1 00:00:02,720 --> 00:00:03,080 Speaker 1: Hi. 2 00:00:03,320 --> 00:00:07,400 Speaker 2: This is Laura Vandercamp. I'm a mother of five, an author, journalist, 3 00:00:07,440 --> 00:00:08,039 Speaker 2: and speaker. 4 00:00:08,920 --> 00:00:10,200 Speaker 1: And this is Sarah hart Unger. 5 00:00:10,480 --> 00:00:13,480 Speaker 3: I'm a mother of three, a practicing physician and blogger. 6 00:00:13,520 --> 00:00:15,840 Speaker 3: On the side, we are two working parents who love 7 00:00:15,840 --> 00:00:17,440 Speaker 3: our careers and our families. 8 00:00:17,880 --> 00:00:19,320 Speaker 1: Welcome to best of both worlds. 9 00:00:19,600 --> 00:00:22,439 Speaker 2: Here we talk about how real women manage work, family, 10 00:00:22,560 --> 00:00:25,760 Speaker 2: and time for fun, from figuring out childcare to mapping 11 00:00:25,800 --> 00:00:28,360 Speaker 2: out long term career goals. We want you to get 12 00:00:28,400 --> 00:00:32,120 Speaker 2: the most out of life. 13 00:00:32,560 --> 00:00:34,960 Speaker 1: Welcome to best of both worlds. This is Laura. 14 00:00:35,479 --> 00:00:38,919 Speaker 2: In this episode, I am going to be interviewing Farnush Torabi, 15 00:00:38,960 --> 00:00:41,879 Speaker 2: who is a personal finance expert and is also the 16 00:00:41,920 --> 00:00:44,279 Speaker 2: author of the brand new book Healthy. 17 00:00:43,920 --> 00:00:45,000 Speaker 1: State of Panic. 18 00:00:45,640 --> 00:00:48,760 Speaker 2: She's broadening her subject matter with this book, looking at 19 00:00:48,800 --> 00:00:52,760 Speaker 2: how our fears and the things that we are feeling 20 00:00:52,760 --> 00:00:56,720 Speaker 2: trepidation about can be a clue to how we should 21 00:00:56,720 --> 00:00:59,560 Speaker 2: live our lives. That this is something we can look 22 00:00:59,600 --> 00:01:02,400 Speaker 2: into and get to know more about ourselves. And rather 23 00:01:02,440 --> 00:01:06,280 Speaker 2: than this like no fear whatsoever, kind of ridiculousness, you know, 24 00:01:06,360 --> 00:01:08,959 Speaker 2: actually there's a good place for this, and it's a 25 00:01:09,040 --> 00:01:11,280 Speaker 2: healthy state of panic. I guess is how she would 26 00:01:11,280 --> 00:01:17,040 Speaker 2: put it. So we're looking forward to that interview. But Sarah, 27 00:01:17,080 --> 00:01:20,800 Speaker 2: do you follow any personal finance type people, and you 28 00:01:20,840 --> 00:01:23,559 Speaker 2: know we could share some of our favorites on this episode. 29 00:01:23,760 --> 00:01:24,040 Speaker 1: Yeah. 30 00:01:24,160 --> 00:01:28,000 Speaker 3: Podcast wise, I have a fair number of slightly financial 31 00:01:28,280 --> 00:01:31,280 Speaker 3: themed I love How the Money, which we've had those 32 00:01:31,319 --> 00:01:35,319 Speaker 3: guys on our podcast before. I especially love their Friday 33 00:01:35,400 --> 00:01:37,880 Speaker 3: episodes where they just go through like news in the 34 00:01:37,880 --> 00:01:40,000 Speaker 3: financial sphere and just kind of talk about it. They 35 00:01:40,000 --> 00:01:43,240 Speaker 3: have a really nice rapport. And I love Planet Money 36 00:01:43,280 --> 00:01:45,480 Speaker 3: and The Indicator, which is kind of like a subset 37 00:01:45,520 --> 00:01:48,360 Speaker 3: of Planet Money. And it's funny because like, I wouldn't 38 00:01:48,400 --> 00:01:51,240 Speaker 3: have thought those would be interesting topics, and yet almost 39 00:01:51,280 --> 00:01:54,720 Speaker 3: every episode is like fascinating in some way, shape or form. 40 00:01:54,840 --> 00:01:59,360 Speaker 3: So those are like my biggest financial podcasts, I would say. 41 00:01:59,680 --> 00:02:02,160 Speaker 3: And then I think we both really enjoy the Frugal 42 00:02:02,200 --> 00:02:04,440 Speaker 3: Girls blog, who we've also had on the podcast. 43 00:02:05,600 --> 00:02:08,079 Speaker 2: Yeah, she has an awesome blog, anyone who hasn't checked 44 00:02:08,080 --> 00:02:13,040 Speaker 2: that out yet, thefrugalgirl dot com documenting her adventures cheerfully 45 00:02:13,080 --> 00:02:16,960 Speaker 2: living on Less. And she's recently started nursing school, which 46 00:02:17,000 --> 00:02:19,800 Speaker 2: is very exciting that she went back to do a 47 00:02:19,800 --> 00:02:22,880 Speaker 2: lot of college classes and get her nursing degree in 48 00:02:22,919 --> 00:02:25,840 Speaker 2: her mid forties as her children have grown up and 49 00:02:25,880 --> 00:02:28,120 Speaker 2: moved out. And I think that's really fun to hear 50 00:02:28,160 --> 00:02:32,160 Speaker 2: about how people do start careers at different parts of 51 00:02:32,440 --> 00:02:35,680 Speaker 2: their lives. And so she's very inspiring with that and 52 00:02:35,720 --> 00:02:39,560 Speaker 2: also got really cool recipes, so all good stuff. 53 00:02:40,160 --> 00:02:41,600 Speaker 1: Yeah, we like how to money. 54 00:02:41,840 --> 00:02:44,640 Speaker 2: The thing is, I don't really you know, I often 55 00:02:44,680 --> 00:02:48,360 Speaker 2: listen to these things, not for like, here's how you 56 00:02:48,360 --> 00:02:51,240 Speaker 2: you know, here's what an index fund is, or here's 57 00:02:51,320 --> 00:02:53,520 Speaker 2: you know what you should be putting in your four 58 00:02:53,520 --> 00:02:56,200 Speaker 2: to one K or something like that. I mean, I 59 00:02:56,200 --> 00:02:58,440 Speaker 2: feel like I've got that down. But I like thinking 60 00:02:58,440 --> 00:03:00,800 Speaker 2: about the philosophy of money because so much about it 61 00:03:00,840 --> 00:03:04,519 Speaker 2: that relates to time. I mean they're both limited resources 62 00:03:04,639 --> 00:03:08,840 Speaker 2: and how you can optimize them in different ways and 63 00:03:08,880 --> 00:03:11,920 Speaker 2: what they can enable when you use them in certain ways. 64 00:03:12,520 --> 00:03:15,720 Speaker 2: So you know, although they're obviously trade offs, that sometimes 65 00:03:15,720 --> 00:03:17,560 Speaker 2: too that you can spend time or spend money. And 66 00:03:18,120 --> 00:03:21,000 Speaker 2: you know, on this podcast, we're often telling people consider 67 00:03:21,080 --> 00:03:25,000 Speaker 2: spending money because people often spend their time in ways 68 00:03:25,040 --> 00:03:27,040 Speaker 2: that you know, you can't get the time back. 69 00:03:27,800 --> 00:03:29,640 Speaker 3: I was just thinking about, like I used to be 70 00:03:29,760 --> 00:03:32,240 Speaker 3: really really into the fire scene. Like I went through 71 00:03:32,280 --> 00:03:36,280 Speaker 3: a big fire phase fire being financial independence, retire early, 72 00:03:36,920 --> 00:03:41,920 Speaker 3: and have gradually gotten less excited about the concept. I've 73 00:03:41,960 --> 00:03:44,800 Speaker 3: also noted that I think a lot of the fire types, 74 00:03:44,840 --> 00:03:46,920 Speaker 3: as the market cooled and inflation went up. 75 00:03:46,920 --> 00:03:48,120 Speaker 1: Got a little quieter. 76 00:03:48,320 --> 00:03:50,840 Speaker 3: And then I also feel like a lot of them 77 00:03:50,840 --> 00:03:55,040 Speaker 3: are really big into hardcore real estate investing, which I'm like, 78 00:03:55,120 --> 00:03:58,320 Speaker 3: that can turn into your whole job, and like, honestly 79 00:03:58,360 --> 00:04:02,800 Speaker 3: the kind of job I would hate, So it's. 80 00:04:02,560 --> 00:04:05,200 Speaker 1: Rather practice medicine, right, Yeah, exactly. 81 00:04:05,240 --> 00:04:07,480 Speaker 3: It's gotten a little bit murky for me, but I 82 00:04:07,520 --> 00:04:09,480 Speaker 3: still find the concept interesting. 83 00:04:10,080 --> 00:04:11,800 Speaker 2: Yeah. I mean that was always the funny thing for 84 00:04:11,840 --> 00:04:14,119 Speaker 2: me with reading the fire people, because many of them 85 00:04:14,360 --> 00:04:17,760 Speaker 2: are like, Yay, I've achieved financial independence. I don't have 86 00:04:17,760 --> 00:04:20,120 Speaker 2: to work anymore, And then they work in a way 87 00:04:20,120 --> 00:04:21,800 Speaker 2: that is very much like you and I work. Right, 88 00:04:21,839 --> 00:04:24,080 Speaker 2: When people have podcasts or they write books, or they 89 00:04:24,080 --> 00:04:26,520 Speaker 2: hold courses or they have a newsletter or whatever about 90 00:04:26,560 --> 00:04:29,400 Speaker 2: their life where they're not working, I'm like, but that's work. 91 00:04:29,720 --> 00:04:34,159 Speaker 2: It's like, yeah, we're activities that are generating income are work. 92 00:04:35,200 --> 00:04:38,320 Speaker 2: Work is not defined as stuff you don't like doing. Right, 93 00:04:38,400 --> 00:04:41,560 Speaker 2: that is not the definition of work. I mean, that's 94 00:04:41,600 --> 00:04:44,360 Speaker 2: not retirement. That's you know, you switch careers, which is awesome, 95 00:04:44,800 --> 00:04:47,400 Speaker 2: But I think that could be a goal for many people, 96 00:04:47,480 --> 00:04:49,880 Speaker 2: like have enough of a financial cushion that you can 97 00:04:49,920 --> 00:04:51,560 Speaker 2: switch careers to something you enjoy. 98 00:04:51,760 --> 00:04:54,320 Speaker 1: Like, I think that's excellent advice. But that's a. 99 00:04:54,240 --> 00:04:57,680 Speaker 3: Little bit different than total digression. But I tell people 100 00:04:57,920 --> 00:04:59,720 Speaker 3: I work full time, but I work part time. It's 101 00:04:59,720 --> 00:05:02,720 Speaker 3: a bit and part time as a podcaster and writer, 102 00:05:02,839 --> 00:05:05,600 Speaker 3: and like then they're like, oh, like, because I think 103 00:05:05,839 --> 00:05:07,640 Speaker 3: some people would be tempted to say, oh, I went 104 00:05:07,720 --> 00:05:10,159 Speaker 3: part time to like work on my podcast. 105 00:05:09,760 --> 00:05:12,840 Speaker 1: But I know what my calendar looks like, and. 106 00:05:12,800 --> 00:05:14,360 Speaker 3: I do not work part time. 107 00:05:14,760 --> 00:05:17,040 Speaker 2: No, no, not at all. This is in fact work. 108 00:05:17,279 --> 00:05:21,520 Speaker 2: We have a business, as does Furnish. So she's gonna 109 00:05:21,560 --> 00:05:24,200 Speaker 2: talk to us about a healthy state of panic and 110 00:05:24,400 --> 00:05:25,920 Speaker 2: her life and her work in general. 111 00:05:26,040 --> 00:05:27,320 Speaker 1: So we are looking forward to that. 112 00:05:27,839 --> 00:05:30,840 Speaker 2: Well, Sarah and I are delighted to welcome Farnush to 113 00:05:30,960 --> 00:05:34,200 Speaker 2: Rabi to the program. So, Farnush, can you introduce yourself 114 00:05:34,200 --> 00:05:35,000 Speaker 2: to our listeners. 115 00:05:35,520 --> 00:05:37,520 Speaker 4: Yes, happy to thank you so much for having me 116 00:05:37,600 --> 00:05:40,479 Speaker 4: on your show. You and I've known each other for 117 00:05:40,520 --> 00:05:43,800 Speaker 4: many years. Laura and I have been working in the 118 00:05:43,839 --> 00:05:49,200 Speaker 4: personal finance advice space for about twenty years. Through that time, 119 00:05:49,320 --> 00:05:52,320 Speaker 4: I've written books, I host a podcast called so Money, 120 00:05:53,040 --> 00:05:56,719 Speaker 4: and my latest book is called A Healthy State of Panic, 121 00:05:57,240 --> 00:06:00,600 Speaker 4: which is part memoir, part guidebook on how fear can 122 00:06:00,640 --> 00:06:03,279 Speaker 4: be a friend. We've often been told that fear is 123 00:06:03,279 --> 00:06:05,760 Speaker 4: something we need to fight, and I don't know about you, 124 00:06:05,760 --> 00:06:08,080 Speaker 4: but I've never really been able to be fearless, like 125 00:06:08,160 --> 00:06:10,800 Speaker 4: completely fearless, like the world is a scary place. So 126 00:06:11,360 --> 00:06:14,040 Speaker 4: it's a more honest take on how fear has been 127 00:06:14,080 --> 00:06:17,680 Speaker 4: helpful to me and so many other people. And you 128 00:06:17,720 --> 00:06:19,599 Speaker 4: can too, yeah, And you can't. 129 00:06:19,400 --> 00:06:22,880 Speaker 2: Do exactly All books eventually have to have that, and 130 00:06:22,920 --> 00:06:24,400 Speaker 2: you can too, yeah. 131 00:06:24,480 --> 00:06:27,960 Speaker 1: Yeah. And you have two children, correct, Yes. 132 00:06:27,839 --> 00:06:30,480 Speaker 4: I have a daughter who's six and my son is nine. 133 00:06:31,000 --> 00:06:36,719 Speaker 2: Excellent, excellent, And so you actually you're raising kids yourself now. 134 00:06:36,960 --> 00:06:38,800 Speaker 2: But one of the things you talk a lot about 135 00:06:38,839 --> 00:06:42,440 Speaker 2: in your book is your own childhood and growing up 136 00:06:42,640 --> 00:06:46,400 Speaker 2: in an Iranian immigrant family, and I wonder if you 137 00:06:46,440 --> 00:06:49,839 Speaker 2: could just talk a little bit about how that experience 138 00:06:50,680 --> 00:06:53,000 Speaker 2: contributed to how you view the world. 139 00:06:54,760 --> 00:06:59,000 Speaker 4: My parents taught me to be hyper vigilant. We're not 140 00:06:59,080 --> 00:07:01,080 Speaker 4: the family that sort of felt like we could just 141 00:07:01,440 --> 00:07:05,440 Speaker 4: take chances. My parents, Just to give them the background, 142 00:07:05,440 --> 00:07:08,839 Speaker 4: they immigrated here from Iran in the late seventies with 143 00:07:08,920 --> 00:07:12,840 Speaker 4: the backdrop of the revolution happening in Iran. Their plan 144 00:07:13,000 --> 00:07:15,360 Speaker 4: was not to stay in America forever. Their plan was 145 00:07:15,440 --> 00:07:17,480 Speaker 4: just to come so that my dad could get his 146 00:07:17,720 --> 00:07:20,640 Speaker 4: education and then they would move back. In the middle 147 00:07:20,680 --> 00:07:25,680 Speaker 4: of all that, I'm born in Worcestern, Massachusetts, and the revolution, 148 00:07:26,080 --> 00:07:28,960 Speaker 4: and then on top of that, the hostage crisis and 149 00:07:29,080 --> 00:07:32,040 Speaker 4: so much else going on, they didn't feel like it 150 00:07:32,160 --> 00:07:35,960 Speaker 4: was an appropriate time to go back. And fortunately they 151 00:07:36,000 --> 00:07:37,880 Speaker 4: were able to stay. It wasn't like, oh, let's just 152 00:07:37,920 --> 00:07:40,840 Speaker 4: stay because we can. They needed to find my dad 153 00:07:40,880 --> 00:07:44,160 Speaker 4: needed to find a work sponsor, basically to sponsor his 154 00:07:44,280 --> 00:07:46,960 Speaker 4: visa and staying that was really hard, but one person 155 00:07:47,040 --> 00:07:50,600 Speaker 4: did and the rest is history. We never went back 156 00:07:50,600 --> 00:07:54,160 Speaker 4: to Iran to live. My parents have visited. I never 157 00:07:54,200 --> 00:07:56,920 Speaker 4: actually visited, except when I was very, very, very very young. 158 00:07:56,920 --> 00:07:59,160 Speaker 4: I don't remember. But all this to say that when 159 00:07:59,200 --> 00:08:02,160 Speaker 4: they were given the opportunity to stay in America, they 160 00:08:02,200 --> 00:08:08,040 Speaker 4: really took that as a huge luck, a huge opportunity 161 00:08:08,080 --> 00:08:10,640 Speaker 4: that they did not take for granted, and as a result, 162 00:08:10,680 --> 00:08:13,480 Speaker 4: they didn't really push the envelope when they were here, 163 00:08:13,520 --> 00:08:16,520 Speaker 4: Like they weren't like, Okay, let's risk a lot, or 164 00:08:16,600 --> 00:08:20,000 Speaker 4: let's allow our daughter to just kind of like become 165 00:08:20,080 --> 00:08:22,440 Speaker 4: one with the Americans. You know, they'd really felt as 166 00:08:22,480 --> 00:08:26,120 Speaker 4: though they wanted to protect their culture, but also they 167 00:08:26,120 --> 00:08:28,760 Speaker 4: were scared. You know that as Iranians in America in 168 00:08:28,800 --> 00:08:32,320 Speaker 4: the eighties, it was not kumbaya, right. It was a 169 00:08:32,320 --> 00:08:36,640 Speaker 4: lot of rejection and I think, like a lot of 170 00:08:36,679 --> 00:08:39,560 Speaker 4: immigrants for the first time in America, there is a 171 00:08:39,559 --> 00:08:42,920 Speaker 4: culture clash, and they didn't really trust the Western ways 172 00:08:43,040 --> 00:08:45,800 Speaker 4: of child rearing. You know, like, wait, we're going to 173 00:08:45,960 --> 00:08:47,800 Speaker 4: just drop off our kid at a house and she's 174 00:08:47,840 --> 00:08:50,120 Speaker 4: going to sleep over all night, like not in her 175 00:08:50,160 --> 00:08:52,880 Speaker 4: own bed. That was very foreign to them and very uncomfortable. 176 00:08:52,880 --> 00:08:54,160 Speaker 4: So I wasn't allowed to do a lot of the 177 00:08:54,200 --> 00:08:59,800 Speaker 4: things that my friends could, talking to boys on the phone, sleep, 178 00:09:00,559 --> 00:09:03,239 Speaker 4: a lot of socializing stuff I didn't get to participate 179 00:09:03,280 --> 00:09:06,679 Speaker 4: in that didn't involve you know, parental supervision and things 180 00:09:06,720 --> 00:09:09,400 Speaker 4: like that. And so they raised me just to be 181 00:09:09,880 --> 00:09:12,760 Speaker 4: really cautious, and I think I in some ways, well, 182 00:09:12,800 --> 00:09:13,959 Speaker 4: I would have loved to have gone to a few 183 00:09:13,960 --> 00:09:16,640 Speaker 4: more sleepovers than I did. I do appreciate that they 184 00:09:17,720 --> 00:09:20,280 Speaker 4: taught me early on that the world isn't going to 185 00:09:20,360 --> 00:09:23,320 Speaker 4: be always embracing of all the things that you want 186 00:09:23,320 --> 00:09:26,120 Speaker 4: to do, and that you should still work hard, you 187 00:09:26,120 --> 00:09:29,920 Speaker 4: should get an education, you should have self accountability, but 188 00:09:29,960 --> 00:09:31,440 Speaker 4: at the end of the day, you have to prepare 189 00:09:31,440 --> 00:09:34,319 Speaker 4: for uncertainty, which they were intimately aware of all that, 190 00:09:34,480 --> 00:09:36,440 Speaker 4: Like they knew that their all life was so uncertain 191 00:09:36,480 --> 00:09:39,720 Speaker 4: in the beginning, and so things like loneliness and rejection 192 00:09:39,800 --> 00:09:42,600 Speaker 4: and uncertainty and fearing those things were very much a 193 00:09:42,640 --> 00:09:46,199 Speaker 4: part of my upbringing. And I think, as an adult 194 00:09:46,280 --> 00:09:50,000 Speaker 4: woman trying to navigate a male dominated industry like finance, 195 00:09:50,559 --> 00:09:52,960 Speaker 4: being the breadwinner in my marriage, which is not you know, 196 00:09:53,000 --> 00:09:57,959 Speaker 4: as a woman, that's still a foreign role, and all 197 00:09:58,000 --> 00:10:01,920 Speaker 4: of that, I think becoming much emotionally mature around those fears, 198 00:10:03,080 --> 00:10:04,800 Speaker 4: I think set me up for success and we can 199 00:10:04,800 --> 00:10:06,839 Speaker 4: get into it. But I don't look back at my 200 00:10:06,880 --> 00:10:09,560 Speaker 4: childhood as like, oh, don't feel bad for me. You know, yes, 201 00:10:09,600 --> 00:10:13,400 Speaker 4: I had sort of a more insulated and guarded childhood, 202 00:10:13,840 --> 00:10:17,880 Speaker 4: but as a result, I got really intimate, and I 203 00:10:17,960 --> 00:10:22,960 Speaker 4: had an early relationship with fear, which helped me as 204 00:10:22,960 --> 00:10:25,520 Speaker 4: I got older. There was a sort of there had 205 00:10:25,559 --> 00:10:28,640 Speaker 4: to be a reckoning at some point, Like my fears 206 00:10:29,120 --> 00:10:31,400 Speaker 4: interrupted a lot in my childhood, Like I was the 207 00:10:31,480 --> 00:10:34,720 Speaker 4: kid that would overreact in her fears with her fears. 208 00:10:35,080 --> 00:10:37,080 Speaker 4: As adults, we can't do that. So we have to 209 00:10:37,120 --> 00:10:40,400 Speaker 4: find a way to sort of see that fear eyed eye, 210 00:10:40,720 --> 00:10:43,200 Speaker 4: understand what the wisdom is potentially in that fear, what 211 00:10:43,280 --> 00:10:46,199 Speaker 4: it wants to protect or help us protect, and then 212 00:10:46,240 --> 00:10:47,960 Speaker 4: go do the thing. And that's where the book really 213 00:10:48,800 --> 00:10:52,120 Speaker 4: arrives for readers. It's like, you're afraid, you still want 214 00:10:52,160 --> 00:10:56,880 Speaker 4: to go do something really exciting or different or uncertain. 215 00:10:57,200 --> 00:10:59,480 Speaker 4: Here's how you can use your fears and listen to 216 00:10:59,520 --> 00:11:01,320 Speaker 4: your fears to go still do that thing, but with 217 00:11:01,720 --> 00:11:05,280 Speaker 4: more confidence because you have understood the fears. You know 218 00:11:05,400 --> 00:11:07,920 Speaker 4: what the fears want you to protect, and how to 219 00:11:07,960 --> 00:11:10,720 Speaker 4: create maybe a different roadmap for yourself so that you're 220 00:11:11,080 --> 00:11:13,040 Speaker 4: going to go do that scary thing, but while still 221 00:11:13,160 --> 00:11:16,120 Speaker 4: valuing what your goals are and what's important to you 222 00:11:16,200 --> 00:11:17,439 Speaker 4: and your risk tolerance. 223 00:11:18,240 --> 00:11:20,920 Speaker 2: Yeah, well let's talk about that, because I mean we 224 00:11:20,960 --> 00:11:25,000 Speaker 2: hear a lot about conquer your fears or you know, 225 00:11:25,120 --> 00:11:27,800 Speaker 2: feel the fear whatever, and you talk about making fear 226 00:11:27,960 --> 00:11:31,280 Speaker 2: your friend. So let's talk a little bit about that metaphor, 227 00:11:31,520 --> 00:11:34,560 Speaker 2: Like when what does it mean to make fear your friend? 228 00:11:35,679 --> 00:11:38,680 Speaker 4: It means that you have a relationship as opposed to 229 00:11:39,320 --> 00:11:43,800 Speaker 4: a combative relationship. You have a relationship where you know, 230 00:11:43,840 --> 00:11:48,320 Speaker 4: you're understanding that fear potentially has arrived with a purpose, 231 00:11:49,040 --> 00:11:51,920 Speaker 4: and you're still the adult in the room. You're still 232 00:11:51,920 --> 00:11:54,920 Speaker 4: in control of this relationship. As adult, I think we 233 00:11:55,679 --> 00:11:59,000 Speaker 4: undermine our ability to manage our emotions. We think that 234 00:11:59,360 --> 00:12:02,440 Speaker 4: we are going to be overwhelmed and flooded and sunk 235 00:12:02,480 --> 00:12:05,839 Speaker 4: and by our emotions, Whereas I think, you know, all 236 00:12:05,880 --> 00:12:09,760 Speaker 4: it takes sometimes is recognizing what the emotion is and 237 00:12:10,000 --> 00:12:12,880 Speaker 4: deciding what you're going to do with it. What are 238 00:12:12,880 --> 00:12:15,240 Speaker 4: you going to allow for this fear to like, You're 239 00:12:15,280 --> 00:12:18,080 Speaker 4: going to give it space, But you are still in 240 00:12:18,080 --> 00:12:21,320 Speaker 4: control of this relationship. And that's really the friendship, you know, 241 00:12:21,400 --> 00:12:24,400 Speaker 4: where even in real friendships, like there's a balance of 242 00:12:24,440 --> 00:12:26,920 Speaker 4: power sometimes and there's a give and take sometimes, And 243 00:12:26,960 --> 00:12:30,440 Speaker 4: I think that's important to remember. I'm a journalist, you're 244 00:12:30,440 --> 00:12:32,840 Speaker 4: a curious person. What I always say is when fear 245 00:12:32,880 --> 00:12:36,439 Speaker 4: shows up, ask it questions, have a dialogue that's part 246 00:12:36,520 --> 00:12:39,079 Speaker 4: of the friendship. Have a conversation like where did you 247 00:12:39,160 --> 00:12:41,880 Speaker 4: come from? What do you want me to protect? Are 248 00:12:41,920 --> 00:12:46,160 Speaker 4: you real? Because sometimes fears are not you know, their fiction, 249 00:12:46,400 --> 00:12:49,359 Speaker 4: or maybe they are other people's fears that we've decided 250 00:12:49,559 --> 00:12:53,880 Speaker 4: to or maybe unconsciously subconsciously kind of inherited and allowed 251 00:12:53,880 --> 00:12:56,040 Speaker 4: to take up space in our lives. These are important 252 00:12:56,040 --> 00:12:59,960 Speaker 4: things to recognize, and fear is really, I think, sometimes 253 00:13:00,320 --> 00:13:03,439 Speaker 4: a reflection of who we are, which sometimes our friends 254 00:13:03,480 --> 00:13:05,920 Speaker 4: are too. You know, who you choose to have as friends. 255 00:13:06,320 --> 00:13:09,040 Speaker 4: There's a reason for that. And the reason that maybe 256 00:13:09,040 --> 00:13:11,800 Speaker 4: you have certain fears is because of the way you 257 00:13:11,840 --> 00:13:16,000 Speaker 4: were raised, your tendencies, your risk tolerances, all of that. 258 00:13:16,080 --> 00:13:18,920 Speaker 4: So fear tells a story about who you are sometimes. 259 00:13:18,920 --> 00:13:21,360 Speaker 4: Again why it's important I think to have patience with 260 00:13:21,400 --> 00:13:25,160 Speaker 4: our fears, not always. And the book doesn't talk about 261 00:13:25,200 --> 00:13:28,520 Speaker 4: all the fears all the times in every situation, must 262 00:13:28,520 --> 00:13:31,840 Speaker 4: honor them. No, we talk about nine different fears that 263 00:13:31,920 --> 00:13:35,480 Speaker 4: I find typically come up when we are at life's 264 00:13:35,520 --> 00:13:40,679 Speaker 4: big crossroads pertaining to things like money, relationships with our 265 00:13:40,720 --> 00:13:45,719 Speaker 4: partners and friends and ourselves and our careers, and when 266 00:13:45,760 --> 00:13:49,200 Speaker 4: you're afraid of things like loneliness or rejection, or money 267 00:13:49,280 --> 00:13:51,240 Speaker 4: or failure or uncertainty. And these are some of the 268 00:13:51,320 --> 00:13:54,000 Speaker 4: chapters in the book, and fear shows up. I think 269 00:13:54,360 --> 00:13:56,200 Speaker 4: these are the times when we really do want to 270 00:13:56,400 --> 00:14:00,040 Speaker 4: face them and befriend them. And again, not because we 271 00:14:00,679 --> 00:14:03,160 Speaker 4: necessarily have to take them along for the journey, but 272 00:14:03,240 --> 00:14:05,839 Speaker 4: because maybe there's a moment to stop and realize there 273 00:14:05,880 --> 00:14:08,760 Speaker 4: is some information that this fear wants to relate to 274 00:14:08,800 --> 00:14:10,840 Speaker 4: me that can be really, really useful to me as 275 00:14:10,880 --> 00:14:13,760 Speaker 4: I'm about to make a high stakes decision. We don't 276 00:14:13,800 --> 00:14:17,839 Speaker 4: want our decisions to backfire, and fear can sometimes be 277 00:14:17,920 --> 00:14:22,040 Speaker 4: a compass to help us navigate life's maze. 278 00:14:22,600 --> 00:14:26,360 Speaker 2: Yeah, and one of those maze aspects and one that's 279 00:14:27,120 --> 00:14:28,640 Speaker 2: you don't get into until later in the book. But 280 00:14:28,720 --> 00:14:30,880 Speaker 2: I know, since your personal finance expert, let's talk about 281 00:14:30,920 --> 00:14:32,840 Speaker 2: fears around money, Like, what are some of the most 282 00:14:33,400 --> 00:14:38,880 Speaker 2: common fears people have about money, and particularly maybe you 283 00:14:38,920 --> 00:14:40,480 Speaker 2: can go into some of those that you might have 284 00:14:40,520 --> 00:14:41,920 Speaker 2: been telling yourself. 285 00:14:41,680 --> 00:14:42,800 Speaker 1: Over the course of your life. 286 00:14:43,440 --> 00:14:45,400 Speaker 4: I like to talk about the fear of not having 287 00:14:45,560 --> 00:14:49,360 Speaker 4: enough This comes up so much in my conversations with 288 00:14:49,440 --> 00:14:52,080 Speaker 4: people and on the podcast. Often people write in like 289 00:14:52,240 --> 00:14:54,280 Speaker 4: do I have enough to retire? Will I have enough 290 00:14:54,280 --> 00:14:56,080 Speaker 4: to buy a house? Will I ever have enough to 291 00:14:56,560 --> 00:15:00,360 Speaker 4: support my family? I'm thinking about maybe starting one. And 292 00:15:01,160 --> 00:15:05,120 Speaker 4: sometimes that question and that fear around that question is real, 293 00:15:05,280 --> 00:15:07,720 Speaker 4: Like it's because you don't make enough and the world 294 00:15:07,760 --> 00:15:11,520 Speaker 4: is expensive and childcare is expensive, and so when that 295 00:15:11,600 --> 00:15:14,240 Speaker 4: fear comes up, I think it's legit, and it's important 296 00:15:14,280 --> 00:15:16,080 Speaker 4: to sort of understand, well, what are the holes that 297 00:15:16,120 --> 00:15:18,800 Speaker 4: I may need to possibly fill. You know, there's just 298 00:15:19,040 --> 00:15:22,920 Speaker 4: some basic math sometimes that has to equate. So if 299 00:15:23,080 --> 00:15:25,400 Speaker 4: certain things cost certain things and you're not making enough 300 00:15:25,760 --> 00:15:28,080 Speaker 4: and you want for those things, then it's a matter 301 00:15:28,160 --> 00:15:32,640 Speaker 4: of either adjusting how much you make or your approach 302 00:15:32,720 --> 00:15:35,320 Speaker 4: to what you're paying for and maybe changing some of 303 00:15:35,360 --> 00:15:37,440 Speaker 4: your goals. And that's a personal decision. But when that 304 00:15:37,480 --> 00:15:40,400 Speaker 4: fear shows up, sometimes it is a real fear, and 305 00:15:40,400 --> 00:15:42,640 Speaker 4: it's because of just the economics of the world that 306 00:15:42,680 --> 00:15:44,880 Speaker 4: we live in. But often I find that when we 307 00:15:44,960 --> 00:15:49,680 Speaker 4: fear this not having enough, it's pointing at something much deeper. 308 00:15:50,480 --> 00:15:53,080 Speaker 4: The fear really wants you to maybe take a step 309 00:15:53,120 --> 00:15:57,120 Speaker 4: back and realize that you're focused exclusively on income and 310 00:15:57,320 --> 00:16:01,280 Speaker 4: the cost of things and not also recognizing the other 311 00:16:01,360 --> 00:16:05,920 Speaker 4: assets that you may have that in their totality make 312 00:16:05,960 --> 00:16:09,440 Speaker 4: you rich, or you would maybe think twice about do 313 00:16:09,520 --> 00:16:12,880 Speaker 4: I have enough? Because I, for example, lost my job 314 00:16:12,880 --> 00:16:14,920 Speaker 4: in two thousand and nine during the recession, and I 315 00:16:15,080 --> 00:16:18,280 Speaker 4: definitely had a lot of these fear musings like, oh 316 00:16:18,320 --> 00:16:20,880 Speaker 4: my gosh, you know, how am I ever going to 317 00:16:21,400 --> 00:16:24,840 Speaker 4: afford anything anymore? I've lost my income and I was 318 00:16:24,880 --> 00:16:27,120 Speaker 4: afraid of not having enough to pay my mortgage. I 319 00:16:27,120 --> 00:16:30,680 Speaker 4: was afraid of not having enough to cover my gap 320 00:16:30,720 --> 00:16:33,160 Speaker 4: and employment. Who knows when I'm going to find another job? 321 00:16:33,800 --> 00:16:36,120 Speaker 4: And what I find is that when we have the 322 00:16:36,120 --> 00:16:39,040 Speaker 4: fear of money, it's often dovetailed with the fear of uncertainty. 323 00:16:39,120 --> 00:16:41,360 Speaker 4: Money and uncertainty. There's sort of like these two peas 324 00:16:41,360 --> 00:16:43,680 Speaker 4: in a pod. And one of the exercises in the 325 00:16:43,680 --> 00:16:48,400 Speaker 4: book about when you're fearing financial uncertainty around sort of 326 00:16:49,480 --> 00:16:53,120 Speaker 4: challenge in your life is to do this inventory of 327 00:16:53,600 --> 00:16:56,840 Speaker 4: all these assets that you have that go beyond money, 328 00:16:57,160 --> 00:16:59,840 Speaker 4: that are rich. And in that moment in two thousand 329 00:16:59,840 --> 00:17:02,880 Speaker 4: and nin when I lost my job, I can't go 330 00:17:02,960 --> 00:17:05,000 Speaker 4: back and beg for my job, although I would have, 331 00:17:05,040 --> 00:17:06,600 Speaker 4: although they wouldn't have given it back to me. I 332 00:17:06,600 --> 00:17:09,720 Speaker 4: couldn't get back my title, my income, my health insurance. 333 00:17:09,760 --> 00:17:12,800 Speaker 4: I could not reverse the subprime mortgage debacle, none of that. 334 00:17:12,960 --> 00:17:16,240 Speaker 4: So when you have the fear of financial uncertainty, the 335 00:17:16,280 --> 00:17:19,520 Speaker 4: fear wants you to protect your sense of control. So 336 00:17:19,600 --> 00:17:23,360 Speaker 4: what can you control? What can you leverage in your 337 00:17:23,400 --> 00:17:26,439 Speaker 4: life that is a tool, is an asset to get 338 00:17:26,480 --> 00:17:29,199 Speaker 4: you to the next place with more confidence. And for me, 339 00:17:29,320 --> 00:17:32,119 Speaker 4: it wasn't necessarily money, although I had a little bit 340 00:17:32,119 --> 00:17:38,240 Speaker 4: of savings, but mostly it was my ability to strategize. 341 00:17:38,440 --> 00:17:40,439 Speaker 4: I was creative. I had a body of work. I 342 00:17:40,480 --> 00:17:42,600 Speaker 4: had a book recently that I'd written, which was a 343 00:17:42,640 --> 00:17:46,040 Speaker 4: platform that I hadn't really given. I haven't really looked 344 00:17:46,040 --> 00:17:48,520 Speaker 4: at it like that until really I was in this 345 00:17:48,640 --> 00:17:54,199 Speaker 4: moment of having to restrategize. I had a network of 346 00:17:54,280 --> 00:17:56,719 Speaker 4: relationships professional and personal that could help me. I had 347 00:17:56,800 --> 00:17:59,800 Speaker 4: my mental health. I had a support system. These are 348 00:18:00,400 --> 00:18:03,679 Speaker 4: little things and in there, as you combine them, and 349 00:18:03,680 --> 00:18:04,960 Speaker 4: as you look at them and you reflect on them, 350 00:18:05,000 --> 00:18:06,800 Speaker 4: you're like, oh my god, I can actually maybe do 351 00:18:06,920 --> 00:18:09,520 Speaker 4: some things that previously scared me. But now I know 352 00:18:09,640 --> 00:18:13,240 Speaker 4: I have a backup, I have a system, and so 353 00:18:13,560 --> 00:18:16,439 Speaker 4: for me, the next best move financial move wasn't to 354 00:18:16,520 --> 00:18:20,040 Speaker 4: try to find a full time job. They didn't exist 355 00:18:20,119 --> 00:18:22,840 Speaker 4: at the time. Actually, sometimes the best decisions are the 356 00:18:22,880 --> 00:18:24,679 Speaker 4: ones that are made for you. I was like, I'm 357 00:18:24,720 --> 00:18:27,000 Speaker 4: going to freelance and I'm going to hustle, and I'm 358 00:18:27,000 --> 00:18:30,000 Speaker 4: going to offer myself up as a consultant and as 359 00:18:30,040 --> 00:18:33,920 Speaker 4: a contributor, and I'm going to envision ideas for other 360 00:18:33,960 --> 00:18:36,160 Speaker 4: companies and pitch them. And I didn't score home runs 361 00:18:36,200 --> 00:18:38,639 Speaker 4: all the time, but I got enough home runs, and 362 00:18:38,680 --> 00:18:42,320 Speaker 4: those revenue streams ultimately created a business for me. Later 363 00:18:42,359 --> 00:18:45,320 Speaker 4: that year, I incorporated. And so you know, all this 364 00:18:45,400 --> 00:18:48,600 Speaker 4: to say that when you're fearing financial uncertainty and what 365 00:18:48,640 --> 00:18:50,439 Speaker 4: if and what if and will I have enough? I 366 00:18:50,440 --> 00:18:54,800 Speaker 4: think it's important to take inventory not just your financial 367 00:18:55,040 --> 00:18:58,159 Speaker 4: hard assets like your savings and your investments, but also 368 00:18:58,280 --> 00:19:03,679 Speaker 4: these other intangible things that priceless that can be tools 369 00:19:03,720 --> 00:19:06,959 Speaker 4: for you in stepping into your next opportunity that are certain, 370 00:19:07,320 --> 00:19:09,200 Speaker 4: Like you can lay me off, but you can't lay 371 00:19:09,240 --> 00:19:11,400 Speaker 4: me off for my ambitions. You can't lay me off 372 00:19:11,440 --> 00:19:16,879 Speaker 4: for my all the my rolodex of friends and professional 373 00:19:16,920 --> 00:19:20,119 Speaker 4: network that will be there for me no matter what 374 00:19:20,400 --> 00:19:22,520 Speaker 4: when everything is And that's an assignment for all of 375 00:19:22,600 --> 00:19:26,679 Speaker 4: us listening, Like, imagine you do hit rock bottom. What 376 00:19:26,760 --> 00:19:31,400 Speaker 4: are the things that endure, the assets, the resources that remain. 377 00:19:31,760 --> 00:19:33,919 Speaker 4: I mean, I interviewed somebody in the book who was 378 00:19:35,119 --> 00:19:39,560 Speaker 4: a victim of Bernie Madoff's billion dollar ponzi scheme, and 379 00:19:39,600 --> 00:19:43,640 Speaker 4: so she was left with zero savings, all her money 380 00:19:43,640 --> 00:19:46,480 Speaker 4: and her husband's money gone from a phone call that 381 00:19:46,520 --> 00:19:50,520 Speaker 4: they got, like you're just done, and she's like, I 382 00:19:50,600 --> 00:19:52,680 Speaker 4: went through. She went through all the grief and all things, 383 00:19:52,680 --> 00:19:56,119 Speaker 4: but she was like, I'm focused exclusively on what I've lost. 384 00:19:56,600 --> 00:20:00,600 Speaker 4: I need to focus on what I have still included 385 00:20:00,840 --> 00:20:03,080 Speaker 4: her home. But also you know, she was a writer 386 00:20:03,240 --> 00:20:05,280 Speaker 4: and she had written many good books, and she was like, 387 00:20:05,680 --> 00:20:08,159 Speaker 4: I'm going to write again because I know that's gonna 388 00:20:08,520 --> 00:20:10,000 Speaker 4: be my way out of this. I got to just 389 00:20:10,040 --> 00:20:13,760 Speaker 4: start writing. And she actually wrote about her experience being 390 00:20:13,800 --> 00:20:18,199 Speaker 4: swindled and all of that and eventually recouped some of 391 00:20:18,240 --> 00:20:22,560 Speaker 4: the money and like, but her work in that fear 392 00:20:22,600 --> 00:20:24,840 Speaker 4: of like oh my god, doom and gloom was I'm 393 00:20:24,880 --> 00:20:27,440 Speaker 4: going to have to focus on what I can control, 394 00:20:28,800 --> 00:20:31,919 Speaker 4: what has endured, and what I can still leverage so 395 00:20:31,960 --> 00:20:33,920 Speaker 4: that I can get out of this, because nobody wants 396 00:20:33,920 --> 00:20:35,960 Speaker 4: to stay stuck. That's not what the fear wants you 397 00:20:36,040 --> 00:20:37,880 Speaker 4: to do. The fear wants you to protect yourself, which 398 00:20:37,920 --> 00:20:40,640 Speaker 4: means getting out there and doing something else, to move 399 00:20:40,680 --> 00:20:42,320 Speaker 4: on and find success somewhere else. 400 00:20:42,760 --> 00:20:43,359 Speaker 1: Absolutely. 401 00:20:43,760 --> 00:20:45,200 Speaker 2: All right, Well, we're going to take a quick ad 402 00:20:45,200 --> 00:20:47,040 Speaker 2: break and then we're going to be back with Farnws 403 00:20:47,080 --> 00:20:51,800 Speaker 2: sharing a little bit more about women and money in particular. 404 00:21:04,520 --> 00:21:06,800 Speaker 2: All right, Well, I am back with Farnush Tabi, who 405 00:21:06,840 --> 00:21:09,120 Speaker 2: was the author of the brand new book A Healthy 406 00:21:09,160 --> 00:21:12,520 Speaker 2: State of Panic, which is about leveraging your fears to 407 00:21:12,760 --> 00:21:17,840 Speaker 2: achieve success. But before Farnush wrote that book many years ago, 408 00:21:17,960 --> 00:21:20,560 Speaker 2: she also wrote a book called When She Makes More, 409 00:21:20,840 --> 00:21:23,280 Speaker 2: which is about women breadwinners. 410 00:21:23,320 --> 00:21:25,600 Speaker 1: So this is a fear as well. 411 00:21:25,640 --> 00:21:28,160 Speaker 2: I think a lot of people are still very uncomfortable 412 00:21:28,240 --> 00:21:32,800 Speaker 2: with the idea of women being breadwinners in relationships, and 413 00:21:32,800 --> 00:21:34,840 Speaker 2: I wonder if you could talk a little bit about that, 414 00:21:35,000 --> 00:21:37,400 Speaker 2: like why people have that fear, because I know it's 415 00:21:37,400 --> 00:21:39,679 Speaker 2: something that a lot of listeners of this show have 416 00:21:39,920 --> 00:21:40,640 Speaker 2: been dealing with. 417 00:21:41,119 --> 00:21:43,600 Speaker 4: Yes, yes, And I include some of those stories in 418 00:21:43,680 --> 00:21:45,600 Speaker 4: the new book, A Healthy State of Panic. Those were 419 00:21:45,600 --> 00:21:47,639 Speaker 4: coming up a lot for me as I was writing, 420 00:21:47,680 --> 00:21:51,280 Speaker 4: and it's true. We fear what we don't understand. We 421 00:21:51,359 --> 00:21:55,160 Speaker 4: fear what we don't know. And even in twenty twenty three, 422 00:21:55,320 --> 00:21:59,760 Speaker 4: as we've evolved and relationships of all shapes and sizes, 423 00:22:00,720 --> 00:22:04,840 Speaker 4: you know, there's still a lot of resistance to this 424 00:22:05,119 --> 00:22:08,040 Speaker 4: idea of a woman making more than a man in 425 00:22:08,160 --> 00:22:12,000 Speaker 4: their relationship. And a Georgetown study recently even concluded that 426 00:22:12,160 --> 00:22:17,399 Speaker 4: across all gender, race identity, men, women, everyone's uncomfortable. But 427 00:22:17,520 --> 00:22:19,520 Speaker 4: like most people are like, wait a minute, huh, how 428 00:22:19,520 --> 00:22:23,720 Speaker 4: does this work? And again, because we haven't been exercising 429 00:22:23,720 --> 00:22:26,600 Speaker 4: this much, you know, this is a new phenomenon. The 430 00:22:26,680 --> 00:22:30,240 Speaker 4: traditional model, the economic model in a male female relationship 431 00:22:30,280 --> 00:22:32,879 Speaker 4: is such that he makes more. And that's what we 432 00:22:32,920 --> 00:22:37,080 Speaker 4: have become. That's what we have trusted for so long, 433 00:22:37,160 --> 00:22:41,360 Speaker 4: that's what sort of our society has built around for 434 00:22:41,400 --> 00:22:43,439 Speaker 4: so long, and so it is a new thing. And 435 00:22:43,480 --> 00:22:45,199 Speaker 4: I think that for men and women who are in 436 00:22:45,240 --> 00:22:49,480 Speaker 4: this dynamic, they may have arrived with this without that expectation. 437 00:22:50,560 --> 00:22:52,760 Speaker 4: In my book, I talk often to women and men 438 00:22:52,840 --> 00:22:56,920 Speaker 4: who For those that were extremely challenged by it is 439 00:22:56,960 --> 00:23:01,200 Speaker 4: because maybe they arrived in their marriage expecting the other formula, 440 00:23:01,320 --> 00:23:03,520 Speaker 4: expecting him to make more, and so there is a 441 00:23:03,520 --> 00:23:06,680 Speaker 4: lot of fear, and the fear is rooted in can 442 00:23:06,720 --> 00:23:10,360 Speaker 4: this even work? A lot of fear of rejection, as 443 00:23:10,440 --> 00:23:14,919 Speaker 4: I also experienced as the breadwinner initially my mother my 444 00:23:15,040 --> 00:23:20,720 Speaker 4: culture as an Iranian American, like this was not culturally normal, 445 00:23:20,840 --> 00:23:23,159 Speaker 4: as it isn't even in America, but especially in the 446 00:23:23,160 --> 00:23:26,720 Speaker 4: Middle East, and so there was a lot of sort 447 00:23:26,720 --> 00:23:28,960 Speaker 4: of doubt as far as like would this even work 448 00:23:29,040 --> 00:23:31,879 Speaker 4: out for her? And what does this say about my 449 00:23:32,080 --> 00:23:35,760 Speaker 4: husband and me? And I just thought that it was unfair, 450 00:23:35,920 --> 00:23:37,840 Speaker 4: but I thought, Okay, I got to write about this. 451 00:23:37,920 --> 00:23:41,320 Speaker 4: But yeah, there's a lot of fear around women breadwinners. 452 00:23:41,320 --> 00:23:43,400 Speaker 4: And I think it's again because we're just not used 453 00:23:43,400 --> 00:23:45,520 Speaker 4: to it. We haven't seen a lot of evidence either 454 00:23:46,040 --> 00:23:48,959 Speaker 4: as to how this can actually be a thriving relationship, 455 00:23:48,960 --> 00:23:51,080 Speaker 4: which is partly why I wrote the book. I wanted 456 00:23:51,080 --> 00:23:55,760 Speaker 4: to identify these successful couples and talk about how they 457 00:23:55,800 --> 00:23:59,600 Speaker 4: were working through and thriving with this sort of new 458 00:24:00,119 --> 00:24:01,879 Speaker 4: economic shift in paradigm. 459 00:24:02,280 --> 00:24:06,840 Speaker 2: Absolutely, and so I mean, what do the healthy relationships do? 460 00:24:06,960 --> 00:24:09,359 Speaker 2: I mean that, you know, because I know people have 461 00:24:09,400 --> 00:24:12,680 Speaker 2: a lot of fears about it. I mean between women 462 00:24:12,840 --> 00:24:16,160 Speaker 2: still going to have to do all the household work 463 00:24:16,280 --> 00:24:19,840 Speaker 2: or that men will feel emasculated. I mean, I know 464 00:24:19,880 --> 00:24:22,000 Speaker 2: there's a lot of fears of things like infidelity and 465 00:24:22,080 --> 00:24:23,560 Speaker 2: stuff like that. O way, it just yeah, I mean, 466 00:24:23,600 --> 00:24:26,200 Speaker 2: it not happens, and of course it happens, but it 467 00:24:26,240 --> 00:24:27,360 Speaker 2: happens in other couples too. 468 00:24:27,560 --> 00:24:32,560 Speaker 1: But it's like, I mean, how does that wind up 469 00:24:33,359 --> 00:24:34,280 Speaker 1: being healthy? 470 00:24:34,280 --> 00:24:34,399 Speaker 3: Then? 471 00:24:34,440 --> 00:24:36,679 Speaker 1: What are the habits of those healthy relationships? 472 00:24:37,440 --> 00:24:41,000 Speaker 4: Well, foundationally, I think couples who are successful in this 473 00:24:41,160 --> 00:24:48,800 Speaker 4: economic paradigm realize that they cannot attach their contributions in 474 00:24:48,840 --> 00:24:52,120 Speaker 4: the relationship to their gender expectations, like we have general 475 00:24:52,200 --> 00:24:57,760 Speaker 4: expectations in our society. To adopt them in your relationship 476 00:24:57,840 --> 00:25:00,359 Speaker 4: is very dangerous to say that, well, because you're the man, 477 00:25:00,440 --> 00:25:03,160 Speaker 4: you exclusively have to be the one who makes most 478 00:25:03,240 --> 00:25:05,359 Speaker 4: of the money, and as the woman, you exclusively are 479 00:25:05,359 --> 00:25:06,480 Speaker 4: the one who's going to be in charge of all 480 00:25:06,520 --> 00:25:09,919 Speaker 4: the housework. That's very dangerous for all couples. And I 481 00:25:09,920 --> 00:25:12,520 Speaker 4: think when you're in a relationship where now she makes 482 00:25:12,600 --> 00:25:16,320 Speaker 4: more and now she's also expected to do all the 483 00:25:16,359 --> 00:25:19,679 Speaker 4: housework as well, which happens. You know. We looked at 484 00:25:19,720 --> 00:25:22,239 Speaker 4: a study that saw that when she makes more, she 485 00:25:22,240 --> 00:25:24,520 Speaker 4: actually does more housework than a woman who makes less 486 00:25:24,560 --> 00:25:28,120 Speaker 4: because she's trying to overcompensate in that department. Making more 487 00:25:28,240 --> 00:25:32,800 Speaker 4: almost makes her feel less feminine sometimes, and it's very psychological. 488 00:25:32,880 --> 00:25:37,240 Speaker 4: This is a lot of just over the years, generations, 489 00:25:37,280 --> 00:25:40,400 Speaker 4: eons of like social conditioning. It's really hard to unwire 490 00:25:40,440 --> 00:25:44,840 Speaker 4: and unwind from that. But recognizing this is really important 491 00:25:44,920 --> 00:25:49,359 Speaker 4: if you're finding yourself even subconsciously consciously falling into these 492 00:25:49,960 --> 00:25:53,040 Speaker 4: gender roles in your marriage and you're like, but I 493 00:25:53,040 --> 00:25:54,879 Speaker 4: don't even like to cook, or I'm not even I 494 00:25:54,880 --> 00:25:56,360 Speaker 4: don't have the time, you know, you have to get 495 00:25:56,400 --> 00:25:59,080 Speaker 4: really honest about that. And the couples that were most 496 00:25:59,119 --> 00:26:03,560 Speaker 4: successful just did what they were each best at, what 497 00:26:03,600 --> 00:26:06,480 Speaker 4: they each wanted to do, and if there was leftover 498 00:26:06,600 --> 00:26:08,919 Speaker 4: that neither wanted them wanted to do, they outsourced it, 499 00:26:09,520 --> 00:26:12,359 Speaker 4: which sounds like a rich couple's problem. But you can 500 00:26:12,400 --> 00:26:15,440 Speaker 4: outsource a lot for not a lot. These days, there's 501 00:26:15,520 --> 00:26:19,639 Speaker 4: a lot that you can outsource things to automations and technology. 502 00:26:20,119 --> 00:26:23,119 Speaker 4: You can barter with your neighbors and your you know, 503 00:26:23,160 --> 00:26:25,439 Speaker 4: if you want to, you can barter childcare like women 504 00:26:25,480 --> 00:26:29,919 Speaker 4: would say, and men would say, we would swap babysitting 505 00:26:30,040 --> 00:26:32,600 Speaker 4: nights with our neighbors, and so that gave us like 506 00:26:32,680 --> 00:26:35,359 Speaker 4: free nights in some ways and didn't cost anything. But 507 00:26:35,359 --> 00:26:37,560 Speaker 4: you got to get creative. But the bottom line is 508 00:26:37,560 --> 00:26:43,480 Speaker 4: that foundational. You cannot assign contribution roles in your relationship 509 00:26:43,520 --> 00:26:46,359 Speaker 4: based on the gender. And there's a lot we can 510 00:26:46,440 --> 00:26:50,399 Speaker 4: learn from same sex couples actually around this, because this 511 00:26:50,520 --> 00:26:52,760 Speaker 4: is not an issue for them. Maybe they have other 512 00:26:52,800 --> 00:26:55,160 Speaker 4: issues in their relationships, but this is not something that 513 00:26:55,840 --> 00:26:59,960 Speaker 4: comes up right because how could it. And they literally, 514 00:27:00,320 --> 00:27:02,600 Speaker 4: like I interviewed some same sex couples, you know, how 515 00:27:02,640 --> 00:27:06,120 Speaker 4: they devise their to dos in their relationship comes down 516 00:27:06,160 --> 00:27:08,919 Speaker 4: to just who wants to do it, who's best at it, 517 00:27:09,119 --> 00:27:10,840 Speaker 4: who has a time. The other thing I think is 518 00:27:10,880 --> 00:27:13,919 Speaker 4: really important to be conscious of is that when you 519 00:27:14,000 --> 00:27:17,080 Speaker 4: make more, whoever you are in the relationship, that doesn't 520 00:27:17,119 --> 00:27:19,800 Speaker 4: mean that your time is more important than the other person. 521 00:27:20,720 --> 00:27:23,479 Speaker 4: And I find this to be a conflict, not just 522 00:27:23,520 --> 00:27:29,200 Speaker 4: in same couples that make disparate income, where she makes more, 523 00:27:29,240 --> 00:27:31,359 Speaker 4: he makes more. It's just, you know, we tend to 524 00:27:32,080 --> 00:27:33,840 Speaker 4: think that, well, if I make more than I have, 525 00:27:33,920 --> 00:27:36,600 Speaker 4: maybe more of a say in the relationship, or my 526 00:27:36,680 --> 00:27:38,880 Speaker 4: time is more important. Not I mean so many times, 527 00:27:38,920 --> 00:27:41,520 Speaker 4: even just earlier this year, I was in conversation with 528 00:27:41,720 --> 00:27:45,840 Speaker 4: a mom and she's a teacher and her husband, it 529 00:27:45,880 --> 00:27:48,120 Speaker 4: works in sales, and so she makes less than he, 530 00:27:48,760 --> 00:27:51,840 Speaker 4: but she was conflating that with his time is more 531 00:27:51,920 --> 00:27:54,520 Speaker 4: valuable than mine. And so when we were trying to 532 00:27:54,560 --> 00:27:57,359 Speaker 4: get together for a mom's night out, she bailed at 533 00:27:57,359 --> 00:27:59,520 Speaker 4: the last minute because she said, oh, I didn't realize 534 00:27:59,560 --> 00:28:02,560 Speaker 4: my husband a meeting tonight, and you know, I only 535 00:28:02,600 --> 00:28:06,119 Speaker 4: make a teacher salaries, so I can't really like interfere 536 00:28:06,119 --> 00:28:09,640 Speaker 4: with his work schedule. And I was like, ooh, yeah, 537 00:28:09,760 --> 00:28:14,080 Speaker 4: let's I'm sorry, but you're a teacher. You have an 538 00:28:14,080 --> 00:28:18,160 Speaker 4: incredibly important job, and I would argue more important than 539 00:28:18,600 --> 00:28:20,399 Speaker 4: someone in corporate sales. Like I don't know, I just 540 00:28:20,440 --> 00:28:23,199 Speaker 4: think that that's that's an ongoing debate and it's not 541 00:28:23,320 --> 00:28:27,080 Speaker 4: worth the time to decide, like both of your times 542 00:28:27,119 --> 00:28:29,199 Speaker 4: are important, and I think together you need to come 543 00:28:29,280 --> 00:28:33,240 Speaker 4: up with a better way of managing your hour. 544 00:28:33,520 --> 00:28:36,199 Speaker 2: Yeah, like figuring out ahead of time who is not 545 00:28:36,240 --> 00:28:39,360 Speaker 2: available on any giff competition. 546 00:28:39,000 --> 00:28:43,560 Speaker 4: And so I think that you know so all that's 547 00:28:43,600 --> 00:28:47,680 Speaker 4: really important, I think to recognizing that just because you 548 00:28:47,760 --> 00:28:51,200 Speaker 4: make less in the relationship or no money, it doesn't 549 00:28:51,200 --> 00:28:55,120 Speaker 4: mean you cannot be a significant contributor to a relationship, 550 00:28:55,480 --> 00:28:57,920 Speaker 4: because there's so much else that makes the world go 551 00:28:57,960 --> 00:29:01,920 Speaker 4: around when you're a family unit, things like food management 552 00:29:02,160 --> 00:29:06,520 Speaker 4: and taking care of the house, and taking care of 553 00:29:06,560 --> 00:29:11,880 Speaker 4: your social calendar, and providing emotional support and like the 554 00:29:13,040 --> 00:29:18,280 Speaker 4: also like logistical support, and so thinking about when there 555 00:29:18,280 --> 00:29:21,360 Speaker 4: are these changes in your relationship in terms of who's 556 00:29:21,360 --> 00:29:24,000 Speaker 4: making what and you as the person maybe making less 557 00:29:24,080 --> 00:29:27,000 Speaker 4: or feeling less than, you need to have a conscious 558 00:29:27,040 --> 00:29:29,719 Speaker 4: conversation and a real plan, a new plan for how 559 00:29:29,760 --> 00:29:31,480 Speaker 4: each of you is going to contribute in a way 560 00:29:31,480 --> 00:29:36,920 Speaker 4: where you both feel equally important to the overall well 561 00:29:36,920 --> 00:29:40,160 Speaker 4: being of the family. And that is going to evolve 562 00:29:40,200 --> 00:29:42,920 Speaker 4: over time, maybe even within your financial life. If you're 563 00:29:42,960 --> 00:29:47,520 Speaker 4: making less, it doesn't mean that your financial contributions are 564 00:29:47,640 --> 00:29:50,720 Speaker 4: less because we earning is just one piece of the pie. 565 00:29:50,840 --> 00:29:54,560 Speaker 4: There's also the managing of the money. There's the conscious 566 00:29:54,560 --> 00:29:57,080 Speaker 4: spending of the money, there's the investing of the money. 567 00:29:57,120 --> 00:29:59,760 Speaker 4: And so what I found too in couples that were successful, 568 00:29:59,840 --> 00:30:02,400 Speaker 4: if like let's say she's making more of the income, 569 00:30:03,080 --> 00:30:07,320 Speaker 4: he might be the one who is working with the 570 00:30:07,360 --> 00:30:11,440 Speaker 4: accountant and looking at the monthly budget and they're doing 571 00:30:11,520 --> 00:30:13,720 Speaker 4: it together, but he's more involved. I think in every 572 00:30:13,720 --> 00:30:16,720 Speaker 4: household there is sort of naturally one person who gravitates 573 00:30:16,760 --> 00:30:19,239 Speaker 4: more to the money stuff. That doesn't mean the other 574 00:30:19,280 --> 00:30:21,720 Speaker 4: person's baring their head in the sand, but that person's 575 00:30:21,760 --> 00:30:25,720 Speaker 4: maybe more of the day to day money manager or 576 00:30:25,800 --> 00:30:28,240 Speaker 4: month to month money manager. And that's an important role. 577 00:30:28,800 --> 00:30:31,320 Speaker 4: In my own marriage. I make more, but my husband's 578 00:30:31,320 --> 00:30:33,160 Speaker 4: more of the saver. So I use more of my 579 00:30:33,200 --> 00:30:36,680 Speaker 4: income to pay for our overhead and costs, and I 580 00:30:36,960 --> 00:30:40,040 Speaker 4: of course save and invest. But for my husband, you know, 581 00:30:40,080 --> 00:30:43,840 Speaker 4: he contributes exclusively to the kids' college funds. He provides 582 00:30:43,880 --> 00:30:47,480 Speaker 4: the vacation money. And so looking back, like this is 583 00:30:47,480 --> 00:30:49,320 Speaker 4: stuff that has a couple, you want to decide on 584 00:30:49,960 --> 00:30:52,800 Speaker 4: what would make you feel what contributions do you want 585 00:30:52,800 --> 00:30:56,360 Speaker 4: to make financial in the relationship. You could be more 586 00:30:56,360 --> 00:30:58,200 Speaker 4: of the saver and then you can look back and go, 587 00:30:58,280 --> 00:31:00,360 Speaker 4: I helped send our kids to college. It's not a 588 00:31:00,360 --> 00:31:03,240 Speaker 4: small thing. Even as you were the one maybe making 589 00:31:03,360 --> 00:31:05,480 Speaker 4: less income. So these are the things that I talk 590 00:31:05,520 --> 00:31:09,520 Speaker 4: about in the book, These sorts of negotiations and plans 591 00:31:09,520 --> 00:31:12,040 Speaker 4: that you can make within the relationship so that each 592 00:31:12,080 --> 00:31:17,360 Speaker 4: person feels like an equal contributor, financial contributor, household contributor, 593 00:31:17,400 --> 00:31:20,800 Speaker 4: emotional contributor, all of it, even though there is this 594 00:31:21,040 --> 00:31:23,880 Speaker 4: disparate income within the relationship. 595 00:31:24,640 --> 00:31:25,080 Speaker 3: Got it? 596 00:31:25,880 --> 00:31:30,160 Speaker 2: So I wanted to pivot more to Farnusha's life here. 597 00:31:30,240 --> 00:31:32,520 Speaker 2: I mean, we now know that your husband's the safer, 598 00:31:32,600 --> 00:31:34,720 Speaker 2: you're more of a you know, you're the breadwinner in 599 00:31:34,720 --> 00:31:37,360 Speaker 2: your household. But let's talk about what a day to 600 00:31:37,440 --> 00:31:41,680 Speaker 2: day life looks like in your your household these days, 601 00:31:41,720 --> 00:31:43,479 Speaker 2: so too school age kids. 602 00:31:44,000 --> 00:31:46,320 Speaker 4: Yeah, I mean, I can just give you the hour 603 00:31:46,360 --> 00:31:47,120 Speaker 4: by hour hour. 604 00:31:47,640 --> 00:31:48,400 Speaker 1: Sure, let's hear it. 605 00:31:48,600 --> 00:31:52,680 Speaker 4: Well, we usually wake up around seven am. We are 606 00:31:52,720 --> 00:31:55,040 Speaker 4: not super early risers in our house, but seven am. 607 00:31:55,080 --> 00:31:57,120 Speaker 4: I'm not a morning person. Seven am is even hard 608 00:31:57,200 --> 00:32:00,200 Speaker 4: enough for me. We get our kids up and we 609 00:32:00,360 --> 00:32:03,720 Speaker 4: do the whole hour to hour and a half routine 610 00:32:03,800 --> 00:32:07,160 Speaker 4: of like breakfast, brushing teeth, getting dressed, maybe catching up 611 00:32:07,200 --> 00:32:09,800 Speaker 4: on some homework, and then we hit the bus and 612 00:32:09,840 --> 00:32:13,840 Speaker 4: then from like eight thirty to nine. I do a 613 00:32:13,840 --> 00:32:16,240 Speaker 4: little bit of emailing my own I work from home. 614 00:32:16,280 --> 00:32:19,880 Speaker 4: My husband also works from home. That's basically always been true, 615 00:32:20,080 --> 00:32:24,760 Speaker 4: even before the pandemic, maybe not so much as it 616 00:32:24,800 --> 00:32:26,960 Speaker 4: is now. And plus we also move to the suburbs 617 00:32:27,240 --> 00:32:30,880 Speaker 4: during the pandemic, so we're pretty home bound. I go 618 00:32:30,960 --> 00:32:33,080 Speaker 4: into the New York City area once or twice a 619 00:32:33,120 --> 00:32:36,320 Speaker 4: month for some meetings, but primarily at home, and I 620 00:32:36,400 --> 00:32:38,840 Speaker 4: run a podcast. I do a lot of zoom calls 621 00:32:38,960 --> 00:32:43,920 Speaker 4: with clients and gosh, running errands, loading the dishwasher. Like 622 00:32:43,960 --> 00:32:46,920 Speaker 4: the whole day is just sort of this like a 623 00:32:47,000 --> 00:32:50,560 Speaker 4: lot of personal and professional in a work day. But 624 00:32:51,040 --> 00:32:53,680 Speaker 4: basically I like to get a workout in usually between 625 00:32:53,680 --> 00:32:56,360 Speaker 4: the hours of nine and ten in the morning, and 626 00:32:56,400 --> 00:33:00,440 Speaker 4: then from ten till about four four thirty. It's a 627 00:33:00,440 --> 00:33:04,200 Speaker 4: lot of work and calls and podcasting mixed in with 628 00:33:04,280 --> 00:33:07,920 Speaker 4: like maybe I'll take a shower, maybe I'll go pick 629 00:33:07,960 --> 00:33:10,200 Speaker 4: up some dry cleaning, maybe i'll you know. I do 630 00:33:10,280 --> 00:33:13,239 Speaker 4: a lot of my grocery shopping online. I rarely hit 631 00:33:13,280 --> 00:33:16,360 Speaker 4: the grocery store anymore unless it's for last minute things. 632 00:33:17,040 --> 00:33:20,479 Speaker 4: And our kids are at school until about five. We 633 00:33:20,560 --> 00:33:22,560 Speaker 4: they do an after school program. So we used to 634 00:33:22,560 --> 00:33:25,959 Speaker 4: have full time childcare, which for parents who have young 635 00:33:26,040 --> 00:33:28,120 Speaker 4: kids who are paying for childcare right now, I'm going 636 00:33:28,160 --> 00:33:30,160 Speaker 4: to tell you, there's a there's a whole world where 637 00:33:30,160 --> 00:33:31,959 Speaker 4: they go to school and then maybe the school has 638 00:33:32,000 --> 00:33:35,600 Speaker 4: an after school program and it's public, so that cost 639 00:33:35,680 --> 00:33:39,160 Speaker 4: goes away. And so that's been hugely helpful for us, 640 00:33:39,160 --> 00:33:42,120 Speaker 4: which means that I don't have to work like a 641 00:33:42,160 --> 00:33:44,720 Speaker 4: crazy person anymore to make money to pay for all 642 00:33:44,760 --> 00:33:48,080 Speaker 4: the things to have my kids be taken care of. 643 00:33:48,400 --> 00:33:50,120 Speaker 4: And I don't regret, you know, I don't regret like 644 00:33:50,160 --> 00:33:53,120 Speaker 4: having work so much when they were littles littles, but 645 00:33:53,800 --> 00:33:55,840 Speaker 4: I think it has afforded me now the ability to 646 00:33:55,920 --> 00:33:58,800 Speaker 4: kind of take a little bit of a step back 647 00:33:58,920 --> 00:34:00,960 Speaker 4: and not have to do all the things and be 648 00:34:01,000 --> 00:34:03,840 Speaker 4: there for my kids when they come home and make dinner, 649 00:34:03,880 --> 00:34:06,800 Speaker 4: which I like to do. And so when they get 650 00:34:06,840 --> 00:34:10,520 Speaker 4: home around five five point thirty, by then they've already 651 00:34:10,560 --> 00:34:13,160 Speaker 4: done their homework at school, so now we can really 652 00:34:13,239 --> 00:34:16,480 Speaker 4: just like have dinner and play and they can read 653 00:34:16,600 --> 00:34:19,279 Speaker 4: or whatever, watch a little TV. That's kind of our evenings, 654 00:34:19,520 --> 00:34:22,879 Speaker 4: and then I go to bed around eleven because usually 655 00:34:22,960 --> 00:34:25,400 Speaker 4: between their bedtimes at eleven, I'm catching up on some 656 00:34:25,640 --> 00:34:29,040 Speaker 4: extra emails and things like that, but that's basically it. 657 00:34:29,760 --> 00:34:31,600 Speaker 4: And now I've launched a book, so it's been a 658 00:34:31,600 --> 00:34:34,400 Speaker 4: little bit more hectic, throwing in like book events into 659 00:34:34,400 --> 00:34:37,680 Speaker 4: all the mix and some travel. So that's not going 660 00:34:37,760 --> 00:34:41,360 Speaker 4: to happen every week, but it's been an especially busy fall. 661 00:34:41,840 --> 00:34:45,279 Speaker 1: Absolutely, so quick question. Were you ever scared of or 662 00:34:45,320 --> 00:34:45,960 Speaker 1: had fears of? 663 00:34:46,000 --> 00:34:48,880 Speaker 2: I don't know if we like to scared of public 664 00:34:48,960 --> 00:34:55,759 Speaker 2: speaking and flying start to that they're but you have 665 00:34:55,840 --> 00:34:58,160 Speaker 2: to do them, you know, and all the time. 666 00:34:58,280 --> 00:35:00,200 Speaker 4: I mean, I have a big talk I'm doing at 667 00:35:00,200 --> 00:35:02,600 Speaker 4: the end of the month and it's a new keynote, 668 00:35:02,680 --> 00:35:04,359 Speaker 4: so I'm going to be giving it for the first time, 669 00:35:04,400 --> 00:35:07,560 Speaker 4: and I'm always nervous, and I don't think that's a 670 00:35:07,600 --> 00:35:10,040 Speaker 4: bad thing. I think I was actually just talking about 671 00:35:10,040 --> 00:35:13,000 Speaker 4: this on my own podcast, that having this fear of 672 00:35:13,040 --> 00:35:18,440 Speaker 4: public speaking, it's not the fear of having the confidence 673 00:35:18,480 --> 00:35:20,719 Speaker 4: to speak on stage. It's more of the all the 674 00:35:20,760 --> 00:35:22,799 Speaker 4: things that I have to be kind of aware of 675 00:35:22,880 --> 00:35:29,080 Speaker 4: while I'm on stage, my slides, my movement, my delivery, 676 00:35:29,239 --> 00:35:32,120 Speaker 4: you know, and so to that extent, if I'm afraid 677 00:35:32,160 --> 00:35:34,120 Speaker 4: of those things. The fear is telling me to prepare 678 00:35:34,840 --> 00:35:37,080 Speaker 4: as best I can, you know, get there an hour early, 679 00:35:37,120 --> 00:35:39,160 Speaker 4: scope out the room. I just reached out to the 680 00:35:39,480 --> 00:35:41,360 Speaker 4: event holder and I say, can you send me a 681 00:35:41,400 --> 00:35:43,560 Speaker 4: picture of the room, because I'm like, want to No, 682 00:35:43,560 --> 00:35:44,759 Speaker 4: am I going to be on a stage? Am I 683 00:35:44,880 --> 00:35:45,960 Speaker 4: just going to be? Like? 684 00:35:46,000 --> 00:35:46,120 Speaker 2: What? 685 00:35:46,320 --> 00:35:50,239 Speaker 4: I just? More information is more information. It's never not 686 00:35:50,560 --> 00:35:55,960 Speaker 4: enough to prepare yourself for that stuff, because it just 687 00:35:56,080 --> 00:35:59,120 Speaker 4: makes you're setting yourself up more for success. Not to 688 00:35:59,120 --> 00:36:00,879 Speaker 4: say things could still go or wrong, but at least 689 00:36:00,880 --> 00:36:04,239 Speaker 4: you've done everything you can to prepare. And that's really 690 00:36:04,280 --> 00:36:08,400 Speaker 4: what fear. That's the gift, you know. That's it's not 691 00:36:08,520 --> 00:36:11,120 Speaker 4: like listen to your fear so everything can work out 692 00:36:11,200 --> 00:36:13,680 Speaker 4: all the time. It's so that you can go and 693 00:36:13,719 --> 00:36:18,000 Speaker 4: do the thing with more certainty, knowing that the world 694 00:36:18,000 --> 00:36:21,359 Speaker 4: could still upend things, but that you did everything you can. 695 00:36:21,440 --> 00:36:24,680 Speaker 4: You're on the other side of that experience, knowing that 696 00:36:24,719 --> 00:36:29,520 Speaker 4: you respected your goals, your values. You you did it 697 00:36:29,520 --> 00:36:33,879 Speaker 4: with integrity, and you did it prepared, and you did 698 00:36:33,920 --> 00:36:36,640 Speaker 4: it maybe even a little bit still scared, but you 699 00:36:36,680 --> 00:36:37,359 Speaker 4: still did the thing. 700 00:36:37,680 --> 00:36:39,239 Speaker 1: You still did the thing. You felt the fear and 701 00:36:39,280 --> 00:36:42,520 Speaker 1: did it anyway exactly as they say. Yeah, all right, well. 702 00:36:42,400 --> 00:36:45,400 Speaker 2: Furnish this is great. We always end with a love 703 00:36:45,560 --> 00:36:48,799 Speaker 2: of the week. I can go first to give you 704 00:36:48,840 --> 00:36:52,240 Speaker 2: a sec to think about it. I am actually wearing 705 00:36:52,360 --> 00:36:55,280 Speaker 2: some warm, fuzzy socks and now I realize I really 706 00:36:55,320 --> 00:36:57,080 Speaker 2: needed to write down the name of what they were. 707 00:36:57,080 --> 00:37:01,319 Speaker 2: But it always comes back to like Amazon. I swear that, 708 00:37:01,640 --> 00:37:06,000 Speaker 2: you know, because I go online. I'm like, I'm out 709 00:37:06,040 --> 00:37:08,560 Speaker 2: of socks. All my socks have holes in them, and 710 00:37:08,600 --> 00:37:10,520 Speaker 2: I'm like, I would like some warm wool socks. And 711 00:37:10,520 --> 00:37:12,840 Speaker 2: I go on and I search, and then you know, 712 00:37:12,920 --> 00:37:16,160 Speaker 2: thanks to the beauty of online reviews, I can tell 713 00:37:16,160 --> 00:37:18,920 Speaker 2: that there's some pair, some set that's like not very 714 00:37:18,960 --> 00:37:22,000 Speaker 2: expensive but has like thousands of five star reviews, and 715 00:37:22,040 --> 00:37:24,400 Speaker 2: I'm like, I'm on it. I'm on it, and you 716 00:37:24,440 --> 00:37:26,319 Speaker 2: know they're there the next day and they're great. 717 00:37:27,320 --> 00:37:30,360 Speaker 4: Well, the power of the Amazon review. This is what 718 00:37:30,360 --> 00:37:31,839 Speaker 4: I'm trying to get everyone to do, is like, please 719 00:37:31,880 --> 00:37:33,960 Speaker 4: leave a review for my book, because once I hit 720 00:37:33,960 --> 00:37:36,719 Speaker 4: a thousand reviews, the book will just sell in perpetuity 721 00:37:36,760 --> 00:37:39,160 Speaker 4: and I'll never have to do another podcast or reel again. 722 00:37:39,200 --> 00:37:40,400 Speaker 4: Although I would always come back. 723 00:37:40,239 --> 00:37:40,840 Speaker 1: To your podcast. 724 00:37:40,880 --> 00:37:43,279 Speaker 4: But of course, my favorite thing this week is and 725 00:37:43,280 --> 00:37:45,799 Speaker 4: I encourage everybody to do this. I've been going through 726 00:37:45,840 --> 00:37:49,799 Speaker 4: some old boxes and I have come across a lot 727 00:37:49,840 --> 00:37:52,719 Speaker 4: of old photos of myself, of my kids. I just 728 00:37:52,800 --> 00:37:55,600 Speaker 4: found the sonogram of my babies when they were in 729 00:37:55,600 --> 00:37:57,600 Speaker 4: my tummy. I showed them this morning. They were like, Mom, 730 00:37:57,600 --> 00:38:01,120 Speaker 4: your tummy is so ugly. I was like, okay, looks 731 00:38:01,200 --> 00:38:04,560 Speaker 4: like autogram. What is going on in your stomach? It's 732 00:38:04,600 --> 00:38:08,200 Speaker 4: so weird. But I think that that for me has 733 00:38:08,239 --> 00:38:11,120 Speaker 4: been really special this week. I've framed some of these 734 00:38:11,120 --> 00:38:12,920 Speaker 4: photos and now they're in front of me, and so, 735 00:38:13,280 --> 00:38:16,359 Speaker 4: you know, just go through some old boxes. You know 736 00:38:16,440 --> 00:38:20,319 Speaker 4: you might enjoy the process and seeing a photo of 737 00:38:20,360 --> 00:38:23,319 Speaker 4: yourself when you were a little kid. This is an 738 00:38:23,360 --> 00:38:26,280 Speaker 4: important thing to have at the forefront all the time, 739 00:38:26,440 --> 00:38:29,080 Speaker 4: because why else are you doing the things that you're doing. 740 00:38:29,320 --> 00:38:32,120 Speaker 4: If you're ever doubting anything, remember who you were as 741 00:38:32,160 --> 00:38:34,839 Speaker 4: a kid. Don't let that kid down. If you're worried 742 00:38:34,840 --> 00:38:37,000 Speaker 4: about public speaking, if you're worried about doing the next 743 00:38:37,000 --> 00:38:40,800 Speaker 4: thing and taking a chance, like you know, I always 744 00:38:40,840 --> 00:38:44,600 Speaker 4: think about myself as a kid and how scared I was, 745 00:38:44,719 --> 00:38:48,680 Speaker 4: and how scared of ever actually realizing my potential. I 746 00:38:48,920 --> 00:38:52,080 Speaker 4: was so do it for her, you know, and sometimes 747 00:38:52,360 --> 00:38:58,239 Speaker 4: having that actual visual reminder is so helpful. And we'll 748 00:38:58,320 --> 00:38:59,080 Speaker 4: keep you going. 749 00:38:59,200 --> 00:39:04,440 Speaker 1: Absolutely the Fieldo's photos are pretty cute too, right, thank cute? Yeah, exactly? 750 00:39:04,880 --> 00:39:07,200 Speaker 2: All right, Well, thank you so much for coming on Furnished. 751 00:39:07,400 --> 00:39:09,160 Speaker 2: Let our listeners know again the title of the book 752 00:39:09,160 --> 00:39:10,120 Speaker 2: and where they can find you. 753 00:39:11,080 --> 00:39:12,880 Speaker 4: Thank you so much, Laura. The book it's called a 754 00:39:12,920 --> 00:39:15,719 Speaker 4: Healthy State of Panic, and you can find it at 755 00:39:15,760 --> 00:39:19,319 Speaker 4: a healthystateopanic dot com. I love being on Instagram too. 756 00:39:19,320 --> 00:39:21,360 Speaker 4: If you want to follow me there at Farnish Sharabi, 757 00:39:21,520 --> 00:39:25,439 Speaker 4: I slide into my DMS. Lots of fun happening behind this. 758 00:39:25,440 --> 00:39:27,839 Speaker 2: Lots of fun. All right, thanks so much for joining us. 759 00:39:28,400 --> 00:39:32,040 Speaker 2: Thanks well, that was awesome. I am a big Farnish fan. 760 00:39:32,840 --> 00:39:36,880 Speaker 2: So Sarah, this question came in, she said, this listener, 761 00:39:37,719 --> 00:39:40,919 Speaker 2: maybe we recognize that we might have different opinions on this, says, 762 00:39:41,040 --> 00:39:45,120 Speaker 2: I'm curious how both of you approached decorating your houses 763 00:39:45,120 --> 00:39:47,719 Speaker 2: for any new listener. Sarah and I both moved in 764 00:39:47,800 --> 00:39:50,799 Speaker 2: twenty twenty two, so we've both been dealing with new 765 00:39:50,800 --> 00:39:54,040 Speaker 2: house stuff for the past two years or so, She says, 766 00:39:54,080 --> 00:39:57,759 Speaker 2: did you ever consider professional help or using a decorator? 767 00:39:58,120 --> 00:40:01,560 Speaker 2: I know you are typically fans of outside, but decorating 768 00:40:01,600 --> 00:40:04,920 Speaker 2: can end up being a very significant investment but might 769 00:40:04,920 --> 00:40:07,520 Speaker 2: also lead to a greater enjoyment of a space. This 770 00:40:07,560 --> 00:40:09,920 Speaker 2: person just moved, and she feels like she is wasting 771 00:40:10,000 --> 00:40:12,120 Speaker 2: time on thinking about how she might decorate when she 772 00:40:12,120 --> 00:40:14,320 Speaker 2: doesn't particularly enjoy it, nor does she think she is 773 00:40:14,440 --> 00:40:17,680 Speaker 2: very good at it, and so she finds it quite stressful. 774 00:40:18,400 --> 00:40:19,680 Speaker 1: And part of the stress. 775 00:40:19,320 --> 00:40:21,799 Speaker 2: Of feeling like her house isn't finished makes her feel 776 00:40:21,840 --> 00:40:24,080 Speaker 2: like she can't have people over, which is then an 777 00:40:24,120 --> 00:40:25,920 Speaker 2: opportunity cost in and of itself. 778 00:40:26,000 --> 00:40:29,000 Speaker 1: So would love your advice. So, Sarah, what do you 779 00:40:29,040 --> 00:40:29,520 Speaker 1: have for her? 780 00:40:29,880 --> 00:40:30,120 Speaker 4: Yeah? 781 00:40:30,160 --> 00:40:32,560 Speaker 1: And I'm not saying my perspective is correct. 782 00:40:32,680 --> 00:40:34,479 Speaker 3: I just want her to think outside of the box 783 00:40:34,520 --> 00:40:36,480 Speaker 3: of like what might be normal and what might be 784 00:40:36,760 --> 00:40:42,799 Speaker 3: possible or acceptable. But I have zero interest in this 785 00:40:42,880 --> 00:40:49,160 Speaker 3: particular category. We do not have a fancily decorated house. 786 00:40:49,280 --> 00:40:52,319 Speaker 3: Most of our furniture is IKEA. We replace it when 787 00:40:52,320 --> 00:40:55,239 Speaker 3: it looks so bad that it's like we did take 788 00:40:55,239 --> 00:40:57,560 Speaker 3: a look at the like fifteen year old brown Futan 789 00:40:57,600 --> 00:40:59,839 Speaker 3: and we're like, okay, fine, it's fine. We should get 790 00:41:00,080 --> 00:41:02,799 Speaker 3: other sofa from Ikia to replace it for the next 791 00:41:02,800 --> 00:41:03,680 Speaker 3: decade or something. 792 00:41:04,040 --> 00:41:07,479 Speaker 1: But yeah, it's just like not a priority for us. 793 00:41:07,600 --> 00:41:10,600 Speaker 3: We want to save, we want to spend money on 794 00:41:10,640 --> 00:41:14,600 Speaker 3: our kids, we want to travel, and to some extent, 795 00:41:15,520 --> 00:41:19,080 Speaker 3: you can't spend out in every single category, at least 796 00:41:19,120 --> 00:41:23,799 Speaker 3: not at our income level, and so we are completely 797 00:41:23,840 --> 00:41:27,120 Speaker 3: happy in surroundings that have enough space and are very comfortable. 798 00:41:27,120 --> 00:41:29,239 Speaker 3: I don't live in a particularly tiny home. It's like 799 00:41:29,360 --> 00:41:32,400 Speaker 3: thirty five hundred square feet or something like that, but 800 00:41:32,520 --> 00:41:36,000 Speaker 3: it is not decorated in any way, shape or form. However, 801 00:41:36,200 --> 00:41:38,120 Speaker 3: I have people over all the time, and I've never 802 00:41:38,120 --> 00:41:41,120 Speaker 3: once had someone be like, ugh, your house is like 803 00:41:41,600 --> 00:41:44,320 Speaker 3: not decorated, so I don't want to come or something 804 00:41:44,440 --> 00:41:44,600 Speaker 3: like that. 805 00:41:44,640 --> 00:41:45,200 Speaker 1: Hang out with you. 806 00:41:45,280 --> 00:41:48,160 Speaker 3: Sarah like, yeah, we had book club yesterday. I mean 807 00:41:48,200 --> 00:41:51,560 Speaker 3: we have plenty of space. I have a folding table 808 00:41:51,560 --> 00:41:53,319 Speaker 3: that I can put a tablecloth if I need a 809 00:41:53,360 --> 00:41:57,239 Speaker 3: big table. We've had many a party here. In fact, 810 00:41:57,280 --> 00:41:59,480 Speaker 3: I would say I host more than I get invited 811 00:41:59,520 --> 00:42:01,160 Speaker 3: to things. Maybe I don't get invited because they're so 812 00:42:01,200 --> 00:42:04,799 Speaker 3: offended by our house that. But I would just push 813 00:42:04,840 --> 00:42:06,440 Speaker 3: back on the idea that you need like a fancy 814 00:42:06,480 --> 00:42:08,600 Speaker 3: house because if your friends are going to judge you 815 00:42:08,640 --> 00:42:11,440 Speaker 3: by like what your home looks like, I mean, and 816 00:42:11,480 --> 00:42:15,399 Speaker 3: then they're not people I would particularly want to hang 817 00:42:15,440 --> 00:42:15,799 Speaker 3: out with. 818 00:42:16,120 --> 00:42:16,839 Speaker 1: Yeah. 819 00:42:16,880 --> 00:42:18,640 Speaker 3: And by the way, I have high standards when it 820 00:42:18,640 --> 00:42:21,799 Speaker 3: comes to being like clean, so like I want the 821 00:42:21,800 --> 00:42:24,760 Speaker 3: house to be organized and not cluttered, and like people 822 00:42:24,800 --> 00:42:27,200 Speaker 3: actually commented yesterday because it had happened to be the 823 00:42:27,280 --> 00:42:29,200 Speaker 3: day we had our house cleaned. Anyway, wow, your house 824 00:42:29,239 --> 00:42:33,240 Speaker 3: is so clean, but nobody said, like, but the furniture 825 00:42:33,280 --> 00:42:34,080 Speaker 3: is not stylish. 826 00:42:34,200 --> 00:42:36,120 Speaker 2: Just the furniture is for my kiya. I can't be 827 00:42:36,120 --> 00:42:39,080 Speaker 2: friends with you, Yeah, I think that is. Anyone who 828 00:42:39,120 --> 00:42:40,640 Speaker 2: said that is not somebody you want to be friends 829 00:42:40,640 --> 00:42:43,160 Speaker 2: with anyway, So I say you shouldn't. These are separate 830 00:42:43,239 --> 00:42:47,120 Speaker 2: questions like can you have people over? Absolutely, you should 831 00:42:47,160 --> 00:42:49,200 Speaker 2: have people over. I remember we had we had some 832 00:42:49,239 --> 00:42:51,319 Speaker 2: people come stop by to see our house when we 833 00:42:51,360 --> 00:42:53,399 Speaker 2: had just moved in, and so everything was like full 834 00:42:53,440 --> 00:42:55,480 Speaker 2: of box I mean literally that day, like the movers 835 00:42:55,480 --> 00:42:57,160 Speaker 2: were like getting stuff out. I had just like given 836 00:42:57,200 --> 00:42:59,160 Speaker 2: them the tip, like you know, they were coming over 837 00:43:00,080 --> 00:43:03,400 Speaker 2: and it's fine. Like if they're your friends, they enjoy 838 00:43:03,440 --> 00:43:06,600 Speaker 2: your life and they enjoy you, and so I mean 839 00:43:06,640 --> 00:43:08,600 Speaker 2: as long as you have like a chair for them 840 00:43:08,600 --> 00:43:11,120 Speaker 2: to sit on. Like so if you literally have no furniture, 841 00:43:11,360 --> 00:43:13,080 Speaker 2: you might want to at least get some folding chairs, 842 00:43:13,840 --> 00:43:16,560 Speaker 2: But as long as you have a clean bathroom and 843 00:43:16,600 --> 00:43:19,080 Speaker 2: somewhere for them to sit, most people are going to 844 00:43:19,120 --> 00:43:21,520 Speaker 2: be pleasant enough. If they are people you want to 845 00:43:21,520 --> 00:43:23,560 Speaker 2: have in your life. Now, that is a different question 846 00:43:24,160 --> 00:43:28,200 Speaker 2: than decorating. I actually think this person is a prime 847 00:43:28,280 --> 00:43:32,520 Speaker 2: candidate for hiring a designer for precisely what she said. 848 00:43:32,880 --> 00:43:35,400 Speaker 2: You are spending a lot of money to decorate this house, 849 00:43:35,600 --> 00:43:37,920 Speaker 2: and you want to spend it well, and you are 850 00:43:37,960 --> 00:43:40,880 Speaker 2: recognizing that other people have an eye for things and 851 00:43:41,160 --> 00:43:45,000 Speaker 2: you don't. So this is absolutely the situation where you 852 00:43:45,160 --> 00:43:48,000 Speaker 2: hire a professional and it's not like you go away 853 00:43:48,040 --> 00:43:50,320 Speaker 2: and come back and like the whole house is decorated. 854 00:43:50,360 --> 00:43:52,160 Speaker 2: I mean, it usually doesn't work like that. I mean 855 00:43:52,160 --> 00:43:55,279 Speaker 2: maybe some people do that, Like if you're decorating like 856 00:43:55,320 --> 00:43:57,719 Speaker 2: a vacation home you plan to rent out and you 857 00:43:57,719 --> 00:43:59,319 Speaker 2: don't really care what's in it. But if this is 858 00:43:59,360 --> 00:44:03,120 Speaker 2: your obviously your primary residence, what it will be is 859 00:44:03,160 --> 00:44:06,440 Speaker 2: that this person, this designer, will show you like three 860 00:44:06,480 --> 00:44:09,480 Speaker 2: options based on what he or she has decided is 861 00:44:09,520 --> 00:44:13,799 Speaker 2: your taste, and then you will choose from those three options. Right, 862 00:44:14,239 --> 00:44:17,319 Speaker 2: And that makes it so much easier because you are 863 00:44:17,320 --> 00:44:21,759 Speaker 2: not choosing from the entire universe of sofas. You are 864 00:44:21,840 --> 00:44:25,839 Speaker 2: choosing between three sofas, all of which would be excellent, right, 865 00:44:25,880 --> 00:44:28,319 Speaker 2: So you just choose your favorite from those or I 866 00:44:28,320 --> 00:44:30,840 Speaker 2: mean the entire universe of if you're doing a whole 867 00:44:30,880 --> 00:44:33,640 Speaker 2: house thing, like, you're gonna be choosing stuff like the 868 00:44:33,719 --> 00:44:38,520 Speaker 2: pulls on cabinets, like what the faucets look like. I mean, 869 00:44:38,560 --> 00:44:41,080 Speaker 2: all these things that you have never ever thought to 870 00:44:41,160 --> 00:44:43,640 Speaker 2: care about. And it does kind of you know, there 871 00:44:43,680 --> 00:44:46,960 Speaker 2: are choices that could probably look more in the way 872 00:44:47,000 --> 00:44:48,640 Speaker 2: you'd like them to look, or less or you know, 873 00:44:48,719 --> 00:44:50,320 Speaker 2: more feel like you want them to look or less. 874 00:44:50,400 --> 00:44:51,040 Speaker 1: And again, this. 875 00:44:51,080 --> 00:44:56,280 Speaker 2: Designer knows all that they know what knobs are good, 876 00:44:56,400 --> 00:44:58,960 Speaker 2: and they know looking at what your taste is, and 877 00:44:59,000 --> 00:45:01,480 Speaker 2: they will show you three knobs and then you choose 878 00:45:01,480 --> 00:45:04,600 Speaker 2: from those three knobs and you find something you are 879 00:45:04,600 --> 00:45:06,879 Speaker 2: happy with. So I think in your case, this would 880 00:45:06,880 --> 00:45:09,399 Speaker 2: actually be a great way to make sure that you're 881 00:45:09,440 --> 00:45:13,440 Speaker 2: not wasting money on a sofa you then hate, or 882 00:45:13,440 --> 00:45:16,040 Speaker 2: a paint color that isn't what you like, or anything 883 00:45:16,080 --> 00:45:20,280 Speaker 2: like that. That said, different designers get paid different ways. 884 00:45:20,360 --> 00:45:25,040 Speaker 2: I would suggest looking into somebody who is willing to 885 00:45:25,040 --> 00:45:29,440 Speaker 2: be paid by the hour, because then they're more open 886 00:45:29,600 --> 00:45:31,920 Speaker 2: as opposed to like a percentage of the budget, because 887 00:45:31,920 --> 00:45:35,960 Speaker 2: some people do a percent of like what you purchase, 888 00:45:36,600 --> 00:45:40,319 Speaker 2: and usually it comes out about the same because they 889 00:45:40,400 --> 00:45:43,440 Speaker 2: get discounts, like there's often too the trade discounts for 890 00:45:43,520 --> 00:45:45,560 Speaker 2: like rugs and furniture and all these for most of 891 00:45:45,560 --> 00:45:46,680 Speaker 2: the high end furniture stores. 892 00:45:46,719 --> 00:45:48,080 Speaker 1: So if they were. 893 00:45:47,920 --> 00:45:49,879 Speaker 2: Getting like I'm just throwing this out, I don't remember 894 00:45:49,920 --> 00:45:51,400 Speaker 2: what the standard numbers are, but if they were getting 895 00:45:51,400 --> 00:45:53,759 Speaker 2: twenty percent of the price, they're often getting between a 896 00:45:53,800 --> 00:45:56,480 Speaker 2: fifteen and twenty five percent discount to the trade anyway, 897 00:45:56,520 --> 00:45:57,920 Speaker 2: so it's it's kind of a wash. 898 00:45:58,440 --> 00:46:01,360 Speaker 1: But the incentive then is to choose. 899 00:46:01,080 --> 00:46:05,520 Speaker 2: Slightly more expensive items versus if you were getting paid 900 00:46:05,520 --> 00:46:09,000 Speaker 2: by the hour, then it's the same to you if 901 00:46:09,080 --> 00:46:14,200 Speaker 2: it's a relatively inexpensive couch versus a more expensive couch, 902 00:46:14,600 --> 00:46:17,960 Speaker 2: and so they won't automatically feel like even if they're 903 00:46:18,000 --> 00:46:20,200 Speaker 2: not consciously doing it, there's always the incentive to have 904 00:46:20,239 --> 00:46:24,279 Speaker 2: slightly more expensive stuff. So I would just think, you know, 905 00:46:24,360 --> 00:46:26,080 Speaker 2: it can go either way and you're probably gonna get 906 00:46:26,120 --> 00:46:28,880 Speaker 2: something great regardless if you ask friends for recommendations whatever, 907 00:46:29,320 --> 00:46:32,239 Speaker 2: But just throwing that out there as a possibility if 908 00:46:32,239 --> 00:46:35,800 Speaker 2: you're looking for slightly more budget friendly furniture. 909 00:46:35,400 --> 00:46:37,240 Speaker 1: Pieces totally makes sense. 910 00:46:37,520 --> 00:46:39,640 Speaker 3: And yeah, I think if you care about it, I 911 00:46:39,680 --> 00:46:42,400 Speaker 3: totally agree with Laura. I just I don't know, like 912 00:46:42,719 --> 00:46:44,479 Speaker 3: make sure you'd care about it, like I would totally 913 00:46:44,520 --> 00:46:47,480 Speaker 3: hire a designer for clothing because I care. 914 00:46:47,560 --> 00:46:49,880 Speaker 1: Yeah more, Yeah, exactly. 915 00:46:49,920 --> 00:46:52,959 Speaker 2: We all have different things we care about or even 916 00:46:53,000 --> 00:46:54,440 Speaker 2: just you know, you may not care about it, but 917 00:46:54,480 --> 00:46:57,160 Speaker 2: sometimes in tough roll estite markets, if you're trying to 918 00:46:57,160 --> 00:46:59,600 Speaker 2: sell a house, like staging it can really help, and 919 00:46:59,680 --> 00:47:00,200 Speaker 2: you know, so. 920 00:47:00,160 --> 00:47:00,560 Speaker 1: You have to. 921 00:47:00,920 --> 00:47:02,239 Speaker 3: Yeah, yeah, if you're going to live in a house 922 00:47:02,239 --> 00:47:04,560 Speaker 3: for ten years and you're like hiring someone to decorate it, 923 00:47:04,880 --> 00:47:06,600 Speaker 3: I mean most people are not hiring it because they 924 00:47:06,640 --> 00:47:07,839 Speaker 3: plan on moving out in two years. 925 00:47:07,960 --> 00:47:09,880 Speaker 1: I did see you write that, and I'm like, hmmm, 926 00:47:10,040 --> 00:47:11,800 Speaker 1: because like, by the but that's not this person. 927 00:47:11,840 --> 00:47:14,520 Speaker 2: I'm just saying like you know, you even somebody who 928 00:47:14,600 --> 00:47:17,080 Speaker 2: doesn't care about it, might you know, that's a situation 929 00:47:17,120 --> 00:47:18,680 Speaker 2: where you might look into it, right, if you were 930 00:47:18,680 --> 00:47:20,400 Speaker 2: trying to sell something relatively. 931 00:47:20,080 --> 00:47:23,200 Speaker 1: Yes, yes, all right, well, this has been best of 932 00:47:23,239 --> 00:47:23,840 Speaker 1: both worlds. 933 00:47:23,880 --> 00:47:27,160 Speaker 2: I was interviewing Fernush Tarabi that her brand new book 934 00:47:27,200 --> 00:47:29,879 Speaker 2: A Healthy State of Panic. We will be back next 935 00:47:29,880 --> 00:47:32,240 Speaker 2: week with more on making work and life fit together. 936 00:47:34,280 --> 00:47:35,120 Speaker 1: Thanks for listening. 937 00:47:35,360 --> 00:47:38,440 Speaker 3: You can find me Sarah at the shoebox dot com 938 00:47:38,560 --> 00:47:42,279 Speaker 3: or at the Underscore Shoebox on Instagram, and you. 939 00:47:42,160 --> 00:47:46,440 Speaker 2: Can find me Laura at Laura vandercam dot com. This 940 00:47:46,480 --> 00:47:49,759 Speaker 2: has been the best of both worlds podcasts. Please join 941 00:47:49,840 --> 00:47:52,560 Speaker 2: us next time for more on making work and life 942 00:47:52,680 --> 00:47:53,360 Speaker 2: work together.