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Speaker 4: So we'll jumped right into it. So you guys are
Speaker 4: college professors, right, and you know college is something that
Speaker 4: is very it's a it's a hot topic and it's
Speaker 4: something that triggers a lot of emotions in people, especially nowadays.
Speaker 4: It's like anytime we put a post on Instagram about college,
Speaker 4: we get a thousand comments and people saying like it's
Speaker 4: a scam, no, wats your money, and other people saying
Speaker 4: all kinds of stuff. Right, So I'm just going to
Speaker 4: jump I'll just jump right into it. Is college still
Speaker 4: necessary to be successful? Or it wasn't really ever necessary,
Speaker 4: but in today's society it's college still necessary, still needed.
Speaker 5: I mean I think that college, I mean it's not needed,
Speaker 5: it's I mean, it's something that you can do to
Speaker 5: it's something that's possible.
Speaker 6: I think should be an option, right.
Speaker 5: I don't think it should be forced upon that people
Speaker 5: have to go to college.
Speaker 6: I know.
Speaker 5: I will say there's other ways of being success full
Speaker 5: and go into certain fields that college is not needed
Speaker 5: as much as it was five years ago. But some
Speaker 5: things you do need, like if you want to be
Speaker 5: a lawyer or a doctor, or you're in a stem
Speaker 5: fields like college can be very productive. But then there's
Speaker 5: some other majors where honestly you can you can learn
Speaker 5: on YouTube, or you can learn about reading books, or
Speaker 5: you can learn about just doing so, I don't think
Speaker 5: it has to be a necessary thing to go to college,
Speaker 5: but I do think it should still be an option.
Speaker 7: Yeah, I think also one of the biggest things about
Speaker 7: college are the networks and the relationships that are made.
Speaker 8: So it's very far and.
Speaker 7: Few in between that you get to sit in a
Speaker 7: room with a doctor, a future lawyer, a future dentist,
Speaker 7: a future teacher and have conversations that are not about
Speaker 7: your fields of study. And because we all know that
Speaker 7: once we get into our you know, our real lives
Speaker 7: after college, it starts to become a little bit closer
Speaker 7: in the bubble where you're just dealing with people who
Speaker 7: are who have similar interests. So college, for that particular space,
Speaker 7: there's not many any other places that create that type
Speaker 7: of environment. And academically there are some fields that do
Speaker 7: still need it. But you know, I think that these institutions,
Speaker 7: a lot of them are just not created for the
Speaker 7: benefit of the students. I mean, there are a number
Speaker 7: of colleges and universities that are doing that work, but
Speaker 7: I think there are a lot that are scamming people,
Speaker 7: and I think there are a lot that are not
Speaker 7: doing the work.
Speaker 3: It used to be looked at as a badge into
Speaker 3: middle class life. But you had to have that piece
Speaker 3: of paper if you wanted to get a good job,
Speaker 3: get a house like that. That's going away with like
Speaker 3: what any was just saying. It's like some things we're
Speaker 3: just going to learn on the fly, Like we say
Speaker 3: this all the time. We have no training in broadcasting,
Speaker 3: but we're doing a podcast, right, Like we're learning these
Speaker 3: things as we go. And I think, like, yes, there
Speaker 3: are options that you can do outside of going to school,
Speaker 3: but if there are our careers like lawyers and dogs,
Speaker 3: like you said, it's mandatory. Man, I'm a college guy, right,
Speaker 3: Like we had to do it in education, but like
Speaker 3: I said before, like I feel like we could. I
Speaker 3: could have done it out of high school given the
Speaker 3: proper training, rather than seven years of dedication to that career.
Speaker 6: You know what I mean.
Speaker 4: I think what college does is we live in a
Speaker 4: society where image is very important, right, So what college
Speaker 4: does is that it gives you a badge to say, Okay,
Speaker 4: I have a certain level of success already built in
Speaker 4: because I've completed my degree. So now I can at
Speaker 4: least speak to you on an intelligent level when I
Speaker 4: can be taken seriously, which is not always the case, right,
Speaker 4: because there's plenty of people that graduated from what Kanye speaple.
Speaker 4: Kanye said, people graduate from college will be still stupid.
Speaker 4: That happens all the time. And then you got some
Speaker 4: people who never went to college who are brilliant or
Speaker 4: never finished college that are brilliant. So my personal opinion
Speaker 4: on it is that I think that college is beneficial.
Speaker 4: It can be beneficial from the social standpoint, specifically from
Speaker 4: a social standpoint and growing as an adult, right because
Speaker 4: especially if you go away from college, that's probably your
Speaker 4: opportunity living on your own and you mature, you develop
Speaker 4: a certain relationships, you meet people. That part you really
Speaker 4: can't get just going out of high school. In the
Speaker 4: real world, you can, but it's a lot more difficult.
Speaker 4: You're not in an incubator where you're just around a
Speaker 4: thousand people and you can just develop those type of relationships.
Speaker 4: It's not easy to do that and just real world life.
Speaker 4: But I feel that a lot of times people are
Speaker 4: misguided right when they go to college. So this is
Speaker 4: my next question. As far as you know, one of
Speaker 4: the biggest things for college for me is majors. Right,
Speaker 4: So you guys are on the inside. And I see.
Speaker 4: I saw that even when I was in school. Anybody
Speaker 4: that doesn't know I have a communications degree, I don't
Speaker 4: have a business degree. So but when I went to school,
Speaker 4: they told me like, look, just get a degree. Doesn't matter.
Speaker 4: If you're not trying to be a doctor or a
Speaker 4: rocket scientist, it doesn't matter. And it honestly didn't because
Speaker 4: when I graduated, I'm a financial advisable. When I graduated,
Speaker 4: in order to do what I had to do, I
Speaker 4: had to pass three different tests. So I had to
Speaker 4: study for like nine months. So it doesn't matter if
Speaker 4: I would have got a business degree or not, I
Speaker 4: still would have had to study. So it's kind of
Speaker 4: like I went to college. After I went to college anyway,
Speaker 4: and now I have my licenses so I can do
Speaker 4: whatever I want to do. So but I could have
Speaker 4: had an art degree. I could have had any kind
Speaker 4: of degree, right, So how important is it to pick
Speaker 4: the right major and how do you determine what is
Speaker 4: the right major?
Speaker 5: So this is for parents and people got in students
Speaker 5: for college. So before I was a professor, I should
Speaker 5: work in a mission. So the most important part when
Speaker 5: talking to parents or talking to students is when you're
Speaker 5: choosing a school, especially when it comes to majors, your
Speaker 5: major should be a top five major within that school.
Speaker 5: What I mean by that is top five with enrollment
Speaker 5: and also they have placement for the companies that deal
Speaker 5: exactly what your major. And if you're not in those
Speaker 5: top five areas for your major, what can happen, honestly
Speaker 5: is you can be two years in at the school
Speaker 5: and if there's not enough students enrolled in that program,
Speaker 5: your program, and now you're still at that college. So
Speaker 5: it's very important as we guide our students telling to
Speaker 5: go to college. Yeah that's great, but please make sure
Speaker 5: whatever field you're trying to go into is one a
Speaker 5: popular major within the school. Two has the partnerships outside
Speaker 5: of the school with the different companies. And then, last,
Speaker 5: but not least, is the mentality of knowing where the
Speaker 5: United States or where your country where you're living at
Speaker 5: is going to be the next five years as far
Speaker 5: as the job marketing careers and what's going to be
Speaker 5: in demand. Not what I always say this mentality of
Speaker 5: not five minutes from now, start taking five years from now.
Speaker 6: Right.
Speaker 5: So when you're making that decision, what does a communications
Speaker 5: degree look like five years.
Speaker 6: From now, right, what does that feel looks like? Look like?
Speaker 6: Is every going to be around photography?
Speaker 5: Is that's something that you really have to go to
Speaker 5: school for when you can potentially learn that, you know,
Speaker 5: So that's that's kind of the key when picking your
Speaker 5: majors is making sure that the school provides the resources
Speaker 5: but can also place you at the job. But it
Speaker 5: also is a demand. But in the next few years,
Speaker 5: I couldn't agree more.
Speaker 6: Man Like.
Speaker 3: A lot of times, especially in our community, when our
Speaker 3: kids think about college, the first thing they think out
Speaker 3: the athletics, right, like I want to go to do
Speaker 3: or I want to go in North Carolina, I want
Speaker 3: to go to Yukon, right, And when you get there,
Speaker 3: if you're not there on athletics, it's like, well, I
Speaker 3: want to study communications. Well that's not one of those majors.
Speaker 3: That is one of the best things at that school.
Speaker 3: So like you should be looking past just like, yo,
Speaker 3: I'm alumni and I go to that school for the sports,
Speaker 3: right if it means it doesn't mean as much when
Speaker 3: you come out of Yukon with a communication gree.
Speaker 4: I have a communication degree, you know what I'm saying.
Speaker 8: But I want to go back to what you said.
Speaker 8: I don't go back to what you said because you
Speaker 8: said that.
Speaker 6: It doesn't matter.
Speaker 3: And in my head, I'm like, yeah, it doesn't matter
Speaker 3: if you're on an athletic scholarship. If it matters to
Speaker 3: a guy like me, who was like, I'm studying physical
Speaker 3: therapy and I don't want to be a physical therapist,
Speaker 3: right and I've paid thirty thousand dollars for four years,
Speaker 3: It's like this matters a lot, right, Like, now what
Speaker 3: do I do? Do I have to continue going when
Speaker 3: I don't want to do this? Or do I have
Speaker 3: to figure out what can I do?
Speaker 6: Like that?
Speaker 3: I kind of fell into that thing. It was like
Speaker 3: the school I was at it was great for physical therapy.
Speaker 3: I couldn't pass the science classes. I'm like, yo, I'm
Speaker 3: not going to be a physical therapist. I got to
Speaker 3: figure out what I can get and gratefully I was
Speaker 3: able to go to school with a health science degree,
Speaker 3: and I was.
Speaker 6: Like, all right, well what does that even mean? You
Speaker 6: know what I'm saying.
Speaker 3: So I have to start figuring out, like and what's
Speaker 3: gonna happen.
Speaker 5: We talk about this all the time, and Jeff in
Speaker 5: particular use this analogy of you know, and everything else
Speaker 5: you buy something, you challenge to make sure that the
Speaker 5: service that they're providing is correct, right. And I feel
Speaker 5: like people are not challenging some of these schools when
Speaker 5: they're paying all this money. You know, you're paying and
Speaker 5: maybe because you're not physically using cash and handing over
Speaker 5: fifty thousand dollars, you're not seeing the money, so you
Speaker 5: maybe don't care as much as if you're going to
Speaker 5: a restaurant, like you know, Jeff always says about, you know,
Speaker 5: if you order steak and they bring out chicken nuggets,
Speaker 5: are you gonna eat chicken nuggets?
Speaker 6: Or you're going to say I ordered steak.
Speaker 5: And many times students are paying all this money for
Speaker 5: a school and then not providing the services that they're promised,
Speaker 5: and they're not challenging the school right or asking questions before.
Speaker 5: And I don't know, maybe it's because again you're not
Speaker 5: physically handing that money over and you think, I, oh,
Speaker 5: I'll just get a job and I paid all later.
Speaker 5: But I think it should really treat it like everything
Speaker 5: else you purchase.
Speaker 3: That that's a problem, especially in our community, man, like
Speaker 3: we don't know how to advocate for the things we want.
Speaker 3: Like I've seen it over and over with parents not
Speaker 3: being able to advocate for the kids. But then the
Speaker 3: kids grow up and they don't know how to advocate.
Speaker 3: So if they all being mistreated at school and the
Speaker 3: things that not being about it, it's like who.
Speaker 4: Do I How do you challenge the system? Because I
Speaker 4: mean that's like going up against system.
Speaker 6: So I don't want to even say, like challenge the system.
Speaker 6: It's simple things.
Speaker 5: So if there's like a college fair at your school,
Speaker 5: like every school, typically at high school, they bring in
Speaker 5: college representatives, you know, instead of asking questions like students
Speaker 5: get these questions from guidance counselors and some people. I
Speaker 5: don't know where they get these questions from, like what's
Speaker 5: the percentage of student success at your school? Like that's
Speaker 5: not the question should be asking. You'd be asking, you know, look,
Speaker 5: I want to be an engineer. How can you how
Speaker 5: can this school help me become an engineer? How can
Speaker 5: this school help me become a bio mechanical engineer?
Speaker 6: Like whatever?
Speaker 5: How does how? What are the tools at your school
Speaker 5: to get me there? But also is this major a
Speaker 5: popular major at your school? Can I talk to somebody
Speaker 5: at the institution, the career center and find out how
Speaker 5: many people you placed at a job in the last
Speaker 5: three to four years at point. You know, like those
Speaker 5: type of questions need to be asked, and unfortunately we don't.
Speaker 5: We don't provide those resources, them tools enough, and that's
Speaker 5: why we create the platform that we create.
Speaker 6: That's part of the things that we deal with to let.
Speaker 5: Students know, like you do have a voice number one
Speaker 5: and number two to ask those type of questions before
Speaker 5: spending all of this money.
Speaker 4: Jef, I wanted to ask you a question. We spoke
Speaker 4: of CAM about the hitting curriculum.
Speaker 7: Yeah, so the idea, so it kind of goes into
Speaker 7: the aspect that the students don't know who to ask,
Speaker 7: so that there is that problem I don't know where
Speaker 7: to go, and the institutions are not doing the job properly.
Speaker 7: A lot of institutions are not doing the job properly
Speaker 7: and creating a space for students to understand things like
Speaker 7: acronyms that students don't know. So I don't know what
Speaker 7: FASSA might stand for, and that's talking about financial aid.
Speaker 7: If you don't know what that means, then you're out
Speaker 7: of luck. You don't know what the bursar office means.
Speaker 7: And these are the things that are just directly dealing
Speaker 7: with your money.
Speaker 6: Sounds like it's already.
Speaker 8: So you don't know what these things are.
Speaker 7: So I think it's just essential for And this is
Speaker 7: where I think the big problem is is that there
Speaker 7: are institutions that are about creating careers for people who
Speaker 7: want to be educators.
Speaker 8: So they want to go up.
Speaker 7: The ladder and become vice presidents and become deans and
Speaker 7: become provosts and presidents of institutions without caring about the students.
Speaker 7: So then they create these platforms and they create these
Speaker 7: spaces where the students cannot succeed.
Speaker 8: So I'm not going to sugarcoat it.
Speaker 7: There are academic institutions that are out there primarily just
Speaker 7: to build careers and primarily just to make money. The
Speaker 7: proper institutions that are doing the work are the ones
Speaker 7: that say we are going to make sure that you
Speaker 7: know who to speak to. And with the hidden curriculums,
Speaker 7: that just means that there are things that are being
Speaker 7: hidden in regular nomenclature. So it's saying we know what
Speaker 7: it is, but a seventeen year old does not know
Speaker 7: what that is, and we expect them to know what
Speaker 7: it is, then succeed in that space, and then excel
Speaker 7: beyond that. And then by the time they hit to
Speaker 7: year two or three, we see the retention level drops
Speaker 7: because the student doesn't know what the term retention even means.
Speaker 7: So we're saying, we want to keep you here, but
Speaker 7: are we even doing the work that needs to be done.
Speaker 7: So ultimately, at the end of the day, that's where
Speaker 7: we have to start to do more work, is saying
Speaker 7: what are the students getting and who do they need
Speaker 7: to speak to so to really touch on the comments
Speaker 7: that we were just saying. One of the things that
Speaker 7: I can tell all people who are sending any of
Speaker 7: their students to college or are going back to school themselves,
Speaker 7: is that you have to really find particular individuals on
Speaker 7: your campus. I can't stress the I can't stress it
Speaker 7: enough that you have to get involved, and I means
Speaker 7: you have to find somebody who's already doing the work
Speaker 7: and make sure you align yourself with that. Find the
Speaker 7: Jeff or the Lenny on your campus and sit in
Speaker 7: their office introduce yourselves, because what ends up happening is
Speaker 7: I'm the one that's going to put you in touch
Speaker 7: with this person, that person, this individual to help you
Speaker 7: succeed because doing it by yourself is literally impossible.
Speaker 4: Now we was talking off cameras too, when it's difficult
Speaker 4: because I think my experience is a little jaded because
Speaker 4: I was I played basketball, so when I went to school,
Speaker 4: I got I was on athletic scholarship. So if anybody's
Speaker 4: not familiar athletes, it's different, especially at a Division I school.
Speaker 4: So when I got to campus, you know, we had
Speaker 4: our own study hall just for the athletes. We had
Speaker 4: our own advisor just for the athletes. Our books was free,
Speaker 4: and you know, they would stay on us like make sure,
Speaker 4: like what are you're doing? Like you just going to class?
Speaker 4: You know what I mean. It's like so it's easier
Speaker 4: because it's more structured. But for somebody that's just going
Speaker 4: to college on their own, and especially if your if
Speaker 4: you know, your parents didn't go to college, but you
Speaker 4: don't your first generation, it's a lot that goes into
Speaker 4: college that's different from high school. Like I remember the
Speaker 4: valid valedictorian of my school a couple of years ago,
Speaker 4: that my high school that I went to. He's a
Speaker 4: lot younger than me. Obviously, and I spoke to him.
Speaker 4: He's in Harvard, and I was asking him, like, how
Speaker 4: you're doing at Harvard, and he's like, you know, I
Speaker 4: wasn't prepared. This is the valedictorian of the school kid, obviously,
Speaker 4: but he's like high school which is just so easy
Speaker 4: for me, and I'm in Harvard and it's just way different.
Speaker 4: And he was like, you know, I never realized how
Speaker 4: much I wasn't prepared until I was in that position.
Speaker 4: And I think that that happens all the time, and
Speaker 4: like you said, a lot of times unfortunately, especially you know,
Speaker 4: you might have family issues, whatever, kids just drop out
Speaker 4: because you know, you fall behind a couple semesters and
Speaker 4: let alone, not even talking about financial issues, just social
Speaker 4: issues and just dealing with school and structuring your time.
Speaker 4: It's like, how can somebody fully equip themselves for making
Speaker 4: that jump from high school to college?
Speaker 7: First you sign up with Trill or not Trill, but
Speaker 7: you know, to fully equip yourself, it takes a lot.
Speaker 7: And this is where we have to really invest. We
Speaker 7: were just talking about that off camera too, about how
Speaker 7: much money you place on a college degree, whether you're
Speaker 7: going there for free or you're paying full tuition, there's
Speaker 7: no I mean outside of a house, there's no larger
Speaker 7: investment that you're really making problem throughout your life. And
Speaker 7: in the same way that you invest in the house,
Speaker 7: you're searching for multiple houses. But then even before that,
Speaker 7: you want to know how is the house, how you know,
Speaker 7: how is it built? What was What do I have
Speaker 7: to do to fix this space? What do I have
Speaker 7: to do to make sure that my family, if I
Speaker 7: want to start a family, goes in here. It can't
Speaker 7: just be let me just show up, pull up and
Speaker 7: figure out the rest investment, right, And so what people
Speaker 7: have to do is is really start to invest in
Speaker 7: the child and the student's education before they even get
Speaker 7: in there and find the programs because colleges and universities
Speaker 7: some of them will do it, but a lot of
Speaker 7: them will not. And say, listen, we're going to give
Speaker 7: you a two day orientation session to figure out how
Speaker 7: to succeed in college. And you know you and they're
Speaker 7: trying to holler at other people you and they're trying
Speaker 7: to have fun, you know, because they're also doing that too.
Speaker 8: There's a dj at that things directors there.
Speaker 7: You're sitting here thinking like, man, I don't even know
Speaker 7: what registraw is, and I remember like, as a college student,
Speaker 7: I was like, is it register And they're like, no,
Speaker 7: it's registrar And I'm like, why what is that when
Speaker 7: you're registering for class?
Speaker 8: Correct, when you're registering for class.
Speaker 7: So there are these simple little things that students aren't
Speaker 7: prepared for, and so for me, I just think that
Speaker 7: you have to invest in the same way that you
Speaker 7: would invest in a house, the same way that you
Speaker 7: wouldn't buy.
Speaker 4: A car with.
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Speaker 8: Without making every possible detail before it. You have to
Speaker 8: do the same.
Speaker 5: And I think the key is invest past financials because
Speaker 5: a lot of people always talk about college and investing
Speaker 5: and it's only the financial piece when we're saying about
Speaker 5: the investment, saying due to research as well and understand
Speaker 5: where college is going, what colleges are doing at different
Speaker 5: degrees because it can be really beneficial for you.
Speaker 4: And it's also very important I think what Jeff said
Speaker 4: as far as to find people on campus that know
Speaker 4: the deal and because that helped me out a lot.
Speaker 4: As far as like when I first got there, I
Speaker 4: had somebody job at my mansion. Well he's from the
Speaker 4: Bronx and he was a junior when I was a freshman.
Speaker 4: He was on the team and he was seasoned. He
Speaker 4: was there for two years. So he kind of explained
Speaker 4: to me, like, take this class, don't do this and
Speaker 4: have this many credits, and like this professor is cool,
Speaker 4: and he kind of walked me through it and from
Speaker 4: there I was able to have a smooth transition. But
Speaker 4: I think it's important to have that mentor. I don't
Speaker 4: know if schools have program they do.
Speaker 5: And then the other thing before you even talk about
Speaker 5: what you want. The mentors just don't get too caught
Speaker 5: up on titles as well. Right, looking for somebody with
Speaker 5: a leadership title to be a mentor. There's just people
Speaker 5: on campus that literally run a campus but don't have
Speaker 5: any fancy title.
Speaker 3: There be no person that works in a book store
Speaker 3: right right, everybody and they've been there for twenty years,
Speaker 3: so they know exactly what books to get, they know
Speaker 3: exactly where to go.
Speaker 8: There's the person who's cleaning up the student union building.
Speaker 7: They're know, hey, listen, you know you need to join
Speaker 7: this club, or hey, you know you need to talk
Speaker 7: to Jeff because Jeff.
Speaker 8: Knows who everybody is.
Speaker 7: And so that's where, you know, we always talk about
Speaker 7: the difference of what a mentor means. So we tell people,
Speaker 7: number one, you need a digital mentor, and a digital
Speaker 7: mentor is somebody that is online, that has an online
Speaker 7: presence at that institution or otherwise that you know, you
Speaker 7: can just watch what they're doing. And that might just
Speaker 7: mean I'm watching somebody's Instagram feed or Twitter feed and saying,
Speaker 7: all right, you know what I need to just know
Speaker 7: because this person is providing a wealth of information. There's
Speaker 7: a generational mentor, so that means you also need to
Speaker 7: know somebody who is from a different generation than you are,
Speaker 7: younger and older, who have different mindsets and different viewpoints
Speaker 7: that you can say, all right, this is the generational
Speaker 7: mentor that's older than I am, that's going to be
Speaker 7: providing me the traditional sense of leadership.
Speaker 8: But then here's this person that's.
Speaker 7: Also maybe a little bit younger than I am, that
Speaker 7: I can give them information and then they give me
Speaker 7: back some information.
Speaker 5: And then like your boy that you said at your school,
Speaker 5: be what we call peer mentor right right, somebody that's
Speaker 5: in that same age range, same age bracket doing this,
Speaker 5: you know the same things that you're doing, and that's
Speaker 5: a fellow peer of yours that can really help.
Speaker 4: You out for sure. All right, So now we're going
Speaker 4: to go into the next seven. We're going to talk
Speaker 4: about the financials, and we're also going to talk about
Speaker 4: chill or natural so yeah, yes, I love that. All right.
Speaker 4: So now we're going to talk about the number one
Speaker 4: thing when it comes to school is how to pay
Speaker 4: for it?
Speaker 3: Right, money, money, As we said, man, it's the biggest
Speaker 3: financial decision that they're going to make. And they have,
Speaker 3: especially high school schoents, they got about three years and
Speaker 3: that's you're making that decision at eighteen. Like a lot
Speaker 3: of people won't get approved the loan for a house,
Speaker 3: they probably won't. They may not get approved to get
Speaker 3: a loan for a car, but they will get approved.
Speaker 4: Student loan is real and something like I said once again,
Speaker 4: I was fortunate not to have to a loan because
Speaker 4: I had a scholarship. But I have brothers and sister
Speaker 4: and they both have to I think they're both still
Speaker 4: paying on this. They're both older than me. But student
Speaker 4: loans is real. Financial leid is definitely real. All that
Speaker 4: is real, So you.
Speaker 6: Can't escape it. No, no, no filing for bankruancy on
Speaker 6: student loan.
Speaker 4: Oh they're gonna want their money, thank you, so so,
Speaker 4: But like, what's what's What's some hacks that parents because
Speaker 4: a lot of parents listen to our podcasts and you know,
Speaker 4: might have children in college or children getting ready to
Speaker 4: go to college. What some hacks that and even children
Speaker 4: or young adults can use to minimize the cost of college.
Speaker 5: One of the big hacks for high school students is
Speaker 5: taking college courses while you're in high school. Now, so
Speaker 5: high schools and some districts provide that, and they're called
Speaker 5: like articulation agreements, another fancy words, another fancy hire Edward,
Speaker 5: but their call articulation or dual agreements or partnerships where
Speaker 5: a lot of community colleges now and some four year
Speaker 5: schools are trying to build upon their enrollment. So what
Speaker 5: they're doing is they're they're allowing high school students to
Speaker 5: start taking classes at a lower rate or for free.
Speaker 6: So that's something where you look at in your in
Speaker 6: your area, your.
Speaker 5: Region, your district, especially within the community colleges, your kids
Speaker 5: can take some of those level one hundred.
Speaker 6: Courses at a lower rate. How do you how do
Speaker 6: you get going on campus? You can go on campus,
Speaker 6: so you can call.
Speaker 5: What you can do is you can call most colleges
Speaker 5: have what they call like a pre college program, pre
Speaker 5: summer program, summer academies, and look look inside of some
Speaker 5: of those programs, those summer camps and maybe don't send
Speaker 5: your kids to maybe your sports camp in the town.
Speaker 5: You send them to a business academy camp at like
Speaker 5: let's say a Pace University, and then they can potentially
Speaker 5: get credits for class while they're at that camp.
Speaker 6: So that's that's the way to kind of look at it.
Speaker 5: I would look at your local community colleges first, give
Speaker 5: them a call.
Speaker 6: A lot of them do allow high school students to.
Speaker 5: Take classes on Saturdays and at night, So that's something
Speaker 5: that you can you can definitely look out for, and
Speaker 5: you can go in as what they call another fancy
Speaker 5: college where like a non matriculated student.
Speaker 4: That's yeah, that's a good word.
Speaker 6: I know.
Speaker 7: I think another thing too is to just be honest
Speaker 7: about going to community colleges. So community colleges are way
Speaker 7: less expensive than they are than for your institutions are.
Speaker 7: And so if your student is not fully prepared because
Speaker 7: they just don't know.
Speaker 8: I mean, at eighteen, you just may not know.
Speaker 7: And at eighteen, I thought I was going to be
Speaker 7: a high school basketball coach, teaching English classes that in
Speaker 7: my old high school, and that's what I thought I
Speaker 7: was going to do. And I went into college thinking
Speaker 7: that that was the plan. And I realized that I
Speaker 7: didn't want to do that at all about two years
Speaker 7: into the game, and so I had I don't know
Speaker 7: if community college was particularly for me, but I'm paying.
Speaker 7: I paid for those two years, and I paid a
Speaker 7: lot of money for those two years. And for some
Speaker 7: people who are just not quite sure if they want
Speaker 7: to go to college or if this institution is go
Speaker 7: to a two year and bang out two years of
Speaker 7: college that are going to be a lot less expensive,
Speaker 7: and then succeed at those two years and then you
Speaker 7: can get into whatever school you want.
Speaker 8: I mean, Harvard is giving away.
Speaker 7: Full scholarships to students who excel at a community college,
Speaker 7: as are so many other excellent institutions, So you know,
Speaker 7: I think that's one that's another way to minimize some
Speaker 7: of the costs. And another thing I wanted to add
Speaker 7: is alumni offices are a secret hidden money giving a space.
Speaker 7: It's called advancement at most universities. But your alumni offices
Speaker 7: are always collecting money from donors who are saying, we
Speaker 7: want to give money to a black male student from
Speaker 7: upstate New York who enjoys watching soccer, and they literally
Speaker 7: will say, that's the only way we're going to give
Speaker 7: five thousand dollars to this program. Or we're going to
Speaker 7: give five thousand dollars to a student who's involved in
Speaker 7: the Haitian Students Club, and that's the only way we're going
Speaker 7: to give five thousand dollars. I donate to my school,
Speaker 7: and I give money only to the Black Student Union
Speaker 7: that helps shape my career. So we have money that
Speaker 7: we give to you have to be involved in that club.
Speaker 7: But students don't know because they don't always announce those scholarships.
Speaker 7: They're just there on the website that nobody knows.
Speaker 8: So I tell.
Speaker 7: Students once a month going to that office and say
Speaker 7: are you offering any scholarships and they will be there.
Speaker 5: And then for those people, I mean, we both did it.
Speaker 5: We both donated and created our own scholarships. I created
Speaker 5: one out of community college, created one out of high school.
Speaker 5: And for those people that are watching that don't know
Speaker 5: how to give back money, you can call the foundations
Speaker 5: and advancement and alumni officers at these colleges and do
Speaker 5: a two hundred and fifty dollars scholarship or five hundred
Speaker 5: dollars scholarship to help students as well. Another misconception is
Speaker 5: that you have to finish a community college in order
Speaker 5: to transfer.
Speaker 6: That's not true. Every school is different.
Speaker 5: So for example, in New Jersey where I live, there's
Speaker 5: two things that I want to kind of put out there.
Speaker 5: There's two things in New Jersey. Let's say you have
Speaker 5: twelve credits in a two point zero you can transfer
Speaker 5: into most four year state schools in New Jersey. It's
Speaker 5: give me two point five into most state schools in
Speaker 5: New Jersey. New Jersey also has another program, and most
Speaker 5: states do have programs like this called NJ Stars where
Speaker 5: a student maybe didn't do particularly well in their SATs,
Speaker 5: but they're in the top twenty percent of the top
Speaker 5: ten percent of their class. And if you're in the
Speaker 5: top ten percent of your class, you go to college
Speaker 5: for free, community college. Then when you go to community college,
Speaker 5: if you get your associate's degree and you have a
Speaker 5: three point two GPA, you can get another scholarship to
Speaker 5: go finish your bachelor's degree at a four year college
Speaker 5: and that'll be it in Jstars two. So in Jstars
Speaker 5: one it's community college. You can transfer out and then
Speaker 5: you go into in Jstars two. So these are type
Speaker 5: of programs that they have in a lot of I
Speaker 5: just know that particular because I'm from New Jersey, but
Speaker 5: they have these type of programs within the states. So
Speaker 5: don't get too caught up saying, well, I'm top twenty
Speaker 5: percent of the class, I want to go to this
Speaker 5: big school.
Speaker 6: Yeah, you might be.
Speaker 5: Your top twenty percent might be different from another high school,
Speaker 5: so you might not get as much money as far
Speaker 5: as scholarships. So take advantage of the scholarship that you
Speaker 5: do have, maybe at that community college, and then go
Speaker 5: on and then potentially transfer and get scholarships as well.
Speaker 6: So it's just transfer scholarships.
Speaker 3: As you're talking, I'm listening because we do this this
Speaker 3: project with the kids who are going into college, like
Speaker 3: even say an associates degree, they like have no ideas.
Speaker 3: That's traditionally fifty six credits, right, and then obviously your
Speaker 3: bachelor is when you finish traditionally one hundred and twenty
Speaker 3: credits of school. That might take for four or five years,
Speaker 3: hopefully because it's.
Speaker 5: Going to cost you and you don't But and on
Speaker 5: top of that, you know, after a certain amount of credits,
Speaker 5: after I think one hundred and sixty, I want to say,
Speaker 5: you run out of financial aid so you can continue
Speaker 5: to go to school. They'll let you go to school,
Speaker 5: they don't care, but your financial aid can you can
Speaker 5: exhaust your financial aid?
Speaker 6: That's important.
Speaker 3: And I was going to say, like in addition to that,
Speaker 3: like a lot, there's a misconception with community college, Like
Speaker 3: you said, after those two years you transfer to a
Speaker 3: four year school, Like when you graduate and you go
Speaker 3: into your career, nobody's looking at like, yo, what junior
Speaker 3: you transfer from community college? And then New York State
Speaker 3: has now like in the past two years they started
Speaker 3: the Excel to your program. So State school is also
Speaker 3: a good thing. Right, it's at least it's less than.
Speaker 6: If you went to a private school. Right.
Speaker 3: So, if you go to state school and you live
Speaker 3: in New York and you know your parents make under
Speaker 3: a certain amount of money, you can have I think
Speaker 3: room and board for free, and to which I was, well,
Speaker 3: so that's another option. If community college is like, it's
Speaker 3: not something you want to do, go to your local
Speaker 3: state school if you live in New York, and then
Speaker 3: I think the only recommend the requirement is that you
Speaker 3: have to work in the state four years after you
Speaker 3: or however long.
Speaker 6: Yeah, a lot of schools are doing.
Speaker 5: You know, if your parents make seventy thousand hours, your
Speaker 5: household income is seventy thousand hours, you go to school
Speaker 5: for free. That's something that's happened in New Jersey where
Speaker 5: all the community colleges will be free start in September.
Speaker 5: These are again, these are the type of programs that
Speaker 5: you should know. But most importantly you just brought up
Speaker 5: a really good point. Public understand what a public college
Speaker 5: is and a private college. Right, nine times out of ten,
Speaker 5: a private college costs more than a public college, and
Speaker 5: it doesn't mean that.
Speaker 6: And it goes back to what I said. It doesn't
Speaker 6: mean that they're a better school.
Speaker 5: It's literally because they're privately funded, so it's a little
Speaker 5: it's a little bit different when it comes to how
Speaker 5: much they charge for tuition. So it's very important to
Speaker 5: know what a public college is and a private and
Speaker 5: a private and know the difference.
Speaker 4: That's important. Yeah, because I actually did a podcast before
Speaker 4: and somebody asked me that question, and I was saying
Speaker 4: that nobody cares, like especially if you plan on getting
Speaker 4: a degree outside of the other first degree. So like
Speaker 4: if you if you know you're going to get a
Speaker 4: four year degree and you go into a two year school,
Speaker 4: or if you know you're going to get a master's degree, right,
Speaker 4: they only care about the last degree that you have, true,
Speaker 4: and that school that you went to. So like Barack
Speaker 4: Obama is a perfect example. He went to his first
Speaker 4: school that he went to for two years is like
Speaker 4: some no name school in California. Then he went to
Speaker 4: Columbia and then he went to Harvard after that. Right,
Speaker 4: when you hear the stories, it's only that he went
Speaker 4: to Harvard Law and he graduated from Columbia. They never
Speaker 4: say the first school that he went to. It doesn't matter,
Speaker 4: but you save a lot of money, you prepare yourself,
Speaker 4: and you grow so a lot of time. I'm not
Speaker 4: the best person to give this speech because I went
Speaker 4: to the University of Hawaii, But you might have to
Speaker 4: humble yourself and stay home right and learn, learn the ropes,
Speaker 4: and you know, stay at home for a couple of
Speaker 4: years and then go out on your own. Or you know,
Speaker 4: you might just sacrifice for four years, stay at home,
Speaker 4: save money, go to your local school in your area,
Speaker 4: your state school. It'll you might not get the same
Speaker 4: joy as you know going out on your own and
Speaker 4: you know, going to a crazy destination, but the grand
Speaker 4: scheme of things, it might make a lot of sense
Speaker 4: long term.
Speaker 6: That's my story in itself.
Speaker 3: Right, I stayed home, I went to school locally, right,
Speaker 3: But what I did during that time was I was
Speaker 3: able to get experience. Whereas somebody who comes out of
Speaker 3: school and is looking for experience, I already have four
Speaker 3: years on you. So sometimes when you go to a
Speaker 3: career or job, it's like, yeah, you have this, but
Speaker 3: do you have the experience? Like I'm doing that as
Speaker 3: I'm going to school and obviously I don't have to
Speaker 3: pay for room and board, or anything like that.
Speaker 6: So it helped in that way.
Speaker 5: Yeah, and also look at another compointent by experience also
Speaker 5: got the career centers within the college. I know, in
Speaker 5: my junior year, my job, my internship was also kind
Speaker 5: of as credits, so it could be considered like a
Speaker 5: co op program. So your class can actually eliminate I mean,
Speaker 5: your job can actually eliminate you taking a certain class
Speaker 5: because the work that you're doing, the experience that you're
Speaker 5: doing is learning learn learning experience. And then they'll give
Speaker 5: you a professor to kind of you know, follow you
Speaker 5: along and then you write a paper about it in
Speaker 5: a semester. And not only did you get paid to work,
Speaker 5: but you also got credits which saved you money as well.
Speaker 4: So, Jeff, you have an interesting story about j Cole.
Speaker 7: Yeah, so you know, this is the thing about college.
Speaker 7: So this kind of goes into this conversation about how
Speaker 7: to find money and how to be more successful in it.
Speaker 7: So I went to Saint John's University and I went
Speaker 7: to school with j. Cole, And you know, I was
Speaker 7: president of our Black student union which was called Haraah
Speaker 7: and at that time we were the largest organization. They
Speaker 7: had a massive budget over one hundred thousand dollars. And
Speaker 7: what we were able to do was I became president
Speaker 7: of that. And becoming president of that, they gave me
Speaker 7: a five thousand dollars stipend. So right there, I got
Speaker 7: an extra five k that I didn't have for doing
Speaker 7: some student work on top of the stipend. With that budget,
Speaker 7: I was able to also bring in a bunch of
Speaker 7: different speakers. I mean Cornell, Wes, Maya, Angelou, all these
Speaker 7: people that I wanted to meet, we had the money
Speaker 7: to bring them in. Now, the Jay colepiece is is
Speaker 7: leveraging the networking opportunity. So if you're going to go
Speaker 7: to a college, I don't care what school it is,
Speaker 7: I want you to go in there and make sure
Speaker 7: you meet as many different people as you possibly can
Speaker 7: get yourself into every room. And so when I think
Speaker 7: about Cole, one of the things that you know, I
Speaker 7: remember Jermaine was just wrapping in the random open mic
Speaker 7: or wrapping in the residence hall in the dorms, and
Speaker 7: then that flipped into him getting involved. He eventually became
Speaker 7: president of our Black student union. And then when that happened,
Speaker 7: he always had a crowd. There was always five hundred
Speaker 7: people that were guaranteed that we're going to buy the mixtape,
Speaker 7: that we're going to come out to the show, that
Speaker 7: we're going to support him at the open mic, that
Speaker 7: we're going to go out to this and me, I
Speaker 7: see it all the time as we do speaking gigs,
Speaker 7: still perform poetry. Half of my audience are people from
Speaker 7: Saint John's for my undergraduate career. So I tell people
Speaker 7: make sure that once you get in, get yourself involved,
Speaker 7: get yourself entrenched in the university, because that's how you
Speaker 7: get them to start paying you back. And that's the thing.
Speaker 7: School's really expensive. But I'm going to find out how
Speaker 7: do I become a resident assistant. And a resident assistant
Speaker 7: is when you're in charge of a residence floor and
Speaker 7: you're in charge of a dorm floor, they pay for
Speaker 7: your housing. I did not pay for housing for three
Speaker 7: years of my college career. And when you get into
Speaker 7: those spaces, I was an orientation leader, which were the
Speaker 7: people who introduced the people when they came to college.
Speaker 7: I got paid for that. So that's where you find
Speaker 7: the money. You leverage the money by the network, by
Speaker 7: the capital of the individuals as well as the capital
Speaker 7: that the school hasn't.
Speaker 4: And you said something interesting. You said that Jacole being
Speaker 4: the president of the Black student union, he was in
Speaker 4: a unique position because he booked concerts.
Speaker 8: So then that opened up for them. Yeah, it was fascinating.
Speaker 7: I mean I remember, you know, when I was wrapping
Speaker 7: back in the day, that was the same thing. I'm like,
Speaker 7: I put on my little resume. Yeah, I opened up
Speaker 7: for Kanye, I opened up for quality, I opened up
Speaker 7: for comment And he did the same thing every time
Speaker 7: we had a major artist. He was one of the
Speaker 7: performers that opened up for it. And then that just
Speaker 7: again creates more leverage, creates more opportunities. You get practice.
Speaker 7: He didn't pay a dime, he didn't pay anything. You
Speaker 7: use the studio that's on campus, use every possible resource
Speaker 7: that they have, because they're they're they're taking the money
Speaker 7: from you. They're never gonna they're never gonna say, hey,
Speaker 7: you know what, it's okay, you don't have to pay today.
Speaker 8: So I'm gonna say, listen.
Speaker 7: I want They're never gonna say that, right, So I
Speaker 7: want the studio, I want the gym, I want I'm
Speaker 7: taking everything that.
Speaker 8: This school could possibly give me.
Speaker 4: And he was like a straight student.
Speaker 7: Yeah, I mean he was a good student from what
Speaker 7: I heard. I mean, I wasn't in the classes with him, right,
Speaker 7: but he was.
Speaker 8: I mean.
Speaker 7: And that's the thing is that I can't stress. And
Speaker 7: I'll say this over and over again. You have to
Speaker 7: succeed in that space. So do everything you possibly can
Speaker 7: to leverage every opportunity that they have.
Speaker 2: My graduates from my school being forced bad drop bag drop,
Speaker 2: Mike drop bad, drop back.
Speaker 10: Drop, Coach, The energy out there felt different.
Speaker 11: What changed for the team today?
Speaker 5: It was the new game day scratches from the California
Speaker 5: Lottery players.
Speaker 8: Everything.
Speaker 6: Those games sent the team's energy through the roof.
Speaker 10: Are you saying it was the off field play that
Speaker 10: made the difference on the field, Hey.
Speaker 5: Little play makes your day, and today it made the
Speaker 5: game that's off of now, Coach.
Speaker 11: One more question played the new Los Angeles Chargers, San
Speaker 11: Francisco forty nine Ers and Los Angeles Ram Scratchers from
Speaker 11: the California Lottery. A little play can make your day.
Speaker 11: Peacely responsibly. Must be eighteen years or older to purchase
Speaker 11: plate or claim