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Speaker 1: An illegal alien from Guatemala charged with raping a child

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Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

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Speaker 1: accused of murdering a Texas man of Venezuelan charged with

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Speaker 1: filming and selling child pornography in Michigan. These are just

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Speaker 1: some of the heinous migrant criminals caught because of President

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Speaker 1: Donald J.

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Speaker 2: Trump's leadership.

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Speaker 1: I'm Christy nom the United States Secretary of Homeland Security.

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Speaker 1: Under President Trump, attempted illegal border crossings are at the

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Speaker 1: lowest levels ever recorded, and over one hundred thousand illegal

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Speaker 1: aliens have been arrested. If you are here illegally, your

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Speaker 1: next you will be fined nearly one thousand dollars a day, imprisoned,

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Speaker 1: and deported.

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Speaker 2: You will never return.

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Speaker 1: But if you register using our CBP home app and

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Speaker 1: leave now, you could be allowed to return legally.

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Speaker 2: Do what's right. Leave now.

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Speaker 1: Under President Trump, America's laws, border and families will.

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Speaker 3: Be protected sponsored by the United States Department of Homeland Security.

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Speaker 4: But like I look at life insurance as a defense

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Speaker 4: mechanism to keep the government from trying to keep violence

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Speaker 4: in our hood. Because once the money's messed with on everything,

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Speaker 4: they're gonna have to find a way to slow it down.

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Speaker 4: Like when people boycott a company and they're like, oh,

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Speaker 4: they lost this amount of money, They're gonna try to

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Speaker 4: come out. They're gonna come out and say, yo, we

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Speaker 4: want to change this or that. If every life insurance company,

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Speaker 4: which Wall Street is all behind because they're invested in

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Speaker 4: those companies, it's messing up all the other business models

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Speaker 4: just to be a trickle down effect. It's messing up

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Speaker 4: innuity payouts, it's messing up people pinching funds, it's messing

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Speaker 4: up everything. And if the money is involved, and that

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Speaker 4: that's what will genuinely end violence.

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Speaker 5: My graduates from my school being forced back drop drop, Mike,

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Speaker 5: drop back drop drop.

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Speaker 6: All right, guys, welcome back, e y l back home.

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Speaker 6: This is gonna be a fun conversation, something that I've

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Speaker 6: been looking forward to for a while. So Ross Mack, Yeah,

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Speaker 6: he might have seen on Netflix. You might have seen

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Speaker 6: him on social media. You might have seen him on

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Speaker 6: his podcast that he has. Another one of our other friends,

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Speaker 6: Brandon Copland.

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Speaker 7: Yes alumni.

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Speaker 4: Yeah, Revolt. He had to show Revolt. He's all over

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Speaker 4: the place. Hey, Revolt fanilis get it.

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Speaker 6: So I guess the best way, how should I describe

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Speaker 6: you as a financial a flintser if that's what they

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Speaker 6: named the financial influencer.

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Speaker 8: You just enlightened me, influencer, influencer.

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Speaker 4: Influencer and tech fluencer influencer.

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Speaker 8: Yeah, is that is that how you would like to

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Speaker 8: be described?

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Speaker 4: I could take that. I ain't mad at you know,

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Speaker 4: financial expert. I ain't mad at financial advocate. You know

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Speaker 4: what I mean?

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Speaker 8: Any of the above.

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Speaker 4: Yeah, we could keep going. I give you a couple more.

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Speaker 8: So.

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Speaker 6: He used to work on Wall Street from Chicago, originally

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Speaker 6: worked on Wall Street.

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Speaker 4: And how long were you go on Wall Street? So

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Speaker 4: call it roughly five years? A little over five years.

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Speaker 6: And then you moved back to Chicago, and then you

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Speaker 6: got in media, and yeah, now you do content in

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Speaker 6: the media. You got shows and things. So hear and foremost,

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Speaker 6: thank you for joining us. Appreciate it, man, Thank you'all

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Speaker 6: for having men. Y'all already know.

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Speaker 9: We've been on each other for a few occasions. Man,

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Speaker 9: so it's good to have you here.

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Speaker 7: Man.

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Speaker 4: Appreciate y'all having me. Love everything y'all doing. More importantly,

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Speaker 4: I'm happy to be here and continue to make history

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Speaker 4: with y'all.

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Speaker 6: So let's let's get into it, all right, So walk

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Speaker 6: us through your journey from Chicago to Wall Street. Why

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Speaker 6: did you leave Wall Street? How'd you end up on

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Speaker 6: Wall Street? Bring us from that time, from like I

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Speaker 6: guess college to where you are now.

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Speaker 8: Yeah.

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Speaker 4: Man, so south side of Chicago. From there one of

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Speaker 4: the things I was really you know, happy and proud

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Speaker 4: of being able to go to an ivy league from

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Speaker 4: the South Side, right I went to Wharton School in

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Speaker 4: the University of Pennsylvania. That's like the best business school

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Speaker 4: in the world.

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Speaker 7: You didn't just go that Ney School.

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Speaker 4: Yeah yeah, yeah for undergrad, for undergrad, for undergrad. So

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Speaker 4: it's harder to get in undergrad than it is grad.

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Speaker 8: We even at that.

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Speaker 4: But no, So literally from South Shore, which right now

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Speaker 4: is probably one of the worst neighborhoods in Chicago in

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Speaker 4: terms of you know, violence and stuff like that coming

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Speaker 4: from there, went to Whitney Young actually for high school.

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Speaker 4: So that's what Michelle Obama went to, and from there

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Speaker 4: went to Wharton. You said, what yeah, yeah, yeah, we

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Speaker 4: he you know, he got he he made it, he did,

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Speaker 4: so I ain't mad at him. And then so I

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Speaker 4: was at Wharton, but the best, the craziest thing was

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Speaker 4: at Wharton. It was like, it's a legit culture shock, right,

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Speaker 4: coming from the South Side. I was talking crazy steal

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Speaker 4: and I'm in class freshman year. I remember being in

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Speaker 4: class with kids that's day trading in the middle of

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Speaker 4: class this two thousand and eight, and I never I've

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Speaker 4: never seen like that.

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Speaker 8: Bro.

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Speaker 4: I'm literally on a laptop that I got from being

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Speaker 4: in the Chicago Urban League, a two three hundred dollars

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Speaker 4: acer computer. You feel me like schools, you know what

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Speaker 4: a so I swear to God, I remember, like yesterday

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Speaker 4: saw I'm in class and I see a guy who's

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Speaker 4: literally day trading on. Bro. What are you doing though?

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Speaker 4: You know what I mean? And it's a culture shock

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Speaker 4: because one, it's only five percent black, it's five or

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Speaker 4: six percent black, right, But two you in there with

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Speaker 4: you know a lot of these one percent kids right

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Speaker 4: their parents are doing real wealthy and being there, I

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Speaker 4: was like, all right, I'm about to start learning how

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Speaker 4: to invest right there. And so I remember leaving that

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Speaker 4: class and I'm like, yo, I'm about to open up

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Speaker 4: an account. I remember I talked to my e trade

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Speaker 4: I'm sorry, my econ professor, and I'm like, yo, I

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Speaker 4: want to start an investors like okay use e Trade,

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Speaker 4: et cetera, et cetera. But the crazy thing about being

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Speaker 4: at Wharton is like you was just always going to

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Speaker 4: be in the right place at the right time. Because

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Speaker 4: I stumbled across, Like you say, how do I get

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Speaker 4: on Wall Street? I stumbled across the internship. I felt

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Speaker 4: like me and the homie we was just going through

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Speaker 4: Huntsman that's like the Warden Building, and they were doing

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Speaker 4: recruiting there and Morgan Stanley had a freshman program and

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Speaker 4: I just walked up. It was a I remember she

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Speaker 4: was a Nigerian woman and my dad used to live

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Speaker 4: in Nigeria, so I know how to say a few

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Speaker 4: things right, and I said some to her and she

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Speaker 4: was like, oh, YadA, YadA, you should apply for this program.

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Speaker 4: It was called the Richar B. Fisher Program. And from there,

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Speaker 4: literally that summer I never looked back. I worked at

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Speaker 4: Morgan Stanley that summer. The next time I worked at Barclays.

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Speaker 4: Then I went back to Morgan Stanley when I ended

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Speaker 4: up getting a full time job offer. So my senior

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Speaker 4: year I was just able to wild out because I

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Speaker 4: already had a job. But the crazy thing was like

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Speaker 4: the different seats that I was able to internet, right,

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Speaker 4: I did sales and trading at Barclays. I was in

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Speaker 4: global capital markets my first year Morgan Stanley, and then

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Speaker 4: my last year I was able to be commercial paper,

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Speaker 4: which is just short term trading, which literally that business

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Speaker 4: was in the process of dying when you really look

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Speaker 4: at you know how low rates were at that time,

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Speaker 4: so it was really hard money market. Yeah, so commercial

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Speaker 4: paper repo market where businesses are really just getting financing

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Speaker 4: for day to day operations. And I was on that desk.

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Speaker 4: So like put it like this, you on a ten

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Speaker 4: week internship, I'm on that desk for like eight weeks,

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Speaker 4: one week of training, eight weeks there, and then they

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Speaker 4: come tap me on the shoulder like man, they ain't

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Speaker 4: got no head count, meaning they're not gonna be able

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Speaker 4: to hie you on you on this desk, So you

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Speaker 4: got to rotate to a different desk. And then I

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Speaker 4: remember I talked to one of my mentors. They was like, yo,

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Speaker 4: you could do rates trading, COMMUNI sales or high yield

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Speaker 4: And I'm like, bro, I don't really know either one.

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Speaker 4: So I go shadow put my big coming like bro,

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Speaker 4: go to high Yeld that's where the money at because

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Speaker 4: high yield is you know, junk bonds, distressed leverage loans.

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Speaker 4: And I spent one week on there. I had a

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Speaker 4: big presentation and I got the job. I remember I

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Speaker 4: had to pitch some serious XM bonds. Shout of my dog,

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Speaker 4: John Waller. We sat there the first time I ever

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Speaker 4: pulled it all nighter because at school g I would

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Speaker 4: go to sleep, like, bro, I'm never doing pulling all

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Speaker 4: night for no homework. Ifon't got it, it is what

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Speaker 4: it is. But I pulled it all nighter for the

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Speaker 4: first time for a presentation on like I had to

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Speaker 4: why they should buy these bonds and fast forward. So

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Speaker 4: I ended up working on Wall Street. And the crazy

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Speaker 4: thing about Wall Street is don't nobody look like us?

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Speaker 7: Right?

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Speaker 4: And actual fact in twenty twelve, when I got on

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Speaker 4: the desk full time at Morgan Stanley High YEO Sales

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Speaker 4: and Trading, I was the first black person ever on

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Speaker 4: that desk and on the entire trading floors, like three

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Speaker 4: black people like not including you know, people that might

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Speaker 4: be cleaning up or admin's and stuff like that. It

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Speaker 4: was like three black people, right, one sales guy in IG,

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Speaker 4: one other guy in what was he in spg's structure

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Speaker 4: products And so from there, man, it was like okay,

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Speaker 4: now let me continue to learn. I spent three years

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Speaker 4: at Morgan Stanley, and I will say the best and

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Speaker 4: the worst thing because when you think about what Wall

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Speaker 4: Street is, you think of of the movies, like, oh,

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Speaker 4: everybody yelling well off of Bam. They're running with tickers,

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Speaker 4: you know, tickets and stuff for orders. It wasn't like

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Speaker 4: that because everything was digital. People picking up the phone,

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Speaker 4: they ordering making their orders of a Bloomberg, et cetera.

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Speaker 4: But the one thing they wouldn't do, they wouldn't let

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Speaker 4: me get on the actual trading desk without doing one

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Speaker 4: year of actual research. So I had to do research.

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Speaker 4: I cover retail companies, tobacco, and home builders, so them

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Speaker 4: three sectors. But the worst part is like, bro, you

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Speaker 4: literally working six thirty to six thirty, but it ain't

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Speaker 4: no fun in it because like the fun is everybody

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Speaker 4: you're talking on the phone with Pimco, Fidelity, black Rock, Vanguard,

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Speaker 4: et cetera. But I'm sitting there on the computer cracking

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Speaker 4: models out right, looking at toys, r US, looking at J. C. Penny.

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Speaker 4: And it was a great time. To be there. But

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Speaker 4: if I know what I knew now, right, if I

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Speaker 4: knew what I know now, it's like, man, I would

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Speaker 4: have took it even more serious. But the great thing

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Speaker 4: was I had to literally understand all the fundamentals of

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Speaker 4: a company, so literally reading ten k's and ten q's

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Speaker 4: every quarter of Okay, what's going on in the home

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Speaker 4: builder space, Okay, what's going on in the tobacco space,

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Speaker 4: what was going on in the retails Because at that

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Speaker 4: time twenty twelve twenty thirteen, you get big companies that

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Speaker 4: are you know or you know. You got Walmart and

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Speaker 4: Target taking a lot of market share, and then you

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Speaker 4: got Walmart. I mean, I'm sorry, then you got Amazon

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Speaker 4: taking market share. But the crazy thing is I'm watching

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Speaker 4: Chase Penny getting ready to go bankrupt, Radio Shack getting

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Speaker 4: ready to go bankrupt, Toys r US getting ready to

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Speaker 4: go bankrupt. And I think that's some of the best

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Speaker 4: experience I had because I'm doing you know what, it's

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Speaker 4: called a waterfall analysis, where you literally just breaking the

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Speaker 4: company down, just stripping it down, saying, Okay, what part

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Speaker 4: of seer another company seers, what's this part of seiers

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Speaker 4: business worth? What's this part of seriers business worth and

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Speaker 4: you doing it based on like all the other competitors

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Speaker 4: in that industry to then say okay, this is how

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Speaker 4: much his company's worth. And so you know, fast forward

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Speaker 4: to today, it's like, I look at that experience is

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Speaker 4: something that I say made me into a better investor

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Speaker 4: because it helped me say okay, I can look at

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Speaker 4: a company and then I could just strip it bare

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Speaker 4: bones and really X rayed and say, okay, this is

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Speaker 4: how you really look at this company and where it's

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Speaker 4: going to be five ten years from now.

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Speaker 7: Once you got that infa me, that's a lot. Man.

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Speaker 9: So when you got the information right as you're doing

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Speaker 9: this analysis and you're breaking down you're doing models, what

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Speaker 9: happens next you pass that on to who to give

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Speaker 9: them the information perfect.

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Speaker 4: So the way we so the way you know most

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Speaker 4: trading death works. And the reason stocks be moving so

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Speaker 4: quick when you have earnings or new information and stuff

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Speaker 4: is because everybody has their model of what this company

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Speaker 4: is worth. And so the moment you find the new information,

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Speaker 4: what revenue was, what iwa was, what their cogs were,

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Speaker 4: costs of goods sold, everything you're thinking about the moment

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Speaker 4: those numbers come out, people plug it into a model instantly,

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Speaker 4: and then you get a new valuation of what the

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Speaker 4: companies worth. If that's why stocks be trading, you know,

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Speaker 4: rapidly like that, And it's because everybody has their own

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Speaker 4: model based on it. And so when we were you know,

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Speaker 4: so anytime a company would report earnings, I'm going through

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Speaker 4: the earnings report, I'm highlighting stuff, I'm putting it in

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Speaker 4: the models, and then I would literally go print out

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Speaker 4: the model, run it over to the person that's trading that.

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Speaker 4: So if this guy was bad, so I covered both

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Speaker 4: investment grade and hy yell right, and so at that

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Speaker 4: time the moment call it.

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Speaker 3: J C.

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Speaker 4: Penny for instance, report it, I'm literally saying. And bonds

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Speaker 4: is so different than just stocks because you got to

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Speaker 4: think about a lot of other stuff because it's different covenants,

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Speaker 4: meaning like any event that they don't have enough money,

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Speaker 4: enough cash, enough coverage, like these bonds could being technical

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Speaker 4: default and so like those are the things that you know,

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Speaker 4: the moment they would report, I'll fill out the models,

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Speaker 4: I print it out, and I run it over. I'm

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Speaker 4: twenty two, I'm thinking I'm doing something. He's like, bro,

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Speaker 4: all right, Like I'm yo, the sales. This this is

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Speaker 4: that you know, this increased three percent year over year

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Speaker 4: same store sales was two percent quarter over quartering He

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Speaker 4: like for sure, And I'm like bro, So my man,

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Speaker 4: I'm like, gee, did I not just do something good?

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Speaker 4: But it's like it was a machine, Like no matter

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Speaker 4: what's going on, I was going to always just be

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Speaker 4: a number, like they were going to be able to

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Speaker 4: replace me, like you know, the analyst program, the associated

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Speaker 4: program and people coming in and out. But what I

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Speaker 4: will say is that that gave me the most transferable

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Speaker 4: skill set when it come to this investment stuff.

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Speaker 9: Yeah, I'm always interested when you look at an earnings report,

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Speaker 9: because I mean that's something that we talk about in

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Speaker 9: market mondays, all those earnings reports, and a lot of

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Speaker 9: people like to trade off of them or trade around them.

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Speaker 7: When you were highlighting what are the things.

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Speaker 9: Were you looking at at that age when you saw

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Speaker 9: the earnings report.

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Speaker 4: Yeah, So as I'm watching the earnings report, at one point,

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Speaker 4: I might be also listening to the earnings call, so

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Speaker 4: I'm thinking of what they're forecasting. I'm thinking what and everything.

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Speaker 4: So everything's relative, and when you're looking at earnings at

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Speaker 4: any company, it's relative of what they did year over year.

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Speaker 4: So if it's Q three in twenty twenty two, you're

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Speaker 4: looking at Q three or twenty twenty one, right, And

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Speaker 4: I'm sure y'all already know that, But like, those are

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Speaker 4: the things I'm looking at. So I'm looking to sales,

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Speaker 4: you know, go higher a lower. I'm looking at what's

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Speaker 4: ebathah right they earnings hire a lower. I'm looking at

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Speaker 4: same source sales, which is just like those you know,

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Speaker 4: the replica like the stores themselves that they had the

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Speaker 4: same amount of foot traffic. But also the most important

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Speaker 4: thing is you looking at forecasts. And I think a

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Speaker 4: lot of people understand that when you're looking at because

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Speaker 4: the management team is getting on those earnings call to say, yo,

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Speaker 4: we had a good quarter and this is what we

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Speaker 4: think from the opportunity set moving forward, and so like

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Speaker 4: right now when you see earning season right now, and

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Speaker 4: you were like, yo, they just beat you know on

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Speaker 4: top end bottom line butt right here, go to butt.

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Speaker 4: But we we are, you know, lowering our forecast for

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Speaker 4: Q four. Future guidance, that future guidance, it'll mess you up,

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Speaker 4: like especially if you're trying to play you know, earnings buying.

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Speaker 4: Some calls into it like, Okay, we beat both top

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Speaker 4: line to bottom line, but the Ford guidance is equally

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Speaker 4: as important, if not more important.

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Speaker 6: So talk about what's the most important thing to look

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Speaker 6: for and looking at a company.

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Speaker 8: Let's start.

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Speaker 4: I mean, so anytime you analyzing the company, I look

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Speaker 4: at it the same way, the same way Steph Curry

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Speaker 4: shoot the same free throws. It's like building a repetition, right,

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Speaker 4: And it's like I always say, start out with a

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Speaker 4: holistic view. Right, holistic view. Do I like the management team?

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Speaker 4: Do I like how they are putting this company in

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Speaker 4: the right path? But then I'm like, what's the opportunity

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Speaker 4: set of the sector?

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Speaker 8: Right?

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Speaker 4: If we're talking about reach companies at the time, right

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Speaker 4: twenty twelve or even now for that matter, we understand

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Speaker 4: because at that time, not only was they losing out,

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Speaker 4: but they had price match. So like you could literally

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Speaker 4: go to Jake, you could go to Jcpenny or Target

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Speaker 4: or whatever. You'd be like, Yo, you pull up on

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Speaker 4: your phone, your Walmart got the same TV for one

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Speaker 4: hundred dollars less. They got to match it, right. Price

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Speaker 4: match started coming out at that and so you're looking

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Speaker 4: at holistic view, management team opportunity set is this business?

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Speaker 4: Is it cyclical, is it declining or is it expanding? Right,

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Speaker 4: so we talk about you know, electric vehicles, that business

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Speaker 4: is growing, right, It's a big opportunity set and we

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Speaker 4: still haven't reached this full potential. So my holistic view

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Speaker 4: is like, is this company or one is this in

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Speaker 4: a sector that's growing or declining? And then is this

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Speaker 4: company does how much market share do they have and

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Speaker 4: do they have the ability to get more or do

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Speaker 4: they have the ability warm or is it other companies

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Speaker 4: that are actually coming in and taking market share. So

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Speaker 4: if you look at Apple versus BlackBerry back I remember

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Speaker 4: the ticker. I think black beer was like rim or something.

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Speaker 4: And if that's the case, you're looking like man rim.

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Speaker 4: They can't compete. Right At the one time BlackBerry had

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Speaker 4: you know, they had the type of software that you

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Speaker 4: couldn't crack. So that was the thing all Wall Street

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Speaker 4: people had, they Blackberries. But then Apple ended up getting

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Speaker 4: the same thing. They took all their market share. So

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Speaker 4: you're looking at saying does this company have that moat?

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Speaker 4: I know shut out in he say, molde a lot

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Speaker 4: right that do does this have a moat? But also

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Speaker 4: you know you're saying, is their business growing? Is that

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Speaker 4: profitability growing? Is it more opportunities set?

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Speaker 7: Right?

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Speaker 4: What are they saying in terms of future guidance? Are

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Speaker 4: they able? Is their business? You know what's the margins

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Speaker 4: on their products?

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Speaker 7: Right?

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Speaker 4: You look at Apple? One thing they make a lot

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Speaker 4: of money own is their cessories. Right, Okay, phone is

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Speaker 4: one thing, but then it's accessory. So I always take

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Speaker 4: a holistic view. Also say who owns the stock? Right,

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Speaker 4: I'll go on Yahoo Finance and look at the holders,

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Speaker 4: because it's important to know if people smarter than you,

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Speaker 4: who have a dedicated research team that are following this

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Speaker 4: day in the day out, Like we don't have the

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Speaker 4: ability to call the CFO of Apple, but you know

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Speaker 4: Berkshire does, Guard does, Fidelity does. So I always look

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Speaker 4: to see who those top ten holders are. That always

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Speaker 4: gives me an understanding too. If people are smarter than us,

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Speaker 4: then you're looking at the charts, right. So I always

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Speaker 4: start off fundamentals before I get into the technicals. Fundamentals

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Speaker 4: is everything, like everything we was just talking about, But

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Speaker 4: the technicals is you know, where's the price trading? So

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Speaker 4: like fundamentals are saying why I should buy this company? Right.

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Speaker 4: Once again, the opportunity set is growing. Technicals is like

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Speaker 4: an end shout out in he always say like it's

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Speaker 4: it's you know, you can batter right company, but just

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Speaker 4: at the wrong time. So the technical is gonna say, yo,

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Speaker 4: you know RSI is here. You know RSI is under thirty.

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Speaker 4: Now might be a good time to buy it. And

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Speaker 4: I think so, I think anybody that's trying to say,

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Speaker 4: you know, to develop the repetition, it's the same way

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Speaker 4: like you shot free throws different than you would shoot

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Speaker 4: free throws right. You might dribble three times, spin the ball,

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Speaker 4: but you know, like your end goal, and I think

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Speaker 4: that's the same thing when it comes to picking a company, right,

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Speaker 4: it's like, okay, opportunity set, holistic view. Is this company growing? Also?

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Speaker 4: Are they sales growing? Is their profitability? Are they able

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Speaker 4: to maintain margins because a lot of businesses are getting

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Speaker 4: pressured into margins, especially in that retail space because for

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Speaker 4: the most part Amazon had no overhead, where Toys, r

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Speaker 4: Uss and J. C. Penny got none. But overhead you're

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Speaker 4: looking at how much their rent is, right, and so

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Speaker 4: I kind of look at it that way.

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Speaker 9: So when you obviously when you started you didn't even know,

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Speaker 9: Like when you got to whar and you said that

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Speaker 9: you saw somebody day traded. Obviously you start working on

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Speaker 9: Wall Street. How fast is the learning curve? Right, because

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Speaker 9: if you don't learn pretty quickly, youre gonna get left

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Speaker 9: behind in that space.

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Speaker 7: I'm pretty sure. Boy boy, what was that like?

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Speaker 4: Learning curve? Crazy? Once again, at the time, I was

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Speaker 4: trying to live life like TV bro, I'm trying to

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Speaker 4: get on the phone and talk to Vanguard. I don't

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Speaker 4: like cause, but I needed to know that. And so

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Speaker 4: what I would say the learning curve was very hard

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Speaker 4: because you had to It's almost like if you're taking

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Speaker 4: the SAT and you're doing the reading part, Like if

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Speaker 4: you I was talking to somebody the other day and

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Speaker 4: they was like, yo, I teach kids how to do

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Speaker 4: good on ACT or SAT or whatever. He's like, yahrie

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Speaker 4: the first and the last paragraphs and skim the middle, right.

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Speaker 4: And I say that to say, like when you talk

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Speaker 4: about the learning curve, when you're looking at that earnings report, right,

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Speaker 4: just they publish an earners report, then they'll put out

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Speaker 4: the ten Q in ten k annually, right, but the

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Speaker 4: earners report it might be ten twelve pages you got

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Speaker 4: to know what to look for quick as well. And

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Speaker 4: so that was the biggest thing on a learning on

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Speaker 4: a on a learning curve because it's like, what am

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Speaker 4: I looking for? And then it's like, okay, what are

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Speaker 4: the numbers that you know? Because this is a like

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Speaker 4: the models are leaving. I look at it like a

435
00:19:29,400 --> 00:19:31,920
Speaker 4: living breathing organism because once you plug it in, it's

436
00:19:31,920 --> 00:19:34,679
Speaker 4: going to spit out something else that's saying, these bonds

437
00:19:34,720 --> 00:19:36,960
Speaker 4: is worth this, this stock is worth that. And so

438
00:19:37,880 --> 00:19:40,720
Speaker 4: the learning curve was hard, and you're sitting there right

439
00:19:40,760 --> 00:19:42,760
Speaker 4: in ro Wall Street is one of them things where

440
00:19:42,800 --> 00:19:44,639
Speaker 4: it's a blessing to be on there, but it's you know,

441
00:19:44,680 --> 00:19:48,760
Speaker 4: it's it's very subjective, right, like the only black person

442
00:19:48,840 --> 00:19:51,240
Speaker 4: in there, you know what I mean? If I come around,

443
00:19:51,960 --> 00:19:55,679
Speaker 4: you know, make a joke or something, or smiling too much, shorty,

444
00:19:55,720 --> 00:19:58,399
Speaker 4: too cocky, you need to tone it down. So you know.

445
00:19:59,080 --> 00:20:02,560
Speaker 4: The biggest learning curve was culturally over the actual academia

446
00:20:02,640 --> 00:20:04,680
Speaker 4: part of it. The academy I felt as though coming

447
00:20:04,680 --> 00:20:07,080
Speaker 4: from war and I can grasp anything. The biggest learning

448
00:20:07,119 --> 00:20:10,240
Speaker 4: curve was learning how to act right like I got

449
00:20:10,240 --> 00:20:14,360
Speaker 4: pulled aside, I got pulled Aside and anybody that's working

450
00:20:14,400 --> 00:20:16,720
Speaker 4: on Wall streetro they understand what I'm talking about. It's

451
00:20:16,720 --> 00:20:18,600
Speaker 4: a way you got to carry yourself and it's a

452
00:20:18,600 --> 00:20:21,320
Speaker 4: way to dress. Right. At one point they told me

453
00:20:21,359 --> 00:20:23,240
Speaker 4: I was too flashy because I got a Ferragamo tai on.

454
00:20:23,640 --> 00:20:23,840
Speaker 8: Right.

455
00:20:24,040 --> 00:20:27,199
Speaker 4: They telling me I got too much swag because I

456
00:20:27,280 --> 00:20:29,479
Speaker 4: walked different. So and I'm a person pulled me it side. Bro,

457
00:20:29,520 --> 00:20:32,000
Speaker 4: you gotta walk like you in a hurry. Like see

458
00:20:32,000 --> 00:20:32,840
Speaker 4: what the hell does that mean?

459
00:20:32,920 --> 00:20:33,080
Speaker 8: Bro?

460
00:20:33,200 --> 00:20:34,680
Speaker 4: Like you know what I mean, Like, walk like you

461
00:20:34,720 --> 00:20:36,600
Speaker 4: in a hurry, walk with your head down, keep acting,

462
00:20:36,760 --> 00:20:39,719
Speaker 4: because it's all perception, bro, perception reality. And when you

463
00:20:39,760 --> 00:20:42,199
Speaker 4: come from a ivy league as a black dude, they

464
00:20:42,240 --> 00:20:45,480
Speaker 4: already think, you know, kid thinking cocky and I was

465
00:20:45,480 --> 00:20:47,040
Speaker 4: swagged out. I ain't gonna hold you. But at the

466
00:20:47,080 --> 00:20:49,080
Speaker 4: same time they was hold They were trying to hold

467
00:20:49,119 --> 00:20:52,439
Speaker 4: me in a sense of like he was too cocky,

468
00:20:52,720 --> 00:20:54,880
Speaker 4: right he you know he and oh he's not doing

469
00:20:54,920 --> 00:20:57,000
Speaker 4: the grunt work. And so the biggest thing was the

470
00:20:57,040 --> 00:21:00,359
Speaker 4: cultural part of being in a different it's a attorney

471
00:21:00,400 --> 00:21:04,440
Speaker 4: to write these guys all play lacrosse country club, living Connecticut.

472
00:21:04,560 --> 00:21:07,159
Speaker 4: You feel me like Westchester and all that, yeah, ro

473
00:21:07,560 --> 00:21:10,160
Speaker 4: and one of thse people playing basketball on them desks.

474
00:21:10,160 --> 00:21:13,879
Speaker 4: For the most part, right, it was lacrosse row you

475
00:21:13,920 --> 00:21:16,040
Speaker 4: feel me, field hockey, all that stuff. And it's a

476
00:21:16,080 --> 00:21:19,920
Speaker 4: different culture, different country club. Right. They got the vest song,

477
00:21:21,080 --> 00:21:23,560
Speaker 4: the vineyard vine vests and all that, you know what

478
00:21:23,560 --> 00:21:26,520
Speaker 4: I mean. So that the academia part, it was hard

479
00:21:26,520 --> 00:21:28,159
Speaker 4: at first, but you understand that because if you know

480
00:21:28,160 --> 00:21:30,040
Speaker 4: how to study, you can get that. But the cultural

481
00:21:30,040 --> 00:21:32,760
Speaker 4: thing was one that was very difficult. And I remember

482
00:21:32,760 --> 00:21:34,240
Speaker 4: I was sitting at a dinner table with you not

483
00:21:34,280 --> 00:21:36,760
Speaker 4: that long ago, and we was talking about, you know,

484
00:21:36,800 --> 00:21:39,960
Speaker 4: a potential client, and this is how we come in, right,

485
00:21:40,000 --> 00:21:42,200
Speaker 4: I'm wraw right now, either you like it or you don't.

486
00:21:42,240 --> 00:21:44,639
Speaker 4: But when I was twenty two at the time, it

487
00:21:44,720 --> 00:21:45,920
Speaker 4: was one of them like I had to get down

488
00:21:45,920 --> 00:21:48,639
Speaker 4: and lay down or I had to really conform to

489
00:21:48,760 --> 00:21:49,880
Speaker 4: that life.

490
00:21:50,040 --> 00:21:51,040
Speaker 8: So why'd you leave?

491
00:21:52,080 --> 00:21:56,440
Speaker 4: So I ended up So when I left Morgan Stanley,

492
00:21:56,480 --> 00:21:58,480
Speaker 4: I ended up getting a better job at a hedge

493
00:21:58,480 --> 00:22:02,120
Speaker 4: fun where I was able to move back to my hometown, Chicago.

494
00:22:02,680 --> 00:22:06,480
Speaker 4: And the reason I left was, you know, I just

495
00:22:06,520 --> 00:22:09,159
Speaker 4: wanted more, right, So at the same time, you know,

496
00:22:09,280 --> 00:22:13,480
Speaker 4: I was making music, right, I make music. I'm nice, right.

497
00:22:13,600 --> 00:22:15,760
Speaker 4: I need you to have my vinyl back here one

498
00:22:15,800 --> 00:22:18,800
Speaker 4: of these days on God on my t kids. We

499
00:22:18,840 --> 00:22:21,480
Speaker 4: need that. But so one thing I'm going to work,

500
00:22:21,480 --> 00:22:24,560
Speaker 4: I have my music on the radio. So I'm already

501
00:22:24,560 --> 00:22:28,240
Speaker 4: feeling it. But one thing about moving back to Chicago is,

502
00:22:28,320 --> 00:22:30,479
Speaker 4: and I think y'all, y'all are the tests, right, is

503
00:22:30,720 --> 00:22:33,280
Speaker 4: when you going and you trying to do something, you

504
00:22:33,440 --> 00:22:36,760
Speaker 4: got laser focus, you got your horse blinders on. And

505
00:22:36,800 --> 00:22:39,280
Speaker 4: as a result, I really wasn't that in tune with

506
00:22:39,359 --> 00:22:41,440
Speaker 4: the community as much as I could have. Right word

507
00:22:41,400 --> 00:22:43,240
Speaker 4: at a Margus Stanley. Sure I did some community service,

508
00:22:43,280 --> 00:22:45,040
Speaker 4: but like the people that I grew up with, I

509
00:22:45,119 --> 00:22:47,560
Speaker 4: wasn't in tune with them. But me going back to Chicago,

510
00:22:47,640 --> 00:22:50,639
Speaker 4: I really got to realize, like yo, when you look

511
00:22:50,680 --> 00:22:52,720
Speaker 4: at the wealth gap and the information gap, it really

512
00:22:52,760 --> 00:22:56,120
Speaker 4: boils down to the exposure gap. So what you exposed to? Right,

513
00:22:56,160 --> 00:22:59,520
Speaker 4: So being at Morgan Stanley, I'm walking by, I see

514
00:23:00,400 --> 00:23:02,080
Speaker 4: on the desk, right, a managing direct on the desk

515
00:23:02,160 --> 00:23:04,760
Speaker 4: checking a retirement account, checking a four on one K.

516
00:23:05,640 --> 00:23:08,200
Speaker 4: You got two three million in there, right, Most people

517
00:23:08,240 --> 00:23:10,000
Speaker 4: that look like us don't even got four one k's

518
00:23:10,040 --> 00:23:13,520
Speaker 4: the retirement plans in general, right, they hoping social security still, right?

519
00:23:13,840 --> 00:23:16,159
Speaker 4: And so once I started understanding that and looking at

520
00:23:16,200 --> 00:23:18,040
Speaker 4: other people, Oh, I got an LLC for this. Oh,

521
00:23:18,080 --> 00:23:19,800
Speaker 4: this is the type of accounts I have of my kids,

522
00:23:20,160 --> 00:23:23,240
Speaker 4: I realized. One of my best friends at the crib,

523
00:23:23,440 --> 00:23:25,560
Speaker 4: he like, bro, you ain't really my friend, bro if

524
00:23:25,600 --> 00:23:27,760
Speaker 4: you ain't teaching me how to get a bag. So

525
00:23:28,200 --> 00:23:30,320
Speaker 4: that's what made me say, yo, I want to start

526
00:23:30,400 --> 00:23:34,439
Speaker 4: making content. So that's when I develop economics, which you know,

527
00:23:34,680 --> 00:23:38,240
Speaker 4: very similar to what y'all do, is making learning about

528
00:23:38,960 --> 00:23:42,160
Speaker 4: finance cool, making it more digestible so the average person

529
00:23:42,200 --> 00:23:45,200
Speaker 4: could understand it because we take a full step back.

530
00:23:45,240 --> 00:23:47,600
Speaker 4: It's like, you know, they think this is an old

531
00:23:47,600 --> 00:23:50,960
Speaker 4: white man's game. Historically it was, but now this stuff

532
00:23:51,040 --> 00:23:54,240
Speaker 4: been democratized. Right. We got podcasts about it, we got

533
00:23:54,240 --> 00:23:56,760
Speaker 4: social media about it, and now it's apps that allow

534
00:23:56,920 --> 00:23:59,679
Speaker 4: us to buy stocks for free. I remember when I

535
00:23:59,720 --> 00:24:02,439
Speaker 4: got trading. Oh wait, it cost me thirteen dollars to

536
00:24:02,440 --> 00:24:04,600
Speaker 4: buy in, thirteen dollars to seal. So if I'm putting

537
00:24:04,600 --> 00:24:07,000
Speaker 4: a hundred dollars to work, I got over. I got

538
00:24:07,000 --> 00:24:10,240
Speaker 4: thirteen percent and over in costs to buy that. So

539
00:24:10,320 --> 00:24:13,520
Speaker 4: at that moment, I'm already lost. I need to stock

540
00:24:13,560 --> 00:24:15,480
Speaker 4: to go over thirteen percent for me to you know what,

541
00:24:15,480 --> 00:24:17,080
Speaker 4: I mean, to make money. So at that moment, it's

542
00:24:17,160 --> 00:24:20,520
Speaker 4: like all right, but now democratization of everything, right, Like

543
00:24:21,040 --> 00:24:23,840
Speaker 4: we swimming in knowledge, but we yearning for wisdom, and

544
00:24:23,880 --> 00:24:27,800
Speaker 4: now it's like, how do we give everybody the right wisdom?

545
00:24:27,880 --> 00:24:29,640
Speaker 4: And so one of the things I did was like, man,

546
00:24:29,640 --> 00:24:32,399
Speaker 4: I want to start putting out content right because I

547
00:24:32,440 --> 00:24:34,360
Speaker 4: went by the moniker Wall Street rapper, I was talking

548
00:24:34,400 --> 00:24:35,840
Speaker 4: to somebody, She's like, Okay, what the hell does Wall

549
00:24:35,880 --> 00:24:38,000
Speaker 4: Street mean? So it's like, let me bring Main Street.

550
00:24:38,320 --> 00:24:40,159
Speaker 4: Let me bring Wall Street to Main Street. And so

551
00:24:40,200 --> 00:24:41,879
Speaker 4: one of the things I was able to do was

552
00:24:41,920 --> 00:24:45,200
Speaker 4: while I was working, I was always had a hustle's right,

553
00:24:45,280 --> 00:24:47,040
Speaker 4: shout of my dog Ja. We used to throw parties,

554
00:24:47,080 --> 00:24:49,800
Speaker 4: we had to drill. Then I also opened up a restaurant,

555
00:24:49,800 --> 00:24:51,840
Speaker 4: and then I had the content and I had the music.

556
00:24:51,960 --> 00:24:53,800
Speaker 4: So I'm like, bro. One of the things I said,

557
00:24:53,800 --> 00:24:56,720
Speaker 4: if I can make a fraction of what I make

558
00:24:56,840 --> 00:25:00,159
Speaker 4: while working on Wall Street while only dedicating calling four

559
00:25:00,240 --> 00:25:02,399
Speaker 4: or five hours to the side, hustles. Then if I

560
00:25:02,440 --> 00:25:04,320
Speaker 4: gave it twenty four hours, then it's over with. And

561
00:25:04,359 --> 00:25:07,720
Speaker 4: so I was able to leave while having other investments, right,

562
00:25:08,040 --> 00:25:11,240
Speaker 4: still trading and development economics.

563
00:25:12,160 --> 00:25:15,000
Speaker 9: So you became at the time you leave full time

564
00:25:15,040 --> 00:25:18,399
Speaker 9: trading is the side hustles are now supplementing what you.

565
00:25:18,440 --> 00:25:20,479
Speaker 7: Used to make on Wall Street? Is that what we're saying?

566
00:25:20,680 --> 00:25:23,720
Speaker 4: Yeah, So I used to own a restaurant called drink

567
00:25:23,760 --> 00:25:27,119
Speaker 4: House in Chicago. Anybody in Chicago, No, this was the

568
00:25:27,119 --> 00:25:28,680
Speaker 4: most busting spot in the city.

569
00:25:28,760 --> 00:25:29,280
Speaker 7: Can we out?

570
00:25:29,640 --> 00:25:33,359
Speaker 4: Can we vouch they gonna merk, he gonna merch, they

571
00:25:33,400 --> 00:25:35,919
Speaker 4: gonna merch. Anybody from Chicago watching drink House. It was

572
00:25:35,960 --> 00:25:41,520
Speaker 4: in Greek Town, right, were already in a predominantly white neighborhood. Right,

573
00:25:41,600 --> 00:25:43,800
Speaker 4: It's really political in Chicago. The mob is heavy that

574
00:25:44,160 --> 00:25:46,120
Speaker 4: you feel me, But it could be you know, political

575
00:25:46,200 --> 00:25:48,440
Speaker 4: or whatnot. But we had the business for a minute

576
00:25:48,560 --> 00:25:50,720
Speaker 4: and we had to shut it down. You know, we

577
00:25:50,800 --> 00:25:53,000
Speaker 4: had some political stuff that made us shut it down.

578
00:25:53,040 --> 00:25:55,440
Speaker 4: But I was making good money with that as well

579
00:25:55,480 --> 00:25:59,040
Speaker 4: as the investments, and then economics started making money. And

580
00:25:59,080 --> 00:26:02,359
Speaker 4: I think that's one of the so and much like y'all,

581
00:26:03,760 --> 00:26:06,119
Speaker 4: I did maconomics because I wanted to. It wasn't a

582
00:26:06,119 --> 00:26:08,280
Speaker 4: business at first, and I was sure y'all are test

583
00:26:08,400 --> 00:26:11,160
Speaker 4: Like you know, EYL wasn't a business until y'all made

584
00:26:11,160 --> 00:26:13,360
Speaker 4: it one. But when you started out with the passion,

585
00:26:13,720 --> 00:26:16,120
Speaker 4: it was over with right, like you know, like how

586
00:26:16,240 --> 00:26:19,879
Speaker 4: economics started, it was an urban Jim Kramer, right, like

587
00:26:20,200 --> 00:26:22,560
Speaker 4: people gonna call in to my show. Right, So you

588
00:26:22,560 --> 00:26:24,840
Speaker 4: got a shorty, she's stripping, She making a lot of money.

589
00:26:24,880 --> 00:26:26,520
Speaker 4: She trying to figure out, Yo, what should I do

590
00:26:26,840 --> 00:26:27,800
Speaker 4: right for retirement?

591
00:26:27,920 --> 00:26:28,120
Speaker 8: Right?

592
00:26:28,200 --> 00:26:30,080
Speaker 4: You got a girl who baby did he might have

593
00:26:30,160 --> 00:26:31,920
Speaker 4: just got locked up? She called in, Yo, I'm trying

594
00:26:31,920 --> 00:26:33,679
Speaker 4: to flip it. Have some bread from my man like

595
00:26:33,720 --> 00:26:36,439
Speaker 4: Keisha Ki or deal with Gucci boom. So we gonna laugh, right,

596
00:26:36,480 --> 00:26:38,719
Speaker 4: We're gonna do the Tyler Perry approach. We're gonna make

597
00:26:38,720 --> 00:26:41,240
Speaker 4: you laugh while also opening you up to saying, all right,

598
00:26:41,280 --> 00:26:44,160
Speaker 4: let's actually educate you. And so when economics came about,

599
00:26:44,359 --> 00:26:47,080
Speaker 4: it was fun. But then you know, I was able

600
00:26:47,080 --> 00:26:50,400
Speaker 4: to start actually attaching sponsors to it and actually find

601
00:26:50,400 --> 00:26:52,639
Speaker 4: a way to actually become making money with it.

602
00:26:52,680 --> 00:26:55,640
Speaker 7: Though how receptive were your appears to it at first?

603
00:26:55,640 --> 00:26:57,200
Speaker 9: Because a lot of times people will say like did

604
00:26:57,200 --> 00:26:59,240
Speaker 9: you always know this is gonna be successful? And it's

605
00:26:59,320 --> 00:27:02,160
Speaker 9: like we kind of figured out what let's just add

606
00:27:02,200 --> 00:27:04,760
Speaker 9: value the successful be what it is. But like how

607
00:27:04,800 --> 00:27:08,040
Speaker 9: receptive were the people to you? Obviously coming from Wall

608
00:27:08,080 --> 00:27:10,600
Speaker 9: Street and now it was like I'm back in my neighborhood.

609
00:27:10,920 --> 00:27:12,680
Speaker 9: Sometimes they can look at you like, nah, man, he

610
00:27:12,760 --> 00:27:14,360
Speaker 9: sold out, he left us, He's not one of us.

611
00:27:15,040 --> 00:27:19,360
Speaker 4: I was at the piers on Wall Street. Oh yeah, yeah, yeah.

612
00:27:19,359 --> 00:27:19,399
Speaker 8: No.

613
00:27:19,480 --> 00:27:22,520
Speaker 4: They' super receptive because they understood, like I think the

614
00:27:22,520 --> 00:27:24,600
Speaker 4: one thing is like most people would be self conscious

615
00:27:24,600 --> 00:27:26,480
Speaker 4: in a sense of like getting in front of a

616
00:27:26,480 --> 00:27:29,359
Speaker 4: camera talking because you're like, yo, this's how sound on camera.

617
00:27:29,600 --> 00:27:31,479
Speaker 4: That's how it looked. Like you think you mad corny

618
00:27:32,400 --> 00:27:34,160
Speaker 4: shout out to y'all in New York. So I'm gonna

619
00:27:34,160 --> 00:27:38,359
Speaker 4: say mad mad corny. But like, so you know, the

620
00:27:38,440 --> 00:27:40,760
Speaker 4: peers were super receptive because they realized, like, bro, I

621
00:27:40,760 --> 00:27:43,880
Speaker 4: ain't never knew that they parents ain't having them conversations.

622
00:27:44,000 --> 00:27:46,959
Speaker 4: Their grandparents ain't you know, pass away and leave them

623
00:27:47,000 --> 00:27:50,560
Speaker 4: no trust, fun and you know, no life insurance, and

624
00:27:50,640 --> 00:27:54,560
Speaker 4: they ain't start thinking about retirement. And they go online

625
00:27:54,600 --> 00:27:56,160
Speaker 4: a little bit here and there, and they hear about

626
00:27:56,160 --> 00:27:58,040
Speaker 4: stocks and crypto, but they ain't know about it. So

627
00:27:58,200 --> 00:28:00,840
Speaker 4: when you dumbing it down and make it easy to digest,

628
00:28:00,960 --> 00:28:02,040
Speaker 4: people really respect that.

629
00:28:02,720 --> 00:28:04,480
Speaker 7: Well, your peers on Wall Street that are now seeing

630
00:28:04,520 --> 00:28:04,919
Speaker 7: you doing that.

631
00:28:04,920 --> 00:28:08,440
Speaker 4: So the Peers on Wall Street was interesting because it

632
00:28:08,520 --> 00:28:11,600
Speaker 4: was delicate. So to give you an idea when you're

633
00:28:11,600 --> 00:28:14,480
Speaker 4: the only black person on the desk, everybody black, I mean,

634
00:28:14,520 --> 00:28:16,960
Speaker 4: I'm sorry, everybody white, only a few women and then

635
00:28:17,040 --> 00:28:19,760
Speaker 4: you and you making music, you don't want to be

636
00:28:19,760 --> 00:28:23,199
Speaker 4: the prototype the stereotypical black dude. Right, are you a rapper?

637
00:28:23,720 --> 00:28:23,920
Speaker 7: Too?

638
00:28:24,800 --> 00:28:26,800
Speaker 4: Right? Are you a rapper? You know what I mean?

639
00:28:27,040 --> 00:28:28,800
Speaker 7: They you know what I mean?

640
00:28:29,840 --> 00:28:34,280
Speaker 4: Big ers on everything? Oh really, ivy league rapper now right,

641
00:28:34,400 --> 00:28:36,480
Speaker 4: you know what I mean. So you're trying to code switch,

642
00:28:36,480 --> 00:28:38,239
Speaker 4: you trying to you know, a person asked me, Hey,

643
00:28:38,280 --> 00:28:42,600
Speaker 4: how was your weekend? Oh it was cool, hung out period, bro,

644
00:28:42,720 --> 00:28:44,760
Speaker 4: we ending this. You don't need to know. I just

645
00:28:44,800 --> 00:28:46,880
Speaker 4: threw a party and I performed, et cetera. Like you

646
00:28:46,880 --> 00:28:49,360
Speaker 4: don't need to know none of that. And so the

647
00:28:49,480 --> 00:28:51,320
Speaker 4: peers were one of the ones like, oh wait, what's

648
00:28:51,320 --> 00:28:53,320
Speaker 4: he doing? Oh he's making music. Because while I was there.

649
00:28:53,560 --> 00:28:55,720
Speaker 4: I never let them know I made music, right, I

650
00:28:55,800 --> 00:28:58,880
Speaker 4: had big songs out and when I had some shows,

651
00:28:58,920 --> 00:29:01,160
Speaker 4: I was opening up. Right, you got people really rocking

652
00:29:01,160 --> 00:29:04,000
Speaker 4: with your music. But while you're in there, I don't

653
00:29:04,000 --> 00:29:06,600
Speaker 4: have no outside life right outside of oh everything schools,

654
00:29:06,640 --> 00:29:09,040
Speaker 4: just hung out, going home to see family or et cetera. Right,

655
00:29:09,120 --> 00:29:11,280
Speaker 4: Like you don't really anybody know the code switching, but

656
00:29:11,320 --> 00:29:14,200
Speaker 4: it's super real when you're working there. And so the

657
00:29:14,880 --> 00:29:17,720
Speaker 4: old colleagues it was interesting. I think they were able

658
00:29:17,720 --> 00:29:20,240
Speaker 4: to accept it later. Right you look, now you got

659
00:29:20,280 --> 00:29:22,760
Speaker 4: the CEO of gold Mis Sacks bro DJ on the weekend,

660
00:29:22,800 --> 00:29:25,240
Speaker 4: Bro fully out here the CEO of Gold in Sacks

661
00:29:25,440 --> 00:29:26,440
Speaker 4: a real house DJ.

662
00:29:26,560 --> 00:29:26,680
Speaker 7: Bro.

663
00:29:26,720 --> 00:29:29,760
Speaker 4: He probably popped Moley all type of stuff, think Bro,

664
00:29:29,800 --> 00:29:33,200
Speaker 4: he be a house DJ allegedly.

665
00:29:33,240 --> 00:29:33,400
Speaker 7: Bro.

666
00:29:33,720 --> 00:29:35,720
Speaker 4: But when you think about it, though, like Bro, when

667
00:29:35,720 --> 00:29:39,600
Speaker 4: you talk about Gold and Morgan JP, everybody for the

668
00:29:39,640 --> 00:29:42,840
Speaker 4: most part, unless you part of the fraternity, you ain't

669
00:29:42,880 --> 00:29:46,000
Speaker 4: really disclosing what you're doing in your personal life. And

670
00:29:46,040 --> 00:29:49,520
Speaker 4: so the peer, the colleagues, right, the work colleagues were like, oh,

671
00:29:49,600 --> 00:29:52,640
Speaker 4: that's cool until they see it being you know, more successful.

672
00:29:52,840 --> 00:29:54,880
Speaker 4: But the peers, the people that look like us they

673
00:29:54,960 --> 00:29:57,520
Speaker 4: broke good look, bro, my mama, I ain't never heard

674
00:29:57,560 --> 00:29:59,400
Speaker 4: it like that. I ain't never knew that good look.

675
00:29:59,680 --> 00:30:02,880
Speaker 4: It's like and y'all know, y'all, I mean mean y'all.

676
00:30:03,040 --> 00:30:05,880
Speaker 6: So I want to talk about I want to talk

677
00:30:05,880 --> 00:30:08,960
Speaker 6: about you developing the company, But let's talk about some

678
00:30:09,080 --> 00:30:11,600
Speaker 6: financial because I know you obviously speak about a lot

679
00:30:11,640 --> 00:30:14,480
Speaker 6: of different things. So we're in a recession or are

680
00:30:14,520 --> 00:30:16,800
Speaker 6: we in a recession? What's your thoughts on the economic

681
00:30:16,840 --> 00:30:18,560
Speaker 6: climate that we're in right now? Are we in a

682
00:30:18,600 --> 00:30:21,200
Speaker 6: recession or are we headed towards a recession? Like, what's

683
00:30:21,240 --> 00:30:22,120
Speaker 6: your thoughts on them?

684
00:30:22,480 --> 00:30:26,360
Speaker 4: So, by definition, textbook definition, we are in a recession.

685
00:30:26,360 --> 00:30:31,160
Speaker 4: Two negative quarters, two consecutive quarters of negative GDP. So

686
00:30:31,240 --> 00:30:33,960
Speaker 4: textbook definition, yes, we're in a recession, right, But then

687
00:30:34,000 --> 00:30:35,800
Speaker 4: you'll have a person like buy and get on like, oh,

688
00:30:35,880 --> 00:30:38,920
Speaker 4: we're not technically in a recession, because if you get

689
00:30:38,960 --> 00:30:44,000
Speaker 4: two consecutive negative quarters of GDP, you also need people

690
00:30:44,040 --> 00:30:49,000
Speaker 4: being unemployed. We're technically unemployment is you know, at its

691
00:30:49,080 --> 00:30:51,640
Speaker 4: lowest levels, right? Not that many people are unemployed, And

692
00:30:51,680 --> 00:30:55,000
Speaker 4: so what you will say is that we have all

693
00:30:55,040 --> 00:30:57,959
Speaker 4: the makings of a recession. So textbook. Yes, right, the

694
00:30:57,960 --> 00:31:04,560
Speaker 4: subjective definition is maybe not yet because job, because you

695
00:31:04,600 --> 00:31:08,360
Speaker 4: know the jobs aren't fully there yet. But now you're

696
00:31:08,360 --> 00:31:10,959
Speaker 4: looking at this a huge cycle, right, many people are

697
00:31:11,000 --> 00:31:15,000
Speaker 4: starting to feel you know, the pressure of interest rates

698
00:31:15,040 --> 00:31:18,520
Speaker 4: being at you know, decades high at this rate right

699
00:31:18,640 --> 00:31:20,960
Speaker 4: where you know, you're looking at the thirty year at

700
00:31:21,000 --> 00:31:22,880
Speaker 4: over seven percent to get to get a crew of

701
00:31:22,960 --> 00:31:24,720
Speaker 4: verse three percent at the beginning of the year. And

702
00:31:24,760 --> 00:31:27,280
Speaker 4: so now you've seeing borrowing calls go up, not only

703
00:31:27,280 --> 00:31:30,440
Speaker 4: for consumers but for businesses. And so you're seeing Morgan

704
00:31:30,440 --> 00:31:38,000
Speaker 4: Stanley layoff people, Coinbase, Facebook, Facebook, Wells, Fargo, et cetera. Right,

705
00:31:38,080 --> 00:31:41,440
Speaker 4: and so Twitter was different, but we're starting to see that.

706
00:31:41,880 --> 00:31:44,560
Speaker 4: But then it's like, okay, which industries are having that,

707
00:31:45,040 --> 00:31:47,600
Speaker 4: you know, people being laid off? And so what you

708
00:31:47,640 --> 00:31:51,040
Speaker 4: know historically has been right, if there's two you know,

709
00:31:51,080 --> 00:31:53,680
Speaker 4: consecutive quarters of GDP, people are also losing their jobs.

710
00:31:53,760 --> 00:31:57,120
Speaker 4: And so because there was just so much pent up demand,

711
00:31:57,800 --> 00:32:00,040
Speaker 4: there wasn't as many people being laid off. But I

712
00:32:00,040 --> 00:32:02,320
Speaker 4: think we're getting ready to start seeing that over the

713
00:32:02,400 --> 00:32:04,920
Speaker 4: course of the next two quarters or so. So I

714
00:32:04,960 --> 00:32:07,240
Speaker 4: think you know, many people are saying we'll have a

715
00:32:07,360 --> 00:32:11,440
Speaker 4: full blown recession. But the reality is we're in a recession, right, textbook,

716
00:32:11,440 --> 00:32:15,000
Speaker 4: We're in a recession. We see the remnants of it. People.

717
00:32:15,080 --> 00:32:19,120
Speaker 4: Net worth has been declining drastically from property values are

718
00:32:19,160 --> 00:32:21,360
Speaker 4: starting we're finally starting to see a little tick down

719
00:32:21,360 --> 00:32:25,640
Speaker 4: in that. But also, you know, your stock portfolio, crypto portfolio,

720
00:32:26,040 --> 00:32:29,440
Speaker 4: et cetera. So you think we're in a recession.

721
00:32:30,240 --> 00:32:33,120
Speaker 6: Yeah, I think so. I mean, like you said, by definition,

722
00:32:33,240 --> 00:32:35,680
Speaker 6: definitely we are in a recession. It's a little different

723
00:32:35,720 --> 00:32:39,640
Speaker 6: as far as with the jobs and the total economic

724
00:32:39,800 --> 00:32:42,000
Speaker 6: environment that we're in, which is a little you know,

725
00:32:42,840 --> 00:32:46,040
Speaker 6: hard to say that. It doesn't look like a previous recession.

726
00:32:46,120 --> 00:32:50,200
Speaker 6: Let's just say that, right, Yeah, it's weird. But I

727
00:32:50,240 --> 00:32:52,960
Speaker 6: think that we're in a recession for sure, and I

728
00:32:52,960 --> 00:32:55,320
Speaker 6: think that it'll probably get worse in the next six

729
00:32:55,360 --> 00:32:55,920
Speaker 6: months or so.

730
00:32:56,080 --> 00:32:59,000
Speaker 4: Yeah. Yeah, and it's global, yes, right, if you look

731
00:32:59,040 --> 00:33:03,200
Speaker 4: at where inflation is here over eight percent. Now it's

732
00:33:03,200 --> 00:33:04,600
Speaker 4: even crazier in Europe.

733
00:33:04,840 --> 00:33:06,640
Speaker 7: What was Turkey was eighty nine percent.

734
00:33:06,800 --> 00:33:09,800
Speaker 6: Jesus, Yeah, well, talk about that inflation. Let's talk about

735
00:33:09,840 --> 00:33:12,440
Speaker 6: that for the average person that's just hearing inflation, Like,

736
00:33:13,120 --> 00:33:15,760
Speaker 6: why is inflation so crazy right now? And how why

737
00:33:15,880 --> 00:33:18,920
Speaker 6: is it important to know about inflation.

738
00:33:19,880 --> 00:33:22,120
Speaker 4: It's important to know about inflation because it determines your

739
00:33:22,160 --> 00:33:26,120
Speaker 4: cost of living, right, And so when you hear the

740
00:33:26,280 --> 00:33:29,000
Speaker 4: average being in New York, when you hear an average

741
00:33:29,000 --> 00:33:32,040
Speaker 4: rent it's five k, that's crazy. It wasn't that five

742
00:33:32,120 --> 00:33:34,480
Speaker 4: years ago or ten years ago. And so what inflation is,

743
00:33:34,560 --> 00:33:40,320
Speaker 4: right CPI. We actually get that data this week consumer

744
00:33:40,360 --> 00:33:43,520
Speaker 4: Price Index, which measures a basket of goods and services. Right,

745
00:33:43,600 --> 00:33:46,080
Speaker 4: so showing you what the average price of something you're paying.

746
00:33:46,320 --> 00:33:49,040
Speaker 4: Where you look up, energy prices might be up twenty percent,

747
00:33:49,400 --> 00:33:52,200
Speaker 4: food prices might be up twelve percent, and everything else

748
00:33:52,360 --> 00:33:54,680
Speaker 4: is kind of still, whether it's the cost of education,

749
00:33:54,800 --> 00:33:58,120
Speaker 4: the cost of leisure, and you know, things of that

750
00:33:58,240 --> 00:34:01,040
Speaker 4: sort of close, et cetera. But like, it's important to

751
00:34:01,120 --> 00:34:04,720
Speaker 4: understand what inflation is because in a normal year, we

752
00:34:04,760 --> 00:34:06,920
Speaker 4: always are gonna have inflation. The cost of living increases

753
00:34:06,920 --> 00:34:09,799
Speaker 4: every year. That's why most jobs give you a two, three,

754
00:34:09,920 --> 00:34:14,080
Speaker 4: four five percent increase on your salary because all the

755
00:34:14,120 --> 00:34:17,600
Speaker 4: goods increase over time. So back when we had Grandmama's,

756
00:34:17,719 --> 00:34:19,239
Speaker 4: you know, they was all well, gas used to be

757
00:34:19,280 --> 00:34:22,680
Speaker 4: five cent, Milk used to be ten cent, right, And

758
00:34:23,000 --> 00:34:24,920
Speaker 4: I'm talking about my childhood. I remember going to a

759
00:34:24,960 --> 00:34:27,239
Speaker 4: corner store. Chips was a quarter. Bro I just talked

760
00:34:27,239 --> 00:34:29,120
Speaker 4: to some kids. They never knew chips was a quarter.

761
00:34:29,560 --> 00:34:31,960
Speaker 4: I'm like what, So that made me feel old. But

762
00:34:32,040 --> 00:34:34,680
Speaker 4: at the same time, that lets you know that the

763
00:34:34,719 --> 00:34:37,919
Speaker 4: cost of goods, the cost of a basket of goods

764
00:34:37,960 --> 00:34:41,359
Speaker 4: from ten years ago versus today is much more expensive. So, like,

765
00:34:42,360 --> 00:34:44,520
Speaker 4: what eight percent inflation means today is like if I

766
00:34:44,560 --> 00:34:46,680
Speaker 4: got one hundred dollars, If I had one hundred dollars

767
00:34:46,719 --> 00:34:48,600
Speaker 4: a year ago and I just had it into my pocket,

768
00:34:48,600 --> 00:34:51,000
Speaker 4: had it in my matches, I had it in the bank, well,

769
00:34:51,480 --> 00:34:53,239
Speaker 4: the math is saying that one hundred dollars is only

770
00:34:53,280 --> 00:34:54,640
Speaker 4: going to be able to buy you ninety two dollars

771
00:34:54,680 --> 00:34:57,200
Speaker 4: worth of goods. So you literally just lost eight dollars

772
00:34:57,200 --> 00:34:59,759
Speaker 4: by holding your money. And so inflation is one of

773
00:34:59,800 --> 00:35:02,960
Speaker 4: those things that it's a silent killer of your money. Right.

774
00:35:03,000 --> 00:35:04,920
Speaker 4: You know they say cancer is a silent killer and

775
00:35:04,960 --> 00:35:08,440
Speaker 4: all that, or tobacco, et cetera, Like, inflation is really

776
00:35:08,680 --> 00:35:11,239
Speaker 4: the silent killer when it comes to wealth, because if

777
00:35:11,280 --> 00:35:13,759
Speaker 4: your money's just sitting there, you need to understand that

778
00:35:13,800 --> 00:35:15,960
Speaker 4: the cost of living is increasing every year. And that's

779
00:35:16,000 --> 00:35:18,719
Speaker 4: the one thing I tell people, like especially when they

780
00:35:18,760 --> 00:35:22,680
Speaker 4: be like, yo, I don't lost some money investing. I'm straight,

781
00:35:22,680 --> 00:35:24,320
Speaker 4: I ain't never investing again, or I don't want to

782
00:35:24,320 --> 00:35:25,640
Speaker 4: invest I need to be able to see my money,

783
00:35:25,680 --> 00:35:28,880
Speaker 4: et cetera. Like, nah, bro, Yo, by not investing, you

784
00:35:29,000 --> 00:35:31,040
Speaker 4: losing money. By only having your money in the bank

785
00:35:31,040 --> 00:35:34,440
Speaker 4: account getting point one six percent, you losing money, right,

786
00:35:34,480 --> 00:35:36,359
Speaker 4: and that's lucky. Point one six is a lot, right.

787
00:35:36,400 --> 00:35:38,960
Speaker 4: And so by purely having your money in the mattress,

788
00:35:38,960 --> 00:35:41,200
Speaker 4: you know a lot of people that look like us,

789
00:35:41,320 --> 00:35:44,640
Speaker 4: you know, mistrust banks rightfully. So right because they, for

790
00:35:44,680 --> 00:35:46,920
Speaker 4: the most part then did as dirty right from the

791
00:35:46,960 --> 00:35:52,680
Speaker 4: Freeman's bank to losing our wealth to to to investments. Bro,

792
00:35:52,920 --> 00:35:57,359
Speaker 4: you feel me like, so we understand predatory loans, et cetera. Right,

793
00:35:57,400 --> 00:35:59,160
Speaker 4: so we understand it. But like the one thing you

794
00:35:59,200 --> 00:36:01,880
Speaker 4: got to wake up and be like, yo, if I

795
00:36:02,280 --> 00:36:04,520
Speaker 4: just had my money purely in the bank, I've lost

796
00:36:04,560 --> 00:36:06,440
Speaker 4: my purchasing power by eight percent.

797
00:36:06,520 --> 00:36:06,600
Speaker 7: Right.

798
00:36:06,680 --> 00:36:09,279
Speaker 4: The average inflation rate is about three percent, two to

799
00:36:09,320 --> 00:36:11,840
Speaker 4: three percent, but like now said, forty year highs and

800
00:36:11,880 --> 00:36:14,919
Speaker 4: so everybody should pay attention to inflation. That's the one

801
00:36:14,920 --> 00:36:17,400
Speaker 4: thing that has us where we're at now, right, And

802
00:36:17,520 --> 00:36:22,239
Speaker 4: what what inflation really comes from is the supply demand curve, right,

803
00:36:22,280 --> 00:36:25,759
Speaker 4: And so just basic econ right, what we have was

804
00:36:25,840 --> 00:36:28,640
Speaker 4: increased demand because averybody and their cousin hit for that

805
00:36:28,719 --> 00:36:32,320
Speaker 4: twenty thousand ppp loan. People was getting twelve hundred dollars stimulus,

806
00:36:32,520 --> 00:36:35,920
Speaker 4: but anybody and their mama got the twenty kppp loan, right.

807
00:36:35,960 --> 00:36:38,240
Speaker 4: And then so when you got an influx of money,

808
00:36:38,239 --> 00:36:40,720
Speaker 4: I want to say, a quarter of the US dollars

809
00:36:42,080 --> 00:36:44,640
Speaker 4: over the course of the past two years, you know,

810
00:36:44,760 --> 00:36:47,720
Speaker 4: over a quarter of the US dollar supply was just printed.

811
00:36:47,840 --> 00:36:50,680
Speaker 4: They were just printing money, right, And so you got

812
00:36:50,719 --> 00:36:54,600
Speaker 4: more demand and less supply. The less supply comes from

813
00:36:54,880 --> 00:36:58,800
Speaker 4: the supply chain issues. With China, right, people wasn't working

814
00:36:59,000 --> 00:37:01,640
Speaker 4: because they realized, oh shit, I'm making more money unemployed

815
00:37:01,800 --> 00:37:03,600
Speaker 4: than I was working at my job. I'm straight, I

816
00:37:03,640 --> 00:37:06,080
Speaker 4: don't want to work, right, So you got you know,

817
00:37:06,440 --> 00:37:11,000
Speaker 4: semiconductive shortages, China shutting down if somebody sneeze, right, China

818
00:37:11,080 --> 00:37:13,560
Speaker 4: wild Bro, magic goes Bro. Can you imagine going to

819
00:37:13,719 --> 00:37:18,080
Speaker 4: a Disney World bro and everybody in there is ten

820
00:37:18,160 --> 00:37:20,600
Speaker 4: thousand of y'all, like, oh, somebody got COVID. All y'all

821
00:37:20,600 --> 00:37:22,600
Speaker 4: got to stay in here or they lock you in

822
00:37:22,640 --> 00:37:25,400
Speaker 4: your crib. And so the idea what inflation is so

823
00:37:25,480 --> 00:37:28,560
Speaker 4: high right now is because increase demand. Everybody for the

824
00:37:28,560 --> 00:37:31,480
Speaker 4: most part had money, right. It's like that that It

825
00:37:31,520 --> 00:37:35,680
Speaker 4: was like that Day Chappelle episode when anybody got reparations, right, Like, folks,

826
00:37:35,719 --> 00:37:39,919
Speaker 4: just let me buy a whole truck about the whole

827
00:37:39,960 --> 00:37:42,640
Speaker 4: truck of cigarettes. Right, So really everybody for the most

828
00:37:42,640 --> 00:37:44,320
Speaker 4: part had money through COVID.

829
00:37:44,400 --> 00:37:44,640
Speaker 8: Right.

830
00:37:44,800 --> 00:37:46,839
Speaker 4: In hindsight, they might not have did it that. They

831
00:37:46,880 --> 00:37:49,440
Speaker 4: probably shouldn't have did that much, or they probably should

832
00:37:49,440 --> 00:37:53,960
Speaker 4: have raised rates higher or sooner rather. But like, the

833
00:37:54,000 --> 00:37:56,200
Speaker 4: supply side is one of the things that's hard though.

834
00:37:56,560 --> 00:37:59,640
Speaker 4: Right now I was doing I was doing some content

835
00:37:59,680 --> 00:38:03,719
Speaker 4: for the Street Shout Out Street was where we were

836
00:38:03,719 --> 00:38:06,720
Speaker 4: talking about, Okay, even if we are able to slow

837
00:38:06,760 --> 00:38:10,080
Speaker 4: down to demand, the supply side still needs to come higher,

838
00:38:10,239 --> 00:38:13,239
Speaker 4: and it might not because you get this, like people

839
00:38:13,280 --> 00:38:15,920
Speaker 4: are adopting the just in case business model where they're

840
00:38:16,040 --> 00:38:19,360
Speaker 4: getting the front loading and grabbing more inventory just in

841
00:38:19,440 --> 00:38:22,640
Speaker 4: case China shuts down again. Which we know that can

842
00:38:22,680 --> 00:38:24,480
Speaker 4: happen at the blink of an eye. But then they're

843
00:38:24,480 --> 00:38:27,520
Speaker 4: also diversifying and trying to get stuff from other countries.

844
00:38:28,080 --> 00:38:30,400
Speaker 4: But then those are going to be more expensive, right,

845
00:38:30,520 --> 00:38:35,040
Speaker 4: So you got you know, retail companies that have more

846
00:38:35,120 --> 00:38:38,719
Speaker 4: inventory and have higher expenses because they're using different partners

847
00:38:38,960 --> 00:38:41,759
Speaker 4: that are you know, different freight charges, et cetera. So

848
00:38:41,760 --> 00:38:44,360
Speaker 4: they still going to pass them prices on to the consumer,

849
00:38:44,440 --> 00:38:46,719
Speaker 4: so they still gonna have higher prices. So you know,

850
00:38:46,760 --> 00:38:49,480
Speaker 4: this thing could get ugly for a while in.

851
00:38:49,440 --> 00:38:52,080
Speaker 7: A recessionary environment like we're in, right.

852
00:38:52,280 --> 00:38:54,160
Speaker 9: I know you talked about sectors that you were looking at,

853
00:38:54,160 --> 00:38:56,640
Speaker 9: retailers one of them. Are there things that we should

854
00:38:56,680 --> 00:38:58,840
Speaker 9: be other sectors that we should be looking at and

855
00:38:58,880 --> 00:39:01,040
Speaker 9: companies we should be looking at side those sectors to say,

856
00:39:01,040 --> 00:39:04,160
Speaker 9: all right, these are safe places to put money in

857
00:39:04,560 --> 00:39:05,480
Speaker 9: this type of environment.

858
00:39:06,880 --> 00:39:10,640
Speaker 4: You always say whether you're looking for the type of

859
00:39:10,640 --> 00:39:14,399
Speaker 4: stuff that have an elastic demand, so consumer staples, you're

860
00:39:14,400 --> 00:39:16,800
Speaker 4: gonna need to brush your teeth, deodorant all the time,

861
00:39:17,200 --> 00:39:22,000
Speaker 4: health care, energy, defense, them for sectors I say, for

862
00:39:22,040 --> 00:39:24,920
Speaker 4: the most part, are doing well and simultaneously, while we're

863
00:39:24,920 --> 00:39:29,279
Speaker 4: in this raising rate environment financials, right, because you look

864
00:39:29,320 --> 00:39:33,280
Speaker 4: and you say, how do financials make money? Their loaning

865
00:39:33,320 --> 00:39:36,120
Speaker 4: money out? And if they are able to get more

866
00:39:36,160 --> 00:39:39,040
Speaker 4: return because rates are higher, that's another thing that helps

867
00:39:39,080 --> 00:39:42,080
Speaker 4: with their profitability. But defense spending is always going to

868
00:39:42,120 --> 00:39:44,520
Speaker 4: be one of those things. Healthcare people gonna need their

869
00:39:44,520 --> 00:39:47,239
Speaker 4: insolent shots whether they got money or not. Right, they

870
00:39:48,040 --> 00:39:50,399
Speaker 4: won't they won't pay the card note before, they won't

871
00:39:50,440 --> 00:39:53,319
Speaker 4: go get their diabetes medicine, right, And so looking at

872
00:39:53,360 --> 00:39:55,239
Speaker 4: those type of things, and just like the thing that

873
00:39:55,360 --> 00:39:59,200
Speaker 4: have truly an elastic demand, people are gonna have to shop, right,

874
00:40:00,440 --> 00:40:03,280
Speaker 4: Discretionary spinning is gonna be down right, so they're sectors

875
00:40:03,280 --> 00:40:06,960
Speaker 4: to avoid. But the things you need day to day, right,

876
00:40:07,280 --> 00:40:13,560
Speaker 4: buying water, toothpaste, deodorant, food. People gonna drink regardless, right,

877
00:40:14,360 --> 00:40:17,319
Speaker 4: the alcohol that is, but that's kind of what you're

878
00:40:17,320 --> 00:40:19,560
Speaker 4: looking at, right, And people probably drink more alcohol and

879
00:40:19,600 --> 00:40:20,719
Speaker 4: recession than none.

880
00:40:21,520 --> 00:40:27,440
Speaker 6: So all right, So the macronomics is media company. Media company, yes,

881
00:40:27,960 --> 00:40:30,719
Speaker 6: so all right? So what Ezaki does it? All entail?

882
00:40:32,160 --> 00:40:36,719
Speaker 6: You have show, you create content, you do merch like

883
00:40:36,760 --> 00:40:38,080
Speaker 6: what's under the umbrella.

884
00:40:37,880 --> 00:40:43,640
Speaker 4: Black wealth matters? So what started off shout out to

885
00:40:43,719 --> 00:40:45,920
Speaker 4: y'all because I love how y'all leveled up and just

886
00:40:45,960 --> 00:40:49,200
Speaker 4: took y'all stuff to a full blown scale company. Right.

887
00:40:49,200 --> 00:40:52,200
Speaker 4: I call it economics of a full blown production company. So

888
00:40:52,239 --> 00:40:55,520
Speaker 4: not only am I creating content you know where we

889
00:40:55,600 --> 00:40:59,600
Speaker 4: have shows with Revolt, do stuff with BT stuff on

890
00:40:59,600 --> 00:41:04,520
Speaker 4: this tree, but we also have the ability to specialize

891
00:41:04,560 --> 00:41:10,040
Speaker 4: with making financial literacy content for fintech companies. So that's

892
00:41:10,120 --> 00:41:12,400
Speaker 4: a lane that I've paved down and said, Okay, I

893
00:41:12,560 --> 00:41:15,000
Speaker 4: see a niche and I see companies are trying to

894
00:41:15,120 --> 00:41:19,120
Speaker 4: increasingly understand how to make content and how to reach

895
00:41:19,160 --> 00:41:21,120
Speaker 4: their consumers. It's a way you need to talk when

896
00:41:21,160 --> 00:41:24,400
Speaker 4: you're creating content. So, you know, working with big fintech

897
00:41:24,440 --> 00:41:27,080
Speaker 4: companies as well as small Right, I had a few

898
00:41:27,120 --> 00:41:29,520
Speaker 4: calls this past week with two you know, Fortune and

899
00:41:29,520 --> 00:41:30,640
Speaker 4: one hundred companies that like.

900
00:41:31,040 --> 00:41:31,759
Speaker 7: Earners what's up?

901
00:41:31,800 --> 00:41:34,600
Speaker 9: Look As a small business owner or hiring manager, you

902
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903
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904
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905
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Speaker 9: With LinkedIn jobs, you can hire qualified candidates more efficiently

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Speaker 9: by matching open roles with people who have the skills, values,

907
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Speaker 9: and experience.

908
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Speaker 7: That help you achieve your goals.

909
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Speaker 9: When we needed operations manager, editors, executive assistants, what do

910
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Speaker 9: you think our first stop was? That's right LinkedIn job.

911
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Speaker 9: LinkedIn jobs help you quickly attract qualified candidates to your

912
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Speaker 9: open jobs with targeted tools. They go beyond resume data

913
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Speaker 9: by using insights from your job post company and the

914
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Speaker 9: eight hundred and seventy five million member profiles to put

915
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Speaker 9: your posts in front of the most qualified candidates. Identify

916
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918
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919
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Speaker 9: It's not just about saying with the biggest but actually

920
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Speaker 9: building the right team members to help us get there.

921
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Speaker 9: And that's what LinkedIn Jobs does. LinkedIn Jobs help us

922
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923
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Speaker 9: Post your job for free at LinkedIn dot com slash eyl.

924
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Speaker 9: for free. Terms and conditions apply. This episode is brought

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Speaker 9: to you by P ANDC Bank. A lot of people

927
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929
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Speaker 9: Financial Service Group, Inc. P and C Bank National Association

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938
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Speaker 4: Erners. What's up?

939
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Speaker 9: You ever walk into a small business and everything just

940
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941
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Speaker 9: tipping is a breeze, and you're out the door before

942
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943
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944
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945
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Speaker 9: at a pop up market, or even one of.

946
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Speaker 4: Our merch partners.

947
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948
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949
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Speaker 9: launching something soon. Square is hands down one of the

951
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959
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Speaker 1: An illegal alien from Guatemala charged with raping a child

960
00:44:44,600 --> 00:44:48,400
Speaker 1: in Massachusetts. An MS thirteen gang member from El Salvador

961
00:44:48,640 --> 00:44:52,799
Speaker 1: accused of murdering a Texas man of Venezuelan charged with

962
00:44:52,840 --> 00:44:56,759
Speaker 1: filming and selling child pornography in Michigan. These are just

963
00:44:56,840 --> 00:45:00,600
Speaker 1: some of the heinous migrant criminals caught because a President

964
00:45:00,640 --> 00:45:01,080
Speaker 1: Donald J.

965
00:45:01,160 --> 00:45:03,600
Speaker 2: Trump's leadership. I'm Christy Noman, the.

966
00:45:03,640 --> 00:45:08,200
Speaker 1: United States Secretary of Homeland Security. Under President Trump, Attempted

967
00:45:08,280 --> 00:45:11,960
Speaker 1: illegal border crossings are at the lowest levels ever recorded,

968
00:45:12,280 --> 00:45:14,920
Speaker 1: and over one hundred thousand illegal aliens.

969
00:45:14,520 --> 00:45:15,320
Speaker 2: Have been arrested.

970
00:45:15,600 --> 00:45:19,160
Speaker 1: If you are here illegally, your next you will be

971
00:45:19,200 --> 00:45:21,319
Speaker 1: fine Nearly one thousand dollars a day.

972
00:45:21,440 --> 00:45:24,720
Speaker 2: Imprisoned and deported, you will never return.

973
00:45:25,040 --> 00:45:28,080
Speaker 1: But if you register using our CBP home app and

974
00:45:28,160 --> 00:45:31,040
Speaker 1: leave now, you could be allowed to return legally.

975
00:45:31,400 --> 00:45:33,600
Speaker 2: Do what's right. Leave now.

976
00:45:33,960 --> 00:45:38,760
Speaker 1: Under President Trump America's laws, border and families will be protected.

977
00:45:38,840 --> 00:45:41,279
Speaker 3: Sponsored by the United States Department of Homeland Security, YIL.

978
00:45:41,480 --> 00:45:44,680
Speaker 4: We want to just refresh our whole YouTube, et cetera,

979
00:45:45,400 --> 00:45:49,120
Speaker 4: a whole branding in general. That's something that I specialize in, so,

980
00:45:49,520 --> 00:45:52,120
Speaker 4: you know, being able to work with some big companies

981
00:45:52,120 --> 00:45:55,840
Speaker 4: and they're trying to find better ways to have content

982
00:45:55,920 --> 00:45:59,600
Speaker 4: that reaches younger demographics, reaches people of color and just

983
00:45:59,640 --> 00:46:02,799
Speaker 4: as more cool and hip, right, and so being able

984
00:46:02,800 --> 00:46:05,040
Speaker 4: to make that type of content where I'm hiring people

985
00:46:05,280 --> 00:46:07,000
Speaker 4: right because we might need a little diversity. I'm a

986
00:46:07,120 --> 00:46:10,600
Speaker 4: higher you know, a rainbow of people, right, using agencies

987
00:46:10,680 --> 00:46:13,279
Speaker 4: to hire people. But that's the that's one of the

988
00:46:13,280 --> 00:46:15,840
Speaker 4: things that I that I love about it. Obviously we

989
00:46:15,920 --> 00:46:18,239
Speaker 4: got the podcasts you know, shut out coat that type

990
00:46:18,280 --> 00:46:21,279
Speaker 4: of stuff, but it's all about saying, you know, what's

991
00:46:21,280 --> 00:46:23,160
Speaker 4: the niche how can we fill avoid And I think

992
00:46:23,200 --> 00:46:26,120
Speaker 4: one of the best things was saying, you know, taking

993
00:46:26,600 --> 00:46:29,800
Speaker 4: you know, how y'all got the highest resolution type cameras.

994
00:46:29,800 --> 00:46:33,120
Speaker 4: It's like, how can I have the highest resolution cameras

995
00:46:33,160 --> 00:46:36,239
Speaker 4: as well as the best finishing special effects? Right, what's

996
00:46:36,280 --> 00:46:38,360
Speaker 4: going to captivate a person? Because if you got a

997
00:46:38,400 --> 00:46:40,960
Speaker 4: short attention span, how can we get across to the

998
00:46:41,320 --> 00:46:43,680
Speaker 4: to the end user? You know, how can we get

999
00:46:43,680 --> 00:46:46,799
Speaker 4: them to truly identify with this brand?

1000
00:46:47,040 --> 00:46:48,920
Speaker 9: When when you're in the meeting with these these, as

1001
00:46:48,960 --> 00:46:52,120
Speaker 9: you said, Fortune one hundred companies, I mean, how much

1002
00:46:52,160 --> 00:46:54,240
Speaker 9: accountability do you feel that they've taken?

1003
00:46:54,640 --> 00:46:54,799
Speaker 7: Right?

1004
00:46:55,080 --> 00:46:59,279
Speaker 9: I feel like for a long time the information wasn't digestible.

1005
00:46:58,920 --> 00:46:59,960
Speaker 7: Which is why they're reaching out to you.

1006
00:47:00,200 --> 00:47:01,399
Speaker 4: Yeah.

1007
00:47:01,480 --> 00:47:04,440
Speaker 9: Do you do you you sense any culpability from them

1008
00:47:04,520 --> 00:47:06,960
Speaker 9: at this point? Or are they I feel like sometimes

1009
00:47:07,000 --> 00:47:09,359
Speaker 9: they just don't get it. Yeah, And obviously I mean

1010
00:47:09,560 --> 00:47:12,560
Speaker 9: having us and having yourself breaking information down the way

1011
00:47:12,600 --> 00:47:15,040
Speaker 9: it is that obvious others in the space. How do

1012
00:47:15,040 --> 00:47:17,240
Speaker 9: you feel that the culpability is amongst these companies?

1013
00:47:17,320 --> 00:47:19,960
Speaker 4: No, that's a great point, bro, Like it's crazy because

1014
00:47:20,000 --> 00:47:23,000
Speaker 4: they are now they get it now, right. I think

1015
00:47:23,840 --> 00:47:25,520
Speaker 4: there was a time where you might have just said

1016
00:47:25,560 --> 00:47:27,919
Speaker 4: people are just doing it to check a box, right,

1017
00:47:28,239 --> 00:47:30,080
Speaker 4: you know kind of I don't want to even say it,

1018
00:47:30,080 --> 00:47:33,799
Speaker 4: but like that, you know, Black Lives Matter initiative. You

1019
00:47:33,840 --> 00:47:35,960
Speaker 4: had a few businesses that were just checking a box

1020
00:47:36,000 --> 00:47:37,680
Speaker 4: and then you got people that truly get it and

1021
00:47:37,719 --> 00:47:40,880
Speaker 4: they understand that. Yo, if we are standing like what

1022
00:47:40,960 --> 00:47:42,240
Speaker 4: do we stand for as a business?

1023
00:47:42,480 --> 00:47:42,680
Speaker 8: Right?

1024
00:47:42,719 --> 00:47:45,920
Speaker 4: What's our culture? If we have the ability to impact

1025
00:47:46,000 --> 00:47:49,200
Speaker 4: you know gen z, you know people of color, how

1026
00:47:49,200 --> 00:47:51,840
Speaker 4: do we reach them and have better content? Because, like

1027
00:47:51,880 --> 00:47:54,200
Speaker 4: you say, if you were looking at the content people

1028
00:47:54,239 --> 00:47:57,520
Speaker 4: had from five years ago, three years ago, shoot, last year, right,

1029
00:47:57,560 --> 00:47:59,920
Speaker 4: you're going to see old white men talking in a

1030
00:48:00,200 --> 00:48:03,319
Speaker 4: very complex way. You know, sounded like they nasally, you

1031
00:48:03,320 --> 00:48:05,479
Speaker 4: know what I mean? Like that that's the way they're coming.

1032
00:48:05,520 --> 00:48:07,799
Speaker 4: And now it's like, how can we have the type

1033
00:48:07,840 --> 00:48:11,319
Speaker 4: of content that's going to be more digestible and fun

1034
00:48:11,480 --> 00:48:12,560
Speaker 4: to actually interact with?

1035
00:48:12,840 --> 00:48:14,919
Speaker 8: So how did your relationship with the street come?

1036
00:48:15,160 --> 00:48:15,279
Speaker 7: So?

1037
00:48:15,360 --> 00:48:17,360
Speaker 6: Like you do content for them, right, like green screen

1038
00:48:17,400 --> 00:48:20,759
Speaker 6: content stuff like that. So how'd that come about? Because

1039
00:48:20,800 --> 00:48:22,239
Speaker 6: you know, what's so crazy that you do that? I

1040
00:48:22,239 --> 00:48:23,640
Speaker 6: don't know if I spoke to you about this, but like,

1041
00:48:23,719 --> 00:48:25,440
Speaker 6: you know, we do a lot of stuff Like I

1042
00:48:25,440 --> 00:48:27,799
Speaker 6: got to like a CNBC article and you know this

1043
00:48:27,880 --> 00:48:30,919
Speaker 6: green skin is pretty popular online and somebody was saying,

1044
00:48:30,960 --> 00:48:33,320
Speaker 6: like it might have been you. I don't want somebody

1045
00:48:33,360 --> 00:48:35,680
Speaker 6: was saying like, yo, you should CNBC should be paying

1046
00:48:35,680 --> 00:48:41,400
Speaker 6: you for doing that because it's like amplifying their article

1047
00:48:41,920 --> 00:48:44,040
Speaker 6: that a lot of people didn't even know that the

1048
00:48:44,160 --> 00:48:46,759
Speaker 6: article even existed, but they can go online and get

1049
00:48:46,800 --> 00:48:50,759
Speaker 6: one hundred thousand, five hundred thousand views in it. So

1050
00:48:50,880 --> 00:48:54,680
Speaker 6: crazy and shot the Diddy. So he just purchased a

1051
00:48:54,680 --> 00:48:58,840
Speaker 6: marijuana company. So he had reached out to us to

1052
00:48:59,000 --> 00:49:02,600
Speaker 6: another party and was like, Yo, tell the guys can

1053
00:49:02,640 --> 00:49:04,920
Speaker 6: they do a green screen video? And then I want

1054
00:49:04,920 --> 00:49:06,760
Speaker 6: to repost it on my page And that's what happened.

1055
00:49:06,840 --> 00:49:12,640
Speaker 6: So people see the impact and the importance of like

1056
00:49:12,800 --> 00:49:17,280
Speaker 6: relaying that type of information, but a lot of companies

1057
00:49:17,320 --> 00:49:20,399
Speaker 6: still don't realize it. So the Street did they reach

1058
00:49:20,440 --> 00:49:21,839
Speaker 6: out to you? We reached out to them. How did

1059
00:49:21,880 --> 00:49:22,560
Speaker 6: that come about?

1060
00:49:23,400 --> 00:49:26,520
Speaker 4: It was shot up my boy Sam Man, Sam Floyd.

1061
00:49:26,560 --> 00:49:30,720
Speaker 4: He actually had a buddy that worked at the company

1062
00:49:31,080 --> 00:49:33,759
Speaker 4: and they reached out. It was probably over a year

1063
00:49:33,760 --> 00:49:36,719
Speaker 4: and a half ago at this point, maybe more. And

1064
00:49:36,760 --> 00:49:38,840
Speaker 4: this is the time because for people don't know. The

1065
00:49:38,880 --> 00:49:41,160
Speaker 4: Street was founded by Jim Kramer and then he sold

1066
00:49:41,200 --> 00:49:45,359
Speaker 4: the business off and I was just sting talks with him.

1067
00:49:45,400 --> 00:49:47,640
Speaker 4: They o, Yo, we're trying to you know, have new

1068
00:49:48,160 --> 00:49:52,040
Speaker 4: content creators, et cetera. And you know, after Kramer left,

1069
00:49:52,040 --> 00:49:53,440
Speaker 4: they were like, Yo, we want to try to revamp

1070
00:49:53,480 --> 00:49:55,799
Speaker 4: this whole thing. And I started out coming over there

1071
00:49:55,960 --> 00:50:00,439
Speaker 4: doing the Crypto Minute, and so I'm talking literally about

1072
00:50:00,480 --> 00:50:05,839
Speaker 4: anything Crypto related, any Metaverse related, NFT related, et cetera.

1073
00:50:05,920 --> 00:50:08,080
Speaker 4: And so I was able to really just be there

1074
00:50:08,360 --> 00:50:10,960
Speaker 4: corresponding on that for a while. And now we're changing

1075
00:50:11,000 --> 00:50:12,960
Speaker 4: it up, Like tomorrow, I'm going to the New York

1076
00:50:12,960 --> 00:50:15,400
Speaker 4: Stock Exchange because they have an actual booth there, so

1077
00:50:15,400 --> 00:50:17,680
Speaker 4: I'm gonna, you know, make some content probably the investment

1078
00:50:17,719 --> 00:50:20,560
Speaker 4: of the day. So we're starting to change it around.

1079
00:50:20,760 --> 00:50:24,800
Speaker 4: But the thing is, to your point, businesses understand, everybody's

1080
00:50:24,840 --> 00:50:27,160
Speaker 4: on their cell phone now. So people are on their

1081
00:50:27,200 --> 00:50:30,440
Speaker 4: cell phone on and they are more than probably watching CNBC,

1082
00:50:30,640 --> 00:50:32,879
Speaker 4: right Like, you're still gonna have everybody on Wall Street

1083
00:50:32,880 --> 00:50:34,680
Speaker 4: as they day trained, for the most part, watching CNBC.

1084
00:50:35,080 --> 00:50:37,400
Speaker 4: But the younger generation is on their cell phones, and

1085
00:50:37,440 --> 00:50:39,080
Speaker 4: so one of the things they're trying to see is

1086
00:50:39,280 --> 00:50:41,680
Speaker 4: how can we get more and more impressions, and you

1087
00:50:41,760 --> 00:50:45,000
Speaker 4: get more and more impressions by social media, right, having

1088
00:50:45,040 --> 00:50:49,360
Speaker 4: more captivating videos right where it's like the green screen

1089
00:50:49,400 --> 00:50:51,640
Speaker 4: videos are the ones where it's like, oh, okay, I

1090
00:50:51,680 --> 00:50:53,560
Speaker 4: can see what he talking about, and I can listen

1091
00:50:53,600 --> 00:50:55,480
Speaker 4: and talk to him, well hear him, right, And so

1092
00:50:56,120 --> 00:50:58,560
Speaker 4: you know, people don't want the polished videos. They want me,

1093
00:50:58,920 --> 00:51:00,759
Speaker 4: you know, talking like I'm drying in the car, talking

1094
00:51:00,800 --> 00:51:02,799
Speaker 4: to my daughter. They want the phone you know, kind

1095
00:51:02,840 --> 00:51:05,760
Speaker 4: of from the first person standpoint, and that's what resonate

1096
00:51:05,840 --> 00:51:07,640
Speaker 4: with the audience. Those are the type of videos where

1097
00:51:07,640 --> 00:51:09,920
Speaker 4: you could get you know, millions and millions of impression.

1098
00:51:10,000 --> 00:51:13,160
Speaker 4: That's what most businesses are now paying for because social

1099
00:51:13,200 --> 00:51:18,560
Speaker 4: media is vastly it's continuing to grow, and I think

1100
00:51:18,600 --> 00:51:21,919
Speaker 4: that most businesses are shifting their marketing efforts to saying,

1101
00:51:21,920 --> 00:51:25,200
Speaker 4: how can we get more social media? We don't want

1102
00:51:25,200 --> 00:51:27,359
Speaker 4: the people that get the multimillion dollar I don't want

1103
00:51:27,360 --> 00:51:30,440
Speaker 4: to pay, you know, kim Ka, you know a million

1104
00:51:30,480 --> 00:51:33,000
Speaker 4: dollars for a post. Now let me go get twenty

1105
00:51:33,080 --> 00:51:35,680
Speaker 4: micro influences when that's still gonna be less than that.

1106
00:51:35,960 --> 00:51:40,120
Speaker 4: But they're going to have, you know, more more organic impressions.

1107
00:51:40,920 --> 00:51:43,640
Speaker 9: One of the questions we always get, and you seem

1108
00:51:43,719 --> 00:51:46,160
Speaker 9: to take this question by the horn, is what should

1109
00:51:46,160 --> 00:51:48,759
Speaker 9: we teach our kids financial literacy? And I know you

1110
00:51:49,280 --> 00:51:51,840
Speaker 9: have a series with your you teach your financial literacy

1111
00:51:51,920 --> 00:51:54,000
Speaker 9: with your two year old in the back seat. Yeah,

1112
00:51:54,040 --> 00:51:57,120
Speaker 9: so talk about the importance of that and really having

1113
00:51:57,120 --> 00:51:58,600
Speaker 9: no age limit to the education.

1114
00:51:59,320 --> 00:52:02,759
Speaker 4: Look, man, when you think about where we are right

1115
00:52:02,800 --> 00:52:05,560
Speaker 4: now as a people, once again, we got a ton

1116
00:52:05,600 --> 00:52:09,040
Speaker 4: of information, but it depends on where you're spending your time.

1117
00:52:09,480 --> 00:52:11,960
Speaker 4: Right everybody on social media, are you trying to see

1118
00:52:11,960 --> 00:52:14,080
Speaker 4: the latest celebrity gossip or are you trying to better

1119
00:52:14,400 --> 00:52:17,160
Speaker 4: yourself from a skill set standpoint? And for me, I

1120
00:52:17,200 --> 00:52:19,920
Speaker 4: look at financial literacy as a language. So the earlier

1121
00:52:19,960 --> 00:52:22,120
Speaker 4: you learn how to speak it, the more likely you'll

1122
00:52:22,160 --> 00:52:24,200
Speaker 4: become fluent in it. And so if I'm talking to

1123
00:52:24,200 --> 00:52:30,640
Speaker 4: my daughter at two about how to invest, about retirement accounts,

1124
00:52:30,920 --> 00:52:34,320
Speaker 4: about crypto, about how to improve your credit score, me

1125
00:52:34,480 --> 00:52:38,040
Speaker 4: adding her as a authorized user, right, these things are

1126
00:52:38,040 --> 00:52:40,279
Speaker 4: gonna just resonate with her the same way if I

1127
00:52:40,320 --> 00:52:42,600
Speaker 4: had a nanny and she's speaking Spanish to my dollar.

1128
00:52:43,239 --> 00:52:45,160
Speaker 4: She's growing up here in Spanish and English, She's gonna

1129
00:52:45,160 --> 00:52:47,440
Speaker 4: be fluent when she five at four, right, And so

1130
00:52:47,719 --> 00:52:49,920
Speaker 4: looking at financial literacy as a language is like, okay,

1131
00:52:50,160 --> 00:52:51,840
Speaker 4: let me talk to my daughter. It ain't no Google,

1132
00:52:51,880 --> 00:52:53,680
Speaker 4: God got talked. We talking real stuff.

1133
00:52:53,840 --> 00:52:54,040
Speaker 8: Yo.

1134
00:52:54,280 --> 00:52:56,600
Speaker 4: The feared is doing this today. CPI you think's gonna

1135
00:52:56,640 --> 00:52:57,319
Speaker 4: go up or down?

1136
00:52:58,360 --> 00:52:58,720
Speaker 7: Uh?

1137
00:52:58,880 --> 00:52:59,080
Speaker 8: Right?

1138
00:52:59,120 --> 00:53:01,640
Speaker 4: She don't know, but she know right, And so like

1139
00:53:01,719 --> 00:53:04,040
Speaker 4: it's going to be become second nature. And those are

1140
00:53:04,080 --> 00:53:06,200
Speaker 4: things that I'm trying to do. It's like if we

1141
00:53:06,239 --> 00:53:08,200
Speaker 4: because most people kind of shy away from the things

1142
00:53:08,320 --> 00:53:11,200
Speaker 4: you know, they don't know, right, your little self conscious like, nah,

1143
00:53:11,320 --> 00:53:13,560
Speaker 4: let's just talk about girls in sports. That's what I know. Right.

1144
00:53:13,600 --> 00:53:15,520
Speaker 4: But like if you ask somebody right now, if you

1145
00:53:15,560 --> 00:53:17,560
Speaker 4: ask a relative or what's your credit score? They ge

1146
00:53:17,560 --> 00:53:19,359
Speaker 4: what you asking me that for? But if you ask

1147
00:53:19,400 --> 00:53:22,239
Speaker 4: a homie what's your body count? All shit, bro, I

1148
00:53:22,320 --> 00:53:28,320
Speaker 4: went crazy shuit. But like that's the thing. So having

1149
00:53:28,320 --> 00:53:31,239
Speaker 4: them type of conversations is like them the conversations you

1150
00:53:31,360 --> 00:53:33,480
Speaker 4: need to have. And so driving with my daughter, I

1151
00:53:33,520 --> 00:53:37,000
Speaker 4: love it because it's showing the world one the stuff

1152
00:53:37,040 --> 00:53:39,520
Speaker 4: I'm doing, the type of accounts that I'm opening for her. Right,

1153
00:53:39,560 --> 00:53:42,200
Speaker 4: so people able to like really get into it, right,

1154
00:53:42,280 --> 00:53:45,040
Speaker 4: my daughter cute, she might she's talking now, right, but

1155
00:53:45,160 --> 00:53:47,680
Speaker 4: it's like it's like, I want to talk to my

1156
00:53:47,760 --> 00:53:49,680
Speaker 4: kids that way. Right now. I'm sure y'all do the

1157
00:53:49,680 --> 00:53:53,920
Speaker 4: exact same stuff because our counterparts they had different conversations

1158
00:53:53,920 --> 00:53:58,000
Speaker 4: at the dinner table, right, they're literally talking about assets. Right,

1159
00:53:58,040 --> 00:54:01,239
Speaker 4: it's you know, oh so you know like, oh so

1160
00:54:01,280 --> 00:54:03,560
Speaker 4: Grandma wants you to well, Grandad wants you to come

1161
00:54:03,760 --> 00:54:06,439
Speaker 4: in turn the summer shorty twelve, right, Like it's it's

1162
00:54:06,480 --> 00:54:09,040
Speaker 4: different type of conversations that kids have. And if we

1163
00:54:09,160 --> 00:54:12,200
Speaker 4: had them same high level conversations, right, shout yall, and

1164
00:54:12,239 --> 00:54:13,799
Speaker 4: that's you you know what I mean, if we had

1165
00:54:13,840 --> 00:54:17,520
Speaker 4: them saying type of conversations like, that's gonna really impact

1166
00:54:17,560 --> 00:54:20,920
Speaker 4: our community for decades to come, because y'all saw the stats, right,

1167
00:54:20,960 --> 00:54:25,480
Speaker 4: twenty fifty three they saying media networth gonna be zero, Right,

1168
00:54:25,560 --> 00:54:27,839
Speaker 4: they say, I was looking at this McKenzie study, right,

1169
00:54:29,080 --> 00:54:31,880
Speaker 4: they say the difference between black and whites, there's a

1170
00:54:31,920 --> 00:54:34,240
Speaker 4: three hundred and thirty billion dollar gap on an annual

1171
00:54:34,280 --> 00:54:37,400
Speaker 4: basis that white people are making more than us, and

1172
00:54:37,480 --> 00:54:39,880
Speaker 4: sixty percent of that's coming from inheritance. So if we

1173
00:54:40,040 --> 00:54:42,680
Speaker 4: just having a if we put out a video once

1174
00:54:42,719 --> 00:54:45,480
Speaker 4: a month talk about your black people, we should get insurance,

1175
00:54:45,960 --> 00:54:49,160
Speaker 4: life insurance. That right there is going to change our

1176
00:54:49,239 --> 00:54:53,000
Speaker 4: life for years to come. And I got even crazier aspect.

1177
00:54:53,080 --> 00:54:56,440
Speaker 4: Right I live in Chicago. Right, at one point the

1178
00:54:56,480 --> 00:55:00,279
Speaker 4: murder capital might still be Actually, I don't know, you know,

1179
00:55:00,360 --> 00:55:04,640
Speaker 4: the quickest way to actually get rid of inner city

1180
00:55:04,920 --> 00:55:10,640
Speaker 4: murders and violence go out and get everybody insured. If

1181
00:55:10,680 --> 00:55:13,480
Speaker 4: every person in the hood, on my shorty, if every

1182
00:55:13,480 --> 00:55:18,680
Speaker 4: person in the hood had life insurance, it would no

1183
00:55:18,760 --> 00:55:21,759
Speaker 4: longer be oh, what's the mayor doing? Because now Wall

1184
00:55:21,760 --> 00:55:25,399
Speaker 4: Street is impacted. Right, money run this world, Let's be honest, right,

1185
00:55:25,840 --> 00:55:28,640
Speaker 4: Like we see how people could get canceled real quick. Right,

1186
00:55:28,680 --> 00:55:31,480
Speaker 4: It's like money runs the world. And so the moment

1187
00:55:31,719 --> 00:55:34,719
Speaker 4: people started messing with money, it's like, wait a minute, yo,

1188
00:55:35,400 --> 00:55:38,040
Speaker 4: because you know allegedly, I like how you allegedly a

1189
00:55:38,080 --> 00:55:40,920
Speaker 4: lot of guns was dropped into our hoods, a lot

1190
00:55:40,960 --> 00:55:44,040
Speaker 4: of drugs was dropped into our hoods allegedly, or we

1191
00:55:44,080 --> 00:55:46,600
Speaker 4: could call it a spade that ain't legend al right, cool,

1192
00:55:46,840 --> 00:55:50,000
Speaker 4: all right, you know, I'll just but if you ask yourself, now,

1193
00:55:50,239 --> 00:55:52,239
Speaker 4: what's the way to rectify that because if Shorty's they

1194
00:55:52,280 --> 00:55:54,239
Speaker 4: gonna put the guns down, they can't get You know,

1195
00:55:54,320 --> 00:55:56,200
Speaker 4: you had old Trump saying, oh, we're gonna send the

1196
00:55:56,640 --> 00:55:59,239
Speaker 4: the What were you saying, We're gonna send you at

1197
00:55:59,280 --> 00:56:03,319
Speaker 4: the national guns to Chicago to patrol. Listen, man. The

1198
00:56:03,400 --> 00:56:05,879
Speaker 4: way you get that done is when wall streets say,

1199
00:56:05,880 --> 00:56:07,920
Speaker 4: wait a minute, we got to stop this. Because if

1200
00:56:08,239 --> 00:56:10,080
Speaker 4: every time you look up and you see ten people

1201
00:56:10,160 --> 00:56:13,960
Speaker 4: was shot in Chicago, not nationally, we talked to Chicago

1202
00:56:14,000 --> 00:56:16,680
Speaker 4: a long. If ten people died in Chicago, that's ten

1203
00:56:16,719 --> 00:56:18,839
Speaker 4: million dollars of new wealth. If everybody had a million

1204
00:56:18,840 --> 00:56:22,880
Speaker 4: dollar life insurance policy, which only costs an eighth a

1205
00:56:22,920 --> 00:56:26,280
Speaker 4: wee to get thirty five to forty dollars. If anybody

1206
00:56:26,320 --> 00:56:28,320
Speaker 4: had a million dollar life insurance policy, then they die

1207
00:56:28,440 --> 00:56:31,520
Speaker 4: and their parents just inherited five hundred thousand to a

1208
00:56:31,560 --> 00:56:34,479
Speaker 4: million dollar life insurance policy. And this is happening every week.

1209
00:56:34,680 --> 00:56:38,400
Speaker 4: So now black households are getting more and more wealth,

1210
00:56:38,640 --> 00:56:41,520
Speaker 4: unfortunately to do to the demise. But what I'm saying

1211
00:56:41,560 --> 00:56:43,960
Speaker 4: is that if everybody had life insurance policies, the way

1212
00:56:43,960 --> 00:56:47,680
Speaker 4: we would solve violence in the hoods is insurance companies

1213
00:56:47,719 --> 00:56:49,520
Speaker 4: are gonna say, wait a minute, Northwestern ut you're gonna

1214
00:56:49,520 --> 00:56:51,720
Speaker 4: say no, no, no Ah, then paid out too many people

1215
00:56:51,760 --> 00:56:54,560
Speaker 4: the average life right they when the actuaries right, the

1216
00:56:54,600 --> 00:56:57,600
Speaker 4: people that's behind you know, the life insurance stuff. If

1217
00:56:57,600 --> 00:57:01,800
Speaker 4: they saying, yo, the average death rate is between sixty

1218
00:57:01,840 --> 00:57:04,319
Speaker 4: seven and eighty or something whatever, and people dying at

1219
00:57:04,320 --> 00:57:06,360
Speaker 4: twenty two in the hood, they just messed up my whole,

1220
00:57:06,920 --> 00:57:11,000
Speaker 4: a whole life insurance you know, chart, our actuarial charts.

1221
00:57:11,239 --> 00:57:13,720
Speaker 4: They gonna find a way to lower a violence seet

1222
00:57:13,920 --> 00:57:16,680
Speaker 4: And so I just think, like when we having them

1223
00:57:16,720 --> 00:57:20,160
Speaker 4: conversations with our people, it's like, bro, we gotta invest,

1224
00:57:20,240 --> 00:57:22,880
Speaker 4: we gotta get life insurance. But like I look at

1225
00:57:22,920 --> 00:57:27,440
Speaker 4: life insurance as a defense mechanism to keep the government

1226
00:57:27,560 --> 00:57:31,200
Speaker 4: from trying to keep violence in our hood. Because once

1227
00:57:31,240 --> 00:57:33,880
Speaker 4: the money's messed with bro on everything, they're gonna have

1228
00:57:33,960 --> 00:57:35,960
Speaker 4: to find a way to slow it down because it's

1229
00:57:35,960 --> 00:57:39,320
Speaker 4: no longer just a conversation of a person campaigning. It's

1230
00:57:39,400 --> 00:57:43,000
Speaker 4: real when it's a monetary Like when people boycott a

1231
00:57:43,000 --> 00:57:45,280
Speaker 4: company and they like, oh, they lost this amount of money,

1232
00:57:45,280 --> 00:57:47,000
Speaker 4: they gonna try to come out. They're gonna come out

1233
00:57:47,040 --> 00:57:49,440
Speaker 4: and say, yo, we want to change this or that.

1234
00:57:50,160 --> 00:57:54,480
Speaker 4: If every life insurance company, which Wall Street is all

1235
00:57:54,480 --> 00:57:57,000
Speaker 4: behind because they're invested in those companies, it's messing up

1236
00:57:57,400 --> 00:57:59,560
Speaker 4: all the other business models just to be a trickle

1237
00:57:59,560 --> 00:58:02,560
Speaker 4: down efect. It's messing up a newity payouts, it's messing

1238
00:58:02,640 --> 00:58:05,360
Speaker 4: up people pinching funds. It's messing up everything. And if

1239
00:58:05,400 --> 00:58:08,320
Speaker 4: the money is involved, and that that's what will genuinely

1240
00:58:08,720 --> 00:58:09,360
Speaker 4: end violence.

1241
00:58:11,000 --> 00:58:11,360
Speaker 7: It's good.

1242
00:58:11,400 --> 00:58:18,280
Speaker 8: Take So ta ta, So all right, So where we

1243
00:58:18,360 --> 00:58:18,800
Speaker 8: at now?

1244
00:58:18,840 --> 00:58:22,960
Speaker 6: As far as you have the podcast with Brandon Copan, right,

1245
00:58:23,040 --> 00:58:23,960
Speaker 6: yeah you have.

1246
00:58:24,080 --> 00:58:26,200
Speaker 4: You still have show Money, Money, Music Culture, You have

1247
00:58:26,200 --> 00:58:29,440
Speaker 4: the show Revote Sales, Yeah, economics on so Revote what

1248
00:58:29,760 --> 00:58:31,680
Speaker 4: is that? Everything list everything that you have going on

1249
00:58:31,760 --> 00:58:38,480
Speaker 4: right now? Okay, so Money, Music, Culture, podcasts, we'll copemconomics,

1250
00:58:38,560 --> 00:58:44,440
Speaker 4: the show on Revolt the Street. It's Crypto minute right now,

1251
00:58:44,480 --> 00:58:49,720
Speaker 4: we've probably changed that name. We got music. Shout out

1252
00:58:49,760 --> 00:58:52,520
Speaker 4: our old double dollar sign. Note right, our o double

1253
00:58:52,560 --> 00:58:54,640
Speaker 4: dollar sign mac when you go look it up, best

1254
00:58:54,680 --> 00:58:58,520
Speaker 4: rapper you ain't heard of yet? What else we get?

1255
00:58:58,680 --> 00:59:01,640
Speaker 4: Get Smart with Money, Get Smart with Money, the Netflix,

1256
00:59:01,920 --> 00:59:05,520
Speaker 4: and then we get the Economics Investment Club Economics university,

1257
00:59:05,880 --> 00:59:06,760
Speaker 4: you get smart money.

1258
00:59:06,760 --> 00:59:08,640
Speaker 7: That's it. That's what was experience. Right.

1259
00:59:08,760 --> 00:59:11,800
Speaker 9: So, people who don't know your Netflix star, I remember

1260
00:59:11,840 --> 00:59:14,120
Speaker 9: we were out in Chicago, Like, Yo, aren't you the

1261
00:59:14,120 --> 00:59:14,960
Speaker 9: guy from Netflix?

1262
00:59:15,880 --> 00:59:16,240
Speaker 7: He is?

1263
00:59:17,280 --> 00:59:17,960
Speaker 4: What was that like?

1264
00:59:18,360 --> 00:59:18,560
Speaker 8: Yo?

1265
00:59:18,720 --> 00:59:23,800
Speaker 4: So one? It was amazing. Uh you We literally shot

1266
00:59:23,800 --> 00:59:25,640
Speaker 4: that over the course of a year and it was

1267
00:59:25,680 --> 00:59:28,960
Speaker 4: so amazing. So right now, I'll definitely urge you right

1268
00:59:29,160 --> 00:59:31,360
Speaker 4: to go watch Get Smart with Money So on Netflix.

1269
00:59:31,400 --> 00:59:33,160
Speaker 4: The hardest thing in a well, call your buoll, call

1270
00:59:33,200 --> 00:59:35,400
Speaker 4: your auntie, your cousins, you know what I mean. Netflix

1271
00:59:35,440 --> 00:59:38,040
Speaker 4: A chill, let's get it. But it's amazing because a

1272
00:59:38,040 --> 00:59:42,440
Speaker 4: documentary of four people, four families, I'll say, who you

1273
00:59:42,480 --> 00:59:46,600
Speaker 4: know are struggling financially in some retrospect, right, and they're

1274
00:59:46,640 --> 00:59:49,120
Speaker 4: partnering with four financial coaches, right. And I'm one of

1275
00:59:49,120 --> 00:59:50,760
Speaker 4: the coaches. And a dope thing is I'm partnering with

1276
00:59:50,760 --> 00:59:53,479
Speaker 4: a young kid in the NFL. And what I did

1277
00:59:53,560 --> 00:59:56,320
Speaker 4: over the course of a year, I changed his overall

1278
00:59:56,520 --> 00:59:59,240
Speaker 4: relationship with money, his perception of what wealth is and

1279
00:59:59,280 --> 01:00:01,680
Speaker 4: how to attain it and keep it. Right. I'll say

1280
01:00:01,680 --> 01:00:03,440
Speaker 4: that the easiest thing is to get the money. The

1281
01:00:03,480 --> 01:00:05,320
Speaker 4: hardest thing is to keep the money. And so when

1282
01:00:05,360 --> 01:00:07,560
Speaker 4: you're that young in the NFL, you sign a million

1283
01:00:07,600 --> 01:00:09,840
Speaker 4: dollar contract and you look up old taxes.

1284
01:00:09,920 --> 01:00:10,160
Speaker 7: Is this?

1285
01:00:10,880 --> 01:00:13,200
Speaker 4: Oh I blew this? And then you're showing them the

1286
01:00:13,200 --> 01:00:15,040
Speaker 4: opportunity costs. Right, if you've been in the league this

1287
01:00:15,120 --> 01:00:17,800
Speaker 4: long and you ain't invested, damn over these five years,

1288
01:00:17,800 --> 01:00:20,720
Speaker 4: you would have seven x your bread, right, And he's like, oh,

1289
01:00:20,800 --> 01:00:24,840
Speaker 4: damn okay. And so it's just really transformative because it's

1290
01:00:24,880 --> 01:00:29,480
Speaker 4: helping everyday people understand how to you know, shout out budgeties.

1291
01:00:29,560 --> 01:00:32,240
Speaker 4: She helping somebody get out of debt. You have another

1292
01:00:32,240 --> 01:00:34,800
Speaker 4: person who's living paycheck to paycheck. They're showing him how

1293
01:00:34,800 --> 01:00:38,120
Speaker 4: to showing her, excuse me, how to get a side hustle.

1294
01:00:38,280 --> 01:00:40,640
Speaker 4: Then you got another family that's making good bread, but

1295
01:00:40,680 --> 01:00:42,640
Speaker 4: they spending a lot, so you're showing them how to

1296
01:00:44,040 --> 01:00:46,560
Speaker 4: manage their expenses. And me, I'm showing a kid who

1297
01:00:46,600 --> 01:00:50,600
Speaker 4: never invested before how to invest, why it's important to invest,

1298
01:00:50,760 --> 01:00:53,320
Speaker 4: and you know the easiest way to go about it.

1299
01:00:53,400 --> 01:00:56,680
Speaker 4: And that was like just starting out grabbing an index fund.

1300
01:00:56,920 --> 01:00:57,080
Speaker 8: Right.

1301
01:00:57,160 --> 01:00:58,919
Speaker 4: I was showing them S and P. We was showing

1302
01:00:58,960 --> 01:01:01,080
Speaker 4: them NAS deck and then we started talking about a

1303
01:01:01,120 --> 01:01:03,400
Speaker 4: few other companies, and there was a you know, a

1304
01:01:03,400 --> 01:01:04,680
Speaker 4: lot over the course of the year. We did a

1305
01:01:04,720 --> 01:01:07,200
Speaker 4: lot of talking. A lot of stuff didn't make the film,

1306
01:01:08,080 --> 01:01:10,280
Speaker 4: but we talked about everything, and uh, that's my dog

1307
01:01:10,360 --> 01:01:12,840
Speaker 4: here on the Seahawks. Now shout out teas, that's my brother.

1308
01:01:13,280 --> 01:01:13,800
Speaker 8: Yeah. Yeah.

1309
01:01:13,840 --> 01:01:16,480
Speaker 6: We was in Paris and guy was asking us about

1310
01:01:16,560 --> 01:01:21,800
Speaker 6: He's like, how come y'all not in that documentary? Definitely, yeah,

1311
01:01:21,800 --> 01:01:23,960
Speaker 6: for sure, So all right, gota we got to get

1312
01:01:23,960 --> 01:01:24,960
Speaker 6: them to do another.

1313
01:01:24,680 --> 01:01:25,560
Speaker 4: One man and we in it.

1314
01:01:25,920 --> 01:01:30,800
Speaker 6: So the plan for your company is to grow the

1315
01:01:30,920 --> 01:01:34,640
Speaker 6: media component? Yeah, yeah, So like, what's the what's the

1316
01:01:34,800 --> 01:01:37,840
Speaker 6: ten year vision for the for for your company?

1317
01:01:38,520 --> 01:01:41,160
Speaker 4: I love you saying like that for like an interview

1318
01:01:42,160 --> 01:01:45,120
Speaker 4: question supposed to practice, right, so they answer me, what's

1319
01:01:45,120 --> 01:01:48,040
Speaker 4: my five and ten year plan? But not like one.

1320
01:01:48,240 --> 01:01:52,080
Speaker 4: The media component of economics will continue to grow, bigger clients,

1321
01:01:52,360 --> 01:01:57,560
Speaker 4: greater production quality. Obviously, have something that's near and dear

1322
01:01:57,560 --> 01:02:01,000
Speaker 4: to me, and that's the economics you know, club portion

1323
01:02:01,360 --> 01:02:03,240
Speaker 4: or people getting there and they learning how to invest

1324
01:02:03,400 --> 01:02:05,760
Speaker 4: from the fundamental technical side, right. We talked about the

1325
01:02:05,760 --> 01:02:08,360
Speaker 4: fundamentals earlier, but the technical component is the one most

1326
01:02:08,360 --> 01:02:10,640
Speaker 4: people are interested in. But like before you get there,

1327
01:02:10,680 --> 01:02:12,480
Speaker 4: I definitely say, right, you got to learn how to

1328
01:02:12,520 --> 01:02:16,520
Speaker 4: walk before you run, and so that's one side, but

1329
01:02:16,680 --> 01:02:20,240
Speaker 4: we don't we're getting into a lot of what we're

1330
01:02:20,320 --> 01:02:22,840
Speaker 4: in the process of getting into components that's going to

1331
01:02:23,520 --> 01:02:27,520
Speaker 4: be geared towards kids, so you know, media from that realm,

1332
01:02:27,920 --> 01:02:31,080
Speaker 4: and then down the line, it's about raising capital. Right,

1333
01:02:31,120 --> 01:02:35,160
Speaker 4: It's like actually having you know, managing capital, whether it's

1334
01:02:35,200 --> 01:02:38,600
Speaker 4: from the VC standpoint, from from a hedge fund standpoint, right,

1335
01:02:38,640 --> 01:02:42,000
Speaker 4: being an asset allocator is really where it's at. I

1336
01:02:42,000 --> 01:02:44,400
Speaker 4: remember I said that to y'all a minute ago, about

1337
01:02:44,440 --> 01:02:47,200
Speaker 4: a year ago, if not longer, right, But I think

1338
01:02:47,240 --> 01:02:50,720
Speaker 4: that's a huge component. But it's like the goal right

1339
01:02:50,760 --> 01:02:53,440
Speaker 4: once again, was trying to help educate our community to

1340
01:02:53,520 --> 01:02:56,240
Speaker 4: make sure that our network a zero in thirty years, right,

1341
01:02:56,240 --> 01:02:57,720
Speaker 4: And so how do we do that?

1342
01:02:57,840 --> 01:02:58,040
Speaker 8: Right?

1343
01:02:58,160 --> 01:03:02,280
Speaker 4: We got to continue to market and meet our client

1344
01:03:02,320 --> 01:03:06,320
Speaker 4: where they're at. So that's social media, right, We're continuing

1345
01:03:06,360 --> 01:03:10,240
Speaker 4: to partner with brands and helping them, right, continuing to

1346
01:03:11,160 --> 01:03:13,320
Speaker 4: whether you're young or old, we want to be able

1347
01:03:13,320 --> 01:03:16,040
Speaker 4: to reach you there. And then it's also about saying

1348
01:03:16,040 --> 01:03:18,040
Speaker 4: how to actually grow your wealth. I think that's one

1349
01:03:18,040 --> 01:03:20,280
Speaker 4: thing that you guys do a great job at. Right.

1350
01:03:20,280 --> 01:03:22,840
Speaker 4: It's like, okay, we'll entertain you, but this ain't just

1351
01:03:22,920 --> 01:03:26,560
Speaker 4: no concert type of entertainment where you leave sweaty or whatnot.

1352
01:03:26,600 --> 01:03:29,680
Speaker 4: Now you leave with your life change, right, life altering

1353
01:03:29,720 --> 01:03:32,439
Speaker 4: conversations where it's like, yo, I never thought about that.

1354
01:03:32,640 --> 01:03:36,000
Speaker 4: And it's like giving people actionable items and steps to

1355
01:03:36,160 --> 01:03:40,960
Speaker 4: building wealth, right, Like becoming financially free is not something

1356
01:03:41,000 --> 01:03:44,720
Speaker 4: that is far fetched anymore, right, And I think it's

1357
01:03:44,800 --> 01:03:47,360
Speaker 4: just a function of Yo, this is the blueprint. I

1358
01:03:47,360 --> 01:03:50,040
Speaker 4: can show you the slow way to for sure become

1359
01:03:50,040 --> 01:03:53,040
Speaker 4: a millionaire? Are you patient enough to get there? Right?

1360
01:03:53,080 --> 01:03:55,320
Speaker 4: I think in this day and age, most people we

1361
01:03:55,680 --> 01:03:58,280
Speaker 4: want instant gratification. Right, everybody want to make a million

1362
01:03:58,280 --> 01:04:00,600
Speaker 4: in a year. But if we're giving you to blueprint

1363
01:04:00,840 --> 01:04:03,080
Speaker 4: to truly saying, put four hundred dollars in the s

1364
01:04:03,080 --> 01:04:05,680
Speaker 4: and P five hundred every month and that's gonna compound it,

1365
01:04:05,680 --> 01:04:09,800
Speaker 4: you'll be a millionaire in twenty five years, twenty whatever. Right, Like,

1366
01:04:10,040 --> 01:04:11,800
Speaker 4: those are the type of conversations we need to have.

1367
01:04:11,920 --> 01:04:14,840
Speaker 4: And so you know, economics, going back to the convo,

1368
01:04:14,920 --> 01:04:19,120
Speaker 4: it's like continuing to get people to understand how to

1369
01:04:19,240 --> 01:04:22,560
Speaker 4: get wealth and how to keep wealth and the production

1370
01:04:22,640 --> 01:04:26,120
Speaker 4: of it, and then also getting into the children production

1371
01:04:26,200 --> 01:04:31,480
Speaker 4: as well as managing capital. We should at some point

1372
01:04:32,000 --> 01:04:39,880
Speaker 4: have schools adapt curriculum an economics curriculum. More on the

1373
01:04:39,920 --> 01:04:43,400
Speaker 4: big screen, I thought I was flas hell. On Netflix.

1374
01:04:43,480 --> 01:04:46,080
Speaker 4: They had my emblem on bro, Like if you go

1375
01:04:46,200 --> 01:04:48,960
Speaker 4: to get smirrel with money, you see me on that.

1376
01:04:48,960 --> 01:04:51,240
Speaker 4: That shit was odd, you know what I'm saying, So

1377
01:04:51,360 --> 01:04:53,520
Speaker 4: like that's legitimate. I was like, gee, one of my

1378
01:04:53,560 --> 01:04:55,000
Speaker 4: homie sent me like, bro, I ain't gonna hold you

1379
01:04:55,040 --> 01:04:57,200
Speaker 4: g I was literally at this girl crib We're trying

1380
01:04:57,240 --> 01:04:59,959
Speaker 4: to Netflix and chill be like, ohoa you right there?

1381
01:05:00,040 --> 01:05:02,439
Speaker 4: He like, bro, he was like that's why I let's like, y'all,

1382
01:05:02,480 --> 01:05:04,640
Speaker 4: let's watch this. He's like, broll, I ain't even tell all.

1383
01:05:04,640 --> 01:05:06,080
Speaker 4: I knew you that was probably gonna mess it up.

1384
01:05:07,400 --> 01:05:09,600
Speaker 4: It was so funny. But yeah, so I don't know

1385
01:05:09,600 --> 01:05:11,760
Speaker 4: what y'all. Y'all got to hit y'all with that question

1386
01:05:11,800 --> 01:05:13,280
Speaker 4: with y'all tell your plan.

1387
01:05:13,200 --> 01:05:15,480
Speaker 7: Well, I wanted it before you ask that question.

1388
01:05:15,560 --> 01:05:18,800
Speaker 9: I got a question because you're the face of the brand,

1389
01:05:19,360 --> 01:05:21,760
Speaker 9: and so how do you manage and how will you

1390
01:05:21,880 --> 01:05:26,040
Speaker 9: manage spending time in the business versus spending time on

1391
01:05:26,160 --> 01:05:26,800
Speaker 9: the business.

1392
01:05:27,080 --> 01:05:30,680
Speaker 4: Yeah, yeah, yeah, it's all about And I tip my

1393
01:05:30,720 --> 01:05:33,320
Speaker 4: hat to y'all because y'all do a phenomenal job of

1394
01:05:34,480 --> 01:05:38,280
Speaker 4: entrusting people and saying, okay, let me build out a team.

1395
01:05:38,400 --> 01:05:38,520
Speaker 7: Right.

1396
01:05:38,560 --> 01:05:42,800
Speaker 4: I think in order to have a true successful business,

1397
01:05:42,800 --> 01:05:44,080
Speaker 4: you have to be able to take a step back

1398
01:05:44,080 --> 01:05:47,280
Speaker 4: and and trust other people and be able to delegate, right.

1399
01:05:47,320 --> 01:05:50,800
Speaker 4: And I think you guys have built a phenomenal business.

1400
01:05:51,000 --> 01:05:52,840
Speaker 4: And when I'm with y'all, I'm saying, Okay, this person

1401
01:05:52,960 --> 01:05:55,480
Speaker 4: is this, he handles operations, he handled this, he handles

1402
01:05:55,520 --> 01:05:58,960
Speaker 4: merch et cetera. And for a while I've been I've

1403
01:05:59,000 --> 01:06:02,439
Speaker 4: been wearing a lot of hat And to your point,

1404
01:06:02,440 --> 01:06:05,320
Speaker 4: it's like, you know, stepping back and saying, okay, it's

1405
01:06:05,400 --> 01:06:07,680
Speaker 4: time that we can hire other people.

1406
01:06:07,760 --> 01:06:07,920
Speaker 8: Right.

1407
01:06:08,600 --> 01:06:11,320
Speaker 4: And I'm economics club. I got my shot of my

1408
01:06:11,360 --> 01:06:13,880
Speaker 4: dog Tao. He's killing it on the technical side. He's

1409
01:06:13,880 --> 01:06:18,640
Speaker 4: calling that shit every day, smacking smacking, Yo, we just

1410
01:06:18,840 --> 01:06:22,200
Speaker 4: boom boom smacking, Right. And so from there, it's all

1411
01:06:22,240 --> 01:06:25,080
Speaker 4: about being able to take a step back and focus

1412
01:06:25,160 --> 01:06:29,000
Speaker 4: on some of the bigger things while maintaining the business

1413
01:06:29,000 --> 01:06:30,920
Speaker 4: and allowing it to continue to grow and prosper.

1414
01:06:31,760 --> 01:06:32,880
Speaker 8: I'll want ask you about the music.

1415
01:06:33,600 --> 01:06:36,400
Speaker 6: So, for people that might not have been familiar with

1416
01:06:36,440 --> 01:06:40,640
Speaker 6: your your rap, what kind of what would you classify

1417
01:06:41,200 --> 01:06:44,800
Speaker 6: your music as it? Is it economic base? Are you

1418
01:06:44,840 --> 01:06:49,720
Speaker 6: talking about money? Is it socially conscious? Is it street rap?

1419
01:06:49,800 --> 01:06:50,880
Speaker 8: Like? What are you rapping about?

1420
01:06:51,040 --> 01:06:56,520
Speaker 4: Yeah? Great question, it's god honest truth. Shout out to

1421
01:06:56,520 --> 01:07:01,760
Speaker 4: my dog Dante. I had a meeting with Warner like

1422
01:07:02,200 --> 01:07:05,800
Speaker 4: big you know label Warner and were in a label

1423
01:07:06,120 --> 01:07:08,280
Speaker 4: and you know, we playing songs and shit, he rocking.

1424
01:07:08,880 --> 01:07:12,560
Speaker 4: He like, bro, you would I would sound like if

1425
01:07:12,600 --> 01:07:15,360
Speaker 4: Gucci was educated, right, not saying Gucci ain't educator. I

1426
01:07:15,360 --> 01:07:17,240
Speaker 4: don't like the way that came off, but it sounded

1427
01:07:17,400 --> 01:07:19,680
Speaker 4: he was like, Yo, this is educated Gucci. And so

1428
01:07:19,920 --> 01:07:22,560
Speaker 4: I look at it. As you know, rap is the

1429
01:07:22,680 --> 01:07:24,520
Speaker 4: most braggadocious genre of music.

1430
01:07:24,600 --> 01:07:24,760
Speaker 8: Right.

1431
01:07:24,800 --> 01:07:26,760
Speaker 4: We talk about how many girls we got, how many

1432
01:07:26,800 --> 01:07:29,880
Speaker 4: forms we drive, how much money we got, et cetera,

1433
01:07:29,960 --> 01:07:33,320
Speaker 4: and so my music I am using that as another

1434
01:07:33,360 --> 01:07:35,320
Speaker 4: avenue to continue to educate.

1435
01:07:35,880 --> 01:07:36,080
Speaker 8: Right.

1436
01:07:36,240 --> 01:07:39,360
Speaker 4: It's like if I'm talking about you know, million dollar deal,

1437
01:07:39,520 --> 01:07:42,120
Speaker 4: just ready, the prospect this put my niggas on. You

1438
01:07:42,200 --> 01:07:45,320
Speaker 4: gonna have to respect this. Look in at commercial units

1439
01:07:45,320 --> 01:07:47,720
Speaker 4: out in Texas, like if I'm talking about shit and

1440
01:07:47,720 --> 01:07:50,280
Speaker 4: they nigga, what the fuck is the perspective game? Like,

1441
01:07:50,480 --> 01:07:52,200
Speaker 4: you know what I mean? And so the idea is

1442
01:07:52,280 --> 01:07:55,720
Speaker 4: talk about the shit were doing, we ain't no cap

1443
01:07:55,760 --> 01:07:58,920
Speaker 4: in it, but more importantly opening it up to saying like, yo,

1444
01:07:59,120 --> 01:08:02,720
Speaker 4: I get what he's talking about, right, Like, so from

1445
01:08:02,720 --> 01:08:04,480
Speaker 4: the beginning of time. That's why I went back to

1446
01:08:04,520 --> 01:08:07,280
Speaker 4: Wall Street rap. I'm talking about on the dow band

1447
01:08:07,320 --> 01:08:09,840
Speaker 4: call spreads for some tall bread on the prow with

1448
01:08:10,000 --> 01:08:12,560
Speaker 4: tall chick with some good you know what I mean. Yeah,

1449
01:08:12,560 --> 01:08:14,680
Speaker 4: it was bleeped that out that I brought us head

1450
01:08:14,720 --> 01:08:18,280
Speaker 4: out of it. But the idea is, like, it's like,

1451
01:08:18,320 --> 01:08:24,200
Speaker 4: we're making this Wall Street stuff more relatable, right, And

1452
01:08:24,240 --> 01:08:28,120
Speaker 4: so you know, the music is something that I love doing.

1453
01:08:28,760 --> 01:08:31,000
Speaker 4: I've been making it for a while and uh, but

1454
01:08:31,080 --> 01:08:33,559
Speaker 4: it's like what you're talking about, like what what what's

1455
01:08:33,640 --> 01:08:34,880
Speaker 4: gonna separate you?

1456
01:08:35,040 --> 01:08:36,599
Speaker 8: And it's based on financial literacy.

1457
01:08:36,880 --> 01:08:40,080
Speaker 4: Yeah yeah yeah, but like but it's fun though, Like,

1458
01:08:40,160 --> 01:08:42,200
Speaker 4: but so what I say about the music game is

1459
01:08:42,240 --> 01:08:46,519
Speaker 4: like I'll never be a starving artist right, I'm working

1460
01:08:46,560 --> 01:08:48,559
Speaker 4: on Wall Street while I'm making music, right, I'm never

1461
01:08:48,680 --> 01:08:50,799
Speaker 4: you know what I mean. And so, but the greatest

1462
01:08:50,800 --> 01:08:53,200
Speaker 4: thing was like learning how to make money from music.

1463
01:08:53,880 --> 01:08:56,120
Speaker 4: I learned how to make money for music off sinks

1464
01:08:56,120 --> 01:08:59,519
Speaker 4: and licensing. So what that is is getting your songs

1465
01:08:59,520 --> 01:09:04,439
Speaker 4: placed and TV shows, movies, video games. To date, my

1466
01:09:04,640 --> 01:09:07,639
Speaker 4: greatest placement was I got a song called a dub.

1467
01:09:08,160 --> 01:09:11,559
Speaker 4: When I'm talking some Wall Street shit, it's on NBA

1468
01:09:11,600 --> 01:09:14,519
Speaker 4: two K, so that shit's spinning. I'm talking about people

1469
01:09:14,520 --> 01:09:17,360
Speaker 4: all over the world hitting me yo. NBA two K

1470
01:09:17,439 --> 01:09:19,040
Speaker 4: brought me here, NBA two K bought me here. But

1471
01:09:19,080 --> 01:09:20,920
Speaker 4: the spins on it crazy. So I'm getting to check

1472
01:09:20,960 --> 01:09:24,559
Speaker 4: off that. But then I'm on Showtime, I'm on the SHA,

1473
01:09:25,080 --> 01:09:30,120
Speaker 4: I'm on HBO, I'm on South Side, I'm on Netflix,

1474
01:09:30,280 --> 01:09:34,280
Speaker 4: I'm on Outer Banks, I'm on BT, several shows on BT.

1475
01:09:34,400 --> 01:09:38,120
Speaker 4: Shout out. I didn't hit BT over the head, right,

1476
01:09:38,160 --> 01:09:41,360
Speaker 4: I'm on Sisters. I was on a gang of stuff

1477
01:09:41,360 --> 01:09:43,320
Speaker 4: on BT. On I used to have it written down,

1478
01:09:43,560 --> 01:09:46,880
Speaker 4: but the idea is, like, bro, when you make an

1479
01:09:46,920 --> 01:09:51,519
Speaker 4: upbeat rhythm, you're finding the correct frequency, right, like music

1480
01:09:51,560 --> 01:09:53,680
Speaker 4: of science g and if you know how to hit

1481
01:09:53,720 --> 01:09:58,400
Speaker 4: that frequency upbeat. Like most scenes break anytime you listen

1482
01:09:58,439 --> 01:10:00,640
Speaker 4: to anytime you watching a movie or he commercial, when

1483
01:10:00,640 --> 01:10:03,559
Speaker 4: you hear music, they paid that artist to use their songs.

1484
01:10:03,760 --> 01:10:07,599
Speaker 4: And generally they not gonna pay Kanye because he gonna

1485
01:10:07,600 --> 01:10:09,680
Speaker 4: have a stupid badge. Y'all need a million to use this.

1486
01:10:09,920 --> 01:10:13,960
Speaker 4: They pay smaller artists right in order to license their music.

1487
01:10:14,040 --> 01:10:16,559
Speaker 4: And so that's a niche that I that I love.

1488
01:10:16,600 --> 01:10:20,360
Speaker 4: I literally just got an email probably three four weeks ago,

1489
01:10:20,400 --> 01:10:23,840
Speaker 4: Like yo in the best part, bro. It's like you

1490
01:10:23,880 --> 01:10:27,000
Speaker 4: build a library of music and sometimes you don't even

1491
01:10:27,000 --> 01:10:29,040
Speaker 4: got to put it out, it's throwaways. But what you

1492
01:10:29,080 --> 01:10:31,880
Speaker 4: do is you have, like the name of the game

1493
01:10:31,960 --> 01:10:34,920
Speaker 4: there is and I've done this before. You get on

1494
01:10:34,960 --> 01:10:38,920
Speaker 4: LinkedIn and you just Google, not Google. You go on

1495
01:10:38,960 --> 01:10:41,479
Speaker 4: LinkedIn everything, and when you think of search, like that's Google,

1496
01:10:41,600 --> 01:10:45,240
Speaker 4: you go on LinkedIn and you search. Music supervisor and

1497
01:10:45,360 --> 01:10:48,479
Speaker 4: music supervisors are the people that take a scene of

1498
01:10:48,479 --> 01:10:51,519
Speaker 4: a movie or video game or commercial and they say, Okay,

1499
01:10:51,680 --> 01:10:53,679
Speaker 4: what's the mood of this scene, this is the type

1500
01:10:53,680 --> 01:10:55,840
Speaker 4: of music I want. So then they reach out to

1501
01:10:56,000 --> 01:11:01,080
Speaker 4: what I would call music brokers right their program music programmers,

1502
01:11:01,120 --> 01:11:05,719
Speaker 4: et cetera. Right, and they have like an inventory of cribs,

1503
01:11:05,800 --> 01:11:07,800
Speaker 4: right if you're a real estate broker. They got an

1504
01:11:07,800 --> 01:11:10,439
Speaker 4: inventory of songs. And then they're reading and they saying, okay,

1505
01:11:10,840 --> 01:11:13,599
Speaker 4: what's this. Okay, So we need an upbeat song that's

1506
01:11:13,640 --> 01:11:17,080
Speaker 4: talking about women empowerment. We need a dance record because

1507
01:11:17,080 --> 01:11:20,200
Speaker 4: they in the club, right boom, And so Shorty's able

1508
01:11:20,240 --> 01:11:22,760
Speaker 4: to shout out Melissa to you to go. She's able

1509
01:11:22,800 --> 01:11:24,840
Speaker 4: to take my music and pitch it and say, yo,

1510
01:11:24,920 --> 01:11:29,040
Speaker 4: this that right where you I remember? Man, she hit

1511
01:11:29,080 --> 01:11:32,200
Speaker 4: me with a who's Melissa. She runs the company, one

1512
01:11:32,240 --> 01:11:34,360
Speaker 4: of the companies that I used, that goes out and

1513
01:11:34,439 --> 01:11:37,840
Speaker 4: pitch my music. So like literally she emailed me three

1514
01:11:37,960 --> 01:11:40,960
Speaker 4: four weeks ago, like yo, it's like an agent effectively, right,

1515
01:11:40,960 --> 01:11:45,080
Speaker 4: And she's taking my music and she's pitching it and saying, Yo,

1516
01:11:45,400 --> 01:11:47,559
Speaker 4: they want this type of song. Do you approve of it?

1517
01:11:48,160 --> 01:11:48,400
Speaker 9: Yeah?

1518
01:11:48,760 --> 01:11:50,439
Speaker 4: Right? Like I remember I had a song and like

1519
01:11:50,479 --> 01:11:52,760
Speaker 4: the thing is, this song ain't ever out and it's

1520
01:11:52,800 --> 01:11:54,760
Speaker 4: not out. I made it probably three four years ago.

1521
01:11:55,000 --> 01:11:56,880
Speaker 4: I don't even remember it. Like when she asked, I'm like, yo,

1522
01:11:56,960 --> 01:11:59,040
Speaker 4: what's the song? And I'll talk to the producer like, Bro,

1523
01:11:59,040 --> 01:12:00,240
Speaker 4: you cool with this? He was like, Bro, send me

1524
01:12:00,280 --> 01:12:01,880
Speaker 4: the song. I don't even know what it is. He's like,

1525
01:12:01,880 --> 01:12:03,559
Speaker 4: oh that shit hard Bro, we might got to put

1526
01:12:03,560 --> 01:12:05,080
Speaker 4: it out now, Like in my mind, I'm gonna have

1527
01:12:05,120 --> 01:12:07,640
Speaker 4: to put it out because you'll get organic plays from it,

1528
01:12:07,680 --> 01:12:09,320
Speaker 4: so you're gonna get even more money. So you're gonna

1529
01:12:09,320 --> 01:12:11,719
Speaker 4: get the money on the on the license in side.

1530
01:12:11,920 --> 01:12:14,360
Speaker 4: But then, right, how many times have you been watching

1531
01:12:14,400 --> 01:12:18,800
Speaker 4: the TV show like, Yo, what's that Shazam? Well, yeah,

1532
01:12:18,840 --> 01:12:20,439
Speaker 4: that's the name Sazam? What song is this?

1533
01:12:20,880 --> 01:12:21,040
Speaker 7: Right?

1534
01:12:21,080 --> 01:12:23,360
Speaker 4: And then that's how you get even played, So you're

1535
01:12:23,360 --> 01:12:25,519
Speaker 4: getting on the front end and the back end.

1536
01:12:25,880 --> 01:12:28,240
Speaker 9: How profitable is it, like even for like a two k,

1537
01:12:28,800 --> 01:12:31,080
Speaker 9: like when you get paid to do it first to

1538
01:12:31,200 --> 01:12:34,200
Speaker 9: license it, but obviously people paid through inside the game

1539
01:12:34,280 --> 01:12:37,280
Speaker 9: and then maybe people go find it on the streaming platform.

1540
01:12:37,360 --> 01:12:39,519
Speaker 9: How profitable is it? Is it like we're gonna give

1541
01:12:39,520 --> 01:12:41,160
Speaker 9: you ten thousand for the how's that work?

1542
01:12:41,240 --> 01:12:41,439
Speaker 8: Yeah?

1543
01:12:41,479 --> 01:12:45,280
Speaker 4: Every every show has a different budget, Every movie has

1544
01:12:45,280 --> 01:12:49,559
Speaker 4: a different music budget. Where I think show time they

1545
01:12:49,600 --> 01:12:53,960
Speaker 4: can offer you a little bigger bad like teying commercials

1546
01:12:54,000 --> 01:12:56,960
Speaker 4: and movies is the biggest I ain't got there yet.

1547
01:12:57,720 --> 01:12:59,960
Speaker 4: I took a little hiatus because I just got two baby.

1548
01:13:00,000 --> 01:13:02,200
Speaker 4: He's two under two, so it's been super real in

1549
01:13:02,240 --> 01:13:05,680
Speaker 4: the crib. But I'm getting back down right. But I

1550
01:13:05,760 --> 01:13:08,240
Speaker 4: remember when Melissa hit me one time. She's like, Yo,

1551
01:13:08,320 --> 01:13:11,040
Speaker 4: I'm so sorry, I'm coming at you late, but I

1552
01:13:11,120 --> 01:13:15,360
Speaker 4: got a commercial. They're paying a hundred racks. It's it

1553
01:13:15,439 --> 01:13:18,880
Speaker 4: was for Google Bro. Me and my dog finished out

1554
01:13:18,880 --> 01:13:21,160
Speaker 4: my brother Finny. We went in and knocked out like

1555
01:13:21,200 --> 01:13:23,559
Speaker 4: two three songs in forty minutes. Sent it to us.

1556
01:13:23,600 --> 01:13:26,840
Speaker 4: She's like, oh, this is great. And the idea is

1557
01:13:27,479 --> 01:13:31,280
Speaker 4: knowing the type of frequency, knowing how not to cuss

1558
01:13:31,280 --> 01:13:33,519
Speaker 4: as much like I don't have that much cursion on

1559
01:13:33,560 --> 01:13:36,400
Speaker 4: my music right because they're gonna need the clean version,

1560
01:13:36,439 --> 01:13:39,720
Speaker 4: they're gonna need the MP three. I mean, I'm sorry,

1561
01:13:39,760 --> 01:13:41,799
Speaker 4: you don't need the you know, the high wave foul

1562
01:13:42,120 --> 01:13:46,439
Speaker 4: the instrumental in the clean version, right. But when you're

1563
01:13:46,439 --> 01:13:49,360
Speaker 4: doing that, it's all about just knowing the frequency, like

1564
01:13:49,400 --> 01:13:52,080
Speaker 4: having fun in the music. But some people, you know,

1565
01:13:52,240 --> 01:13:55,559
Speaker 4: like that dark sad, you know, slitch your wrist type

1566
01:13:55,640 --> 01:13:58,160
Speaker 4: music too, where that might get a good placement, but

1567
01:13:58,240 --> 01:14:01,840
Speaker 4: like the big placements. Is a feature film like I

1568
01:14:01,920 --> 01:14:02,920
Speaker 4: get one of them that's up.

1569
01:14:03,720 --> 01:14:06,600
Speaker 6: That's interesting because I never thought about that before. But

1570
01:14:06,640 --> 01:14:09,400
Speaker 6: I definitely, you know, you hear songs that you never

1571
01:14:09,439 --> 01:14:11,680
Speaker 6: heard of, like in these TV shows stuff like that.

1572
01:14:11,680 --> 01:14:14,599
Speaker 6: It's like background music yea for like a couple of seconds,

1573
01:14:15,080 --> 01:14:17,160
Speaker 6: you know, you think about it. But like, definitely a

1574
01:14:17,160 --> 01:14:18,680
Speaker 6: lot of songs. I mean, of course you hear like

1575
01:14:18,720 --> 01:14:20,760
Speaker 6: some big name artists, but a lot of times you

1576
01:14:20,840 --> 01:14:22,960
Speaker 6: hear it's been like power and stuff like that. You'll

1577
01:14:23,000 --> 01:14:26,920
Speaker 6: just hear random stuff, yeah, that you've never heard before ever.

1578
01:14:27,080 --> 01:14:30,800
Speaker 4: So all those artists probably get paid I would say

1579
01:14:30,840 --> 01:14:34,720
Speaker 4: anywhere from five to fifteen K. But the game is

1580
01:14:34,760 --> 01:14:38,840
Speaker 4: getting multiple placements. There's a young I know this one

1581
01:14:38,880 --> 01:14:41,519
Speaker 4: girl who'd just be knocking out c W placements. She

1582
01:14:41,640 --> 01:14:46,080
Speaker 4: getting like five a month, and it's like, I doubt

1583
01:14:46,080 --> 01:14:49,640
Speaker 4: she gonna, you know, disclose her source, because when you're

1584
01:14:49,640 --> 01:14:51,679
Speaker 4: looking at it, if c W is looking for this song,

1585
01:14:51,800 --> 01:14:54,240
Speaker 4: then they go to me and her and my stuff

1586
01:14:54,280 --> 01:14:56,600
Speaker 4: might be better. She ain't. She ain't gonna disclose it.

1587
01:14:56,720 --> 01:15:01,400
Speaker 4: But the idea is you start out music supervisor. I

1588
01:15:01,400 --> 01:15:03,840
Speaker 4: want to slap myself right now because I found the

1589
01:15:03,920 --> 01:15:07,439
Speaker 4: music supervisor for all of Activision, Blizzard, So that's all

1590
01:15:07,479 --> 01:15:09,880
Speaker 4: their stuff, right. I went to this thing called sync

1591
01:15:09,960 --> 01:15:12,160
Speaker 4: Con with me and my producer shot out Jay Mix.

1592
01:15:12,400 --> 01:15:14,599
Speaker 4: We went out there and we was just networking like crazy,

1593
01:15:14,880 --> 01:15:18,440
Speaker 4: like NFL. Somebody was there from the like, because everybody

1594
01:15:18,760 --> 01:15:21,840
Speaker 4: has music to take any scene of a movie to

1595
01:15:21,920 --> 01:15:24,320
Speaker 4: the next level, right Like, anytime you turn on TV,

1596
01:15:24,360 --> 01:15:26,360
Speaker 4: you're gonna hear music like that is what we are,

1597
01:15:26,439 --> 01:15:29,680
Speaker 4: right whether it's that, whether it's just some normal classical

1598
01:15:29,760 --> 01:15:32,400
Speaker 4: music hip hop, like hip hop the number one genre

1599
01:15:32,479 --> 01:15:35,919
Speaker 4: right now, right EDM, club scene whatever, like those DJs

1600
01:15:35,920 --> 01:15:38,960
Speaker 4: are getting paid. And the reality is if you're signed,

1601
01:15:39,760 --> 01:15:42,679
Speaker 4: it's harder to get the clearance and they're gonna charge

1602
01:15:42,720 --> 01:15:46,599
Speaker 4: you more. So you know, big pub deals, et cetera,

1603
01:15:46,920 --> 01:15:50,280
Speaker 4: and so certain people they rather go after smaller artists.

1604
01:15:50,280 --> 01:15:53,000
Speaker 4: And so if you're a small artist, bro find you

1605
01:15:53,439 --> 01:15:58,519
Speaker 4: LinkedIn music supervisor, Google music supervisor companies right Google sync

1606
01:15:58,520 --> 01:16:02,120
Speaker 4: and licensing companies. That's how you really take your music

1607
01:16:02,120 --> 01:16:03,880
Speaker 4: to the next level where you come from being a

1608
01:16:03,920 --> 01:16:05,960
Speaker 4: star of an artist. Because right now, I'll just knock

1609
01:16:06,000 --> 01:16:07,320
Speaker 4: out a song and I just send it to it.

1610
01:16:07,439 --> 01:16:10,280
Speaker 4: I won't even get a mixing master. If I'm like, yo,

1611
01:16:10,320 --> 01:16:11,880
Speaker 4: you rock this all right for the show. I'll make

1612
01:16:11,880 --> 01:16:14,360
Speaker 4: that investment to get it mixing mastered, because the same

1613
01:16:14,400 --> 01:16:16,920
Speaker 4: way the studio in the crib. Here, I'm recording in

1614
01:16:16,960 --> 01:16:20,760
Speaker 4: the crib right like when I first started making music. Bro,

1615
01:16:21,880 --> 01:16:25,240
Speaker 4: it's all about having like you say, no overhead right like,

1616
01:16:25,240 --> 01:16:28,240
Speaker 4: because the studio session might be sanctified to one hundred

1617
01:16:28,240 --> 01:16:31,240
Speaker 4: and twenty five hours an hour, mod's going there by four,

1618
01:16:31,320 --> 01:16:33,400
Speaker 4: you know, four hour session. They bring a lot of

1619
01:16:33,640 --> 01:16:35,479
Speaker 4: friends with them, They smoke and drink and you look up.

1620
01:16:35,520 --> 01:16:37,639
Speaker 4: You only knocked out one song. I'm at the crib,

1621
01:16:37,640 --> 01:16:41,639
Speaker 4: I'm knocking out songs, quit and the ideas right, had

1622
01:16:41,640 --> 01:16:44,040
Speaker 4: a great producers, and you're telling them, I need this

1623
01:16:44,080 --> 01:16:46,160
Speaker 4: to be sample free. That's the only way your music

1624
01:16:46,160 --> 01:16:48,400
Speaker 4: could go in if it's a sample in it, if

1625
01:16:48,400 --> 01:16:52,120
Speaker 4: they sample in anything, any voice or anything, and it's

1626
01:16:52,200 --> 01:16:55,840
Speaker 4: not like, uh, what's it called a public domain, which

1627
01:16:55,880 --> 01:16:58,000
Speaker 4: is meaning you had it, it's been out for over

1628
01:16:58,400 --> 01:17:01,200
Speaker 4: I think a hundred years or whatever it is, then

1629
01:17:01,640 --> 01:17:04,400
Speaker 4: you can't use it. So like my music supervisor she

1630
01:17:04,439 --> 01:17:09,879
Speaker 4: called me, she said, yo, is this is this simple free?

1631
01:17:10,160 --> 01:17:11,920
Speaker 4: I'm like, absolutely, you know, I don't see you none

1632
01:17:12,000 --> 01:17:14,080
Speaker 4: with it. She's like, all right, let's go. I got

1633
01:17:14,080 --> 01:17:17,040
Speaker 4: somebody that wanted and like, that's I mean, I used to.

1634
01:17:17,720 --> 01:17:20,439
Speaker 4: I had a run where I was just going crazy

1635
01:17:21,160 --> 01:17:24,280
Speaker 4: before the pandemic, and then I had two pandemic babies

1636
01:17:24,320 --> 01:17:26,240
Speaker 4: and I was just slowing down. When I'm back down,

1637
01:17:26,400 --> 01:17:29,840
Speaker 4: we got a new song called money Gang. It's hard.

1638
01:17:30,439 --> 01:17:30,599
Speaker 9: Yeah.

1639
01:17:30,680 --> 01:17:32,960
Speaker 7: Yeah. So every time somebody comes here, we let them

1640
01:17:33,000 --> 01:17:33,759
Speaker 7: choose their albums.

1641
01:17:34,040 --> 01:17:34,880
Speaker 8: Yeah yeah.

1642
01:17:35,360 --> 01:17:37,160
Speaker 9: In my mind, before you got here, I figured you

1643
01:17:37,160 --> 01:17:39,439
Speaker 9: would choose something from the shot. So I understand the

1644
01:17:39,439 --> 01:17:43,080
Speaker 9: college dropout, but you chose Forest Hills twenty fourteen.

1645
01:17:43,400 --> 01:17:44,560
Speaker 7: Yeah, what's the significance.

1646
01:17:44,840 --> 01:17:48,360
Speaker 4: So the crazy thing about Forest Hills shout out J

1647
01:17:48,520 --> 01:17:52,479
Speaker 4: Cole was that I got to go on the tour.

1648
01:17:52,880 --> 01:17:55,600
Speaker 4: So this is my first tour. Shout out my brother Jeremiah.

1649
01:17:56,360 --> 01:17:59,760
Speaker 4: On that tour, it was J Cole, Big Sean, Jeremiah,

1650
01:17:59,800 --> 01:18:05,000
Speaker 4: and Y. It was lit. It was crazy because this

1651
01:18:05,160 --> 01:18:08,200
Speaker 4: was so the album came out twenty fourteen, but the

1652
01:18:08,240 --> 01:18:10,880
Speaker 4: tour was summer twenty fifteen, and so this was so

1653
01:18:11,040 --> 01:18:16,840
Speaker 4: player because when I had resigned from Morgan Stanley for

1654
01:18:16,920 --> 01:18:18,880
Speaker 4: the new job that was gonna be in Chicago. Right

1655
01:18:19,640 --> 01:18:22,360
Speaker 4: for the fund the heads fun I was going to.

1656
01:18:23,840 --> 01:18:26,280
Speaker 4: I told Morgan Stanley, Yo, they need me to start immediately,

1657
01:18:26,840 --> 01:18:30,160
Speaker 4: And I told the new job, yeah, I got to

1658
01:18:30,160 --> 01:18:32,160
Speaker 4: finish up a few projects. I need about a month.

1659
01:18:32,720 --> 01:18:34,600
Speaker 4: So I literally I had a gap month where it

1660
01:18:34,680 --> 01:18:38,040
Speaker 4: was just I flew all the way west coast and

1661
01:18:38,120 --> 01:18:40,519
Speaker 4: we just went to City, City City, all the way

1662
01:18:40,560 --> 01:18:43,240
Speaker 4: back towards the Midwest. I ended up. I think I

1663
01:18:43,280 --> 01:18:47,200
Speaker 4: hopped off in New York because I had to start

1664
01:18:47,240 --> 01:18:49,840
Speaker 4: work unfortunately, But like that was one of the greatest

1665
01:18:49,840 --> 01:18:52,559
Speaker 4: experience because one you get to see the business of it.

1666
01:18:53,600 --> 01:18:57,559
Speaker 4: Jake colea Jeenans that man of genius bro like he's

1667
01:18:57,600 --> 01:19:02,000
Speaker 4: selling out Amphi theaters probably in one day, right, and

1668
01:19:02,120 --> 01:19:04,559
Speaker 4: so being able to one see the business side of

1669
01:19:04,600 --> 01:19:08,200
Speaker 4: that type of thing, seeing the merch tables, seeing you know,

1670
01:19:08,360 --> 01:19:10,880
Speaker 4: all the other ancillary things you're doing. Right, if you're

1671
01:19:10,920 --> 01:19:12,559
Speaker 4: in this city, you want to have the type of

1672
01:19:12,600 --> 01:19:15,439
Speaker 4: manager that's gonna get you paid, like you want to

1673
01:19:15,520 --> 01:19:18,480
Speaker 4: once again the best, like you say, having no overhead,

1674
01:19:18,600 --> 01:19:20,720
Speaker 4: So it's a ton of overhead as an artist, right,

1675
01:19:20,880 --> 01:19:22,559
Speaker 4: you got the tour bus, you got the driver, you

1676
01:19:22,600 --> 01:19:26,800
Speaker 4: got your dancers, you got your feeding these people, Well nah,

1677
01:19:26,840 --> 01:19:28,640
Speaker 4: maybe you might not have to feed them because you're

1678
01:19:28,720 --> 01:19:31,760
Speaker 4: paying them. Then you got your band right, And so

1679
01:19:31,960 --> 01:19:33,880
Speaker 4: one of the greatest things is in every city you

1680
01:19:33,960 --> 01:19:36,400
Speaker 4: touch in, if you could get a club walkthrough, and

1681
01:19:36,400 --> 01:19:39,000
Speaker 4: if you could get merch to offset that, then everything

1682
01:19:39,000 --> 01:19:41,960
Speaker 4: you're operating at a profit. And so being able to

1683
01:19:42,000 --> 01:19:45,240
Speaker 4: see there help Jeremiah what if you you know, business

1684
01:19:45,240 --> 01:19:48,600
Speaker 4: things that's my dog to this day. It was just

1685
01:19:48,640 --> 01:19:50,960
Speaker 4: amazing to see and so that really won helped me

1686
01:19:51,000 --> 01:19:53,320
Speaker 4: take my music to the next level, right, just being

1687
01:19:53,360 --> 01:19:56,519
Speaker 4: able to see certain things, interacting with you know, some

1688
01:19:56,600 --> 01:19:59,439
Speaker 4: who's who's too, like by being with Jeremiah and met

1689
01:19:59,479 --> 01:20:01,559
Speaker 4: a lot of the the biggest dopest mods too.

1690
01:20:03,000 --> 01:20:03,800
Speaker 7: Jeremy shot time.

1691
01:20:04,080 --> 01:20:05,200
Speaker 4: Oh yeah, I like that.

1692
01:20:05,439 --> 01:20:05,960
Speaker 7: We like that.

1693
01:20:07,280 --> 01:20:10,840
Speaker 6: Well, that was very educational. That music is very interesting.

1694
01:20:11,920 --> 01:20:14,240
Speaker 6: Any last words that you want to leave the people with,

1695
01:20:14,280 --> 01:20:16,400
Speaker 6: how can they follow you on social media and all

1696
01:20:16,400 --> 01:20:17,000
Speaker 6: of this stuff?

1697
01:20:17,439 --> 01:20:24,120
Speaker 4: Yeah? Man, thanks for having me. Man, it's all I

1698
01:20:24,160 --> 01:20:27,000
Speaker 4: am truly, you know, honored to be on y'all platform.

1699
01:20:27,040 --> 01:20:31,360
Speaker 4: I think what y'all doing is phenomenal. My name is

1700
01:20:31,439 --> 01:20:35,559
Speaker 4: Ross Mack. Ladies and gentlemen, Uh, mister mconomics. Uh, live

1701
01:20:35,600 --> 01:20:40,080
Speaker 4: by one creed right now. Black wealth matters. I find

1702
01:20:40,120 --> 01:20:42,400
Speaker 4: that to be very important that we continue to each

1703
01:20:42,439 --> 01:20:45,720
Speaker 4: one to each one. You can find more on economics

1704
01:20:45,760 --> 01:20:49,920
Speaker 4: dot com. Follow me on all platforms. I'm Ross Mack.

1705
01:20:50,560 --> 01:20:52,840
Speaker 4: That's I am R O, S S, M A C.

1706
01:20:53,000 --> 01:20:54,760
Speaker 4: And you can shoot me a text. Man. I got

1707
01:20:54,760 --> 01:20:58,160
Speaker 4: the seven seven three two three two twenty five seventy seven,

1708
01:20:58,560 --> 01:21:00,200
Speaker 4: and I just you know, leave it with you will

1709
01:21:00,280 --> 01:21:03,599
Speaker 4: continue to change your relationship with money because it's uh,

1710
01:21:03,720 --> 01:21:05,880
Speaker 4: it's a tool if you's right right, It's not a

1711
01:21:05,920 --> 01:21:08,639
Speaker 4: means for you. It's a tool, and I appreciate you all.

1712
01:21:08,760 --> 01:21:11,479
Speaker 4: I'm gonna do it like uh, like that song Dirk

1713
01:21:12,080 --> 01:21:14,559
Speaker 4: Goat with with Drake. He said he's gonna get a

1714
01:21:14,560 --> 01:21:17,120
Speaker 4: billion streams. You're gonna shout out Henna promote his earl.

1715
01:21:17,320 --> 01:21:19,559
Speaker 4: I'm a Product'm gonna promote my shorty company too. Man

1716
01:21:19,640 --> 01:21:23,400
Speaker 4: Lost the Products number one oldest longest standing hair care

1717
01:21:23,479 --> 01:21:25,680
Speaker 4: company out there. Man, get you some pink, gets you

1718
01:21:25,720 --> 01:21:30,439
Speaker 4: some s curl, We got beer oil, we got itything coming.

1719
01:21:30,479 --> 01:21:33,479
Speaker 4: Man Lost the Products the greatest black owned business, uh

1720
01:21:33,640 --> 01:21:37,160
Speaker 4: black owned, the oldest longest standing Black owned haircare company.

1721
01:21:37,280 --> 01:21:38,559
Speaker 8: That's that's a family's company.

1722
01:21:38,600 --> 01:21:41,639
Speaker 4: Yeah, her grandfather started it. Uh, everybody know pink oil.

1723
01:21:42,000 --> 01:21:44,040
Speaker 4: I can talk. I could talk like Biden. If you

1724
01:21:44,720 --> 01:21:47,479
Speaker 4: if you never use black pink oil, you're not black.

1725
01:21:47,800 --> 01:21:50,559
Speaker 4: I'm talking like Biden right now. Serious, everybody not. That's

1726
01:21:50,560 --> 01:21:51,720
Speaker 4: a fact.

1727
01:21:51,760 --> 01:21:54,880
Speaker 6: It's an actual fact. So he was still louder. I'm

1728
01:21:54,920 --> 01:21:56,840
Speaker 6: familiar with less they got. Yeah, they got a bunch

1729
01:21:56,840 --> 01:21:59,559
Speaker 6: of different So her grandfather started that company.

1730
01:21:59,640 --> 01:22:00,720
Speaker 4: Yeah, goop?

1731
01:22:00,720 --> 01:22:01,360
Speaker 8: Who runs now?

1732
01:22:01,560 --> 01:22:06,839
Speaker 4: Her father? And what's her rolling it? She is brand manager,

1733
01:22:07,160 --> 01:22:08,839
Speaker 4: she's over marketing.

1734
01:22:10,680 --> 01:22:13,720
Speaker 6: Interesting. I think I had spokes. Somebody might have reached

1735
01:22:13,720 --> 01:22:17,160
Speaker 6: out to us. I feel like, maybe, yeah.

1736
01:22:16,520 --> 01:22:19,840
Speaker 4: What you need I got trying to get a line

1737
01:22:20,400 --> 01:22:21,559
Speaker 4: were private label too?

1738
01:22:21,760 --> 01:22:25,040
Speaker 8: Okay, okay, yeah, well shot.

1739
01:22:24,439 --> 01:22:26,080
Speaker 4: We're trying to get the Troy beer line on.

1740
01:22:27,120 --> 01:22:28,840
Speaker 7: I got crazy. I just put pink oil in the

1741
01:22:28,920 --> 01:22:29,320
Speaker 7: other day.

1742
01:22:29,760 --> 01:22:32,360
Speaker 4: It's like that they got a beer oil. It's like that.

1743
01:22:32,760 --> 01:22:35,200
Speaker 9: It was Yeah, somebody gave us a gift basket that

1744
01:22:35,320 --> 01:22:38,519
Speaker 9: was inside. I was like, was that that revolt? It

1745
01:22:38,640 --> 01:22:39,479
Speaker 9: might have been at the revolt?

1746
01:22:39,560 --> 01:22:44,600
Speaker 4: Yeah, she was they was. They did some type of sponsorship.

1747
01:22:46,040 --> 01:22:48,519
Speaker 4: You already know, man, we're buying we're buying black. You know,

1748
01:22:48,640 --> 01:22:52,320
Speaker 4: so the one of the only standing black homeed businesses

1749
01:22:52,360 --> 01:22:55,960
Speaker 4: with no outside you know, investors, etcetera, Bros. One hundred

1750
01:22:55,960 --> 01:22:57,880
Speaker 4: percent black. You know what I mean? I felt, I

1751
01:22:57,880 --> 01:23:00,840
Speaker 4: really feel like dirt right now. Like that's all with

1752
01:23:00,920 --> 01:23:03,639
Speaker 4: j E. Like I've wrote my I'm promoting my bee

1753
01:23:04,080 --> 01:23:08,360
Speaker 4: like Indian Cosmetics or whatever. It's just but yeah, man,

1754
01:23:08,439 --> 01:23:10,960
Speaker 4: Macaonomics dot Com. You already know, man, big Cloth Talk.

1755
01:23:11,120 --> 01:23:13,400
Speaker 4: Subscribe to our podcast. They gonna be on it soon too.

1756
01:23:14,000 --> 01:23:17,240
Speaker 4: Money Music, Culture, Economics Club. You already know. He's really

1757
01:23:17,280 --> 01:23:19,360
Speaker 4: showing you how to get to a bag. It's like that,

1758
01:23:20,200 --> 01:23:21,960
Speaker 4: Oh I got, I got the One of the things

1759
01:23:21,960 --> 01:23:24,160
Speaker 4: we do is I got a five twenty nine course.

1760
01:23:24,400 --> 01:23:26,000
Speaker 4: Or I'm teaching you how to make sure your kids

1761
01:23:26,000 --> 01:23:29,280
Speaker 4: straight for life. I think that's really important, right Like

1762
01:23:29,760 --> 01:23:33,120
Speaker 4: as parents, I think it's really important to teach your

1763
01:23:33,200 --> 01:23:35,120
Speaker 4: kids all the things you didn't know, rather than give

1764
01:23:35,160 --> 01:23:37,160
Speaker 4: your kids all the stuff you didn't have. I think

1765
01:23:37,200 --> 01:23:39,000
Speaker 4: anybody be so caught up like, oh, I'm gonna give

1766
01:23:39,000 --> 01:23:41,000
Speaker 4: my kids some Gucci because I ain't had Gucci all.

1767
01:23:41,000 --> 01:23:42,800
Speaker 4: I'm gonna do this, do that. I ain't nothing wrong

1768
01:23:42,840 --> 01:23:44,720
Speaker 4: with that, but also teach them the stuff you didn't know,

1769
01:23:44,920 --> 01:23:48,200
Speaker 4: which is gonna help them be better, help them really

1770
01:23:48,800 --> 01:23:52,040
Speaker 4: build generational wealth. So you know, I got the blueprint

1771
01:23:52,160 --> 01:23:54,040
Speaker 4: with my five twenty nine course in terms of just

1772
01:23:54,080 --> 01:23:58,160
Speaker 4: helping helping you understand how to set it up, as

1773
01:23:58,160 --> 01:23:59,920
Speaker 4: well as what type of funds and how to even

1774
01:24:01,160 --> 01:24:03,120
Speaker 4: look at the fact sheet and say if this fun

1775
01:24:03,320 --> 01:24:06,080
Speaker 4: is or isn't for you In terms of investments.

1776
01:24:05,720 --> 01:24:08,120
Speaker 6: I like that teacher teaching kids what you didn't know

1777
01:24:08,120 --> 01:24:09,760
Speaker 6: as opposed to giving them what you didn't have.

1778
01:24:10,000 --> 01:24:14,000
Speaker 4: Yeah, hey, I'm a rapper. I got barred.

1779
01:24:17,080 --> 01:24:18,840
Speaker 9: Shout out to the one business school. So this is

1780
01:24:18,880 --> 01:24:21,200
Speaker 9: the I'm counting three, but it might be more. You

1781
01:24:21,280 --> 01:24:25,360
Speaker 9: have Derek Ferguson grad, we had obviously Brandon Copeland, Yeah,

1782
01:24:25,400 --> 01:24:29,479
Speaker 9: and now we have Ross so uh my business I'm

1783
01:24:29,520 --> 01:24:32,840
Speaker 9: not sure, but shout out to the that's incredible, man.

1784
01:24:32,920 --> 01:24:35,280
Speaker 4: Man. I appreciate y'all. Man, it ain't it ain't a lot, man,

1785
01:24:35,320 --> 01:24:37,640
Speaker 4: but look, it ain't a lot. People doing what y'all do.

1786
01:24:38,040 --> 01:24:41,080
Speaker 4: Y'all are the epitome of it. So I just want

1787
01:24:41,120 --> 01:24:42,040
Speaker 4: to say thank you again.

1788
01:24:42,080 --> 01:24:42,200
Speaker 8: Man.

1789
01:24:42,240 --> 01:24:44,679
Speaker 4: I want to give y'all flowers while y'all living, y'all

1790
01:24:44,760 --> 01:24:47,679
Speaker 4: going crazy. The story's crazy right if y'all lover talking

1791
01:24:47,680 --> 01:24:51,639
Speaker 4: to them off camera? Right like we where we're at

1792
01:24:51,680 --> 01:24:55,639
Speaker 4: right now, game like this, this hard body, So y'all

1793
01:24:55,680 --> 01:24:58,439
Speaker 4: going crazy. Man, y'all taking the world over. I can't wait.

1794
01:24:59,200 --> 01:25:00,800
Speaker 4: I'm putting it out there now. I can't wait to

1795
01:25:00,920 --> 01:25:04,840
Speaker 4: be on the stage at the next investments to doing

1796
01:25:04,880 --> 01:25:08,240
Speaker 4: it out there. Being out there, I asked something, I say, gee,

1797
01:25:08,240 --> 01:25:09,800
Speaker 4: what what you gotta do to get on that?

1798
01:25:11,200 --> 01:25:12,479
Speaker 7: This is this is the first step this.

1799
01:25:12,920 --> 01:25:15,639
Speaker 4: Yeah, let's go gangs, so you know. But now real

1800
01:25:15,680 --> 01:25:19,320
Speaker 4: talk though, y'all going berserk. So appreciate y'all for having me.

1801
01:25:19,360 --> 01:25:20,200
Speaker 7: I appreciate you.

1802
01:25:20,240 --> 01:25:21,240
Speaker 8: Thank you, brother Troy.

1803
01:25:21,880 --> 01:25:24,160
Speaker 9: Yeah, shout to everybody on patriot dot com, all of

1804
01:25:24,200 --> 01:25:26,599
Speaker 9: our patrons over there. Shout out to all of our

1805
01:25:26,600 --> 01:25:29,439
Speaker 9: people at e y L University, all our earners, everybody

1806
01:25:29,479 --> 01:25:31,639
Speaker 9: supporting the merge. And again shout out to Ross Man.

1807
01:25:31,640 --> 01:25:33,479
Speaker 9: We flung out a few times. Man, just a real

1808
01:25:33,520 --> 01:25:37,240
Speaker 9: solid dude and my brother. We're in the married band club,

1809
01:25:37,280 --> 01:25:39,920
Speaker 9: so shout out to him. He's one of my padres

1810
01:25:39,960 --> 01:25:41,360
Speaker 9: and that there's not many of us out here, but

1811
01:25:41,800 --> 01:25:44,760
Speaker 9: Ross is a solid, solid member, So shout the.

1812
01:25:44,439 --> 01:25:45,840
Speaker 4: Black love is real man.

1813
01:25:47,240 --> 01:25:49,160
Speaker 8: All right, God, thank you for rocking West. For see

1814
01:25:49,160 --> 01:25:50,120
Speaker 8: you next week. Peace.

1815
01:25:50,280 --> 01:25:50,559
Speaker 7: Peace.

1816
01:25:52,640 --> 01:26:02,960
Speaker 5: My graduates from my school being forced back drop Mike Drops.

1817
01:26:11,360 --> 01:26:14,960
Speaker 1: An illegal alien from Guatemala charged with raping a child

1818
01:26:15,040 --> 01:26:18,840
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

1819
01:26:19,080 --> 01:26:23,240
Speaker 1: accused of murdering a Texas man of Venezuelan charged with

1820
01:26:23,280 --> 01:26:27,200
Speaker 1: filming and selling child pornography in Michigan. These are just

1821
01:26:27,280 --> 01:26:31,040
Speaker 1: some of the heinous migrant criminals caught because of President

1822
01:26:31,080 --> 01:26:31,519
Speaker 1: Donald J.

1823
01:26:31,600 --> 01:26:34,040
Speaker 2: Trump's leadership. I'm Christy Noman, the.

1824
01:26:34,040 --> 01:26:38,640
Speaker 1: United States Secretary of Homeland Security. Under President Trump, attempted

1825
01:26:38,720 --> 01:26:42,400
Speaker 1: illegal border crossings are at the lowest levels ever recorded,

1826
01:26:42,720 --> 01:26:45,759
Speaker 1: and over one hundred thousand illegal aliens have been arrested.

1827
01:26:46,040 --> 01:26:49,599
Speaker 1: If you are here illegally, your next you will be

1828
01:26:49,640 --> 01:26:53,520
Speaker 1: fined nearly one thousand dollars a day, imprisoned, and deported.

1829
01:26:53,960 --> 01:26:55,160
Speaker 2: You will never return.

1830
01:26:55,479 --> 01:26:58,479
Speaker 1: But if you register using our CBP home app and

1831
01:26:58,600 --> 01:27:01,439
Speaker 1: leave now, you could be allowed to return legally.

1832
01:27:01,840 --> 01:27:04,040
Speaker 2: Do what's right. Leave now.

1833
01:27:04,400 --> 01:27:09,200
Speaker 1: Under President Trump, America's laws, border and families will be protected.

1834
01:27:09,280 --> 01:27:11,439
Speaker 3: Sponsored by the United States Department of Homeland security,