1 00:00:01,280 --> 00:00:07,120 Speaker 1: The volume. Just a reminder you can catch me recording 2 00:00:07,160 --> 00:00:10,399 Speaker 1: this podcast live on amp. Amp is a new live 3 00:00:10,520 --> 00:00:12,840 Speaker 1: radio app. They'll let you call in and chat with 4 00:00:12,960 --> 00:00:16,520 Speaker 1: me in person while recording. Get the app on Apple's 5 00:00:16,560 --> 00:00:18,919 Speaker 1: app store and make sure you follow me at John 6 00:00:18,960 --> 00:00:31,320 Speaker 1: Middlecoff to get notified when I go live. What is 7 00:00:31,400 --> 00:00:36,560 Speaker 1: going on Everybody, John Middlecoff three and out podcast, What's 8 00:00:36,600 --> 00:00:40,000 Speaker 1: Happening People. Here's what we're gonna do today. Mail bag only, 9 00:00:40,200 --> 00:00:43,080 Speaker 1: Mailbag heavy, and the mail bag is very easy to 10 00:00:43,120 --> 00:00:46,160 Speaker 1: get in. You just go to my direct Messages on 11 00:00:46,200 --> 00:00:49,160 Speaker 1: my Instagram at John Middlecoff. You fire in those dms, 12 00:00:49,159 --> 00:00:52,000 Speaker 1: get your question answered here on the show. That is 13 00:00:52,040 --> 00:00:55,840 Speaker 1: the plan. So I had a podcast yesterday, talked about Saquon, 14 00:00:55,960 --> 00:01:00,280 Speaker 1: talked about Dalvin. We'll have a mailbag heavy podcast right now, 15 00:01:00,720 --> 00:01:03,200 Speaker 1: and then we will have the big US Open preview. 16 00:01:04,160 --> 00:01:06,759 Speaker 1: Getting ready for golf. I don't know the third major. 17 00:01:07,040 --> 00:01:09,240 Speaker 1: I think this year it's going to be my favorite major, 18 00:01:09,440 --> 00:01:11,240 Speaker 1: LA Country Club. It's going to be awesome. We will 19 00:01:11,240 --> 00:01:15,600 Speaker 1: talk gambling, we will talk storylines, we'll talk it all tomorrow. 20 00:01:15,680 --> 00:01:19,119 Speaker 1: So a couple of football podcasts, golf podcasts, and then 21 00:01:19,240 --> 00:01:21,959 Speaker 1: I think we will have a football podcast probably at 22 00:01:21,959 --> 00:01:24,960 Speaker 1: the end of the week, I'm pretty sure, but today's 23 00:01:24,959 --> 00:01:28,280 Speaker 1: a mailbag only podcast. Anything else, Oh yeah, we have 24 00:01:28,360 --> 00:01:30,080 Speaker 1: a special going on right now. If you go to 25 00:01:30,120 --> 00:01:33,840 Speaker 1: the Volume dot com the merch store, you buy a 26 00:01:33,880 --> 00:01:37,160 Speaker 1: gol Polo, you get half off a Trucker hat. Go 27 00:01:37,240 --> 00:01:38,919 Speaker 1: Lo Trucker hat. 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Looks good too, Adidas, 38 00:02:12,600 --> 00:02:15,560 Speaker 1: So get on that and we will have a bunch 39 00:02:15,560 --> 00:02:18,639 Speaker 1: of golf bets coming up on the Go Loo podcast 40 00:02:18,680 --> 00:02:22,040 Speaker 1: here in today. But let's rock and roll right now. Also, 41 00:02:22,680 --> 00:02:25,040 Speaker 1: I need you to go to your smartphone and download 42 00:02:25,040 --> 00:02:27,840 Speaker 1: the game Time app. It's the fastest growing ticketing app 43 00:02:27,880 --> 00:02:31,080 Speaker 1: in America also happens to be the official ticketing app 44 00:02:31,360 --> 00:02:33,840 Speaker 1: of this podcast. You want to go to a baseball 45 00:02:33,840 --> 00:02:35,440 Speaker 1: game this summer. You want to go to a football 46 00:02:35,440 --> 00:02:37,440 Speaker 1: game this fall, You want to go to a concert, 47 00:02:37,560 --> 00:02:39,120 Speaker 1: you want to go to a comedy show. Here's what 48 00:02:39,200 --> 00:02:41,360 Speaker 1: I need you to I need you to type in 49 00:02:41,400 --> 00:02:44,840 Speaker 1: the promo code John, It's my name John, and you'll 50 00:02:44,880 --> 00:02:47,200 Speaker 1: get twenty dollars off any pair of tickets. Very easy 51 00:02:47,240 --> 00:02:50,440 Speaker 1: to do. Promo code John. Download the Game Time app. 52 00:02:50,480 --> 00:02:53,919 Speaker 1: First time users get twenty dollars off anything you want. Concerts, 53 00:02:53,919 --> 00:02:56,760 Speaker 1: comedy shows, games. Get on it and do it fast. 54 00:02:58,800 --> 00:03:02,200 Speaker 1: This is going to be a male bag heavy podcast. 55 00:03:02,480 --> 00:03:04,040 Speaker 1: This is the time of year where I just saw 56 00:03:04,080 --> 00:03:08,520 Speaker 1: Doug Peterson. He told all his veteran players, no mandatory 57 00:03:08,560 --> 00:03:12,119 Speaker 1: mini camp. You guys go home. I saw on Instagram 58 00:03:12,360 --> 00:03:15,600 Speaker 1: Deebo Samuel gave some peace signs. See guys at training camp. 59 00:03:16,520 --> 00:03:20,960 Speaker 1: This is most teams now, and most veteran players are 60 00:03:21,000 --> 00:03:23,720 Speaker 1: often running having a good time now. I also think 61 00:03:23,800 --> 00:03:27,040 Speaker 1: one theory I have I've been going to these mini 62 00:03:27,080 --> 00:03:31,000 Speaker 1: camps and off season activities for over a decade. They 63 00:03:31,000 --> 00:03:36,160 Speaker 1: have got less and less strenuous and intense. I don't 64 00:03:36,160 --> 00:03:40,960 Speaker 1: think they've ever been probably less physically taxing than they 65 00:03:41,000 --> 00:03:43,880 Speaker 1: are in twenty twenty three, and that will continue. I 66 00:03:44,040 --> 00:03:47,160 Speaker 1: also think because of the money on the line and 67 00:03:47,240 --> 00:03:49,200 Speaker 1: a lot of these players, I mean such a large 68 00:03:49,240 --> 00:03:52,680 Speaker 1: percentage of players come from obviously not just Division I programs, 69 00:03:52,920 --> 00:03:56,240 Speaker 1: Power five level programs. These guys are used to being 70 00:03:56,320 --> 00:04:00,320 Speaker 1: pretty locked and loaded three sixty five, training on their own, 71 00:04:00,840 --> 00:04:04,240 Speaker 1: staying in shape because for a long period of time 72 00:04:05,360 --> 00:04:08,840 Speaker 1: in pro sports, right in the sixties, the seventies, the eighties, 73 00:04:09,280 --> 00:04:11,440 Speaker 1: probably even the nineties, you would just show up. That's 74 00:04:11,440 --> 00:04:14,640 Speaker 1: when you would get in shape at training camp. And 75 00:04:14,800 --> 00:04:17,719 Speaker 1: I think that is just dramatically different now. It probably 76 00:04:17,720 --> 00:04:22,240 Speaker 1: has it's positives and negatives. Right used to you would 77 00:04:22,279 --> 00:04:25,560 Speaker 1: stay in physical shape in terms of playing football in 78 00:04:25,600 --> 00:04:28,919 Speaker 1: the offseason, maybe you were less inclined to get injured. 79 00:04:29,279 --> 00:04:31,200 Speaker 1: I can't prove that, but I do think there is 80 00:04:31,200 --> 00:04:33,160 Speaker 1: some merit to that, especially in training camp when you're 81 00:04:33,200 --> 00:04:36,080 Speaker 1: not really tackling. But I think from a standpoint of 82 00:04:36,400 --> 00:04:39,200 Speaker 1: a lot of teams not worrying about guys working too 83 00:04:39,200 --> 00:04:41,920 Speaker 1: hard in terms of on the practice field, because these 84 00:04:41,960 --> 00:04:44,239 Speaker 1: guys are in pretty good shape now. And these guys 85 00:04:44,240 --> 00:04:47,599 Speaker 1: pay so much money because their bodies yield them so 86 00:04:47,839 --> 00:04:51,040 Speaker 1: much for contracts right and getting a second contract in 87 00:04:51,080 --> 00:04:55,680 Speaker 1: the NFL now is so lucrative. I do wonder if 88 00:04:55,720 --> 00:04:59,080 Speaker 1: guys are just much more disciplined now. Even if you're 89 00:04:59,120 --> 00:05:02,240 Speaker 1: not the most dis sciplined human, it's worth it for 90 00:05:02,320 --> 00:05:05,200 Speaker 1: you to pay your trainers, you know, throughout the offseason, 91 00:05:05,960 --> 00:05:10,640 Speaker 1: during the during OTAs. And I just wonder if if coaches, 92 00:05:10,720 --> 00:05:13,760 Speaker 1: clearly by their action sending guys homes, aren't as worried 93 00:05:13,760 --> 00:05:16,080 Speaker 1: about like keeping them in shape right up until the 94 00:05:16,160 --> 00:05:18,159 Speaker 1: last day that I can see them for their thirty 95 00:05:18,240 --> 00:05:21,320 Speaker 1: days off, that they feel pretty confident the guys will, 96 00:05:21,760 --> 00:05:24,200 Speaker 1: you know, continue to work out, stay in tiptop shape, 97 00:05:24,200 --> 00:05:27,320 Speaker 1: and be ready to roll when when it's time. Let's 98 00:05:27,360 --> 00:05:31,359 Speaker 1: dive into the mailbag. Start with Ramel. Mailbag is just 99 00:05:32,160 --> 00:05:36,839 Speaker 1: my name at John Middlecoff Instagram, DMS wide Open recently 100 00:05:36,880 --> 00:05:39,880 Speaker 1: discovered your podcast Love your work like this guy already. 101 00:05:40,200 --> 00:05:43,919 Speaker 1: My question is, is someone who is somewhere between a hardcore 102 00:05:44,000 --> 00:05:48,360 Speaker 1: and casual of the NFL. I've never quite understood exactly 103 00:05:49,120 --> 00:05:52,360 Speaker 1: what a head coach's responsibility when they have both an 104 00:05:52,480 --> 00:05:57,039 Speaker 1: offensive and defensive coordinator and a special teams coach on 105 00:05:57,120 --> 00:05:59,920 Speaker 1: the team. Can you break that down? I think it's 106 00:06:00,120 --> 00:06:05,320 Speaker 1: pretty good question. In my time in the NFL, Andy Reid, actually, 107 00:06:05,360 --> 00:06:06,960 Speaker 1: I guess when I was with him with the Eagles, 108 00:06:07,000 --> 00:06:10,320 Speaker 1: Marty morning Wig call plays, though he was pretty involved. 109 00:06:10,760 --> 00:06:13,159 Speaker 1: When I was at Fresno State with Pat Hill, he 110 00:06:13,200 --> 00:06:15,720 Speaker 1: didn't do anything. He didn't call the plays on offense, 111 00:06:15,839 --> 00:06:17,560 Speaker 1: and he was an offensive guy, so he had nothing 112 00:06:17,560 --> 00:06:20,320 Speaker 1: to do with the defense. I think a huge role 113 00:06:20,520 --> 00:06:24,760 Speaker 1: when you are a John Harbaugh, a Mike Tomlin. I 114 00:06:24,760 --> 00:06:27,159 Speaker 1: think Pete Carroll plays this though I think he's pretty 115 00:06:27,160 --> 00:06:31,000 Speaker 1: heavily involved with the defense. I think Jim Harbaugh played 116 00:06:31,000 --> 00:06:33,040 Speaker 1: this role when he was with the NFL. In the 117 00:06:33,160 --> 00:06:39,480 Speaker 1: NFL and now even at Michigan. Is motivation and writing 118 00:06:39,520 --> 00:06:44,320 Speaker 1: your coaches to give them organizational, you know, philosophical beliefs 119 00:06:44,360 --> 00:06:46,920 Speaker 1: on a weekly basis. I think Bill Belichick clearly does 120 00:06:46,960 --> 00:06:50,560 Speaker 1: this too, to have ideas, you know, of what we 121 00:06:50,600 --> 00:06:53,960 Speaker 1: want to do to attack certain teams depending on the week. 122 00:06:54,640 --> 00:06:57,920 Speaker 1: I think team meetings and the direction of your team. 123 00:06:58,360 --> 00:07:01,640 Speaker 1: The motivation of Indivision R Wolves, you know, a huge 124 00:07:01,640 --> 00:07:03,800 Speaker 1: thing Bill Walsh always didn't. Now Bill Walsh was the 125 00:07:03,800 --> 00:07:08,720 Speaker 1: play caller, was ride his assistant coaches really hard because 126 00:07:08,800 --> 00:07:11,480 Speaker 1: if you rode the position coaches are, especially in front 127 00:07:11,480 --> 00:07:14,440 Speaker 1: of the players, that would incentivize them to try to 128 00:07:14,480 --> 00:07:16,640 Speaker 1: do better because they didn't want to let down that guy. 129 00:07:18,040 --> 00:07:21,760 Speaker 1: There is a lot of you know, I don't want 130 00:07:21,760 --> 00:07:24,320 Speaker 1: to say busy work, but just in terms of working 131 00:07:24,360 --> 00:07:26,960 Speaker 1: hand in hand with your GM. I mean you're dealing 132 00:07:27,040 --> 00:07:29,960 Speaker 1: with things from what time your plane should leave, what 133 00:07:30,120 --> 00:07:34,160 Speaker 1: your meals are. A lot of you know, I wouldn't 134 00:07:34,160 --> 00:07:36,520 Speaker 1: want to say micromanaging, but you're doing a lot of 135 00:07:36,520 --> 00:07:38,680 Speaker 1: things at the top of the food chain that coordinators 136 00:07:38,720 --> 00:07:41,600 Speaker 1: just don't have to worry about, depending on your team, 137 00:07:41,680 --> 00:07:44,840 Speaker 1: when guys get in trouble, when guys get injured, dealing 138 00:07:44,840 --> 00:07:47,560 Speaker 1: with your GM of you know, who we're going to 139 00:07:47,600 --> 00:07:49,400 Speaker 1: bring up, who were going to put down? On a 140 00:07:49,400 --> 00:07:53,840 Speaker 1: weekly basis, most coordinators just deal with, like, who do 141 00:07:53,880 --> 00:07:55,840 Speaker 1: I have to deal with this week in terms of 142 00:07:56,000 --> 00:07:57,480 Speaker 1: who am I going to get up or down on 143 00:07:57,560 --> 00:08:00,760 Speaker 1: game day? Who is healthy, and who are wepla and 144 00:08:00,800 --> 00:08:05,720 Speaker 1: just devise a game plan where I think head coaches 145 00:08:05,760 --> 00:08:08,240 Speaker 1: are much more worried about the message to the team 146 00:08:08,280 --> 00:08:11,560 Speaker 1: that aren't calling plays on a given week, if you've 147 00:08:11,560 --> 00:08:15,080 Speaker 1: played poorly or played well the previous week, how to 148 00:08:15,600 --> 00:08:19,440 Speaker 1: motivate or how to maintain that level of play. A 149 00:08:19,520 --> 00:08:22,160 Speaker 1: practice schedule given on who you're going to play, what 150 00:08:22,240 --> 00:08:24,840 Speaker 1: your travel schedule is the following week, A lot of 151 00:08:24,920 --> 00:08:28,800 Speaker 1: schedule making when you're the head coach, and then you 152 00:08:28,840 --> 00:08:31,000 Speaker 1: have to if you're not calling the plays, you have 153 00:08:31,080 --> 00:08:33,800 Speaker 1: to find time. You know, a good one to watch 154 00:08:33,800 --> 00:08:36,000 Speaker 1: a lot of film on your opponent to know what 155 00:08:36,080 --> 00:08:39,480 Speaker 1: you're talking about with your players and definitely your position 156 00:08:39,559 --> 00:08:42,599 Speaker 1: coaches and your coordinators. So I think it probably depends 157 00:08:43,160 --> 00:08:46,480 Speaker 1: on the team, and I do ultimately think even if 158 00:08:46,520 --> 00:08:50,760 Speaker 1: you are quote unquote you know, Mike Tomlin's a good example. 159 00:08:51,200 --> 00:08:52,560 Speaker 1: I bet he spends a lot of time with his 160 00:08:52,600 --> 00:08:55,880 Speaker 1: defensive coordinators and just the defensive side of the ball. 161 00:08:56,080 --> 00:08:59,600 Speaker 1: That's kind of who he is at his core right now. 162 00:08:59,800 --> 00:09:03,240 Speaker 1: I would imagine he spends time with people on his 163 00:09:03,320 --> 00:09:07,640 Speaker 1: offense that just either needs positive reinforcement, that needs to 164 00:09:07,679 --> 00:09:10,240 Speaker 1: be ridden a little harder. I mean, a huge part 165 00:09:10,320 --> 00:09:15,400 Speaker 1: of football, like probably a lot of professions, motivation, motivating 166 00:09:15,440 --> 00:09:18,840 Speaker 1: your guys, staying on your guys, riding your guys, getting 167 00:09:18,840 --> 00:09:21,800 Speaker 1: the most out of them, pushing them to places that 168 00:09:21,840 --> 00:09:26,400 Speaker 1: they don't even see possible. But every single coach in 169 00:09:26,440 --> 00:09:28,679 Speaker 1: the NFL that's a head coach that's not a play 170 00:09:28,720 --> 00:09:32,680 Speaker 1: caller does have a side of the ball that's an expertise, Right, 171 00:09:32,720 --> 00:09:35,400 Speaker 1: So you're just gonna lean that side because that's what 172 00:09:35,440 --> 00:09:38,240 Speaker 1: you know best. Right if you're the CEL, but you 173 00:09:38,440 --> 00:09:42,640 Speaker 1: came up as the sales guy or the marketing guy 174 00:09:43,400 --> 00:09:47,800 Speaker 1: or whatever guy, you're gonna lean kind of with that 175 00:09:47,960 --> 00:09:52,240 Speaker 1: side of the business because that's what you're most comfortable with. So, 176 00:09:53,800 --> 00:09:55,080 Speaker 1: I mean, there are probably a lot of things that 177 00:09:55,120 --> 00:09:56,880 Speaker 1: I've never been an NFL head coach or a college 178 00:09:56,920 --> 00:10:01,360 Speaker 1: head coach that doesn't call plays. But you know, I 179 00:10:01,400 --> 00:10:04,600 Speaker 1: think I've had some coaches tell me. I remember how 180 00:10:04,640 --> 00:10:08,240 Speaker 1: a coordinator tell me that his coach this is this 181 00:10:08,280 --> 00:10:10,280 Speaker 1: guy was not a good head coach. Well, actually he 182 00:10:10,320 --> 00:10:14,200 Speaker 1: had some moments people on the staff question what he 183 00:10:14,240 --> 00:10:17,280 Speaker 1: did all day, like they had no clue. Honestly, they 184 00:10:17,360 --> 00:10:20,680 Speaker 1: joked that he was like playing solitaire or playing you 185 00:10:20,720 --> 00:10:23,360 Speaker 1: know games on his computer. I guess he had been 186 00:10:23,400 --> 00:10:25,680 Speaker 1: caught one time doing that, So that was kind of 187 00:10:25,679 --> 00:10:29,720 Speaker 1: an inside joke. If you're at the office eighteen hours 188 00:10:29,720 --> 00:10:33,119 Speaker 1: a day and you're in the office a lot by yourself, 189 00:10:33,600 --> 00:10:36,120 Speaker 1: not dealing with the players or not dealing with your coaches, 190 00:10:36,559 --> 00:10:38,440 Speaker 1: I do think it's fair to question, like, what are 191 00:10:38,480 --> 00:10:43,040 Speaker 1: you actually doing? It would be pretty easy to get 192 00:10:43,160 --> 00:10:46,800 Speaker 1: lazy in that spot, it would, right, especially if you 193 00:10:46,800 --> 00:10:49,760 Speaker 1: were having some success, like your team was good. What 194 00:10:50,000 --> 00:10:53,319 Speaker 1: are you actually doing? For the mailbag? Love your inside 195 00:10:53,360 --> 00:10:56,720 Speaker 1: of the game and your business advice? After hearing you 196 00:10:56,760 --> 00:11:00,240 Speaker 1: talk about the stock market, what's some advice you have 197 00:11:00,320 --> 00:11:04,760 Speaker 1: for getting started in investing. One thing I heard a 198 00:11:04,800 --> 00:11:06,640 Speaker 1: long time ago. I don't know if it was a 199 00:11:06,679 --> 00:11:09,680 Speaker 1: podcast or it was a book I was reading is 200 00:11:09,760 --> 00:11:12,200 Speaker 1: Tony Robbins had given this advice about investing in the 201 00:11:12,200 --> 00:11:15,720 Speaker 1: stock market invest in things you use. So let's just 202 00:11:15,760 --> 00:11:18,520 Speaker 1: think about this logically of I'm looking at an iPad 203 00:11:18,840 --> 00:11:22,480 Speaker 1: talking into a Mac computer with an iPhone and two 204 00:11:22,480 --> 00:11:25,000 Speaker 1: pair of AirPods because I put one through the washer 205 00:11:25,080 --> 00:11:26,640 Speaker 1: and dryer and ruined it, so I had to order 206 00:11:26,679 --> 00:11:31,600 Speaker 1: a second pair. I don't own Apple, but people would 207 00:11:31,600 --> 00:11:33,160 Speaker 1: look at you like, how long have you had an iPhone? 208 00:11:33,840 --> 00:11:35,679 Speaker 1: How long have you had a Mac computer? What you're 209 00:11:35,720 --> 00:11:38,680 Speaker 1: in the podcast business and you talk like everything you 210 00:11:38,720 --> 00:11:41,880 Speaker 1: do is through that Mac computer. It would probably make 211 00:11:41,960 --> 00:11:44,720 Speaker 1: logical sense and it definitely would have made financial sense 212 00:11:45,120 --> 00:11:48,640 Speaker 1: if five, eight, ten years ago I would invest it 213 00:11:48,679 --> 00:11:51,160 Speaker 1: into Apple. Think about it. Do you watch a lot 214 00:11:51,160 --> 00:11:53,600 Speaker 1: of Netflix? I bet a lot of people do. Listen 215 00:11:53,640 --> 00:11:56,400 Speaker 1: to this, well, if you've looked at Netflix stock over 216 00:11:56,400 --> 00:11:59,600 Speaker 1: the last year has absolutely ripped. Just think about it 217 00:11:59,640 --> 00:12:02,040 Speaker 1: like this. If you're someone and you spend an hour 218 00:12:02,080 --> 00:12:04,720 Speaker 1: a day watching Netflix, you literally use the product every 219 00:12:04,760 --> 00:12:08,400 Speaker 1: single day. Most people you know you go, God, do 220 00:12:08,400 --> 00:12:10,400 Speaker 1: you have Netflix? Do you have Netflix? Every single person 221 00:12:10,440 --> 00:12:13,280 Speaker 1: I know has Netflix? Right or Amazon could fit this. 222 00:12:13,600 --> 00:12:15,640 Speaker 1: So if you think about some of the main product 223 00:12:15,679 --> 00:12:19,520 Speaker 1: products or companies that we all use, you know it's 224 00:12:19,520 --> 00:12:21,079 Speaker 1: probably gonna work out. And if you look at a 225 00:12:21,120 --> 00:12:24,080 Speaker 1: lot of the ones that are really successful, Amazon, Apple, 226 00:12:24,520 --> 00:12:26,960 Speaker 1: Netflix is having a ton of success. It works now. 227 00:12:27,000 --> 00:12:29,120 Speaker 1: It doesn't always mean just because a lot of people 228 00:12:29,160 --> 00:12:32,000 Speaker 1: bank with Wells Fargo that Wells Fargo is gonna rip, 229 00:12:32,480 --> 00:12:35,920 Speaker 1: but I do think and listen. Financial advisors may push 230 00:12:35,960 --> 00:12:40,119 Speaker 1: back at this if you invest like that now companies, 231 00:12:40,440 --> 00:12:42,280 Speaker 1: if you don't know the inner workings of a company. 232 00:12:42,320 --> 00:12:45,000 Speaker 1: There could always be like an accounting scandal that could 233 00:12:45,000 --> 00:12:46,960 Speaker 1: go the wrong way. But I do think if you 234 00:12:47,000 --> 00:12:52,320 Speaker 1: took that tactic just pretty consistently, you have some success. Right. 235 00:12:52,800 --> 00:12:55,120 Speaker 1: A lot of people are on Twitter. Twitter stock never budged, 236 00:12:55,280 --> 00:12:56,800 Speaker 1: a lot of people are on Facebook, and over the 237 00:12:56,920 --> 00:13:01,000 Speaker 1: years that thing ripped. So that's kind of thehilosophy I take, 238 00:13:02,440 --> 00:13:06,440 Speaker 1: or businesses that I try to see in the future. Right, 239 00:13:06,520 --> 00:13:08,840 Speaker 1: That's why a lot of people bet on bitcoin. Right, 240 00:13:08,880 --> 00:13:12,800 Speaker 1: I'm having a lot of success with Sofi, an Internet bank. Right. 241 00:13:12,920 --> 00:13:14,320 Speaker 1: When you think a lot of things that are going 242 00:13:14,400 --> 00:13:18,280 Speaker 1: to shift, the Internet feels much older than it actually is. 243 00:13:18,480 --> 00:13:21,480 Speaker 1: It's only twenty years old, right, really if you think 244 00:13:21,480 --> 00:13:24,920 Speaker 1: about it over the last like decade, but probably even 245 00:13:24,960 --> 00:13:27,800 Speaker 1: less than that. How many people are very very comfortable 246 00:13:28,120 --> 00:13:31,319 Speaker 1: shopping on the internet. I'm thirty eight years old. Most people, 247 00:13:31,320 --> 00:13:35,200 Speaker 1: I would say forty five fifty ish and under have 248 00:13:35,679 --> 00:13:38,720 Speaker 1: zero hesitation shopping on the internet. So when you think 249 00:13:38,720 --> 00:13:40,520 Speaker 1: of the way a lot of things are going to go. 250 00:13:41,120 --> 00:13:43,040 Speaker 1: Are we eventually going to buy all of our cars 251 00:13:43,080 --> 00:13:45,559 Speaker 1: on the internet? Are we eventually going to buy our 252 00:13:45,640 --> 00:13:48,000 Speaker 1: homes on the internet. So when you see things like 253 00:13:48,120 --> 00:13:50,679 Speaker 1: and I'm not saying to buy these stocks, and some 254 00:13:50,720 --> 00:13:54,320 Speaker 1: of them are going different ways. But Zillow, Carvana, you know, 255 00:13:54,360 --> 00:13:56,880 Speaker 1: you just can kind of like see where the world's going. 256 00:13:57,080 --> 00:14:00,079 Speaker 1: That's a little bit of a projection and taking like 257 00:14:00,160 --> 00:14:02,880 Speaker 1: swings for a draft prospect. But I don't think it's 258 00:14:02,880 --> 00:14:05,200 Speaker 1: crazy to look at it like that. I try to do. 259 00:14:05,240 --> 00:14:08,560 Speaker 1: You know that Angie's list is now Angie your Home 260 00:14:08,760 --> 00:14:11,800 Speaker 1: for everything home Listen as someone who's been looking to 261 00:14:11,800 --> 00:14:15,400 Speaker 1: buy a place and wants to do big projects. Once 262 00:14:15,440 --> 00:14:17,720 Speaker 1: I do close on a house, I don't know where 263 00:14:17,760 --> 00:14:20,840 Speaker 1: to start. Who am I going to contact? Angie can 264 00:14:20,920 --> 00:14:24,240 Speaker 1: help you get the best price for your product. They 265 00:14:24,240 --> 00:14:27,240 Speaker 1: have access to hundreds of thousands of pros and they 266 00:14:27,240 --> 00:14:30,640 Speaker 1: make it easy to research, compare, and hire pros to 267 00:14:30,760 --> 00:14:33,520 Speaker 1: ensure the job has done well. And here's the other thing. 268 00:14:33,920 --> 00:14:37,760 Speaker 1: The pros in their network are locally based. They have 269 00:14:37,840 --> 00:14:40,680 Speaker 1: been rated and reviewed by others in your area who 270 00:14:40,760 --> 00:14:44,200 Speaker 1: have actually used their service. In just a few taps 271 00:14:44,440 --> 00:14:47,440 Speaker 1: in the Angie app or clicks on the website, you 272 00:14:47,480 --> 00:14:51,240 Speaker 1: could have Angie tackle your home service project start to finish. 273 00:14:51,400 --> 00:14:55,160 Speaker 1: How awesome does that sound? Here's the thing. Download the 274 00:14:55,280 --> 00:14:59,440 Speaker 1: free Angie Mobile app today or visit Angi dot com. 275 00:14:59,480 --> 00:15:07,320 Speaker 1: That's GI dot com. Hey John, you keep saying you 276 00:15:07,320 --> 00:15:11,160 Speaker 1: have interviews coming up for football's off season. You should 277 00:15:11,160 --> 00:15:14,760 Speaker 1: try to get Mike Tomlin. Coward keeps saying he would 278 00:15:14,800 --> 00:15:17,480 Speaker 1: love to get him on his show. You should beat 279 00:15:17,600 --> 00:15:20,680 Speaker 1: him to it. Well, one thing I know, when these 280 00:15:20,680 --> 00:15:24,760 Speaker 1: guys go on vacation, Tomlin, you name it, any football 281 00:15:24,800 --> 00:15:28,000 Speaker 1: coach or football GM, they ain't doing podcasts, especially with 282 00:15:28,040 --> 00:15:30,800 Speaker 1: someone like me. So Mike Tomlin, who I do not know, 283 00:15:31,000 --> 00:15:32,880 Speaker 1: never met the guy I would love to have him on. 284 00:15:33,480 --> 00:15:36,120 Speaker 1: Cam Hayward who came on last year, who I plan 285 00:15:36,240 --> 00:15:38,800 Speaker 1: hopefully have again on over the next month of the 286 00:15:38,840 --> 00:15:40,760 Speaker 1: off season. But I also understand it's like his off 287 00:15:40,800 --> 00:15:43,440 Speaker 1: season two. You know, if I'm one of those guys. 288 00:15:43,840 --> 00:15:45,840 Speaker 1: I remember the one time I've heard Tomlin, I heard 289 00:15:45,880 --> 00:15:48,120 Speaker 1: him on a couple podcasts. He went on Ryan Clark's 290 00:15:48,560 --> 00:15:52,360 Speaker 1: Ryan Clark played for him and Sean mcvas. So it's like, 291 00:15:53,000 --> 00:15:56,040 Speaker 1: I understand a guy like that, you know, I'm less 292 00:15:56,080 --> 00:15:58,120 Speaker 1: likely to get him. And I also often say about this, 293 00:15:59,280 --> 00:16:02,920 Speaker 1: like my show specifically, is one thing I've really tried 294 00:16:02,960 --> 00:16:05,480 Speaker 1: to do and listen, is it to my benefit. Should 295 00:16:05,480 --> 00:16:08,120 Speaker 1: I go after some big guests, Yeah, I probably should, 296 00:16:08,480 --> 00:16:11,960 Speaker 1: But at every podcast basically has a guest on one 297 00:16:11,960 --> 00:16:13,680 Speaker 1: thing I like to do, and whether this is the 298 00:16:13,760 --> 00:16:16,520 Speaker 1: right business move or not, you could probably pick holes 299 00:16:16,520 --> 00:16:18,760 Speaker 1: in it. I've just not really had guests tried to 300 00:16:18,800 --> 00:16:21,400 Speaker 1: give my opinions for an hour, hour and a half, 301 00:16:21,520 --> 00:16:24,360 Speaker 1: forty five minutes whatever. Every single podcast I listen to 302 00:16:24,400 --> 00:16:26,200 Speaker 1: our guest coming up, guests coming up, which is fun. 303 00:16:26,240 --> 00:16:28,160 Speaker 1: I like listening to some of those, and I need 304 00:16:28,160 --> 00:16:29,560 Speaker 1: to have some of them on because not much is 305 00:16:29,560 --> 00:16:31,160 Speaker 1: going to go on over the next month. He's why 306 00:16:31,200 --> 00:16:33,560 Speaker 1: I'm doing a mail bag right now. But like one 307 00:16:33,600 --> 00:16:35,280 Speaker 1: thing I've really tried to do for my show from 308 00:16:35,280 --> 00:16:38,160 Speaker 1: basically the start of football season up until the draft 309 00:16:38,240 --> 00:16:41,120 Speaker 1: is like I can handle myself and like you come 310 00:16:41,240 --> 00:16:43,720 Speaker 1: to hear me now, If you know, I get a 311 00:16:43,720 --> 00:16:46,440 Speaker 1: guess that's worth having on or someone that I really 312 00:16:46,440 --> 00:16:48,160 Speaker 1: want to talk to, I think it makes a lot 313 00:16:48,160 --> 00:16:50,320 Speaker 1: of sense. And I got some guys that I'm kind 314 00:16:50,320 --> 00:16:52,840 Speaker 1: of interested in talking to. Mike Tomin will definitely be one. 315 00:16:54,400 --> 00:16:55,840 Speaker 1: If you know, Mike, tell him we'd love to have 316 00:16:55,880 --> 00:17:00,440 Speaker 1: them on LEVI am I the only one who doesn't 317 00:17:00,440 --> 00:17:03,480 Speaker 1: think McAfee to ESPN will change his show at all. 318 00:17:04,280 --> 00:17:06,920 Speaker 1: He seems like the typical former player who always takes 319 00:17:06,960 --> 00:17:09,800 Speaker 1: the player side and is against the league and the owners. 320 00:17:10,200 --> 00:17:12,960 Speaker 1: Seems like the only reason people think he's unfiltered in 321 00:17:13,040 --> 00:17:16,680 Speaker 1: Raw is because he cusses. If you take that away, 322 00:17:17,240 --> 00:17:20,560 Speaker 1: his takes seem to line up perfectly with that of ESPN. 323 00:17:20,640 --> 00:17:25,040 Speaker 1: Guys are always saying, am I crazy? I like Pat, 324 00:17:26,160 --> 00:17:29,560 Speaker 1: I think a huge when you watch a show, it's 325 00:17:29,680 --> 00:17:34,040 Speaker 1: just when I think Raw, I'm with you on the swearing. 326 00:17:34,080 --> 00:17:35,679 Speaker 1: But I also think he can just kind of do 327 00:17:35,760 --> 00:17:38,960 Speaker 1: whatever he wants. And part of it is a lot 328 00:17:38,960 --> 00:17:41,560 Speaker 1: of his guests, you know. I mean, he has really 329 00:17:41,560 --> 00:17:47,880 Speaker 1: good rapport with Sean Sharania and Ian Rappaport. Right, let's 330 00:17:47,880 --> 00:17:52,240 Speaker 1: just use those two guys's examples. We'll think of ESPN's 331 00:17:53,080 --> 00:17:57,680 Speaker 1: two of their biggest employees, woesh and Schefter, Like he's 332 00:17:57,720 --> 00:18:00,399 Speaker 1: going to keep having shams on against Woes when when 333 00:18:00,600 --> 00:18:03,440 Speaker 1: ESPN's paying him ten million dollars, or he's gonna have 334 00:18:03,520 --> 00:18:06,920 Speaker 1: rap sheet on when Schefter, I mean, is arguably the 335 00:18:06,960 --> 00:18:08,919 Speaker 1: greatest news breaker in the history of the league. I 336 00:18:08,960 --> 00:18:11,840 Speaker 1: love Adam. I like you. You too, but that's just part 337 00:18:11,880 --> 00:18:14,879 Speaker 1: of the deal. That's where I think you start getting 338 00:18:14,880 --> 00:18:19,119 Speaker 1: into some issues. One thing on the cussing U, and 339 00:18:19,160 --> 00:18:22,080 Speaker 1: I've tried to be cognizant of that, you know, moving forward, 340 00:18:22,080 --> 00:18:23,760 Speaker 1: because I know some of you guys have a little kids. 341 00:18:23,800 --> 00:18:26,000 Speaker 1: You listen to me, but I talk about I talk, 342 00:18:26,520 --> 00:18:30,840 Speaker 1: you know, and I try to be careful about that 343 00:18:30,920 --> 00:18:33,080 Speaker 1: because I don't need to say an F forward every 344 00:18:33,119 --> 00:18:35,919 Speaker 1: other sentence, but it comes out. Sometimes it comes out, 345 00:18:36,200 --> 00:18:39,520 Speaker 1: and that is one hundred. If he's on ESPN two 346 00:18:39,840 --> 00:18:43,480 Speaker 1: or ESPN or whatever, it is not going to be allowed. 347 00:18:44,240 --> 00:18:47,040 Speaker 1: It's legally just not allowed. You're not allowed to swear 348 00:18:48,320 --> 00:18:51,640 Speaker 1: on ESPN, So I hear you. That's a huge difference. 349 00:18:53,720 --> 00:18:57,000 Speaker 1: I saw someone comment on you know sometimes when the 350 00:18:57,080 --> 00:18:59,760 Speaker 1: volume they cut up what I say right and put 351 00:18:59,760 --> 00:19:02,160 Speaker 1: it out of social clips. And one of the social 352 00:19:02,240 --> 00:19:04,879 Speaker 1: clip that came out on Monday was my take on 353 00:19:04,920 --> 00:19:08,680 Speaker 1: Saquon Barkley. How the giants. You know, I've been really 354 00:19:08,720 --> 00:19:11,679 Speaker 1: good business partners. They've paid him thirty eight million dollars 355 00:19:11,720 --> 00:19:13,680 Speaker 1: and if he signs his franchise tag, he'll have made 356 00:19:13,720 --> 00:19:15,960 Speaker 1: eight million dollars over six years, which is pretty damn 357 00:19:15,960 --> 00:19:18,320 Speaker 1: good given what he's brought to the table, been injured 358 00:19:18,359 --> 00:19:21,359 Speaker 1: a lot, had some awesome moments, very talented player. I 359 00:19:21,800 --> 00:19:24,080 Speaker 1: guess ultimately my take is it's been a win win 360 00:19:24,760 --> 00:19:27,840 Speaker 1: and someone's like Middlekoff always takes the side of the teams. No, 361 00:19:28,000 --> 00:19:31,560 Speaker 1: I just I look at things very objectively, and I 362 00:19:31,600 --> 00:19:33,679 Speaker 1: do think a lot of former players do have a 363 00:19:33,680 --> 00:19:37,040 Speaker 1: hard time just going that's a terrible contract, or that's 364 00:19:37,600 --> 00:19:40,320 Speaker 1: stupid to not release this player, or you need to 365 00:19:40,320 --> 00:19:43,600 Speaker 1: sign this guy because he's some former big name, And 366 00:19:43,880 --> 00:19:46,080 Speaker 1: I clearly don't do that because I look and I 367 00:19:46,119 --> 00:19:50,040 Speaker 1: was trained from a front office point of view. Plus 368 00:19:50,040 --> 00:19:54,439 Speaker 1: I just think about things logically. If I wouldn't advocate 369 00:19:54,880 --> 00:19:57,119 Speaker 1: over the last couple of years, you know what, Derrick 370 00:19:57,200 --> 00:19:59,919 Speaker 1: Henry not worth it to the Titans, of course he 371 00:20:00,480 --> 00:20:03,120 Speaker 1: but I do think you could make an argument would 372 00:20:03,160 --> 00:20:05,320 Speaker 1: the Giants be that much different if you just put 373 00:20:06,080 --> 00:20:08,720 Speaker 1: a solid running back on their team or multiple running 374 00:20:08,720 --> 00:20:11,159 Speaker 1: backs that made it combined three million dollars instead of 375 00:20:11,160 --> 00:20:14,520 Speaker 1: paying Saquon ten I'm not pro or anti any of 376 00:20:14,600 --> 00:20:18,360 Speaker 1: these guys. I just look at every situation individually, independently 377 00:20:19,000 --> 00:20:24,200 Speaker 1: and make a decision where most former players, which I understand. 378 00:20:24,440 --> 00:20:27,280 Speaker 1: They always looked at things through the lens of being 379 00:20:27,280 --> 00:20:30,560 Speaker 1: in the locker room, going we're getting screwed, and sometimes 380 00:20:30,560 --> 00:20:33,919 Speaker 1: you're just not getting screwed. It's why I appreciate guys, 381 00:20:34,480 --> 00:20:36,760 Speaker 1: whether guys that make a lot of money, they're just 382 00:20:36,880 --> 00:20:41,080 Speaker 1: easy to deal with. Jalen Hurts, Patrick Mahomes just feels 383 00:20:41,119 --> 00:20:43,359 Speaker 1: like pretty seamless. Now you could argue, of course it 384 00:20:43,440 --> 00:20:46,640 Speaker 1: was they were offered enormous amounts of money, but that's 385 00:20:46,680 --> 00:20:50,080 Speaker 1: just a high level business partnership on both sides. I 386 00:20:50,119 --> 00:20:52,880 Speaker 1: have a hard time thinking players that were drafted super 387 00:20:52,960 --> 00:20:55,879 Speaker 1: high that have made a lot of money are just 388 00:20:55,920 --> 00:20:59,840 Speaker 1: getting completely railroaded. They may be quote unquote underpaid, right, 389 00:21:00,080 --> 00:21:03,160 Speaker 1: but even Nick Bosa, you know, he's made forty million 390 00:21:03,200 --> 00:21:06,000 Speaker 1: dollars the last four years or whatever, or I guess 391 00:21:06,119 --> 00:21:08,080 Speaker 1: he will after the end of his fifth year option, 392 00:21:08,440 --> 00:21:10,120 Speaker 1: but he's going to get extended. But he's been paid 393 00:21:10,119 --> 00:21:13,240 Speaker 1: a lot of money now relative to top defensive ends. Yeah, 394 00:21:13,280 --> 00:21:15,760 Speaker 1: of course not. You know, he's at his position, he's 395 00:21:15,800 --> 00:21:18,240 Speaker 1: a twenty five million dollar player. But there have been 396 00:21:18,280 --> 00:21:22,399 Speaker 1: guys that are mid round picks that start playing at 397 00:21:22,400 --> 00:21:26,199 Speaker 1: a Pro Bowl level, like Max Crosby. Think about it, 398 00:21:26,200 --> 00:21:28,400 Speaker 1: It's one thing to get screwed making eight nine ten 399 00:21:28,440 --> 00:21:30,880 Speaker 1: million dollars another thing to get be like, God, I'm 400 00:21:30,880 --> 00:21:34,760 Speaker 1: a pro bowler and I'm making seven hundred and eighty 401 00:21:34,800 --> 00:21:38,760 Speaker 1: thousand dollars. So I just try to put things in 402 00:21:38,800 --> 00:21:42,160 Speaker 1: perspective where I think other former players have a hard 403 00:21:42,160 --> 00:21:45,960 Speaker 1: time doing that. And I think Pat, I've seen him 404 00:21:46,040 --> 00:21:49,359 Speaker 1: enough be able to take both sides. But yes, I 405 00:21:49,400 --> 00:21:53,760 Speaker 1: think who's on a show AJ Pat and Pacaman Jones, 406 00:21:54,240 --> 00:21:55,720 Speaker 1: what do you think their perspective is going to be? 407 00:21:57,080 --> 00:22:00,200 Speaker 1: The third quarterback rule had me thinking, can can you 408 00:22:00,280 --> 00:22:04,320 Speaker 1: explain more about how in a season's NFL roster works? 409 00:22:05,040 --> 00:22:08,720 Speaker 1: There's fifty three man roster, but also practice squad, but 410 00:22:08,840 --> 00:22:12,600 Speaker 1: not all fifty three dress on game day? Thanks so 411 00:22:12,760 --> 00:22:15,919 Speaker 1: on game day, well, during the season, right when September 412 00:22:16,520 --> 00:22:19,720 Speaker 1: the date changes. It could be September first, September second, 413 00:22:19,760 --> 00:22:21,760 Speaker 1: whatever the day is, you have to cut down your roster. 414 00:22:22,440 --> 00:22:25,720 Speaker 1: It used to be from like ninety to eighty to 415 00:22:25,800 --> 00:22:28,200 Speaker 1: seventy five to fifty three. I think now it goes 416 00:22:28,240 --> 00:22:31,000 Speaker 1: like ninety to eighty and then eighty to fifty three. 417 00:22:31,040 --> 00:22:32,879 Speaker 1: I'm pretty sure I might have that met maybe it 418 00:22:32,920 --> 00:22:35,760 Speaker 1: goes ninety to seventy five. You have some different cutdown dates. 419 00:22:36,000 --> 00:22:38,479 Speaker 1: There are specific dates how many people you can have 420 00:22:38,520 --> 00:22:42,600 Speaker 1: on your roster, and when the season starts, you officially 421 00:22:42,600 --> 00:22:45,280 Speaker 1: have to get down to fifty three men on your roster. 422 00:22:45,640 --> 00:22:48,200 Speaker 1: If you're one of those fifty three guys, you are 423 00:22:48,320 --> 00:22:53,240 Speaker 1: on the team and paid your salary as an NFL player. 424 00:22:53,560 --> 00:22:55,920 Speaker 1: So if you're the seventh round pick, you're probably making 425 00:22:56,000 --> 00:22:58,480 Speaker 1: league minimum, which if you're a rookie, it's like seven 426 00:22:58,600 --> 00:23:01,240 Speaker 1: hundred and fifty eight hundred thousand dollars or whatever. If 427 00:23:01,280 --> 00:23:03,000 Speaker 1: I make the team as a veteran and I don't 428 00:23:03,040 --> 00:23:05,560 Speaker 1: have any you know, quote unquote guaranteed money, but my 429 00:23:05,640 --> 00:23:08,240 Speaker 1: regular salaries five million dollars, and I make that fifty 430 00:23:08,240 --> 00:23:10,920 Speaker 1: three man roster. If I'm on the roster Week one 431 00:23:10,960 --> 00:23:12,880 Speaker 1: and I play in that game, or I don't play 432 00:23:12,880 --> 00:23:14,720 Speaker 1: in the game, but I'm just on the roster, I'm 433 00:23:14,720 --> 00:23:17,000 Speaker 1: getting that five million dollars no matter what, and it's guaranteed. 434 00:23:17,040 --> 00:23:19,399 Speaker 1: And then obviously the good players are making the team, 435 00:23:19,880 --> 00:23:21,919 Speaker 1: so you have fifty three men, but just because you 436 00:23:22,080 --> 00:23:25,879 Speaker 1: make the team, right, if you don't have any guaranteed money, 437 00:23:26,040 --> 00:23:28,760 Speaker 1: or you get injured, I can always remove you from 438 00:23:28,800 --> 00:23:31,280 Speaker 1: the roster, right, we have the ability to put you 439 00:23:31,320 --> 00:23:34,280 Speaker 1: on injured reserve. Those rules have been pretty fluid over 440 00:23:34,280 --> 00:23:36,199 Speaker 1: the last couple of years. Right. It used to be 441 00:23:36,280 --> 00:23:38,640 Speaker 1: you went on injury reserve, you never came back. Then 442 00:23:38,680 --> 00:23:41,280 Speaker 1: they changed the rule to like one guy can come back. 443 00:23:41,280 --> 00:23:43,399 Speaker 1: Then then change the rule three guys come back. I 444 00:23:43,560 --> 00:23:45,639 Speaker 1: have to google what exactly the rule is now. I 445 00:23:45,640 --> 00:23:47,520 Speaker 1: think it even changed from last year. Remember they had 446 00:23:47,520 --> 00:23:49,960 Speaker 1: some like maybe three guys you can put on and 447 00:23:50,000 --> 00:23:53,240 Speaker 1: bring back over the course of the season. I never 448 00:23:53,320 --> 00:23:55,960 Speaker 1: quite understood this, but it surely has to do with 449 00:23:56,040 --> 00:23:59,880 Speaker 1: money on game day. On game day, you can only 450 00:23:59,880 --> 00:24:03,640 Speaker 1: have forty five players, right, so even though you're on 451 00:24:03,720 --> 00:24:07,120 Speaker 1: the roster, there's a decent chance. And you see anybody 452 00:24:07,200 --> 00:24:09,840 Speaker 1: that follows their team on game day, when the inactives 453 00:24:09,840 --> 00:24:12,880 Speaker 1: come out and eight guys are on the inactive list, 454 00:24:13,760 --> 00:24:16,080 Speaker 1: you get a bunch of guys that are just there 455 00:24:16,119 --> 00:24:18,720 Speaker 1: on sweats. It's the difference in college and the pro. 456 00:24:18,880 --> 00:24:21,640 Speaker 1: When you look at a college sideline, right, like when 457 00:24:21,680 --> 00:24:25,200 Speaker 1: Michigan or Alabama, whoever plays at home week one, there 458 00:24:25,240 --> 00:24:27,320 Speaker 1: are people everywhere because you got one hundred plus guys 459 00:24:27,320 --> 00:24:29,960 Speaker 1: on the team. In the NFL, you only actually have 460 00:24:30,000 --> 00:24:31,679 Speaker 1: fifty three guys on the team. So when you have 461 00:24:31,760 --> 00:24:34,840 Speaker 1: eight guys in sweats and your practice squad guys who 462 00:24:34,920 --> 00:24:37,120 Speaker 1: I guess at home are usually on the field too. 463 00:24:38,080 --> 00:24:40,680 Speaker 1: They've expanded that it used to be like six guys, 464 00:24:40,720 --> 00:24:42,440 Speaker 1: then it went to eight. I'm pretty sure it's ten. 465 00:24:43,240 --> 00:24:46,800 Speaker 1: But as a practice squad guy, I don't make as 466 00:24:46,880 --> 00:24:49,960 Speaker 1: much money. So as a practice squad guy, I think again, 467 00:24:50,000 --> 00:24:51,879 Speaker 1: this number's changed too. I have to look it up. 468 00:24:51,880 --> 00:24:56,159 Speaker 1: Maybe it's one hundred and twenty grand. Nothing's guaranteed, so 469 00:24:56,240 --> 00:24:59,040 Speaker 1: I can cut you at any moment. Now week to 470 00:24:59,080 --> 00:25:01,760 Speaker 1: week you make whatever, ten grand or twelve grand. I 471 00:25:01,760 --> 00:25:05,359 Speaker 1: guess maybe it's a little lesson night eight point eighty 472 00:25:05,359 --> 00:25:07,520 Speaker 1: five hundred. I don't know the exact breakdown. I have 473 00:25:07,560 --> 00:25:12,320 Speaker 1: to look it up, but you are zero money is guaranteed, right, 474 00:25:12,920 --> 00:25:16,520 Speaker 1: I can you know if I want to cut down 475 00:25:16,560 --> 00:25:19,080 Speaker 1: at the end of training camp the fifty three guys, 476 00:25:19,400 --> 00:25:20,720 Speaker 1: But there are a couple guys that I want to 477 00:25:20,720 --> 00:25:23,280 Speaker 1: put on my practice squad. And once you go through 478 00:25:23,320 --> 00:25:25,840 Speaker 1: the practice squad, you have to clear waivers, meaning any 479 00:25:25,840 --> 00:25:28,040 Speaker 1: team in the league can claim you well, a lot 480 00:25:28,040 --> 00:25:30,480 Speaker 1: of teams want you clear waivers to make sure that 481 00:25:30,520 --> 00:25:34,200 Speaker 1: you stay with them. Basically pay you like you're on 482 00:25:34,240 --> 00:25:36,879 Speaker 1: the fifty three man roster, but you're on the practice squad. 483 00:25:36,960 --> 00:25:39,280 Speaker 1: So some guys throughout the league on a practice squad 484 00:25:39,800 --> 00:25:42,800 Speaker 1: may make five hundred grand hell may make a full 485 00:25:42,920 --> 00:25:45,680 Speaker 1: rookie minimum salary. Right, no different than like the fifth 486 00:25:45,760 --> 00:25:49,000 Speaker 1: rounder that made the team. But the third quarterback rule 487 00:25:49,080 --> 00:25:53,280 Speaker 1: is basically saying, then instead of eight guys inactive, you 488 00:25:53,400 --> 00:25:56,639 Speaker 1: get seven guys inactive, and the one guy, a forty 489 00:25:56,680 --> 00:26:00,399 Speaker 1: six guy on game day can be the quarterback. So 490 00:26:01,280 --> 00:26:05,080 Speaker 1: the overwhelming majority of teams when you're building that fifty 491 00:26:05,119 --> 00:26:09,960 Speaker 1: three man roster, keep two quarterbacks, which you could argue 492 00:26:10,080 --> 00:26:14,080 Speaker 1: is crazy, is ball z whatever, And usually the third 493 00:26:14,119 --> 00:26:18,919 Speaker 1: quarterback is on the practice squad. Now, I think teams 494 00:26:18,920 --> 00:26:21,600 Speaker 1: are going to be more inclined to keep three quarterbacks 495 00:26:21,640 --> 00:26:25,760 Speaker 1: on the fifty three man roster, and sometimes you need 496 00:26:25,800 --> 00:26:27,879 Speaker 1: three guys that are worthy of it. Like last year 497 00:26:27,960 --> 00:26:31,480 Speaker 1: the forty nine ers when they resigned Jimmy Garoppolo, they 498 00:26:31,600 --> 00:26:36,000 Speaker 1: kept Brock Purdy on the active roster. But so week one, 499 00:26:36,080 --> 00:26:39,680 Speaker 1: for example, before Trey Lance got hurt. When they flew 500 00:26:39,680 --> 00:26:44,840 Speaker 1: to Chicago, Trey Lance was a starter, Jimmy Garoppolo was 501 00:26:44,880 --> 00:26:48,320 Speaker 1: the backup, and Brock Purdy was just standing there in sweats. 502 00:26:48,600 --> 00:26:51,320 Speaker 1: But he was not He made the team. He just 503 00:26:52,000 --> 00:26:55,000 Speaker 1: if Trey Lance had gotten injured and Jimmy had gotten 504 00:26:55,040 --> 00:26:58,680 Speaker 1: in they don't have another quarterback. Now, every team in 505 00:26:58,720 --> 00:27:01,680 Speaker 1: the NFL will go into a game with a third 506 00:27:01,760 --> 00:27:04,680 Speaker 1: guy right, and they'll usually put that guy. It's why 507 00:27:04,720 --> 00:27:07,000 Speaker 1: I think the most teams are gonna keep three quarterbacks 508 00:27:07,040 --> 00:27:10,120 Speaker 1: on the fifty three man roster. I know I talked 509 00:27:10,160 --> 00:27:12,760 Speaker 1: a lot there, so it's pretty confusing because it doesn't 510 00:27:12,800 --> 00:27:17,320 Speaker 1: make that much sense. Why can't the NFL I don't 511 00:27:17,359 --> 00:27:20,240 Speaker 1: know the answer to this, just have all fifty three 512 00:27:20,280 --> 00:27:22,760 Speaker 1: guys on your roster all dressed up on game day. 513 00:27:23,240 --> 00:27:26,800 Speaker 1: It's usually an extra D lineman, an extra offensive lineman, 514 00:27:26,920 --> 00:27:30,919 Speaker 1: an extra running back, an extra dB. It's usually a quarterback. 515 00:27:31,920 --> 00:27:35,920 Speaker 1: Why can't all those guys be dressed on game day? 516 00:27:36,080 --> 00:27:38,080 Speaker 1: I'm sure it has to do with some money issues 517 00:27:38,119 --> 00:27:40,520 Speaker 1: with the owners, but I've always thought that was really 518 00:27:40,560 --> 00:27:43,920 Speaker 1: really stupid. Why is there so much love for Sean 519 00:27:43,960 --> 00:27:48,840 Speaker 1: Payton and the disrespect from Mike McCarthy. Their win, loss 520 00:27:48,880 --> 00:27:53,600 Speaker 1: and playoff records are identical. The McCarthy only won one 521 00:27:53,640 --> 00:27:55,640 Speaker 1: Super Bowl with the Hall of Fame quarterback in Rogers. 522 00:27:55,920 --> 00:27:59,840 Speaker 1: Can also be said about Peyton with Drew Brees. Granted, 523 00:28:00,040 --> 00:28:03,040 Speaker 1: Rodgers was a better quarterback but harder to coach. In 524 00:28:03,080 --> 00:28:06,040 Speaker 1: my opinion, I would agree to that he was a 525 00:28:06,080 --> 00:28:09,440 Speaker 1: lot better. You know there's a big gap, right, I mean, 526 00:28:09,440 --> 00:28:15,119 Speaker 1: there's there's a wide, wide gap. Steph Curry's a Hall 527 00:28:15,160 --> 00:28:17,879 Speaker 1: of Famer. John Stockton's a Hall of Famer. You know 528 00:28:17,960 --> 00:28:20,639 Speaker 1: there's there's a wide gap in the two. Like Drew Brees, 529 00:28:20,680 --> 00:28:24,800 Speaker 1: respect Drew Brees, Aaron Rodgers in a different universe than 530 00:28:24,840 --> 00:28:28,280 Speaker 1: Drew Brees. McCarthy took all the heat when the Packers 531 00:28:28,280 --> 00:28:30,879 Speaker 1: moved off far and didn't have an NFL mandated one 532 00:28:30,960 --> 00:28:33,919 Speaker 1: year suspension. What am I missing? A lot of us 533 00:28:33,960 --> 00:28:38,320 Speaker 1: to do with PR campaign? Uh, definitely has a lot 534 00:28:38,320 --> 00:28:40,200 Speaker 1: of us to do with the PR campaign. Sean Payton's 535 00:28:40,200 --> 00:28:43,000 Speaker 1: always been very very good with the media. He's very 536 00:28:43,240 --> 00:28:44,720 Speaker 1: good friends with a lot of people in the media. 537 00:28:44,880 --> 00:28:47,600 Speaker 1: He went to work in the media and seamlessly transitioned 538 00:28:47,600 --> 00:28:51,480 Speaker 1: pretty easily. I think that plays a pretty big role 539 00:28:53,640 --> 00:28:56,920 Speaker 1: Sean Payton is consistently called place feels like most of 540 00:28:56,920 --> 00:28:59,200 Speaker 1: his career. I could be wrong Saints fans that maybe 541 00:28:59,200 --> 00:29:00,960 Speaker 1: there were some years when and did he give that 542 00:29:01,080 --> 00:29:04,280 Speaker 1: up to any of those guys over the years. I 543 00:29:04,280 --> 00:29:06,400 Speaker 1: feel like he called him the whole time. Remember Mike 544 00:29:06,480 --> 00:29:08,880 Speaker 1: McCarthy went through some stretches in Green Bay where he 545 00:29:08,920 --> 00:29:13,000 Speaker 1: gave it up took it back. You know, is there 546 00:29:13,040 --> 00:29:16,960 Speaker 1: something to McCarthy's look. I don't know. I mean, Andy's 547 00:29:16,960 --> 00:29:21,080 Speaker 1: big and people like him. Maybe he's just he's not 548 00:29:21,160 --> 00:29:23,160 Speaker 1: as tactful the way he deals with the media. I 549 00:29:23,640 --> 00:29:25,920 Speaker 1: wonder if it's simply like a huge reason is the 550 00:29:25,960 --> 00:29:28,400 Speaker 1: way that he deals with the press and deals in 551 00:29:28,440 --> 00:29:33,200 Speaker 1: the press conferences not as smooth. I find him pretty enjoyable. 552 00:29:33,320 --> 00:29:36,320 Speaker 1: I got no issues with McCarthy. One thing that can't 553 00:29:36,360 --> 00:29:40,000 Speaker 1: be argued. A lot of bad playoff losses, a lot 554 00:29:40,040 --> 00:29:43,600 Speaker 1: of bad playoff losses in Green Bay, some terrible playoff losses, 555 00:29:43,800 --> 00:29:48,600 Speaker 1: I mean, gut Wrenchers with Rogers. Sean Payton's had him too. 556 00:29:49,160 --> 00:29:52,360 Speaker 1: There's like, you know, Drew Brees can't even throw deep right, 557 00:29:54,160 --> 00:29:58,000 Speaker 1: McCarthy think about his two years ago in Dallas home game, 558 00:29:58,040 --> 00:30:02,680 Speaker 1: against the forty nine ers kind of got worked. Home 559 00:30:02,720 --> 00:30:05,960 Speaker 1: game against the Niners got worked. I know the game 560 00:30:06,080 --> 00:30:09,640 Speaker 1: ended up being close, it wasn't that close. That was 561 00:30:09,680 --> 00:30:12,720 Speaker 1: a pretty bad loss. But I hear you. You know, 562 00:30:12,760 --> 00:30:17,680 Speaker 1: if you number speak for themselves. I think if you 563 00:30:17,800 --> 00:30:20,600 Speaker 1: pulled every GM in the NFL and you said, would 564 00:30:20,600 --> 00:30:23,840 Speaker 1: you rather have Mike McCarthy or Sean Payton and you 565 00:30:23,880 --> 00:30:26,360 Speaker 1: get to, you know, run the draft and you get 566 00:30:26,360 --> 00:30:29,080 Speaker 1: to keep your power so it's not it doesn't infringe 567 00:30:29,560 --> 00:30:33,440 Speaker 1: on your control. I feel like Sean Payton would probably 568 00:30:33,480 --> 00:30:36,640 Speaker 1: be like eighty five ninety. I remember at a buddy, 569 00:30:36,680 --> 00:30:39,840 Speaker 1: that offensive coach in the league who never worked with 570 00:30:39,880 --> 00:30:42,640 Speaker 1: Sean Payton, loved him, just thought he was a genius. 571 00:30:42,640 --> 00:30:46,800 Speaker 1: His concepts, how good he was a designing offenses. I 572 00:30:46,840 --> 00:30:49,160 Speaker 1: don't know if people talk about McCarthy like that fair 573 00:30:49,240 --> 00:30:52,520 Speaker 1: or not. I don't know. Two years ago in the NFL, 574 00:30:52,600 --> 00:30:54,520 Speaker 1: I think the Cowboys were the number one offense when 575 00:30:54,560 --> 00:30:57,480 Speaker 1: the year they lost the forty nine ers, he wasn't 576 00:30:57,480 --> 00:31:02,160 Speaker 1: the offensive coordinator. Curious if you golfed Arizona Grand today 577 00:31:02,640 --> 00:31:06,320 Speaker 1: Monday the twelfth, I thought, I recognize you guys. You 578 00:31:06,400 --> 00:31:09,600 Speaker 1: may have been behind us. Huh, just saying what's up. Bro, 579 00:31:09,920 --> 00:31:12,240 Speaker 1: Hope you had a good day. Meant to say what's up, 580 00:31:12,240 --> 00:31:15,960 Speaker 1: but didn't. Noe been working. I played golf one time 581 00:31:16,000 --> 00:31:18,960 Speaker 1: in the last three weeks, so it wasn't me. Must 582 00:31:19,000 --> 00:31:21,960 Speaker 1: have been a good looking dude, though. Can you explain 583 00:31:22,560 --> 00:31:25,600 Speaker 1: how you go about getting the seller to buy down 584 00:31:25,720 --> 00:31:30,560 Speaker 1: the interest rate? Well, it's pretty easy. You know, you 585 00:31:30,640 --> 00:31:32,280 Speaker 1: got to get them to agree. Let's just pick an 586 00:31:32,280 --> 00:31:34,920 Speaker 1: even number. Let's say you have a million dollar house. 587 00:31:35,840 --> 00:31:42,600 Speaker 1: You offer ninety The seller, you know, counters with one 588 00:31:42,720 --> 00:31:45,640 Speaker 1: oh five, right, so you know you're one hundred thousand 589 00:31:45,680 --> 00:31:48,360 Speaker 1: dollars apart, and you know that you think you can 590 00:31:48,360 --> 00:31:52,440 Speaker 1: get him to bite on the million dollar price point. 591 00:31:53,360 --> 00:31:55,920 Speaker 1: A lot of times in my experience and watching my 592 00:31:56,000 --> 00:32:00,600 Speaker 1: girlfriend deal with this, people that are selling a home, 593 00:32:01,040 --> 00:32:03,280 Speaker 1: I sold a condo, like, I wasn't dead set on 594 00:32:03,320 --> 00:32:04,920 Speaker 1: a price. I had a price, then I was like, 595 00:32:04,920 --> 00:32:06,959 Speaker 1: you know what, I'll take this, get out on it. 596 00:32:07,000 --> 00:32:08,880 Speaker 1: Some people are very fluid with it. A lot of 597 00:32:08,920 --> 00:32:12,240 Speaker 1: people listening have probably sold property or been a part 598 00:32:12,240 --> 00:32:14,360 Speaker 1: of it where you're just you're dead set on a 599 00:32:14,480 --> 00:32:16,600 Speaker 1: number because you need a certain amount to buy a 600 00:32:16,640 --> 00:32:19,680 Speaker 1: future place. Or you need a certain amount for whatever. 601 00:32:20,000 --> 00:32:22,320 Speaker 1: Sometimes you don't really care, you're just trying to unload 602 00:32:22,320 --> 00:32:26,040 Speaker 1: the property. In my experience, a lot of people in 603 00:32:26,080 --> 00:32:28,920 Speaker 1: their mind are kind of dead set on a number. 604 00:32:29,240 --> 00:32:31,040 Speaker 1: So once you kind of get an idea and if 605 00:32:31,080 --> 00:32:34,400 Speaker 1: you're prepared to pay for that number, you go listen. 606 00:32:35,600 --> 00:32:37,520 Speaker 1: I'm we're not on the same page here. I'm nine 607 00:32:37,520 --> 00:32:40,840 Speaker 1: to fifty year, fifty thousand dollars over a million. How 608 00:32:40,840 --> 00:32:44,200 Speaker 1: about this, I'll pay a million dollars. So once the 609 00:32:44,200 --> 00:32:46,920 Speaker 1: house sales on Zillo and everyone can say that he 610 00:32:47,000 --> 00:32:49,840 Speaker 1: got a million dollars for it, but you give me 611 00:32:50,000 --> 00:32:54,160 Speaker 1: twenty thousand dollars in concessions. And those concessions go toward 612 00:32:54,640 --> 00:32:58,560 Speaker 1: buying down the interest rate. So before you even make 613 00:32:58,600 --> 00:33:02,320 Speaker 1: a payment, if he accepts, they have put twenty thousand 614 00:33:02,320 --> 00:33:05,360 Speaker 1: dollars toward the interest rate. And let's just pick a number. 615 00:33:05,440 --> 00:33:09,200 Speaker 1: That interest rate is seven point you know, seven percent, 616 00:33:09,680 --> 00:33:11,480 Speaker 1: Maybe that buys it down to six and a half, 617 00:33:11,560 --> 00:33:13,040 Speaker 1: or at six and a half buys it down to 618 00:33:13,520 --> 00:33:15,720 Speaker 1: you know, six flat, or six point twenty five gets 619 00:33:15,720 --> 00:33:18,800 Speaker 1: it to five point seventy five. And a concessions is 620 00:33:18,800 --> 00:33:21,200 Speaker 1: something that for a long period of time in the 621 00:33:21,240 --> 00:33:24,480 Speaker 1: housing market, especially in the big cities or the places 622 00:33:24,480 --> 00:33:27,560 Speaker 1: that are blowing up, there were no concessions given. You 623 00:33:27,680 --> 00:33:31,240 Speaker 1: got bent over as the buyer. Those days are over. 624 00:33:31,680 --> 00:33:34,440 Speaker 1: You have a lot of juice. So a lot of times, 625 00:33:34,440 --> 00:33:36,560 Speaker 1: like you go to a house and the AC needs 626 00:33:36,600 --> 00:33:39,200 Speaker 1: to be replaced or the roof has some issues before 627 00:33:39,360 --> 00:33:41,959 Speaker 1: you just take it as is. You get screwed and 628 00:33:42,000 --> 00:33:44,960 Speaker 1: you overpay for In the middle of you know, June 629 00:33:44,960 --> 00:33:48,040 Speaker 1: twenty twenty three, you get a little something back, so 630 00:33:48,160 --> 00:33:51,719 Speaker 1: you go listen, you can get you can go, I 631 00:33:51,760 --> 00:33:53,400 Speaker 1: need a new h VAC unit, So you can get 632 00:33:53,440 --> 00:33:55,400 Speaker 1: them to pay for that at fifteen or twenty k, 633 00:33:56,040 --> 00:33:57,600 Speaker 1: or you can just get them to put it toward 634 00:33:57,640 --> 00:33:59,440 Speaker 1: your interest rate, or maybe you can get them to 635 00:33:59,480 --> 00:34:02,360 Speaker 1: do both. You go, hey, I need I want twenty 636 00:34:02,400 --> 00:34:05,760 Speaker 1: thousand inconcessions, or I want thirty thousand in concessions. We'll 637 00:34:05,760 --> 00:34:08,360 Speaker 1: put twenty towards the interest rate, and we'll split the 638 00:34:08,480 --> 00:34:12,480 Speaker 1: HVAC unit. Historically, and where I'm sitting right now in 639 00:34:12,520 --> 00:34:14,719 Speaker 1: Scottsdale or for the last decade in the bar area, 640 00:34:14,880 --> 00:34:17,920 Speaker 1: that never happened. It went not only are you taking 641 00:34:17,960 --> 00:34:20,520 Speaker 1: my place with a messed up HVAC. I'm giving you 642 00:34:20,560 --> 00:34:23,560 Speaker 1: no concessions and you're waiving all the contingencies. Those days 643 00:34:23,600 --> 00:34:26,040 Speaker 1: are over. Those days are over. So if you are 644 00:34:26,280 --> 00:34:31,120 Speaker 1: a buyer, you do have some big time advantages right now. 645 00:34:31,200 --> 00:34:33,880 Speaker 1: Obviously the big disadvantage is the interest rate, which is 646 00:34:34,320 --> 00:34:37,920 Speaker 1: really really high historically not crazy, but relative to what 647 00:34:37,920 --> 00:34:40,560 Speaker 1: it was a couple of years ago, obviously very shocking. 648 00:34:41,600 --> 00:34:44,759 Speaker 1: But you got to use that to your advantage. Work 649 00:34:44,800 --> 00:34:47,560 Speaker 1: the seller, baby, or work the buyer. I always get 650 00:34:47,560 --> 00:34:50,080 Speaker 1: that mixed up. Now you are the buyer, work the seller, 651 00:34:50,360 --> 00:34:53,120 Speaker 1: and essentially what you're doing is pre paying the interest. 652 00:34:53,920 --> 00:34:56,600 Speaker 1: So if big guy gives ten grand, twenty grand, it's 653 00:34:56,640 --> 00:35:00,080 Speaker 1: pre paying the interest, which usually drops it depending on 654 00:35:00,080 --> 00:35:02,920 Speaker 1: on your price point. You know, every point I think 655 00:35:03,000 --> 00:35:06,480 Speaker 1: is considered a quarter point. So I, for my example, 656 00:35:06,560 --> 00:35:09,399 Speaker 1: was six two five, bought down a couple points, got 657 00:35:09,400 --> 00:35:13,240 Speaker 1: it to like five seven five, which then lowers my payment. 658 00:35:13,760 --> 00:35:15,880 Speaker 1: I think it lowered my payment monthly payment by like 659 00:35:15,920 --> 00:35:18,880 Speaker 1: five hundred bucks, I think is what it came out to. 660 00:35:18,920 --> 00:35:21,480 Speaker 1: It something like that. But it's it's pre paying the interest, 661 00:35:21,640 --> 00:35:27,399 Speaker 1: which historically, you know, post the Great Financial Crisis, shit 662 00:35:27,560 --> 00:35:30,239 Speaker 1: just was not happening, you know, so you didn't need 663 00:35:30,280 --> 00:35:32,560 Speaker 1: to write you don't need anyone to buy down an 664 00:35:32,600 --> 00:35:37,200 Speaker 1: interest rate when it's three eight five three five four 665 00:35:37,920 --> 00:35:42,920 Speaker 1: three two, when it's mid sixes sevens, it's it's definitely 666 00:35:42,960 --> 00:35:45,919 Speaker 1: something that's worth it for all of us that want 667 00:35:45,920 --> 00:35:50,480 Speaker 1: a lower payment. Appreciate everyone listening, have a good week, 668 00:35:51,080 --> 00:36:15,240 Speaker 1: golf content coming up. Let's go baby the volume