q a A the
Speaker 1: b a q a what you say the b a
Speaker 1: qa just tiffan a the b a q a man
Speaker 1: day had he babbey and his name is Remy. Give
Speaker 1: this girl a record deal because I'm vi. I'm ready
Speaker 1: for prime time. We are. This is vaqa. We don't
Speaker 1: have Mandy today because Mandy had the baby, the baby,
Speaker 1: the baby. Mandy had the baby, and he is so beautiful.
Speaker 1: If you follow her Mandy with an I money on
Speaker 1: the ig, you will see a picture of her most beautiful,
Speaker 1: amazing baby. So now she's got two, she's got Rio
Speaker 1: and she's got Remy. We love an alliteration queen around
Speaker 1: these parts. So as a result, I'm here to act
Speaker 1: up all by myself and lonesome, but I'm gonna represent
Speaker 1: well for you, Mandy. Don't you worry, Sis, We're still
Speaker 1: doing baqa. So we are going to take your questions
Speaker 1: because I have some answers. But remember I'm not your
Speaker 1: financial planner. I'm not your doctor, I'm not your attorney.
Speaker 1: I'm not anybody that you give money to in order
Speaker 1: to answer your question. So that means sue somebody else.
Speaker 1: Take what I say with the smallest of smallest of
Speaker 1: grains of salt and be well right. First question is
Speaker 1: a Mulah question and straight from the IG. So if
Speaker 1: you've got questions honestly, you can hit us up Brian
Speaker 1: and Bisson podcast on IG the BA podcast on Twitter,
Speaker 1: Briannabisson podcast dot com and click click contact us or
Speaker 1: ask us anything and we take questions all over the place.
Speaker 1: This is a quick one. Hey ladies, I've been listening
Speaker 1: for a while now and I love your advice. Okay,
Speaker 1: I'm in need of some financial guidance. This year, I
Speaker 1: have done a lot of work on my home roof, gutters, siding, bathroom.
Speaker 1: It was all very much needed, but of course super
Speaker 1: expensive and a big headache. So then I took my
Speaker 1: family on a week long vacation to decompress. However, I
Speaker 1: have not recovered since. Financially we are a family of five.
Speaker 1: I'm assuming two partners and three children. I don't know,
Speaker 1: and I feel like things have increased in price over time.
Speaker 1: Should I take drastic measures and focus on getting rid
Speaker 1: of loans or my credit card debt? I feel like
Speaker 1: even though my credit score will go down by focusing
Speaker 1: on the loans, it won't go down too much where
Speaker 1: it won't be such a huge impact. What are your thoughts, Well,
Speaker 1: we're going to call you new home. Who this new home?
Speaker 1: Who this? Well, first of all, let's get clear that
Speaker 1: your credit score is not just contingent upon your credit cards.
Speaker 1: So let's just get clear on that your credit score
Speaker 1: is contingent on any money that you borrowed, or any
Speaker 1: money that you have not paid back. Right, So, if
Speaker 1: you have not paid like say your PC and G
Speaker 1: bill or whatever you know, cont or whatever utility bill
Speaker 1: or whatever that you have, that might go on your
Speaker 1: credit score because you have not paid that money that
Speaker 1: you owe someone. But if you also borrow money, your
Speaker 1: credit score is going to be reflective on how well
Speaker 1: or how not well you pay that back. So your
Speaker 1: loans and your credit card debt are both contributing to
Speaker 1: your credit score. So I don't want you to think
Speaker 1: that like, oh, if I don't prioritize my credit card
Speaker 1: debt and I prioritize these loans, then you know that
Speaker 1: somehow they don't both contribute to your credit score, because
Speaker 1: they do. So if the question is should I focus
Speaker 1: on credit card debt or the loans, the answer is
Speaker 1: It depends like the adult diapers, It depends, right, because
Speaker 1: it depends on who you are and how you are. So,
Speaker 1: for example, if you're someone who is emotionally charged by
Speaker 1: their finances, you might want to pay off whatever debt
Speaker 1: is the least expensive debt so you can get rid
Speaker 1: of it sooner. So let's just say you've got three loans,
Speaker 1: you've got three credit cards right and own one two three,
Speaker 1: one hundred, two hundred, three hundred, four five six four hundred,
Speaker 1: five hundred, six hundred, and you're like, you know what,
Speaker 1: I'm gonna focus on paying off the loans or paying
Speaker 1: off the debt that I owe that has the smallest
Speaker 1: balance first. I'm gonna pay off that one hundred dollars
Speaker 1: debt first, and then I'm gonna work on the two hundred,
Speaker 1: then the three hundred, then the four hundred, five hundred
Speaker 1: and six hundred. So if you're someone who needs that
Speaker 1: like extra boost of confidence that comes with paying off
Speaker 1: debt and the smaller debt first, then certainly you could
Speaker 1: do that. You could use a method called the snowball method.
Speaker 1: That's when you list your debt from the lowest to
Speaker 1: highest and you basically pay that minimum to everybody except
Speaker 1: for that lowest debt. The lowest debt, you pay it
Speaker 1: it's minimum, plus you give it any extra money that
Speaker 1: used to give to other debts. So let's just say
Speaker 1: it's minimum, and you find another two hundred dollars that
Speaker 1: you can put toward that debt. So by the first
Speaker 1: month you'll get rid of that first debt because it's
Speaker 1: only one hundred dollars anyway. Then you roll over that
Speaker 1: full payment to the second lowest debt. The second lowest
Speaker 1: debt is going to get first lowest debts minimum. It's
Speaker 1: gonna get its own minimum plus that extra two hundred
Speaker 1: dollars you have from your budget, so it's gonna get
Speaker 1: like three payments in one and when that's paid off,
Speaker 1: you roll over to the thud level's debt and you
Speaker 1: continue until you pay it off. The benefit to paying
Speaker 1: off via the snowball method is as you get to
Speaker 1: debt with higher and higher balances, you start to collect
Speaker 1: minimum payments from prior debts that you've paid off along
Speaker 1: the way. You see. So that's if you're someone who
Speaker 1: was like like me, I need to emotion emotionally check
Speaker 1: things off my list, so I like the snowball method
Speaker 1: to start. Now, if you're someone who's just super logical,
Speaker 1: let's just say you have this accounting kind of brain,
Speaker 1: mathematical brain, you might want to do something called the
Speaker 1: avalanche method and pay off the debt first that's costing
Speaker 1: you the most. And you know a debt is costing
Speaker 1: you the most because the interest rate is highest. So
Speaker 1: you're gonna do that same method, paying off one debt
Speaker 1: at a time while paying the minimum to everything else.
Speaker 1: But instead of the lowest debt being paid off first,
Speaker 1: it's the debt with the highest interest rate that's going
Speaker 1: to be paid off first, because the debt with the
Speaker 1: highest interest rate is the debt that's costing you the most.
Speaker 1: So if you have a debt with like a thirty
Speaker 1: percent interest rate and then you have a debt with
Speaker 1: a five percent interest rate, you might say, you know what,
Speaker 1: I'm actually going to focus on the thirty percent interest
Speaker 1: rate first debt first, because that debt is costing me
Speaker 1: a lot of money. For every dollar I owe them,
Speaker 1: they talking me thirty cents, you know, oh, child, So
Speaker 1: I like to do sometimes a mix of snowball and avalanche.
Speaker 1: So I like to see what debt can I pay
Speaker 1: off fairly quickly first, relatively speaking, and then slowly move
Speaker 1: toward debt that's costing me more money because the interest
Speaker 1: rate is higher. So that's what I would do. Ooh,
Speaker 1: but I would definitely set a plan. I would also
Speaker 1: automate those payments and check in with it monthly. And
Speaker 1: good luck to you, but you know you definitely want to.
Speaker 1: You know, you've gone on your vacation. You have your
Speaker 1: beautiful house, so sit down and enjoy it while you
Speaker 1: start to pay off some of this debt that you owe,
Speaker 1: because one of the best ways to give your family
Speaker 1: a raise is to get rid of debt so you
Speaker 1: don't have to make that monthly pay All right, new house,
Speaker 1: who is okay? Hopefully that was helpful. Hopefully that was youthful.
Speaker 1: Useful because I'm youthful, but hopefully that was useful because
Speaker 1: I know what it is like. I mean, I have
Speaker 1: been nearly three hundred thousand dollars in debt my condo
Speaker 1: at the time I was in my twenties. I bought
Speaker 1: it for two twenty. Then I just finished my masters
Speaker 1: and I was like fifty two thousand dollars give or
Speaker 1: take my master's in education and then I had thirty
Speaker 1: five thousand dollars in credit card debt, which was a
Speaker 1: lot because of a scam that I unfortunately stumbled into,
Speaker 1: and so it left me, you know, about three hundred
Speaker 1: thousand dollars in debt and it was really scary. So
Speaker 1: I know how overwhelming debt can be. And it seems
Speaker 1: like it's like something that you can't get past. But
Speaker 1: I promise you know that it's one foot in front
Speaker 1: of the other. It's writing down who you owe, how much,
Speaker 1: and what are the terms of the how much, and
Speaker 1: then slowly working your way through it. I was able to.
Speaker 1: I had foreclosures, so kind of like the debt from
Speaker 1: the comb was wiped away because during that time, because
Speaker 1: it was the recession, they didn't make us pay Typically,
Speaker 1: when you lose a home to foreclosure the debt that
Speaker 1: you owe, you might still have to pay taxes on
Speaker 1: the money forgiven, which is who horrendous. But thankfully I
Speaker 1: didn't have to pay taxes on the two twenty because
Speaker 1: it was like I think President Obama or somebody at
Speaker 1: that time had put a law in place saying you
Speaker 1: don't have to pay taxes on that money forgiven. Thank God,
Speaker 1: because imagine paying thirty percent taxes on two hundred and twenty
Speaker 1: thousand dollars. That's over sixty thousand dollars. Your girl didn't
Speaker 1: have the two hundred. How I have the sixty, you know.
Speaker 1: So that was one I was able to get rid
Speaker 1: of the house, which was hard because I had already
Speaker 1: paid five years worth of a mortgage into it. And
Speaker 1: then my student loan debt, I was able to basically
Speaker 1: pause payments because they were federal loans. And then the
Speaker 1: credit card debt. I just used the snowball method and
Speaker 1: the avalanche method to slowly but surely pay them down.
Speaker 1: That took me. The credit card debt took me about
Speaker 1: three years of like hardcore going at it to pay
Speaker 1: it off. And then I worked on my student loan
Speaker 1: debt much more slowly because I was like the girl.
Speaker 1: The government can wait. The girl can wait. Okay, the
Speaker 1: door all can wait. So I'm just sharing that as
Speaker 1: somebody who has been through owing a lot of money,
Speaker 1: and now your girl is debt free like a toddler.
Speaker 1: Your girl is debt free like Rammy, like Rio and
Speaker 1: Rammy Mandy's babies. Okay, I am. I own two properties,
Speaker 1: both of which I brought cast, both of which I've renovated.
Speaker 1: Cash my car that I own, I have bought that
Speaker 1: cash certified pre own a baby. They used to call
Speaker 1: it used cars, but we fancy now certified pre own.
Speaker 1: I don't have no debt and so and I love
Speaker 1: it here because it keeps my lifestyle, my my monthly
Speaker 1: expenses low low Lou Lou lou. Look, it keeps them low,
Speaker 1: so I can maintain my lifestyle without having to worry
Speaker 1: about my monthly expenses. To me, let me tell you
Speaker 1: something about adulting. My thing is, I want to ask
Speaker 1: myself self. I want you to be able to afford
Speaker 1: this current life for as long as possible, if not
Speaker 1: for the rest of my life, you know, my rest
Speaker 1: of my foreseeable life. And so one of the ways
Speaker 1: to do that is to try your best not to
Speaker 1: incur too many monthly expenses. And so wherever I can
Speaker 1: kind of cut out a monthly expense. So do I
Speaker 1: have credit cards, Yes, but I pay them off every
Speaker 1: full and full every month. I don't finance things like
Speaker 1: a couch and a desk and a lamp and a cat,
Speaker 1: things like that. Although there have been times when I've
Speaker 1: done that, but I tried my best, as my finances
Speaker 1: has done better, to save and buy those things. I
Speaker 1: know everybody can't buy a house cash or a car cash,
Speaker 1: but I have worked toward intentionally putting myself in that
Speaker 1: position with my business the income I've made for my
Speaker 1: business to do so, because I want, no matter how
Speaker 1: much I make, I want to be able to afford
Speaker 1: my lifestyle. While I make, you know, a million dollars
Speaker 1: a year, or one hundred thousand dollars a year or
Speaker 1: fifty thousand dollars a year, I can fit within the life,
Speaker 1: my bare bones basic lifestyle because sometimes things fluctuate. So
Speaker 1: just keep in mind that, like ideally, you do want
Speaker 1: to live a beautiful, wonderful life, but can you do
Speaker 1: so without incurring additional monthly expenses? That's really the key. Okay,
Speaker 1: all right, Well we're gonna take a brizz ake and
Speaker 1: we're gonna come back to being black and brown on
Speaker 1: brown ambition. And I have another question to answer from
Speaker 1: one of our amazing listeners, Akau, see you in a
Speaker 1: few I am black, I am brown ambition, and I'm
Speaker 1: here by myself in a stew because, like I said,
Speaker 1: Mandy's just had her baby, honey, And because Mandy ain't here,
Speaker 1: we acting up. We do a business question. Next time,
Speaker 1: I'm gonna do all business Mandy, because who go stop me?
Speaker 1: Who go check me? Blue? You know I love answering
Speaker 1: business questions. And this one actually came from one of
Speaker 1: my mentees this morning. She called me literally, it was
Speaker 1: a ten minute conversation, and she said, Tiffany, you told
Speaker 1: me about someone who was able to give one hundred
Speaker 1: thousand people on their email list in one month. But
Speaker 1: I don't remember how she was able to do, so
Speaker 1: can you tell me? I said, girl, I can't cause
Speaker 1: I remember, I said one of my other mentees she
Speaker 1: did something that I did. Now, I was not able
Speaker 1: to get one hundred thousand people on my email list
Speaker 1: in a month, but it took about a year, which
Speaker 1: one hundred thousand people for this one thing. Okay, well,
Speaker 1: first let's dial it back. Why is it important to
Speaker 1: have people on your email list when you have a business.
Speaker 1: I'll tell you why, because you want to own access
Speaker 1: to your audience. Because the facebooks, if you're even still
Speaker 1: on there, the Instagrams like look, look, look what they're
Speaker 1: doing to tick off the talk, right, the girls was ticking,
Speaker 1: talking and filling themselves. And now the US government is
Speaker 1: looking like they might say, girl, you know what's gonna
Speaker 1: be out of here in a minute. TikTok. She can't
Speaker 1: sit with us, okay. And so if they take TikTok
Speaker 1: out of here, what are these TikTok stars going to do? Right?
Speaker 1: If they say they change the rules Mark Zuckerberger, if
Speaker 1: he changes the rules down to the down to the
Speaker 1: Facebook and the Instagram, what y'all gonna do? And so
Speaker 1: one of the things I learned very early on in
Speaker 1: business is that although you want to use these tools
Speaker 1: to communicate with your audience, ideally you want to own
Speaker 1: access to your audience. So what does that mean. It
Speaker 1: means can I communicate with my audience without the use
Speaker 1: of these social media tools that could tell me what
Speaker 1: to do? Right? And so if you do, if you can't,
Speaker 1: if all your audience exists on social media and no
Speaker 1: place else, you are indangerble Molly, you in danger, girl
Speaker 1: ran right, you in danger? And so if we don't
Speaker 1: want them, and so here's how you get out of danger.
Speaker 1: You're gonna use those platforms to get people onto your
Speaker 1: email list. And there's a number of ways to do
Speaker 1: so to get people slowly, but sure you're on your
Speaker 1: email list. And so my mentee, the one who got
Speaker 1: one hundred thousand people in one month, what she did
Speaker 1: was something that I did. You know. She was honest,
Speaker 1: she said, girl, I seem to do it. So I
Speaker 1: copied or whatever. I'm not even mad at that because
Speaker 1: I'm like, girl, the game is to be played, not
Speaker 1: I don't even know the other part of that, I don't.
Speaker 1: I feel like this is there's a quote there the
Speaker 1: game is to be played, not something anyway. So I
Speaker 1: put her on game and I'll put you on game tune.
Speaker 1: And so one of the best ways. There's so many
Speaker 1: ways to get people on your email list. You can
Speaker 1: get people on your email list by offering something for free,
Speaker 1: like hey, do you want this free budget checklist? You know,
Speaker 1: people put in their name and email, they get the checklist. Yeah,
Speaker 1: everybody's happy. So one you have to choose. They call
Speaker 1: it a CRM. Don't ask me what it stands for CRM.
Speaker 1: I don't know. But there are like there's like mad mem,
Speaker 1: there is Oh Goodness. I use one called keep k
Speaker 1: E a P. But keep is like the rolls Royce
Speaker 1: of CRMs, you don't. It's a lot of money and
Speaker 1: you don't need that to start off with. There's another
Speaker 1: one called I used to use called oh man, I
Speaker 1: forget the name, event don't get me the line child,
Speaker 1: But there are Basically these are just ways to collect
Speaker 1: people's emails and be able to email them. If you
Speaker 1: just google CRMs, you'll see there's one. There's one that
Speaker 1: was actually a really good one, but it wasn't so
Speaker 1: expensive anyway. You know, your girl got the mind of
Speaker 1: eight year old sometimes, so do your Google do a
Speaker 1: little bit of work, right, So you're going to pick
Speaker 1: a CRM and then you're going to link You're like,
Speaker 1: So the CRM will allow you to people will like,
Speaker 1: It'll allow you to create a contact form where people
Speaker 1: will put in like, it'll say welcome dreamcatchers, this is
Speaker 1: what I have. Like for example, if you want to
Speaker 1: get a goodie for me, I call my things goodie
Speaker 1: emails and one of my giveaways to get people on
Speaker 1: my email list. If you go to budgetistogodies dot com,
Speaker 1: for example, you will see like it'll say welcome, do
Speaker 1: you want to get a free goodie? YadA, YadA, YadA YadA.
Speaker 1: You put your name in your email in it adds
Speaker 1: you to my key email list, and then you get
Speaker 1: your free goodie right away. And then every Wednesday I
Speaker 1: send out more free stuff. And it allows me Now
Speaker 1: when I'm launching a book, like I have my workbook
Speaker 1: coming out Made Whole and November of this year, when
Speaker 1: I'm like when my Netflix special came out Get Smart
Speaker 1: with Money, I was able to email the people on
Speaker 1: the list. So having a list means that when I
Speaker 1: have something to say or share or whatever, I can
Speaker 1: speak directly to you. Sure I can post it on social,
Speaker 1: but I can also land in your inbox. Okay, Okay,
Speaker 1: So you're going to pick a CRM. That's one. Then
Speaker 1: two you're going to decide how to get people on.
Speaker 1: So one is to give them something free, another free
Speaker 1: thing that works really great. It's a lot of work though,
Speaker 1: but I created a Liverature challenge. A challenge is a
Speaker 1: great way. So challenges are anywhere, are typically from three
Speaker 1: days so minus three weeks long, where it's basically it's
Speaker 1: like a free course, but people are more likely to
Speaker 1: give their name and email if they're going to receive
Speaker 1: something great and juicy in return. So my annual Literature Challenge. Well,
Speaker 1: actually it's I mean, you can always take that at
Speaker 1: liverature challenge dot com. It's free, but in exchange, people
Speaker 1: give me their name and email and a lot more so,
Speaker 1: because the challenge is three weeks, I don't just ask
Speaker 1: for name and email the registration email. I want to
Speaker 1: know how old you are, where you live. The Liverature
Speaker 1: Challenge allows me every year to get a clear demographic
Speaker 1: of whom I'm serving, so I can tailor make things
Speaker 1: directly for my audience. So the bigger gift you give
Speaker 1: to the audience, the more you can ask of them.
Speaker 1: So I like to ask a lot when people set
Speaker 1: up for my literature challenges, because then I'm clear about
Speaker 1: oh I'm serving. This is like a specifically black women
Speaker 1: I see on here ages, you know, thirty five to
Speaker 1: forty five. She's educated with the college degree. So as
Speaker 1: I build things, I know exactly who I'm building things for.
Speaker 1: So bigger thing you're giving them more things you're allowed
Speaker 1: to ask, so I know I'm doing this roundabout way
Speaker 1: I'm African girl. We don't get to the point. So
Speaker 1: the way that I was that my friend or my
Speaker 1: mentee was able to grow her email lists in the
Speaker 1: way that I did too. Another way was a quiz.
Speaker 1: So we talked about one a free downloadable something to
Speaker 1: give away, two a challenge, three a quiz. So there's
Speaker 1: this site called out Grow out g r ow outgrow
Speaker 1: dot us. I believe in me see because I think
Speaker 1: I tink tink a tink outgrow owe ut out. Well,
Speaker 1: you know what if I go to gg wm forget
Speaker 1: Good with Money quiz ggwm mone yeah, gets Good with
Speaker 1: Money quiz, you could actually go see Outgrowing Action and
Speaker 1: yes it's outgrow dot us and so gg wm quiz.
Speaker 1: You can see my financial Hollness quiz. And what I
Speaker 1: love about it is that as I do is right
Speaker 1: now at the bottom. It has a little window and
Speaker 1: it says and you can see it publicly. One hundred,
Speaker 1: one hundred thousand and seven, No, one hundred seven thousand,
Speaker 1: six hundred and sixty seven people have taken a quiz.
Speaker 1: So over one hundred thousand people have taken this quiz
Speaker 1: in the last like almost two years, which is awesome.
Speaker 1: If the quiz is literally it says your financial Honess quiz,
Speaker 1: and it says there are ten questions and each is
Speaker 1: worth ten percent. How close are you to being financially whole?
Speaker 1: Take the sixty second quiz. Now. One of the things
Speaker 1: I'm saying here, One, if you're gonna do a quiz,
Speaker 1: what are the people gonna get? You're gonna get your score?
Speaker 1: And two how long is it gonna take me? That's
Speaker 1: why I have the button says take the sixty second quiz,
Speaker 1: because now someone can decide do I have sixty seconds?
Speaker 1: You know, and you know that there's ten questions and
Speaker 1: I love it because I can click on it and
Speaker 1: the quiz an outgrow. What I like is I mean,
Speaker 1: I don't know if there's other options, but I use
Speaker 1: the thumbs up thumbs down. So it's going to take
Speaker 1: you less than sixty seconds to just say yes I
Speaker 1: have budget, No I don't have a budget. Yes I
Speaker 1: have this, No I don't have this. And what I
Speaker 1: love is at the end of the quiz, you can
Speaker 1: you can create your own on outgrow is it'll like.
Speaker 1: So I'm just telling myself. I'm left. I'm saying no
Speaker 1: that I don't have any of these things, and Outgrow
Speaker 1: is going to give me a score of like of
Speaker 1: So before I get my score, guess what Alco asked
Speaker 1: me for They're like, girl, before you get your score,
Speaker 1: put your name and your email in Boom collected their
Speaker 1: name and email after they taken a quiz, so they're
Speaker 1: already invested. They're like, girl, I want to know my
Speaker 1: score and it says tiffing your financial honors score zero percent. Way.
Speaker 1: But the good thing is is that I have on
Speaker 1: here like you can get it says want to stay
Speaker 1: and get one hundred percent Hohle pre order made Whole
Speaker 1: The Practical Guide to Reaching your Financial Goals, a companion
Speaker 1: to my New York Times bestselling book Gigga of Money.
Speaker 1: Here so you click on here and guess what it
Speaker 1: takes you to pre order the book. So what I
Speaker 1: love about quizzes is two things I was able to accomplish
Speaker 1: with this quiz. I got your name and your email
Speaker 1: added to my list, and then at the end I
Speaker 1: can tell you about my new book that comes out
Speaker 1: in November. How awesome is that? You know? And then
Speaker 1: you might want to pre order it so it can
Speaker 1: lead to pre orders. So gig of Money did really
Speaker 1: well in large part because I was able to collect
Speaker 1: a lot of name and emails prior to the book
Speaker 1: coming out for people who I knew were interested in
Speaker 1: something called financial hooleness, because the purpose of my two books,
Speaker 1: Get Good with Money and Made Whole is to get
Speaker 1: you to understand there's something called financial wholeness and you
Speaker 1: may or not be You may or may not be
Speaker 1: financially whole, but I can help you get there with
Speaker 1: these tools. So do you see it primes you to say, hey,
Speaker 1: I'm not quite financially whole, but hey, Tiffany can help.
Speaker 1: Here's the tool. And then on top of that, even
Speaker 1: if you don't get the book, adding your name and
Speaker 1: your email to my list means I can tell you
Speaker 1: about the book or other products and services I have later.
Speaker 1: So having access to my audience is so critical. But
Speaker 1: do you see how that one quiz it answered so
Speaker 1: many business questions? Do I have access to this audience member? Yes?
Speaker 1: Do I get to tell them about a product or
Speaker 1: service I have? Yes? Do they get to understand more
Speaker 1: about me by taking the quiz? Yes? Do they get
Speaker 1: to potentially purchase the thing at the end? Yes? That
Speaker 1: one quiz does like five things? Is that fourth things?
Speaker 1: Four things? Right? And so that's a quiz is one.
Speaker 1: It's an awesome way to get people on your email list. Now.
Speaker 1: The thing is the reason why my mentee was able
Speaker 1: to get one hundred thousand people in one month is
Speaker 1: because she has over two million people on TikTok that
Speaker 1: follow her and she goes viral quite often. So I
Speaker 1: don't have two million people on TikTok. I don't you know.
Speaker 1: I don't even know if I have ten thousand, might
Speaker 1: be like two thousand. So it took me longer to
Speaker 1: get to one hundred thousand people on my quiz. But
Speaker 1: that's okay, you know. So yeah, I'm not saying you're
Speaker 1: gonna get one hundred thousand people on your list in
Speaker 1: in a month, but what you will get is somebody,
Speaker 1: you know what I mean. And then what you want
Speaker 1: to do is when you get people on your list,
Speaker 1: keep it warm. What does that mean? It means at
Speaker 1: least monthly reaching out to your list to add value
Speaker 1: to someone's life. Here's a free tool, here's a free checklist.
Speaker 1: Here's a video that helped me. Whatever it is, whatever
Speaker 1: your fitness, you know, vaginal health, I'm moving there. Whatever
Speaker 1: it is that you teach, you can keep your list worm.
Speaker 1: I do a weekly email to keep the list warm,
Speaker 1: and I'm always pouring in and giving. So every once
Speaker 1: in a while, once or twice a year, when I
Speaker 1: say here's something that you can buy, the girls just
Speaker 1: like say lasses you've been given, I love it. You
Speaker 1: see what I mean? Doesn't that makes sense? Girl? I
Speaker 1: mean knowing what stuff. It's been fifteen years of business,
Speaker 1: over forty million dollars made. Yes, Brown Girl Tipany has
Speaker 1: done all of that. Bland Girl Tivity has done all
Speaker 1: of that. I have many a mentee and if you
Speaker 1: want to be a mentee of mine, I don't take
Speaker 1: on any more one on one mentees, even though I
Speaker 1: always say that, but someone always wheezles their way in.
Speaker 1: But the good thing is that when I talk to
Speaker 1: my one on one in person mentees about I also
Speaker 1: talk to like my mentees online. There's over about thirteen
Speaker 1: hundred mentees that I have, and we have a monthly
Speaker 1: chat where I teach a live lesson or do a
Speaker 1: Q and A and the mentees actually meet with each
Speaker 1: other weekly get to connect with each other, and then
Speaker 1: every month for any new mentees that might have joined
Speaker 1: that month, they have a networking session. They just did
Speaker 1: a fun one where it was a game night, which
Speaker 1: is so fun. Okay, So if you want to be
Speaker 1: a mentee where you know you're gonna get a lesson
Speaker 1: from me every month live and then they're recording you
Speaker 1: can watch later. Connect with other mentees weekly if not daily,
Speaker 1: because we have like a chat every week. I also
Speaker 1: give like some sort of tool that I use in
Speaker 1: my business. It's just a really awesome place. It's only
Speaker 1: ten bucks a month for now, because I'm not gonna lie.
Speaker 1: The prices going up. It might be twenty by the
Speaker 1: time you listen to it. You lost out in the
Speaker 1: ten bucks. But it's ten bucks a month currently right
Speaker 1: now as I'm speaking, and it's available at my mentor
Speaker 1: Tiffany dot com. That's my mentor Tiffany dot com. We'll
Speaker 1: put it in the show notes. But yeah, if you
Speaker 1: want you I just want to say, if you want
Speaker 1: my body and you think I'm sick, name that artist,
Speaker 1: tweet me who sang that song. Tell of y'all too young.
Speaker 1: You're too young. That song was a jam back in
Speaker 1: the day. So if you have a question and you
Speaker 1: want it answered, you know, hit us up Brana Bischen
Speaker 1: everywhere and we will help you and I will try
Speaker 1: my best to pour into you questions about business, questions
Speaker 1: about money, questions about career. We are here for you.
Speaker 1: I'm here for you. And tell me Andy, I've been
Speaker 1: all my best behavior, okay, Tell her I was the
Speaker 1: only singing just a little bit, and that I was
Speaker 1: real good. Okay, all right, until next week, y'all, I
Speaker 1: will see you on the ba QA Bye hey, ba Fam.
Speaker 1: We could not do this show without your support or
Speaker 1: the support of our team behind the scenes. The Brown
Speaker 1: Ambition podcast is produced by Imani Crosby and Dennis Stanplinsky
Speaker 1: is our in house tech guru, I and your co
Speaker 1: host Mandy Woodrif Santos and we will see y'all next week,
Speaker 1: ba Fam.