1
00:00:00,360 --> 00:00:03,600
Speaker 1: If dog people made dog food, it wouldn't be sold

2
00:00:03,600 --> 00:00:05,760
Speaker 1: in a fifty pound bag in the hardware aisle by

3
00:00:05,800 --> 00:00:08,920
Speaker 1: the shoe polish. It would actually be food. It would

4
00:00:08,920 --> 00:00:12,039
Speaker 1: be made with real fresh meat and veggies, gently cooked

5
00:00:12,039 --> 00:00:15,040
Speaker 1: to preserve a nutritional value you know, like food. The

6
00:00:15,080 --> 00:00:17,360
Speaker 1: Farmer's Dog was created by dog people who cook and

7
00:00:17,440 --> 00:00:20,560
Speaker 1: deliver fresh, healthy food. Try the Farmer's Dog and get fresh,

8
00:00:20,600 --> 00:00:23,439
Speaker 1: preportioned meals tailored to your dog's meats. Tell us about

9
00:00:23,480 --> 00:00:25,600
Speaker 1: your dogs, build your plan and get fifty percent off

10
00:00:25,640 --> 00:00:28,200
Speaker 1: at the Farmer's Dog dot Com slash listen. That's the

11
00:00:28,240 --> 00:00:33,040
Speaker 1: Farmer's Dog dot Com slash listen. It's up to man

12
00:00:33,080 --> 00:00:36,280
Speaker 1: called Los Miller of the eighty five South, So do favors.

13
00:00:36,280 --> 00:00:38,839
Speaker 1: Make sure you check out The Black Market, hostly by

14
00:00:38,920 --> 00:00:42,240
Speaker 1: Meat only on the eighty five South Show. Fee subscribe

15
00:00:42,280 --> 00:00:45,200
Speaker 1: to the eighty five South Show to hear Tune into

16
00:00:45,240 --> 00:00:49,479
Speaker 1: the black Market Here amazing interviews with entrepreneurs, creatives and

17
00:00:49,560 --> 00:00:52,599
Speaker 1: thought leaders, people who are doing amazing thing in the

18
00:00:52,640 --> 00:00:56,960
Speaker 1: black community. Listen to the Black Market or Heart Radio app,

19
00:00:57,280 --> 00:01:03,920
Speaker 1: Apple Podcast or wherever you listen to care. What girls

20
00:01:03,920 --> 00:01:08,800
Speaker 1: in the forest, our imagination and our family bonds. The

21
00:01:08,880 --> 00:01:11,880
Speaker 1: forest is closer than you think. Find a forest near

22
00:01:11,959 --> 00:01:14,640
Speaker 1: you and discover the forest dot Org. Brought to you

23
00:01:14,680 --> 00:01:17,480
Speaker 1: by the United States Forest Service and the AD Council.

24
00:01:23,040 --> 00:01:25,320
Speaker 1: Welcome to Money Making Conversations. It's the show that she

25
00:01:25,360 --> 00:01:28,120
Speaker 1: has the secrets of success experience firsthand by marketing and

26
00:01:28,200 --> 00:01:31,120
Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me

27
00:01:31,160 --> 00:01:34,080
Speaker 1: advice on many occasions. In the cason and notice I'm

28
00:01:34,080 --> 00:01:38,080
Speaker 1: not broke. You know he'll be interviewing celebrity CEOs, entrepreneurs

29
00:01:38,080 --> 00:01:40,520
Speaker 1: and industry decision makers. It's what he likes to do,

30
00:01:40,760 --> 00:01:43,160
Speaker 1: it's what he likes to share. Now it's time to

31
00:01:43,200 --> 00:01:47,160
Speaker 1: hear from my man, Rashan McDonald. Money making Conversations here

32
00:01:47,240 --> 00:01:50,120
Speaker 1: we come. Thank you, Aaron. Welcome to money Making Conversation.

33
00:01:50,160 --> 00:01:53,280
Speaker 1: As he stated, I am your host, Rashan McDonald. I

34
00:01:53,320 --> 00:01:55,600
Speaker 1: say this every episode. It's time to stop reading other

35
00:01:55,600 --> 00:01:59,120
Speaker 1: people's success stories and start writing your own. On this show,

36
00:01:59,120 --> 00:02:01,520
Speaker 1: we talk about gifts with talk about purposes. If you

37
00:02:01,560 --> 00:02:03,600
Speaker 1: have a gift, lead with your gift and don't let

38
00:02:03,600 --> 00:02:07,000
Speaker 1: your age I repeat, do not let your age, friends, family,

39
00:02:07,040 --> 00:02:10,040
Speaker 1: or co workers stop you from planning or living your dreams.

40
00:02:10,360 --> 00:02:14,119
Speaker 1: The interviews I have on money Making Conversation of with celebrities, CEOs,

41
00:02:14,280 --> 00:02:17,400
Speaker 1: entrepreneurs and people I like to call industry decision makers.

42
00:02:17,800 --> 00:02:20,959
Speaker 1: My next guest is truly an industry decision maker. He's

43
00:02:21,040 --> 00:02:24,079
Speaker 1: Dr George C. Fraser. He's the chairman and CEO of

44
00:02:24,200 --> 00:02:27,240
Speaker 1: Frasier Net, a company he founded over thirty years ago.

45
00:02:27,840 --> 00:02:31,640
Speaker 1: Dr George C. Fraser is a renowned networking guru, business leader,

46
00:02:31,720 --> 00:02:35,040
Speaker 1: author and entrepreneur whose regardless one of the fore most

47
00:02:35,040 --> 00:02:40,200
Speaker 1: respected authorities on entrepreneurship and building generational wealth, a key

48
00:02:40,680 --> 00:02:45,280
Speaker 1: generational wealth and economic empowerment for the black community. Frasier

49
00:02:45,320 --> 00:02:48,080
Speaker 1: Net vision is to lead a global networking movement that

50
00:02:48,160 --> 00:02:52,560
Speaker 1: brings together diverse human resources to increase opportunities for people

51
00:02:52,840 --> 00:02:56,680
Speaker 1: of African descent. Please welcome again one of my great

52
00:02:56,680 --> 00:02:59,240
Speaker 1: friends I like called one of my mentors. Please work

53
00:02:59,280 --> 00:03:03,560
Speaker 1: with the money Making coversation. Dr George Fraser. How good

54
00:03:03,560 --> 00:03:05,600
Speaker 1: to hear your voice. Good to be back with you. Well,

55
00:03:05,639 --> 00:03:07,359
Speaker 1: you know, whenever I bring you all, I kind of

56
00:03:07,400 --> 00:03:09,919
Speaker 1: like bring my pencil because I learned when I get

57
00:03:10,000 --> 00:03:13,520
Speaker 1: Dr George Fraser on show all I learned when I

58
00:03:13,520 --> 00:03:15,600
Speaker 1: listened to you too. You know you learn, you learn

59
00:03:15,639 --> 00:03:18,280
Speaker 1: when you're listen as well. Well, you know the beauty

60
00:03:18,280 --> 00:03:20,560
Speaker 1: of it. I know your your conference of was Lee

61
00:03:20,680 --> 00:03:23,880
Speaker 1: last month and um, but we always talked about generation wealth.

62
00:03:23,919 --> 00:03:27,760
Speaker 1: We always talking about black people always getting um second

63
00:03:27,800 --> 00:03:32,040
Speaker 1: hand information. Black people are minorities in period, especially people

64
00:03:32,080 --> 00:03:36,280
Speaker 1: of African descent, not understanding the pathway to success. And

65
00:03:36,280 --> 00:03:38,640
Speaker 1: there are a lot of pathways. And I brought you

66
00:03:38,680 --> 00:03:40,680
Speaker 1: on the show. It's a live show I now do

67
00:03:40,720 --> 00:03:43,440
Speaker 1: on w c LK every Tuesday. I wanted to reach

68
00:03:43,480 --> 00:03:46,120
Speaker 1: more people, especially people in the Atlanta market, and that's

69
00:03:46,160 --> 00:03:47,560
Speaker 1: one of the reasons I wanted to bring you on

70
00:03:47,640 --> 00:03:50,640
Speaker 1: the show because it'scuss some of your views and also

71
00:03:50,720 --> 00:03:53,040
Speaker 1: if we have time, take some questions and some phone calls.

72
00:03:53,440 --> 00:03:56,360
Speaker 1: Our phone number is four zero four eight eight zero

73
00:03:57,320 --> 00:04:01,560
Speaker 1: ve five. That's four zero four eight eight zero, Dr

74
00:04:01,640 --> 00:04:04,520
Speaker 1: jose Fraser. Uh. Talk about the importance of building a

75
00:04:04,600 --> 00:04:09,160
Speaker 1: solid foundation and financial legacy and that's your that is

76
00:04:09,160 --> 00:04:12,680
Speaker 1: your legacy. Oh yeah, And that's one of my favorite subjects.

77
00:04:12,720 --> 00:04:15,680
Speaker 1: And and I love you for covering it. And I

78
00:04:15,760 --> 00:04:19,320
Speaker 1: love being on your show because you're you're an expert

79
00:04:19,480 --> 00:04:23,080
Speaker 1: and you reach so many people and you're so knowledgeable

80
00:04:23,120 --> 00:04:25,640
Speaker 1: about a lot of things, and you have a tremendous

81
00:04:25,640 --> 00:04:28,480
Speaker 1: amount of energy and passion. So let me just say

82
00:04:28,520 --> 00:04:30,880
Speaker 1: it as I said it to you once before and

83
00:04:30,960 --> 00:04:33,400
Speaker 1: to your audience. To be black and beautiful in this

84
00:04:33,440 --> 00:04:36,920
Speaker 1: world means nothing unless you're black and powerful. White folks

85
00:04:36,920 --> 00:04:39,920
Speaker 1: are planning for three generations, and we're planning for Saturday night.

86
00:04:40,440 --> 00:04:42,560
Speaker 1: So the goal is to win, not to look like

87
00:04:42,640 --> 00:04:45,919
Speaker 1: we're winning. Right. I would rather carry a plastic bag

88
00:04:45,960 --> 00:04:48,760
Speaker 1: with five thousand dollars anything to carry a five thousand

89
00:04:48,760 --> 00:04:51,720
Speaker 1: dollar Louis v Don bag with a hundred dollars in it.

90
00:04:51,720 --> 00:04:54,760
Speaker 1: It is interesting to me, Rashwan, the rich day rich

91
00:04:54,839 --> 00:04:57,800
Speaker 1: by pretending to be poor, and the poor stay poor

92
00:04:57,880 --> 00:05:01,120
Speaker 1: by pretending to be rich. And if we do not

93
00:05:01,320 --> 00:05:05,240
Speaker 1: change our activities, if we do not change our understanding

94
00:05:05,279 --> 00:05:09,000
Speaker 1: of capitalism and investment in the twenty one century, we

95
00:05:09,080 --> 00:05:13,720
Speaker 1: are headed into a second slavery and we have to

96
00:05:13,800 --> 00:05:17,640
Speaker 1: fix this. It was the great um Uh dr Amos

97
00:05:17,640 --> 00:05:20,840
Speaker 1: Wilson you can see his videos on YouTube, who said

98
00:05:20,839 --> 00:05:23,719
Speaker 1: our refusal as black people to confront the issue of

99
00:05:23,800 --> 00:05:25,880
Speaker 1: money and wealth is going to end up with our

100
00:05:26,040 --> 00:05:30,440
Speaker 1: very lives being threatened as people on this earth. So

101
00:05:30,600 --> 00:05:34,039
Speaker 1: we have to get our act together and we have

102
00:05:34,240 --> 00:05:38,440
Speaker 1: to become financially educated. When you say financially educated, what

103
00:05:38,480 --> 00:05:41,720
Speaker 1: do you mean? When I say financial education, I mean

104
00:05:42,839 --> 00:05:49,520
Speaker 1: learning the rules and the game of capitalism. It it

105
00:05:49,640 --> 00:05:56,360
Speaker 1: is educating ourselves around all of the elements that drive

106
00:05:56,560 --> 00:06:03,440
Speaker 1: capitalism and how we can leverage those opportunities and build

107
00:06:03,600 --> 00:06:07,360
Speaker 1: assets beyond the very conservative ways that we have built

108
00:06:07,400 --> 00:06:12,880
Speaker 1: assets over the last two generations. And what I'm what

109
00:06:12,960 --> 00:06:16,680
Speaker 1: I'm suggesting is that we really need to look in

110
00:06:17,000 --> 00:06:24,080
Speaker 1: the latest opportunity of cryptocurrency. Because cryptocurrency is something that

111
00:06:24,200 --> 00:06:27,440
Speaker 1: I I hear a lot, I'm gonna I know nothing

112
00:06:27,480 --> 00:06:30,920
Speaker 1: about from a standpoint of how I can participate because

113
00:06:31,000 --> 00:06:33,800
Speaker 1: it feels very foreign to me, and it feels like

114
00:06:33,839 --> 00:06:37,000
Speaker 1: it's not a valid currency because I'm so used to

115
00:06:37,040 --> 00:06:39,039
Speaker 1: put my money in the bank. I'm so used to

116
00:06:39,320 --> 00:06:41,400
Speaker 1: going to the stock market. I'm so businessly buying a

117
00:06:41,480 --> 00:06:44,600
Speaker 1: home or buying a car. When I hear word cryptocurrency,

118
00:06:45,400 --> 00:06:48,359
Speaker 1: what what is blocking me? What information am I missing

119
00:06:48,360 --> 00:06:51,440
Speaker 1: that I'm not participating in? Dr Frasier, Well, I think

120
00:06:52,080 --> 00:06:55,320
Speaker 1: the first question that we have to ask ourselves so

121
00:06:55,360 --> 00:06:57,880
Speaker 1: that we will, we will be motivated to take an

122
00:06:57,920 --> 00:07:00,400
Speaker 1: interest in to take a deep dive into study. What

123
00:07:00,480 --> 00:07:03,840
Speaker 1: this whole cryptocurrency movement is about is we've got to

124
00:07:03,880 --> 00:07:07,919
Speaker 1: ask why crypto? Why crypto? And not you know, savings

125
00:07:07,960 --> 00:07:10,760
Speaker 1: accounts by the s c d S, mutual funds for

126
00:07:10,920 --> 00:07:16,000
Speaker 1: all one case and stock markets, the SMP five market,

127
00:07:16,080 --> 00:07:19,120
Speaker 1: real estate and gold. Right, those are the things that

128
00:07:19,200 --> 00:07:23,920
Speaker 1: we understand. Those are the things are hard and paper assets,

129
00:07:24,080 --> 00:07:26,920
Speaker 1: and those are the things that we're comfortable with, but

130
00:07:27,040 --> 00:07:30,400
Speaker 1: they're not going to allow us to get economic equity.

131
00:07:30,720 --> 00:07:33,960
Speaker 1: And what I mean by economic equity, Uh, the race

132
00:07:34,080 --> 00:07:37,320
Speaker 1: in which those assets pay us are not allow us

133
00:07:37,320 --> 00:07:40,480
Speaker 1: to close the income and wealth gap between black folk

134
00:07:40,560 --> 00:07:44,960
Speaker 1: and white folk. Right, white folks have ten times the

135
00:07:45,200 --> 00:07:49,480
Speaker 1: household median wealth as as black people. So we've got

136
00:07:49,480 --> 00:07:52,280
Speaker 1: to do some things that will help us close this gap.

137
00:07:53,040 --> 00:07:55,640
Speaker 1: And we've got to think outside of the box where

138
00:07:55,800 --> 00:07:58,360
Speaker 1: guess we're going to have to take some risks. Uh,

139
00:07:58,640 --> 00:08:01,800
Speaker 1: there's no question about that, but no risk, no reward.

140
00:08:02,560 --> 00:08:07,400
Speaker 1: We have got to find ways uh rashon to leverage

141
00:08:08,000 --> 00:08:11,840
Speaker 1: and compound the stacked and assets that we have. These

142
00:08:11,880 --> 00:08:15,760
Speaker 1: assets are stagnant, there there's the small percentage of interest

143
00:08:15,800 --> 00:08:18,360
Speaker 1: that we're making on Let's say, let's look at some

144
00:08:18,440 --> 00:08:21,600
Speaker 1: interest rates on some of the traditional investments that black

145
00:08:21,640 --> 00:08:26,280
Speaker 1: folks have made historically, including myself. Savings accounts. All right,

146
00:08:26,480 --> 00:08:30,320
Speaker 1: they're very, very safe, but the annual interest rate on

147
00:08:30,360 --> 00:08:33,640
Speaker 1: a savings account is a half a percent. That's not

148
00:08:33,679 --> 00:08:36,960
Speaker 1: even keeping up with inflation. So a half a percent

149
00:08:37,080 --> 00:08:40,360
Speaker 1: annually on your money. I just got a document from

150
00:08:40,360 --> 00:08:42,800
Speaker 1: a good friend who had eighty nine thousand dollars and

151
00:08:42,880 --> 00:08:46,280
Speaker 1: Wells Fargo in his savings account, and he wanted me

152
00:08:46,320 --> 00:08:48,720
Speaker 1: to see it because I was talking about it, and

153
00:08:48,800 --> 00:08:54,120
Speaker 1: he showed me his uh December the U statement of

154
00:08:54,200 --> 00:08:58,520
Speaker 1: this interest he rate he earned on eighty nine thou dollars.

155
00:08:58,679 --> 00:09:02,760
Speaker 1: I'm looking at it. Earned seventy six cents on eighty

156
00:09:02,880 --> 00:09:07,160
Speaker 1: nine thousand dollars in a year from Wells Fargo. Do

157
00:09:07,200 --> 00:09:09,880
Speaker 1: you know how much Wells Fargo made on his eighty

158
00:09:09,920 --> 00:09:14,520
Speaker 1: nine thousand dollars And he only made seventy six cents. Now,

159
00:09:14,920 --> 00:09:18,680
Speaker 1: it's safe, there's no question about that. The FED, the

160
00:09:18,720 --> 00:09:21,400
Speaker 1: f D i C protects you in case the bank

161
00:09:21,480 --> 00:09:24,160
Speaker 1: goes down, but it's gonna take your thirty years to

162
00:09:24,200 --> 00:09:26,880
Speaker 1: get your money back. That's on average what it takes

163
00:09:27,160 --> 00:09:29,280
Speaker 1: if something if a bank fails and you and you're

164
00:09:29,280 --> 00:09:32,560
Speaker 1: protected by f D I C. But most importantly, you're

165
00:09:32,600 --> 00:09:35,360
Speaker 1: only you're only earning less than a half a percent

166
00:09:35,480 --> 00:09:38,520
Speaker 1: a year on your heart earned money. The principle is

167
00:09:38,559 --> 00:09:40,439
Speaker 1: to put your money to work harder for you than

168
00:09:40,480 --> 00:09:43,040
Speaker 1: you did for it. Take a five year c D.

169
00:09:44,200 --> 00:09:48,080
Speaker 1: A five year c D certificate of deposited only pays

170
00:09:48,200 --> 00:09:53,480
Speaker 1: one third of a penny, right, one third zero point

171
00:09:53,760 --> 00:09:59,200
Speaker 1: three one annually. Right, that's less than a savings account.

172
00:10:00,080 --> 00:10:04,640
Speaker 1: Mutual fund pays you about ten to four percent annually

173
00:10:05,400 --> 00:10:10,640
Speaker 1: on average. Four one K about ten to eleven percent annually.

174
00:10:11,000 --> 00:10:15,559
Speaker 1: The stock market about nine point two percent annually. UH

175
00:10:15,760 --> 00:10:19,960
Speaker 1: the SMP five market if you're if you're investing in

176
00:10:20,320 --> 00:10:24,360
Speaker 1: the best stocks, is about thirteen point six percent annually.

177
00:10:24,880 --> 00:10:29,160
Speaker 1: Real estate pays ten to eleven percent annually, and gold

178
00:10:29,400 --> 00:10:31,880
Speaker 1: if you invest in goal is about ten point six

179
00:10:31,920 --> 00:10:34,840
Speaker 1: percent annual. So let me tell you what I've done

180
00:10:34,880 --> 00:10:38,400
Speaker 1: with crypto in just nine months. I started in the

181
00:10:38,440 --> 00:10:42,040
Speaker 1: crypto space after studying it for a year, and I

182
00:10:42,080 --> 00:10:48,360
Speaker 1: started by entering one opportunity, one platform after studying that platform.

183
00:10:48,679 --> 00:10:54,120
Speaker 1: All right. So I started my crypto journey nine months ago.

184
00:10:54,240 --> 00:10:56,040
Speaker 1: This is the truth. I could show it to you,

185
00:10:56,080 --> 00:10:59,360
Speaker 1: I could verify it. I started with about ten thousand

186
00:10:59,400 --> 00:11:02,480
Speaker 1: dollars in cash. Where did I take it? I took

187
00:11:02,520 --> 00:11:05,560
Speaker 1: it from my savings account, which was paying me a

188
00:11:05,559 --> 00:11:12,560
Speaker 1: little or nothing less. Yeah, yeah, absolutely not, not less

189
00:11:12,559 --> 00:11:15,720
Speaker 1: than five percent, less than a half a percent. Apologize,

190
00:11:15,880 --> 00:11:19,680
Speaker 1: I'm giving it too much credit, less than a half

191
00:11:19,679 --> 00:11:22,400
Speaker 1: of this cent, all right. So I started with ten

192
00:11:22,440 --> 00:11:25,280
Speaker 1: thousand dollars cash, which I took from my savings account,

193
00:11:25,280 --> 00:11:27,160
Speaker 1: which would pay me less than a half a percent,

194
00:11:27,440 --> 00:11:29,800
Speaker 1: of which I had sixty tho dollars in because we

195
00:11:29,800 --> 00:11:33,040
Speaker 1: were always taught to say for a rainy day, right,

196
00:11:33,240 --> 00:11:36,640
Speaker 1: that was my rainy day money. I took ten thousand

197
00:11:36,679 --> 00:11:40,079
Speaker 1: dollars cash out of that. In January of this year,

198
00:11:41,280 --> 00:11:46,520
Speaker 1: I invested in a a crypto platform call for Sage,

199
00:11:47,080 --> 00:11:50,920
Speaker 1: which was really an ethereum. Uh. You know, there's etherium,

200
00:11:50,960 --> 00:11:54,880
Speaker 1: there's bitcoin. Bitcoin is the is uh is the number

201
00:11:54,920 --> 00:12:01,000
Speaker 1: one cryptocurrency and ethereum is the number two cryptocurrency. Bitcoin

202
00:12:01,080 --> 00:12:03,760
Speaker 1: is it about forty six thousand dollars of coin and

203
00:12:03,840 --> 00:12:07,880
Speaker 1: Ethereum today is about thirty four thousand dollars a coin.

204
00:12:07,960 --> 00:12:12,800
Speaker 1: But when I invested in it um, let's see nine

205
00:12:12,920 --> 00:12:16,439
Speaker 1: months ago. No, it's actually a little bit more than that,

206
00:12:16,520 --> 00:12:19,920
Speaker 1: about twelve months ago. But a year ago Etherium was

207
00:12:19,960 --> 00:12:25,319
Speaker 1: a hundred and ninety seven dollars a coin. Today. Okay, okay, okay,

208
00:12:25,400 --> 00:12:28,240
Speaker 1: doctor you about to give me man now. Now you

209
00:12:28,360 --> 00:12:31,839
Speaker 1: just say it is thirty four thousand dollars a coin,

210
00:12:32,520 --> 00:12:34,960
Speaker 1: and you invested when it was a hundred dollars a coin, right,

211
00:12:34,960 --> 00:12:38,280
Speaker 1: that's what you're just saying. Well, you know on ethereum.

212
00:12:39,320 --> 00:12:42,840
Speaker 1: Ethereum is thirty four hundred dollars a coin. I invested

213
00:12:42,880 --> 00:12:44,760
Speaker 1: in it about a year ago when it was a

214
00:12:44,840 --> 00:12:48,440
Speaker 1: hundred and ninety seven dollars a coin, and my investment

215
00:12:48,520 --> 00:12:54,360
Speaker 1: today is worth eighty seven thousand dollars cash money. Then

216
00:12:54,440 --> 00:12:57,920
Speaker 1: I invested in my second platform, this is no PS

217
00:12:58,240 --> 00:13:02,400
Speaker 1: for Sean and was called cash. It was called CFX

218
00:13:02,480 --> 00:13:05,920
Speaker 1: all cash FX. That was an investment in the foreign

219
00:13:05,920 --> 00:13:08,720
Speaker 1: exchange market. You get in with bitcoin, you get and

220
00:13:08,760 --> 00:13:12,840
Speaker 1: you get paid in bitcoin. I invested seven thousand dollars

221
00:13:13,120 --> 00:13:18,280
Speaker 1: in CFX. Today my seven thousand dollars is worth nineties

222
00:13:18,320 --> 00:13:24,480
Speaker 1: six thousand dollars. My third investment was in hyper fund,

223
00:13:25,280 --> 00:13:30,120
Speaker 1: which is investment in the crypto ecosystem, and that investment

224
00:13:30,160 --> 00:13:36,120
Speaker 1: I invested about five thousand dollars. That investment is worth

225
00:13:36,200 --> 00:13:40,320
Speaker 1: fifty thousand dollars. Right. So when you look at the

226
00:13:40,400 --> 00:13:45,520
Speaker 1: money that I invested about ten thousand dollars, right, I

227
00:13:45,520 --> 00:13:49,280
Speaker 1: have earned two hundred and thirty six thousand dollars or

228
00:13:49,360 --> 00:13:53,800
Speaker 1: a twenty four hundred percent return on my investment in

229
00:13:54,400 --> 00:13:57,520
Speaker 1: less than a year. That's that's on the market that

230
00:13:57,559 --> 00:14:00,360
Speaker 1: I said earlier that I have a few to sit

231
00:14:00,400 --> 00:14:03,000
Speaker 1: down to learn about. And that's what so many African

232
00:14:03,040 --> 00:14:05,920
Speaker 1: Americans are. People are color or minoritiests are refusing to

233
00:14:06,040 --> 00:14:08,559
Speaker 1: educate themselves. And that's why I really started this show

234
00:14:08,600 --> 00:14:10,560
Speaker 1: because I wanted to start. I want to engage more people,

235
00:14:10,679 --> 00:14:13,560
Speaker 1: Dr Fraser, because my fears shouldn't be your fear. And

236
00:14:13,559 --> 00:14:14,960
Speaker 1: we're gonna go to a break, and before we go

237
00:14:15,000 --> 00:14:16,240
Speaker 1: to the break, I want to give out the phone

238
00:14:16,320 --> 00:14:19,280
Speaker 1: number is four zero four eight eight zero nine two

239
00:14:19,440 --> 00:14:24,000
Speaker 1: five times excuse five five zero four eight A zero

240
00:14:24,120 --> 00:14:25,880
Speaker 1: nine to five five. If you want to call and

241
00:14:25,960 --> 00:14:28,600
Speaker 1: make a comment, please do. I'm presently talking to Dr

242
00:14:28,600 --> 00:14:31,880
Speaker 1: George C. Fraser. He's the chairman and CEO of Frasier

243
00:14:31,960 --> 00:14:35,240
Speaker 1: Net Inc. The company founded over thirty years ago. The

244
00:14:35,360 --> 00:14:37,520
Speaker 1: person I met twenty years ago when I was with

245
00:14:37,600 --> 00:14:40,040
Speaker 1: Steve Harvey. That's how all I've known this brother, and

246
00:14:40,080 --> 00:14:42,800
Speaker 1: he's a great brother. He's providing information on w C. Okay,

247
00:14:42,920 --> 00:14:45,160
Speaker 1: come back because we want to hear you on the

248
00:14:45,160 --> 00:14:47,080
Speaker 1: phone or we want to hear some more from Dr

249
00:14:47,120 --> 00:14:51,880
Speaker 1: George C. Frasier. It's finally here, the season of celebration.

250
00:14:52,120 --> 00:14:54,800
Speaker 1: And no matter how you celebrate with family and friends,

251
00:14:54,960 --> 00:14:58,880
Speaker 1: whether you're preparing for Reyes Margos or Karamu lighting the Manura,

252
00:14:59,120 --> 00:15:02,160
Speaker 1: are going to night mass, Coals has just what you

253
00:15:02,200 --> 00:15:06,000
Speaker 1: need to make those traditions special. Plus you'll find gifts

254
00:15:06,080 --> 00:15:11,120
Speaker 1: for all your loved ones. Send warm wishes with cozy fleeces, sweaters, loungeware,

255
00:15:11,160 --> 00:15:15,040
Speaker 1: blankets and throws. Support minority owned or founded brands by

256
00:15:15,040 --> 00:15:18,800
Speaker 1: giving gifts from Human Nation and Shame moisture, or treat

257
00:15:18,840 --> 00:15:23,040
Speaker 1: them to everyone's favorite active wear from top brands like Nike, Adidas,

258
00:15:23,080 --> 00:15:26,440
Speaker 1: and under Armor. And in the spirit of giving, Coals

259
00:15:26,520 --> 00:15:30,720
Speaker 1: Cares is donating eight million dollars to local nonprofits nationwide,

260
00:15:30,800 --> 00:15:33,480
Speaker 1: committed to the health and well being of our communities.

261
00:15:33,800 --> 00:15:37,080
Speaker 1: No matter how you celebrate, when you shop at coals,

262
00:15:37,120 --> 00:15:40,440
Speaker 1: you're right where you belong. So this season give with

263
00:15:40,520 --> 00:15:43,360
Speaker 1: all your heart with great gifts from coals or coals

264
00:15:43,400 --> 00:15:48,320
Speaker 1: dot com. What grows in the forest trees. Sure no

265
00:15:48,400 --> 00:15:51,800
Speaker 1: one else grows in the forest. Our imagination, our sense

266
00:15:51,800 --> 00:15:55,200
Speaker 1: of wonder, and our family bonds grow too, because when

267
00:15:55,200 --> 00:16:02,000
Speaker 1: we disconnect from this and connect with this, we reconnect

268
00:16:02,040 --> 00:16:05,120
Speaker 1: with each other. The forest is closer than you think.

269
00:16:05,400 --> 00:16:08,760
Speaker 1: Find a forest near you and start exploring. I Discover

270
00:16:08,840 --> 00:16:11,320
Speaker 1: the Forest dot org brought to you by the United

271
00:16:11,320 --> 00:16:15,160
Speaker 1: States Forest Service and the AD Council. Look for your

272
00:16:15,240 --> 00:16:18,440
Speaker 1: children's eyes to see the true magic of a forest.

273
00:16:18,840 --> 00:16:21,920
Speaker 1: It's a storybook world for them. You look and see

274
00:16:21,920 --> 00:16:24,920
Speaker 1: a tree. They see the wrinkled face of a wizard

275
00:16:25,080 --> 00:16:28,960
Speaker 1: with arms outstretched to the sky. They see treasuring pebbles,

276
00:16:29,400 --> 00:16:32,119
Speaker 1: They see a windy path that could lead to adventure,

277
00:16:32,480 --> 00:16:36,920
Speaker 1: and they see you. They're fearless. Guide. Is this fascinating world?

278
00:16:37,320 --> 00:16:40,120
Speaker 1: Find a forest near you and start exploring and discover

279
00:16:40,200 --> 00:16:42,480
Speaker 1: the Forest dot org brought to you by the United

280
00:16:42,480 --> 00:16:45,880
Speaker 1: States Forest Service and the AD Council. Now let's return

281
00:16:45,920 --> 00:16:49,560
Speaker 1: to Money Making Conversations Live with rus Sean McDonald. If

282
00:16:49,600 --> 00:16:53,960
Speaker 1: you have questions or comments, call four zero four zero.

283
00:16:56,480 --> 00:16:58,920
Speaker 1: Welcome back to Money Making Conversation. I am your hostros

284
00:16:58,920 --> 00:17:02,160
Speaker 1: Sean mcdone. Might make Conversations a platform I created to

285
00:17:02,480 --> 00:17:05,320
Speaker 1: supply everybody with information, not just a few people. The

286
00:17:05,320 --> 00:17:07,879
Speaker 1: problem with this world, especially in the minority community, is

287
00:17:07,920 --> 00:17:11,520
Speaker 1: that information is kind of like precious. You know, a

288
00:17:11,520 --> 00:17:13,719
Speaker 1: few people get it and don't want to share. And

289
00:17:13,760 --> 00:17:16,040
Speaker 1: what I've what I've been doing for the longest, since

290
00:17:16,080 --> 00:17:18,560
Speaker 1: I started by making Conversation in seventeen, is to bring

291
00:17:18,600 --> 00:17:21,760
Speaker 1: individuals on. I have ash cash. He's owned. After this,

292
00:17:22,000 --> 00:17:23,600
Speaker 1: after this break, he's gonna be on the show in

293
00:17:23,640 --> 00:17:26,680
Speaker 1: studio talking about motivating people to success. But I felt

294
00:17:26,720 --> 00:17:28,240
Speaker 1: there was no one that could do it better. It

295
00:17:28,320 --> 00:17:31,320
Speaker 1: started today with Dr George C. Fraser, because that's a

296
00:17:31,359 --> 00:17:35,200
Speaker 1: certain honesty about him. Plus, you know, he's been through decades.

297
00:17:35,280 --> 00:17:37,280
Speaker 1: You know, you want somebody to have been through a

298
00:17:37,280 --> 00:17:39,720
Speaker 1: lot of decades. He's been through the Civil Rights decade,

299
00:17:39,760 --> 00:17:42,360
Speaker 1: he had been through the Big Afro decades. He had

300
00:17:42,400 --> 00:17:48,840
Speaker 1: been through seventy seven absolutely decades. I've something after that,

301
00:17:48,920 --> 00:17:51,000
Speaker 1: I made a lot of mistakes. I failed my way

302
00:17:51,000 --> 00:17:54,720
Speaker 1: to success. But I was curious. I was, and that's

303
00:17:54,760 --> 00:17:57,159
Speaker 1: the key. And you've got to be intellectually curious. You

304
00:17:57,240 --> 00:17:59,840
Speaker 1: gotta do their study, take the deep dive so that

305
00:18:00,000 --> 00:18:02,200
Speaker 1: you to do some critical thinking and then, as Bernie

306
00:18:02,240 --> 00:18:05,560
Speaker 1: macauld say, bust the damn move. Do something different, you know.

307
00:18:05,720 --> 00:18:08,600
Speaker 1: And an interesting thing about that, Dr Georgey Fraser, is

308
00:18:08,640 --> 00:18:10,760
Speaker 1: that we know when I listened listen to you. First

309
00:18:10,800 --> 00:18:13,399
Speaker 1: of all, people are always worried about their age. And

310
00:18:13,400 --> 00:18:15,359
Speaker 1: I always say that the top of my show, because

311
00:18:15,760 --> 00:18:17,639
Speaker 1: I really didn't find out who I was until I

312
00:18:17,680 --> 00:18:20,879
Speaker 1: was in my forties. Accept the responsibility of what I

313
00:18:20,880 --> 00:18:23,600
Speaker 1: could accomplish, you know, because a lot of people waiting

314
00:18:23,640 --> 00:18:26,320
Speaker 1: for this magic hit fifty, they just stop and it

315
00:18:26,480 --> 00:18:28,520
Speaker 1: hit sixty, and they think the government is going to

316
00:18:28,600 --> 00:18:31,000
Speaker 1: take care of them with something in retirement, and we

317
00:18:31,040 --> 00:18:33,399
Speaker 1: all know that's a lot that's worse than the interest rate.

318
00:18:34,840 --> 00:18:38,640
Speaker 1: And so the reason I've always looked at you because

319
00:18:38,840 --> 00:18:41,439
Speaker 1: you remain topical and it's not like you're trying to

320
00:18:41,440 --> 00:18:42,960
Speaker 1: be young, just like I'm not trying to be young.

321
00:18:43,119 --> 00:18:46,000
Speaker 1: But the information you always gave my audience and me

322
00:18:46,600 --> 00:18:50,080
Speaker 1: was so relevant. What would guide you down that line

323
00:18:50,160 --> 00:18:52,439
Speaker 1: of being saying, you know something, I'm just I'm just

324
00:18:52,480 --> 00:18:54,679
Speaker 1: a sponge, but I'm not going to act like I

325
00:18:54,800 --> 00:18:56,960
Speaker 1: know more, but I want to share more. Talk about

326
00:18:57,000 --> 00:19:01,119
Speaker 1: you for a little bit. Yeah, you know. My goal

327
00:19:02,200 --> 00:19:07,400
Speaker 1: is to give back the knowledge that the Creator has

328
00:19:07,440 --> 00:19:11,000
Speaker 1: allowed me to learn, that He has poured into me,

329
00:19:11,800 --> 00:19:16,399
Speaker 1: that I have learned, and my moral responsibility and spiritual

330
00:19:16,440 --> 00:19:20,439
Speaker 1: responsibility is to give it back because that is the

331
00:19:20,520 --> 00:19:23,600
Speaker 1: purpose of life. Brashan, The purpose of life is very simple.

332
00:19:23,640 --> 00:19:27,159
Speaker 1: God doesn't make anything complicated. We make things complicated. We

333
00:19:27,280 --> 00:19:29,399
Speaker 1: make things complicated so we don't have to do it.

334
00:19:29,480 --> 00:19:31,720
Speaker 1: The more complicated we make it, the more reasons we

335
00:19:31,760 --> 00:19:34,440
Speaker 1: have and not doing it. And we make things complicated

336
00:19:34,480 --> 00:19:37,159
Speaker 1: to control power. If I am the only one that

337
00:19:37,280 --> 00:19:40,639
Speaker 1: knows a certain thing, and I have power over you.

338
00:19:40,800 --> 00:19:44,240
Speaker 1: So my job is to keep it simple and to

339
00:19:44,480 --> 00:19:47,280
Speaker 1: share it. That is the reason God has given me

340
00:19:47,400 --> 00:19:50,560
Speaker 1: more and more information, because the more He gives me,

341
00:19:50,640 --> 00:19:53,000
Speaker 1: the more I share, and that is concluent with the

342
00:19:53,000 --> 00:19:55,480
Speaker 1: purpose of life. The purpose of life is very simple.

343
00:19:55,920 --> 00:19:59,080
Speaker 1: It is to love, to give, to serve, and to

344
00:19:59,200 --> 00:20:02,960
Speaker 1: add the I is value to somebody or something every

345
00:20:02,960 --> 00:20:05,600
Speaker 1: single minute of every single day. That is why we

346
00:20:05,720 --> 00:20:07,560
Speaker 1: are living. There is no other reason for you to

347
00:20:07,560 --> 00:20:10,080
Speaker 1: be sucking up this good a. It's loving, giving, serving

348
00:20:10,119 --> 00:20:13,000
Speaker 1: and adding value. So I want to add value. I

349
00:20:13,000 --> 00:20:15,320
Speaker 1: want to get to heaven, right, and I'm going to

350
00:20:15,440 --> 00:20:18,520
Speaker 1: get to heaven by giving away. When I see this

351
00:20:18,640 --> 00:20:22,320
Speaker 1: metaphorically giving away that which I have been given so

352
00:20:22,359 --> 00:20:26,680
Speaker 1: that it can be leveraged and more about people can

353
00:20:26,720 --> 00:20:30,080
Speaker 1: benefit from the assets and the knowledge, uh, and and

354
00:20:30,119 --> 00:20:33,280
Speaker 1: the successes that I have achieved. That's really what it's

355
00:20:33,320 --> 00:20:37,480
Speaker 1: all about. That's that's really uh. Let me give you

356
00:20:37,480 --> 00:20:40,160
Speaker 1: a metaphor, but it's called teamwork. Okay, let me give

357
00:20:40,160 --> 00:20:42,320
Speaker 1: you a metaphor. This is a one and it's a

358
00:20:42,320 --> 00:20:45,720
Speaker 1: true story. I'm gonna ask you a question, simple question.

359
00:20:46,000 --> 00:20:52,240
Speaker 1: Who holds the world records for one hundreds? Who holds

360
00:20:52,280 --> 00:20:56,640
Speaker 1: the world record for one hundred? The answer to that

361
00:20:57,720 --> 00:21:01,680
Speaker 1: is the same both from Jamaica. Right was saying, right,

362
00:21:01,960 --> 00:21:05,879
Speaker 1: he did it at nine point five eight seconds. He

363
00:21:06,000 --> 00:21:10,480
Speaker 1: holds the world record four hundred meters at nine point

364
00:21:10,520 --> 00:21:14,240
Speaker 1: five eight seconds. Now, the next question is who owns

365
00:21:14,960 --> 00:21:18,840
Speaker 1: the four by one hundred relay world record. Who holds that.

366
00:21:19,359 --> 00:21:23,520
Speaker 1: It is the Jamaican track team, the men's Jamaican track team,

367
00:21:23,800 --> 00:21:29,399
Speaker 1: of which you say Boat runs on. They finished the

368
00:21:29,480 --> 00:21:36,960
Speaker 1: four by one hundred and thirty six point eight four seconds. Now,

369
00:21:37,000 --> 00:21:41,120
Speaker 1: if you do your math, that's nine point to one

370
00:21:41,359 --> 00:21:47,160
Speaker 1: seconds or thirty one seconds faster than the world record.

371
00:21:47,560 --> 00:21:51,880
Speaker 1: And Hussein Boat was on that relay team and they

372
00:21:51,960 --> 00:21:55,199
Speaker 1: ran four one hundred meters faster than he ran a

373
00:21:55,280 --> 00:21:57,879
Speaker 1: single one hundred meters. So what does that mean? That

374
00:21:57,920 --> 00:22:00,400
Speaker 1: means when we work together, when we collaborate eight, when

375
00:22:00,400 --> 00:22:04,080
Speaker 1: we share, when we share, when we run together, none

376
00:22:04,119 --> 00:22:07,280
Speaker 1: of us is as good as all of us put together.

377
00:22:07,359 --> 00:22:09,560
Speaker 1: So we've got to run together. We've got to run

378
00:22:09,640 --> 00:22:12,359
Speaker 1: is one that means we have to share. If I

379
00:22:12,440 --> 00:22:16,800
Speaker 1: have good knowledge and good information, I will share it

380
00:22:16,840 --> 00:22:19,080
Speaker 1: with you. If you want to do something I'm doing,

381
00:22:19,119 --> 00:22:22,960
Speaker 1: I make it easy for you to do that. Dr Frasier,

382
00:22:23,040 --> 00:22:25,520
Speaker 1: we have a call here. Uh, like I said Warrant

383
00:22:25,520 --> 00:22:28,080
Speaker 1: from Atlanta, he has He's called and answer question on

384
00:22:28,160 --> 00:22:31,080
Speaker 1: money making conversation, Warren, how are you doing that? I'm good?

385
00:22:31,080 --> 00:22:33,639
Speaker 1: How are you? I have Dr George fres c Fraser

386
00:22:33,640 --> 00:22:35,720
Speaker 1: on the call here. Uh? What was your question, my friend,

387
00:22:35,720 --> 00:22:37,680
Speaker 1: and thank you for calling in on money Making Conversation

388
00:22:37,760 --> 00:22:41,080
Speaker 1: on w C. Okay, sure, Dr Fraser, how are you

389
00:22:41,119 --> 00:22:45,520
Speaker 1: this evening? I'm doing wonderful. Thank you. Good. Um. With

390
00:22:45,640 --> 00:22:51,359
Speaker 1: thirty years of experience with entrepreneurship among the black community,

391
00:22:52,280 --> 00:22:57,480
Speaker 1: how would you prioritize the cryptocurrency you mentioned among the

392
00:22:57,560 --> 00:23:01,919
Speaker 1: other opportunities that exist for entrepreneurs to do well in

393
00:23:01,960 --> 00:23:05,960
Speaker 1: the community. We have an absence of media, we have food,

394
00:23:06,000 --> 00:23:12,440
Speaker 1: deserts and the like. How would you rank cryptocurrency? Well,

395
00:23:13,480 --> 00:23:16,720
Speaker 1: I think the nut The number one thing that Black

396
00:23:16,720 --> 00:23:19,360
Speaker 1: folks have to focus on in the twenty one century

397
00:23:19,440 --> 00:23:23,000
Speaker 1: is building wealth that will come through financial literacy and

398
00:23:23,000 --> 00:23:25,719
Speaker 1: financial education. What's the first thing slaves day when they

399
00:23:25,760 --> 00:23:29,080
Speaker 1: became free, they saw building small schools or classrooms, and

400
00:23:29,200 --> 00:23:32,359
Speaker 1: small schools and larger schools and there within hudrogen as

401
00:23:32,400 --> 00:23:35,720
Speaker 1: we had an entire system of historically black colleges and university.

402
00:23:36,040 --> 00:23:41,720
Speaker 1: So education, education, that's the number one priority. Is financial

403
00:23:42,119 --> 00:23:46,639
Speaker 1: education that will lead to building wealth and closing the

404
00:23:46,640 --> 00:23:50,439
Speaker 1: income and wealth gap and then ultimately creating working jobs

405
00:23:50,440 --> 00:23:53,480
Speaker 1: for our people as hopefully we will become the number

406
00:23:53,480 --> 00:23:56,159
Speaker 1: one employer of our own people by the end of

407
00:23:56,160 --> 00:23:58,840
Speaker 1: the twenty one century, which means that we also have

408
00:23:58,960 --> 00:24:03,639
Speaker 1: to engage in business building. So if I was to

409
00:24:03,920 --> 00:24:13,240
Speaker 1: categorize under the headline of financial education and economic development,

410
00:24:13,359 --> 00:24:17,159
Speaker 1: under the headline which is number one, that's that's the

411
00:24:17,280 --> 00:24:23,360
Speaker 1: number one thing under that headline would be business building,

412
00:24:25,520 --> 00:24:31,280
Speaker 1: business building, and then number two would be um uh,

413
00:24:31,720 --> 00:24:39,239
Speaker 1: taking advantage of the newest economic opportunity for closing the

414
00:24:39,280 --> 00:24:43,359
Speaker 1: income and wealth gap, and that is cryptocurrency. That's the

415
00:24:43,560 --> 00:24:50,160
Speaker 1: number one of the area of interest that we need

416
00:24:50,240 --> 00:24:52,880
Speaker 1: to be folks, if we really really want to close

417
00:24:53,080 --> 00:24:57,840
Speaker 1: this gap cryptocurrency, will you say that, Dr Fraser, That

418
00:24:57,880 --> 00:24:59,920
Speaker 1: also means you have to lend lend yourself to educ

419
00:25:00,000 --> 00:25:03,760
Speaker 1: ation and uh and also and not and walk into

420
00:25:03,760 --> 00:25:06,440
Speaker 1: the valley of the unknown, because, like you said earlier,

421
00:25:06,560 --> 00:25:08,359
Speaker 1: my whole thing about the show and I'm glad people

422
00:25:08,359 --> 00:25:10,040
Speaker 1: are calling in. If we've got enough number of cars,

423
00:25:10,080 --> 00:25:12,040
Speaker 1: we want to talk to you today on the show.

424
00:25:12,080 --> 00:25:13,760
Speaker 1: And thank you for calling again on coming in on

425
00:25:13,800 --> 00:25:16,159
Speaker 1: my show to day and to discuss this. Dr GEORGEI. Frasier.

426
00:25:16,600 --> 00:25:19,439
Speaker 1: Is that thank you, my friend, Thank you Warren for

427
00:25:19,480 --> 00:25:21,520
Speaker 1: calling in and called back next week. We have more

428
00:25:21,600 --> 00:25:23,720
Speaker 1: important people on the show that it's gonna lead you

429
00:25:23,800 --> 00:25:25,919
Speaker 1: to areas that are gonna give you information to win with.

430
00:25:26,119 --> 00:25:28,359
Speaker 1: It's about money making conversation. But what I want to

431
00:25:28,400 --> 00:25:31,120
Speaker 1: say about cryptocurrency what I like to always tell people,

432
00:25:31,119 --> 00:25:33,959
Speaker 1: but I have flaws and what I won't do. No

433
00:25:33,960 --> 00:25:36,000
Speaker 1: matter what how you see I live in or what

434
00:25:36,000 --> 00:25:37,960
Speaker 1: what you see me post on social media? What what

435
00:25:38,119 --> 00:25:40,439
Speaker 1: call you see me? Drive that just me? A perfect

436
00:25:40,520 --> 00:25:43,119
Speaker 1: person is driving that vehicle. Is a person who is

437
00:25:43,200 --> 00:25:46,479
Speaker 1: fear as a person who has doubts about himself, but

438
00:25:46,480 --> 00:25:48,600
Speaker 1: he over overcome that because of the fact I have

439
00:25:48,680 --> 00:25:51,720
Speaker 1: relationship and mentors and people are conturned to for advice.

440
00:25:52,359 --> 00:25:54,920
Speaker 1: This show is like your advice show. You call in,

441
00:25:55,000 --> 00:25:57,639
Speaker 1: we give your advice. You go do your research. Please

442
00:25:57,680 --> 00:25:59,959
Speaker 1: do not hold us accountable if you don't do your research.

443
00:26:00,160 --> 00:26:01,959
Speaker 1: And even if you do your research, don't hold us

444
00:26:01,960 --> 00:26:05,080
Speaker 1: accountable because you got them in other words, could be

445
00:26:05,119 --> 00:26:07,400
Speaker 1: a lady or man, listen to me, man up. I'm

446
00:26:07,400 --> 00:26:10,159
Speaker 1: just using a general statement about your life. If you

447
00:26:10,200 --> 00:26:12,800
Speaker 1: want to stay play it safe and keep your money

448
00:26:12,840 --> 00:26:16,840
Speaker 1: and saving, keep it there, keep it there. But don't

449
00:26:16,880 --> 00:26:20,800
Speaker 1: be mad if you're friend does not play a safe

450
00:26:21,320 --> 00:26:23,480
Speaker 1: and they invest a little bit of money. Like he

451
00:26:23,480 --> 00:26:25,520
Speaker 1: can say a hundred thousand dollars, he didn't say a

452
00:26:25,560 --> 00:26:28,159
Speaker 1: million dollars. He said he broke it up ten thousand

453
00:26:28,160 --> 00:26:30,320
Speaker 1: dollars in three different ways, and he came back a

454
00:26:30,359 --> 00:26:33,040
Speaker 1: happy man. Now I'm mad at him because he didn't

455
00:26:33,040 --> 00:26:35,560
Speaker 1: tell me. That's all. That's all I gotta said about

456
00:26:35,560 --> 00:26:38,200
Speaker 1: the r He didn't tell me because he got my number.

457
00:26:38,280 --> 00:26:40,560
Speaker 1: He got my number everybody, but he didn't tell me though.

458
00:26:41,160 --> 00:26:42,919
Speaker 1: So I'm gonna I'm gonna put this out. I love what.

459
00:26:43,080 --> 00:26:45,199
Speaker 1: I love you for saying that. I love you for

460
00:26:45,240 --> 00:26:48,360
Speaker 1: saying that because because it makes a very very very

461
00:26:48,400 --> 00:26:55,960
Speaker 1: important point. We cannot not do something because either we

462
00:26:56,080 --> 00:27:00,679
Speaker 1: fear it or operating out of a scarcity mentalente or

463
00:27:00,800 --> 00:27:05,000
Speaker 1: fear mentality, or we don't know. There are brothers and

464
00:27:05,119 --> 00:27:09,520
Speaker 1: sisters that do know. So I have five hundred people

465
00:27:09,640 --> 00:27:14,520
Speaker 1: in my network who are interested in crypto, and we

466
00:27:14,680 --> 00:27:18,040
Speaker 1: bring in the experts. We try to understand what are

467
00:27:18,040 --> 00:27:22,080
Speaker 1: the best, best best platforms to invest in. So, because

468
00:27:22,240 --> 00:27:24,720
Speaker 1: you don't know, are the people in your audience may

469
00:27:24,760 --> 00:27:28,480
Speaker 1: not know if they got in touch with me, I

470
00:27:28,560 --> 00:27:32,000
Speaker 1: do know, and I can prove that I know, and

471
00:27:32,040 --> 00:27:34,760
Speaker 1: then I could help it along with my team who

472
00:27:34,760 --> 00:27:39,320
Speaker 1: are experts in this space, help you make the right

473
00:27:39,520 --> 00:27:42,760
Speaker 1: and the safest investment. Doesn't mean that it still isn't

474
00:27:42,800 --> 00:27:46,560
Speaker 1: the risk, of course, it's all risk. Everything is risking

475
00:27:46,640 --> 00:27:48,600
Speaker 1: that you invest in the stock market is all risk.

476
00:27:48,640 --> 00:27:52,199
Speaker 1: A question about it? And Dr George I want to

477
00:27:52,200 --> 00:27:53,840
Speaker 1: get in one more call before we go to break.

478
00:27:54,119 --> 00:27:57,199
Speaker 1: Rodriguez in Atlanta has another cryptocurrency. Like I said, you're

479
00:27:57,200 --> 00:27:59,439
Speaker 1: on fire today. You're on fire today and I love it.

480
00:27:59,480 --> 00:28:02,199
Speaker 1: I love it? Right, Rickuez? All, this is Rashan McDonald

481
00:28:02,200 --> 00:28:04,080
Speaker 1: speaking to you, and on the call is also Dr

482
00:28:04,160 --> 00:28:10,400
Speaker 1: Georgie Fraser. What's your question? Hello? Or is still there?

483
00:28:12,240 --> 00:28:15,879
Speaker 1: What's the next person here? Okay? Turnbow Indicata. You had

484
00:28:15,920 --> 00:28:20,480
Speaker 1: a question about the investment turnball, turnbout? Is your turnball

485
00:28:20,600 --> 00:28:25,200
Speaker 1: or turn abound? Turnbo? Okay, and thank you for calling

486
00:28:25,200 --> 00:28:27,120
Speaker 1: Money Making Conversation. What is your question if you want

487
00:28:27,119 --> 00:28:31,560
Speaker 1: to ask on Money Making Conversation today? Okay? My question

488
00:28:31,680 --> 00:28:37,720
Speaker 1: is um? What about Um? We're talked about cryptocurrency and

489
00:28:38,600 --> 00:28:41,280
Speaker 1: it sounds really good, but what about for those folks

490
00:28:41,600 --> 00:28:46,880
Speaker 1: don't have you know, a large amount of money to invest?

491
00:28:46,960 --> 00:28:51,600
Speaker 1: In cryptocurrencies or something like that. Is there a another

492
00:28:51,720 --> 00:28:54,040
Speaker 1: level below that where we can start to get in

493
00:28:54,520 --> 00:29:00,479
Speaker 1: and see some uh, see some good returns. Yes, of

494
00:29:00,520 --> 00:29:03,040
Speaker 1: course there is. You can start with as little as

495
00:29:03,080 --> 00:29:06,280
Speaker 1: three hundred dollars. I started with ten thousand dollars because

496
00:29:06,320 --> 00:29:08,960
Speaker 1: ten thousand dollars it's like three hundred dollars to me,

497
00:29:09,320 --> 00:29:11,920
Speaker 1: So if I lost it tomorrow wouldn't make one damn

498
00:29:11,960 --> 00:29:14,200
Speaker 1: bit of difference in my life. You can start with

499
00:29:14,320 --> 00:29:19,040
Speaker 1: three hundred dollars. Absolutely, you know that. The beauty of

500
00:29:19,120 --> 00:29:21,240
Speaker 1: what I would what you just said is people tend

501
00:29:21,240 --> 00:29:23,280
Speaker 1: to put value on what I can start. You know,

502
00:29:23,440 --> 00:29:25,440
Speaker 1: don't look at the mansion if you if you need

503
00:29:25,480 --> 00:29:27,960
Speaker 1: to be started in an apartment. And I always tell people,

504
00:29:28,280 --> 00:29:30,360
Speaker 1: you know, if you make a hundred thousand dollars, you're

505
00:29:30,400 --> 00:29:33,000
Speaker 1: not gonna live a lifestyle of a ten thousand dollar person.

506
00:29:33,280 --> 00:29:35,640
Speaker 1: Because I wish I could still keep buying the same

507
00:29:35,760 --> 00:29:38,320
Speaker 1: two page, keep buying the same because you will elevate

508
00:29:38,360 --> 00:29:40,760
Speaker 1: your game. That's all he said. If he had three

509
00:29:40,800 --> 00:29:42,480
Speaker 1: hdd dollars, he would invest it, but he got ten

510
00:29:42,480 --> 00:29:44,880
Speaker 1: thousand dollars. So you took it the wrong way. You

511
00:29:44,880 --> 00:29:46,560
Speaker 1: took it like he had a lot of money and

512
00:29:46,600 --> 00:29:49,520
Speaker 1: you had a lot of money. But to participate. This

513
00:29:49,720 --> 00:29:52,480
Speaker 1: is money making conversations. We're just breaking it down to

514
00:29:52,680 --> 00:29:55,760
Speaker 1: everybody who's listening. Listen to me right now. You can

515
00:29:55,800 --> 00:29:58,479
Speaker 1: be part of the big dream, but you have to

516
00:29:58,560 --> 00:30:01,960
Speaker 1: stop shutting yourself up down and hearing what you want

517
00:30:01,960 --> 00:30:04,000
Speaker 1: to hear. And that's when I go back to the

518
00:30:04,040 --> 00:30:08,600
Speaker 1: point education and what stops people for investing in themselves

519
00:30:08,880 --> 00:30:11,960
Speaker 1: or in the stock they are fearful. You can buy

520
00:30:12,040 --> 00:30:15,200
Speaker 1: five dollar stock, you can buy penny stock, you can

521
00:30:15,240 --> 00:30:18,000
Speaker 1: buy anything you want. But what you do is you

522
00:30:18,040 --> 00:30:19,920
Speaker 1: look at and you look at on TV and you see,

523
00:30:20,080 --> 00:30:23,560
Speaker 1: you know, you see the Amazon CEO, billion dollar man.

524
00:30:23,600 --> 00:30:25,360
Speaker 1: You see the guy going to space, and you know

525
00:30:25,400 --> 00:30:26,840
Speaker 1: what I'm saying. You say, I can never go to

526
00:30:26,880 --> 00:30:29,240
Speaker 1: space because I I can't afford a hundred and twenty

527
00:30:29,240 --> 00:30:32,600
Speaker 1: five thousand space c Well, you weren't supposed to be

528
00:30:32,600 --> 00:30:34,560
Speaker 1: trying to get that ct. What you're supposed to be

529
00:30:34,560 --> 00:30:36,960
Speaker 1: doing is looking at how he got there. Do your

530
00:30:36,960 --> 00:30:39,160
Speaker 1: research so you can get there. And that's what this

531
00:30:39,200 --> 00:30:41,600
Speaker 1: show is about getting you there. And that's why I

532
00:30:41,600 --> 00:30:44,520
Speaker 1: brought Dr Georgie Fraser. I got my man, asked cast

533
00:30:44,680 --> 00:30:47,760
Speaker 1: he's in banking, so understand that this conversation about money

534
00:30:47,760 --> 00:30:49,680
Speaker 1: making conversations. Now, if you want to be part of

535
00:30:49,680 --> 00:30:52,160
Speaker 1: the money, may come say called me right now four

536
00:30:52,280 --> 00:30:55,960
Speaker 1: zero four eight a zero. I gotta let my man

537
00:30:56,040 --> 00:30:58,400
Speaker 1: go right now. But he's gonna come back because right

538
00:30:58,440 --> 00:31:02,320
Speaker 1: now he brought fire. He brought fire to might making conversations.

539
00:31:02,680 --> 00:31:04,560
Speaker 1: M GEOSEI frage. I want to thank you, brother for

540
00:31:04,600 --> 00:31:08,640
Speaker 1: coming on my show. Love you, love you, you know

541
00:31:09,240 --> 00:31:13,880
Speaker 1: you all right? Please Krypto Carzy Kid right in Cryptocarcy Kid.

542
00:31:14,200 --> 00:31:18,200
Speaker 1: We'll be right back in war money making conversations. Thank you, brother, Jr. George.

543
00:31:18,200 --> 00:31:20,040
Speaker 1: The phrase will be right back from a man asked

544
00:31:20,040 --> 00:31:22,720
Speaker 1: cash right in Atlanta. He brought me on his TV show,

545
00:31:22,880 --> 00:31:25,760
Speaker 1: on his podcast. Now I got him on my Money

546
00:31:25,760 --> 00:31:31,120
Speaker 1: Making Conversation Live Big Tuesdays, be right back. Adoption of

547
00:31:31,160 --> 00:31:33,640
Speaker 1: teens from foster care is a topic not enough people

548
00:31:33,680 --> 00:31:36,560
Speaker 1: know about, and we're here to change that. I'm April Dinuity,

549
00:31:36,640 --> 00:31:40,240
Speaker 1: host of the new podcast Navigating Adoption, presented by adopt

550
00:31:40,280 --> 00:31:44,040
Speaker 1: Us Kids. Each episode brings you compelling, real life adoption

551
00:31:44,120 --> 00:31:46,600
Speaker 1: stories told by the families that lived them with commentary

552
00:31:46,640 --> 00:31:50,720
Speaker 1: from experts. Visit adopt us Kids dot org, slash podcast,

553
00:31:50,840 --> 00:31:54,240
Speaker 1: or subscribe to Navigating Adoption, presented by adopt us Kids,

554
00:31:54,440 --> 00:31:56,160
Speaker 1: brought to you by the U. S Department of Health

555
00:31:56,200 --> 00:31:59,640
Speaker 1: and Human Services, Administration for Children and Families and the Council.

556
00:32:00,560 --> 00:32:03,920
Speaker 1: And we're live here outside the Perez family home, just

557
00:32:04,120 --> 00:32:07,160
Speaker 1: waiting for the And there they go, almost on time.

558
00:32:07,200 --> 00:32:09,960
Speaker 1: This morning. Mom is coming out the front door, strong

559
00:32:10,000 --> 00:32:12,560
Speaker 1: with a double arm kid carry. Looks like Dad has

560
00:32:12,600 --> 00:32:15,800
Speaker 1: the bags. Daughter is bringing up the rear. Oh, but

561
00:32:15,920 --> 00:32:20,360
Speaker 1: the diaper bag wasn't closed. Diapers and toys are everywhere.

562
00:32:21,040 --> 00:32:24,520
Speaker 1: Oh but mom has just nailed the perfect car seat

563
00:32:24,520 --> 00:32:27,760
Speaker 1: buckle for the toddler. And now the eldest daughter, who

564
00:32:27,800 --> 00:32:30,600
Speaker 1: looks to be about nine or ten, has secured herself

565
00:32:30,600 --> 00:32:33,440
Speaker 1: in the booster seat. Dad zips the bag clothes and

566
00:32:33,480 --> 00:32:36,920
Speaker 1: they're off. Ah, but looks like Mom doesn't realize her

567
00:32:36,920 --> 00:32:39,160
Speaker 1: coffee cup is still on the roof of the car

568
00:32:39,560 --> 00:32:43,600
Speaker 1: and there it goes. Ah. That's a shame that mug

569
00:32:43,640 --> 00:32:46,520
Speaker 1: was a fan favorite. Don't sweat the small stuff, just

570
00:32:46,640 --> 00:32:48,680
Speaker 1: nailed the big stuff, like making sure your kids are

571
00:32:48,680 --> 00:32:50,720
Speaker 1: buckled correctly in the right seat for their agent's eyes.

572
00:32:50,920 --> 00:32:52,960
Speaker 1: Learn more n h t s A dot gov slash

573
00:32:52,960 --> 00:32:57,120
Speaker 1: the Right Seat visits h s A dot gov slash

574
00:32:57,200 --> 00:32:59,360
Speaker 1: the Right Seat, brought to you by Mitza and the

575
00:32:59,360 --> 00:33:02,600
Speaker 1: AD Council. Hi everyone, I'll Roker here as a guy

576
00:33:02,640 --> 00:33:05,920
Speaker 1: with his own catchphrase. I appreciate that Smokey's only said

577
00:33:06,160 --> 00:33:09,800
Speaker 1: only you can prevent wildfires, but I'm filling it because

578
00:33:09,800 --> 00:33:12,680
Speaker 1: there's a lot more to report, like when they're parched

579
00:33:12,800 --> 00:33:15,920
Speaker 1: or windy conditions out there. You gotta be extra careful

580
00:33:15,960 --> 00:33:19,880
Speaker 1: with things like burning yard waist. After all, wildfires can

581
00:33:19,920 --> 00:33:22,840
Speaker 1: start anywhere, even in your neck of the woods. Go

582
00:33:23,000 --> 00:33:26,440
Speaker 1: to Smokey Bear dot com to learn more about wildfire prevention.

583
00:33:26,560 --> 00:33:28,560
Speaker 1: Brought to you by the U. S. Forest Service, your

584
00:33:28,600 --> 00:33:32,360
Speaker 1: state Forrester, and the AD Council. Now let's return to

585
00:33:32,440 --> 00:33:36,000
Speaker 1: money Making Conversations Live with her Sean McDonald. If you

586
00:33:36,080 --> 00:33:42,480
Speaker 1: have questions or comments, called four zero four zero Wow.

587
00:33:42,480 --> 00:33:44,680
Speaker 1: Welcome back to money Making Conversation. I am your host

588
00:33:44,680 --> 00:33:46,960
Speaker 1: with Sean McDonald. I would say this all the time.

589
00:33:47,000 --> 00:33:50,040
Speaker 1: I tell people to stop reading other people's success stories

590
00:33:50,080 --> 00:33:53,120
Speaker 1: and start writing your own. That's important. When I tell

591
00:33:53,240 --> 00:33:55,440
Speaker 1: that's about motivation, and I don't know if I can

592
00:33:55,480 --> 00:33:58,800
Speaker 1: motivate people to understand how valuable they are. And when

593
00:33:58,800 --> 00:34:00,800
Speaker 1: I say that is that I get up every day

594
00:34:00,800 --> 00:34:02,400
Speaker 1: at four thirty am. A lot of people go who

595
00:34:03,160 --> 00:34:05,160
Speaker 1: I meaning people when I say that time the average

596
00:34:05,160 --> 00:34:09,000
Speaker 1: print every day. Well, that's part of my plan. So

597
00:34:09,040 --> 00:34:11,279
Speaker 1: if you have a plan, because I have to get

598
00:34:11,320 --> 00:34:13,240
Speaker 1: up at that time, because if I get up at six,

599
00:34:13,719 --> 00:34:15,799
Speaker 1: then I realized that that fourth third I get up,

600
00:34:15,800 --> 00:34:18,839
Speaker 1: I kind of stumbled around the house. I pick up

601
00:34:18,840 --> 00:34:21,280
Speaker 1: a newspaper. Nobody's bothering you at four thirty in the morning,

602
00:34:21,440 --> 00:34:23,799
Speaker 1: I watch a TV show I want to watch. I

603
00:34:23,800 --> 00:34:26,160
Speaker 1: can just make some food that I want to eat.

604
00:34:26,360 --> 00:34:29,120
Speaker 1: So set your time to make you win. And so

605
00:34:29,239 --> 00:34:31,600
Speaker 1: my next cast is a guy that, first of all

606
00:34:31,600 --> 00:34:34,160
Speaker 1: as the energy is beautiful. If you still have questions

607
00:34:34,200 --> 00:34:38,080
Speaker 1: about banking, about financial he's a financial motivator, but I

608
00:34:38,120 --> 00:34:40,120
Speaker 1: love the reason I love him to let me introduce

609
00:34:40,160 --> 00:34:43,040
Speaker 1: him right quickly again. Our call number is four zero

610
00:34:43,160 --> 00:34:48,239
Speaker 1: four eight a zero five. That's four zero four eight

611
00:34:48,320 --> 00:34:53,080
Speaker 1: eight zero five. But next cast is Ash Cash. He's

612
00:34:53,120 --> 00:34:56,920
Speaker 1: one of the nation's top financial educators, personal finance expert,

613
00:34:57,200 --> 00:35:01,320
Speaker 1: business coach, motivational speaker, form for of teen year banking

614
00:35:01,400 --> 00:35:04,240
Speaker 1: executive and the author of many books, including four Amazon

615
00:35:04,320 --> 00:35:09,279
Speaker 1: dot com best sellers. I ave read one book. Okay,

616
00:35:09,280 --> 00:35:11,120
Speaker 1: I know, I know, I know. He has been featured

617
00:35:11,120 --> 00:35:13,880
Speaker 1: on many media outlets as at CNN, The New York Times,

618
00:35:14,239 --> 00:35:18,040
Speaker 1: Wall Street Journal, American Bankers, CNBC, The Street, dot Com,

619
00:35:18,120 --> 00:35:21,359
Speaker 1: Black Enterprise, ES Magazine, and Ebony. He is dubbed as

620
00:35:21,400 --> 00:35:25,120
Speaker 1: the financial motivator. He used a culturally responsive approach and

621
00:35:25,160 --> 00:35:30,920
Speaker 1: teaching financial literacy, wealth building, and entrepreneurship Above all. His credentials, acclades,

622
00:35:31,000 --> 00:35:35,000
Speaker 1: and titles actually simply known for helping people maximize their

623
00:35:35,040 --> 00:35:37,840
Speaker 1: full potential. That's what we deal here. Please work with

624
00:35:37,920 --> 00:35:41,560
Speaker 1: money making conversations. Ash Cash, Hey brother, thank you for

625
00:35:41,600 --> 00:35:46,800
Speaker 1: having me. Oh man, I'm so excited because I'm in

626
00:35:46,840 --> 00:35:49,480
Speaker 1: the presence of a legend. Then I got there here

627
00:35:49,560 --> 00:35:52,759
Speaker 1: a legend on the phone. Man, it's it's a beautiful day.

628
00:35:52,960 --> 00:35:55,520
Speaker 1: It's a beautiful day. Well as you know that. The

629
00:35:55,600 --> 00:35:58,640
Speaker 1: our relationship has been unique because we've seen each other

630
00:35:58,680 --> 00:36:01,000
Speaker 1: from Afar and then we met each other. We fell

631
00:36:01,040 --> 00:36:03,480
Speaker 1: in love like brothers. And then the whole approach is

632
00:36:03,520 --> 00:36:06,759
Speaker 1: tied to your whole world is about helping people. But

633
00:36:06,800 --> 00:36:09,040
Speaker 1: the thing I like about you because the reason I

634
00:36:09,080 --> 00:36:11,839
Speaker 1: brought you on the show with George Georgie Fraser, Dr

635
00:36:11,880 --> 00:36:15,120
Speaker 1: Georgie Fraser's that he's a technical guy. So sometimes you

636
00:36:15,120 --> 00:36:18,680
Speaker 1: can get lost in his technical, technical style of teaching

637
00:36:19,000 --> 00:36:21,760
Speaker 1: where you are a common senstem and no, no, no negative,

638
00:36:21,960 --> 00:36:24,799
Speaker 1: Dr Georgie Fraser, but you break it down, it's such

639
00:36:24,800 --> 00:36:28,880
Speaker 1: a common natural way that doesn't throw fear in the

640
00:36:28,960 --> 00:36:31,759
Speaker 1: people talk about that. Yeah, you know, it's it's it's

641
00:36:31,760 --> 00:36:34,640
Speaker 1: funny because you mentioned that was a fifteen year banking executive.

642
00:36:34,760 --> 00:36:38,120
Speaker 1: So first and all, once I grew up in the projects, right, um,

643
00:36:38,200 --> 00:36:40,759
Speaker 1: and so growing up in the projects, really didn't have

644
00:36:40,800 --> 00:36:44,200
Speaker 1: money hustler you know, you know, packing bags at AID,

645
00:36:44,360 --> 00:36:46,640
Speaker 1: doing selling mixtapes and T shirts. So I know that

646
00:36:46,800 --> 00:36:50,160
Speaker 1: entrepreneur life. But I was fortunate to get into banking,

647
00:36:50,160 --> 00:36:52,560
Speaker 1: and I started at nineteen years old and did everything

648
00:36:52,600 --> 00:36:55,640
Speaker 1: in banking from personal banker, private banker, branch manag just

649
00:36:55,680 --> 00:36:58,600
Speaker 1: see over credit Union, right. And when I realized when

650
00:36:58,600 --> 00:37:00,399
Speaker 1: I was a private bank I was meaning your money

651
00:37:00,440 --> 00:37:03,560
Speaker 1: for wealthy individuals and they had a team. But then

652
00:37:03,600 --> 00:37:05,800
Speaker 1: I thought about my people back at home, and I said,

653
00:37:06,120 --> 00:37:08,440
Speaker 1: we don't even got one person teachings about money. So

654
00:37:08,480 --> 00:37:10,840
Speaker 1: I said, you know, in the words of the honorable

655
00:37:10,840 --> 00:37:13,520
Speaker 1: Seawan called to jay Z, there's much bigger issues in

656
00:37:13,560 --> 00:37:16,080
Speaker 1: the world, I know, But I first had to take

657
00:37:16,080 --> 00:37:18,200
Speaker 1: care of the world. I know. And so for me,

658
00:37:18,280 --> 00:37:21,719
Speaker 1: I said, listen, if I'm a guy who's from the neighborhood,

659
00:37:22,320 --> 00:37:25,120
Speaker 1: I understand hip hop and understand the language. I understand,

660
00:37:25,320 --> 00:37:28,120
Speaker 1: you know, what we need from our community. And you know,

661
00:37:28,160 --> 00:37:29,920
Speaker 1: I was able to make it to the c suite

662
00:37:29,920 --> 00:37:32,560
Speaker 1: and the from a banker perspective. What if I just

663
00:37:32,600 --> 00:37:35,200
Speaker 1: took that knowledge and I brought it back to our people.

664
00:37:35,600 --> 00:37:37,880
Speaker 1: Um and and as they say, put the medicine in

665
00:37:37,920 --> 00:37:40,400
Speaker 1: the candy, um and so that and and that's been

666
00:37:40,440 --> 00:37:43,920
Speaker 1: my life, like that is my life. Mission is exactly

667
00:37:43,920 --> 00:37:47,239
Speaker 1: what Dr Fraser was saying was really you know, you know,

668
00:37:47,280 --> 00:37:51,319
Speaker 1: closing that wealth gap specifically for our people, because we have,

669
00:37:51,920 --> 00:37:54,200
Speaker 1: you know, everything that we need to live the best

670
00:37:54,200 --> 00:37:57,319
Speaker 1: possible life. We just need the education and we need

671
00:37:57,400 --> 00:37:59,759
Speaker 1: we need that education in a way that we could

672
00:38:00,040 --> 00:38:02,919
Speaker 1: understand it. And then once we understand it, then there's

673
00:38:02,920 --> 00:38:05,680
Speaker 1: no excuse why we're not implementing it. Cool, we have

674
00:38:05,719 --> 00:38:09,200
Speaker 1: a call here Chantel in Marietta, Georgia. You have a

675
00:38:09,239 --> 00:38:11,600
Speaker 1: question about investment or please welcome to the show. You're

676
00:38:11,840 --> 00:38:14,280
Speaker 1: on the airline would be not right now, I'm interviewing

677
00:38:14,320 --> 00:38:16,640
Speaker 1: ash cast and of course I'm Rushan McDonald. What you

678
00:38:16,680 --> 00:38:19,120
Speaker 1: have to tell? What's your question? How are you guys

679
00:38:19,120 --> 00:38:24,040
Speaker 1: doing this season? Um, I'm curious. Um, I've been listening

680
00:38:24,080 --> 00:38:26,319
Speaker 1: for you all a couple of days now, just hear

681
00:38:26,320 --> 00:38:30,200
Speaker 1: about young people getting educated and taking a chance and investing.

682
00:38:30,680 --> 00:38:33,359
Speaker 1: I'm curious. I've been doing like, um, I haven't one

683
00:38:33,480 --> 00:38:36,560
Speaker 1: five work for a government, but the passive income and

684
00:38:36,600 --> 00:38:39,520
Speaker 1: in between just trying to find my niche I keep

685
00:38:39,600 --> 00:38:44,200
Speaker 1: doing like these um uh quick little schemes. I guess.

686
00:38:44,200 --> 00:38:46,799
Speaker 1: So maybe door dash or insta carter trying to make

687
00:38:47,120 --> 00:38:50,120
Speaker 1: just that income in between instead of check the check

688
00:38:50,560 --> 00:38:53,279
Speaker 1: my next endeavor. I'm curious about taking a chance with

689
00:38:53,400 --> 00:38:56,759
Speaker 1: investment for a t M and if you think it's profitable.

690
00:38:57,200 --> 00:39:00,880
Speaker 1: I am in the Marryatta outside Atlanta air ye, and

691
00:39:00,920 --> 00:39:03,480
Speaker 1: I just have the um go for one after the

692
00:39:03,520 --> 00:39:06,880
Speaker 1: next minute and grow. Let me, let me, let me,

693
00:39:06,920 --> 00:39:08,319
Speaker 1: let me cut you off a little bit right quick,

694
00:39:08,320 --> 00:39:10,200
Speaker 1: because you said the word that I don't ever want

695
00:39:10,239 --> 00:39:15,200
Speaker 1: you to use when you're talking about invest the word scheme. Yes, yeah, yeah,

696
00:39:16,040 --> 00:39:17,719
Speaker 1: when that came out, I'm gonna let ask cash talk.

697
00:39:17,760 --> 00:39:22,640
Speaker 1: But we're in the same way you scheme, I said,

698
00:39:23,040 --> 00:39:25,920
Speaker 1: I've never used the word scheme playing in my financial future.

699
00:39:25,920 --> 00:39:28,239
Speaker 1: I can afraid that somebody goes the logo coming through

700
00:39:28,239 --> 00:39:32,799
Speaker 1: the back door in the front door. Well, I don't

701
00:39:32,800 --> 00:39:35,759
Speaker 1: do that, hustle though. Yeah, yeah, yeah, that's not better either.

702
00:39:35,840 --> 00:39:39,400
Speaker 1: That's not better either. UM. You know, the here's the

703
00:39:39,480 --> 00:39:43,640
Speaker 1: here's the thing, um is that um, you know, focus

704
00:39:43,800 --> 00:39:47,319
Speaker 1: on what you really want to focus on, um, and

705
00:39:47,400 --> 00:39:50,759
Speaker 1: not necessarily the money aspect of it, right, because like

706
00:39:50,800 --> 00:39:53,759
Speaker 1: you said, you have the nine to five right, and

707
00:39:53,800 --> 00:39:56,960
Speaker 1: then now you're trying to find another way to create

708
00:39:57,000 --> 00:40:01,000
Speaker 1: passive income. I have been in that same before, and

709
00:40:01,040 --> 00:40:02,880
Speaker 1: I have been in your spot where I was tritting

710
00:40:02,920 --> 00:40:04,560
Speaker 1: different things for my in and this in and that.

711
00:40:04,960 --> 00:40:07,480
Speaker 1: And the thing that happened was I said, you know what,

712
00:40:07,600 --> 00:40:11,400
Speaker 1: forget the money, right, meaning that if I'm only chasing

713
00:40:11,440 --> 00:40:14,360
Speaker 1: money and I am wasting my time because money is

714
00:40:14,360 --> 00:40:16,239
Speaker 1: gonna come and go, You're gonna realize that money is

715
00:40:16,280 --> 00:40:19,040
Speaker 1: gonna come and go. But if you chase after something

716
00:40:19,080 --> 00:40:23,640
Speaker 1: that you are aligned with, not hustling, right, not a scheme,

717
00:40:23,880 --> 00:40:25,600
Speaker 1: But I want you to be aligned with what you're

718
00:40:25,640 --> 00:40:27,879
Speaker 1: doing right, So I'll give you an example. So for me,

719
00:40:28,040 --> 00:40:31,360
Speaker 1: I said, hey, I want to educate people. But me

720
00:40:31,680 --> 00:40:35,000
Speaker 1: educating people? I said, how am I gonna pay I'm married,

721
00:40:35,200 --> 00:40:36,759
Speaker 1: I got two kids. How am I gonna pay the

722
00:40:36,840 --> 00:40:40,279
Speaker 1: bills by just educating? But my passion? I was going

723
00:40:40,320 --> 00:40:43,799
Speaker 1: to inner city schools. I was teaching financial literacy, and

724
00:40:43,840 --> 00:40:48,239
Speaker 1: I said, how can I turn my passion into a business, right,

725
00:40:48,280 --> 00:40:51,640
Speaker 1: not a side hustle, not a scheme, but actual business?

726
00:40:51,880 --> 00:40:53,320
Speaker 1: And then I said, oh, let me write a book.

727
00:40:53,680 --> 00:40:55,120
Speaker 1: Then I said, let me go, you know, go to

728
00:40:55,160 --> 00:40:57,960
Speaker 1: schools and and become a speaker. Let me go correct, right,

729
00:40:58,000 --> 00:40:59,799
Speaker 1: And I think that that's what you need to find

730
00:40:59,800 --> 00:41:02,920
Speaker 1: out first and foremost is what are you passionate about?

731
00:41:03,880 --> 00:41:06,839
Speaker 1: And does that passion feel a need? And how can

732
00:41:06,880 --> 00:41:09,799
Speaker 1: you feel that need. Once you do that and you

733
00:41:09,840 --> 00:41:13,040
Speaker 1: start making money, then let's start talking about how we

734
00:41:13,080 --> 00:41:15,760
Speaker 1: could take that money, like Dr Fraser said, and start

735
00:41:15,840 --> 00:41:18,919
Speaker 1: investing it in different vehicles so that money could grow.

736
00:41:19,360 --> 00:41:22,040
Speaker 1: But first, but if you but if you're after the money. First,

737
00:41:22,520 --> 00:41:24,480
Speaker 1: I personally wouldn't say to do that. I would say,

738
00:41:24,719 --> 00:41:27,879
Speaker 1: find that passion. Find how you that passing could feel

739
00:41:27,880 --> 00:41:30,640
Speaker 1: a need. And once you have that need, feel that

740
00:41:30,719 --> 00:41:32,960
Speaker 1: you start making money from it. Now take some of

741
00:41:32,960 --> 00:41:35,200
Speaker 1: that money and start investing in other places so it

742
00:41:35,239 --> 00:41:39,120
Speaker 1: could grow. And I'm just follows up shantail money is interesting.

743
00:41:39,239 --> 00:41:42,879
Speaker 1: Money is really interesting because it makes people make bad

744
00:41:42,920 --> 00:41:46,319
Speaker 1: decision and good decision. Okay, the bad decision is that

745
00:41:46,600 --> 00:41:49,880
Speaker 1: if you invest something that you can't lose, and a

746
00:41:49,920 --> 00:41:52,400
Speaker 1: lot of people understand that. See, you can invest if

747
00:41:52,400 --> 00:41:54,839
Speaker 1: you if your time is valuable, which you should be,

748
00:41:55,280 --> 00:41:57,960
Speaker 1: people invest it, but they'll understand that investment that you

749
00:41:57,960 --> 00:41:59,960
Speaker 1: can lose, you can't get time back. And so when

750
00:42:00,000 --> 00:42:02,480
Speaker 1: you put it out there and so so people understand

751
00:42:02,520 --> 00:42:06,839
Speaker 1: that money is the same thing. And so I run

752
00:42:06,880 --> 00:42:09,160
Speaker 1: the opportunity route too. I would tell people all the time,

753
00:42:09,160 --> 00:42:11,480
Speaker 1: I said, when I go on the grocery store, my

754
00:42:11,600 --> 00:42:14,400
Speaker 1: goal has always been I just buy what I want.

755
00:42:15,040 --> 00:42:18,200
Speaker 1: I technically don't even look at the price. Now I

756
00:42:18,280 --> 00:42:20,520
Speaker 1: do shop with coupons. If I have some coupons, I

757
00:42:20,560 --> 00:42:22,439
Speaker 1: go in there make sure if I got to two

758
00:42:22,480 --> 00:42:26,279
Speaker 1: eggs or offers of milk or I will do that.

759
00:42:26,280 --> 00:42:28,359
Speaker 1: That's when I'm looking for a price. But technically I'm

760
00:42:28,360 --> 00:42:30,160
Speaker 1: just going in there. But I'm also a guy who

761
00:42:30,239 --> 00:42:32,919
Speaker 1: will take advantage of an opportunity. And I'm just telling

762
00:42:32,960 --> 00:42:36,480
Speaker 1: you is that just reframe your thought process. Don't use

763
00:42:36,560 --> 00:42:39,719
Speaker 1: words like hustle, don't use words like scheme because you

764
00:42:39,840 --> 00:42:42,480
Speaker 1: need to articulate your conversation to people who appreciate the

765
00:42:42,560 --> 00:42:45,640
Speaker 1: value of a plan. And right now, just put your

766
00:42:45,680 --> 00:42:49,600
Speaker 1: plan in action. Realize your time is an investment, and

767
00:42:49,640 --> 00:42:52,560
Speaker 1: then you should outline your your time with a schedule,

768
00:42:52,760 --> 00:42:55,640
Speaker 1: and that schedule has to be consistent. And when it's consistent,

769
00:42:55,680 --> 00:42:57,520
Speaker 1: like I said earlier, I get up at four thirty

770
00:42:57,560 --> 00:43:00,800
Speaker 1: everyday Monday through Friday. That's my winning time. Your winning

771
00:43:00,880 --> 00:43:02,640
Speaker 1: time might be five thirty, you're when your time might

772
00:43:02,680 --> 00:43:04,880
Speaker 1: be six thirty, But what your winning time came be

773
00:43:05,320 --> 00:43:08,880
Speaker 1: four thirty on Tuesday, six o'clock on Wednesday, seven o'clock

774
00:43:08,920 --> 00:43:12,439
Speaker 1: on Thursday, three o'clock on Friday. Your body, in your mind,

775
00:43:12,520 --> 00:43:14,759
Speaker 1: we've wat and so so I just want you to

776
00:43:14,840 --> 00:43:17,680
Speaker 1: understand that. Thank you for calling the show today, and

777
00:43:17,719 --> 00:43:19,880
Speaker 1: but call back and be a friend of the show,

778
00:43:19,960 --> 00:43:22,520
Speaker 1: because what we want to do here is elevate your

779
00:43:22,560 --> 00:43:25,960
Speaker 1: thought process to know that you can win by getting

780
00:43:26,000 --> 00:43:28,960
Speaker 1: information off on show money making conversation, and you can

781
00:43:28,960 --> 00:43:31,240
Speaker 1: win by listening to w c ok and said, al right, Chantel,

782
00:43:32,239 --> 00:43:35,080
Speaker 1: most definitely, I guess I want to say to be

783
00:43:35,200 --> 00:43:37,239
Speaker 1: able to put back into my four O one. My

784
00:43:37,320 --> 00:43:39,200
Speaker 1: dad had to break it down. I was cool list

785
00:43:39,200 --> 00:43:42,359
Speaker 1: and didn't know that, um, investing into your four one

786
00:43:42,520 --> 00:43:44,880
Speaker 1: is not only coming out of a paycheck. I thought.

787
00:43:44,920 --> 00:43:46,200
Speaker 1: I didn't know that it could just come out of

788
00:43:46,200 --> 00:43:49,920
Speaker 1: your pocket and be put back into investing in retiring.

789
00:43:50,000 --> 00:43:51,880
Speaker 1: I was new to that, Like, oh really, I didn't.

790
00:43:52,160 --> 00:43:53,960
Speaker 1: I wasn't just made away. You know, you'ren learn these

791
00:43:53,960 --> 00:43:56,040
Speaker 1: things in high school. And all my passion is to

792
00:43:56,160 --> 00:43:58,960
Speaker 1: have the business and to have different entities under it

793
00:43:59,280 --> 00:44:02,799
Speaker 1: that wus be my my my and to help out others,

794
00:44:02,840 --> 00:44:05,000
Speaker 1: you know where I can maybe we can split and

795
00:44:05,080 --> 00:44:07,440
Speaker 1: go onto the next ATM or the next thing that

796
00:44:07,960 --> 00:44:09,880
Speaker 1: I want to give back as well, or you know,

797
00:44:10,000 --> 00:44:14,279
Speaker 1: kind of put somebody onto you know, the business as well,

798
00:44:14,400 --> 00:44:17,920
Speaker 1: so they're they're able to Yeah. And the and the

799
00:44:17,920 --> 00:44:19,839
Speaker 1: one the one thing I would say, Gentel, is really

800
00:44:19,840 --> 00:44:23,480
Speaker 1: about the research. You know, because um, you know, whatever

801
00:44:23,560 --> 00:44:28,080
Speaker 1: you focus on, there's somebody right now who's making millions

802
00:44:28,080 --> 00:44:31,239
Speaker 1: of dollars by selling plastic pens, right, And so it's

803
00:44:31,239 --> 00:44:34,040
Speaker 1: really what you focus on. And so understanding what it's

804
00:44:34,080 --> 00:44:36,239
Speaker 1: gonna take to to to invest in the A T

805
00:44:36,400 --> 00:44:38,640
Speaker 1: M business, Uh, you know what time you have to

806
00:44:38,680 --> 00:44:41,239
Speaker 1: dedicate to it, um, And also you know what the

807
00:44:41,280 --> 00:44:44,120
Speaker 1: returns are and if you're willing to do what it

808
00:44:44,200 --> 00:44:47,120
Speaker 1: takes or are you gonna have to hire someone? So really,

809
00:44:47,360 --> 00:44:49,319
Speaker 1: as you saw I mentioned, it's really the plan and

810
00:44:49,360 --> 00:44:51,600
Speaker 1: making sure you have the plan first. And once you

811
00:44:51,680 --> 00:44:54,360
Speaker 1: have the plan, and and once the plan is sound

812
00:44:54,480 --> 00:44:57,800
Speaker 1: and it's viable, I would say execute and and you

813
00:44:57,960 --> 00:45:02,280
Speaker 1: execute with with the whole idea that you cannot lose.

814
00:45:02,440 --> 00:45:05,279
Speaker 1: But if you lose, don't let it traumatize you. Because

815
00:45:05,320 --> 00:45:08,239
Speaker 1: I have lost. I have lost, and I tell people

816
00:45:08,280 --> 00:45:09,840
Speaker 1: all the time that's why always trying to share my

817
00:45:09,880 --> 00:45:12,160
Speaker 1: flaws when I talk to people, because if you look

818
00:45:12,200 --> 00:45:14,239
Speaker 1: at a person who always says that he's successful all

819
00:45:14,239 --> 00:45:16,160
Speaker 1: the time, he's lying. And if you look at the

820
00:45:16,160 --> 00:45:18,920
Speaker 1: person who don't want to share their flaws, stop talking

821
00:45:18,920 --> 00:45:20,879
Speaker 1: to him. And I wanna thank you Shante for calling

822
00:45:20,960 --> 00:45:23,440
Speaker 1: the show money Making Conversations. If you want to hear

823
00:45:23,480 --> 00:45:25,600
Speaker 1: our call us with any comments, just to leave the

824
00:45:25,600 --> 00:45:28,400
Speaker 1: comments in rashan we we love you. Talk more, Talk more,

825
00:45:28,440 --> 00:45:31,560
Speaker 1: aboard talk more. Called the number four zero four eight

826
00:45:31,600 --> 00:45:34,200
Speaker 1: a zero nine two five five. That's four zero four

827
00:45:34,280 --> 00:45:36,920
Speaker 1: eight a zero eight eight zero nine to five five.

828
00:45:36,960 --> 00:45:39,480
Speaker 1: You're listening to Money Making Conversation. I'm the host, We're

829
00:45:39,520 --> 00:45:42,720
Speaker 1: Sean McDonald and my man's Ash Cash. He I dropped

830
00:45:42,760 --> 00:45:48,040
Speaker 1: you right into five. You can't with the energy though, though,

831
00:45:48,840 --> 00:45:50,880
Speaker 1: if we'll be right back with more money Making Conversation

832
00:45:50,960 --> 00:45:53,440
Speaker 1: on w C. Okay, it's my family, brother. We on

833
00:45:53,520 --> 00:45:57,080
Speaker 1: the HBCU campus, Clark Atlanta University. We do it over here, y'all.

834
00:45:57,120 --> 00:46:01,800
Speaker 1: We do it right. What grows in the forest trees,

835
00:46:02,239 --> 00:46:05,600
Speaker 1: Sure you know what else grows in the forest, Our imagination,

836
00:46:05,920 --> 00:46:09,360
Speaker 1: our sense of wonder, and our family bonds grow too,

837
00:46:09,440 --> 00:46:14,480
Speaker 1: because when we disconnect from this and connect with this,

838
00:46:15,840 --> 00:46:19,319
Speaker 1: we reconnect with each other. The forest is closer than

839
00:46:19,400 --> 00:46:22,759
Speaker 1: you think. Find a forest near you and start exploring.

840
00:46:22,880 --> 00:46:25,440
Speaker 1: I Discover the Forest dot Org, brought to you by

841
00:46:25,480 --> 00:46:29,640
Speaker 1: the United States Forest Service and the AD Council. If

842
00:46:29,680 --> 00:46:32,080
Speaker 1: I could be you and you could be me for

843
00:46:32,239 --> 00:46:34,640
Speaker 1: just what hour if you could find a way to

844
00:46:34,719 --> 00:46:38,880
Speaker 1: get inside each other's mind. Walk a mile in my shoes,

845
00:46:39,120 --> 00:46:43,719
Speaker 1: wacome mile in my shoes, walco shoes. We've all felt

846
00:46:43,800 --> 00:46:46,960
Speaker 1: left out, and for some that feeling lasts more than

847
00:46:47,000 --> 00:46:50,480
Speaker 1: a moment. We can change that. Learn how it belonging

848
00:46:50,560 --> 00:46:52,920
Speaker 1: begins with us dot org brought to you by the

849
00:46:52,960 --> 00:46:59,960
Speaker 1: AD Council. Welcome out in the shoes. Look to your

850
00:47:00,120 --> 00:47:03,240
Speaker 1: children's eyes to see the true magic of a forest.

851
00:47:03,640 --> 00:47:06,759
Speaker 1: It's a storybook world for them. You look and see

852
00:47:06,760 --> 00:47:09,760
Speaker 1: a tree. They see the wrinkled face of a wizard

853
00:47:09,920 --> 00:47:13,759
Speaker 1: with arms outstretched to the sky. They see treasuring pebbles,

854
00:47:14,239 --> 00:47:16,960
Speaker 1: They see a windy path that could lead to adventure,

855
00:47:17,320 --> 00:47:21,720
Speaker 1: and they see you. They're fearless. Guide. Is this fascinating world?

856
00:47:22,120 --> 00:47:24,960
Speaker 1: Find a forest near you and start exploring and discover

857
00:47:25,040 --> 00:47:27,280
Speaker 1: the forest. Dot org brought to you by the United

858
00:47:27,320 --> 00:47:30,720
Speaker 1: States Forest Service and the AD Council. Now let's return

859
00:47:30,760 --> 00:47:34,520
Speaker 1: to money Making Conversations Live with Rushan McDonald. If you

860
00:47:34,600 --> 00:47:40,600
Speaker 1: have questions or comments, called four zero four zero. I

861
00:47:40,640 --> 00:47:43,160
Speaker 1: got people talking saying to my number for me seeing

862
00:47:43,200 --> 00:47:47,440
Speaker 1: my name. Money Making Conversations Dr Georgie Frasie blew it up.

863
00:47:48,000 --> 00:47:51,840
Speaker 1: Information is available on money Making Conversation dot com about him.

864
00:47:52,040 --> 00:47:56,399
Speaker 1: Money Making Conversation dot Com information is available by him

865
00:47:56,480 --> 00:47:58,319
Speaker 1: if you if you go to the contact area and

866
00:47:58,320 --> 00:48:01,359
Speaker 1: feel that out, will definitely send the information over to him.

867
00:48:01,640 --> 00:48:05,280
Speaker 1: Like he said, he said seven decades, he said eight

868
00:48:05,960 --> 00:48:13,200
Speaker 1: he said seven decades. Well, you know we're not ate decades. Yeah,

869
00:48:13,239 --> 00:48:15,360
Speaker 1: we want to get there, but my ash cast you know,

870
00:48:15,520 --> 00:48:17,080
Speaker 1: like I was saying earlier, you know you're one of

871
00:48:17,120 --> 00:48:21,719
Speaker 1: the nations top financial educators, personal finance expert, business coach,

872
00:48:21,800 --> 00:48:26,400
Speaker 1: and motivational speakers. And that whole motivational speaking part is

873
00:48:26,400 --> 00:48:28,640
Speaker 1: what I want to get into right now because so

874
00:48:28,680 --> 00:48:31,359
Speaker 1: many people want to hear the word like in church

875
00:48:31,440 --> 00:48:34,359
Speaker 1: now they want to hear the Bible. So many people

876
00:48:34,360 --> 00:48:36,520
Speaker 1: want to hear how to be successful, but don't want

877
00:48:36,520 --> 00:48:38,160
Speaker 1: to put the work in or follow the rules of

878
00:48:38,200 --> 00:48:40,560
Speaker 1: the Bible. It's the same thing in the financial world

879
00:48:40,560 --> 00:48:42,960
Speaker 1: that you in. You people come up with you, take

880
00:48:42,960 --> 00:48:46,120
Speaker 1: photos with you. Man, how can I give you the

881
00:48:46,200 --> 00:48:49,960
Speaker 1: business card? What frustrates you most when people don't do

882
00:48:50,560 --> 00:48:52,600
Speaker 1: what you're advising to do because you can't tell him

883
00:48:52,600 --> 00:48:54,600
Speaker 1: what you can get to advise. Yeah, yeah, I think

884
00:48:54,640 --> 00:48:59,080
Speaker 1: I think the most frustrating part is, uh, just people complaining, um,

885
00:48:59,400 --> 00:49:02,879
Speaker 1: you know, because because here's a deal, because we all

886
00:49:02,920 --> 00:49:09,680
Speaker 1: have a choice, right. Uh. Being broke is difficult. Being successful,

887
00:49:10,000 --> 00:49:13,440
Speaker 1: it's difficult. You just gotta choose the difficult that you want.

888
00:49:13,640 --> 00:49:15,879
Speaker 1: And so if you choose the difficult, that says saying,

889
00:49:15,880 --> 00:49:17,920
Speaker 1: I'm gonna be broke, I'm not gonna know how to

890
00:49:18,040 --> 00:49:20,080
Speaker 1: you know, take care of my family. I'm gonna I'm

891
00:49:20,080 --> 00:49:22,319
Speaker 1: gonna worry about how to make ends meet and things

892
00:49:22,320 --> 00:49:25,400
Speaker 1: of that nature. And there's somebody who's taking time to

893
00:49:25,520 --> 00:49:27,840
Speaker 1: show you, you know, how to you know, how to

894
00:49:27,880 --> 00:49:30,440
Speaker 1: do that, how to get to the next level of life, um,

895
00:49:30,600 --> 00:49:33,440
Speaker 1: and just to you know, be somebody who is taking

896
00:49:33,520 --> 00:49:35,799
Speaker 1: up that knowledge and not implementing. I think that's the

897
00:49:35,800 --> 00:49:38,839
Speaker 1: most frustrating part because there's a lot of people out

898
00:49:38,880 --> 00:49:43,480
Speaker 1: there that want the information, who would love to have

899
00:49:43,560 --> 00:49:46,160
Speaker 1: somebody to give them the information. And so if you

900
00:49:46,320 --> 00:49:49,200
Speaker 1: are you know, you know, wasting time, you're you're in

901
00:49:49,239 --> 00:49:51,680
Speaker 1: the you're in the way of somebody else who is

902
00:49:51,719 --> 00:49:54,160
Speaker 1: willing to implement UM. So other than that, I think

903
00:49:54,160 --> 00:49:55,919
Speaker 1: that's the frustrating part. But the truth of the matter

904
00:49:55,960 --> 00:50:00,560
Speaker 1: too is um. I also know that it doesn't happen overnight, um.

905
00:50:00,560 --> 00:50:03,600
Speaker 1: And so I know that there are people, um who

906
00:50:03,800 --> 00:50:07,319
Speaker 1: you know, what we're saying is shaking up their mindset. Right,

907
00:50:07,520 --> 00:50:11,719
Speaker 1: Like Dr Fraser says, don't waste your time on savings. Right.

908
00:50:11,760 --> 00:50:14,400
Speaker 1: He didn't say that verbatim, but he's saying, listen, you

909
00:50:14,480 --> 00:50:17,400
Speaker 1: are wasting your time on you know, if you're saving

910
00:50:17,400 --> 00:50:20,520
Speaker 1: your right half a percent, right, So it's not even

911
00:50:20,760 --> 00:50:23,839
Speaker 1: one percent, it's half of a percent, right. And so

912
00:50:23,920 --> 00:50:27,960
Speaker 1: as a former fifty year banking executive, I approved that message.

913
00:50:28,239 --> 00:50:30,719
Speaker 1: But you gotta think, right, You gotta think in our

914
00:50:30,760 --> 00:50:33,160
Speaker 1: neighborhood that like, like that's what they told us, They said,

915
00:50:33,440 --> 00:50:36,760
Speaker 1: go to go to work, work hard, save your money.

916
00:50:36,800 --> 00:50:38,440
Speaker 1: But if you save your money, you're losing money. And

917
00:50:38,520 --> 00:50:41,120
Speaker 1: I think that, you know, it's a whole big paradigm

918
00:50:41,160 --> 00:50:44,240
Speaker 1: shift that's happening. And so I get it. We're shaking

919
00:50:44,320 --> 00:50:47,360
Speaker 1: up people's world. That's all they knew. They grandmothers and

920
00:50:47,360 --> 00:50:50,040
Speaker 1: and and parents are telling them safe safe, safe, safe,

921
00:50:50,040 --> 00:50:53,839
Speaker 1: saved and not a paradigm is invest invest, invest, And

922
00:50:53,880 --> 00:50:56,320
Speaker 1: so people might not get it on the first time.

923
00:50:56,600 --> 00:51:00,320
Speaker 1: And so for me, I'm happy that the conversations are happening,

924
00:51:00,400 --> 00:51:03,759
Speaker 1: the money making conversations are happening. Uh and and I

925
00:51:03,760 --> 00:51:05,880
Speaker 1: know eventually we gott we just gotta make it. We

926
00:51:05,880 --> 00:51:08,680
Speaker 1: gotta keep having a conversation until it becomes cool. Was

927
00:51:08,719 --> 00:51:11,359
Speaker 1: talking about the four one K. You know, your your

928
00:51:11,400 --> 00:51:13,680
Speaker 1: employer pay something, she pays something. Check it out. You

929
00:51:13,760 --> 00:51:15,799
Speaker 1: check fifty dollars a month. It adds up in a

930
00:51:15,840 --> 00:51:19,040
Speaker 1: big way. I got Eric from from sham Blie. He

931
00:51:19,080 --> 00:51:22,879
Speaker 1: has a banking with a basic investment conversation. Question. Eric

932
00:51:22,960 --> 00:51:26,040
Speaker 1: from Shamblie. You on a call with Sean McDonald and

933
00:51:26,160 --> 00:51:30,919
Speaker 1: uh financial guru and and motivator Mr ash Cash. What's

934
00:51:30,920 --> 00:51:36,000
Speaker 1: your question? Okay? Um, well, I mean I'm an artist

935
00:51:36,360 --> 00:51:39,520
Speaker 1: and uh, I also want to try to work on

936
00:51:39,640 --> 00:51:43,320
Speaker 1: licensing my heart and promoting it. But that's my passion

937
00:51:43,480 --> 00:51:48,560
Speaker 1: to make money. But I know all the things that

938
00:51:48,600 --> 00:51:52,040
Speaker 1: you're talking about, I don't know anything about I can't

939
00:51:52,400 --> 00:51:55,919
Speaker 1: I don't know the plastics of it, you know to say, Okay,

940
00:51:56,040 --> 00:51:58,719
Speaker 1: I'm I'm an add border and sugar and I just

941
00:51:58,719 --> 00:52:03,040
Speaker 1: started making the money care Yeah yeah, yeah, so Eric,

942
00:52:03,080 --> 00:52:05,520
Speaker 1: thank you, thank you for that. Yeah yeah, not for sure,

943
00:52:05,560 --> 00:52:07,759
Speaker 1: and and thank you for that vulnerability. Right. What I

944
00:52:07,800 --> 00:52:10,920
Speaker 1: would say is this, I would say, make sure that

945
00:52:11,000 --> 00:52:14,160
Speaker 1: you have a financial plan. And what does that mean. Um,

946
00:52:14,320 --> 00:52:16,680
Speaker 1: you know, when you get paid and whatever you do,

947
00:52:16,760 --> 00:52:19,239
Speaker 1: whether you still have a nine or five, whether it's

948
00:52:19,239 --> 00:52:21,440
Speaker 1: your art, whenever you get paid, what I want you

949
00:52:21,480 --> 00:52:25,000
Speaker 1: to do is put a certain amount aside, right, And

950
00:52:25,040 --> 00:52:30,319
Speaker 1: so whether it's ten percent, find out an amount that

951
00:52:30,360 --> 00:52:33,480
Speaker 1: you're comfortable with. Put that aside. And the first thing

952
00:52:33,520 --> 00:52:35,800
Speaker 1: you're gonna do is you're gonna you're gonna start building

953
00:52:35,960 --> 00:52:38,440
Speaker 1: what I like to call your financial freedom fund. And

954
00:52:38,480 --> 00:52:41,680
Speaker 1: what that means is start to build up an account

955
00:52:41,719 --> 00:52:44,400
Speaker 1: that six or eight months of expenses, right. And so

956
00:52:44,600 --> 00:52:47,439
Speaker 1: so we're not saying save his accounts are bad. We're

957
00:52:47,440 --> 00:52:50,560
Speaker 1: saying that actually good because they can save you, you know,

958
00:52:50,600 --> 00:52:53,640
Speaker 1: in case of an emergency. So start building a financial

959
00:52:53,680 --> 00:52:56,320
Speaker 1: freedom fund. But then also what you need to start

960
00:52:56,360 --> 00:52:59,640
Speaker 1: doing is is after or while you're building that financial

961
00:52:59,680 --> 00:53:02,359
Speaker 1: freedom fund. The truth of the matter is that no

962
00:53:02,400 --> 00:53:05,560
Speaker 1: one's gonna become financially free if they don't invest, if

963
00:53:05,560 --> 00:53:08,839
Speaker 1: they don't change their relationship with money. Because right now,

964
00:53:08,880 --> 00:53:11,680
Speaker 1: our relationship is that we're gonna work hard for money.

965
00:53:11,880 --> 00:53:14,359
Speaker 1: But the true relationship should be money should work hard

966
00:53:14,400 --> 00:53:16,719
Speaker 1: for you. And and the only way that happens is

967
00:53:16,760 --> 00:53:19,160
Speaker 1: if you invest right. And so as you're building your

968
00:53:19,160 --> 00:53:22,399
Speaker 1: financial freedom fund, start to put money aside that you're

969
00:53:22,400 --> 00:53:25,399
Speaker 1: gonna start investing, and and and and the good thing

970
00:53:25,400 --> 00:53:28,120
Speaker 1: about doing it every time you get paid is that

971
00:53:28,160 --> 00:53:30,560
Speaker 1: you're not just taking a lump sum. You're doing what's

972
00:53:30,600 --> 00:53:33,960
Speaker 1: called dollar course averaging. So whether you're investing in crypto,

973
00:53:34,000 --> 00:53:36,879
Speaker 1: if you're investing in the stock market, whatever you're investing in,

974
00:53:37,080 --> 00:53:39,880
Speaker 1: you're actually doing it on a periodic basis. And as

975
00:53:39,920 --> 00:53:42,880
Speaker 1: you do it on that periodic basic uh, it's actually

976
00:53:42,920 --> 00:53:45,600
Speaker 1: gonna grow for you. But the number one thing before

977
00:53:45,600 --> 00:53:49,240
Speaker 1: you invest a dollar is to understand, you know, to

978
00:53:49,239 --> 00:53:53,239
Speaker 1: to to to have the information, the knowledge on how

979
00:53:53,280 --> 00:53:57,040
Speaker 1: to invest. And so there are tons of podcasts out there. Um,

980
00:53:57,160 --> 00:54:00,839
Speaker 1: there's a lot of you know, financial ols out there.

981
00:54:01,320 --> 00:54:04,880
Speaker 1: There are free resources on YouTube that can actually teach

982
00:54:04,920 --> 00:54:07,480
Speaker 1: you the basics of how to get into it. I

983
00:54:07,480 --> 00:54:10,160
Speaker 1: would start there, um, and then and and and then

984
00:54:10,200 --> 00:54:12,560
Speaker 1: you start to build, you know, build from their absolutely.

985
00:54:12,920 --> 00:54:15,160
Speaker 1: I was just want to say this on my end

986
00:54:15,239 --> 00:54:18,319
Speaker 1: right now, I've got I've got a little bit of

987
00:54:18,360 --> 00:54:22,160
Speaker 1: money right sitting in the drawer doing nothing. I hope

988
00:54:22,200 --> 00:54:23,799
Speaker 1: it's not really sitting in the drawer. It's not really

989
00:54:23,840 --> 00:54:26,839
Speaker 1: in the draw is it. It's not really draw Okay? Cool?

990
00:54:26,880 --> 00:54:30,320
Speaker 1: We really need to talk offline and don't let nobody

991
00:54:30,320 --> 00:54:33,200
Speaker 1: attrack this phone either because I'm I don't need to

992
00:54:33,200 --> 00:54:35,920
Speaker 1: be on Channel five tonight because somebody did a sixty

993
00:54:36,000 --> 00:54:39,319
Speaker 1: night on my number. He said, it's doing you know

994
00:54:39,360 --> 00:54:42,160
Speaker 1: what I'm saying, This money is just it's doing nothing.

995
00:54:42,200 --> 00:54:46,120
Speaker 1: It's I mean, it's only like but it's doing nothing, right,

996
00:54:46,160 --> 00:54:47,960
Speaker 1: But that's money though there could be some did you

997
00:54:48,000 --> 00:54:51,040
Speaker 1: not hear? What? What? Just take three hundred dollars to

998
00:54:51,040 --> 00:54:53,719
Speaker 1: go to cryptocurrency? Actually want to give this advice to

999
00:54:53,760 --> 00:54:55,680
Speaker 1: you and everybody because we want to go to some

1000
00:54:55,719 --> 00:54:58,200
Speaker 1: more callers and thank everybody for calling in on the show,

1001
00:54:58,320 --> 00:55:01,640
Speaker 1: and especially thank you because you're being honest about yourself

1002
00:55:01,840 --> 00:55:03,480
Speaker 1: and the only way you can move ahead is being

1003
00:55:03,520 --> 00:55:06,799
Speaker 1: honest about your situation. What for what always drives me

1004
00:55:06,920 --> 00:55:10,439
Speaker 1: is about people who go to church they tied, which

1005
00:55:10,640 --> 00:55:13,640
Speaker 1: God teaches you how to save. He gives you the

1006
00:55:13,680 --> 00:55:15,560
Speaker 1: discipline to say, but you don't you do it for

1007
00:55:15,600 --> 00:55:17,480
Speaker 1: the church, but don't do it for yourself. Should you

1008
00:55:17,520 --> 00:55:19,719
Speaker 1: take that same discipline. So so when I tell people

1009
00:55:19,719 --> 00:55:21,640
Speaker 1: who in the church put a lot of money inside,

1010
00:55:21,680 --> 00:55:23,240
Speaker 1: they look at me like, I ain't got no money,

1011
00:55:23,400 --> 00:55:25,920
Speaker 1: but you got money for church though, So I'm telling you,

1012
00:55:26,080 --> 00:55:28,759
Speaker 1: take that same principle, that same discipline that you have

1013
00:55:28,880 --> 00:55:32,360
Speaker 1: for church and apply to yourself, and you'll win twice

1014
00:55:32,960 --> 00:55:36,440
Speaker 1: the God blessing and the personal blessing. That's all I'm saying.

1015
00:55:36,560 --> 00:55:38,279
Speaker 1: And so if you take advantage of that knowledge that

1016
00:55:38,320 --> 00:55:40,399
Speaker 1: we're trying to give you, and what you wanna win

1017
00:55:40,440 --> 00:55:44,080
Speaker 1: with is that I value your call. I value your knowledge,

1018
00:55:44,280 --> 00:55:46,880
Speaker 1: but the discipline is what most people make a mistake on.

1019
00:55:47,160 --> 00:55:48,719
Speaker 1: And I just wanted to do a shout out to

1020
00:55:48,760 --> 00:55:50,640
Speaker 1: the people who go to church to the people who

1021
00:55:50,680 --> 00:55:52,920
Speaker 1: do tie. Those are the same people. And you know,

1022
00:55:52,960 --> 00:55:55,319
Speaker 1: Ash will tell you, I don't know how I'm gonna

1023
00:55:55,320 --> 00:55:57,480
Speaker 1: do that. I don't know how I'm gonna pull together

1024
00:55:57,680 --> 00:56:00,120
Speaker 1: twenty dollars a week when you give it twenty all

1025
00:56:00,239 --> 00:56:02,919
Speaker 1: to the church every week, and that's party dolls. I'm saying,

1026
00:56:02,920 --> 00:56:04,920
Speaker 1: it's fifty dollars a month. So you can get to

1027
00:56:04,920 --> 00:56:08,239
Speaker 1: that fifty dollars and so all all I've ever said

1028
00:56:08,280 --> 00:56:10,840
Speaker 1: and all asked cash is always saying it's common sense.

1029
00:56:11,120 --> 00:56:13,120
Speaker 1: That's why I loved this brother. He talks from a

1030
00:56:13,160 --> 00:56:16,640
Speaker 1: Commersen's perspective. Now we have Donald and Conyers. He's a

1031
00:56:16,680 --> 00:56:18,640
Speaker 1: disabled veteran. How are you doing? And thank you for

1032
00:56:18,640 --> 00:56:22,000
Speaker 1: serving our country? How are you doing? Donald? I'm good,

1033
00:56:22,000 --> 00:56:25,239
Speaker 1: I'm good. I'm really good. You know, a call with

1034
00:56:25,320 --> 00:56:27,680
Speaker 1: as cash and of course I'm Rashan mcconnal. What's your

1035
00:56:27,719 --> 00:56:31,880
Speaker 1: what's your question? Yes, I was asking, as a veteran

1036
00:56:31,960 --> 00:56:36,000
Speaker 1: on a FAED income, how would I get into the game.

1037
00:56:36,040 --> 00:56:40,239
Speaker 1: I'm unemployable, not able to work. I just did uh

1038
00:56:40,360 --> 00:56:43,279
Speaker 1: based income every month, So how would I be able

1039
00:56:43,320 --> 00:56:47,200
Speaker 1: to get into that and not injured myself nationally to

1040
00:56:47,280 --> 00:56:50,279
Speaker 1: take care of my other financial obligation. Yeah, now that's

1041
00:56:50,280 --> 00:56:52,680
Speaker 1: a great question. Uh, and thank you for your service.

1042
00:56:52,680 --> 00:56:55,080
Speaker 1: So what what I what I would say, um is

1043
00:56:55,160 --> 00:56:57,759
Speaker 1: it's similar to what I was telling Mr Eric was

1044
00:56:57,840 --> 00:57:00,640
Speaker 1: really you know, really about you know taking money from

1045
00:57:00,680 --> 00:57:03,879
Speaker 1: the side, right, Uh. And what happens is though when

1046
00:57:03,920 --> 00:57:06,600
Speaker 1: you are on a fixed income, there's only two two ways,

1047
00:57:06,719 --> 00:57:08,799
Speaker 1: right that you could or three ways to increase your

1048
00:57:08,800 --> 00:57:14,239
Speaker 1: bottom line, you either decrease expenses, increase your income, or

1049
00:57:14,280 --> 00:57:16,320
Speaker 1: do both things. Right, And so if you're on a

1050
00:57:16,400 --> 00:57:19,000
Speaker 1: fixed income, what I would say is the first thing

1051
00:57:19,080 --> 00:57:21,760
Speaker 1: is to look at your expenses and see, you know,

1052
00:57:21,800 --> 00:57:24,640
Speaker 1: what ways that you could cut back some right? What

1053
00:57:24,680 --> 00:57:28,080
Speaker 1: ways can you? Uh? I said? I said, what what

1054
00:57:28,120 --> 00:57:32,680
Speaker 1: ways that you could cut back on expenses? Because as

1055
00:57:32,680 --> 00:57:36,320
Speaker 1: you're as you're cutting back on expenses, you now make

1056
00:57:36,480 --> 00:57:39,160
Speaker 1: you know, make way for some income and then you

1057
00:57:39,280 --> 00:57:41,840
Speaker 1: use that income because what happens is this once you

1058
00:57:41,920 --> 00:57:44,080
Speaker 1: cut back, and even if you're cutting back on expenses,

1059
00:57:44,120 --> 00:57:46,840
Speaker 1: it doesn't have to be permanently. It could be temporarily.

1060
00:57:46,920 --> 00:57:49,240
Speaker 1: So that way you can gain you know, some money

1061
00:57:49,280 --> 00:57:52,280
Speaker 1: to invest. And while you're investing and making your money

1062
00:57:52,280 --> 00:57:55,240
Speaker 1: work for you, and that money starts to grow. Now

1063
00:57:55,360 --> 00:57:58,440
Speaker 1: you're building money that you have access to that you

1064
00:57:58,480 --> 00:58:01,840
Speaker 1: could either put back into the investment and let it

1065
00:58:01,920 --> 00:58:04,480
Speaker 1: keep growing or if you wanted to supplement that that

1066
00:58:04,560 --> 00:58:07,080
Speaker 1: expense you can. But so so I would say start

1067
00:58:07,120 --> 00:58:10,320
Speaker 1: with decreasing your expense. See what you know, what what

1068
00:58:10,400 --> 00:58:13,720
Speaker 1: things you're spending money on that could potentially be decreased

1069
00:58:14,040 --> 00:58:16,320
Speaker 1: um and then you know start to to to look

1070
00:58:16,360 --> 00:58:18,240
Speaker 1: into investing money. And I'm gonna add this to you,

1071
00:58:18,320 --> 00:58:20,240
Speaker 1: a lot of people don't realize that sometimes you do.

1072
00:58:20,400 --> 00:58:23,040
Speaker 1: You don't try to invest by yourself. Get a group

1073
00:58:23,080 --> 00:58:26,040
Speaker 1: of people together and start educating yourself. Four or five people.

1074
00:58:26,080 --> 00:58:27,880
Speaker 1: You got fifty dollars. That means five y'all have two

1075
00:58:27,920 --> 00:58:31,000
Speaker 1: hundred fifty dollars that can be invested invested as a group.

1076
00:58:31,000 --> 00:58:32,960
Speaker 1: Now you're not you're investing two hundred fifty dollars. So

1077
00:58:33,000 --> 00:58:36,360
Speaker 1: you're not investing your two hundred fifty dollars. Plus you

1078
00:58:36,400 --> 00:58:39,760
Speaker 1: have other people doing research for you also invest in

1079
00:58:39,800 --> 00:58:41,760
Speaker 1: their time because their fifty dollars means something to you.

1080
00:58:42,080 --> 00:58:44,360
Speaker 1: So I would say take the advice and Ash gave you.

1081
00:58:44,560 --> 00:58:47,720
Speaker 1: But also if you have some people start, don't get

1082
00:58:47,760 --> 00:58:50,480
Speaker 1: in the game quick. There's no rush. What bothers me

1083
00:58:50,520 --> 00:58:53,080
Speaker 1: about people to get a certain age. They feel like, yeah,

1084
00:58:53,080 --> 00:58:54,640
Speaker 1: I gotta I gotta hurry up and get there. No,

1085
00:58:54,880 --> 00:58:58,000
Speaker 1: I would give you sixty seventy eight. Take your time.

1086
00:58:58,520 --> 00:59:00,880
Speaker 1: If you rush life right, life will in for you

1087
00:59:00,920 --> 00:59:03,000
Speaker 1: because you're in a hurry. I am not in a

1088
00:59:03,120 --> 00:59:06,400
Speaker 1: hurry to do nothing. I drive slow, I eat faster,

1089
00:59:06,840 --> 00:59:09,360
Speaker 1: eat faster because I come from a big family, six sister,

1090
00:59:09,400 --> 00:59:11,080
Speaker 1: two brothers. When you come from a big family, you

1091
00:59:11,200 --> 00:59:13,560
Speaker 1: learned to eat fast. Brother. But I'll tell you that

1092
00:59:14,840 --> 00:59:17,880
Speaker 1: you're you're a blessing in this conversation because you're the

1093
00:59:17,920 --> 00:59:21,240
Speaker 1: typical person who comes in who says I don't have enough,

1094
00:59:21,560 --> 00:59:23,280
Speaker 1: Well you do. If you have friends, if you have

1095
00:59:23,360 --> 00:59:26,880
Speaker 1: relatives who are willing to sign a contract, don't ever

1096
00:59:27,000 --> 00:59:30,640
Speaker 1: just getting give somebody your money. Everybody either I fired

1097
00:59:30,640 --> 00:59:32,360
Speaker 1: my brother, find my sister. I find a lot of

1098
00:59:32,400 --> 00:59:35,000
Speaker 1: relatives because I went down that route thought they loved me,

1099
00:59:35,040 --> 00:59:36,439
Speaker 1: and then they didn't want to show up for work.

1100
00:59:36,680 --> 00:59:38,520
Speaker 1: So I know what you have to do to get

1101
00:59:38,520 --> 00:59:40,320
Speaker 1: people committed. But all I want to do is thank

1102
00:59:40,360 --> 00:59:42,360
Speaker 1: you for calling on the show. We'll be back next week.

1103
00:59:42,360 --> 00:59:44,320
Speaker 1: Of course I would be back. Ashcast is gonna come

1104
00:59:44,360 --> 00:59:45,640
Speaker 1: back in a couple of weeks. He has a new

1105
00:59:45,640 --> 00:59:48,720
Speaker 1: book coming out. But again, this is money making conversation live.

1106
00:59:49,000 --> 00:59:50,960
Speaker 1: I appreciate you, man because of the fact that w

1107
00:59:51,040 --> 00:59:53,680
Speaker 1: c OK It's giving me a live opportunity to talk

1108
00:59:53,720 --> 00:59:56,680
Speaker 1: about this opportunity to give you information. And I have

1109
00:59:56,720 --> 00:59:58,440
Speaker 1: an ask cash on the show, and the and the

1110
00:59:58,480 --> 01:00:01,800
Speaker 1: and the deed. The guru you know, Dr Georgy Frasian

1111
01:00:01,960 --> 01:00:04,280
Speaker 1: shows me. That's all the blessing. Thank you and we'll

1112
01:00:04,320 --> 01:00:08,120
Speaker 1: be here next week. Money Making Conversation McDonald Thank you

1113
01:00:08,200 --> 01:00:11,240
Speaker 1: for joining us for this edition of Money Making Conversations

1114
01:00:11,320 --> 01:00:15,160
Speaker 1: Live on w c l K. Money Making Conversations Live

1115
01:00:15,240 --> 01:00:18,600
Speaker 1: with Rushan McDonald is produced by thirty eight fifteen Media

1116
01:00:18,680 --> 01:00:22,640
Speaker 1: Incorporated in conjunction with w c l K. The executive

1117
01:00:22,640 --> 01:00:26,520
Speaker 1: producers for thirty eight fifteen Media Incorporated are Adele Henderson

1118
01:00:26,560 --> 01:00:29,440
Speaker 1: and Samantha Taylor, and the producer for w c l

1119
01:00:29,520 --> 01:00:33,439
Speaker 1: K is Johnny Wellman. Joined Money Making Conversations every Big

1120
01:00:33,480 --> 01:00:36,919
Speaker 1: Tuesday from six pm to seven pm. More information about

1121
01:00:36,960 --> 01:00:40,400
Speaker 1: thirty eight fifteen Media Incorporated is available at thirty eight

1122
01:00:40,440 --> 01:00:44,080
Speaker 1: fifteen media dot com. And always remember to lead with

1123
01:00:44,120 --> 01:00:54,640
Speaker 1: your gifts. In this season of giving, Cools has gifts

1124
01:00:54,640 --> 01:00:56,920
Speaker 1: for all your loved ones. For those who like to

1125
01:00:57,000 --> 01:01:01,120
Speaker 1: keep it cozy, find Fleeces, Sweaters Lounge where Blankets and Throws,

1126
01:01:01,280 --> 01:01:04,680
Speaker 1: or support minority owned or founded brands by giving gifts

1127
01:01:04,760 --> 01:01:08,280
Speaker 1: from Human Nation and Shame Moisture and in the spirit

1128
01:01:08,320 --> 01:01:11,840
Speaker 1: of giving Coals Cares is donating eight million dollars to

1129
01:01:11,920 --> 01:01:15,560
Speaker 1: local nonprofits nationwide. Give with all your heart this season

1130
01:01:15,720 --> 01:01:19,440
Speaker 1: with great gifts from coals or coals dot com. On

1131
01:01:19,560 --> 01:01:23,480
Speaker 1: April four, Dr Martin Luther King was shot and killed

1132
01:01:23,520 --> 01:01:27,440
Speaker 1: in Memphis. A petty criminal named James Earl Ray was arrested.

1133
01:01:27,800 --> 01:01:33,960
Speaker 1: Case closed right. James Sylvy was upon for the official story.

1134
01:01:34,360 --> 01:01:37,320
Speaker 1: Some of the evidence, as far as I was concerned,

1135
01:01:37,360 --> 01:01:41,360
Speaker 1: did not match the circumstances. This is the MLK Tapes.

1136
01:01:41,720 --> 01:01:44,720
Speaker 1: The first episodes are available now. Listen on the I

1137
01:01:44,800 --> 01:01:50,080
Speaker 1: Heart Radio app, Apple Podcasts, or wherever you get your podcasts.

1138
01:01:50,120 --> 01:01:54,880
Speaker 1: What Girls in the Forest our imagination and our family bonds.

1139
01:01:55,440 --> 01:01:58,360
Speaker 1: The forest is closer than you think. Find a forest

1140
01:01:58,440 --> 01:02:01,280
Speaker 1: near you and discover the fourth dot Org brought to

1141
01:02:01,320 --> 01:02:03,800
Speaker 1: you by the United States Forest Service and the AD

1142
01:02:03,800 --> 01:02:04,240
Speaker 1: Council