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Speaker 4: So we'll jumped right into it. So you guys are

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Speaker 4: college professors, right, and you know college is something that

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Speaker 4: is very it's a it's a hot topic and it's

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Speaker 4: something that triggers a lot of emotions in people, especially nowadays.

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Speaker 4: It's like anytime we put a post on Instagram about college,

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Speaker 4: we get a thousand comments and people saying like it's

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Speaker 4: a scam, no, wats your money, and other people saying

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Speaker 4: all kinds of stuff. Right, So I'm just going to

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Speaker 4: jump I'll just jump right into it. Is college still

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Speaker 4: necessary to be successful? Or it wasn't really ever necessary,

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Speaker 4: but in today's society it's college still necessary, still needed.

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Speaker 5: I mean I think that college, I mean it's not needed,

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Speaker 5: it's I mean, it's something that you can do to

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Speaker 5: it's something that's possible.

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Speaker 6: I think should be an option, right.

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Speaker 5: I don't think it should be forced upon that people

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Speaker 5: have to go to college.

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Speaker 6: I know.

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Speaker 5: I will say there's other ways of being success full

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Speaker 5: and go into certain fields that college is not needed

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Speaker 5: as much as it was five years ago. But some

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Speaker 5: things you do need, like if you want to be

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Speaker 5: a lawyer or a doctor, or you're in a stem

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Speaker 5: fields like college can be very productive. But then there's

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Speaker 5: some other majors where honestly you can you can learn

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Speaker 5: on YouTube, or you can learn about reading books, or

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Speaker 5: you can learn about just doing so, I don't think

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Speaker 5: it has to be a necessary thing to go to college,

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Speaker 5: but I do think it should still be an option.

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Speaker 7: Yeah, I think also one of the biggest things about

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Speaker 7: college are the networks and the relationships that are made.

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Speaker 8: So it's very far and.

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Speaker 7: Few in between that you get to sit in a

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Speaker 7: room with a doctor, a future lawyer, a future dentist,

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Speaker 7: a future teacher and have conversations that are not about

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Speaker 7: your fields of study. And because we all know that

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Speaker 7: once we get into our you know, our real lives

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Speaker 7: after college, it starts to become a little bit closer

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Speaker 7: in the bubble where you're just dealing with people who

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Speaker 7: are who have similar interests. So college, for that particular space,

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Speaker 7: there's not many any other places that create that type

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Speaker 7: of environment. And academically there are some fields that do

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Speaker 7: still need it. But you know, I think that these institutions,

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Speaker 7: a lot of them are just not created for the

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Speaker 7: benefit of the students. I mean, there are a number

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Speaker 7: of colleges and universities that are doing that work, but

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Speaker 7: I think there are a lot that are scamming people,

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Speaker 7: and I think there are a lot that are not

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Speaker 7: doing the work.

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Speaker 3: It used to be looked at as a badge into

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Speaker 3: middle class life. But you had to have that piece

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Speaker 3: of paper if you wanted to get a good job,

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Speaker 3: get a house like that. That's going away with like

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Speaker 3: what any was just saying. It's like some things we're

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Speaker 3: just going to learn on the fly, Like we say

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Speaker 3: this all the time. We have no training in broadcasting,

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Speaker 3: but we're doing a podcast, right, Like we're learning these

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Speaker 3: things as we go. And I think, like, yes, there

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Speaker 3: are options that you can do outside of going to school,

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Speaker 3: but if there are our careers like lawyers and dogs,

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Speaker 3: like you said, it's mandatory. Man, I'm a college guy, right,

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Speaker 3: Like we had to do it in education, but like

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Speaker 3: I said before, like I feel like we could. I

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Speaker 3: could have done it out of high school given the

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Speaker 3: proper training, rather than seven years of dedication to that career.

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Speaker 6: You know what I mean.

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Speaker 4: I think what college does is we live in a

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Speaker 4: society where image is very important, right, So what college

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Speaker 4: does is that it gives you a badge to say, Okay,

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Speaker 4: I have a certain level of success already built in

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Speaker 4: because I've completed my degree. So now I can at

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Speaker 4: least speak to you on an intelligent level when I

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Speaker 4: can be taken seriously, which is not always the case, right,

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Speaker 4: because there's plenty of people that graduated from what Kanye speaple.

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Speaker 4: Kanye said, people graduate from college will be still stupid.

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Speaker 4: That happens all the time. And then you got some

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Speaker 4: people who never went to college who are brilliant or

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Speaker 4: never finished college that are brilliant. So my personal opinion

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Speaker 4: on it is that I think that college is beneficial.

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Speaker 4: It can be beneficial from the social standpoint, specifically from

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Speaker 4: a social standpoint and growing as an adult, right because

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Speaker 4: especially if you go away from college, that's probably your

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Speaker 4: opportunity living on your own and you mature, you develop

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Speaker 4: a certain relationships, you meet people. That part you really

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Speaker 4: can't get just going out of high school. In the

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Speaker 4: real world, you can, but it's a lot more difficult.

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Speaker 4: You're not in an incubator where you're just around a

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Speaker 4: thousand people and you can just develop those type of relationships.

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Speaker 4: It's not easy to do that and just real world life.

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Speaker 4: But I feel that a lot of times people are

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Speaker 4: misguided right when they go to college. So this is

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Speaker 4: my next question. As far as you know, one of

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Speaker 4: the biggest things for college for me is majors. Right,

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Speaker 4: So you guys are on the inside. And I see.

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Speaker 4: I saw that even when I was in school. Anybody

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Speaker 4: that doesn't know I have a communications degree, I don't

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Speaker 4: have a business degree. So but when I went to school,

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Speaker 4: they told me like, look, just get a degree. Doesn't matter.

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Speaker 4: If you're not trying to be a doctor or a

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Speaker 4: rocket scientist, it doesn't matter. And it honestly didn't because

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Speaker 4: when I graduated, I'm a financial advisable. When I graduated,

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Speaker 4: in order to do what I had to do, I

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Speaker 4: had to pass three different tests. So I had to

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Speaker 4: study for like nine months. So it doesn't matter if

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Speaker 4: I would have got a business degree or not, I

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Speaker 4: still would have had to study. So it's kind of

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Speaker 4: like I went to college. After I went to college anyway,

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Speaker 4: and now I have my licenses so I can do

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Speaker 4: whatever I want to do. So but I could have

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Speaker 4: had an art degree. I could have had any kind

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Speaker 4: of degree, right, So how important is it to pick

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Speaker 4: the right major and how do you determine what is

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Speaker 4: the right major?

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Speaker 5: So this is for parents and people got in students

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Speaker 5: for college. So before I was a professor, I should

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Speaker 5: work in a mission. So the most important part when

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Speaker 5: talking to parents or talking to students is when you're

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Speaker 5: choosing a school, especially when it comes to majors, your

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Speaker 5: major should be a top five major within that school.

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Speaker 5: What I mean by that is top five with enrollment

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Speaker 5: and also they have placement for the companies that deal

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Speaker 5: exactly what your major. And if you're not in those

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Speaker 5: top five areas for your major, what can happen, honestly

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Speaker 5: is you can be two years in at the school

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Speaker 5: and if there's not enough students enrolled in that program,

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Speaker 5: your program, and now you're still at that college. So

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Speaker 5: it's very important as we guide our students telling to

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Speaker 5: go to college. Yeah that's great, but please make sure

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Speaker 5: whatever field you're trying to go into is one a

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Speaker 5: popular major within the school. Two has the partnerships outside

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Speaker 5: of the school with the different companies. And then, last,

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Speaker 5: but not least, is the mentality of knowing where the

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Speaker 5: United States or where your country where you're living at

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Speaker 5: is going to be the next five years as far

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Speaker 5: as the job marketing careers and what's going to be

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Speaker 5: in demand. Not what I always say this mentality of

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Speaker 5: not five minutes from now, start taking five years from now.

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Speaker 6: Right.

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Speaker 5: So when you're making that decision, what does a communications

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Speaker 5: degree look like five years.

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Speaker 6: From now, right, what does that feel looks like? Look like?

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Speaker 6: Is every going to be around photography?

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Speaker 5: Is that's something that you really have to go to

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Speaker 5: school for when you can potentially learn that, you know,

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Speaker 5: So that's that's kind of the key when picking your

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Speaker 5: majors is making sure that the school provides the resources

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Speaker 5: but can also place you at the job. But it

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Speaker 5: also is a demand. But in the next few years,

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Speaker 5: I couldn't agree more.

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Speaker 6: Man Like.

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Speaker 3: A lot of times, especially in our community, when our

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Speaker 3: kids think about college, the first thing they think out

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Speaker 3: the athletics, right, like I want to go to do

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Speaker 3: or I want to go in North Carolina, I want

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Speaker 3: to go to Yukon, right, And when you get there,

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Speaker 3: if you're not there on athletics, it's like, well, I

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Speaker 3: want to study communications. Well that's not one of those majors.

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Speaker 3: That is one of the best things at that school.

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Speaker 3: So like you should be looking past just like, yo,

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Speaker 3: I'm alumni and I go to that school for the sports,

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Speaker 3: right if it means it doesn't mean as much when

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Speaker 3: you come out of Yukon with a communication gree.

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Speaker 4: I have a communication degree, you know what I'm saying.

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Speaker 8: But I want to go back to what you said.

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Speaker 8: I don't go back to what you said because you

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Speaker 8: said that.

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Speaker 6: It doesn't matter.

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Speaker 3: And in my head, I'm like, yeah, it doesn't matter

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Speaker 3: if you're on an athletic scholarship. If it matters to

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Speaker 3: a guy like me, who was like, I'm studying physical

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Speaker 3: therapy and I don't want to be a physical therapist,

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Speaker 3: right and I've paid thirty thousand dollars for four years,

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Speaker 3: It's like this matters a lot, right, Like, now what

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Speaker 3: do I do? Do I have to continue going when

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Speaker 3: I don't want to do this? Or do I have

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Speaker 3: to figure out what can I do?

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Speaker 6: Like that?

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Speaker 3: I kind of fell into that thing. It was like

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Speaker 3: the school I was at it was great for physical therapy.

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Speaker 3: I couldn't pass the science classes. I'm like, yo, I'm

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Speaker 3: not going to be a physical therapist. I got to

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Speaker 3: figure out what I can get and gratefully I was

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Speaker 3: able to go to school with a health science degree,

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Speaker 3: and I was.

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Speaker 6: Like, all right, well what does that even mean? You

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Speaker 6: know what I'm saying.

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Speaker 3: So I have to start figuring out, like and what's

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Speaker 3: gonna happen.

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Speaker 5: We talk about this all the time, and Jeff in

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Speaker 5: particular use this analogy of you know, and everything else

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Speaker 5: you buy something, you challenge to make sure that the

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Speaker 5: service that they're providing is correct, right. And I feel

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Speaker 5: like people are not challenging some of these schools when

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Speaker 5: they're paying all this money. You know, you're paying and

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Speaker 5: maybe because you're not physically using cash and handing over

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Speaker 5: fifty thousand dollars, you're not seeing the money, so you

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Speaker 5: maybe don't care as much as if you're going to

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Speaker 5: a restaurant, like you know, Jeff always says about, you know,

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Speaker 5: if you order steak and they bring out chicken nuggets,

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Speaker 5: are you gonna eat chicken nuggets?

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Speaker 6: Or you're going to say I ordered steak.

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Speaker 5: And many times students are paying all this money for

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Speaker 5: a school and then not providing the services that they're promised,

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Speaker 5: and they're not challenging the school right or asking questions before.

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Speaker 5: And I don't know, maybe it's because again you're not

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Speaker 5: physically handing that money over and you think, I, oh,

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Speaker 5: I'll just get a job and I paid all later.

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Speaker 5: But I think it should really treat it like everything

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Speaker 5: else you purchase.

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Speaker 3: That that's a problem, especially in our community, man, like

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Speaker 3: we don't know how to advocate for the things we want.

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Speaker 3: Like I've seen it over and over with parents not

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Speaker 3: being able to advocate for the kids. But then the

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Speaker 3: kids grow up and they don't know how to advocate.

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Speaker 3: So if they all being mistreated at school and the

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Speaker 3: things that not being about it, it's like who.

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Speaker 4: Do I How do you challenge the system? Because I

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Speaker 4: mean that's like going up against system.

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Speaker 6: So I don't want to even say, like challenge the system.

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Speaker 6: It's simple things.

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Speaker 5: So if there's like a college fair at your school,

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Speaker 5: like every school, typically at high school, they bring in

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Speaker 5: college representatives, you know, instead of asking questions like students

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Speaker 5: get these questions from guidance counselors and some people. I

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Speaker 5: don't know where they get these questions from, like what's

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Speaker 5: the percentage of student success at your school? Like that's

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Speaker 5: not the question should be asking. You'd be asking, you know, look,

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Speaker 5: I want to be an engineer. How can you how

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Speaker 5: can this school help me become an engineer? How can

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Speaker 5: this school help me become a bio mechanical engineer?

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Speaker 6: Like whatever?

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Speaker 5: How does how? What are the tools at your school

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Speaker 5: to get me there? But also is this major a

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Speaker 5: popular major at your school? Can I talk to somebody

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Speaker 5: at the institution, the career center and find out how

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Speaker 5: many people you placed at a job in the last

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Speaker 5: three to four years at point. You know, like those

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Speaker 5: type of questions need to be asked, and unfortunately we don't.

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Speaker 5: We don't provide those resources, them tools enough, and that's

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Speaker 5: why we create the platform that we create.

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Speaker 6: That's part of the things that we deal with to let.

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Speaker 5: Students know, like you do have a voice number one

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Speaker 5: and number two to ask those type of questions before

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Speaker 5: spending all of this money.

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Speaker 4: Jef, I wanted to ask you a question. We spoke

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Speaker 4: of CAM about the hitting curriculum.

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Speaker 7: Yeah, so the idea, so it kind of goes into

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Speaker 7: the aspect that the students don't know who to ask,

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Speaker 7: so that there is that problem I don't know where

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Speaker 7: to go, and the institutions are not doing the job properly.

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Speaker 7: A lot of institutions are not doing the job properly

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Speaker 7: and creating a space for students to understand things like

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Speaker 7: acronyms that students don't know. So I don't know what

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Speaker 7: FASSA might stand for, and that's talking about financial aid.

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Speaker 7: If you don't know what that means, then you're out

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Speaker 7: of luck. You don't know what the bursar office means.

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Speaker 7: And these are the things that are just directly dealing

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Speaker 7: with your money.

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Speaker 6: Sounds like it's already.

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Speaker 8: So you don't know what these things are.

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Speaker 7: So I think it's just essential for And this is

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Speaker 7: where I think the big problem is is that there

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Speaker 7: are institutions that are about creating careers for people who

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Speaker 7: want to be educators.

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Speaker 8: So they want to go up.

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Speaker 7: The ladder and become vice presidents and become deans and

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Speaker 7: become provosts and presidents of institutions without caring about the students.

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Speaker 7: So then they create these platforms and they create these

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Speaker 7: spaces where the students cannot succeed.

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Speaker 8: So I'm not going to sugarcoat it.

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Speaker 7: There are academic institutions that are out there primarily just

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Speaker 7: to build careers and primarily just to make money. The

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Speaker 7: proper institutions that are doing the work are the ones

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Speaker 7: that say we are going to make sure that you

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Speaker 7: know who to speak to. And with the hidden curriculums,

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Speaker 7: that just means that there are things that are being

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Speaker 7: hidden in regular nomenclature. So it's saying we know what

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Speaker 7: it is, but a seventeen year old does not know

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Speaker 7: what that is, and we expect them to know what

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Speaker 7: it is, then succeed in that space, and then excel

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Speaker 7: beyond that. And then by the time they hit to

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Speaker 7: year two or three, we see the retention level drops

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Speaker 7: because the student doesn't know what the term retention even means.

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Speaker 7: So we're saying, we want to keep you here, but

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Speaker 7: are we even doing the work that needs to be done.

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Speaker 7: So ultimately, at the end of the day, that's where

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Speaker 7: we have to start to do more work, is saying

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Speaker 7: what are the students getting and who do they need

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Speaker 7: to speak to so to really touch on the comments

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Speaker 7: that we were just saying. One of the things that

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Speaker 7: I can tell all people who are sending any of

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Speaker 7: their students to college or are going back to school themselves,

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Speaker 7: is that you have to really find particular individuals on

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Speaker 7: your campus. I can't stress the I can't stress it

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Speaker 7: enough that you have to get involved, and I means

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Speaker 7: you have to find somebody who's already doing the work

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Speaker 7: and make sure you align yourself with that. Find the

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Speaker 7: Jeff or the Lenny on your campus and sit in

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Speaker 7: their office introduce yourselves, because what ends up happening is

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Speaker 7: I'm the one that's going to put you in touch

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Speaker 7: with this person, that person, this individual to help you

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Speaker 7: succeed because doing it by yourself is literally impossible.

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Speaker 4: Now we was talking off cameras too, when it's difficult

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Speaker 4: because I think my experience is a little jaded because

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Speaker 4: I was I played basketball, so when I went to school,

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Speaker 4: I got I was on athletic scholarship. So if anybody's

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Speaker 4: not familiar athletes, it's different, especially at a Division I school.

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Speaker 4: So when I got to campus, you know, we had

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Speaker 4: our own study hall just for the athletes. We had

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Speaker 4: our own advisor just for the athletes. Our books was free,

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Speaker 4: and you know, they would stay on us like make sure,

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Speaker 4: like what are you're doing? Like you just going to class?

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Speaker 4: You know what I mean. It's like so it's easier

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Speaker 4: because it's more structured. But for somebody that's just going

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Speaker 4: to college on their own, and especially if your if

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Speaker 4: you know, your parents didn't go to college, but you

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Speaker 4: don't your first generation, it's a lot that goes into

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Speaker 4: college that's different from high school. Like I remember the

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Speaker 4: valid valedictorian of my school a couple of years ago,

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Speaker 4: that my high school that I went to. He's a

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Speaker 4: lot younger than me. Obviously, and I spoke to him.

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Speaker 4: He's in Harvard, and I was asking him, like, how

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Speaker 4: you're doing at Harvard, and he's like, you know, I

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Speaker 4: wasn't prepared. This is the valedictorian of the school kid, obviously,

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Speaker 4: but he's like high school which is just so easy

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Speaker 4: for me, and I'm in Harvard and it's just way different.

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Speaker 4: And he was like, you know, I never realized how

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Speaker 4: much I wasn't prepared until I was in that position.

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Speaker 4: And I think that that happens all the time, and

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Speaker 4: like you said, a lot of times unfortunately, especially you know,

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Speaker 4: you might have family issues, whatever, kids just drop out

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Speaker 4: because you know, you fall behind a couple semesters and

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Speaker 4: let alone, not even talking about financial issues, just social

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Speaker 4: issues and just dealing with school and structuring your time.

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Speaker 4: It's like, how can somebody fully equip themselves for making

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Speaker 4: that jump from high school to college?

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Speaker 7: First you sign up with Trill or not Trill, but

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Speaker 7: you know, to fully equip yourself, it takes a lot.

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Speaker 7: And this is where we have to really invest. We

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Speaker 7: were just talking about that off camera too, about how

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Speaker 7: much money you place on a college degree, whether you're

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Speaker 7: going there for free or you're paying full tuition, there's

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Speaker 7: no I mean outside of a house, there's no larger

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Speaker 7: investment that you're really making problem throughout your life. And

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Speaker 7: in the same way that you invest in the house,

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Speaker 7: you're searching for multiple houses. But then even before that,

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Speaker 7: you want to know how is the house, how you know,

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Speaker 7: how is it built? What was What do I have

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Speaker 7: to do to fix this space? What do I have

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Speaker 7: to do to make sure that my family, if I

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Speaker 7: want to start a family, goes in here. It can't

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Speaker 7: just be let me just show up, pull up and

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Speaker 7: figure out the rest investment, right, And so what people

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Speaker 7: have to do is is really start to invest in

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Speaker 7: the child and the student's education before they even get

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Speaker 7: in there and find the programs because colleges and universities

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Speaker 7: some of them will do it, but a lot of

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Speaker 7: them will not. And say, listen, we're going to give

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Speaker 7: you a two day orientation session to figure out how

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Speaker 7: to succeed in college. And you know you and they're

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Speaker 7: trying to holler at other people you and they're trying

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Speaker 7: to have fun, you know, because they're also doing that too.

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Speaker 8: There's a dj at that things directors there.

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Speaker 7: You're sitting here thinking like, man, I don't even know

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Speaker 7: what registraw is, and I remember like, as a college student,

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Speaker 7: I was like, is it register And they're like, no,

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Speaker 7: it's registrar And I'm like, why what is that when

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Speaker 7: you're registering for class?

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Speaker 8: Correct, when you're registering for class.

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Speaker 7: So there are these simple little things that students aren't

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Speaker 7: prepared for, and so for me, I just think that

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Speaker 7: you have to invest in the same way that you

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Speaker 7: would invest in a house, the same way that you

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Speaker 7: wouldn't buy.

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Speaker 4: A car with.

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440
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441
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442
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443
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444
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446
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447
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448
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Speaker 9: and support our show by saying you heard about Indeed

462
00:20:59,200 --> 00:21:03,480
Speaker 9: on this podcast. Terms and conditions apply. Hiring Indeed is

463
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Speaker 9: all you need.

464
00:21:04,680 --> 00:21:07,840
Speaker 8: Without making every possible detail before it. You have to

465
00:21:07,840 --> 00:21:08,200
Speaker 8: do the same.

466
00:21:08,400 --> 00:21:11,040
Speaker 5: And I think the key is invest past financials because

467
00:21:11,080 --> 00:21:13,160
Speaker 5: a lot of people always talk about college and investing

468
00:21:13,359 --> 00:21:15,680
Speaker 5: and it's only the financial piece when we're saying about

469
00:21:15,680 --> 00:21:18,800
Speaker 5: the investment, saying due to research as well and understand

470
00:21:19,440 --> 00:21:21,919
Speaker 5: where college is going, what colleges are doing at different

471
00:21:21,920 --> 00:21:25,280
Speaker 5: degrees because it can be really beneficial for you.

472
00:21:25,440 --> 00:21:27,560
Speaker 4: And it's also very important I think what Jeff said

473
00:21:27,600 --> 00:21:30,840
Speaker 4: as far as to find people on campus that know

474
00:21:31,119 --> 00:21:33,560
Speaker 4: the deal and because that helped me out a lot.

475
00:21:33,600 --> 00:21:36,159
Speaker 4: As far as like when I first got there, I

476
00:21:36,200 --> 00:21:38,520
Speaker 4: had somebody job at my mansion. Well he's from the

477
00:21:38,520 --> 00:21:40,800
Speaker 4: Bronx and he was a junior when I was a freshman.

478
00:21:41,040 --> 00:21:43,280
Speaker 4: He was on the team and he was seasoned. He

479
00:21:43,359 --> 00:21:45,240
Speaker 4: was there for two years. So he kind of explained

480
00:21:45,240 --> 00:21:48,040
Speaker 4: to me, like, take this class, don't do this and

481
00:21:48,359 --> 00:21:50,800
Speaker 4: have this many credits, and like this professor is cool,

482
00:21:51,080 --> 00:21:54,320
Speaker 4: and he kind of walked me through it and from

483
00:21:54,359 --> 00:21:57,280
Speaker 4: there I was able to have a smooth transition. But

484
00:21:57,440 --> 00:21:59,760
Speaker 4: I think it's important to have that mentor. I don't

485
00:21:59,760 --> 00:22:02,439
Speaker 4: know if schools have program they do.

486
00:22:02,600 --> 00:22:04,520
Speaker 5: And then the other thing before you even talk about

487
00:22:04,560 --> 00:22:06,560
Speaker 5: what you want. The mentors just don't get too caught

488
00:22:06,640 --> 00:22:09,159
Speaker 5: up on titles as well. Right, looking for somebody with

489
00:22:09,200 --> 00:22:11,520
Speaker 5: a leadership title to be a mentor. There's just people

490
00:22:11,560 --> 00:22:14,119
Speaker 5: on campus that literally run a campus but don't have

491
00:22:14,160 --> 00:22:14,960
Speaker 5: any fancy title.

492
00:22:15,000 --> 00:22:16,560
Speaker 3: There be no person that works in a book store

493
00:22:16,640 --> 00:22:19,160
Speaker 3: right right, everybody and they've been there for twenty years,

494
00:22:19,160 --> 00:22:21,520
Speaker 3: so they know exactly what books to get, they know

495
00:22:21,600 --> 00:22:22,600
Speaker 3: exactly where to go.

496
00:22:22,760 --> 00:22:26,040
Speaker 8: There's the person who's cleaning up the student union building.

497
00:22:26,080 --> 00:22:28,040
Speaker 7: They're know, hey, listen, you know you need to join

498
00:22:28,080 --> 00:22:29,680
Speaker 7: this club, or hey, you know you need to talk

499
00:22:29,680 --> 00:22:30,879
Speaker 7: to Jeff because Jeff.

500
00:22:30,600 --> 00:22:32,040
Speaker 8: Knows who everybody is.

501
00:22:32,359 --> 00:22:34,399
Speaker 7: And so that's where, you know, we always talk about

502
00:22:34,400 --> 00:22:38,200
Speaker 7: the difference of what a mentor means. So we tell people,

503
00:22:38,320 --> 00:22:40,480
Speaker 7: number one, you need a digital mentor, and a digital

504
00:22:40,520 --> 00:22:43,160
Speaker 7: mentor is somebody that is online, that has an online

505
00:22:43,200 --> 00:22:46,760
Speaker 7: presence at that institution or otherwise that you know, you

506
00:22:46,800 --> 00:22:48,840
Speaker 7: can just watch what they're doing. And that might just

507
00:22:48,920 --> 00:22:51,919
Speaker 7: mean I'm watching somebody's Instagram feed or Twitter feed and saying,

508
00:22:52,119 --> 00:22:53,800
Speaker 7: all right, you know what I need to just know

509
00:22:53,880 --> 00:22:56,600
Speaker 7: because this person is providing a wealth of information. There's

510
00:22:56,640 --> 00:22:58,879
Speaker 7: a generational mentor, so that means you also need to

511
00:22:58,920 --> 00:23:01,560
Speaker 7: know somebody who is from a different generation than you are,

512
00:23:01,680 --> 00:23:05,520
Speaker 7: younger and older, who have different mindsets and different viewpoints

513
00:23:05,680 --> 00:23:07,720
Speaker 7: that you can say, all right, this is the generational

514
00:23:07,760 --> 00:23:09,600
Speaker 7: mentor that's older than I am, that's going to be

515
00:23:09,640 --> 00:23:11,680
Speaker 7: providing me the traditional sense of leadership.

516
00:23:11,800 --> 00:23:13,000
Speaker 8: But then here's this person that's.

517
00:23:12,880 --> 00:23:14,520
Speaker 7: Also maybe a little bit younger than I am, that

518
00:23:14,600 --> 00:23:16,720
Speaker 7: I can give them information and then they give me

519
00:23:16,840 --> 00:23:18,160
Speaker 7: back some information.

520
00:23:18,480 --> 00:23:20,879
Speaker 5: And then like your boy that you said at your school,

521
00:23:20,880 --> 00:23:23,399
Speaker 5: be what we call peer mentor right right, somebody that's

522
00:23:23,640 --> 00:23:26,000
Speaker 5: in that same age range, same age bracket doing this,

523
00:23:26,119 --> 00:23:28,160
Speaker 5: you know the same things that you're doing, and that's

524
00:23:28,160 --> 00:23:30,439
Speaker 5: a fellow peer of yours that can really help.

525
00:23:30,280 --> 00:23:32,760
Speaker 4: You out for sure. All right, So now we're going

526
00:23:32,800 --> 00:23:34,119
Speaker 4: to go into the next seven. We're going to talk

527
00:23:34,119 --> 00:23:35,880
Speaker 4: about the financials, and we're also going to talk about

528
00:23:35,920 --> 00:23:41,320
Speaker 4: chill or natural so yeah, yes, I love that. All right.

529
00:23:41,400 --> 00:23:43,800
Speaker 4: So now we're going to talk about the number one

530
00:23:43,840 --> 00:23:46,600
Speaker 4: thing when it comes to school is how to pay

531
00:23:46,600 --> 00:23:46,840
Speaker 4: for it?

532
00:23:46,920 --> 00:23:50,480
Speaker 3: Right, money, money, As we said, man, it's the biggest

533
00:23:50,520 --> 00:23:53,199
Speaker 3: financial decision that they're going to make. And they have,

534
00:23:53,520 --> 00:23:56,080
Speaker 3: especially high school schoents, they got about three years and

535
00:23:56,119 --> 00:23:58,239
Speaker 3: that's you're making that decision at eighteen. Like a lot

536
00:23:58,240 --> 00:24:01,000
Speaker 3: of people won't get approved the loan for a house,

537
00:24:01,040 --> 00:24:03,080
Speaker 3: they probably won't. They may not get approved to get

538
00:24:03,119 --> 00:24:05,400
Speaker 3: a loan for a car, but they will get approved.

539
00:24:06,080 --> 00:24:08,439
Speaker 4: Student loan is real and something like I said once again,

540
00:24:09,600 --> 00:24:11,320
Speaker 4: I was fortunate not to have to a loan because

541
00:24:11,359 --> 00:24:13,080
Speaker 4: I had a scholarship. But I have brothers and sister

542
00:24:13,160 --> 00:24:15,000
Speaker 4: and they both have to I think they're both still

543
00:24:15,000 --> 00:24:19,960
Speaker 4: paying on this. They're both older than me. But student

544
00:24:19,960 --> 00:24:22,439
Speaker 4: loans is real. Financial leid is definitely real. All that

545
00:24:22,520 --> 00:24:23,399
Speaker 4: is real, So you.

546
00:24:23,400 --> 00:24:25,639
Speaker 6: Can't escape it. No, no, no filing for bankruancy on

547
00:24:25,680 --> 00:24:26,200
Speaker 6: student loan.

548
00:24:26,480 --> 00:24:37,439
Speaker 4: Oh they're gonna want their money, thank you, so so,

549
00:24:37,520 --> 00:24:40,680
Speaker 4: But like, what's what's What's some hacks that parents because

550
00:24:40,680 --> 00:24:42,879
Speaker 4: a lot of parents listen to our podcasts and you know,

551
00:24:43,000 --> 00:24:45,040
Speaker 4: might have children in college or children getting ready to

552
00:24:45,080 --> 00:24:48,000
Speaker 4: go to college. What some hacks that and even children

553
00:24:48,359 --> 00:24:52,840
Speaker 4: or young adults can use to minimize the cost of college.

554
00:24:53,680 --> 00:24:56,240
Speaker 5: One of the big hacks for high school students is

555
00:24:56,280 --> 00:24:59,879
Speaker 5: taking college courses while you're in high school. Now, so

556
00:25:00,160 --> 00:25:03,440
Speaker 5: high schools and some districts provide that, and they're called

557
00:25:03,480 --> 00:25:07,879
Speaker 5: like articulation agreements, another fancy words, another fancy hire Edward,

558
00:25:08,440 --> 00:25:12,240
Speaker 5: but their call articulation or dual agreements or partnerships where

559
00:25:12,320 --> 00:25:14,680
Speaker 5: a lot of community colleges now and some four year

560
00:25:14,760 --> 00:25:18,159
Speaker 5: schools are trying to build upon their enrollment. So what

561
00:25:18,200 --> 00:25:20,200
Speaker 5: they're doing is they're they're allowing high school students to

562
00:25:20,200 --> 00:25:23,000
Speaker 5: start taking classes at a lower rate or for free.

563
00:25:23,440 --> 00:25:25,439
Speaker 6: So that's something where you look at in your in

564
00:25:25,480 --> 00:25:26,359
Speaker 6: your area, your.

565
00:25:26,200 --> 00:25:30,040
Speaker 5: Region, your district, especially within the community colleges, your kids

566
00:25:30,080 --> 00:25:32,560
Speaker 5: can take some of those level one hundred.

567
00:25:32,280 --> 00:25:34,399
Speaker 6: Courses at a lower rate. How do you how do

568
00:25:34,400 --> 00:25:37,000
Speaker 6: you get going on campus? You can go on campus,

569
00:25:37,040 --> 00:25:37,640
Speaker 6: so you can call.

570
00:25:37,920 --> 00:25:41,040
Speaker 5: What you can do is you can call most colleges

571
00:25:41,080 --> 00:25:43,800
Speaker 5: have what they call like a pre college program, pre

572
00:25:43,920 --> 00:25:47,359
Speaker 5: summer program, summer academies, and look look inside of some

573
00:25:47,480 --> 00:25:49,800
Speaker 5: of those programs, those summer camps and maybe don't send

574
00:25:49,840 --> 00:25:52,280
Speaker 5: your kids to maybe your sports camp in the town.

575
00:25:52,320 --> 00:25:55,440
Speaker 5: You send them to a business academy camp at like

576
00:25:55,520 --> 00:25:58,720
Speaker 5: let's say a Pace University, and then they can potentially

577
00:25:58,720 --> 00:26:01,320
Speaker 5: get credits for class while they're at that camp.

578
00:26:02,160 --> 00:26:04,320
Speaker 6: So that's that's the way to kind of look at it.

579
00:26:04,440 --> 00:26:07,880
Speaker 5: I would look at your local community colleges first, give

580
00:26:07,920 --> 00:26:08,440
Speaker 5: them a call.

581
00:26:08,600 --> 00:26:10,800
Speaker 6: A lot of them do allow high school students to.

582
00:26:10,720 --> 00:26:14,520
Speaker 5: Take classes on Saturdays and at night, So that's something

583
00:26:14,520 --> 00:26:16,960
Speaker 5: that you can you can definitely look out for, and

584
00:26:17,040 --> 00:26:18,720
Speaker 5: you can go in as what they call another fancy

585
00:26:18,720 --> 00:26:21,000
Speaker 5: college where like a non matriculated student.

586
00:26:21,400 --> 00:26:22,480
Speaker 4: That's yeah, that's a good word.

587
00:26:22,840 --> 00:26:23,080
Speaker 6: I know.

588
00:26:23,680 --> 00:26:26,240
Speaker 7: I think another thing too is to just be honest

589
00:26:26,280 --> 00:26:29,360
Speaker 7: about going to community colleges. So community colleges are way

590
00:26:29,440 --> 00:26:32,720
Speaker 7: less expensive than they are than for your institutions are.

591
00:26:33,200 --> 00:26:36,280
Speaker 7: And so if your student is not fully prepared because

592
00:26:36,280 --> 00:26:36,919
Speaker 7: they just don't know.

593
00:26:37,000 --> 00:26:38,800
Speaker 8: I mean, at eighteen, you just may not know.

594
00:26:38,840 --> 00:26:40,240
Speaker 7: And at eighteen, I thought I was going to be

595
00:26:40,240 --> 00:26:43,320
Speaker 7: a high school basketball coach, teaching English classes that in

596
00:26:43,359 --> 00:26:45,199
Speaker 7: my old high school, and that's what I thought I

597
00:26:45,240 --> 00:26:47,679
Speaker 7: was going to do. And I went into college thinking

598
00:26:47,720 --> 00:26:49,679
Speaker 7: that that was the plan. And I realized that I

599
00:26:49,720 --> 00:26:52,240
Speaker 7: didn't want to do that at all about two years

600
00:26:52,240 --> 00:26:55,040
Speaker 7: into the game, and so I had I don't know

601
00:26:55,119 --> 00:26:58,240
Speaker 7: if community college was particularly for me, but I'm paying.

602
00:26:58,280 --> 00:26:59,720
Speaker 7: I paid for those two years, and I paid a

603
00:26:59,720 --> 00:27:01,960
Speaker 7: lot of money for those two years. And for some

604
00:27:02,080 --> 00:27:04,640
Speaker 7: people who are just not quite sure if they want

605
00:27:04,680 --> 00:27:07,399
Speaker 7: to go to college or if this institution is go

606
00:27:07,440 --> 00:27:09,679
Speaker 7: to a two year and bang out two years of

607
00:27:09,760 --> 00:27:11,760
Speaker 7: college that are going to be a lot less expensive,

608
00:27:12,000 --> 00:27:13,879
Speaker 7: and then succeed at those two years and then you

609
00:27:13,920 --> 00:27:15,560
Speaker 7: can get into whatever school you want.

610
00:27:15,600 --> 00:27:17,280
Speaker 8: I mean, Harvard is giving away.

611
00:27:17,040 --> 00:27:20,440
Speaker 7: Full scholarships to students who excel at a community college,

612
00:27:20,480 --> 00:27:23,879
Speaker 7: as are so many other excellent institutions, So you know,

613
00:27:23,920 --> 00:27:27,119
Speaker 7: I think that's one that's another way to minimize some

614
00:27:27,240 --> 00:27:30,359
Speaker 7: of the costs. And another thing I wanted to add

615
00:27:30,400 --> 00:27:36,440
Speaker 7: is alumni offices are a secret hidden money giving a space.

616
00:27:37,600 --> 00:27:42,399
Speaker 7: It's called advancement at most universities. But your alumni offices

617
00:27:42,640 --> 00:27:46,919
Speaker 7: are always collecting money from donors who are saying, we

618
00:27:47,000 --> 00:27:50,960
Speaker 7: want to give money to a black male student from

619
00:27:51,280 --> 00:27:57,280
Speaker 7: upstate New York who enjoys watching soccer, and they literally

620
00:27:57,359 --> 00:27:59,040
Speaker 7: will say, that's the only way we're going to give

621
00:27:59,080 --> 00:28:01,520
Speaker 7: five thousand dollars to this program. Or we're going to

622
00:28:01,560 --> 00:28:04,200
Speaker 7: give five thousand dollars to a student who's involved in

623
00:28:04,240 --> 00:28:06,879
Speaker 7: the Haitian Students Club, and that's the only way we're going

624
00:28:06,960 --> 00:28:09,600
Speaker 7: to give five thousand dollars. I donate to my school,

625
00:28:09,920 --> 00:28:13,200
Speaker 7: and I give money only to the Black Student Union

626
00:28:13,280 --> 00:28:16,359
Speaker 7: that helps shape my career. So we have money that

627
00:28:16,400 --> 00:28:18,520
Speaker 7: we give to you have to be involved in that club.

628
00:28:18,680 --> 00:28:21,960
Speaker 7: But students don't know because they don't always announce those scholarships.

629
00:28:22,000 --> 00:28:25,440
Speaker 7: They're just there on the website that nobody knows.

630
00:28:25,600 --> 00:28:26,760
Speaker 8: So I tell.

631
00:28:26,600 --> 00:28:28,920
Speaker 7: Students once a month going to that office and say

632
00:28:29,160 --> 00:28:32,680
Speaker 7: are you offering any scholarships and they will be there.

633
00:28:32,760 --> 00:28:35,520
Speaker 5: And then for those people, I mean, we both did it.

634
00:28:35,560 --> 00:28:37,960
Speaker 5: We both donated and created our own scholarships. I created

635
00:28:37,960 --> 00:28:40,120
Speaker 5: one out of community college, created one out of high school.

636
00:28:40,120 --> 00:28:42,280
Speaker 5: And for those people that are watching that don't know

637
00:28:42,320 --> 00:28:45,400
Speaker 5: how to give back money, you can call the foundations

638
00:28:45,800 --> 00:28:50,000
Speaker 5: and advancement and alumni officers at these colleges and do

639
00:28:50,040 --> 00:28:52,120
Speaker 5: a two hundred and fifty dollars scholarship or five hundred

640
00:28:52,160 --> 00:28:56,040
Speaker 5: dollars scholarship to help students as well. Another misconception is

641
00:28:56,080 --> 00:28:58,400
Speaker 5: that you have to finish a community college in order

642
00:28:58,440 --> 00:28:59,000
Speaker 5: to transfer.

643
00:28:59,600 --> 00:29:01,640
Speaker 6: That's not true. Every school is different.

644
00:29:01,880 --> 00:29:04,040
Speaker 5: So for example, in New Jersey where I live, there's

645
00:29:04,040 --> 00:29:05,360
Speaker 5: two things that I want to kind of put out there.

646
00:29:05,360 --> 00:29:08,000
Speaker 5: There's two things in New Jersey. Let's say you have

647
00:29:08,040 --> 00:29:10,160
Speaker 5: twelve credits in a two point zero you can transfer

648
00:29:10,200 --> 00:29:13,640
Speaker 5: into most four year state schools in New Jersey. It's

649
00:29:13,640 --> 00:29:15,920
Speaker 5: give me two point five into most state schools in

650
00:29:15,920 --> 00:29:19,360
Speaker 5: New Jersey. New Jersey also has another program, and most

651
00:29:19,440 --> 00:29:22,160
Speaker 5: states do have programs like this called NJ Stars where

652
00:29:22,160 --> 00:29:24,720
Speaker 5: a student maybe didn't do particularly well in their SATs,

653
00:29:25,000 --> 00:29:26,880
Speaker 5: but they're in the top twenty percent of the top

654
00:29:26,920 --> 00:29:28,680
Speaker 5: ten percent of their class. And if you're in the

655
00:29:28,680 --> 00:29:30,360
Speaker 5: top ten percent of your class, you go to college

656
00:29:30,360 --> 00:29:33,400
Speaker 5: for free, community college. Then when you go to community college,

657
00:29:33,400 --> 00:29:35,520
Speaker 5: if you get your associate's degree and you have a

658
00:29:35,520 --> 00:29:38,480
Speaker 5: three point two GPA, you can get another scholarship to

659
00:29:38,480 --> 00:29:41,080
Speaker 5: go finish your bachelor's degree at a four year college

660
00:29:41,160 --> 00:29:43,440
Speaker 5: and that'll be it in Jstars two. So in Jstars

661
00:29:43,480 --> 00:29:45,719
Speaker 5: one it's community college. You can transfer out and then

662
00:29:45,720 --> 00:29:48,280
Speaker 5: you go into in Jstars two. So these are type

663
00:29:48,280 --> 00:29:49,680
Speaker 5: of programs that they have in a lot of I

664
00:29:49,760 --> 00:29:51,640
Speaker 5: just know that particular because I'm from New Jersey, but

665
00:29:51,720 --> 00:29:54,200
Speaker 5: they have these type of programs within the states. So

666
00:29:54,360 --> 00:29:56,440
Speaker 5: don't get too caught up saying, well, I'm top twenty

667
00:29:56,440 --> 00:29:57,680
Speaker 5: percent of the class, I want to go to this

668
00:29:57,720 --> 00:29:58,520
Speaker 5: big school.

669
00:29:58,720 --> 00:29:59,360
Speaker 6: Yeah, you might be.

670
00:29:59,360 --> 00:30:01,760
Speaker 5: Your top twenty percent might be different from another high school,

671
00:30:01,920 --> 00:30:03,560
Speaker 5: so you might not get as much money as far

672
00:30:03,600 --> 00:30:05,960
Speaker 5: as scholarships. So take advantage of the scholarship that you

673
00:30:06,000 --> 00:30:08,400
Speaker 5: do have, maybe at that community college, and then go

674
00:30:08,480 --> 00:30:10,760
Speaker 5: on and then potentially transfer and get scholarships as well.

675
00:30:10,800 --> 00:30:12,040
Speaker 6: So it's just transfer scholarships.

676
00:30:12,360 --> 00:30:14,959
Speaker 3: As you're talking, I'm listening because we do this this

677
00:30:15,040 --> 00:30:17,320
Speaker 3: project with the kids who are going into college, like

678
00:30:17,400 --> 00:30:19,480
Speaker 3: even say an associates degree, they like have no ideas.

679
00:30:19,560 --> 00:30:22,680
Speaker 3: That's traditionally fifty six credits, right, and then obviously your

680
00:30:22,720 --> 00:30:25,720
Speaker 3: bachelor is when you finish traditionally one hundred and twenty

681
00:30:25,760 --> 00:30:29,040
Speaker 3: credits of school. That might take for four or five years,

682
00:30:29,600 --> 00:30:30,800
Speaker 3: hopefully because it's.

683
00:30:30,640 --> 00:30:32,600
Speaker 5: Going to cost you and you don't But and on

684
00:30:32,680 --> 00:30:35,160
Speaker 5: top of that, you know, after a certain amount of credits,

685
00:30:35,160 --> 00:30:37,200
Speaker 5: after I think one hundred and sixty, I want to say,

686
00:30:37,320 --> 00:30:40,680
Speaker 5: you run out of financial aid so you can continue

687
00:30:40,720 --> 00:30:42,360
Speaker 5: to go to school. They'll let you go to school,

688
00:30:42,360 --> 00:30:44,400
Speaker 5: they don't care, but your financial aid can you can

689
00:30:44,440 --> 00:30:45,600
Speaker 5: exhaust your financial aid?

690
00:30:45,800 --> 00:30:46,480
Speaker 6: That's important.

691
00:30:46,520 --> 00:30:48,560
Speaker 3: And I was going to say, like in addition to that,

692
00:30:48,600 --> 00:30:50,440
Speaker 3: like a lot, there's a misconception with community college, Like

693
00:30:50,440 --> 00:30:53,120
Speaker 3: you said, after those two years you transfer to a

694
00:30:53,120 --> 00:30:55,160
Speaker 3: four year school, Like when you graduate and you go

695
00:30:55,160 --> 00:30:57,800
Speaker 3: into your career, nobody's looking at like, yo, what junior

696
00:30:58,040 --> 00:31:01,040
Speaker 3: you transfer from community college? And then New York State

697
00:31:01,080 --> 00:31:02,920
Speaker 3: has now like in the past two years they started

698
00:31:02,920 --> 00:31:05,040
Speaker 3: the Excel to your program. So State school is also

699
00:31:05,040 --> 00:31:08,680
Speaker 3: a good thing. Right, it's at least it's less than.

700
00:31:08,600 --> 00:31:10,000
Speaker 6: If you went to a private school. Right.

701
00:31:10,040 --> 00:31:11,320
Speaker 3: So, if you go to state school and you live

702
00:31:11,360 --> 00:31:13,600
Speaker 3: in New York and you know your parents make under

703
00:31:13,600 --> 00:31:16,160
Speaker 3: a certain amount of money, you can have I think

704
00:31:16,280 --> 00:31:19,320
Speaker 3: room and board for free, and to which I was, well,

705
00:31:19,360 --> 00:31:22,200
Speaker 3: so that's another option. If community college is like, it's

706
00:31:22,200 --> 00:31:24,960
Speaker 3: not something you want to do, go to your local

707
00:31:24,960 --> 00:31:26,440
Speaker 3: state school if you live in New York, and then

708
00:31:26,480 --> 00:31:28,880
Speaker 3: I think the only recommend the requirement is that you

709
00:31:28,960 --> 00:31:32,720
Speaker 3: have to work in the state four years after you

710
00:31:33,160 --> 00:31:33,760
Speaker 3: or however long.

711
00:31:33,840 --> 00:31:35,480
Speaker 6: Yeah, a lot of schools are doing.

712
00:31:35,560 --> 00:31:38,440
Speaker 5: You know, if your parents make seventy thousand hours, your

713
00:31:38,440 --> 00:31:40,440
Speaker 5: household income is seventy thousand hours, you go to school

714
00:31:40,480 --> 00:31:42,920
Speaker 5: for free. That's something that's happened in New Jersey where

715
00:31:43,000 --> 00:31:45,280
Speaker 5: all the community colleges will be free start in September.

716
00:31:46,200 --> 00:31:47,960
Speaker 5: These are again, these are the type of programs that

717
00:31:48,000 --> 00:31:50,000
Speaker 5: you should know. But most importantly you just brought up

718
00:31:50,000 --> 00:31:54,160
Speaker 5: a really good point. Public understand what a public college

719
00:31:54,200 --> 00:31:57,000
Speaker 5: is and a private college. Right, nine times out of ten,

720
00:31:57,040 --> 00:31:59,480
Speaker 5: a private college costs more than a public college, and

721
00:31:59,520 --> 00:32:00,239
Speaker 5: it doesn't mean that.

722
00:32:00,280 --> 00:32:01,600
Speaker 6: And it goes back to what I said. It doesn't

723
00:32:01,600 --> 00:32:02,600
Speaker 6: mean that they're a better school.

724
00:32:02,760 --> 00:32:05,480
Speaker 5: It's literally because they're privately funded, so it's a little

725
00:32:05,560 --> 00:32:07,480
Speaker 5: it's a little bit different when it comes to how

726
00:32:07,520 --> 00:32:09,560
Speaker 5: much they charge for tuition. So it's very important to

727
00:32:09,600 --> 00:32:11,520
Speaker 5: know what a public college is and a private and

728
00:32:11,560 --> 00:32:12,760
Speaker 5: a private and know the difference.

729
00:32:12,960 --> 00:32:15,120
Speaker 4: That's important. Yeah, because I actually did a podcast before

730
00:32:15,160 --> 00:32:17,120
Speaker 4: and somebody asked me that question, and I was saying

731
00:32:17,120 --> 00:32:21,400
Speaker 4: that nobody cares, like especially if you plan on getting

732
00:32:21,760 --> 00:32:23,840
Speaker 4: a degree outside of the other first degree. So like

733
00:32:23,920 --> 00:32:26,120
Speaker 4: if you if you know you're going to get a

734
00:32:26,120 --> 00:32:28,120
Speaker 4: four year degree and you go into a two year school,

735
00:32:28,200 --> 00:32:30,760
Speaker 4: or if you know you're going to get a master's degree, right,

736
00:32:31,000 --> 00:32:33,240
Speaker 4: they only care about the last degree that you have, true,

737
00:32:33,680 --> 00:32:36,000
Speaker 4: and that school that you went to. So like Barack

738
00:32:36,040 --> 00:32:38,840
Speaker 4: Obama is a perfect example. He went to his first

739
00:32:38,840 --> 00:32:40,920
Speaker 4: school that he went to for two years is like

740
00:32:41,000 --> 00:32:44,440
Speaker 4: some no name school in California. Then he went to

741
00:32:44,800 --> 00:32:47,480
Speaker 4: Columbia and then he went to Harvard after that. Right,

742
00:32:48,000 --> 00:32:50,160
Speaker 4: when you hear the stories, it's only that he went

743
00:32:50,200 --> 00:32:52,560
Speaker 4: to Harvard Law and he graduated from Columbia. They never

744
00:32:52,680 --> 00:32:55,400
Speaker 4: say the first school that he went to. It doesn't matter,

745
00:32:56,080 --> 00:32:58,360
Speaker 4: but you save a lot of money, you prepare yourself,

746
00:32:58,400 --> 00:33:01,200
Speaker 4: and you grow so a lot of time. I'm not

747
00:33:01,240 --> 00:33:02,800
Speaker 4: the best person to give this speech because I went

748
00:33:02,800 --> 00:33:06,640
Speaker 4: to the University of Hawaii, But you might have to

749
00:33:06,680 --> 00:33:10,440
Speaker 4: humble yourself and stay home right and learn, learn the ropes,

750
00:33:10,480 --> 00:33:12,360
Speaker 4: and you know, stay at home for a couple of

751
00:33:12,480 --> 00:33:15,240
Speaker 4: years and then go out on your own. Or you know,

752
00:33:15,320 --> 00:33:17,720
Speaker 4: you might just sacrifice for four years, stay at home,

753
00:33:17,840 --> 00:33:20,720
Speaker 4: save money, go to your local school in your area,

754
00:33:20,840 --> 00:33:24,520
Speaker 4: your state school. It'll you might not get the same

755
00:33:25,160 --> 00:33:28,560
Speaker 4: joy as you know going out on your own and

756
00:33:28,640 --> 00:33:32,960
Speaker 4: you know, going to a crazy destination, but the grand

757
00:33:33,000 --> 00:33:36,000
Speaker 4: scheme of things, it might make a lot of sense

758
00:33:36,080 --> 00:33:36,480
Speaker 4: long term.

759
00:33:36,600 --> 00:33:37,680
Speaker 6: That's my story in itself.

760
00:33:37,760 --> 00:33:40,200
Speaker 3: Right, I stayed home, I went to school locally, right,

761
00:33:40,200 --> 00:33:41,840
Speaker 3: But what I did during that time was I was

762
00:33:41,880 --> 00:33:44,440
Speaker 3: able to get experience. Whereas somebody who comes out of

763
00:33:44,440 --> 00:33:47,120
Speaker 3: school and is looking for experience, I already have four

764
00:33:47,160 --> 00:33:49,120
Speaker 3: years on you. So sometimes when you go to a

765
00:33:49,160 --> 00:33:51,400
Speaker 3: career or job, it's like, yeah, you have this, but

766
00:33:51,480 --> 00:33:53,240
Speaker 3: do you have the experience? Like I'm doing that as

767
00:33:53,280 --> 00:33:55,680
Speaker 3: I'm going to school and obviously I don't have to

768
00:33:55,680 --> 00:33:57,040
Speaker 3: pay for room and board, or anything like that.

769
00:33:57,120 --> 00:33:58,480
Speaker 6: So it helped in that way.

770
00:33:58,720 --> 00:34:01,680
Speaker 5: Yeah, and also look at another compointent by experience also

771
00:34:01,760 --> 00:34:04,719
Speaker 5: got the career centers within the college. I know, in

772
00:34:04,760 --> 00:34:08,440
Speaker 5: my junior year, my job, my internship was also kind

773
00:34:08,440 --> 00:34:10,400
Speaker 5: of as credits, so it could be considered like a

774
00:34:10,440 --> 00:34:13,839
Speaker 5: co op program. So your class can actually eliminate I mean,

775
00:34:13,840 --> 00:34:16,480
Speaker 5: your job can actually eliminate you taking a certain class

776
00:34:16,560 --> 00:34:18,359
Speaker 5: because the work that you're doing, the experience that you're

777
00:34:18,360 --> 00:34:21,600
Speaker 5: doing is learning learn learning experience. And then they'll give

778
00:34:21,640 --> 00:34:24,279
Speaker 5: you a professor to kind of you know, follow you

779
00:34:24,320 --> 00:34:26,080
Speaker 5: along and then you write a paper about it in

780
00:34:26,080 --> 00:34:28,760
Speaker 5: a semester. And not only did you get paid to work,

781
00:34:28,800 --> 00:34:31,359
Speaker 5: but you also got credits which saved you money as well.

782
00:34:31,920 --> 00:34:34,799
Speaker 4: So, Jeff, you have an interesting story about j Cole.

783
00:34:35,239 --> 00:34:37,520
Speaker 7: Yeah, so you know, this is the thing about college.

784
00:34:37,520 --> 00:34:39,759
Speaker 7: So this kind of goes into this conversation about how

785
00:34:39,760 --> 00:34:42,000
Speaker 7: to find money and how to be more successful in it.

786
00:34:42,040 --> 00:34:44,399
Speaker 7: So I went to Saint John's University and I went

787
00:34:44,400 --> 00:34:47,000
Speaker 7: to school with j. Cole, And you know, I was

788
00:34:47,080 --> 00:34:49,799
Speaker 7: president of our Black student union which was called Haraah

789
00:34:49,840 --> 00:34:53,160
Speaker 7: and at that time we were the largest organization. They

790
00:34:53,239 --> 00:34:56,319
Speaker 7: had a massive budget over one hundred thousand dollars. And

791
00:34:56,320 --> 00:34:59,200
Speaker 7: what we were able to do was I became president

792
00:34:59,239 --> 00:35:01,160
Speaker 7: of that. And becoming president of that, they gave me

793
00:35:01,200 --> 00:35:03,520
Speaker 7: a five thousand dollars stipend. So right there, I got

794
00:35:03,560 --> 00:35:05,919
Speaker 7: an extra five k that I didn't have for doing

795
00:35:05,920 --> 00:35:08,680
Speaker 7: some student work on top of the stipend. With that budget,

796
00:35:08,719 --> 00:35:10,839
Speaker 7: I was able to also bring in a bunch of

797
00:35:10,840 --> 00:35:14,200
Speaker 7: different speakers. I mean Cornell, Wes, Maya, Angelou, all these

798
00:35:14,239 --> 00:35:15,920
Speaker 7: people that I wanted to meet, we had the money

799
00:35:15,960 --> 00:35:19,880
Speaker 7: to bring them in. Now, the Jay colepiece is is

800
00:35:20,000 --> 00:35:22,960
Speaker 7: leveraging the networking opportunity. So if you're going to go

801
00:35:23,000 --> 00:35:24,759
Speaker 7: to a college, I don't care what school it is,

802
00:35:25,040 --> 00:35:26,680
Speaker 7: I want you to go in there and make sure

803
00:35:26,719 --> 00:35:29,319
Speaker 7: you meet as many different people as you possibly can

804
00:35:29,400 --> 00:35:31,920
Speaker 7: get yourself into every room. And so when I think

805
00:35:31,920 --> 00:35:34,000
Speaker 7: about Cole, one of the things that you know, I

806
00:35:34,040 --> 00:35:37,160
Speaker 7: remember Jermaine was just wrapping in the random open mic

807
00:35:37,280 --> 00:35:39,840
Speaker 7: or wrapping in the residence hall in the dorms, and

808
00:35:39,880 --> 00:35:43,080
Speaker 7: then that flipped into him getting involved. He eventually became

809
00:35:43,120 --> 00:35:46,480
Speaker 7: president of our Black student union. And then when that happened,

810
00:35:46,640 --> 00:35:49,480
Speaker 7: he always had a crowd. There was always five hundred

811
00:35:49,520 --> 00:35:52,160
Speaker 7: people that were guaranteed that we're going to buy the mixtape,

812
00:35:52,160 --> 00:35:53,520
Speaker 7: that we're going to come out to the show, that

813
00:35:53,560 --> 00:35:55,520
Speaker 7: we're going to support him at the open mic, that

814
00:35:55,560 --> 00:35:57,600
Speaker 7: we're going to go out to this and me, I

815
00:35:57,640 --> 00:35:59,760
Speaker 7: see it all the time as we do speaking gigs,

816
00:36:00,080 --> 00:36:03,160
Speaker 7: still perform poetry. Half of my audience are people from

817
00:36:03,239 --> 00:36:06,680
Speaker 7: Saint John's for my undergraduate career. So I tell people

818
00:36:06,840 --> 00:36:10,040
Speaker 7: make sure that once you get in, get yourself involved,

819
00:36:10,080 --> 00:36:13,120
Speaker 7: get yourself entrenched in the university, because that's how you

820
00:36:13,160 --> 00:36:15,560
Speaker 7: get them to start paying you back. And that's the thing.

821
00:36:15,600 --> 00:36:17,920
Speaker 7: School's really expensive. But I'm going to find out how

822
00:36:17,960 --> 00:36:20,920
Speaker 7: do I become a resident assistant. And a resident assistant

823
00:36:20,920 --> 00:36:23,319
Speaker 7: is when you're in charge of a residence floor and

824
00:36:23,320 --> 00:36:25,120
Speaker 7: you're in charge of a dorm floor, they pay for

825
00:36:25,160 --> 00:36:27,359
Speaker 7: your housing. I did not pay for housing for three

826
00:36:27,440 --> 00:36:29,799
Speaker 7: years of my college career. And when you get into

827
00:36:29,840 --> 00:36:32,040
Speaker 7: those spaces, I was an orientation leader, which were the

828
00:36:32,040 --> 00:36:34,920
Speaker 7: people who introduced the people when they came to college.

829
00:36:34,960 --> 00:36:37,520
Speaker 7: I got paid for that. So that's where you find

830
00:36:37,560 --> 00:36:40,160
Speaker 7: the money. You leverage the money by the network, by

831
00:36:40,239 --> 00:36:42,920
Speaker 7: the capital of the individuals as well as the capital

832
00:36:42,960 --> 00:36:44,000
Speaker 7: that the school hasn't.

833
00:36:44,320 --> 00:36:46,879
Speaker 4: And you said something interesting. You said that Jacole being

834
00:36:46,880 --> 00:36:48,759
Speaker 4: the president of the Black student union, he was in

835
00:36:48,800 --> 00:36:51,320
Speaker 4: a unique position because he booked concerts.

836
00:36:51,480 --> 00:36:54,160
Speaker 8: So then that opened up for them. Yeah, it was fascinating.

837
00:36:54,160 --> 00:36:56,880
Speaker 7: I mean I remember, you know, when I was wrapping

838
00:36:56,920 --> 00:36:58,560
Speaker 7: back in the day, that was the same thing. I'm like,

839
00:36:58,680 --> 00:37:00,600
Speaker 7: I put on my little resume. Yeah, I opened up

840
00:37:00,600 --> 00:37:02,799
Speaker 7: for Kanye, I opened up for quality, I opened up

841
00:37:02,840 --> 00:37:06,040
Speaker 7: for comment And he did the same thing every time

842
00:37:06,080 --> 00:37:08,160
Speaker 7: we had a major artist. He was one of the

843
00:37:08,200 --> 00:37:10,759
Speaker 7: performers that opened up for it. And then that just

844
00:37:10,840 --> 00:37:14,560
Speaker 7: again creates more leverage, creates more opportunities. You get practice.

845
00:37:14,640 --> 00:37:17,080
Speaker 7: He didn't pay a dime, he didn't pay anything. You

846
00:37:17,200 --> 00:37:21,120
Speaker 7: use the studio that's on campus, use every possible resource

847
00:37:21,200 --> 00:37:23,399
Speaker 7: that they have, because they're they're they're taking the money

848
00:37:23,400 --> 00:37:26,439
Speaker 7: from you. They're never gonna they're never gonna say, hey,

849
00:37:26,520 --> 00:37:28,960
Speaker 7: you know what, it's okay, you don't have to pay today.

850
00:37:29,200 --> 00:37:30,799
Speaker 8: So I'm gonna say, listen.

851
00:37:30,680 --> 00:37:33,040
Speaker 7: I want They're never gonna say that, right, So I

852
00:37:33,120 --> 00:37:36,120
Speaker 7: want the studio, I want the gym, I want I'm

853
00:37:36,120 --> 00:37:37,399
Speaker 7: taking everything that.

854
00:37:37,360 --> 00:37:38,719
Speaker 8: This school could possibly give me.

855
00:37:39,120 --> 00:37:40,320
Speaker 4: And he was like a straight student.

856
00:37:41,040 --> 00:37:43,200
Speaker 7: Yeah, I mean he was a good student from what

857
00:37:43,239 --> 00:37:45,440
Speaker 7: I heard. I mean, I wasn't in the classes with him, right,

858
00:37:45,520 --> 00:37:46,680
Speaker 7: but he was.

859
00:37:46,760 --> 00:37:46,960
Speaker 8: I mean.

860
00:37:46,960 --> 00:37:49,560
Speaker 7: And that's the thing is that I can't stress. And

861
00:37:49,600 --> 00:37:51,880
Speaker 7: I'll say this over and over again. You have to

862
00:37:51,920 --> 00:37:55,200
Speaker 7: succeed in that space. So do everything you possibly can

863
00:37:55,680 --> 00:37:58,440
Speaker 7: to leverage every opportunity that they have.

864
00:38:00,520 --> 00:38:05,760
Speaker 2: My graduates from my school being forced bad drop bag drop,

865
00:38:06,400 --> 00:38:08,680
Speaker 2: Mike drop bad, drop back.

866
00:38:08,560 --> 00:38:21,600
Speaker 10: Drop, Coach, The energy out there felt different.

867
00:38:21,719 --> 00:38:23,080
Speaker 11: What changed for the team today?

868
00:38:23,160 --> 00:38:25,320
Speaker 5: It was the new game day scratches from the California

869
00:38:25,360 --> 00:38:26,360
Speaker 5: Lottery players.

870
00:38:26,400 --> 00:38:26,800
Speaker 8: Everything.

871
00:38:27,120 --> 00:38:29,080
Speaker 6: Those games sent the team's energy through the roof.

872
00:38:29,160 --> 00:38:31,120
Speaker 10: Are you saying it was the off field play that

873
00:38:31,200 --> 00:38:32,800
Speaker 10: made the difference on the field, Hey.

874
00:38:32,800 --> 00:38:35,239
Speaker 5: Little play makes your day, and today it made the

875
00:38:35,280 --> 00:38:37,520
Speaker 5: game that's off of now, Coach.

876
00:38:37,400 --> 00:38:40,040
Speaker 11: One more question played the new Los Angeles Chargers, San

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00:38:40,080 --> 00:38:43,080
Speaker 11: Francisco forty nine Ers and Los Angeles Ram Scratchers from

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00:38:43,080 --> 00:38:45,919
Speaker 11: the California Lottery. A little play can make your day.

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00:38:46,560 --> 00:38:48,759
Speaker 11: Peacely responsibly. Must be eighteen years or older to purchase

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00:38:48,800 --> 00:38:49,319
Speaker 11: plate or claim