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Speaker 3: All right, guys, welcome back still in LA. This is

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Speaker 3: gonna be a legendary episode. This is something that came organically.

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Speaker 3: So if you're a football fan, obviously you know who

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Speaker 3: Bobby Wagner is. I just found out actually has a

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Speaker 3: ninety one percent chance to be a I.

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Speaker 5: Think he just found out found out to.

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Speaker 3: Ninety one percent chance to be a first ballot Hall

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Speaker 3: of Famer. Nine years in the league, Troy, you run

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Speaker 3: down on the status.

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Speaker 2: Nine years in the league, seven time pro bowler, six

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Speaker 2: time All Pro, five years consecutively all pro.

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Speaker 5: UH rating Matter ninety nine.

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Speaker 3: That's probably the most impressive thing of all time. Ninety

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Speaker 3: nine rating every man. That's extremely rare.

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Speaker 2: And we got to talk to the people that he gave.

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Speaker 2: They started doing to the change after So either Bobby's

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Speaker 2: gonna have to do it again or they're gonna have

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Speaker 2: to be in Burston for the time.

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Speaker 5: Yeah, we can do both.

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Speaker 3: So he's a ninety nine rating and Matter perfect player.

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Speaker 3: But even more impressive is what he's doing off the court,

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Speaker 3: off the field. So he's as a venture capital company,

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Speaker 3: he's an angel investor, he interned at Microsoft Forbes thirty

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Speaker 3: under thirty, and he represents himself big time. So this

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Speaker 3: is a this is going to be a dope conversation.

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Speaker 3: So first and foremost, thank you for joining us. Appreciate it.

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Speaker 5: YEA, I appreciate you.

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Speaker 2: Man.

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Speaker 5: I've been watching you'all for a minute, man, and it's

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Speaker 5: cool to be on the show, be a part of

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Speaker 5: this and excited to have a conversation with you guys.

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Speaker 5: Let's do it. Let's do it.

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Speaker 3: So let's talk about this financial literacy situation. So you're

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Speaker 3: playing for Seattle. You played for Seattle your whole career, right, Arguably,

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Speaker 3: this is the greatest player that's ever played for Seattle, right.

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Speaker 2: Yeah, I told you it's you and Russ both y'all

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Speaker 2: the statue.

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Speaker 5: I'm good with that.

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Speaker 3: So you're playing for Seattle, and anybody knows Seattle. You know,

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Speaker 3: one of the biggest things that ever come out of Seattle,

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Speaker 3: probably the biggest thing is Microsoft. So you in turn

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Speaker 3: at Microsoft talk about that.

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Speaker 5: Seattle was kind of doing this thing where they were

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Speaker 5: offering like different internships within the city and Microsoft just

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Speaker 5: so happened to be one. And you know, out of

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Speaker 5: all of the ones that I got to choose from,

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Speaker 5: I chose Microsoft because you know, you know, for obvious reasons,

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Speaker 5: and I just felt like I was gonna grow more,

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Speaker 5: learn more there. So I went and I did an

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Speaker 5: intern there, and crazy enough, we was all sitting in

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Speaker 5: the middle of the lobby. We were all in the lobby,

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Speaker 5: chilling the lobby, and we're waiting for the CFO to

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Speaker 5: come down to talk to us. And I'm not really

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Speaker 5: familiar with everybody that works in and out of Microsoft

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Speaker 5: at this time. I think it's like two thousand and fifteen.

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Speaker 5: I don't forgot when it was. And you know, I'm

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Speaker 5: talking to this lady and we having like a crazy conversation.

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Speaker 5: We're talking about all types of stuff, and she's like,

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Speaker 5: man like, so what was everybody waiting for? And I'm like, yeah,

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Speaker 5: we're waiting for the CFO to come and come and

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Speaker 5: talk to us. She's like, Okay, well, I guess we

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Speaker 5: should get this started. And she like backside of our

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Speaker 5: conversation and says, hey, everybody, like, welcome to the internship.

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Speaker 5: And I'm like, I've been talking to her for like

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Speaker 5: thirty minutes. I had no idea she have an idea

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Speaker 5: who you are? I mean, maybe I don't know. I'm

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Speaker 5: assuming so she was the CFO. CFO, yeah, name is

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Speaker 5: Amy Hood, and well.

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Speaker 3: I just little unpacked out a little bit. You never

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Speaker 3: know who you're talking to. So you were talking to

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Speaker 3: somebody and you told them waiting for the CFO to come,

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Speaker 3: and she just played along with it. Yeah, she's just

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Speaker 3: she's yeah, she knew who Yeah she was she was

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Speaker 3: thing bad about the CFO.

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Speaker 5: Yeah. It was crazy because it was just like, you know,

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Speaker 5: that's what you'll wait for. Okay, let's let's start it off. Thing.

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Speaker 2: I'm interested even further because how many people, especially rookies

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Speaker 2: at the time, this is like your first first.

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Speaker 5: Year, second Oh no, this was like my third year,

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Speaker 5: I think, so even that.

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Speaker 2: Like, how many people who are now full fledged because

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Speaker 2: you were ready, I won the Super Bowl?

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Speaker 5: Yeah, in your third year are willing to.

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Speaker 2: Even take an internship? Right? How many you said that

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Speaker 2: Seattle had some choices, but how many of your teammates

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Speaker 2: took advantage of that?

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Speaker 5: I would say for most of the league, not many.

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Speaker 5: But our team was different. We was all into different things.

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Speaker 5: And if you look at like the things that we've accomplished,

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Speaker 5: you had multiple guys from that team negotiate their own contract.

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Speaker 5: Mike Bennett was a number one selling offer, Cliff Averril

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Speaker 5: done amazing things. Cam you know, has his own clothing line.

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Speaker 5: So we were you could just tell like our group

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Speaker 5: was different, like we thought different and so like from

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Speaker 5: the league perspective, it was not many, but from our team,

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Speaker 5: we was always interested in doing something like we wanted

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Speaker 5: to be great athletes, great players. We wanted to be

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Speaker 5: bigger than just you know, just good players. We wanted

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Speaker 5: to be able to do something that was going to

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Speaker 5: impact the city that we came from, in the city

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Speaker 5: that we was in.

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Speaker 3: So what did you learn in Microsoft and how did

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Speaker 3: that help you in your in your career business.

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Speaker 5: I think the biggest thing that I learned was just

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Speaker 5: I learned the ins and outs. You know, I learned

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Speaker 5: a lot. I did the financing part, so they offered,

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Speaker 5: like you can learn about gaming financing certain things. So

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Speaker 5: I went to the financial world. So I just sat

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Speaker 5: there and watched them do numbers all day, and it

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Speaker 5: was it was crazy because I was just like, you

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Speaker 5: never know how much that they got going on, because

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Speaker 5: they got to control every single entity within the whole thing,

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Speaker 5: like x from Xbox to Microsoft, Word to everything. So

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Speaker 5: I got to to learn about that. And really the

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Speaker 5: biggest thing that came from that was, you know, I

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Speaker 5: developed an amazing relationship with Amy, and you know, we're

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Speaker 5: now like close friends and she's helped me a lot,

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Speaker 5: opened a lot of doors for me, you know, talk

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Speaker 5: to me a lot about what she does on a

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Speaker 5: day to day basis. And you know, so the biggest thing,

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Speaker 5: I think, outside of what I learned in the finances

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Speaker 5: was the relationships that I've developed while I was there.

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Speaker 2: Steve Boma was the CEO at that time. Did you

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Speaker 2: ever run into.

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Speaker 5: I actually did connect with him, but I connected with him.

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Speaker 5: He wasn't there when I was there, but I connected

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Speaker 5: with him later. Because you know, when I start telling

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Speaker 5: people I wanted to do my contract, they started connecting

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Speaker 5: me with different people because I wanted a different perspectives.

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Speaker 5: I didn't just want agent perspective, players perspective. I wanted

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Speaker 5: people who who had you know, ownership and teams and

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Speaker 5: things like that. I wanted to see, like what they

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Speaker 5: thought about players or what they were looking for when

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Speaker 5: a player came in and negotiate his own contract.

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Speaker 2: Yeah. So twenty twelve was your rookie year.

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Speaker 5: Yep.

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Speaker 2: But there was a trip to Silicon Valley that kind

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Speaker 2: of changed it. Perspective. Always were interested in the business aspect.

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Speaker 2: I believe your wealth manager took you to yeah, Silicon

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Speaker 2: to see what this is all about.

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Speaker 5: Yeah, so experience. Yeah, so I didn't even know what

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Speaker 5: Silicon Valley was until until that trip. Like I knew,

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Speaker 5: I heard, I knew like San Francisco was the area,

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Speaker 5: but I didn't know about Silicon Valley. So he took

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Speaker 5: me down. He took me down on the trip probably

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Speaker 5: like two thousand and thirteen or fourteen, and we just

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Speaker 5: toured like all different types of startups. A couple of

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Speaker 5: startups we toured was an Instacart, we saw them pretty early,

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Speaker 5: and we toured another company called, uh it was I

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Speaker 5: forgot what the company name was, but I ended up

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Speaker 5: investing in that company. But you know, we didn't win

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Speaker 5: on that one. But you know, so I just started

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Speaker 5: to get exposed into, like, you know, certain things. And

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Speaker 5: that's when I realized the term, like what the term

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Speaker 5: was angel investor was. I didn't even know what that

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Speaker 5: was either. And so I'm like, all right, now I'm

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Speaker 5: getting exposed into two different things. Find out what you know.

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Speaker 5: I sat with different vcs while I was out there,

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Speaker 5: just you know, asking questions. I sat with different investors

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Speaker 5: while I was down there, and then so it just

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Speaker 5: kind of opened me up to this whole world that

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Speaker 5: I hadn't nothing. I knew nothing about and so once

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Speaker 5: I got exposed to that, then I just try to

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Speaker 5: you know, see how much I give hands on.

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Speaker 3: So I want to talk about this VC situation, but

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Speaker 3: let's talk about football for a little bit, as far

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Speaker 3: as you represent yourself, if I'm not mistaken, right, Yeah,

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Speaker 3: So like, let's let's talk about this. You came in

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Speaker 3: the league, you had an agent. At some point, I'm

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Speaker 3: assuming you fired your agent and you decided to be

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Speaker 3: your own agent.

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Speaker 5: Yep. Why did you do that?

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Speaker 3: And what was the process of negotiating your You're the

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Speaker 3: highest paid inside linebacker in NFL history yep. Fifty four

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Speaker 3: million dollars yep. Three years, three years, three years, twenty

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Speaker 3: four guarantee, not bad.

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Speaker 5: Forty guaranteed, forty guaranteed, Yeah, twenty four as signing.

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Speaker 3: You negotiated that contract?

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Speaker 5: I did.

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Speaker 3: Congratulations, Thank you, appreciate it. And you're almost done. You

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Speaker 3: next year, you'll finish that. Yeah, I got after this year.

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Speaker 5: I have one year left and typically if the team

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Speaker 5: was to keep you there, you know, extend you.

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Speaker 2: Now we're going for the message. Yeah, I don't play yourself.

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Speaker 2: Don't play it.

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Speaker 3: So wrgeous and you so, and God willing everything works

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Speaker 3: out this year you and get all your money, Yeah,

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Speaker 3: all of it. So talk about negotiating your contract and

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Speaker 3: why you decided to let your agent go and become

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Speaker 3: your own agent.

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Speaker 5: I just think it was a process, you know what

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Speaker 5: I mean. I think when I first came into when

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Speaker 5: I was a rookie, I actually had a couple of agents,

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Speaker 5: you know. I think, you know, I had let my

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Speaker 5: my original agent go, like probably like either midway through

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Speaker 5: my rookie year or right after my rookie year, and

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Speaker 5: I just was looking for something. I look, I was

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Speaker 5: looking for someone who's gonna keep their word. I was

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Speaker 5: trying to figure that out. But then in the process

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Speaker 5: of figuring that out, I started to realize I was like,

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Speaker 5: this is something that kind of mimicked or was kind

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Speaker 5: of like in the same way where I was at,

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Speaker 5: like wanted to be in business and I just wanted

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Speaker 5: to have a seat at the table. And I knew

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Speaker 5: I wasn't gonna be able to do that having an agent,

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Speaker 5: like they would let me in the room. But I knew,

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Speaker 5: like once I walked away, I knew there was gonna

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Speaker 5: be conra sestions that was going to be had that

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Speaker 5: I wasn't going to be involved in, and so I

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Speaker 5: wanted to make sure I eliminated all that. So I

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Speaker 5: wanted them to talk to me directly. I wanted to

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Speaker 5: do it for myself, and you know, really I felt

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Speaker 5: like it was going to to spark my my way

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Speaker 5: through business. And you know, I felt like if I

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Speaker 5: wasn't willing to take a chance on myself with my contract,

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Speaker 5: then I wouldn't be able to take a chance in

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Speaker 5: the real world. And so, you know, I just started learning.

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Speaker 5: Literally right after I signed my my second deal, you know,

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Speaker 5: I grabbed the CBA and I read it. Read the CBA.

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Speaker 5: Then I started reading different negotiation books. I started reading,

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Speaker 5: looking at every linebacker contract, looking at all the contracts

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Speaker 5: that to see I had done over the last ten

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Speaker 5: years since Pete Carroll had been there, And you know,

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Speaker 5: I just started learning. And so you know, I knew

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Speaker 5: it was coming, and you know, once it was my

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Speaker 5: time to negotiat my deal, I you know, I was ready.

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Speaker 5: And you know, I think I'm surprised them when I

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Speaker 5: walk into the room because I think they they didn't

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Speaker 5: think I had put this much thought into it. So

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Speaker 5: I don't think they knew. I knew what I was

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Speaker 5: supposed to know.

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Speaker 2: What was that feeling like when obviously most people say

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Speaker 2: represent yourself, represent yourself, but now you're negotiating on your

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Speaker 2: own behalf and the team might feel like you're worth

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Speaker 2: a different value than what you were thinking. What are

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Speaker 2: those conversations, like, what's your thought process when we're going

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Speaker 2: through that.

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Speaker 5: I think the biggest thing is you got to put

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Speaker 5: your emotions. You know, you got to put your emotions

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Speaker 5: behind you, like business is not emotional, and so I

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Speaker 5: think that was their biggest fear, was not being able

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Speaker 5: to say how they truly felt and they because they

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Speaker 5: was going to piss me off or something like that.

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Speaker 5: So like one of the first means we had I

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Speaker 5: was like, look like we all grow men, and so

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Speaker 5: you know, I want you to treat this negotiation like

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Speaker 5: it was an agent. So you got something that you

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Speaker 5: got something that you feel I can't do or you

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Speaker 5: want to say, say it like, don't sugarcoat anything, like

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Speaker 5: we all grown men. At the end of the day,

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Speaker 5: I got respect for you. I felt like y'all got

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Speaker 5: respect for me. So you know, if there's two lines

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Speaker 5: of respect and we can get something done, in a

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Speaker 5: respectful way, and I wasn't really into the whole negotiation

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Speaker 5: through the media, so I was like, I'm not trying

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Speaker 5: to y'all. Don't take no shot at me in the media.

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Speaker 5: I'm not gonna take no shot at you guys in

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Speaker 5: the media, and we can get this thing done real quiet,

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Speaker 5: and it could be big. It could be something that can,

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Speaker 5: you know, hopefully spark interest of players. And you know,

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Speaker 5: it was cool. I mean, they told me how they felt.

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Speaker 5: I told them how I felt. I had numbers to

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Speaker 5: back up why I felt I was deserving of what

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Speaker 5: I was asking for, and they had stuff that they had,

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Speaker 5: and it was genuine conversations. And obviously it was some

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Speaker 5: moments where I felt like I was winning, and then

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Speaker 5: there was some moments where I felt like I got

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Speaker 5: to go back to the drawing board. But ultimately we

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Speaker 5: ended up where we was at and got it done.

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Speaker 2: Were you originally thinking based on your performance? Obviously, I

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Speaker 2: don't know how many linebackers can match your stats. You're

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Speaker 2: thinking I need to be the highest guy. Was that

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Speaker 2: one of the things.

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Speaker 5: Well, I was, you know, a run in the league.

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Speaker 5: You know, you consider the best, So I want to

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Speaker 5: be paid top dollars. So you know, if around the

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Speaker 5: league you consider the best, I think you your pay

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Speaker 5: shit should mimic that or mirror that. So that was it.

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Speaker 5: That's how I approached it. Shout out to Brandon Copeland.

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Speaker 3: We interviewed him a while ago and he kind of

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Speaker 3: broke down NFL contracts for us. It's very complicated situations

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Speaker 3: where it's like most of the money is not guaranteed,

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Speaker 3: and you have signing bonus, and you have incentives built

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Speaker 3: in if you make it to like the Pro Bowl.

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Speaker 3: So can you kind of explain that because the average

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Speaker 3: I feel like the average fan just watches it and

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Speaker 3: they hey, okay, he got a fifty million dollar contract.

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Speaker 3: He had fifty million dollars, a lot of money. There's

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Speaker 3: a lot of moving part and you being an agent, now, well, first,

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Speaker 3: did you have to get licensed to be an agent

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Speaker 3: or no, you're a player. You just represent yourself? YEA,

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Speaker 3: represent yourself. So can you break that down as far

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Speaker 3: as like some of the terms, like the signing bonus,

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Speaker 3: what's guaranteed, what's not guaranteed, stuff like that.

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Speaker 5: So I definitely feel like the NFL contract is probably

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Speaker 5: one of the most complicated contracts because you know, I

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Speaker 5: feel like in every other league, I don't I'm not,

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Speaker 5: I don't know for sure, but every other league, what

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Speaker 5: you see is what you get. So if somebody signs

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Speaker 5: for X amount of years for one hundred million dollars,

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Speaker 5: they don't get that over whatever life of the deal.

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Speaker 5: But with the league, you know, with the NFL, it's

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Speaker 5: all fluff. So you kind of like you see the

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Speaker 5: contract the initial numbers, then you got to see what

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Speaker 5: the actual numbers are. And so somebody can sign for

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Speaker 5: fifty million dollars for forty guaranteed, but the at signing

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Speaker 5: is really the real number. Like that's what you're walking

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Speaker 5: away with if they decide to walk away from you.

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Speaker 5: So if you get if it's like twenty four million

350
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Speaker 5: dollars at signing bonus when you if they was to

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Speaker 5: walk away from you, that's what you get, you know

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Speaker 5: what I mean. Everything else you have to hit certain things.

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Speaker 5: So there's all different type of things in the contract.

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Speaker 5: Like you said, signing bonus, your signing bonus is a

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Speaker 5: part of it. You know, you have different per games,

356
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Speaker 5: different incentives. So one of the things in my deal,

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Speaker 5: you know, I had like roster bonuses that roster bonuses

358
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Speaker 5: is basically like what they give you they like basically

359
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Speaker 5: it's a way to kind of for the team to

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Speaker 5: kind of stretch their money over the signing bonus or

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Speaker 5: stretch their money over the the cap. So a certain

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Speaker 5: amount of money that you get for being on the

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Speaker 5: team each year. So I was when I.

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Speaker 2: Was looking at your sports track, I know, because you

365
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Speaker 2: said you use that when you were looking at everybody's contract,

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Speaker 2: I saw amount of plays and so even part of

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Speaker 2: that that game thing is there as certain amount of

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Speaker 2: snaps you have to be in the game for it

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Speaker 2: to count in the contract.

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Speaker 5: Yeah, there's there's certain there's certain guys where it's like

371
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Speaker 5: you got to play ninety percent of your snaps or

372
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Speaker 5: eighty percent of your snaps, or you know, you see

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Speaker 5: towards the end of the season, these guys get these

374
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Speaker 5: huge bonuses where you know, if you get nine ten sacks,

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Speaker 5: then you get an extra two fifty. So you see

376
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Speaker 5: the guys like you know, normally you see a guy

377
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Speaker 5: like not play the last game when they don't need

378
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Speaker 5: in the playoffs, but he'll play that game so he

379
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Speaker 5: can get that extra two fifty. So they can come

380
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Speaker 5: up with all different types of ways to put the

381
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Speaker 5: the bonuses in there. So it really just depends on

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Speaker 5: the team how they structure the team, because no team

383
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Speaker 5: structures deals the same, so you really got to study,

384
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Speaker 5: you know, the team and the person who's the way

385
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Speaker 5: they do the contracts because you could be asking for

386
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Speaker 5: something that they haven't given in like twenty years or

387
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Speaker 5: ten years or whatever. So you know, I knew it.

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Speaker 5: It was kind of like easier for me because I

389
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Speaker 5: knew who I was going up against or I knew

390
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Speaker 5: who I was negotiating with. But if I was a

391
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Speaker 5: free agent, it'll have been different because you have to

392
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Speaker 5: know each person on each team and how they structure

393
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Speaker 5: each deal. How was it.

394
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Speaker 3: It's interesting because we spoke to Brandon. He was he

395
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Speaker 3: got cut a few times.

396
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Speaker 5: Like he was.

397
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Speaker 3: I don't know if he got did he get drafted.

398
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Speaker 5: I think he got drafted his past that was different

399
00:19:00,520 --> 00:19:01,720
Speaker 5: than your pinions. You know what I'm saying.

400
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Speaker 3: It's like he was probably the average player. It goes

401
00:19:04,840 --> 00:19:07,080
Speaker 3: to as far as getting cut, trying to make a

402
00:19:07,080 --> 00:19:09,160
Speaker 3: team on a team like kind of a journeyman situation.

403
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Speaker 3: You are a superstar, So how is it in the lack.

404
00:19:13,440 --> 00:19:16,520
Speaker 2: Of room from.

405
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Speaker 3: Being a superstar and being a regular player financially, all

406
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Speaker 3: of that stuff. Like we watch these movies and it's like,

407
00:19:23,280 --> 00:19:24,919
Speaker 3: you know what I mean, superstars always.

408
00:19:24,640 --> 00:19:27,560
Speaker 5: Get cheated by the guys. Like, you know what I'm saying, how.

409
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Speaker 3: Is it so I was watching the game, How is

410
00:19:31,200 --> 00:19:33,040
Speaker 3: that they rolled the red carpet out for you?

411
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Speaker 5: Nah? I mean it depends on where you at. I mean,

412
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Speaker 5: I think Seattle, we always treated everybody equal. So outside

413
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Speaker 5: of you know, outside of whatever you purchase, you know

414
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Speaker 5: what I'm saying. The lifestyle obviously is different, you know,

415
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Speaker 5: depending on but unless you're trying to keep up. You know,

416
00:19:46,840 --> 00:19:49,200
Speaker 5: you could be a guy who was undrafted but want

417
00:19:49,200 --> 00:19:51,880
Speaker 5: to come across as living that lifestyle. So you can

418
00:19:51,920 --> 00:19:56,000
Speaker 5: blend in and see that. But for me personally, I

419
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Speaker 5: was never really someone that was caught up in the lifestyle.

420
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Speaker 5: I was never about the lifestyle. I wasn't interested in.

421
00:20:02,760 --> 00:20:07,000
Speaker 5: I was just interested in and you know, prove myself,

422
00:20:07,040 --> 00:20:09,800
Speaker 5: like proving stuff to myself. So you know, I still

423
00:20:09,880 --> 00:20:14,440
Speaker 5: drive the same car I bought in twenty twelve. Nice car,

424
00:20:14,680 --> 00:20:24,760
Speaker 5: same car, this one. No, this was different, but I

425
00:20:24,880 --> 00:20:29,520
Speaker 5: had I had, I got an OUTI in addition, yeah, okay, yeah, yeah,

426
00:20:29,560 --> 00:20:33,400
Speaker 5: but they pull up. But again though it's different vibes. Though.

427
00:20:33,520 --> 00:20:36,680
Speaker 5: I bought that in my ninth year, so I had

428
00:20:36,720 --> 00:20:39,560
Speaker 5: already put my money away. I already earned your Leasha, Yeah,

429
00:20:39,560 --> 00:20:42,640
Speaker 5: I earned my leisure. I knew, I got my money

430
00:20:42,720 --> 00:20:44,600
Speaker 5: saved the way, so now I can play. And I

431
00:20:44,680 --> 00:20:47,639
Speaker 5: feel like that's what's like backwards. Like guys in the

432
00:20:47,680 --> 00:20:50,560
Speaker 5: league do it backwards. They buy the whips to impress

433
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Speaker 5: the people, they buy the houses to impress the people,

434
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Speaker 5: and they either play five let's say a God place

435
00:20:55,119 --> 00:20:58,520
Speaker 5: five years. Maybe maybe let's just hypothetically say an example

436
00:20:58,600 --> 00:21:02,360
Speaker 5: God places five years. So he got the crazy car,

437
00:21:02,480 --> 00:21:05,040
Speaker 5: he got the crazy house, he got the you know,

438
00:21:05,160 --> 00:21:08,520
Speaker 5: crazy lifestyle, but didn't save his money over time. So

439
00:21:08,560 --> 00:21:12,000
Speaker 5: now when he retires, he got to downgrade everything. Now

440
00:21:12,040 --> 00:21:13,439
Speaker 5: he got to turn the car back in. Now he

441
00:21:13,440 --> 00:21:15,680
Speaker 5: got to down downgrade the house. Now you got to

442
00:21:15,720 --> 00:21:19,720
Speaker 5: downgrade the lifestyle. So it's I just flipped it. So

443
00:21:19,800 --> 00:21:22,240
Speaker 5: I just lived a really chill life and I didn't

444
00:21:22,720 --> 00:21:24,760
Speaker 5: buy anything crazy. I don't think I bought my house

445
00:21:24,800 --> 00:21:29,040
Speaker 5: until like two years ago. I was renting until that point. Uh,

446
00:21:29,119 --> 00:21:30,600
Speaker 5: you know, I really just took care of everybody else

447
00:21:30,640 --> 00:21:33,000
Speaker 5: around me. Before I took care of myself and so

448
00:21:33,080 --> 00:21:35,160
Speaker 5: I was doing that. But once I had got to

449
00:21:35,160 --> 00:21:37,399
Speaker 5: three deal, it's my third deal. So I got my

450
00:21:37,440 --> 00:21:40,320
Speaker 5: third deal. Then I bought the stuff for myself because

451
00:21:40,760 --> 00:21:44,720
Speaker 5: now it's like I was disciplined early on. Now I

452
00:21:44,760 --> 00:21:48,240
Speaker 5: get to enjoy my fruits of my labor now, and

453
00:21:48,280 --> 00:21:50,520
Speaker 5: I don't have to downsize whenever I retired, I don't

454
00:21:50,880 --> 00:21:53,320
Speaker 5: my life can. I've saved enough for my life to

455
00:21:53,320 --> 00:21:57,320
Speaker 5: be the same as it is today for years to come. Now.

456
00:21:57,359 --> 00:21:59,640
Speaker 3: That's that's what you're saying really resonates with me because

457
00:21:59,680 --> 00:22:01,560
Speaker 3: a lot of stuff, like even now to this day,

458
00:22:01,640 --> 00:22:03,639
Speaker 3: like people ask me, even my mom as like are

459
00:22:03,640 --> 00:22:04,119
Speaker 3: you going to do this?

460
00:22:04,160 --> 00:22:04,879
Speaker 5: When you're going to do this?

461
00:22:04,960 --> 00:22:07,399
Speaker 3: And I'm like, it's not any time yet, you know

462
00:22:07,440 --> 00:22:08,880
Speaker 3: what I'm saying, Like I feel like I could do

463
00:22:08,960 --> 00:22:10,280
Speaker 3: any a lot of stuff that I want to do

464
00:22:10,359 --> 00:22:13,439
Speaker 3: financially right now, but I'm not because I feel like

465
00:22:13,840 --> 00:22:15,120
Speaker 3: it like in a couple of.

466
00:22:15,080 --> 00:22:16,879
Speaker 5: Years, it'll just be way greater.

467
00:22:17,200 --> 00:22:19,880
Speaker 3: Yeah, and by that time, I have invested so much

468
00:22:19,920 --> 00:22:21,920
Speaker 3: money that it won't even matter, Like it won't even

469
00:22:21,960 --> 00:22:25,080
Speaker 3: hurt me at all. Like yeah, So The delayed gratification

470
00:22:25,800 --> 00:22:28,120
Speaker 3: is something that especially for athletes, like you know, you're

471
00:22:28,200 --> 00:22:30,879
Speaker 3: young and you're getting millions of dollars or even you know,

472
00:22:30,920 --> 00:22:33,720
Speaker 3: a half a million dollars. That's like, you know, you

473
00:22:33,760 --> 00:22:35,480
Speaker 3: want to just do every single thing that you ever

474
00:22:35,560 --> 00:22:37,920
Speaker 3: dreamed of in life in one year. Yeah, and then

475
00:22:37,920 --> 00:22:39,800
Speaker 3: it's like you know you're not there anymore, and now

476
00:22:39,840 --> 00:22:41,199
Speaker 3: you gotta you know, you're screwed.

477
00:22:41,400 --> 00:22:44,000
Speaker 5: Yeah, And that really came from, uh, you know, just

478
00:22:44,000 --> 00:22:47,320
Speaker 5: show influences. I listened to Nipsey a lot, I listened

479
00:22:47,359 --> 00:22:49,199
Speaker 5: to jay Z a lot, and I just watch how

480
00:22:49,240 --> 00:22:53,400
Speaker 5: they moved, especially Nipsey. Nipsey was never following the crowd.

481
00:22:53,440 --> 00:22:54,919
Speaker 5: He always did his own thing. So that was the

482
00:22:54,960 --> 00:22:57,800
Speaker 5: same thing I never try to. That's what's hard being

483
00:22:57,840 --> 00:23:00,440
Speaker 5: an athlete. You come in and you see all the cars,

484
00:23:00,480 --> 00:23:01,840
Speaker 5: and you go to somebody's house and you see how

485
00:23:01,960 --> 00:23:04,320
Speaker 5: nice their house is, and you want that, so you

486
00:23:04,359 --> 00:23:06,720
Speaker 5: go get that, even though, like you said, maybe that's

487
00:23:06,720 --> 00:23:09,280
Speaker 5: not where you're at right now. Peer pressure, yeah, peer pressure.

488
00:23:09,320 --> 00:23:10,840
Speaker 5: So it's like, okay, I'll go get a car. Maybe

489
00:23:10,840 --> 00:23:13,280
Speaker 5: I can't afford, but I'm gonna do it so I

490
00:23:13,320 --> 00:23:16,960
Speaker 5: can I can flex you know what I'm saying. So, yeah,

491
00:23:16,960 --> 00:23:19,640
Speaker 5: but it's levels and it's all about patients and time.

492
00:23:19,720 --> 00:23:22,000
Speaker 5: And I invested way before I bought a car, Like

493
00:23:22,080 --> 00:23:25,000
Speaker 5: I was investing before I thought about a car.

494
00:23:25,000 --> 00:23:26,720
Speaker 3: Would you would you invest in stocks?

495
00:23:27,480 --> 00:23:31,080
Speaker 5: I told you it was offline. My first investment was,

496
00:23:31,880 --> 00:23:33,840
Speaker 5: you know, with a guy that I met at this event,

497
00:23:34,200 --> 00:23:37,640
Speaker 5: and you know, he told me, basically, the only way

498
00:23:37,640 --> 00:23:39,159
Speaker 5: I was gonna learn is I put some get some

499
00:23:39,200 --> 00:23:40,960
Speaker 5: skin in the game. And so he challenged me to

500
00:23:40,960 --> 00:23:43,040
Speaker 5: get some skin in the game. Gave me kind of

501
00:23:43,040 --> 00:23:44,640
Speaker 5: like an offer. I couldn't couldn't.

502
00:23:44,359 --> 00:23:45,760
Speaker 3: Refuge in a company PC.

503
00:23:46,160 --> 00:23:48,439
Speaker 5: Yeah. Yeah, we went to this like we went to

504
00:23:48,560 --> 00:23:52,760
Speaker 5: a Seahawks had partnered with a VC firm out in Seattle,

505
00:23:52,800 --> 00:23:54,680
Speaker 5: and they had like a panel and we was all,

506
00:23:55,480 --> 00:23:57,239
Speaker 5: there's a bunch of players. But again even like that,

507
00:23:57,320 --> 00:23:59,880
Speaker 5: like they invited the whole team, so ninety of us

508
00:24:00,280 --> 00:24:03,600
Speaker 5: at the time, but only maybe fifteen guys came. So,

509
00:24:05,200 --> 00:24:06,600
Speaker 5: you know, I'm sitting there and I just go to

510
00:24:06,600 --> 00:24:09,679
Speaker 5: the back to get some food, and you know, I'm

511
00:24:09,760 --> 00:24:11,280
Speaker 5: sitting in the back and I had this guy come

512
00:24:11,359 --> 00:24:13,280
Speaker 5: up to me and he's like, yo, like what are

513
00:24:13,280 --> 00:24:15,159
Speaker 5: you guys doing here. I'm like, well, were trying to

514
00:24:15,200 --> 00:24:16,840
Speaker 5: learn like everybody else. You see the panel. It's a

515
00:24:16,840 --> 00:24:18,880
Speaker 5: great panel. I feel like they got a lot to offer.

516
00:24:19,440 --> 00:24:21,120
Speaker 5: Like I'm listening, I'm learning. What are you talking about?

517
00:24:21,440 --> 00:24:22,840
Speaker 5: He's like yeah, but like, what are you actually going

518
00:24:22,880 --> 00:24:24,760
Speaker 5: to learn from this? Yall? Y'all go to all these panels,

519
00:24:24,800 --> 00:24:26,800
Speaker 5: y'all read all these books. Well what are you gonna

520
00:24:26,840 --> 00:24:29,359
Speaker 5: do after you read the panels and read the books

521
00:24:29,359 --> 00:24:31,040
Speaker 5: like you gotta do. You got to get your skin

522
00:24:31,080 --> 00:24:32,679
Speaker 5: in the game. I was like, all right, well, that's

523
00:24:32,720 --> 00:24:33,840
Speaker 5: why we're trying to learn. We here, you know what

524
00:24:33,840 --> 00:24:35,919
Speaker 5: I'm saying. I'm like, who is this guy? You know,

525
00:24:35,920 --> 00:24:37,320
Speaker 5: we're trying to learn to get some skin in the game.

526
00:24:37,320 --> 00:24:39,480
Speaker 5: I got to figure it out on the cover. CFO, yeah,

527
00:24:39,480 --> 00:24:42,000
Speaker 5: you feel me. So I was like, all right, well,

528
00:24:42,119 --> 00:24:43,960
Speaker 5: you know, tell me what you think we should do?

529
00:24:44,040 --> 00:24:44,439
Speaker 5: Is that all right?

530
00:24:44,440 --> 00:24:44,560
Speaker 2: Well?

531
00:24:44,560 --> 00:24:46,879
Speaker 5: I got you know, offer for you basically, offer us

532
00:24:46,920 --> 00:24:50,240
Speaker 5: a deal where you know, we invest then X amount

533
00:24:50,240 --> 00:24:55,000
Speaker 5: of dollars and if we if the company turned out well,

534
00:24:55,359 --> 00:24:58,200
Speaker 5: we keep the money. If the company turned out bad,

535
00:24:58,440 --> 00:25:01,199
Speaker 5: then he would give us the money back. But we

536
00:25:01,240 --> 00:25:03,000
Speaker 5: had to give it a charity. We couldn't keep it.

537
00:25:03,560 --> 00:25:05,280
Speaker 5: So he was like, that's why. That way you you

538
00:25:05,359 --> 00:25:10,800
Speaker 5: kind of get your first exposure into into investing. And

539
00:25:10,840 --> 00:25:15,160
Speaker 5: so we did it and the company ended up five

540
00:25:15,200 --> 00:25:18,920
Speaker 5: accident really fifteen got showed up. How many investors, Well

541
00:25:19,040 --> 00:25:21,480
Speaker 5: it was only us who was ever getting snacks that day.

542
00:25:21,480 --> 00:25:23,200
Speaker 5: So I guess, you know, the opportunity, you know what

543
00:25:23,200 --> 00:25:25,439
Speaker 5: I'm saying. I got up at the right time, but

544
00:25:25,480 --> 00:25:28,159
Speaker 5: it's really just three of us. So we all got

545
00:25:28,920 --> 00:25:31,800
Speaker 5: the opportunity. We all invested and ended up turning well.

546
00:25:31,840 --> 00:25:34,000
Speaker 5: And I think, you know, obviously when it started going well,

547
00:25:34,000 --> 00:25:36,120
Speaker 5: I was like, dang, I want to take that again,

548
00:25:36,160 --> 00:25:36,720
Speaker 5: you know what I'm saying.

549
00:25:38,000 --> 00:25:40,320
Speaker 2: So yeah, So I mean, this is what I think

550
00:25:40,440 --> 00:25:43,399
Speaker 2: is amazing about you. Is a humility number one. But

551
00:25:43,520 --> 00:25:47,760
Speaker 2: being in the right place number two. But the internships,

552
00:25:47,800 --> 00:25:50,560
Speaker 2: because you didn't just stop at Microsoft, right you went

553
00:25:50,640 --> 00:25:53,480
Speaker 2: to another VC firm. That's where you met John Cottins,

554
00:25:53,840 --> 00:25:56,280
Speaker 2: John Commerson. You told about his role and how he

555
00:25:56,359 --> 00:25:57,000
Speaker 2: helped you.

556
00:25:57,320 --> 00:26:01,320
Speaker 5: Yeah, he was hugely influential. It's kind of funny. I was.

557
00:26:01,359 --> 00:26:03,440
Speaker 5: I just remember again, like we were all different, and

558
00:26:03,520 --> 00:26:06,440
Speaker 5: we was all came from a different you know, place

559
00:26:06,480 --> 00:26:08,600
Speaker 5: in the league. But like we were all on the

560
00:26:08,640 --> 00:26:12,160
Speaker 5: same mentality in the locker room. So I remember being

561
00:26:12,200 --> 00:26:14,800
Speaker 5: in the locker room and I'm sitting and I'm listening

562
00:26:14,920 --> 00:26:17,840
Speaker 5: to Sherman Doug talk and they talking about where they're

563
00:26:17,840 --> 00:26:20,360
Speaker 5: going for the weekend because they both went to Stanford

564
00:26:20,359 --> 00:26:24,640
Speaker 5: and they had this like Richard Sherman, that's my guy.

565
00:26:24,720 --> 00:26:32,080
Speaker 5: He's trying to connect you guys. But I was listening

566
00:26:32,080 --> 00:26:33,600
Speaker 5: to them talk. They was going to this event where

567
00:26:33,640 --> 00:26:36,160
Speaker 5: it's like basically like everybody that went to Stanford come

568
00:26:36,200 --> 00:26:38,840
Speaker 5: in and connect. And I'm just like, dang, I know,

569
00:26:38,960 --> 00:26:41,760
Speaker 5: uta they gotta have something like that. Like I know

570
00:26:41,840 --> 00:26:43,679
Speaker 5: it's not enough of us to go to an event,

571
00:26:43,760 --> 00:26:46,360
Speaker 5: but like they got to have somebody. So I remember

572
00:26:46,520 --> 00:26:48,280
Speaker 5: when I was there, we were I forgot who we

573
00:26:48,280 --> 00:26:53,720
Speaker 5: were before, but we switched to Nike because the president

574
00:26:54,200 --> 00:26:58,040
Speaker 5: of Nike came from Utah State. So I reached out

575
00:26:58,080 --> 00:27:00,639
Speaker 5: to my coach. I got a contact and I just

576
00:27:00,640 --> 00:27:02,080
Speaker 5: reached out to him. I just like, you know, just

577
00:27:02,119 --> 00:27:04,080
Speaker 5: want to you know Picky Brain. I know he was

578
00:27:04,080 --> 00:27:05,560
Speaker 5: working at Nike. I was like, you know, like you

579
00:27:05,680 --> 00:27:09,040
Speaker 5: talk state of lum like he was a fan of myself.

580
00:27:09,080 --> 00:27:10,520
Speaker 5: I was like, you know, I heard a lot about

581
00:27:10,520 --> 00:27:14,479
Speaker 5: you as well. So we started just having conversations and

582
00:27:14,520 --> 00:27:17,439
Speaker 5: he was actually lived in Portland. So I asked him, like,

583
00:27:17,560 --> 00:27:21,000
Speaker 5: you know who in Seattle should I know? Or shot me?

584
00:27:21,200 --> 00:27:25,280
Speaker 5: And he introduced me to John Connors. And then after

585
00:27:25,320 --> 00:27:27,600
Speaker 5: I got introduced to John Connors, we were you know,

586
00:27:27,880 --> 00:27:31,240
Speaker 5: he started taking me out, you know, to lunches every

587
00:27:31,280 --> 00:27:34,000
Speaker 5: like every off day. But every off day he was

588
00:27:34,040 --> 00:27:36,080
Speaker 5: asking me like, what do you want to do life

589
00:27:36,080 --> 00:27:39,760
Speaker 5: after football? And I'm sitting here like twenty one, twenty two,

590
00:27:40,000 --> 00:27:42,160
Speaker 5: and know what I'm saying, like I just got here,

591
00:27:42,240 --> 00:27:44,240
Speaker 5: Like what do you mean? Like I'm not thinking about

592
00:27:45,080 --> 00:27:47,359
Speaker 5: like after football, I want to be great, like I

593
00:27:47,440 --> 00:27:48,560
Speaker 5: want to you know what I'm saying, I'm trying to

594
00:27:48,600 --> 00:27:51,159
Speaker 5: get Super Bowls and all these other stuff. And he

595
00:27:51,240 --> 00:27:53,240
Speaker 5: was like, man, you know I don't. I didn't play football,

596
00:27:53,280 --> 00:27:55,600
Speaker 5: but life happens fast, so you know you got to

597
00:27:55,600 --> 00:27:57,040
Speaker 5: think about it. I'm gonna challenge you on it. Every

598
00:27:57,040 --> 00:28:00,840
Speaker 5: time we come here. I'm gonna challenge you. And I

599
00:28:00,840 --> 00:28:03,000
Speaker 5: remember one conversation I told him about the investment that

600
00:28:03,040 --> 00:28:04,879
Speaker 5: I did and I had and you know how well

601
00:28:04,920 --> 00:28:08,359
Speaker 5: I was doing. He was like, man, you should come see,

602
00:28:08,560 --> 00:28:11,199
Speaker 5: you know what we have going. And I had no

603
00:28:11,240 --> 00:28:13,080
Speaker 5: idea what he what he was talking about. I didn't know.

604
00:28:13,160 --> 00:28:14,840
Speaker 5: I thought he you know Microsoft days, they made a

605
00:28:14,880 --> 00:28:16,639
Speaker 5: lot of money. I thought he was retired, just chilling.

606
00:28:17,440 --> 00:28:20,480
Speaker 5: And you know, he brought me down to Ignition, and

607
00:28:20,640 --> 00:28:24,679
Speaker 5: Ignition is a VC firm down in Seattle, and you know,

608
00:28:24,720 --> 00:28:26,880
Speaker 5: he kind of opened up the portfolio. Let me see

609
00:28:26,880 --> 00:28:28,480
Speaker 5: what they were doing, let me see the different type

610
00:28:28,480 --> 00:28:31,240
Speaker 5: of companies they were doing. They were doing way different companies.

611
00:28:31,320 --> 00:28:33,640
Speaker 5: I even saw, like I was looking at more consumer

612
00:28:34,440 --> 00:28:36,639
Speaker 5: like things like that, they were doing more SaaS, like

613
00:28:37,800 --> 00:28:39,840
Speaker 5: you know, software as a service companies. And so I'm like,

614
00:28:40,600 --> 00:28:42,640
Speaker 5: I have no idea that I'm not even realizing, like

615
00:28:42,720 --> 00:28:44,680
Speaker 5: you know, I'm using docu sign but I'm not realizing

616
00:28:44,720 --> 00:28:50,920
Speaker 5: they invested in docusing. So from from that, we just

617
00:28:50,960 --> 00:28:53,120
Speaker 5: started doing that. And then I think that kind of

618
00:28:53,160 --> 00:28:55,280
Speaker 5: sparked me into like wanting to do my own deal.

619
00:28:55,760 --> 00:28:57,320
Speaker 5: Then after I did my own dal I remember him

620
00:28:57,360 --> 00:28:59,760
Speaker 5: reaching out to me like, yo, like, let's I didn't

621
00:28:59,760 --> 00:29:02,360
Speaker 5: realize that's how much you was into this, Like let's

622
00:29:02,360 --> 00:29:04,280
Speaker 5: take it to another level and how about you be

623
00:29:04,320 --> 00:29:07,240
Speaker 5: a venture partner on this new fund that we're thinking

624
00:29:07,240 --> 00:29:10,760
Speaker 5: about creating. And you know, I took it, took the opportunity,

625
00:29:10,760 --> 00:29:12,560
Speaker 5: and here we are, all.

626
00:29:12,440 --> 00:29:14,960
Speaker 2: Of this about playing being the best line back in

627
00:29:14,960 --> 00:29:15,320
Speaker 2: the league.

628
00:29:15,440 --> 00:29:19,080
Speaker 3: So let me ask you a question about negotiating contract.

629
00:29:19,320 --> 00:29:22,160
Speaker 3: What are some things that you put in the contract

630
00:29:22,400 --> 00:29:24,600
Speaker 3: or you took out of the contract that you know

631
00:29:25,600 --> 00:29:28,680
Speaker 3: you when negotiating, like outside just the standard stuff like

632
00:29:28,920 --> 00:29:30,880
Speaker 3: stuff that you actually put in or you saw something

633
00:29:30,920 --> 00:29:32,000
Speaker 3: that was like naw, we're not doing that.

634
00:29:32,880 --> 00:29:36,640
Speaker 5: It was the it was the forty six and fifty

635
00:29:36,640 --> 00:29:39,080
Speaker 5: three game, you know, roster bonus or per games what

636
00:29:39,080 --> 00:29:42,120
Speaker 5: they call them. You know, it was basically like I had,

637
00:29:42,160 --> 00:29:44,320
Speaker 5: I had like a lot of money tied up in

638
00:29:45,160 --> 00:29:47,840
Speaker 5: having to be on the field. So I remember during

639
00:29:47,880 --> 00:29:51,520
Speaker 5: that during that contract, I was always stressing about missing games.

640
00:29:51,640 --> 00:29:54,240
Speaker 5: Got new like that was money missing.

641
00:29:54,000 --> 00:29:57,239
Speaker 3: And this is this is why guys play with broken her.

642
00:29:57,480 --> 00:30:00,160
Speaker 5: Yeah, because you know again like you said, like you

643
00:30:00,200 --> 00:30:02,000
Speaker 5: got a guy saying I got to play ninety percent

644
00:30:02,040 --> 00:30:04,360
Speaker 5: of my snaps to get X amount of dollars and

645
00:30:04,400 --> 00:30:06,960
Speaker 5: you're like, all right, well, I know, my my my

646
00:30:07,040 --> 00:30:09,040
Speaker 5: hip not feeling right on my shoulder, not feeling right,

647
00:30:09,080 --> 00:30:12,200
Speaker 5: but I'm at eighty five percent. I need to get

648
00:30:12,240 --> 00:30:13,960
Speaker 5: to ninety. And so they go out there and they

649
00:30:14,000 --> 00:30:16,640
Speaker 5: play and it's you know, not they're not always thinking

650
00:30:16,640 --> 00:30:19,720
Speaker 5: about the betterment of their life, and so I was

651
00:30:19,760 --> 00:30:21,440
Speaker 5: thinking like that. I was thinking like, dang, I don't

652
00:30:21,680 --> 00:30:24,160
Speaker 5: like why, I don't want to think like this and

653
00:30:24,240 --> 00:30:29,800
Speaker 5: so and so during the negotiations, I brought that up.

654
00:30:29,840 --> 00:30:33,240
Speaker 5: I was like, look, we're not doing this, Like I'm like,

655
00:30:33,280 --> 00:30:34,880
Speaker 5: I don't want to think about this no more. We

656
00:30:34,920 --> 00:30:37,120
Speaker 5: got to turn these to forty six and it was

657
00:30:37,160 --> 00:30:39,480
Speaker 5: like yeah, and they was like, no, we you know,

658
00:30:39,520 --> 00:30:42,040
Speaker 5: we can't do that, and yeah, yeah, yeah. I was like, no,

659
00:30:42,240 --> 00:30:46,640
Speaker 5: y'all can. I was like yeah. I was like, you

660
00:30:46,760 --> 00:30:51,160
Speaker 5: said running back is probably the most dangerous position positions, right,

661
00:30:51,160 --> 00:30:52,840
Speaker 5: It's like yeah. I was like, well, you gave a

662
00:30:52,920 --> 00:30:56,320
Speaker 5: running back exactly what I'm asking and you're saying his

663
00:30:56,440 --> 00:30:59,840
Speaker 5: position is more dangerous than mine. So why did he

664
00:31:00,200 --> 00:31:02,440
Speaker 5: get it? And I did it when it's more of

665
00:31:02,480 --> 00:31:05,000
Speaker 5: a risk with him than it is with me. And

666
00:31:05,080 --> 00:31:10,280
Speaker 5: so what was the response? Did have a response? It

667
00:31:10,320 --> 00:31:12,840
Speaker 5: was just you know, they understood, and again it is

668
00:31:12,920 --> 00:31:16,440
Speaker 5: part of just you know, doing your homework and uh,

669
00:31:16,920 --> 00:31:19,840
Speaker 5: you know again like that's all studying. Like I just

670
00:31:19,920 --> 00:31:21,680
Speaker 5: I knew that. I knew that was the case, and

671
00:31:21,720 --> 00:31:23,240
Speaker 5: so had I not known that, I wouldn't even been

672
00:31:23,240 --> 00:31:26,360
Speaker 5: able to argue it. So I knew that was the case,

673
00:31:26,360 --> 00:31:31,000
Speaker 5: and I knew what they had done years before, and

674
00:31:31,640 --> 00:31:34,360
Speaker 5: it was just basically something for my mental I didn't

675
00:31:34,360 --> 00:31:35,600
Speaker 5: want to have to worry about that.

676
00:31:35,600 --> 00:31:37,080
Speaker 3: That's the best feel in the world. Even with us.

677
00:31:37,080 --> 00:31:39,520
Speaker 3: We've done that before, Like we negotiate deals with corporations

678
00:31:39,520 --> 00:31:41,920
Speaker 3: and you can tell like they're not they're not expecting

679
00:31:42,000 --> 00:31:44,480
Speaker 3: us to know certain things. So then we bring up

680
00:31:44,520 --> 00:31:49,680
Speaker 3: like you noticed, it's like there's no response because they

681
00:31:49,720 --> 00:31:53,040
Speaker 3: want it's like, okay, you know, he got that, But

682
00:31:53,120 --> 00:31:55,120
Speaker 3: it was the unfortunate part is, like you said, the

683
00:31:55,280 --> 00:31:57,760
Speaker 3: vast majority of people just aren't aware of these certain Yeah,

684
00:31:58,000 --> 00:32:00,680
Speaker 3: And it's like that's crazy for NFL because it's like NBA,

685
00:32:01,240 --> 00:32:04,400
Speaker 3: you get a sprained ankle when gods is missing four weeks,

686
00:32:04,760 --> 00:32:07,000
Speaker 3: you know what I'm saying, Cause they're getting paid. It's like,

687
00:32:07,040 --> 00:32:09,040
Speaker 3: you know, it's like they're not rushing back and it's

688
00:32:09,040 --> 00:32:12,000
Speaker 3: like all right, but the NFL, it's only a couple.

689
00:32:12,240 --> 00:32:16,600
Speaker 3: It's only sixteen weeks and they're like real serious injuries

690
00:32:16,600 --> 00:32:19,960
Speaker 3: and they're playing. So how do you think do you

691
00:32:19,960 --> 00:32:22,120
Speaker 3: think this will ever be solved? As far as like

692
00:32:23,320 --> 00:32:27,360
Speaker 3: the NFL contract situation, I personally feel like the owners

693
00:32:27,400 --> 00:32:29,640
Speaker 3: have too much power where the NBA is like more

694
00:32:29,840 --> 00:32:32,200
Speaker 3: even you can actually even argue that the players have

695
00:32:32,240 --> 00:32:34,840
Speaker 3: more power than the owners on a certain But what's

696
00:32:34,880 --> 00:32:39,120
Speaker 3: the because anytime like a lockout happens, it's never really

697
00:32:39,120 --> 00:32:42,040
Speaker 3: beneficial because a billionaire has always been have more power

698
00:32:42,040 --> 00:32:44,600
Speaker 3: than a millionaire and they can just starve guys out.

699
00:32:44,640 --> 00:32:46,360
Speaker 3: I want to get you your thoughts because you was

700
00:32:46,360 --> 00:32:48,640
Speaker 3: the around for the last slockout, right, I was, yeah,

701
00:32:48,680 --> 00:32:51,800
Speaker 3: so hey, well, my first question is how do we

702
00:32:51,880 --> 00:32:55,320
Speaker 3: solve this problem and make these contracts better for NFL players.

703
00:32:55,680 --> 00:32:57,280
Speaker 3: I'll let you ask, I'll let you answer that. Then

704
00:32:57,280 --> 00:32:58,160
Speaker 3: I gotta have the follow up.

705
00:33:00,240 --> 00:33:02,520
Speaker 5: I think we gotta as a group want to make

706
00:33:02,560 --> 00:33:04,200
Speaker 5: them better. And I think we do want to make

707
00:33:04,200 --> 00:33:06,360
Speaker 5: them better, but I think we got to like really

708
00:33:08,000 --> 00:33:10,520
Speaker 5: figure out what that looks like. And then you know,

709
00:33:10,600 --> 00:33:14,760
Speaker 5: the toughest part about it too, is the difference between

710
00:33:14,760 --> 00:33:17,960
Speaker 5: the NBA and the NFL is the amount of people

711
00:33:17,960 --> 00:33:21,880
Speaker 5: that we have on the team and the differences in

712
00:33:22,000 --> 00:33:27,240
Speaker 5: pay and structures and everything. So you know, you might

713
00:33:27,280 --> 00:33:31,200
Speaker 5: have your top twenty guys on the team that's making

714
00:33:31,320 --> 00:33:35,000
Speaker 5: X amount of dollars or whatever and they're fighting for that,

715
00:33:35,280 --> 00:33:37,600
Speaker 5: but the bottom half they're like, oh, we cool with that.

716
00:33:37,840 --> 00:33:39,920
Speaker 5: So a lot it's a lot of this. It's like

717
00:33:39,960 --> 00:33:43,920
Speaker 5: a lot of like you know, button heads within you know,

718
00:33:44,000 --> 00:33:47,160
Speaker 5: within the players. So we would have to come together

719
00:33:47,160 --> 00:33:49,480
Speaker 5: at first to get that done. I feel like it's

720
00:33:50,080 --> 00:33:52,640
Speaker 5: you know, it's it's changing from a standpoint, But I

721
00:33:52,640 --> 00:33:55,520
Speaker 5: think the biggest thing that that will help is education.

722
00:33:55,680 --> 00:33:57,760
Speaker 5: Like you said, a lot of things. There's a lot

723
00:33:57,840 --> 00:34:00,360
Speaker 5: of times I feel like in talking to players, talking

724
00:34:00,400 --> 00:34:02,240
Speaker 5: to guys like they don't even know what's in their contract.

725
00:34:02,800 --> 00:34:05,160
Speaker 5: But they don't know what the structure of their contract is.

726
00:34:05,600 --> 00:34:08,600
Speaker 5: They just they like they like the consumer, they like

727
00:34:08,920 --> 00:34:13,680
Speaker 5: the fan. They watch the contract get reported on the screen,

728
00:34:14,080 --> 00:34:16,439
Speaker 5: and they believe with whatever that is. Like they don't

729
00:34:16,480 --> 00:34:17,719
Speaker 5: take the time. And a lot of it too is

730
00:34:17,719 --> 00:34:19,880
Speaker 5: on the agent. You know, the agent has to you know,

731
00:34:19,920 --> 00:34:23,000
Speaker 5: take that time to explain. But if the agent tries

732
00:34:23,040 --> 00:34:24,759
Speaker 5: to explain to you and you don't care about it,

733
00:34:24,800 --> 00:34:27,600
Speaker 5: then there's really no point in doing that. I'm pretty

734
00:34:27,600 --> 00:34:29,280
Speaker 5: sure there's a bunch of players it's just like, man,

735
00:34:29,440 --> 00:34:30,799
Speaker 5: I just want to go out and play ball, and

736
00:34:30,800 --> 00:34:32,560
Speaker 5: we got to change that. We got to change the

737
00:34:32,680 --> 00:34:35,640
Speaker 5: whole I just want to play ball and do my

738
00:34:35,719 --> 00:34:37,520
Speaker 5: job and do whatever. Because at the end of the day,

739
00:34:37,560 --> 00:34:40,960
Speaker 5: this is a business, and everybody treats it like a business.

740
00:34:40,960 --> 00:34:43,520
Speaker 5: But majority of the players, you know what I'm saying,

741
00:34:43,560 --> 00:34:45,400
Speaker 5: So we got to treat this like a big business.

742
00:34:45,480 --> 00:34:48,760
Speaker 5: Treat yourself like a business. Understand you are an enterprise

743
00:34:48,800 --> 00:34:51,959
Speaker 5: and entity like so you need to understand the ins

744
00:34:51,960 --> 00:34:54,640
Speaker 5: and outs of everything that's going on. So I think

745
00:34:54,640 --> 00:34:58,960
Speaker 5: it starts with that. It starts with guys treating themselves

746
00:34:59,000 --> 00:35:02,800
Speaker 5: as a business and kating themselves and putting the energy

747
00:35:02,920 --> 00:35:07,120
Speaker 5: into wanting to learn the ins and outs of their business.

748
00:35:08,440 --> 00:35:11,359
Speaker 5: Because we can change the contracts and we can change

749
00:35:11,400 --> 00:35:14,080
Speaker 5: the way they structure the contracts. But if guys don't

750
00:35:14,080 --> 00:35:18,479
Speaker 5: care about what's in them, and people can hide things

751
00:35:18,480 --> 00:35:20,839
Speaker 5: in the contract, then it really doesn't matter. Because there

752
00:35:20,840 --> 00:35:23,719
Speaker 5: are certain things like when we talk about you know,

753
00:35:23,719 --> 00:35:26,840
Speaker 5: when we talk about guys, you know, wanting guaranteed contracts

754
00:35:26,960 --> 00:35:31,120
Speaker 5: or wanting to have guaranteed contracts. It's nothing that says

755
00:35:31,160 --> 00:35:35,480
Speaker 5: we can't. It's just were not doing it. So there's

756
00:35:35,560 --> 00:35:37,279
Speaker 5: you know, it's not like a thing that you have

757
00:35:37,360 --> 00:35:40,040
Speaker 5: to you know, exciteful. Yeah, you don't have to accept it.

758
00:35:40,040 --> 00:35:43,799
Speaker 5: Because Kirk Cousins was a guy who had all his

759
00:35:43,840 --> 00:35:48,399
Speaker 5: whole contract guarantee. Granted, he had tons of leverage. Yeah, yeah,

760
00:35:48,520 --> 00:35:51,360
Speaker 5: tons of leverage. So they team I told you I

761
00:35:51,440 --> 00:35:55,120
Speaker 5: was Washington, so we let them go to Minnesota. Okay.

762
00:35:55,120 --> 00:35:57,120
Speaker 3: But that's a good point though, because it's like, after

763
00:35:57,160 --> 00:36:00,640
Speaker 3: a while, something just becomes normal and it's just lives

764
00:36:00,640 --> 00:36:03,560
Speaker 3: that NFL contracts aren't guaranteed. But I remember when he

765
00:36:03,600 --> 00:36:05,160
Speaker 3: got that, it was like he was guaranteed. That was

766
00:36:05,160 --> 00:36:07,279
Speaker 3: weird to me. But it's like, it's not to say

767
00:36:07,280 --> 00:36:09,440
Speaker 3: that you can't have a guaranteed contract. It's just most

768
00:36:09,440 --> 00:36:11,000
Speaker 3: people just don't have guarantee contract.

769
00:36:11,160 --> 00:36:13,799
Speaker 5: Yeah, it don't. It don't end up working out that way.

770
00:36:14,040 --> 00:36:17,799
Speaker 2: Do you think he had. This episode is brought to

771
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772
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773
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774
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775
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782
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783
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784
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786
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787
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815
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816
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817
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818
00:39:07,600 --> 00:39:10,319
Speaker 2: Leverage. Because he already had I think they franchise tag

819
00:39:10,400 --> 00:39:12,200
Speaker 2: him twice, so they couldn't do it again.

820
00:39:12,280 --> 00:39:15,120
Speaker 5: So yeah, anything, yeah, one hundred. I had a lot

821
00:39:15,160 --> 00:39:17,279
Speaker 5: to do with it. They franchised them twice. So that's the

822
00:39:17,280 --> 00:39:21,120
Speaker 5: reason why the Washington Football team let him go, because

823
00:39:21,719 --> 00:39:24,120
Speaker 5: his next franchise number or whatever was gonna be crazy

824
00:39:24,160 --> 00:39:25,040
Speaker 5: or they couldn't do it again.

825
00:39:25,040 --> 00:39:26,120
Speaker 2: It's the average of the top five.

826
00:39:26,560 --> 00:39:28,959
Speaker 3: So what's what's the franchise tag? What is that all about?

827
00:39:29,160 --> 00:39:31,640
Speaker 5: Franchise tag is something that no player really wants, you know,

828
00:39:31,760 --> 00:39:33,960
Speaker 5: every player hates, but it's a way to kind of

829
00:39:34,040 --> 00:39:36,799
Speaker 5: keep any player that they want there. So if they

830
00:39:36,880 --> 00:39:40,480
Speaker 5: franchise you, basically for that year, your contract is guaranteed,

831
00:39:41,080 --> 00:39:43,160
Speaker 5: and for that year, you make the average of the

832
00:39:43,160 --> 00:39:46,200
Speaker 5: top five guys in the league. So I think for

833
00:39:46,360 --> 00:39:50,000
Speaker 5: myself it was like like sixteen million. I think when

834
00:39:50,000 --> 00:39:53,040
Speaker 5: I was up last time I was up. So it's

835
00:39:53,080 --> 00:39:55,960
Speaker 5: basically like a you know, like a strategic wed that

836
00:39:56,000 --> 00:39:58,759
Speaker 5: a team can can use if you can't if you

837
00:39:58,760 --> 00:40:01,239
Speaker 5: can't get a deal done, you can't get extension done,

838
00:40:01,280 --> 00:40:03,239
Speaker 5: and you don't want that player to leave, it's just

839
00:40:03,239 --> 00:40:05,040
Speaker 5: franchise tag them. So now you have them for a

840
00:40:05,120 --> 00:40:07,279
Speaker 5: year and then they have a period and where like

841
00:40:07,880 --> 00:40:10,640
Speaker 5: you can still negotiate and you know, work on a

842
00:40:10,680 --> 00:40:13,439
Speaker 5: deal or whatever. But if you don't get a deal,

843
00:40:13,680 --> 00:40:17,479
Speaker 5: then you have to you basically you tied to that team.

844
00:40:17,520 --> 00:40:19,560
Speaker 5: You can't go nowhere for that year. You have to play.

845
00:40:19,840 --> 00:40:21,600
Speaker 5: We don't necessarily have to play those guys that didn't

846
00:40:21,600 --> 00:40:24,479
Speaker 5: want to play on franchise tag, but you know, you

847
00:40:24,480 --> 00:40:26,200
Speaker 5: you're basically tied to that team for that year.

848
00:40:26,360 --> 00:40:29,920
Speaker 2: Each team gets one yeah that year, and so they

849
00:40:29,960 --> 00:40:32,800
Speaker 2: did him twice and so now the third year he

850
00:40:32,880 --> 00:40:34,040
Speaker 2: can't be franchise tacks.

851
00:40:34,080 --> 00:40:36,279
Speaker 5: Yeah, I don't think you can be franchised, which is

852
00:40:36,280 --> 00:40:39,200
Speaker 5: why they let him go. And then like thirty six

853
00:40:39,239 --> 00:40:40,680
Speaker 5: months he's gonna be crazy. And then that's what he

854
00:40:40,840 --> 00:40:43,960
Speaker 5: used to negotiate the numbers. You know, you use that.

855
00:40:44,120 --> 00:40:46,880
Speaker 5: So now it's like, you know, if you a quarterback

856
00:40:46,920 --> 00:40:49,680
Speaker 5: and your your final year or whatever, you thirty six million,

857
00:40:49,719 --> 00:40:51,360
Speaker 5: All right, well I want more than what I was

858
00:40:51,360 --> 00:40:54,000
Speaker 5: going to make, and you just kind of go from there.

859
00:40:54,280 --> 00:40:59,200
Speaker 3: So this last lockout that we had, it was an

860
00:40:59,239 --> 00:41:02,640
Speaker 3: unfortunate situation and a lot of stuff started to come out.

861
00:41:02,880 --> 00:41:06,120
Speaker 3: Vince Young, this is documented, So he had some financial

862
00:41:06,200 --> 00:41:07,840
Speaker 3: issues at the time, and they were saying that he

863
00:41:07,920 --> 00:41:11,040
Speaker 3: went to his financial guy. One of these financial guys,

864
00:41:11,080 --> 00:41:13,480
Speaker 3: they was giving out loans to players, but it was

865
00:41:13,520 --> 00:41:16,640
Speaker 3: like twenty thirty percent interest. Story short, like the guys

866
00:41:16,640 --> 00:41:20,520
Speaker 3: didn't have enough money to actually pay their bills, so

867
00:41:20,560 --> 00:41:22,560
Speaker 3: they was getting loans from like pretty much like loan

868
00:41:22,600 --> 00:41:24,800
Speaker 3: shark loans. Like this whole thing came out. It was

869
00:41:24,840 --> 00:41:26,279
Speaker 3: like a whole big thing, and it was crazy to

870
00:41:26,320 --> 00:41:29,160
Speaker 3: me because I'm like, it's you know, it's interesting that

871
00:41:29,239 --> 00:41:31,279
Speaker 3: guys have, you know, ten million dollars twenty million dollar

872
00:41:31,360 --> 00:41:34,440
Speaker 3: contracts and they have to pretty much get paid ay loans.

873
00:41:34,960 --> 00:41:36,440
Speaker 3: It's really what it is like, pay they loan to

874
00:41:36,440 --> 00:41:38,840
Speaker 3: cover you over. So did you see that? Did you

875
00:41:38,960 --> 00:41:41,640
Speaker 3: did anybody? Did you know anybody that had to go

876
00:41:41,680 --> 00:41:44,480
Speaker 3: through that? And how did you like, how was that

877
00:41:44,520 --> 00:41:46,920
Speaker 3: time for you? And the other guys in the league

878
00:41:46,960 --> 00:41:48,600
Speaker 3: when the lockout happened.

879
00:41:49,520 --> 00:41:51,440
Speaker 5: Well, I mean that's like a deeper question, you know

880
00:41:51,480 --> 00:41:54,879
Speaker 5: what I mean, Like, as men, you know, it's very

881
00:41:54,920 --> 00:41:57,400
Speaker 5: rare that you're gonna tell another person that you're struggling

882
00:41:57,440 --> 00:42:02,600
Speaker 5: financially for sure. So were there guys that was probably struggling, maybe,

883
00:42:02,680 --> 00:42:05,640
Speaker 5: but did they cover it up really well? Probably? So

884
00:42:05,760 --> 00:42:10,759
Speaker 5: I don't know anybody nobody came and openly talked about struggling,

885
00:42:11,000 --> 00:42:13,840
Speaker 5: but you know, you had an idea of you know,

886
00:42:13,920 --> 00:42:17,200
Speaker 5: some guys that was you know. But as far as

887
00:42:17,200 --> 00:42:19,359
Speaker 5: that time with me, like I was, like I said,

888
00:42:19,400 --> 00:42:23,240
Speaker 5: I was good because you know, I I had been saving,

889
00:42:23,560 --> 00:42:25,719
Speaker 5: you know, for for a very long time. I've been

890
00:42:27,160 --> 00:42:29,400
Speaker 5: you know, saving and investing and things of that nature, and

891
00:42:29,560 --> 00:42:31,840
Speaker 5: just so happened around the time in the lockout. Some

892
00:42:31,880 --> 00:42:34,120
Speaker 5: of my investments was coming back, so I was actually

893
00:42:34,280 --> 00:42:37,239
Speaker 5: getting paid for some of my investments, and I really

894
00:42:37,280 --> 00:42:39,279
Speaker 5: just focused on using that time of what life would

895
00:42:39,320 --> 00:42:42,160
Speaker 5: look like if I retired. So I was like constantly

896
00:42:42,160 --> 00:42:45,600
Speaker 5: on zoom calls, meetings, investment meetings, things of that nature.

897
00:42:46,000 --> 00:42:47,600
Speaker 5: So you know, I feel like I had a different

898
00:42:47,600 --> 00:42:49,799
Speaker 5: experience just because of the way I positioned myself. But

899
00:42:51,160 --> 00:42:53,680
Speaker 5: you know, I know a lot of guys were worried,

900
00:42:54,040 --> 00:42:56,520
Speaker 5: you know, about the state of the league and what

901
00:42:56,640 --> 00:42:58,160
Speaker 5: was going to do. And I think that's what played

902
00:42:58,160 --> 00:43:00,960
Speaker 5: into the deal that we ultimate end up getting. You

903
00:43:01,000 --> 00:43:04,040
Speaker 5: think it was a good deal. I wouldn't have done it.

904
00:43:05,360 --> 00:43:06,520
Speaker 5: I would have done it. I think we had a

905
00:43:06,560 --> 00:43:09,000
Speaker 5: lot of power. I think we had a lot of leverage.

906
00:43:09,120 --> 00:43:09,760
Speaker 2: Has to be approved.

907
00:43:11,440 --> 00:43:13,399
Speaker 5: I think we have two thirds or something like that,

908
00:43:13,520 --> 00:43:16,239
Speaker 5: so everybody in the league votes. Yeah, And even a

909
00:43:16,320 --> 00:43:18,080
Speaker 5: voting situation like the way that they the way that

910
00:43:18,160 --> 00:43:20,799
Speaker 5: they pushed the voting out, it was like, you know,

911
00:43:20,840 --> 00:43:23,880
Speaker 5: you get this email or send this text message or whatever,

912
00:43:23,920 --> 00:43:26,480
Speaker 5: and you basically got it in your email and said vote.

913
00:43:26,840 --> 00:43:28,520
Speaker 5: And I know there was a lot of guys that

914
00:43:28,640 --> 00:43:30,600
Speaker 5: voted that hadn't even looked at the terms of what

915
00:43:30,640 --> 00:43:34,280
Speaker 5: the CBA was, And so, you know, I think that's

916
00:43:34,760 --> 00:43:36,759
Speaker 5: you know, not only an NFL thing, it's an NFL

917
00:43:36,800 --> 00:43:39,600
Speaker 5: PA thing, Like we got to do better. You know,

918
00:43:39,600 --> 00:43:41,759
Speaker 5: a lot of guys were just seeing whatever they saw

919
00:43:42,320 --> 00:43:44,840
Speaker 5: in the media and voting off of that. Like so

920
00:43:44,960 --> 00:43:46,400
Speaker 5: I don't know if I would have I would have

921
00:43:46,400 --> 00:43:48,239
Speaker 5: done a deal but again, it's it's a hard thing

922
00:43:48,280 --> 00:43:51,719
Speaker 5: that when you have so many guys to try to

923
00:43:51,760 --> 00:43:53,640
Speaker 5: get them on the same page, you know, because you

924
00:43:53,680 --> 00:43:56,160
Speaker 5: have the middle class, the upper class, you know what

925
00:43:56,160 --> 00:43:59,680
Speaker 5: I'm saying, and everybody. But yeah, and you got a

926
00:43:59,680 --> 00:44:01,719
Speaker 5: lot of who didn't vote, which could have changed what

927
00:44:01,800 --> 00:44:04,160
Speaker 5: could have changed, you know? So how did that? How

928
00:44:04,160 --> 00:44:04,640
Speaker 5: did that work?

929
00:44:04,680 --> 00:44:09,240
Speaker 3: They tally up every single person's vote and majority route wins.

930
00:44:09,840 --> 00:44:12,719
Speaker 5: Yeah. I think they needed like either like sixty six

931
00:44:12,719 --> 00:44:16,279
Speaker 5: percent or whatever two thirds and they needed you know,

932
00:44:16,360 --> 00:44:20,160
Speaker 5: so they just sent out either email or the text

933
00:44:20,239 --> 00:44:23,000
Speaker 5: or whatever, and you voted from your email and they

934
00:44:23,040 --> 00:44:24,719
Speaker 5: just counted it up and if it was sixty six

935
00:44:24,800 --> 00:44:28,000
Speaker 5: percent of the league or whatever it was, it got approved.

936
00:44:28,080 --> 00:44:32,919
Speaker 5: Who's the president of the of the associations? The Morris Smith? Yeah,

937
00:44:32,960 --> 00:44:35,640
Speaker 5: the Morris Smith. Yeah, he's still still Smith still is.

938
00:44:35,760 --> 00:44:37,640
Speaker 2: Yeah, but you're the captain of the team.

939
00:44:37,880 --> 00:44:39,279
Speaker 5: I'm captain the captain for a while.

940
00:44:39,320 --> 00:44:42,640
Speaker 2: So is that something that you can organize and say, guys,

941
00:44:42,680 --> 00:44:45,319
Speaker 2: we're going to have this meeting his what's happening or

942
00:44:45,640 --> 00:44:47,319
Speaker 2: is that like is that what you did? Is that

943
00:44:47,360 --> 00:44:48,120
Speaker 2: happening in the league.

944
00:44:48,320 --> 00:44:50,680
Speaker 5: Yeah, it happens all across the league. I think everybody

945
00:44:50,719 --> 00:44:53,280
Speaker 5: was doing it, but I think the thing was it was, again,

946
00:44:53,400 --> 00:44:58,319
Speaker 5: we had sixty seventy you know whatever, players, and you

947
00:44:58,400 --> 00:45:02,360
Speaker 5: had maybe twenty that fell one way, twenty that felt

948
00:45:02,400 --> 00:45:05,359
Speaker 5: another way, and twenty that felt another way. And we

949
00:45:05,400 --> 00:45:08,200
Speaker 5: had one vote, so we had to get all of

950
00:45:08,280 --> 00:45:10,759
Speaker 5: us on the same page to put in our one vote.

951
00:45:11,200 --> 00:45:13,319
Speaker 5: Seattle had one vote. Seattle had to vote, so every

952
00:45:13,360 --> 00:45:13,960
Speaker 5: team had a vote.

953
00:45:14,000 --> 00:45:16,080
Speaker 3: So it's like it's like the presidential election, like the

954
00:45:16,160 --> 00:45:19,799
Speaker 3: state represents, like everybody votes, and then the majority of

955
00:45:19,840 --> 00:45:23,399
Speaker 3: the team whatever. Now Seattle castes his vote yesterday. Yeah,

956
00:45:23,440 --> 00:45:25,240
Speaker 3: it's not like every single vote count.

957
00:45:25,400 --> 00:45:27,640
Speaker 5: Well yeah, it wasn't. You know, I don't believe it

958
00:45:27,680 --> 00:45:29,080
Speaker 5: was every player, but like you know, as far as

959
00:45:29,080 --> 00:45:31,360
Speaker 5: like Seattle or whatever, it was, you know kind of

960
00:45:31,360 --> 00:45:33,799
Speaker 5: how we were doing it because we had reps. You know,

961
00:45:33,880 --> 00:45:35,600
Speaker 5: you had your rep. So I was a player rep.

962
00:45:35,920 --> 00:45:38,759
Speaker 5: And so we was meeting in Miami and we was

963
00:45:38,920 --> 00:45:41,480
Speaker 5: going over it, and then we was like voting upon

964
00:45:41,800 --> 00:45:46,239
Speaker 5: our We was voting on the teams whether or not

965
00:45:46,280 --> 00:45:48,399
Speaker 5: who would like would we send this to the rest

966
00:45:48,440 --> 00:45:51,560
Speaker 5: of the players, And once that passed, then it got

967
00:45:51,560 --> 00:45:52,920
Speaker 5: sent to the rest of the players. When it got

968
00:45:52,920 --> 00:45:54,960
Speaker 5: sent to the rest of the players, then everybody has

969
00:45:55,000 --> 00:45:57,439
Speaker 5: a vote and you vote and then it was over.

970
00:45:57,520 --> 00:45:59,360
Speaker 3: I didn't know that's how it worked. That's interesting. Like

971
00:45:59,400 --> 00:46:01,640
Speaker 3: I said, it's like the presidential election where they just

972
00:46:01,640 --> 00:46:07,160
Speaker 3: picked it. Like New York voted Democrats, Arizona College is voted. Yeah,

973
00:46:07,320 --> 00:46:09,520
Speaker 3: let me ask you this as far as on the

974
00:46:09,520 --> 00:46:13,480
Speaker 3: financial side for building your financial team, we have about

975
00:46:13,480 --> 00:46:15,560
Speaker 3: agents a lot, but we don't hear about players when

976
00:46:15,560 --> 00:46:18,719
Speaker 3: their financial management financial planners counting.

977
00:46:19,360 --> 00:46:21,279
Speaker 5: I believe you have a pretty a pretty.

978
00:46:21,000 --> 00:46:26,000
Speaker 3: Good talk about that. How does that work out for

979
00:46:26,880 --> 00:46:30,480
Speaker 3: players or for you specifically? What does your financial management

980
00:46:30,560 --> 00:46:35,080
Speaker 3: team do? And how do you choose a good financial manager?

981
00:46:35,960 --> 00:46:37,759
Speaker 3: Wish some tips and advice for that.

982
00:46:37,920 --> 00:46:44,000
Speaker 5: Yeah, you know, my team is amazing. Shout out to humble. Uh.

983
00:46:44,160 --> 00:46:45,719
Speaker 5: We kind of do everything in house, so they take

984
00:46:45,760 --> 00:46:47,520
Speaker 5: care a lot of a lot of the stuff. And

985
00:46:47,640 --> 00:46:50,000
Speaker 5: it took it was a progress, a process to get

986
00:46:50,000 --> 00:46:52,680
Speaker 5: to that. You know, I had a couple, I had

987
00:46:52,680 --> 00:46:57,200
Speaker 5: a couple of financial advisors before I had him, and

988
00:46:57,320 --> 00:47:00,359
Speaker 5: you know, when I first got out, you know, from

989
00:47:00,400 --> 00:47:03,600
Speaker 5: a rookie, my thought processes was I went with a

990
00:47:03,600 --> 00:47:06,760
Speaker 5: financial advisor who I knew had other guys that I knew,

991
00:47:07,200 --> 00:47:09,400
Speaker 5: so I knew if he did me dirty, it was

992
00:47:09,800 --> 00:47:15,960
Speaker 5: other people that everybody going, yeah, I'm all right, did

993
00:47:15,960 --> 00:47:17,600
Speaker 5: you see that? Like you know what I mean? So,

994
00:47:17,840 --> 00:47:20,120
Speaker 5: you know, so I feel like that's kind of how

995
00:47:20,200 --> 00:47:23,360
Speaker 5: my my two first financial guys was. And then I

996
00:47:23,400 --> 00:47:26,600
Speaker 5: went to another one who had like a star studied

997
00:47:26,960 --> 00:47:30,200
Speaker 5: you know, clientele and things of that nature, and I

998
00:47:30,280 --> 00:47:32,319
Speaker 5: just realized that wasn't where I wanted to be either.

999
00:47:33,120 --> 00:47:34,960
Speaker 5: And I think the thing that I was looking for

1000
00:47:35,320 --> 00:47:37,120
Speaker 5: was I was looking for someone who was willing to

1001
00:47:37,120 --> 00:47:40,279
Speaker 5: teach me, and that's what I was missing. And all

1002
00:47:40,320 --> 00:47:43,000
Speaker 5: of them, everybody wanted to tell you, to tell me

1003
00:47:43,040 --> 00:47:44,680
Speaker 5: what to do and tell me what I need to

1004
00:47:44,680 --> 00:47:47,480
Speaker 5: put my stuff in, but nobody wanted to teach me.

1005
00:47:48,280 --> 00:47:51,000
Speaker 5: And you know, you know, the guy I have humble,

1006
00:47:51,040 --> 00:47:55,080
Speaker 5: He sat down you know, I remember I remember like

1007
00:47:55,120 --> 00:47:56,960
Speaker 5: sitting down him like you know, all right, like let's

1008
00:47:57,400 --> 00:47:59,239
Speaker 5: let's invest, let's let's do this, let's do that. It's

1009
00:47:59,239 --> 00:48:01,160
Speaker 5: like all right, well, what's a stock? And I was like,

1010
00:48:03,920 --> 00:48:07,840
Speaker 5: he's like, what's the bond? I was like, you know

1011
00:48:07,880 --> 00:48:10,759
Speaker 5: what I mean, I'm like you know, what do you mean?

1012
00:48:10,800 --> 00:48:12,319
Speaker 5: I don't know. I was like, come on, we could

1013
00:48:12,320 --> 00:48:14,080
Speaker 5: just invest. He's like, nah, like I'm not You're not

1014
00:48:14,160 --> 00:48:16,880
Speaker 5: investing one dollar with me until you know the basics.

1015
00:48:17,680 --> 00:48:19,640
Speaker 5: And when he said that to me at the time,

1016
00:48:19,680 --> 00:48:21,280
Speaker 5: I was like, dang, like I gotta wait to invest.

1017
00:48:21,280 --> 00:48:24,960
Speaker 5: But then two hindsight, I'm like, like, end up being

1018
00:48:24,960 --> 00:48:27,360
Speaker 5: one of the best things for me. And I respect

1019
00:48:27,440 --> 00:48:30,360
Speaker 5: him for that because, you know, I remember sitting in

1020
00:48:30,400 --> 00:48:32,319
Speaker 5: my living room and it was like class and I

1021
00:48:32,400 --> 00:48:34,359
Speaker 5: had a notebook and he sat down and he just

1022
00:48:34,920 --> 00:48:38,240
Speaker 5: start throwing out terms at me and just constantly quizzing

1023
00:48:38,239 --> 00:48:40,840
Speaker 5: me and put me in a different different things. And

1024
00:48:40,920 --> 00:48:44,920
Speaker 5: so my advice is to find somebody a you trust

1025
00:48:45,880 --> 00:48:50,480
Speaker 5: and someone that you can that that teaches you, you know,

1026
00:48:50,480 --> 00:48:51,560
Speaker 5: because at the end of the day, you want to

1027
00:48:51,600 --> 00:48:54,360
Speaker 5: be taught, not told. And so that's that was my

1028
00:48:54,440 --> 00:48:56,640
Speaker 5: biggest thing, is like, if the person's willing to teach you,

1029
00:48:56,680 --> 00:48:59,280
Speaker 5: that means he's not afraid of you figuring out everything

1030
00:48:59,320 --> 00:49:01,480
Speaker 5: that he's doing. If the person not fraid of you

1031
00:49:01,520 --> 00:49:03,200
Speaker 5: figuring out everything he's doing, that means you don't got

1032
00:49:03,239 --> 00:49:05,400
Speaker 5: nothing to high. If he don't want to teach you.

1033
00:49:05,440 --> 00:49:07,040
Speaker 5: Then I feel like he got something high. And if

1034
00:49:07,040 --> 00:49:09,640
Speaker 5: he got something high, you can't have my money. Yeah

1035
00:49:09,680 --> 00:49:11,279
Speaker 5: you can't. You can't do that. And now it's his thing.

1036
00:49:11,320 --> 00:49:12,640
Speaker 5: He was like, man, I want to teach you to

1037
00:49:12,680 --> 00:49:14,560
Speaker 5: the point where you don't need me. You still have me,

1038
00:49:15,000 --> 00:49:16,920
Speaker 5: but you won't need me, and then we can actually

1039
00:49:16,960 --> 00:49:18,920
Speaker 5: have conversations. So when I bring a deal to you

1040
00:49:19,440 --> 00:49:21,480
Speaker 5: and I'm saying, this is what's in it, this is

1041
00:49:21,480 --> 00:49:23,400
Speaker 5: what not in it, this is what we can make

1042
00:49:23,440 --> 00:49:25,520
Speaker 5: on it, I want to be able to have like

1043
00:49:25,560 --> 00:49:27,480
Speaker 5: you give me your opinion back versus just me tell

1044
00:49:27,520 --> 00:49:29,880
Speaker 5: you what to do. And so that was the biggest

1045
00:49:29,880 --> 00:49:33,400
Speaker 5: thing for me, just just you know, positioning it myself

1046
00:49:33,440 --> 00:49:36,360
Speaker 5: with somebody who was willing to teach me, take the

1047
00:49:36,440 --> 00:49:39,320
Speaker 5: time to you know, because I think the NFL is

1048
00:49:39,640 --> 00:49:42,840
Speaker 5: cool from the standpoint of we play from August to

1049
00:49:42,920 --> 00:49:47,440
Speaker 5: February if you lucky, and from like February, mid February

1050
00:49:47,480 --> 00:49:54,759
Speaker 5: to July, you just work out. Now, you know, I

1051
00:49:54,800 --> 00:49:57,160
Speaker 5: don't think any of us is the hope. Maybe maybe

1052
00:49:57,200 --> 00:50:01,839
Speaker 5: Aaron Donald, but you know, so, uh, you work out

1053
00:50:01,880 --> 00:50:04,200
Speaker 5: maybe four hours, that's still twenty more hours to do

1054
00:50:04,239 --> 00:50:06,680
Speaker 5: something else. And so you know, I use that time

1055
00:50:06,760 --> 00:50:11,279
Speaker 5: to learn something else and get understanding in a different field.

1056
00:50:11,360 --> 00:50:13,879
Speaker 2: So no one the knowledge that you know. Now, if

1057
00:50:13,880 --> 00:50:16,839
Speaker 2: you could go back this two part question, you can

1058
00:50:16,880 --> 00:50:18,920
Speaker 2: go back, would you represent yourself?

1059
00:50:18,920 --> 00:50:19,080
Speaker 5: No one?

1060
00:50:19,120 --> 00:50:21,960
Speaker 2: The knowledge that you know? And do you see a

1061
00:50:22,120 --> 00:50:25,040
Speaker 2: change or maybe a revolution with more players or wanted

1062
00:50:25,080 --> 00:50:27,239
Speaker 2: to come into the draft and side you know what,

1063
00:50:27,320 --> 00:50:29,400
Speaker 2: I don't need an agent. I'm gonna represent myself. What

1064
00:50:29,440 --> 00:50:32,240
Speaker 2: would your advice be? Because I believe there's a defensive

1065
00:50:32,320 --> 00:50:35,040
Speaker 2: end from Michigan. There's a Gary might have been Gary.

1066
00:50:34,880 --> 00:50:37,000
Speaker 5: I think so any Amazone agency.

1067
00:50:36,680 --> 00:50:40,440
Speaker 2: Became yeah agency fresh fresh out of college. Oh that

1068
00:50:40,560 --> 00:50:42,000
Speaker 2: might spark some change. What are your things?

1069
00:50:43,360 --> 00:50:47,560
Speaker 5: What I do it all over again? I probably would

1070
00:50:47,600 --> 00:50:51,480
Speaker 5: still have an agent the first the first time, but

1071
00:50:51,520 --> 00:50:54,759
Speaker 5: that fee would be close to nothing because they not

1072
00:50:54,840 --> 00:51:00,480
Speaker 5: negotiating anything. So you know, are the rookie contrast is slotted,

1073
00:50:59,840 --> 00:51:02,359
Speaker 5: so you know, you know, wherever you go, first round,

1074
00:51:02,360 --> 00:51:05,080
Speaker 5: second round, third round, whatever, you don't get a percentage

1075
00:51:05,160 --> 00:51:08,120
Speaker 5: more than what that guy got last year.

1076
00:51:08,400 --> 00:51:10,360
Speaker 2: You know, even matter the position. So if a quarterback

1077
00:51:10,360 --> 00:51:11,759
Speaker 2: got took in forty second.

1078
00:51:11,520 --> 00:51:13,040
Speaker 5: Don't matter. If you still get what don't matter? If

1079
00:51:13,600 --> 00:51:17,200
Speaker 5: you the second round pick, and if you know forty

1080
00:51:17,239 --> 00:51:20,560
Speaker 5: seven pick, overall, you're gonna make a certain amount more

1081
00:51:20,640 --> 00:51:23,800
Speaker 5: than what the last year got made, regardless of your position.

1082
00:51:24,520 --> 00:51:29,359
Speaker 5: And so knowing that you know they're not really negotiating

1083
00:51:29,440 --> 00:51:33,080
Speaker 5: too much, the numbers are already preset, so you know,

1084
00:51:33,080 --> 00:51:37,880
Speaker 5: I would definitely negotiate that percentage down. And you know,

1085
00:51:37,920 --> 00:51:39,560
Speaker 5: I would see what they what they offer to me

1086
00:51:39,719 --> 00:51:41,920
Speaker 5: outside of the field, and really just see, you know,

1087
00:51:41,960 --> 00:51:46,360
Speaker 5: how much they are a man, they work and do

1088
00:51:46,440 --> 00:51:49,279
Speaker 5: I see like there's a shift. I don't know if

1089
00:51:49,280 --> 00:51:50,839
Speaker 5: there's a shift, because I don't think that you gotta

1090
00:51:50,840 --> 00:51:53,000
Speaker 5: want to do business. I don't think everybody's into business.

1091
00:51:53,440 --> 00:51:55,960
Speaker 5: So you know, I think more guys will do it.

1092
00:51:58,160 --> 00:51:59,879
Speaker 5: I think it'll be more of a thing. It will,

1093
00:52:00,080 --> 00:52:03,120
Speaker 5: it'll become common, But I don't think it'll be like

1094
00:52:03,160 --> 00:52:06,080
Speaker 5: a point where the whole league will do it, because

1095
00:52:06,080 --> 00:52:09,080
Speaker 5: there's certain people who just don't do business and they

1096
00:52:09,080 --> 00:52:11,640
Speaker 5: don't you know, they're not good, they're not interested in

1097
00:52:11,719 --> 00:52:13,719
Speaker 5: they like maybe you like art, maybe like something else

1098
00:52:13,760 --> 00:52:14,600
Speaker 5: like this. And I don't think.

1099
00:52:14,600 --> 00:52:16,480
Speaker 3: I don't think there's any wrong, anything wrong with having

1100
00:52:16,480 --> 00:52:18,239
Speaker 3: an agent, because like you said, I mean, you know,

1101
00:52:18,320 --> 00:52:21,080
Speaker 3: it's it's representation and somebody's doing a good job for you,

1102
00:52:21,560 --> 00:52:24,080
Speaker 3: but you have an option not to if you want to.

1103
00:52:24,360 --> 00:52:26,920
Speaker 3: There's a lot more work and everybody's not going to

1104
00:52:26,960 --> 00:52:29,080
Speaker 3: read the CBA. Everybody's not going to go through all

1105
00:52:29,080 --> 00:52:34,880
Speaker 3: of that. So I personally feel like agents, representations, financial plans,

1106
00:52:34,920 --> 00:52:36,840
Speaker 3: all of that is good, but you should always be

1107
00:52:37,000 --> 00:52:40,440
Speaker 3: educated as well, just in case you never know, and

1108
00:52:40,560 --> 00:52:41,799
Speaker 3: you know, it's just good to just be able to

1109
00:52:41,800 --> 00:52:44,680
Speaker 3: ask questions and not to just you shouldn't trust anybody blindly.

1110
00:52:44,840 --> 00:52:46,960
Speaker 5: Yeah, yeah, I agree. I think the same thing. Like

1111
00:52:47,000 --> 00:52:49,879
Speaker 5: everybody kind of felt like myself, Sharon, and I can't

1112
00:52:49,880 --> 00:52:53,080
Speaker 5: speak for sharm, but you know, they thought that we

1113
00:52:53,120 --> 00:52:55,520
Speaker 5: was like against agents. I'm not against agents. I just

1114
00:52:55,680 --> 00:52:57,160
Speaker 5: you know, felt like I wanted to be at the

1115
00:52:57,200 --> 00:52:58,680
Speaker 5: table and I feel like that was the only way

1116
00:52:59,000 --> 00:53:01,520
Speaker 5: that I could truly be at the table. And like

1117
00:53:01,600 --> 00:53:05,320
Speaker 5: you said, like there's guys that you know, they probably

1118
00:53:05,320 --> 00:53:08,360
Speaker 5: do need some representations to help them out. But I

1119
00:53:08,400 --> 00:53:11,239
Speaker 5: think the biggest thing, the biggest shift that need to

1120
00:53:11,280 --> 00:53:16,080
Speaker 5: have to happen is like players not trust in buying,

1121
00:53:16,200 --> 00:53:20,680
Speaker 5: like players knowing what's in their contract and knowing what

1122
00:53:21,600 --> 00:53:25,600
Speaker 5: the negotiation process was and knowing, you know, what they

1123
00:53:25,600 --> 00:53:27,600
Speaker 5: got in they contract. Can they get that out? Like

1124
00:53:27,760 --> 00:53:30,680
Speaker 5: it should be a conversation with the player Like I

1125
00:53:30,719 --> 00:53:32,719
Speaker 5: always thought in my mind, I always thought like there

1126
00:53:32,760 --> 00:53:35,040
Speaker 5: was like two processes when it came to negotiation. It

1127
00:53:35,160 --> 00:53:39,000
Speaker 5: was the negotiation between the agent and the team and

1128
00:53:39,040 --> 00:53:42,280
Speaker 5: the negotiation between the team and the player. Like basically

1129
00:53:42,360 --> 00:53:44,440
Speaker 5: the agent and the team would negotiate the deal. Then

1130
00:53:45,080 --> 00:53:47,680
Speaker 5: the agent would come back to the player and basically

1131
00:53:47,680 --> 00:53:49,520
Speaker 5: tell him why this is a good deal and to

1132
00:53:49,600 --> 00:53:52,560
Speaker 5: take it versus you know, hey, like this is what

1133
00:53:52,640 --> 00:53:54,799
Speaker 5: they said today, Like you know, we're gonna counter with this?

1134
00:53:55,200 --> 00:53:55,759
Speaker 5: What do you think?

1135
00:53:55,800 --> 00:53:55,880
Speaker 2: No?

1136
00:53:55,800 --> 00:53:57,719
Speaker 5: No, no, no, counter with this? Like this is what

1137
00:53:57,760 --> 00:53:59,680
Speaker 5: I really want, Like I need this in my contract.

1138
00:54:00,920 --> 00:54:03,120
Speaker 5: If we have more of that dialogue, then that's that's

1139
00:54:03,120 --> 00:54:05,799
Speaker 5: a bigger shift to me. Then then everybody want to

1140
00:54:05,800 --> 00:54:06,560
Speaker 5: represent themselves.

1141
00:54:06,920 --> 00:54:08,200
Speaker 3: How much was your first contract?

1142
00:54:08,200 --> 00:54:11,560
Speaker 5: For my first ever contract? Yeah, thing it was four million?

1143
00:54:11,920 --> 00:54:14,400
Speaker 5: So how how how did life hit you?

1144
00:54:14,719 --> 00:54:17,359
Speaker 3: And how is it just coming out of you know,

1145
00:54:17,760 --> 00:54:20,640
Speaker 3: college and becoming a millionaire and you know, twenty one

1146
00:54:20,719 --> 00:54:22,480
Speaker 3: years old, twenty three years old, stuff like that, Like

1147
00:54:22,520 --> 00:54:25,239
Speaker 3: we always hear the stories of like most people, like

1148
00:54:25,280 --> 00:54:28,239
Speaker 3: even in our our world, like in business, it takes

1149
00:54:28,320 --> 00:54:32,080
Speaker 3: years to become a millionaire, you know, mid thirties, forties,

1150
00:54:32,120 --> 00:54:35,160
Speaker 3: thirty years old, where you already worked for ten years. Yeah,

1151
00:54:35,400 --> 00:54:38,719
Speaker 3: the athletes and entertainers is a little different because you

1152
00:54:38,840 --> 00:54:41,959
Speaker 3: become a millionaire like instantly as soon as you become

1153
00:54:41,960 --> 00:54:45,120
Speaker 3: a professional where all the professions you have to work

1154
00:54:45,160 --> 00:54:49,080
Speaker 3: at that profession. So how is it, you know, as

1155
00:54:49,080 --> 00:54:53,359
Speaker 3: far as the temptations, the splurge, the lifestyle. I know,

1156
00:54:53,400 --> 00:54:56,200
Speaker 3: obviously you kept the level head, but how is that

1157
00:54:56,560 --> 00:54:57,919
Speaker 3: to become a millionaire that young?

1158
00:54:59,680 --> 00:55:03,719
Speaker 5: It was? It was, It was definitely an experience for sure.

1159
00:55:03,960 --> 00:55:06,400
Speaker 5: It was different because you know when I got drafted,

1160
00:55:07,160 --> 00:55:09,239
Speaker 5: you know, like people were calling me a millionaire like

1161
00:55:09,280 --> 00:55:10,879
Speaker 5: the next day, and I was like, yo, I ain't

1162
00:55:10,920 --> 00:55:14,160
Speaker 5: got nothing in my account, so I'm not a millionaire yet.

1163
00:55:14,360 --> 00:55:21,000
Speaker 5: And so that was that was the thing. Then, Uh,

1164
00:55:21,520 --> 00:55:25,320
Speaker 5: I got my signing bonus and I saw the amount

1165
00:55:25,360 --> 00:55:27,440
Speaker 5: of taxes that was taken out of my signing bonus,

1166
00:55:27,960 --> 00:55:29,960
Speaker 5: and I immediately called the Seahawks and I was like, man,

1167
00:55:30,000 --> 00:55:31,520
Speaker 5: I know, y' y'all stealing from me.

1168
00:55:32,360 --> 00:55:32,560
Speaker 4: You know what?

1169
00:55:32,560 --> 00:55:34,279
Speaker 5: I mean, like, I know, I know what y'all love to.

1170
00:55:34,920 --> 00:55:36,799
Speaker 5: I'm not gonna be the eighty percent. You guys are

1171
00:55:36,800 --> 00:55:39,680
Speaker 5: not stealing from me. Like where is the other half?

1172
00:55:40,080 --> 00:55:40,680
Speaker 2: Get mister Allen?

1173
00:55:41,560 --> 00:55:44,480
Speaker 5: Yeah, I'm like, where's the other half? They're like, nah, bro,

1174
00:55:44,560 --> 00:55:47,160
Speaker 5: this is taxes? Like you never played tax before? Like no,

1175
00:55:47,360 --> 00:55:50,000
Speaker 5: I'm not paid tax before, Like and what like isn't

1176
00:55:50,040 --> 00:55:53,399
Speaker 5: there a level? I'm like, I go from from zero

1177
00:55:53,600 --> 00:55:56,480
Speaker 5: to the top. I can't like get I can't gradually

1178
00:55:56,520 --> 00:55:59,080
Speaker 5: go up like y'all gonna take all my money. I'm

1179
00:55:59,080 --> 00:56:02,040
Speaker 5: like so, But as far as like the temptations that

1180
00:56:02,080 --> 00:56:04,640
Speaker 5: I never really was a person that was into like

1181
00:56:04,680 --> 00:56:09,400
Speaker 5: material things like you know my uh, I had a

1182
00:56:09,440 --> 00:56:12,960
Speaker 5: car that I was driving, you know, my in college

1183
00:56:12,960 --> 00:56:15,320
Speaker 5: and I was gonna use that car for the league.

1184
00:56:15,480 --> 00:56:17,200
Speaker 5: But the only reason why I got another car was

1185
00:56:17,239 --> 00:56:20,400
Speaker 5: because my dad had got this Audi and it was

1186
00:56:20,440 --> 00:56:22,040
Speaker 5: like a coop and it was like low to the

1187
00:56:22,080 --> 00:56:24,359
Speaker 5: ground and it was hurting his back every single day

1188
00:56:24,360 --> 00:56:26,239
Speaker 5: he was getting in and out of it, and so

1189
00:56:26,280 --> 00:56:27,919
Speaker 5: he wanted another car. And I was like, all right, well,

1190
00:56:28,920 --> 00:56:30,920
Speaker 5: I'll just take over your I'll just take over your

1191
00:56:31,800 --> 00:56:34,399
Speaker 5: your payments and we'll get you a car. So that's

1192
00:56:34,440 --> 00:56:36,160
Speaker 5: how we worked that out, and that's how I got

1193
00:56:36,560 --> 00:56:39,239
Speaker 5: another car, just because he was I didn't want to

1194
00:56:39,239 --> 00:56:41,920
Speaker 5: see him, you know, hurting his back every day he

1195
00:56:41,920 --> 00:56:43,319
Speaker 5: was getting out of his car, and I was like,

1196
00:56:43,400 --> 00:56:46,800
Speaker 5: you know, so that was that was my purchase. I

1197
00:56:46,800 --> 00:56:48,960
Speaker 5: don't even remember having a big purchase like that. I

1198
00:56:49,000 --> 00:56:52,759
Speaker 5: didn't run and go buy stuff or whatever. Like I

1199
00:56:52,800 --> 00:56:54,359
Speaker 5: was just like, man, you know what, I just want

1200
00:56:54,400 --> 00:56:56,520
Speaker 5: to play. I want to Like we had went through

1201
00:56:56,520 --> 00:56:58,680
Speaker 5: so much. I had went through so much at that point,

1202
00:56:58,760 --> 00:57:01,399
Speaker 5: like I you know, I was I got sick before

1203
00:57:01,440 --> 00:57:06,800
Speaker 5: the combine, you know, I got the draft day experience

1204
00:57:07,000 --> 00:57:08,640
Speaker 5: was was this old another thing, and so I was

1205
00:57:08,640 --> 00:57:10,640
Speaker 5: just like, man, like, now that all this is behind me,

1206
00:57:11,000 --> 00:57:12,560
Speaker 5: I just want to play. So like my first year,

1207
00:57:12,560 --> 00:57:14,839
Speaker 5: I just wanted to to play. So I wasn't really

1208
00:57:14,840 --> 00:57:17,800
Speaker 5: worried about everything. And then too, like the majority of

1209
00:57:17,800 --> 00:57:20,240
Speaker 5: the defensive majority of the team was my age, so

1210
00:57:21,320 --> 00:57:24,120
Speaker 5: we didn't have like older guys that had all these

1211
00:57:24,160 --> 00:57:26,000
Speaker 5: cars and stuff like that. We was all just coming

1212
00:57:26,000 --> 00:57:29,400
Speaker 5: from you know, college really, so everybody was wasn't driving

1213
00:57:29,400 --> 00:57:31,480
Speaker 5: them crazy, So like it was easy to be humble

1214
00:57:31,480 --> 00:57:33,240
Speaker 5: in that situation because you know, you had a couple

1215
00:57:33,280 --> 00:57:35,640
Speaker 5: of older guys that had crazy cars. But we all

1216
00:57:35,760 --> 00:57:37,560
Speaker 5: was like, all right, we'll get there. You know what

1217
00:57:37,560 --> 00:57:40,480
Speaker 5: I'm saying. Everybody was. Our whole team was pretty levelheaded

1218
00:57:40,480 --> 00:57:41,920
Speaker 5: from that standpoint. It was like, look like, we don't

1219
00:57:41,920 --> 00:57:44,320
Speaker 5: got to do that right now. Let's wait and then

1220
00:57:44,360 --> 00:57:46,200
Speaker 5: we'll get it when we when we when were good.

1221
00:57:46,280 --> 00:57:47,480
Speaker 2: Twenty twelve Man.

1222
00:57:48,880 --> 00:57:51,160
Speaker 5: Tras the franchise. I think that's probably the best draft

1223
00:57:51,200 --> 00:57:54,680
Speaker 5: class that they had, maybe in history. Who knows, easily. Yeah,

1224
00:57:55,000 --> 00:57:55,880
Speaker 5: twenty twelve.

1225
00:57:56,120 --> 00:58:02,160
Speaker 3: Twenty twelve, Yeah, round you drafted in second, and Russell's

1226
00:58:02,200 --> 00:58:03,600
Speaker 3: first round for US was third.

1227
00:58:04,160 --> 00:58:06,920
Speaker 5: Russe who was the first round draft? Bruce Serving.

1228
00:58:08,680 --> 00:58:08,840
Speaker 2: Too.

1229
00:58:09,000 --> 00:58:13,040
Speaker 5: Yeah, he was fast. Yeah, he's on Oakland. Well, no,

1230
00:58:13,160 --> 00:58:14,680
Speaker 5: he was with us last year. He came back to

1231
00:58:14,800 --> 00:58:16,440
Speaker 5: us last year and then he got hurt. Yeah, it

1232
00:58:16,480 --> 00:58:19,120
Speaker 5: was a good draft that we were solid.

1233
00:58:19,920 --> 00:58:20,480
Speaker 2: That was Andrew.

1234
00:58:20,560 --> 00:58:22,400
Speaker 3: Let me ask you this. You talked about taxes. We

1235
00:58:22,400 --> 00:58:24,400
Speaker 3: talked about this also with Brandon Copeland, but I was

1236
00:58:24,440 --> 00:58:27,120
Speaker 3: going to go there. Oh yeah, the taxes. There's a

1237
00:58:27,120 --> 00:58:30,040
Speaker 3: thing called the jock tax and people aren't familiar with,

1238
00:58:30,160 --> 00:58:33,360
Speaker 3: but like you get taxed in each state that you're playing,

1239
00:58:33,840 --> 00:58:39,080
Speaker 3: and I remember that's my man's name that played for

1240
00:58:39,120 --> 00:58:42,000
Speaker 3: the Broncos, Shannon Sharps. He was always a big support

1241
00:58:42,040 --> 00:58:47,680
Speaker 3: of us, Remember thinking, oh rod Smith, Rosmith shot to

1242
00:58:47,720 --> 00:58:50,320
Speaker 3: Rod Smith. So this was early on on Instagram. He

1243
00:58:50,360 --> 00:58:52,680
Speaker 3: became a big supporter. And he was telling me how

1244
00:58:52,760 --> 00:58:53,360
Speaker 3: I spoke to him.

1245
00:58:53,400 --> 00:58:53,960
Speaker 5: He was telling me.

1246
00:58:53,920 --> 00:58:57,800
Speaker 3: How he played for the Broncos. But he was like,

1247
00:58:57,880 --> 00:59:01,640
Speaker 3: guys used to hate playing in California because whenever they

1248
00:59:01,640 --> 00:59:06,200
Speaker 3: played in California, then they paid California state tax that

1249
00:59:06,280 --> 00:59:08,480
Speaker 3: for that game. And he was like, you know, you

1250
00:59:08,920 --> 00:59:11,720
Speaker 3: train in Denver, so like like let's say it's a

1251
00:59:11,760 --> 00:59:16,800
Speaker 3: Sunday game, right, You're training Denver until like Thursday night.

1252
00:59:17,000 --> 00:59:20,120
Speaker 3: Go you might go to San Francisco Friday or sometimes

1253
00:59:20,200 --> 00:59:23,240
Speaker 3: even Saturday r so, and then you leave right after

1254
00:59:23,240 --> 00:59:25,200
Speaker 3: the game. So you only spend in like forty eight hours,

1255
00:59:25,200 --> 00:59:28,440
Speaker 3: sometimes even less, but you get but that whole week's

1256
00:59:28,480 --> 00:59:33,280
Speaker 3: paycheck is in California, who has the highest state tax.

1257
00:59:34,080 --> 00:59:36,160
Speaker 3: And it's like for every state that you go to

1258
00:59:36,400 --> 00:59:38,760
Speaker 3: you're playing, you're paying different state tax. And it's like

1259
00:59:38,920 --> 00:59:41,040
Speaker 3: a lot of times this is why you know Florida

1260
00:59:41,080 --> 00:59:43,760
Speaker 3: and Texas has an advantage because even though you're not

1261
00:59:43,760 --> 00:59:45,800
Speaker 3: playing all of your games there, at least playing half

1262
00:59:45,840 --> 00:59:48,120
Speaker 3: the games there makes a big difference.

1263
00:59:48,120 --> 00:59:49,240
Speaker 2: And don't forget the city tax.

1264
00:59:49,760 --> 00:59:52,600
Speaker 3: Well yeah, Brandon Copman told us about that cities like Detroit.

1265
00:59:53,000 --> 00:59:55,360
Speaker 3: But then he was saying, like one of his guys

1266
00:59:55,520 --> 00:59:58,960
Speaker 3: argued that he's not paying Detroit tax because the training

1267
00:59:58,960 --> 01:00:02,640
Speaker 3: facility is in the sub burds. Yeah, so it's very

1268
01:00:02,640 --> 01:00:04,680
Speaker 3: complicated situation. But can you talk about that as far

1269
01:00:04,720 --> 01:00:05,480
Speaker 3: as the taxes.

1270
01:00:06,200 --> 01:00:09,920
Speaker 5: Yeah, it was the same thing man when I uh, yeah, surprised,

1271
01:00:10,000 --> 01:00:12,120
Speaker 5: you know what I'm saying, Like the first two games,

1272
01:00:12,120 --> 01:00:15,240
Speaker 5: first three games or whatever the season was in uh

1273
01:00:15,720 --> 01:00:17,800
Speaker 5: in Seattle. So I'm looking at my check and I'm

1274
01:00:17,840 --> 01:00:21,200
Speaker 5: all right cool, and I played in California and I

1275
01:00:21,320 --> 01:00:24,800
Speaker 5: was like again, walking up, they probably hate me at

1276
01:00:24,800 --> 01:00:27,480
Speaker 5: this point, Yo, Seahawks, y'all had it again. Y'all trying

1277
01:00:27,480 --> 01:00:30,320
Speaker 5: to steal from here. Y'all not doing that, Like where's

1278
01:00:30,320 --> 01:00:33,840
Speaker 5: my money? Like it's like, nah, that's California taxa. It's like, okay,

1279
01:00:33,880 --> 01:00:36,640
Speaker 5: that's cool. I don't play at California. Y'all noticed the

1280
01:00:36,720 --> 01:00:40,080
Speaker 5: Washington team, Like what's up? So It was one of

1281
01:00:40,120 --> 01:00:43,120
Speaker 5: those situations where you just had to you know, you

1282
01:00:43,120 --> 01:00:45,120
Speaker 5: had to be mindful of it, and you had to

1283
01:00:47,160 --> 01:00:49,800
Speaker 5: you had to figure out a way strategically to kind

1284
01:00:49,840 --> 01:00:55,560
Speaker 5: of combat that. So kind of what I did was

1285
01:00:55,880 --> 01:01:00,360
Speaker 5: I found out with the Seahawks, you know, we have

1286
01:01:00,480 --> 01:01:02,960
Speaker 5: our we pay our taxes, whatever the thirty three or

1287
01:01:03,000 --> 01:01:05,760
Speaker 5: whatever thirty whatever percentage is. I found out the Seahawks

1288
01:01:05,800 --> 01:01:09,880
Speaker 5: were always under withholding on our on our checks, and

1289
01:01:09,920 --> 01:01:11,640
Speaker 5: so it was it was always being under with hell.

1290
01:01:11,720 --> 01:01:13,800
Speaker 5: So the money that we were having one we thought

1291
01:01:13,800 --> 01:01:16,560
Speaker 5: we were made weren't. It wasn't being taxed all the way. So,

1292
01:01:17,000 --> 01:01:18,640
Speaker 5: you know, I went up to our test guy and

1293
01:01:18,640 --> 01:01:21,480
Speaker 5: I said, Yo, like, can we over with hell? Like

1294
01:01:21,680 --> 01:01:22,960
Speaker 5: you know what I'm saying. She just kind of come

1295
01:01:23,000 --> 01:01:24,800
Speaker 5: back like either the money I made off the field

1296
01:01:25,480 --> 01:01:27,160
Speaker 5: or some of the taxes or whatever. I just try

1297
01:01:27,200 --> 01:01:29,240
Speaker 5: to figure out a way to you know, the under

1298
01:01:29,240 --> 01:01:31,400
Speaker 5: withholding was just not going to cut through it because

1299
01:01:31,400 --> 01:01:33,080
Speaker 5: I was money. Yeah, I was owing money at the end.

1300
01:01:33,080 --> 01:01:34,760
Speaker 5: I didn't want to owe money after I was done

1301
01:01:34,920 --> 01:01:36,560
Speaker 5: or whenever. I you know, at the end of the thing,

1302
01:01:36,600 --> 01:01:38,880
Speaker 5: I either wanted to be flat or get money back.

1303
01:01:39,360 --> 01:01:42,640
Speaker 5: So instead of that was one way I thought about

1304
01:01:42,800 --> 01:01:46,440
Speaker 5: doing was I went to the the tax guy for

1305
01:01:46,480 --> 01:01:48,600
Speaker 5: the Seahawks and I told him to you know, up

1306
01:01:48,640 --> 01:01:51,200
Speaker 5: the percentage. And that's not something that everybody knew about,

1307
01:01:51,280 --> 01:01:56,040
Speaker 5: you know everybody, and think, how did you realize that? Humble?

1308
01:01:56,360 --> 01:01:58,120
Speaker 5: I mean yeah, he was. He was saying like, yeah,

1309
01:01:58,120 --> 01:02:00,000
Speaker 5: they're not they're not withholding enough. What do you mean

1310
01:02:01,280 --> 01:02:03,400
Speaker 5: not worthholding enough? It's like, okay, bro, like you said

1311
01:02:03,400 --> 01:02:07,800
Speaker 5: it twice, like I don't, I don't know. And he

1312
01:02:07,920 --> 01:02:09,520
Speaker 5: was like, well, you know, he started breaking to me

1313
01:02:09,560 --> 01:02:11,600
Speaker 5: the tax and he's like, they're they're not withholding enough.

1314
01:02:11,640 --> 01:02:13,760
Speaker 5: And so we kind of found that that's kind of

1315
01:02:13,760 --> 01:02:16,760
Speaker 5: how they did the you know, the taxes, and so

1316
01:02:16,840 --> 01:02:18,600
Speaker 5: I was like, okay, well I went to my guy

1317
01:02:18,600 --> 01:02:21,080
Speaker 5: and I told him like, yo, like can you over

1318
01:02:21,120 --> 01:02:23,360
Speaker 5: with hell? And you know, that was their thing. And

1319
01:02:23,440 --> 01:02:26,560
Speaker 5: so probably everybody on the team is under with healing

1320
01:02:26,640 --> 01:02:28,360
Speaker 5: unless you go up. You got to go up and

1321
01:02:28,400 --> 01:02:28,760
Speaker 5: tell them.

1322
01:02:28,760 --> 01:02:30,600
Speaker 2: So they just did an individually for yours. It became

1323
01:02:30,600 --> 01:02:31,280
Speaker 2: a team right then.

1324
01:02:31,400 --> 01:02:33,000
Speaker 5: It wasn't a team white thing. But I you know,

1325
01:02:33,000 --> 01:02:34,760
Speaker 5: as soon as I found out, I started telling guys

1326
01:02:34,760 --> 01:02:36,600
Speaker 5: like yo, like just let you know, like if you're

1327
01:02:36,600 --> 01:02:38,840
Speaker 5: trying to they under withhold us. So if you want

1328
01:02:38,840 --> 01:02:41,040
Speaker 5: to adjust that, you got to go and tell them.

1329
01:02:41,160 --> 01:02:43,280
Speaker 5: You got to go up like physically walk up there

1330
01:02:43,280 --> 01:02:45,520
Speaker 5: and tell them or send them an email saying like

1331
01:02:45,560 --> 01:02:47,240
Speaker 5: can you change this? But again, it's one of the

1332
01:02:47,280 --> 01:02:49,880
Speaker 5: things that you know, you don't think to know about it.

1333
01:02:50,160 --> 01:02:52,800
Speaker 5: You don't think to know that how much is the

1334
01:02:52,800 --> 01:02:55,760
Speaker 5: team withholding in the check and is it the mouth

1335
01:02:55,760 --> 01:02:56,440
Speaker 5: that it needs to be.

1336
01:02:56,440 --> 01:02:58,000
Speaker 2: And you got no choice. You got to You gotta

1337
01:02:58,040 --> 01:03:00,080
Speaker 2: play twice in California every year.

1338
01:03:00,120 --> 01:03:02,160
Speaker 5: Every year twice. But there was a there was a

1339
01:03:02,200 --> 01:03:05,880
Speaker 5: stretch where there was a stretch. It was a very

1340
01:03:05,920 --> 01:03:10,400
Speaker 5: good stretch. It was around Christmas too. We played in Washington,

1341
01:03:11,440 --> 01:03:16,160
Speaker 5: Florida that I think Texas, and then we played in

1342
01:03:16,280 --> 01:03:21,720
Speaker 5: Washington and then we played one more state that didn't

1343
01:03:21,760 --> 01:03:23,480
Speaker 5: have any taxes. But it was like five states in

1344
01:03:23,480 --> 01:03:25,640
Speaker 5: a row with no taxes. Now they got now they

1345
01:03:25,640 --> 01:03:28,560
Speaker 5: got Nevada with the Vegas Yeah yeah.

1346
01:03:29,840 --> 01:03:32,320
Speaker 2: Oh yeah, but that's like once every four years, y'all.

1347
01:03:32,520 --> 01:03:35,600
Speaker 5: Yeah, I mean just in general, Yeah, but that that

1348
01:03:35,640 --> 01:03:37,000
Speaker 5: really plays a role. Like you know what I'm saying

1349
01:03:37,080 --> 01:03:40,960
Speaker 5: when I think about when I think about teams that

1350
01:03:41,000 --> 01:03:43,160
Speaker 5: I would play for, like knowing what I know now,

1351
01:03:43,200 --> 01:03:46,000
Speaker 5: like that comes into a fact like which division do

1352
01:03:46,120 --> 01:03:47,600
Speaker 5: I want to do? I want to play for a

1353
01:03:47,640 --> 01:03:50,080
Speaker 5: team that gets taxed now because like I've been my

1354
01:03:50,120 --> 01:03:52,960
Speaker 5: whole career has been no income tax something like do

1355
01:03:53,000 --> 01:03:56,600
Speaker 5: I want to do that? Californians? California's crazy.

1356
01:03:57,040 --> 01:03:59,680
Speaker 3: And that's why I'm assuming a lot of NFL players

1357
01:03:59,720 --> 01:04:02,280
Speaker 3: living in Miami. Obviously, Miami has a lot of great

1358
01:04:02,280 --> 01:04:07,919
Speaker 3: advantages outside having those state tax helps too though, right, Yeah,

1359
01:04:08,000 --> 01:04:10,760
Speaker 3: So like I'm assuming, like most guys have two homes,

1360
01:04:10,840 --> 01:04:13,040
Speaker 3: usually like with a home that they play in and

1361
01:04:13,080 --> 01:04:15,440
Speaker 3: then like the Miami when the off season they going to.

1362
01:04:15,800 --> 01:04:18,760
Speaker 5: Yeah, a lot of guys have a lot of guys

1363
01:04:18,840 --> 01:04:22,800
Speaker 5: have I think they have homes where they grew up

1364
01:04:22,840 --> 01:04:25,400
Speaker 5: at and some guys, like you said, go with Miami

1365
01:04:25,360 --> 01:04:27,360
Speaker 5: and things that nature. But I think from a task perspective,

1366
01:04:28,200 --> 01:04:30,920
Speaker 5: like you know, it's whatever you spend majority of time

1367
01:04:31,520 --> 01:04:35,360
Speaker 5: and so you know, have you got to do that

1368
01:04:35,400 --> 01:04:37,640
Speaker 5: to earth finesse that work? Do your think?

1369
01:04:39,040 --> 01:04:41,160
Speaker 3: So what's the what's the future for you as far

1370
01:04:41,200 --> 01:04:43,880
Speaker 3: as envision? Obviously you're a very bright guy. Do you

1371
01:04:43,880 --> 01:04:46,120
Speaker 3: want to spread the financial literacy, Are you playing on

1372
01:04:46,160 --> 01:04:53,040
Speaker 3: teaching people? Yeah, agency and things of that nation.

1373
01:04:53,480 --> 01:04:57,840
Speaker 5: No, agency, I'm good, I'm good. I'm good. But teaching,

1374
01:04:57,840 --> 01:05:00,280
Speaker 5: I definitely teach. I give knowledge for sure or even

1375
01:05:00,360 --> 01:05:02,800
Speaker 5: like whether it's from the game or what I know financially,

1376
01:05:02,800 --> 01:05:04,280
Speaker 5: because I think at the end of the day, like

1377
01:05:04,440 --> 01:05:08,400
Speaker 5: I want to help like NFL guys, especially see the money,

1378
01:05:08,400 --> 01:05:10,600
Speaker 5: see the future of that labor, especially because our sports

1379
01:05:10,640 --> 01:05:13,720
Speaker 5: so dangerous. So it's it's it's unfortunate you got guys

1380
01:05:13,720 --> 01:05:17,920
Speaker 5: walking away from a game that's so violent with with

1381
01:05:18,040 --> 01:05:20,960
Speaker 5: nothing to show for it. So you know, I always

1382
01:05:20,960 --> 01:05:23,200
Speaker 5: feel like anybody that wants to come and ask me

1383
01:05:23,280 --> 01:05:24,800
Speaker 5: questions or tell me how I do it, I'm like,

1384
01:05:25,040 --> 01:05:27,480
Speaker 5: I'm an open but from that standpoint, so you know,

1385
01:05:27,520 --> 01:05:29,760
Speaker 5: if there's an option, you know, opportunity for me to

1386
01:05:29,800 --> 01:05:32,240
Speaker 5: teach or to me to give the dollars away, you know,

1387
01:05:32,280 --> 01:05:34,640
Speaker 5: I'm always open for it. There's nothing that I'm really

1388
01:05:34,680 --> 01:05:38,480
Speaker 5: like withholding information. I'm you know, if you want to know,

1389
01:05:38,560 --> 01:05:40,600
Speaker 5: I'll tell you. And that's coming from football too. It's like,

1390
01:05:41,240 --> 01:05:42,840
Speaker 5: you know, I always feel like whatever you give you

1391
01:05:42,880 --> 01:05:46,200
Speaker 5: wanna get back, So you know, I wanted to give

1392
01:05:46,240 --> 01:05:48,439
Speaker 5: whatever I know. I think it's important information for guys

1393
01:05:48,480 --> 01:05:50,640
Speaker 5: to have. I want that number to change. I don't

1394
01:05:50,640 --> 01:05:52,440
Speaker 5: want to look and see, you know, I want to

1395
01:05:52,440 --> 01:05:54,960
Speaker 5: look and see guys walk away from the game a

1396
01:05:55,160 --> 01:05:58,880
Speaker 5: healthy and be with with the money. So, you know,

1397
01:05:58,880 --> 01:06:01,360
Speaker 5: if there's an opportunity for me to to to teach,

1398
01:06:01,400 --> 01:06:04,680
Speaker 5: then I definitely will. But one goal of mine is

1399
01:06:04,720 --> 01:06:07,600
Speaker 5: always been, uh when I came to the league was

1400
01:06:07,880 --> 01:06:10,320
Speaker 5: I thought I made a pretty good transition from college

1401
01:06:10,320 --> 01:06:13,840
Speaker 5: to to the NFL, and I wanted my transition from

1402
01:06:13,880 --> 01:06:17,400
Speaker 5: the NFL to life after football to be better than that.

1403
01:06:17,720 --> 01:06:23,160
Speaker 5: And so that's what sparked me to start doing internships

1404
01:06:23,160 --> 01:06:27,160
Speaker 5: and doing different things because I wanted to know what

1405
01:06:27,240 --> 01:06:29,440
Speaker 5: I was doing when I was done. So back you know,

1406
01:06:30,400 --> 01:06:32,760
Speaker 5: by the end of my career, I was playing because

1407
01:06:32,800 --> 01:06:34,880
Speaker 5: I loved the game versus because I needed the money.

1408
01:06:35,480 --> 01:06:38,120
Speaker 5: And so that that was my mindset, and that's that's

1409
01:06:38,160 --> 01:06:40,960
Speaker 5: my main goal outside of the Pro Bowls, all Pros

1410
01:06:40,960 --> 01:06:43,720
Speaker 5: and all that stuff, was to to be on that

1411
01:06:43,720 --> 01:06:46,520
Speaker 5: that twenty percent side of guys walking away with with

1412
01:06:46,640 --> 01:06:49,920
Speaker 5: good health, walking away with you know, all their money

1413
01:06:50,600 --> 01:06:53,600
Speaker 5: and you know, being able to live the lifestyle that

1414
01:06:55,360 --> 01:06:57,920
Speaker 5: you know, that I created with playing for the rest

1415
01:06:57,920 --> 01:06:58,400
Speaker 5: of my life.

1416
01:06:58,520 --> 01:07:03,640
Speaker 2: We spoke to Steve Stelee and uh, he spoke broke

1417
01:07:03,720 --> 01:07:05,960
Speaker 2: up the name of Adresan Horowitz and he was talking

1418
01:07:06,000 --> 01:07:09,479
Speaker 2: about how you know, he had sat down and brought

1419
01:07:09,560 --> 01:07:12,720
Speaker 2: knives and showed him some some deals and some investments,

1420
01:07:13,320 --> 01:07:15,080
Speaker 2: and that name came up when I was doing the

1421
01:07:15,080 --> 01:07:17,800
Speaker 2: research on you. Yeah, well, how how did you get introduced?

1422
01:07:17,840 --> 01:07:20,040
Speaker 2: What was the road then from mister.

1423
01:07:21,640 --> 01:07:24,439
Speaker 5: Man? The connection was was Chris Lines. I met Chris

1424
01:07:24,480 --> 01:07:28,240
Speaker 5: Lines actually with my my business manager, my boy and

1425
01:07:28,280 --> 01:07:34,040
Speaker 5: my brother house right. Yeah. I met Chris Lines in

1426
01:07:34,080 --> 01:07:37,760
Speaker 5: San Francisco probably in twenty thirteen, and so you know,

1427
01:07:37,880 --> 01:07:41,280
Speaker 5: we were just, uh, you know, I thought it was

1428
01:07:41,280 --> 01:07:44,439
Speaker 5: crazy because he was in you know, the financial world

1429
01:07:44,480 --> 01:07:46,640
Speaker 5: and I hadn't seen that at the time outside of Humble,

1430
01:07:46,680 --> 01:07:49,080
Speaker 5: and so I'm like, man, like, we need to stay connected.

1431
01:07:49,440 --> 01:07:51,560
Speaker 5: And throughout this time, he just was always sending me

1432
01:07:51,600 --> 01:07:53,920
Speaker 5: deals or sending me certain things, you know, invested in

1433
01:07:53,920 --> 01:07:56,440
Speaker 5: a couple of funds, and we just always had that

1434
01:07:56,680 --> 01:08:01,880
Speaker 5: that line of communication and been great with just sharing knowledge,

1435
01:08:02,080 --> 01:08:04,000
Speaker 5: helping me get a part of certain things down there

1436
01:08:04,200 --> 01:08:07,880
Speaker 5: and introduce me to those guys, and that's kind of

1437
01:08:07,880 --> 01:08:10,919
Speaker 5: been my connection with them.

1438
01:08:11,120 --> 01:08:14,560
Speaker 3: Let me ask you this before we wrap CTE. How

1439
01:08:14,560 --> 01:08:17,960
Speaker 3: do you feel about that? Are you concerned?

1440
01:08:20,960 --> 01:08:21,160
Speaker 5: Yeah?

1441
01:08:21,200 --> 01:08:22,680
Speaker 3: Do you ever think about that? Like as far as

1442
01:08:22,680 --> 01:08:24,479
Speaker 3: your own personal career and your colleagues.

1443
01:08:26,680 --> 01:08:31,519
Speaker 5: Obviously it's a thing. It's a thing you can ignore. Uh.

1444
01:08:32,200 --> 01:08:36,439
Speaker 5: For me, I'm a you know, I'm a big love

1445
01:08:36,479 --> 01:08:39,519
Speaker 5: attraction guy, and so I don't necessarily speak on it

1446
01:08:39,560 --> 01:08:41,200
Speaker 5: like that because I don't want to attract it. With

1447
01:08:41,240 --> 01:08:44,400
Speaker 5: that being said, you try to be mindful of it.

1448
01:08:44,560 --> 01:08:48,719
Speaker 5: But you know, I think there is something there. Obviously

1449
01:08:48,800 --> 01:08:50,519
Speaker 5: is something to it. We got to figure out what

1450
01:08:50,640 --> 01:08:53,519
Speaker 5: it is that causes that. But I also think that

1451
01:08:55,439 --> 01:08:59,559
Speaker 5: the style of play also results in that your lifestyle

1452
01:08:59,600 --> 01:09:02,760
Speaker 5: also that you know, it's it's you know, for me,

1453
01:09:02,880 --> 01:09:05,080
Speaker 5: I don't think it's just football. I think it's more

1454
01:09:05,120 --> 01:09:08,479
Speaker 5: than just football. It's your diet, like what you're eating,

1455
01:09:08,520 --> 01:09:11,280
Speaker 5: what you're drinking, what you doing with your life, how

1456
01:09:11,360 --> 01:09:13,960
Speaker 5: much sleep you getting it. It's more than just to

1457
01:09:14,040 --> 01:09:17,639
Speaker 5: me football, And you know, I try to play the game,

1458
01:09:18,200 --> 01:09:20,200
Speaker 5: you know, as violence as I can, but I also

1459
01:09:20,200 --> 01:09:22,280
Speaker 5: try to use my shoulder like when I tackle people

1460
01:09:22,320 --> 01:09:24,120
Speaker 5: I don't try to use my head. I try to

1461
01:09:24,200 --> 01:09:26,040
Speaker 5: use my shoulder as much as I can to avoid

1462
01:09:26,120 --> 01:09:30,640
Speaker 5: that for those specific reasons. But I definitely think like

1463
01:09:30,680 --> 01:09:32,120
Speaker 5: it's a thing. I think it's like thing that you

1464
01:09:32,160 --> 01:09:33,840
Speaker 5: got to be conscious for. But I also think there's

1465
01:09:33,880 --> 01:09:36,720
Speaker 5: ways that you can prepare yourself for. You can do

1466
01:09:36,760 --> 01:09:39,160
Speaker 5: some research for. There's a lot of things out there,

1467
01:09:39,200 --> 01:09:41,360
Speaker 5: like stem cells and different stuff like that that helps

1468
01:09:43,360 --> 01:09:46,639
Speaker 5: prevent or grow certain things. And so again like it's

1469
01:09:47,200 --> 01:09:49,720
Speaker 5: it's all about, you know, educating yourself and investing in

1470
01:09:49,760 --> 01:09:51,639
Speaker 5: certain things that's going to help you in the long

1471
01:09:51,720 --> 01:09:54,000
Speaker 5: run and help your life. And so I feel like

1472
01:09:54,000 --> 01:09:56,080
Speaker 5: I do those things. I feel like I play the

1473
01:09:56,120 --> 01:09:58,640
Speaker 5: game in a way where I, you know, try to

1474
01:09:58,680 --> 01:10:02,479
Speaker 5: avoid those crazy hits like that. And you know, it's

1475
01:10:02,520 --> 01:10:04,920
Speaker 5: not necessarily something I think about because I don't don't

1476
01:10:04,920 --> 01:10:08,880
Speaker 5: attracted try not to. I feel you Bobby has been

1477
01:10:08,920 --> 01:10:11,160
Speaker 5: a pleasure of my brothers, you guys a little know.

1478
01:10:11,160 --> 01:10:12,920
Speaker 5: In fact, I was actually a Seattle fan a few

1479
01:10:12,960 --> 01:10:16,840
Speaker 5: years ago. I switched teams every year. I'm like a

1480
01:10:16,920 --> 01:10:19,760
Speaker 5: few years ago Twitch every year.

1481
01:10:20,160 --> 01:10:22,360
Speaker 3: Yeah, but I think I'm gonna go back to Seattle.

1482
01:10:23,920 --> 01:10:24,160
Speaker 2: City.

1483
01:10:24,840 --> 01:10:28,519
Speaker 5: K City was two years ago. I think Seattle that

1484
01:10:28,640 --> 01:10:30,240
Speaker 5: was a good team. You should go ahead do that.

1485
01:10:30,280 --> 01:10:32,840
Speaker 5: Think I'm going back to your favorite player. Yeah, you

1486
01:10:32,840 --> 01:10:34,920
Speaker 5: should do that. You should do that. Man, Come on, man,

1487
01:10:34,960 --> 01:10:35,759
Speaker 5: you were telling the story.

1488
01:10:35,840 --> 01:10:37,160
Speaker 2: Clint Porters is my favorite player.

1489
01:10:37,200 --> 01:10:37,439
Speaker 5: Okay.

1490
01:10:37,960 --> 01:10:41,200
Speaker 2: Taylor is on that listen, okay, and.

1491
01:10:41,360 --> 01:10:45,840
Speaker 5: I'm Bobby he's up there. Come on, man, come on, Jersey,

1492
01:10:45,960 --> 01:10:48,840
Speaker 5: we got come on, man, raised.

1493
01:10:48,880 --> 01:10:50,439
Speaker 3: We got to hang it up at the E y

1494
01:10:50,560 --> 01:10:51,840
Speaker 3: L headquarters.

1495
01:10:51,960 --> 01:10:56,960
Speaker 5: Yeah, we gotta. We need to sign Jersey. We'll get that,

1496
01:10:57,200 --> 01:10:58,000
Speaker 5: and we gotta go to the game.

1497
01:10:58,040 --> 01:10:59,560
Speaker 2: I have to experience with the twelve man is.

1498
01:11:00,040 --> 01:11:01,599
Speaker 5: I wait for it to open, when its over, when

1499
01:11:01,600 --> 01:11:04,720
Speaker 5: it's open, it's open, full capacity, and then pull up.

1500
01:11:04,960 --> 01:11:08,240
Speaker 5: It's gonna be crazy. Hopefully it doesn't rain. Now, I

1501
01:11:08,280 --> 01:11:11,719
Speaker 5: can't guarantee that. I can't guarantee that we'll come early

1502
01:11:11,720 --> 01:11:12,240
Speaker 5: in the season.

1503
01:11:13,040 --> 01:11:15,559
Speaker 3: Don't wait till later. We definitely got to table. We

1504
01:11:15,560 --> 01:11:17,080
Speaker 3: got paid this year. We got a lot of support

1505
01:11:17,080 --> 01:11:20,760
Speaker 3: in Seattle, and we haven't been up there, so we

1506
01:11:20,800 --> 01:11:21,960
Speaker 3: definitely have to come in Seattle.

1507
01:11:22,080 --> 01:11:23,599
Speaker 5: Sure, sure, for sure.

1508
01:11:23,960 --> 01:11:27,000
Speaker 3: Well, what would you like to tell people with some

1509
01:11:27,000 --> 01:11:28,320
Speaker 3: some things you'd like to leave them with?

1510
01:11:30,120 --> 01:11:37,559
Speaker 5: Oh man. I think over this last period of time

1511
01:11:38,000 --> 01:11:41,639
Speaker 5: with with COVID and everything, I think it's uh broad

1512
01:11:42,600 --> 01:11:44,880
Speaker 5: a realization to I think the world that you know,

1513
01:11:45,160 --> 01:11:48,280
Speaker 5: if you wasn't present before this time, it's important to

1514
01:11:48,320 --> 01:11:51,840
Speaker 5: be present and chaish those relationships that you have and

1515
01:11:52,280 --> 01:11:54,559
Speaker 5: be mindful about those relationships that you have, make sure

1516
01:11:54,600 --> 01:11:58,559
Speaker 5: you you know, continue to grow yourself and the people

1517
01:11:58,600 --> 01:12:01,320
Speaker 5: around you, because life is short. A lot of stuff

1518
01:12:01,320 --> 01:12:04,600
Speaker 5: that can be taken away at the instant, and I

1519
01:12:04,640 --> 01:12:06,840
Speaker 5: think this year has shown us how short life can be.

1520
01:12:07,360 --> 01:12:09,280
Speaker 5: And so I think that's something that I've I've learned

1521
01:12:09,320 --> 01:12:13,320
Speaker 5: over this time is you know, self love is important,

1522
01:12:13,479 --> 01:12:16,320
Speaker 5: also loving the people around you because you never know

1523
01:12:16,360 --> 01:12:19,360
Speaker 5: what they're going to be taken from you, and you know,

1524
01:12:19,479 --> 01:12:21,280
Speaker 5: being more present, you know, I think a lot of

1525
01:12:21,280 --> 01:12:24,439
Speaker 5: times we have so much going on that you know,

1526
01:12:24,560 --> 01:12:26,640
Speaker 5: you might be playing with your kids or playing with

1527
01:12:26,720 --> 01:12:29,800
Speaker 5: your you know, with your girl or whoever, and you're

1528
01:12:29,800 --> 01:12:31,599
Speaker 5: on your phone or you're on your computer and you're

1529
01:12:31,600 --> 01:12:33,680
Speaker 5: not really paying attention to them until you're in a

1530
01:12:33,720 --> 01:12:36,240
Speaker 5: situation when they're not there no more. So that's something

1531
01:12:36,280 --> 01:12:39,800
Speaker 5: I feel like throughout COVID is you know, I'm putting

1532
01:12:39,800 --> 01:12:43,479
Speaker 5: more of an emphasis on being more present, more self love,

1533
01:12:43,560 --> 01:12:48,439
Speaker 5: more love for the people around me, and being present

1534
01:12:48,760 --> 01:12:51,679
Speaker 5: and making sure I'm growing myself but also helping grow

1535
01:12:52,000 --> 01:12:54,960
Speaker 5: the people around me. Appreciate it.

1536
01:12:55,000 --> 01:12:57,839
Speaker 3: Brother, pleasure as always Troy House.

1537
01:12:58,360 --> 01:13:02,920
Speaker 2: Shout out support Black Houses, My God, just just so happy.

1538
01:13:03,320 --> 01:13:06,320
Speaker 5: Support Black College. I gotta get Red one. I'm not

1539
01:13:06,360 --> 01:13:10,320
Speaker 5: saying y'all give me. I'm saying, look just what I need.

1540
01:13:10,479 --> 01:13:14,439
Speaker 5: Red Yeah, dark green, another black love, black and gray.

1541
01:13:14,920 --> 01:13:17,960
Speaker 2: Josh, you heard it. We're gonna make that happen. Shout

1542
01:13:18,040 --> 01:13:20,000
Speaker 2: to everybody on picture on dot com that is up

1543
01:13:20,000 --> 01:13:22,320
Speaker 2: prop to paid program. Obviously Tier five members, you have

1544
01:13:22,320 --> 01:13:24,920
Speaker 2: access to E y L University. The number one place

1545
01:13:24,960 --> 01:13:28,720
Speaker 2: for everything in the business world is our baby. It's

1546
01:13:28,760 --> 01:13:31,639
Speaker 2: growing and over time we got over eight thousand members.

1547
01:13:31,640 --> 01:13:33,080
Speaker 2: So shout to all the earners that are in there,

1548
01:13:33,439 --> 01:13:36,479
Speaker 2: and shout out to everybody that supporting the merch and

1549
01:13:36,640 --> 01:13:40,280
Speaker 2: this season is here. That's what urch is here. Shout

1550
01:13:40,360 --> 01:13:41,960
Speaker 2: to the merch team, Shout the band, Shout to Smitey,

1551
01:13:42,200 --> 01:13:45,120
Speaker 2: Shout to the whole e y O staff man. Love

1552
01:13:45,160 --> 01:13:48,400
Speaker 2: from everybody over there, and uh yeah man eu y.

1553
01:13:48,400 --> 01:13:53,320
Speaker 3: O Sports soon comes. Thank you guys for rocking us.

1554
01:13:53,320 --> 01:13:54,000
Speaker 3: For see you next week.

1555
01:13:54,040 --> 01:13:55,599
Speaker 5: I might invest, some might invest.

1556
01:13:57,200 --> 01:13:58,200
Speaker 2: Fuse is involved.

1557
01:14:03,560 --> 01:14:08,439
Speaker 4: My graduates from my school being force back drop bag

1558
01:14:08,520 --> 01:14:27,240
Speaker 4: drop Mike drotdrop droft.

1559
01:14:22,400 --> 01:14:26,000
Speaker 6: An illegal alien from Guatemala charged with raping a child

1560
01:14:26,080 --> 01:14:29,880
Speaker 6: in Massachusetts. An MS thirteen gang member from Al Salvador

1561
01:14:30,120 --> 01:14:34,240
Speaker 6: accused of murdering a Texas man of Venezuelan charged with

1562
01:14:34,320 --> 01:14:38,240
Speaker 6: filming and selling child pornography in Michigan. These are just

1563
01:14:38,320 --> 01:14:42,080
Speaker 6: some of the heinous migrant criminals caught because of President

1564
01:14:42,120 --> 01:14:45,639
Speaker 6: Donald J. Trump's leadership. I'm Christy Noman, the United States

1565
01:14:45,720 --> 01:14:50,519
Speaker 6: Secretary of Homeland Security. Under President Trump, attempted illegal border

1566
01:14:50,520 --> 01:14:54,080
Speaker 6: crossings are at the lowest levels ever recorded, and over

1567
01:14:54,160 --> 01:14:57,360
Speaker 6: one hundred thousand illegal aliens have been arrested. If you

1568
01:14:57,439 --> 01:15:01,280
Speaker 6: were here illegally, your next you will be fine nearly

1569
01:15:01,400 --> 01:15:05,400
Speaker 6: one thousand dollars a day, imprisoned and deported, you will

1570
01:15:05,439 --> 01:15:09,080
Speaker 6: never return. But if you register using our CBP home

1571
01:15:09,120 --> 01:15:12,479
Speaker 6: app and leave now, you could be allowed to return legally.

1572
01:15:12,880 --> 01:15:17,559
Speaker 6: Do what's right. Leave now. Under President Trump, America's laws,

1573
01:15:17,800 --> 01:15:19,760
Speaker 6: border and families.

1574
01:15:19,400 --> 01:15:21,840
Speaker 5: Will be protected. Sponsored by the United States Department of

1575
01:15:21,840 --> 01:15:22,479
Speaker 5: Homeland Security,