1 00:00:00,040 --> 00:00:02,280 Speaker 1: There are a lot of wealthy, rich people who had 2 00:00:02,320 --> 00:00:03,920 Speaker 1: debt with some of these very big brands, like the 3 00:00:03,960 --> 00:00:06,680 Speaker 1: Guccies of the world, and they weren't painful price for 4 00:00:06,720 --> 00:00:09,160 Speaker 1: these items. Some of them were getting for free, some 5 00:00:09,240 --> 00:00:11,680 Speaker 1: of them were getting it lay away in a sense. 6 00:00:11,960 --> 00:00:14,840 Speaker 1: Some of them were barring clothing and wearing them on 7 00:00:14,840 --> 00:00:17,920 Speaker 1: my carpets and then returning it, And that just really 8 00:00:17,960 --> 00:00:19,520 Speaker 1: was a piece of the puzzle. But I needed to 9 00:00:19,560 --> 00:00:22,439 Speaker 1: know because then it occurred to me that it wasn't 10 00:00:22,480 --> 00:00:24,720 Speaker 1: just poor people who had issues of budgeting, it was 11 00:00:24,920 --> 00:00:25,960 Speaker 1: wealthy people as well. 12 00:00:31,080 --> 00:00:33,720 Speaker 2: Hey hey, ba fam, what's up. It's your girl, Mandy 13 00:00:33,760 --> 00:00:39,720 Speaker 2: Money and welcome to this week's wash day. Woof sahh. 14 00:00:39,800 --> 00:00:41,839 Speaker 2: I don't know about y'all, but I need such a 15 00:00:41,880 --> 00:00:44,640 Speaker 2: deep breath right now. I wasn't even really planning to 16 00:00:44,760 --> 00:00:48,480 Speaker 2: do any major self care today, and I can't even 17 00:00:48,520 --> 00:00:51,560 Speaker 2: point to exactly the reason why I'm feeling really run down, 18 00:00:51,760 --> 00:00:54,880 Speaker 2: But I just wanted to say that I don't need 19 00:00:54,920 --> 00:00:57,760 Speaker 2: a reason, and every once in a while, I need 20 00:00:57,800 --> 00:01:00,400 Speaker 2: a bit of a reminder that sometimes it's okay to 21 00:01:00,520 --> 00:01:04,000 Speaker 2: just not feel great, and it's okay to acknowledge that 22 00:01:04,120 --> 00:01:08,240 Speaker 2: because like, once you can stop trying to convince yourself 23 00:01:08,240 --> 00:01:10,600 Speaker 2: that you're fine and just embrace the fact that you're not. 24 00:01:10,880 --> 00:01:13,520 Speaker 2: I actually can go to my list of and yes, 25 00:01:13,560 --> 00:01:17,080 Speaker 2: I actually have a list of activities mantras, and I 26 00:01:17,480 --> 00:01:19,959 Speaker 2: don't mean like a big activity, but just things that 27 00:01:20,000 --> 00:01:22,479 Speaker 2: I can do, actions I can take that have been 28 00:01:22,600 --> 00:01:26,000 Speaker 2: proven to improve the way that I feel. And number 29 00:01:26,000 --> 00:01:30,399 Speaker 2: one on that list is taking a nap. Nobody will 30 00:01:30,440 --> 00:01:33,520 Speaker 2: convince me that taking a nap is not doing something. 31 00:01:33,800 --> 00:01:37,880 Speaker 2: Maybe you're physical, like you're physically not moving or doing 32 00:01:37,880 --> 00:01:42,440 Speaker 2: anything or going anywhere, but the restorative nature of sleep 33 00:01:43,280 --> 00:01:47,680 Speaker 2: is something that is incredibly healing for me. And I 34 00:01:47,680 --> 00:01:52,480 Speaker 2: would say for nine times out of ten emotional mental 35 00:01:52,480 --> 00:01:56,240 Speaker 2: health like mood challenges that I'm facing, a nap is 36 00:01:56,280 --> 00:01:58,680 Speaker 2: going to fix it nine out of ten times. There's 37 00:01:58,760 --> 00:02:01,320 Speaker 2: other things on that list, of course, taking a walk 38 00:02:01,360 --> 00:02:05,600 Speaker 2: outside and inspecting and spending time from and I mean 39 00:02:05,640 --> 00:02:09,000 Speaker 2: spending time individually with every single plant in my garden 40 00:02:09,200 --> 00:02:12,520 Speaker 2: is a form of meditation that has been so useful 41 00:02:12,520 --> 00:02:15,360 Speaker 2: it's almost as good as a nap. But with a nap, 42 00:02:15,680 --> 00:02:20,000 Speaker 2: obviously I'm helping my body to heal. I'm balancing out 43 00:02:20,040 --> 00:02:23,280 Speaker 2: my energy levels, my hormones. I mean, your sleep is 44 00:02:23,320 --> 00:02:25,480 Speaker 2: just so essential. But if I don't have time for 45 00:02:25,520 --> 00:02:27,240 Speaker 2: a nap, or if I don't feel like I want 46 00:02:27,280 --> 00:02:29,560 Speaker 2: to take a nap going outside, especially when I have 47 00:02:29,639 --> 00:02:32,360 Speaker 2: these bursts of if I'm getting really angry or irritated, 48 00:02:32,560 --> 00:02:35,040 Speaker 2: or I'm just feeling a lot of deeply uncomfortable things, 49 00:02:35,040 --> 00:02:37,480 Speaker 2: and I just need to ground myself for a moment, 50 00:02:37,720 --> 00:02:40,560 Speaker 2: talking to every single plant in my garden and just 51 00:02:40,680 --> 00:02:43,919 Speaker 2: checking in, saying hello, checking the leaves and the roots, 52 00:02:44,000 --> 00:02:45,959 Speaker 2: make sure there's no pests that are getting in the 53 00:02:46,000 --> 00:02:49,040 Speaker 2: way or everyone's pretty happy, and making sure everyone's got 54 00:02:49,080 --> 00:02:51,560 Speaker 2: water and getting enough sun and all that. Maybe I 55 00:02:51,639 --> 00:02:53,400 Speaker 2: look like something is wrong with me. I'm out there 56 00:02:53,480 --> 00:02:57,200 Speaker 2: just talking to my plants, but it's it is so necessary, 57 00:02:57,360 --> 00:02:59,720 Speaker 2: And you know what third on my list is talking 58 00:02:59,760 --> 00:03:02,440 Speaker 2: to be. And I don't mean to sound like mushy 59 00:03:02,480 --> 00:03:05,320 Speaker 2: about it, but sometimes I have sat in this chair 60 00:03:05,400 --> 00:03:08,640 Speaker 2: and started to record a show or record an intro 61 00:03:08,800 --> 00:03:11,280 Speaker 2: for the show like I'm doing right now, and just 62 00:03:11,360 --> 00:03:15,080 Speaker 2: felt so out of whack and so unsure of what 63 00:03:15,200 --> 00:03:17,240 Speaker 2: the next thing on my schedule is supposed to be, 64 00:03:17,440 --> 00:03:18,960 Speaker 2: or am I going to be ready for this or 65 00:03:18,960 --> 00:03:23,600 Speaker 2: that or whatever Shenanigan's happened during the morning drop off 66 00:03:23,639 --> 00:03:27,200 Speaker 2: school routine and now that it's summertime drop off camp routine. 67 00:03:27,240 --> 00:03:29,320 Speaker 2: And then I sit down to the microphone and it 68 00:03:29,320 --> 00:03:32,919 Speaker 2: doesn't matter really whether I've done the kind of prep 69 00:03:32,960 --> 00:03:35,160 Speaker 2: that I want to do before a show or whether 70 00:03:35,200 --> 00:03:37,200 Speaker 2: I know exactly what I'm going to talk about. As 71 00:03:37,240 --> 00:03:39,720 Speaker 2: soon as I start picturing y'all, my feelings just start 72 00:03:39,760 --> 00:03:43,720 Speaker 2: to change. My feelings just get more manageable, more tolerable, 73 00:03:43,960 --> 00:03:46,680 Speaker 2: and so I just want to say thank you for that. 74 00:03:47,040 --> 00:03:50,600 Speaker 2: So it's naps, it's talking to my plans, and it's 75 00:03:50,840 --> 00:03:53,040 Speaker 2: taking a moment to just be here and be present 76 00:03:53,080 --> 00:03:56,160 Speaker 2: with uba fam. And if that's not a message for 77 00:03:56,320 --> 00:03:58,560 Speaker 2: Washday Wu Saw, I don't know what is. And I 78 00:03:58,640 --> 00:04:01,240 Speaker 2: hope that y'all have been loved loving the wash Day 79 00:04:01,240 --> 00:04:03,720 Speaker 2: Woo Saw so far. I love the idea of them. 80 00:04:03,920 --> 00:04:07,200 Speaker 2: I love getting to create something that I hope gives 81 00:04:07,280 --> 00:04:09,400 Speaker 2: y'all a moment to breathe, a sigh of relief and 82 00:04:09,480 --> 00:04:11,800 Speaker 2: can maybe be one of the things on your list 83 00:04:11,880 --> 00:04:14,080 Speaker 2: of actions you know you can take when you're having 84 00:04:14,080 --> 00:04:16,760 Speaker 2: a tough time and if you just do that one thing, 85 00:04:17,080 --> 00:04:19,880 Speaker 2: you know, go outside and touch grass, or go to 86 00:04:19,920 --> 00:04:22,640 Speaker 2: your podcast app and turn on brown Ambitions wash day 87 00:04:22,640 --> 00:04:24,440 Speaker 2: wu saw. It doesn't matter which one it is, that 88 00:04:24,640 --> 00:04:28,560 Speaker 2: you'll start to feel better, that you'll feel less overwhelmed 89 00:04:28,640 --> 00:04:31,440 Speaker 2: or whatever the discomfort your feeling, that it can get 90 00:04:31,480 --> 00:04:33,400 Speaker 2: a little bit better. And that just makes me so 91 00:04:33,640 --> 00:04:36,400 Speaker 2: damn happy. So thank you, Thank you for sharing this 92 00:04:36,440 --> 00:04:39,719 Speaker 2: time with me and for investing some time into yourself. 93 00:04:39,800 --> 00:04:42,640 Speaker 2: And this is a really good one, y'all. Where do 94 00:04:42,720 --> 00:04:46,000 Speaker 2: I even begin? Doctor Jitalie Bellenten is today's guest. I 95 00:04:46,080 --> 00:04:48,840 Speaker 2: had the pleasure of crossing paths with her, and I'll 96 00:04:48,880 --> 00:04:51,320 Speaker 2: talk about this a bit in the show We cross 97 00:04:51,360 --> 00:04:55,440 Speaker 2: paths for the first time. In twenty twenty two, at 98 00:04:55,640 --> 00:04:59,000 Speaker 2: the very first conference I had gone to postpartum, so 99 00:04:59,080 --> 00:05:01,400 Speaker 2: like post having my first son. I had my baby 100 00:05:01,400 --> 00:05:03,760 Speaker 2: in twenty twenty or sorry, twenty nineteen, so then there 101 00:05:03,839 --> 00:05:06,360 Speaker 2: was a pandemic. I was like a whole different person, 102 00:05:06,440 --> 00:05:09,200 Speaker 2: and I had not been to a professional networking event 103 00:05:09,880 --> 00:05:14,719 Speaker 2: by myself in person, like in years at that point, 104 00:05:14,800 --> 00:05:17,000 Speaker 2: and I had and I also no one knew this 105 00:05:17,040 --> 00:05:19,760 Speaker 2: at the time, but I was about one week pregnant 106 00:05:20,040 --> 00:05:23,800 Speaker 2: with my my now two year old son, Remi Roue. 107 00:05:24,040 --> 00:05:27,400 Speaker 2: I was one week pregnant, and I because I'm we 108 00:05:27,400 --> 00:05:29,600 Speaker 2: were planning it. I pretty much knew. I was like, well, 109 00:05:29,640 --> 00:05:31,640 Speaker 2: if I'm pregnant, I'm pregnant, you know, like if it 110 00:05:31,760 --> 00:05:35,719 Speaker 2: sticks at sticks. But I felt like it was crazy. 111 00:05:35,920 --> 00:05:39,320 Speaker 2: And I was telling doctor Jatali this offline before we recorded. 112 00:05:39,360 --> 00:05:42,560 Speaker 2: But I really went to that conference that year on 113 00:05:42,760 --> 00:05:47,520 Speaker 2: this huge mental high, just like everything was glittering. I 114 00:05:47,640 --> 00:05:50,440 Speaker 2: was so excited to just be in community with my 115 00:05:50,560 --> 00:05:53,440 Speaker 2: people and to have my brain to myself, like not 116 00:05:53,600 --> 00:05:57,120 Speaker 2: have my then toddler son, you know, wrapped around me 117 00:05:57,160 --> 00:05:59,000 Speaker 2: all day at the time, and just to be free. 118 00:05:59,120 --> 00:06:01,600 Speaker 2: And I got to cross paths with doctor Jatali. She 119 00:06:01,720 --> 00:06:05,360 Speaker 2: was speaking on a panel with a couple of other presenters, 120 00:06:05,440 --> 00:06:08,120 Speaker 2: and I just remember being so struck by the way 121 00:06:08,160 --> 00:06:10,359 Speaker 2: she talked about raising her son and how she was 122 00:06:10,720 --> 00:06:14,520 Speaker 2: you know, practical tips for creating financial literacy for her 123 00:06:14,960 --> 00:06:17,480 Speaker 2: little boy at the time, and I was like, she's brilliant. 124 00:06:17,520 --> 00:06:19,200 Speaker 2: I have to connect with her. It took her aside 125 00:06:19,240 --> 00:06:21,880 Speaker 2: after the panel let her know how I felt about it. 126 00:06:22,160 --> 00:06:25,599 Speaker 2: We exchanged contact details and then we just never really 127 00:06:25,880 --> 00:06:27,880 Speaker 2: had a chance to connect again, and you know how 128 00:06:28,040 --> 00:06:31,320 Speaker 2: she just kind of hadn't really been as present online. Also, 129 00:06:31,480 --> 00:06:33,880 Speaker 2: I really was pregnant. I really did have I went 130 00:06:33,920 --> 00:06:36,279 Speaker 2: on to have a very challenging pregnancy, so I was 131 00:06:36,279 --> 00:06:38,680 Speaker 2: sort of like not as present online as I had 132 00:06:38,760 --> 00:06:41,040 Speaker 2: used to be. And then lo and behold. A few 133 00:06:41,080 --> 00:06:43,160 Speaker 2: weeks ago, her team reached out wanted to know if 134 00:06:43,160 --> 00:06:45,400 Speaker 2: we would have her on the podcast, and I just thought, 135 00:06:45,600 --> 00:06:48,240 Speaker 2: finally I knew we would cross paths again. This is 136 00:06:48,279 --> 00:06:51,040 Speaker 2: the moment. It's been a few years, but I couldn't wait, 137 00:06:51,080 --> 00:06:53,480 Speaker 2: and it did not disappoint. We actually ended up having 138 00:06:53,480 --> 00:06:56,719 Speaker 2: like a forty five minute conversation before I started hitting record. 139 00:06:56,800 --> 00:07:00,200 Speaker 2: And poor doctor Jatali, she is such a soldiers, such 140 00:07:00,240 --> 00:07:02,560 Speaker 2: a trooper. She was losing her voice. She was on 141 00:07:02,560 --> 00:07:05,320 Speaker 2: her way to Essence Fest the day after we recorded, 142 00:07:05,800 --> 00:07:08,719 Speaker 2: and she powered through even though she was losing her voice. 143 00:07:08,720 --> 00:07:11,520 Speaker 2: And I made I accidentally made her talk to me 144 00:07:11,600 --> 00:07:14,720 Speaker 2: for two hours. But we had so much to catch 145 00:07:14,800 --> 00:07:19,840 Speaker 2: up on and she's just fascinating and she's also really grounded. 146 00:07:19,920 --> 00:07:21,520 Speaker 2: I don't know, there's just some like like there's a 147 00:07:21,640 --> 00:07:25,640 Speaker 2: sense of like earthiness and groundedness. To her and also grit, 148 00:07:26,320 --> 00:07:29,320 Speaker 2: grit and determination. And I find those types of people 149 00:07:29,360 --> 00:07:32,880 Speaker 2: to be really intoxicating to be around because they give 150 00:07:32,920 --> 00:07:35,240 Speaker 2: you the sense that you can do anything and that 151 00:07:35,280 --> 00:07:37,880 Speaker 2: they can do anything. And that's the kind of vibe 152 00:07:38,040 --> 00:07:41,120 Speaker 2: that doctor Tatalie gives off pretty effortlessly, and I hope 153 00:07:41,160 --> 00:07:43,600 Speaker 2: that comes across in this conversation. But let me tell 154 00:07:43,640 --> 00:07:46,280 Speaker 2: you about her and a little bit about her background 155 00:07:46,280 --> 00:07:48,440 Speaker 2: before we get into it. She has lived a big 156 00:07:48,480 --> 00:07:50,520 Speaker 2: life for not even being forty yet. She has lived 157 00:07:50,560 --> 00:07:54,240 Speaker 2: a big, big life. But today, doctor Totali Bellenton is 158 00:07:54,240 --> 00:07:56,880 Speaker 2: a prominent She's an angel investor, She's an expert in 159 00:07:56,920 --> 00:08:01,320 Speaker 2: financial literacy and cryptocurrency. She has a really impressive background 160 00:08:01,360 --> 00:08:04,120 Speaker 2: in wealth management. We talk about how she got into 161 00:08:04,160 --> 00:08:07,360 Speaker 2: finance as a teenager thanks to her dad's advice and 162 00:08:07,360 --> 00:08:11,640 Speaker 2: his guidance helping her learn fiscal responsibility. So she spent 163 00:08:11,720 --> 00:08:15,000 Speaker 2: a decade in investment, banking and forensic accounting. We're going 164 00:08:15,080 --> 00:08:17,840 Speaker 2: to talk about the different career pivots, how she almost 165 00:08:17,960 --> 00:08:21,120 Speaker 2: became a surgeon but then was like hard pass, no, 166 00:08:21,240 --> 00:08:23,200 Speaker 2: thank you, I'm going to go back to finance, and 167 00:08:23,520 --> 00:08:28,040 Speaker 2: how she's launched multiple businesses in different countries. She was 168 00:08:28,080 --> 00:08:31,960 Speaker 2: born and raised in the UK. We'll talk about manchest vibes. Yeah, 169 00:08:32,120 --> 00:08:34,560 Speaker 2: Yet at anytime I can do my accent. Y'all know 170 00:08:34,559 --> 00:08:38,440 Speaker 2: what's coming out. I'm sorry in advance. I will always 171 00:08:38,480 --> 00:08:41,199 Speaker 2: embarrass myself with my British accent when I get a 172 00:08:41,240 --> 00:08:44,880 Speaker 2: British guest on the show. But she's also got this 173 00:08:44,960 --> 00:08:47,200 Speaker 2: global background. I mean, her mother and her father have 174 00:08:47,280 --> 00:08:50,440 Speaker 2: since passed, but her mother is from Cape verd and 175 00:08:50,640 --> 00:08:55,480 Speaker 2: her dad is of Jamaican Italian heritage. And you know, 176 00:08:55,640 --> 00:08:59,640 Speaker 2: she's launched businesses in Ghana and Kenya. She's invested in 177 00:09:00,040 --> 00:09:03,920 Speaker 2: programs in schools in these different countries. She's now, you know, 178 00:09:03,960 --> 00:09:07,360 Speaker 2: splitting her time and well spends a lot of time 179 00:09:07,400 --> 00:09:10,240 Speaker 2: in the US and New York, but is planning has 180 00:09:10,240 --> 00:09:12,680 Speaker 2: been spending more time in the UK. And at the 181 00:09:12,720 --> 00:09:16,360 Speaker 2: same time, she's managed to create these different businesses that 182 00:09:16,440 --> 00:09:18,920 Speaker 2: have allowed her to live the lifestyle that she wants 183 00:09:19,000 --> 00:09:22,240 Speaker 2: to live, which is traveling frequently, and she speaks on 184 00:09:22,280 --> 00:09:25,680 Speaker 2: stages around the globe and shares her wisdom with the 185 00:09:25,760 --> 00:09:28,520 Speaker 2: masses in so many different ways. And it's just an 186 00:09:28,520 --> 00:09:31,400 Speaker 2: honor that she spent a little time with us. BA 187 00:09:31,520 --> 00:09:34,000 Speaker 2: fam and we'll talk a little bit about her journey 188 00:09:34,000 --> 00:09:39,040 Speaker 2: into motherhood and how she is leveraging the businesses, the 189 00:09:39,040 --> 00:09:42,240 Speaker 2: business experience that she has, the financial knowledge that she has, 190 00:09:42,320 --> 00:09:45,000 Speaker 2: and how she is leveraging or maybe pivoting is a 191 00:09:45,000 --> 00:09:47,880 Speaker 2: better word, how she's pivoting into more of the creative 192 00:09:48,000 --> 00:09:51,040 Speaker 2: arts side of things. And we talk about her her 193 00:09:51,080 --> 00:09:54,600 Speaker 2: new ambition to become an egot and how that is 194 00:09:54,679 --> 00:09:57,560 Speaker 2: completely possible for her and how she plans to do that. 195 00:09:57,679 --> 00:10:00,480 Speaker 2: And it's a great conversation and I hope that y'all 196 00:10:00,480 --> 00:10:02,440 Speaker 2: will enjoy it. I hope that you'll go to the 197 00:10:02,440 --> 00:10:05,800 Speaker 2: show notes, check out doctor Jtali's social media profiles, her 198 00:10:05,840 --> 00:10:08,600 Speaker 2: website and find out all you need to do all 199 00:10:08,640 --> 00:10:11,520 Speaker 2: you can about her, and just follow her for more inspiration. 200 00:10:11,920 --> 00:10:14,400 Speaker 2: And as she says, I know she jokes about it, 201 00:10:14,440 --> 00:10:17,000 Speaker 2: but once you follow her, just make sure that you 202 00:10:17,040 --> 00:10:20,120 Speaker 2: don't get taken in by any scams, because you'll find 203 00:10:20,120 --> 00:10:23,240 Speaker 2: when you start following more financial and like wealth experts 204 00:10:23,320 --> 00:10:27,200 Speaker 2: on Instagram, especially there's imposters out there and they and 205 00:10:27,320 --> 00:10:31,680 Speaker 2: especially because doctor Jatali talks about cryptocurrency, I think that she, 206 00:10:31,840 --> 00:10:34,319 Speaker 2: in particular people like her will get a lot of 207 00:10:34,360 --> 00:10:37,120 Speaker 2: people trying to scam her followers. You know, Oh, give 208 00:10:37,120 --> 00:10:38,800 Speaker 2: me your money and I'll invest it for you as 209 00:10:38,840 --> 00:10:42,000 Speaker 2: if it's actually coming from her, So be very careful. 210 00:10:42,120 --> 00:10:45,719 Speaker 2: Make sure that you're only following her verified profile is 211 00:10:45,800 --> 00:10:48,079 Speaker 2: verified on Instagram and other channels, so you make sure 212 00:10:48,120 --> 00:10:52,120 Speaker 2: you're following the real her, and definitely don't get taken 213 00:10:52,160 --> 00:10:54,280 Speaker 2: in by any scams if people are trying to convince 214 00:10:54,320 --> 00:10:56,199 Speaker 2: you that it's her reaching out to you, like no, 215 00:10:56,559 --> 00:11:00,000 Speaker 2: please don't stay safe, bea fan, stay safe. All right, 216 00:11:00,400 --> 00:11:03,000 Speaker 2: I'm gonna hush up now. I'm gonna let y'all take 217 00:11:03,120 --> 00:11:06,520 Speaker 2: quick little woosaw with me with brown ambition, and please 218 00:11:06,640 --> 00:11:10,160 Speaker 2: enjoy this conversation with doctor Jitalie Bellentin. Thanks ba Faan. 219 00:11:10,679 --> 00:11:12,960 Speaker 2: All right, va fam, I'm so excited for y'all to 220 00:11:13,040 --> 00:11:18,200 Speaker 2: meet the beautiful, the effervescent, the radiant doctor doctor Jitalie. 221 00:11:18,240 --> 00:11:21,200 Speaker 2: Is it Bellington Bellenton Mellenton. I don't think I've ever 222 00:11:21,240 --> 00:11:25,600 Speaker 2: said it out loud, doctor Jitali. I met you. We 223 00:11:25,600 --> 00:11:27,880 Speaker 2: were just reminiscing, y'all, and by the way, it's been 224 00:11:28,080 --> 00:11:30,320 Speaker 2: we've been talking for like forty five minutes. So just 225 00:11:30,360 --> 00:11:34,199 Speaker 2: know that the pre show was pre showing because the 226 00:11:34,280 --> 00:11:36,880 Speaker 2: last time doctor Jitalie and I saw each other the 227 00:11:36,880 --> 00:11:39,880 Speaker 2: first thing the last time was at fin Con in Orlando. 228 00:11:40,600 --> 00:11:43,000 Speaker 2: You were speaking on a panel with the lovely La 229 00:11:43,160 --> 00:11:46,200 Speaker 2: Job from Elie Talks Money and y'all both made me 230 00:11:46,280 --> 00:11:49,760 Speaker 2: cry because you're just beautiful black women, black mothers on 231 00:11:49,840 --> 00:11:52,760 Speaker 2: the stage and you were like really candidly talking about motherhood. 232 00:11:52,840 --> 00:11:55,440 Speaker 2: And yeah, I just remember I was on. I was on. 233 00:11:55,600 --> 00:11:59,200 Speaker 2: I was newly pregnant. I was like maybe a week pregnant, 234 00:11:59,320 --> 00:12:01,440 Speaker 2: and it was like my body knew it and I 235 00:12:01,559 --> 00:12:05,959 Speaker 2: was just so charged with like energy and excitement. And 236 00:12:06,080 --> 00:12:08,280 Speaker 2: I just remember going up to you both after that 237 00:12:08,440 --> 00:12:10,839 Speaker 2: panel and just I don't even know what I said, 238 00:12:10,840 --> 00:12:13,120 Speaker 2: but I was like, I love you and you're incredible 239 00:12:13,679 --> 00:12:16,040 Speaker 2: and I'm just so happy to have shared space with you. 240 00:12:16,200 --> 00:12:18,360 Speaker 2: And then you don't fill out the face of the earth. 241 00:12:18,920 --> 00:12:24,080 Speaker 2: And two years later, two almost three years later, we 242 00:12:24,160 --> 00:12:26,160 Speaker 2: get to reconnect in this way. That's so cool. 243 00:12:26,280 --> 00:12:28,480 Speaker 1: I mean, it's such a beautiful surprise to be on 244 00:12:28,559 --> 00:12:30,560 Speaker 1: this cool with you. Thank you so much for even 245 00:12:30,600 --> 00:12:32,760 Speaker 1: wanting to interview me. And I'm so happy that now 246 00:12:32,880 --> 00:12:34,840 Speaker 1: when we come back around, I have a whole lot 247 00:12:34,880 --> 00:12:37,040 Speaker 1: of updates for you. So I'm looking forward to jumping 248 00:12:37,080 --> 00:12:39,480 Speaker 1: into this call with you, and I do remember that 249 00:12:39,600 --> 00:12:41,720 Speaker 1: is basically along the lines of what you said, which 250 00:12:41,760 --> 00:12:44,400 Speaker 1: is basically letting us know that we inspired you. And 251 00:12:44,440 --> 00:12:46,760 Speaker 1: it was beautiful to watch mothers out there talking and 252 00:12:46,840 --> 00:12:49,600 Speaker 1: also know that we had a balance of financial awareness 253 00:12:49,600 --> 00:12:53,120 Speaker 1: and conversations about children. And it made me happy to 254 00:12:53,160 --> 00:12:55,319 Speaker 1: know that it mattered to someone in that room because 255 00:12:55,360 --> 00:12:58,160 Speaker 1: oftentimes you speak on panels, people see you talk and 256 00:12:58,200 --> 00:13:00,160 Speaker 1: then you know they're like, oh, she was good, and 257 00:13:00,160 --> 00:13:03,360 Speaker 1: that's it. It was really basic level, not even really anything. 258 00:13:03,400 --> 00:13:06,120 Speaker 1: That's so I felt really seen and appreciated by you. 259 00:13:06,160 --> 00:13:07,080 Speaker 3: So thank you so much. 260 00:13:07,160 --> 00:13:10,120 Speaker 2: Thank you. And I'm in whatever form and fashion, glad 261 00:13:10,120 --> 00:13:12,440 Speaker 2: that you took your time to figure out who you 262 00:13:12,480 --> 00:13:13,920 Speaker 2: wanted to be and did you want to be so 263 00:13:14,040 --> 00:13:16,840 Speaker 2: public facing or more behind the scenes. And I'm just 264 00:13:16,920 --> 00:13:19,959 Speaker 2: happy that now that you're in this season where you've 265 00:13:20,000 --> 00:13:22,800 Speaker 2: chosen to be more outside, that we were able to reconnect. 266 00:13:22,840 --> 00:13:24,520 Speaker 2: So you're here now, so I get to ask you 267 00:13:24,559 --> 00:13:27,600 Speaker 2: all the questions that I had at the time. We 268 00:13:27,640 --> 00:13:29,480 Speaker 2: didn't get a lot of time to talk, but can 269 00:13:29,520 --> 00:13:31,439 Speaker 2: you just start from the beginning, because you are I 270 00:13:31,520 --> 00:13:35,280 Speaker 2: mean now, you're an incredible angel investor. You have donated 271 00:13:35,559 --> 00:13:39,839 Speaker 2: to schools in different countries, You've taught financial literacy around 272 00:13:39,920 --> 00:13:43,480 Speaker 2: the globe. You have such an interesting career trajectory. But 273 00:13:43,520 --> 00:13:45,320 Speaker 2: I want to go back to the beginnings. I know 274 00:13:45,360 --> 00:13:48,959 Speaker 2: that you're from you said you're from Manchester, from the UK, right, 275 00:13:49,080 --> 00:13:51,680 Speaker 2: can you paint a picture for BA fam just of 276 00:13:51,800 --> 00:13:55,800 Speaker 2: like baby I was about to say baby doctor Jaitalia, 277 00:13:57,040 --> 00:13:57,880 Speaker 2: baby jatally. 278 00:14:02,040 --> 00:14:05,880 Speaker 1: So, my mother figure growing up was really horrible for money. 279 00:14:05,960 --> 00:14:07,920 Speaker 1: I thankfully had a father who was better with money 280 00:14:07,920 --> 00:14:11,400 Speaker 1: and understood the financial game better. So having a mother 281 00:14:11,440 --> 00:14:13,800 Speaker 1: figure who was horrible, she kind of scarred me straight 282 00:14:13,800 --> 00:14:15,760 Speaker 1: from a young age. So by the time I was 283 00:14:15,800 --> 00:14:17,679 Speaker 1: like eight, I was telling my dad teach me everything 284 00:14:17,760 --> 00:14:20,040 Speaker 1: about money because I did not want to be financially 285 00:14:20,120 --> 00:14:22,520 Speaker 1: or fiscally irresponsible the way when my mother figure was, 286 00:14:22,680 --> 00:14:25,160 Speaker 1: and so growing up in that kind of environment, I 287 00:14:25,160 --> 00:14:25,920 Speaker 1: felt blessed to. 288 00:14:26,000 --> 00:14:27,760 Speaker 3: Have a parent who could teach me these things. 289 00:14:27,760 --> 00:14:29,640 Speaker 1: But I started learning about stocks when I was like 290 00:14:29,680 --> 00:14:31,520 Speaker 1: eight or nine years old, real estate when I was 291 00:14:31,520 --> 00:14:33,280 Speaker 1: eight nine years old. At the time I was sixteen 292 00:14:33,320 --> 00:14:35,160 Speaker 1: and a half I had my first paid internship. I 293 00:14:35,200 --> 00:14:37,560 Speaker 1: credits used first Boston and I started in an investment 294 00:14:37,600 --> 00:14:40,520 Speaker 1: banking space. And you know, even that, I took a 295 00:14:40,560 --> 00:14:44,560 Speaker 1: development school for Youth program for this company called DSY 296 00:14:45,000 --> 00:14:47,960 Speaker 1: also as program, and they were supposed to just teach 297 00:14:47,960 --> 00:14:50,520 Speaker 1: me how to properly dress for internship. And you know, 298 00:14:50,640 --> 00:14:52,560 Speaker 1: at a certain age you were just then supposed to 299 00:14:52,760 --> 00:14:54,160 Speaker 1: actually get a paid internship. 300 00:14:54,560 --> 00:14:55,800 Speaker 3: And I did the program. 301 00:14:56,080 --> 00:14:57,960 Speaker 1: I was one of the youngest ones to do the program, 302 00:14:58,320 --> 00:15:00,800 Speaker 1: and as such, I wasn't even of age to really 303 00:15:01,280 --> 00:15:03,280 Speaker 1: start my internship. And my you know, we found a 304 00:15:03,320 --> 00:15:06,040 Speaker 1: loophole which was I was graduating high school early and 305 00:15:06,240 --> 00:15:07,760 Speaker 1: as such as I was going to be a high 306 00:15:07,800 --> 00:15:10,840 Speaker 1: school graduate, they'd be able to actually accept me to 307 00:15:10,880 --> 00:15:12,040 Speaker 1: work at the office. 308 00:15:12,360 --> 00:15:14,640 Speaker 3: And I think that really frames the rest of my life. 309 00:15:14,680 --> 00:15:17,280 Speaker 1: You know, now, to be Team forty, I'm just in 310 00:15:17,320 --> 00:15:19,800 Speaker 1: a space where not only do I have twenty three 311 00:15:19,880 --> 00:15:22,960 Speaker 1: years of experience in a finance space, but I also 312 00:15:23,080 --> 00:15:27,000 Speaker 1: now have helped make many people become ultimillionaires. I've also 313 00:15:27,120 --> 00:15:29,720 Speaker 1: helped youth a lot of like over fifty thousand youth 314 00:15:29,800 --> 00:15:34,600 Speaker 1: learn financial environment tools like budgeting, earning, and saving it's 315 00:15:34,720 --> 00:15:37,760 Speaker 1: dogs and how to invest without emotions. And I even 316 00:15:37,800 --> 00:15:40,680 Speaker 1: went back to school to get my page in your psychology, 317 00:15:40,720 --> 00:15:43,320 Speaker 1: so I couldn't bridge mental and financial health. So it 318 00:15:43,400 --> 00:15:47,200 Speaker 1: friends everything as to who I became. But doctor J babies, 319 00:15:47,240 --> 00:15:48,920 Speaker 1: Doctor J just knew that she didn't want to be 320 00:15:48,960 --> 00:15:52,560 Speaker 1: broken and did not want to financially struggle or be responsible. 321 00:15:53,040 --> 00:15:54,480 Speaker 3: And you know here we are, I. 322 00:15:54,600 --> 00:15:56,160 Speaker 2: Well, and you already know we have so many we 323 00:15:56,200 --> 00:15:58,640 Speaker 2: have so much in common despite I was a little 324 00:15:58,640 --> 00:16:00,680 Speaker 2: girl who grew up in South Georgia and you're a 325 00:16:00,720 --> 00:16:03,480 Speaker 2: girl who grew up in Manchester. But my mother actually 326 00:16:03,520 --> 00:16:06,480 Speaker 2: had a huge impact in my journey towards financial literacy 327 00:16:06,520 --> 00:16:08,640 Speaker 2: as well. Not doesn't sound like maybe to the degree 328 00:16:08,680 --> 00:16:10,960 Speaker 2: your mom did in that negative sense, But I remember 329 00:16:11,040 --> 00:16:13,400 Speaker 2: going there's a story and I always tell of like 330 00:16:14,240 --> 00:16:16,320 Speaker 2: she and I am going to a department store and 331 00:16:16,360 --> 00:16:19,120 Speaker 2: her just looking for a bigger expandable wallet because she 332 00:16:19,160 --> 00:16:22,480 Speaker 2: needed more space for all the cards, you know, in 333 00:16:22,520 --> 00:16:25,360 Speaker 2: the checkbook and all that, and just that idea that 334 00:16:25,640 --> 00:16:28,520 Speaker 2: you know, debt could be consuming and it could, especially 335 00:16:28,640 --> 00:16:31,560 Speaker 2: she was a single mom, and just seeing the lack 336 00:16:31,640 --> 00:16:34,280 Speaker 2: of resources and how she had to make do with 337 00:16:34,440 --> 00:16:37,000 Speaker 2: making the best of the worst choices. She had the 338 00:16:37,120 --> 00:16:39,600 Speaker 2: least worst option. We were always kind of looking for 339 00:16:39,760 --> 00:16:42,440 Speaker 2: and so that was that was a huge driver for me. 340 00:16:42,560 --> 00:16:44,560 Speaker 2: I wish I had a daddy who could teach me investment. 341 00:16:44,560 --> 00:16:47,000 Speaker 2: What did your daddy do? My daddy wasn't teaching me nothing. 342 00:16:47,440 --> 00:16:49,920 Speaker 1: So my dad was actually a barristor for the Queen 343 00:16:49,920 --> 00:16:51,600 Speaker 1: of England slash delegate. 344 00:16:52,120 --> 00:16:53,760 Speaker 3: So what is a lawyer? 345 00:16:53,840 --> 00:16:54,400 Speaker 2: Right? Sorry? 346 00:16:54,960 --> 00:16:57,880 Speaker 3: Yeah, no, a bars is an attorney, but like a 347 00:16:57,960 --> 00:16:59,280 Speaker 3: high level attorney. Hey. 348 00:16:59,360 --> 00:17:02,720 Speaker 1: Basically Bridge got in trouble in an African country, Japan, 349 00:17:03,040 --> 00:17:05,320 Speaker 1: certain countries, they would send him to represent the British 350 00:17:05,320 --> 00:17:07,000 Speaker 1: crown and be like, this is going to be British 351 00:17:07,040 --> 00:17:09,960 Speaker 1: for all that country's law, especially in Africa, And so 352 00:17:10,280 --> 00:17:12,680 Speaker 1: growing up with a father of that nature, what was 353 00:17:12,720 --> 00:17:14,359 Speaker 1: cool about it today is I got to learn a 354 00:17:14,359 --> 00:17:16,439 Speaker 1: lot and he knew he was well worked. And I 355 00:17:16,440 --> 00:17:18,240 Speaker 1: was also lucky to have a father who was very 356 00:17:18,280 --> 00:17:20,960 Speaker 1: hands on and teaching me fundamentals that I needed to know. 357 00:17:21,240 --> 00:17:23,760 Speaker 1: Whereas on the flip side of that, I had friends 358 00:17:23,760 --> 00:17:27,399 Speaker 1: who parents were multimillionaires and billionaires and never taught them 359 00:17:27,400 --> 00:17:29,359 Speaker 1: a things. So I was very blessed to have a 360 00:17:29,400 --> 00:17:32,280 Speaker 1: father who understood the assignment when it comes to making 361 00:17:32,320 --> 00:17:35,040 Speaker 1: sure I was educated in this space whereas, which is 362 00:17:35,080 --> 00:17:37,640 Speaker 1: also why I go so above and beyond now to 363 00:17:37,840 --> 00:17:40,919 Speaker 1: create that space for other people, even if they're strangers, 364 00:17:41,240 --> 00:17:43,480 Speaker 1: because I just keep thinking, well, what if I was 365 00:17:43,520 --> 00:17:45,320 Speaker 1: a person who didn't have a mom or a dad 366 00:17:45,320 --> 00:17:45,760 Speaker 1: to talk to? 367 00:17:46,000 --> 00:17:48,520 Speaker 3: What would I have done differently? And honestly, we didn't 368 00:17:48,560 --> 00:17:49,360 Speaker 3: have Google. 369 00:17:49,080 --> 00:17:51,040 Speaker 1: And Chagibut and all these things back in the day, 370 00:17:51,200 --> 00:17:53,520 Speaker 1: So this is a new thing, right, and so that 371 00:17:53,680 --> 00:17:56,480 Speaker 1: is really what framed me and changed me into becoming 372 00:17:56,480 --> 00:17:56,919 Speaker 1: who I am. 373 00:17:56,960 --> 00:17:58,760 Speaker 3: But my dad was a rock star. 374 00:17:59,040 --> 00:18:00,159 Speaker 2: Are you still close with him? 375 00:18:00,640 --> 00:18:02,160 Speaker 3: So he passed away a few years back? 376 00:18:03,720 --> 00:18:06,840 Speaker 2: I'm so sorry, No he did. 377 00:18:06,760 --> 00:18:09,560 Speaker 1: But he gave me such a good foundation that, honestly, 378 00:18:09,760 --> 00:18:12,159 Speaker 1: I know that God gave me who I needed when 379 00:18:12,200 --> 00:18:14,720 Speaker 1: I needed him, for however long I needed him. Yeah. 380 00:18:14,800 --> 00:18:15,680 Speaker 2: Do you have siblings? 381 00:18:16,320 --> 00:18:18,000 Speaker 3: I have a lot of half siblings. 382 00:18:17,560 --> 00:18:21,000 Speaker 2: By your father as well, or different mothers or different fathers. 383 00:18:21,440 --> 00:18:25,879 Speaker 1: Different fathers, I mean different mothers. Sorry, different mothers, different mothers. 384 00:18:26,640 --> 00:18:29,640 Speaker 2: Oh, okay, gotcha, But no other sibling that shares your mother, 385 00:18:29,720 --> 00:18:33,240 Speaker 2: same mother and father. No, Yeah, I have a mixed 386 00:18:33,480 --> 00:18:35,520 Speaker 2: I have a fun I have a fun modern family, 387 00:18:36,640 --> 00:18:38,359 Speaker 2: and I have siblings with like a different dad and 388 00:18:38,359 --> 00:18:39,960 Speaker 2: my younger brother and I have the same dad and 389 00:18:39,960 --> 00:18:42,520 Speaker 2: the same mom. And there is something in like having that, 390 00:18:42,960 --> 00:18:45,399 Speaker 2: you know, just nice to have a sibling connection, but 391 00:18:45,680 --> 00:18:47,679 Speaker 2: for you, like a sibling connection who like you know, 392 00:18:47,760 --> 00:18:50,840 Speaker 2: comes from the same background and all of that, but 393 00:18:51,000 --> 00:18:53,399 Speaker 2: for you. So he took you under his wing and 394 00:18:53,480 --> 00:18:56,119 Speaker 2: he taught you, and by sixteen you were this rock star, 395 00:18:56,720 --> 00:19:00,240 Speaker 2: you know, getting into the banking world already, it sounds like. 396 00:19:00,359 --> 00:19:03,399 Speaker 2: And then you go to school and you study. Was 397 00:19:03,440 --> 00:19:05,879 Speaker 2: that the point where you were studying finance or were 398 00:19:05,960 --> 00:19:07,520 Speaker 2: you looking at I know you also worked as a 399 00:19:07,560 --> 00:19:08,600 Speaker 2: forensic accountant. 400 00:19:09,200 --> 00:19:12,520 Speaker 1: So it's so funny. I started at first, I went 401 00:19:12,560 --> 00:19:15,119 Speaker 1: to school. When it came to UNI, I actually went 402 00:19:15,160 --> 00:19:16,760 Speaker 1: to med school for a bit. I wanted to be 403 00:19:16,800 --> 00:19:17,480 Speaker 1: a neurosurgeon. 404 00:19:18,720 --> 00:19:21,040 Speaker 2: Okay, that kind of like you got there. 405 00:19:21,920 --> 00:19:25,280 Speaker 1: So eventually it's so weird, right, all the doubts, right, 406 00:19:25,320 --> 00:19:28,320 Speaker 1: So what happened once I was ready in finance and 407 00:19:28,480 --> 00:19:30,640 Speaker 1: I decided to then I wanted to be a neurosurgeon. 408 00:19:31,160 --> 00:19:32,240 Speaker 3: I was in school for it. 409 00:19:32,480 --> 00:19:33,800 Speaker 1: I got to the point I was in med school 410 00:19:33,800 --> 00:19:36,080 Speaker 1: where they were cutting into cadavers and I realized I 411 00:19:36,080 --> 00:19:38,320 Speaker 1: started to smell like the involvement fuids and not think 412 00:19:38,400 --> 00:19:40,280 Speaker 1: nothing of it. And I remember that was just a 413 00:19:40,520 --> 00:19:42,680 Speaker 1: split decision moment where I was like, this is kind 414 00:19:42,680 --> 00:19:43,119 Speaker 1: of morbid. 415 00:19:43,160 --> 00:19:45,480 Speaker 3: Do I want to continue having to cut into these cadavers? 416 00:19:45,600 --> 00:19:47,560 Speaker 1: And it's like a short part of it, but I 417 00:19:47,600 --> 00:19:49,679 Speaker 1: just kept thinking, well, do I want to really operate 418 00:19:49,720 --> 00:19:52,040 Speaker 1: into surgery? And that decision made me be like, I'm 419 00:19:52,040 --> 00:19:53,960 Speaker 1: a sick of finance. I think I like numbers more 420 00:19:54,040 --> 00:19:56,040 Speaker 1: and I just loved the reconciliation with the zeros and 421 00:19:56,040 --> 00:19:57,720 Speaker 1: wants of numbers, and I was like, I don't know 422 00:19:57,760 --> 00:19:59,639 Speaker 1: if I want a person's life in my hands in 423 00:19:59,680 --> 00:20:02,200 Speaker 1: that matter. And it made me back out of med school, 424 00:20:02,320 --> 00:20:05,000 Speaker 1: and then I stayed there, and then you know, eventually, 425 00:20:05,200 --> 00:20:07,399 Speaker 1: because my brain is always going, I stayed in finance 426 00:20:07,400 --> 00:20:09,720 Speaker 1: for many, many, many many years, and then a few 427 00:20:09,800 --> 00:20:13,280 Speaker 1: years ago before I left corporate, I left because I 428 00:20:13,320 --> 00:20:15,159 Speaker 1: realized I had no life in finance. I was managing 429 00:20:15,240 --> 00:20:17,520 Speaker 1: three point one billion at one point. I started from 430 00:20:17,920 --> 00:20:20,800 Speaker 1: the trading floor announces to the trading floor, trading floor 431 00:20:20,800 --> 00:20:23,040 Speaker 1: to wealth management and when I got to the management 432 00:20:23,119 --> 00:20:25,200 Speaker 1: portion of it. I remember my clients had called me 433 00:20:25,200 --> 00:20:26,560 Speaker 1: at three o'clock in the morning because they were like 434 00:20:26,600 --> 00:20:28,600 Speaker 1: all around the world, and I'd have to answer and 435 00:20:28,600 --> 00:20:30,560 Speaker 1: if I didn't answer them and shut them down, and 436 00:20:30,640 --> 00:20:32,240 Speaker 1: it would be like this whole big production. 437 00:20:32,480 --> 00:20:34,320 Speaker 3: And I remember thinking, like, I have to be. 438 00:20:34,280 --> 00:20:36,159 Speaker 1: Ready all the time, I had to be available, and 439 00:20:36,200 --> 00:20:38,439 Speaker 1: I hated that life where I had no time. I 440 00:20:38,440 --> 00:20:42,000 Speaker 1: would literally work hundred hour work weeks sometimes more people 441 00:20:42,040 --> 00:20:44,679 Speaker 1: don't talk about that aspect about being a person in finance. 442 00:20:44,680 --> 00:20:46,320 Speaker 1: A lot of us were one hundred hour work weeks 443 00:20:46,359 --> 00:20:47,960 Speaker 1: and there was really no one to really stop that 444 00:20:48,000 --> 00:20:48,600 Speaker 1: from happening. 445 00:20:48,640 --> 00:20:51,199 Speaker 2: What are you doing with that? Like when they're calling you, 446 00:20:51,320 --> 00:20:53,919 Speaker 2: is it because like, oh I saw that, you know 447 00:20:54,040 --> 00:20:55,600 Speaker 2: there's going to be like I bet your phone would 448 00:20:55,600 --> 00:20:58,040 Speaker 2: have been blown up during this whole tariff situation in the. 449 00:20:58,119 --> 00:21:00,639 Speaker 3: Oh my god, it would have been. It was so 450 00:21:00,760 --> 00:21:01,400 Speaker 3: it's everything. 451 00:21:01,440 --> 00:21:05,239 Speaker 1: It's everything from what's happening in the news to a 452 00:21:05,280 --> 00:21:07,240 Speaker 1: client saying I woke up and the market is down 453 00:21:07,280 --> 00:21:10,080 Speaker 1: ten percent. When you're managing seven undred and fifty ten 454 00:21:10,080 --> 00:21:12,439 Speaker 1: percent a lot of money, right, But you're kind of 455 00:21:12,480 --> 00:21:13,960 Speaker 1: like don't worry about it because you already did this 456 00:21:14,000 --> 00:21:15,720 Speaker 1: and we're hedging this and we're doing and you know, 457 00:21:15,760 --> 00:21:18,000 Speaker 1: you have to kind of explain to the client why 458 00:21:18,040 --> 00:21:19,840 Speaker 1: they don't need to be worried and what's going to 459 00:21:19,880 --> 00:21:22,240 Speaker 1: happen or that is going to you know, we're confident 460 00:21:22,320 --> 00:21:24,520 Speaker 1: that's going to come back around. So I needed to 461 00:21:24,600 --> 00:21:26,400 Speaker 1: change the place eventually. That's what made me go into 462 00:21:26,400 --> 00:21:28,879 Speaker 1: forensic accounting. That was also fun. It was an interesting 463 00:21:29,080 --> 00:21:29,480 Speaker 1: You've had a. 464 00:21:29,440 --> 00:21:32,280 Speaker 2: Lot of career pivots. Was so the pivot from so like, 465 00:21:32,480 --> 00:21:34,560 Speaker 2: just to backtrack a little bit, there was this big 466 00:21:34,600 --> 00:21:37,879 Speaker 2: pivot from med school to let's focus on finance and 467 00:21:37,880 --> 00:21:39,280 Speaker 2: then you get into wealth management. 468 00:21:39,320 --> 00:21:41,480 Speaker 3: It wasn't even a pivot because I was already in finance. 469 00:21:41,480 --> 00:21:42,440 Speaker 3: I never left finance. 470 00:21:42,720 --> 00:21:44,520 Speaker 1: I was working and going to school at the same time, 471 00:21:44,760 --> 00:21:47,560 Speaker 1: so I never left credit PIECEAI that So I was 472 00:21:47,760 --> 00:21:51,040 Speaker 1: I was already worthy in finance starting school because I 473 00:21:51,040 --> 00:21:52,520 Speaker 1: thought I wanted to be a doctor. I wanted to 474 00:21:52,560 --> 00:21:55,560 Speaker 1: save lives, and then I started realizing what that really 475 00:21:55,640 --> 00:21:58,760 Speaker 1: meant and the work schedule, and you know, I thought 476 00:21:58,800 --> 00:22:00,560 Speaker 1: it was gonna be better than finance, and I was like, 477 00:22:01,200 --> 00:22:02,960 Speaker 1: I don't like the way I smell. I don't want 478 00:22:03,000 --> 00:22:04,880 Speaker 1: I don't want to keep cutting into bodies. I don't 479 00:22:04,880 --> 00:22:08,320 Speaker 1: want to do my residency anymore, you know. And I 480 00:22:08,400 --> 00:22:10,399 Speaker 1: backed out and stayed in finance. But I've always been 481 00:22:10,400 --> 00:22:12,359 Speaker 1: a finance person and every time I've ever tried to 482 00:22:12,359 --> 00:22:14,639 Speaker 1: walk away, it just kept sucking me back in. So 483 00:22:14,720 --> 00:22:17,680 Speaker 1: now it's either I was entrepreneur, finance breaths everything around me. 484 00:22:17,960 --> 00:22:19,800 Speaker 1: I was always supposed to be a numbers person, zeros 485 00:22:19,840 --> 00:22:20,920 Speaker 1: and ones all the way. 486 00:22:21,040 --> 00:22:23,240 Speaker 2: Yeah, so you either got it or you don't. To 487 00:22:23,280 --> 00:22:25,280 Speaker 2: a certain extent, it sounds like, all right, so you're 488 00:22:25,320 --> 00:22:28,320 Speaker 2: in finance and wealth management, so how do you get 489 00:22:28,320 --> 00:22:30,560 Speaker 2: into forensic accounting? And then, for people who may not 490 00:22:30,680 --> 00:22:32,639 Speaker 2: know what that is, tell me a little bit about that. 491 00:22:33,440 --> 00:22:35,400 Speaker 3: So my pivot when it came from there. 492 00:22:35,800 --> 00:22:38,159 Speaker 1: I was at a point in my career that I 493 00:22:38,200 --> 00:22:39,920 Speaker 1: wanted to get married and have a child, and I 494 00:22:40,000 --> 00:22:41,720 Speaker 1: knew I had no life. And I was dating this 495 00:22:41,840 --> 00:22:43,399 Speaker 1: man and he was he lived in New York, and 496 00:22:43,400 --> 00:22:45,240 Speaker 1: he was just like, hey, like, if you want me 497 00:22:45,280 --> 00:22:46,480 Speaker 1: to take you to I just need you to do 498 00:22:46,560 --> 00:22:50,480 Speaker 1: me the favor of moving to New York. And you 499 00:22:50,600 --> 00:22:52,680 Speaker 1: can't be traveling as much as you do. And I 500 00:22:52,720 --> 00:22:56,080 Speaker 1: was just kind of like, okay, sure, fast forward. That 501 00:22:56,240 --> 00:22:58,600 Speaker 1: led to where we are now, where I ended up 502 00:22:58,640 --> 00:23:01,679 Speaker 1: in a space where I then went to Forensica counting 503 00:23:01,960 --> 00:23:04,080 Speaker 1: I actually left corporate completely. 504 00:23:04,240 --> 00:23:05,879 Speaker 3: And this is gonna be wild card. I don't know 505 00:23:05,880 --> 00:23:06,400 Speaker 3: how many times. 506 00:23:06,520 --> 00:23:08,320 Speaker 1: I don't even know if I've mentioned this before, but 507 00:23:08,440 --> 00:23:11,520 Speaker 1: I was a secretary for like five months. And when 508 00:23:11,520 --> 00:23:12,800 Speaker 1: I was in that position, I thought it was gonna 509 00:23:12,800 --> 00:23:14,280 Speaker 1: be an easy job. Because I used to think that 510 00:23:14,400 --> 00:23:17,560 Speaker 1: secretaries had easy jobs. I had no idea that sometimes 511 00:23:17,600 --> 00:23:19,760 Speaker 1: they actually work harder than the people who get the 512 00:23:19,760 --> 00:23:20,320 Speaker 1: big bucks. 513 00:23:20,320 --> 00:23:24,680 Speaker 2: Girl, my neighbor across the street is constantly crashing out. 514 00:23:24,840 --> 00:23:28,160 Speaker 2: She is an executive assistant to the CEO of a company, 515 00:23:28,280 --> 00:23:31,520 Speaker 2: and her stories like just quick, snap, quick, like bow 516 00:23:31,600 --> 00:23:34,760 Speaker 2: down to the secretaries and administrators. 517 00:23:34,880 --> 00:23:39,520 Speaker 1: I buy down all the admins right, secretaries and bookkeepers. 518 00:23:39,560 --> 00:23:41,320 Speaker 1: And I thought it's gonna be a easy job. And 519 00:23:41,320 --> 00:23:43,080 Speaker 1: then I realized the amount of work that I was doing. 520 00:23:43,119 --> 00:23:44,479 Speaker 1: I was like, you guys should be paying me ten 521 00:23:44,520 --> 00:23:46,480 Speaker 1: times you're paying me. And if that's the case, that 522 00:23:46,480 --> 00:23:48,760 Speaker 1: I might as well go back to regular corporate and 523 00:23:48,840 --> 00:23:50,840 Speaker 1: get a real job again, or like, got a real job, 524 00:23:50,840 --> 00:23:52,800 Speaker 1: but get a job that will hease pay me when 525 00:23:52,840 --> 00:23:53,639 Speaker 1: I want to get paid. 526 00:23:54,080 --> 00:23:56,480 Speaker 2: And so why did you pivot? Why did you do? Secretary? 527 00:23:56,560 --> 00:23:58,000 Speaker 2: Was that when you were like, I don't have a life. 528 00:23:58,000 --> 00:23:58,880 Speaker 2: I need more time. 529 00:24:00,000 --> 00:24:03,040 Speaker 1: Because I left credit used, I left investment banking, I 530 00:24:03,119 --> 00:24:05,600 Speaker 1: was new to the States, I was learning where my 531 00:24:05,720 --> 00:24:07,520 Speaker 1: place was going to be in the States. And I'm 532 00:24:07,560 --> 00:24:08,880 Speaker 1: also one of those people I don't want to live 533 00:24:08,880 --> 00:24:10,480 Speaker 1: off of my savings. So I was like, let me 534 00:24:10,560 --> 00:24:12,320 Speaker 1: just get a little job. I thought it was gonna 535 00:24:12,320 --> 00:24:14,880 Speaker 1: be a little light job so that I can make 536 00:24:14,920 --> 00:24:17,879 Speaker 1: some money. And so that pivot is what brought me 537 00:24:17,920 --> 00:24:20,240 Speaker 1: to that position. So I was just like, I just 538 00:24:20,240 --> 00:24:22,000 Speaker 1: didn't like job to just make some money so I 539 00:24:22,040 --> 00:24:23,760 Speaker 1: don't have to dip into my savings too much. That 540 00:24:23,840 --> 00:24:26,919 Speaker 1: led to this then working as a secretary. I complained 541 00:24:26,960 --> 00:24:28,280 Speaker 1: to a friend of mine and she's like, well, there's 542 00:24:28,320 --> 00:24:30,119 Speaker 1: a doctor's office who need to help. They need a 543 00:24:30,119 --> 00:24:32,879 Speaker 1: forensic accountain or someone a medical manager. And I was like, 544 00:24:33,040 --> 00:24:34,800 Speaker 1: I don't know anything about that. I know, but she said, 545 00:24:34,800 --> 00:24:36,719 Speaker 1: but you know numbers, you know zeros and ones, and 546 00:24:36,760 --> 00:24:39,040 Speaker 1: you know how to scale, and you know, you know people, 547 00:24:39,119 --> 00:24:41,919 Speaker 1: you know you've managed wealth. If you can manage millions 548 00:24:41,920 --> 00:24:44,800 Speaker 1: and billions of dollars, you can manage a person's account. 549 00:24:44,840 --> 00:24:46,640 Speaker 1: And I was like, all right, let me check it out. 550 00:24:46,880 --> 00:24:49,600 Speaker 1: I took some classes about medical billing. Next thing I 551 00:24:49,680 --> 00:24:52,600 Speaker 1: knew I was running a doctor's office. I bought up there. 552 00:24:52,720 --> 00:24:55,320 Speaker 1: I bought them on forty five percent in one year, 553 00:24:55,640 --> 00:24:57,720 Speaker 1: less than one year. Actually, I bought up their retention 554 00:24:57,880 --> 00:25:01,240 Speaker 1: forty five percent, their profit margin of forty five percent, 555 00:25:01,840 --> 00:25:04,159 Speaker 1: close out a lot of their open receivables. I was 556 00:25:04,160 --> 00:25:07,160 Speaker 1: able to get back seventy percent of their open receivables in. 557 00:25:07,160 --> 00:25:07,760 Speaker 3: Less than a year. 558 00:25:07,800 --> 00:25:09,639 Speaker 1: And then my friend who was watching that happen, she 559 00:25:09,760 --> 00:25:12,840 Speaker 1: was like, you're really good at this this company. And 560 00:25:12,840 --> 00:25:14,560 Speaker 1: then you know, she gave me company, and she's like, 561 00:25:14,640 --> 00:25:16,560 Speaker 1: this very big brand. They need someone to come in. 562 00:25:16,600 --> 00:25:18,639 Speaker 1: And what the forensic accountant comes in and does is 563 00:25:18,880 --> 00:25:20,800 Speaker 1: they look at all your books and your bookkeeping. They 564 00:25:20,840 --> 00:25:22,800 Speaker 1: make sure that if you get audited by the government, 565 00:25:23,160 --> 00:25:25,320 Speaker 1: that everything is aligned. They make sure you don't have 566 00:25:25,320 --> 00:25:28,040 Speaker 1: employees stealing from you. They make sure your bottom line 567 00:25:28,359 --> 00:25:31,680 Speaker 1: makes sense in every zero one online. And because I 568 00:25:31,720 --> 00:25:33,840 Speaker 1: see zeros and ones that I'm a numbers person. I 569 00:25:33,880 --> 00:25:35,639 Speaker 1: would come in and what somebody else wild look at 570 00:25:35,640 --> 00:25:36,960 Speaker 1: the screen and zeros and one and a bunch of 571 00:25:37,040 --> 00:25:38,919 Speaker 1: numbers and get lost. I would come in and it 572 00:25:38,960 --> 00:25:40,760 Speaker 1: just makes sense to me. And so it was a 573 00:25:40,760 --> 00:25:42,760 Speaker 1: really cool phase because it also taught me that there 574 00:25:42,760 --> 00:25:45,160 Speaker 1: are a lot of wealthy, rich people who had debt 575 00:25:45,200 --> 00:25:47,000 Speaker 1: with some of these very big brands, like the Guccies 576 00:25:47,080 --> 00:25:49,320 Speaker 1: of the world, and they weren't paying full price for 577 00:25:49,359 --> 00:25:51,800 Speaker 1: these items. Some of them were getting for free, some 578 00:25:51,840 --> 00:25:54,280 Speaker 1: of them were getting it lay away in a sense. 579 00:25:54,560 --> 00:25:57,439 Speaker 1: Some of them were borrowing clothing and wearing them on 580 00:25:57,480 --> 00:26:00,520 Speaker 1: our carpets and then returning it. And that just really 581 00:26:00,600 --> 00:26:02,320 Speaker 1: was a piece of the puzzle that I needed to know, 582 00:26:02,760 --> 00:26:05,199 Speaker 1: because then it occurred to me that it wasn't just 583 00:26:05,280 --> 00:26:07,959 Speaker 1: poor people who had issues of budgeting. It was wealthy 584 00:26:07,960 --> 00:26:10,679 Speaker 1: people as well. And you know, then I realized it 585 00:26:10,680 --> 00:26:12,399 Speaker 1: was a bigger problem. That's kind of what led me 586 00:26:12,440 --> 00:26:16,560 Speaker 1: towards creating financial literacy curriculum, gearing into the school systems, 587 00:26:16,560 --> 00:26:20,679 Speaker 1: writing a financial literacy book with little things that hopefully 588 00:26:20,720 --> 00:26:23,120 Speaker 1: one day my son could read and learn from, and 589 00:26:23,359 --> 00:26:25,760 Speaker 1: you know, and it started a whole other part of me. 590 00:26:25,760 --> 00:26:27,360 Speaker 3: That I didn't even know I had in me, which was. 591 00:26:27,640 --> 00:26:31,199 Speaker 1: The entrepreneurial gene. And it all started because, you know, 592 00:26:31,240 --> 00:26:33,080 Speaker 1: both my parents were gone before I was twenty one, 593 00:26:33,080 --> 00:26:35,080 Speaker 1: and I just knew I didn't want a stranger raise 594 00:26:35,119 --> 00:26:39,200 Speaker 1: in my child when I had a kid. One day 595 00:26:38,520 --> 00:26:41,520 Speaker 1: and that was it. That that's what they wrote, you know, 596 00:26:41,560 --> 00:26:43,399 Speaker 1: that's what history would show you. 597 00:26:45,040 --> 00:26:48,040 Speaker 2: So you're at this medical office and you're a forensic accountant. 598 00:26:48,119 --> 00:26:50,320 Speaker 2: Your friend at the time, the one who's kind of 599 00:26:50,720 --> 00:26:53,160 Speaker 2: pointed you in this direction. I love a career plug. 600 00:26:53,240 --> 00:26:55,840 Speaker 2: How important was that relationship with that friend? Are y'all 601 00:26:55,880 --> 00:26:59,440 Speaker 2: still close to this day? Why was there? 602 00:27:00,000 --> 00:27:00,760 Speaker 3: It was so funny. 603 00:27:00,880 --> 00:27:03,439 Speaker 1: She was dating a friend of mine, and she was 604 00:27:03,640 --> 00:27:06,160 Speaker 1: more cordial friend. It was more like, Okay, you're dating 605 00:27:06,200 --> 00:27:11,240 Speaker 1: my homeboy. So she's a woman and I'm his female bessie. 606 00:27:11,280 --> 00:27:14,000 Speaker 1: And he's telling you because at the time, my friend 607 00:27:14,080 --> 00:27:15,000 Speaker 1: was going to get married to her. 608 00:27:15,000 --> 00:27:15,520 Speaker 3: They were engaged. 609 00:27:15,560 --> 00:27:17,520 Speaker 1: Actually they did get married, and he told her I 610 00:27:17,520 --> 00:27:18,640 Speaker 1: was going to be the best man at his wedding 611 00:27:18,640 --> 00:27:21,000 Speaker 1: when he get married. One day, and I remember thinking, like, 612 00:27:21,200 --> 00:27:23,000 Speaker 1: she needs to make sure she knows I'm cool because 613 00:27:23,040 --> 00:27:25,919 Speaker 1: I'm not looking at him, and so because of that, 614 00:27:26,520 --> 00:27:29,400 Speaker 1: we was friend by happenstance. But she was cool, and 615 00:27:29,720 --> 00:27:32,639 Speaker 1: you know, we just had different vantage points of everything 616 00:27:32,680 --> 00:27:34,720 Speaker 1: from dating and how we communicate to our children. So 617 00:27:34,760 --> 00:27:37,600 Speaker 1: the friendship never really stayed because she was like a yeller. 618 00:27:37,880 --> 00:27:40,280 Speaker 1: She also came from one extream to one right. One 619 00:27:40,280 --> 00:27:41,919 Speaker 1: minute she would yell at her kids and flip out 620 00:27:41,920 --> 00:27:43,680 Speaker 1: and black out, but the next minute she's like, Oh, 621 00:27:43,680 --> 00:27:45,560 Speaker 1: I don't believe in telling my child no. And I'm like, 622 00:27:45,600 --> 00:27:47,280 Speaker 1: maybe we won't use the word no, but it needs 623 00:27:47,320 --> 00:27:49,600 Speaker 1: to be boundaries. And I'm like, that's okay if you 624 00:27:49,600 --> 00:27:51,520 Speaker 1: don't want to tell your child no, but my child's 625 00:27:51,520 --> 00:27:53,000 Speaker 1: going to have boundaries and he's going to know that 626 00:27:53,040 --> 00:27:55,399 Speaker 1: he can't just touch a buyer. But her thought process 627 00:27:55,480 --> 00:27:56,879 Speaker 1: was like, I'll let him touch a fire and he 628 00:27:56,920 --> 00:27:58,399 Speaker 1: burnt his hand and he learn not to touch a 629 00:27:58,400 --> 00:28:00,840 Speaker 1: buyer again, and she was just we really thought about 630 00:28:00,840 --> 00:28:04,119 Speaker 1: things very differently. So we're still friends with some of 631 00:28:04,160 --> 00:28:05,320 Speaker 1: the reaternship. 632 00:28:04,840 --> 00:28:09,240 Speaker 2: That didn't survive the transition to like motherhood and no, 633 00:28:09,359 --> 00:28:12,119 Speaker 2: that's real though, it's real. Though I definitely have friends 634 00:28:12,119 --> 00:28:14,800 Speaker 2: who were closer early in my career, who I just thought, well, 635 00:28:14,800 --> 00:28:16,440 Speaker 2: this is a person's going to be going to be 636 00:28:16,520 --> 00:28:19,000 Speaker 2: my life forever. But then it really does change your 637 00:28:19,000 --> 00:28:22,199 Speaker 2: perspective if you put marriage, you know, you put a 638 00:28:22,280 --> 00:28:25,560 Speaker 2: kid into the mix, and then different philosophies and different energies, 639 00:28:25,760 --> 00:28:29,479 Speaker 2: Like that's real. I think it's very natural to like 640 00:28:29,560 --> 00:28:31,160 Speaker 2: just let those relationships fizzle. 641 00:28:32,840 --> 00:28:35,400 Speaker 1: And I think the most important part of that conversation 642 00:28:35,480 --> 00:28:38,680 Speaker 1: is realizing that it's okay to grow apart from each other. 643 00:28:38,840 --> 00:28:40,479 Speaker 1: Because someone did something nice for you does not mean 644 00:28:40,480 --> 00:28:42,040 Speaker 1: that they had to be a friend forever. And you know, 645 00:28:42,120 --> 00:28:44,440 Speaker 1: it's interesting because that woman she's friends with me on 646 00:28:44,440 --> 00:28:47,960 Speaker 1: social media, and you know, every blue moon, randomly, like 647 00:28:48,040 --> 00:28:50,200 Speaker 1: every three years four years, I randomly see. 648 00:28:50,040 --> 00:28:52,080 Speaker 3: Her and we have just a great like how are 649 00:28:52,080 --> 00:28:53,120 Speaker 3: you doing? How do wething doing? 650 00:28:53,440 --> 00:28:56,120 Speaker 1: She's on her like third husband, and you know, she's 651 00:28:56,160 --> 00:28:58,880 Speaker 1: living her best life, and she's just kind of like now, 652 00:28:58,960 --> 00:29:01,040 Speaker 1: you know, like recently we had The last time I 653 00:29:01,080 --> 00:29:03,000 Speaker 1: saw her, I was in a gym and I randomly 654 00:29:03,040 --> 00:29:04,520 Speaker 1: ran into her and she said, girl, I just got 655 00:29:04,520 --> 00:29:06,560 Speaker 1: this bb I needs to work out to keep it imitated. 656 00:29:06,720 --> 00:29:08,000 Speaker 3: And I was like, great for you. 657 00:29:08,000 --> 00:29:08,320 Speaker 1: You know what. 658 00:29:08,480 --> 00:29:10,280 Speaker 3: I was like, I'm happy in a minute. 659 00:29:10,360 --> 00:29:12,600 Speaker 2: The point of a BBL is that it gives you 660 00:29:12,640 --> 00:29:13,280 Speaker 2: the beautiful. 661 00:29:13,440 --> 00:29:16,560 Speaker 3: But no, that's not true. That is the biggest fallacy. 662 00:29:16,960 --> 00:29:20,160 Speaker 2: If you let a reason not to do one, why 663 00:29:20,200 --> 00:29:21,600 Speaker 2: do you want if you still got to work out, You. 664 00:29:21,640 --> 00:29:22,360 Speaker 3: Still got to workout. 665 00:29:22,400 --> 00:29:25,720 Speaker 1: Sis to gotta work out because it's a shortcut, right 666 00:29:25,800 --> 00:29:28,480 Speaker 1: instead of you having to take the two years. Because 667 00:29:28,520 --> 00:29:31,080 Speaker 1: let's be honest. As a woman, I don't know about you, 668 00:29:31,400 --> 00:29:33,240 Speaker 1: but I feel like I can go to New Orleans 669 00:29:33,240 --> 00:29:34,920 Speaker 1: in one week and gain ten pounds. 670 00:29:34,960 --> 00:29:39,040 Speaker 2: I could look at a picture of a benita ten 671 00:29:39,120 --> 00:29:43,160 Speaker 2: pounds when I come back, I'm like, And. 672 00:29:43,120 --> 00:29:45,200 Speaker 1: Then the conversation is, when I come back from New Orleans, 673 00:29:45,240 --> 00:29:47,000 Speaker 1: it takes me about three months to lose the ten 674 00:29:47,040 --> 00:29:49,600 Speaker 1: pounds and I gained one week. So you know, so 675 00:29:49,600 --> 00:29:51,920 Speaker 1: that's why some woman, I guess to it me personally, 676 00:29:51,960 --> 00:29:54,240 Speaker 1: that's not my route. Just because knowing that both my 677 00:29:54,280 --> 00:29:58,240 Speaker 1: parents died so young, I am very like surgery adverse. 678 00:29:58,400 --> 00:30:00,400 Speaker 3: Like I'm just very much of a punk. 679 00:30:00,480 --> 00:30:02,520 Speaker 1: I just think things like I don't want to go 680 00:30:02,640 --> 00:30:05,600 Speaker 1: underneath the knife unless it's necessary, because what if God forbid? 681 00:30:05,640 --> 00:30:07,560 Speaker 1: I die on a knife and I'm willingly just bringing 682 00:30:07,560 --> 00:30:10,160 Speaker 1: myself to death store, so I try to like be healthier. 683 00:30:10,520 --> 00:30:12,400 Speaker 3: Yes, likes mom. 684 00:30:12,560 --> 00:30:15,000 Speaker 2: That's one of the most memorable stories of someone doesn't 685 00:30:15,240 --> 00:30:16,800 Speaker 2: don't know how she died. She was getting some kind 686 00:30:16,800 --> 00:30:17,760 Speaker 2: of plastic surgery. 687 00:30:18,080 --> 00:30:18,800 Speaker 3: You know what's crazy. 688 00:30:18,800 --> 00:30:21,640 Speaker 1: I actually don't know how she passed away, and I 689 00:30:21,680 --> 00:30:23,640 Speaker 1: think it's sad if that's I think it's sad that 690 00:30:23,680 --> 00:30:25,560 Speaker 1: she passed away period. I feel like it's I just 691 00:30:25,680 --> 00:30:28,200 Speaker 1: you know, I know people have to die because of overpopulation, 692 00:30:28,680 --> 00:30:30,360 Speaker 1: but it still makes me sad and I just wish 693 00:30:30,400 --> 00:30:32,240 Speaker 1: like most people could live to like one hundred years 694 00:30:32,280 --> 00:30:33,840 Speaker 1: old at least. 695 00:30:34,160 --> 00:30:35,520 Speaker 2: Dying definitely as a drag. 696 00:30:35,960 --> 00:30:38,880 Speaker 3: Yeah, I'm not looking forward to that. Pull the story, but. 697 00:30:38,960 --> 00:30:44,200 Speaker 2: Definitely med school. You're like, don't want to be doing surgery, 698 00:30:44,480 --> 00:30:46,560 Speaker 2: don't want to think about death. Yeah, definitely. I'm glad 699 00:30:46,560 --> 00:30:48,920 Speaker 2: you did stay in med school. But did I clock 700 00:30:48,960 --> 00:30:51,400 Speaker 2: though your parents both passed away before you were twenty one? 701 00:30:51,640 --> 00:30:53,720 Speaker 3: Correct? Man? 702 00:30:53,920 --> 00:30:57,280 Speaker 2: So who has become Who have you leaned on for guidance? 703 00:30:57,280 --> 00:30:59,880 Speaker 2: Do you feel like you've had mentorship and like those 704 00:31:00,240 --> 00:31:02,680 Speaker 2: parental or nurturing figures in your life? 705 00:31:03,760 --> 00:31:06,880 Speaker 1: Oh, throughout my whole journey that I've had mentors. When 706 00:31:06,880 --> 00:31:09,080 Speaker 1: I was sixteen and a half at Credit Speak, my 707 00:31:09,160 --> 00:31:12,080 Speaker 1: first mentor was mister McConaughey, and he was in his 708 00:31:12,240 --> 00:31:16,640 Speaker 1: like sixties, and he sigmented his winging Irish broke amazing, 709 00:31:17,120 --> 00:31:19,120 Speaker 1: and he told me everything he knew about the finance game. 710 00:31:19,240 --> 00:31:21,160 Speaker 1: By the time I was nineteen, I had an Italian 711 00:31:21,280 --> 00:31:23,920 Speaker 1: person who was teaching everything he knew about real estate 712 00:31:24,240 --> 00:31:26,600 Speaker 1: and then he introduced me to this the coolest Jewish 713 00:31:26,640 --> 00:31:29,560 Speaker 1: attorney who thence ut teking about the real estate legal 714 00:31:29,600 --> 00:31:32,120 Speaker 1: side of things. Then, you know, So throughout my whole journey, 715 00:31:32,120 --> 00:31:35,040 Speaker 1: I've always had mentors, and myself personally speaking, even right 716 00:31:35,040 --> 00:31:36,880 Speaker 1: now as we speak, I have some of the best 717 00:31:36,960 --> 00:31:39,320 Speaker 1: mentors in the game. So, but I also believe in 718 00:31:39,360 --> 00:31:42,760 Speaker 1: multiple mentors. What I mean by that is like I 719 00:31:42,800 --> 00:31:45,000 Speaker 1: have a business mentor. I have a person who's my 720 00:31:45,040 --> 00:31:47,280 Speaker 1: mentor when it comes to things like I want to 721 00:31:47,280 --> 00:31:49,400 Speaker 1: have an egot, which is an Emmy, Grammy, Oscar, Tony. 722 00:31:49,480 --> 00:31:52,040 Speaker 1: So I have people that I know who have Grammary's, 723 00:31:52,040 --> 00:31:54,400 Speaker 1: Oscars and Tony's, and maybe not the whole egot, but 724 00:31:54,480 --> 00:31:56,880 Speaker 1: they might have like, oh, this person has like twelve 725 00:31:56,920 --> 00:31:59,120 Speaker 1: Emmys and has been nominated thirty some some times I 726 00:31:59,160 --> 00:32:00,280 Speaker 1: have conversations with her. 727 00:32:00,360 --> 00:32:01,680 Speaker 3: Right I have a mentor. 728 00:32:01,800 --> 00:32:04,640 Speaker 1: He's just about love and life and relationships, you know, 729 00:32:04,840 --> 00:32:07,240 Speaker 1: and helping me navigate what does that look like then, 730 00:32:07,280 --> 00:32:09,680 Speaker 1: how to not be too masculine a relationship, and how 731 00:32:09,720 --> 00:32:11,760 Speaker 1: to be soft and feminine to show up in that space. 732 00:32:12,040 --> 00:32:14,440 Speaker 1: I have a therapist. I have mentorship when it comes 733 00:32:14,440 --> 00:32:16,760 Speaker 1: to how does it look like to be a mom. 734 00:32:16,840 --> 00:32:18,280 Speaker 1: And I have a friend of mine who's like a 735 00:32:18,400 --> 00:32:20,240 Speaker 1: super mom, Like she's amazing. 736 00:32:20,480 --> 00:32:21,480 Speaker 3: And so sometimes when. 737 00:32:21,400 --> 00:32:23,400 Speaker 1: My son does something that is cheeky and I'm just 738 00:32:23,440 --> 00:32:26,000 Speaker 1: like this little boys trying my patients, I'll call. 739 00:32:25,920 --> 00:32:29,200 Speaker 3: Him like, how do you handle when he's snippy? 740 00:32:29,280 --> 00:32:32,320 Speaker 1: Because now he's going through puberty and he's pubescent and 741 00:32:32,320 --> 00:32:34,280 Speaker 1: thinks that he can talk back and you know, And 742 00:32:34,280 --> 00:32:36,160 Speaker 1: then she gives me like little tips. And I have 743 00:32:36,280 --> 00:32:38,360 Speaker 1: male and female mentors, and there's no race to it, 744 00:32:38,400 --> 00:32:40,360 Speaker 1: there's no age to it. I have people who like 745 00:32:40,400 --> 00:32:42,960 Speaker 1: one of my favorite mentors, he's eighty years old. Last year, 746 00:32:43,040 --> 00:32:45,440 Speaker 1: I was in workaholic mode and he said the most 747 00:32:45,600 --> 00:32:47,680 Speaker 1: iconic thing to me. He said, I just turned eighty 748 00:32:48,640 --> 00:32:50,800 Speaker 1: and he's like, my children are angry, and he's like, 749 00:32:50,800 --> 00:32:52,240 Speaker 1: and I'm leaving all my wealth to them, and I 750 00:32:52,240 --> 00:32:55,320 Speaker 1: barely enjoyed my wealth. And when he said that, I remember, 751 00:32:55,360 --> 00:32:58,160 Speaker 1: it hit me so hard to my core. And he 752 00:32:58,320 --> 00:33:00,000 Speaker 1: was like, the only thing I would have done different 753 00:33:00,040 --> 00:33:02,680 Speaker 1: in my life is I would have enjoyed my wealth too. Yes, 754 00:33:02,880 --> 00:33:05,560 Speaker 1: And that was a pivotal moment for me because this 755 00:33:05,640 --> 00:33:07,520 Speaker 1: person who I always looked at from the outside of 756 00:33:07,600 --> 00:33:09,240 Speaker 1: this beautiful home and the yachts and this and that, 757 00:33:09,600 --> 00:33:11,720 Speaker 1: he was like, I'm very conservative. I don't own my 758 00:33:11,720 --> 00:33:14,120 Speaker 1: own yacht. So there's times that I co invested in 759 00:33:14,160 --> 00:33:15,600 Speaker 1: the yacht with someone and I sometimes I want to 760 00:33:15,600 --> 00:33:16,880 Speaker 1: go on a boat and I just want to take 761 00:33:16,920 --> 00:33:18,320 Speaker 1: my yacht for three months and be on the water, 762 00:33:18,600 --> 00:33:20,280 Speaker 1: but I can't do that because I share it with somebody. 763 00:33:20,360 --> 00:33:22,400 Speaker 3: And you know, he was just having these conversations. 764 00:33:21,920 --> 00:33:24,440 Speaker 1: About which is wealth for the Bok line and wealth 765 00:33:24,560 --> 00:33:27,280 Speaker 1: is really for him being able to own his own 766 00:33:27,320 --> 00:33:30,120 Speaker 1: time and enjoy what he the heart or his more favors. 767 00:33:30,240 --> 00:33:33,440 Speaker 1: And it was pivotal for me. So I think mentorship 768 00:33:33,480 --> 00:33:35,920 Speaker 1: has been a very big go to for me. And 769 00:33:36,040 --> 00:33:38,040 Speaker 1: you know, I say, in the beginning, sometimes I didn't 770 00:33:38,040 --> 00:33:40,600 Speaker 1: have money to afford somebody's business mentors, but there was 771 00:33:40,600 --> 00:33:42,520 Speaker 1: always something that a skill that I have, I was 772 00:33:42,520 --> 00:33:46,280 Speaker 1: building a website or writing an article or something that 773 00:33:46,320 --> 00:33:49,480 Speaker 1: I can say, I can't afford your price. But when 774 00:33:49,480 --> 00:33:50,800 Speaker 1: I got to the point where I could afford the 775 00:33:50,800 --> 00:33:53,400 Speaker 1: person's price, I would never insult somebody's intelligence and not 776 00:33:53,440 --> 00:33:55,600 Speaker 1: pay them what they were Someone says, hey, I would 777 00:33:55,640 --> 00:33:57,640 Speaker 1: love to mentor you, but this price. Once I had 778 00:33:57,640 --> 00:33:59,680 Speaker 1: that money, I also would make that as an investment 779 00:34:00,080 --> 00:34:02,640 Speaker 1: and included that in my budget, although now my mentors 780 00:34:02,640 --> 00:34:03,680 Speaker 1: are since. 781 00:34:03,480 --> 00:34:05,640 Speaker 2: That's interesting because there is that there are mentors that 782 00:34:05,680 --> 00:34:08,960 Speaker 2: come into your life organically, and that there's no price 783 00:34:09,040 --> 00:34:12,279 Speaker 2: other than time, you know. But then you have there 784 00:34:12,320 --> 00:34:15,440 Speaker 2: is the paid mentorship, like the paid and there is 785 00:34:15,480 --> 00:34:17,719 Speaker 2: a time and a place for that. But I love 786 00:34:17,760 --> 00:34:21,840 Speaker 2: that you mentioned being scrappy and creative and bartering with 787 00:34:22,040 --> 00:34:25,799 Speaker 2: skills and just having something of value to offer. But 788 00:34:25,840 --> 00:34:27,359 Speaker 2: then when you get to the point where you can 789 00:34:27,680 --> 00:34:30,040 Speaker 2: pay for those services, if there's someone who's like selling 790 00:34:30,040 --> 00:34:32,400 Speaker 2: those you know, selling that expertise, then you can do 791 00:34:32,480 --> 00:34:34,120 Speaker 2: that as well, and you must. I wonder if you 792 00:34:34,120 --> 00:34:36,959 Speaker 2: think about that. Now we're gonna definitely going to open 793 00:34:37,040 --> 00:34:40,879 Speaker 2: up the chapter of your entrepreneurship journey. But now I imagine 794 00:34:40,760 --> 00:34:43,040 Speaker 2: a lot of people want you to be their mentors. 795 00:34:43,480 --> 00:34:47,120 Speaker 1: Yeah, it's such an interesting space because now the last 796 00:34:47,160 --> 00:34:49,719 Speaker 1: three four years, I've been mentoring more and I like 797 00:34:49,800 --> 00:34:53,080 Speaker 1: to only take on mentors that mentees that I can 798 00:34:53,160 --> 00:34:56,840 Speaker 1: learn from. So that's my angle because you spend so 799 00:34:56,920 --> 00:34:58,960 Speaker 1: much time on top of these people, and also mentees 800 00:34:58,960 --> 00:35:01,000 Speaker 1: who are not going to be a certain level of 801 00:35:01,040 --> 00:35:03,080 Speaker 1: need for me because I'm not the person to be 802 00:35:03,160 --> 00:35:04,640 Speaker 1: on the phone with your other day. It's just not 803 00:35:04,719 --> 00:35:08,640 Speaker 1: mymo it's just not me. So when I look at mentees, 804 00:35:08,680 --> 00:35:10,120 Speaker 1: I look at people who want to be mentored by 805 00:35:10,160 --> 00:35:13,400 Speaker 1: people who are self sufficient. I like self sufficiency. I 806 00:35:13,440 --> 00:35:15,000 Speaker 1: love people who are going to work harder for themselves, 807 00:35:15,040 --> 00:35:15,839 Speaker 1: and I'm working for them. 808 00:35:15,960 --> 00:35:16,120 Speaker 3: You know. 809 00:35:16,200 --> 00:35:19,000 Speaker 1: I've had experiences when the beginning of my mentorship journey 810 00:35:19,000 --> 00:35:21,480 Speaker 1: where I was mentoring people where I realized that I 811 00:35:21,480 --> 00:35:24,040 Speaker 1: would tell them what to do, run the play for them, 812 00:35:24,280 --> 00:35:25,680 Speaker 1: and they'd want me to literally pick up the ball 813 00:35:25,760 --> 00:35:27,440 Speaker 1: run across the field for them too, And I'm like, 814 00:35:27,560 --> 00:35:28,360 Speaker 1: this is your life. 815 00:35:28,400 --> 00:35:31,080 Speaker 3: So I'm very big on like, don't expect. 816 00:35:30,840 --> 00:35:32,239 Speaker 1: Me to do the work for you. You have to 817 00:35:32,239 --> 00:35:33,800 Speaker 1: be willing to do the work. I'll teach you everything 818 00:35:33,840 --> 00:35:36,120 Speaker 1: I know. I'm not going to be close first advice it. 819 00:35:36,520 --> 00:35:38,600 Speaker 1: But what can I learn from me? Can you teach 820 00:35:38,640 --> 00:35:41,080 Speaker 1: me something? Can you spend on Instagram algorithm, a TikTok 821 00:35:41,160 --> 00:35:43,359 Speaker 1: or something? What can you seek to me? And then 822 00:35:43,440 --> 00:35:45,680 Speaker 1: on top of that, are you willing to do the work? 823 00:35:45,880 --> 00:35:47,719 Speaker 1: Am I wasting my time in talking to someone who's 824 00:35:47,760 --> 00:35:49,399 Speaker 1: just going to be in one air at the other? 825 00:35:49,600 --> 00:35:51,879 Speaker 2: I really feel that, you know, I've been coaching for 826 00:35:52,040 --> 00:35:55,200 Speaker 2: a number of years now, almost five years and like 827 00:35:55,280 --> 00:35:58,759 Speaker 2: full time, and I've had a couple of different versions 828 00:35:58,840 --> 00:36:01,600 Speaker 2: of my Most of my coaching is around it's all 829 00:36:01,640 --> 00:36:05,560 Speaker 2: around career negotiation for professional women. And I have like 830 00:36:05,600 --> 00:36:09,160 Speaker 2: a group community where we do every other week group 831 00:36:09,200 --> 00:36:12,239 Speaker 2: coaching and it's like a very supportive but you know what, 832 00:36:12,520 --> 00:36:14,399 Speaker 2: you know, when it's it's forty seven bucks a month, 833 00:36:14,440 --> 00:36:16,600 Speaker 2: it's not a huge financial burden. And I wanted it 834 00:36:16,600 --> 00:36:18,560 Speaker 2: to be that way. I wanted it to be affordable 835 00:36:18,719 --> 00:36:22,920 Speaker 2: and attainable for like mid level career women. But I 836 00:36:23,000 --> 00:36:26,839 Speaker 2: realized I was attracting people to that community who weren't 837 00:36:26,840 --> 00:36:30,000 Speaker 2: going to be executing on the like the knowledge and 838 00:36:30,040 --> 00:36:32,279 Speaker 2: the tips and stuff. And as a coach, I had 839 00:36:32,320 --> 00:36:35,480 Speaker 2: to learn how to sort of like distance myself from 840 00:36:35,480 --> 00:36:38,239 Speaker 2: that expectation and like because I would want to be 841 00:36:38,360 --> 00:36:42,080 Speaker 2: so invested, but then that would require more time, more 842 00:36:42,200 --> 00:36:45,960 Speaker 2: value from me. But the feeling of not being reciprocated 843 00:36:45,960 --> 00:36:48,720 Speaker 2: from the person that I'm trying to help it became, 844 00:36:49,080 --> 00:36:51,080 Speaker 2: and I guess in the beginning it was frustrating, but 845 00:36:51,120 --> 00:36:52,520 Speaker 2: then I just kind of like, I was like, you 846 00:36:52,560 --> 00:36:54,040 Speaker 2: know what, You've just got to leave it at the door. 847 00:36:54,080 --> 00:36:56,359 Speaker 1: Your team has to be willing to do their role, 848 00:36:56,400 --> 00:36:59,680 Speaker 1: if someone's a quarterback, someone's whatever position you're playing. And 849 00:36:59,680 --> 00:37:01,759 Speaker 1: I'm a bit sports person, but so maybe that's why 850 00:37:01,800 --> 00:37:03,920 Speaker 1: I'm doing a football American football analogy. 851 00:37:03,960 --> 00:37:05,400 Speaker 3: But my thing is. 852 00:37:05,680 --> 00:37:08,680 Speaker 1: No matter what if that's if I play for let's 853 00:37:08,719 --> 00:37:11,560 Speaker 1: say let's say I play for the Dolphins and you 854 00:37:11,640 --> 00:37:14,440 Speaker 1: play for the Rams. I'm not supposed to be helping 855 00:37:14,440 --> 00:37:16,799 Speaker 1: the Rams get the ball into the hole. My goal 856 00:37:16,960 --> 00:37:20,239 Speaker 1: is as a Dolphins player to make sure my team wins. Right, 857 00:37:20,360 --> 00:37:24,440 Speaker 1: My focus is me. Now, if we're friends, maybe on 858 00:37:24,520 --> 00:37:26,600 Speaker 1: the sidelines. I could play a game or two with you, 859 00:37:26,640 --> 00:37:29,759 Speaker 1: we could practice together, we can improve our skills with 860 00:37:29,760 --> 00:37:31,960 Speaker 1: each other because we're friends. But when it's time for 861 00:37:32,040 --> 00:37:34,080 Speaker 1: the game and the end of the day, I shouldn't 862 00:37:34,080 --> 00:37:35,560 Speaker 1: have to go pick up the ball on your side 863 00:37:35,600 --> 00:37:37,000 Speaker 1: and bring the ball all the way to your net 864 00:37:37,280 --> 00:37:39,680 Speaker 1: to make you do a touchdown. I can't help you win. 865 00:37:39,840 --> 00:37:42,680 Speaker 1: And the day your life is to play. You're your 866 00:37:42,760 --> 00:37:45,200 Speaker 1: own team. And that's where I think sometimes people mess up. 867 00:37:45,239 --> 00:37:48,400 Speaker 1: They want someone to come and become their team and 868 00:37:48,560 --> 00:37:50,839 Speaker 1: take over their whole life story, and I'm like, it 869 00:37:50,880 --> 00:37:51,480 Speaker 1: doesn't work. 870 00:37:52,520 --> 00:37:53,560 Speaker 3: You can't expect someone else. 871 00:37:53,640 --> 00:37:55,960 Speaker 2: You're gonna have to pay a lot more for that, Like. 872 00:37:56,280 --> 00:37:56,919 Speaker 3: I mean, you can. 873 00:37:57,160 --> 00:37:59,719 Speaker 1: And even then, that's not the job role that I 874 00:37:59,760 --> 00:38:01,279 Speaker 1: want to do. I don't want that job. 875 00:38:01,440 --> 00:38:04,160 Speaker 2: Yeah, at what point do you go back to school 876 00:38:04,200 --> 00:38:08,200 Speaker 2: to get your PhD and neuropsychology of all things? 877 00:38:08,400 --> 00:38:08,640 Speaker 3: Yeah? 878 00:38:08,719 --> 00:38:12,760 Speaker 1: So I created you Financially your organization called Kiittubank twenty 879 00:38:12,800 --> 00:38:14,080 Speaker 1: sixteen technically. 880 00:38:13,719 --> 00:38:15,560 Speaker 3: Was like the first year that it was really around 881 00:38:15,600 --> 00:38:16,719 Speaker 3: twenty fifteen. I had my son. 882 00:38:16,760 --> 00:38:19,719 Speaker 1: Twenty sixteen, I created kidtu Bank, so you financial youcy book, 883 00:38:19,760 --> 00:38:21,160 Speaker 1: and as I started to go into the schools of 884 00:38:21,200 --> 00:38:23,440 Speaker 1: that curriculum, I realized a lot of youth and adults 885 00:38:23,480 --> 00:38:27,160 Speaker 1: were saying things that were very like self sabotaging, like oh, 886 00:38:27,160 --> 00:38:30,239 Speaker 1: I'll never be a millionaire, and I'll probably just if 887 00:38:30,280 --> 00:38:32,719 Speaker 1: I'm lucky, you get a job at McDonald's, And I'm 888 00:38:32,760 --> 00:38:34,560 Speaker 1: just like, why is that your biggest goal? 889 00:38:34,600 --> 00:38:35,840 Speaker 3: And why do you think that's all you're going to 890 00:38:35,880 --> 00:38:36,319 Speaker 3: amount to? 891 00:38:36,480 --> 00:38:38,399 Speaker 1: And so I just wanted to understand that mind frame 892 00:38:38,440 --> 00:38:41,320 Speaker 1: around that, and I just I decided I had the credit, 893 00:38:41,360 --> 00:38:42,400 Speaker 1: I had the points I did to figure out what 894 00:38:42,400 --> 00:38:44,160 Speaker 1: I was going to do, and ended up going back 895 00:38:44,200 --> 00:38:46,560 Speaker 1: to school for that. And so being in that environment, 896 00:38:46,960 --> 00:38:49,640 Speaker 1: it allows me to learn a lot about just you know, 897 00:38:49,840 --> 00:38:53,600 Speaker 1: precognitive issues, just the fact that a lot of financial 898 00:38:53,640 --> 00:38:57,520 Speaker 1: issues have led to depression of different issues, mental issues, 899 00:38:57,560 --> 00:39:00,239 Speaker 1: mental health problems, and that just deepened my life and 900 00:39:00,280 --> 00:39:01,640 Speaker 1: my passion for helping people. 901 00:39:01,800 --> 00:39:04,360 Speaker 3: So five years after that, you know, it took about. 902 00:39:04,200 --> 00:39:07,640 Speaker 1: Five years, and I remember the there's this conference call 903 00:39:07,719 --> 00:39:10,640 Speaker 1: invest Best and the first year of investment was the 904 00:39:10,719 --> 00:39:14,160 Speaker 1: year that I actually graduated for the first time with 905 00:39:14,200 --> 00:39:17,600 Speaker 1: my PG and I graduated during COVID and investments happened 906 00:39:17,760 --> 00:39:20,600 Speaker 1: right after COVID, And so what ended up happening was 907 00:39:20,640 --> 00:39:22,879 Speaker 1: like the first time I ever had someone say doctor 908 00:39:23,000 --> 00:39:26,480 Speaker 1: just Holly relative. I was being introduced on stage at 909 00:39:26,520 --> 00:39:28,759 Speaker 1: the first ever invest Best and you know, it was 910 00:39:28,760 --> 00:39:30,400 Speaker 1: amazing because like four thousand people, and it was the 911 00:39:30,400 --> 00:39:31,520 Speaker 1: first time I spoke at a crowd for. 912 00:39:31,520 --> 00:39:32,400 Speaker 3: Four thousand people. 913 00:39:32,560 --> 00:39:35,320 Speaker 1: Now like years later, I'm like thirty forty fifty thousand 914 00:39:35,320 --> 00:39:37,279 Speaker 1: people in a room, and I'm like, it's like my 915 00:39:37,360 --> 00:39:40,320 Speaker 1: second nature. But it's because it was a very beautiful 916 00:39:40,320 --> 00:39:42,960 Speaker 1: part of my journey because I needed to go back 917 00:39:43,000 --> 00:39:46,240 Speaker 1: to understand how can I help people better? And now 918 00:39:46,600 --> 00:39:48,840 Speaker 1: with the knowledge that I've gained, we do workshops of 919 00:39:48,880 --> 00:39:53,399 Speaker 1: like athletes, high level of CFOs and CEOs and execs. 920 00:39:52,600 --> 00:39:56,000 Speaker 3: And just people from different hind network individuals. 921 00:39:56,160 --> 00:39:58,759 Speaker 1: And what ends up happening in that journey is what 922 00:39:58,800 --> 00:40:01,440 Speaker 1: I've learned is that we things like survivors guilt kind 923 00:40:01,440 --> 00:40:03,640 Speaker 1: of not use money as a coping mechanism. How to 924 00:40:03,640 --> 00:40:06,080 Speaker 1: put your family on a budget, how to invest in stocks, 925 00:40:06,080 --> 00:40:09,640 Speaker 1: and cryptoified emotions or with less emotions, and these are 926 00:40:09,640 --> 00:40:12,520 Speaker 1: all things that are mental and financial health bridges that 927 00:40:12,600 --> 00:40:14,040 Speaker 1: most people never think about well. 928 00:40:14,200 --> 00:40:17,160 Speaker 2: I recently did an interview with a financial therapist and 929 00:40:17,560 --> 00:40:20,239 Speaker 2: that space is like, it's so obvious that there is 930 00:40:20,280 --> 00:40:22,560 Speaker 2: a link there. How do you incorporate both the mental 931 00:40:22,600 --> 00:40:26,080 Speaker 2: health psychology, the psychological side of the work that you 932 00:40:26,160 --> 00:40:28,160 Speaker 2: do with the financial side of it, and how do 933 00:40:28,239 --> 00:40:31,080 Speaker 2: you help the I don't know if this is people 934 00:40:31,080 --> 00:40:32,719 Speaker 2: that you are I mean, because right now I don't 935 00:40:32,760 --> 00:40:35,200 Speaker 2: exactly You're not really consumer facing with your work, are you, 936 00:40:35,200 --> 00:40:38,000 Speaker 2: because you're like an angel investor. You're trying to get 937 00:40:38,000 --> 00:40:41,200 Speaker 2: this egot, so you're not like in the trenches coaching 938 00:40:41,239 --> 00:40:43,800 Speaker 2: and I am I'll. 939 00:40:43,640 --> 00:40:45,719 Speaker 1: Never I'm always wanted to be like I just did, 940 00:40:45,840 --> 00:40:47,600 Speaker 1: Like the other day, I spoke, I did a workshop 941 00:40:47,719 --> 00:40:51,920 Speaker 1: for ny Black MBA. I do workshops. I just speaking engagements, 942 00:40:51,920 --> 00:40:55,040 Speaker 1: I do keynotes. I do have mentees. Right now, I 943 00:40:55,080 --> 00:40:57,640 Speaker 1: also have five hundred and nine employees in seven countries. 944 00:40:57,760 --> 00:40:59,919 Speaker 3: A lot has changed. My finance curriculum now. 945 00:40:59,920 --> 00:41:02,520 Speaker 1: Is to support to the eighty nine schools completed around the world, 946 00:41:02,680 --> 00:41:05,840 Speaker 1: you know, So there's a lot of verticals that have happened. 947 00:41:05,880 --> 00:41:08,480 Speaker 3: So instead of being removing. 948 00:41:08,360 --> 00:41:11,640 Speaker 1: From my profile, what I do is I perfect and 949 00:41:11,680 --> 00:41:14,680 Speaker 1: then I hire a perfect team to preferably bring it 950 00:41:14,719 --> 00:41:16,640 Speaker 1: and leave it alive in the world, and then I 951 00:41:16,680 --> 00:41:18,960 Speaker 1: go on to my next passion project. So I have 952 00:41:19,040 --> 00:41:22,000 Speaker 1: multiple employees, and I have CEOs and CFOs, and I 953 00:41:22,000 --> 00:41:24,440 Speaker 1: have the CEOs and the people who help my day 954 00:41:24,480 --> 00:41:26,640 Speaker 1: to day work. The hardest thing was just learning how 955 00:41:26,680 --> 00:41:29,560 Speaker 1: to delegate and not obsessively be the one in charge 956 00:41:29,600 --> 00:41:32,239 Speaker 1: of everything. But that is where we are. With that, 957 00:41:32,440 --> 00:41:35,040 Speaker 1: I will say that it's been beautiful space, but I 958 00:41:35,080 --> 00:41:37,080 Speaker 1: don't take away. I just add most of the time, well, 959 00:41:37,120 --> 00:41:38,600 Speaker 1: this is something that I don't feel like to feeds 960 00:41:38,640 --> 00:41:39,440 Speaker 1: my higher purpose. 961 00:41:40,719 --> 00:41:42,880 Speaker 2: I had an idea of you like being an angel 962 00:41:42,920 --> 00:41:46,000 Speaker 2: investor and then you know, hopefully getting an exit from 963 00:41:46,000 --> 00:41:47,719 Speaker 2: one of the companies you've invested in and just kind 964 00:41:47,719 --> 00:41:51,000 Speaker 2: of like moving on along the way. You've either created 965 00:41:51,080 --> 00:41:54,840 Speaker 2: businesses that you've left standing, like with staff and with 966 00:41:54,880 --> 00:41:58,040 Speaker 2: an executive team. So how many different like what kinds 967 00:41:58,080 --> 00:42:01,319 Speaker 2: of businesses have those been? And where are they all? 968 00:42:01,360 --> 00:42:02,440 Speaker 2: How do you keep track of all that? 969 00:42:02,600 --> 00:42:04,960 Speaker 1: So excels, friends, sheets and apps are my best friends. 970 00:42:05,280 --> 00:42:08,400 Speaker 1: In country flud prins include in the UK, Ghana in particular, 971 00:42:08,600 --> 00:42:10,920 Speaker 1: and Ghana for instance, I co want a gold mine 972 00:42:11,160 --> 00:42:14,040 Speaker 1: that's doing very well, and that's been very healthy side 973 00:42:14,040 --> 00:42:16,920 Speaker 1: of a gold mine. You know, in the States I 974 00:42:16,960 --> 00:42:19,279 Speaker 1: have and in the UK and in Africa, I own 975 00:42:19,320 --> 00:42:22,160 Speaker 1: real estate, so that's the whole other vertical. My real 976 00:42:22,280 --> 00:42:25,279 Speaker 1: estate company is relying upon a cleaning company. I also 977 00:42:25,320 --> 00:42:27,719 Speaker 1: own a cleaning company that cleans their properties, and then 978 00:42:27,760 --> 00:42:30,680 Speaker 1: other people who have Airbnb sometimes use our property cleaners. 979 00:42:30,800 --> 00:42:33,040 Speaker 1: But most of my tennis are long term and it's 980 00:42:33,040 --> 00:42:35,279 Speaker 1: just the list he's going or have the finance curriculum. 981 00:42:35,480 --> 00:42:37,120 Speaker 1: We also have what we do in the mental and 982 00:42:37,160 --> 00:42:39,640 Speaker 1: financial health with neuropsychology. And then some of the angel 983 00:42:39,760 --> 00:42:42,239 Speaker 1: investment companies that I've invested in when I'm passionate about 984 00:42:42,239 --> 00:42:44,319 Speaker 1: them and I love them, I keep investing in them 985 00:42:44,320 --> 00:42:46,719 Speaker 1: as well, and mostly I might bring in more investors. 986 00:42:46,800 --> 00:42:48,760 Speaker 1: I might see it through till there is an exit. 987 00:42:48,800 --> 00:42:50,480 Speaker 1: And so the ones that are my passion projects, I 988 00:42:50,520 --> 00:42:52,160 Speaker 1: do that, and then the egot is a whole other 989 00:42:52,200 --> 00:42:55,600 Speaker 1: category because that's more like Oscars, Tonys and things of 990 00:42:55,640 --> 00:42:57,680 Speaker 1: that project. It's meeting those kind of people and figure 991 00:42:57,680 --> 00:42:59,560 Speaker 1: out what project want to invest in next and how 992 00:42:59,600 --> 00:43:01,279 Speaker 1: hands on am I going to be with them? And 993 00:43:01,320 --> 00:43:03,760 Speaker 1: so yeah, it's been a very fun and cool journey, 994 00:43:03,800 --> 00:43:04,359 Speaker 1: to say the least. 995 00:43:04,400 --> 00:43:07,200 Speaker 2: At what point did you turn toward Africa to Ghana 996 00:43:07,239 --> 00:43:08,000 Speaker 2: and Kenya. 997 00:43:08,080 --> 00:43:10,879 Speaker 3: Well, I'm cap Verdian, so I'm Africa. So my mom 998 00:43:10,960 --> 00:43:11,840 Speaker 3: is full Kate Verdian. 999 00:43:12,000 --> 00:43:15,359 Speaker 1: My dad is Jamaican Italian, so culturally, my dad made 1000 00:43:15,400 --> 00:43:17,680 Speaker 1: sure I always knew about caba Verde in a country 1001 00:43:17,719 --> 00:43:20,880 Speaker 1: and understood the climate, and so for me that was 1002 00:43:20,880 --> 00:43:23,680 Speaker 1: always a beautiful thing. And so I was very hands 1003 00:43:23,680 --> 00:43:26,080 Speaker 1: on with knowing the continent. And I've been going there 1004 00:43:26,080 --> 00:43:28,359 Speaker 1: since I was a little kid, single digit, so I've 1005 00:43:28,400 --> 00:43:30,799 Speaker 1: always had a connection to the continent and whenever I 1006 00:43:30,920 --> 00:43:33,040 Speaker 1: made a sort amount of money, I always knew eventually 1007 00:43:33,080 --> 00:43:34,319 Speaker 1: I was going to want to go back there to 1008 00:43:34,400 --> 00:43:38,239 Speaker 1: own and to invest and things of that nature. And 1009 00:43:38,280 --> 00:43:40,840 Speaker 1: so that has been like a big part of for me, 1010 00:43:42,200 --> 00:43:44,319 Speaker 1: and it's been the best decision I could have made, 1011 00:43:44,640 --> 00:43:47,480 Speaker 1: because the tax structures are different. I love the people 1012 00:43:47,640 --> 00:43:50,640 Speaker 1: in Ghana, for instance, capa Verte, I will say that 1013 00:43:51,160 --> 00:43:55,280 Speaker 1: financially we don't make as I feel like Ghana's numbers 1014 00:43:55,280 --> 00:43:58,000 Speaker 1: are more US dollars and you get higher money for 1015 00:43:58,080 --> 00:44:00,040 Speaker 1: your rentals, And I will say caaba Verde's. 1016 00:43:59,840 --> 00:44:02,440 Speaker 3: The I still love the fact that, you know, I 1017 00:44:02,480 --> 00:44:03,400 Speaker 3: love the country. 1018 00:44:03,400 --> 00:44:05,960 Speaker 1: I love the way how beautiful it is, the connectivity 1019 00:44:05,960 --> 00:44:08,240 Speaker 1: to the people, and I love living on a continent 1020 00:44:08,320 --> 00:44:10,600 Speaker 1: or being in a continent where the people on my 1021 00:44:10,719 --> 00:44:14,400 Speaker 1: shade like shades of me right and seeing representations of 1022 00:44:14,560 --> 00:44:18,440 Speaker 1: me on all levels of success. So yeah, I've always 1023 00:44:18,560 --> 00:44:21,719 Speaker 1: had a relationship with the continent and I always go back, 1024 00:44:21,800 --> 00:44:25,080 Speaker 1: and you know, rather i'm in the UK or the US, 1025 00:44:25,160 --> 00:44:26,360 Speaker 1: I'm always wrapping Africa. 1026 00:44:26,520 --> 00:44:30,120 Speaker 2: You also have a baby. Well, he's not a baby anymore. Sorry, 1027 00:44:31,680 --> 00:44:34,480 Speaker 2: he's almost He's almost in the tweens. Is he tween yet? 1028 00:44:34,520 --> 00:44:38,759 Speaker 3: Ten? Ten? He just turned ten, he's double digits. We're 1029 00:44:38,800 --> 00:44:39,440 Speaker 3: both pissy. 1030 00:44:39,560 --> 00:44:41,759 Speaker 1: So he turned ten in March and his whole thing 1031 00:44:41,760 --> 00:44:44,640 Speaker 1: for his ten birthday was he wanted to go outdoor skydiving, 1032 00:44:44,840 --> 00:44:46,080 Speaker 1: and I had to kind of talk him off the 1033 00:44:46,160 --> 00:44:48,360 Speaker 1: lunch and I was like, can we please try indoor first. 1034 00:44:48,640 --> 00:44:50,279 Speaker 3: I don't even know if you're old enough to do. 1035 00:44:52,000 --> 00:44:52,760 Speaker 2: Out of a plane. 1036 00:44:53,320 --> 00:44:53,839 Speaker 3: I don't know. 1037 00:44:54,239 --> 00:44:56,479 Speaker 1: I don't want to know yet. I'm trying to push 1038 00:44:56,520 --> 00:44:59,040 Speaker 1: that ball as far down, you know. But we did 1039 00:44:59,080 --> 00:45:02,600 Speaker 1: do indoor skuy guide. He had an amazing time. I 1040 00:45:02,640 --> 00:45:04,440 Speaker 1: did have somebody tell me that it's supposed to think 1041 00:45:04,480 --> 00:45:06,439 Speaker 1: he could, and I was just like, I'm not gonna 1042 00:45:06,480 --> 00:45:08,600 Speaker 1: look into if that's right or not because I'm not 1043 00:45:08,640 --> 00:45:12,040 Speaker 1: ready for that. But outside of that, I'm so happy that, 1044 00:45:13,320 --> 00:45:16,239 Speaker 1: you know, he's such a beautiful child inside and out, 1045 00:45:16,600 --> 00:45:19,440 Speaker 1: and he's also financially aware, and he's very you know, 1046 00:45:19,560 --> 00:45:22,000 Speaker 1: he budgets and he he has his toys and he's 1047 00:45:22,040 --> 00:45:24,319 Speaker 1: the ones that he likes, but he purchases most of them. 1048 00:45:24,320 --> 00:45:26,799 Speaker 1: He earns them. He cleans up his toys and he 1049 00:45:26,880 --> 00:45:29,040 Speaker 1: earns it. And if you come to my house, my 1050 00:45:29,040 --> 00:45:32,240 Speaker 1: house is very like white color wise, like white carpet, 1051 00:45:32,360 --> 00:45:35,160 Speaker 1: white couch, and you know, it's clean, and. 1052 00:45:35,120 --> 00:45:37,600 Speaker 3: He cleans up after himself and it's beautiful to be 1053 00:45:37,640 --> 00:45:40,200 Speaker 3: in our space. So for a little one who's very 1054 00:45:40,480 --> 00:45:41,640 Speaker 3: financially aware. 1055 00:45:42,040 --> 00:45:44,399 Speaker 2: I just love when your little accent slips out. How 1056 00:45:44,400 --> 00:45:47,400 Speaker 2: do you so you but you have like an American 1057 00:45:47,520 --> 00:45:48,600 Speaker 2: or like what is the accent? 1058 00:45:49,360 --> 00:45:54,640 Speaker 1: So it's ninety's ninety percent Manchester from Manchester, England. So 1059 00:45:55,239 --> 00:45:57,279 Speaker 1: I think a lot of American people think that when 1060 00:45:57,320 --> 00:45:59,799 Speaker 1: you're from England, you're gonna sound like hypo. When I 1061 00:45:59,800 --> 00:46:02,399 Speaker 1: get excited, I might sound like I'm from London, which 1062 00:46:02,440 --> 00:46:05,440 Speaker 1: is what most Americans will call and I'm a British accent. 1063 00:46:05,920 --> 00:46:09,200 Speaker 1: And so although I do try to dumb down the 1064 00:46:09,400 --> 00:46:12,120 Speaker 1: Manchester a little bit, there's certain words that no matter what, 1065 00:46:12,160 --> 00:46:14,239 Speaker 1: I can't say, like I don't know how to say 1066 00:46:14,400 --> 00:46:18,399 Speaker 1: like project, like I can't say the other way, and 1067 00:46:18,440 --> 00:46:22,719 Speaker 1: there's words like water that I can't say like an 1068 00:46:22,719 --> 00:46:25,279 Speaker 1: American to save my life. There's just no ding it. 1069 00:46:25,400 --> 00:46:27,960 Speaker 1: My brain is not compute. And when I say, I 1070 00:46:27,960 --> 00:46:33,359 Speaker 1: say water and it sounds bad, but I just yeah, 1071 00:46:33,400 --> 00:46:34,640 Speaker 1: and it s like what you just said that was 1072 00:46:34,640 --> 00:46:36,960 Speaker 1: like a London accent, Like when you say like that 1073 00:46:37,120 --> 00:46:39,720 Speaker 1: as like were in London, but coming from me from Manchester, 1074 00:46:39,760 --> 00:46:42,800 Speaker 1: we say water. And so to an American person sometimes 1075 00:46:42,800 --> 00:46:45,480 Speaker 1: they'd be like, well, what kind of American accent is that? 1076 00:46:45,880 --> 00:46:47,799 Speaker 1: And You're like, I, actually no, it's just a Mancunian 1077 00:46:47,880 --> 00:46:49,040 Speaker 1: accent from Manchester. 1078 00:46:49,080 --> 00:46:51,440 Speaker 3: It's just more so. But then there's words like sot. 1079 00:46:51,360 --> 00:46:54,240 Speaker 1: That you know if I'm if you get me excited enough, 1080 00:46:54,560 --> 00:46:56,600 Speaker 1: like when I talk about my little one. Because the 1081 00:46:56,640 --> 00:46:58,520 Speaker 1: last ten years I've been doing work in London, you'll 1082 00:46:58,560 --> 00:47:01,000 Speaker 1: hear a lot of like you'll hear more, or if 1083 00:47:01,040 --> 00:47:03,279 Speaker 1: you get me tired. If I if I'm sleepy, I 1084 00:47:03,360 --> 00:47:05,879 Speaker 1: literally sound like something from a movie like Harry Paul 1085 00:47:05,920 --> 00:47:06,600 Speaker 1: and I sound like. 1086 00:47:06,520 --> 00:47:08,400 Speaker 3: Off the boat. And I don't make it. 1087 00:47:08,400 --> 00:47:11,160 Speaker 2: I don't know a Southern accent. If I get around 1088 00:47:11,200 --> 00:47:14,160 Speaker 2: my family or I'm very tired or I'm very excited, 1089 00:47:14,440 --> 00:47:15,400 Speaker 2: it comes out. 1090 00:47:15,640 --> 00:47:19,320 Speaker 1: My favorite Southern word is when I'm in Louisiana and 1091 00:47:19,360 --> 00:47:22,919 Speaker 1: they go, babe, oh my god, it is my thing. 1092 00:47:23,800 --> 00:47:26,080 Speaker 1: Like you know, as a British person, the British accent 1093 00:47:26,120 --> 00:47:28,279 Speaker 1: does nothing for me, doesn't turn me on. It's just 1094 00:47:28,280 --> 00:47:32,160 Speaker 1: like wave. But my favorite accent probably the Southern accent 1095 00:47:32,440 --> 00:47:34,839 Speaker 1: for men. I think it's the sex you want. 1096 00:47:34,880 --> 00:47:36,520 Speaker 2: My aunt friend did to call you anytime she can 1097 00:47:36,560 --> 00:47:37,800 Speaker 2: give you a little, a little dose. 1098 00:47:38,080 --> 00:47:39,080 Speaker 3: I love it. Let me tell you. 1099 00:47:39,160 --> 00:47:42,520 Speaker 1: I have a friend of mine, one of my close friends. 1100 00:47:42,520 --> 00:47:45,239 Speaker 1: She's from Louisiana. But she gets excited, she starts to talk. 1101 00:47:45,239 --> 00:47:47,680 Speaker 1: When she gets sleepy, she says things and I just 1102 00:47:47,840 --> 00:47:50,640 Speaker 1: crack up. Her and one of my friends from Mississippi, 1103 00:47:51,360 --> 00:47:54,440 Speaker 1: and you know, you know it's sometimes the things that 1104 00:47:54,480 --> 00:47:56,360 Speaker 1: they say. I just be like, like one time I 1105 00:47:56,360 --> 00:47:58,480 Speaker 1: was talking to her and her uncle said, no, you know, 1106 00:47:58,800 --> 00:48:01,280 Speaker 1: they've been murdered for a three years. I said, murdered 1107 00:48:01,480 --> 00:48:03,560 Speaker 1: if they died. He's like, no, murd and I'm like, 1108 00:48:03,600 --> 00:48:06,520 Speaker 1: what is murd And my friend was like married and 1109 00:48:06,520 --> 00:48:10,120 Speaker 1: I was like, oh, but it was just it's beautiful. 1110 00:48:10,120 --> 00:48:12,080 Speaker 3: To me, I will say, I go down the rabbit hole. 1111 00:48:12,120 --> 00:48:13,920 Speaker 1: The Southern accent is one of my favorites, and the 1112 00:48:14,000 --> 00:48:15,840 Speaker 1: New York accent is probably my second favorite. 1113 00:48:15,880 --> 00:48:17,520 Speaker 2: Hate. New York accents don't get me started. 1114 00:48:17,760 --> 00:48:20,200 Speaker 1: Really, I think it's cute, Like I think, like when 1115 00:48:20,239 --> 00:48:21,920 Speaker 1: I there's certain ones. 1116 00:48:21,719 --> 00:48:23,360 Speaker 2: I won't say New York. 1117 00:48:23,560 --> 00:48:28,200 Speaker 1: I say that this one is a little bit aggressive 1118 00:48:28,200 --> 00:48:29,799 Speaker 1: to me. You know what, I don't mind that one 1119 00:48:29,800 --> 00:48:31,319 Speaker 1: as much, you know the one I don't like. I 1120 00:48:31,440 --> 00:48:33,440 Speaker 1: was and I'm Kate Verdian and there's a lot of 1121 00:48:33,480 --> 00:48:36,360 Speaker 1: us there, but it's the Boston when they have the 1122 00:48:36,600 --> 00:48:39,279 Speaker 1: very like part of car. I don't understand it. It's 1123 00:48:39,280 --> 00:48:42,879 Speaker 1: hard for me to understand. So like it was like 1124 00:48:43,239 --> 00:48:43,920 Speaker 1: the woman. 1125 00:48:43,760 --> 00:48:46,520 Speaker 3: Was talking, She's like, oh, I'm like, what did she say? 1126 00:48:46,800 --> 00:48:49,400 Speaker 1: It was like being with a baby brick from London 1127 00:48:49,480 --> 00:48:51,960 Speaker 1: that didn't know any like, you know, I was I 1128 00:48:52,000 --> 00:48:52,880 Speaker 1: speak the Queen's English. 1129 00:48:52,920 --> 00:48:56,160 Speaker 3: What you was doing right now is just foreign, uh, 1130 00:48:56,360 --> 00:48:57,080 Speaker 3: you know, and it's funny. 1131 00:48:57,080 --> 00:49:00,600 Speaker 1: I could understand Irish people and Scottish people, but that 1132 00:49:00,680 --> 00:49:02,680 Speaker 1: Boston accent sometimes a strong. 1133 00:49:04,880 --> 00:49:06,080 Speaker 2: I just love accents in general. 1134 00:49:06,200 --> 00:49:06,320 Speaker 1: You know. 1135 00:49:06,360 --> 00:49:08,960 Speaker 2: I'm a Love Island dork and I only I really 1136 00:49:09,000 --> 00:49:11,360 Speaker 2: watched the UK version, so that's when I first started 1137 00:49:11,400 --> 00:49:13,840 Speaker 2: learning about all the dialects. It's such a good education. 1138 00:49:13,920 --> 00:49:14,880 Speaker 3: Okay, don't judge me. 1139 00:49:15,000 --> 00:49:17,360 Speaker 1: I have yet to see not one episode about and 1140 00:49:17,800 --> 00:49:18,959 Speaker 1: I'm so horrible with TV. 1141 00:49:19,840 --> 00:49:23,960 Speaker 2: And now multimillionaire not a multimillionaire. I got time that 1142 00:49:24,080 --> 00:49:27,200 Speaker 2: you're losing my way and the trade off is that 1143 00:49:27,320 --> 00:49:30,680 Speaker 2: I'm not making your millions of dollars in traveling in 1144 00:49:30,680 --> 00:49:30,960 Speaker 2: the world. 1145 00:49:31,080 --> 00:49:33,240 Speaker 3: Okay, so we're gonna have a multimillionaire. 1146 00:49:33,600 --> 00:49:35,960 Speaker 1: We're gonna take the time from Love Island and focus 1147 00:49:36,040 --> 00:49:37,920 Speaker 1: on your brand and your business or whatever you want 1148 00:49:37,960 --> 00:49:38,200 Speaker 1: to make it. 1149 00:49:38,719 --> 00:49:41,000 Speaker 2: Because you know those seasons the Love Island UK, it's 1150 00:49:41,080 --> 00:49:43,560 Speaker 2: like eighty episodes, it was, but that was I. 1151 00:49:44,200 --> 00:49:45,719 Speaker 3: Thought it was that many episodes. 1152 00:49:45,880 --> 00:49:48,719 Speaker 2: Wow, people complain about the US. People are obsessed with 1153 00:49:48,760 --> 00:49:51,719 Speaker 2: the US the US version now, but it's like twenty episodes, 1154 00:49:51,760 --> 00:49:53,680 Speaker 2: and I'm like, no, no, no, you don't understand. They 1155 00:49:53,719 --> 00:49:57,560 Speaker 2: would have episodes every day for the entire summer. It 1156 00:49:57,640 --> 00:50:02,280 Speaker 2: was nuts. But that was my pandemic. And you will, yeah, babes, 1157 00:50:02,280 --> 00:50:05,360 Speaker 2: and watch all of it had toys. 1158 00:50:05,560 --> 00:50:07,600 Speaker 3: You know that. You completely just messed my head up. 1159 00:50:07,600 --> 00:50:11,040 Speaker 3: I can't believe you were watching a head You know me, 1160 00:50:12,239 --> 00:50:13,640 Speaker 3: but this is a little thing. 1161 00:50:14,719 --> 00:50:17,280 Speaker 2: You watch the first ten minutes, you get the recap 1162 00:50:17,320 --> 00:50:19,879 Speaker 2: from last week's show, and then you fast forward through 1163 00:50:19,880 --> 00:50:22,640 Speaker 2: the middle, and then you watch the last ten minutes 1164 00:50:22,800 --> 00:50:25,200 Speaker 2: and usually that's where the interesting stuff happens. 1165 00:50:25,239 --> 00:50:27,200 Speaker 3: Okay, you just lost me. You just lost me. All right, 1166 00:50:27,239 --> 00:50:28,960 Speaker 3: let's get off a lot, islan. Let's get back to by. 1167 00:50:30,160 --> 00:50:33,200 Speaker 2: Never ever, ever waste your time going back and watching 1168 00:50:33,200 --> 00:50:34,399 Speaker 2: any of it. Don't don't do that. 1169 00:50:34,719 --> 00:50:36,680 Speaker 1: I will say one thing, Okay, I will say there 1170 00:50:36,719 --> 00:50:38,439 Speaker 1: is one show that I want to finish bringe watching 1171 00:50:38,440 --> 00:50:41,839 Speaker 1: because I've never finished it, and I kind of did the. 1172 00:50:41,760 --> 00:50:43,560 Speaker 3: Wrong thing and my friend yelled at me for it. 1173 00:50:43,800 --> 00:50:45,920 Speaker 3: I have never finished Game of Thrones. 1174 00:50:46,200 --> 00:50:48,600 Speaker 1: And I watched the beginning and then I went all 1175 00:50:48,640 --> 00:50:49,719 Speaker 1: the way to the end because I just want to 1176 00:50:49,719 --> 00:50:53,960 Speaker 1: see what the monsters was like, and I was just. 1177 00:50:53,120 --> 00:50:55,120 Speaker 3: So I never said like the Red Dinner and all 1178 00:50:55,160 --> 00:50:55,879 Speaker 3: these crazy things. 1179 00:50:55,920 --> 00:50:58,439 Speaker 1: And what I will say is that I would fast 1180 00:50:58,480 --> 00:51:00,520 Speaker 1: forward it all the way to winter because I just 1181 00:51:00,520 --> 00:51:01,920 Speaker 1: got tired of them saying that winter was. 1182 00:51:01,840 --> 00:51:04,359 Speaker 3: Coming, Winter was coming. There was no winter. It was here. 1183 00:51:05,480 --> 00:51:07,640 Speaker 3: I'm watching this rubbish normal. No, there's no winter. So 1184 00:51:07,800 --> 00:51:10,120 Speaker 3: my friends are like cheating. The monsters are here, the 1185 00:51:10,160 --> 00:51:12,239 Speaker 3: winter is here. I was like, oh, I gotta see this. 1186 00:51:12,800 --> 00:51:14,680 Speaker 1: And so on one of my long flights or wherever 1187 00:51:14,840 --> 00:51:17,479 Speaker 1: the UK web I was going back home to maybe 1188 00:51:17,480 --> 00:51:18,760 Speaker 1: I was going on my way to Portugal. 1189 00:51:19,120 --> 00:51:21,520 Speaker 3: I just like on my way to Portugal. Back to Portugal, 1190 00:51:21,719 --> 00:51:22,360 Speaker 3: I started. 1191 00:51:22,120 --> 00:51:24,840 Speaker 1: Binge watching all the episodes and I finally got to 1192 00:51:24,840 --> 00:51:27,040 Speaker 1: see the monsters and I watched them do what they 1193 00:51:27,080 --> 00:51:29,480 Speaker 1: do and it was phenomenal. And I was like, Oh, 1194 00:51:29,760 --> 00:51:33,880 Speaker 1: there's dragons, there's monsters, there's everything. That's what I'm a 1195 00:51:34,080 --> 00:51:36,160 Speaker 1: I'm more of a lord of the rings kind of person. 1196 00:51:37,480 --> 00:51:39,840 Speaker 2: Oh, don't scrunch your cute old nose up. That's fine. 1197 00:51:41,040 --> 00:51:42,640 Speaker 3: I know people judge you for that. I feel like, 1198 00:51:42,680 --> 00:51:43,960 Speaker 3: you know, I'm more like, as. 1199 00:51:43,800 --> 00:51:45,719 Speaker 2: This is a no judgment, you know what, as I'm 1200 00:51:45,719 --> 00:51:48,080 Speaker 2: thinking I want to go back and put some love on. 1201 00:51:48,360 --> 00:51:51,440 Speaker 2: Like it's not like you either watch reality TV or 1202 00:51:51,480 --> 00:51:54,880 Speaker 2: you're a millionaire. Like you're not trash or a multimillionaire, 1203 00:51:54,960 --> 00:51:58,200 Speaker 2: Like you can have both. Michelle Obama loves real housewives. 1204 00:51:58,480 --> 00:52:00,839 Speaker 2: Let me just say that for the rect heard. She 1205 00:52:00,880 --> 00:52:03,520 Speaker 2: loves a real housewife. She loves all that love and basketball. 1206 00:52:04,640 --> 00:52:07,879 Speaker 2: So there's no everyone who needs their outlet. Everyone needs 1207 00:52:07,920 --> 00:52:08,600 Speaker 2: like their reprieve. 1208 00:52:08,880 --> 00:52:11,160 Speaker 1: Yeah, my reprieve was traveling. I love to jump on 1209 00:52:11,200 --> 00:52:13,560 Speaker 1: the I just need beach, I need son, I need 1210 00:52:14,040 --> 00:52:17,719 Speaker 1: I need blue waters, I need pool. Like that's to me, 1211 00:52:17,840 --> 00:52:21,319 Speaker 1: my reprieve. That's that's how I really unline. And so 1212 00:52:21,400 --> 00:52:23,600 Speaker 1: when my brain is down, I'm just dealing with human 1213 00:52:23,600 --> 00:52:26,440 Speaker 1: beings all the time. And like I'm a geek, so 1214 00:52:26,520 --> 00:52:29,560 Speaker 1: I like watching sports. So like if you really want 1215 00:52:29,600 --> 00:52:31,520 Speaker 1: to not see me, but you want to see me 1216 00:52:31,520 --> 00:52:34,279 Speaker 1: glue to a TV, it's during Super Bowl season, like 1217 00:52:34,600 --> 00:52:37,520 Speaker 1: especially if you start to dink her down. Girl, I'm 1218 00:52:37,560 --> 00:52:45,800 Speaker 1: American football guy. I came from Europe. So when eurofootball 1219 00:52:45,800 --> 00:52:47,880 Speaker 1: became more dramatic where they started throwing themselves on the 1220 00:52:47,880 --> 00:52:51,279 Speaker 1: floor and getting flags, and they basically were like, oh 1221 00:52:51,280 --> 00:52:52,759 Speaker 1: he hit me, and I'd be like the god dam 1222 00:52:52,840 --> 00:52:55,440 Speaker 1: and kick you like what you did. When that started happening, 1223 00:52:55,480 --> 00:52:56,839 Speaker 1: it made me kind of not like it as much. 1224 00:52:56,880 --> 00:52:58,640 Speaker 3: But I always like sports. 1225 00:52:58,400 --> 00:52:59,840 Speaker 2: And are you talking about soccer? 1226 00:53:00,120 --> 00:53:03,120 Speaker 1: Say yeah, you're a football is so kind Okay, So 1227 00:53:03,160 --> 00:53:05,239 Speaker 1: when I started happening in euro football, I was like 1228 00:53:06,160 --> 00:53:09,160 Speaker 1: And then I always liked boxing. I grew up like 1229 00:53:09,320 --> 00:53:11,920 Speaker 1: watching boxing, so like Muhammadadi is one of my favorite 1230 00:53:12,800 --> 00:53:14,400 Speaker 1: you know, the cash is Clay of the world is 1231 00:53:14,400 --> 00:53:17,960 Speaker 1: to me amazing, sugar ray and people like that. I 1232 00:53:18,000 --> 00:53:21,680 Speaker 1: grew up watching boxing and euro football and a little 1233 00:53:21,680 --> 00:53:24,279 Speaker 1: bit of American football and then basketball. I was a 1234 00:53:24,280 --> 00:53:27,080 Speaker 1: big Fab five fan. So being raised by a man. 1235 00:53:27,120 --> 00:53:28,560 Speaker 1: I was raised by a man my whole life and 1236 00:53:28,600 --> 00:53:30,960 Speaker 1: my older brother at one point, so being around them 1237 00:53:31,040 --> 00:53:33,839 Speaker 1: mainly and met all that it made me a sound word. 1238 00:53:34,320 --> 00:53:37,719 Speaker 1: So I don't know how to explain it, but I 1239 00:53:37,760 --> 00:53:40,719 Speaker 1: grew up in sports, and when one sport just wasn't 1240 00:53:40,760 --> 00:53:43,279 Speaker 1: doing it for me anymore, American football was still like 1241 00:53:43,600 --> 00:53:46,359 Speaker 1: I loved watching people get tackled and stuff, and you know. 1242 00:53:46,320 --> 00:53:48,160 Speaker 2: It's your team, then how do you pick a team? 1243 00:53:48,760 --> 00:53:51,719 Speaker 1: So because I have clients who are multiple teams now. 1244 00:53:51,840 --> 00:53:54,280 Speaker 1: I no longer will publicly say who my team. 1245 00:53:54,080 --> 00:53:58,760 Speaker 3: Is, Okay, yeah, because I you know, like I've. 1246 00:53:58,600 --> 00:54:01,000 Speaker 1: Had clients who are playing MU super people now and 1247 00:54:01,080 --> 00:54:03,080 Speaker 1: things like that, so I don't want. 1248 00:54:02,920 --> 00:54:06,040 Speaker 3: Them to be like really, Jay, really really, So I 1249 00:54:06,080 --> 00:54:07,360 Speaker 3: don't have your clients. 1250 00:54:07,400 --> 00:54:09,080 Speaker 2: So what do you do? Yeah? So how do you 1251 00:54:09,120 --> 00:54:10,120 Speaker 2: work with people at. 1252 00:54:09,960 --> 00:54:13,960 Speaker 1: That neuropsychology, mental and financial health? So we'll have sometimes 1253 00:54:14,000 --> 00:54:17,360 Speaker 1: we even on the financial liriacy side, the wives and girlfriends. 1254 00:54:17,360 --> 00:54:19,560 Speaker 1: We have a project called from Burke into buildings for 1255 00:54:19,600 --> 00:54:22,080 Speaker 1: the for the husbands themselves. 1256 00:54:22,160 --> 00:54:25,239 Speaker 2: We talk part of this expressions. 1257 00:54:24,640 --> 00:54:27,920 Speaker 1: Yeah wags, wives and girlfriends of athletes, for the actual 1258 00:54:27,920 --> 00:54:28,640 Speaker 1: men themselves. 1259 00:54:28,880 --> 00:54:30,680 Speaker 3: We sit down and we go over a lot of things. 1260 00:54:30,760 --> 00:54:35,759 Speaker 1: We go over everything from living trusts and art and 1261 00:54:35,840 --> 00:54:39,560 Speaker 1: high key kids use art to build wealth for this continue. 1262 00:54:39,280 --> 00:54:40,879 Speaker 3: And I'm not a wealth manager, so I don't manage 1263 00:54:40,920 --> 00:54:41,640 Speaker 3: your money for them. 1264 00:54:42,040 --> 00:54:44,239 Speaker 1: I had no desire to do that. Again, we come 1265 00:54:44,280 --> 00:54:46,680 Speaker 1: in and we do workshops. We have conversations around nils 1266 00:54:46,719 --> 00:54:50,280 Speaker 1: with them. We teach them how to protect them their brands. 1267 00:54:50,360 --> 00:54:53,760 Speaker 1: And then we talked about, you know, the financial aspect 1268 00:54:53,840 --> 00:54:56,360 Speaker 1: of not having survivors built and things of that nature, 1269 00:54:56,440 --> 00:54:58,200 Speaker 1: and when they need somebody to really hold their hand 1270 00:54:58,239 --> 00:55:00,839 Speaker 1: and actually do it for them, you have a ferral. 1271 00:55:00,920 --> 00:55:03,000 Speaker 2: So you are sort of like that financial therapist but 1272 00:55:03,040 --> 00:55:05,920 Speaker 2: for ultra high net worth kind of clientele. And what 1273 00:55:06,040 --> 00:55:08,799 Speaker 2: I love that though, because it's it's so helpful. I 1274 00:55:08,800 --> 00:55:11,000 Speaker 2: feel like the a family if you're listening, like even 1275 00:55:11,280 --> 00:55:15,400 Speaker 2: uber wealthy people need the basics and are using money 1276 00:55:15,400 --> 00:55:17,000 Speaker 2: as a coping mechanism and like. 1277 00:55:18,800 --> 00:55:20,879 Speaker 1: A survivor's guilds and feel bad and want to help 1278 00:55:20,920 --> 00:55:23,280 Speaker 1: everyone from the hood and want to go buy everybody 1279 00:55:23,320 --> 00:55:24,800 Speaker 1: in their family a car and a mansion. 1280 00:55:24,880 --> 00:55:27,200 Speaker 3: But it's like your contract. 1281 00:55:26,920 --> 00:55:29,040 Speaker 1: Is stipulated on you being able to play, and if 1282 00:55:29,040 --> 00:55:31,239 Speaker 1: something happens to you, guess what that family might not 1283 00:55:31,320 --> 00:55:32,600 Speaker 1: be able to maintain all of that. 1284 00:55:32,640 --> 00:55:33,520 Speaker 3: And the list continues. 1285 00:55:33,520 --> 00:55:35,240 Speaker 1: When you go down a rabbit hole and you realize 1286 00:55:35,239 --> 00:55:39,120 Speaker 1: that oftentimes you might actually work yourself into the coorhouse. 1287 00:55:40,640 --> 00:55:44,000 Speaker 3: Yeah so, but yeah, so that's a nutshell. 1288 00:55:43,719 --> 00:55:45,799 Speaker 2: In a nutshell, Okay, but I brought up your little 1289 00:55:45,800 --> 00:55:48,600 Speaker 2: boy because I wondered where's his citizenship? Like where is 1290 00:55:48,640 --> 00:55:51,440 Speaker 2: he like triple citizen double? 1291 00:55:51,560 --> 00:55:54,920 Speaker 1: Like we're so he's currently double and he's about to 1292 00:55:54,920 --> 00:55:56,200 Speaker 1: have gone in as well. 1293 00:55:57,000 --> 00:55:59,200 Speaker 2: So he goes with you wherever mommy goes. Is he 1294 00:55:59,760 --> 00:56:00,960 Speaker 2: how being on the plane with you? 1295 00:56:01,440 --> 00:56:03,520 Speaker 1: Sometimes sometimes he's in daddy's mode. And when he's with 1296 00:56:03,600 --> 00:56:05,400 Speaker 1: daddy mode, I let him stay with his dad. But 1297 00:56:05,440 --> 00:56:08,000 Speaker 1: whenever he My son's very he's now at this age 1298 00:56:08,000 --> 00:56:10,960 Speaker 1: where he's self sufficient, so he's also very bougie. So 1299 00:56:11,000 --> 00:56:14,040 Speaker 1: if it's not, if there's no beach involved, he's like, Okay, mommy, 1300 00:56:14,040 --> 00:56:15,239 Speaker 1: you can go. I'll see you when you come back. 1301 00:56:17,680 --> 00:56:21,120 Speaker 2: All right, Well, tell me about this egot thing. So 1302 00:56:21,600 --> 00:56:23,640 Speaker 2: want to be like bloody vegan or no, what is it, 1303 00:56:23,680 --> 00:56:26,200 Speaker 2: sludy vegan lady or no, it's the There's a woman 1304 00:56:26,239 --> 00:56:29,040 Speaker 2: from Housewives who's like a producer of a Broadway show 1305 00:56:29,120 --> 00:56:29,760 Speaker 2: right now. 1306 00:56:29,560 --> 00:56:32,399 Speaker 1: And she's yeah, that's funny. I just heard about her. 1307 00:56:32,760 --> 00:56:35,280 Speaker 1: Her name is Candy. She's to be part of a 1308 00:56:35,280 --> 00:56:38,240 Speaker 1: women's R and B group back in the day, or maybe. 1309 00:56:38,000 --> 00:56:39,960 Speaker 2: She is for us? Yes, okay, got it? 1310 00:56:40,040 --> 00:56:43,880 Speaker 1: Yes, Yeah, So what's interesting about it is one of 1311 00:56:43,880 --> 00:56:46,200 Speaker 1: my friends recently just mentioned her to me. But yeah, 1312 00:56:46,320 --> 00:56:49,920 Speaker 1: so the egot thing for me is I love. I 1313 00:56:49,920 --> 00:56:52,280 Speaker 1: think it's so important that we are controlling the narrative 1314 00:56:52,360 --> 00:56:56,040 Speaker 1: around our stories. And as a person who's as an 1315 00:56:55,880 --> 00:56:58,840 Speaker 1: angel investor, I do know sometimes there are people with 1316 00:56:59,040 --> 00:57:01,440 Speaker 1: the story that is beautiful, but we need to be 1317 00:57:01,520 --> 00:57:03,520 Speaker 1: able to tell that story. And so to be in 1318 00:57:03,520 --> 00:57:05,319 Speaker 1: a position where I could maybe tell this story now, 1319 00:57:05,400 --> 00:57:06,360 Speaker 1: it's so important to me. 1320 00:57:06,480 --> 00:57:09,239 Speaker 3: So I want to be able to storytell in. 1321 00:57:09,120 --> 00:57:11,640 Speaker 1: A way that's not just only about black and brown, 1322 00:57:11,680 --> 00:57:14,720 Speaker 1: but just really about humanizing our stories as individuals period, 1323 00:57:14,840 --> 00:57:17,360 Speaker 1: and if it can be social impact as well, even better. 1324 00:57:17,720 --> 00:57:19,760 Speaker 1: So that's where I'm met in my life, and you know, 1325 00:57:19,840 --> 00:57:22,080 Speaker 1: I figured what better challenge ses there's only I thing 1326 00:57:22,120 --> 00:57:25,240 Speaker 1: about ten black women, maybe nine or ten, including Jennifer Hudson, 1327 00:57:26,240 --> 00:57:27,240 Speaker 1: who have an egot. 1328 00:57:27,600 --> 00:57:28,680 Speaker 3: I feel like I'd love. 1329 00:57:28,680 --> 00:57:31,160 Speaker 1: To be a part of that exclusive community, and it's 1330 00:57:31,160 --> 00:57:34,200 Speaker 1: all about storytelling for me, social impact and storytelling. 1331 00:57:33,680 --> 00:57:35,680 Speaker 2: Well, I love that. I mean as a storyteller myself, 1332 00:57:35,720 --> 00:57:38,520 Speaker 2: and my brother's actually a filmmaker who works in AI 1333 00:57:38,640 --> 00:57:42,600 Speaker 2: and tech and we are I mean, he's making his 1334 00:57:42,720 --> 00:57:46,400 Speaker 2: films and it's wonderful and I'm really excited to hear that. 1335 00:57:46,440 --> 00:57:49,200 Speaker 2: I also feel like a creative outlet at this stage 1336 00:57:49,360 --> 00:57:51,480 Speaker 2: when you've been focused on the zeros and ones, like 1337 00:57:51,520 --> 00:57:54,200 Speaker 2: you said, for so long, must because I've always. 1338 00:57:53,840 --> 00:57:56,120 Speaker 3: Been that person. I've always loved finance. 1339 00:57:56,160 --> 00:57:58,880 Speaker 1: I've always loved the creative aspect, so to find and 1340 00:57:58,920 --> 00:58:00,120 Speaker 1: being in a position where i could do that. 1341 00:58:00,120 --> 00:58:01,720 Speaker 3: Again, it feels really cool. 1342 00:58:02,080 --> 00:58:04,240 Speaker 1: You know, I've always loved the arts, like Alvin Ailey 1343 00:58:04,320 --> 00:58:06,040 Speaker 1: and I. You know, I grew up with the arts 1344 00:58:06,080 --> 00:58:09,320 Speaker 1: and going to Afro ballet performances, going to the opera 1345 00:58:09,360 --> 00:58:10,080 Speaker 1: of my dad. 1346 00:58:10,200 --> 00:58:11,560 Speaker 3: You know, my dad used to bring me to like 1347 00:58:11,600 --> 00:58:12,040 Speaker 3: the opera. 1348 00:58:12,080 --> 00:58:14,560 Speaker 1: I remember the Phantom of the Operations one of my favorite, 1349 00:58:14,600 --> 00:58:17,680 Speaker 1: and then you know it would evolve and so just 1350 00:58:17,720 --> 00:58:21,720 Speaker 1: being a part of that world. And I remember going 1351 00:58:21,720 --> 00:58:23,640 Speaker 1: to see the Four Tenors of my dad, like Plus 1352 00:58:23,840 --> 00:58:26,360 Speaker 1: Domingo and people like that and loving that. Right, So, 1353 00:58:26,640 --> 00:58:28,800 Speaker 1: I feel like if I'm able to put things like 1354 00:58:28,800 --> 00:58:30,959 Speaker 1: that into this world, it would be really cool part 1355 00:58:30,960 --> 00:58:31,960 Speaker 1: of my evolution. 1356 00:58:32,360 --> 00:58:32,640 Speaker 3: All right. 1357 00:58:32,680 --> 00:58:35,560 Speaker 2: We will stay tuned for you to join Vio Viola Davis, 1358 00:58:35,640 --> 00:58:37,680 Speaker 2: Jennifer Hudson. I don't know if Viola was there yet, 1359 00:58:37,720 --> 00:58:40,560 Speaker 2: but it'll be the yacht. It'll be them and Jitalie Bellentin, 1360 00:58:41,200 --> 00:58:42,880 Speaker 2: Audrey McDonald, Jitalie Bellatin. 1361 00:58:43,400 --> 00:58:46,440 Speaker 3: Yeah, doctor J. Let's make it happen, all right. 1362 00:58:46,480 --> 00:58:48,480 Speaker 2: So where can BA fan find you if they want 1363 00:58:48,480 --> 00:58:50,200 Speaker 2: to learn more and follow you for all of your 1364 00:58:50,240 --> 00:58:51,120 Speaker 2: incredible work. 1365 00:58:52,120 --> 00:58:56,480 Speaker 1: You can follow me on Instagram, LinkedIn Twitter. I predominantly 1366 00:58:56,560 --> 00:58:59,240 Speaker 1: use Instagram LinkedIn I'm starting to use a little bit more. 1367 00:58:59,320 --> 00:59:01,560 Speaker 1: And it's just how well J A t A l 1368 00:59:01,560 --> 00:59:03,960 Speaker 1: I B E L l A N t O N. 1369 00:59:04,280 --> 00:59:07,760 Speaker 1: And on Instagram, my page is verified, so I don't 1370 00:59:07,760 --> 00:59:09,880 Speaker 1: want to hear that someone asks you for money because 1371 00:59:09,920 --> 00:59:12,400 Speaker 1: Doctor J does not reach into anybody's DMS, and ask 1372 00:59:12,440 --> 00:59:15,080 Speaker 1: for money does be very clear. And but yeah, it's 1373 00:59:15,080 --> 00:59:17,120 Speaker 1: a verified page, and please feel free to come follow me, 1374 00:59:17,640 --> 00:59:20,120 Speaker 1: and if you came over from the show, definitely send 1375 00:59:20,120 --> 00:59:20,800 Speaker 1: a message and be like. 1376 00:59:20,760 --> 00:59:22,080 Speaker 3: Hey, I came over for Brown Ambition. 1377 00:59:22,600 --> 00:59:26,040 Speaker 2: Let him know your BA fan I am. I'm so 1378 00:59:26,160 --> 00:59:28,600 Speaker 2: happy that our paths have crossed again. Hopefully they will 1379 00:59:28,600 --> 00:59:31,280 Speaker 2: more often, even though that's fine though, because some people 1380 00:59:31,280 --> 00:59:33,040 Speaker 2: I see more often who don't live in the same 1381 00:59:33,080 --> 00:59:36,240 Speaker 2: state as me. So it's fine. You're just moving, just 1382 00:59:36,280 --> 00:59:39,960 Speaker 2: moving forty minutes down the road, you know that far. 1383 00:59:40,120 --> 00:59:43,040 Speaker 3: And how you have an excuse to coming to the city. 1384 00:59:43,640 --> 00:59:47,400 Speaker 2: Which I love and I need all the time, Doctor 1385 00:59:47,480 --> 00:59:50,040 Speaker 2: Jitylie Bellington, thank you so much for joining Brown Ambition 1386 00:59:50,120 --> 00:59:52,480 Speaker 2: BA fan. Please go follow her on all platforms. Put 1387 00:59:52,520 --> 00:59:55,080 Speaker 2: a link to all of your things in the show notes, 1388 00:59:55,160 --> 00:59:57,800 Speaker 2: and good luck on all of your endeavors and all 1389 00:59:57,840 --> 00:59:59,320 Speaker 2: of the people you're doing. 1390 01:00:00,000 --> 01:00:01,960 Speaker 3: Thank you so much. I'm so looking forward to seeing 1391 01:00:01,960 --> 01:00:03,120 Speaker 3: you again and in person.