1 00:00:04,960 --> 00:00:07,280 Speaker 1: Welcome to Money Making Conversations. It's the show that she 2 00:00:07,320 --> 00:00:10,039 Speaker 1: has the secrets of success experience firsthand by Marketing and 3 00:00:10,119 --> 00:00:13,039 Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me 4 00:00:13,080 --> 00:00:16,640 Speaker 1: advice to many occasions. In occasion didn't notice, I'm not broke. 5 00:00:17,160 --> 00:00:20,560 Speaker 1: You know. He'll be interviewing celebrity CEOs, entrepreneurs and industry 6 00:00:20,600 --> 00:00:22,959 Speaker 1: decision makers. It's what he likes to do. It's what 7 00:00:23,040 --> 00:00:25,520 Speaker 1: he likes to share. Now it's time to hear from 8 00:00:25,520 --> 00:00:29,480 Speaker 1: my man, Rashan McDonald. Money Making Conversations Here we come. 9 00:00:31,320 --> 00:00:35,040 Speaker 1: Welcome to Money Making Conversation. I am your host, Rashwan McDonald. 10 00:00:35,360 --> 00:00:38,120 Speaker 1: I recommend I recognize that we all have different definitions 11 00:00:38,120 --> 00:00:41,440 Speaker 1: of success. For some, it's acizable paycheck. Mine is helping 12 00:00:41,440 --> 00:00:43,840 Speaker 1: people wake up and inspiring them to accomplish their goals 13 00:00:43,840 --> 00:00:46,559 Speaker 1: and live their very best life. These are my passions 14 00:00:46,600 --> 00:00:48,199 Speaker 1: and that's what I'm going to do for you. I 15 00:00:48,240 --> 00:00:50,680 Speaker 1: want you to stop tripping over small challenges and prepare 16 00:00:51,000 --> 00:00:53,520 Speaker 1: to rise above the bigger obstacles in life. Will present 17 00:00:53,600 --> 00:00:56,480 Speaker 1: to you My next guest, Ashley M. Fox is a 18 00:00:56,520 --> 00:01:00,080 Speaker 1: former Wall Street analyst at Howard University grad HBC you 19 00:01:00,640 --> 00:01:03,720 Speaker 1: and an expert in the field as a financial education specialist. 20 00:01:04,120 --> 00:01:07,240 Speaker 1: After helping manage money for both millionaires and billionaires during 21 00:01:07,280 --> 00:01:10,080 Speaker 1: her career on Wall Street, Ashley quitter job and started 22 00:01:10,120 --> 00:01:13,960 Speaker 1: the whole company Emplithy Emplafi mersion of the words empower 23 00:01:14,200 --> 00:01:17,720 Speaker 1: and modify is is a financial ad tech startup that 24 00:01:17,800 --> 00:01:20,360 Speaker 1: was created to show both adults and children how to 25 00:01:20,400 --> 00:01:25,080 Speaker 1: build wealth. Since Emplithile has reached thousands of individuals and 26 00:01:25,120 --> 00:01:28,319 Speaker 1: his programs have been implementing over fifty different schools and 27 00:01:28,440 --> 00:01:31,720 Speaker 1: organizations across the country. Her working story have been featured 28 00:01:31,720 --> 00:01:35,600 Speaker 1: on Jim Cramer's The Street, Y'allhoo Finance, Rolling Out Magazine, 29 00:01:35,640 --> 00:01:39,520 Speaker 1: Philly dot Com, Fox News, ABC, Huffington Post, Glamor Magazine, 30 00:01:39,520 --> 00:01:43,560 Speaker 1: and forms Please Work with the Money Making conversation Ashley M. Fox. 31 00:01:44,920 --> 00:01:47,480 Speaker 1: How are you? How are you? Did I missing the thing? Asked, 32 00:01:47,560 --> 00:01:48,840 Speaker 1: because you know you got a lot to talk about? 33 00:01:48,880 --> 00:01:50,640 Speaker 1: Did I miss anything? You know? I want to make 34 00:01:50,680 --> 00:01:53,160 Speaker 1: sure everybody know you are the ball, you know when 35 00:01:53,160 --> 00:01:54,960 Speaker 1: it comes to what we're about talking about. You know, 36 00:01:55,200 --> 00:01:56,280 Speaker 1: I get a lot of people on the show that 37 00:01:56,800 --> 00:01:58,360 Speaker 1: they kind of have the credits they you know, they 38 00:01:58,800 --> 00:02:00,840 Speaker 1: have thrown some credits out there, but you your credit 39 00:02:00,840 --> 00:02:03,640 Speaker 1: is all at the top of the food chain credits there. 40 00:02:03,680 --> 00:02:06,400 Speaker 1: You know, how do you feel about that? When you 41 00:02:06,480 --> 00:02:08,720 Speaker 1: where you You're out there working in your brain, because 42 00:02:08,720 --> 00:02:11,639 Speaker 1: that's what it's all about. You gotta you gotta gain 43 00:02:11,720 --> 00:02:13,440 Speaker 1: respect for your brand. Then you have to put it 44 00:02:13,480 --> 00:02:16,080 Speaker 1: out there so people can know about your brand. Because 45 00:02:16,080 --> 00:02:18,680 Speaker 1: you left Wall Street, tell about tell us about just update. 46 00:02:18,720 --> 00:02:21,560 Speaker 1: I mentioned that in the credits updates about how did 47 00:02:21,560 --> 00:02:23,280 Speaker 1: you make that decision? Because a lot of people are 48 00:02:23,320 --> 00:02:26,240 Speaker 1: afraid when they leave in a solid bage to something 49 00:02:26,280 --> 00:02:31,440 Speaker 1: that's not so clear. I think for me, when I 50 00:02:31,520 --> 00:02:33,800 Speaker 1: never wanted to be an entrepreneur, I always wanted to 51 00:02:33,880 --> 00:02:37,320 Speaker 1: be a profound African American on Wall Street. So so 52 00:02:37,760 --> 00:02:41,840 Speaker 1: after being there, ultimately my goal was to do something 53 00:02:41,840 --> 00:02:43,840 Speaker 1: bigger and better. I think working on Wall st I 54 00:02:43,840 --> 00:02:45,440 Speaker 1: worked a millionaires and millionaire so if you had at 55 00:02:45,480 --> 00:02:48,040 Speaker 1: least twenty five million dollars, it was our job to 56 00:02:48,120 --> 00:02:50,560 Speaker 1: manage your money. And after a while, where you are 57 00:02:50,560 --> 00:02:53,280 Speaker 1: working with millionaires and millionaires and you realize that you 58 00:02:53,400 --> 00:02:55,960 Speaker 1: deserve to be just like the client, when you're on 59 00:02:55,960 --> 00:02:57,800 Speaker 1: the other end of the table, you realize you're not 60 00:02:57,840 --> 00:03:00,800 Speaker 1: going to get there serving the wealthy people. And for me, 61 00:03:00,840 --> 00:03:03,280 Speaker 1: I always actually wanted to be a teacher. I just 62 00:03:03,360 --> 00:03:05,800 Speaker 1: never became a teacher because in my mind, I felt 63 00:03:05,840 --> 00:03:07,560 Speaker 1: like teachers didn't make a lot of money. So if 64 00:03:07,600 --> 00:03:09,200 Speaker 1: I wanted to make a lot of money, I needed 65 00:03:09,200 --> 00:03:10,920 Speaker 1: to major in the subjective money and I needed to 66 00:03:10,919 --> 00:03:12,960 Speaker 1: work on Wall Street. But after a while, I felt 67 00:03:13,000 --> 00:03:15,240 Speaker 1: like that the things that I was learning, what I 68 00:03:15,280 --> 00:03:17,280 Speaker 1: was getting exposed. So I saw where people were spending 69 00:03:17,280 --> 00:03:19,040 Speaker 1: their money, where they were traveling, where they were living, 70 00:03:19,080 --> 00:03:20,760 Speaker 1: what they were investing in, and I felt like you 71 00:03:20,760 --> 00:03:23,799 Speaker 1: shouldn't have to come from money work in finance major 72 00:03:23,840 --> 00:03:26,120 Speaker 1: and finance to learn how to manage, save, and invest 73 00:03:26,160 --> 00:03:28,280 Speaker 1: your money. And so ultimately I just got to a 74 00:03:28,280 --> 00:03:30,600 Speaker 1: point where I had a feeling I knew something was 75 00:03:30,600 --> 00:03:33,000 Speaker 1: out there, bigger and better, and I did take that leap. 76 00:03:33,080 --> 00:03:35,560 Speaker 1: It wasn't the easiest thing I did. I did lose 77 00:03:35,600 --> 00:03:37,880 Speaker 1: a lot along the way, but for me, it was 78 00:03:37,920 --> 00:03:40,120 Speaker 1: it was it wasn't about the money anymore, was about 79 00:03:40,200 --> 00:03:42,960 Speaker 1: what was the inside of me saying, what was what 80 00:03:43,000 --> 00:03:44,640 Speaker 1: was my calling? And I knew that I was here 81 00:03:44,640 --> 00:03:48,040 Speaker 1: for something bigger. I think teaching rich people rich wasn't it. 82 00:03:48,120 --> 00:03:50,560 Speaker 1: But I needed that experience to make sure that I 83 00:03:50,600 --> 00:03:53,640 Speaker 1: had the tools and resources to educate people who did 84 00:03:53,680 --> 00:03:56,160 Speaker 1: not get the same exposure that I was giving. Now 85 00:03:56,200 --> 00:03:58,520 Speaker 1: do you know because I'm driving my money? I think 86 00:03:58,560 --> 00:04:01,240 Speaker 1: everybody was driven my money. With the college, my degrees 87 00:04:01,280 --> 00:04:04,000 Speaker 1: in mathematics and started out and civil engineering because I 88 00:04:04,000 --> 00:04:06,080 Speaker 1: felt that would pay me the most money that I 89 00:04:06,120 --> 00:04:08,920 Speaker 1: realized that wasn't my calling, and eventually my degree was 90 00:04:08,960 --> 00:04:12,840 Speaker 1: in mathematics, my minus and sociology. Do you driven by? 91 00:04:12,920 --> 00:04:14,600 Speaker 1: Are you driven my money or you driven about the 92 00:04:14,600 --> 00:04:18,760 Speaker 1: opportunity to make money? I don't think I'm driven about either. 93 00:04:18,839 --> 00:04:21,440 Speaker 1: To be honest, I think I'm a big proponent of 94 00:04:21,920 --> 00:04:24,560 Speaker 1: just knowing that success makes noise because I remember, even 95 00:04:24,560 --> 00:04:26,479 Speaker 1: when I left my Ball Street career, people were like, 96 00:04:26,760 --> 00:04:29,360 Speaker 1: you left from working with millionaires and billionaires to work 97 00:04:29,360 --> 00:04:31,359 Speaker 1: with people who don't have money, and it made me 98 00:04:31,400 --> 00:04:34,400 Speaker 1: feel like I was crazy, But in all actuality, I 99 00:04:34,440 --> 00:04:37,400 Speaker 1: was just like yes, And for me, I created a space. 100 00:04:37,440 --> 00:04:39,240 Speaker 1: I mean, we all say we don't learn about financial 101 00:04:39,320 --> 00:04:42,159 Speaker 1: education in schools, but nobody really wants to go put 102 00:04:42,160 --> 00:04:44,200 Speaker 1: it into the school system because it's not the norm. 103 00:04:44,440 --> 00:04:46,200 Speaker 1: For me, it was like, this has to happen, this 104 00:04:46,279 --> 00:04:48,279 Speaker 1: will happens, and I'm going to figure out how to 105 00:04:48,320 --> 00:04:50,640 Speaker 1: make your work. And then I started to make money. 106 00:04:50,640 --> 00:04:54,200 Speaker 1: So for me, I chose happiness over money. And the 107 00:04:54,240 --> 00:04:56,719 Speaker 1: more I focused on serving people, the more I focused 108 00:04:56,720 --> 00:05:00,400 Speaker 1: on doing what I felt was my purpose you driven life, 109 00:05:00,440 --> 00:05:03,479 Speaker 1: calling um, the more money started to come to me. 110 00:05:03,560 --> 00:05:05,920 Speaker 1: So I created a space where I would go pitch 111 00:05:05,960 --> 00:05:08,960 Speaker 1: schools and find out how they ran their schools, understanding 112 00:05:09,000 --> 00:05:11,440 Speaker 1: how they ran their budgets, to say, hey, let me 113 00:05:11,480 --> 00:05:14,200 Speaker 1: teach financial education to these students. But I think I 114 00:05:14,279 --> 00:05:17,400 Speaker 1: created a need that was once there, but no one 115 00:05:17,480 --> 00:05:20,120 Speaker 1: knew how to provide that need, and so and all 116 00:05:20,160 --> 00:05:23,000 Speaker 1: honesty tasting money when I didn't, I wasn't happy. So 117 00:05:23,040 --> 00:05:25,400 Speaker 1: and I realized, let me just do what makes actually happy, 118 00:05:25,560 --> 00:05:27,800 Speaker 1: because I'd rather wake up every single day during what 119 00:05:27,880 --> 00:05:30,880 Speaker 1: I love, doing what I love and serving the people 120 00:05:30,920 --> 00:05:34,719 Speaker 1: that I served. Opportunities come to me so much more 121 00:05:34,800 --> 00:05:36,400 Speaker 1: than when I was just looking to make money. And 122 00:05:36,400 --> 00:05:38,279 Speaker 1: I think also to when you're just looking to make money, 123 00:05:38,320 --> 00:05:41,039 Speaker 1: people can feel that like I can't teach financial education 124 00:05:41,360 --> 00:05:43,440 Speaker 1: to people who don't have a lot of money, And 125 00:05:43,440 --> 00:05:45,680 Speaker 1: then looking to make money off of them. Now it 126 00:05:45,720 --> 00:05:47,719 Speaker 1: defeats the whole purpose of me serving the world that 127 00:05:47,760 --> 00:05:49,640 Speaker 1: I felt like God put me here to serve, and 128 00:05:49,720 --> 00:05:53,400 Speaker 1: so I found that the more I served, the bigger 129 00:05:53,440 --> 00:05:56,279 Speaker 1: the opportunities got. The bigger the opportunities got, the more 130 00:05:56,320 --> 00:05:59,159 Speaker 1: people saw that it worked, and the more successful I became. 131 00:06:00,040 --> 00:06:03,320 Speaker 1: To Ashley and Fox, he's a financial education specialists. Uh, 132 00:06:03,640 --> 00:06:06,920 Speaker 1: about two years since we spoken Ashley and the whole 133 00:06:07,640 --> 00:06:12,240 Speaker 1: your curriculum in schools as elevated or fifty different schools. 134 00:06:12,320 --> 00:06:15,279 Speaker 1: Now that's ironic that you said you wanted to be 135 00:06:15,320 --> 00:06:18,960 Speaker 1: a school teacher and you left to be in finance, 136 00:06:19,000 --> 00:06:22,120 Speaker 1: and now you're back to implementing school So you basically 137 00:06:22,720 --> 00:06:25,880 Speaker 1: are doing what you wanted to do, but you're continuing 138 00:06:26,200 --> 00:06:29,000 Speaker 1: controlling the tone, you know, the tone of you know, 139 00:06:29,000 --> 00:06:31,120 Speaker 1: in other words, you know, you create a curriculum that 140 00:06:31,120 --> 00:06:34,000 Speaker 1: that values your passion and now you're teaching it as 141 00:06:34,000 --> 00:06:37,080 Speaker 1: a school teacher would teach your brand and educate the 142 00:06:37,160 --> 00:06:39,680 Speaker 1: masses like you wanted to do. Wanted to do. And 143 00:06:39,720 --> 00:06:42,159 Speaker 1: so when you when you when you talk about young people, 144 00:06:42,279 --> 00:06:44,640 Speaker 1: what is the difference that you find the most unique 145 00:06:44,960 --> 00:06:47,279 Speaker 1: when you're talking to young people about money and talking 146 00:06:47,279 --> 00:06:52,520 Speaker 1: to adults about money. I think working with kids, there's 147 00:06:52,640 --> 00:06:55,479 Speaker 1: there Okay, So when you're an adult, we were once 148 00:06:55,520 --> 00:06:59,400 Speaker 1: that child where possibilities were infinite. Once that that child 149 00:06:59,480 --> 00:07:01,839 Speaker 1: who thought we could do, be and have everything. And 150 00:07:01,880 --> 00:07:05,600 Speaker 1: the more we grow up include including our experiences growing 151 00:07:05,680 --> 00:07:08,560 Speaker 1: up with our parents and our environment, society, the news, 152 00:07:08,920 --> 00:07:13,960 Speaker 1: we then we then don't feel like it's possible. So 153 00:07:14,000 --> 00:07:15,400 Speaker 1: we feel like we have to go to work every 154 00:07:15,400 --> 00:07:17,320 Speaker 1: single day because we have to say bills. That dream 155 00:07:17,360 --> 00:07:19,840 Speaker 1: of being happy no longer exists because we feel like 156 00:07:19,840 --> 00:07:21,800 Speaker 1: we gotta do what we gotta do. We're going with 157 00:07:21,840 --> 00:07:26,440 Speaker 1: a child, the possibilities are infinite, shifting their mindset is infinite, 158 00:07:26,640 --> 00:07:29,960 Speaker 1: and I think there's less conditioning when you deal with 159 00:07:30,000 --> 00:07:31,600 Speaker 1: a child than it is with a deult. Now it's 160 00:07:31,640 --> 00:07:34,240 Speaker 1: not impossible with an adult. You just gotta break through 161 00:07:34,240 --> 00:07:37,400 Speaker 1: a lot more barriers because they've been told no too 162 00:07:37,440 --> 00:07:40,320 Speaker 1: many times, they've been afraid too often. Whereas a child, 163 00:07:40,360 --> 00:07:42,880 Speaker 1: they still believe it's possible. A child hasn't seen a bill, 164 00:07:42,960 --> 00:07:44,840 Speaker 1: So let me prepare you for what a bill looks like, 165 00:07:45,040 --> 00:07:46,960 Speaker 1: but then also show you how you can build wealth 166 00:07:47,240 --> 00:07:49,559 Speaker 1: like the people you idolize, but let me start early 167 00:07:49,600 --> 00:07:52,720 Speaker 1: so that you don't make the same mistakes that adults 168 00:07:52,720 --> 00:07:55,120 Speaker 1: have made in the past. Um So in all, honestly, 169 00:07:55,120 --> 00:07:57,560 Speaker 1: it's it's a lot easier to teach a child because 170 00:07:57,600 --> 00:08:01,160 Speaker 1: they believe, and also they are there to learn. They 171 00:08:01,160 --> 00:08:03,679 Speaker 1: know they're coming to school to learn. Where adults their fear, 172 00:08:04,320 --> 00:08:07,400 Speaker 1: there's doubt, there's worried, there's I don't have times a child, 173 00:08:07,520 --> 00:08:09,880 Speaker 1: they don't have those excuses because essentially their kids, they 174 00:08:09,880 --> 00:08:11,840 Speaker 1: haven't gotten to that point in life where they where 175 00:08:11,840 --> 00:08:15,560 Speaker 1: they would tell themselves know because society has told them 176 00:08:15,600 --> 00:08:18,080 Speaker 1: not too often. You know, that's really important that you 177 00:08:18,120 --> 00:08:20,480 Speaker 1: say that. I would tell people that when they look 178 00:08:20,480 --> 00:08:22,720 Speaker 1: at their life when they hit forty and fifty, that 179 00:08:22,840 --> 00:08:24,680 Speaker 1: they really when you don't know what you want to 180 00:08:24,680 --> 00:08:26,400 Speaker 1: do with your life, just look at look back when 181 00:08:26,400 --> 00:08:30,720 Speaker 1: you was eighteen. We were fearless when you had dreams 182 00:08:30,760 --> 00:08:33,840 Speaker 1: that like you stated, the dreams of the impossible. Until 183 00:08:33,880 --> 00:08:36,080 Speaker 1: you started putting up these stop sign or you got mad, 184 00:08:36,160 --> 00:08:38,560 Speaker 1: or you went off to the military assignment, or or 185 00:08:38,640 --> 00:08:41,320 Speaker 1: you just your dreams are I can't do this because 186 00:08:41,559 --> 00:08:44,959 Speaker 1: we are very self defeating rate of people. Once we 187 00:08:45,040 --> 00:08:46,880 Speaker 1: reach a certain age, I'm not going to try to 188 00:08:46,880 --> 00:08:48,280 Speaker 1: do that. And that's what a lot of people just 189 00:08:48,360 --> 00:08:49,640 Speaker 1: kind of like give up, to give up on how 190 00:08:49,640 --> 00:08:51,400 Speaker 1: they look in the mirror they give them on what 191 00:08:51,440 --> 00:08:53,320 Speaker 1: they can do in the car they drive, the host 192 00:08:53,400 --> 00:08:55,600 Speaker 1: that live, the neighborhood they live in. And that really 193 00:08:55,760 --> 00:08:58,600 Speaker 1: is true because as a young person, all you see 194 00:08:58,679 --> 00:09:01,560 Speaker 1: is what I could can be. And I always tell people, 195 00:09:01,600 --> 00:09:04,079 Speaker 1: I never tell a child what they can't be, not 196 00:09:04,160 --> 00:09:06,040 Speaker 1: if they not if they can't sing, I'll tell hey, 197 00:09:06,080 --> 00:09:08,480 Speaker 1: you know you can't sing now, you need to stop 198 00:09:08,480 --> 00:09:10,559 Speaker 1: all that madness. Okay, maybe you can wrap now, try 199 00:09:10,600 --> 00:09:12,720 Speaker 1: wrap it, but you can't sing, okay, and you know 200 00:09:12,800 --> 00:09:15,400 Speaker 1: you can't dunk. But from a physical standpoint, but from 201 00:09:15,400 --> 00:09:18,439 Speaker 1: a mental standpoint, you you're unlimited on what you can 202 00:09:18,480 --> 00:09:20,160 Speaker 1: do as long as you stand in the length of 203 00:09:20,200 --> 00:09:22,040 Speaker 1: what you're capable of doing. And that's what you were 204 00:09:22,080 --> 00:09:25,080 Speaker 1: just implemented right there that adults tend to doing the 205 00:09:25,120 --> 00:09:28,080 Speaker 1: teaching process. They got all these limitters that they keep 206 00:09:28,080 --> 00:09:30,480 Speaker 1: putting in their brain. I don't have enough money to 207 00:09:30,720 --> 00:09:33,280 Speaker 1: do that, I don't have time to do that. Why 208 00:09:33,280 --> 00:09:34,880 Speaker 1: would I want to do that? While you just telling 209 00:09:34,880 --> 00:09:37,840 Speaker 1: them how they're telling themselves what they can't do. That's 210 00:09:37,840 --> 00:09:40,840 Speaker 1: really distracted when you're trying to teach people how to 211 00:09:40,880 --> 00:09:43,680 Speaker 1: be successful. Can you can you can you can you 212 00:09:43,720 --> 00:09:46,080 Speaker 1: get them to overcome that, or you just lay down 213 00:09:46,080 --> 00:09:49,200 Speaker 1: the plan and some so I'm not gonna do it, 214 00:09:49,559 --> 00:09:52,360 Speaker 1: and a lot of are not gonna do it. So 215 00:09:52,480 --> 00:09:55,640 Speaker 1: I'm a firm believer that things are not taught, they're caught, 216 00:09:56,240 --> 00:09:58,880 Speaker 1: and I think when people are ready, they'll be open 217 00:09:58,920 --> 00:10:00,360 Speaker 1: to it. So one of the biggest things, and this 218 00:10:00,440 --> 00:10:02,840 Speaker 1: is since since I've left my Wall Street career, I've 219 00:10:02,840 --> 00:10:05,800 Speaker 1: never solicited what I did. I never said, hey, I 220 00:10:05,800 --> 00:10:07,400 Speaker 1: can show you how to make a bunch of money. 221 00:10:08,000 --> 00:10:09,960 Speaker 1: Let me show you how to do this. I get 222 00:10:09,960 --> 00:10:12,760 Speaker 1: people to a point where they're ready. They've exhausted all options, 223 00:10:12,760 --> 00:10:14,440 Speaker 1: they've taken the classes they could take, they went to 224 00:10:14,440 --> 00:10:16,880 Speaker 1: the bank, they try to learn everything possible, yet they 225 00:10:16,880 --> 00:10:19,000 Speaker 1: don't feel connected to the people that are providing the 226 00:10:19,040 --> 00:10:21,160 Speaker 1: information that they need. And they get to a point 227 00:10:21,200 --> 00:10:23,440 Speaker 1: where they say, Okay, I'm frustrated being frustrated, but I 228 00:10:23,520 --> 00:10:26,160 Speaker 1: know I deserve to make a change. And ultimately that's 229 00:10:26,200 --> 00:10:29,200 Speaker 1: why the word emplathied with community because it's one thing 230 00:10:29,200 --> 00:10:31,520 Speaker 1: to give people education, but in all honestly, everything we 231 00:10:31,600 --> 00:10:34,040 Speaker 1: teach you can google it. But the real question is 232 00:10:34,080 --> 00:10:36,040 Speaker 1: why don't we take that information off of Google and 233 00:10:36,080 --> 00:10:39,040 Speaker 1: actually implement it. That means that there's a mental barrier 234 00:10:39,080 --> 00:10:42,160 Speaker 1: that is stopping us from executing on the information we 235 00:10:42,200 --> 00:10:44,120 Speaker 1: have access to. And I think it's one thing to 236 00:10:44,160 --> 00:10:46,560 Speaker 1: get information, but it's also another thing to get that 237 00:10:46,679 --> 00:10:49,400 Speaker 1: with inspiration. And so that's where the empower part of 238 00:10:49,440 --> 00:10:52,400 Speaker 1: emplathied comes in. The first three letters are emp that 239 00:10:52,440 --> 00:10:55,040 Speaker 1: comes from empower because I can give you the resources, 240 00:10:55,120 --> 00:10:56,800 Speaker 1: but I need you to feel empowered to know that 241 00:10:56,880 --> 00:10:59,160 Speaker 1: you can do something with these resources. No matter where 242 00:10:59,240 --> 00:11:02,199 Speaker 1: you are and how much you have, it is still possible. 243 00:11:02,440 --> 00:11:04,760 Speaker 1: And then ultimately, when you have that inspiration, you have 244 00:11:04,920 --> 00:11:07,520 Speaker 1: the tools and resources, and then changes the way you 245 00:11:07,559 --> 00:11:09,679 Speaker 1: see yourself in the role of money in your life, 246 00:11:09,720 --> 00:11:11,839 Speaker 1: which is where modified comes from, because that's where the 247 00:11:11,920 --> 00:11:15,640 Speaker 1: change takes place. And so ultimately we start with the mind. 248 00:11:15,679 --> 00:11:17,720 Speaker 1: If I can change your mind, I can change your 249 00:11:17,760 --> 00:11:20,160 Speaker 1: bank account. So we focus on your thought process. We 250 00:11:20,200 --> 00:11:21,960 Speaker 1: know what you feel, we know what you're dreaming of, 251 00:11:22,200 --> 00:11:25,040 Speaker 1: we know what what's uncomfortable for you, and we literally 252 00:11:25,080 --> 00:11:27,280 Speaker 1: do the complete opposite of that. And then once we 253 00:11:27,360 --> 00:11:29,080 Speaker 1: do that, give you the tools and resources, and then 254 00:11:29,080 --> 00:11:31,520 Speaker 1: you realize, hey, I actually can do this. Hey maybe 255 00:11:31,520 --> 00:11:34,280 Speaker 1: these beliefs that I have are not mine. Maybe society 256 00:11:34,320 --> 00:11:36,320 Speaker 1: put them in my mind, maybe my parents gave me 257 00:11:36,360 --> 00:11:39,480 Speaker 1: these fears, but they're not my narrative. And so we 258 00:11:39,600 --> 00:11:41,880 Speaker 1: take those narratives and those beliefs and we change the 259 00:11:42,000 --> 00:11:44,640 Speaker 1: thinking behind the person with the money, and once you 260 00:11:44,679 --> 00:11:46,600 Speaker 1: have the tools and resources, you go running after that 261 00:11:47,640 --> 00:11:51,599 Speaker 1: answering and fox Um. You know when I InterVID you 262 00:11:51,640 --> 00:11:53,440 Speaker 1: a couple of years ago, you's a bad girl. Back 263 00:11:53,440 --> 00:11:58,559 Speaker 1: then you're on fine, you're on fire. I'm just listened 264 00:11:58,559 --> 00:12:00,920 Speaker 1: to you going this girl here is you know, because 265 00:12:01,120 --> 00:12:03,400 Speaker 1: we all learned. I've learned, I've grown, I've grown as 266 00:12:03,400 --> 00:12:05,520 Speaker 1: an interview I've grown as a person my brain. I 267 00:12:06,080 --> 00:12:08,240 Speaker 1: know exactly where my brand is and pushing it in 268 00:12:08,280 --> 00:12:10,559 Speaker 1: the right direction. And I'm listening to a person who's 269 00:12:10,559 --> 00:12:12,960 Speaker 1: really focused, who knows. And I'm not saying you wouldn't 270 00:12:12,960 --> 00:12:15,520 Speaker 1: focus when I first interview, but you won't fire. Now. 271 00:12:15,840 --> 00:12:18,960 Speaker 1: Tell us what makes you have such a strong comference 272 00:12:19,040 --> 00:12:21,280 Speaker 1: zone and how did you get to this point to 273 00:12:21,360 --> 00:12:24,240 Speaker 1: be as comfortable as I'm hearing you speak now, and 274 00:12:24,280 --> 00:12:26,880 Speaker 1: as I've been following your brand on social media every 275 00:12:26,880 --> 00:12:29,079 Speaker 1: time the article pops up, I reading about Ashley and 276 00:12:29,200 --> 00:12:32,160 Speaker 1: Fox tell us this whole march too, And I know 277 00:12:32,200 --> 00:12:34,560 Speaker 1: you're not there where you're trying to get, but I 278 00:12:34,600 --> 00:12:37,880 Speaker 1: do notice a different tone, a different message being spoken 279 00:12:37,920 --> 00:12:42,280 Speaker 1: by Ashley and Fox. Am I right? Absolutely? Um? I think. 280 00:12:42,920 --> 00:12:45,720 Speaker 1: I think. I think as the as I grow, the 281 00:12:45,760 --> 00:12:48,360 Speaker 1: company grows. I think There's been a lot of years 282 00:12:48,400 --> 00:12:52,240 Speaker 1: of spiritual internal words, a lot of years of therapy. Um. Also, 283 00:12:52,440 --> 00:12:55,559 Speaker 1: and to be honest, me recognizing what my beliefs were right. 284 00:12:55,920 --> 00:12:58,920 Speaker 1: One of the biggest things that I've noticed is while 285 00:12:58,960 --> 00:13:01,040 Speaker 1: I can sit and say, hey, want to be a millionaire, 286 00:13:01,280 --> 00:13:04,679 Speaker 1: the idea of having a million dollars actually frightens me. Right, 287 00:13:04,840 --> 00:13:07,600 Speaker 1: So there's times where I want to have big dreams, 288 00:13:07,600 --> 00:13:09,920 Speaker 1: but when I'm presented with the opportunity, I get scared. 289 00:13:09,960 --> 00:13:12,240 Speaker 1: Remember when I got my first six figure contract. It 290 00:13:12,360 --> 00:13:15,559 Speaker 1: was just this mind blowing experience, but it was like, Hey, 291 00:13:15,559 --> 00:13:16,800 Speaker 1: you can't sit here and say you want to be 292 00:13:16,840 --> 00:13:19,600 Speaker 1: a billionaire and you're afraid to cash a check for 293 00:13:19,800 --> 00:13:22,320 Speaker 1: over a hundred thousand dollars. And so I think as 294 00:13:22,440 --> 00:13:25,440 Speaker 1: I break through my mental barriers, as I do more, 295 00:13:25,800 --> 00:13:28,480 Speaker 1: the company rolls right along with me. So I personally 296 00:13:28,760 --> 00:13:31,880 Speaker 1: do not teach anything that I do not do or 297 00:13:31,960 --> 00:13:34,120 Speaker 1: have not done. And it's a lot easier because it's 298 00:13:34,160 --> 00:13:36,559 Speaker 1: not just about I read a book and I learned 299 00:13:36,559 --> 00:13:39,080 Speaker 1: how to teach individuals how to invest in stocks. It's no, 300 00:13:39,520 --> 00:13:41,800 Speaker 1: this is how I started, this is what I've learned, 301 00:13:41,800 --> 00:13:43,840 Speaker 1: and this is what I do, and let me try 302 00:13:43,880 --> 00:13:46,720 Speaker 1: to understand you, to make it, to make it easier 303 00:13:46,760 --> 00:13:49,200 Speaker 1: for you to understand it. So I think the more 304 00:13:49,360 --> 00:13:52,199 Speaker 1: I grow, the bigger I get, the more people I served. 305 00:13:52,280 --> 00:13:55,520 Speaker 1: So we recently we recently UM launched our Wealth Filters 306 00:13:55,559 --> 00:13:58,080 Speaker 1: community at I would have never envisioned me being a 307 00:13:58,120 --> 00:14:00,319 Speaker 1: black woman in tech, right, but every more running I 308 00:14:00,320 --> 00:14:03,320 Speaker 1: would wake up, go into the mirror and say, you 309 00:14:03,360 --> 00:14:05,880 Speaker 1: are you are the owner of a of an a 310 00:14:06,040 --> 00:14:08,000 Speaker 1: tech startup. You are the owner of an app that 311 00:14:08,040 --> 00:14:10,560 Speaker 1: impacts thousands of people from all over the world. And 312 00:14:10,600 --> 00:14:12,440 Speaker 1: then when it happened, it was just like, oh my 313 00:14:12,520 --> 00:14:15,280 Speaker 1: gosh is here. But it wasn't about something that I wanted. 314 00:14:15,320 --> 00:14:16,840 Speaker 1: It was about who I was and I'm a firm 315 00:14:16,880 --> 00:14:19,240 Speaker 1: believer you don't attract what you want, you attract who 316 00:14:19,240 --> 00:14:21,960 Speaker 1: you are. So when I started to believe I deserve 317 00:14:22,000 --> 00:14:24,160 Speaker 1: six figure contract, when I started to look at a 318 00:14:24,200 --> 00:14:26,440 Speaker 1: hundred thousand dollars like it wasn't a lot of money, 319 00:14:26,680 --> 00:14:29,040 Speaker 1: that's when the money started to come faster. But when 320 00:14:29,080 --> 00:14:31,400 Speaker 1: I was afraid the money was coming slower, when I 321 00:14:31,480 --> 00:14:33,920 Speaker 1: was afraid I would lose money, money was coming slower. 322 00:14:33,920 --> 00:14:35,720 Speaker 1: But if I knew that I was gonna keep going, 323 00:14:35,760 --> 00:14:37,920 Speaker 1: that this was gonna work and I'm gonna change the world. 324 00:14:38,080 --> 00:14:40,880 Speaker 1: When I changed my thinking, the company changes. So I 325 00:14:40,880 --> 00:14:43,920 Speaker 1: think again. As I grow, the company grows, the bigger 326 00:14:43,960 --> 00:14:46,200 Speaker 1: I get, the company get, and not just me as 327 00:14:46,200 --> 00:14:48,760 Speaker 1: an individual or a brand, but my thought process. Like 328 00:14:49,360 --> 00:14:52,600 Speaker 1: understanding that hey, we could make a quarter million dollars 329 00:14:52,600 --> 00:14:55,520 Speaker 1: in a month and saying that doesn't frighten me anymore, right, 330 00:14:55,520 --> 00:14:57,640 Speaker 1: but at one point, making ten thousand dollars in a 331 00:14:57,680 --> 00:14:59,920 Speaker 1: month that scared me. At one point. Now it's like 332 00:15:00,400 --> 00:15:02,640 Speaker 1: I can't pay my bills with ten dollars. We gotta 333 00:15:02,680 --> 00:15:04,440 Speaker 1: do bigger things. We gotta get better thing. But the 334 00:15:04,520 --> 00:15:07,880 Speaker 1: more people we impact, the bigger the business get to 335 00:15:07,960 --> 00:15:10,720 Speaker 1: so I focus on serving the people because if we 336 00:15:10,760 --> 00:15:13,320 Speaker 1: could serve a billion people, we could make a billion dollars. 337 00:15:13,360 --> 00:15:15,040 Speaker 1: And now le's figure out how do we get to 338 00:15:15,440 --> 00:15:18,240 Speaker 1: a billion people to reach that mark? You know, when 339 00:15:18,240 --> 00:15:22,200 Speaker 1: we started this interview, actually said how many minutes that guy? 340 00:15:22,320 --> 00:15:24,640 Speaker 1: Because see, you know she got something to say. Now, 341 00:15:25,560 --> 00:15:28,840 Speaker 1: I'm so impressed with your tone and your leadership in 342 00:15:28,880 --> 00:15:31,800 Speaker 1: this call, because that's all I want from individuals who 343 00:15:31,840 --> 00:15:34,600 Speaker 1: called me on money making conversation for their message to 344 00:15:34,640 --> 00:15:38,360 Speaker 1: be heard. And you're absolutely right unless you believe in something. 345 00:15:38,400 --> 00:15:41,320 Speaker 1: I know for years, Ashley, as successful as I have 346 00:15:41,480 --> 00:15:43,920 Speaker 1: been in my life, it wasn't into my forties that 347 00:15:44,080 --> 00:15:48,480 Speaker 1: I realized that I accepted my success based on who 348 00:15:48,560 --> 00:15:51,000 Speaker 1: I was and what I was capable doing. I just 349 00:15:51,120 --> 00:15:54,480 Speaker 1: used phrases like right place, right time, just lucky, I 350 00:15:54,600 --> 00:15:57,920 Speaker 1: know somebody your knock on wood, all those corny phrases 351 00:15:58,120 --> 00:16:00,880 Speaker 1: that have nothing to do with being successful, and people 352 00:16:00,960 --> 00:16:03,120 Speaker 1: use them all the time. And what those phrases do. 353 00:16:03,280 --> 00:16:07,680 Speaker 1: They limit your capabilities and also limit you and knowledge 354 00:16:07,680 --> 00:16:10,040 Speaker 1: of what you really are capable of doing. And I 355 00:16:10,120 --> 00:16:13,720 Speaker 1: like you. I remember in Steve Harvey now or Jameson, 356 00:16:13,760 --> 00:16:17,400 Speaker 1: but we need a concert in the Music Hall in Houston, Texas. 357 00:16:17,800 --> 00:16:21,400 Speaker 1: And I was my first concert that ever promoted. And 358 00:16:21,600 --> 00:16:24,560 Speaker 1: I had to write a check to Steve for fifty 359 00:16:24,600 --> 00:16:29,080 Speaker 1: seven thousand dollars and that's five and I went, I 360 00:16:29,080 --> 00:16:31,840 Speaker 1: couldn't believe I was writing that check, just like you 361 00:16:31,840 --> 00:16:34,680 Speaker 1: couldn't believe you had a six figure and and and 362 00:16:34,680 --> 00:16:37,520 Speaker 1: and the thing about this is that once you believe 363 00:16:37,520 --> 00:16:39,840 Speaker 1: and understand that this is part of your life, part 364 00:16:39,920 --> 00:16:42,640 Speaker 1: of your mantra, part of your mentality, then guess what, 365 00:16:42,720 --> 00:16:45,000 Speaker 1: you can write another check like that. But if you 366 00:16:45,120 --> 00:16:49,400 Speaker 1: stop in disbelief and all and get giddy like this 367 00:16:49,480 --> 00:16:52,160 Speaker 1: is not normal, and that's all she's saying right now. 368 00:16:52,240 --> 00:16:54,520 Speaker 1: This is the normal way she thinks. Now she the 369 00:16:54,520 --> 00:16:56,640 Speaker 1: people that she was doing these twenty five million dollars 370 00:16:56,640 --> 00:16:59,040 Speaker 1: and these billion dollar deals with, and all these people 371 00:16:59,040 --> 00:17:01,560 Speaker 1: around believe me, they think a certain way. And I 372 00:17:01,600 --> 00:17:04,160 Speaker 1: think a certain way too, because guess what, I'm successful. 373 00:17:04,200 --> 00:17:06,679 Speaker 1: So I go on the grocery store. I don't If 374 00:17:06,720 --> 00:17:08,320 Speaker 1: I have a coupon, I use it, and I'll tell 375 00:17:08,359 --> 00:17:10,520 Speaker 1: you that I'll use it. But guess what, I'm just 376 00:17:10,560 --> 00:17:13,320 Speaker 1: going to grocer store and shop. And in fact, sometimes 377 00:17:13,440 --> 00:17:14,880 Speaker 1: I walked out to the grocery store O the day. 378 00:17:15,119 --> 00:17:17,880 Speaker 1: I don't even know how much I pay for groceries. 379 00:17:17,920 --> 00:17:20,880 Speaker 1: I just gave my credit card because that's not part 380 00:17:20,880 --> 00:17:24,320 Speaker 1: of my mantra to worry about how much I'm gonna spend. 381 00:17:24,560 --> 00:17:27,159 Speaker 1: It's the fact that I have money that can buy it, 382 00:17:27,720 --> 00:17:29,760 Speaker 1: and that is the mantra that people have to do 383 00:17:29,800 --> 00:17:32,040 Speaker 1: as an adult. You get to that point you start saying, 384 00:17:32,280 --> 00:17:34,440 Speaker 1: I can't live in this type of house, I can't 385 00:17:34,520 --> 00:17:37,439 Speaker 1: drive this because because guess what, I don't have to 386 00:17:37,520 --> 00:17:41,120 Speaker 1: tax money. I don't well, what's gonna happen next year? Well, 387 00:17:41,200 --> 00:17:45,280 Speaker 1: I don't think like that. Be successful people playing next year, 388 00:17:45,520 --> 00:17:47,920 Speaker 1: they don't think what's not gonna happen next year? If 389 00:17:47,960 --> 00:17:50,879 Speaker 1: you plan next year, I'm a six month, I'm a year. 390 00:17:51,280 --> 00:17:55,159 Speaker 1: The average person thinks thirty days, and you cannot be 391 00:17:55,240 --> 00:17:58,760 Speaker 1: successful thinking in thirty day increments in your life because 392 00:17:58,760 --> 00:18:00,760 Speaker 1: it means you worry about the rent, worry aboutuff did. 393 00:18:00,800 --> 00:18:03,720 Speaker 1: You actually should be controlling by planning. And that's why 394 00:18:03,720 --> 00:18:05,359 Speaker 1: I wanted to bring you back on the show because 395 00:18:05,640 --> 00:18:09,320 Speaker 1: the mentality you've always talked about hasn't been about planning. 396 00:18:09,359 --> 00:18:14,399 Speaker 1: Correct m h In abundance. Don't forget abundance. And with 397 00:18:14,520 --> 00:18:17,760 Speaker 1: that being said, this has been the pandemic year. You 398 00:18:17,800 --> 00:18:19,840 Speaker 1: know there shut us down find that. I know you've 399 00:18:19,880 --> 00:18:22,399 Speaker 1: been busy. I know people been asking you, how to 400 00:18:22,680 --> 00:18:25,679 Speaker 1: how to budget, how to save money? How can you 401 00:18:25,800 --> 00:18:29,520 Speaker 1: invest in the pandemic? And the wild thing about the 402 00:18:29,520 --> 00:18:32,800 Speaker 1: stock barkt is actually when this pandemic hit in March, 403 00:18:32,920 --> 00:18:36,120 Speaker 1: it crashed. But the spark Barber has sent some records 404 00:18:36,119 --> 00:18:39,240 Speaker 1: this year as far as it's a lot of millionaires 405 00:18:39,240 --> 00:18:42,160 Speaker 1: and billionaire's pretty happy out there during the pandemic. How 406 00:18:42,200 --> 00:18:47,600 Speaker 1: do you invest during the pandemic? Ashley and Fox So honestly, 407 00:18:47,640 --> 00:18:49,960 Speaker 1: I think well in two thousand and eight was the 408 00:18:49,960 --> 00:18:52,639 Speaker 1: most outside of the stock market crash was the previous 409 00:18:52,640 --> 00:18:54,480 Speaker 1: stock market crash, and I was in college and I 410 00:18:54,480 --> 00:18:58,120 Speaker 1: remember watching the news not fully understanding is back when 411 00:18:58,119 --> 00:19:00,000 Speaker 1: I was I think it was a junior in college. 412 00:19:00,000 --> 00:19:02,280 Speaker 1: Se I was a junior or fock work, and I 413 00:19:02,400 --> 00:19:05,000 Speaker 1: realized that it was something going on. It's exciting the 414 00:19:05,000 --> 00:19:07,439 Speaker 1: watch that I wasn't fully clear. As I got educated 415 00:19:07,440 --> 00:19:09,439 Speaker 1: with the stock market, I realized the next time the 416 00:19:09,480 --> 00:19:13,000 Speaker 1: market crashes, I'm going to go in because the way 417 00:19:13,040 --> 00:19:14,640 Speaker 1: I look at crashes. I look at it like it's 418 00:19:14,640 --> 00:19:18,320 Speaker 1: a Black Friday sale. Everything drops in price, and in 419 00:19:18,400 --> 00:19:21,000 Speaker 1: all honesty, that is the only time we see red 420 00:19:21,080 --> 00:19:23,199 Speaker 1: and we panic. If we walk into the store and 421 00:19:23,280 --> 00:19:25,880 Speaker 1: we see red, we know that's on sale, we want 422 00:19:25,880 --> 00:19:27,280 Speaker 1: to buy it. But when we see red in the 423 00:19:27,280 --> 00:19:29,760 Speaker 1: stock market, we get frightened. And I think when the 424 00:19:29,760 --> 00:19:31,840 Speaker 1: stock market crash, and again it had every right to 425 00:19:31,880 --> 00:19:34,159 Speaker 1: crash because there was so much uncertainty. We had no 426 00:19:34,240 --> 00:19:36,639 Speaker 1: idea what's going to happen. But because of that, I 427 00:19:36,680 --> 00:19:40,399 Speaker 1: also had to ask myself our companies like an Apple 428 00:19:40,520 --> 00:19:44,320 Speaker 1: or Walmart, of grocery store and Amazon, are all these 429 00:19:44,320 --> 00:19:47,480 Speaker 1: companies gonna go out of business because we are in quarantine? 430 00:19:47,760 --> 00:19:50,720 Speaker 1: When in fact, let's be smart. While restaurants maybe taking 431 00:19:50,720 --> 00:19:53,159 Speaker 1: a hit, what are we doing more of more on 432 00:19:53,200 --> 00:19:55,600 Speaker 1: our phones? Were doing more social media, We're watching more 433 00:19:55,640 --> 00:19:57,760 Speaker 1: of television. We have to go to the grocery store. 434 00:19:57,840 --> 00:20:00,000 Speaker 1: So immediately I took my thought process It's like who 435 00:20:00,000 --> 00:20:02,600 Speaker 1: who's winning right now? Who is going to come out 436 00:20:02,640 --> 00:20:05,479 Speaker 1: of this strong because everybody took a hit. But in 437 00:20:05,520 --> 00:20:09,040 Speaker 1: my mind, these companies, with time will go back up 438 00:20:09,080 --> 00:20:12,040 Speaker 1: and living my portfolio is up over a hundred percent 439 00:20:12,280 --> 00:20:14,760 Speaker 1: because when I saw the opportunity to buy at a 440 00:20:14,840 --> 00:20:17,280 Speaker 1: cheap price, I took advantage of it. And so whether 441 00:20:17,320 --> 00:20:19,600 Speaker 1: the market crashes, whether the market is up, you have 442 00:20:19,680 --> 00:20:22,119 Speaker 1: to sit and ask yourself, why am I investing, what 443 00:20:22,320 --> 00:20:24,520 Speaker 1: is this for? And who do I feel like we'll 444 00:20:24,520 --> 00:20:26,840 Speaker 1: be on top. It doesn't take a rocket scientist for 445 00:20:26,960 --> 00:20:31,280 Speaker 1: somebody to know that every time Apple releases iPhone in September, 446 00:20:31,440 --> 00:20:34,400 Speaker 1: right before the holidays, people stand in line. And then 447 00:20:34,480 --> 00:20:36,240 Speaker 1: take a rocket scientist to know that while there are 448 00:20:36,240 --> 00:20:39,000 Speaker 1: many sneaker companies out there, the number one sneaker company 449 00:20:39,000 --> 00:20:41,560 Speaker 1: in the world is Nike. Right their sales were up 450 00:20:41,920 --> 00:20:45,359 Speaker 1: two online sales during the pandemic. So while the news 451 00:20:45,440 --> 00:20:48,399 Speaker 1: is telling us people are are out of jobs, people 452 00:20:48,440 --> 00:20:50,920 Speaker 1: aren't spending money. They are spending money because we don't 453 00:20:50,920 --> 00:20:53,119 Speaker 1: have anything else to do but to be on our phones, 454 00:20:53,160 --> 00:20:55,399 Speaker 1: and they use technology, and so there are companies that 455 00:20:55,440 --> 00:20:58,000 Speaker 1: are winning. And I think you always have to look 456 00:20:58,119 --> 00:21:01,879 Speaker 1: for the opportunity versus operate and fear, because there's tons 457 00:21:01,880 --> 00:21:04,840 Speaker 1: of ways to take advantage of this pandemic. But it 458 00:21:04,840 --> 00:21:06,520 Speaker 1: all actually I think it's one of the best things 459 00:21:06,560 --> 00:21:09,240 Speaker 1: about this pandemic is that it caused everybody to be still. 460 00:21:09,560 --> 00:21:11,920 Speaker 1: It helps us realize you can't depend on the government, 461 00:21:12,080 --> 00:21:14,119 Speaker 1: you can't depend on your job. Therefore you have to 462 00:21:14,160 --> 00:21:17,959 Speaker 1: depend on yourself. And yourself is good enough. We've always 463 00:21:17,960 --> 00:21:19,879 Speaker 1: been good enough. And I think when we shift the 464 00:21:19,960 --> 00:21:22,760 Speaker 1: mindset in turn the TV all we see this as 465 00:21:22,800 --> 00:21:25,600 Speaker 1: an opportunity. Because everything happens for a reason, we just 466 00:21:25,640 --> 00:21:27,920 Speaker 1: have to see that reason as an opportunity for us 467 00:21:27,920 --> 00:21:32,560 Speaker 1: to become better, both mentally and financially. And with that 468 00:21:32,680 --> 00:21:37,040 Speaker 1: being said, what's something This may be a general question 469 00:21:37,040 --> 00:21:39,119 Speaker 1: now And if you said, rash, I don't want to 470 00:21:39,160 --> 00:21:41,760 Speaker 1: respond to that. What what? What was some of the mistakes? 471 00:21:41,800 --> 00:21:45,119 Speaker 1: Did you think that as you know, we're giving opportunities 472 00:21:45,200 --> 00:21:48,280 Speaker 1: through the Cares Act and apply for different funds and 473 00:21:48,520 --> 00:21:50,639 Speaker 1: you know a lot of a lot of people did 474 00:21:50,680 --> 00:21:53,080 Speaker 1: a lot of people didn't? But did anyone? Were there 475 00:21:53,119 --> 00:21:56,640 Speaker 1: anything that people should have done that they didn't do 476 00:21:56,760 --> 00:21:59,040 Speaker 1: during the pandemic that would have helped them out a 477 00:21:59,119 --> 00:22:04,480 Speaker 1: little bit financial? Um? What do I think we should 478 00:22:04,480 --> 00:22:06,959 Speaker 1: have turned the television off? Like in all honesty, if 479 00:22:06,960 --> 00:22:09,680 Speaker 1: you really think about what women news you hear about talk, 480 00:22:10,240 --> 00:22:13,879 Speaker 1: you hear about the coltavirus, and you hear about black 481 00:22:14,040 --> 00:22:17,239 Speaker 1: crime or crimes done on black people. Other than that, 482 00:22:17,240 --> 00:22:20,840 Speaker 1: there's nothing in the news, nothing so understanding that when 483 00:22:20,880 --> 00:22:23,280 Speaker 1: I watched these things in the news, what feelings do 484 00:22:23,359 --> 00:22:26,080 Speaker 1: they invoke? Because if it's not causing you to feel joy, 485 00:22:26,160 --> 00:22:28,040 Speaker 1: then you don't need to consume it, because the more 486 00:22:28,080 --> 00:22:31,160 Speaker 1: you internalize it, the more you're going to manifest more 487 00:22:31,200 --> 00:22:33,080 Speaker 1: of it. And so I think the biggest thing is 488 00:22:33,119 --> 00:22:35,320 Speaker 1: because we were sitting in the house, we had a television, 489 00:22:35,480 --> 00:22:38,720 Speaker 1: we were forced to consume because we can't go about 490 00:22:38,720 --> 00:22:40,679 Speaker 1: and do our normal day to day things. But I 491 00:22:40,680 --> 00:22:42,760 Speaker 1: think the biggest thing that I think people really didn't 492 00:22:42,800 --> 00:22:45,320 Speaker 1: pay attention to was the fact that this wasn't a 493 00:22:45,359 --> 00:22:48,240 Speaker 1: time of panic. This was a time to start over. 494 00:22:48,600 --> 00:22:51,120 Speaker 1: This was a time to reevaluate, This was a time 495 00:22:51,160 --> 00:22:53,600 Speaker 1: to get educated. This was the time to follow that 496 00:22:53,680 --> 00:22:56,800 Speaker 1: dream that you've been putting off. And I think instead 497 00:22:56,840 --> 00:22:59,399 Speaker 1: of focusing on how can I become better, all we 498 00:22:59,480 --> 00:23:02,359 Speaker 1: thought about is how this is making the situation worse. 499 00:23:02,600 --> 00:23:05,560 Speaker 1: And you saw that in in so many people, just 500 00:23:05,680 --> 00:23:07,439 Speaker 1: even on social media. But it was just like in 501 00:23:07,480 --> 00:23:10,280 Speaker 1: my mind, it was like immediately was okay, what does 502 00:23:10,320 --> 00:23:12,399 Speaker 1: the world need from us right now? And in the 503 00:23:12,440 --> 00:23:15,040 Speaker 1: midst of the pandemic, we made the most money we 504 00:23:15,080 --> 00:23:17,480 Speaker 1: ever made it a company in the company because we 505 00:23:17,600 --> 00:23:20,080 Speaker 1: sat and thought, what do people need from us right now? 506 00:23:20,240 --> 00:23:22,399 Speaker 1: Where can people get educated right now? How can we 507 00:23:22,440 --> 00:23:24,640 Speaker 1: serve people right now? Let's come out with our app 508 00:23:24,760 --> 00:23:26,720 Speaker 1: right now because people are sitting at home, they need 509 00:23:26,840 --> 00:23:29,919 Speaker 1: something to do. But let's now in still greatness in 510 00:23:29,960 --> 00:23:31,920 Speaker 1: these people. Let's give them the education that they can't 511 00:23:31,920 --> 00:23:33,800 Speaker 1: get in their school system. Let's given the tools and 512 00:23:33,840 --> 00:23:36,480 Speaker 1: resources you can't find on your time model or or 513 00:23:36,520 --> 00:23:39,840 Speaker 1: on your television. How can we rewire their brain at 514 00:23:39,840 --> 00:23:42,680 Speaker 1: a point where all we have is their their attention 515 00:23:42,840 --> 00:23:44,959 Speaker 1: because there's nothing else for them to do. And I 516 00:23:45,000 --> 00:23:48,879 Speaker 1: think people focusing on the opportunity is what would have 517 00:23:48,920 --> 00:23:50,840 Speaker 1: gotten us made us a lot stronger. There are a 518 00:23:50,880 --> 00:23:53,440 Speaker 1: lot of people who who did great things during the pandemic, 519 00:23:53,520 --> 00:23:54,919 Speaker 1: but there are a lot of people who every day 520 00:23:54,960 --> 00:23:57,000 Speaker 1: they woke up, they were they were scared, they want 521 00:23:57,040 --> 00:23:59,320 Speaker 1: to lose their job, they were afraid that their similar 522 00:23:59,400 --> 00:24:01,359 Speaker 1: checks wouldn't come one time. It's like, we can't live 523 00:24:01,440 --> 00:24:04,240 Speaker 1: in fear because that's all we're surrounded by we have 524 00:24:04,320 --> 00:24:07,680 Speaker 1: to literally unlearned what we have been taught to learn 525 00:24:07,920 --> 00:24:11,080 Speaker 1: that society and our upbringings have given has given us. Really, 526 00:24:11,080 --> 00:24:14,359 Speaker 1: it's really good that you're saying those things because I 527 00:24:14,480 --> 00:24:17,320 Speaker 1: just love interview and you you just really just confirm 528 00:24:17,400 --> 00:24:19,000 Speaker 1: a lot of things that I'm doing. I just like 529 00:24:19,119 --> 00:24:22,840 Speaker 1: talking us more people because I used this time when 530 00:24:22,840 --> 00:24:24,840 Speaker 1: the pandemic hit, I used it to really look at 531 00:24:24,840 --> 00:24:28,480 Speaker 1: my brand. You know. Really the first quarter was identifying 532 00:24:28,480 --> 00:24:31,439 Speaker 1: my brand. The second quarter was bringing in legal to 533 00:24:31,480 --> 00:24:36,480 Speaker 1: protect my brand, making sure all my my my tied correctly. 534 00:24:36,800 --> 00:24:38,920 Speaker 1: Then that make sure my social media lunch a new 535 00:24:38,960 --> 00:24:42,359 Speaker 1: platform called HBC Awards doing the pandemic, and in the 536 00:24:42,520 --> 00:24:46,080 Speaker 1: third quarter, I bought a office building in Atlanta. All this, 537 00:24:46,200 --> 00:24:48,760 Speaker 1: all this stuff has happened during the pandemic because I 538 00:24:48,840 --> 00:24:51,399 Speaker 1: knew in the fourth quarter, guess what, this country is 539 00:24:51,440 --> 00:24:53,080 Speaker 1: going to go to a new normal and we need 540 00:24:53,080 --> 00:24:55,000 Speaker 1: to be and will reopen and we need I need 541 00:24:55,040 --> 00:24:57,240 Speaker 1: to be functioned in the manner. So now I'm more 542 00:24:57,320 --> 00:25:00,160 Speaker 1: organized and more confident than I've ever been. And it's 543 00:25:00,200 --> 00:25:02,880 Speaker 1: basically tied of what you're just saying. You don't during 544 00:25:02,880 --> 00:25:06,400 Speaker 1: the disaster, you don't unplan. You planning. When things look bad, 545 00:25:06,480 --> 00:25:09,439 Speaker 1: you don't run. You figure out how to survive. And 546 00:25:09,480 --> 00:25:11,680 Speaker 1: so a lot of people they run and then they hide, 547 00:25:11,800 --> 00:25:15,080 Speaker 1: and then other people who don't hide see the opportunity 548 00:25:15,160 --> 00:25:18,160 Speaker 1: to succeed. And that's what you just keep repeating over 549 00:25:18,200 --> 00:25:21,520 Speaker 1: and over in such a strong manner. That's why you 550 00:25:21,680 --> 00:25:24,960 Speaker 1: built OTR brand, Amplify, which is in power, and modify 551 00:25:25,119 --> 00:25:29,760 Speaker 1: e MPs. In power, I find is the back end 552 00:25:29,800 --> 00:25:32,080 Speaker 1: of modify. And when you look at all these things, 553 00:25:32,200 --> 00:25:34,000 Speaker 1: tell us a little bit more about your app. And 554 00:25:34,040 --> 00:25:36,720 Speaker 1: also you hit it along little Bill the wealth Builders 555 00:25:36,720 --> 00:25:38,800 Speaker 1: community talk a little bit about that so we can 556 00:25:38,800 --> 00:25:41,040 Speaker 1: get a good feel and also how can we download 557 00:25:41,119 --> 00:25:44,080 Speaker 1: that and also any webinars you have coming up as 558 00:25:44,080 --> 00:25:46,120 Speaker 1: well as I always like to use your middle names. 559 00:25:46,119 --> 00:25:51,960 Speaker 1: She kind of like forget it sometime through um so 560 00:25:52,040 --> 00:25:54,280 Speaker 1: I wellfod the community at You can literally go to 561 00:25:54,280 --> 00:25:57,480 Speaker 1: wealth Builders community dot com can see everything that we offer. 562 00:25:57,960 --> 00:26:01,040 Speaker 1: Literally just imagine the net clicks of finance and the 563 00:26:01,080 --> 00:26:03,320 Speaker 1: palm of their hands. So you can go to Netflix, 564 00:26:03,920 --> 00:26:07,760 Speaker 1: you can find all the different types of entertainment. Imagine 565 00:26:07,800 --> 00:26:09,760 Speaker 1: literally saying hey, I want to learn how to invest 566 00:26:09,800 --> 00:26:11,840 Speaker 1: where can I go? And it all is in your hands, 567 00:26:12,280 --> 00:26:14,840 Speaker 1: literally lives in your account. But here's the beauty of it. 568 00:26:15,240 --> 00:26:17,720 Speaker 1: You're now going through this journey not alone, but you're 569 00:26:17,760 --> 00:26:20,399 Speaker 1: going through with thousands of people who are just like 570 00:26:20,520 --> 00:26:23,040 Speaker 1: you from all over the world. And I think we 571 00:26:23,119 --> 00:26:25,120 Speaker 1: can't at this point. We can't sit at the dinner 572 00:26:25,160 --> 00:26:27,159 Speaker 1: table and talk about learn how to build wealth. We 573 00:26:27,160 --> 00:26:29,840 Speaker 1: can't talk about how your stock portfolio was up. We 574 00:26:29,880 --> 00:26:32,320 Speaker 1: don't talk about how we're investing for our kids to 575 00:26:32,400 --> 00:26:34,080 Speaker 1: make sure that they're not taking up seven loans. We 576 00:26:34,160 --> 00:26:37,280 Speaker 1: don't have these conversations specifically in the African American community, 577 00:26:37,400 --> 00:26:39,480 Speaker 1: but this should be our norm because that is the 578 00:26:39,520 --> 00:26:42,399 Speaker 1: norm of wealthy people. They're sitting on their yachts talking 579 00:26:42,440 --> 00:26:45,400 Speaker 1: about big deals that they're closing, when in all actuality, 580 00:26:45,480 --> 00:26:48,520 Speaker 1: that's why they continue to sustain their wealth. The conversation 581 00:26:48,640 --> 00:26:51,160 Speaker 1: is different, the thought process is different, and so ultimately 582 00:26:51,160 --> 00:26:54,000 Speaker 1: our wealth for this community is a is an intimate 583 00:26:54,040 --> 00:26:56,040 Speaker 1: space where you can come together with people who are 584 00:26:56,080 --> 00:26:59,080 Speaker 1: just like you on the same journey, both working professionals 585 00:26:59,080 --> 00:27:02,280 Speaker 1: and entrepreneurs. Is where you're learning how to build well 586 00:27:02,720 --> 00:27:05,960 Speaker 1: vibrate layer by layer, where you're celebrating for your successes. 587 00:27:06,000 --> 00:27:07,840 Speaker 1: When you learn, you're learning how to open an account, 588 00:27:08,000 --> 00:27:11,040 Speaker 1: you're processing and transaction, but you're getting advice, tools and 589 00:27:11,080 --> 00:27:13,919 Speaker 1: resources not only from experts but also people who have 590 00:27:14,040 --> 00:27:16,960 Speaker 1: been in your shoes. But they are growing every single 591 00:27:17,040 --> 00:27:20,160 Speaker 1: day because they made well building a choice, they made 592 00:27:20,200 --> 00:27:23,040 Speaker 1: it a commitment, and that's ultimately what our community is about. 593 00:27:23,080 --> 00:27:27,000 Speaker 1: So we have classes on a weekly basis. We're literally 594 00:27:27,040 --> 00:27:30,040 Speaker 1: about to launch our Parent Accelerator because a lot of 595 00:27:30,040 --> 00:27:32,600 Speaker 1: our members are parents and it's during the time when 596 00:27:32,640 --> 00:27:35,720 Speaker 1: it's holiday season. Q four. We're spending tons of money. 597 00:27:35,760 --> 00:27:39,440 Speaker 1: Companies are projected to make billions this holiday season. Why 598 00:27:39,480 --> 00:27:41,840 Speaker 1: is it that we're making all these billion dollar businesses 599 00:27:41,880 --> 00:27:43,920 Speaker 1: more money and we look up and we still feel 600 00:27:43,960 --> 00:27:46,880 Speaker 1: like we have nothing. So we're now literally educating our 601 00:27:47,160 --> 00:27:49,560 Speaker 1: adults to say, hey, it's great to buy gifts for 602 00:27:49,600 --> 00:27:51,800 Speaker 1: your family, but what about the gifts of wealth. What 603 00:27:51,880 --> 00:27:54,639 Speaker 1: about buying your kid that stopped in the sneaker company 604 00:27:54,640 --> 00:27:57,280 Speaker 1: because you know the kids are gonna speaking our holiday season, right, 605 00:27:57,760 --> 00:28:00,480 Speaker 1: But educating the parents to think all of things. Your 606 00:28:00,520 --> 00:28:03,320 Speaker 1: parents did not give you all the tools and resources 607 00:28:03,320 --> 00:28:05,399 Speaker 1: you wish you would have had. Let me show you 608 00:28:05,440 --> 00:28:08,320 Speaker 1: how to literally educate your children so that you can 609 00:28:08,359 --> 00:28:11,080 Speaker 1: build for them. So it's literally like amplified now with 610 00:28:11,160 --> 00:28:14,280 Speaker 1: this particular accelerator that we're launching in our app is 611 00:28:14,320 --> 00:28:17,560 Speaker 1: now merging. Both worlds were emerging, the connections and the 612 00:28:17,600 --> 00:28:19,960 Speaker 1: classes that we've done with our youth and then the 613 00:28:20,000 --> 00:28:21,879 Speaker 1: classes of the connections that we've done with the delts, 614 00:28:21,880 --> 00:28:24,400 Speaker 1: and we're bringing them together. So the classes, adults will 615 00:28:24,400 --> 00:28:25,960 Speaker 1: be able to take. Classes will learn how to open 616 00:28:25,960 --> 00:28:28,760 Speaker 1: different accounts for both themselves and their children, how to 617 00:28:28,800 --> 00:28:31,440 Speaker 1: put their kids through college. But also now we're giving 618 00:28:31,440 --> 00:28:33,439 Speaker 1: them resource on this is how you can also do 619 00:28:33,480 --> 00:28:36,040 Speaker 1: this with your kids. Not just for your kids, but 620 00:28:36,119 --> 00:28:37,640 Speaker 1: that's how you can do it with your kids. Bring 621 00:28:37,680 --> 00:28:40,200 Speaker 1: your familys. So now we'll have classes, what kids can participate, 622 00:28:40,360 --> 00:28:41,840 Speaker 1: and all of these things will live in the app. 623 00:28:41,880 --> 00:28:44,800 Speaker 1: And I think it's during the time where we're spending 624 00:28:44,880 --> 00:28:47,800 Speaker 1: so much. Now let's literally train our minds to look 625 00:28:47,840 --> 00:28:50,320 Speaker 1: at opportunities. I know, if everybody is going to be 626 00:28:50,360 --> 00:28:53,040 Speaker 1: spending our holiday season, I need to own these companies 627 00:28:53,040 --> 00:28:55,760 Speaker 1: that are making billions of dollars on holiday season. And 628 00:28:55,800 --> 00:28:59,640 Speaker 1: it's literally rewiring the thought process of our community. UM, 629 00:28:59,640 --> 00:29:03,000 Speaker 1: and it's been phenomenal a few months now. UM. It's 630 00:29:03,000 --> 00:29:06,200 Speaker 1: in the app storable, Google download and Apple downloads. You 631 00:29:06,200 --> 00:29:08,280 Speaker 1: can be acceded to on your iPad or your computer. 632 00:29:08,520 --> 00:29:12,160 Speaker 1: But literally, wealth builders dot com UM, wealth builders Community 633 00:29:12,240 --> 00:29:14,920 Speaker 1: dot com is where you can see everything that we offer. 634 00:29:14,960 --> 00:29:17,840 Speaker 1: There's tons of everything that we give, but it all 635 00:29:17,840 --> 00:29:21,360 Speaker 1: actually reality. Twenty seven three fifty five access to classes 636 00:29:21,680 --> 00:29:25,280 Speaker 1: all the time, all day, every day, discussion downloads that 637 00:29:25,320 --> 00:29:27,480 Speaker 1: we're giving out now like they're just tons of things 638 00:29:27,480 --> 00:29:29,960 Speaker 1: where it's like a secret society of wealth builders where 639 00:29:29,960 --> 00:29:31,960 Speaker 1: you can't step outside and go to the bank, but 640 00:29:32,080 --> 00:29:34,080 Speaker 1: you can go here and get the tools and resources 641 00:29:34,080 --> 00:29:37,120 Speaker 1: in a simple and easy to understand language that doesn't 642 00:29:37,120 --> 00:29:40,880 Speaker 1: speak to you but through you and into you. Wow, 643 00:29:41,720 --> 00:29:44,960 Speaker 1: Ashley and far to Um, you've given me twenty nine 644 00:29:45,000 --> 00:29:48,959 Speaker 1: minutes of your time, you all specially UM. Thank you all. 645 00:29:49,240 --> 00:29:51,760 Speaker 1: Please give me UM some banners so I can post 646 00:29:51,760 --> 00:29:53,080 Speaker 1: it on my social media. You know, I got like 647 00:29:53,120 --> 00:29:56,560 Speaker 1: a median social media followers and names, two thousands fan 648 00:29:56,600 --> 00:29:59,160 Speaker 1: club members, and I promote you. I love what you do, 649 00:29:59,560 --> 00:30:01,600 Speaker 1: I learned and then what you've done for me. It's 650 00:30:01,720 --> 00:30:04,280 Speaker 1: it's like a little free session, lessons, sessions she's given 651 00:30:04,320 --> 00:30:07,360 Speaker 1: me could now walk away confidence. But that's what you do, Ashley, 652 00:30:07,360 --> 00:30:09,480 Speaker 1: and continue to do. And I always know that you 653 00:30:10,000 --> 00:30:12,920 Speaker 1: drop something, you can contact me, contact my staff, or 654 00:30:13,080 --> 00:30:15,480 Speaker 1: contact me directly because I would do anything for you. 655 00:30:15,480 --> 00:30:18,640 Speaker 1: You're that special to me. And to hear your tone, 656 00:30:18,680 --> 00:30:21,240 Speaker 1: to hear the leadership in your voice, the confidence in 657 00:30:21,240 --> 00:30:24,840 Speaker 1: your voice. I know you found your brand and now 658 00:30:24,920 --> 00:30:27,320 Speaker 1: you're just building it out. That's what excites me so 659 00:30:27,400 --> 00:30:29,800 Speaker 1: much because of the fact that I've been watching you, 660 00:30:30,160 --> 00:30:32,680 Speaker 1: looking at your sessions and you drop dimes and people 661 00:30:32,760 --> 00:30:35,080 Speaker 1: liking you what you hear of you, and you get 662 00:30:35,200 --> 00:30:37,960 Speaker 1: nice views on your videos when you drop those. You 663 00:30:38,000 --> 00:30:39,400 Speaker 1: have a voice and people want to hear what you 664 00:30:39,440 --> 00:30:41,360 Speaker 1: have to say. And you're smart. And I do want 665 00:30:41,360 --> 00:30:43,320 Speaker 1: to wrap up somebody. I saw it earlier. You know 666 00:30:43,360 --> 00:30:47,440 Speaker 1: you mentioned in your credits your Howard University graduate. How 667 00:30:47,560 --> 00:30:50,080 Speaker 1: have you? It's been such an I think a profound 668 00:30:50,120 --> 00:30:53,840 Speaker 1: moment during this pandemic to see how HBCUs have been 669 00:30:53,880 --> 00:30:58,360 Speaker 1: so recognized and donations have comeing to from private sector 670 00:30:58,440 --> 00:31:03,160 Speaker 1: to HBCUs. What what what? What? Why? I happened? Why? What? 671 00:31:03,600 --> 00:31:05,560 Speaker 1: What did the HPC you do for you, I guess 672 00:31:05,560 --> 00:31:08,320 Speaker 1: I want to ask and why it's so important that 673 00:31:08,320 --> 00:31:10,720 Speaker 1: people should know the value of an hpc U and 674 00:31:10,720 --> 00:31:16,480 Speaker 1: it's educational principles UM For me personally, especially at that time, 675 00:31:16,920 --> 00:31:19,160 Speaker 1: I knew I wanted to be I wanted to go 676 00:31:19,200 --> 00:31:21,600 Speaker 1: to an hpc U because I wanted to be surrounded 677 00:31:21,640 --> 00:31:24,880 Speaker 1: by African Americans UM. But I also wanted to go 678 00:31:25,000 --> 00:31:28,800 Speaker 1: to the best HBCU that supported the career trajectory that 679 00:31:28,840 --> 00:31:31,280 Speaker 1: I was on. So I knew at Howard I wanted 680 00:31:31,320 --> 00:31:33,000 Speaker 1: to be on Wall Street. I found out how much 681 00:31:33,000 --> 00:31:35,960 Speaker 1: they paid. During summer internships. Howard taught me how to eat, 682 00:31:36,000 --> 00:31:38,800 Speaker 1: how to how to dress, how to do interviews, how 683 00:31:38,800 --> 00:31:41,280 Speaker 1: to build a resume, how to golf. It was so 684 00:31:41,360 --> 00:31:44,320 Speaker 1: many things that I knew would equipped me for the 685 00:31:44,360 --> 00:31:46,720 Speaker 1: industry that I was going in. And I wanted to 686 00:31:46,760 --> 00:31:49,080 Speaker 1: be the center of attention. I wanted to be the 687 00:31:49,120 --> 00:31:51,880 Speaker 1: center of the love that was felt. And I feel 688 00:31:51,960 --> 00:31:54,120 Speaker 1: like an hpc you gave that to me. So I 689 00:31:54,160 --> 00:31:57,000 Speaker 1: was surrounded by individuals with the same mindset, with the 690 00:31:57,040 --> 00:31:59,680 Speaker 1: same goals, with the same vision for themselves. And I 691 00:31:59,680 --> 00:32:02,640 Speaker 1: wanted to be around excellence. And I think I knew 692 00:32:02,840 --> 00:32:05,080 Speaker 1: at that point in my life. I wanted to feel supported, 693 00:32:05,160 --> 00:32:07,719 Speaker 1: love and nurture, and I had the opportunity to do 694 00:32:07,760 --> 00:32:10,360 Speaker 1: that in a black environment and a prestigious environment. I 695 00:32:10,440 --> 00:32:11,920 Speaker 1: knew it was a no brainer that I needed to 696 00:32:11,960 --> 00:32:13,720 Speaker 1: go to Howard University. Plus I didn't want to go 697 00:32:13,760 --> 00:32:15,880 Speaker 1: too too far from home because I'm from Philly. But 698 00:32:15,920 --> 00:32:18,600 Speaker 1: I also didn't want to leave Philadelphia. Um, and I 699 00:32:18,680 --> 00:32:21,360 Speaker 1: really just wasn't what I wanted. I wanted to be 700 00:32:21,440 --> 00:32:24,920 Speaker 1: around the culture and the environment, the love and the support, 701 00:32:25,120 --> 00:32:29,520 Speaker 1: but also had that intentionality around grooming a black woman 702 00:32:29,720 --> 00:32:32,040 Speaker 1: who wanted to enter into the Wall Street space. And 703 00:32:32,080 --> 00:32:34,360 Speaker 1: I loved everything that Howard gave me to prepare me 704 00:32:34,440 --> 00:32:37,840 Speaker 1: for my Wall Street career. Awesome. Our wealth Builders community 705 00:32:37,880 --> 00:32:41,360 Speaker 1: dot com. They bring together working professionals and entrepreneurs looking 706 00:32:41,400 --> 00:32:44,160 Speaker 1: for the support needs to grow financially. They will help 707 00:32:44,200 --> 00:32:48,520 Speaker 1: them develop the wealth building mindset, habits and knowledge necessary 708 00:32:48,600 --> 00:32:52,719 Speaker 1: to excel so that they that you can achieve financial freedom, 709 00:32:53,080 --> 00:32:56,880 Speaker 1: create generational wealth, and become confident in imagining, saving and 710 00:32:56,920 --> 00:33:00,840 Speaker 1: investing your money. Thank you as them Fox. I've read 711 00:33:00,840 --> 00:33:03,640 Speaker 1: that directly off her website. That's her mission statement or 712 00:33:03,640 --> 00:33:07,160 Speaker 1: the mission statement of Wealth Builders Community dot com. Please 713 00:33:07,160 --> 00:33:11,640 Speaker 1: come back on Missia, Please come back on Absolutely. If 714 00:33:11,680 --> 00:33:13,800 Speaker 1: you want to hear more money Making Conversation interviews, please 715 00:33:13,800 --> 00:33:16,360 Speaker 1: go to money Making Conversation dot com. Over Sean McDonald, 716 00:33:16,440 --> 00:33:17,200 Speaker 1: I'm your host,