Speaker 1: Episode four thirty one, Denise job hopped her way to
Speaker 1: increase income and pay off nineteen thousand dollars of debt.
Speaker 2: Welcome to the Frugal Friends podcast, where you'll learn to
Speaker 2: save money, embrace simplicity, and live a life here your
Speaker 2: hosts Jen and Jill.
Speaker 1: Welcome to the Frugal Friends podcast. My name is Jen,
Speaker 1: my name is Jill, and we are at the end of.
Speaker 3: Our debt Free summer.
Speaker 1: That doesn't mean that summer has to end for you,
Speaker 1: but it is ending for our summer of debt payoff
Speaker 1: stories that we are sharing with you every Friday on
Speaker 1: the podcast, which means we will be returning to our
Speaker 1: regularly scheduled guest interviews, which we are sad to see
Speaker 1: Debt Free Summer leave, but we are happy to get
Speaker 1: some guests back in the virtual studio.
Speaker 3: And it doesn't mean that Debt Freedom needs to end,
Speaker 3: or its celebration is over, or that you can't go
Speaker 3: back into the archives and look up these stories again.
Speaker 1: Yes, absolutely, but first, this episode is brought to you
Speaker 1: by by What you Love Without Going Broke. Our book
Speaker 1: is officially available for pre order at buywolovebook dot com.
Speaker 1: To celebrate this we are throwing a virtual launch party
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Speaker 3: I'm especially excited because I just learned that I will
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Speaker 1: The thing any of you do not know about Jill
Speaker 1: is that Jill has actually hosted online party, like corporate
Speaker 1: online parties, and she is very good at it. So
Speaker 1: while I may have set the day and time the
Speaker 1: party is, I.
Speaker 3: Guess she knows how to do it. And you know what,
Speaker 3: how how isn't that so fitting? Because it is the
Speaker 3: day before my birthday and so we're going to be
Speaker 3: giving you all gifts. I'm going to be hosting your party.
Speaker 1: I'm going to be leaving all the party, but they're invited.
Speaker 3: Jill, Well, it feels like a party for them because
Speaker 3: we're giving them gifts.
Speaker 1: So true, and it's going to be it's a It's
Speaker 1: a really good gift. It's a fall meal plan, so
Speaker 1: you won't have to worry about any meals this fall.
Speaker 1: We've incorporated all in season produce and holidays, so you're
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Speaker 3: Jen's favorite thing is to tell me that I'm doing
Speaker 3: things as she announces it to you all, so that
Speaker 3: I can't back out of it. I think this is
Speaker 3: like the second or third episode in the row that
Speaker 3: I'm like learning about certain things as they're happening. And
Speaker 3: you know what, I consent after the fact. Yes, so
Speaker 3: this is.
Speaker 1: A joke because I said that I didn't have time
Speaker 1: for consent and now a good joke.
Speaker 3: It's not a good joke.
Speaker 1: And now she won't stop saying the word consent, just
Speaker 1: so you know that I am why she's saying that. Yeah,
Speaker 1: but anyways, let's talk about debt freedom because while buy
Speaker 1: what you love without going broke will help you, if
Speaker 1: debt freedom is one of your goals, today's episode is
Speaker 1: about Denise. And if you have missed any of our
Speaker 1: other debt free stories, we have so many in the archives,
Speaker 1: but this summer we really wanted to get back to
Speaker 1: our roots and share a lot of debt free stories
Speaker 1: from listeners like you, so head back our last nine.
Speaker 1: Every other episode has been one of these, but Denise
Speaker 1: I love we saved. I can't say we save the
Speaker 1: best for last, because they're all the best. But I
Speaker 1: loved chatting with Denise. She paid off nineteen thousand dollars
Speaker 1: of debt in four years, so a very reasonable debt payoff.
Speaker 1: I think we're so used to hearing these very extreme
Speaker 1: debt payoffs, and so I love talking to Denise. And
Speaker 1: she just adopted a bunch of frugal habits. Tractor spending,
Speaker 1: job hopping was a big part of her story. So
Speaker 1: I loved Denise.
Speaker 3: Let's get to it, Yes, and we are so excited
Speaker 3: to be bringing you another amazing episode which represents an
Speaker 3: awesome story from one of our fellow listeners. Denise, thank
Speaker 3: you so much for joining us. Can you tell us
Speaker 3: a little bit about yourself.
Speaker 4: Yeah, So I'm Denise Bard. I currently live in Orange County, California,
Speaker 4: sunny southern California, and I started my debt free journey
Speaker 4: right when I came back from New Zealand.
Speaker 5: I call it my quarter life crisis time.
Speaker 4: And I remember I had two thousand dollars to my
Speaker 4: name when I moved back home, and I knew I
Speaker 4: wanted to in marketing because I didn't start off in marketing. Actually,
Speaker 4: so in that process I did get a job that
Speaker 4: I wanted, but I ended up being in debt. I
Speaker 4: had to get a car like that was about fifteen
Speaker 4: thousand dollars after all was said and done, and then
Speaker 4: I also had to get you know, things for living expenses,
Speaker 4: and I had a student loan I was slowly paying off.
Speaker 5: So that's where you know I was.
Speaker 4: And then I ran into like your information, your modern
Speaker 4: frugality blog mister Monny Mustache, if like the standard bloggers
Speaker 4: of the time, and it really inspired me to change
Speaker 4: my mindset. So that's kind of where I started. And
Speaker 4: I actually paid off all of my debt and actually
Speaker 4: helped my partner with his debt of thirteen thousand dollars too,
Speaker 4: actually by well everything said and done twenty twenty, but
Speaker 4: my own debt was about twenty nineteen, so it took
Speaker 4: about four years I think of like serious commitment to
Speaker 4: get that going.
Speaker 1: Yeah, and living in coast to basic California, which is
Speaker 1: not an inexpensive place to live.
Speaker 4: Yeah, with the food, especially if you love food, it
Speaker 4: does get pricey and really hard to stick to your
Speaker 4: meal planning for sure.
Speaker 3: Certainly, So let's talk about this debt. What was your
Speaker 3: debt specifically made up of.
Speaker 4: Yeah, so my debt at the time was made up of,
Speaker 4: you know, getting my furnishings for my apartment.
Speaker 5: That was minimal.
Speaker 4: I didn't include it initially just because at the time
Speaker 4: it was very easy to transfer some savings I had,
Speaker 4: but car payment my student loan. When I initially took
Speaker 4: it out, it was I think almost ten thousand dollars,
Speaker 4: but at the time I was slowly paying it off.
Speaker 4: So just trying to focus on those things and then
Speaker 4: just living I think in California as well. When I
Speaker 4: first moved back, I brought myself into debt too, just
Speaker 4: going out with runs. But then I realized one day
Speaker 4: I was at my job that I didn't want to do.
Speaker 5: That cycle anymore.
Speaker 4: So that's kind of that, and just planning for vacations
Speaker 4: and expenses too.
Speaker 1: Yeah, tell me about that moment when you realized you
Speaker 1: wanted your debt gone. Was that like a slow build
Speaker 1: or was that like a memorable moment where you're like,
Speaker 1: I need this nineteen thousand dollars of debt gone.
Speaker 4: Yeah, So I think for me the real kicker, I
Speaker 4: remember this was when I was at my job that
Speaker 4: I thought I really wanted to be in, and I
Speaker 4: was sitting at like we had like this cool gym.
Speaker 4: It was one of the nice perks about that job
Speaker 4: at the time, and I was reading an article about
Speaker 4: I think it was mister Munny Mustache in particular at
Speaker 4: that moment, and just seeing his life and him being
Speaker 4: able to do whatever he wanted, and it really inspired
Speaker 4: me to say, like, you know, I want to live
Speaker 4: that life, especially too.
Speaker 5: I think that damn particular.
Speaker 4: I remember talking with my boss and hearing that we
Speaker 4: weren't getting really high raises. I didn't advocate for myself initially,
Speaker 4: so I realized I was on the lower end of
Speaker 4: the spectrum payment wise, and even though I was performing,
Speaker 4: walunching knowledge that there wasn't going to be a pay
Speaker 4: increase where I could see myself living comfortably and you know,
Speaker 4: having this debt looming over me and if I continued
Speaker 4: what I wanted to do, That's really what happened.
Speaker 3: Yeah, it can be eye opening when we get the
Speaker 3: job that we always thought we wanted and then we
Speaker 3: realized it might not be all that it's cracked up
Speaker 3: to be. But it sounds like you noticed that pretty
Speaker 3: early on. Is that accurate?
Speaker 5: Yeah?
Speaker 4: That like it took Yeah, for me, it took a
Speaker 4: little bit of time too, I think, or a denial,
Speaker 4: I want to say, right, because I was like, oh,
Speaker 4: like it'll all work out. But yeah, I think that
Speaker 4: moment when I and see that article, and I did
Speaker 4: have that conversation with my boss, I was like, I
Speaker 4: can't you keep living like this.
Speaker 5: I have something has to change.
Speaker 1: Okay, so what did change? What did you start doing
Speaker 1: first to start tackling this debt?
Speaker 4: Yeah, So for me, I did the old handy dandy
Speaker 4: spreadsheets and simultaneously I would actually write every day like
Speaker 4: how much I was actually spending. So I started on
Speaker 4: the Excel spreadsheets. I feel like a lot of people do.
Speaker 4: I'm like, this is what I think I'm spending. And
Speaker 4: then I did the exercise of getting just a typical
Speaker 4: journal book and what I would do is I would
Speaker 4: write every day like what I would spend.
Speaker 5: And in the beginning, I really was trying.
Speaker 4: Not to spend because I just didn't want to write
Speaker 4: anything that I was doing. So I feel like the
Speaker 4: first two weeks were like, oh, this is like the
Speaker 4: perfect scenario.
Speaker 5: But as I continued to do the exercise.
Speaker 4: I realized I was spending on things that I could
Speaker 4: have easily not you know, I think going out with
Speaker 4: friends at happy hours and getting that extra cocktail and
Speaker 4: realistically one would be more than enough because you could
Speaker 4: still carry on conversations. I started noticing a pattern. I
Speaker 4: would go out and if I was sad, I would
Speaker 4: go shopping. And that's why I always found myself like it,
Speaker 4: you know, not making any money and feeling.
Speaker 5: Like I was broke. So that that's what helped me,
Speaker 5: I think, start this whole thing.
Speaker 3: Yes, we love manually tracking our spending and expenses. It
Speaker 3: can illuminate so much for us, and a lot of
Speaker 3: times it can show us that we can still meet
Speaker 3: our values and do the things that we want to
Speaker 3: do just by making some shifts. Did you find that
Speaker 3: for yourself, did you have to kind of implement any
Speaker 3: creativity where you were still able to have fun and
Speaker 3: do some of the things that you enjoyed, but maybe
Speaker 3: rein in your budget a little bit.
Speaker 5: Yeah.
Speaker 4: So for me, I think my thing was inviting friends
Speaker 4: over for dinner because I did see like a pattern
Speaker 4: of me, like I liked going out with my friends
Speaker 4: and I wouldn't go to Disneyland because I knew, like,
Speaker 4: you know, while I could get a season passed, I
Speaker 4: knew they were going to be costs associated with that too,
Speaker 4: like going to the you know, parking, going out with
Speaker 4: your friends again. You know that it was an endless cycle.
Speaker 4: So what I used to do was propose to my friends, like, hey,
Speaker 4: do you guys want to come over for dinner? You
Speaker 4: know we could do I'll do like the main dish,
Speaker 4: but if you guys want to bring alcohol.
Speaker 5: You can.
Speaker 4: And I would call them like my quarterly like dinners.
Speaker 4: And it was kind of a fun game, I think,
Speaker 4: to keep me motivated on this track to pay off
Speaker 4: my debt.
Speaker 1: Yes, I loved doing pot lucks and having friends over
Speaker 1: when we were paying off debt, Like a three dollars
Speaker 1: ald bottle of wine and some girlfriends was everything.
Speaker 3: Yeah, so let's talk about income. What were you making
Speaker 3: when you began this dep payoff? What what then were
Speaker 3: you making throughout the journey? It sounds like it was
Speaker 3: four years. Did you experience an increase in your income?
Speaker 3: What did all that look like?
Speaker 5: Yeah?
Speaker 4: So when I started, I took a job that paid
Speaker 4: seventeen fifty an hour and I didn't research like the
Speaker 4: market really really advocate for myself because I thought I
Speaker 4: was so new to the industry itself, and when I
Speaker 4: was on this journey, I was hourly, so there was
Speaker 4: a couple hours of overtime that helped a little bit
Speaker 4: with those But then I did get promotion, which was
Speaker 4: only I think about like forty seven thousand at the time,
Speaker 4: but then I moved a couple jobs. I made the
Speaker 4: mistake though, of not really being selected about the increase.
Speaker 4: For me at the time was more about do I
Speaker 4: want to be in this industry? Do I find that fulfillment?
Speaker 4: So I actually ended up leaving the job after I
Speaker 4: got a promotion, and that was at forty seven thousand salary.
Speaker 4: So I was there for about two years at that
Speaker 4: advertising job and at the job next job I took
Speaker 4: was at forty five thousand salary, but there were some
Speaker 4: opportunities for overtime, so my hours just kept flunctuating. But
Speaker 4: by the time everything was said and done, it was
Speaker 4: a month before I got a new job offer that
Speaker 4: was fifty eight thousand. So it was a lot of
Speaker 4: for me constantly looking at the budgets because it wasn't
Speaker 4: like a set no salary where it's like I knew
Speaker 4: everyone that was going to get this amount of money.
Speaker 1: Okay, So I'm interested because it's so nerve racking to
Speaker 1: change jobs and especially to change industries, to change careers.
Speaker 1: But job hopping is definitely one of the best ways
Speaker 1: to increase your income. It's definitely more guaranteed than a
Speaker 1: raise or promotion at your current place of employment. But
Speaker 1: it can be very nerve racking to do even once,
Speaker 1: and you did it several times. How was that experience
Speaker 1: for you?
Speaker 4: Yeah, So for me, the first time I transitioned out
Speaker 4: to get that job that was at forty five, was
Speaker 4: actually from a referral of a friend, so I was confident,
Speaker 4: like I could do the job. I took it because
Speaker 4: it was focused on pharmaceuticals, and the advertising job I
Speaker 4: had was only focused on e commerce and like TV
Speaker 4: in particular, so I was kind of niched and I
Speaker 4: wanted to expand my horizons.
Speaker 5: So what I did was I took that job, I
Speaker 5: learned a lot, and then for the.
Speaker 4: Next job, I negotiated about to fifty eight thousand, so
Speaker 4: that was you know, I thought better than that income,
Speaker 4: and there I really networked with a lot of my colleagues,
Speaker 4: and that's where I really learned the power and importance
Speaker 4: some negotiation advocating for yourself to increase your salary.
Speaker 3: That's amazing, and that's a skill set that you might
Speaker 3: not have learned or engaged with unless you were focused
Speaker 3: on increasing your income paying down debt.
Speaker 5: Right, Yeah, for sure.
Speaker 4: And then with each increase I did get any bonuses
Speaker 4: I got, because there was some times where we get
Speaker 4: company bonuses. I think the most I got was like
Speaker 4: five hundred dollars at one but I would never spend it.
Speaker 4: I would put it either towards that debt or I
Speaker 4: put it into like a thousand dollars emergency fund.
Speaker 1: Cool and any side hustles while you were paying off debt.
Speaker 4: Yeah, for me, I actually was trying to for side
Speaker 4: hustle stuff. I did try to do a side business
Speaker 4: of making like dog bandanas and those kinds of things,
Speaker 4: but it was just this the one job at the time.
Speaker 3: Cool. So you do a side hustle, now, correct, I do?
Speaker 5: Yeah, I do a virtual assisting.
Speaker 3: Was that something that you discovered while doing this? Like
Speaker 3: the debt free journey kind of led you into.
Speaker 4: That, so it was kind of a two part thing.
Speaker 4: I think, like the pandemic, just having that extra time helped.
Speaker 4: But I was also avidly looking for side hustles and
Speaker 4: I found this one actually just networking with a friend
Speaker 4: being a virtual assistant, And right now I'm still doing
Speaker 4: that and I'm trying to like save that money for
Speaker 4: you know, future expenses.
Speaker 5: Cool.
Speaker 1: So you brought your income up to fifty eight thousand
Speaker 1: without any set of hustles. Did you sell anything or
Speaker 1: get any like inheritances or lump sums while you're doing
Speaker 1: this to that helped you pay off the debt?
Speaker 4: For me, it was, oh, tax refunds, I think, you know,
Speaker 4: just working with that, I think I got like a
Speaker 4: couple of thousan dollars. But for me, what I did
Speaker 4: was I did that snowball method of you know, paying
Speaker 4: off first like the student loan, and then just applying
Speaker 4: that payment. And then what I would do is I
Speaker 4: would just find other things I could cut out that
Speaker 4: you know, didn't really need to be spent. So just
Speaker 4: that money changed mindset and I think really helped me
Speaker 4: pay that stuff off in the time I did.
Speaker 3: That's so great And it sounds like during the pandemic
Speaker 3: you were also able to help your partner pay off
Speaker 3: his debt. Can you tell us a little bit about that.
Speaker 4: Yeah, so my at the time, you know, my husband
Speaker 4: was in the military before and then he started going
Speaker 4: to school about like twenty nineteen, and luckily he's been
Speaker 4: fortunate to get you know, assistance like GI bills, but
Speaker 4: there were there was a period of time where we
Speaker 4: had to wait because he was in summer, so they
Speaker 4: don't get paid at that time. So I helped him
Speaker 4: with six thousand dollars for living expenses and then you
Speaker 4: know that we're still dating. And then when we got married,
Speaker 4: you know, I wanted just to be open about finances
Speaker 4: more and you know, there I discovered an opportunity to
Speaker 4: help him pay off like credit card debt, so it
Speaker 4: was like seven thousand dollars he had. But had I
Speaker 4: not built those habits like you were talking about, like
Speaker 4: saving and you know, paying yourself first, I wouldn't have
Speaker 4: been able to do that, especially during the pandemic where
Speaker 4: I felt like, you know, job security kind of felt
Speaker 4: a little ensure and uncertain at the time. So it
Speaker 4: was a very I think fortunate experience for me being
Speaker 4: able to learn about minimalism and you know, just money,
Speaker 4: mindset and finances.
Speaker 3: Has your decision to move towards debt freedom inspired him?
Speaker 3: Has he made any changes in some of his habits
Speaker 3: as well, just seeing what you're doing?
Speaker 5: Yeah?
Speaker 4: For him, actually it is we've gotten really good about
Speaker 4: just eating a lot of the food we buy, because
Speaker 4: before we first started dating, I was guilty of it.
Speaker 4: Two you know, we'd have so many leftovers and things
Speaker 4: that are just you know, you would waste. And being
Speaker 4: on this journey for me, I remember in the beginning,
Speaker 4: I would kind of not nag him, but say like, hey,
Speaker 4: like I can't, you know, have to eat these leftovers.
Speaker 4: I can't just leave them in the fridge. And the
Speaker 4: other day he kind of made a comment saying like, wow,
Speaker 4: look at us, like we've eaten all of our leftovers
Speaker 4: before the holidays.
Speaker 5: That was a big improvement.
Speaker 1: Oh that's so great. So now that you guys have
Speaker 1: this new mindset, this financial foundation to build off of,
Speaker 1: your husband can go to school without worrying about credit
Speaker 1: card debt. What is that freeing you guys up for
Speaker 1: to pursue financially now?
Speaker 4: Yeah, so for both of us, he does want to
Speaker 4: go to PA school afterwards, so the gbills do cover
Speaker 4: his undergrad which is great. So it's giving me the
Speaker 4: time to plan for those things if he really wants
Speaker 4: to continue doing that and or you know, I feel
Speaker 4: like the standard American dream right is just saving for
Speaker 4: like a down payment for us to live together in California,
Speaker 4: and then my future goals are to invest, like in
Speaker 4: some real estate properties and focus on creative projects. I
Speaker 4: want to take some time to like focus on those
Speaker 4: endeavors and I just have fun.
Speaker 3: I think, yay, that's so exciting. So as you're reflecting
Speaker 3: on this journey, what would you say to someone who
Speaker 3: was in the same position that you were in five
Speaker 3: six years ago, or even advice to yourself any words
Speaker 3: of wisdom that you would share to someone just at
Speaker 3: the cusper endeavoring upon debt payoff?
Speaker 5: Yeah.
Speaker 4: For me, I think is really know your worth and
Speaker 4: remember like you can do anything You've set your mind to.
Speaker 4: Myself ten years ago I think is way different from now.
Speaker 4: And I think everybody needs to know that you are valuable.
Speaker 4: You know, you may have bad days, but if you
Speaker 4: sent your mind to it, dedicate and have those habits,
Speaker 4: you could really go far in life.
Speaker 1: Yes, absolutely, and knowing you're worth outside of any job,
Speaker 1: but also knowing that what you deserve for the experience
Speaker 1: you bring, I think is also an amazing lesson. How
Speaker 1: is your money mindset shifted?
Speaker 5: Yeah?
Speaker 4: For me, I feel like it's a wave because I
Speaker 4: used to be on the very extreme side of things like, oh,
Speaker 4: I can't afford that. I'm not gonna do that, but
Speaker 4: then I'll be I would buy like really cheaply made
Speaker 4: clothes and you know, those kinds of things that wouldn't last.
Speaker 4: And then I went through this phase of extreme scarcity mindset,
Speaker 4: I think, which wasn't very healthy either, where I would
Speaker 4: do challenges where looking back, I was like, oh, you know,
Speaker 4: I probably could have went to that party and it
Speaker 4: wouldn't have been a big deal.
Speaker 5: I didn't go out as much.
Speaker 4: So now I'm trying to find that perfect balance, I think,
Speaker 4: being able to say it's okay that you know, you
Speaker 4: could have that hundred dollars to spend on something you want.
Speaker 4: So right now, I think I'm still kind of on
Speaker 4: that journey.
Speaker 5: Honestly.
Speaker 1: Huh, yes, that is a lifelong journey. I am definitely
Speaker 1: still on that one.
Speaker 3: Same oh Man, Denise, we have come to the part
Speaker 3: of the episode where we just see you and your
Speaker 3: accomplishment nineteen thousand dollars, nineteen thousand and seventy nine dollars
Speaker 3: and twenty cents living in Costa Mesa, California, making by
Speaker 3: the end of it, fifty eight thousand dollars a year,
Speaker 3: but didn't start there. You have done it and now
Speaker 3: it's time to celebrate in whatever way you want to celebrate,
Speaker 3: celebrate however you want. Denise.
Speaker 5: Thanks.
Speaker 4: I think mine's just a big I'm like, oh, like
Speaker 4: release of things, like typical sports athlete pos where you're
Speaker 4: just like, I'm so happy this is over.
Speaker 5: We're free.
Speaker 3: I'm like tumbling into the end zone thank you and
Speaker 3: standing up saying we did it. You did it, and
Speaker 3: we're just here to celebrate.
Speaker 1: Denise, thank you so much for sharing your story with us,
Speaker 1: sharing your wisdom with us, and I know we both
Speaker 1: know it's going to help so many people on this journey.
Speaker 1: So thank you so much for being with us.
Speaker 5: Thank you so much. Jenna, it's great talking to you today.
Speaker 1: Every time we replay one of these interviews, I just
Speaker 1: get encouraged again because hearing everybody celebrate something that they
Speaker 1: worked so hard for. I think we don't take enough
Speaker 1: time to celebrate ourselves at least I don't I am,
Speaker 1: but I know I'm not alone. Like when I accomplish something,
Speaker 1: I already have the next goal in my mind, and
Speaker 1: I can't stop and celebrate before I'm already working on
Speaker 1: that next accomplishment. And so this has really been just
Speaker 1: an opportunity for us to like call our community in
Speaker 1: and say, let's pause for a second, let's reflect on
Speaker 1: our story, remember the highs and the lows, because I
Speaker 1: think the further we get from our story, we can
Speaker 1: really see either all highs or all lows, you know,
Speaker 1: like it's a lot harder to see in perspective. So
Speaker 1: pausing before we move on looking at our story and
Speaker 1: then celebrating it, I think has just been a gift,
Speaker 1: a gift for our community and then also like a
Speaker 1: gift for us to be part of that story.
Speaker 3: I think this debt free summer and what we did
Speaker 3: on YouTube definitely allowed what these nine people to be
Speaker 3: able to share their stories. But I think hearing what
Speaker 3: you're describing is prompting me to think, how cool would
Speaker 3: it be to just share stories amongst friends and be
Speaker 3: able to mark that celebratory I think we a lot
Speaker 3: of times associate spending more money with celebrating, but I
Speaker 3: think this is a really important way of celebrating because
Speaker 3: it's motivational to other people. There's a reason we love
Speaker 3: hearing these debt free stories. It's because it's it's inspiring.
Speaker 3: It can help me to keep going or give me
Speaker 3: new insight on what I could be shifting or changing
Speaker 3: about what I'm doing. And so I think this type
Speaker 3: of thing. I'm glad that we have this platform to
Speaker 3: do it here, but it doesn't have to stop here.
Speaker 3: We can be sharing these little accomplishments or tips or
Speaker 3: becoming debt free or paying off one particular debt with
Speaker 3: people along the way, and those types of conversation are
Speaker 3: what spurs on more learning and knowledge. Like that's how
Speaker 3: you and I met is because we felt comfortable talking
Speaker 3: about our finances. We wanted to create that space for
Speaker 3: other people. But we're not the only ones who can
Speaker 3: do that. This can happen even off the podcast as
Speaker 3: well and still have similar effects. So I am I'm
Speaker 3: glad for this story being our final one, and also yeah,
Speaker 3: so inspired and like, keep going, keep sharing your stories.
Speaker 1: Yeah, I think I mean, I think everyone should throw
Speaker 1: a debt payoff party. Even if you haven't paid off
Speaker 1: one hundred percent of your debt, if you pay off
Speaker 1: one debt that was really weighing on you, and you
Speaker 1: feel freedom and an accomplishment from paying off that debt,
Speaker 1: you don't have to wait until you are one hundred
Speaker 1: percent debt free to celebrate, and I think inviting our
Speaker 1: friends and our family into that celebration. It can feel awkward,
Speaker 1: like I don't know about you, Jill, but like I feel,
Speaker 1: and I even talk about this for a living and
Speaker 1: people know I do this for a living, and I
Speaker 1: can still feel awkward celebrating my financial wins because it's
Speaker 1: not because everybody else is complaining about their finances. And
Speaker 1: even it doesn't have to be like maybe you're not
Speaker 1: you know, a millionaire or rich yet and you feel like, oh,
Speaker 1: I have to get to this certain level before I celebrate.
Speaker 1: No celebrate now celebrate in the interim. Celebrate after smaller
Speaker 1: milestones in appropriate ways, because it can invite others in
Speaker 1: to saying like, oh my gosh, like I'm struggling, but
Speaker 1: here's somebody right next to me who did a thing
Speaker 1: and is now celebrating it, Like now I can I
Speaker 1: feel permission or I feel some kind of like drive
Speaker 1: to to do that.
Speaker 3: And speaking of the takeaways that we can learn from
Speaker 3: one another, one of the things that stands out to
Speaker 3: me about Denise's story is how she leveraged job hopping,
Speaker 3: like strategically switching jobs as an effective way to increase
Speaker 3: income and was then able to negotiate higher salaries gain
Speaker 3: new skills. I love that particular attention to the personal
Speaker 3: growth aspect that sometimes when we make these shifts and changes,
Speaker 3: they are an investment in ourselves and we get to
Speaker 3: experience more beyond just an increased dollar amount. Like sometimes
Speaker 3: that can feel a little icky, like I'm just moving
Speaker 3: around just to get more money. But there can also
Speaker 3: be positions that we find ourselves in that more align
Speaker 3: with our skill set, our values, the things that we
Speaker 3: enjoy doing, or the things that we want to learn
Speaker 3: to get better at, and that can align with how
Speaker 3: we make money too. So I love all of the
Speaker 3: different hacks of being able to decrease our expenses or
Speaker 3: decrease spending to throw more money towards debt and increasing income.
Speaker 3: I think we need both in tandem. But yeah, not
Speaker 3: forgetting about the possibilities of there could be something else
Speaker 3: out there, not just for more pay, but also for
Speaker 3: investment in myself and gaining new skills.
Speaker 1: Yeah, I think a key thing in here from Denise
Speaker 1: is networking and learning from colleagues to get more career growth,
Speaker 1: to get more job opportunities. I know when we have
Speaker 1: Mandy Woodruff Santo, if you go back in the archives
Speaker 1: on that episode, she really emphasized going in through the
Speaker 1: side door to find new job opportunities. So using connections
Speaker 1: when you're going through the front door. And I've heard
Speaker 1: this so much from people, whether it's people looking for
Speaker 1: full time or people freelancers going through the front door
Speaker 1: with everybody else, it's very hard to get a seat
Speaker 1: at the table. But if your goal becomes networking and
Speaker 1: making connections and building relationships, then over time that will
Speaker 1: lead to opportunities like oh, I know somebody at this company,
Speaker 1: let me see if I can talk to them, or
Speaker 1: asking hey, do you have any opportunities? This is what
Speaker 1: I'm good at. Keep me in mind, like using those
Speaker 1: side doors is how we get a foot in the
Speaker 1: door and then gives you more leverage to ask for more,
Speaker 1: even more than if you'd gone through the front door.
Speaker 1: Because you already have somebody on the inside that knows
Speaker 1: you align with the culture and they want you there
Speaker 1: and that's a sure thing for them.
Speaker 3: And that's not to say, let's use our relationships right
Speaker 3: to make these connections so that we can get XYZ.
Speaker 3: I think it's a little bit more of a call
Speaker 3: to This is one of the reasons we invest in
Speaker 3: community to begin with. It's the reason to get out
Speaker 3: and commit to that weekly volunteer role, or participate in
Speaker 3: that book club, or just do the thing that you
Speaker 3: enjoy doing meet people around you, because things come out
Speaker 3: of that. Sometimes it's jobs, sometimes it's new skills. Sometimes
Speaker 3: it's a supportive friend. Like, no matter what, we all
Speaker 3: benefit from each other and there can be reciprocity in that.
Speaker 3: And as we're doing this, as we're going along and
Speaker 3: doing the things that we want to be doing and
Speaker 3: engaging more and more, this can be one of those
Speaker 3: benefits of finding new work, finding opportunities you didn't know exist.
Speaker 3: None of it that's going to happen because we're just
Speaker 3: sitting in our home all day.
Speaker 1: Yeah, it's it's the value of relationships because if you
Speaker 1: want somebody on the inside to vouch for you. You got
Speaker 1: to give them a reason to vouch for you, and
Speaker 1: that means being a good person, being a good friend,
Speaker 1: like being a good colleague. You don't have to be
Speaker 1: best friends with these people, but if there's you know,
Speaker 1: if you can be a friend or just like an acquaintance,
Speaker 1: then then sometimes that's good enough. You don't want to
Speaker 1: be the slimy, you know, person that's always looking to
Speaker 1: get something from somebody that's not going to bode well
Speaker 1: for you.
Speaker 3: I also another thing I wanted to highlight about Denise's
Speaker 3: story was how she had her own debt payoff but
Speaker 3: then also supported her partner and their debt payoff and
Speaker 3: really looking at the positive of that, seeing how it
Speaker 3: strengthened their relationship and provided this platform to have a
Speaker 3: shared financial vision together. And I you know, you and
Speaker 3: I have both talked about this too with our debt
Speaker 3: payoff story of experiencing this unitedness in it, because it
Speaker 3: really is it's a goal, and it takes work and
Speaker 3: effort and intentionality, and it's not always smooth, it's not
Speaker 3: without some tension at times. But when you're focused on
Speaker 3: this shared goal, I think it really can help to
Speaker 3: build some of those important things in a partnership that
Speaker 3: can help you across all types of phases of life,
Speaker 3: but certainly finances. And if this is one of the
Speaker 3: first things you do together financially, then what more can
Speaker 3: come from that You can keep building on that shared
Speaker 3: financial vision, which I think is a really beautiful way
Speaker 3: of looking at this, rather than the alternative of I
Speaker 3: got to pay off their debt too, or this thing's
Speaker 3: the worst, but oh, this is an opportunity for us
Speaker 3: to get on the same page and really work towards
Speaker 3: something together.
Speaker 1: Yeah, you know what else is an opportunity for us
Speaker 1: to get on the same page every episode and work together.
Speaker 3: The bill of the week.
Speaker 2: That's right, it's time for the best minute of your
Speaker 2: entire week. Maybe a baby was born and his name
Speaker 2: is Williams. Maybe you've paid off your mortgage, Maybe your
Speaker 2: car died and you're happy to not have to pay
Speaker 2: that bill anymore. Duck Bill, Buffalo Bills, Bill Clinton, this
Speaker 2: is the bill of the week.
Speaker 6: Hi, jillan Jen, my name is John and my bill
Speaker 6: of the week is my son's college tuition. So I'm
Speaker 6: probably one of your older listeners. I'm so grateful that
Speaker 6: our family's in a position to pay for his college
Speaker 6: from our savings, rather than having him start out his
Speaker 6: adult life burdened with student loan debt. But my absolute
Speaker 6: favorite Bill of all time is my foster dad, Bill Young.
Speaker 6: He and his wife Barb brought me into their family
Speaker 6: and give me a normal, peaceful life. They paid for
Speaker 6: my college way back when, and they've contributed to my
Speaker 6: son's college savings every year on his birthday. So what
Speaker 6: a blessing. Thank you so much for sharing your frugal tips,
Speaker 6: tricks and laughter. Love the show.
Speaker 1: Thank you, Wow Ale a double Biller Bill so lovely.
Speaker 1: First Bill Young and Barb Young. Bill and Barb, thank
Speaker 1: you for being angels and bringing Don into your home.
Speaker 1: Anybody foster parents listening to this like, thank you for
Speaker 1: what you do. It is become harder than ever to
Speaker 1: bring children into your home, but more necessary than ever.
Speaker 1: And you are a treasure, and you are in a
Speaker 1: difficult season and you are a treasure. So know that
Speaker 1: you are appreciated. And then Don to be able to
Speaker 1: support your in his education. Congratulations.
Speaker 3: Yeah, what an amazing feeling and experience. And that's one
Speaker 3: of the things that can be possible when we reach
Speaker 3: debt freedom is then the ability to help keep others
Speaker 3: out of debt and pay for some of these larger expenses.
Speaker 3: I'm so thrilled to hear that this was possible for you,
Speaker 3: Dawn and for your son. Thanks for choosing to share
Speaker 3: this and celebrate this with us. If you all are
Speaker 3: listening and have a bill that you want to submit,
Speaker 3: if it's a double bill, if it's a single bill,
Speaker 3: it's bill you don't mind paying. You just call us,
Speaker 3: call us up and celebrate some sort of bill related thing.
Speaker 3: Frugal Friends podcast dot com slash bill. We can't wait
Speaker 3: for it. And now it's time for the Lightning Round,
Speaker 3: all right.
Speaker 1: One of the takeaways is advocating for yourself. So today's
Speaker 1: lightning Round question is how do you practice self advocacy
Speaker 1: in your personal finances? And this is okay, this is
Speaker 1: a vulnerable.
Speaker 3: One for me. You love vulnerability.
Speaker 1: I feel when I have maybe overpaid for something or
Speaker 1: I don't I don't know. Sometimes I don't feel like
Speaker 1: I have earned or I am worth getting money back
Speaker 1: that's rightfully mine. And that is a self like, uh
Speaker 1: deprecating thought, that's like a self attacking thought. I don't know,
Speaker 1: but yeah, so like I have to practice advocating for
Speaker 1: myself by reaching out to companies and requesting the discounts
Speaker 1: that I am entitled to, requesting refunds that I am
Speaker 1: entitled to. And sometimes it's because I just get busy
Speaker 1: and other things get in my moment. But sometimes most
Speaker 1: of the times I let that slide down on my
Speaker 1: to do list because I am afraid to advocate for myself.
Speaker 3: Do you have a recent example.
Speaker 1: The jumper I'm wearing right now.
Speaker 3: Uh huh, it's beautiful.
Speaker 1: It's coming I've watched it like four times and it's
Speaker 1: coming apart. And I just got it at the end
Speaker 1: of April, so I've had it for less than three months.
Speaker 1: So I need to advocate for myself and reach out
Speaker 1: to the company and being like, I need you to
Speaker 1: send me a new one because this is unacceptable.
Speaker 3: Is it? Like? Is it a sustainable brand where you.
Speaker 1: And it was and I paid full price for it,
Speaker 1: and so this is something that I need.
Speaker 3: To advocate for myself for. How will you do that.
Speaker 1: By sending an email to the company.
Speaker 3: And asking just for a replacement you think I have?
Speaker 3: Replacement would be fine, like hoping that their next product
Speaker 3: would not lose threads.
Speaker 1: Yes, yeah, and if it does, then I will mend
Speaker 1: it because that's and that's it. Never buy from them.
Speaker 3: Begin. That's a hard thing to do too, because not
Speaker 3: only does it kind of require you to believe something
Speaker 3: about yourself, it also requires you to have the time.
Speaker 1: This is so true, double truth.
Speaker 3: Yeah, to like have the confidence to kind of go
Speaker 3: out on a limb and hold various companies and businesses
Speaker 3: to the guarantees that they're saying they're going to provide.
Speaker 3: I think a lot of times they're relying on people
Speaker 3: just choosing not to But yeah, I think similar to
Speaker 3: how negotiation takes a degree of like self confidence and knowledge,
Speaker 3: so does something like this. Yeah, okay, well keep us
Speaker 3: posted because you just set it out out If you're
Speaker 3: going to make me play a game on our part,
Speaker 3: I mean, you don't have to twist my arm hard
Speaker 3: with that. I knew you would love it. I do. Wow.
Speaker 3: For me when it comes to self advocacy in my
Speaker 3: finances in particular, I would say I'm getting better at
Speaker 3: communicating what I can and can't do with friends and family.
Speaker 3: I think a decade ago, maybe even sooner than that,
Speaker 3: it's been difficult for me to say no to something,
Speaker 3: or speak up if a whole group is planning on
Speaker 3: doing something that I don't feel comfortable spending the money on,
Speaker 3: or it would not be the wisest thing for me
Speaker 3: to spend on, And so I would say In more
Speaker 3: recent years, I've I've gotten better, and truly I think
Speaker 3: having this podcast helps with that, like in a cheeky way,
Speaker 3: but a lot of times you are like, oh, what
Speaker 3: the frugal friends say about that? Like, well, you know,
Speaker 3: she's a frugal friend.
Speaker 1: So she Sometimes it's a good thing, sometimes it stinks.
Speaker 3: And I'll take the good with the vat I suppose.
Speaker 3: So if I can leverage it in certain ways to
Speaker 3: my benefit, then I'll do that, and then I'll take
Speaker 3: it on the chin the rest of the ton we can, Yeah,
Speaker 3: so I you know, some examples include like going on
Speaker 3: a group trip or doing a party together, or or
Speaker 3: even out to dinner. I think I'm better able to say, oh,
Speaker 3: you know, this week, I've got you know, X amount
Speaker 3: of money to spend on going out, or we plan
Speaker 3: to be going out a ton, so if we could
Speaker 3: just like keep it to ordering pizza this time, or
Speaker 3: or we'll just eat before we come. Things like that
Speaker 3: I've gotten better and better at doing and less and
Speaker 3: less concerned with like what somebody might think about me
Speaker 3: for pretending like money doesn't matter. Oh, here's another good example.
Speaker 3: We got it menus that don't put prices on it.
Speaker 3: Usually that's very high end places, but even your like
Speaker 3: run of the mill restaurant typically will not put prices
Speaker 3: on drinks. And I've kind of just not done a
Speaker 3: whole lot of like getting drinks out. If I'm gonna
Speaker 3: have a drink, better to make it at home. But
Speaker 3: that bothers me, like why every other part of your
Speaker 3: menu has a price? You just think we're all flushed
Speaker 3: with cash, Like we're not going to care how much
Speaker 3: you put on the bill for the drink, but we
Speaker 3: do care about the rest of the menu. So that's
Speaker 3: something I've grown in confidence too. And it is a
Speaker 3: little uncomfortable. But if I'm, you know, interested in one
Speaker 3: of their cocktails and there's no pricing on it, I'm
Speaker 3: gonna ask.
Speaker 5: Yeah.
Speaker 3: And there have been times that the waitress has had
Speaker 3: to the weight staff has had to go back and
Speaker 3: be like, I don't know, I'm going to check, and
Speaker 3: rather than be like, oh, don't worry about it, just
Speaker 3: order and I'm like, all right, yeah, go yeah, yeah,
Speaker 3: not like go out of your way and come back,
Speaker 3: like take your time, but like I'm not just gonna
Speaker 3: order something without knowledge. Yeah.
Speaker 1: They do that because the price will depend on what
Speaker 1: type of liquor, like the shelf of liquor that you use,
Speaker 1: So they don't put the price so they can choose for.
Speaker 3: You if you let them. Wow.
Speaker 1: Yeah, that is actually one of the reasons.
Speaker 3: So they also oftentimes won't put it on beer, and
Speaker 3: they're not adding to I don't know what's here.
Speaker 1: I can't I can't tell you there. But yeah, that's
Speaker 1: that's frustrating.
Speaker 3: Yeah, so I advocate ye myself. I actually do always
Speaker 3: ask on that.
Speaker 1: I was like, get me the price, get me the
Speaker 1: prices of your your levels of whiskey, and that's how
Speaker 1: you find out by asking. Yeah, then you just add
Speaker 1: like two or three dollars to whatever that price is
Speaker 1: and you get your cocktail.
Speaker 3: And hopefully at some point these restaurants will just put
Speaker 3: their pricing on the menu. Maybe one day if we
Speaker 3: ask enough, if enough of us frugal friends are out
Speaker 3: here or asking for pricing.
Speaker 1: Maybe, but we have I'm dying for you to read
Speaker 1: this rating and review.
Speaker 3: I'm dying.
Speaker 5: Yeah.
Speaker 3: Okay, so this is the part where we thank you
Speaker 3: all for listening, and we also thank people who leave
Speaker 3: us reviews like this one.
Speaker 1: And I read it beforehand. I'm sorry. I usually don't,
Speaker 1: but it was long and it's one of the best
Speaker 1: things I've ever Oh are you.
Speaker 3: Letting me read it? Yeah? Oh, thank you. This is
Speaker 3: from Megalogue, literally my best friends, and no it's not sad.
Speaker 3: This is the title of the review. Yes. I always
Speaker 3: thought I was frugal with little to no wiggle room
Speaker 3: in my spending and habits. Even while listening to this
Speaker 3: podcast on and off for several years, I would hear
Speaker 3: Jenn and Jill's advice without heeding it. I loved what
Speaker 3: they were saying, but pretty much figured it was none
Speaker 3: of my business. Boy, was I wrong. At some point
Speaker 3: my frugal friend's journey went from tips and tricks to
Speaker 3: a complete mind and lifestyle shift. Jen and Jill are
Speaker 3: so real and realistic in goals and strategies. They emphasize
Speaker 3: your health and happiness as a whole human being. They
Speaker 3: reframe spending in personal finance as tools to live your values.
Speaker 3: Jen and Jill will become your best friends and the
Speaker 3: only people you care to hear from on financial matters
Speaker 3: or any matters. I have goosebumps. I now look forward
Speaker 3: to new episodes, re listen to old ones, and learn
Speaker 3: something new every single time. If you're a woman with
Speaker 3: an income, a mom, a partner, a foodie, a di wire,
Speaker 3: a cruise enthusiast, a hot sog lover, or none of
Speaker 3: the above, you will love this podcast as I do,
Speaker 3: no extra charge for the joy of watching the hosts
Speaker 3: become more and more unhinged, only better with age. Thank you,
Speaker 3: ladies for everything. Please never stop. I'm not crying. You're crying.
Speaker 3: I go. I'm ah megalog, I have goose bums.
Speaker 1: Do you want to write our next book withh my gosh?
Speaker 3: Do you want to write a review for her book?
Speaker 3: Because your writing is I am is bringing tears?
Speaker 1: I am obsessed with I mean, none of my best
Speaker 1: friends have ever said anything like this about me, nobody, none,
Speaker 1: none of my self proclaimed best friends have ever spoken
Speaker 1: about me as you have, Megaloge.
Speaker 3: You had to remind me to like include you in
Speaker 3: the acknowledgments of the book.
Speaker 1: Can can we be honest? I did, and I wrote
Speaker 1: about her and my acknowledgments, and she did. She wrote
Speaker 1: every person she's met in the last six months up
Speaker 1: in this page, not one single mention of Jen Smith.
Speaker 3: Well there is my name. By the way, buy what
Speaker 3: you Love book dot com if you want to read
Speaker 3: the announcement.
Speaker 1: You want to buy a copy and you can just
Speaker 1: she did add something about me, but.
Speaker 3: Yeah, I just it's we wrote the book together, so
Speaker 3: it wasn't totally on my radar. You acknowledge you now
Speaker 3: listening out of my mouth.
Speaker 1: If you enjoyed this show, please take a minute to
Speaker 1: leave a rating and review. Maybe acknowledge me as Jill
Speaker 1: likes doesn't believe that I exist. It helps potential new
Speaker 1: listeners know what our show is all.
Speaker 3: About and by whatulovebook dot com See you next time.
Speaker 1: Google Friends is produced by Eric Sirianni. Okay, we're in
Speaker 1: a mid year check in. Half of the year is done.
Speaker 1: So wow, I know, I know half of twenty twenty
Speaker 1: four is done. Don't come at me. It's I mean,
Speaker 1: I didn't do it.
Speaker 3: You were just.
Speaker 1: Happening for I was, and I'm telling you what has happened.
Speaker 1: So let's take an inventory. How do you feel about
Speaker 1: the first half of your year, and where do you
Speaker 1: want to uh, you know, how do you.
Speaker 3: Want to make in thirty seconds or less? Because you
Speaker 3: got to go. You gotta pick up your kid.
Speaker 5: I do.
Speaker 3: I you know, this year's been surprising. I this year
Speaker 3: was my year of practicing contentment, like doing doing last.
Speaker 1: You had another name for it off the podcast, but
Speaker 1: we'll use that.
Speaker 3: On record. Yeah, but practicing contentment, not traveling as much,
Speaker 3: not doing any renovations, even though there are things I
Speaker 3: want to get done. There are things we should be
Speaker 3: doing that should be but it'd be good, but not
Speaker 3: putting money towards that, and just enjoying local stuff and
Speaker 3: living a quiet life. And in many ways we have
Speaker 3: done that. I think you have. Yeah, we have. We
Speaker 3: have not done any further renovations or like renovations that
Speaker 3: cost money, Like we've made fixes around the house, but
Speaker 3: all with our hands and things we already had on hand.
Speaker 3: And yeah, just minor, minor travel. And you know what,
Speaker 3: I feel content like it has become more natural than
Speaker 3: I thought that it would be. I thought it'd be
Speaker 3: really a big struggle, and it kind of was at first.
Speaker 3: But I think I'm discovering things that I'm really enjoying
Speaker 3: locally like we've been doing a lot. I'm going to
Speaker 3: weekly trivia nights. We together are part of a book club.
Speaker 3: We've been Eric and I have been going to comedy
Speaker 3: club nights. We've I've been cooking at home more like
Speaker 3: I'm actually in my contentment era. I love it.
Speaker 1: So do you want more of that over the second
Speaker 1: half of the year or.
Speaker 3: I'm done with being content I want more?
Speaker 5: Yeah.
Speaker 3: No, it'll be some of the same, but there will
Speaker 3: be travel. We are going to go on a big trip. Good.
Speaker 1: I have felt it's been definitely better than last year.
Speaker 1: I mean last year I had a baby, so that
Speaker 1: year doesn't count, so it's it's been better. We technically
Speaker 1: wrote the entire book in the first half of the year,
Speaker 1: technically because we decided in December that it was going
Speaker 1: to be different than what we had We hadn't pitched yeah,
Speaker 1: and we were very lucky that our editor was okay
Speaker 1: with that, so we rewrote the book. We hadn't We
Speaker 1: had a whole year to work on it. We didn't
Speaker 1: really start until November, but we got a couple months
Speaker 1: in and then decided to do something different. So man
Speaker 1: if we didn't read a whole book in the first
Speaker 1: half of the year because that included all the edits
Speaker 1: and stuff. So that was a lifelong dream of mine.
Speaker 3: That I got to do.
Speaker 1: And so just kind of the first half of the
Speaker 1: year has been holding the tension between like seeing come
Speaker 1: to fruition these things I've wanted my entire life, or
Speaker 1: at least my entire adult life, including like like having
Speaker 1: our second child be healthy and our kids be happy,
Speaker 1: and seeing the you know, almost end to the renovation.
Speaker 1: But the first half of the year also included the
Speaker 1: height of living in that renovation, and that was so hard. Yeah,
Speaker 1: we kind of we hit the end of book writing
Speaker 1: and the end of the most destructive parts of renovation
Speaker 1: at the end of April, both like, yeah, Simon, really
Speaker 1: you stacked the chaos. The chaos was so stacked. So
Speaker 1: it was really hard and beautiful. First half this year
Speaker 1: was very hard and very beautiful.
Speaker 3: What do you anticipate second half?
Speaker 1: I think it's gonna be one of those like scrappy,
Speaker 1: scrappy six months. Like we are not big influencers, we're
Speaker 1: not big media personalities. We've not been on TV. Like
Speaker 1: there's nothing like our publisher does not. I don't think
Speaker 1: expects much from us, but we expect much from ourselves.
Speaker 1: And I believe that this message that we are talking about,
Speaker 1: that so few other people are talking about, that this
Speaker 1: message needs to be heard more now than ever. It
Speaker 1: is this message's time, and I want this book to
Speaker 1: be so successful because it is time for this message.
Speaker 1: Like you can see brumblings of it on TikTok. You
Speaker 1: can see it starting like it is time, and so
Speaker 1: I have so much drive inside of me to do
Speaker 1: whatever I can to get this message into as many
Speaker 1: hands as possible. And that's what the next six months
Speaker 1: is really going to be about.
Speaker 3: To me. Yeah, I have not planned much for the
Speaker 3: next six months other than book. This book needs to
Speaker 3: do well because I think this is what tells the
Speaker 3: other publishers and others that this is what we want.
Speaker 3: These are the types of messages that we want. Book.
Speaker 1: I mean publishers want books from celebrities and influencers more
Speaker 1: because they know it'll sell to people. This book's truly
Speaker 1: got picked up for its message and how important it is,
Speaker 1: and so we want to honor that. So we hope
Speaker 1: that you'll pre order it if you're still listening.
Speaker 3: I know we've been here. If you're still here, you
Speaker 3: are true true, you are real real, and you probably
Speaker 3: already did pre order. But what you dot com? We
Speaker 3: love you, We make a lot of