WEBVTT - Ep. 123 —  The Best Advice When You're Feeling Under-appreciated at Work

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<v Speaker 1>Happy Thursday.

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<v Speaker 2>Thursday.

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<v Speaker 3>No, I mean I tried to put a weird accent

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<v Speaker 3>on Tuesday, but then I just it sound like Thursday.

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<v Speaker 4>Hey hey, hey, we're black, we're black, we're.

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<v Speaker 5>Brown, and.

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<v Speaker 2>So somebody's a homeowner.

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<v Speaker 1>I'm in the club, a club. I have so many keys.

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<v Speaker 3>I don't know what to do with them. I don't

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<v Speaker 3>know what they all go to.

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<v Speaker 2>How does it feel?

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<v Speaker 1>It feels really expensive.

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<v Speaker 3>Just laid out my entire savings account for the for

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<v Speaker 3>the closing costs.

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<v Speaker 1>It feels really good. You know, we had a.

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<v Speaker 3>Really special day today. I wasn't expecting this, but I

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<v Speaker 3>don't know if I ben And when we when we

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<v Speaker 3>went to the open house, we realized that there was

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<v Speaker 3>an older couple there and they were retiring and they

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<v Speaker 3>were older African American couple had lived there for forty years.

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<v Speaker 3>And I became really like sort of obsessed with them,

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<v Speaker 3>and I really wanted I just thought it was amazing

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<v Speaker 3>too that they would, I.

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<v Speaker 1>Guess, choose us to give us the house because.

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<v Speaker 3>They know they had a lot of different offers, and

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<v Speaker 3>I know that they're like the real estate agent really

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<v Speaker 3>liked us, and you know, being newly weeds and everything,

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<v Speaker 3>like that, and you can. And we were walking around

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<v Speaker 3>the house during like the open house and inspection and stuff,

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<v Speaker 3>and you can get little clues about people and like

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<v Speaker 3>what kind of life they have, like the fridge full

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<v Speaker 3>of all their grandkids drawings, and the room full of

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<v Speaker 3>the guy the dad's veteran medals. You know, he was

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<v Speaker 3>in the army, and you I don't know, just you

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<v Speaker 3>get this really good, like a good family lived here

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<v Speaker 3>for a long time and had a good life. But

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<v Speaker 3>I never thought we would meet them, but we we

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<v Speaker 3>you know, the closing was today. We pulled up to

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<v Speaker 3>their house and they were there and they they took

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<v Speaker 3>us through the entire house and their names are Ed

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<v Speaker 3>and Rosemary.

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<v Speaker 2>I love.

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<v Speaker 3>Yeah, they showed us how everything worked, and Ed is

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<v Speaker 3>like I mean, we were there for like a good

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<v Speaker 3>two hours and in Regay, my husband he was, you know,

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<v Speaker 3>asking Ed how to do the fireplace. And I mean

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<v Speaker 3>that they knew that house inside and out and they

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<v Speaker 3>took such good care of it. But you could, like

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<v Speaker 3>I could. I was talking to Rosemary a lot, and

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<v Speaker 3>you can just tell that she was really excited for

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<v Speaker 3>their you know, they're they're actually really young, like they

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<v Speaker 3>look amazing for being. I think they're in their mid sixties,

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<v Speaker 3>they're retired, they're moving to Delaware. They look at they're

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<v Speaker 3>just like gold. You know, they're they're retiring at a

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<v Speaker 3>good age. They still have a lot of years ahead

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<v Speaker 3>of them. But you could tell that she really felt

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<v Speaker 3>still emotionally attached, and it was it was really sweet

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<v Speaker 3>of them to actually say goodbye to the house and

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<v Speaker 3>to give us and kind of like pass the baton

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<v Speaker 3>in a way.

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<v Speaker 2>I love it.

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<v Speaker 3>It was really it was really sweet, and I was

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<v Speaker 3>just really grateful for that experience because I didn't know

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<v Speaker 3>what to expect. I thought we were just going to

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<v Speaker 3>walk through and test the door knobs and run the

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<v Speaker 3>faucets and stuff. But we ended up really having a nice,

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<v Speaker 3>a nice time with them, and they were like, so,

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<v Speaker 3>here's that neighbor.

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<v Speaker 1>And don't worry about her.

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<v Speaker 3>She's fine, but like that neighbor's kind of noisy, and they're,

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<v Speaker 3>you know, giving us the lay of the neighborhood.

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<v Speaker 1>Yeah, I was really sweet.

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<v Speaker 3>I love that and the passing of the keys at

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<v Speaker 3>the because we basically had the walk through. Then we

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<v Speaker 3>went to the attorney's office to actually sign the most

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<v Speaker 3>paper I've ever seen in my entire life, just documently

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<v Speaker 3>page at a page for paget page of closing documents.

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<v Speaker 3>But they were there at the table with us, and

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<v Speaker 3>you know, Ed handed me the keys across the table

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<v Speaker 3>and it was it was cool.

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<v Speaker 2>I love that.

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<v Speaker 1>Yeah, but it was expansive.

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<v Speaker 4>Yes, ah, you know, it's so crazy. It's like when

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<v Speaker 4>you said I'm in the club. I remember when, literally

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<v Speaker 4>the day I got married, all of these married women

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<v Speaker 4>text me and they were like, welcome to the club.

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<v Speaker 2>That's what.

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<v Speaker 1>Misery loves company.

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<v Speaker 4>No, I know, Oh no, honestly, yeah, that's all I mean.

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<v Speaker 4>It's crazy because you know, we finally closed on our house.

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<v Speaker 4>I don't know, a few weeks ago, but I don't

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<v Speaker 4>feel like we have a house because we're not in it,

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<v Speaker 4>because you.

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<v Speaker 2>Know, we're doing renovations.

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<v Speaker 4>Yeah right, So you know, it just feels surreal every

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<v Speaker 4>once in a while, like super Man, we have a house.

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<v Speaker 1>Yeah.

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<v Speaker 3>I well, we went there, we went back to the

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<v Speaker 3>house after the closing and I and it still felt

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<v Speaker 3>like I was in Edwin Rosemary's house.

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<v Speaker 1>Yes, it's like, let's come home. This feels weird.

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<v Speaker 5>I don't want that.

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<v Speaker 1>Yeah, it hasn't hit me yet. And uh yeah, it.

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<v Speaker 4>Feel like I guess you have like your things in there,

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<v Speaker 4>and like yeah, but for us, it's gonna be a

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<v Speaker 4>while because honestly, we have probably months of of renovations

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<v Speaker 4>and stuff. When you buy our older home, I don't

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<v Speaker 4>do Do you know what year your house was built?

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<v Speaker 3>Nineteen forty seven? Do you know what they gifted us?

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<v Speaker 3>This was amazing. I forgot when we got to the closing,

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<v Speaker 3>they hand me this packet. It has the original blueprints

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<v Speaker 3>for our house, like the beautiful, the dark, like the

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<v Speaker 3>real blueprint, like they don't even make these anymore, from

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<v Speaker 3>nineteen forty seven when it was first built. And they

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<v Speaker 3>said that, you know, you're the only the fourth owner

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<v Speaker 3>and we wanted to give you these and it was

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<v Speaker 3>it was beautiful.

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<v Speaker 1>Yeah.

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<v Speaker 2>Did you get them framed?

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<v Speaker 5>Yeah?

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<v Speaker 1>I don't.

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<v Speaker 3>I don't know that we're going to get the originals

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<v Speaker 3>frame but I want to keep those safe. But we're

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<v Speaker 3>probably going to get I've I've did a little bit

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<v Speaker 3>of research and there's like art shops or even Staples

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<v Speaker 3>will do a copy of it, like a good replica,

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<v Speaker 3>and then we can get that framed and then keep

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<v Speaker 3>the other one in like a safety deposit box or something,

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<v Speaker 3>because that's that's like it's a special thing. I it

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<v Speaker 3>was very generous for them to give us that.

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<v Speaker 2>No, I love that. I said that. I was like,

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<v Speaker 2>I would love to get the blueprints for us.

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<v Speaker 4>I'm actually going to go to city Hall and see

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<v Speaker 4>if they have, like, you know, copies of the blueprints

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<v Speaker 4>because I'd.

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<v Speaker 2>Love to see, like, you know what what the I guess.

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<v Speaker 4>Original owner had in mind, because our house was built

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<v Speaker 4>in nineteen twenty wow. And so even so, you know,

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<v Speaker 4>I was looking for a contractor and a designer and

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<v Speaker 4>a friend of mine connecting me with her two friends.

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<v Speaker 4>And the wife is a designer and the husband is

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<v Speaker 4>a contractor and project manager. And they were they've just

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<v Speaker 4>been so awesome. They're actually like our new like couple friend.

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<v Speaker 4>This is like our first joint couple friend, you know,

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<v Speaker 4>Like I mean, I'm my best friend Drina and her

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<v Speaker 4>significant other. Like we're all cool, but we were cool

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<v Speaker 4>before we got married, you know, right, and so this

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<v Speaker 4>is but this is like what like a couple friend

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<v Speaker 4>we made together, and we're like, oh my god, We're

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<v Speaker 4>so obsessed with them. It's like crazy like Superman and

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<v Speaker 4>like so Rihanna is a woman. She I think she's

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<v Speaker 4>from Guyana and and Jermaine is the man and he actually.

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<v Speaker 2>Is by Rachel.

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<v Speaker 4>His his dad is black and his his mom is

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<v Speaker 4>white and they are like so dope and they have

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<v Speaker 4>a daughter named Olivia, and they are a amazing and

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<v Speaker 4>like like we went out to like I Hop with them,

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<v Speaker 4>and like then me and Rihanna went over to Home

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<v Speaker 4>Sends and the guys and Supergirl and their daughter they

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<v Speaker 4>went to like bunples together. I mean we have just

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<v Speaker 4>been like obsessing with each other like we tech we

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<v Speaker 4>do we group text together, and I'm like, oh my god, these.

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<v Speaker 2>Are are like our friends.

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<v Speaker 4>I'm jealous because you know, usually it's you might be like,

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<v Speaker 4>oh I like I like the you know, you might

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<v Speaker 4>like the woman, but he might not like the guy,

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<v Speaker 4>or he might like the guy.

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<v Speaker 2>You're like, ah, she's all right.

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<v Speaker 4>So it's like the fact that like we both like,

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<v Speaker 4>you know, well one I like Jermaine, but I also

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<v Speaker 4>like Rihanna, and their daughter is super sweet and so

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<v Speaker 4>but also too they're really talented and so what we

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<v Speaker 4>asked them because they're just he Jermaine is just too

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<v Speaker 4>busy to take on like to do construction or even

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<v Speaker 4>even though he's done his own house, which is gorgeous.

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<v Speaker 2>Their house is beautiful. He did all the work himself.

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<v Speaker 4>Basically, and they put it on the market and it's

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<v Speaker 4>sold within twenty four hour, not even they put it

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<v Speaker 4>on the market and somebody bought it sight unseen.

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<v Speaker 2>Put an offering.

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<v Speaker 1>Oh my god, I'm asking.

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<v Speaker 4>Because that's just how beautiful their place is. And so

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<v Speaker 4>we asked them, well, then can you at least be

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<v Speaker 4>like our men tours in this, and that's what they're

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<v Speaker 4>kind of doing. They're basically consulting. And so because there's

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<v Speaker 4>so many things I don't know, like with the older house,

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<v Speaker 4>you really should get lead and asbestos testing, and so

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<v Speaker 4>we did, and we found out because we did see

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<v Speaker 4>a pipe and debasement that looked like it might be

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<v Speaker 4>wrapped with asbestos wrapping, which is which was normal for

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<v Speaker 4>reck then and it was and it's not a huge

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<v Speaker 4>deal to abate it, but obviously you have to abate it.

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<v Speaker 3>We had that there, you did, right, and a bunch

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<v Speaker 3>of pipes downstairs, yeah, fun stuffs and.

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<v Speaker 4>Bight and then and then because the house is older too,

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<v Speaker 4>and I don't know where the paint comes from, but

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<v Speaker 4>we did actually have some paint on a number of

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<v Speaker 4>like the wood, because there's a lot of wood in

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<v Speaker 4>nineteen twenties. I don't know if it's a craftsman. I

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<v Speaker 4>don't know like what the actual what it's called. But

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<v Speaker 4>there's a lot of lead, I guess in like whatever

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<v Speaker 4>layers of paint underneath. And so we have to get

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<v Speaker 4>that abated. And so that's in itself is like just

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<v Speaker 4>a process. And so that's where we are now, like

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<v Speaker 4>hiring the abatement company, and even that's a process like

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<v Speaker 4>getting them to put bit to do the work. And

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<v Speaker 4>so Jermaine and Rihanna have just been walking us through

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<v Speaker 4>and I'm excited because she's been like I like her

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<v Speaker 4>eye for design because I love her house, and she

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<v Speaker 4>because they're looking for a house now since they quickly

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<v Speaker 4>sold there. She's been walking me through like when she

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<v Speaker 4>goes to open houses and stuff, she'll be like, oh, Tiffany, comes,

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<v Speaker 4>I want to show you this design detail to see

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<v Speaker 4>if you like it. So she's trying to get a

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<v Speaker 4>feel for my style. So she actually brought me to

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<v Speaker 4>this house nineteen twenty is also in Newark around the

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<v Speaker 4>corner for where our new house is, and the molding

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<v Speaker 4>was dark molding, and I never never would have thought

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<v Speaker 4>that I would like dark molding, but it was beautiful.

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<v Speaker 4>Their molding was black, which it's too dark for me,

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<v Speaker 4>but I love the dark molding, and I realized that,

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<v Speaker 4>you know, I think I'm really interested in having dark molding,

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<v Speaker 4>not black, but maybe not white.

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<v Speaker 2>And so I'm just enjoying this process, even though for us.

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<v Speaker 4>It's going to be alone, rude, but it's nice to

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<v Speaker 4>know that we have people who are going to kind

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<v Speaker 4>of walk us through and not let us mess up

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<v Speaker 4>and help us in you contractors and electricians and all

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<v Speaker 4>that stuff, and they we won't be my biggest worry

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<v Speaker 4>with someone's going to get over on us. And now

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<v Speaker 4>we're like, no, We've got our couple friends who this

0:10:08.679 --> 0:10:10.520
<v Speaker 4>is what they do for a living, so you're not

0:10:10.559 --> 0:10:11.360
<v Speaker 4>going to try us.

0:10:12.040 --> 0:10:13.360
<v Speaker 1>And they've been through it already.

0:10:13.640 --> 0:10:14.480
<v Speaker 2>Yeah, exactly.

0:10:14.520 --> 0:10:16.560
<v Speaker 4>And are you guys doing any like any any major

0:10:16.600 --> 0:10:17.839
<v Speaker 4>work or just a little minus stuff.

0:10:17.880 --> 0:10:18.600
<v Speaker 1>Oh oh yeah.

0:10:18.720 --> 0:10:21.120
<v Speaker 3>I've been chomping at the bit to get people in

0:10:21.160 --> 0:10:23.200
<v Speaker 3>to start looking at the house and giving us estimates

0:10:23.200 --> 0:10:25.400
<v Speaker 3>and putting in bids and everything, but of course no

0:10:25.440 --> 0:10:27.520
<v Speaker 3>one would actually come until we had the keys to

0:10:27.559 --> 0:10:30.040
<v Speaker 3>the house, which we got today. So last week we

0:10:30.040 --> 0:10:33.480
<v Speaker 3>started making appointments for tomorrow the day after closing, and

0:10:33.520 --> 0:10:36.880
<v Speaker 3>we have our thing is same thing. There's a couple

0:10:36.880 --> 0:10:40.040
<v Speaker 3>of like just structural things we need to fix first

0:10:40.080 --> 0:10:41.640
<v Speaker 3>so that we have people come in and look at

0:10:41.679 --> 0:10:45.160
<v Speaker 3>the plumbing and we're probably converting to gas. So we

0:10:45.240 --> 0:10:48.480
<v Speaker 3>have like three people in HVAC and plumbing, three different

0:10:48.480 --> 0:10:51.320
<v Speaker 3>businesses coming in the morning, and then the afternoon we

0:10:51.400 --> 0:10:55.680
<v Speaker 3>have three different architect design build type people. So okay,

0:10:56.000 --> 0:10:59.360
<v Speaker 3>before we do any structural changes, we need like the

0:10:59.440 --> 0:11:01.440
<v Speaker 3>architects to come in. You probably know all this, but

0:11:01.880 --> 0:11:04.400
<v Speaker 3>I didn't know that architects came first. I thought you'd

0:11:04.400 --> 0:11:05.679
<v Speaker 3>get a contractor first, but.

0:11:05.920 --> 0:11:08.720
<v Speaker 4>Yeah, I didn't know that either until I was like, oh,

0:11:08.880 --> 0:11:11.360
<v Speaker 4>and if you want, I can give you because Jermaine

0:11:11.400 --> 0:11:14.760
<v Speaker 4>he gave me. Whether it's your architect or I don't

0:11:14.800 --> 0:11:17.440
<v Speaker 4>know who's gonna take. So just this last weekend, we

0:11:17.520 --> 0:11:20.200
<v Speaker 4>actually took measurements of every room and then you can

0:11:20.280 --> 0:11:22.480
<v Speaker 4>put it into what's called a bid sheet. So I

0:11:22.480 --> 0:11:24.320
<v Speaker 4>don't know maybe your architect would do that, but I

0:11:24.320 --> 0:11:27.360
<v Speaker 4>can give you the spreadsheet that Jermaine gave me, because

0:11:27.600 --> 0:11:30.800
<v Speaker 4>then that's the bid sheet. Is the spreadsheet then you

0:11:30.840 --> 0:11:33.280
<v Speaker 4>give to the different contractors so you can compare apples

0:11:33.280 --> 0:11:36.400
<v Speaker 4>to apples, so that way you can say, hey, contractor

0:11:36.960 --> 0:11:39.320
<v Speaker 4>in room A, we want this, this, this, and this

0:11:39.360 --> 0:11:41.720
<v Speaker 4>fix and here the dimensions and room B we want it.

0:11:41.800 --> 0:11:43.960
<v Speaker 4>So I was like, oh, he said, because if not,

0:11:44.240 --> 0:11:46.400
<v Speaker 4>then each contractor kind of comes in and gives a

0:11:46.400 --> 0:11:49.560
<v Speaker 4>guestimate based upon like what he thinks needs to be done,

0:11:49.640 --> 0:11:52.439
<v Speaker 4>and this one might tell you twenty thousand, this one

0:11:52.440 --> 0:11:54.520
<v Speaker 4>want to tell you thirty thousand. But they're not bidding

0:11:54.520 --> 0:11:56.160
<v Speaker 4>on the same thing. But with the bid sheet, they

0:11:56.240 --> 0:11:58.800
<v Speaker 4>fill it out and line item by line item, you

0:11:58.840 --> 0:12:01.280
<v Speaker 4>and Enrique can look and say, you know what, we

0:12:01.360 --> 0:12:03.400
<v Speaker 4>actually don't need this window done, but we do need

0:12:03.440 --> 0:12:05.120
<v Speaker 4>this done, so you can take fifty off here, but

0:12:05.120 --> 0:12:08.160
<v Speaker 4>add two hundred here. And I'm like, oh, it's been

0:12:08.240 --> 0:12:10.400
<v Speaker 4>such a learning experience, and I'm like, I've actually been

0:12:10.440 --> 0:12:13.079
<v Speaker 4>taking so many notes because I know we want to

0:12:13.120 --> 0:12:14.880
<v Speaker 4>start investing in real estate, so that way we know

0:12:15.000 --> 0:12:17.600
<v Speaker 4>next time we have like, okay, step one do this,

0:12:17.600 --> 0:12:19.360
<v Speaker 4>step two do this. But I can certainly give you

0:12:19.400 --> 0:12:21.800
<v Speaker 4>that that bid sheet and ask your architect, you know,

0:12:21.840 --> 0:12:25.160
<v Speaker 4>like whoever, you have to still take measurements to help

0:12:25.200 --> 0:12:26.200
<v Speaker 4>you fill that out.

0:12:26.400 --> 0:12:28.679
<v Speaker 1>How are you how are you budgeting for reno?

0:12:28.760 --> 0:12:31.360
<v Speaker 3>Because I basically, for first of all, I feel.

0:12:31.200 --> 0:12:32.280
<v Speaker 1>Like I'm budgeting in the dark.

0:12:32.600 --> 0:12:36.200
<v Speaker 3>We have a chunk of money set aside, and like

0:12:36.280 --> 0:12:39.199
<v Speaker 3>I'll have some some more money coming this summer that

0:12:39.400 --> 0:12:39.679
<v Speaker 3>you know.

0:12:39.640 --> 0:12:40.520
<v Speaker 1>We'll add to the pot.

0:12:40.600 --> 0:12:46.240
<v Speaker 3>But I I'm really, I'm really when you, I'm like,

0:12:46.600 --> 0:12:48.760
<v Speaker 3>I'm not worried, but I'm really cognizant of the fact

0:12:48.760 --> 0:12:51.840
<v Speaker 3>that I want to make sure that we are earmarking

0:12:51.920 --> 0:12:55.559
<v Speaker 3>funds for renovations and we're we're not touching emergency funds

0:12:55.559 --> 0:12:58.040
<v Speaker 3>so that I don't feel like like there's always going

0:12:58.080 --> 0:13:00.360
<v Speaker 3>to be money in the bank. And I guess I'm

0:13:00.400 --> 0:13:03.520
<v Speaker 3>just nervous about about, you know, getting caught up in

0:13:03.520 --> 0:13:05.720
<v Speaker 3>a reno and then you're over budget.

0:13:05.720 --> 0:13:06.719
<v Speaker 1>But like you still want to.

0:13:06.679 --> 0:13:10.200
<v Speaker 3>Do some things, and I'm I'm like, I'm already trying

0:13:10.200 --> 0:13:12.240
<v Speaker 3>to prioritize what I want done and maybe think of

0:13:12.280 --> 0:13:14.640
<v Speaker 3>things that, Okay, if I had to wait, we can

0:13:14.720 --> 0:13:17.120
<v Speaker 3>wait to do this until later kind of stuff.

0:13:17.400 --> 0:13:20.640
<v Speaker 4>So what we did was like because same thing, honestly,

0:13:20.760 --> 0:13:23.200
<v Speaker 4>so I've just honestly been like saving every penny.

0:13:24.320 --> 0:13:26.160
<v Speaker 2>And because we have our our.

0:13:26.000 --> 0:13:31.400
<v Speaker 4>Emergency fund is already full, you know, so we're like, okay,

0:13:31.440 --> 0:13:33.920
<v Speaker 4>we've got our six months of just in case money.

0:13:34.400 --> 0:13:36.280
<v Speaker 4>But and so I've been and then we have like

0:13:36.320 --> 0:13:39.040
<v Speaker 4>other savings here and there. But I have been putting

0:13:39.040 --> 0:13:41.000
<v Speaker 4>the lion's share because I knew this was coming. You know,

0:13:41.080 --> 0:13:43.719
<v Speaker 4>we looked for for like over a year and a

0:13:43.760 --> 0:13:46.240
<v Speaker 4>half or a house, so I knew this was coming.

0:13:46.280 --> 0:13:48.960
<v Speaker 4>So I said, Okay, I've been really stacking away and

0:13:49.080 --> 0:13:54.400
<v Speaker 4>saving like crazy in our house fund. And so you know,

0:13:54.559 --> 0:13:57.880
<v Speaker 4>if we got everything done, you know, it might cost

0:13:57.960 --> 0:14:01.920
<v Speaker 4>us like everything including furniture and my cost us seventy

0:14:01.920 --> 0:14:04.520
<v Speaker 4>five to one hundred thousand dollars, but we are. But

0:14:04.640 --> 0:14:06.520
<v Speaker 4>I this is one thing that I like that Jermaine

0:14:06.520 --> 0:14:10.240
<v Speaker 4>told us. He said, let's the big sheet. We're gonna

0:14:10.280 --> 0:14:13.920
<v Speaker 4>put down every little thing that you think that you

0:14:14.000 --> 0:14:16.600
<v Speaker 4>might like. He said, because then it becomes a line

0:14:16.640 --> 0:14:19.080
<v Speaker 4>item that you can take off. And he said it's

0:14:19.080 --> 0:14:21.640
<v Speaker 4>better to have it, even if it's just for future,

0:14:21.680 --> 0:14:24.360
<v Speaker 4>like okay, this is phase two. But he's so that's

0:14:24.360 --> 0:14:26.640
<v Speaker 4>what we've been doing is just to put everything down,

0:14:27.360 --> 0:14:30.760
<v Speaker 4>price it all out, and then say, okay, I really

0:14:30.840 --> 0:14:32.600
<v Speaker 4>have to get the kitchen done because the kitchen is

0:14:32.600 --> 0:14:35.000
<v Speaker 4>a mess, and we really have to get the master

0:14:35.080 --> 0:14:38.280
<v Speaker 4>bathroom done because the master bathroom is too small for

0:14:38.360 --> 0:14:39.640
<v Speaker 4>Jirell because you know, he's tall.

0:14:40.680 --> 0:14:42.080
<v Speaker 2>Other than that, things can wait.

0:14:42.160 --> 0:14:45.280
<v Speaker 4>We're like, okay, we want to refinish the floor, but

0:14:45.560 --> 0:14:47.680
<v Speaker 4>Jirell might be able to do that himself, you know,

0:14:47.760 --> 0:14:50.680
<v Speaker 4>with his friends, and Jermaine might help, and okay painting.

0:14:50.800 --> 0:14:52.920
<v Speaker 4>Direll's twin brother is a master painter and has his

0:14:52.920 --> 0:14:55.760
<v Speaker 4>own painting business, so we could save there. So as

0:14:55.760 --> 0:14:57.880
<v Speaker 4>it is right now, we're just literally writing everything down.

0:14:57.920 --> 0:14:59.560
<v Speaker 4>I don't even have I don't even know what it's

0:14:59.600 --> 0:15:02.160
<v Speaker 4>gonna call. I was like, I mean, it's probably going

0:15:02.200 --> 0:15:06.520
<v Speaker 4>to cost him a fifty thousand dollars plus range maybe,

0:15:06.720 --> 0:15:09.520
<v Speaker 4>but even then, you know, I don't know because I

0:15:09.600 --> 0:15:11.480
<v Speaker 4>want to include furniture because most of.

0:15:11.400 --> 0:15:14.840
<v Speaker 2>Our furniture now it's not doesn't fit where we're going.

0:15:15.440 --> 0:15:18.280
<v Speaker 4>So yeah, So I mean, like I said, I'm really

0:15:18.960 --> 0:15:22.200
<v Speaker 4>I'm excited, nervous, but not as nervous I was really

0:15:22.240 --> 0:15:25.080
<v Speaker 4>afraid before because I was like, I don't know how

0:15:25.080 --> 0:15:26.560
<v Speaker 4>to do any of these things. And I just hear

0:15:26.640 --> 0:15:29.440
<v Speaker 4>so many scary stories about contractors doing the wrong thing.

0:15:29.920 --> 0:15:31.920
<v Speaker 4>But now that we kind of have like okay, we've

0:15:31.960 --> 0:15:36.440
<v Speaker 4>got our our design and contract mentor you know, any

0:15:36.440 --> 0:15:38.040
<v Speaker 4>time I have a question, you know, I hit up

0:15:38.040 --> 0:15:41.680
<v Speaker 4>group chet text Like for example, I didn't know that

0:15:41.880 --> 0:15:45.000
<v Speaker 4>when so we got the testing for asbestos and lead

0:15:45.000 --> 0:15:46.680
<v Speaker 4>and they said, yes, you have a little abestis in

0:15:46.720 --> 0:15:48.960
<v Speaker 4>the basement and you've got some lead inside the house.

0:15:49.440 --> 0:15:50.800
<v Speaker 4>And then Jamine I was like, so what do I

0:15:50.880 --> 0:15:53.200
<v Speaker 4>just call the people new people and say hey, fix it?

0:15:53.240 --> 0:15:55.160
<v Speaker 2>And he's like, no, you'll have to go back.

0:15:55.040 --> 0:15:59.280
<v Speaker 4>To that company and say to create an abatement plan.

0:15:59.400 --> 0:16:01.600
<v Speaker 2>And I was like, oh okay.

0:16:01.640 --> 0:16:03.800
<v Speaker 4>And so he was like, because from that plan there

0:16:03.800 --> 0:16:07.360
<v Speaker 4>should be specific specs. And from those specs, now you

0:16:07.400 --> 0:16:10.880
<v Speaker 4>can then go to two or three other abatement companies

0:16:10.920 --> 0:16:13.960
<v Speaker 4>and say here's are the specific rooms in the house

0:16:14.360 --> 0:16:16.640
<v Speaker 4>the amount there is, so that way they can price

0:16:16.680 --> 0:16:17.680
<v Speaker 4>it all equally.

0:16:18.240 --> 0:16:19.320
<v Speaker 2>And I was like, oh.

0:16:19.240 --> 0:16:20.600
<v Speaker 4>Cause I just would have went to like a company

0:16:20.640 --> 0:16:23.080
<v Speaker 4>and but like, hey, you know, here's my basic report.

0:16:23.360 --> 0:16:26.040
<v Speaker 4>And I didn't realize, like, you know, having the plan

0:16:26.240 --> 0:16:29.040
<v Speaker 4>is an additional cost, and I was like, oh, so

0:16:29.120 --> 0:16:33.880
<v Speaker 4>there's always like something and it's just nice to not

0:16:33.960 --> 0:16:37.200
<v Speaker 4>be kind of like puttering around in the dark because honestly,

0:16:37.360 --> 0:16:40.640
<v Speaker 4>it's renovations kind of scare me because I watched too

0:16:40.720 --> 0:16:42.040
<v Speaker 4>much of HGTV and I'm like.

0:16:42.040 --> 0:16:43.200
<v Speaker 1>Ah, so much.

0:16:43.320 --> 0:16:45.760
<v Speaker 3>I had a dream about cabinet trade the other night

0:16:46.000 --> 0:16:47.600
<v Speaker 3>that like we were trying to take it out.

0:16:47.640 --> 0:16:50.520
<v Speaker 1>It's it's a sickness. I'm not okay. I love that

0:16:50.560 --> 0:16:52.160
<v Speaker 1>we're in the same boat. So you just I'm gonna

0:16:52.160 --> 0:16:53.480
<v Speaker 1>I'm gonna hit you. You were like a couple of

0:16:53.520 --> 0:16:54.920
<v Speaker 1>months ahead of me. I'm gonna hit you up.

0:16:56.080 --> 0:16:56.680
<v Speaker 3>Just let me know.

0:16:57.680 --> 0:16:59.720
<v Speaker 1>This is all I know.

0:17:00.040 --> 0:17:02.080
<v Speaker 2>It's like, look at us growing up. When we first

0:17:02.120 --> 0:17:03.040
<v Speaker 2>started the podcast.

0:17:03.080 --> 0:17:05.679
<v Speaker 4>We were single ladies, all the single ladies, all the

0:17:05.680 --> 0:17:08.960
<v Speaker 4>single ladies, right and now look next thing.

0:17:09.000 --> 0:17:20.440
<v Speaker 2>You know, kids up next, And I think it's time to.

0:17:20.760 --> 0:17:26.200
<v Speaker 4>Boom store break, boots to break, boots to break.

0:17:26.200 --> 0:17:28.080
<v Speaker 2>Are you gotta brown break? Are you gonna brown boost?

0:17:28.240 --> 0:17:28.960
<v Speaker 1>I got a break?

0:17:29.600 --> 0:17:31.920
<v Speaker 3>Okay, too much positivity happening right now. I gotta I

0:17:31.960 --> 0:17:35.760
<v Speaker 3>gotta bring it down. Do you want me to go first?

0:17:36.080 --> 0:17:40.359
<v Speaker 3>So I've been in a texting debate with my two besties.

0:17:41.040 --> 0:17:44.919
<v Speaker 3>They're my pop culture debate team. And ever since Cardi

0:17:44.960 --> 0:17:48.920
<v Speaker 3>B debuted her baby bump, her her her, you know,

0:17:49.320 --> 0:17:52.240
<v Speaker 3>un kept secret that CARDIV is pregnant. But she debuted

0:17:52.400 --> 0:17:56.119
<v Speaker 3>on SNL this past Saturday. He saw her performance. Also,

0:17:56.320 --> 0:17:59.320
<v Speaker 3>by the way, Chadwick Boseman on SNL was amazing. Anyway,

0:17:59.480 --> 0:18:01.840
<v Speaker 3>so Cardi comes out she's pregnant, she has a new

0:18:01.880 --> 0:18:04.119
<v Speaker 3>album dropping, and all of a sudden, there's all this

0:18:04.240 --> 0:18:08.119
<v Speaker 3>conversation around, oh, no, is Cardi B gonna survive this

0:18:08.240 --> 0:18:12.080
<v Speaker 3>maternity leave? Is she gonna you know, does she have enough?

0:18:12.880 --> 0:18:15.159
<v Speaker 3>Is she popular enough to withstand being out of the

0:18:15.160 --> 0:18:17.240
<v Speaker 3>public eye for a few months while she has this baby?

0:18:17.280 --> 0:18:18.359
<v Speaker 1>And blah blah blah blah blah.

0:18:18.520 --> 0:18:22.960
<v Speaker 3>And I was like, geez, like, this is why women

0:18:23.440 --> 0:18:26.560
<v Speaker 3>are afraid of telling their coworkers or their bosses that

0:18:26.640 --> 0:18:29.480
<v Speaker 3>they're pregnant, because immediately people treat you like you have

0:18:29.520 --> 0:18:31.600
<v Speaker 3>a disability or like.

0:18:31.560 --> 0:18:33.960
<v Speaker 1>If you go on maternity leave for a few months.

0:18:34.000 --> 0:18:36.280
<v Speaker 1>But Cardi B is not. She's not like an accountant.

0:18:36.280 --> 0:18:39.040
<v Speaker 3>Okay, whatever, She's gonna be on a gold yacht somewhere

0:18:39.119 --> 0:18:41.440
<v Speaker 3>on you know, enjoying her child. But for the rest

0:18:41.480 --> 0:18:43.439
<v Speaker 3>of us, you know, maternity leave, if you're lucky to

0:18:43.480 --> 0:18:46.240
<v Speaker 3>have it, you know, twelve weeks or whatever it is

0:18:47.480 --> 0:18:49.800
<v Speaker 3>to go away into that fear that you have that Okay,

0:18:49.840 --> 0:18:53.120
<v Speaker 3>I'm gonna take this, this maternity leave that I am

0:18:53.280 --> 0:18:56.400
<v Speaker 3>entitled to and privileged enough to have. But while I'm gone,

0:18:56.480 --> 0:18:58.679
<v Speaker 3>who's gonna take my job? Or who's gonna you know,

0:18:58.720 --> 0:19:01.399
<v Speaker 3>am I gonna get looked over for promotion or a

0:19:01.520 --> 0:19:04.359
<v Speaker 3>raise because people are like, oh, well, you know, she

0:19:04.520 --> 0:19:06.159
<v Speaker 3>was gone for these three months, so she really know

0:19:06.200 --> 0:19:07.960
<v Speaker 3>what if she if she is she really up for

0:19:08.000 --> 0:19:11.439
<v Speaker 3>the challenge? Or if you tell someone that, you know,

0:19:11.520 --> 0:19:13.600
<v Speaker 3>telling them early on that you're pregnant, and then them

0:19:13.600 --> 0:19:16.119
<v Speaker 3>just treating you differently like, oh you don't you know,

0:19:16.240 --> 0:19:19.280
<v Speaker 3>you're you're in a delicate condition, like you can't probably

0:19:19.320 --> 0:19:21.920
<v Speaker 3>handle all this work. And it made me so mad

0:19:22.040 --> 0:19:25.840
<v Speaker 3>because I'm like Cardi b come on, she's a celebrity,

0:19:25.880 --> 0:19:28.399
<v Speaker 3>she'll be she'll be more fine. It's it's it just

0:19:28.440 --> 0:19:31.840
<v Speaker 3>made me think about the other women who aren't in

0:19:31.920 --> 0:19:34.159
<v Speaker 3>that position, you know, a position where they have a

0:19:34.200 --> 0:19:36.520
<v Speaker 3>lot of money and a lot of fame, that are

0:19:36.800 --> 0:19:40.040
<v Speaker 3>you know, have regular old jobs, but deal with this

0:19:40.119 --> 0:19:42.520
<v Speaker 3>kind of stigma just because they have the audacity to

0:19:42.520 --> 0:19:44.679
<v Speaker 3>have a child. And I might be a little sensitive

0:19:44.680 --> 0:19:47.879
<v Speaker 3>about it, since I myself have been considering starting a

0:19:47.920 --> 0:19:52.480
<v Speaker 3>family and being in my position wondering or thinking, Okay,

0:19:52.480 --> 0:19:54.399
<v Speaker 3>how can I set up my job right now so

0:19:54.440 --> 0:19:56.960
<v Speaker 3>that when I when I choose to step away, I

0:19:57.000 --> 0:19:59.280
<v Speaker 3>can come back and it's it won't be this, you know,

0:19:59.400 --> 0:20:03.600
<v Speaker 3>massive I don't know this this massive shift and how

0:20:03.680 --> 0:20:06.560
<v Speaker 3>people respond to me in the workplace.

0:20:07.720 --> 0:20:07.960
<v Speaker 2>Yeah.

0:20:08.080 --> 0:20:09.960
<v Speaker 4>I mean, it's so funny that you mentioned Cardi B.

0:20:10.040 --> 0:20:14.600
<v Speaker 4>Because actually I was going to boost but the same

0:20:14.640 --> 0:20:16.160
<v Speaker 4>thing I was gonna say, you know what, I'm gonna

0:20:16.160 --> 0:20:22.560
<v Speaker 4>boost Cardi B because she is so unconventional and I've

0:20:22.600 --> 0:20:26.440
<v Speaker 4>just seen I know, and but you know what I

0:20:26.520 --> 0:20:30.040
<v Speaker 4>what I like about Cardi B is that it's very

0:20:30.080 --> 0:20:33.720
<v Speaker 4>clear that she is Cardi B, regardless of how anyone

0:20:34.280 --> 0:20:37.199
<v Speaker 4>feels about it. And you know, so many times, you know,

0:20:37.760 --> 0:20:40.919
<v Speaker 4>and I grew up like, you know, just adhering to

0:20:42.080 --> 0:20:44.760
<v Speaker 4>good girl politics, you know, like don't talk too loud,

0:20:45.200 --> 0:20:49.719
<v Speaker 4>don't be too wild, you know, don't don't I don't know,

0:20:50.040 --> 0:20:52.880
<v Speaker 4>like you know, just this is the this is how

0:20:53.000 --> 0:20:55.840
<v Speaker 4>good girls act and as a result, you know, this

0:20:55.960 --> 0:20:58.200
<v Speaker 4>is what you get, you know, as a surprise.

0:20:58.359 --> 0:21:00.560
<v Speaker 2>And it's just nice to see.

0:21:00.320 --> 0:21:04.920
<v Speaker 4>That, like, you know, that someone is not following that

0:21:05.040 --> 0:21:09.640
<v Speaker 4>formula and it is winning in her own way. And

0:21:09.880 --> 0:21:12.760
<v Speaker 4>it's just nice because I you know, I feel like,

0:21:13.040 --> 0:21:15.439
<v Speaker 4>you know, it took me forever to shed and I

0:21:15.440 --> 0:21:17.080
<v Speaker 4>probably haven't shed all of it. I would say probably

0:21:17.119 --> 0:21:20.159
<v Speaker 4>like eighty percent of that, Like, oh, I've got to

0:21:20.160 --> 0:21:22.600
<v Speaker 4>be in a certain way in order to be respectable,

0:21:22.680 --> 0:21:25.320
<v Speaker 4>in order to be you know, you have to behave

0:21:25.440 --> 0:21:27.320
<v Speaker 4>like a certain like a young lady. You have to

0:21:27.560 --> 0:21:29.520
<v Speaker 4>remember my first boyfriend would always tell me like, oh,

0:21:29.560 --> 0:21:31.639
<v Speaker 4>it took me, you know, to really tell me. That

0:21:31.800 --> 0:21:34.800
<v Speaker 4>was because I am a bit wild, not like wild

0:21:34.920 --> 0:21:37.600
<v Speaker 4>like in these streets wild, but like wild, like like

0:21:38.040 --> 0:21:41.040
<v Speaker 4>uninhibited and silly and loud and fun and you know,

0:21:41.200 --> 0:21:45.080
<v Speaker 4>and so it's just nice to see, like, oh, wild

0:21:45.119 --> 0:21:47.119
<v Speaker 4>girls can can rock out too, you know.

0:21:47.800 --> 0:21:51.480
<v Speaker 1>And you know, like who would CARDI be? What would

0:21:51.480 --> 0:21:53.480
<v Speaker 1>the reaction be if Cardid worked at like Chase Bank.

0:21:53.720 --> 0:21:56.040
<v Speaker 4>I don't know, I know, But what I just mean

0:21:56.119 --> 0:21:57.520
<v Speaker 4>is that that she found what I like, is that

0:21:57.560 --> 0:22:00.560
<v Speaker 4>she found her own lane, and like, you know that

0:22:01.200 --> 0:22:04.439
<v Speaker 4>if you are not subdued, which is nothing wrong with that,

0:22:04.440 --> 0:22:07.399
<v Speaker 4>that's just not your natural personality. It's okay that you

0:22:07.480 --> 0:22:11.080
<v Speaker 4>can find a space where you can express your natural

0:22:11.080 --> 0:22:15.240
<v Speaker 4>self and still be successful. And so it's just a

0:22:15.359 --> 0:22:17.720
<v Speaker 4>nice departure from that because I look at I don't

0:22:17.720 --> 0:22:19.240
<v Speaker 4>know if you remember, do you remember was it the

0:22:19.280 --> 0:22:21.800
<v Speaker 4>Oscars where Tiffany Hattish kind of ran up to MARYL.

0:22:21.880 --> 0:22:23.120
<v Speaker 2>Street. Did you see that, like.

0:22:23.119 --> 0:22:25.120
<v Speaker 1>Meme ran up to her.

0:22:25.560 --> 0:22:27.679
<v Speaker 2>Yeah, she like like ran up to her, like oh

0:22:27.680 --> 0:22:28.639
<v Speaker 2>my gosh, my gosh, my god.

0:22:28.840 --> 0:22:32.200
<v Speaker 1>Like, yes, she's a good example of like herself.

0:22:32.760 --> 0:22:38.000
<v Speaker 4>Yes, And people were like, oh my gosh, she embarrassed herself. Yes,

0:22:38.400 --> 0:22:40.560
<v Speaker 4>And I thought to myself, like, oh my goodness. This

0:22:40.600 --> 0:22:42.800
<v Speaker 4>is a girl who, like she had like the most

0:22:42.840 --> 0:22:46.359
<v Speaker 4>popular movie in two thousand and seventeen or eighteen whenever

0:22:46.359 --> 0:22:49.600
<v Speaker 4>it came out, and like she is killing it and

0:22:49.640 --> 0:22:52.120
<v Speaker 4>she used to be homeless, and this is a girl

0:22:52.160 --> 0:22:55.080
<v Speaker 4>who was like raised by her grandma and her father left.

0:22:55.160 --> 0:22:58.119
<v Speaker 4>I just like, I just it's so crazy to me

0:22:58.240 --> 0:23:01.360
<v Speaker 4>that people are still trying to stamp out like ooh,

0:23:01.880 --> 0:23:04.400
<v Speaker 4>you know, you're not being respectable, like this is that's

0:23:04.440 --> 0:23:06.680
<v Speaker 4>not how good girls act. And I'm just like, man,

0:23:06.720 --> 0:23:10.240
<v Speaker 4>if you're a wild girl, know that, you know, you

0:23:10.320 --> 0:23:13.240
<v Speaker 4>might not fit into normal, regular society and you might

0:23:13.320 --> 0:23:16.960
<v Speaker 4>have to carve your own space out, but there is

0:23:17.080 --> 0:23:20.159
<v Speaker 4>success for you outside of like you know, you know,

0:23:20.280 --> 0:23:23.960
<v Speaker 4>the status quo, because you know, for a long time,

0:23:24.000 --> 0:23:26.000
<v Speaker 4>I really just held a lot back of like, oh,

0:23:26.040 --> 0:23:26.679
<v Speaker 4>you know, I don't want to.

0:23:26.640 --> 0:23:29.680
<v Speaker 2>Be too too wild. Now I'm like, man, I could

0:23:29.720 --> 0:23:31.160
<v Speaker 2>do what I want. I could do what I want.

0:23:32.359 --> 0:23:34.160
<v Speaker 1>I'll say your own damn boss. So who's gonna tell

0:23:34.160 --> 0:23:34.359
<v Speaker 1>you now?

0:23:34.920 --> 0:23:35.400
<v Speaker 2>Exactly?

0:23:35.440 --> 0:23:37.240
<v Speaker 4>Like literally, I could tell a brand that the other day,

0:23:37.320 --> 0:23:39.840
<v Speaker 4>I was like, oh, because they were trying to pressure

0:23:39.840 --> 0:23:43.440
<v Speaker 4>me into doing something, and I was like, I actually said, sir,

0:23:44.080 --> 0:23:46.480
<v Speaker 4>I don't have to follow listen to anybody, but dream

0:23:46.520 --> 0:23:46.920
<v Speaker 4>catches in.

0:23:47.000 --> 0:23:52.760
<v Speaker 2>Jesus, he didn't find that funny. Jesus, he didn't find

0:23:52.760 --> 0:23:54.960
<v Speaker 2>it funny. So need just to say we're not working together,

0:23:55.000 --> 0:23:56.760
<v Speaker 2>but either way, I don't care, because I was like,

0:23:57.240 --> 0:23:58.840
<v Speaker 2>so I don't work for you. I could do what

0:23:58.880 --> 0:24:01.199
<v Speaker 2>I want, like you know, because well, like you're not

0:24:01.240 --> 0:24:03.520
<v Speaker 2>going to pay me extra money. No.

0:24:04.000 --> 0:24:05.960
<v Speaker 4>I set up my business in a way on purpose

0:24:06.040 --> 0:24:08.560
<v Speaker 4>that the people that I have to serve are the

0:24:08.560 --> 0:24:09.280
<v Speaker 4>ones that pay me.

0:24:09.320 --> 0:24:10.680
<v Speaker 2>And what it means is.

0:24:10.560 --> 0:24:14.320
<v Speaker 4>That the better the better I serve women like me,

0:24:15.119 --> 0:24:18.359
<v Speaker 4>the better my businesses. So I never have to worry,

0:24:18.400 --> 0:24:20.040
<v Speaker 4>like if I work with a brand, it's because I

0:24:20.119 --> 0:24:24.080
<v Speaker 4>like it on purpose. Keep the money that I make

0:24:24.119 --> 0:24:27.600
<v Speaker 4>from brands like less than ten percent of my overall income.

0:24:27.840 --> 0:24:29.920
<v Speaker 4>So that way, if I have to tell a brand

0:24:29.960 --> 0:24:32.399
<v Speaker 4>to Cake Rocks, I don't care, like, you know, my

0:24:32.480 --> 0:24:35.960
<v Speaker 4>income really comes from serving women like me, and so like, yeah,

0:24:36.000 --> 0:24:37.520
<v Speaker 4>he didn't like that, and I was like, I don't care,

0:24:38.359 --> 0:24:39.720
<v Speaker 4>you know, if you're not gonna do right by the

0:24:39.760 --> 0:24:41.239
<v Speaker 4>dream caactors, I don't care how much money you say

0:24:41.240 --> 0:24:43.960
<v Speaker 4>you gonna put in my pocket, you know. So yeah,

0:24:44.000 --> 0:24:46.480
<v Speaker 4>I just want to say big ups Cardi B and

0:24:46.520 --> 0:24:49.840
<v Speaker 4>the Tiffany Hattish and wild girls out there everywhere. It's

0:24:49.920 --> 0:24:52.359
<v Speaker 4>not an easy life, but if you can make your

0:24:52.400 --> 0:24:54.040
<v Speaker 4>own way and you're willing to put in the work,

0:24:54.400 --> 0:24:56.040
<v Speaker 4>there is success for you as well.

0:24:56.640 --> 0:24:58.960
<v Speaker 3>I remember when we first launched Brown Audition. I was

0:24:59.680 --> 0:25:02.399
<v Speaker 3>think and I was talking to someone about our I

0:25:02.400 --> 0:25:04.119
<v Speaker 3>think we had just launched or we're launching it the

0:25:04.119 --> 0:25:06.359
<v Speaker 3>week after or something like that, and I mentioned the

0:25:06.440 --> 0:25:09.280
<v Speaker 3>name of the show, and the reaction was, you want

0:25:09.320 --> 0:25:13.040
<v Speaker 3>to call it Brown Ambition? Aren't you afraid of alienating

0:25:13.080 --> 0:25:16.199
<v Speaker 3>some people? And I was like, nah, not afraid, Like

0:25:16.600 --> 0:25:19.320
<v Speaker 3>I mean, that's the appeal of we're unapologetic about who

0:25:19.359 --> 0:25:22.159
<v Speaker 3>we are speaking to. I mean, everyone's invited to the table.

0:25:22.600 --> 0:25:25.720
<v Speaker 3>But you know, this is about you know, this is

0:25:25.760 --> 0:25:29.159
<v Speaker 3>about speaking to the Brown experiences as a woman in

0:25:29.200 --> 0:25:31.800
<v Speaker 3>your career and with your finances, and empowering a group

0:25:31.800 --> 0:25:33.640
<v Speaker 3>of people that has been left out of a lot

0:25:33.640 --> 0:25:36.160
<v Speaker 3>of those conversations. So yeah, I mean this Brown Ambition

0:25:36.280 --> 0:25:40.840
<v Speaker 3>is about, is about aspirations, It's about the special kind

0:25:40.840 --> 0:25:43.119
<v Speaker 3>of ambition and perseverance it takes as a Brown woman

0:25:44.160 --> 0:25:46.639
<v Speaker 3>or man in this country to make it. And I

0:25:46.680 --> 0:25:47.680
<v Speaker 3>don't think there's anything.

0:25:47.480 --> 0:25:47.919
<v Speaker 1>Wrong with that.

0:25:48.000 --> 0:25:50.159
<v Speaker 3>And I think that when you're when you're honest, and

0:25:50.200 --> 0:25:52.960
<v Speaker 3>you're in who you are and presenting yourself and your message,

0:25:53.000 --> 0:25:55.560
<v Speaker 3>and I mean, I don't think that we've alienated anyone.

0:25:55.600 --> 0:25:57.280
<v Speaker 3>I think that we've just empowered some people. But if

0:25:57.320 --> 0:25:59.440
<v Speaker 3>you find that alienating, then there's something probably a little

0:25:59.480 --> 0:26:01.000
<v Speaker 3>wrong with you.

0:26:01.760 --> 0:26:02.160
<v Speaker 2>Exactly.

0:26:02.520 --> 0:26:04.600
<v Speaker 3>So basically, where the CARDI b a podcasting is what

0:26:04.640 --> 0:26:10.200
<v Speaker 3>I'm trying to say. What if she says, what is everything?

0:26:11.920 --> 0:26:19.240
<v Speaker 3>Because she does like this bird call thing? No, all right,

0:26:19.280 --> 0:26:34.320
<v Speaker 3>I just found my chewbaka. Okay, moving on, moving on

0:26:34.359 --> 0:26:37.800
<v Speaker 3>to some calls shows. I have a question for you

0:26:37.840 --> 0:26:40.880
<v Speaker 3>Brand Ambition listeners. Do you want to help us get

0:26:40.880 --> 0:26:43.359
<v Speaker 3>some advertisers. We need to get at least two hundred

0:26:43.359 --> 0:26:46.640
<v Speaker 3>and fifty brand Ambition listeners to fill out this short,

0:26:46.680 --> 0:26:48.640
<v Speaker 3>seven question survey to.

0:26:48.800 --> 0:26:51.200
<v Speaker 1>Help us get some ads up.

0:26:51.119 --> 0:26:54.040
<v Speaker 3>In the show, which will be amazing. So I'm going

0:26:54.119 --> 0:26:56.120
<v Speaker 3>to put a link in the show notes to this

0:26:56.160 --> 0:27:00.000
<v Speaker 3>really short surveys. It's through Libson, where we host our podcast.

0:27:00.240 --> 0:27:02.000
<v Speaker 3>Just fill out this really short survey. It will be

0:27:02.000 --> 0:27:04.880
<v Speaker 3>a huge help. And that's all I have to say

0:27:04.880 --> 0:27:05.240
<v Speaker 3>about that.

0:27:06.000 --> 0:27:08.480
<v Speaker 4>Yeah, I say it's literally like not even one minute.

0:27:08.520 --> 0:27:09.480
<v Speaker 4>You're like click, click click.

0:27:09.800 --> 0:27:11.560
<v Speaker 3>I kind of wish they'd ask more about our listeners.

0:27:11.600 --> 0:27:13.040
<v Speaker 1>So so many questions I want to know, like do

0:27:13.080 --> 0:27:13.840
<v Speaker 1>you have kids?

0:27:13.880 --> 0:27:16.800
<v Speaker 3>I don't know, do you want to own a house someday? Anyway,

0:27:16.800 --> 0:27:19.000
<v Speaker 3>but seven short questions it would be a huge help.

0:27:19.280 --> 0:27:21.240
<v Speaker 3>You can find a link in the iTunes show notes,

0:27:21.359 --> 0:27:23.560
<v Speaker 3>or you can go to brand Ambition podcast dot com

0:27:23.720 --> 0:27:27.560
<v Speaker 3>and I'll post and I'll post it. I'll post it

0:27:27.600 --> 0:27:29.480
<v Speaker 3>in the in the post for today show.

0:27:30.000 --> 0:27:31.359
<v Speaker 2>I like catching your garback.

0:27:32.200 --> 0:27:33.520
<v Speaker 1>I never know if that's coming.

0:27:35.280 --> 0:27:36.240
<v Speaker 2>Because I can do what I want.

0:27:36.359 --> 0:27:37.040
<v Speaker 1>It's exciting.

0:27:38.560 --> 0:27:41.920
<v Speaker 3>But no to your questions, yes questions. I have a

0:27:42.000 --> 0:27:44.720
<v Speaker 3>question from someone who wants to remain anonymous. She's a

0:27:45.000 --> 0:27:50.399
<v Speaker 3>she's a science a science whiz. Here's here's a question. Okay, Hello,

0:27:50.560 --> 0:27:53.240
<v Speaker 3>I'm a twenty eight year old chemist for a small company.

0:27:53.600 --> 0:27:55.440
<v Speaker 3>I have been with this company for a little over

0:27:55.520 --> 0:27:58.560
<v Speaker 3>three years. Since I've been working here, I've been making

0:27:58.640 --> 0:28:01.119
<v Speaker 3>slow and steady progress my career and I work my

0:28:01.160 --> 0:28:03.840
<v Speaker 3>bet off. I have noticed since I've been here, two

0:28:03.960 --> 0:28:07.040
<v Speaker 3>girls who started after me and no less than me

0:28:07.520 --> 0:28:10.920
<v Speaker 3>have become leads and managers of departments at my company.

0:28:11.240 --> 0:28:13.679
<v Speaker 3>I am starting to feel some type of way because

0:28:13.680 --> 0:28:15.359
<v Speaker 3>one of the girls has been here less than a

0:28:15.440 --> 0:28:18.520
<v Speaker 3>year and I trained her. I recently found out that

0:28:18.600 --> 0:28:21.920
<v Speaker 3>both girls are good friends with the supervisor of my department.

0:28:22.240 --> 0:28:25.920
<v Speaker 3>How do I handle this situation? Anonymous?

0:28:26.640 --> 0:28:29.320
<v Speaker 4>Ah, Molly, did you watch Insecure?

0:28:30.320 --> 0:28:30.520
<v Speaker 2>Yeah?

0:28:30.560 --> 0:28:32.280
<v Speaker 1>I will be in secure. Did this happen on the show?

0:28:32.640 --> 0:28:32.880
<v Speaker 2>Yeah?

0:28:33.000 --> 0:28:36.159
<v Speaker 4>Molly found out that her coworker guy was making like

0:28:36.240 --> 0:28:37.000
<v Speaker 4>way more than her.

0:28:37.560 --> 0:28:40.040
<v Speaker 3>Oh yeah, that's yeah, that's like a paything. This is

0:28:40.040 --> 0:28:42.360
<v Speaker 3>a little bit Well, she doesn't mention pay I'm assuming

0:28:42.400 --> 0:28:44.000
<v Speaker 3>they probably make more than she does. But this is

0:28:44.120 --> 0:28:47.080
<v Speaker 3>like two women getting haired after you and getting promoted

0:28:47.320 --> 0:28:48.560
<v Speaker 3>to be the leads of the department.

0:28:48.560 --> 0:28:50.520
<v Speaker 1>I would feel some type of way about that too.

0:28:51.240 --> 0:28:55.000
<v Speaker 4>Yeah, I feel like I don't have good experience with this,

0:28:55.040 --> 0:28:57.240
<v Speaker 4>so I'm gonna like, I mean, other than saying I

0:28:57.320 --> 0:29:00.520
<v Speaker 4>probably would probably honestly be interviewing for other position, I

0:29:00.520 --> 0:29:03.160
<v Speaker 4>feel like I haven't been in the workforce been so long.

0:29:03.280 --> 0:29:04.600
<v Speaker 2>What's say you, Mandy.

0:29:04.720 --> 0:29:06.680
<v Speaker 3>Well, you know, I mean I think there's there's a

0:29:06.720 --> 0:29:08.800
<v Speaker 3>lot of like parallel. So that's maybe in the entrepreneur

0:29:08.880 --> 0:29:11.720
<v Speaker 3>like if you like, if you had been working for

0:29:11.760 --> 0:29:13.320
<v Speaker 3>a company for a while and you find out that

0:29:13.360 --> 0:29:17.000
<v Speaker 3>two other you know, I don't know, Penny ni Ste

0:29:17.400 --> 0:29:21.320
<v Speaker 3>and the shopping nie Ste like double got a double

0:29:21.560 --> 0:29:24.800
<v Speaker 3>you know, offer for for like a sponsorship that's worth

0:29:24.800 --> 0:29:25.960
<v Speaker 3>twice as much as a sponsorship.

0:29:26.040 --> 0:29:27.520
<v Speaker 2>You know, that didn't happen.

0:29:27.720 --> 0:29:31.080
<v Speaker 4>So this woman emailed me by mistake somebody else's contract,

0:29:31.360 --> 0:29:31.800
<v Speaker 4>and that's a.

0:29:31.880 --> 0:29:32.920
<v Speaker 2>Hold up, wait a minute.

0:29:35.400 --> 0:29:37.520
<v Speaker 4>So that was I was like, yeah, so I see

0:29:37.600 --> 0:29:40.800
<v Speaker 4>that x y Z is getting like double that what

0:29:40.880 --> 0:29:44.080
<v Speaker 4>you guys are trying to pay me. So we're gonna

0:29:44.120 --> 0:29:46.240
<v Speaker 4>have to have a conversation before I move forward with anything.

0:29:46.560 --> 0:29:48.200
<v Speaker 4>And I know they were like, gosh, darn it.

0:29:48.120 --> 0:29:49.640
<v Speaker 2>It's like whoopsie yep.

0:29:49.680 --> 0:29:52.040
<v Speaker 4>And so I just honestly, I just asked, so aside

0:29:52.040 --> 0:29:55.640
<v Speaker 4>from you know, maybe looking for I mean, unless you

0:29:55.720 --> 0:29:57.640
<v Speaker 4>really love this job, but it's always good too to

0:29:58.200 --> 0:30:02.160
<v Speaker 4>see where else you could be appreciated, I would are

0:30:02.160 --> 0:30:03.280
<v Speaker 4>you asking.

0:30:03.600 --> 0:30:04.760
<v Speaker 2>For the next level?

0:30:04.880 --> 0:30:08.160
<v Speaker 4>Sometimes I feel like women say I'm going to work

0:30:08.160 --> 0:30:09.640
<v Speaker 4>hard and hope somebody notices.

0:30:10.040 --> 0:30:13.440
<v Speaker 1>Mm hmmm, yeah, you know, okay.

0:30:12.600 --> 0:30:14.520
<v Speaker 4>You know, are you saying like, oh, so of course

0:30:14.520 --> 0:30:17.080
<v Speaker 4>you want to work hard, but are you making it

0:30:17.120 --> 0:30:20.040
<v Speaker 4>a point to make sure people notice and say, hey,

0:30:20.240 --> 0:30:23.360
<v Speaker 4>you know, hey John, you know, could I have a

0:30:23.400 --> 0:30:25.800
<v Speaker 4>conversation with you? Bring your brag folder where you kind

0:30:25.800 --> 0:30:27.240
<v Speaker 4>of list of like, you know, I've done this and

0:30:27.280 --> 0:30:29.560
<v Speaker 4>this and this, and I really like working here and

0:30:29.600 --> 0:30:32.080
<v Speaker 4>I really would like to take on some more responsibility.

0:30:32.760 --> 0:30:35.120
<v Speaker 4>I'd like to be considered for x y Z, Like

0:30:35.160 --> 0:30:37.880
<v Speaker 4>I don't you haven't said the chemus if if that's

0:30:37.920 --> 0:30:40.240
<v Speaker 4>something that you've done, but it's certainly something you certainly

0:30:40.280 --> 0:30:40.719
<v Speaker 4>should do.

0:30:41.400 --> 0:30:44.600
<v Speaker 3>Here's what what struck me about her her question. She mentions,

0:30:44.680 --> 0:30:46.720
<v Speaker 3>I've been with this company for a little over three years.

0:30:46.720 --> 0:30:49.800
<v Speaker 3>Since then, I've been working here, making slow and steady

0:30:49.840 --> 0:30:52.080
<v Speaker 3>progress in my career, and I work my butt off.

0:30:52.560 --> 0:30:54.960
<v Speaker 3>It almost sounds to me, and you know, I totally

0:30:54.960 --> 0:30:56.800
<v Speaker 3>get this. I mean, you think when you come into

0:30:56.800 --> 0:30:58.280
<v Speaker 3>a company, you know at the time she was twenty

0:30:58.320 --> 0:31:00.920
<v Speaker 3>four or twenty five years old. Because she's twenty eight,

0:31:01.120 --> 0:31:03.440
<v Speaker 3>she's probably thinking, Okay, I'm going to pay my dues.

0:31:03.520 --> 0:31:05.440
<v Speaker 3>I'm just going to keep my head down, do my work,

0:31:05.480 --> 0:31:08.400
<v Speaker 3>and people will notice me and obviously I'll get promoted, right,

0:31:08.880 --> 0:31:11.640
<v Speaker 3>But other people don't always play the game that way,

0:31:11.720 --> 0:31:13.480
<v Speaker 3>and sometimes that's not the best way to play it.

0:31:13.760 --> 0:31:16.880
<v Speaker 3>Sometimes this squeaky wheel does get the does get the grease?

0:31:17.080 --> 0:31:20.160
<v Speaker 1>Is that the expression I'm bad at my yea squiaki

0:31:20.200 --> 0:31:21.160
<v Speaker 1>wheel gets the grease?

0:31:22.400 --> 0:31:23.440
<v Speaker 2>So I don't know, real.

0:31:24.600 --> 0:31:27.959
<v Speaker 3>Yeah, but I agree. I think if you have to

0:31:27.960 --> 0:31:30.560
<v Speaker 3>be more intentional, and you actually need to at least

0:31:30.680 --> 0:31:33.280
<v Speaker 3>twice a year, you know, whether it's during your annimal review,

0:31:33.360 --> 0:31:36.000
<v Speaker 3>or at least you know sometime during the year, have

0:31:36.400 --> 0:31:39.560
<v Speaker 3>consistent conversations with your managers and tell them what your

0:31:39.560 --> 0:31:42.160
<v Speaker 3>ambitions are, tell them how you see yourself. You know,

0:31:42.240 --> 0:31:43.840
<v Speaker 3>I want to become a leader. I want to be

0:31:43.880 --> 0:31:45.840
<v Speaker 3>sure that you know we're on the same page and

0:31:45.960 --> 0:31:48.600
<v Speaker 3>I'm on track to take on more responsibility. It's not

0:31:48.680 --> 0:31:50.840
<v Speaker 3>just about doing the job that you're doing really well,

0:31:51.080 --> 0:31:53.880
<v Speaker 3>but find ways to take on more responsibilities and show

0:31:53.920 --> 0:31:57.239
<v Speaker 3>and demonstrate that you're hungry for more. I think that

0:31:57.960 --> 0:31:59.840
<v Speaker 3>you know, and I agree with Tiffany. You know you

0:31:59.840 --> 0:32:02.600
<v Speaker 3>can't wait for someone to tap you on the shoulder

0:32:02.640 --> 0:32:05.600
<v Speaker 3>and be like you you are the one. You know,

0:32:05.640 --> 0:32:08.800
<v Speaker 3>I've I've watched you. You're Cinderella. Come take this glass, slipper.

0:32:09.400 --> 0:32:11.760
<v Speaker 3>It won't always work that way. And I also don't

0:32:11.760 --> 0:32:13.680
<v Speaker 3>want you to get too bitter about the girls who

0:32:13.720 --> 0:32:16.240
<v Speaker 3>came after you and you think no less than you.

0:32:16.240 --> 0:32:18.920
<v Speaker 3>Don't focus on them because they're not so much the problem.

0:32:19.040 --> 0:32:21.080
<v Speaker 3>It's to ever tap them on the shoulder and gave

0:32:21.120 --> 0:32:23.440
<v Speaker 3>them the opportunity. I mean, maybe you should talk to

0:32:23.480 --> 0:32:26.040
<v Speaker 3>them and ask them. You know, I'm really curious. I'm

0:32:26.040 --> 0:32:28.840
<v Speaker 3>interested in becoming a manager someday, would you mind grabbing

0:32:28.840 --> 0:32:32.440
<v Speaker 3>a coffee and telling me about you know, how you

0:32:32.480 --> 0:32:34.880
<v Speaker 3>got to where you are, opening that door to them,

0:32:35.040 --> 0:32:38.360
<v Speaker 3>because I mean, maybe you know now that whether or

0:32:38.400 --> 0:32:40.680
<v Speaker 3>not it's it feels right or whatever, it makes you

0:32:40.680 --> 0:32:43.200
<v Speaker 3>feel a woman fezzy inside. But if they're in a

0:32:43.360 --> 0:32:45.920
<v Speaker 3>leadership position now, maybe they could turn around and bring

0:32:45.960 --> 0:32:48.960
<v Speaker 3>you up, you know, if you tell them that you're interested,

0:32:49.080 --> 0:32:50.760
<v Speaker 3>or you know, put in a good word for you

0:32:50.840 --> 0:32:53.720
<v Speaker 3>with the supervisor that they apparently know, but you know,

0:32:53.920 --> 0:32:55.920
<v Speaker 3>kind of kind of flip it. Don't get stuck in

0:32:55.960 --> 0:32:59.080
<v Speaker 3>the bitterness or feeling like you're not getting what you deserve.

0:33:00.240 --> 0:33:03.240
<v Speaker 3>Try and try and make a positive make it a

0:33:03.280 --> 0:33:08.240
<v Speaker 3>positive opportunity to build a relationship with them. Also, definitely,

0:33:08.240 --> 0:33:10.520
<v Speaker 3>if you haven't yet raise your hand, ask for a

0:33:10.560 --> 0:33:13.480
<v Speaker 3>meeting with your supervisor and tell don't even bring up

0:33:13.680 --> 0:33:15.600
<v Speaker 3>with the women who got promoted over you. Just talk

0:33:15.640 --> 0:33:18.479
<v Speaker 3>about yourself and how you want that maybe you can

0:33:18.520 --> 0:33:20.560
<v Speaker 3>vaguely say, you know, I notice other people are being

0:33:20.560 --> 0:33:23.240
<v Speaker 3>recognized and I just want you to know that, you know,

0:33:23.360 --> 0:33:26.640
<v Speaker 3>I have been working hard and I want more to

0:33:26.720 --> 0:33:30.280
<v Speaker 3>this job too. And then once you've put your cards

0:33:30.320 --> 0:33:33.160
<v Speaker 3>on the table. If their reaction is, now, we have

0:33:33.200 --> 0:33:35.960
<v Speaker 3>nothing for you. You know, we don't really see your potential.

0:33:36.000 --> 0:33:37.880
<v Speaker 3>Even that's kind of harsh. But if you get the

0:33:37.960 --> 0:33:40.640
<v Speaker 3>vibe from them that they're not going to create that

0:33:40.640 --> 0:33:42.160
<v Speaker 3>path for you, or you're not going to help you

0:33:42.480 --> 0:33:45.000
<v Speaker 3>push on that path, I'll.

0:33:44.760 --> 0:33:45.480
<v Speaker 1>Show you the door.

0:33:45.560 --> 0:33:48.920
<v Speaker 3>You need to start looking for other jobs, because then

0:33:48.960 --> 0:33:50.680
<v Speaker 3>you look for another job and you know, okay, this

0:33:50.760 --> 0:33:53.000
<v Speaker 3>is a dead end for me. And you've given them

0:33:53.000 --> 0:33:55.320
<v Speaker 3>a chance to make you, you know, give you a

0:33:55.360 --> 0:33:57.800
<v Speaker 3>reason to stay, and they haven't, you know, given you

0:33:57.880 --> 0:33:59.760
<v Speaker 3>anything to They haven't given you that reason.

0:33:59.800 --> 0:34:01.400
<v Speaker 1>So you're entirely within your rights.

0:34:01.400 --> 0:34:03.360
<v Speaker 3>And I think it's a smart thing to start looking

0:34:03.400 --> 0:34:06.720
<v Speaker 3>for work elsewhere, take your great work ethic, and move

0:34:06.760 --> 0:34:09.520
<v Speaker 3>on and possibly leverage your new move to a higher

0:34:09.560 --> 0:34:11.480
<v Speaker 3>position somewhere else now that you've got a few years

0:34:11.480 --> 0:34:12.760
<v Speaker 3>of experience under your belt.

0:34:13.880 --> 0:34:18.440
<v Speaker 4>Yeah, no, I agree, I think that. No, honestly, I

0:34:19.040 --> 0:34:22.239
<v Speaker 4>think that's perfectly stated. Is that try and then if not,

0:34:22.520 --> 0:34:24.520
<v Speaker 4>then you can move on knowing that you've done what

0:34:24.600 --> 0:34:28.160
<v Speaker 4>you would which all that you can do. But say something,

0:34:28.640 --> 0:34:30.920
<v Speaker 4>you know, don't wait for people to notice, because oftentimes

0:34:30.920 --> 0:34:33.120
<v Speaker 4>people don't absolutely.

0:34:33.200 --> 0:34:35.480
<v Speaker 1>I mean people, you know, and and it's it.

0:34:35.600 --> 0:34:37.879
<v Speaker 3>They may not notice and I'm going to talk about

0:34:37.880 --> 0:34:39.759
<v Speaker 3>this later during my win, but I'm gonna save it.

0:34:40.040 --> 0:34:42.920
<v Speaker 1>They may not. They may notice it, but still like.

0:34:42.960 --> 0:34:45.560
<v Speaker 3>Not they they may not. They just may be too

0:34:45.560 --> 0:34:48.759
<v Speaker 3>busy or too wrapped up in other things. And then

0:34:48.800 --> 0:34:51.000
<v Speaker 3>once you finally raise your hand and make them notice it,

0:34:51.120 --> 0:34:53.239
<v Speaker 3>they will have time to look at you and say, oh,

0:34:53.280 --> 0:34:55.120
<v Speaker 3>you're you know, you're right, and I have overlooked this,

0:34:56.160 --> 0:34:58.160
<v Speaker 3>you know. Give them a give them the benefit of

0:34:58.160 --> 0:35:02.000
<v Speaker 3>the doubt, I guess by by at least, and the respect,

0:35:02.080 --> 0:35:03.800
<v Speaker 3>you know, to sit them down and give them a

0:35:03.880 --> 0:35:07.799
<v Speaker 3>chance to to recognize everything that you've been doing for them.

0:35:08.840 --> 0:35:09.320
<v Speaker 2>Exactly.

0:35:10.000 --> 0:35:10.800
<v Speaker 1>Good luck chemist.

0:35:11.200 --> 0:35:12.840
<v Speaker 3>We'll call it an anonymous chemist.

0:35:13.320 --> 0:35:14.200
<v Speaker 2>Yeah.

0:35:14.239 --> 0:35:14.839
<v Speaker 1>I'm trying to think.

0:35:14.880 --> 0:35:17.799
<v Speaker 3>What's the name of the princess from Wakanda who's like

0:35:17.840 --> 0:35:20.759
<v Speaker 3>the tech girl I know, Sury Princess Surry.

0:35:21.280 --> 0:35:23.680
<v Speaker 2>Yeah, good luxury, you got a heirl.

0:35:24.280 --> 0:35:27.240
<v Speaker 3>Okay, one more question. This is a home ownership question, Tiffany.

0:35:27.320 --> 0:35:29.520
<v Speaker 3>This is actually good for you. So this is from

0:35:29.560 --> 0:35:32.320
<v Speaker 3>listener arian who says, I have a question about home buying.

0:35:32.800 --> 0:35:34.799
<v Speaker 3>I have been thinking about buying a home, and I'm

0:35:34.840 --> 0:35:38.280
<v Speaker 3>trying to learn about home buying through auctioning. Tiffany purchased

0:35:38.320 --> 0:35:41.000
<v Speaker 3>her home, her home in cash through an auction, and

0:35:41.040 --> 0:35:43.239
<v Speaker 3>I'm wondering if there's a way to get financing for

0:35:43.280 --> 0:35:46.600
<v Speaker 3>a home auction purchase. Please provide any tips or additional

0:35:46.600 --> 0:35:50.040
<v Speaker 3>advice surrounding this process. Is that true you got your

0:35:50.040 --> 0:35:50.960
<v Speaker 3>house through an auction site?

0:35:51.000 --> 0:35:52.160
<v Speaker 2>I forget I did?

0:35:52.840 --> 0:35:58.359
<v Speaker 4>Okay, all right, yeah, so yes, So if you're going

0:35:58.400 --> 0:36:02.959
<v Speaker 4>to purchase an auction in person and then no, well

0:36:03.320 --> 0:36:05.239
<v Speaker 4>you would have to bring left financing with you. So

0:36:05.280 --> 0:36:08.160
<v Speaker 4>for example, let's just say you're going to you know

0:36:08.200 --> 0:36:10.600
<v Speaker 4>you're going to because you can literally go to auction where.

0:36:10.400 --> 0:36:12.600
<v Speaker 2>They're like five, ten, fifteen, and twenty about thirty.

0:36:13.480 --> 0:36:15.760
<v Speaker 4>So, but you could go to your like say credit

0:36:15.840 --> 0:36:18.880
<v Speaker 4>Union or whatever and come ready with money that you borrow,

0:36:19.000 --> 0:36:23.759
<v Speaker 4>So you could do that way. So, but typically auctions

0:36:23.880 --> 0:36:26.399
<v Speaker 4>want the money upfront. Now, however, you whatever you did

0:36:26.440 --> 0:36:29.160
<v Speaker 4>to get it, that's up to you. But I have

0:36:29.239 --> 0:36:31.680
<v Speaker 4>seen on some auction sites that they do allow for

0:36:31.760 --> 0:36:35.480
<v Speaker 4>some financing, but not often because you have to look

0:36:35.520 --> 0:36:38.480
<v Speaker 4>at it this way. The auction site doesn't own the property.

0:36:38.680 --> 0:36:42.400
<v Speaker 4>They are merely like the middle man. They're like eBay,

0:36:42.760 --> 0:36:44.920
<v Speaker 4>you know, they don't sell the product, they're just in

0:36:44.920 --> 0:36:46.839
<v Speaker 4>the middle so they're not waiting to get paid because

0:36:46.880 --> 0:36:49.840
<v Speaker 4>auction sites typically get like a percentage or cut of

0:36:49.920 --> 0:36:54.480
<v Speaker 4>the sell of the property. So the financing probably it's

0:36:54.480 --> 0:36:55.880
<v Speaker 4>almost like if you buy a car and then you

0:36:55.960 --> 0:36:58.200
<v Speaker 4>go to your credit union and borrow all the money

0:36:58.200 --> 0:37:00.520
<v Speaker 4>and then go to the dealership and say, hey, I

0:37:00.600 --> 0:37:02.799
<v Speaker 4>have my own financing. So basically you're going to the

0:37:02.840 --> 0:37:05.200
<v Speaker 4>dealer like you're buying with cash from the dealer, but

0:37:05.280 --> 0:37:07.160
<v Speaker 4>the cash is finance from the credit union.

0:37:07.880 --> 0:37:10.040
<v Speaker 2>So but think about this.

0:37:09.960 --> 0:37:13.920
<v Speaker 4>Way, like, so my house was you know, on the

0:37:14.320 --> 0:37:17.200
<v Speaker 4>not even necessarily on the higher end as far as costs,

0:37:17.200 --> 0:37:21.000
<v Speaker 4>But you can find auctions if you're willing to look

0:37:21.080 --> 0:37:24.120
<v Speaker 4>outside of like these, Like cause I live in Newark,

0:37:24.160 --> 0:37:27.160
<v Speaker 4>which is really up and coming. It's like more and

0:37:27.200 --> 0:37:30.160
<v Speaker 4>more business and enterprises are coming here, so so houses

0:37:30.200 --> 0:37:31.759
<v Speaker 4>go for a little bit more. But I also saw

0:37:32.040 --> 0:37:34.000
<v Speaker 4>things that you can get for ten thousand dollars, but

0:37:34.040 --> 0:37:36.520
<v Speaker 4>they're run down. So that's what if you don't have

0:37:36.600 --> 0:37:39.520
<v Speaker 4>a whole lot of cash, but you know you're gonna

0:37:39.520 --> 0:37:42.320
<v Speaker 4>have to bring some cash to the table. Consider saving

0:37:42.400 --> 0:37:45.279
<v Speaker 4>up like a lump sum, because you can save five, ten,

0:37:45.440 --> 0:37:50.080
<v Speaker 4>fifteen thousand dollars, you know you can, and then purchasing

0:37:50.160 --> 0:37:52.359
<v Speaker 4>a house that needs a lot of work, and then

0:37:52.440 --> 0:37:55.640
<v Speaker 4>later financing what's called a two oh three K loan.

0:37:56.320 --> 0:37:59.799
<v Speaker 4>And what that is is that's alone specifically set aside

0:37:59.840 --> 0:38:03.840
<v Speaker 4>for innovations. So that loan becomes your mortgage, but really

0:38:03.880 --> 0:38:07.680
<v Speaker 4>the bank expects you to use that money and actually

0:38:07.719 --> 0:38:10.600
<v Speaker 4>will only disseminate that money when you show them specifically

0:38:10.640 --> 0:38:12.279
<v Speaker 4>how you're going to fix up this beat up house.

0:38:12.960 --> 0:38:16.560
<v Speaker 4>And so that's like, for example, Superman and I are

0:38:16.560 --> 0:38:19.040
<v Speaker 4>looking at a second property and it's just that it's

0:38:19.080 --> 0:38:21.120
<v Speaker 4>beat up. It's like you can't even go inside. But

0:38:21.200 --> 0:38:23.960
<v Speaker 4>the location is amazing and it's ten thousand dollars, but

0:38:24.000 --> 0:38:24.720
<v Speaker 4>the house needs.

0:38:24.600 --> 0:38:25.319
<v Speaker 2>To be tore down.

0:38:25.600 --> 0:38:27.960
<v Speaker 4>And for that we'll get a mortgage, but we'll get

0:38:27.960 --> 0:38:30.400
<v Speaker 4>a tool of three k loan and that'll be our mortgage,

0:38:30.400 --> 0:38:33.080
<v Speaker 4>and we'll fix it up and we'll we'll rent it

0:38:33.080 --> 0:38:36.439
<v Speaker 4>out or we'll airbnb it out. So there are there

0:38:36.480 --> 0:38:39.239
<v Speaker 4>are ways to get around it if you don't have

0:38:39.280 --> 0:38:41.680
<v Speaker 4>a lot of cash to put down. I was just

0:38:41.719 --> 0:38:43.560
<v Speaker 4>willing to put down a lot for this house because

0:38:43.560 --> 0:38:44.439
<v Speaker 4>we were going to live here.

0:38:44.840 --> 0:38:46.759
<v Speaker 3>And I imagine you're competing with a lot of all

0:38:46.800 --> 0:38:49.800
<v Speaker 3>cash borrowers too, So if you don't have that cash

0:38:49.800 --> 0:38:52.600
<v Speaker 3>financing you may have, it may be hard to win

0:38:53.280 --> 0:38:54.399
<v Speaker 3>some exits, right.

0:38:54.800 --> 0:38:55.880
<v Speaker 2>Yeah, because think about it.

0:38:55.920 --> 0:38:58.200
<v Speaker 4>I mean, if someone came to you and said, hey,

0:38:58.960 --> 0:39:03.120
<v Speaker 4>I really love you car, I can give you installment

0:39:03.120 --> 0:39:06.080
<v Speaker 4>payments or like you know what, I you know, I

0:39:06.120 --> 0:39:08.759
<v Speaker 4>have a loan and you know, or I really love

0:39:08.800 --> 0:39:09.280
<v Speaker 4>your car.

0:39:09.320 --> 0:39:10.359
<v Speaker 2>Here's cash right now.

0:39:11.440 --> 0:39:14.440
<v Speaker 4>Cash right now is guaranteed, so people tend to you know,

0:39:14.480 --> 0:39:16.279
<v Speaker 4>it's a stronger buyer that Brita's cash.

0:39:16.320 --> 0:39:19.359
<v Speaker 2>But just know that cash properties don't have to be

0:39:19.760 --> 0:39:21.080
<v Speaker 2>two hundred thousand dollars.

0:39:21.120 --> 0:39:24.000
<v Speaker 4>You could find cash properties that are less, but you're

0:39:24.040 --> 0:39:26.239
<v Speaker 4>going to they're not going to be in like, you know,

0:39:26.320 --> 0:39:30.720
<v Speaker 4>amazing condition, or they might not be in this perfect place.

0:39:30.760 --> 0:39:32.879
<v Speaker 4>So I know, a young girl, her mother has really

0:39:32.920 --> 0:39:35.319
<v Speaker 4>taught her how to invest in. She's invested in South

0:39:35.400 --> 0:39:37.560
<v Speaker 4>Jersey a lot because a lot of people are foreclosing

0:39:38.520 --> 0:39:41.560
<v Speaker 4>because they're still recovering from Sandy, the the in the recession,

0:39:42.640 --> 0:39:45.640
<v Speaker 4>and houses are going for ten and fifteen thousand dollars.

0:39:45.640 --> 0:39:48.080
<v Speaker 4>So she's been saving. This young woman is like not

0:39:48.120 --> 0:39:50.120
<v Speaker 4>even twenty five yet, and it has like two properties.

0:39:50.800 --> 0:39:53.680
<v Speaker 4>She's been saving. I think her her grandmother passed and

0:39:53.680 --> 0:39:56.120
<v Speaker 4>set and set aside some money for her, and she's

0:39:56.160 --> 0:40:01.560
<v Speaker 4>bought properties fairly inexpensively and and you know, fix them

0:40:01.640 --> 0:40:03.880
<v Speaker 4>up and then rented them out and then save that

0:40:03.920 --> 0:40:07.719
<v Speaker 4>money and got the next one. So be open to

0:40:08.080 --> 0:40:10.560
<v Speaker 4>the fact that you're you know, you're you're probably going

0:40:10.600 --> 0:40:12.279
<v Speaker 4>to have to finance one way or the other. But

0:40:12.719 --> 0:40:15.000
<v Speaker 4>you can finance on the front end, or you could

0:40:15.000 --> 0:40:16.600
<v Speaker 4>pay a little bit of money and finance on the

0:40:16.640 --> 0:40:17.000
<v Speaker 4>back end.

0:40:17.920 --> 0:40:19.840
<v Speaker 3>Two or three K loans are really interesting. I'm going

0:40:19.880 --> 0:40:21.600
<v Speaker 3>to post a guide to two or three K loans

0:40:21.600 --> 0:40:24.000
<v Speaker 3>because we just did one recently at Magnified Money and

0:40:24.080 --> 0:40:26.000
<v Speaker 3>they are a great way to get They're basically a

0:40:26.000 --> 0:40:30.759
<v Speaker 3>renovation loan through the SAHA, the Federal Housing Administration, and

0:40:30.800 --> 0:40:33.640
<v Speaker 3>I think they require they don't require a huge downpayment either.

0:40:34.080 --> 0:40:36.840
<v Speaker 3>They just have to sort of deal with the requirements

0:40:36.880 --> 0:40:39.560
<v Speaker 3>and a two or three K loan like they kind

0:40:39.600 --> 0:40:42.400
<v Speaker 3>of control which contractors you pick and yeah, all this

0:40:42.480 --> 0:40:43.080
<v Speaker 3>kind of stuff.

0:40:43.080 --> 0:40:44.080
<v Speaker 1>So because you have.

0:40:44.040 --> 0:40:44.879
<v Speaker 2>To think about it this way.

0:40:45.080 --> 0:40:48.759
<v Speaker 4>A bank is basically lending you money to fix up

0:40:48.800 --> 0:40:51.799
<v Speaker 4>what is essentially they believe their property until you pay

0:40:51.800 --> 0:40:55.040
<v Speaker 4>off that loan. So they're like, I hear you that

0:40:55.120 --> 0:40:58.400
<v Speaker 4>you want marble floors, but in this neighborhood, we're not

0:40:58.440 --> 0:41:00.480
<v Speaker 4>gonna be able to recoup our money with your mars.

0:41:00.680 --> 0:41:02.640
<v Speaker 4>We need you to fix this bathroom and fix this,

0:41:02.719 --> 0:41:04.759
<v Speaker 4>and do this and do that. So bank like two

0:41:04.840 --> 0:41:07.279
<v Speaker 4>three klons are a little bit stricter with what you

0:41:07.280 --> 0:41:09.879
<v Speaker 4>do with the money because the bank is like, they

0:41:10.080 --> 0:41:13.319
<v Speaker 4>essentially need you to bring the property up to the

0:41:13.719 --> 0:41:15.759
<v Speaker 4>to the value of the two oh three k loan,

0:41:15.880 --> 0:41:17.480
<v Speaker 4>so that way, if you don't pay they can take

0:41:17.520 --> 0:41:20.640
<v Speaker 4>it and resell it and get their money back. But yeah,

0:41:21.120 --> 0:41:23.520
<v Speaker 4>but it's definitely something worth looking into, especially if you're

0:41:23.520 --> 0:41:26.080
<v Speaker 4>buying like a super fixer up, Like you're not gonna

0:41:26.080 --> 0:41:28.040
<v Speaker 4>get a two three k lo for like ten thousand bucks.

0:41:28.200 --> 0:41:30.080
<v Speaker 4>Banks are not doing that. It would have to be

0:41:30.680 --> 0:41:32.359
<v Speaker 4>I don't remember what the cutoff is, but it has

0:41:32.400 --> 0:41:34.080
<v Speaker 4>to be a pretty good amount of money, Like the

0:41:34.080 --> 0:41:36.839
<v Speaker 4>house has to need a pretty good amount of work

0:41:36.840 --> 0:41:38.400
<v Speaker 4>in order to qualify.

0:41:39.320 --> 0:41:40.960
<v Speaker 3>Well, thank you for your question, Arian and if you

0:41:41.000 --> 0:41:42.960
<v Speaker 3>guys have more questions for us, hit us up at

0:41:43.239 --> 0:41:52.560
<v Speaker 3>Brand Ambition podcast dot com. Nope, okay, it is so

0:41:52.719 --> 0:41:57.800
<v Speaker 3>manipulative and mean, or you can send us an email

0:41:57.840 --> 0:42:00.000
<v Speaker 3>at Brand Edition Podcast at gmail dot com.

0:42:00.040 --> 0:42:00.840
<v Speaker 1>Now you're waiting for it.

0:42:01.200 --> 0:42:16.360
<v Speaker 5>Oh, she is always This is.

0:42:16.360 --> 0:42:17.759
<v Speaker 1>A lovely time for wins.

0:42:18.200 --> 0:42:20.799
<v Speaker 2>Yes, because all we do is Wayne, Wayne, Wayne, no

0:42:20.800 --> 0:42:21.279
<v Speaker 2>matter what.

0:42:21.600 --> 0:42:23.480
<v Speaker 3>So my win today, I'm actually just going to do

0:42:23.520 --> 0:42:24.560
<v Speaker 3>a really quick shout out.

0:42:24.600 --> 0:42:25.000
<v Speaker 1>I want to.

0:42:25.160 --> 0:42:26.759
<v Speaker 3>I don't know if you've seen the new video from

0:42:26.840 --> 0:42:31.440
<v Speaker 3>Drake Nice for What, which has like every beautiful brown

0:42:31.719 --> 0:42:36.200
<v Speaker 3>celebrity activist, woman in power on the planet basically in

0:42:36.320 --> 0:42:39.319
<v Speaker 3>this in this video. It's amazing. But then I found

0:42:39.320 --> 0:42:41.879
<v Speaker 3>out that the director is just this twenty two year

0:42:41.880 --> 0:42:45.440
<v Speaker 3>old woman. Her name is Karen Evans, and she's just

0:42:45.480 --> 0:42:48.120
<v Speaker 3>twenty two years old, and she's killing it. And I'm

0:42:48.160 --> 0:42:49.960
<v Speaker 3>gonna do my win for her this week.

0:42:50.200 --> 0:42:53.840
<v Speaker 2>So my Wayne is not quite as inspirational. It's just

0:42:53.880 --> 0:42:54.439
<v Speaker 2>a little fun.

0:42:56.040 --> 0:42:58.120
<v Speaker 4>I don't know if you saw this on our Facebook page, guys,

0:42:58.480 --> 0:43:06.600
<v Speaker 4>but athletes of brown and black descent when they've well

0:43:06.640 --> 0:43:09.080
<v Speaker 4>you know what I mean, like brown and black athletes.

0:43:10.160 --> 0:43:10.959
<v Speaker 2>I was trying to be faking.

0:43:14.840 --> 0:43:15.720
<v Speaker 3>I'm sorry.

0:43:16.360 --> 0:43:18.040
<v Speaker 1>I'm sorry I continue.

0:43:19.120 --> 0:43:19.800
<v Speaker 2>That sound crazy.

0:43:20.200 --> 0:43:22.640
<v Speaker 4>No, but so I just think it's really cute that,

0:43:22.960 --> 0:43:25.200
<v Speaker 4>you know, when they've won or they've gotten a point

0:43:25.280 --> 0:43:27.840
<v Speaker 4>or whatever, that they've been doing the Wakanda Forever salute.

0:43:27.880 --> 0:43:29.600
<v Speaker 4>And I just think that, I don't know, that just

0:43:29.600 --> 0:43:33.200
<v Speaker 4>brings me Jordan like that this movie like it's just

0:43:33.400 --> 0:43:37.080
<v Speaker 4>a movement, you know. I just and I just think

0:43:37.080 --> 0:43:40.360
<v Speaker 4>that that's just the movie. I know I did Wakanda,

0:43:40.520 --> 0:43:43.080
<v Speaker 4>like I think hitting over a billion dollars.

0:43:43.120 --> 0:43:44.439
<v Speaker 2>I think I did it last week or something.

0:43:44.480 --> 0:43:47.759
<v Speaker 4>But I just think that there's a surge and maybe

0:43:47.800 --> 0:43:50.080
<v Speaker 4>that's what the win is that I don't know if

0:43:50.080 --> 0:43:52.280
<v Speaker 4>you guys can feel it, but I certainly can.

0:43:52.239 --> 0:43:55.160
<v Speaker 2>That there's this undercurrent of.

0:43:56.440 --> 0:44:02.160
<v Speaker 4>Just like appreciation for brown and black blackness and not

0:44:02.400 --> 0:44:04.880
<v Speaker 4>like I'm talking about, not necessarily from the outside world,

0:44:05.440 --> 0:44:06.479
<v Speaker 4>like from each other.

0:44:07.040 --> 0:44:10.239
<v Speaker 2>You know, I can see it on social media. I can't.

0:44:10.239 --> 0:44:12.719
<v Speaker 4>Oh a, my my bad, that's one of my brown

0:44:12.719 --> 0:44:14.120
<v Speaker 4>friends trying to call me. See they know I take

0:44:14.160 --> 0:44:20.680
<v Speaker 4>by this time. But yeah, just this appreciation for brown

0:44:20.800 --> 0:44:25.080
<v Speaker 4>and blackness that I've seen, Like one of my friends

0:44:25.080 --> 0:44:28.200
<v Speaker 4>turn name is Yaba doctor yaba blay and she's got

0:44:28.200 --> 0:44:31.040
<v Speaker 4>this hashtag and this Instagram account which I love called

0:44:31.080 --> 0:44:35.080
<v Speaker 4>professional black Girl. And if you just need sometimes a

0:44:35.120 --> 0:44:39.080
<v Speaker 4>boost of like and it's just all things brown and

0:44:39.120 --> 0:44:39.840
<v Speaker 4>black girls.

0:44:39.880 --> 0:44:40.000
<v Speaker 2>Like.

0:44:40.040 --> 0:44:43.600
<v Speaker 4>So sometimes it's like a little girl singing a song.

0:44:43.800 --> 0:44:47.320
<v Speaker 4>Sometimes it's just like a beautiful woman in Africa. Sometimes

0:44:47.400 --> 0:44:49.840
<v Speaker 4>it's just like girls here in the US like stepping

0:44:50.040 --> 0:44:53.200
<v Speaker 4>or girls in New Orleans like Second Line Band or

0:44:53.239 --> 0:44:55.520
<v Speaker 4>whatever it is that is that represents our culture. And

0:44:55.760 --> 0:44:58.239
<v Speaker 4>so I'm just feeling like this, like feeling this love.

0:44:58.600 --> 0:45:02.200
<v Speaker 4>I feel like it's it's it's probably similar to there

0:45:02.280 --> 0:45:04.600
<v Speaker 4>was a time in history when everyone was kind of

0:45:04.600 --> 0:45:07.360
<v Speaker 4>reclaiming their blackness and they were naming their kids. That's

0:45:07.400 --> 0:45:09.840
<v Speaker 4>when like Queen Latifa came out and everyone was getting

0:45:09.880 --> 0:45:12.479
<v Speaker 4>like Muslim names and and it was like.

0:45:12.520 --> 0:45:14.040
<v Speaker 2>Afros and you know.

0:45:14.760 --> 0:45:17.279
<v Speaker 4>And I just think that there's something happening now, and

0:45:17.320 --> 0:45:20.120
<v Speaker 4>I'm just glad that we have a podcast that helps

0:45:20.160 --> 0:45:23.840
<v Speaker 4>to partially capture that movement and also move that movement forward.

0:45:24.280 --> 0:45:27.759
<v Speaker 4>So a wind for Wakanda and a wind for brownness

0:45:27.840 --> 0:45:28.960
<v Speaker 4>and the win for blackness.

0:45:29.120 --> 0:45:31.799
<v Speaker 1>I'm doing this salute right now. You can't see it.

0:45:32.120 --> 0:45:35.800
<v Speaker 2>I'm like, I'm doing it too, what kind of whatever?

0:45:38.400 --> 0:45:40.879
<v Speaker 3>Now, everybody go watch Chadwick on SNL because it was

0:45:41.040 --> 0:45:47.719
<v Speaker 3>the best hilarious that was Block Jeopardyards.

0:45:48.239 --> 0:45:51.399
<v Speaker 4>It was everything he said, Oh I see now, yes,

0:45:53.400 --> 0:45:54.600
<v Speaker 4>all right, mandra.

0:45:55.400 --> 0:46:00.760
<v Speaker 1>On fellow homeowner. Yeah, keep us postomach keep posted.

0:46:01.880 --> 0:46:03.600
<v Speaker 3>I might elbow my way into that group chain.

0:46:03.680 --> 0:46:05.080
<v Speaker 1>Eventually I'm try and it in.

0:46:05.120 --> 0:46:06.520
<v Speaker 3>I'm trying them to in write.

0:46:08.719 --> 0:46:08.879
<v Speaker 2>Right.

0:46:09.280 --> 0:46:11.000
<v Speaker 4>Oh I didn't even say so just in case you're asking.

0:46:11.160 --> 0:46:12.319
<v Speaker 4>People are going to ask me and I'm like, oh,

0:46:12.360 --> 0:46:15.120
<v Speaker 4>please don't email me. The company of the couple. Their

0:46:15.200 --> 0:46:20.000
<v Speaker 4>their business is called Blue b Lu, Blue Home Home

0:46:20.040 --> 0:46:23.239
<v Speaker 4>Design and Development. They're on Twitter and no Instagram Blue

0:46:23.239 --> 0:46:25.440
<v Speaker 4>Home and Design and Development. Because last time I mentioned them,

0:46:25.480 --> 0:46:26.799
<v Speaker 4>so many people hit me up and I was like,

0:46:26.800 --> 0:46:29.080
<v Speaker 4>oh I can't answer everyone back and people were mad

0:46:29.080 --> 0:46:30.839
<v Speaker 4>at me. So just in case you want to follow

0:46:30.880 --> 0:46:32.600
<v Speaker 4>them on because they're going to be like posting our

0:46:32.640 --> 0:46:34.120
<v Speaker 4>pictures and stuff. So if you want to kind of

0:46:34.120 --> 0:46:37.400
<v Speaker 4>see like our journey, Blue Home Design and Development.

0:46:38.480 --> 0:46:39.800
<v Speaker 1>Awesome, all right

0:46:41.880 --> 0:46:43.680
<v Speaker 2>For a ball, yes, what kind of forever