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Speaker 1: Hey, hey, hey, it's tax Day. So a bunch of

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Speaker 1: y'all have hit Mandy and I up, so welcome. If

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Speaker 1: you're new, it's brown ambition. You knew that because you

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Speaker 1: click the link. A bunch of y'all have hit up

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Speaker 1: Mandy and I because the Senate, Like I was chilling

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Speaker 1: on a Friday night Saturday morning doing what I usually do,

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Speaker 1: nothing and I was on Twitter, i know, pooh, and

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Speaker 1: there was this trending hashtag tax bill scam and I

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Speaker 1: was like what, So I clicked on it and apparently

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Speaker 1: the Senate was voting on their version of the tax bill,

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Speaker 1: and people were not happy because, according to you know,

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Speaker 1: basically all the Democratic senators, they had just been given

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Speaker 1: this hugely overhauled, five hundred page document to read within

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Speaker 1: like just a few hours, which is like impossible, and

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Speaker 1: so many of the things were handwritten in which I

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Speaker 1: thought was crazy. I mean, you can't handwrite a college paper,

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Speaker 1: let alone like a bill that's going to affect all Americans.

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Speaker 1: So go ahead.

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Speaker 2: I'm just gonna say, so does that the scene like

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Speaker 2: the context of this? So the House so basically the

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Speaker 2: House's Senate worked on their own versions of the bills. Yeah,

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Speaker 2: and they started out and they actually have done more

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Speaker 2: work in terms of due process than they did on

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Speaker 2: health reform. Like they actually took the bills in each house,

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Speaker 2: it to committee, the committee passes it, and then it

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Speaker 2: goes to the floor of the House, and the Senate's

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Speaker 2: version goes from committee to the floor of the Senate

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Speaker 2: for a vote. And this one was super high stakes

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Speaker 2: because the House had already passed its version of the

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Speaker 2: tax bill. So the fact that the Senate has now

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Speaker 2: passed it, that's why it's a big deal. Now on

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Speaker 2: now that the Senate has passed it, they are supposed

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Speaker 2: to get together and work out their differences to create

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Speaker 2: one whole version of the tax bill. So it's not

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Speaker 2: over yet. Yeah, but I'm glad that folks are getting

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Speaker 2: like paying attention now. I'm like, just the time.

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Speaker 1: Well, it's not over yet, but what's scary is how

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Speaker 1: much they're similar in the bad ways, you know, And

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Speaker 1: so we're going to go over some of the ones.

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Speaker 1: Like So what I did was as I was like,

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Speaker 1: you know, chilling, and I won't say I wasn't doing anything.

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Speaker 1: I was like hanging out my best friend's house meanwhile

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Speaker 1: researching tax reform and stuff, and so as I was reading,

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Speaker 1: and I was like, I was really trying to understand, Okay,

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Speaker 1: so what's in this bill? Because everyone kept saying it's

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Speaker 1: the death of the middle class. And but I'm like, okay,

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Speaker 1: but I don't. You know, obviously I'm not going to

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Speaker 1: read five hundred pages tonight. So where can I find

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Speaker 1: a really great article or the number of articles that

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Speaker 1: will really help me to understand what's in this Senate bill?

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Speaker 1: And then helped me to see what's in the house

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Speaker 1: built and co person to the Senate bill. So I

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Speaker 1: found a couple of great articles, but especially one by

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Speaker 1: the Washington Post, and so I created like this, like

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Speaker 1: and we'll put it on brown Ambition on the Facebook page.

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Speaker 2: I could be offended that you didn't link to the

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Speaker 2: Magnified Money.

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Speaker 1: I know, I wasn't even thinking. I was just like,

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Speaker 1: wait what, And so I was like, you know what,

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Speaker 1: you know, the teacher in me was like, let me

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Speaker 1: break this down into like easily consumable points. So, I mean,

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Speaker 1: as you probably can guess, for businesses aka corporations, I mean,

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Speaker 1: it's like, you know, it's birthday, Christmas, anniversary time for them.

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Speaker 1: So there for the tax rate for big businesses would

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Speaker 1: fall from thirty five percent to twenty percent. That's tremendous,

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Speaker 1: Like I don't even know. That's the largest reduction like

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Speaker 1: basically almost ever, and it would be we would be lower,

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Speaker 1: our corporate tax rate would be lower than any other

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Speaker 1: form nation, So like fifteen whole percent. And what's so

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Speaker 1: crazy to me is like, yeah, so corporations kind of

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Speaker 1: have the money. But whatever, let's see some other things

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Speaker 1: for corporations that we're like, Oh, the bill shifts the

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Speaker 1: tax system on businesses from a worldwide system to a

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Speaker 1: territorial system. So with the worldwide system, companies are taxed

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Speaker 1: on all income earned all around the world, and a

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Speaker 1: territorial system, they're mainly taxed on their earning in the US.

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Speaker 1: So not only are they getting a lower tax rate,

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Speaker 1: they're not even getting taxed on all of their money

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Speaker 1: that they're making everywhere. So it's less money for the

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Speaker 1: United States government to manage, because you know, taxes are

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Speaker 1: the purpose of taxes are for so the country can

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Speaker 1: run itself. So the richest parts of our country, which

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Speaker 1: are the corporations, are not only getting a tax break

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Speaker 1: of fifteen percent, they're also not going to get tax

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Speaker 1: according to this bill, that's what they're requesting, not going

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Speaker 1: to get taxed on, like all of the money that

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Speaker 1: they make. I mean, how nice for them, right, and

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Speaker 1: what even go ahead?

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Speaker 2: I'm just going to say that the clearest winner from

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Speaker 2: the tax bill, you can't argue it's big businesses like corporations,

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Speaker 2: and people are wondering, like what does it mean for me?

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Speaker 2: And it's hard to say. I mean, it's like some

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Speaker 2: people in the middle class might actually see their taxes

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Speaker 2: reduced a little bit, but a lot of people like

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Speaker 2: it's like they're saying it's tax cuts, right, But I

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Speaker 2: hate how Republicans say that it's tax cuts without also

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Speaker 2: qualifying that something had to give in order to pay

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Speaker 2: massive tax cuts. Yeah, and then what are we losing?

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Speaker 2: Because you can't just focus on is my income bracket

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Speaker 2: going to change, which it probably will under this bill,

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Speaker 2: maybe lower made higher, but like what deductions are they

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Speaker 2: getting rid of? That the middle A lot of families,

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Speaker 2: a lot of individuals were used to having to counteract

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Speaker 2: their tax burden.

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Speaker 1: So because it's like if corporations are paying less, who's

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Speaker 1: paying more? There's no like that's just the nature of

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Speaker 1: the world. As something goes down, something has to go up.

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Speaker 1: So the government is not just going to say, hey,

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Speaker 1: we'll just operate at ten trillion dollars left. That's not happening.

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Speaker 1: So that's what and what really disturbed me is that

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Speaker 1: the proposed bill for the Senate that that this bill

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Speaker 1: would make the permanent, these tax cuts for corporations would

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Speaker 1: be permanent, and whatever tax breaks that they were going

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Speaker 1: to issue, you know, regular people would expire twenty twenty six,

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Speaker 1: so our little breaks would expire and theirs would not.

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Speaker 1: That's like, wow, oh, must be nice. The rich also

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Speaker 1: don't make out too badly either, because I mean they're

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Speaker 1: they're I think the top rate for millionaires would fall

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Speaker 1: from thirty nine point six to thirty eight point five percent.

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Speaker 1: They get to keep deducting contribution to charity. So the

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Speaker 1: point that pisses me off is they get to make deductions.

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Speaker 1: But there's a part in here where they're literally cutting

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Speaker 1: like all itemization. Like I live in New Jersey, so

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Speaker 1: I itemize meaning like I'm like, oh, you know I

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Speaker 1: bought this thing for work, or I you know, I

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Speaker 1: travel for So you're and not talking about for me

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Speaker 1: as a business, but me as Tiffany. So, so many people,

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Speaker 1: especially in New Jersey and California and states like that,

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Speaker 1: they itemize. So I think they said about a third

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Speaker 1: of Americans itemized, you know, their deductions, and they're trying

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Speaker 1: to basically get rid of that, which is crazy to me,

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Speaker 1: especially in high tax states like New Jersey. So the

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Speaker 1: wealthy continues to deduct their contributions to charity, which is great,

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Speaker 1: but we get to lose itemization. Like that's I'm just like,

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Speaker 1: it's not all bad news, but it's thinly veiled what

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Speaker 1: seems like not so bad news. But when you really

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Speaker 1: dig deep, you're like, oh, so healthcare. So they're basically

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Speaker 1: defunding Obamacare.

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Speaker 2: Yeah, it's like yeah, So the way that they're doing

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Speaker 2: it is so we all know that what Obamacare created

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Speaker 2: the individual mandates, which basically said every American has to

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Speaker 2: have healthcare or face a tax penalty. And the first

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Speaker 2: year Obamacare came out, it was like, what zero, Then

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Speaker 2: it went up every year after that. But it's meant

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Speaker 2: to it's meant to ensure that there's enough young, healthy

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Speaker 2: people in the insurance market to counteract the older sick people.

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Speaker 2: And when not enough young people and healthy people are

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Speaker 2: in the market paying their insurance premiums. The cost of

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Speaker 2: insurance is so much higher for everyone else, so it's

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Speaker 2: important to get the mix right. So the individual mandate

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Speaker 2: was like a with like a key feature of Obamacare

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Speaker 2: because it was going to prevent young people from not

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Speaker 2: signing up give them some sort of incentive. I mean,

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Speaker 2: it's like the care and the stick kind of thing.

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Speaker 2: So with the proposed tax reform from the GOP, they

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Speaker 2: would have removed that individual mandate, and by in doing so,

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Speaker 2: you're almost going to guarantee that a lot of people

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Speaker 2: who who want to avoid that tax penalty would no

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Speaker 2: longer have to worry about it, wouldn't sign up. Premiums

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Speaker 2: are going to skyrocket. Premiums are going to skyrocket for

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Speaker 2: basically anybody who has health care from the on the

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Speaker 2: on the from the Affordable Care Act.

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Speaker 1: But but the ARP has already come out against it,

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Speaker 1: Like so, so this is going to put a lot

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Speaker 1: of our elderly folks in a really dangerous position of

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Speaker 1: not being able to afford healthcare as a result, Like

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Speaker 1: I feel like the most vulnerable of our society is suffering.

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Speaker 1: Like they estimate that eighty percent of millionaires are going

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Speaker 1: to pay less taxes. Again, if someone pays less, someone

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Speaker 1: has to pay more. I just don't understand, Like I

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Speaker 1: feel like I remember, like I just I don't know

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Speaker 1: if the first president I can well, the first president

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Speaker 1: I can really strongly remember as a kid who was

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Speaker 1: Ronald Reagan, and he came up with that whole trickle

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Speaker 1: down economics, which was give breaks to the rich, the

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Speaker 1: rich will spend and it will trickle down to the poor.

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Speaker 1: And that did not work. The poor got poor and

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Speaker 1: the rich got richer, because that's how that works. And

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Speaker 1: I feel like this is that same sentiment of tax

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Speaker 1: breaks to corporations and to you know, millionaires and to

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Speaker 1: wealthy folks, and somehow this is going to lead to

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Speaker 1: some sort of beneficial trickle down to those who who

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Speaker 1: don't have money. And it's proven over and over again

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Speaker 1: that tax breaks to corporations does not lead to folks

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Speaker 1: who don't have having more. It just doesn't. This is

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Speaker 1: just to me, this is just Republicans kind of scratching

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Speaker 1: the back of their big donors, like I promise you

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Speaker 1: that we passed this thing that would make you more money.

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Speaker 2: Here it is there's also concern that it's going to

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Speaker 2: reduce it's going to eventually cut like twenty five billion

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Speaker 2: dollars from Medicare, which of course is what a lot

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Speaker 2: of older people use for for health coverage, especially when

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Speaker 2: they're in between when they leave their jobs. I think

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Speaker 2: when you turn sixty, what sixty two or sixty five,

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Speaker 2: you start drawing on medicare mm hmmm sixty five, yeah,

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Speaker 2: and so you're really hurt. That's why I think the

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Speaker 2: AARP and other senior advocacy groups are coming out against it.

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Speaker 2: It's a it's no bueno, and it's like it's much

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Speaker 2: clearer to me, and the fact that we don't really

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Speaker 2: have much time, like Trump has that I want this

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Speaker 2: bill passed by Christmas, and that's why they're rushing it through.

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Speaker 2: I mean, at least they're taking it to committee. But

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Speaker 2: they literally gave our other lawmakers less than two hours

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Speaker 2: in the Senate to review this five hundred page document.

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Speaker 2: And I'm like this thing and then and meanwhile they're

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Speaker 2: in order to get the votes. I mean, this isn't

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Speaker 2: like anything new. So in order to get votes from

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Speaker 2: people that you need, you give them something that they want.

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Speaker 2: So they're like something that's bill with other crap.

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Speaker 1: Yeah, Like you see the drilling in Alaska, I'm like,

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Speaker 1: what does it have to do with taxes? Like that?

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Speaker 1: I saw that it was drilling would be allowed in

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Speaker 1: Alaska's Arctic National Wildlife Refuge National Wildlife Refuge, and so

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Speaker 1: first of all, what does that have to do with taxes?

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Speaker 1: And why is it in this bill? It's so egregious,

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Speaker 1: like and I saw it because I posted and I

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Speaker 1: try to post it without kind of comment, and people

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Speaker 1: are like, oh, this is not so bad, but you're

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Speaker 1: not reading underneath the lines, like it doesn't seem so

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Speaker 1: bad because you're like, oh, hey, we're going to give

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Speaker 1: you more in a child credit, like a child tax

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Speaker 1: credit from one thousand to two thousands, so that's not

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Speaker 1: so bad. And hey, you know will allow you to

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Speaker 1: steal deduct property taxes, which is crazy, like why would

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Speaker 1: I not be allowed to deduct property taxes? You know, but

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Speaker 1: just up to ten thousand dollars, which it's like okay,

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Speaker 1: but I just I just let's talk.

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Speaker 2: About the little things that people may not So I mean,

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Speaker 2: I have I'm looking at our chart now, so we

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Speaker 2: have medical expense deduction. So if your medical expenses exteed

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Speaker 2: ten percent of your gross income. You can deduct them

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Speaker 2: if you automize from your taxes. The Senate bill would

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Speaker 2: preserve it. The Houses would repeal it. They don't agree

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Speaker 2: on that. The mortgage interest rate, the mortgage interest tax deduction,

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Speaker 2: which is like the biggest reason when you're if you're

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Speaker 2: in between, you know, am I going to rent or

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Speaker 2: am I going to buy? One of the first things

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Speaker 2: people say as well, you can. You can deduct your

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Speaker 2: mortgage interest payments. And under the Senate bill it would

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Speaker 2: retain it. And under the House bill it would reduce

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Speaker 2: the cap. It would reduce the amount that you can

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Speaker 2: deduct on your mortgage interest. I think we talked about, oh,

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Speaker 2: teacher texts, the teacher deduction, So yeah, under the Senate

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Speaker 2: plan it increases.

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Speaker 1: I think it doubles. Under the Senate plan, well.

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Speaker 2: The House would cut the right now you can deduct

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Speaker 2: up to two hundred and fifty dollars right of things

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Speaker 2: that you buy as teachers by school supplies. The House

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Speaker 2: would cut it, the Senate would keep it. Maybe it

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Speaker 2: eencarrass it. Thank god at least they didn't touch the

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Speaker 2: four to one K benefit.

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Speaker 1: I know, I was like, that would have been crazy.

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Speaker 1: And you know now, I mean they're like, you know,

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Speaker 1: they're crowing in the White House, like Speaker Paul Ryan.

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Speaker 1: They're like, yes, next up welfare, next up medicare. I'm like,

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Speaker 1: I just like, do these people think they never got

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Speaker 1: to get old? Or maybe I just you know, like

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Speaker 1: they cannot wait. So social Security, they're really looking to

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Speaker 1: cut entitlement programs. So entitlement programs are those programs that

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Speaker 1: typically help the most vulnerable of our society, So medicare, medicaid,

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Speaker 1: sold security, welfare, those type of things. I'm really trying

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Speaker 1: to get rid of those things or reduce them tremendously.

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Speaker 1: So it's like, so corporations get these tremendous cuts, and

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Speaker 1: people who don't have money they get to pay more.

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Speaker 1: I just don't understand how that works and how you

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Speaker 1: sleep at night, you know what I mean, Like I

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Speaker 1: don't know. And so just reading through it, like I said,

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Speaker 1: like on its surface, people are like, oh, it doesn't

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Speaker 1: seem that bad. I'm like, well, this is like the

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Speaker 1: door the opening of Pandora's box of well if because

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Speaker 1: here's the thing. If this goes through, they're going to

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Speaker 1: have to make other changes somewhere because there's not enough

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Speaker 1: money to support this plan, and so that's what this

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Speaker 1: will allow. It's almost like getting into college. Yay, I

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Speaker 1: got into college, but now someone has to pay tuition,

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Speaker 1: So like it's you know, getting into college seems it's

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Speaker 1: a great thing, but you know, how are you going

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Speaker 1: to pay for it? And this tax bill leads a

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Speaker 1: big how is it going to be paid for? And

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Speaker 1: it's very clear by the way this bill is written

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Speaker 1: that is not going to be paid by the wealthiest

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Speaker 1: in our society.

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Speaker 2: Then yeah, it's not over yet, I think that, and

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Speaker 2: there's still time for people to get familiar with what's happening. Yeah,

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Speaker 2: as they as they continue to debate it. I mean

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Speaker 2: I at this point, I feel like it's inevitable we're

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Speaker 2: about to have its tax reform. And I mean, as

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Speaker 2: a journalist, I think it's exciting because you get tired

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Speaker 2: of writing the same tax stuff over and over again.

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Speaker 2: But I mean, so it's in that regard, it's exciting.

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Speaker 2: This is like, this is a this is a big

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Speaker 2: freaking deal. And don't don't don't underestimate how important this

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Speaker 2: moment is. Like there hasn't been tax reform since the eighties. Yeah,

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Speaker 2: so since Reagan, I think, yeah, reaganomic So I mean

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Speaker 2: I wish it wasn't the GOP managing it. But you know,

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Speaker 2: we'll see what happens, and you can contact your senator

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Speaker 2: and your House representative and tell them how you feel

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Speaker 2: about whatever works for you. You know, I would say, like,

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Speaker 2: I think maybe people aren't digging into it because they're

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Speaker 2: like it's just so huge, and you know, I don't.

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Speaker 2: I want to understand everything. Honestly, you can be a

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Speaker 2: little selfish, like go in there if you're a teacher,

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Speaker 2: like or you know, when who has high medical expenses,

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Speaker 2: or you have a parent who realizes on Medicare and

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Speaker 2: something matters to you, Like let your representatives know what's

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Speaker 2: happening in your front yard and your home so that

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Speaker 2: your voice is heard. That's that's all I'll say. You

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Speaker 2: know what, I still send letters to Atlanta my or sorry,

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Speaker 2: my Georgia representatives because I'm like, there's one more liberal

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Speaker 2: voice in New York City is not really going to

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Speaker 2: make a difference. Yeah, I don't know. I think that

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Speaker 2: maybe is cheating, but I'm like, you know what I mean, Georgia.

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Speaker 1: You know what I was thinking, like all the time,

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Speaker 1: I said, if you haven't gotten into the House of cards,

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Speaker 1: you need to now because so many of these things.

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Speaker 1: I was like, oh, like you know this whole prit

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Speaker 1: quote quote like oh, like when you watch like Frank

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Speaker 1: Underwood and his wife and like you kind of see

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Speaker 1: the back dealings on Capitol Hill and you're like, oh,

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Speaker 1: this makes more sense to me, like watching them push

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Speaker 1: bills through and why some people make some choices that

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Speaker 1: they make and all these other things. Because there were

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Speaker 1: a number of Republicans, honestly, because they only won by

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Speaker 1: two votes, there were a number of Republicans that came

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Speaker 1: out against it. And then at the last minute we're

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Speaker 1: like no, so you're like, well, what do they give you?

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Speaker 1: It's clear what did you get? You know? And so

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Speaker 1: I hope that folks who because I know there are

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Speaker 1: people who are conservative, which is fine, but at the

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Speaker 1: same time you know that this is this is not

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Speaker 1: going to work in your favor. I hope that you

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Speaker 1: are taking note of your representatives that voted for something

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Speaker 1: that was not in your favor. I mean, unless you're

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Speaker 1: super duper wealthy. If you are, congratulations, but you know

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Speaker 1: in the long run, this is not in your favor.

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Speaker 1: So I hope you're taking note and you say, you

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Speaker 1: know what, when midterm elections come up, there's hell to

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Speaker 1: pay because, like you know, not being able to afford

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Speaker 1: your regular life, it's hard enough. You know, it's so crazy.

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Speaker 1: I was telling my sister, I'm like, you know, it's

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Speaker 1: so crazy that when maybe my parents were younger, that

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Speaker 1: you could actually have a regular job and buy a

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Speaker 1: house and a car and go on vacation once a year.

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Speaker 1: That's a crazy concept to me. I'm like, how do

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Speaker 1: you do that? Like a regular job. I'm a teacher,

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Speaker 1: I'm a mechanic, I'm a factory worker, and whatever it is,

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Speaker 1: I have a regular job. I'm able to save, get

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Speaker 1: a house, I'm able to get a car, and I'm

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Speaker 1: able to go on vacation with the family once a year.

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Speaker 1: That's not even a thing. What does that mean? You know? Yeah? Yes,

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Speaker 1: so that is our That is our buzzworthy. I think, like,

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Speaker 1: you know, get into it. We're gonna, like I said,

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Speaker 1: I'm gonna post it on our brand ambition page to

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Speaker 1: break down, but do some research on your own. We

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Speaker 1: should be talking about this regularly with your family and friends.

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Speaker 2: Congrats to your corporation. You get you know, you get money,

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Speaker 2: but I don't think it'll take long to realize that

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Speaker 2: trickle down economics still doesn't work. Yeah, but who's aren't

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Speaker 2: there studies that show them more money and get the

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Speaker 2: more selfish you are?

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Speaker 1: Yes, No, because I mean the point well, I think

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Speaker 1: obviously the point of trickle down economics it's not for

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Speaker 1: it to work. That's what you just tell the masses.

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Speaker 1: The point of trickle down economics is for you and

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Speaker 1: your crona to benefit who. As The Washington Post says,

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Speaker 1: democracy dies in the darkness, so we got to bring

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Speaker 1: it to light.

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Speaker 2: Speaking of the Washington Post, I'm at this, So I'm

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Speaker 2: then I'm in I'm in Saint Petersburg, Florida, uh right

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Speaker 2: right outside of Tampa, at this NABJ National Association of

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Speaker 2: Black Journalists and the Pointer Institute put on this leadership

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Speaker 2: Academy for Diversity and Digital Leadership. So like young editors

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Speaker 2: from like publications across the country get together and they

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Speaker 2: do like trainings for us. And it's been really this

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Speaker 2: is only day one, and I'm like really pushing through

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Speaker 2: because it's they they made us get reviews from like

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Speaker 2: eight people on our teams and our companies and then

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Speaker 2: read them today. So that was interesting. But anyway, we

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Speaker 2: heard from the editor of The Undefeated. Oh God, I'm

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Speaker 2: gonna forget his last name, but he was the managing

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Speaker 2: editor from the Washington Post left that really amazing job

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Speaker 2: to go basically h save this The Undefeated, which is

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Speaker 2: like an offshoot of ESPN. It's a webs that they

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Speaker 2: started that was supposed to cover sports but with an

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Speaker 2: almost entirely all black news team, like to kind of

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Speaker 2: do away with some of the you know bias or

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Speaker 2: like you know, soft racism that you'll see in some

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Speaker 2: news stories and you know, covering sports or whatever. But

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Speaker 2: he he had some like really amazing things to say about,

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Speaker 2: like when to choose Like he was at the Washington Post.

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Speaker 2: He had been he had been like a writer at

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Speaker 2: the Washington Post for a long time. And this is

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Speaker 2: a good example of like when do you take a

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Speaker 2: chance that actually, you know, gets set in front of

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Speaker 2: you if you don't feel like you're ready for it.

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Speaker 2: But he said, he's like I was a writer. I

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Speaker 2: was happy. I was happy writing. It was like two

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Speaker 2: thousand and eight. Obama had just been elected, and I

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Speaker 2: was ready to you know, be covering this election or

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Speaker 2: covering his term in office for the next four eight years.

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Speaker 2: Kevin Marita, Sorry, I forgot his last name. And then

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Speaker 2: someone tapped him on his shoulder and they're like, we

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Speaker 2: need you to run the national news desk. And this

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Speaker 2: is a big job in a newsroom, especially for like

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Speaker 2: the Washington Post, Like you're covering every reporter covering the country.

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Speaker 2: And he was like, man, I really was looking forward

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Speaker 2: to sitting in my my space that I carved out

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Speaker 2: for myself, you know, covering this. I had covered the

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Speaker 2: election and now covering the term of the first African

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Speaker 2: American president in US history. And then he was like,

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Speaker 2: but then I started thinking if not me, then who

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Speaker 2: if if I don't take this opportunity, this, you know,

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Speaker 2: this huge promotion. There's it's very likely that someone who

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Speaker 2: doesn't look like me is going to get this job.

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Speaker 2: And what and what it means for me to do

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Speaker 2: this job is that people beneath me who look like

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Speaker 2: me will see that it's possible. And that was and

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Speaker 2: he said it was sort of like an active community

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Speaker 2: service why he took that job, and God has that

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Speaker 2: leadership role. And I just thought that that I just

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Speaker 2: I liked what he had to say about that, and

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Speaker 2: I felt like it was a it was a different

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Speaker 2: way of looking at like it's almost a responsibility to

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Speaker 2: strive for more than what is just acceptable. Do you

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Speaker 2: know what I mean?

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Speaker 1: Yes, yes, it's like I do.

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Speaker 2: Yeah, like I will. I will take this leave even

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Speaker 2: if I don't think I want it, just because no

429
00:22:07,440 --> 00:22:08,920
Speaker 2: one like me has done it before and I need

430
00:22:08,960 --> 00:22:10,880
Speaker 2: someone has to be the first, and if I've been

431
00:22:11,520 --> 00:22:13,280
Speaker 2: like tapped on the shoulder, then and hell yeah, I'll

432
00:22:13,320 --> 00:22:15,480
Speaker 2: be the first.

433
00:22:14,760 --> 00:22:16,920
Speaker 1: Because I think it was far nouche when we were

434
00:22:16,920 --> 00:22:18,800
Speaker 1: like at the like my second finkon it was a

435
00:22:18,800 --> 00:22:20,399
Speaker 1: far nows for somebody else. But I feel like it

436
00:22:20,440 --> 00:22:22,720
Speaker 1: was her who said something to that effect to me.

437
00:22:23,160 --> 00:22:24,600
Speaker 1: She said it like on the stage and not like

438
00:22:24,600 --> 00:22:27,280
Speaker 1: to me necessarily, but I think she said someone told

439
00:22:27,320 --> 00:22:29,680
Speaker 1: her because she was like, oh, I'm making whatever amount

440
00:22:29,720 --> 00:22:32,359
Speaker 1: of money, that's more than enough, and they were like no,

441
00:22:32,560 --> 00:22:34,399
Speaker 1: because women tend to be like that. Well I know

442
00:22:34,480 --> 00:22:36,800
Speaker 1: I am anyway where I was like, oh, you know,

443
00:22:37,320 --> 00:22:39,439
Speaker 1: if I make seventy five thousand or a hundred thousand,

444
00:22:39,480 --> 00:22:41,760
Speaker 1: that's more than enough. I mean, like if have you

445
00:22:41,800 --> 00:22:44,200
Speaker 1: met me, like you know, I still you know, get

446
00:22:44,200 --> 00:22:46,639
Speaker 1: my dresses from J. C. Penny And I'm fine with that,

447
00:22:46,680 --> 00:22:48,240
Speaker 1: you know, like I don't. It doesn't really move me.

448
00:22:48,720 --> 00:22:52,919
Speaker 1: And so she basically was like, no, that if you

449
00:22:53,000 --> 00:22:56,639
Speaker 1: have the opportunity it was for nows to grow great

450
00:22:56,720 --> 00:22:59,840
Speaker 1: wealth and you don't, you're being selfish, never being like,

451
00:23:00,000 --> 00:23:01,640
Speaker 1: but but I don't need all that money. She's like, yeah,

452
00:23:01,720 --> 00:23:05,320
Speaker 1: you don't. But how many causes were you champion? How

453
00:23:05,320 --> 00:23:07,560
Speaker 1: many kids were you put through school? How many daycare

454
00:23:07,600 --> 00:23:09,760
Speaker 1: centers were you find? Whatever it is that moves you

455
00:23:10,359 --> 00:23:14,760
Speaker 1: because you have this additional income that you don't necessarily

456
00:23:14,920 --> 00:23:17,239
Speaker 1: need for yourself. And I had thought about that and

457
00:23:17,280 --> 00:23:21,399
Speaker 1: since then because I was I felt greedy or I

458
00:23:21,400 --> 00:23:24,919
Speaker 1: felt like, I don't know, selfish for like trying to

459
00:23:24,960 --> 00:23:27,159
Speaker 1: make a lot of money because I'm like that it

460
00:23:27,200 --> 00:23:31,240
Speaker 1: feels like, I don't know, capitalistic and materialistic. I don't know.

461
00:23:31,480 --> 00:23:33,239
Speaker 1: I just didn't like the way I felt, and you know,

462
00:23:33,400 --> 00:23:35,040
Speaker 1: and I just was like, well, I won't make a

463
00:23:35,040 --> 00:23:37,800
Speaker 1: lot of money. Then I'll make enough to support myself,

464
00:23:37,880 --> 00:23:39,320
Speaker 1: you know, help my family out a little bit, but

465
00:23:39,359 --> 00:23:42,639
Speaker 1: nothing more than that. And now no, I want to

466
00:23:42,680 --> 00:23:45,240
Speaker 1: go ball to the wall and not so I can

467
00:23:45,280 --> 00:23:47,600
Speaker 1: have like this pile of money, but so I can

468
00:23:47,680 --> 00:23:51,080
Speaker 1: give away this pile of money, you know, Like I

469
00:23:51,119 --> 00:23:53,840
Speaker 1: would love to be an angel investor for like brown

470
00:23:53,880 --> 00:23:56,639
Speaker 1: girl businesses because Silicon Valley's like what, Like I was

471
00:23:56,720 --> 00:23:59,480
Speaker 1: telling my friend, I was like, imagine this girl comes

472
00:23:59,520 --> 00:24:02,000
Speaker 1: up with like perm that does not break off your

473
00:24:02,080 --> 00:24:05,000
Speaker 1: edges and actually makes your hair healthier, like and you

474
00:24:05,040 --> 00:24:07,040
Speaker 1: go to Silicon Valley. They don't get it because you know,

475
00:24:07,080 --> 00:24:08,560
Speaker 1: how would they get it. They're like, I don't get it,

476
00:24:08,920 --> 00:24:11,000
Speaker 1: But I'm like, what this perm that actually makes your

477
00:24:11,000 --> 00:24:13,640
Speaker 1: hell healthier, that doesn't break off your edges, it doesn't

478
00:24:13,640 --> 00:24:15,800
Speaker 1: break off your hair. What I want to invest in

479
00:24:15,800 --> 00:24:18,720
Speaker 1: that because I understand the vision. I understand, so I

480
00:24:18,720 --> 00:24:20,119
Speaker 1: want to be able to do stuff like that. So

481
00:24:20,160 --> 00:24:22,280
Speaker 1: I just I say all that to say that, like, yes,

482
00:24:22,720 --> 00:24:26,000
Speaker 1: going forward, you playing small really does not benefit anyone,

483
00:24:26,359 --> 00:24:28,359
Speaker 1: and that you know, I'm glad that he took that

484
00:24:28,440 --> 00:24:31,639
Speaker 1: position because it means that you're opening the door wider

485
00:24:31,680 --> 00:24:33,000
Speaker 1: for someone else to come through. It doesn't you have

486
00:24:33,040 --> 00:24:35,480
Speaker 1: to stay there forever. But yeah, that if you ever

487
00:24:35,520 --> 00:24:38,440
Speaker 1: get the opportunity to do something, if it's in alignment

488
00:24:38,480 --> 00:24:40,879
Speaker 1: with who you are, go for it, because it's not

489
00:24:40,960 --> 00:24:42,040
Speaker 1: just for you, it's for others.

490
00:24:43,280 --> 00:24:53,080
Speaker 3: Lovely perfectly said thank you, oh nothing, honestly that the

491
00:24:53,119 --> 00:24:53,760
Speaker 3: new I can't wait.

492
00:24:53,800 --> 00:24:56,360
Speaker 1: The new Literature Challenge will be launching in a week

493
00:24:56,440 --> 00:24:58,480
Speaker 1: or so. It's the net Worth edition, which is like

494
00:24:58,520 --> 00:25:01,720
Speaker 1: perfect timing now, because I was asking myself, like, We've

495
00:25:01,720 --> 00:25:04,920
Speaker 1: done the fundamentals, which is like the basics, like budgeting, saving,

496
00:25:04,960 --> 00:25:07,760
Speaker 1: that kind of stuff. I had well budgeting, mostly budgeting.

497
00:25:08,280 --> 00:25:11,040
Speaker 1: Then we did the Savings edition, which was all about saving.

498
00:25:11,119 --> 00:25:13,560
Speaker 1: Then we did the Credit edition with Magnified Money, which

499
00:25:13,600 --> 00:25:15,439
Speaker 1: is super dope and it's all about credit. And so

500
00:25:15,480 --> 00:25:17,640
Speaker 1: I was asking myself and I did like a survey

501
00:25:17,880 --> 00:25:20,199
Speaker 1: and asked folks like, what is it everyone's wanting to

502
00:25:20,240 --> 00:25:23,600
Speaker 1: side hustle and I kind of asked myself why, And

503
00:25:24,040 --> 00:25:26,200
Speaker 1: I guess at the end of all that, I thought,

504
00:25:26,200 --> 00:25:27,800
Speaker 1: you know what, what if we could work on the

505
00:25:27,840 --> 00:25:29,520
Speaker 1: net worth edition. At first, I was going to do

506
00:25:29,520 --> 00:25:32,919
Speaker 1: the debt edition, but I found that folks don't really

507
00:25:32,960 --> 00:25:36,520
Speaker 1: want to talk about debt, and so I said, well,

508
00:25:36,520 --> 00:25:39,480
Speaker 1: how do I sneak in the p's and carrots into

509
00:25:39,480 --> 00:25:42,640
Speaker 1: the pizza? And so, because you know your net worth

510
00:25:42,720 --> 00:25:45,520
Speaker 1: is reducing your debt and increasing your assets. And so

511
00:25:45,960 --> 00:25:47,520
Speaker 1: that's what the net Worth Edition is going to be

512
00:25:47,560 --> 00:25:49,960
Speaker 1: is three weeks totally free. This is our fourth year.

513
00:25:50,400 --> 00:25:52,359
Speaker 1: It's one of my favorite things that we do because

514
00:25:52,359 --> 00:25:55,159
Speaker 1: it's like literally free on free, so many dope resources,

515
00:25:55,960 --> 00:25:57,680
Speaker 1: and we're going to teach you how to reduce your debt,

516
00:25:57,960 --> 00:26:00,960
Speaker 1: increase your income, and increase your assets. At the end,

517
00:26:01,760 --> 00:26:03,320
Speaker 1: it's going to take more than three weeks to increase

518
00:26:03,359 --> 00:26:06,679
Speaker 1: your networth, but you'll be on a solid path to

519
00:26:06,720 --> 00:26:09,560
Speaker 1: increasing your networth. So that's that's the big thing we're

520
00:26:09,560 --> 00:26:12,240
Speaker 1: working on for twenty nineteen. And it'll launch well, sign

521
00:26:12,280 --> 00:26:13,879
Speaker 1: up will start like in a week or so, and

522
00:26:13,960 --> 00:26:16,080
Speaker 1: it'll be all twenty nineteen. You can sign up whenever

523
00:26:16,119 --> 00:26:18,760
Speaker 1: you want once the initial launch is done.

524
00:26:19,640 --> 00:26:23,560
Speaker 2: Oh that's exciting. I love deliverature challenge right with this one?

525
00:26:23,600 --> 00:26:25,240
Speaker 2: Do you stop at paying down debt or do you

526
00:26:25,280 --> 00:26:27,080
Speaker 2: talk about what to do with the worth that you've

527
00:26:27,520 --> 00:26:31,520
Speaker 2: netted like it's actually a positive networth now what so?

528
00:26:31,720 --> 00:26:33,399
Speaker 1: Well? No, well, so we talked about so this is

529
00:26:33,440 --> 00:26:36,200
Speaker 1: why it's the Networth Edition because it's really about increasing

530
00:26:36,240 --> 00:26:38,880
Speaker 1: your network. So if you have no debt, great, then

531
00:26:38,960 --> 00:26:40,960
Speaker 1: We're just going to show you how to make your

532
00:26:40,960 --> 00:26:43,760
Speaker 1: net worth even higher if you have. So it's the

533
00:26:43,840 --> 00:26:47,480
Speaker 1: three core things are, you know, reducing debt, increasing your income,

534
00:26:47,560 --> 00:26:49,800
Speaker 1: so how do you actually increase your income, and then

535
00:26:49,880 --> 00:26:53,320
Speaker 1: increasing your assets. So no matter what I love about it,

536
00:26:53,320 --> 00:26:55,480
Speaker 1: it's like so sort of like the credit edition, no

537
00:26:55,480 --> 00:26:57,600
Speaker 1: matter where you start, Like I could have had a

538
00:26:57,600 --> 00:26:59,760
Speaker 1: seven hundred and done the credit Edition and then left

539
00:26:59,760 --> 00:27:01,760
Speaker 1: with this seven fifty. So you can have a net

540
00:27:01,760 --> 00:27:04,360
Speaker 1: worth of a positive one thousand and then leave with

541
00:27:04,680 --> 00:27:06,919
Speaker 1: a three thousand dollars networth, or you can have negative

542
00:27:06,920 --> 00:27:10,000
Speaker 1: ten thousand and then leave with negative five. So it's

543
00:27:10,080 --> 00:27:12,679
Speaker 1: not the Networth Edition is not about getting you out

544
00:27:12,720 --> 00:27:16,520
Speaker 1: of debt. It's really about raising how much you are

545
00:27:16,560 --> 00:27:21,399
Speaker 1: financially worth, no matter where that space is. Yeah, so

546
00:27:21,400 --> 00:27:23,240
Speaker 1: I'm excited about it because I think most people don't

547
00:27:23,280 --> 00:27:24,760
Speaker 1: think about that. I never thought about, like what's my

548
00:27:24,840 --> 00:27:26,960
Speaker 1: net worth? Like you know, key number.

549
00:27:27,000 --> 00:27:30,239
Speaker 2: It's the key freaking number. It's like the It's more

550
00:27:30,280 --> 00:27:32,520
Speaker 2: important than your credit score because I feel like it

551
00:27:32,560 --> 00:27:35,600
Speaker 2: flows everything flows from it. You know, you get your

552
00:27:35,640 --> 00:27:37,680
Speaker 2: net worth in a positive space and everything else was

553
00:27:37,720 --> 00:27:38,879
Speaker 2: sort of fall into place.

554
00:27:39,000 --> 00:27:42,000
Speaker 1: Exactly so I'm excited exactly, So it's gonna be dope.

555
00:27:42,000 --> 00:27:43,760
Speaker 1: I think it's gonna I just love to see everybody

556
00:27:43,760 --> 00:27:47,040
Speaker 1: working together, like oohoo. Like my net worth is two hundred, Okay,

557
00:27:47,080 --> 00:27:50,280
Speaker 1: that's better than zero, better than negative or you know.

558
00:27:50,720 --> 00:27:52,560
Speaker 1: So I mean cause I'm not gonna lie. I don't

559
00:27:52,560 --> 00:27:54,359
Speaker 1: even I haven't checked my networth and how long. So

560
00:27:54,359 --> 00:27:56,280
Speaker 1: I'm excited to do the challenge along with y'all.

561
00:27:57,520 --> 00:27:58,840
Speaker 2: I don't care. I want to do it. I'm want

562
00:27:58,840 --> 00:28:00,680
Speaker 2: to be involved to You should have many something.

563
00:28:01,520 --> 00:28:02,840
Speaker 1: You can come do a live with me. You know

564
00:28:02,840 --> 00:28:04,879
Speaker 1: how we did last I was looking back at you.

565
00:28:05,080 --> 00:28:07,800
Speaker 1: I was like, oh my god, we had so much fun.

566
00:28:08,000 --> 00:28:10,360
Speaker 1: You could definitely come do a like cause you every

567
00:28:10,400 --> 00:28:12,160
Speaker 1: Sunday I just missed your face.

568
00:28:12,200 --> 00:28:14,680
Speaker 2: So I'm just gonna insert myself and any opportunity.

569
00:28:14,760 --> 00:28:16,640
Speaker 1: No, you should come because that'll be fun because once

570
00:28:16,640 --> 00:28:18,480
Speaker 1: a week, you know, we'll do the live where literally

571
00:28:18,480 --> 00:28:19,639
Speaker 1: it's just that, you know how it is just a

572
00:28:19,720 --> 00:28:21,919
Speaker 1: Q and a check in chat. So you could definitely

573
00:28:21,920 --> 00:28:24,240
Speaker 1: come and do one. Because everyone always like where's Mandy.

574
00:28:24,760 --> 00:28:26,680
Speaker 1: It's funny now when I go out and people are like,

575
00:28:26,920 --> 00:28:29,480
Speaker 1: how's Mandy I'm like, oh my god, look ride a

576
00:28:29,560 --> 00:28:31,920
Speaker 1: Bishit is like yo. I was at a big major

577
00:28:31,960 --> 00:28:33,560
Speaker 1: group the other day and someone was like, oh, I

578
00:28:33,600 --> 00:28:36,520
Speaker 1: want to follow a black business podcast. Does anybody know?

579
00:28:36,800 --> 00:28:38,800
Speaker 1: And like so many people were like right a bi shit.

580
00:28:38,840 --> 00:28:44,400
Speaker 1: I was like, oh my god, what about what's going

581
00:28:44,400 --> 00:28:45,360
Speaker 1: on in mandy life?

582
00:28:45,800 --> 00:28:48,560
Speaker 2: Well, other than being at this taking a first of

583
00:28:48,560 --> 00:28:50,320
Speaker 2: all shout out to my I was gonna do it?

584
00:28:50,360 --> 00:28:52,480
Speaker 2: Can we Why don't we do our boost and break? Yes,

585
00:28:52,560 --> 00:28:56,160
Speaker 2: let's do this one boost break, boost, break what you're

586
00:28:56,200 --> 00:28:56,680
Speaker 2: gonna do?

587
00:28:57,320 --> 00:28:59,920
Speaker 1: For some reason, my pitch is higher than usual? Will

588
00:29:01,200 --> 00:29:02,440
Speaker 1: so what are you gonna do? You gotta boost, You're

589
00:29:02,440 --> 00:29:03,440
Speaker 1: gonna break it that.

590
00:29:03,440 --> 00:29:10,840
Speaker 2: New vegan diet. I wanted to Yeah, I wanted to

591
00:29:10,920 --> 00:29:16,640
Speaker 2: boost because I'm I was. I wanted to boost companies, managers,

592
00:29:16,760 --> 00:29:20,560
Speaker 2: leaders who will allow their employees to be off of

593
00:29:20,640 --> 00:29:24,160
Speaker 2: work for a week to focus on leadership and training.

594
00:29:24,240 --> 00:29:27,840
Speaker 2: Uh that for their job, Like like my company, we're

595
00:29:27,880 --> 00:29:29,640
Speaker 2: only by lending Tree now. But I have to give

596
00:29:29,720 --> 00:29:32,520
Speaker 2: my supervisor Nick a lot of credit because you know,

597
00:29:32,560 --> 00:29:34,600
Speaker 2: he's a co owner of Magnified Money. And when I

598
00:29:34,640 --> 00:29:37,040
Speaker 2: told him, I was accepted into into this academy, and

599
00:29:37,080 --> 00:29:40,600
Speaker 2: it's really exciting, even though my work has never been

600
00:29:40,640 --> 00:29:44,200
Speaker 2: busier or more intense than ever. He was like, go

601
00:29:44,480 --> 00:29:48,640
Speaker 2: do it, run god bye, We'll figure it out. And yeah,

602
00:29:48,640 --> 00:29:51,320
Speaker 2: I worked like triple quadruple time the past couple of

603
00:29:51,360 --> 00:29:53,680
Speaker 2: weeks to prepare myself. But I'm down here and I

604
00:29:53,720 --> 00:29:56,520
Speaker 2: am surrounded by you know, for anyone out there who's

605
00:29:56,560 --> 00:29:59,160
Speaker 2: working in a small office or for a startup, and

606
00:29:59,200 --> 00:30:01,600
Speaker 2: you feel like, who are where's my tribe? You know,

607
00:30:01,640 --> 00:30:03,920
Speaker 2: where my people to bounce ideas off? And not just

608
00:30:04,320 --> 00:30:05,800
Speaker 2: at a small office, but if you're a leader in

609
00:30:05,840 --> 00:30:07,640
Speaker 2: a small office, it can sometimes feel as if I

610
00:30:07,680 --> 00:30:11,040
Speaker 2: don't have anyone to sort of just sort of like

611
00:30:11,160 --> 00:30:13,160
Speaker 2: let not let down my hair with, but like talk

612
00:30:13,160 --> 00:30:15,920
Speaker 2: about things that are bothering me without having to worry

613
00:30:15,960 --> 00:30:18,960
Speaker 2: about morale or not having to worry about you know,

614
00:30:19,000 --> 00:30:20,960
Speaker 2: because I feel like you give, give, give as a

615
00:30:20,960 --> 00:30:23,560
Speaker 2: manager and you want to support, your support the people

616
00:30:23,640 --> 00:30:26,040
Speaker 2: under you and help them do their best work. That's

617
00:30:26,040 --> 00:30:28,400
Speaker 2: what it's really about. But then like who's checking in

618
00:30:28,480 --> 00:30:30,920
Speaker 2: with you and making sure that you're doing a good job.

619
00:30:30,960 --> 00:30:34,280
Speaker 2: And so anyway, this this is an amazing opportunity. There

620
00:30:34,400 --> 00:30:36,600
Speaker 2: is like close to two hundred applicants, and they chose

621
00:30:36,640 --> 00:30:40,560
Speaker 2: twenty four or twenty five who like editors from all

622
00:30:40,600 --> 00:30:43,640
Speaker 2: these different publications, from the New York Times to of

623
00:30:43,680 --> 00:30:49,000
Speaker 2: course magnify money from oh gosh, like the Tampa I

624
00:30:49,000 --> 00:30:52,240
Speaker 2: think the local Tampa newspaper, just newspapers and USA Today

625
00:30:52,240 --> 00:31:00,000
Speaker 2: and all these great publications. But we're all young, brown, LGBTQ, Latina, black, whatever,

626
00:31:00,040 --> 00:31:05,040
Speaker 2: Asian editors, you know, minority editors, and I think that

627
00:31:05,080 --> 00:31:08,080
Speaker 2: we're getting the one on one mentoring and coaching that

628
00:31:08,120 --> 00:31:11,520
Speaker 2: isn't common or that you don't really get from people

629
00:31:11,520 --> 00:31:14,160
Speaker 2: who look like you, and especially for those of us

630
00:31:14,240 --> 00:31:17,480
Speaker 2: working in smaller like newsrooms and stuff. So it's only

631
00:31:17,480 --> 00:31:20,000
Speaker 2: been day one, but I'm already feeling just the people

632
00:31:20,000 --> 00:31:23,360
Speaker 2: that I've met, and like, there's I knew it was

633
00:31:23,400 --> 00:31:25,080
Speaker 2: going to be powerful, but when you really sit next

634
00:31:25,080 --> 00:31:27,160
Speaker 2: to someone who's on the other side of the country

635
00:31:27,600 --> 00:31:29,520
Speaker 2: and you're like, I have this problem and they're like,

636
00:31:29,520 --> 00:31:32,480
Speaker 2: oh my god, need too or I need to work

637
00:31:32,520 --> 00:31:34,440
Speaker 2: on this thing as a manager, and they're like, you know,

638
00:31:34,520 --> 00:31:37,840
Speaker 2: you just have these people. You don't feel alone, and

639
00:31:37,920 --> 00:31:40,160
Speaker 2: you don't feel like crazy, you know what I mean,

640
00:31:40,240 --> 00:31:43,520
Speaker 2: Like yeah, the problems that I'm having, the strength that

641
00:31:43,560 --> 00:31:45,200
Speaker 2: I have, but the weaknesses I have too are not

642
00:31:45,360 --> 00:31:48,320
Speaker 2: unique and like they're fixable and there's and I'm already

643
00:31:48,320 --> 00:31:50,520
Speaker 2: getting so many tips from everybody. I'm just like taking notes.

644
00:31:50,560 --> 00:31:52,120
Speaker 2: I'm like, what do you do? How did you handle

645
00:31:52,120 --> 00:31:54,400
Speaker 2: that problem? I'm like, oh, what do you do? And

646
00:31:54,440 --> 00:31:58,120
Speaker 2: I'm like stealing all these ideas and stuff. So I'm

647
00:31:58,120 --> 00:32:00,960
Speaker 2: really excited, and I'm really grateful that my company is

648
00:32:01,000 --> 00:32:02,600
Speaker 2: allowing and they're you know, they paid my way down

649
00:32:02,600 --> 00:32:04,080
Speaker 2: here too. They didn't have to because it's this I

650
00:32:04,120 --> 00:32:07,040
Speaker 2: could have gotten a small stipend for the travel, but yeah,

651
00:32:07,040 --> 00:32:09,720
Speaker 2: they're paying my way down here and really supporting me.

652
00:32:09,760 --> 00:32:12,440
Speaker 2: And I want to turn around and find ways for

653
00:32:12,480 --> 00:32:14,800
Speaker 2: the people that work for me to do the same thing,

654
00:32:14,960 --> 00:32:16,720
Speaker 2: like get you know, go do their own sort of

655
00:32:16,800 --> 00:32:19,760
Speaker 2: development and stuff like that, and to step back and

656
00:32:19,800 --> 00:32:22,640
Speaker 2: reflect on what you've done. Like I feel like for

657
00:32:22,680 --> 00:32:24,960
Speaker 2: the last four months especially, I've been so focused on

658
00:32:25,000 --> 00:32:27,520
Speaker 2: meeting goals and hitting my numbers in terms of the

659
00:32:27,560 --> 00:32:30,680
Speaker 2: amount of content that we put out, and like we've

660
00:32:30,720 --> 00:32:32,920
Speaker 2: gone from doing thirty to forty five to sixty to

661
00:32:32,960 --> 00:32:34,600
Speaker 2: seventy five to ninety. We're going to be a one

662
00:32:34,680 --> 00:32:38,560
Speaker 2: hundred and twenty stories videos a month plus, like probably

663
00:32:38,560 --> 00:32:41,480
Speaker 2: one hundred and fifty by February. And I've been really

664
00:32:41,520 --> 00:32:43,560
Speaker 2: focused on that, and I haven't had time to like

665
00:32:44,160 --> 00:32:47,520
Speaker 2: step back, look at what has happened the past the sorry,

666
00:32:48,040 --> 00:32:51,520
Speaker 2: the past four months, and give myself an assessment and

667
00:32:51,920 --> 00:32:55,040
Speaker 2: see what's working, what's not working, and like fix it

668
00:32:55,120 --> 00:32:56,200
Speaker 2: now rather than later.

669
00:32:56,760 --> 00:32:58,600
Speaker 1: So I love that. And when you find your tribe,

670
00:32:58,600 --> 00:33:02,440
Speaker 1: there's nothing at her because they helped to normalize what

671
00:33:02,520 --> 00:33:05,160
Speaker 1: you might feel like it seems crazy, you know.

672
00:33:06,520 --> 00:33:10,560
Speaker 2: Yeah, my people, my people, my people.

673
00:33:11,760 --> 00:33:16,040
Speaker 1: I make. I want to boost. I had a bunch

674
00:33:16,040 --> 00:33:17,920
Speaker 1: of things in my head, but I think I'm gonna

675
00:33:17,920 --> 00:33:21,680
Speaker 1: boost taking a moment. So I've been using like headspace,

676
00:33:21,960 --> 00:33:23,880
Speaker 1: so so many of you guys like downloaded headspace. I'm

677
00:33:23,920 --> 00:33:26,480
Speaker 1: so excited until I realized I was like, oh, only

678
00:33:26,520 --> 00:33:29,200
Speaker 1: the first ten sessions are free. After that, they're like, yeah, child,

679
00:33:29,200 --> 00:33:32,120
Speaker 1: you need a subscription. So if anybody has these suggestions

680
00:33:32,160 --> 00:33:35,920
Speaker 1: for free meditation app, I'm open to them. No, but

681
00:33:36,080 --> 00:33:39,920
Speaker 1: I wanted because of headspace and just uh, just in general,

682
00:33:39,920 --> 00:33:41,520
Speaker 1: I've been doing a lot of reflecting, so I really

683
00:33:41,560 --> 00:33:44,720
Speaker 1: want to boost kind of acknowledging how far you've come

684
00:33:45,040 --> 00:33:46,840
Speaker 1: because it's the end of the year. Like I was

685
00:33:46,880 --> 00:33:49,760
Speaker 1: talking to my sister who was working for this big,

686
00:33:49,840 --> 00:33:54,440
Speaker 1: huge financial company but was not happy, and she really

687
00:33:54,520 --> 00:33:56,960
Speaker 1: wanted to make a huge shift. Like she was a

688
00:33:57,000 --> 00:34:00,760
Speaker 1: financial analyst, you know, had her life degree and economics

689
00:34:00,760 --> 00:34:04,760
Speaker 1: and marketing and whatever, so but she always like was

690
00:34:04,800 --> 00:34:06,680
Speaker 1: really into closed so she's like, I would love to

691
00:34:06,720 --> 00:34:09,520
Speaker 1: be a buyer, like a closed buyer. So it seemed

692
00:34:09,560 --> 00:34:12,120
Speaker 1: like such a random shift. And today she texts me,

693
00:34:12,160 --> 00:34:14,200
Speaker 1: she's like, oh my god, do you realize it's been

694
00:34:14,280 --> 00:34:18,000
Speaker 1: three years since I left that big, evil financial company.

695
00:34:18,680 --> 00:34:21,319
Speaker 1: And I was like, three years it seems like both

696
00:34:21,320 --> 00:34:25,280
Speaker 1: forever and yesterday. And I said, are you proud of yourself?

697
00:34:25,320 --> 00:34:29,600
Speaker 1: Because she's an assistant buyer for a huge national brand,

698
00:34:30,200 --> 00:34:32,560
Speaker 1: and lately she's been like all like, oh my god,

699
00:34:32,600 --> 00:34:35,719
Speaker 1: this job is it's a lot, and you know, I

700
00:34:35,760 --> 00:34:38,320
Speaker 1: wish I was further along. And I'm like, are you crazy?

701
00:34:38,600 --> 00:34:41,480
Speaker 1: In three years, you totally switched careers, Like you went

702
00:34:41,480 --> 00:34:44,400
Speaker 1: from financial analysts to hey, I'm a buyer at this huge,

703
00:34:44,680 --> 00:34:49,600
Speaker 1: ninormous like clothing company, and like, meanwhile, no prior experience,

704
00:34:50,280 --> 00:34:52,680
Speaker 1: and so it just reminded me because I do the

705
00:34:52,680 --> 00:34:55,280
Speaker 1: same thing that she was doing. It's like like just boosting.

706
00:34:55,400 --> 00:34:57,239
Speaker 1: I really want to boost, like taking a moment and

707
00:34:57,280 --> 00:35:00,200
Speaker 1: acknowledging like I'm not where I used to be. Then

708
00:35:00,440 --> 00:35:03,799
Speaker 1: I'm better, even if it's not this huge leap. But

709
00:35:03,920 --> 00:35:05,680
Speaker 1: I feel like sometimes we jump from one thing to

710
00:35:05,719 --> 00:35:07,680
Speaker 1: the next thing to the next thing that we never

711
00:35:07,840 --> 00:35:10,320
Speaker 1: like kind of relish in the fact that we're growing

712
00:35:10,560 --> 00:35:15,160
Speaker 1: and we're better and yeah, so yeah, I feel like

713
00:35:15,239 --> 00:35:17,440
Speaker 1: so many people that I know, like I said, including myself,

714
00:35:17,440 --> 00:35:19,440
Speaker 1: like you know, really take a step back. Like I

715
00:35:19,440 --> 00:35:22,000
Speaker 1: had to think to myself, like, you know, less than

716
00:35:22,000 --> 00:35:24,759
Speaker 1: ten years ago, I was a preschool teacher. Because sometimes

717
00:35:24,800 --> 00:35:26,440
Speaker 1: I'll get down on myself like, oh, you have so

718
00:35:26,520 --> 00:35:28,520
Speaker 1: much stuff to You're not as organized as you ought

719
00:35:28,520 --> 00:35:30,440
Speaker 1: to be. You should be doing this and this and this,

720
00:35:30,520 --> 00:35:32,959
Speaker 1: and I'm like, uh, ma'am, you were a pre school teacher.

721
00:35:32,960 --> 00:35:34,840
Speaker 1: And nothing's wrong with that because obviously I love the kids,

722
00:35:35,000 --> 00:35:37,799
Speaker 1: but like, you're running two successful companies now, I mean,

723
00:35:37,920 --> 00:35:41,280
Speaker 1: give yourself a little bit of okay, teed you doing it, girl,

724
00:35:41,480 --> 00:35:45,000
Speaker 1: And I rarely give myself that I'm always super critical

725
00:35:45,120 --> 00:35:48,440
Speaker 1: of like where I should be versus how far I've come.

726
00:35:48,880 --> 00:35:52,279
Speaker 1: So that's my boost for you listeners for Mandy, because

727
00:35:52,280 --> 00:35:55,480
Speaker 1: I know Mandy's also hard on herself and then myself,

728
00:35:55,640 --> 00:35:57,759
Speaker 1: just like you know, you killing it out here in

729
00:35:57,760 --> 00:36:00,359
Speaker 1: these streets, give yourself a little like Patnabad, a little

730
00:36:00,360 --> 00:36:06,000
Speaker 1: shoulder shimmy in the mirror, like ah, I see you booboo. Meanwhile,

731
00:36:06,480 --> 00:36:08,560
Speaker 1: I was like shoulder shimmying like I was saying. I

732
00:36:08,560 --> 00:36:12,880
Speaker 1: was like, Tiffany, why are you involuntarily moving in shoulder shimmy?

733
00:36:13,480 --> 00:36:15,880
Speaker 2: Because we feel it in your tone and we know

734
00:36:15,920 --> 00:36:17,960
Speaker 2: what was hard about today is one of the things

735
00:36:17,960 --> 00:36:20,240
Speaker 2: they had us do before we came to this training

736
00:36:20,440 --> 00:36:25,400
Speaker 2: was to send out evaluation performance evaluation forms to eight

737
00:36:25,600 --> 00:36:28,920
Speaker 2: of our colleagues, like four direct reports, like three managers

738
00:36:28,920 --> 00:36:30,680
Speaker 2: and one person you don't really work with at all

739
00:36:31,160 --> 00:36:34,360
Speaker 2: directly anyway. And then they I didn't realize that, but

740
00:36:34,800 --> 00:36:37,000
Speaker 2: they gave it to us and like a red folder today,

741
00:36:37,440 --> 00:36:40,279
Speaker 2: they're like, here's your reviews. Go find a quiet place

742
00:36:40,320 --> 00:36:43,160
Speaker 2: and read them. And they made us, yeah, and they

743
00:36:43,200 --> 00:36:45,239
Speaker 2: made us solemnly swear that we were going to read

744
00:36:45,280 --> 00:36:47,879
Speaker 2: the positive because there were six questions. The first five

745
00:36:47,920 --> 00:36:49,640
Speaker 2: we're sort of positive, like what is what do they

746
00:36:49,719 --> 00:36:51,920
Speaker 2: do well? The sixth question was what do they need

747
00:36:51,920 --> 00:36:53,960
Speaker 2: to work on? And he was like, you have to

748
00:36:54,000 --> 00:36:56,640
Speaker 2: look at the positive take a highlight or highlight the

749
00:36:56,640 --> 00:36:59,120
Speaker 2: positive words. And I'm so glad he did that because

750
00:36:59,160 --> 00:37:00,480
Speaker 2: you know, I was about to go right just question

751
00:37:00,600 --> 00:37:03,120
Speaker 2: number six. Yeah, like what if someone so they could

752
00:37:03,160 --> 00:37:06,160
Speaker 2: really think about me? But I took a highlighter. And

753
00:37:06,200 --> 00:37:08,200
Speaker 2: when you do that, and you're like, you're forced and

754
00:37:08,239 --> 00:37:09,640
Speaker 2: I know it's for coming up. If you work for

755
00:37:09,680 --> 00:37:13,160
Speaker 2: a big company, you might have annual reviews coming up,

756
00:37:13,280 --> 00:37:15,360
Speaker 2: and you know you get feedback through your manager or

757
00:37:15,400 --> 00:37:18,440
Speaker 2: if you don't, at least ask for it and don't

758
00:37:18,440 --> 00:37:20,319
Speaker 2: focus on what needs to I mean you want to,

759
00:37:20,480 --> 00:37:23,360
Speaker 2: of course, like take constructive criticism on what needs to

760
00:37:23,360 --> 00:37:26,920
Speaker 2: be improved, but also focus on the positives because you

761
00:37:27,040 --> 00:37:29,239
Speaker 2: might see some emerging trends there. Like a lot of

762
00:37:29,280 --> 00:37:31,360
Speaker 2: people said the same things about me that were positive,

763
00:37:31,360 --> 00:37:33,640
Speaker 2: and I was really proud of that because it's like

764
00:37:33,719 --> 00:37:35,799
Speaker 2: everything I've been trying really hard to do is it's

765
00:37:35,800 --> 00:37:39,240
Speaker 2: actually coming across, you know what I mean, and people

766
00:37:39,280 --> 00:37:42,520
Speaker 2: are receptive to it. And anyway, I'm just really glad

767
00:37:42,520 --> 00:37:43,840
Speaker 2: that they said that because I agree with you. I

768
00:37:43,880 --> 00:37:45,960
Speaker 2: think that you can be really hard on yourself and

769
00:37:46,480 --> 00:37:51,480
Speaker 2: obviously we're not stupid idiots like we like, obviously you're not.

770
00:37:51,960 --> 00:37:54,080
Speaker 2: You know, you're worthy of being where you are because

771
00:37:54,120 --> 00:37:57,359
Speaker 2: you are where you are. Like yeah, so, but I think, yeah,

772
00:37:57,520 --> 00:38:01,719
Speaker 2: it's the harshest critic is always yourself. Yes, it's nice to.

773
00:38:02,080 --> 00:38:05,040
Speaker 2: It's nice to, you know, just force yourself to just

774
00:38:05,560 --> 00:38:09,239
Speaker 2: listen to the positive and tell yourself the positive too, and.

775
00:38:09,239 --> 00:38:11,360
Speaker 1: Like let it sit and simmer, because I'll be like,

776
00:38:11,640 --> 00:38:13,200
Speaker 1: oh my god, that thing happened. That's so good, okay,

777
00:38:13,239 --> 00:38:16,600
Speaker 1: and I'm like what, no, Tiffany like okay, you know,

778
00:38:16,800 --> 00:38:19,120
Speaker 1: like sit and let it. I don't know, I don't

779
00:38:19,120 --> 00:38:20,919
Speaker 1: know if people think, and I know maybe I think

780
00:38:20,920 --> 00:38:24,080
Speaker 1: like I don't want to become prideful like well, you know,

781
00:38:24,280 --> 00:38:27,080
Speaker 1: well you know the team. It's like no, you know, yes,

782
00:38:27,200 --> 00:38:30,600
Speaker 1: the team, but you contributed, because I find myself giving

783
00:38:30,640 --> 00:38:33,040
Speaker 1: a lot of the for lack of a better word,

784
00:38:33,080 --> 00:38:36,360
Speaker 1: credit away, Like I'll say like, oh my god, my

785
00:38:36,440 --> 00:38:38,560
Speaker 1: marketing guy, oh my gosh, you know, because without him

786
00:38:38,560 --> 00:38:40,759
Speaker 1: we wouldn't. I'm like, yeah, well you know he came

787
00:38:40,800 --> 00:38:42,880
Speaker 1: in three three years ago. You started a bunch of

788
00:38:42,920 --> 00:38:46,960
Speaker 1: Easton two thousand and eight, So yes, he is awesome.

789
00:38:47,040 --> 00:38:49,640
Speaker 1: But there was a company here before he got here,

790
00:38:49,680 --> 00:38:52,560
Speaker 1: and it was a good company, you know. And so

791
00:38:52,640 --> 00:38:56,040
Speaker 1: I find myself nervously always doing that like, hey you

792
00:38:56,040 --> 00:38:58,320
Speaker 1: want some credit, take it? Hey, you you want some credit?

793
00:38:58,360 --> 00:39:02,640
Speaker 1: Take it? And so, yeah, it's something because I get it.

794
00:39:02,640 --> 00:39:06,000
Speaker 1: It's like a thin line between being your cheerleader and

795
00:39:06,040 --> 00:39:09,160
Speaker 1: then like you know, being like a jerk about it,

796
00:39:09,200 --> 00:39:11,560
Speaker 1: and so I'm always not never wanting to be like

797
00:39:12,200 --> 00:39:13,920
Speaker 1: to I don't know, do you.

798
00:39:13,840 --> 00:39:16,239
Speaker 2: Have a feedback system? I know you work with like

799
00:39:16,280 --> 00:39:17,800
Speaker 2: a bunch of people, but do do you have a

800
00:39:17,840 --> 00:39:19,759
Speaker 2: way for them to give you a review? Maybe I

801
00:39:19,800 --> 00:39:22,440
Speaker 2: would like to tell you yes, I think because you're

802
00:39:22,480 --> 00:39:24,719
Speaker 2: the top of the organization, so it's not like yes.

803
00:39:24,719 --> 00:39:27,239
Speaker 1: So maybe I'm going to create an anonymous way for

804
00:39:27,280 --> 00:39:30,600
Speaker 1: people to give feedback because obviously I think everybody would

805
00:39:30,680 --> 00:39:33,799
Speaker 1: be like nervous obviously to tell me to my face,

806
00:39:33,800 --> 00:39:35,960
Speaker 1: So maybe would I Probably I could do like one

807
00:39:35,960 --> 00:39:41,359
Speaker 1: of those like survey Monkey or whatever Google like surveys. Yeah, ooh,

808
00:39:41,400 --> 00:39:44,880
Speaker 1: that's actually a really good idea. Because ah, I'm scared.

809
00:39:45,280 --> 00:39:48,200
Speaker 2: Do it. It's so scary. But once I'm just saying,

810
00:39:48,239 --> 00:39:51,399
Speaker 2: read the positives, do the five positive questions, or however

811
00:39:51,400 --> 00:39:53,920
Speaker 2: many positive questions. First, I can just send you the

812
00:39:53,960 --> 00:39:54,880
Speaker 2: same survey they sent.

813
00:39:55,239 --> 00:39:57,839
Speaker 1: No, I would love that because honestly, it would help

814
00:39:57,840 --> 00:39:59,960
Speaker 1: me to be like, oh, so you guys like this,

815
00:40:00,040 --> 00:40:02,440
Speaker 1: but you don't like this, and and honestly, yeah, I'm like,

816
00:40:02,520 --> 00:40:04,719
Speaker 1: I'm it's so crazy because I'm open to feedback about

817
00:40:04,760 --> 00:40:07,880
Speaker 1: the company all the time. Like when like dream Catchers

818
00:40:07,920 --> 00:40:09,400
Speaker 1: or dream builders are like, I don't like this, I

819
00:40:09,400 --> 00:40:12,400
Speaker 1: don't like that. It doesn't bother me, but feedback about me.

820
00:40:12,719 --> 00:40:15,680
Speaker 1: I'm like, ah, because I've learned not to take it personally.

821
00:40:15,719 --> 00:40:17,480
Speaker 1: But you can't not take it personally. When they're like,

822
00:40:17,640 --> 00:40:21,840
Speaker 1: hey you, Tiffany, No, but you know what, that's a

823
00:40:21,840 --> 00:40:23,839
Speaker 1: good idea. I'm gonna do that. I'm scared, but I'm

824
00:40:23,840 --> 00:40:27,400
Speaker 1: gonna do it. And they listen to they're gonna be like, yes, Tippy,

825
00:40:27,440 --> 00:40:29,160
Speaker 1: let's do feedback. I'm like, oh my god, I should

826
00:40:29,160 --> 00:40:30,400
Speaker 1: be tenthill the first time around.

827
00:40:30,480 --> 00:40:33,680
Speaker 2: No, No, be honest, they might want feedback from you too,

828
00:40:33,719 --> 00:40:35,560
Speaker 2: And if you know, I don't know, you know, I

829
00:40:35,640 --> 00:40:37,840
Speaker 2: found out for my reviews two of my direct reports,

830
00:40:37,880 --> 00:40:39,719
Speaker 2: one of them who's been with me for a year

831
00:40:39,840 --> 00:40:42,520
Speaker 2: now over a year, have just so funny and just

832
00:40:42,560 --> 00:40:44,279
Speaker 2: like the longest review, I was like, this has to

833
00:40:44,360 --> 00:40:47,239
Speaker 2: be from her, and then I was like I saw

834
00:40:47,239 --> 00:40:48,440
Speaker 2: her name as I give of course, and then the

835
00:40:48,520 --> 00:40:53,520
Speaker 2: newer hire had felt like some of my the way

836
00:40:53,520 --> 00:40:55,680
Speaker 2: that I speak to them, I'm very direct, and I'm

837
00:40:55,760 --> 00:40:58,160
Speaker 2: you know, I have like my I'm I'm an editor,

838
00:40:58,200 --> 00:40:59,640
Speaker 2: so I'm like, you know, do this this way and

839
00:40:59,719 --> 00:41:01,279
Speaker 2: know that it's not right and can you change this?

840
00:41:01,400 --> 00:41:03,719
Speaker 2: And whatever. I make suggestions and I try and be

841
00:41:03,800 --> 00:41:06,640
Speaker 2: very hands on, and honestly, I'm trying really hard to

842
00:41:06,840 --> 00:41:10,240
Speaker 2: temper my own directness. I had that type of personality

843
00:41:10,239 --> 00:41:12,080
Speaker 2: where I'm very task oriented and I just want to

844
00:41:12,120 --> 00:41:13,520
Speaker 2: say what I have to say and then you know,

845
00:41:13,800 --> 00:41:15,719
Speaker 2: keep on truck. And it's not personal. It's just how

846
00:41:15,760 --> 00:41:18,680
Speaker 2: I managed and it serves me very well in my role.

847
00:41:18,719 --> 00:41:20,920
Speaker 2: But when I'm on a one on one level with

848
00:41:21,000 --> 00:41:24,080
Speaker 2: like an employee, someone who's young, and as a reporter,

849
00:41:24,160 --> 00:41:26,319
Speaker 2: I needs to learn I have to like put on

850
00:41:26,400 --> 00:41:29,399
Speaker 2: my other hat. And anyway, this this more recent hire

851
00:41:30,239 --> 00:41:33,600
Speaker 2: said that she felt as if I as if I

852
00:41:33,640 --> 00:41:36,680
Speaker 2: needed to explain why then like say no, but then

853
00:41:36,760 --> 00:41:40,320
Speaker 2: why like explain, sit down and walk through, like deconstruct

854
00:41:40,640 --> 00:41:43,600
Speaker 2: the NOE, deconstruct what I'm saying. And I was like,

855
00:41:43,640 --> 00:41:46,080
Speaker 2: I took that feedback because what has worked for me

856
00:41:46,160 --> 00:41:48,319
Speaker 2: and this other reporter. You know, it took us a

857
00:41:48,360 --> 00:41:50,520
Speaker 2: long time to work out our relationship and she's been

858
00:41:50,560 --> 00:41:52,440
Speaker 2: there for over a year, but we have a good

859
00:41:52,440 --> 00:41:55,480
Speaker 2: relationship now. And I'm starting with someone at a different level,

860
00:41:55,719 --> 00:41:57,560
Speaker 2: so someone used to me and someone who's not used

861
00:41:57,560 --> 00:41:59,759
Speaker 2: to me, and I have to sort of start over

862
00:42:00,280 --> 00:42:03,120
Speaker 2: with her and give her the same amount of tension.

863
00:42:04,080 --> 00:42:07,440
Speaker 2: And the challenge is like, my my time has never

864
00:42:07,480 --> 00:42:09,160
Speaker 2: been more stretched, but I have to make the time

865
00:42:09,200 --> 00:42:11,880
Speaker 2: because I don't. I don't want her to feel like

866
00:42:11,960 --> 00:42:14,160
Speaker 2: I don't have time for her or that I'm like

867
00:42:14,280 --> 00:42:15,719
Speaker 2: not motivating her to do well.

868
00:42:16,480 --> 00:42:19,960
Speaker 1: No, I love that, Okay, and nastily, now you got

869
00:42:20,000 --> 00:42:21,759
Speaker 1: me motivated. I feel like we're going to do like

870
00:42:22,080 --> 00:42:24,040
Speaker 1: I mean, I know that the team like loves working

871
00:42:24,040 --> 00:42:25,680
Speaker 1: for the company or role, but I know that I

872
00:42:25,680 --> 00:42:28,759
Speaker 1: could do I could be a better leader because my

873
00:42:29,200 --> 00:42:34,120
Speaker 1: leadership well one I'm really new to leadership because honestly,

874
00:42:34,280 --> 00:42:36,440
Speaker 1: this is the second we've been like a year and

875
00:42:36,480 --> 00:42:38,760
Speaker 1: a half in to actually having a team. Up until

876
00:42:38,800 --> 00:42:40,120
Speaker 1: like a year and half ago, it was just me

877
00:42:40,520 --> 00:42:43,640
Speaker 1: and maybe like a random like intern or assistant here

878
00:42:43,680 --> 00:42:46,200
Speaker 1: and there, but just me. So having an actual team

879
00:42:46,239 --> 00:42:48,920
Speaker 1: it's really new. So I believe in like kind of

880
00:42:48,960 --> 00:42:51,279
Speaker 1: like shared leadership. So I don't take this kind of

881
00:42:51,320 --> 00:42:54,000
Speaker 1: like top down heavy approach where I'm like, this is

882
00:42:54,000 --> 00:42:57,279
Speaker 1: what we're doing. It's more so, you know, everybody kind

883
00:42:57,320 --> 00:43:00,440
Speaker 1: of has like their general area that they look after,

884
00:43:00,920 --> 00:43:03,000
Speaker 1: so I'm always like, so, what's happening in your area?

885
00:43:03,160 --> 00:43:05,480
Speaker 1: What trends are you seeing good and bad? What do

886
00:43:05,520 --> 00:43:08,239
Speaker 1: you think that the area needs? So then let's kind

887
00:43:08,280 --> 00:43:11,720
Speaker 1: of like map out a like a plan of action

888
00:43:11,920 --> 00:43:14,719
Speaker 1: for what you say that the area needs. And then

889
00:43:14,760 --> 00:43:16,840
Speaker 1: if I see something like myself, then I'm like, you know,

890
00:43:16,880 --> 00:43:19,200
Speaker 1: I see that too or whatever. So that's my general

891
00:43:19,280 --> 00:43:21,920
Speaker 1: But it's good. But sometimes it's a little bit too

892
00:43:22,000 --> 00:43:24,759
Speaker 1: loose because I'm like, so sometimes somethings won't be done

893
00:43:24,760 --> 00:43:26,839
Speaker 1: to completion and I'm like, wait, what was that? Hell?

894
00:43:26,840 --> 00:43:28,400
Speaker 1: What we was we supposed to do? So I'm not

895
00:43:28,560 --> 00:43:30,600
Speaker 1: super duper organized, so I know that's something I could

896
00:43:30,600 --> 00:43:33,040
Speaker 1: definitely do better. It's like, okay, you said that this

897
00:43:33,080 --> 00:43:35,480
Speaker 1: is what needs to be done, Like let's map it

898
00:43:35,480 --> 00:43:37,040
Speaker 1: out the task that you're going to do. So every

899
00:43:37,080 --> 00:43:39,080
Speaker 1: week when we have our call, I know you're working

900
00:43:39,120 --> 00:43:41,640
Speaker 1: towards those tasks. That's something I would like to personally

901
00:43:41,680 --> 00:43:44,800
Speaker 1: work on. It's like to make sure that things are sawing,

902
00:43:44,880 --> 00:43:47,399
Speaker 1: that you're seeing through to completion. But yeah, I don't

903
00:43:47,480 --> 00:43:49,880
Speaker 1: like the cause I feel like we're all kind of

904
00:43:49,920 --> 00:43:52,720
Speaker 1: adults and who knows better about what's happening with customer

905
00:43:52,719 --> 00:43:54,960
Speaker 1: support than the folks in customer support or who knows

906
00:43:54,960 --> 00:43:57,160
Speaker 1: better about you know, So I'm not here to tell

907
00:43:57,200 --> 00:43:58,880
Speaker 1: you what you need to do. Is it's more so

908
00:43:59,120 --> 00:44:01,560
Speaker 1: what do you think? You know? What do you see?

909
00:44:02,080 --> 00:44:04,040
Speaker 1: And like you know and they know, Like I'm not

910
00:44:04,120 --> 00:44:06,800
Speaker 1: sensitive if you're like honestly, everyone says this class sucks

911
00:44:07,080 --> 00:44:08,560
Speaker 1: and I'm like, okay, so what can we do to

912
00:44:08,600 --> 00:44:11,560
Speaker 1: fix it? You know? They know that like if something sucks,

913
00:44:11,640 --> 00:44:14,760
Speaker 1: please tell me asap, you know, if people are upset

914
00:44:14,840 --> 00:44:17,120
Speaker 1: or mad or whatever, Like we had a bunch of

915
00:44:17,160 --> 00:44:21,880
Speaker 1: cancelations and my finance and numbers girl were like, Yo,

916
00:44:22,239 --> 00:44:25,160
Speaker 1: we spiked in cancelations this week. It was random, like

917
00:44:25,200 --> 00:44:27,520
Speaker 1: by twenty percent, and that we're trying to figure out, Okay,

918
00:44:27,600 --> 00:44:30,839
Speaker 1: what happened, you know, like why, And so she knew

919
00:44:30,880 --> 00:44:32,719
Speaker 1: she didn't have to be afraid to be like, eh,

920
00:44:32,920 --> 00:44:35,560
Speaker 1: people canceled a lot this week because it's more so

921
00:44:35,760 --> 00:44:38,879
Speaker 1: about like, let's fix the issue. That's my biggest thing.

922
00:44:38,880 --> 00:44:42,680
Speaker 1: I'm what I call a paper towel or I try

923
00:44:42,719 --> 00:44:45,960
Speaker 1: to be a paper towel problem solver. So like my dad,

924
00:44:46,040 --> 00:44:47,759
Speaker 1: is you spill the milk? You fuss about the milk

925
00:44:47,840 --> 00:44:49,759
Speaker 1: is spilled your waist of milk? It was my mom,

926
00:44:49,880 --> 00:44:52,160
Speaker 1: is you spilled the milk? Here's a paper towel, And

927
00:44:52,200 --> 00:44:54,640
Speaker 1: so I don't need to fuss over a mistake was made,

928
00:44:54,680 --> 00:44:56,840
Speaker 1: Like we're here, now, how do we fix it? Where's

929
00:44:56,840 --> 00:44:57,480
Speaker 1: the paper towel?

930
00:44:58,520 --> 00:45:03,279
Speaker 2: Exactly? And you need to hear that people will see

931
00:45:03,280 --> 00:45:06,480
Speaker 2: that even the act of asking people for feedback is

932
00:45:06,520 --> 00:45:09,399
Speaker 2: so affirming to them and will make them feel even

933
00:45:09,440 --> 00:45:12,480
Speaker 2: more affirmed, like I think you know, you assume made

934
00:45:12,600 --> 00:45:15,000
Speaker 2: that people feel a certain way, but working but even

935
00:45:15,080 --> 00:45:17,680
Speaker 2: just saying hey I've heard you, or hey, I'm even

936
00:45:17,719 --> 00:45:19,920
Speaker 2: going to try to fix this habit I have that

937
00:45:20,000 --> 00:45:22,360
Speaker 2: I know is not working. I'm going to put in

938
00:45:22,360 --> 00:45:24,800
Speaker 2: the effort to try. Like it's you know, be have

939
00:45:24,960 --> 00:45:27,640
Speaker 2: patience with me. You know that. I feel like that

940
00:45:27,719 --> 00:45:29,719
Speaker 2: has value too. It's not like no one expects you

941
00:45:29,760 --> 00:45:32,320
Speaker 2: to turn a switch with after you get this feedback

942
00:45:32,360 --> 00:45:35,840
Speaker 2: and fix everything that may you know, maybe improved. But

943
00:45:35,840 --> 00:45:38,440
Speaker 2: I think people really really respect a leader who at

944
00:45:38,520 --> 00:45:41,719
Speaker 2: least acknowledges that there's work to be done. Yeah, never

945
00:45:41,760 --> 00:45:45,440
Speaker 2: gets tired, never thinks that they're you know, done that

946
00:45:45,560 --> 00:45:48,120
Speaker 2: they're done. Absolutely our right team.

947
00:45:48,200 --> 00:45:52,000
Speaker 1: I know you're listening. Be back, Tid. Do we have

948
00:45:52,040 --> 00:45:53,560
Speaker 1: any questions?

949
00:45:54,200 --> 00:45:54,640
Speaker 2: We do?

950
00:45:54,680 --> 00:45:58,000
Speaker 1: We do? We do questions? I love you guys. This question.

951
00:45:58,040 --> 00:46:00,360
Speaker 1: You guys are like really like tight and bright. I'm like, yes,

952
00:46:00,480 --> 00:46:04,200
Speaker 1: we should call it thump. Tiffany and Mandy, I'm like, yeah, pass.

953
00:46:07,360 --> 00:46:09,520
Speaker 1: Can I just tell you a random while we're looking

954
00:46:09,560 --> 00:46:13,799
Speaker 1: for questions? So, why did like a company reach out

955
00:46:13,840 --> 00:46:15,680
Speaker 1: to me? They wanted to work with me? And I

956
00:46:15,719 --> 00:46:17,399
Speaker 1: hope they don't listen, but they listen. I don't care.

957
00:46:17,880 --> 00:46:23,880
Speaker 1: So they sent me another person's contract and I was like,

958
00:46:23,920 --> 00:46:26,239
Speaker 1: so at first they said it yes, So at first

959
00:46:26,239 --> 00:46:27,920
Speaker 1: they said it, but I didn't really think anything of it.

960
00:46:27,960 --> 00:46:29,960
Speaker 1: I thought she was just sending it to me to

961
00:46:30,080 --> 00:46:32,560
Speaker 1: look at the statement of work, because she kept saying,

962
00:46:32,560 --> 00:46:33,840
Speaker 1: look at the statement of work and see if this

963
00:46:33,880 --> 00:46:35,360
Speaker 1: is what you'd like to do. So I looked at

964
00:46:35,400 --> 00:46:36,800
Speaker 1: that and I was like, oh, hey, this is fine,

965
00:46:37,120 --> 00:46:38,840
Speaker 1: but she kept saying like, you know, and then she

966
00:46:38,880 --> 00:46:40,560
Speaker 1: emailed me back again like, oh, make sure you look

967
00:46:40,560 --> 00:46:42,080
Speaker 1: at this statement of work. I don't. She didn't realize

968
00:46:42,080 --> 00:46:44,400
Speaker 1: obviously it was someone else's contract. Look at the statement

969
00:46:44,440 --> 00:46:47,359
Speaker 1: of work again, you know, because we're going to send

970
00:46:47,360 --> 00:46:50,000
Speaker 1: you your like send you your find your final contract.

971
00:46:50,239 --> 00:46:52,800
Speaker 1: So then I ended up like really reading and I'm like, well,

972
00:46:52,880 --> 00:46:55,360
Speaker 1: this seems weird that they're sending me someone else's contract.

973
00:46:55,640 --> 00:46:58,920
Speaker 1: She reviewed. Then I realized, wait, they probably thought this

974
00:46:59,040 --> 00:47:03,080
Speaker 1: was the blank version. It's nuts. So I was reading

975
00:47:03,120 --> 00:47:05,520
Speaker 1: and I'm like, huh, interesting at this price point that

976
00:47:05,600 --> 00:47:09,440
Speaker 1: I'm not receiving. So I wrote them back, was like, yeah,

977
00:47:09,560 --> 00:47:12,640
Speaker 1: I reviewed the statement of work, but also the terms

978
00:47:13,160 --> 00:47:15,600
Speaker 1: and pricing, and before moving forward, I'd like to talk

979
00:47:15,640 --> 00:47:17,680
Speaker 1: about what this person is getting and why I'm not

980
00:47:17,680 --> 00:47:20,480
Speaker 1: getting that. So yeah, I'm just waiting to hear back.

981
00:47:21,080 --> 00:47:25,080
Speaker 2: Oh, now I'm interested. So was this person like, yeah,

982
00:47:25,360 --> 00:47:27,320
Speaker 2: what do you know? This person like, who's.

983
00:47:27,160 --> 00:47:30,440
Speaker 1: No, I don't. They're also an influencer, so it was

984
00:47:30,440 --> 00:47:32,160
Speaker 1: like an influencer contract. They wanted me to do some

985
00:47:32,280 --> 00:47:35,640
Speaker 1: influencer stuff, right, so it was an influencer contract. From

986
00:47:35,680 --> 00:47:38,600
Speaker 1: what I could see, she didn't have a larger following

987
00:47:38,600 --> 00:47:42,880
Speaker 1: than I did. And yeah, so I was kind of

988
00:47:42,920 --> 00:47:47,680
Speaker 1: like a little annoyed to see, like, oh, because you

989
00:47:47,760 --> 00:47:49,520
Speaker 1: told me you didn't pay for that, but in here

990
00:47:50,000 --> 00:47:54,400
Speaker 1: it looks like it did. So I wasn't meaning in

991
00:47:54,400 --> 00:47:57,279
Speaker 1: the reply email, I just said, hey, I didn't look

992
00:47:57,280 --> 00:47:58,640
Speaker 1: at the statement of work, but I also know this

993
00:47:58,680 --> 00:48:01,879
Speaker 1: is not my contract, but I did notice that she's

994
00:48:01,920 --> 00:48:04,960
Speaker 1: being paid this before moving forward, i'd like to talk about,

995
00:48:05,120 --> 00:48:07,440
Speaker 1: you know, what that looks like for me, And it

996
00:48:07,560 --> 00:48:11,480
Speaker 1: just it just I'm not gonna lie. It pissed me off,

997
00:48:11,719 --> 00:48:13,600
Speaker 1: but it also made me be like, you know, it

998
00:48:13,680 --> 00:48:16,480
Speaker 1: just makes you like, we remind you of really asking

999
00:48:16,520 --> 00:48:19,200
Speaker 1: for what you're working because someone is getting it and

1000
00:48:19,239 --> 00:48:20,239
Speaker 1: why not you.

1001
00:48:20,320 --> 00:48:22,080
Speaker 2: Yeah, and it's hard, you know, not everyone gets to

1002
00:48:22,080 --> 00:48:25,040
Speaker 2: email someone else's contract to find out what the limit is.

1003
00:48:25,080 --> 00:48:25,880
Speaker 2: You know, that's lucky.

1004
00:48:26,560 --> 00:48:26,759
Speaker 1: Yeah.

1005
00:48:26,760 --> 00:48:29,040
Speaker 2: I mean that's what we're all asking ourselves. Is it enough?

1006
00:48:29,160 --> 00:48:31,680
Speaker 2: You know? How do I know? And sometimes it's got

1007
00:48:31,680 --> 00:48:33,520
Speaker 2: to sometimes you gotta look at the coffee machine at

1008
00:48:33,560 --> 00:48:34,560
Speaker 2: the office and see what's there's.

1009
00:48:35,600 --> 00:48:37,439
Speaker 1: But it was a good reminder of like because sometimes

1010
00:48:37,480 --> 00:48:38,840
Speaker 1: a lot of companies will tell you like, oh, we

1011
00:48:38,880 --> 00:48:41,560
Speaker 1: don't do that and so, And honestly, I already had

1012
00:48:41,600 --> 00:48:43,560
Speaker 1: in my mind like this wasn't like not that it wasn't.

1013
00:48:43,600 --> 00:48:45,239
Speaker 1: I mean, it's a great company. I like them, but

1014
00:48:45,280 --> 00:48:46,680
Speaker 1: I already had in my mind that I was like,

1015
00:48:46,680 --> 00:48:47,880
Speaker 1: you know, if they don't say the right thing, I'm

1016
00:48:47,920 --> 00:48:49,440
Speaker 1: going to be like, yeah, it's not a fit. You know,

1017
00:48:49,480 --> 00:48:52,480
Speaker 1: you can keep it because at this point, like it's

1018
00:48:52,480 --> 00:48:56,279
Speaker 1: one of the reasons too, why keep partnership agreements and

1019
00:48:56,320 --> 00:48:59,160
Speaker 1: that to a minimum, like it's never more than like

1020
00:48:59,200 --> 00:49:01,759
Speaker 1: twenty percent of my overall income. So that way, at

1021
00:49:01,760 --> 00:49:04,040
Speaker 1: any point in time, if like a brand just doesn't

1022
00:49:04,040 --> 00:49:06,239
Speaker 1: sit right, you know, I can be like, yeah, you

1023
00:49:06,280 --> 00:49:08,440
Speaker 1: can keep it because it's not going to make a

1024
00:49:08,440 --> 00:49:10,240
Speaker 1: break whether I can pay my bills or not, because

1025
00:49:10,360 --> 00:49:12,440
Speaker 1: I don't like that, you know. So we'll see. I'm

1026
00:49:12,480 --> 00:49:14,880
Speaker 1: sure they'll come back with something because I know she

1027
00:49:14,920 --> 00:49:16,839
Speaker 1: was probably was like yikes, because what first of all,

1028
00:49:16,840 --> 00:49:18,439
Speaker 1: I should not be seeing her contract?

1029
00:49:18,680 --> 00:49:20,680
Speaker 2: Mm hmm, yeah, I don't tell her.

1030
00:49:22,120 --> 00:49:23,600
Speaker 1: Well no, no, I would never. I don't know who

1031
00:49:23,600 --> 00:49:25,399
Speaker 1: the other person is. I'm saying, like the woman who

1032
00:49:25,400 --> 00:49:28,080
Speaker 1: said it to me, okay, yeah, like I should like,

1033
00:49:28,120 --> 00:49:30,560
Speaker 1: you know, I know she was like yikes, because I

1034
00:49:30,600 --> 00:49:33,440
Speaker 1: don't know. Yes, I'm sure she was. I'm sure she was,

1035
00:49:33,560 --> 00:49:38,320
Speaker 1: like so my bad, and she's kind of newish to

1036
00:49:38,360 --> 00:49:40,640
Speaker 1: the company. So I was like the fact that you

1037
00:49:40,680 --> 00:49:44,920
Speaker 1: said this to me twice.

1038
00:49:45,680 --> 00:49:47,480
Speaker 2: Hard, like not even gonna lie. I'm not even being

1039
00:49:47,520 --> 00:49:51,719
Speaker 2: I'm not joking. They're hard. I found that. I found her.

1040
00:49:51,800 --> 00:49:54,000
Speaker 2: I found her question of the evening good good jump

1041
00:49:54,040 --> 00:49:56,920
Speaker 2: into that. So this is from someone who likes to

1042
00:49:57,000 --> 00:50:01,040
Speaker 2: go by missus newlywed from Atlanta, Georgia. This isn't my question.

1043
00:50:01,080 --> 00:50:04,200
Speaker 2: Don't worry. She's a different person. She said, I love

1044
00:50:04,239 --> 00:50:06,360
Speaker 2: your podcast. Hopefully you can help me with this question.

1045
00:50:06,800 --> 00:50:09,800
Speaker 2: I recently married my best friend. Now we are getting

1046
00:50:09,800 --> 00:50:13,080
Speaker 2: into how to budget monthly. Moneies interestingly waited till after

1047
00:50:13,080 --> 00:50:16,000
Speaker 2: they were married to talk about budgeting. What is the

1048
00:50:16,040 --> 00:50:20,600
Speaker 2: best new couple budget friendly spreadsheet guide or even website

1049
00:50:20,640 --> 00:50:23,160
Speaker 2: that can help us better organize our monthly bills. I

1050
00:50:23,239 --> 00:50:25,960
Speaker 2: extremely appreciate your help. Missus newlywed.

1051
00:50:27,120 --> 00:50:27,719
Speaker 1: What do you use?

1052
00:50:27,880 --> 00:50:29,920
Speaker 2: So she wants the tech focused answer.

1053
00:50:30,560 --> 00:50:31,200
Speaker 1: Yeah, so.

1054
00:50:33,239 --> 00:50:36,480
Speaker 2: Luckily. Well, okay, so we've tried a bunch of different things.

1055
00:50:37,080 --> 00:50:39,359
Speaker 2: We don't have like any one app that we use.

1056
00:50:39,760 --> 00:50:42,279
Speaker 2: I think for a while, my husband was using Mint

1057
00:50:42,280 --> 00:50:44,480
Speaker 2: when he was dealing with his own finances. I was,

1058
00:50:44,680 --> 00:50:48,080
Speaker 2: you know, I had used Mint bill pay to like

1059
00:50:48,160 --> 00:50:51,120
Speaker 2: manage my money, and then I was starting to use

1060
00:50:51,800 --> 00:50:54,560
Speaker 2: Oh what's it called? Now? Oh, I gotta find it

1061
00:50:54,600 --> 00:50:56,239
Speaker 2: on my phone. I love that app. It's the app

1062
00:50:56,280 --> 00:50:58,320
Speaker 2: where it tells you how much you have to spend

1063
00:50:58,320 --> 00:51:00,000
Speaker 2: on any given day. I've talked about it.

1064
00:51:00,480 --> 00:51:02,600
Speaker 1: Oh you did? Is it picky smarty pig?

1065
00:51:02,680 --> 00:51:06,000
Speaker 2: Now, no, it's not smarty pig. I'm gonna find my

1066
00:51:06,040 --> 00:51:07,040
Speaker 2: cell phone in a second.

1067
00:51:08,000 --> 00:51:10,200
Speaker 1: I remember you talking about that though.

1068
00:51:10,480 --> 00:51:12,760
Speaker 2: H yeah, dang it. I need to find it anyway,

1069
00:51:12,800 --> 00:51:14,480
Speaker 2: I'm gonna. I don't want to mess up the audio.

1070
00:51:14,560 --> 00:51:17,000
Speaker 2: But and that was helping, That was helpful for me

1071
00:51:17,560 --> 00:51:20,319
Speaker 2: as a couple. I think transparency is the key. And

1072
00:51:20,400 --> 00:51:22,719
Speaker 2: so when when my husband and I started working with

1073
00:51:22,760 --> 00:51:25,680
Speaker 2: a financial planner. She gave us basically like her own

1074
00:51:25,760 --> 00:51:28,000
Speaker 2: version of Mint dot com. I think it's a system

1075
00:51:28,040 --> 00:51:31,279
Speaker 2: that maybe financial advisors use. It's called blue Leaf. I

1076
00:51:31,320 --> 00:51:32,719
Speaker 2: don't know if it's like a payment thing, but you

1077
00:51:32,719 --> 00:51:34,200
Speaker 2: can do the same thing with Mint if you just

1078
00:51:34,239 --> 00:51:37,080
Speaker 2: load all of your accounts into one place. It forced

1079
00:51:37,160 --> 00:51:39,840
Speaker 2: us to have transparency. I mean, we had transparency before,

1080
00:51:40,360 --> 00:51:42,600
Speaker 2: but now it's like accountability and we can sort of

1081
00:51:42,600 --> 00:51:45,040
Speaker 2: see where all the money is. And it's also really

1082
00:51:45,120 --> 00:51:48,960
Speaker 2: rewarding because combined our network is banging, you know, to

1083
00:51:49,080 --> 00:51:51,279
Speaker 2: see that like teamwork, and like to see both of

1084
00:51:51,280 --> 00:51:54,680
Speaker 2: our network networth you know, going up or down. But

1085
00:51:54,719 --> 00:51:56,600
Speaker 2: I think you can get something similar from Mint.

1086
00:51:57,320 --> 00:51:59,239
Speaker 1: Oh, I think I can try that because I'm like,

1087
00:51:59,280 --> 00:52:01,480
Speaker 1: I'm the one Draggon network down with this dagone student

1088
00:52:01,520 --> 00:52:04,080
Speaker 1: loan because we neither one of us have credit card debt,

1089
00:52:04,120 --> 00:52:07,200
Speaker 1: although I suspect he still is paying down a Best

1090
00:52:07,200 --> 00:52:09,160
Speaker 1: Buy because every tart turn around we have a new speaker,

1091
00:52:11,520 --> 00:52:14,120
Speaker 1: I know, but like no real credit card debt, meaning

1092
00:52:14,160 --> 00:52:15,839
Speaker 1: like you know, he probably owes maybe like six hundred dollars,

1093
00:52:15,880 --> 00:52:17,960
Speaker 1: but I don't have any credit card debt. He doesn't

1094
00:52:17,960 --> 00:52:20,560
Speaker 1: have any other debt whatsoever. I still have student loan debt.

1095
00:52:20,600 --> 00:52:25,799
Speaker 1: But we just use good old fashion Excel because I'm

1096
00:52:25,800 --> 00:52:28,680
Speaker 1: not super techy and so Excel is like really easy.

1097
00:52:28,840 --> 00:52:31,880
Speaker 1: So like our spreadsheet is up. It's like because honestly,

1098
00:52:31,920 --> 00:52:35,000
Speaker 1: we talked about money before, but really really didn't dig

1099
00:52:35,040 --> 00:52:38,279
Speaker 1: dig deep until like literally right before getting married. And

1100
00:52:38,320 --> 00:52:40,200
Speaker 1: then in the beginning we're I mean, we're only married

1101
00:52:40,200 --> 00:52:43,800
Speaker 1: a few months now, and so yeah, we use Excel.

1102
00:52:44,080 --> 00:52:47,600
Speaker 1: And then after kind of figuring out what, you know,

1103
00:52:47,760 --> 00:52:50,080
Speaker 1: how much the household bills and stuff were, we realized

1104
00:52:50,080 --> 00:52:52,560
Speaker 1: we could live off his income. So he came up

1105
00:52:52,560 --> 00:52:55,600
Speaker 1: with a solution that we finally put into full practice

1106
00:52:55,920 --> 00:52:59,080
Speaker 1: and that we have. I already had a Bill's account,

1107
00:52:59,440 --> 00:53:03,560
Speaker 1: so I gave him. Now we're co not co owners,

1108
00:53:03,600 --> 00:53:06,840
Speaker 1: I don't know, like cole whatever people like. We both

1109
00:53:06,920 --> 00:53:09,200
Speaker 1: are a part of that Bill's account. And then we

1110
00:53:09,320 --> 00:53:11,680
Speaker 1: opened up another checking account. So now we have two

1111
00:53:11,760 --> 00:53:15,080
Speaker 1: joint checking accounts. So the Bill's account is where I

1112
00:53:15,160 --> 00:53:19,000
Speaker 1: pay all of our bills now collectively. So his paycheck

1113
00:53:19,080 --> 00:53:23,960
Speaker 1: loan lands in our joint checking account. And then I

1114
00:53:24,080 --> 00:53:28,200
Speaker 1: transferred the bill money into the Bill's account and the

1115
00:53:28,280 --> 00:53:31,200
Speaker 1: rest kind of stays into our other joint checking account,

1116
00:53:31,200 --> 00:53:34,000
Speaker 1: which is our spending account, and he keeps like two

1117
00:53:34,040 --> 00:53:36,520
Speaker 1: fifty or whatever for himself, like one twenty five a

1118
00:53:36,560 --> 00:53:38,960
Speaker 1: week or whatever it is, two fifty or three hundred

1119
00:53:38,960 --> 00:53:41,200
Speaker 1: for himself, like one fifty a week' that's what it is.

1120
00:53:41,239 --> 00:53:43,480
Speaker 1: One to fifty a week for like just spending, like

1121
00:53:43,560 --> 00:53:46,600
Speaker 1: bs spending. And so if he goes food chopping, or

1122
00:53:46,600 --> 00:53:49,200
Speaker 1: I go food chopping, or we're spending on something that's

1123
00:53:49,280 --> 00:53:53,359
Speaker 1: like family focused, you know that kind of thing, then

1124
00:53:53,400 --> 00:53:55,879
Speaker 1: we use our spending account debit card, which we keep

1125
00:53:55,880 --> 00:53:57,839
Speaker 1: in the house. Like Bay, I'm going food chopping, I'm

1126
00:53:57,840 --> 00:54:01,279
Speaker 1: grabbing the debit card. Great, and all the bills, like

1127
00:54:01,320 --> 00:54:04,440
Speaker 1: I said, I paid all the bills now from our

1128
00:54:04,480 --> 00:54:07,200
Speaker 1: bill's account because I pull from his check. And then

1129
00:54:07,280 --> 00:54:09,560
Speaker 1: all of the money that I make for my two businesses,

1130
00:54:10,400 --> 00:54:12,640
Speaker 1: well I would say ninety percent of it because we

1131
00:54:12,760 --> 00:54:15,400
Speaker 1: still need to slightly cover is we save and invest

1132
00:54:15,440 --> 00:54:17,760
Speaker 1: that money. And so we have a new financial advisor,

1133
00:54:18,560 --> 00:54:21,279
Speaker 1: and so we're really like we're buying. Actually we found

1134
00:54:21,320 --> 00:54:22,920
Speaker 1: a second home that we're actually gonna buy, So we'll

1135
00:54:22,920 --> 00:54:25,040
Speaker 1: probably have two homes in the next six months. We

1136
00:54:25,120 --> 00:54:28,520
Speaker 1: found a home like super cheap and it's a huge,

1137
00:54:28,560 --> 00:54:30,840
Speaker 1: it's a tear down, but it will help. Like the

1138
00:54:30,920 --> 00:54:34,160
Speaker 1: location is amazing, and so you know, that's that's what

1139
00:54:34,200 --> 00:54:37,600
Speaker 1: we've worked out. We've heard, no, the second one, I

1140
00:54:37,600 --> 00:54:38,400
Speaker 1: have a second house?

1141
00:54:38,800 --> 00:54:39,120
Speaker 2: Wait what?

1142
00:54:40,120 --> 00:54:43,359
Speaker 1: Yeah? So our first house, which is where we're gonna live,

1143
00:54:43,360 --> 00:54:45,640
Speaker 1: and we're gonna buy that cash. Our second house. We

1144
00:54:45,680 --> 00:54:48,120
Speaker 1: found a house for ten thousand dollars. But it's it's

1145
00:54:48,120 --> 00:54:50,759
Speaker 1: like a it's like a haunted house and there's nothing

1146
00:54:50,800 --> 00:54:52,880
Speaker 1: you can we can't even walk inside. It's sight unseen.

1147
00:54:53,440 --> 00:54:58,080
Speaker 1: But the location is so amazing and so it's like

1148
00:54:58,200 --> 00:55:02,080
Speaker 1: it's but we're fortunate enough to be able to get

1149
00:55:02,080 --> 00:55:03,399
Speaker 1: it for that cheap. So I was like, we can't

1150
00:55:03,400 --> 00:55:05,520
Speaker 1: say no, even we weren't planning on getting this house

1151
00:55:05,600 --> 00:55:06,640
Speaker 1: right now, but we have to get it.

1152
00:55:07,040 --> 00:55:08,960
Speaker 2: And the fact do you have a second house, like

1153
00:55:10,880 --> 00:55:13,120
Speaker 2: the way through the podcast, we have to revisit this.

1154
00:55:13,120 --> 00:55:14,799
Speaker 1: On the next episode later, no, because you know, I

1155
00:55:14,840 --> 00:55:17,040
Speaker 1: want to close first before something, and I'm like, yes,

1156
00:55:17,160 --> 00:55:18,840
Speaker 1: let's close first. But then I'm like, what, we'll have

1157
00:55:18,840 --> 00:55:21,719
Speaker 1: two houses one year. Both brought cash, but the other

1158
00:55:21,760 --> 00:55:23,600
Speaker 1: one we're going to I know we're going to actually

1159
00:55:23,600 --> 00:55:25,919
Speaker 1: have to get a mortgage on that second house because

1160
00:55:25,920 --> 00:55:28,080
Speaker 1: we have to get money to fix it up because

1161
00:55:28,080 --> 00:55:30,480
Speaker 1: it's like a tear down. But I'm going to talk

1162
00:55:30,520 --> 00:55:33,040
Speaker 1: to you guys about how we plan to really like

1163
00:55:33,239 --> 00:55:36,560
Speaker 1: maximize on that second house because I'm excited. So that's

1164
00:55:36,560 --> 00:55:40,440
Speaker 1: how we do ours, really just Excel and so that

1165
00:55:40,480 --> 00:55:42,239
Speaker 1: way he can see like kind of what's happening, because

1166
00:55:42,280 --> 00:55:44,839
Speaker 1: I was already using Excel for myself, and you know,

1167
00:55:45,400 --> 00:55:48,759
Speaker 1: I basically manage our finances as far as like day

1168
00:55:48,800 --> 00:55:51,480
Speaker 1: to day, and then we have our financial advisor that

1169
00:55:51,480 --> 00:55:54,080
Speaker 1: we'll be meeting with quarterly to kind of manage the

1170
00:55:54,120 --> 00:55:56,680
Speaker 1: rest because I want to be I'm thirty eight. I

1171
00:55:56,760 --> 00:55:59,320
Speaker 1: told him by forty five, I want to be multimillionaires.

1172
00:56:00,080 --> 00:56:02,600
Speaker 1: Sure you will be a type like that's our goal,

1173
00:56:02,680 --> 00:56:05,760
Speaker 1: multimillionaires who both drive three year old cars.

1174
00:56:07,280 --> 00:56:08,279
Speaker 2: That's the best time to be.

1175
00:56:09,000 --> 00:56:12,120
Speaker 1: Yeah, And I'm still shopping at KC. Penny and Target.

1176
00:56:12,360 --> 00:56:14,600
Speaker 2: It just makes everyone like me more even more jealous,

1177
00:56:14,640 --> 00:56:16,600
Speaker 2: like she has the money and she still doesn't use it.

1178
00:56:16,680 --> 00:56:18,640
Speaker 1: Well, I don't know, I just can't say. I can't

1179
00:56:18,680 --> 00:56:21,160
Speaker 1: justify like you know, like five hundred dollars sweater.

1180
00:56:21,280 --> 00:56:24,279
Speaker 2: That thing's crazy real quick though, because she did ask

1181
00:56:24,320 --> 00:56:27,160
Speaker 2: for like an app, and we recently reviewed the Honeydew app,

1182
00:56:27,520 --> 00:56:29,640
Speaker 2: which is kind of cute. It's for couples who want

1183
00:56:29,640 --> 00:56:31,479
Speaker 2: to better like it's and she sounds like she wants

1184
00:56:31,480 --> 00:56:34,120
Speaker 2: like a monthly budgeting, like like paying the bills and

1185
00:56:34,160 --> 00:56:35,600
Speaker 2: things like that they're trying to stay on top of.

1186
00:56:35,680 --> 00:56:37,160
Speaker 2: I think this could be a great app for her,

1187
00:56:37,280 --> 00:56:40,520
Speaker 2: so both people in the relationship a couple. It's meant

1188
00:56:40,560 --> 00:56:43,040
Speaker 2: four couples. You sign up for the account, and it

1189
00:56:43,040 --> 00:56:44,759
Speaker 2: does like I was saying before, it puts all of

1190
00:56:44,840 --> 00:56:48,160
Speaker 2: your your financial accounts all in one place. But it

1191
00:56:48,160 --> 00:56:50,920
Speaker 2: also helps you track your bills, so it'll tell you know,

1192
00:56:51,000 --> 00:56:53,600
Speaker 2: you have this bill that's coming up, and it also

1193
00:56:53,680 --> 00:56:57,040
Speaker 2: lets you see I think you can control the notifications,

1194
00:56:57,080 --> 00:56:59,479
Speaker 2: but you might get alert when this account gets below

1195
00:56:59,480 --> 00:57:02,560
Speaker 2: a certain level or when your husband maybe spends a

1196
00:57:02,560 --> 00:57:05,239
Speaker 2: lot at Walmart. It has like a big grocery bill

1197
00:57:05,280 --> 00:57:07,880
Speaker 2: and it'll alert you. And I think that that helps.

1198
00:57:08,040 --> 00:57:10,200
Speaker 2: I think this is like a great conversation starter, and

1199
00:57:10,239 --> 00:57:14,160
Speaker 2: it also I don't know, sometimes I think sometimes like

1200
00:57:14,239 --> 00:57:16,200
Speaker 2: if you ask all the time, hey, what did you

1201
00:57:16,240 --> 00:57:17,960
Speaker 2: spend at the store, what'd you spend here? What'd you

1202
00:57:17,960 --> 00:57:20,360
Speaker 2: spend there? It can sound like you're nagging, or it

1203
00:57:20,360 --> 00:57:23,080
Speaker 2: can start a fight, But if everything is just there, transparent,

1204
00:57:23,560 --> 00:57:25,960
Speaker 2: then you're all on the same foot. One person doesn't

1205
00:57:25,960 --> 00:57:29,360
Speaker 2: have to get defensive, and you don't have to worry about,

1206
00:57:29,440 --> 00:57:31,600
Speaker 2: you know, making them like putting them on the on

1207
00:57:31,640 --> 00:57:34,480
Speaker 2: the defense or you being an offense or whatever. I'm

1208
00:57:34,520 --> 00:57:39,640
Speaker 2: clearly awful with sports analogies, but I love it. I

1209
00:57:39,680 --> 00:57:41,560
Speaker 2: love it, and I like that has bill reminders too,

1210
00:57:41,600 --> 00:57:44,160
Speaker 2: because I think especially if you're living together for the

1211
00:57:44,160 --> 00:57:46,000
Speaker 2: first time. I don't know if she if they're living

1212
00:57:46,040 --> 00:57:48,840
Speaker 2: together for the first time or not, but you know,

1213
00:57:49,360 --> 00:57:51,560
Speaker 2: it could be a situation where you're each used to

1214
00:57:51,600 --> 00:57:53,400
Speaker 2: managing your own finances and all of a sudden you're

1215
00:57:53,400 --> 00:57:56,520
Speaker 2: sharing some expenses, or one person is maybe managing more

1216
00:57:56,520 --> 00:57:58,320
Speaker 2: than they have before, and you want to make sure

1217
00:57:58,320 --> 00:58:01,160
Speaker 2: that they're actually doing it. Like nothing worse than finding

1218
00:58:01,200 --> 00:58:03,320
Speaker 2: out your significant others forgot to pay the light bill

1219
00:58:03,360 --> 00:58:04,080
Speaker 2: when the light goes out.

1220
00:58:04,280 --> 00:58:07,680
Speaker 1: Yeah, I've had what like when I was like in

1221
00:58:07,680 --> 00:58:10,200
Speaker 1: my early twenties, one to hurt my friends told me

1222
00:58:10,240 --> 00:58:12,560
Speaker 1: that she was like, yeah, the light builb went out.

1223
00:58:12,880 --> 00:58:15,280
Speaker 1: You know. My boyfriend told me that, like like in

1224
00:58:15,320 --> 00:58:17,640
Speaker 1: the building, blah blah blah. She found out nobody else's

1225
00:58:17,720 --> 00:58:21,200
Speaker 1: light went out in the Bible and she was like

1226
00:58:21,240 --> 00:58:25,240
Speaker 1: that seems weird, right. I was like, yeah, you know,

1227
00:58:25,280 --> 00:58:27,000
Speaker 1: your early twenties. I'm like, girl, I didn't want to

1228
00:58:27,000 --> 00:58:28,439
Speaker 1: tell me. The want to tell her girl, he didn't

1229
00:58:28,480 --> 00:58:30,880
Speaker 1: pay the bill, Like nobody's lights to just go out

1230
00:58:30,880 --> 00:58:33,440
Speaker 1: in your apartment. I mean, that's possible, but the light

1231
00:58:33,440 --> 00:58:34,200
Speaker 1: bill was not paid.

1232
00:58:35,640 --> 00:58:37,720
Speaker 2: Oh. You can even like leave comments on the honeydew

1233
00:58:37,720 --> 00:58:40,200
Speaker 2: app transactions like a smiley face or like write something

1234
00:58:40,280 --> 00:58:43,960
Speaker 2: saying like really the coffee shop again or best Buy again?

1235
00:58:44,600 --> 00:58:45,280
Speaker 2: It could be fun.

1236
00:58:46,160 --> 00:58:48,960
Speaker 1: Ah ooh, I like that best Buy again. He was like,

1237
00:58:49,000 --> 00:58:50,920
Speaker 1: there's speakers in the house. I don't want to talk

1238
00:58:50,920 --> 00:58:51,240
Speaker 1: about it.

1239
00:58:51,760 --> 00:58:56,120
Speaker 2: I was like, why do we sow many freaking speakers?

1240
00:58:56,200 --> 00:58:58,480
Speaker 1: Like why? I'm like, what happened? Did we have some

1241
00:58:58,520 --> 00:59:01,360
Speaker 1: other speakers? He was like no, I broke up whatever

1242
00:59:01,440 --> 00:59:03,720
Speaker 1: he said. I was like whatever, I mean, honestly, he's

1243
00:59:03,720 --> 00:59:06,600
Speaker 1: not a big spender at all, So I just said okay.

1244
00:59:06,640 --> 00:59:08,080
Speaker 1: He looked at me like that's it. I was like,

1245
00:59:08,120 --> 00:59:10,960
Speaker 1: because he did really good on Christmas. We went Christmas

1246
00:59:10,960 --> 00:59:15,080
Speaker 1: shopping for Supergirl and he did not go like bananas,

1247
00:59:15,320 --> 00:59:16,720
Speaker 1: and I was really proud of him, like, hey, we

1248
00:59:16,760 --> 00:59:18,560
Speaker 1: got some really cute stuff for her, but we didn't like.

1249
00:59:19,120 --> 00:59:20,720
Speaker 1: When I first met him, I thought he had like

1250
00:59:20,800 --> 00:59:25,440
Speaker 1: multiple children by the looks of Christmas, and so I

1251
00:59:25,480 --> 00:59:27,680
Speaker 1: was like, wait, so do you give gifts to all

1252
00:59:27,680 --> 00:59:29,120
Speaker 1: the kids in the neighborhood. He's like, no, no, this

1253
00:59:29,160 --> 00:59:31,640
Speaker 1: is just hers. I'm like, so these thirty presents belong

1254
00:59:31,720 --> 00:59:35,840
Speaker 1: to one six year old child. Huh Okay, now it's like,

1255
00:59:35,880 --> 00:59:37,680
Speaker 1: you know, just a few. And the truth of the

1256
00:59:37,720 --> 00:59:40,040
Speaker 1: matter is Supergirl it's not even all that materialistic, which

1257
00:59:40,080 --> 00:59:42,200
Speaker 1: is funny because I asked her that year withch she

1258
00:59:42,320 --> 00:59:45,080
Speaker 1: like most, and it was like her sheet set that

1259
00:59:45,160 --> 00:59:47,439
Speaker 1: her aunt got her. You should have seen his feet,

1260
00:59:47,640 --> 00:59:50,080
Speaker 1: I know, because he spent twenty five hundred dollars on

1261
00:59:50,240 --> 00:59:54,400
Speaker 1: a kitchenette set for her room twenty five one hundred dollars,

1262
00:59:54,560 --> 00:59:56,200
Speaker 1: and she was like, I love the sheets. And I

1263
00:59:56,200 --> 01:00:06,320
Speaker 1: looked at him like nothing like fresh. Supergirl loves staples. Okay, Like,

1264
01:00:06,840 --> 01:00:09,560
Speaker 1: I don't know what you thought by her super expensive stuff.

1265
01:00:09,680 --> 01:00:11,440
Speaker 1: She's not really like she's the time you give her

1266
01:00:11,480 --> 01:00:14,520
Speaker 1: some markers and a fresh notebook or coloring book, she

1267
01:00:14,640 --> 01:00:15,520
Speaker 1: is in hog heaven.

1268
01:00:17,400 --> 01:00:19,720
Speaker 2: That's my kind of kid. How do I make sure

1269
01:00:19,720 --> 01:00:20,720
Speaker 2: my kids also a nerd?

1270
01:00:21,400 --> 01:00:22,000
Speaker 1: I don't know.

1271
01:00:22,080 --> 01:00:22,400
Speaker 2: I don't know.

1272
01:00:22,440 --> 01:00:27,600
Speaker 1: I'm just really fortunate we're nerds together. It's time for

1273
01:00:27,920 --> 01:00:33,920
Speaker 1: weird Tuesday. Oh wait, wait, we don't air on Wednday anymore?

1274
01:00:34,000 --> 01:00:34,760
Speaker 1: Right Tuesday?

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01:00:34,880 --> 01:00:36,080
Speaker 2: We do air on Wednesdays.

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01:00:36,160 --> 01:00:39,520
Speaker 3: Yes, we recording a day early this week, because that's right,

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01:00:39,600 --> 01:00:40,720
Speaker 3: it's time for weed.

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01:00:42,560 --> 01:00:45,760
Speaker 1: I love that. I was like, wait a minute, yes, Wednesday.

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01:00:45,960 --> 01:00:50,200
Speaker 1: Oh we gotta keep that one weesday. One of these days,

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01:00:50,200 --> 01:00:51,800
Speaker 1: one of y'all gonna jump up and say, let me

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01:00:51,840 --> 01:00:55,800
Speaker 1: sing the transitions for you, and I will gladly accept.

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01:00:57,480 --> 01:00:58,920
Speaker 2: No, I like your transitions.

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01:01:00,760 --> 01:01:07,400
Speaker 1: Ah. Everybody else was like yeah, no, only So what

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01:01:07,560 --> 01:01:08,640
Speaker 1: is your win for the week.

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01:01:09,480 --> 01:01:12,400
Speaker 2: I know that I briefly discussed this audiobook that I

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01:01:12,440 --> 01:01:15,840
Speaker 2: purchased last week, but I finally started listening to it,

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01:01:15,880 --> 01:01:18,520
Speaker 2: and I have got to say, if you were even

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01:01:18,640 --> 01:01:22,320
Speaker 2: like thinking about buying the new Memoir by Jennifer Lewis,

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01:01:22,600 --> 01:01:27,400
Speaker 2: you must get the audio book. No, it is it

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01:01:27,480 --> 01:01:29,560
Speaker 2: is my life right now, like she is. She sings

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01:01:29,560 --> 01:01:32,520
Speaker 2: in it. She's like a comedian, I mean, telling her

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01:01:32,600 --> 01:01:34,840
Speaker 2: life story. It's like a one woman show. It is

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01:01:34,880 --> 01:01:37,400
Speaker 2: spectacular and like you learn a lot of things about

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01:01:37,440 --> 01:01:40,520
Speaker 2: her career that give you a sense of like, okay,

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01:01:40,600 --> 01:01:43,000
Speaker 2: I mean, on the one hand, like so she starts

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01:01:43,000 --> 01:01:45,800
Speaker 2: off the book where she's taking a trip to the

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01:01:45,840 --> 01:01:48,800
Speaker 2: to Grecian Islands and to Italy like on her own

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01:01:49,320 --> 01:01:52,400
Speaker 2: solo woman traveling, you know, a famous woman too, solo

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01:01:52,440 --> 01:01:57,000
Speaker 2: traveling and thinking she's on the brink of retirement, and

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01:01:57,080 --> 01:01:59,040
Speaker 2: you know, am I done? Am I done being an actress?

1301
01:01:59,040 --> 01:02:01,440
Speaker 2: Am I done being a performed And then she's she

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01:02:01,520 --> 01:02:03,880
Speaker 2: has a conversation she says with the moon or God,

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01:02:04,280 --> 01:02:06,600
Speaker 2: and she's like, I'm not done. I still have dreams,

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01:02:06,640 --> 01:02:08,440
Speaker 2: I still have goals, and here's what I want. And

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01:02:08,480 --> 01:02:10,160
Speaker 2: she said it to the moon and two days later

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01:02:10,200 --> 01:02:13,560
Speaker 2: she got blackish and she got back to the United States. Ah,

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01:02:14,320 --> 01:02:16,360
Speaker 2: can you imagine we almost didn't have Grandma Ruby.

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01:02:17,320 --> 01:02:19,640
Speaker 1: I just yeah, that is just don't she just love

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01:02:19,680 --> 01:02:20,400
Speaker 1: stories like that?

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01:02:20,960 --> 01:02:24,840
Speaker 2: Yes? And I feel like she's the auntie grandma because

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01:02:24,840 --> 01:02:26,800
Speaker 2: my granda actually had a Grandma Ruby and she died

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01:02:26,840 --> 01:02:28,200
Speaker 2: when I was six, and I feel like I never

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01:02:28,240 --> 01:02:33,800
Speaker 2: got to know my that that grandmother figure, especially like

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01:02:34,240 --> 01:02:36,000
Speaker 2: in the older I get them more. I find out

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01:02:36,200 --> 01:02:39,680
Speaker 2: about my grandmother's family. And I always knew. I always

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01:02:39,720 --> 01:02:42,000
Speaker 2: knew that we had roots in slavery. But I found

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01:02:42,000 --> 01:02:45,400
Speaker 2: out that my living great uncle used to cotton and

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01:02:45,440 --> 01:02:48,600
Speaker 2: he just like let that slip into a sly conversation. Yeah,

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01:02:48,640 --> 01:02:50,960
Speaker 2: he never told me about his young childhood and my

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01:02:51,000 --> 01:02:54,200
Speaker 2: Grandma Ruby had to stay home. There were six or

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01:02:54,240 --> 01:02:56,840
Speaker 2: seven of them. She stayed home. She quit school when

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01:02:56,840 --> 01:02:59,120
Speaker 2: she was like thirteen or fourteen years old. I found

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01:02:59,120 --> 01:03:01,640
Speaker 2: out from this conversation my great uncle to watch all

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01:03:01,640 --> 01:03:03,760
Speaker 2: of them. That's why she dropped out of school, and

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01:03:04,160 --> 01:03:06,040
Speaker 2: none of them realized it, or at least they were

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01:03:06,040 --> 01:03:08,440
Speaker 2: too young, you know. Yeah, she dropped out to take

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01:03:08,440 --> 01:03:10,320
Speaker 2: care of them. And then they went to work and

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01:03:10,360 --> 01:03:13,000
Speaker 2: they were picking cotton, and their parents, you know, were

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01:03:13,040 --> 01:03:15,040
Speaker 2: doing the same thing. And it wasn't until they were

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01:03:15,080 --> 01:03:17,960
Speaker 2: much older that Grandma Ruby told them how much she

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01:03:17,960 --> 01:03:21,040
Speaker 2: had sacrificed to take care of them. And from that

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01:03:21,160 --> 01:03:23,400
Speaker 2: point forward, all my great uncles they called them the

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01:03:23,440 --> 01:03:28,320
Speaker 2: four Horsemen because there's four living Ray, Uncle Boo, Uncle Arthur,

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01:03:28,600 --> 01:03:34,720
Speaker 2: Uncle Uncle Kresley. They made sure she never went without

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01:03:34,760 --> 01:03:35,280
Speaker 2: from then on.

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01:03:35,480 --> 01:03:38,520
Speaker 1: Yes, I just got chilled, Like literally, I just got chills.

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01:03:38,640 --> 01:03:39,200
Speaker 1: I love that.

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01:03:40,000 --> 01:03:41,560
Speaker 2: Yeah. I don't know how I got to my grandma

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01:03:41,600 --> 01:03:44,680
Speaker 2: Ruby from but anyway, I just I love Jennifer Lewis

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01:03:44,680 --> 01:03:46,480
Speaker 2: and I and I think I'm at a time where

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01:03:46,640 --> 01:03:49,160
Speaker 2: I'm like really ready to listen to the stories from

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01:03:49,240 --> 01:03:52,920
Speaker 2: people who were much much older. Yeah, and I have

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01:03:53,000 --> 01:03:55,280
Speaker 2: to go seek out that older grandmother figure, I guess

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01:03:55,280 --> 01:03:56,360
Speaker 2: since I didn't have one.

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01:03:56,920 --> 01:03:58,880
Speaker 1: Yeah, And I just love that name. That's such a

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01:03:58,880 --> 01:04:00,959
Speaker 1: great grandma name on grandmam My Ruby.

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01:04:01,160 --> 01:04:02,320
Speaker 2: Ruby Lee Woodruff.

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01:04:03,240 --> 01:04:04,800
Speaker 1: Oh, that is such a great thing.

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01:04:06,120 --> 01:04:07,680
Speaker 2: Yeah, that's why I'm Mandy Lee.

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01:04:07,960 --> 01:04:11,160
Speaker 1: Anyway, no, Ma Andra, I love that.

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01:04:11,840 --> 01:04:14,200
Speaker 2: So yeah. But the but the official win was for

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01:04:14,480 --> 01:04:19,840
Speaker 2: Jennifer Lawrence or sorry Lawrence Jesus Jennifer Lewis. Her audiobook

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01:04:19,920 --> 01:04:22,960
Speaker 2: is called Mother of Black Hollywood, so freaking good. Definitely

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01:04:22,960 --> 01:04:24,320
Speaker 2: get it. I mean, you can get the written, but

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01:04:24,320 --> 01:04:25,600
Speaker 2: I think the audiobook's amazing.

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01:04:27,360 --> 01:04:30,480
Speaker 1: Well, my wind is going out to none other than

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01:04:30,600 --> 01:04:34,280
Speaker 1: Drina Cherie Whitfield. Yes, Hottie, I said your middle name,

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01:04:34,760 --> 01:04:37,440
Speaker 1: so Huffington Post. For those of you who don't know,

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01:04:37,520 --> 01:04:39,880
Speaker 1: Drina is my publicist. But I've known her all my

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01:04:39,920 --> 01:04:44,360
Speaker 1: life basically. But she is a powerhouse publicist. She's awesome.

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01:04:45,120 --> 01:04:49,280
Speaker 1: I mean she's been uh. She works with now Patrice

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01:04:49,360 --> 01:04:52,080
Speaker 1: Colors of Black Lives Matter, She's worked with Corey Booker

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01:04:52,080 --> 01:04:55,120
Speaker 1: who's now a senator. She's worked with like large Brand,

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01:04:55,160 --> 01:04:57,360
Speaker 1: small Brandts, Prudential, just all of these. Like she's just

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01:04:57,440 --> 01:05:00,000
Speaker 1: awesome and so. But she's used to Publicists are behind

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01:05:00,160 --> 01:05:03,400
Speaker 1: the scenes. Their job is to showcase their client, so

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01:05:03,440 --> 01:05:07,360
Speaker 1: it's rare that she gets showcased. But the Hovington Post

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01:05:07,920 --> 01:05:11,440
Speaker 1: just did this big story naming her one of the

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01:05:11,520 --> 01:05:15,400
Speaker 1: top twenty five African American PR millennials to watch. And

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01:05:15,520 --> 01:05:17,640
Speaker 1: she couldn't believe it because, like I said, she just

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01:05:17,720 --> 01:05:22,280
Speaker 1: kind of does the work quietly and yeah, and it's

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01:05:22,360 --> 01:05:24,480
Speaker 1: just honestly, it was so nice because she doesn't really

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01:05:24,520 --> 01:05:26,520
Speaker 1: get and the truth of the matter is she doesn't

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01:05:26,560 --> 01:05:29,760
Speaker 1: actually like recognition. She almost when they reached out to her,

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01:05:30,040 --> 01:05:31,720
Speaker 1: she was like, yeah, no, I was like, are you

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01:05:31,760 --> 01:05:34,200
Speaker 1: crazy And had to say the questions and get your

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01:05:34,200 --> 01:05:37,560
Speaker 1: recognition because they did a large article kind of showcasing

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01:05:37,560 --> 01:05:39,800
Speaker 1: all of them and then each got individual articles and

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01:05:39,840 --> 01:05:42,760
Speaker 1: I was like, girl, are you crazy answer your article questions?

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01:05:43,800 --> 01:05:47,200
Speaker 1: But yeah, she is amazing. She doesn't ask to be,

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01:05:47,320 --> 01:05:50,000
Speaker 1: you know, kind of like put out there for people

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01:05:50,040 --> 01:05:52,880
Speaker 1: to see. And she's actually not comfortable in the spotlight,

1383
01:05:52,960 --> 01:05:55,240
Speaker 1: so she probably be like tiff day stop. I'm like,

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01:05:55,320 --> 01:05:57,920
Speaker 1: oh wow. I mean, like she works really hard and

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01:05:57,960 --> 01:06:01,240
Speaker 1: she's really hard on herself. I'm always telling her like,

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01:06:01,320 --> 01:06:05,360
Speaker 1: you know, you're doing amazing work and it's showing and

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01:06:05,400 --> 01:06:07,440
Speaker 1: so yeah, I'm just really really proud of you for

1388
01:06:08,280 --> 01:06:12,160
Speaker 1: being featured in Huffington Post and being called top twenty

1389
01:06:12,200 --> 01:06:15,080
Speaker 1: five African American PR millennials. I know that there is

1390
01:06:15,360 --> 01:06:19,000
Speaker 1: so much more. If you have seen me on TV

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01:06:19,400 --> 01:06:21,160
Speaker 1: or any sort of I mean, you have to think

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01:06:21,200 --> 01:06:23,640
Speaker 1: to yourself. When I met Drina, the Bunjanisa was literally

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01:06:23,680 --> 01:06:26,120
Speaker 1: a word that my sister made up. And now like

1394
01:06:26,160 --> 01:06:29,880
Speaker 1: you've seen me likely everywhere. But that's my focus has

1395
01:06:29,960 --> 01:06:32,920
Speaker 1: not been on getting my name out there in like

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01:06:33,000 --> 01:06:36,280
Speaker 1: the traditional press. It's always just been I'm a teacher.

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01:06:36,400 --> 01:06:39,040
Speaker 1: I'm going to create programs to help women, and that's

1398
01:06:39,080 --> 01:06:41,440
Speaker 1: all that I've ever focused on. So all of this

1399
01:06:41,560 --> 01:06:44,280
Speaker 1: extra stuff because people always ask me like, oh my god,

1400
01:06:44,280 --> 01:06:45,880
Speaker 1: how did you And I'm like, honestly, I don't know.

1401
01:06:46,080 --> 01:06:48,240
Speaker 1: Drina just calls me and says, send me this, and

1402
01:06:48,280 --> 01:06:50,200
Speaker 1: then she's like, on Wednesday, you're going to California to

1403
01:06:50,240 --> 01:06:54,080
Speaker 1: do the rear. I'm like wait what? And so she's

1404
01:06:54,120 --> 01:06:58,960
Speaker 1: always constantly pushing me and then preparing me for the opportunity.

1405
01:06:59,000 --> 01:07:01,680
Speaker 1: That's the part people don't see is that her making

1406
01:07:01,720 --> 01:07:03,920
Speaker 1: me go of the script literally fifty times over and

1407
01:07:03,960 --> 01:07:05,919
Speaker 1: over and over and over, telling me what to wear,

1408
01:07:06,000 --> 01:07:08,120
Speaker 1: finding me the makeup person, the person do my hair.

1409
01:07:08,400 --> 01:07:10,560
Speaker 1: All of that when you see me presented on TV.

1410
01:07:11,320 --> 01:07:14,600
Speaker 1: Is really it's not just Drina getting me to television

1411
01:07:14,680 --> 01:07:19,680
Speaker 1: or whatever media outlet. Is her preparing me to do well. Yeah,

1412
01:07:19,720 --> 01:07:22,080
Speaker 1: she's Honestly, I don't think she realized just how amazing

1413
01:07:22,080 --> 01:07:23,840
Speaker 1: she is. And she's a new mom. Her son's only

1414
01:07:23,880 --> 01:07:26,120
Speaker 1: two years old, and she's going harder than ever. So

1415
01:07:26,160 --> 01:07:27,840
Speaker 1: I look at her and I'm like, ah, how do

1416
01:07:27,880 --> 01:07:31,040
Speaker 1: you make it work with the kid? And somehow she does.

1417
01:07:31,120 --> 01:07:34,280
Speaker 1: And so congratulations, Drina, you are my Wednesday.

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01:07:35,080 --> 01:07:35,960
Speaker 2: I'm a Drina fan.

1419
01:07:38,600 --> 01:07:40,440
Speaker 1: Yeah. Plus she's my bestie. She hates when I tell

1420
01:07:40,480 --> 01:07:42,680
Speaker 1: people that. She's like, then they're not gonna take me seriously.

1421
01:07:42,800 --> 01:07:45,000
Speaker 1: I'm like, we're beyond the point people know you sligh.

1422
01:07:45,680 --> 01:07:47,960
Speaker 1: Like in the beginning, I was like forbidden to tell

1423
01:07:47,960 --> 01:07:50,080
Speaker 1: people that, like, she was my best friend. She was like,

1424
01:07:50,160 --> 01:07:51,880
Speaker 1: do not because I was her only client. So she

1425
01:07:51,920 --> 01:07:53,120
Speaker 1: was like that it doesn't look like I have like

1426
01:07:53,160 --> 01:07:56,120
Speaker 1: a real client. I'm like, girl, But I understood that then,

1427
01:07:56,240 --> 01:07:58,480
Speaker 1: but now I'm like, girl, bye, you're my best friend.

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01:08:00,080 --> 01:08:01,200
Speaker 2: Best friend, that's my thing?

1429
01:08:01,280 --> 01:08:07,360
Speaker 1: Why exactly? Oh, this was a great appy, you know what.

1430
01:08:07,840 --> 01:08:08,720
Speaker 3: I feel like it was.

1431
01:08:09,840 --> 01:08:11,880
Speaker 2: We're don't know what