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Speaker 1: Everybody is DJ NV Charlamage the guy. We are the

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Speaker 1: Breakfast club. Clodia Jordan is here, our guess co host,

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Speaker 1: and we're talking about when is the where is the

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Speaker 1: craziest place your credit card got declined?

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Speaker 2: Now?

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Speaker 1: This comes from Drake, his card got declined on Live

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Speaker 1: over the weekend and we're just asking the craziest place

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Speaker 1: your card got declined?

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Speaker 3: Now, Claudia Jordan said, casino.

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Speaker 4: For you, it was real bad.

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Speaker 5: At one point I had a Julian that's some guy

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Speaker 5: bought me that I didn't like. So I went to

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Speaker 5: the paunch hoop and sold that and I got right

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Speaker 5: back on the tables and try to get my money back.

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Speaker 3: Did you get it back?

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Speaker 5: No?

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Speaker 1: Damn it man, Damn it man. Well, mine was a

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Speaker 1: club uptown. This had to be about fifteen years ago.

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Speaker 1: I was with Shout the DJ pro Style, who's the

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Speaker 1: DJ at the station. We were all at his club,

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Speaker 1: and I bought two bottles or why because I was dumb,

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Speaker 1: But my card got declined. So I tried another card

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Speaker 1: and that card got declined. And the reason it got

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Speaker 1: declined was that venue had a lot of fraud. So

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Speaker 1: any card that you tried to use with decline because

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Speaker 1: the venue was coming up as a fraud fraudulent venue.

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Speaker 1: But my people's already popped the bottles and already drank

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Speaker 1: and they came back.

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Speaker 3: So I had to go outside talk.

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Speaker 1: To the person from American Express for like twenty thirty

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Speaker 1: minutes outside to you know, because you gotta wait on hold.

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Speaker 3: It's like three in the morning.

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Speaker 1: Then finally when they did approve it, the club was over.

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Speaker 4: Anyone else car get the decline, it just yours.

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Speaker 1: I was the one that I didn't tell nobody because

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Speaker 1: it was my embarrassment there. It was my peoples, it

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Speaker 1: was somebody birth I don't know if it was June

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Speaker 1: birthday and somebody's birthday, but I had to take care

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Speaker 1: of that. So I felt bad and I didn't even

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Speaker 1: get to enjoy.

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Speaker 3: So it was.

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Speaker 6: It was what it was.

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Speaker 5: It's not embarrassing because people always go they do the

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Speaker 5: same thing, Oh there's money on that card.

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Speaker 4: Or it was because I'm out of town.

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Speaker 6: Like you just go to your go to you gotta.

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Speaker 7: Start explaining because you around a bunch of people and

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Speaker 7: you just don't want them to think you broke well.

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Speaker 3: I remember, I remember another time I had to I

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Speaker 3: showed the person. I don't know where I was. I

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Speaker 3: had to show a person. Look, I got money in

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Speaker 3: my bank. I got because you feel so stupid. But

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Speaker 3: it's the same type of thing, if it.

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Speaker 7: Yeah, I can't believe that y'all can remember one time,

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Speaker 7: Like every single time that has been declined, I've been

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Speaker 7: embarrassed about.

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Speaker 1: It, nah, because ever since then, I would call American

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Speaker 1: Express and tell them where I'm going.

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Speaker 6: I'm going out of town. Don't do this to me again.

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Speaker 6: Exactly what I'm going. I'm going out of town. Don't

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Speaker 6: play with me.

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Speaker 1: I'm going here, I'm going out the country. So I

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Speaker 1: never had that problem ever again because I made sure

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Speaker 1: I tell them every time.

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Speaker 4: It is traumatizing.

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Speaker 6: Yes, I don't remember. It's been so many.

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Speaker 3: It really hasn't been a lot.

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Speaker 6: It's been enough because you know what, and it's not

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Speaker 6: even that it's been a lot.

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Speaker 7: It's been it's the trauma you deal with afterwards, because

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Speaker 7: even now when I give my card, I'm just hoping

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Speaker 7: the way that comes back and just it is a signature,

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Speaker 7: you know what I mean, when you know it, when

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Speaker 7: you know what's the problem.

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Speaker 6: Is, Like, mister Michael, can I talk too like, oh, Lord,

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Speaker 6: have me see.

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Speaker 3: The bad thing.

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Speaker 1: I don't carry cash on me anymore, don't. I don't

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Speaker 1: really carry cash if I carry forty dollars. So if

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Speaker 1: it's the client, it's gonna be a problem. Right, You're

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Speaker 1: gonna have Apple pay. You better have something to help

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Speaker 1: me out.

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Speaker 5: That walk back when the waiter is coming up and

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Speaker 5: you're like, they're looking at you and they got that

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Speaker 5: look on their face. That is one of the worst

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Speaker 5: I'm trying to tell you, and you have that anxiety.

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Speaker 6: I'm trying to tell you.

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Speaker 3: Let's go to the phone loss. Hello, who's this. What's up?

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Speaker 8: Bro?

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Speaker 3: We're talking about your credit call getting decline?

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Speaker 9: Yeah, man, it's crazy. I was actually in uh New

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Speaker 9: York for four twenty and I went to the dispensary

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Speaker 9: to try to get some buds and my car got

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Speaker 9: declined because I'm from PA and then play so that's

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Speaker 9: like an out of state transaction fraud.

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Speaker 3: Yep.

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Speaker 9: Yeah. I went in there and literally I told the dude, like,

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Speaker 9: why isn't my car getting uh Barney, let me go through.

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Speaker 9: It was just like, I don't know, Bro's coming up

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Speaker 9: as fraud. I can't do nothing. By the time I

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Speaker 9: stepped outside. My bank called me and told me what

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Speaker 9: was going on.

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Speaker 4: Yeah.

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Speaker 1: A lot of times your bank will call you immediately,

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Speaker 1: or they'll text you, or they'll email you to see

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Speaker 1: if that transaction was actually yours. But a lot of

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Speaker 1: times these new cars got the chipping it where they

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Speaker 1: can actually see make sure the call is with the person.

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Speaker 10: Though.

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Speaker 7: That used to be the best feeling in the world

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Speaker 7: when you call getting declined, and then you sit down

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Speaker 7: and wait for the make the call and you start talking.

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Speaker 6: Just my bank right here, I told you what's happening. Yeah,

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Speaker 6: I'm here. Yeah, yeah, that was me.

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Speaker 9: That was me.

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Speaker 6: All right, thank you. I can run it again.

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Speaker 5: Then you go by extra because it got approved to

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Speaker 5: the cash here that you got.

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Speaker 1: It right right, Let's go to another caller. Hello, who's this, hey, Shante?

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Speaker 1: When the last time your car got declined? The craziest place?

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Speaker 2: First of all, good morning morning. I was hoping that

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Speaker 2: Uncle Charlotte care reed. My new book is called The

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Speaker 2: Son of God and Kofitch. It's about the about the

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Speaker 2: Bible being an African book. But back to my answer.

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Speaker 2: It was when I was buying panthers for my baby,

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Speaker 2: Dabody had stolen my identity and took all my money

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Speaker 2: off my card.

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Speaker 11: Yeah, it was horrible.

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Speaker 2: It took like two weeks to get all my money back.

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Speaker 3: Jesus, sorry for you, mama.

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Speaker 2: I'm good.

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Speaker 7: You hang up on her like you are so cruel.

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Speaker 6: I want to hear more. Y.

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Speaker 3: I didn't ask any questions. I'm sorry.

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Speaker 8: Good morning morning, that's okay, Good morning guys. First of all,

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Speaker 8: I loved you guys. And before I answered this, did

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Speaker 8: you guys get your candles on Friday?

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Speaker 11: We did the candle company?

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Speaker 6: I got him right here.

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Speaker 3: Charlamagne loved the one that said Guy's night out.

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Speaker 6: Shut up. I have them right here. All of them

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Speaker 6: say gods night out.

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Speaker 9: They don't.

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Speaker 3: They do some say backs.

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Speaker 6: All I got is the guys night out. Of course,

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Speaker 6: that's what you know.

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Speaker 7: You have to back now you got back back? Sound

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Speaker 7: way crazy than Guy's Night Out?

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Speaker 2: All right?

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Speaker 6: What is this man? Why you said the.

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Speaker 2: Man?

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Speaker 8: I'm just going with y'all right, you.

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Speaker 6: Guys, we're putting picking up.

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Speaker 2: That's it.

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Speaker 8: But I took my daughter and i'll say ten of

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Speaker 8: her girlfriends to Talon in Mexico. We went to table.

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Speaker 8: You know, we're taking shot soul. Were good be good

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Speaker 8: bill coming like here, here's my American test. It was

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Speaker 8: like I'm sorry, man, we ain't going through. I'm like

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Speaker 8: what wo So now I'm out in the lobby. Were

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Speaker 8: outside for about thirty minutes, like what's going on?

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Speaker 2: The Living Express deal? So yeah, that was very embarrassing,

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Speaker 2: especially on her friends.

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Speaker 1: Yeah, that's crazy and taboos expensive as hell too. So

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Speaker 1: you that taboo is expensive. You better have all the

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Speaker 1: cash with you right there.

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Speaker 6: Did the charge go through ever?

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Speaker 4: Did you a card? Oh?

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Speaker 8: Yeah yeah?

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Speaker 1: They ok God, America Express don't play that boy, They'll

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Speaker 1: they'll turn you down in the second. And you got

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Speaker 1: to call and sit outside for twenty minutes trying to

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Speaker 1: get them on the phone exactly.

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Speaker 8: Okay, So yeah it was blessed, blessing, blessing. But you guys,

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Speaker 8: please enjoy the candles and Molt Candle Company.

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Speaker 6: They smell good. I'm gonna like want to here in a.

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Speaker 1: Minute, and how can people get your candles if they

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Speaker 1: want to?

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Speaker 3: Mama?

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Speaker 8: Okay, so my it is mold m O tyson L

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Speaker 8: I T C A N C L E C O

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Speaker 8: at stop at my shopifi dot com.

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Speaker 3: Thank you so much.

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Speaker 4: It's not really great.

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Speaker 3: You all right?

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Speaker 11: Thank you so much.

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Speaker 1: Guys eight hundred and five eight five one oh five one.

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Speaker 1: We're asking where's the craziest place your credit card got decline?

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Speaker 3: That is the question.

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Speaker 1: Call us up right now. It's the Breakfast Club. Good morning,

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Speaker 1: it's topic time. Call eight hundred five five five one

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Speaker 1: to join into the discussion with the Breakfast Club. Warning everybody,

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Speaker 1: it's t J n V Charlamagne the guy. We are

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Speaker 1: the Breakfast Club. Nowhew just joining us. We're asking where

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Speaker 1: is the craziest place your credit card got the cline? Now,

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Speaker 1: this conversation comes from Drake over the weekend. He was

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Speaker 1: on live and his credit card got the climb right

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Speaker 1: there on live. So we're asking what's the craziest place

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Speaker 1: and we got.

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Speaker 3: Mickey on the line. Mickey good morning. Oh I'm sorry.

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Speaker 3: His name is kay Rock k Rock in the morning.

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Speaker 10: Good morning.

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Speaker 3: It's the craziest place credit.

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Speaker 10: Card got the clin the McDonald's drive.

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Speaker 3: Damn, damn. That's bad. That's that's that's that's a new.

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Speaker 6: Low, bro. How much was the order?

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Speaker 9: Was like four dollars?

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Speaker 6: Oh my god, the number two the two chief burga.

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Speaker 1: Mill No, I got the mcdouble MC double ninety nine cents,

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Speaker 1: just two dollars.

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Speaker 6: So you got McDonald and.

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Speaker 11: What in a small t?

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Speaker 10: Oh?

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Speaker 6: In a small t okay?

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Speaker 9: Okay? Yeah?

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Speaker 1: So what did you do when you got decline at McDonald's, brold.

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Speaker 6: He should have just gave you the fool.

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Speaker 3: They should have just said head bro. Yeah, but let

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Speaker 3: me ask you a question. Why was it decline? You

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Speaker 3: didn't have the money or did American Express make a mistake?

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Speaker 8: No, I don't thinking I had it over There must have.

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Speaker 3: Been a regular he didn't have it on it. That

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Speaker 3: was like a visa.

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Speaker 6: You can't take it with you, but you can't take

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Speaker 6: it with you?

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Speaker 3: Shut up, man, have it going, bro? What's wrong with you?

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Speaker 9: Man?

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Speaker 6: What I'm asking the question?

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Speaker 3: Hello?

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Speaker 7: You can't taking should have spotted him the extra money?

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Speaker 3: Hello.

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Speaker 11: Hey, my name is Sean Man.

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Speaker 3: Sean, good morning.

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Speaker 1: We're asking where's the craziest place your credit card got decline?

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Speaker 10: Okay?

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Speaker 11: So I was stationed in Europe and me and my

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Speaker 11: wife went on our vacation for our anniversary over the

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Speaker 11: Grand Canary. While we were there, Kano went off.

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Speaker 4: Damn.

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Speaker 11: They canceled all flights over you over Europe. You couldn't

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Speaker 11: fly out my credit card declined when I went to

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Speaker 11: go pay the bill and I called you as saying hey,

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Speaker 11: my company, and I was like, yo, I need a

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Speaker 11: new credit card or turn this one back on. They said, no, sir,

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Speaker 11: we can't turn it back on because we've already said

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Speaker 11: you wanted to mail. I lived in Germany at the time.

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Speaker 11: They couldn't turn my credit card back on because they

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Speaker 11: had already turned it off. And I'm stuck on this

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Speaker 11: island in Spain. Luckily, my other bank let me put

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Speaker 11: more money onto my regular debit card and I was

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Speaker 11: able to pay. Otherwise we were going to be stuck

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Speaker 11: over there. We were already stuck an extra week on

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Speaker 11: our vacation, and then I couldn't pay because they sent

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Speaker 11: me a new credit card.

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Speaker 3: Damn, damn, damn.

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Speaker 6: Thank you.

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Speaker 11: Yea, yeah, it was great. Yeah, we made at home.

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Speaker 11: Can I plugged my book real quick, guys.

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Speaker 9: Yeah.

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Speaker 11: I made a cookbook based on my military travelers. It's

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Speaker 11: called Miles around the World Recipes I created based on

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Speaker 11: places I've been. It's on Amazon and on Apple, Eyebooks,

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Speaker 11: everywhere you can get books. I love the show, guys.

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Speaker 11: Love what you guys do, and keep up to good work.

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Speaker 6: You brother, Hello, who's this?

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Speaker 2: Hey?

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Speaker 10: What's up? Is Stefan calling out of Kansas City or

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Speaker 10: Bob Way or Numberville?

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Speaker 6: What's eight four three? We used to call it Somemmerville

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Speaker 6: back in the day, but we've grown.

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Speaker 11: Up, of course, of course.

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Speaker 1: So we're asking, what's the craziest place your credit card

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Speaker 1: got declined?

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Speaker 10: Man? They got declined down in Magic City.

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Speaker 7: Wow, now that you get you don't have to cash

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Speaker 7: the only establishment after that.

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Speaker 10: I didn't know that. I'm not a strip club guy.

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Speaker 3: So you try to buy singles or you try to

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Speaker 3: buy a bottle.

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Speaker 10: Nah, man, I was at the bar trying to get

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Speaker 10: trying to set up a tab. Man, I have my bird.

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Speaker 10: She took you down there for my birthday, and I said,

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Speaker 10: I got it. I didn't have it.

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Speaker 4: You should let her pay those your birthday, hey.

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Speaker 10: But in my defense, I didn't know I was in

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Speaker 10: a different state, so I had to change my card over.

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Speaker 7: Oh okay, Oh you didn't call your bank and let

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Speaker 7: them know you weren't gonna be there.

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Speaker 9: What was the tab?

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Speaker 10: My tab was only like fifty dollars, man, What is

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Speaker 10: going on? Man?

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Speaker 4: That was a little two cents?

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Speaker 3: Second?

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Speaker 5: Is it that like they can see some fifty dollars charges.

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Speaker 5: But when I mean when someone does fraud of my account,

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Speaker 5: those charges go through man.

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Speaker 3: That is wild.

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Speaker 1: And to the brother that call that got the cline McDonald's,

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Speaker 1: if you call back, I'm gonna throw something in your cash.

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Speaker 3: You get the clone McDonald's. That's that's it.

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Speaker 7: And I'm saying in the Script Club, I just thought

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Speaker 7: about it, like I've used I used a card in

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Speaker 7: the Script Club, but for drinks though, but.

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Speaker 6: Cas I go in there with cash for the singles.

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Speaker 7: But if i'm you know, if bottles are being purchased,

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Speaker 7: I'll use my card.

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Speaker 3: All right, yes, all right, what's the more of the story, guys,

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Speaker 3: if there's more? I have cash on you?

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Speaker 4: I like cash.

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Speaker 3: I don't. I don't really carry that much cash on me.

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Speaker 3: I don't.

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Speaker 1: I only cary like forty fifty dollars. Everything is my

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Speaker 1: card or Apple Bay.

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Speaker 5: Just got to have a little backup nowadays, though, because

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Speaker 5: it's I don't like how it's all going over to electronic.

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Speaker 7: I feel you on that too, because what I don't

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Speaker 7: like is do you have a cash app convo? And

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Speaker 7: then I don't have cash up? I got ben more,

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Speaker 7: I got this and that I like to pay people.

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Speaker 6: On the spot.

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Speaker 7: You know, like yesterday in the picnic, we had some

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Speaker 7: you know games we were playing and we promised them

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Speaker 7: some money. You know, I wish I had to cash

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Speaker 7: on the spot because you got to get cash apps

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Speaker 7: and everything.

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Speaker 3: Cash.

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Speaker 4: What I'm saying, got shut down.

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Speaker 6: Your cash up got shut down.

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Speaker 4: Remember doing the pandemic.

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Speaker 5: Everybody was doing those like money groups, money Mike Yalla

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Speaker 5: rich are ready? Never mind the listeners that I'm talking about,

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Speaker 5: the SUSU groups and all that.

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Speaker 4: Remember that. So no, it's like you put money in

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Speaker 4: a pot and.

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Speaker 3: What people you don't know?

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Speaker 8: I do.

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Speaker 5: You know, I'm telling myself too much this morning, So

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Speaker 5: never mind. I'll tell you about it later on.

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Speaker 6: Yeah, that's not like fraud.

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Speaker 10: Geez.

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Speaker 4: Well that's why my cash ups.

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Speaker 3: But we got roomors on the way, Yeah, we do.

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Speaker 4: Our Kelly back in the news is not looking good?

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Speaker 3: All right, We'll get into that next. It's the Breakfast Club.

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Speaker 3: Good morning.

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Speaker 6: The Breakfast Club

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Speaker 10: Are